#CMP Accredited and Certified company | Explore Tumblr Posts and Blogs

newballbearing · 3 years

Text

NBBC- Top Industrial Products Distributors

The New Ball Bearing Co. LLP is poised to rule the roost with its sophisticated processes as a result of the wave of automation, smart manufacturing, and digitization. We stay current with market developments by leveraging artificial intelligence and the internet of things (IoT), among other technologies.

We believe in the growth of our employees in order to grow the organisation. We have a distinct Mission, Vision, Values, and Business Policy. Through innovation and a strong dedication to quality, our professional technical teams and staff are ready to handle all major items, while maintaining a robust logistics infrastructure and effectively managing customer deliveries. Additionally, we are an ISO 9001-2015 accredited business with robust quality management systems.

With a 70-year tradition and the goal to provide clients with a competitive advantage through knowledge-driven partnerships and value-added industrial solutions, we are committed to continuous growth through innovation and profitability for our customers through value-added services.

Our team of professionals, guided by professionalism in all that we do and by quality and business ethics, understands specific commercial and industrial needs and caters to each customer's need as knowledge partners. Driven by the visionary founder Mr L. P. Pandya's attitude, the Company continues to be guided by its values of 'Customer First,' Empowerment and Teamwork, and Integrity, with the goal of fostering a culture of continual improvement.

Distributor of Industrial Bearings

We are SKF Certified Maintenance Partners (CMP), an Authorized SKF Industrial Distributor with comprehensive machine reliability training to assist you in monitoring machine functioning, forecasting machine breakdowns, and identifying hidden cost–saving potential. They collect and analyse significantly more machinery and process data than the majority of predictive–maintenance service providers using a variety of proprietary SKF tools and analysis software. We are a distributor of SKF industrial bearings in Pune.

As an SKF Certified Maintenance Partner, the New Ball Bearing Company's objective is to build a thorough, professional, standardised, and dependable maintenance regime that results in cost savings in Total Maintenance.

Purchase the highest-quality SKF goods at an affordable price. We believe in the delivery of high-quality products.

With over 1000 repairs each year, NBBC and the SKF Solution plant can provide the greatest value, highest performance, and most dependable customer service in the business. SKF services centres in Pune and Bangalore.

The Benefits of Spindle Services

With the extended warranty on the Smart Spindle concept.

Advantages & Features

Increase productivity by optimising spindle performance.

Reduce downtime

Costs of maintenance are reduced

Increase the spindle's dependability

The industry's best warranty Emergency services are provided.

Applications for the Spindles We Refurbish

Machine Shops

Centers of Reversal

Designs for Grinding Jig Boring Milling

Belt \sMotor Direct Block and Cartridge Technologies Integrated

Grease and Oil HSK and ISO clamping lubricated

Bearings, both ball and roller

Bearing Hydrostatic

Taper roller bearings with a single row can accommodate axial loads only in one direction. External counter forces must be used to balance the forces created in the bearing by radial loads and the force acting axially. This is why single-row taper bearings are typically installed against a second taper roller bearing in practise.

#Industrial products and services #nbbc #NBBC BallBearing IndustrialService

0 notes

ericvick · 4 years

Photo

Mortgage veteran Roger Strecker on persevering via the pandemic

Editor’s Be aware: This is the ninth installment in the “Industry Warriors” series, a collection of profiles on veteran real estate pros and lenders who developed substantial volumes pre-9/11 and pre-2008, weathered individuals economic downturns and rebounded even more powerful.

In more than 25 a long time in the mortgage sector, Roger Strecker has been no stranger to agility. He’s maneuvered the wave of bank consolidations and closings through his occupation.

“A the vast majority of my career, I went from just one bank to a further as they had been absorbed or consolidated,” said Strecker, now regional manager, field mortgage functions for Navy Federal Credit score Union. “I worked 15 several years with Washington Mutual, left WaMu, went to a massive unbiased (bank) and then all of a unexpected, WaMu goes less than. The unbiased I went in excess of to, CTX Economical, they went beneath. I looked for the up coming major umbrella I could come across at Wachovia. I assumed, ‘I’m good to go this is Wachovia.’ Taken over by Wells Fargo.”

Strecker’s journey also incorporated operating at MetLife, Funds A single and PNC Bank just before he ended up at Navy Federal. Now six yrs into his position at the credit history union, Strecker’s location of Washington, D.C., Maryland and Virginia usually does about $2 billion to $2.5 billion in buy first-mortgage originations on a yearly basis, he mentioned.

HousingWire spoke to Strecker about the worth of agility in navigating today’s lending market place.

This job interview has been edited for size and clarity.

HousingWire: What are you carrying out in your lending enterprise to adapt to the present-day current market problem?

Roger Strecker: Our users are the mission, so for us, no issue what the lending ecosystem is, we are looking for techniques to be obtainable for them and to achieve them. We went from having it’s possible 10% of our workforce of just about 20,000 staff in a remote ability, and right away our ISD technology group carried out a miracle and place the 90% of us out, able to get the job done with laptops, phones, displays, MiFis. So just to get that established up for us to be readily available for the members was moving mountains.

Since all of this has gone down, we have appeared at retooling our workflow, and how do we optimize our availability for our members. For instance, we have 9 million users who are global in mother nature. They all know our telephone amount, our website address, and exactly where the branch is, so we have to be obtainable for them, and we at this time are operating by way of these dynamics now.

I was at the department past 7 days. One particular of them does not have a drive-through. They are physically assembly members deal with to confront, either with a mask or without the need of, but people employees are accomplishing that assistance for the associates, no matter of their individual individual health dangers.

HW: Has there been any alter that you’ve experienced to make to any of the procedures, in conditions of lending or applications?

RS: All the things, with all of us becoming remote or remotely situated now, just from getting in contact with our members. Not just about every employee is employed to remaining a distant staff. Not every staff has the equipment to be a remote staff. Not everyone would like to be a distant employee and operates in that ecosystem definitely effectively.

So we’re concentrating on employee engagement, member engagement. Really, in all of those people capacities, our get hold of centre is focused on 24/7 availability, accountability for our customers. They’re an vital section of the operation. Our department people are possibly doing the job the drive-through or executing drive-up company, handling files in and out of car or truck home windows with gloves and masks.

From a mortgage-specific adjust, it’s seriously acquiring our workers the accessibility to the users and letting them know we are offered and we’re in this article for you.

We are targeted on assembly the customers wherever they need to have us to, whether or not they’re calling into the center, no matter whether they want to go to the department — we’re attempting to continue to be open up and readily available. Our loan officers are not in the branch any for a longer time, but if they are desired by a member who comes into the branch, it is redirected to us.

We deal with all the web-site inquiries and purposes as normal, which is instantly filtered to our loan officers. We are also working with our associates, no matter whether they are Realtors, Navy Federal title expert services on the closing side, whether it’s our servicing group, we are building absolutely sure that the funding and the servicing are all taken care of seamlessly for the users.

From an staff standpoint, we’re often quite engaged. For me and my group, we have huddles, we communicate on the telephone, we’re on IM. We have each individual other’s personal mobile telephones anyway. Then we’re just seeking to be as comprehension as achievable with our staff members from a operate circumstance. All of a sudden the educational institutions have closed. A lot of of our workers have young young children so we’re getting proactive with functioning with them on a schedule, and we’re just becoming flexible with the membership and our workforce.

HW: How are you encouraging your team to stay good for the duration of this time?

RS: That is probably paramount for where by we are in the business correct now. For me, I consider being entirely clear with your staff members is selection a single. I adore to be open and truthful about what we’re doing the job on, what the firm is working on, how we’re going to tackle the members’ desires. And often I never have all the responses, and I enable them know that.

This environment is unparalleled, and in some cases you might have to fly a little bit by the seat of your trousers on occasion. I do not intellect sharing that with them. I feel also listening to their feed-back is critical. My workforce is aware that no matter is off the desk and that any strategy that would assistance us to improved serve the users is up for thought.

For me, I feel I have to product positive conduct, which is genuinely easy for me simply because I’m a glass-is-fifty percent-complete kind of individual. I feel for individuals who which is really not how they’re built, they have to have to come across their reason why they have to have to be upbeat and constructive for their men and women, specifically in this remote setting. Dealing with workers is a person factor working with workers that are now remote is a full diverse ball of wax. It is an supplemental skillset that you have to have or get the job done on creating.

HW: How are you staying favourable?

RS: I check out myself at the doorway every morning. I’m just designed this way. I really like existence. I appreciate what we do in mortgage. Simply because the place do you have an possibility like this to make these types of a massive impact on a member’s lifestyle? It is one thing I remind my crew about as generally as attainable. For me, for my group, I bring the pleasurable and maybe a minor radical habits, because I feel laughter is the drugs that we all require. It’s a excellent worry reducer.

(I do that) usually on the phone due to the fact I assume it’s faster and easier to join with people today. They can listen to my voice. They can hear the inflection. They can listen to when I’m backpedaling, or I’m laughing or whatever it is, but I also check out and give them tiny mind teasers and just trying to keep them engaged on IM.

I’m constantly partaking them in diverse means mainly because not everybody’s insane about the mobile phone, but they could enjoy e-mail, or they might like IM. Primarily our young people today, they like to text so I’ll place some textual content in there. I’m not worried to make pleasurable of myself, just to get them to just have a instant where by they are not apprehensive about what is heading on in their individual life or the life of our members.

HW: What did you do in previous economic shocks to effectively navigate the downturns?

RS: I attempted to just continue being positive. I tried to see the upside. I’m ordinarily quite real looking and trustworthy with myself and in dealing with many others, and I held telling myself: You can only regulate what you can command, but I can however make a large effect in an individual else’s life. So whether or not I was emailing an individual, a comply with up to a conversation about a attainable buy or refi, no matter if I was speaking with a Real estate agent, I’d say, ‘Hey, I’m continue to here. Hope you are performing properly. How’s small business?’

Back again in ’07, ’08, you just never ever realized sometimes protection showed up and they just shut your place down, or they just advised you, ‘Today is around,’ and they just moved good friends of mine proper out of the constructing. It was a crazy time.

You know, now I can study from history as I appear back. How can I carry out a little something today that’s good? I tried using to execute something just about every day. I think my advice to other folks would be never be scared to retool, how and what ever you are carrying out just about every working day. Re-search at your method stream for possibilities. Never be frightened to make blunders consider and try out yet again, take a look at it, then test it once again. And you have to collaborate with some others in like scenarios.

I have constantly been extremely related to the rest of the mortgage market, primarily in the DC location. I gained my CMPS (Accredited Mortgage Setting up Specialist) along the way I recently gained my CMB (Certified Mortgage Banker). So I depend on the CMB Society and other CMBs to form of retain me in check simply because that brain have faith in and what they have been by way of is amazing. I rely on the MBA (Mortgage Bankers Affiliation) a great deal, from a learning and training standpoint.

HW: What did you do in 2007-2009’s economic downturn to realize success for the duration of that time?

RS: In ’07, ’08, just about every put I went, they were being shutting the doorways. I truly considered it was me. The rubber actually achieved the road for me in ’07 and ’08 and which is when I genuinely experienced to variety of tighten the belt buckle down, keep on being optimistic and be real looking. I just experienced to maintain concentrating on, ‘There must be a way to do company.’ I went and requested other men and women who were being, in my intellect, productive and nonetheless earning it come about: ‘How are you doing that?’ I’m not scared to go and ask for assistance both. ‘Hey, can you show me that? Hey, the place did you get that merchandise from? Wherever did that loan occur from?’ But ‘07, ‘08 was rough. It was tough on a whole lot of us.

HW: Provided your background in individuals earlier economic downturns, what do you believe LOs need to know now that they may not be considering about?

RS: You nevertheless have an option now, even in this marketplace, to make a substantial effect in an individual else’s lifetime or their family’s life. You are included in the biggest financial determination a man or woman will ever make, and they require your experience. They have to have you to be engaged. They require you to keep centered.

I know it is difficult, but our users require that. Many of our members are energetic duty armed forces, so our intention of reducing their anxiety amount with our notice to detail, that is paramount for us. When you speak to a person whose husband just went down-variety, and she’s relocating the entire family, and I can hear the anxiety in her voice, and if we can make her get by the system of relocating a person much more time, you can appear home at the end of the working day and say, ‘You know what? I helped anyone today through some thing they by no means believed we could get as a result of collectively. But mainly because we are alongside one another, we got through it.’

HW: What piece of assistance from your history in downturns would you give to other people in your industry striving to navigate COVID-19?

RS: I would say you’re not alone. We’re all in this alongside one another due to the fact COVID-19 is not a fiscal disaster of ’07, ’08. It is a health and psychological disaster, which will drive a fiscal disaster. So we’re all in this jointly from a world wide point of view.

From a member point of view, I assume you need to husband or wife with a lender that you belief. Due to the fact there are likely to be some persons who applied to be mainstays for Realtors at the regional amount who do a amazing position that, in my viewpoint, could or may possibly not make it, based mostly on leverage and warehouse traces and items like that. So you want to make certain that your trusted husband or wife is likely to be in a position to fund your obtain deal.

From an staff standpoint, I would say you need to stay linked to your workforce. Give them the sounding board to be read. I feel it is significant to validate people’s thoughts, not generally to resolve the issue, just to pay attention. Which is most likely the most important detail, is to just pay attention to your personnel and just to know that background has shown us that we will get via this. We will be superior and stronger in the finish.

From a small business continuity standpoint, this is likely to be seemed at, I think, in my view, by means of MBA, graduate and PhD classes for several years to come — what we did correct, what we did improper, what we could have done again, how would we prep for a further probable pandemic. But in the stop, I believe items are heading to be ok. Just management what you can manage, which is you, your personal point of view, how you offer with your members, and just deliver your A-game every single day.

0 notes

businessfrontrunners · 6 years

Text

Lydick-Hooks Roofing Co. (Wichita Falls) Receives GAF's Prestigious 2018 President's Club Award

https://authoritypresswire.com/?p=24651 FOR IMMEDIATE RELEASE:Wichita Falls, TX - December 12, 2018: Lydick-Hooks Roofing Co. of Wichita FallsLydick-Hooks Roofing Co. of Wichita Falls of Wichita Falls, Texas, has received the most prestigious contractor award GAF offers: The GAF President's Club Award. This highly coveted award recognizes Lydick-Hooks Roofing Co. of Wichita Falls as one of the "elite of the elite" commercial roofing contractors in the United States.GAF is North America's largest roofing manufacturer, and only GAF Master Select(TM) Contractors can compete for its commercial President's Club Award. To qualify for this award, a commercial roofing contractor must meet specific criteria in at least one out of three different pathways:Performance pathway - where contractors focus on giving their property owners the best possible service, quality, and protectionReliability pathway - where the contractor has a long history of offering their customers the best quality and protectionService pathway - where contractors consistently offer their customers the best protection available in the marketplace.To become a Master Select(TM) Contractor--a status that less than 1% of roofing contractors nationwide are able to achieve--a candidate must demonstrate proper licensing (in states that require it), maintain insurance, have a proven reputation, and show commitment to ongoing professional training."We value our certified contractors for raising the industry standard year after year by installing the best roofing products and systems. Our President's Club award recognizes only those contractors who have distinguished themselves by the highest standards of excellence, customer satisfaction, and dependability," says Jim Slauson, GAF's VP of Certified Program & Services.For more than a century, the name "Lydick-Hooks" has stood for quality, integrity, and responsibility in the Texas roofing industry. The company began in 1891, when John E. Lydick started a business coating metal roofs in Fort Worth. Since then, Lydick-Hooks Roofing has grown into one of the nation's largest applicators of roofing products, leaving its mark over a wide expanse of West Texas by working on roofing projects ranging from residential properties to mammoth defense installations.At Lydick-Hooks Roofing Co. of Wichita Falls, the company works on both flat and sloped roofs in a variety of roofing applications, including shingle, tile, slate, TPO, modified bitumen, built-up roofing system, and Hill Country standing seam metal panel. Roofing services include repair, replacement, restoration, and maintenance. The company also has an experienced sheet-metal shop that can fabricate just about any custom item needed for proper waterproofing, including scuppers, attic vents, flashings, panels, gutters, and downspouts. Lydick-Hooks Roofing Co. of Wichita Falls also specializes in copper fabrications, from downspouts, gutters, and counter flashings to full standing-seam copper roofs.Lydick-Hooks Roofing Co. of Wichita Falls has received several professional certifications from GAF. The Asphaltic Certification indicates that the contractor specializes in installing asphaltic roofing systems, and the Single-Ply Certification indicates a specialization in installing single-ply roofing systems. With the Topcoat Certification, the company is recognized for specializing in the installation of GAF's TOPCOAT(R) products--liquid-applied roofing restoration systems formulated to stand up to the harshest of roof conditions and provide energy savings at a fraction of the cost of a new roof.As a GAF Certified Maintenance Professional (CMP), the company can offer GAF's WellRoof(R) Guarantee Extension, which rewards customers for establishing an annual inspection and preventative maintenance program. Lydick-Hooks Roofing Co. of Wichita Falls is a member of a number of roofing and construction associations, including the Midwest Roofing Contractors Association and the Construction Specifications Institute. It is accredited by the Better Business Bureau with an A+ rating.Likely the oldest roofing contractor in the state of Texas, Lydick-Hooks has achieved an outstanding name by using the best available materials, hiring the best employees, and demonstrating uncompromising honesty and integrity. Backed by years of experience and dedication, Lydick-Hooks Roofing Co. of Wichita Falls continues to ensure complete customer satisfaction and to excel in quality workmanship in all phases of the roofing industry.About Lydick-Hooks Roofing Co. of Wichita FallsFrom its humble beginnings in Fort Worth in 1891, Lydick-Hooks Roofing Company has grown into one of the nation's largest applicators of roofing products. The firm has left its mark on a wide expanse of West Texas, on construction projects ranging from mammoth defense installations to modest residences. Today, Lydick-Hooks Roofing Company operates full-service facilities in Wichita Falls, Abilene, Midland, Lubbock, and Brownwood.Lydick-Hooks Roofing Co. of Wichita Falls1501 Central Freeway EastWichita Falls, TX 76302(940) 322-6991lydickwf.comAbout GAF:Founded in 1886, GAF is the leading roofing and waterproofing manufacturer in North America. As a member of the Standard Industries family of companies, GAF is part of the largest roofing and waterproofing business in the world. The company's products include a comprehensive portfolio of roofing and waterproofing solutions for residential and commercial properties as well as for civil engineering applications. The full GAF portfolio of solutions is supported by an extensive national network of factory-certified contractors. GAF continues to be the leader in quality and offers comprehensive warranty protection on its products and systems. The company's success is driven by a commitment to empowering its people to deliver advanced quality and purposeful innovation. For more information about GAF, visit http://www.gaf.com

0 notes

bestforlessmove · 6 years

Text

Property management certifications that give you the edge

If you're a property manager, or you're thinking of becoming one, there are a number of licenses and certifications out there for you to consider. Depending on where you operate, some property management certifications are nice to have while others are essential. And while some states don't require any formal licensure or certification, you may want to consider one or two to give yourself legitimacy and marketability.

Let's take a look at the property management certifications and licenses out there, who administers them, and how they can help you boost your career.

Property Management Organizations

There are a number of professional organizations and all offer their own certifications. Joining one of these organizations gives a property manager clout. Once you join and complete a certifications courses, you can market yourself as having attained skills and expertise in the field, and you can use the organizations badge, or logo. You'll also be listed in the organization's directory and enjoy other benefits that give you an advantage in the property management market.

These organizations include:

The Institute of Real Estate Management (IREM): IREM is an international organization that boasts a membership of over 20,000. They offer internationally recognized training, certification, professional development course and networking opportunities for property managers.

The National Apartment Association (NAA): The NAA has more than 75,000 member companies around the world. With a heavy emphasis on philanthropy, it offers support, training and education for apartment owners and operators.

The National Association of Residential Property Managers (NARPM): This is an international association of real estate professionals who operate single-family or small residential properties. Their certifications are recognized globally. Each year Buildium collaborates with NARPM to publish the report, The State of the Property Management Industry, which is launched at NARPM's Annual Convention.

The National Association of Realtors (NAR): The NAR trains and certifies real estate professionals and offers professional development opportunities.

Property Management Musts

In most states, there are two things you need to become a property manager: a real estate broker's license and a Certified Property Manager certification.

Real Estate Broker's License or Property Manager's License

Most states require a real estate broker's license or a property manager's license in order to handle rent, negotiate leases and list properties legitimately. There are only 10 states that don't require you or the company you work for to hold a real estate broker's license. Three of those states require a property manager's license and Oregon requires either or. Both licenses require coursework, classes, sitting for an exam and continuing education to maintain the certification.

Certified Property Manager (CPM)

According to the NAR, “70 percent of those who hold the CPM designation hold the highest management positions in their offices (owner/partner/officer/director).” While this certification is not required by any state, it is the gold standard for property managers and also recognized internationally.

The CPM is administered by the Institute of Real Estate Management (IREM). You must manage a portfolio of properties for three years prior to applying and you must hold a real estate broker's license. A course in management ethics is mandatory as well as seven other required courses before you sit for two exams.

PM Certifications to Boost Your Career

There are a whole array of other certifications that can help boost your career or increase the visibility of your management company. Deciding which certification track to pursue depends on which certifying organization best fits your professional goals.

Residential Management Professional (RMP) NARPM

The RMP is very similar to the CMP certification. It holds the same degree of recognition in the property management community and it has about the same prerequisites. It's also the gateway to obtaining even more prestigious certifications with NARPM. To qualify for an RMP, you must already be managing 100 units for the past two years and hold a real estate broker's license.

Master Property Manager (MPM) NARPM

An MPM is the next step after the RMP. This designation is the highest level a single member can attain within NARPM. You have to have already attained your RMP and managed 500 units over a five-year period. Once you've attained an MPM, your business is eligible to become a Certified Residential Management Company.

Accredited Residential Manager (ARM) IREM

ARM certification is meant to help newer property managers gain the knowledge they need to advance their careers. It would be a first step before going for a CPM.

In order to attain an ARM, you'll need to have 12 months of qualifying residential estate management under your belt. You'll also have to complete the required coursework and ethics class and sit for the exam.

Certified Apartment Manager (CAM) NAA

This certification is meant for those who handle apartment rentals only. To be a CAM, candidates have to have at least a year of onsite management experience, complete the coursework and sit for the exam within 12 months of declaring candidacy.

Company Certifications

Certified Residential Management Company (CRMC) NARPM

Once you or one of your employees attains an MPM, your company can apply to become a Certified Residential Management Company. This requires an onsite audit by NARPM within three years of applying. Your company must also have acquired 500 unit years of experience (one unit year = management of one unit for one year).

Accredited Management Organization (AMO) IREM

Like the CRMC, this is a prestigious company certification that demonstrates expertise in your field. There is a pretty extensive list of requirements for your company to gain an AMO, including having an executive team member with a CPM. Check out this checklist for the full picture.

Credentials

We've covered licenses and certifications. Whew! But we're not done, yet. There are also continuing ed credentials to keep you competitive in the property management space. They include

Certificate for Apartment Maintenance Technician (CAMT): This course is for new maintenance professionals, teaching cost-effective maintenance.

National Apartment Leasing Professional (NALP): This course teaches leasing skills like generating traffic, conducting leasing demonstrations, overcoming objections and qualifying prospective residents.

Certified Apartment Supplier (CAS): This course is for new salespeople and helps industry veterans gain further knowledge of apartment community operations.

Independent Rental Owner Professional (IROP): The IROP credential program is for rental owners who personally hold and manage an apartment property or properties. They learn budget management, tax planning, preventative maintenance, energy efficiency and rental unit preparation as well as qualifying and retaining residents.

Specialist in Housing Credit Management (SHCM): The Specialist in Housing Credit Management (SHCM) credential trains management professionals master the requirements of the Low-Income Housing Tax Credit (LIHTC) program.

Credential for Green Property Management (CGPM): The CGPM provides management companies and owners a mechanism for meeting initial and ongoing HUD Office of Affordable Preservation (OAHP) training commitments after opting for a green mark-to-market restructuring.

If you're new to property management, another smart place to start is with a real estate broker's license. Once you have that under your belt, you can talk to your employer or other property managers to determine the best property management certifications and credentials to meet you and your company's goals.

Are there other certifications or credentials worth noting that help you stay competitive? Let us know in the comments!

The post Property management certifications that give you the edge appeared first on Buildium.

0 notes

lucylendingteam · 7 years

Photo

BUYING TIPS FOR THE SELF-EMPLOYED

Did you know more than 10% of the U.S. population identifies as self-employed, a freelancer or a solopreneur; and this isn’t even counting the gig economy. Many of these self-employed workers are entrepreneurs attributed to their tech and product innovations. While there is much praise for given to individuals who found their own businesses and bring their concepts to life, they sometimes hit a negative when engaging the home buying process.

The downside: those who are self-employed can’t always count on a consistent cash flow. They may face periods with little or no work ─ or long delays getting paid. This is a fact of life that tends to make lenders nervous. Even though the self-employed might find the home-loan process tricky, being approved is not impossible and with these tips, even easier to navigate.

Here are four home-loan tips for the self-employed:

1. Be mindful about how you fill out income taxes If you’re self-employed, you might be taking advantage of your allowed deductions, who wouldn’t? Unfortunately, doing so could make your income appear less than what it really is. Mortgage lenders typically ask to see your income tax returns for the past two years. If you know you will be applying for a home loan two years down the road, consider writing off fewer expenses so your income will appear higher on your tax returns.

2. Get a co-signer If you’re confident your income is good enough and steady enough to buy a home, but you don’t qualify for a big enough loan or for a loan at all; consider asking someone close to you to co-sign. This co-signer will be on the loan with you and makes this person responsible for the loan if you stop making payments. Your co-signer, however, will not be on the title and doesn’t need to live in the house with you.

3. Keep your business and personal accounts separate When you combine your personal and business income and expenses, you make it tough for lenders to assess the strength of your company; they can’t tell where your finances end and your business begins. Plus, if you use your personal credit for business expenses, your credit score will probably suffer since 30 percent of your credit score comes from amounts owed. You can solve this puzzle of keeping your personal and business accounts separate by opening a business bank account and getting a business credit card.

4. Be prepared to pay a higher interest rate You’ll likely pay a higher interest rate if you’re self-employed, but probably not much more. Figure that with each one-percent increase in interest rate, you’ll pay about $58 more each month per $100,000. And once you have a solid payment history, you might be able to refinance down the road to get a lower interest rate.

Taking these extra steps can help you if you’re a self-employed worker who wants to qualify for a mortgage. This assumes you’re meeting all the normal home loan requirements; namely, having a good credit score, a low debt-to-income level, at least two months’ worth of mortgage payments saved and a decent down payment.

If you’re ready to get started with your home purchase, getting pre-approved or coming up with a game plan for a future purchase; call Zach Larichiuta and the Lucy Lending Team today. Zach is the trusted, local lender who is CMPS (certified mortgage planning specialist) accredited and takes the time to make sure he is getting you in the best position, loan program and keeps in mind your goals. We look forward to hearing from you!

Zach and the Lucy Lending Team 843-469-9010 [email protected] www.charlestonmortgage.com

#Charleston SelfEmployed Borrower RealEstate Tips TaxReturns Trusted Local Lender Financing Mortgage HomeOwner ZachLarichiuta LucyLendingTeam

0 notes

cstesttaken · 7 years

Text

10 Tips To Sell More Tickets With Social Media [Webinar]

Join us for this free webinar to learn about how to sell more tickets using social media.

Today it is virtually impossible to grow an event’s attendance without a sound social media strategy. While it may seem as if the rules of social media change daily, there are proven tactics that continue to increase awareness and registrations again and again. This webinar gives you 10 strategies, with real life examples, of how to use the most popular social media platforms to get more event attendees.

Nick Borelli, is an EventMB Contributor and President and Strategist of Borelli Strategies. Nick has been in the event industry since he was 14 years old and specializes in digital marketing strategies through consulting, coaching, and brand communication management for events and event companies.

The webinar, as always will be available both live and on demand. Be sure to register, even if you can’t make it on the day.

Here is what you will get from the webinar:

How to determine your audience and where to engage them.

When, where, and how frequently you need to post to close a sale online.

The two most powerful strategies to gain traction quickly with less resources.

The best types of content to ensure you are a reliable resource to potential attendees.

What you should be doing on the most important day for marketing your event.

How To Sign Up for this Webinar

If you are joining live make sure the date is in your diary: Wednesday, March 22, 2017 1 pm ET/ 10 am PT/ 6 pm GMT

If you can’t be there for the live broadcast, sign up to the webinar as this ensures you will be able to get access to catch up on demand, at your convenience.

EventMB is accredited by the Convention Industry Council to provide clock hours for webinars. If you are working on your Certified Meeting Professional (CMP) accreditation and want to earn CEs, you can add one clock hour by attending this webinar

How to receive CE credits: You must self-report your attendance using the webinar registration confirmation email you receive in your inbox. The email you use to sign up for the webinar MUST be the same as your CIC registration.

To be the first to hear about all of our future webinars, sign up here.

Disclosure: Our webinars are co-branded, paid for initiatives. To learn about how to sponsor a webinar series get in touch via our advertising page.

Source

http://www.eventmanagerblog.com/sell-more-tickets-with-social-media-webinar

0 notes

newballbearing · 3 years

Text

NBBC- SKF Distributors & Trainers

From an industry standpoint, our skf bearing training courses are geared around improving and upgrading employee abilities in order to maximise their potential.

NBBC is an SKF Certified Maintenance Partner (CMP) and has undergone sophisticated machine reliability training to assist you in monitoring machine operation, forecasting machine breakdowns, and identifying hidden cost–saving potential.

Offering a full range of genuine industrial products, services, and solutions under one roof, NBBC is one of the skf bearings distributors. We are committed to understanding customer requirements and developing long-term relationships with them. We believe in delivering the optimum customer experience through process and technology innovation, which gives us a competitive edge in today's industry. We give a high degree of knowledge to our customers by guaranteeing that 'the correct item is in the right location at the right time.'

The New Ball Bearing Co. LLP establishes long-term connections with its customers by providing trustworthy service and ensuring their happiness. TNBBC is positioned to emerge as an unmatched leader in Industrial Consumables and Industrial Components by partnering with Original Equipment and Part Manufacturers to provide comprehensive solutions for all industrial products and service requirements.

#nbbc #Industrial products and services #NBBC BallBearing IndustrialService

0 notes

newballbearing · 3 years

Text

NBBC Products & Services Suppliers

Distributor of Industrial Bearings

Purchase the highest-quality SKF goods at an affordable price. We believe in the delivery of high-quality products.

The Benefits of Spindle Services

With the extended warranty on the Smart Spindle concept.

Advantages & Features

Increase productivity by optimising spindle performance.

Reduce downtime

Costs of maintenance are reduced

Increase the spindle's dependability

The industry's best warranty Emergency services are provided.

Applications for the Spindles We Refurbish

Machine Shops

Centers of Reversal

Designs for Grinding Jig Boring Milling

Belt \sMotor Direct Block and Cartridge Technologies Integrated

Grease and Oil HSK and ISO clamping lubricated

Bearings, both ball and roller

Bearing Hydrostatic

#Industrial products and services

0 notes

newballbearing · 3 years

Text

SKF Ball Bearing Distributors & Trainers

From an industry standpoint, our skf bearing training courses are geared around improving and upgrading employee abilities in order to maximise their potential.

#Industrial products and services #industrial distributor

0 notes