#Buy Now Pay Later Platforms Market
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poonamcmi · 5 months ago
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Buy Now Pay Later Platforms Market is Estimated to Witness High Growth Owing to Increasing Consumer Demand
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The buy now pay later (BNPL) platforms market allows consumers to purchase goods and pay for them in installments interest-free, without requiring credit checks or long application processes. BNPL platforms provide flexibility and convenience to shoppers and have gained popularity among millennials and Gen Z consumers. Key BNPL players provide various payment plans ranging from 4 interest-free payments over 6 weeks to paying back within 3-6 months with no additional fees. This enables consumers to manage their cash flows effectively and avoid interest charges associated with credit cards. The increasing popularity of e-commerce and growing need for flexible payment solutions among consumers are fueling the demand for BNPL platforms.
The Global Buy Now Pay Later Platforms Market is estimated to be valued at US$ 17.72 Bn in 2024 and is expected to exhibit a CAGR of 10% over the forecast period 2024 to 2031.
Key Takeaways
Key players: Key players operating in the buy now pay later platforms market include Baxter International Inc., ICU Medical. Inc, B. Braun Melsungen Ag, Grifols, S.A., Fresenius Kabi USA, LLC, Vifor Pharma Management Ltd, JW Life Science, Amanta Healthcare, Axa Parenterals Ltd, and Salius Pharma Private Limited, Pfizer, Inc, Otsuka Pharmaceutical Co., Ltd, Ajinomoto Co., Inc., B. Braun Melsungen AG, Soxa Formulations & Research Pvt.Ltd, Sichuan Kelun Pharmaceutical Co Ltd.
Key opportunities: Growing e-commerce sales and social commerce trends are opening Buy Now Pay Later Platforms Market Demand Moreover, opportunities exist in developing nations with increasing internet and smartphone penetration.
Global expansion: Major BNPL players are expanding globally to benefit from the untapped growth potential. For instance, Afterpay and Klarna have extended their services across North America, Europe, Asia, and other regions.
Market drivers: Increasing consumer Buy Now Pay Later Platforms Market Size And Trends In addition, pay later capabilities on shopping apps and buy now pay later at brick and mortar stores are fueling the adoption of BNPL payment methods among consumers.
PEST ANALYSIS
Political: Regulations around consumer lending are constantly evolving with new laws around transparency and responsible lending practices. This affects the operations of buy now pay later platforms.
Economic: A rise in discretionary spending and consumer confidence has positively impacted the buy now pay later market. However, an economic downturn could see a reduction in purchases made using these platforms.
Social: Younger consumers are more comfortable with the idea of paying for purchases over time and instalments. Buy now pay later options address changing consumption patterns and preferences.
Technological: Advancements in payments technology and the rise of smartphones have enabled new platforms in the online and offline space. Real-time approvals, syncing with bank accounts and virtual cards are driving growth.
Geographical concentration
In terms of value, the buy now pay later platform market is currently concentrated in North America and Europe. The US and UK markets have seen strong growth due to a large young population and greater adoption of online shopping in these countries. Australia has also emerged as an important early adoption market.
Fastest growing region
The Asia Pacific region excluding Australia is projected to be the fastest growing market for buy now pay later platforms from 2024 to 2031. Rising incomes, expanding middle class and increasing digital payments penetration in countries like India and China offer significant untapped potential. Buy now pay later also provides these markets an innovative credit access point. Get More Insights On, Buy Now Pay Later Platforms Market
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vibratingskull · 1 year ago
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Home sweet home
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Part1, 2, 3, 4, 5, 6, 7, 8
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Tag List
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ThrawnxF!reader
It’s your first leaves and Thrawn and Eli already cry for help. In the ebullient city of Coruscant you go searching for an apartment, but the empire doesn’t treat its citizen the same.
You adjust your sunglasses, it’s a sunny day despite the clouds of pollution on Coruscant, and you can feel the wind in your hair. Leaning against the wall of the community shuttle stop you can’t resist to take a holograph of the beautiful sun and freiters rings on your imager. You will post it later. You put it away, pull down your hat on your head and observe the different ships passing in front of you in their mish mash of lines that ribbon the sky. It is early in the morning but traffic is already high. School children walk among the salarymans and other office workers. Some hail a cab while others choose to walk. A group of youths are playing hard bass much to the regret of some walkers. 
You approach the edge of the platform. That’s your shuttle. You enter, validate your ticket and take a seat. Head resting in your hand and forehead against the window’s glass you look outside as the ship took off, making your body vibrate.
It is your second leave since you took post in the marine, and you didn’t think you would have to pass it that way, but oh well. You start humming a new tone you’ve heard as the skyscrapers get blurry with the motion. This is gonna be a rough day for your muscles, it's gonna be tiring but it is to help a friend. 
You hold that though. 
Helping a friend. You bite your inner cheek. You're not gonna dwell on that again… Thrawn doesn't see you in any other way, accept it! 
But it is hard. Your reason tells you to cope with it but your heart cries every time, aching you from the inside. 
You shake your head. No! Enough with this defeated energy! 
You are young! 
With a promisng start to a great career! 
You always had your chance in the dating market, it's not gonna end now and you won't let it! You're not gonna wait for Thrawn forever and waste your best years, you need to dive right in, drink, fuck, smoke some spice (occasionaly) and make the most of your youth! Fuck this guy! Who does he think he is to shake you up like that? Starting today you take back control of your love life and forget him like the fling it was! 
You take out your comlink, searching your contacts. Who would you be down to spend time with? How about one of your new coworkers? There are a few of them you could bite into. No, it will get messy with work. Someone outside of that circle, then. Do you want a fuckbuddy or a grounded relationship? Anything that makes you forget him you decide. You scroll down the list, searching for your heart's desire. Suddenly a contact holds your attention. You consider it, your finger stopped mid-movement. Your pupil dilates considerably reading the name. 
________________________
"Thrawn wants what ?" You question, incredulous. 
"He doesn't want, he needs." Eli corrects. 
You put away your comlink for he doesn't hear you sigh at the comment. 
"That's a detail…" 
"He needs an apartment on Coruscant but he doesn't know anything about how we proceed here." 
You flick your tongue. 
"Can't he just stay at the barracks?" 
"No."
"... He has been thrown out?" 
"Yes."
You pinch the bridge of your nose. Oh the headaches in perspective… 
"And why should I come? You don't need me for that, I have other plans than this." 
You can hear Thrawn in communication with someone else in the background. It's not going well apparently. 
"(y/n) please…" He lowers his voice so as to not be heard "Please! I don't want to go alone with him." 
Visibly Eli didn't forgive Thrawn yet. You consider the situation, your options and sigh again, defeated. 
"Alright…" 
"Thank you (y/n)!" Eli's evidently relieved. 
"But you pay for the beers!" 
He laughs
"If that's all it takes to buy you, consider it done!" 
The next day you embark on the first community shuttle towards Eli’s apartment. The day is gonna be long so you should as well come early. You quickly arrive at the address you received and enter the building. The space allowed for the housing is rather modest but it is well placed and the neighborhood seems to be quiet. Eli chose well, you tell yourself. 
In the stairs you cross paths with a Togruta, you feel yourself tensing up. She addresses you with a smile and you nod to her. You hope Eli won’t have any problem in the future. By reflex you tighten the collar of your coat and pick up the pace in the stairs. You finally arrive at Eli’s floor and knock on his door.
“One minute!” You hear.
You hear ruffling sounds and pressed steps then the door slides open and Eli appears, disheveled, in what appears to be pajamas and sleeps in his eyes. You smile at this sight. Behind him you see Thrawn crossing the room in uniform, the contrast couldn't be more striking. 
Eli lets you enter and immediately proposes to take your coat and offers you some caff like the good host that he is. You gladly accept, taking the time to observe the decoration of the apartment. Not all the boxes have yet been open, stacking up in the corner of the room. You notice the foliage plants on the shelves and counter, the paint of the wall is impersonal but the pictures frames offer some warmth. You stop to look at them. You can see Eli in different settings : at the beach, at the canyon, when he was a child and older, with his parents or with what you suppose to be his friends on Myomar, broad smile and sparkling eyes with his comrades. You continue to advance until you remark some images you took yourself and send to him after. One of them is a selfie of you in a classroom with Eli sleeping on the table and Thrawn concentrates on his datapad in the background, another one his a pictures of you, Eli and Karyn in the roof garden of the Academy, pressed against one another to ensure you could all be seen on the pictures, and the last one is Eli, you in the middle and Thrawn in your Gala’s formal dress. Eli smiles lightly, annoyed by the flash of the imager, you're holding their shoulders with a large smile and eyes closed, Thrawn seems to be frowning at something behind the imager. It is a terrible picture, but that’s what makes it goofy and interesting in your opinion.
Eli arrives at your side with your caff mug and you follow him into his living room, which is a mishmash of a kitchenette and a living area giving to a small balcony. His apartment is really similar to yours, you realize. You sit down on a pouf and wait to be briefed, savoring your hot caff. You take a look at the petite table in front of you, covered with flyers and papers about housing and apartments complexes.
“Sorry to have called you on such short notice, (y/n). But we could really do with another pair of hands with this.” Eli apologies profusely.
“So what are we doing today exactly?” You take a sip.
“We need to find him an apartment, so prospect, calls, arrange visits… Everything. We need to find him a place to live other than… here.”
“You live here?” You ask, rising your eyebrow
“I am in a position where I must abuse Ensign Vanto’s amiability.” Thrawn explains.
“We really need to find him another place to live!” Eli doubles down.
You shook your head looking at them bickering. 
And that is how you spent your day, rummaging through the flyers, comparing prices and surfaces, commodities, and a lot, a lot, of time on the comlink talking to real estate agents. You inherit this task because, according to Thrawn, “people will be more receptive to a woman”, whatever that’s supposed to mean because you did not book one appointment. Everything goes seemingly well until they learn about Thrawn being an alien.
“We don’t do business with aliens, I’m sorry.”
“But he’s a respectable lieutenant of the marine!”
“We are doing serious business here, do not bother us with jokes please.”
“You don’t understand, he-”
“It’s useless. Goodbye Ma’am!”
And they hang up.
Sometimes it’s you who cut off the conversation when the discussion descends into mockery on their part. Screams were exchanged at some point and you had to refrain from throwing your comlink against a wall. You sit back, fuming. A bunch of idiots!
Noon rings and your tummy growls in an unladylike manner. Those emotions really whet your appetite. You fumble around the kitchenette, wondering what you could cook.
“Breaktime!” Eli shouts, stretching his back. He stands up and comes to your side to discuss today’s menu. You decide to go for a timeless classic : pasta! Can’t do wrong with that.
While you cook, Eli’s exit the apartment to buy drinks and Thrawn stays slouched on the sofa, continuing to contact real estate companies via message. Eli comes back with beers as he promised yesterday and briquette of fruit juice for Thrawn. You don’t comment anything but there is a thing hilariously comic to Thrawn sipping those colorful briquettes with a straw like a child would. You bring the dish on the table in the middle with the cutlery.
“All the plates are dirty, so everyone picks up from the dish!” You announce.
You clink your drinks and start eating. You slurp the elongated green goodies while sipping your beer and searching for a steal online. When was the last time you passed a day like that? Slouching with friends, beers and dishes next to you without any authority figure in sight? At some point Eli puts on music and you start banging your head to the beat. You remember starting to dance with Eli when your head was close to explode with information and boredom. Waltzing like children in the living room, you laugh heartily together and almost get Thrawn to join. Almost.
Several beers after the evening was here and with it, its dark night despite the city’s lights. You’re laying down on the sofa next to Thrawn with a flier on your eyes, you completely lost track of time and a headache was rearing its head. You sigh.
“What have we got until now?”
“We have four visits tomorrow.” Thrawn announces, still contacting more companies.
“Four? Nice!” It’s a better result than what you hoped for.
You possibly had a solution to all that, but you’re not sure you want to use it. You try raising up but a dizziness seizes you.
“Ouch… What hour is it?” You pass your hand on your tired eyes.
“Nine.”
“Woaw, I need to go home but I can’t be arsed at the same time…” You have a furred tongue “Can I use your bathroom first?” You ask Eli.
“To your left.” He answers, doing the dishes.
You splash cold water to your face, scrubbing vigorously to wake you up. You look at yourself in the small mirror, tiredness visible on your traits.
“You should stay here tonight!” Eli proposes as you get out. “I have a spare mattress somewhere.”
You look at him disoriented.
“No it’s good, I can go home.” You answer.
“It’s dark and you’ve been drinking all afternoon, you should stay here.” He insists
What does he want?
“I’m not drunk.” You spit out annoyed, and lying a little “And I’m a grown girl, I can mind myself!”
He blocks you and puts his hands on your shoulder.
“I would be more at peace if I knew you were safe.” He pivots towards Thrawn. “She should stay here for the night, it is the most secure thing to do, right?”
“Perhaps.” Thrawn looks at you both, wondering why he was thrown into this.
“See, Thrawn agrees!”
“He did not.”
“(y/n)...”
He glances at you with a stare heavy of meaning.
Oh
Okay.
“I guess I can stay here tonight after all, I’m really tired.” You yawn.
Eli's shoulders relax, visibly relieved.
“I will prepare the mattress.” 
He takes out and splays a futon on the living room, you lay down and flap your legs.
“Put down your datapad, Thrawn. We are done for the day!” You order.
Against all odds he listens and puts it down silently, crossing his legs he slouches down the sofa.
“What can I offer to you guys?” Eli investigates.
“Pizzas and movies!” You chant.
He looks at Thrawn for his opinion.
“That sounds good to me, Ensign.” 
Eli leaves to buy pizzas and fizzy drinks, while you and Thrawn are tasked to select the movie for the night.
“What about this one ?” He proposes
“No, it’s too cheesy.”
“This one?”
“Too sad.”
“How about this one?”
“It’s a hassle”
He sighs 
“This one, maybe?”
“If I say no you will get angry?”
“No.”
“...I’ve already seen it.”
“Well I don’-”
“Hey! What about this one?” You cut him off, selecting the one you noticed. “It’s a thriller about a marine officer like us!” 
He considers it, reading the summary. He nods slowly.
“It looks promising.”
“I’ve got the pizzas!” Eli comes back, arms full with cardboard boxes and cans of coke. He threw them down on the table and let himself fall on the sofa. “What did you choose?”
“This one.”
“Cool, I haven't seen it yet!”
Everyone takes a slice of pizza and plays the movies. You’re completely absorbed by it, barely eating, taken by the suspence. Or that’s what you would have said if Thrawn didn’t stop talking.
“This is a bad strategy. They can get to him easily.”
“Shhh.”
“Why the politician don’t mind it’s business? They are not supposed to interfere in military matters!”
“Shhhhhhhh.”
“I see at least five ways to get away from this situation.”
“SHHHHHHHHHHH.”
“Ridiculous, those types of weapons do not do those types of damage. Typically they-”
“Shhhh! Good grief!”
You open wide eyes at the revelation of the real bad guys, Let a “Oh” escape you at the climax , and recoil at the explosion scenes. Finally it ends. You turn towards your friends and see Eli sleeping soundly on Thrawn's shoulder.
“Aaaaaaaaw…” You whisper.
“He did not last until the end...” Thrawn says, looking at him with softness in the tone.
He slides on the side and lays him down cautiously on the sofa as you put the plaid on him. 
“He must be exhausted.” You murmur.
“He works really hard on the Blood Crow.” He says softly.
“Really?”
“He is a good officer.” He nods
“Have you spoken since last time?”
His eyes dart on you but you don’t back down.
“No.” He admits.”We did not have the time to properly discuss our differences.” He takes a break. “But I am looking forward to it.” 
“It’s good.” You agree, eyes going back to the sleeping form of Eli. 
You both look at him sleeping peacefully, he looks like an angel like that, you thought.
“You should take the bed.” He whispers.
“You sure? I can take the futon, I don’t mind.” You counter.
“No, it would be impolite of me.” This is his sole argument.
“Alright, thanks. Goodnight Thrawn.”
“Goodnight, J.C.”
You enter the bedroom, take out your clothes and go to sleep. The night is calm and you sleep in a slumber without dreams.
The next day you're on your way to the visit in a shuttle, flipping through the necessary papers to present.
“Do we get the payslip?”
“Yep!”
“What will you do if they ask for a guarantor?” You ask.
“Will the Emperor be enough as a guarantor?” Thrawn answers bluntly.
You look at him dead in the eyes.
“Pray for them to have your humor…”
Good pick they never asked for a guarantor, wrong pick they had zero sense of humor. The first one slammed the door to your face when they saw Thrawn, the second one was mysteriously not disponible anymore, a family bought it they claimed and the third didn’t open, plain and simple. Despite that you thought you would have more chances with the fourth.
“All the rooms are well exposed and you're near amenities.” She tells with a professional smile.
You visit the apartment, passing from one room to the others. Nice, you think. A little away from the base but manageable. You sit on the bed, bouncing on it to test it.
“Which one of you is interested in this property?”
“It is me.” Thrawn announces.
It lasted less than a second but her eye twitched and you saw it. It surely didn’t escape to Thrawn either but he doesn’t formalize. She put back her professional mask quickly, searching on her datapad.
“So you have your identity papers, your payslips,... “ She lists, scrolling on the screen. “I think we are all good, we can discuss the price if you want.”
“Oh, we’ve seen the price on your website.” You add.
She looks at you with an enlarged smile, twitching a little.
“Well, the house reserves itself the right to change its prices.” She has a voice too joyous to your liking.
“What kind of prices are we talking about?” Thrawn asks politely.
You move closer with a bad feeling.
“Around those orders.” She turns her datapad to Thrawn and you read over his shoulder.
You choke.
“How much!?” You push him out of your way and seize the pad. “These are not the prices announced on the site!”
Eli comes into the room, alarmed by the ruckus.
“It's a regular procedure.” She’s searching for human complicity in you, but she finds only shock and anger.
“What?!” You shout. “This is stealing!”
She tries to take back the pad but you don’t let go.
“Well.” She smiles. ”He’s not human, so… We need more insurance and we have to adjust our prices.”
You will knock her off.
“You listen here, you preppy cow-”
“Alright that's enough for today!” Eli interjects, physically removing you from the apartment while you scream.
“It should be illegal! We will sue you!” You spit, dragged by them both in the street. “Thief!”
“So it concludes this for today.” Eli sighs, a bit discouraged
“Let us take a break.” Thrawn proposes, imperturbable, your total opposite.
“What!? How can you be so calm?!” You’re losing your breath shouting so much.
“It is useless ninety eight percent of the time, only a clear head can give you the result you aspire to.” He responds in a conversational tone.
“But she tried to scam you!”
“Then consider you went furious on my behalf, it is sufficient for me.” He’s completely unbothered. Your jaw drops, sometimes you just can’t follow him. “Let us find a bar and refocus.” 
He doesn’t wait for any response and starts walking, you follow them shuffling along, shooting in garbage on your way.
They found a charming pub, and took a table outside under the blazing sun, but you're in no mood to appreciate the setting. You let yourself fall into the chair with a huff, they sit down with more manners and order for the group. You let out a big audible sigh and let your head rest on the table completely discouraged. Your solution comes back in your mind but you chase it away. The jazzy tune of the bar reaches your ear, and you start humming it.
“Well that was rather unsuccessful…” Eli let out, slouching in his seat.
“A temporary setback.” Thrawn temporizes, his hand holding his chin. “This situation will solve itself in one way or another, let us keep searching.”
“You’re right! There are still a lot of real estate companies on Coruscant. We will target those working with non-humans!” Eli cheers.
You sigh again. You don’t share their optimism, actually this unfortunate day completely 
done you in. You only deign rising from the table when your drinks arrive. You drink your juice absent-mindedly. You should have taken something stronger. Thrawn and Eli are talking in the background of your mind, your solution imposed itself to you once again. Should you present it to them? You hesitate.
“Look Thrawn. There is a spot for street art up in the street.” Eli exclaims 
“Indeed. Shall we get a look?” Thrawn proposes.
You slouch on your seat.
“You can go boys, I will keep the table while you're gone.” You incite them.
They rise to see the spot and you’re now alone with your thoughts. You inhale deeply and massage the back of your neck, thinking about this. You recently inherited an apartment from your great uncle, but you have memories inside this apartment. You’re not sure you want to get rid of it… Someone puts their hand on your shoulder.
You bolt away, turning toward the stranger and meeting with a charming smile. The blonde man looks at you with sparkling eyes, fanning himself with a fan. You recognize him instantly.
“I knew I’ve seen you somewhere.” He says, sitting down in front of you. “You were on this test at the Academy 4 months ago, right?”
“Governor Satlove…” You answer. “I mean, yes! Yes, I was at the exam. But what are you doing here, if I may?”
“I’m here undercover.” 
You frown.
 “I am here to escape from my duties.” He explains, putting one finger to his lips.
Indeed you notice he’s not into his green uniforme but a more casual white shirt he opened slightly, letting the sun warm up his pale skin. 
“You can… Just do that?”
“Of course not!” He laughs “I had to escape from my different aids to come here. But I stay contactable just in case.” He shows you his comlink. “But tell me rather, what are you doing here?” He gestures towards you.
“Me? I hum… I’m with friends. They are looking at the street art a little further.” You don’t especially want to talk but you don’t want to sever some links with a governor that could be proven useful in the future.
“The little brunette and the blond one?” He investigates.
“No the dark blue… The blue guy. And the brunette. You have a really good memory, Governor.”
“Thank you, I take good care of it. And you can drop the Governor thing, we are almost the same age.”
“Then should I call you sir?”
“Call me by my name!” He extends his hands to you. “Pleased to meet you, I am Nather.”
 You shake his hand with a grin.
“Pleased to meet you, I am (y/n).”
“(y/n)! What a charming name, it suits you very well.” He almost chants. You feel your face heated up with the compliment. “What are you doing lately? What were your orders after the exam?”
“I’m a Private First Class on the Zephyr Heavy Cruiser. We have been patrolling inside the inner rim and the colonies lately.”
“I think your ship was planned to patrol around my planet recently.” He says a hand to his chin.
“Which planet, if I may?”
“The charmant Tirahnn planet.” He displays a theatrical gesture, letting his braid fly from shoulder to shoulder.
It’s a planet right on a hyperspace lane if you recall correctly. You can’t say more.
“I’ve never seen it.” You confess. And barely heard of it you complete in your head.
“I will make you visit if you wish one day, or you will come yourself for a mission.” He starts folding one of the napkins around. “What are you doing in my region if I may ask in turn?”
You think rapidly, you should be able to tell that to a governor even if you don’t know any details, it should be okay.
“If i’m not mistaken, we are suspecting pirates to rob slaves of the empire.”
“Pirates near my planet?” He takes a choked expression. “That won’t do, I will need to pass some calls!” He finishes his folding in a crane and deposes it in front of you with a side smile. 
You smile back but it fades quickly.
 “What happens (y/n)? I see in your face, you seem to have some worries.” He asks genuinely concerned.
“Oh nothing important, just… rehashing some thoughts."
"Those looked like important thoughts." He mind-absently picks some salted nuts from the ball and throws them expertly into his mouth. 
"I hesitate to help a friend, I…" 
He darts his incisive gray eyes on you. 
"You hesitate to help a friend? I do not need to tell you that it should be an easy answer." 
"Yes, I mean no. I want to help my friend. It's just that I should renounce something I hold dear to my heart for the memory it holds. And I don’t know if I’m ready for it."
He frowns, contemplating the fact in front of him and searching for an option.
“Would it fulfill its goal?”
“Sorry?”
“The thing you’re not sure to let go, would cede it to your friend to fulfill its primary purpose?”
“Yes?”
“Then you should give it away. I suppose you don’t have a practical use for this thing or you would have advanced this argument, so you should as well cede it to your friend and permit it to fulfill its primary goal. Helping a friend is always the way to go.”
“But… I’ve got memories…”
“You will always have them! Those memories are in you, not in this thing. Don’t grow too attached to material objects, they are not built to last but our memories are in our heart and forever. “ 
You wrap your head around the argument, weighing the pros and cons.
“Maybe you're right…” You end up saying.
“Maybe I am indeed, what would you actually lose? You would hand those precious memories to a friend, there are more unfair deals in life don’t you think.”
You slowly nod coming to terms with your decision. He’s right. You hold your glass with two hands, taking a big sip at the straw.
“I think I’m gonna follow your advice and help my friend. I think I just needed a third party opinion to push me.”
“Wonderful!” He takes Thrawn’s glass and clink it with yours. “I’m glad I could help.” And takes a great sip of it. You choke on yours.
“Huh, sir…?”
“You know what, we’ll surely hear again about those pirates. We should stay in contact.” He hands you his comlink and gestures to you to give him yours. You exchange them and enter your respective number.
“Sir, this is my drink you're drinking!” Thrawn appears behind him with Eli on his heels.
Surprised, his sight goes between Thrawn and the glass. He laughs heartily.
“I am sorry dear friend! I will return it to you.” He hands him back his glass, raising from the chair. He gives you back your comlink with a charming smile. “Here you go. To our next meeting!”
You all three look at him walking away, making some calls.
“What was that?” Asks Eli, a bit lost.
“I am… not sure.” You respond.
They both sit back and Thrawn considers his well diminished drink with a raised brow.
It dawns on you that he doesn't need a Private First Class to discuss the subject of pirates and that you just gave him what he wanted. Damn, the guy is good! You think. You berate yourself a little.
“So, back on the apartment subject…” Eli starts.
“I… May have a solution to propose to you, guys.”
____________________________________________________________
The sound of an incoming message brings you back to the present time. You lower your gaze to your comm.
“I am delighted to hear from you again. How about tomorrow, 14h?”
You smile, and answer back, the heart light. 
You soon arrive at your stop, you get out, and start walking on the trails of your childhood. You traverse a park full of kiddos and their parents and grin at their laugh and their shoutings. You arrive in front of the apartment complex, entering, you cross paths with the old building caretaker.
“Oh, if it isn’t the young (y/n)! How are you doing?” She asks with her shivering voice.
“Hi, Ms Lynduty! I’m good and you?”
“Oh you know, my old bones make me suffer, but that’s the weight of the years. The young man you brought with you…”
An alarm sets off in your head, and on the other hand you're amused to hear Thrawn being qualified as a “young man”, maybe everyone looks young at this age…
“Is there a problem? He has done something?”
“No, he’s a really calm resident, It changes me from your uncle who kept bringing new women everyday! But he looks like he has some problem with all his mail.”
“I’m glad to hear that, Ms Lynduty, I’m actually here to help him. Have a nice day!” And you start working your way up the stairs.
You reach the floor soon enough and Thrawn opens his door the second you set foot on the landing.
“Thank you J.C., I am in need of assistance.”
He welcomes you and takes your coat, you enter the apartment, immediately graced by the cardboard boxes everywhere. You’re not surprised, the furniture inside the apartment was not… what you would find inside the flat of a respectable lieutenant of the marine, or any respectable person per say. A complete change of furniture was in order. You note with amusement he already has displayed holograms of art everywhere in the flat despite not having furniture.
You traverse the room as well as you can, slaloming between the boxes, the tins of paint and the tarps and sitting down on one of them.
“So, what’s the problem?”
He gestures to the pile of mail on the table. A big pile. Oh gods.
“I do not possess the vocabulary to treat those yet.” He simply notes.
You nod with a pout, well that’s gonna be fun.
“Eli couldn't help you?”
“Ensign Vanto is with his family for this leave.” He explains.
So while Thrawn is busy assembling furniture for his flat, you’re answering and filing up those mails while giving him a vocabulary lesson. Insurance, bills, tax… Everything the bureaucracy could produce, you saw it! You arrange them on the floor,stepping over it with a highlighter in hand and a pen in your mouth to complete them. It took you several hours and as much beer, generously provided by Thrawn, nonetheless to rummage through all this. You were well fed up at the end of it, with your head ready to explode.
But you couldn’t rest once you’re done, you still have to help Thrawn with his furniture and remove this unsavory fur off the walls. You had to screw, to glue, to turn, to plug, you didn’t have the time to be bored. The hours flew bye and you were far from finished. Damn those instruction manuals, they’re never in the right language. And there is always a set of screws that wasn’t used at the end and that’s not normal, so you have to reread all the instructions and bicker on what step you screw up based on the illustrations. 
“I told you the board B5 goes there.”
“But that is not possible, the C7 plank can not fit in this configuration.”
You only put up four pieces of furniture together and the rest of the boxes are staring down at you. You left out a sigh of fatigue. You’ll never see the end of it…
You massage your temples, this time you really have a headache. You put down your beer and walk in a not very straight way to sit on a cardboard box to observe your work. Thrawn finishes building up the shelf and takes some steps back to get a good look. Something hits you as you embrace the room with your sight.
“Shouldn’t we have started with the paint ?”
“It would be for another day.” He states with a soft voice.
You lazily nod. You already have all the other furniture to put up, another thing added to the list. Great. Thrawn turns his head to the window. It’s night. 
“We shall stop for today.”
“Good, cause I'm not good at anything for now.” You rise up and stumble your way to open the window and get some fresh air, you fan yourself with your hand. You drinked a bit too much, you realize. 
Thrawn removes his jacket to reveal his black tank top and you take advantage of the opportunity to take a good look at his biceps without too much discretion, he heads towards the kitchen.
“We should at least eat one meal. Are you hungry?”
That’s right, you didn’t even eat at noon you recall, at the moment this thought crosses your mind your stomach grumbles.
“It looks like so!”
“What could please you?”
You straighten up with a broad smile.
“Pizza?”
He shots you a glare.
“I had a more healthy meal in mind.”
You pout, it was worth the shot.
You finish your beer admiring him cooking, watching his hands fly expertly from one pan to the other, mincing and mixing the ingredients. You hold back a burp, hiding your mouth with your hand, you may be a bit drunk but you didn’t renounce your dignity yet. And you didn’t want to appear unladylike in front of him… Mostly that. You start thinking if you should care about that since you decided to renounce him, but it just worsens your headache.
“It is ready!” He announces, wiping his hands. “But I’m not yet familiar with your products, so I can’t promise you the taste.”
“I’m sure it will be delicious!” You cheer.
You reel back to your former place and sit down. He watches you from head to toes but doesn’t say a thing. You seize your fork and take a big bite of the dish. You wrinkle your nose. Indeed cooking is not part of his skills, the savors are unbalanced and the spice is overshadowing everything. You gulp it down, trying to keep your face as neutral as possible and shoot him a smile. You decide that you’re too drunk to care and take others bites one after the other, letting them burn the inside of your mouth with pleasure.
“I think it would be wiser if you sleep here tonight.” He says, stirring his food.
You blink mid-bite, stopped in your movement.
“No offense but you are not walking straight. I can offer you a bed for the night if you wish.”
You consider the offer, taking a sip of water. You clearly didn’t learn your lesson from the last time and you actually feel pretty wasted right now, you hardly see yourself going home in one piece tonight. You slouch back and pretend to think about it for a second. You raise your hand.
“I will gladly accept in this case!” You slide your tongue on your teeth.”I will help you place the mattress!”
“I do not have one.”
Your eyes slide to the sofa’s box still not put up and goes back to him with questions.
“Then where…?”
“I thought we could share the bed for the night.” He spills, concentrates on his plate. 
Your bite takes the wrong way in your throat and you try to cough it out. Hold on, you didn’t sign up for that!
“Wait, you’re sure?” You ask, instantly sobered up.
 He shruggs.
“I do not see how this could be a problem.” 
“I don’t have any pajamas.” You try. 
“I will lend you something, do not worry.” He appears unfazed, completely blind to your trouble.
Oh you worry, yes, but not about that.
“Cool…” You let escape in one breath “Thanks…”
________________________________________________
How did you end up in this situation?
You promise yourself to forget him and you end up in his bed. Fate has a twisted sense of humor. 
You release your breath. Calm down. Your headache doesn’t help anything.
You open your eyes in the dark room and listen to the quiet and steady breath next to you, at least one of you two is getting some sleep. But not you. You’re too tense to sleep. You hunch, trying not to touch the man sleeping next to you, pulling the covers to your chin. 
At least he had changed bed and got rid of this horrid shell bed for a standard double bed  and all the weird appliances are not here anymore. Now the bedroom looks like it came from a show home. Without personality, only practical. Cold…
But the bed is far from cold, without grazing him you can feel the warmth of Trawn’s body from where you are and you feel like you could sweat, but this may be because of your burning body. You were afraid he would sleep topless when you got to the bed, but thanks for your sanity he put on a shirt, or you would really have lost your mind. It doesn’t take much to ignite your desire lately and being in the same bed as him, so close and so far away, alarm all of your senses to the brink of overstimulation. You breathe deeply, getting back control. His scent fills the room, making you feel dizzy. You bury yourself under the cover but you smell him on it and on the pajama he lended you, you float in this shirt too large for you, you feel goosebumps point at every breath. Anywhere you go he envelopes you.
You turn your head, observing the profile that detaches itself from the wall lighted up by the moon through the blinds. You follow the line of his forehead with your eyes, the shadow of a disheveled hair strand, the curve of his eyelids that let red light pierce through, the arc of his turned-up nose, the plumpness of his lips… You gulp, your throat suddenly dry like the desert.
You keep your gaze fixated on him, telling yourself that heaven was closer than you know, that you would just have to expend your arm to reach it… You hold your breath, brushing his cheek with the back of your fingers, feeling the softness and the warmth of his skin, tender. You touch his lash with the tip of your finger, smiling at him squinting at the touch. Then your hand sneaks its way along his neck, brushing softly his apple then traveling south to his chest. You feel the fabric on the palm of your hand, you search for a second, opening your hand wide when you find his heart, feeling the steady and calm heartbeat, you savor the delicious vibrations through your skin, wanting to put your head on his chest to hear it yourself. It soothes you and you close back your eyes, ready to let the slumber take you.
Suddenly his heartbeat accelerates and his breath gets caught up in his throat. You rise on your elbow, wary of what's happening. He opens his eyes in a flash and you pull back your hand instantly. His eyes blinks, fixated on the ceiling and you hear him out of breath. He inhales and exhales several times, you look at him with googly eyes wondering what might have happened. He frowns.
“You are not sleeping.” This was not a question.
He turns his head towards you and your gazes meet. You smile lightly.
“Indeed. Nothing escapes you.”
He sighs, passing a hand over his face and ruffling his hair.
“Is everything good?” He politely asks.
You raise an eyebrow.
“It’s I who should ask that? What just happened?”
“Nothing.” He breathes
Sometimes he really takes you for an idiot, you think.
“So, “nothing” can put you in this state?” You inquire.
He sighs once again, fatigued. You feel like he’s gathering his thoughts, a hand in his hair.
“I was dreaming about… My sister. The day they took her…”
You nod pensively, it was indeed not the most peaceful memory he must have. You put your head back on the pillow, sight still on him.
“How does this make you feel?” You whisper like a secret.
“Powerless, like a child. I promised myself I would fight to never feel this again.”
There are a lot of promises getting thrown everywhere those days you thought. You put yourself closer, as if your presence would comfort him. His eyes on the ceiling you see the muscles of his throat tightens slightly.
“And… alone. I was the sole person in the cold universe.”
Did his voice crack at the end? You can’t say for sure. Your hand travels under the cover to find his, you seize it, the warmth spreading through your palm. You know how it feels and you sympathize with his pain. You would have liked to have someone when it happened to you.
“We are here.” You murmur. “I am here.” You affirm with a reassuring voice.
He squeezes your hand.
“I know.” He closes his eyes. “And I am grateful for it.”
Your heart flutters at those words and a smile grazes your lips. You don’t have the relationship you are hoping for, but you could satisfy yourself in being the friend of this out of the ordinary being. For now. 
Maybe.
“Me too...”
You’re met with silence. You listen and hear a steady breathing. He’s asleep. You hold his hand, putting your head against his shoulder and let a single tear rolling down your cheek.
You squeeze his hand, intertwining your fingers.
You will never be satisfied by it. Never. You will need to cut ties with him and keep your distance or your heart will bleed everyday.
You kiss him on the cheek, taking your resolution, tearing your heart apart. 
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@bluechiss, @al-astakbar
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vrankup · 1 year ago
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Demystifying PPC: A Beginner’s Guide to Pay-Per-Click Advertising
Hey there It’s your digital marketing agency in dwarka, Vrankup! let’s dive into the world of PPC, or Pay-Per-Click, advertising. It’s like this magic trick in the digital marketing world that can seriously boost your business.
Alright, so here is this thing, imagine you’re playing the game and instead earning points doing task, you could just by them. That’s kind of how ppc works. you get paid every time someone clicks on your ad.
Now, The first thing you have to do is picking the right keyword. These are like the secret codes that lead folks to your ad. Let’s say you’re running a yoga studio. You’d want keywords like “yoga classes near me” or “beginner yoga sessions.” You catch my drift?
Next up, there’s this epic showdown called the ad auction. It’s where all the magic happens. When someone punches in a search on Google, for instance, it triggers a race. Advertisers throw their hats into the ring, but only a few will come out victorious. It’s like a digital gladiator match, but instead of swords, it’s all about keywords, bids, and ad quality.
Once the dust settles, the winners get their ads on the coveted spots of the search engine results page. It’s like claiming a prime spot in a busy marketplace. where you will decide what are their worth
Now, let’s talk About ad There are different styles you can rock. Text ads are like the OGs – clean, simple, and straight to the point. They’ve got a headline, a snappy description, and a link to your website. It’s like a mini billboard for the digital age.
Then, you’ve got display ads. These are the flashy ones with images or even videos. They pop up on websites or social media feeds. It’s like having your own personal paparazzi, but for your brand.
Video ads are where you can really show off. They play before, during, or after videos on platforms like YouTube. It’s like having your own TV commercial, but without the super expensive airtime.
And let’s not forget shopping ads. These are a blessing for online stores. They showcase your products with prices and images, making it easy for shoppers to click and buy.
How much does this party cost? Well, that’s where Cost Per Click (CPC) comes in. It’s like the cover charge for each click. The amount depends on a bunch of things – how competitive your keywords are, how good your ad is, and how much you’re willing to bid.
But here’s the secret sauce: ad quality and relevance. The better your ad copy, the less you’ll pay per click. Plus, it means your ad will get primo placement.
So why should you jump on the PPC bandwagon? First off, it’s like a sniper shot for targeting. You can aim your ads at specific keywords, locations, and even user behavior. No more throwing spaghetti at the wall and hoping something sticks.
Plus, the results are like a report card on steroids. You can track clicks, conversions, and a bunch of other nifty metrics.
And you know the best part?
It’s like instant gratification. Unlike waiting for organic search results to kick in, PPC gets your ad out there pronto. As soon as your campaign come into action, you’re in the game.
ohh, did You decide how much you wanna spend? Set a daily or monthly limit, and you won’t break the bank. It’s like having your own financial guardian angel.
In a nutshell, PPC is like having a magic wand for your online presence So, if you’re not already on the PPC train, it might be time to hop on board!
Catch you later,
Digital marketing agency in Dwarka | Digital marketing company in Dwarka, vrankup
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dpreacherman · 2 years ago
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"Unlock the Power of Done For You SEO, Drive Massive Traffic" with DFY SUITE 5.0
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There is no need to install any software or undergo extensive training. It is designed to be accessible to users of all skill levels, even those without previous SEO knowledge or experience.😋😋
DFY Suite 5.0 provides a comprehensive range of features to boost your online presence.
👉CLICK HERE TO GET A DISCOUNT OF DFY SUITE 5.0 +MY SPEACIAL EXCLUSIVE BONUSES
What are the key incentives for making an immediate purchase of the "Done For You" SEO ranking and leads generation service?
Why should you buy it Right Now?
DFY Suite Is The Powerful, Done-For-You, Social-Syndication System That Allows You To Dominate Google AND Youtube Without Doing Any OF The Work Yourself!
DFY Suite will allow you to Get FREE, Targeted BUYER-Traffic In 48 Hours Or Less By Leveraging The Power Of High-Quality Social Syndication With their NEW, Done-For-YOU System!
With DFY Suite:
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✅You can schedule how FAST or how SLOW you want your syndication to be done
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Here you’ll have the ability to lock-in your discounted rate you just got and ensure you have credits every single month. If you wait till later, credits will be a LOT more expensive. $1 Trial for 30 days then $47/m. You'll also be getting a BONUS of 2,500 credits EACH month AND INCREASING the # of links you can send to each url from 200 up to 500! In total, you'll be getting 7,500 credits EVERY month!
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Here you will be able to supercharge your campaigns by unlocking our DFY Indexer system so that your campaigns get put through our proprietary link indexer so that your syndication carries a MUCH stronger punch. Every seo marketer knows the power of getting links indexed. The more of your syndication that Google is able to be aware of, the stronger your campaigns will be. $67 one-time payment.
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My Video Spy is our powerful platform that allows you to uncover untapped niches, analyze your competitors, accurately gauge how much traffic you can get from your target niches, and much much more! It’s the PERFECT fit so you can complete the ENTIRE Page-1 traffic circle. $47/quarter
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Video Chief is our membership site of over 1200 done-for-you videos that you can use right away to start securing page 1 video rankings. We’ll be removing the need for you to create videos by doing it for you as well! With this upsell, we cover ALL the bases! Syndication, niche research and video creation. $47 one-time.
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Don’t risk that. Don’t let your websites and videos go stale and produce ZERO results.
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Give DFY Suite a try instead – and prepare to be very impressed and happy
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lanabriggs · 7 days ago
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Top 5 Business Solutions to Succeed in 2025
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The business landscape is evolving rapidly, driven by technology, economic shifts, and changing consumer expectations. Companies that want to stay ahead need to implement forward-thinking solutions that enhance efficiency, strengthen customer relationships, and foster long-term growth. Here are five business strategies that will help organizations thrive in 2025.
1. AI-Driven Decision Making.
Artificial intelligence is transforming how businesses operate, from automating repetitive tasks to providing deeper insights for strategic planning. AI-powered analytics can help companies predict market trends, optimize pricing strategies, and personalize customer interactions.
Retail companies are using AI to analyze customer purchasing patterns, allowing them to tailor product recommendations and manage inventory more effectively. In finance, AI-driven risk assessment tools are improving fraud detection and lending decisions. “AI isn’t replacing human intuition. It’s enhancing it. Businesses that integrate AI tools to streamline operations and improve decision-making will be in a stronger position to adapt to market fluctuations and customer needs,” says Eric Hannelius, CEO of Pepper Pay.
2. Advanced Cybersecurity Measures.
With increasing cyber threats, businesses need to prioritize cybersecurity to protect sensitive data and maintain customer trust. Implementing zero-trust security models, multi-factor authentication, and AI-driven threat detection can significantly reduce risks.
Financial institutions are enhancing security by using biometric authentication and encrypted transactions. E-commerce platforms are adopting AI fraud detection systems to safeguard online purchases. “Cybersecurity is a necessity today. Companies that proactively invest in digital security measures will prevent financial losses and strengthen their brand’s credibility,” continues Eric Hannelius.
3. Flexible and Hybrid Work Models.
The workforce has shifted towards flexibility, with employees expecting a blend of remote and in-office work options. Companies that provide adaptable work environments and invest in collaboration tools will attract top talent and boost productivity.
Tech firms are implementing remote-friendly policies supported by cloud-based collaboration platforms, ensuring teams remain connected regardless of location. Businesses in customer service are integrating AI chatbots to assist remote employees in handling inquiries efficiently.
4. Embedded Finance and Seamless Payment Solutions.
Consumers and businesses are seeking frictionless financial transactions. Embedded finance — integrating payment solutions directly into apps and platforms — is enhancing customer convenience and driving revenue growth.
Ride-sharing apps have integrated instant payment options, eliminating the need for cash transactions. Retailers are incorporating “buy now, pay later” (BNPL) services to enhance purchasing power and increase conversions. Eric Hannelius highlights: “Businesses that simplify payments and integrate financial services into their platforms will improve user experience and build long-term customer loyalty. Payment solutions should be seamless, secure, and adaptable to evolving consumer habits.”
5. Sustainable Business Practices.
Sustainability is becoming a competitive advantage as consumers and investors prioritize ethical and eco-friendly businesses. Companies that embrace green initiatives, reduce waste, and commit to responsible sourcing will strengthen their market position.
Fashion brands are adopting circular economy models, encouraging customers to recycle old products. Logistics companies are investing in electric delivery fleets to minimize carbon footprints.
Success in 2025 will depend on adaptability, innovation, and a commitment to security, efficiency, and sustainability. Businesses that embrace AI, enhance cybersecurity, support flexible work, simplify payments, and prioritize sustainability will be well-positioned to thrive in a changing economy.
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teachingwithsnd · 10 days ago
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vijay132 · 11 days ago
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Indonesia Digital Lending Market- Empowering Financial Access Through Technology
The Indonesia Digital Lending Market is undergoing a transformative evolution, reshaping the financial ecosystem with innovative solutions tailored to the country’s unique needs. Fueled by rapid digitalization, government initiatives, and an increasingly tech-savvy population, digital lending is revolutionizing access to credit in Southeast Asia’s largest economy. But how profound is this transformation, and what does the future hold for this burgeoning industry?
The Indonesia Digital Lending Market reached an estimated value of USD 14.8 billion in 2023 and is projected to grow at a CAGR of 25% through 2028. This surge is driven by rising smartphone adoption, expanding internet penetration, and growing demand for inclusive financial services.
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Key Market Insights
Fintech Dominance: Over 46% of Indonesians have used fintech lending apps like Akulaku, with platforms such as Kredivo close behind at 43%.
Rural Financial Inclusion: Digital lending has enabled underserved communities in rural Indonesia to access credit, previously hindered by traditional banking barriers.
Government Support: Initiatives like National Digital Economy Blueprint 2025 aim to drive financial inclusion and promote cashless transactions.
Trends Shaping the Indonesia Digital Lending Market
1. Rise of Peer-to-Peer (P2P) Lending Platforms: P2P lending is one of the fastest-growing segments in the digital lending market. These platforms connect borrowers directly with lenders, eliminating intermediaries and offering competitive interest rates.The P2P lending sector is expected to grow at a CAGR of 27%, fueled by increasing trust in fintech solutions.
2. Buy Now, Pay Later (BNPL) Adoption: BNPL services are rapidly gaining traction among Indonesia’s younger population, particularly for e-commerce transactions. BNPL accounted for 18% of digital lending transactions in 2023, with platforms like Akulaku and Kredivo leading the market.
3. Focus on Artificial Intelligence for Credit Scoring
AI and machine learning are redefining credit scoring models, enabling lenders to assess risk accurately and expand credit access to previously excluded groups. By 2025, over 60% of digital lenders in Indonesia are expected to integrate AI-driven credit scoring systems.
4. Expansion into Microloans: Digital lending platforms are increasingly targeting micro-entrepreneurs with tailored loan products to support small businesses.Microloans contributed 35% of digital lending revenue in 2023, highlighting their critical role in economic empowerment.
Major Players in the Indonesia Digital Lending Market
1. Akulaku: Dominates the market with a robust ecosystem of P2P lending, BNPL, and microfinancing services.Focuses on underserved markets and offers tailored products for both consumers and small businesses.Leverages AI to enhance credit scoring and customer onboarding processes.
2. Kredivo: A leader in the BNPL space, known for its seamless integration with e-commerce platforms.Targets millennial and Gen Z users with instant credit approvals and flexible payment terms.Utilizes data analytics to offer personalized credit limits and repayment plans.
3. Investree: A major player in the P2P lending segment, focusing on SME financing.Partners with banks and government agencies to expand its reach and improve risk management.Implements blockchain for secure and transparent transactions.
4. Modalku (Funding Societies): Known for providing microloans to small and medium enterprises (SMEs).Emphasizes collaborative financing, allowing multiple lenders to fund a single borrower.Uses cloud-based platforms for seamless borrower-lender interaction.
Opportunities in the Digital Lending Market
1. Expanding Financial Inclusion: With 66% of Indonesia’s population still unbanked or underbanked, digital lending presents a significant opportunity to close the financial inclusion gap.
2. Integration with E-Commerce: E-commerce growth is a major driver of digital lending adoption, particularly through BNPL services.Indonesia’s e-commerce sector is projected to reach USD 53 billion by 2025, creating new opportunities for digital lenders.
3. Government Initiatives and Regulation: Policies supporting fintech innovation and financial literacy programs are creating a favorable environment for digital lending growth.
4. Advanced Analytics and AI: The adoption of AI and big data analytics is enabling digital lenders to better understand consumer behavior and tailor their offerings accordingly.
Challenges in the Market
Cybersecurity Risks: As digital lending grows, so does the risk of data breaches and fraud. Robust security measures are essential.
Regulatory Compliance: Ensuring compliance with evolving regulations remains a challenge for fintech platforms.
Consumer Awareness: Educating consumers about responsible borrowing and lending practices is crucial for market sustainability.
Future Outlook: The Next Phase of Growth
The Indonesia Digital Lending Market is on track to become a cornerstone of the country’s financial ecosystem. Key growth drivers include increasing smartphone penetration, rising adoption of AI, and supportive government initiatives. The market is expected to reach USD 45 billion by 2028, creating immense opportunities for investors, fintech startups, and consumers alike.
Conclusion: Indonesia’s digital lending market is not just growing—it’s transforming lives by providing financial access to millions who were previously underserved. With innovative solutions, robust investments, and a tech-driven approach, this market holds immense potential to redefine the financial landscape of the country.
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slopes-dev · 15 days ago
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Effective eCommerce Optimization Strategies for 2025
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The eCommerce landscape continues to evolve rapidly, driven by technological advancements, changing consumer behavior, and market trends. To stay competitive, businesses must adopt innovative strategies and tools. Here’s a comprehensive guide to effective eCommerce optimization in 2025:
1. Personalization at Scale
AI-Driven Personalization: Use AI and machine learning to analyze customer behavior and deliver tailored recommendations, dynamic pricing, and customized marketing messages.
Hyper-Targeted Campaigns: Leverage first-party data to create targeted email and ad campaigns based on user preferences and past purchases.
2. Mobile-First Design
Responsive Design: Ensure your site is fully optimized for mobile devices, offering seamless navigation, fast load times, and touch-friendly interfaces.
Progressive Web Apps (PWAs): Invest in PWAs to provide app-like experiences without requiring downloads.
3. Enhanced User Experience (UX)
Simplified Navigation: Use AI-powered chatbots and voice search to guide users effectively.
Frictionless Checkout: Implement one-click checkouts, multiple payment options, and buy-now-pay-later (BNPL) services to reduce cart abandonment.
4. AI and Automation
Chatbots and Virtual Assistants: Enhance customer service with AI-driven chatbots that offer instant support and resolve queries.
Automated Inventory Management: Use predictive analytics to manage stock levels, prevent overstocking, and minimize shortages.
5. Leveraging Data and Analytics
Real-Time Analytics: Implement tools like Google Analytics 4 and custom dashboards for tracking customer behavior and campaign performance.
Predictive Insights: Use predictive modeling to anticipate trends and optimize inventory, pricing, and marketing strategies.
6. Search Engine Optimization (SEO) and Voice Search
SEO for Zero-Click Searches: Optimize for featured snippets and answer boxes to capture attention directly in search results.
Voice Search Optimization: Adapt content for conversational queries and integrate voice-enabled shopping features.
7. Sustainability and Ethical Practices
Eco-Friendly Practices: Showcase environmentally responsible practices like sustainable packaging and carbon-neutral shipping.
Transparent Supply Chains: Highlight ethical sourcing and fair trade certifications to appeal to conscious consumers.
8. Social Commerce Integration
Shoppable Content: Use platforms like Instagram, TikTok, and Pinterest to create content that directly links to product pages.
Influencer Collaborations: Partner with influencers who resonate with your target audience to drive traffic and sales.
9. Video and Interactive Content
Product Demonstrations: Use short, engaging videos to showcase product features and benefits.
Augmented Reality (AR): Allow customers to virtually try products like clothing, furniture, or makeup to enhance decision-making.
10. Cybersecurity and Privacy
Enhanced Security Measures: Invest in robust encryption, multi-factor authentication, and fraud detection systems.
Data Privacy Compliance: Stay updated with regulations like GDPR, CCPA, and emerging privacy laws to build customer trust.
11. Localization and Global Expansion
Localized Experiences: Adapt content, payment options, and marketing strategies to regional preferences.
Cross-Border eCommerce: Leverage global marketplaces like Amazon and Alibaba to expand your reach.
12. Omnichannel Strategy
Seamless Integration: Connect online and offline experiences with features like in-store pickup and consistent branding across channels.
Unified Customer View: Use CRM tools to track interactions across all touchpoints for a holistic customer experience.
13. Subscription Models and Loyalty Programs
Subscription Services: Offer subscription-based models for recurring revenue and enhanced customer retention.
Gamified Loyalty Programs: Use points, rewards, and tiered memberships to incentivize repeat purchases.
14. AI-Optimized Pricing
Use AI tools to dynamically adjust prices based on market trends, competitor pricing, and customer demand in real-time.
15. Voice and Visual Search
Voice Search: Optimize for spoken queries by using natural language in product descriptions and FAQs.
Visual Search: Enable customers to upload images and find similar products in your store.
Key Tools and Technologies for 2025
eCommerce Platforms: Shopify, Magento, WooCommerce
Analytics Tools: Google Analytics 4, Hotjar, Mixpanel
Marketing Automation: Klaviyo, HubSpot, Mailchimp
AI Tools: ChatGPT, Jasper AI, Optimizely
Payment Solutions: Stripe, PayPal, Klarna
By staying proactive with these strategies, eCommerce businesses can adapt to the rapidly changing landscape and achieve sustained growth in 2025 and beyond. Would you like detailed guidance on any of these strategies?
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teamsuccesso · 18 days ago
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Creating a Seamless Checkout Experience: Best Practices for Shopify Store
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In today’s fast-paced digital marketplace, a seamless checkout process is crucial for any Direct-to-Consumer (D2C) brand to convert casual browsers into loyal customers. As a leading eCommerce Marketing Agency, we understand that the checkout experience is often the final hurdle in the buyer’s journey. Simplifying and optimizing this process can significantly reduce cart abandonment rates and boost your online sales.
Here are some best practices to create a frictionless checkout experience for your Shopify store:
1. Enable Guest Checkout
While encouraging account creation is beneficial for retaining customers, forcing users to sign up can deter first-time buyers. Offer a guest checkout option to ensure a quick and convenient purchase process, especially for impulse buyers.
2. Streamline the Checkout Flow
Minimize the number of steps in your checkout process. A one-page checkout or a multi-step format with clear progress indicators can help improve user experience and reduce drop-offs.
3. Optimize for Mobile Users
With mobile commerce on the rise, it’s essential to have a mobile-optimized checkout process. Simplify form fields, enable auto-fill options, and ensure your site is responsive to cater to on-the-go shoppers.
4. Provide Multiple Payment Options
Modern shoppers expect flexibility. Offering diverse payment methods such as credit/debit cards, digital wallets (Google Pay, Apple Pay), and buy-now-pay-later options can accommodate a wide range of preferences.
5. Build Trust with Security Features
Display trust signals like SSL certificates, secure payment badges, and a clear return policy during checkout. Customers are more likely to complete their purchases when they feel their data is safe.
6. Implement Performance Marketing Strategies
Partnering with a Performance Marketing Agency can help drive qualified traffic to your Shopify store, ensuring you attract the right audience ready to convert. From retargeting cart abandoners to optimizing ad spend, these strategies can directly enhance checkout success rates.
7. Offer Real-Time Support
Integrate live chat or chatbot support during the checkout process to address any last-minute questions or concerns customers might have.
8. Leverage Analytics for Optimization
Analyze customer behavior during checkout using tools like Google Analytics and Shopify’s built-in reporting. Identify bottlenecks and test different checkout layouts to find the best-performing version.
Why a Seamless Checkout Matters for D2C Brands
As a D2C Marketing Agency, we’ve seen firsthand how an intuitive and efficient checkout process can impact conversion rates. Shoppers expect speed, ease, and security. A poor experience at this critical stage can undo all the effort invested in driving traffic to your store.
By adopting these best practices, your Shopify store can create a checkout experience that delights customers and maximizes conversions. Need expert assistance in optimizing your eCommerce platform? Partner with our eCommerce Marketing Agency today to boost your online sales and create a loyal customer base.
Ready to Enhance Your Checkout Experience?At TeamSuccesso, we specialize in eCommerce and D2C marketing strategies that drive results. Contact us today to learn how we can help your Shopify store achieve its full potential!
Incorporating these insights will position your blog as a valuable resource for eCommerce businesses while also helping it rank higher on search engines with keywords like eCommerce Marketing Agency, Performance Marketing Agency, and D2C Marketing Agency. For more information, please visit TeamSuccesso.
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zelda-larsson · 30 days ago
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How Subscription Models Are Reshaping Consumer Payment Habits
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Subscription-based business models have become an integral part of the modern economy, fundamentally altering how consumers interact with products and services. From streaming platforms to meal kits, and even software, subscription services are redefining consumption patterns and transforming the financial ecosystem underpinning these transactions.
The Rise of Subscription Models.
Subscription services have gained traction due to their convenience and the perceived value they offer. Consumers appreciate the ability to access services without large upfront costs, paying smaller amounts at regular intervals instead. This shift has moved spending from discretionary purchases toward predictable, recurring payments, helping businesses stabilize their revenue streams.
Eric Hannelius, a fintech innovator and advocate for adaptive payment systems, comments on the trend: “Subscription models cater to modern consumer expectations by blending affordability with accessibility. However, they also challenge businesses to rethink how they structure payment systems to accommodate these recurring transactions seamlessly.”
Implications for Payment Systems.
The subscription economy has spurred demand for specialized payment solutions. Businesses offering subscriptions require robust systems capable of handling recurring payments, managing customer data securely, and ensuring frictionless user experiences. Key areas impacted include:
Automation and Efficiency: Subscription payments need to process seamlessly in the background without active consumer intervention. This has led to advancements in automated billing and account management software.
Fraud Prevention: With recurring payments, the potential for fraud rises. Payment gateways now prioritize sophisticated fraud detection systems to ensure security and maintain customer trust.
Diverse Payment Options: Consumers expect flexible payment methods, from credit cards and ACH transfers to digital wallets and buy-now-pay-later options. Businesses must accommodate this diversity to retain their customer base.
Consumer Behavior and Payment Preferences.
Subscription services are reshaping how consumers view their financial commitments. Many users now budget around recurring payments, grouping subscriptions into fixed monthly costs. This requires businesses to prioritize transparency in pricing and billing practices to avoid “subscription fatigue” — a phenomenon where consumers cancel services due to unexpected charges or accumulated subscriptions.
Eric Hannelius adds, “For subscription-based businesses to thrive, trust is paramount. Transparent billing, easy cancellation policies, and secure payment processing are not just conveniences — they’re necessities.”
Challenges and Opportunities.
While the subscription model offers numerous advantages, it also presents challenges. High customer churn rates and payment failures can undermine revenue predictability. Businesses are addressing these issues through enhanced analytics, machine learning algorithms to predict customer churn, and retry logic for failed payments.
Additionally, the “everything-as-a-service” model has created saturation in some markets, compelling businesses to innovate to remain competitive. Those who successfully address customer pain points and offer flexible pricing structures are better positioned for long-term growth.
The Future of Subscription Payments.
Looking ahead, the subscription model is likely to expand into new industries, including healthcare, education, and transportation. With the integration of blockchain technology, we may see decentralized subscription models that offer consumers even greater transparency and control. Eric Hannelius notes, “Subscription services are evolving rapidly, and payment systems must evolve alongside them. Businesses need to prioritize adaptability and remain attentive to technological advancements to meet changing consumer expectations.”
Subscription models have moved beyond a trend to become a significant driver of economic activity. By focusing on consumer needs and leveraging advanced payment technologies, businesses can unlock opportunities for sustainable growth. For consumers, these models offer an unprecedented level of convenience and access, making the subscription economy a transformative force in the financial landscape.
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pumptools · 1 month ago
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As we look ahead to 2025, businesses must recognize the vital role social media plays in driving growth and enhancing brand visibility. With economic uncertainties on the horizon, prioritizing cost-effectiveness and focusing on sustainable growth will be essential for brands navigating this landscape. During economic slowdowns, some businesses may reduce their spending on paid social campaigns. However, those who maintain their presence often find that advertising becomes more cost-effective, yielding better results. In addition to paid strategies, brands should also leverage organic social media activities to fuel revenue growth. As competitors scale back, this presents a prime opportunity to strengthen your social strategy and position your brand for future success. Here are some key approaches to consider: Embrace Video Content as a Growth Driver Now is the perfect time for brands to dive into video content, particularly on platforms that prioritize vertical videos like TikTok. Recent insights reveal that advertising costs on these platforms can be significantly lower than on traditional social networks, making them an appealing choice for budget-conscious brands. Sectors like fashion and beauty are reporting impressive sales conversions on TikTok, demonstrating its effectiveness as a sales channel. As video continues to dominate, other e-commerce platforms are adopting similar formats, indicating a shift toward more dynamic shopping experiences. Integrating this video-centric approach into your marketing strategy is crucial for staying ahead in a competitive environment. To make the most of video content, consistency is key. Establish a content calendar and stick to a regular posting schedule. Collaborate with creators who resonate with your brand identity—often, smaller creators can provide a better return on investment than their more famous counterparts. Build and Engage Your Community Community building on social media goes beyond simply responding to messages or liking comments. To create a genuine connection with your audience, brands should adopt a more strategic approach. This includes forming partnerships with creators, encouraging user-generated content, and creating exclusive spaces like private groups or loyalty programs for your most devoted followers. A successful community strategy involves proactive engagement that fosters meaningful exchanges. By nurturing relationships and offering rewards to loyal customers, you can create a strong foundation for long-term growth. Streamline Social Shopping Experiences Social commerce is a rapidly growing trend, particularly among younger demographics who are adept at navigating social media and quick to make purchases. These users often leverage buy-now, pay-later options and frequently impulsively buy items they discover on platforms like TikTok. To enhance the social shopping experience, consider implementing these strategies: - Clearly promote any buy-now, pay-later options within both your organic and paid content. - Aim to match the speedy shipping and return policies offered by major retailers to meet customer expectations. - Enable direct purchases through social platforms like Instagram and TikTok, which are increasingly integrating shopping features to facilitate seamless transactions. As we move into 2025, social media will remain a crucial driver of growth for businesses. By adopting a comprehensive approach that encompasses video content, community engagement, and streamlined shopping experiences, brands can effectively position themselves for success in the coming year. Embrace these strategies to capitalize on the evolving landscape of social media and secure a competitive advantage. Read the full article
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xettle-technologies · 1 month ago
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What Can Our Innovative Solutions Do for Your Growth?
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In today’s fast-paced and competitive market, businesses must adopt innovative strategies to remain relevant and ensure growth. At the heart of these strategies are tailored Solutions Services that address specific business challenges while enabling organizations to achieve their goals. By integrating the right mix of technology and expertise, such solutions have the potential to transform operations, streamline processes, and unlock new opportunities for growth.
Unlocking Efficiency Through Customized Business Software
Efficient operations are the backbone of any successful business. One of the most impactful ways to enhance efficiency is through the use of Business Software designed specifically to meet the unique needs of an organization. Unlike off-the-shelf solutions, customized business software provides:
Streamlined Processes Tailored software automates repetitive tasks and integrates disparate systems, ensuring that every part of the business works in harmony. For example, inventory management, customer relationship management (CRM), and sales tracking can all be consolidated into a single platform.
Data-Driven Insights Customized business software enables organizations to collect, analyze, and leverage data more effectively. Real-time analytics provide actionable insights, empowering businesses to make informed decisions that drive growth.
Scalability As a business grows, so do its operational needs. Custom software solutions are built to scale, accommodating increased workloads and new features without compromising performance.
Transforming Financial Operations with Fintech Software
Financial operations are a critical component of any business. The emergence of Fintech Software has revolutionized how businesses handle payments, manage accounts, and access funding. Fintech software offers several advantages:
Faster Transactions With fintech solutions like Xettle, businesses can process transactions instantly, whether they are managing payroll, receiving customer payments, or handling vendor invoices. This speed not only enhances cash flow but also improves overall efficiency.
Improved Security Fintech software often incorporates advanced encryption and fraud detection mechanisms, ensuring that financial data remains secure. For businesses handling sensitive information, this level of protection is invaluable.
Access to Financing Fintech platforms often provide innovative funding options such as peer-to-peer lending, Buy Now, Pay Later (BNPL), or automated underwriting. These features make it easier for businesses to access the capital they need for growth.
Enhanced Customer Experience With the rise of digital wallets and integrated payment systems, businesses can offer their customers a seamless and modern payment experience. Features such as one-click payments and mobile banking apps help build customer loyalty and trust.
How Solutions Services Drive Growth
Solutions Services encompass a wide range of offerings tailored to address various aspects of business operations. These services are designed not only to solve immediate challenges but also to lay a foundation for long-term success. Here’s how they contribute to growth:
Problem-Solving Expertise Solutions services bring a team of experts who analyze the specific pain points of a business. By identifying the root causes of inefficiencies, these professionals develop tailored strategies that address challenges effectively.
Technology Integration From implementing cutting-edge business software to deploying the latest fintech software, solutions services ensure that organizations leverage the right tools for their needs. This integration enhances productivity and minimizes downtime.
Cost Savings By optimizing processes and reducing manual labor, solutions services help businesses save money. Automated systems not only lower operational costs but also reduce the risk of human error, leading to significant long-term savings.
Scalability and Flexibility Solutions services are designed to adapt to a business’s changing needs. Whether it’s expanding into new markets, launching a new product line, or scaling operations, these services provide the flexibility needed to support growth.
Real-World Impact of Innovative Solutions
Consider the example of a mid-sized e-commerce business struggling with manual inventory tracking and delayed payment processing. By implementing tailored business software that integrated inventory management, payment processing, and analytics, the company experienced:
A 30% reduction in operational costs through process automation.
Faster payment cycles with the adoption of fintech software, improving cash flow and enabling the business to invest in marketing.
Enhanced customer satisfaction due to fewer stockouts and seamless checkout experiences.
The Importance of Staying Ahead
In a rapidly evolving market, staying ahead requires businesses to continuously innovate. Leveraging the latest technologies and professional expertise ensures that organizations remain competitive. Partnering with a solutions services provider offers:
Access to Industry Experts Gain insights from professionals with deep knowledge of current trends and best practices.
Cutting-Edge Technology Stay updated with the latest advancements in business software and fintech software to maintain a competitive edge.
Long-Term Strategy Develop a roadmap that aligns with your business goals and ensures sustainable growth.
Conclusion
Innovative solutions are more than just tools—they are enablers of transformation and growth. Whether it’s through Solutions Services that address complex challenges or the integration of advanced business software and fintech software, these innovations empower businesses to reach new heights. By investing in the right solutions and staying agile, companies can overcome obstacles, seize opportunities, and achieve sustained success in today’s dynamic market.
Let us help you unlock your full potential with our tailored solutions. Together, we can pave the way for your business's growth and success.
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latestmarketresearchnews · 2 months ago
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Buy Now Pay Later Market Geographic Segmentation, Research by Regions and Analysis to 2030
The global buy now pay later market size is projected to reach USD 38.57 billion by 2030, registering a CAGR of 26.1% from 2023 to 2030, according to a new report by Grand View Research, Inc. The market growth can be attributed to the high purchasing power offered by the Buy Now Pay Later (BNPL) platforms, coupled with benefits such as interest-free and convenient payments. On the other hand, an increase in the demand for delayed payments for online shopping and a surge in spending on high-cost products are expected to offer lucrative opportunities for the market over the forecast period.
Several BNPL solution providers are striking partnerships with other fintech companies to offer BNPL services efficiently. For instance, in July 2023, At Home, a prominent home furnishing store chain in the U.S., introduced a new financing option, Synchrony Pay Later, to offer customers a BNPL solution. Through this program, consumers can apply for interest-free loans to make convenient equal payments over three months for single purchases ranging from USD 75 to USD 400 without negatively impacting their credit scores. This initiative complements At Home's existing At Home Insider Perks credit card, which provides six-month special financing options for qualifying purchases at the store. By integrating Synchrony Pay Later, At Home aims to provide customers with flexible and accessible payment alternatives for a seamless shopping experience.
The COVID-19 pandemic had a positive impact on the BNPL market. A myriad of unexpected issues stemming from lockdowns, restrictions on people and goods movement, social distancing measures, and the growing awareness of BNPL solutions prompted various companies to adopt BNPL solutions to provide a better customer experience. As a result, BNPL solution providers witnessed exponential growth in their customer base and transaction volumes. For instance, overall BNPL transactions on ZestMoney jumped 300% in 2021 compared to 2020.
Gather more insights about the market drivers, restrains and growth of the Global Buy Now Pay Later Market
Buy Now Pay Later Market Report Highlights
In terms of channel, the POS segment is anticipated to register a significant CAGR over the forecast period. The availability of BNPL services at the POS provides a competitive advantage for retailers, as it can boost sales and increase customer loyalty. By offering BNPL as a payment option, retailers can attract more customers, particularly those who may have hesitated to purchase due to budget constraints or upfront payment requirements
Based on enterprise size, the small & medium enterprises (SMEs) segment is anticipated to register the fastest CAGR of 27.4% over the forecast period. SMEs are widely adopting the BNPL services to maximize their tax deductions. These services help enterprises manage their expenses with flexible repayment options and transparent fees
In terms of end-use, the retail segment dominated the market in 2022 with a revenue share of more than 73% as a result of rising awareness among millennials who are rapidly adopting BNPL services for paying for clothing, electronics, and others
In terms of region, with the presence of a large number of BNPL service providers, the North America region dominated the market in 2022 with a revenue share of more than 29%, and is expected to create growth opportunities for the regional market growth over the forecast period
Browse through Grand View Research's Next Generation Technologies Industry Research Reports.
Cloud Logistics Market: The global cloud logistics market size was estimated at USD 21.55 billion in 2024 and is projected to grow at a CAGR of 13.9% from 2025 to 2030.
Predictive Dialer Software Market: The global predictive dialer software market size was valued at USD 3.20 billion in 2024 and is expected to grow at a CAGR of 42.3% from 2025 to 2030.
Buy Now Pay Later Market Segmentation
Grand View Research has segmented the global buy now pay later market based on channel, enterprise size, end-use, and region:
Buy Now Pay Later Channel Outlook (Revenue, USD Billion, 2017 - 2030)
Online
POS
Buy Now Pay Later Enterprise Size Outlook (Revenue, USD Billion, 2017 - 2030)
Large Enterprises
Small & Medium Enterprises
Buy Now Pay Later End-use Outlook (Revenue, USD Billion, 2017 - 2030)
Retail
Consumer Electronics
Fashion & Garment
Others
Healthcare
Leisure & Entertainment
Automotive
Others
Buy Now Pay Later Regional Outlook (Revenue, USD Billion, 2017 - 2030)
North America
US
Canada
Europe
Germany
UK
Sweden
Asia Pacific
China
India
Japan
South Korea
Australia
Latin America
Brazil
Mexico
Middle East & Africa
UAE
Kingdom Saudi Arabia (KSA)
South Africa
Order a free sample PDF of the Buy Now Pay Later Market Intelligence Study, published by Grand View Research.
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researchreportinsight · 2 months ago
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Buy Now Pay Later Market 2030: Industry Analysis and Forecast by Type, Application and Region
The global buy now pay later market size is projected to reach USD 38.57 billion by 2030, registering a CAGR of 26.1% from 2023 to 2030, according to a new report by Grand View Research, Inc. The market growth can be attributed to the high purchasing power offered by the Buy Now Pay Later (BNPL) platforms, coupled with benefits such as interest-free and convenient payments. On the other hand, an increase in the demand for delayed payments for online shopping and a surge in spending on high-cost products are expected to offer lucrative opportunities for the market over the forecast period.
Several BNPL solution providers are striking partnerships with other fintech companies to offer BNPL services efficiently. For instance, in July 2023, At Home, a prominent home furnishing store chain in the U.S., introduced a new financing option, Synchrony Pay Later, to offer customers a BNPL solution. Through this program, consumers can apply for interest-free loans to make convenient equal payments over three months for single purchases ranging from USD 75 to USD 400 without negatively impacting their credit scores. This initiative complements At Home's existing At Home Insider Perks credit card, which provides six-month special financing options for qualifying purchases at the store. By integrating Synchrony Pay Later, At Home aims to provide customers with flexible and accessible payment alternatives for a seamless shopping experience.
The COVID-19 pandemic had a positive impact on the BNPL market. A myriad of unexpected issues stemming from lockdowns, restrictions on people and goods movement, social distancing measures, and the growing awareness of BNPL solutions prompted various companies to adopt BNPL solutions to provide a better customer experience. As a result, BNPL solution providers witnessed exponential growth in their customer base and transaction volumes. For instance, overall BNPL transactions on ZestMoney jumped 300% in 2021 compared to 2020.
Gather more insights about the market drivers, restrains and growth of the Global Buy Now Pay Later Market
Buy Now Pay Later Market Report Highlights
In terms of channel, the POS segment is anticipated to register a significant CAGR over the forecast period. The availability of BNPL services at the POS provides a competitive advantage for retailers, as it can boost sales and increase customer loyalty. By offering BNPL as a payment option, retailers can attract more customers, particularly those who may have hesitated to purchase due to budget constraints or upfront payment requirements
Based on enterprise size, the small & medium enterprises (SMEs) segment is anticipated to register the fastest CAGR of 27.4% over the forecast period. SMEs are widely adopting the BNPL services to maximize their tax deductions. These services help enterprises manage their expenses with flexible repayment options and transparent fees
In terms of end-use, the retail segment dominated the market in 2022 with a revenue share of more than 73% as a result of rising awareness among millennials who are rapidly adopting BNPL services for paying for clothing, electronics, and others
In terms of region, with the presence of a large number of BNPL service providers, the North America region dominated the market in 2022 with a revenue share of more than 29%, and is expected to create growth opportunities for the regional market growth over the forecast period
Browse through Grand View Research's Next Generation Technologies Industry Research Reports.
Cloud Logistics Market: The global cloud logistics market size was estimated at USD 21.55 billion in 2024 and is projected to grow at a CAGR of 13.9% from 2025 to 2030.
Predictive Dialer Software Market: The global predictive dialer software market size was valued at USD 3.20 billion in 2024 and is expected to grow at a CAGR of 42.3% from 2025 to 2030.
Buy Now Pay Later Market Segmentation
Grand View Research has segmented the global buy now pay later market based on channel, enterprise size, end-use, and region:
Buy Now Pay Later Channel Outlook (Revenue, USD Billion, 2017 - 2030)
Online
POS
Buy Now Pay Later Enterprise Size Outlook (Revenue, USD Billion, 2017 - 2030)
Large Enterprises
Small & Medium Enterprises
Buy Now Pay Later End-use Outlook (Revenue, USD Billion, 2017 - 2030)
Retail
Consumer Electronics
Fashion & Garment
Others
Healthcare
Leisure & Entertainment
Automotive
Others
Buy Now Pay Later Regional Outlook (Revenue, USD Billion, 2017 - 2030)
North America
US
Canada
Europe
Germany
UK
Sweden
Asia Pacific
China
India
Japan
South Korea
Australia
Latin America
Brazil
Mexico
Middle East & Africa
UAE
Kingdom Saudi Arabia (KSA)
South Africa
Order a free sample PDF of the Buy Now Pay Later Market Intelligence Study, published by Grand View Research.
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marketresearchreportinsight · 2 months ago
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Buy Now Pay Later Market Business Analysis, Share, Revenue & Sales Till 2030
The global buy now pay later market size is projected to reach USD 38.57 billion by 2030, registering a CAGR of 26.1% from 2023 to 2030, according to a new report by Grand View Research, Inc. The market growth can be attributed to the high purchasing power offered by the Buy Now Pay Later (BNPL) platforms, coupled with benefits such as interest-free and convenient payments. On the other hand, an…
0 notes
daniel-trapp · 2 months ago
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Essential Features for a Custom eCommerce Website in 2024
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As the eCommerce industry continues to evolve, customer expectations for online shopping experiences are at an all-time high. In 2024, a custom eCommerce website must go beyond basic functionality to stand out in a crowded market. By incorporating essential features, businesses can enhance user experience, streamline operations, and boost sales.  
User-Friendly Navigation   An intuitive navigation system is the cornerstone of a successful eCommerce website. Customers should be able to find products or information quickly, whether through a well-structured menu, a dynamic search bar, or advanced filtering options. Clear categories, subcategories, and breadcrumbs ensure visitors don’t get lost, reducing bounce rates and improving conversions.  
Mobile Responsiveness   With mobile commerce dominating online shopping, having a mobile-responsive design is non-negotiable. A custom eCommerce website must provide a seamless experience across devices, ensuring fast load times, easy navigation, and mobile-friendly checkouts. This not only improves customer satisfaction but also boosts search engine rankings.  
Secure Payment Gateways   Security is a top priority for online shoppers, and providing trusted, secure payment options is essential. In 2024, features like multi-currency support, digital wallets, and encrypted transactions can enhance customer trust. Integrating advanced payment technologies such as buy-now-pay-later (BNPL) options can also appeal to a wider audience.  
Personalized User Experiences   Today’s customers expect tailored shopping experiences. Leveraging data analytics, AI, and machine learning can help create personalized product recommendations, targeted promotions, and customized content. A custom eCommerce website designed to offer these features ensures higher engagement and loyalty.  
Integration of Advanced Search and AI Chatbots   Advanced search tools powered by AI help customers find what they’re looking for with minimal effort. Features like predictive search, voice search, and auto-suggestions enhance usability. Similarly, AI-driven chatbots provide instant support, answer customer queries, and assist with purchasing decisions, improving overall customer satisfaction.  
Scalability and Customization   Unlike off-the-shelf platforms, Custom eCommerce Development allows businesses to build scalable and flexible solutions. This ensures that your website can grow with your business, whether by adding new features, expanding to new markets, or accommodating higher traffic volumes. Tailored solutions also allow you to design workflows and interfaces that meet your unique business needs.  
Social Media Integration   Social commerce continues to grow in 2024, making social media integration a must for custom eCommerce websites. Features like shoppable posts, social login options, and shareable product links can drive traffic and conversions while creating a cohesive brand presence across platforms.  
Robust Analytics and Reporting Tools   Understanding customer behavior is key to optimizing your eCommerce strategy. Advanced analytics tools integrated into your website can provide insights into sales trends, customer preferences, and marketing performance. These insights empower you to make data-driven decisions and continuously improve your operations.  
Efficient Inventory and Order Management   A custom eCommerce website should include tools for real-time inventory tracking, automated stock alerts, and streamlined order processing. These features ensure smooth operations, reduce errors, and enhance the customer experience by providing accurate stock information.  
Sustainability Features   Sustainability is becoming increasingly important to consumers. Highlighting eco-friendly practices, such as carbon-neutral shipping or recyclable packaging, can make your brand more appealing. A custom website can include features like sustainability calculators or product badges to showcase your efforts.  
Conclusion   In 2024, an effective custom eCommerce website is more than just an online store—it’s a platform that delivers exceptional user experiences, integrates advanced technologies, and aligns with modern consumer expectations. By incorporating these essential features, businesses can differentiate themselves, build customer loyalty, and stay ahead in a competitive market.
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