#Axis Growth Opportunities Fund Regular Growth

[zfundsofficial]

Best SIP Plans for ₹1000 Per Month: Start Small, Grow Big

Starting a SIP for ₹1000 per month may seem like a small step, but it’s a powerful way to build long-term wealth. Funds like Axis Bluechip, Mirae Asset Emerging Bluechip, and SBI Small Cap offer different risk-return profiles to suit every type of investor. By staying committed and investing regularly, you can achieve your financial goals with ease, no matter how small your initial contribution.

1. Axis Bluechip Fund

Category: Large Cap Axis Bluechip Fund is one of the top-performing large-cap mutual funds, focusing on investing in well-established companies with strong financial health. It offers relatively lower risk and steady returns, making it ideal for conservative investors. The fund’s consistent performance and sound management make it a reliable option for long-term wealth creation.

Key Benefits:

Strong portfolio of large-cap companies

Lower risk compared to mid or small-cap funds

Suitable for long-term wealth building

2. Mirae Asset Emerging Bluechip Fund

Category: Large & Mid-Cap Mirae Asset Emerging Bluechip Fund is an excellent choice for investors looking for a mix of stability and growth. It invests in both large and mid-cap stocks, giving you the potential for higher returns while balancing the risk. Though it’s slightly more aggressive, the fund has a solid track record of delivering superior returns over the long term.

Key Benefits:

Balanced risk with exposure to large and mid-cap stocks

High potential for returns

Suitable for long-term investors with moderate risk tolerance

3. SBI Small Cap Fund

Category: Small Cap If you have a higher risk appetite and want to invest in companies with high growth potential, the SBI Small Cap Fund could be the right fit. This fund focuses on small-cap stocks, which can offer significant upside in the long run. However, small-cap funds are volatile and better suited for those willing to ride out market fluctuations.

Key Benefits:

Potential for high returns in the long term

Exposure to small-cap companies with growth opportunities

Ideal for aggressive investors

4. ICICI Prudential Equity & Debt Fund

Category: Hybrid (Equity-Oriented) For investors seeking a balanced approach, the ICICI Prudential Equity & Debt Fund offers the best of both worlds. This hybrid fund invests in both equities and debt, reducing the overall risk while still providing the potential for growth. It’s ideal for investors who prefer stability but also want equity exposure for higher returns.

Key Benefits:

Balanced risk with equity and debt exposure

Stability combined with growth potential

Suitable for conservative to moderate investors

5. HDFC Mid-Cap Opportunities Fund

Category: Mid-Cap HDFC Mid-Cap Opportunities Fund is a popular choice among investors looking for exposure to mid-sized companies with strong growth potential. It is a moderately risky option, offering higher returns than large-cap funds but with less volatility than small-cap funds.

Key Benefits:

High growth potential with mid-cap stocks

Moderate risk level

Suitable for long-term investors with a moderate risk appetite

Why Invest in SIPs?

Disciplined Investing: SIP plan help in building a disciplined approach to investing by making small, regular contributions.

Power of Compounding: Even small investments can grow significantly over time due to the power of compounding.

Rupee-Cost Averaging: Investing regularly helps average out the purchase cost, reducing the impact of market volatility.

Flexibility: SIPs are flexible, allowing you to increase or decrease your investment amount as per your financial situation.

[foxnangelseo]

Maximize Returns: Top Investments in India for 2024

In an ever-evolving global economy, diversifying your investment portfolio is paramount for mitigating risk and maximizing returns. India, with its burgeoning economy and diverse sectors, offers a myriad of investment opportunities for savvy investors. In this comprehensive guide, we'll explore ten lucrative investment options in India for 2024-

1. Equities:

Investing in Indian equities remains one of the most popular options for both domestic and international investors. The Indian stock market, represented by indices like the Nifty 50 and the Sensex, has consistently delivered impressive returns over the years. Companies across sectors such as IT (Infosys, TCS), banking (HDFC Bank, ICICI Bank), and consumer goods (Hindustan Unilever) offer attractive investment opportunities.

Why Invest in Equities:

- Potential for High Returns: Historically, Indian equities have delivered attractive returns over the long term, outperforming many other asset classes.

- Diversification: Investing in equities allows you to diversify your portfolio across various sectors such as IT, banking, healthcare, and FMCG (Fast Moving Consumer Goods), reducing overall risk.

- Ownership in Profitable Companies: By purchasing shares of companies, investors become partial owners and can benefit from the company's profitability through capital appreciation and dividends.

- Liquidity: The Indian stock market offers high liquidity, allowing investors to buy and sell shares easily, especially in large-cap companies.

Examples of Indian Equities:

- IT Sector: Companies like Infosys and Tata Consultancy Services (TCS) are global leaders in IT services, benefiting from the digital transformation trend.

- Banking Sector: HDFC Bank and ICICI Bank are among the largest private sector banks in India, known for their robust financial performance and extensive branch networks.

- Consumer Goods Sector: Hindustan Unilever (HUL) is a market leader in the FMCG sector, offering a diverse portfolio of household brands.

Investment Strategies:

- Long-Term Investing: Investing in fundamentally strong companies with solid growth prospects for the long term can yield significant returns.

- Dollar-Cost Averaging: Systematically investing a fixed amount at regular intervals, regardless of market fluctuations, can help reduce the impact of market volatility.

- Research and Analysis: Conduct thorough research, analyze financial statements, and keep abreast of market trends to make informed investment decisions.

Risks Associated:

- Market Volatility: Stock prices can fluctuate due to various factors such as economic conditions, geopolitical events, and company-specific news.

- Sectoral Risks: Concentrated investments in specific sectors expose investors to sectoral risks, such as regulatory changes or technological disruptions.

- Company-Specific Risks: Poor management decisions, competitive pressures, and industry dynamics can affect individual company performance.

2. Mutual Funds:

Mutual funds provide a diversified investment option for those seeking exposure to the Indian market without the hassle of individual stock selection. Equity mutual funds, such as Axis Bluechip Fund and Mirae Asset Large Cap Fund, offer professional management and diversification across various sectors and market caps.

How Mutual Funds Work:

- Professional Management: Mutual funds are managed by professional fund managers who make investment decisions based on the fund's objectives and strategy.

- Diversification: By investing in a variety of securities, mutual funds spread risk and minimize the impact of adverse events on individual investments.

- Access to Different Asset Classes: Mutual funds offer exposure to various asset classes, including equities, fixed income, and commodities, catering to different investment goals and risk profiles.

- Liquidity: Investors can buy and sell mutual fund units at the prevailing Net Asset Value (NAV) on any business day, providing liquidity compared to direct investment in individual securities.

Types of Mutual Funds:

- Debt Funds: Invest in fixed-income securities such as government bonds, corporate bonds, and money market instruments, offering stable returns with lower risk.

- Hybrid Funds: Allocate investments across both equities and debt instruments to balance risk and return. Balanced funds and asset allocation funds are examples of hybrid funds.

- Index Funds: Mirror the performance of a specific market index like the Nifty 50 or the Sensex, providing passive investment options with lower expense ratios.

- Sectoral Funds: Focus on specific sectors such as banking, technology, or healthcare, offering targeted exposure to sectoral trends and opportunities.

Advantages of Investing in Mutual Funds:

- Professional Management: Mutual funds are managed by experienced professionals who conduct research and analysis to optimize returns while managing risks.

- Diversification: Mutual funds invest in a diversified portfolio of securities, reducing the impact of volatility on individual investments.

- Affordability: Investors can start investing in mutual funds with relatively small amounts, making them accessible to a wide range of investors.

- Convenience: Mutual funds offer ease of investment and redemption through online platforms, making them suitable for both novice and experienced investors.

Example Mutual Funds in India:

- Axis Bluechip Fund: A large-cap equity fund that invests in blue-chip companies with a track record of consistent growth and profitability.

- Mirae Asset Emerging Bluechip Fund: A mid-cap equity fund that aims to generate long-term capital appreciation by investing in emerging companies with strong growth potential.

- SBI Magnum Gilt Fund: A debt fund that primarily invests in government securities, offering stability and regular income with lower risk.

Risks Associated:

- Market Risk: Mutual fund returns are subject to market fluctuations, and investors may experience losses if the market performs poorly.

- Credit Risk: Debt funds are exposed to credit risk, i.e., the risk of default by issuers of debt securities held in the fund's portfolio.

- Liquidity Risk: In certain market conditions, mutual fund units may become illiquid, affecting investors' ability to buy or sell units at desired prices.

3. Real Estate Investment Trusts (REITs):

REITs have gained traction in India as a means of investing in real estate without directly owning properties. Embassy Office Parks REIT, India's first REIT, provides investors with stable rental income from Grade-A commercial properties across major cities like Bengaluru and Mumbai.

4. Fixed Deposits:

While not as glamorous as equities, fixed deposits (FDs) remain a popular investment avenue due to their safety and predictability. Banks like State Bank of India (SBI) and ICICI Bank offer competitive interest rates on FDs, providing a reliable source of passive income.

5. Gold:

Gold has been a store of value for centuries and continues to be a favored investment option in India. Investors can purchase physical gold in the form of jewelry or coins, or opt for paper gold through Gold Exchange Traded Funds (ETFs) like HDFC Gold ETF.

6. Government Bonds:

Government bonds, such as those issued by the Reserve Bank of India (RBI), offer a low-risk investment option with fixed returns. The Government of India Savings Bonds and RBI's Sovereign Gold Bonds are popular choices among risk-averse investors.

7. SIPs (Systematic Investment Plans):

SIPs allow investors to regularly invest small amounts in mutual funds, helping them benefit from rupee cost averaging and the power of compounding. Funds like Aditya Birla Sun Life Equity Fund and SBI Bluechip Fund offer SIP facilities, making investing accessible to all.

8. Initial Public Offerings (IPOs):

Participating in IPOs can be an exciting way to invest in promising companies during their early stages of public listing. Recent IPOs like Paytm and Nykaa have garnered significant attention from investors looking to capitalize on India's growing startup ecosystem.

9. Small Savings Schemes:

The Government of India offers various small savings schemes like Public Provident Fund (PPF), National Savings Certificate (NSC), and Sukanya Samriddhi Yojana (SSY), catering to different investment goals and risk appetites.

10. Alternative Investments:

Alternative investments such as peer-to-peer lending platforms, venture capital funds, and cryptocurrency offer opportunities for higher returns albeit with higher risk. Platforms like Faircent and Lending Club enable individuals to lend money directly to borrowers, diversifying their investment portfolio beyond traditional asset classes.

In conclusion, India presents a plethora of investment options catering to investors with varying risk profiles and investment objectives. Whether you're a seasoned investor or a novice looking to enter the market, diversifying your portfolio with Indian investments can provide long-term growth potential and stability in an increasingly uncertain world. It's essential to conduct thorough research and consult with financial advisors before making any investment decisions to ensure they align with your financial goals and risk tolerance. Happy investing!

This post was originally published on: Foxnangel

[marketmovers1]

Best SIPs for Long-Term Investment

Systematic Investment Plans (SIPs) have become a popular and effective way for individuals to invest in mutual funds. By enabling regular, disciplined investments, SIPs help build a substantial corpus over time, making them ideal for long-term financial goals. Here are some of the best SIPs for long-term investment, considering factors like historical performance, fund management, and consistency.

1. ICICI Prudential Bluechip Fund

The ICICI Prudential Bluechip Fund is well-regarded for its stable returns and focus on large-cap stocks. This fund invests in established companies with strong market presence and financial health, providing a balanced mix of growth and stability.

2. SBI Small Cap Fund

For those looking to take advantage of the growth potential in smaller companies, the SBI Small Cap Fund is a great option. This fund has shown remarkable performance in the small-cap segment, though it comes with higher risk compared to large-cap funds.

3. HDFC Mid-Cap Opportunities Fund

The HDFC Mid-Cap Opportunities Fund targets mid-sized companies that have the potential for significant growth. This fund has consistently delivered strong returns, making it suitable for investors willing to accept moderate risk for potentially higher rewards.

4. Mirae Asset Large Cap Fund

Known for its strong track record and reliable returns, the Mirae Asset Large Cap Fund focuses on blue-chip companies. It offers a good balance between risk and reward, appealing to conservative investors seeking steady growth.

5. Axis Long Term Equity Fund

The Axis Long Term Equity Fund not only provides growth potential through equity investments but also offers tax benefits under Section 80C of the Income Tax Act. This makes it an attractive option for long-term investors looking to maximize returns while saving on taxes.

Benefits of Long-Term SIPs

Rupee Cost Averaging: By investing a fixed amount regularly, SIPs help average out the cost of investment, reducing the impact of market volatility.

Power of Compounding: Long-term investments benefit from compounding, where returns are reinvested to generate additional earnings.

Disciplined Investing: SIPs encourage regular savings and investment habits, crucial for building a substantial corpus over time.

Flexibility: Investors can start with a small amount and gradually increase their investment as their financial situation improves.

Conclusion

Choosing the best SIP for long-term investment depends on individual financial goals, risk tolerance, and investment horizon. The funds mentioned above have consistently performed well and are managed by experienced fund managers. By committing to a disciplined investment strategy through SIPs, investors can build significant wealth over time and achieve their long-term financial objectives.

[swarajfinpro236]

Which are the top-performing mutual funds in the last 10 years

Did you know? Recently, the Modi government completed 10 years since it came to power, and on April 09 the BSE Sensex touched its record high of 75,000 points. It was a 3-fold jump from 25,000 points in 2014.

The SIP contribution has also touched its all-time high of Rs. 19,271 crore in March. This shows the investor's confidence in Mutual funds and commitment to disciplined wealth accumulation through regular investment.

Furthermore, the mutual fund industry added 6.8 million investors in FY24 which is 70% more than FY23. With such a large number of unique investors arises the problem of fund selection.

Which is a good fund to do investment or a SIP? It can be a real headache to pick the right scheme with so many options available under each category.

To solve this problem we have come up with the list of best equity funds under multiple categories. So stay tuned and read on.

The top-performing funds are those that have beaten their respective benchmark indices based on their 10-year SIP returns.

Additionally, these funds are also subjected to rolling returns and consistency of performance to select the best of the lot.

So let’s start with Large caps.

The first round of test (10-year SIP returns)

Large Cap Funds

These funds invest in the top 100 companies in terms of market capitalization. Which makes them relatively lower risk.

The benchmark for this category is Nifty 100 TRI which delivered 15.34% over the 10 years. Out of 24 funds, 10 funds managed to beat Nifty 100 TRI.

The top five schemes that delivered 16.69-18.44 returns included: Nippon India Large Cap, ICICI Prudential Bluechip, Baroda BNP Paribas Large Cap, Canara Robeco Bluechip Equity, and Edelweiss Large Cap.

Mid-Cap Funds

These funds invest in mid-sized companies that are ranked between 101 to 250 in terms of market capitalization.

The benchmark for this category is the Nifty Midcap TRI 150. Out of the 21 funds only 5 funds were able to beat the benchmark, so the Midcap category wasn’t much profitable for the investors.

The top five performers included: Quant Midcap, Motilal Oswal Midcap, Edelweiss Midcap, HDFC Midcap Opportunities, and Nippon India Growth.

Small-Cap Funds

One of the most interesting categories that have gotten investors’ attention is the Small caps. These funds invest at least 65% in the companies ranked below 250 in terms of market cap.

The benchmark for this category is Nifty Smallcap TRI 250. Out of the 12 schemes 10 have outperformed the benchmark. The top 5 performers included: Quant, Nippon India, SBI, HDFC, Axis, and Kotak.

Large- & Mid-Cap funds

These funds allocate about 35% to large-cap and mid-cap stocks. 7 funds outperformed their benchmark out of 18 funds. Quant Large & Midcap, Kotak Opportunities, Mirae Asset Large & Midcap, and Bandhan Core Equity were the top performers who beat the Nifty Large Midcap 250 TRI benchmark.

Flexi-cap Funds

As the name suggests, these funds invest across sectors and market capitalizations. Out of the 16 schemes, 8 were able to beat the benchmark.

The top performers who beat the Nifty 500 TRI benchmark included: Quant Flexicap, Parag Parikh Flexi Cap, HDFC Flexi Cap, Franklin India Flexi Cap, and JM Flexicap.

Multi-cap Funds

These funds have to invest 25% across each market capitalization, including large-cap,

mid-cap, and small-cap stocks according to the SEBI mandate. Out of the 10 funds 6 managed to beat the benchmark Nifty 500 TRI.

These included: Quant Active, Nippon India, ICICI Prudential, Baroda BNP Paribas, Invesco India, and Sundaram Multi cap fund.

The second test (The mean 5-year daily rolling returns for 10 years and the funds must have beaten the benchmark 60% of the time)

The Fund choices include

Large-cap - Mirae Asset Large Cap, ICICI Prudential Bluechip, Baroda BNP Paribas Large Cap, Canara Robeco Bluechip Equity, and Edelweiss Large Cap have beaten the benchmark 75% of the time.

Mid-cap - Edelweiss Mid Cap fund, beaten the benchmark 90% of the time.

Small-cap - Axis Small Cap, Nippon Small Cap, and SBI Small Cap have outperformed the benchmark 100% of the time.

Large- & mid-cap - Mirae Asset Large & Midcap, Kotak Equity Opportunities, Canara Robeco Emerging Equities, and Quant Large & Midcap. These funds have beaten the benchmark 75% of the time.

Flexi-cap - Parag Parikh Flexi Cap and Quant Flexi Cap are the best funds apart from JM Flexicap, Canara Robeco Flexi Cap, and Kotak Flexi Cap

Multi-cap - Quant Active, with 100% outperformance, and Invesco India Multicap and ICICI Multicap with 64-65 percent outperformance.

These funds can be considered for long-term SIP. But you should consult a financial expert before doing investments. This research was done by ACE MF as of April 10th. For more such insightful blogs, do visit our website Swaraj Finpro

[lisakapoorblogs]

Diversifying Your Portfolio: Investing in Axis MF and ITC Shares

Diversification spreads risk and boosts returns in investing. Allocating investments across financial instruments, industries, and other categories reduces risk and asset exposure. Investing in Axis Mutual Fund's equity, fixed-income, and ITC stock can create a well-rounded portfolio.

Axis MF, one of India's premier asset management companies, offers a wide range of investment options catering to the varied needs of investors. From equity schemes focused on long-term capital growth to debt schemes aimed at generating regular income, Axis MF presents an array of choices for investors looking to diversify their investment portfolios. By investing in an Axis MF, investors can benefit from the expertise of professional fund managers who are adept at navigating the complexities of the market. This not only simplifies the investment process but also helps in potentially lowering the risk and enhancing the returns over the long term.

When considering direct equity investments, the ITC share price today serves as an intriguing entry point for many investors. ITC, a conglomerate with a presence in various sectors including FMCG, hospitality, and IT, offers a unique investment opportunity. The company's diversified business model and strong brand presence provide a level of stability and potential for growth, making it an attractive option for investors seeking to add direct stock investments to their portfolio. Keeping an eye on the ITC share price allows investors to make informed decisions on buying, holding, or selling the shares based on their investment strategy and market conditions.

Investing in both Axis MF and ITC shares allows for a strategic blend of direct and indirect investment avenues, enabling investors to balance their portfolios effectively. While mutual funds offer the advantage of professional management and diversification within a single investment, direct stock investments in companies like ITC allow investors to specifically target sectors or companies they are bullish about. This combination can help in mitigating risk while providing the potential for capital appreciation and income generation.

It is, however, essential for investors to conduct thorough research and consider their financial goals, risk tolerance, and investment horizons before making any investment decisions. For mutual fund investments, understanding the fund's objective, past performance, and expense ratio is crucial. Similarly, when investing in stocks like ITC, keeping abreast of the company's performance, industry trends, and economic factors that may affect the share price is vital.

Diversifying your portfolio with investments in Axis MF and ITC shares can be a prudent approach to achieving a balance between risk and return. Such a strategy enables investors to tap into the growth potential of the stock market through direct equity investments while also enjoying the benefits of professional fund management through mutual funds. As with any investment, staying informed, maintaining a long-term perspective, and periodically reviewing the portfolio is key to navigating the complexities of the market and achieving financial goals.

[newsbunddle]

mutual funds portfolio: I am confused about my mutual fund portfolio. Should I rebalance?

mutual funds portfolio: I am confused about my mutual fund portfolio. Should I rebalance?

Request your views on the following SIPs in mutual funds:Mirae Asset Emerging Bluechip Fund: Rs 10,000Parag Parikh Long Term Equity Fund: Rs 10,000 Axis Growth Opportunities Fund: Rs 6,000Canara Robeco Bluechip Fund: Rs 5,000 Mirae Asset Midcap Fund: Rs 5,000 Canara Robeco Smallcap Fund: Rs 5,000 Mirae Asset Hybrid Fund: Rs 10,000 Motilal Nasdaq 100 FoF: Rs 8,000The total SIP is Rs 59,000. I am a…

[cryptoworld-2021]

Analyze why the chain game platform DPK is more powerful than Axie and Mobox

The game industry has shown a steady upward trend in recent decades. Until 2020, the global game industry exceeded USD 174.9 billion. This is a milestone in the development of the global game industry and the scale of game player numbers reaches approximately 3 billion. Client games, page games, mobile games, and current hot chain games are taking turns to advance the market scale of the game industry.

GameFi, which has entered the public, has developed rapidly. The transaction volume of several blockchain games represented by Axie Infinity ushered in explosive growth in June and July. At the same time, many game projects have also won the favor of capital. Until August 2021, the investment in the field of blockchain games has reached USD 1.1 billion, far exceeding the total investment of USD 72 million in 2020. In the many chain games at the second half of 2021, everyone is looking for emerging projects, because play-to-earn is an opportunity for players and investors.

Dontplaywithkitty.io is a decentralized blockchain game platform. Due to its profitable and playable economic mechanism, players can play more than one game launched on the platform, and can also use the resources produced by playing the game on the platform The first batch of 7000 Kreatty NFTs launched by the platform was generated by a decentralized algorithm. This article focuses on comparing with the popular chain games on the market such as Axie Infinity, Mobox, and Alien worlds, to see what is new in this project, and why it is outstanding of the boundless chain game projects.

NFT Reproduction System

Reproduction is an interesting mechanism in the game, most of which appear in casual games, as well as in Minecraft. In the DPK platform, this setting is also added, and Kreatty NFTs of this can reproduce offspring. These NFTs follow the rules of nature. Two Kreatties can reproduce a new-generation kitty NFT, and each Kreatty can reproduce 5 times.

The new-generation kitties will inherit the pedigree of the previous-generation kitties, and have the opportunity to generate a new-generation kitties that are more interesting and cute. This baby kitty is also an NFT but has no attribute value and can be traded directly. But after five days, the baby kitty will grow up, show the final appearance and attributes, and become a kitty NFT with the qualifications to enter the game mining, and can be priced and transacted freely.

After comparison, Axie Infinity only has a reproduction system, but because of the current popularity, the price of its NFT is already a high threshold for regular retail investors, and it is not easy to get started, while Mobox and Alien worlds do not have this setting.

Staking System

The staking system is very important to the economy of a game, and the DPK platform, through reasonable and careful design, enables players to obtain KIT token mining card rewards by staking KIT token, one of the dual tokens in the platform. Through staking and burning of the mining card in the contract, KIT token rewards can be continuously obtained.

Axie Infinity has moved towards a more game-oriented gameplay, with relatively thin economic system and has no staking system. Mobox is more platform-oriented, so it has staking function.

DeFi

Defi is the craze of 2020. By 2021, many companies and teams have tried the concept of "blockchain game + Defi", which is to convert the credentials after users provide liquid funds into NFT form , This is also a characteristic of a good chain game.

DPK platform users can use the DPK-BNB LP token staking on PancakeSwap for liquidity mining. Correspond to the number of daily DPK rewards according to the market value of the pool, the platform will distribute it to all stakers according to the staking weight. The platform will mine the staked LPs, and will open more trading pairs of LP stakes later.

Mobox also combines DeFi and NFT gameplay like the DPK platform, using financial mechanisms and game systems to empower users, creating a truly unique and long-lasting free-to-play and easy-to-earn ecosystem. While Axie Infinity and Alien worlds have no DeFi gameplay.

Token Model

The dual-token model of the DPK platform is a great economic model, and is more conducive to the smooth development of the economy. The dual tokens are KIT token and DPK token. KIT token has a limited total amount and continuous deflation, which will bring users a clearer play-to-earn mode. DPK token, as an equity token, also provides investment scenarios for users who do not play games so that they can easily obtain benefits through staking.

Axie Infinity is the same as the DPK platform and has the same economic model. While Mobox and Alien worlds choose the traditional single-token model.

Price

Until now, it has been difficult for ordinary users to start playing Axie and Mobox. Axie has now reached a high price, although some players want to start playing because of fun, but now they can only regress.

Mobox is now also a hot project platform, and its NFT is used as a voucher to play various games on the platform, but with high pricing, many people can only choose to wait and see.

NFTs of the DPK platform have been adjusted by the developer, and the price has dropped, only about 50u for each. This is good news for everyone, and it means everyone can get involved. NFT owners have the right to enter all future games launched by the DPK platform, and the NFT has the purest pedigree, can create a family. It can be said to be affordable and powerful.

[wizelywizeup]

Best Mutual Fund Investments for College Students

It is a type of investment in which many investors pool their money to buy securities such as stocks, bonds, and other assets. And whatever profits they make from those securities are given to investors in the form of an expense ratio, which is a proportion of the total amount invested that ranges between 1 and 3 percent. There are several sorts of mutual funds accessible in the market, based on the type of securities college students invest in and their risk appetite.

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What Are The Benefits Of Mutual Funds For Students?

People nowadays have several misconceptions about mutual fund investing, such as believing that only the wealthy or elderly can invest in mutual funds. Mutual funds are suitable for young students who do not have a steady source of income. Because we know that a student can invest a modest amount of money from his pocket (about Rs 500-1000).

Students can start with small mid-cap mutual funds and invest for a more extended period to reap significant benefits. College students should invest for the long term since they have a longer time horizon than other investors.

Also read: Evaluation of Investment Products

In contrast to the stock market, the management makes all decisions in mutual funds. As a result, students do not need to be concerned about mutual fund market regulation. As a student, there are numerous advantages to investing in mutual funds.

First, its diversity, competent management, and one of the healthiest investments you can make to accomplish your financial goals in the long run. If you try to save Rs 1000 per month from your pocket money, you can earn around Rs 50 000 or more over time, which is highly beneficial to your future.

Start saving in digital gold with as low as Rs 10 and earn up to Rs 25 lakhs on the Wizely app. Download Wizely

Top 10 Mutual Fund Investments for Students in College

Axis Bluechip Fund

The first Mutual Fund for College Graduates on our list is Axis Bluechip Fund. The scheme’s primary goal is to make long-term capital investments by investing in an expansive portfolio consisting of large-cap equity and equity-related assets and derivatives.

ICIC Pru Bluechip Fund

The ICIC funds have a total investment of 91.32 percent in Indian small-cap equities. Investors can easily invest in the fund, but they should do so for three to four years. This fund is appropriate for investors seeking substantial profits. However, they should expect moderate losses as a result of their investments.

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SBI Bluechip Fund

SBI Bluechip Fund is the Best Mutual Fund for Students in second place. This plan focuses on stock investments. The programme invests in significant enterprises with large market capitalizations.

Principal Hybrid Equity Fund

The Principal Hybrid Equity Fund is ranked third among the best mutual funds for college students. This fund contains the aggressive hybrid fund’s growth. If we look at all of the investments, we can see that they make up 75% of the total. Furthermore, this investment is divided into 54.9 percent of big-cap investments, 9.4 percent of mid-cap investments, and 2.4 percent of small-cap investments. This is referred to as CRISIL Rank Change.

Franklin India Equity Fund

As we come on number 4 in our list, we have Franklin India Equity Fund. The main motive of the scheme is capital treasuring which means the growth of capital. It also set regular divisions from the portfolio of equity. This scheme focus on the wealth-creating companies in market cap ranges that acquire almost all the sectors.

Also read: What Are The Main Objectives of Investment?

Mirae Asset Large-Cap Fund

Mirae Asset Large-Cap Fund is ranked number five. Increasing long-term capital is the primary goal of this strategy. You can profit from India’s economic development and structural shifts by investing in equity and associated securities.

HDFC Midcap Opportunities Fund

HDFC funds have put 92.27 percent of their money into Indian cap equities, with 61.74 percent in mid-size firms. Investors who want to invest for at least three years and are willing to take moderate losses can invest in the midcap fund.

Sundaram Select Focus Fund Direct-Growth

These funds have put 91.21 percent of their money into Indian small-cap companies. These funds are useful to investors who understand macro trends and seek more significant returns with a few well-chosen bets. They may, however, experience some average losses as a result of their investments.

L&T India Large-cap Fund Direct-Growth

The fund invests heavily in Indian stocks, with 98.39 percent in small-cap stocks and 76.51 percent in large-cap stocks. It is ideal for investors looking for a four-year investment with substantial returns. However, they may experience some average investment losses.

ICICI Prudential Equity and Debt Fund

The ICICI Prudential Equity and Debt Fund invest 67.88% of its assets in Indian stocks. Large-cap stocks account for 67.88% of the investment, while mid-cap equities account for 6.98%. It is appropriate for investors seeking solid profits over three years.

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So, all of these Mutual Funds are available in the Indian Market for College Students to invest in and perhaps profit from in the future. College students can invest in any of these Mutual Funds. These Mutual Funds do not demand significant initial investment. College students can begin investing in these Best Mutual Funds with as little as Rs. 500 each month.

(Check out ‘Learn & Grow with Wizely‘ to learn more about financial planning and investments.)

For more information, visit here

https://wizely.in/wizeup/best-mutual-funds-college-students/

[swastikainvestmartindia]

Best High-Return Mutual Funds in India

Many people are interested in investing in shares offered by different companies but their main concern is that they lack the knowledge and time required to invest in the stock market.

Saving money is sensible but investing in it is much more beneficial because there are chances to multiply the money.

Now the question is how and where to invest your money without prior knowledge. Mutual funds are safer instruments than other investment options that offer high returns.

Some people are aware of mutual funds but for newbies, it is quite challenging to figure out the best high-return mutual funds among all the available funds.

Understanding this requires a lot of stock market research and study of all the parameters.

So here we are with the list of best high-return mutual funds in India to invest in 2022.

Factors to Consider while investing in the best high-return mutual funds

Investor Goals

Once you get the objective of investing in mutual funds, decide the goal about how long you are planning to invest and set the benchmark accordingly.

Expense Ratio

When choosing a mutual fund plan, the expense ratio must be considered on priority. The cost that fund companies charge to handle your investment is referred to as the expense ratio.

Higher the expense ratio lowers the take-home pay for investors. The Securities and Exchange Board of India (SEBI) has imposed a cap on the fees that fund firms may charge.

As compared to regular plans of mutual funds, direct plans have a lower expense ratio as there is no commission paid in the case of direct plans.  

Risk Level

For every investor risk level is different, it depends on the capacity of bearing losses while investing in high-risk mutual funds.

For risk tolerance reasons, in 2015 SEBI generated a mandatory guideline for all the fund houses to display the risk meter that defines 5 different types of risk associated with a particular mutual fund.

Such risks include low, moderate, high, moderately low, and moderately high risks.

Fund’s Performance

Before investing in any of the high-return mutual funds; investors should check once the history of that particular fund and how its performance varies from other competitive funds. This helps investors to make decisions effectively.

Best High Return Mutual Funds in India

Axis Bluechip Fund

Axis bluechip fund is an equity mutual fund launched by Axis mutual fund in Jan 2010. It is one of the highest return mutual funds in the last few years with an AUM of nearly Rs.32 Crores and an expense ratio of about 0.5%.

This usually invests in well-established, sizable organizations. For investors aiming for long-term investment returns, the Axis Bluechip Fund is a good option because it invests in a wide portfolio to generate long-term capital growth.

ICICI Prudential Technology Fund

ICICI prudential technology fund is the high return technology-sectoral fund launched in Jan 2000. It is the medium-sized fund in its category with an AUM of around Rs 8 Crores and an expense ratio of 2%, comparatively higher than other technology sectoral funds.

TATA Digital India Fund

TATA digital India fund is a high-risk equity fund launched in 2015. This fund has generated a return of nearly 17% since its inception.

The main agenda of this scheme is to pursue long-term capital growth by allocating at least 80% (approx.) of its net assets to equity and equity-related investments in Indian information technology companies.

In the year 2021 its return was around 70%, in 2020 it was 50% and in 2019 it was approx 7%.

SBI Technology Opportunities Fund

SBI technology opportunities fund is a very high-risk fund that was launched in Jan 2013. This fund has generated a return of nearly 15% since its inception and has a lower expense ratio of 0.91%.

This fund is most suited for investors that are well-versed in macro trends and who favour putting selective bets in order to earn high returns than other equity funds. The net asset value of the SBI technology opportunities fund is approx Rs.120-130.

Conclusion

Here we have covered all the best high-return mutual funds in India to invest in in 2022. If you are a beginner or planning to invest in mutual funds, especially equity funds, don't go for direct investing without any prior knowledge.

For the new investors it's really important to figure out the risks associated with the mutual funds, so hire good fund firms like Swastika having experienced mutual fund experts who ensure your funds are in the right hands.

To learn about the different types of mutual funds to get higher returns to check out the affordable mutual fund services.

[mutualfinance]

What are the top 10 sip plans to invest in India in 2022

Systematic Investment Plans or SIPs are   investment tools offered by Mutual Fund houses to  investors.    A SIP allows you to invest a low and predetermined amount regularly, be it weekly, monthly, quarterly, or even yearly. . The SIP  starts as low as Rs.100/- per month. 

There are also SIPs where you can invest a lump sum amount at once. You can choose SIPs for short term or long term as per your needs and requirements. There are many SIP mutual funds where you will get great market exposure and gain good returns without worrying about the market volatility. All you need to do is in-depth research to find the best SIP mutual fund as per your financial goal. You will become a disciplined investor once you start investing in a SIP periodically. 

Investing in SIPs is  one of the safest ways with a history of good returns . Looking for the best SIP mutual fund scheme ? You need to consider the  things mentioned below before investing in any Mutual Fund  schemes. 

     1. SIP return tax

Taxation on the SIP depends upon the scheme that you choose. If you invest in an equity SIP and redeem after a year, then there will be no taxation, but if you redeem your sip within a year, then there will be 15% of taxation on your gains. Similarly, in Debt funds, the tax rates are 20% with indexation after 3 years of investment. And for a less period, the Debt funds taxes are as per your income slab. 

     2.  SIP flexibility   

You can change your SIP amount in  the Axis MF  platform . There is an option to plan your next SIP as per your wish. In certain Mutual fund schemes, you need to start a fresh SIP with the amount which you want to increase in your regular SIP..

     3. Easy SIP online.

You can easily start your SIP investment  online just by visiting the Axis MF platform . To register  as a new user , you will have to  enter your name, number, and PAN details. Upload other necessary documents and choose a SIP mutual fund today. 

     4. SIP exit load.

The Exit load is the amount charged when you withdraw the mutual fund scheme you invested in. . The SIP exit load is different for each mutual fund. Suppose, you had taken out an equity mutual fund within a year, then the exit load would be 1%.  . And after a year, there will be no exit load charge on your mutual Fund withdrawal.

Check NAV.

The NAV stands for Net Asset Value.  NAV is an important factor in a mutual fund investment. You can check NAV before making a mutual fund investment. The idea of NAV is that the low NAV will give high growth and the high NAV will give low growth.But you should also look at the track record, fund management, and the volatility rate of the Mutual Fund scheme. And if possible do take advice from experts.

Each SIP holds a different financial  instrument. You must find out  the potential risk before investing in any Mutual Fund schemes.

The Best SIPs to invest in 2022 based on the performance are :

Axis Focused 25 Fund.

Quant Active Fund.

Parag Parikh Flexi Cap Fund.

PGIM India Flexi Cap Fund.

UTI Flexi Cap Fund.

TATA Digital India Fund.

Aditya Birla Sun Life Digital India Fund.

SBI Technology Opportunities Fund.

Kotak Small Cap Fund.

Axis Flexi Cap Fund.

To know more about Mutual Funds, check out the Axis Mutual fund platform . It is one of the leading Mutual Funds providers available online. The app called Axis Mutual Fund is available on Google Play Store and Apple App Store. Make your account and start  investing in a SIP Mutual Fund now.

[wikinhindi]

Best Performing Mutual Funds 2021 in india Hindi

Best Performing Mutual Funds 2021 in india Hindi

Best Performing Mutual Funds 2021 in india Hindi ( Direct Plan- Growth)- जानने से पहले ये जानना बहुत जरुरी है की What is Mutual Funds ? or म्यूचुअल  फंड्स क्या होता है ? म्यूचुअल फंड  एक कंपनी होती है जो बहुत सारे लोगों से पैसा जमा कराती है और उस पैसे को Stocks ,Bonds , कुछ Assets में इन्वेस्ट करती है.  और ये जो भी stocks , Bonds और इतर Assets होते है इसको ही फाइनेंसियल भाषा  Holdings  कहते है.  उनको इकट्ठा  करके उस होल्डिंग्स को कुछ फंड मैनेजर और उसमे जो भी माहिर लोग है उनके जरिये इस funds को  चलाया  जाता है ताकि जिसने भी अपना पैसा लगाया है उसका value बढे उसको ही म्यूच्यूअल फंड्स कहते है.  म्यूच्यूअल फंड्स में भी कुछ Types में रखा है जिसमें से आप कोनसे भी Types के फंड्स में इन्वेस्ट कर सकते हो.    Types Of  Mutual Funds ( Categories) :- 1.Equity Large Cap Funds. 2.Equity Multicap Funds 3.Equity Mid cap funds. 4.Equity Small cap Funds. 5.Equity Linked Savings Schemes - ELSS   ( Tax Saving Funds ) 6.Balanced Fund ( Aggressive allocation ) 7.Balanced Funds (Conservative Allocation ) 8.Arbitage funds 9.Government Securities Funds ( Gilt Funds ) 10.Corporate Bond Funds. 11.Credit Risk Funds.    Market मैं बहुत सारे म्यूच्यूअल फंड्स है. लेकिन उनमें से सबसे अच्छे कोनसे है  जिसमे आपको अपने पैसे इन्वेस्ट करने के लिए मदत करे. ऊपर बताए गए Types  में से ही हमने Top-10 फंड्स को निकला है जिन्हो ने  २०२१ में सबसे ज्यादा  प्रॉफिट बनाके  दिया है   इस लिए हमने कुछ रिसर्च करके ही ऐसे  बेस्ट १० म्यूच्यूअल फंड्स २०२१ इन इंडिया की लिस्ट निकाली है. .जो आप अपनी भी जानकारी के अनुसार अपना पैसा इन्वेस्ट कर सकते है.  

1. Kotak Small cap fund- Direct Plan - Growth - Small Cap Fund -120.61% (Return-2021) Best Performing Mutual Funds 2021 in india Hindi FUND DETAILS: Fund manager :  Mr. pankaj Tibrewal Launch Date :  01-jan-2013 Expense Ratio : 0.52% Benchmark : Nifty Small-Cap 100 TRI Available Plans :  A) Regular Plan    B) Direct plan ( AUM) Asset Value : ₹ 4,765 Cr Minimum Invest. :- ₹ 1000   FUND NAV VALUE:-  ₹ 165.25   FUND PERFORMANCE: Note:- Date-As on 23-July-2021

Best Performing Mutual Funds 2021 in india Hindi   FUND PORTFOLIO:- Number of Stocks :-  67 No.            Equity Holding:-  93.32%        Other Holdings :- 6.68% Top 5 stocks Available :-  18.36% Top 5 Stocks Weight :-  1.Century plyboard India limited :- Sector- Plywood Board 2.Sheela Foam Limited :- Sector- Houseware 3.Carborundum Universal :- Sector- Abrasives 4.persistent System limited :- Sector- Computer- Software 5.Lux Industries Limited :- Sector- Fabric & Garments   2. Quant Tax Plan -Direct Plan Growth - ELSS - 115% (Return-2021)   FUND DETAILS :- Fund manager :  Ankit Pande , Vaasav sahagal Launch Date :  7-jan-2013 Expense Ratio : 0.5% Benchmark : Nifty 50 RTI Available Plans :  A) IDCW Plan    B) Direct plan ( AUM) Asset Value : ₹ 227.55 Cr Minimum Invest. :- ₹ 100   FUND PERFORMANCE:- Note:- Date-As on 23-July-2021

Best Performing Mutual Funds 2021 in india Hindi   FUND NAV VALUE:- ₹ 217.17   FUND PORTFOLIO:- Number of Stocks :-  43 Equity Holding:- 97.89% Other Holdings :- 2.11% Top 5 stocks Available Weight  :-  27.85% Top 5 Stocks List :- 1.Itc Limited :- Sector-Cigarettes 2.Aurobindo Pharma Ltd. :- Sector- Pharmaceutical   3.Bharti airtel Ltd :- Sector-Telecom- Services 4.Indiabull real Estate Ltd :- Sector- Residential/commercial/Sez Project 5.Vedanta Limited :- Sector-Copper & Copper Product   3. IDFC Sterling Value Fund- Direct Plan -Growth -Value fund -101%(Return-2021)   FUND DETAILS:- Fund manager : Anoop Bhaskar, Daylynn Pinto Launch Date :  02-Jan-2013 Expense Ratio : 0.92% Benchmark : Nifty 50 Available Plans :  A) Regular plan    B) Direct plan ( AUM) Asset Value : ₹ 3732.18 Cr Minimum Invest. :- ₹ 100   FUND PERFORMANCE:- Note:- Date-As on 23-July-2021

Best Performing Mutual Funds 2021 in india Hindi   FUND NAV VALUE:- ₹ 86.13   FUND PORTFOLIO:- Number of Stocks :-  62 Equity Holding:-  96.95% Other Holdings :- 3.05% Top 5 stocks Available Weight  :-16.01% Top 5 Stocks List :- 1.Icici Bank Limited :- Sector-Banks 2.Deepak Nitrite limited :- Sector- Chemical-Speciality  3.Gujarat Gas Limited :- Sector-Telecom- Gas Transmission and marketing 4.KEC International Limited :- Sector- Engineering,Design,Construction 5.J.K Cement Limited :- Sector-Cement   4. Quant Active fund- Direct Plan Growth- Multicap fund - 98.5 %(Return-2021) FUND DETAILS:- Fund manager : Ankit Pande, Vaasav sahgal, Sanjeev Sharma. Launch Date :  07-Jan-2013 Expense Ratio : 0.5% Benchmark : Nifty 50 Available Plans :  A) IDCW Annual    B) Growth Direct ( AUM) Asset Value : ₹ 736.14 Cr Minimum Invest. :- ₹ 100   FUND PERFORMANCE:- Note:- Date- As on 23-July-2021

Best Performing Mutual Funds 2021 in india Hindi   FUND NAV VALUE:- ₹ 339.99   FUND PORTFOLIO:- Number of Stocks :-  48 Equity Holding:-  96.83% Other Holdings :- 3.27% Top 5 stocks Available Weight  :- 28.32% Top 5 Stocks List :- 1.ITC Limited :- Sector-Cigarettes 2. Fortis Healthcare India  Ltd :- Sector- Healthcare  3. ICICI Bank Limited :- Sector-Telecom- Banking 4. State Bank of India :- Sector- Banking 5. Coal India Ltd :- Sector-Mining % minerals Best Performing Mutual Funds 2021 in india Hindi   5. Pgim India MidCap Opportunities Fund Direct Plan - Growth- Mid cap fund - 97.2 %(Return-2021) FUND DETAILS:- Fund manager : Aniruddha naha, Vivek Sharma Launch Date :  02-Dec-2013 Expense Ratio : 0.37% Benchmark : Nifty Midcap 100 TRI Available Plans :  A) Regular    B) Growth Direct ( AUM) Asset Value : ₹ 1952.07Cr Minimum Invest. :- ₹ 100   FUND PERFORMANCE:- Note:- Date-As on 23-July-2021

Best Performing Mutual Funds 2021 in india Hindi   FUND NAV VALUE:- ₹.42.05   FUND PORTFOLIO:- Number of Stocks :-  46 Equity Holding:-  94.55% Other Holdings :- 5.45% Top 5 stocks Available Weight  :-19.44% Top 5 Stocks List :-   1.Coforge Ltd :- Sector-Computer Software 2.Max Healthcare Institute ltd :- Sector- Hospital 3. Muthoot Finance Private Ltd :- Sector-Nbfc 4. ICICI Bank Ltd :- Sector- Banking 5. Mindtree Ltd :- Sector-Computer Software Best Performing Mutual Funds 2021 in india Hindi 6. SBI Contra Fund- Direct Plan- Growth -Contra Fund - 87.9 %(Return-2021) FUND DETAILS:- Fund manager : Dinesh balachandran Launch Date :  02-Jan-2013 Expense Ratio :1.55% Benchmark : S&P  BSE 500 TRI Available Plans :  A) Regular    B) Growth Direct ( AUM) Asset Value : ₹ 2393.84Cr Minimum Invest. :- ₹ 100   FUND PERFORMANCE:- Note:- Date-As on 23-July-2021

Best Performing Mutual Funds 2021 in india Hindi   FUND NAV VALUE:- ₹.190.73   FUND PORTFOLIO:- Number of Stocks :-  60 Equity Holding:-  97.11% Other Holdings :- 2.89% Top 5 stocks Available Weight  :- 16.26% Top 5 Stocks List :-  1.ICICI Bank Ltd :- Sector- Banks 2.Infosys Ltd :- Sector- Computer- Software 3.Axis Bank Ltd :- Sector- Banks 4.Sun Pharmaceutical Industries Ltd  :- Sector- Pharmaceutical 5.Carborundum Universal ltd :- Sector- Abrasives   7. DSP Natural Resources and new energy fund- Direct Plan- Growth - 80.21%(Return-2021) FUND DETAILS:- Fund manager : Aayush ganeriwala, Rohit Singhania, jay kothari Launch Date :  03-Jan-2013 Expense Ratio :1.26% Benchmark : Nifty 50 Available Plans :  A) Regular    B) Growth Direct ( AUM) Asset Value : ₹ 701.15Cr Minimum Invest. :- ₹ 100   FUND PERFORMANCE:- Note:- Date-As on 23-July-2021

Best Performing Mutual Funds 2021 in india Hindi   FUND NAV VALUE:- ₹.54.13   FUND PORTFOLIO:- Number of Stocks :-  20 Equity Holding:-  72.93% Other Holdings :- 27.07% Top 5 stocks Available Weight  :- 33.42% Top 5 Stocks List :-  1. Tata Steel Ltd :- Sector- Steel 2. Jindal Steel & Power Ltd :- Sector- Steel 3. Reliance industries Ltd :- Sector- Refineries/Marketing 4. Hindustan Zinc Ltd :- Sector- Zinc 5. Hindalco Industries Ltd :- Sector- Aluminium   8. BNP Paribas Mid Cap fund - Direct Plan-Growth- Mid Cap Fund- 78.64%(Return-2021) FUND DETAILS:- Fund manager :Karthikraj Lakshmanan, Abhijeet dey Launch Date :  02-Jan-2013 Expense Ratio : 0.73% Benchmark :  Nifty 50 Available Plans :  A) Regular    B) Growth Direct ( AUM) Asset Value : ₹973.63Cr Minimum Invest. :- ₹ 100   FUND PERFORMANCE:- Note:- Date- As on 23-July-2021

Best Performing Mutual Funds 2021 in india Hindi   FUND NAV VALUE:- ₹.61.78 FUND PORTFOLIO:- Number of Stocks :-  54 Equity Holding:-  95.93% Other Holdings :- 4.07% Top 5 stocks Available Weight  :-18.19% Top 5 Stocks List :-  1.Voltas Limited:  Sector- Engineering, Designing, Construction 2.Bharat Electronic Limited : Sector- Industrial Electronics 3.Tata Chemicals Limited : Sector- Chemicals- Inorganic 4.Gujarat gas Limited : Sector- Gas Transmission /Marketing 5.DCM Shriram Ltd : Sector- Diversifie   ♦ Summary -सारांश ♦ Best Performing Mutual Funds 2021 in india Hindi इसमें हमने अपनी तरफ से सबसे अच्छे म्यूचुअल फंड्स की अछि परफोर्मस के हिसाब से लिस्ट बताई है  उसमे हमने हर एक म्यूच्यूअल फंड्स की पूरी डिटेल्स देने की कोशिश की है. जिसमे से म्यूच्यूअल  फण्ड return डाटा कलेक्ट करने के लिए हमने moneycontrol.com का रेफेरेंस लिए है जो एक सटीक डेटा  माना जाता है.  सभी म्यूच्यूअल  फंड डायरेक्ट प्लान- ग्रोथ  के categories में से है.इसमें हमने म्यूच्यूअल फंड्स की जानकारी पाने के  लिए कुछ डेटा  कलेक्ट कर के समझने की कोशिश की है.  जैसे की. FUND DETAILS, FUND PERFORMANCE, FUND NAV VALUE, FUND PORTFOLIO,FUND CHART , FUND GRAPHS. अगर आपको हमारी जानकारी अछि लगे हो तो कमेंट करके अपना  सुझाव जरूर दें और कौन से टॉपिक पर आप जानकारी जानना चाहते हो वो बताये हम आपको हेल्प करने की कोशिश जरूर करेंगे.   Read the full article

[fundinvestments]

Equity Savings Fund – Growth and stability through one investment

Earlier it was often said that growth and stability are two opposite ends of the investment continuum. To get one, you need to sacrifice the other. However, with the introduction of hybrid funds, this myth has now been busted. Especially with options like Equity Savings Funds, you can enjoy the best of both the worlds. Read on to know more.

What are Equity Saving Funds?

This is a new class of hybrid funds which was introduced after SEBI’s recent rationalization and categorization of Mutual Fund Schemes. These open-ended mutual funds invest in equities, arbitrage opportunities and debt securities. The allocation guidelines for equity saving funds are:

Equity and equity-related instruments (including arbitrage) – minimum 65% of the total assets 

Debt instruments – minimum 10% of the total assets.

Key features of Equity Saving Funds

1: Core Objective

Equity Savings Fund seeks to offer stability and regular income through investment in debt instruments and arbitrage opportunities. The equity component provides the potential for capital growth and wealth creation. 

2: Suitability

The words - equities and volatility, go hand in hand. The aggressiveness of equity markets and fear of fluctuations can overwhelm investors with low-risk appetite. This is where Equity Savings Fund comes to the rescue. These hybrid funds are apt for conservative investors who want some degree of equity exposure. The presence of arbitrage in the portfolio of equity saving funds helps to protect and manage the downtime risk.  

3: Taxation

Equity Savings Fund needs to mandatorily allocate 65% of the corpus towards equities. Hence, from a taxation perspective, they are treated like equity mutual funds. Gains from investments held for less than 12 months are classified as short-term capital gains and attract 15% tax. Long-term capital gains (i.e. when holding period exceeds 12 months) are exempt from tax till the limit of Rs. 1 lakh per year. Gains in excess of that limit attract 10% taxes.

A better version of MIP (Monthly Income Plans)?

Many market experts explain Equity Savings Funds as a better and improved version of Monthly Income Plans. This is because the debt component of these hybrid funds has the potential to generate regular income for investors. However, Equity Savings Funds score over MIPs on another aspect – taxation. MIPs are taxed like debt funds. Holding period below three years is classified as short-term and gains from such investments are taxed as per applicable income tax slab. Long-term capital gains attract 20% tax (including indexation benefits). Hence, from the point of view of taxation, Equity Savings Funds are more lucrative options than pure-debt schemes or debt-oriented hybrid schemes as the latter are taxed at a higher rate.

Competitor for Liquid or Ultra-Short Term Funds?

Equity Savings Fund can also be a great alternative for liquid or ultra-short term debt funds. The equity taxation gives these funds an edge over the mentioned debt funds. You can park your surplus money in these hybrid funds and transfer to pure-equity funds (through STP) after completion of one year in order to avoid incurring the exit load costs.

Best Equity Saving Mutual Funds in India

Here are some equity saving mutual funds recommendations that have the potential to be rewarding additions to your portfolio.

ICICI Prudential Equity Savings Fund

Edelweiss Equity Savings Fund

Axis Equity Saver Fund

Kotak Equity Savings Fund

PGIM India Equity Savings Fund

DSP Equity Savings Fund

SBI Equity Savings Fund

Principal Equity Savings Fund

Aditya Birla Sun Life Equity Savings Fund

L&T Equity Savings Fund

HDFC Equity Savings Fund

Tata Equity Savings Fund

IDFC Equity Savings Fund

Summing it up

Equity Savings Fund is a great addition to the mutual fund product suite. It enables even risk fearing investors to reap the benefits of equity exposure. However, you should be mindful of the fact that the core purpose of these hybrid funds is protection from the downside. Hence, you should not ideally expect extremely high or market-beating returns. If you are content with moderate returns, then equity savings fund will make you very happy.

[trendingfact]

Urban Air Mobility Market : Historical, Current, And Projected Size Of The Market From The Standpoint Of Both Value And Volume

The urban air mobility market consists of in-flight services which are making it easier for urban dwellers to reach their destination within the shortest possible times. The current market has not remained confined to serving just passengers either. In 2017, WiNDroVe project in Hamburg implemented the use of drones in metropolitan area. Similar projects were implemented in toher parts of the world with major companies like Airbus, Audi taking part in expanding the landscape.

In cities like Sao Paulo, the concept is at its peak. The urban air mobility in the city is far ahead of its counterparts like New York, Tokyo in providing air support with helicopters for stranded passengers. These air taxis are also available in Mexico cities. The high costs of the technology remains a challenge. Additionally, high energy consumption and noise are also expected to emerge as barriers to expansion of the urban air mobility market.

In order to solve the current challenges of high costs, electrical aircrafts are increasingly the go-to option for innovator. Many companies like Airbus, Boeing, and startups like Volocopter are investing efforts in electric energy laden future to bring the next-gen concept of air urban mobility to passengers.

Companies like Volocopter are also working on horizontal take-offs with the help of new designs. The company uses multicopters which have buoyance systems and propulsion in the second axis to support horizontal take-offs. These are ideal in cities wherein congested surrounding remain a major concern for operations. The aircraft uses regular propulsion and rotors with vertical axis. The growing urbanization, rising demand to beat traffic, and platforms like Uber, Ola are expected to drive tremendous growth for the urban air mobility market.

Planning To Lay Down Future Strategy? Request Brochure https://www.transparencymarketresearch.com/sample/sample.php?flag=B&rep_id=66305

The increasing investment in startups and innovations are the ones to watch out for in the urabn air mobility market.

Global Urban Air Mobility Market: Overview

Urban air mobility refers to automated air transportation services used for carrying cargos or passengers. The global urban air mobility market is anticipated to display tremendous growth during the forecast period owing to rising demand for air transportation services. Moreover, advancements in the battery capacity and autonomy of aerial vehicles have highly supported the market to expand its global footprints.

Global Urban Air Mobility Market: Notable Developments

Below are a few notable developments in the global urban air mobility market:

Sikorsky has developed new Sikorsky Autonomy Research Aircraft (SARA) using the MATRIX technology. It offers a highly safe flying experience in autonomous aircraft in an obstacle-rich environment. It functions by combining the hardware and software components, thus enabling the successful execution of the mission. In addition to this, it significantly reduces the lifecycle and operating cost of the flight and its performance agnostic design enables mission tailoring. Incorporation of this technology helped the urban air mobility market expand its global footprints.

There are several urban air mobility projects in the pipeline such as the development Cora, an air taxi prototype. Cora is remotely piloted and is currently under testing in New Zealand and California. It is developed by Kitty Hawk Corp. and is known as the Kitty Hawk Flyer. It operates as an ultralight aircraft in the U.S., thus avoiding the regulatory issues. Moreover, it has a fly-by-wire control system that offers simplified controls. Such UAM projects have served as a focal point for the growth of the global urban air mobility market.

To Obtain All-Inclusive Information On Forecast Analysis Of Market, Request A Custom Report

Prominent players in the global urban air mobility market include Kitty Hawk, EHang, Boeing, Aurora Flight Sciences, Bell Helicopter Textron Inc., Delorean Aerospace LLC, and Neva Aerospace.

Global Urban Air Mobility Market: Key Growth Dynamics

A rising population has led to a rise in the on-road traffic, thus creating lucrative opportunities for the growth of the global urban air mobility market. Moreover, there is an increasing focus on environmental sustainability due to rapidly depleting natural resources. This has impacted the global urban air mobility market positively, thus propelling its growth.

Furthermore, rising commercial applications of autonomous eVITOls have led to a surge in the production of autonomous aircraft. It has also given a boost to multiple urban air mobility projects, thus causing an increment in the urban air mobility market. Along with this, the need for enhanced air mobility and the concerns pertaining to human safety have led to a surge in the market.

On the downside, there are a few restraints that may shrink the urban air mobility market’s growth. Concerns regarding the external environment may hamper the functioning of eVITOLs, thereby causing a downfall in the market. Additionally, high manufacturing costs and stringent regulatory procedures may curtail the market’s expansion. Nonetheless, rising technological developments for human-free operations and an increase in government funding may offset the effects of the restraints.

Global Urban Air Mobility Market: Regional Outlook

On the geographical front, Europe is anticipated to show the highest growth during the forecast period. This is owing to the rising number of urban air mobility projects in this region and rising investment on the transportation activities. France and Germany are expected to generate the maximum revenue in the urban air mobility market of this region due to high investment in the development of advanced eVITOL systems. Additionally, rising automation in European countries has stimulated the market’s expansion.

[sipcalculatoronline]

Why you should not stop your SIPs in mutual funds now?

You are very serious when it comes to achieving your financial objectives, whether it is a comfortable retirement or buying your first home. You have followed all the rules that are required to realise your objectives, starting from hiring the services of a professional financial planner to help you find the future value of your dreams to deciding the mutual funds you want to invest in. Then, where is the problem?

The problem is when the markets are volatile and are on the decline, all your determination and focus is then forgotten. Consequently you make the fatal decision to stop the SIP that you have been religiously building to be the best mutual fund chosen by your financial planner.

Why It Is a Mistake to Stop Your SIPs in Mutual Funds?

The decision to stop a SIP is an impulsive decision made in the heat of the moment. While there are no immediate issues that arise after stopping a SIP, the effects are usually felt when it is too late. Here are the reasons why you should block out all the confusion and continue your SIP:

Never time the market

When you time the market for starting a SIP, you don't realise you are losing out on an opportunity. Market volatility is a normal feature of stock markets and financial news in our country or the world are likely to affect the stock indices either positively or negatively. When you have finalised the best mutual funds and the monthly investment that is the right time to enter the market. 

Rupee cost averaging

Market volatility is your greatest friend because you are getting an opportunity to buy mutual funds through a SIP at both, high and low prices. When you calculate the total cost of your investments and divide it by the total number of units, you find that your average cost will be lower and profit margins will be higher.

Equity is a long-term investment

Before investing in the best mutual funds in the equity category, it is important to understand that equity as an asset class yields the highest returns over the long term (more than 10 to 15 years). You start a SIP in it you want to achieve long-goals like retirement or the higher education of your children.

Dreams will be unfulfilled

Your dreams of leading a comfortable life post retirement will remain unfulfilled if you plan to ‘STOP’ the SIP in between.. This is because, your calculations will turn upside-down if you previously calculated the income that you would receive from such investments.

Lose out on the power of compounding

The greatest power of equities is the power of compounding. The value of each SIP that you make creates wealth when you continue with them for a long period. When you suddenly decide to stop the SIP due to market volatility, you lose out on compounding as well as wealth creation. 

What Are the Best Mutual Funds to Invest In?

Now that you have understood the importance of continuing your SIP, let us find you the best mutual funds which will help you realise your financial objectives. You can invest in all these funds through SIP. Here are some of the best mutual funds:

Aditya Birla Sun Life Frontline Equity Fund

With annualised returns of 20.68% since inception, this is one of the best mutual funds to invest in. It is predominantly a large-cap fund. The 3-year, 5-year, and 10-year returns are 11.78%, 15.30%, and 17.84% respectively. It has been a consistent performer outperforming its peers and the benchmark.

ICICI Pru Value Discovery Fund

What makes this one of the best mutual fund is the annualised returns of 20.18% since launch. This fund is also invested in mostly large cap stocks. The 3-year, 5-year, and 10-year returns are 8.14%, 18.73%, and 23.89% respectively. It invests in value stocks at the right valuations which have sufficient room for future appreciation. 

HDFC Mid Cap Opportunities Fund

This mid-cap fund is part of the best mutual funds list with annualised returns of 15.55% since inception. As the name suggests, it invests mostly in mid cap funds which outperform large cap funds during bullish market phases but fall more during bearish market phases. The 3-year, 5-year, and 10-year returns are 12.8%, 21.90%, and 24.19% respectively. This fund has been a consistent performer in the mid-cap fund category. It has been able to control losses during the bear market. 

DSP Micro Cap Fund

This small cap fund has been included in the best mutual funds because of its stock selection process. It invests in stocks which have good management, free cash flows, decent returns on capital employed, and competitive advantages. It has generated annualised returns of 15.52% since inception. The 3-year, 5-year, and 10-year returns are 8.26%, 25.71%, and 25.98% respectively. It has had a commendable performance during the bearish markets of 2008 and 2011.

Axis Long Term Equity Fund

This equity linked savings scheme is one of the best mutual funds as it invests in quality growth stocks. It is mostly invested in large cap stocks. The additional advantage it has over regular equity funds is that you are eligible for tax deductions of Rs. 1.5 lacs under section 80C of the Income Tax Act. There is a lock-in period of 3 years, which is the lowest among all the tax savings schemes. It has outperformed the benchmark and its peers in certain years. The 3-year and 5-year returns are 13.44% and 20.53% respectively. 

Realise Your Dreams by Continuing Your SIP

There are two things you must remember before starting your SIP in the best mutual funds chosen by you. One, volatility is a part of capital markets and second, equity as an asset class gives the highest annualised returns over the long term. It is because of the second reason that you are investing in equity to realise your financial objectives like your retirement or your home. 

When you continue your SIP irrespective of the volatility in the market, you get the benefit of rupee cost averaging. You can buy units at both, high and low prices thereby lowering your average cost.

So, achieve your long-term financial objectives by continuing your SIP.

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Best SIP Investment Plan to Invest in 2019 for Maximum Return

SIP investment is burgeoning as a popular choice of investment for most of the individuals. As one of the simplest and disciplined investment option, the SIP plan provides a systematic approach towards investment and helps investors to gain maximum return on investment (ROI) over a long term period.  Nowadays, more and more investors are keenly venturing into this investment option, there are many different types of SIP plans available in the market. Further, in this article, we will elaborately discuss best SIP investment plan 2019 which offers maximum ROI.

The important criteria used to choose these funds are:

The exceptional performance of the fund in the past 3-5 years.

Credit Rating Information Services of India Limited (CRISIL) of rang 1-2 has been placed towards the top list.

The funds have a high rating of 4 or above.

Best SIP Investment Plan 2019

Funds Name Returns 1 year Returns 3 years Returns 5 Year Franklin India Prima Fund -7.60% 11.16% 17.74% Axis Bluechip Fund 6.77% 14.38% 13.94% ICICI Prudential Value Discovery Fund -2.37% 8.66% 14.52% Mirae Asset Tax Saver Fund 2.42% 19.80% — Axis Long Term Equity  Fund -0.61% 13.44% 17.33% DSP equity opportunities fund 1.74% 16.25% 17.60% HDFC small cap fund -11.94% 17.05% 18.26% Kotak Standard Multi-cap Fund 10.67% 18.65% 15.50%

  Franklin India Prima Fund

Franklin India Prima Fund is an equity oriented SIP mutual fund scheme offered by Franklin India Mutual Fund, one of the leading fund houses in India. The main objective of this scheme is to provide capital appreciation to the investors along with the benefit of regular dividend income.  Under this fund option, the money is majorly invested in equity and equity-related securities, money market, and debt fund.

Moreover, the fund also focuses on making an investment in companies which are proficient of making capital appreciation regardless of sector bias and market capitalization. Currently, approximately 75% of the Franklin India equity fund portfolio consists of large-cap equity investment. This fund option is best suitable for individuals who have a high-risk appetite and wants to gain a long-term capital return.

Axis Bluechip Fund

Axis Bluechip fund has been rated as the top performing large-cap fund. The fund has been performing exceptionally well in past 3-5 years in the market. The fund main objective is to provide long-term capital growth to the investors by making an investment in a diversified portfolio majorly consists of equity and equity-related securities of a large-cap fund. This fund option is best suitable for individuals who have a high-risk appetite and wants to gain a higher return on investment in a long-term period.

ICICI Prudential Value Discovery Fund

As one of the best SIP investment plan 2019, ICICI Prudential Value Discovery Fund is an open-ended fund, which aims to generate maximum ROI through a combination of capital appreciation and dividend income by making an investment in a well-diversified portfolio of value stocks.  ICICI Prudential Value Discovery Fund has consistently maintained a high rating since its launch in the year 2004. Earlier the fund used to focus on mid-cap stocks, in which the returns where low. However, in recent time the fund majorly invests in large-cap stocks which provide consistent returns in a long-term.

  Mirae Asset Tax Saver Fund

Due to its excellent performance, Mirae Asset Tax Saver Fund has become very popular in a short span of time. Under this und option 77% of the portfolio focuses on large-cap companies and the rest 23% of the assets are allocated in mid and small cap companies. As an open-ended equity scheme, the fund main objective is generating long-term capital growth by investing in a diversified portfolio of equity and equity-related securities. As an equity-linked saving scheme, the plan also provides tax benefit under section 80C Income Tax Act 1961.

Axis Long-Term Equity Fund

Axis long-term equity fund is a popular choice of SIP investment for investors who wants to avail continues ROI on their tax saving investments.  the major objective of axis long-term equity fundis to generate a long-term capital return by making an investment on a portfolio containing high-quality equity stocks and equity derivatives. This fund option is best suitable for investors who want to avail continues to return on investment along with the benefit of tax saving.

DSP Equity Opportunities Fund

The major objective of this fund is to offer capital appreciation by making investment majorly in equity and equity-related securities of large-cap and mid-cap companies. The scheme has offered a return of 17% to 22% in last 3-5 years making it most suitable for investors who want to invest in high performing SIP to meet their financial goals in a long run.

HDFC Small Cap Fund

HDFC small-cap fund is one of the best performing SIP mutual funds which primarily invests in mid-cap and small-cap companies. The main objective of this fund is to provide long-term capital growth to its investors through investments in equity and equity related instruments. However, the fund also provides the flexibility to the investors to invest some portion of capital in the different large-cap fund.

Kotak Standard Muti-Cap Fund

Over the past 5 years, the fund has delivered a return at 19.48%. As an open-ended equity scheme, the fund is known as one of the best SIP investment plan 2019. The fund majorly aims to provide long-term capital growth to the investors by making investment majorly in equity and equity-related securities. Under this fund option, 77% of the assets are invested in large-cap companies, whereas 21% of the asset is invested in mid-cap companies and 1% in small cap-companies.

Wrapping it Up!

Even though these SIP plans provide the facility of flexibility and convenience to you, your key objective should be to stay invested in SIP for a longer tenure and avoid any short-term financial limitations. Thus, you can achieve your long-term and short term goals by making a disciplined and smart investment.

The post Best SIP Investment Plan to Invest in 2019 for Maximum Return appeared first on ZyCrypto.

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SIP investment is burgeoning as a popular choice of investment for most of the individuals. As one of the simplest and disciplined investment option, the SIP plan provides a systematic approach towards investment and helps investors to gain maximum return on investment (ROI) over a long term period.  Nowadays, more and more investors are keenly venturing into this investment option, there are many different types of SIP plans available in the market. Further, in this article, we will elaborately discuss best SIP investment plan 2019 which offers maximum ROI.

The important criteria used to choose these funds are:

The exceptional performance of the fund in the past 3-5 years.

Credit Rating Information Services of India Limited (CRISIL) of rang 1-2 has been placed towards the top list.

The funds have a high rating of 4 or above.

Best SIP Investment Plan 2019

Funds Name Returns 1 year Returns 3 years Returns 5 Year Franklin India Prima Fund -7.60% 11.16% 17.74% Axis Bluechip Fund 6.77% 14.38% 13.94% ICICI Prudential Value Discovery Fund -2.37% 8.66% 14.52% Mirae Asset Tax Saver Fund 2.42% 19.80% — Axis Long Term Equity  Fund -0.61% 13.44% 17.33% DSP equity opportunities fund 1.74% 16.25% 17.60% HDFC small cap fund -11.94% 17.05% 18.26% Kotak Standard Multi-cap Fund 10.67% 18.65% 15.50%

  Franklin India Prima Fund

Franklin India Prima Fund is an equity oriented SIP mutual fund scheme offered by Franklin India Mutual Fund, one of the leading fund houses in India. The main objective of this scheme is to provide capital appreciation to the investors along with the benefit of regular dividend income.  Under this fund option, the money is majorly invested in equity and equity-related securities, money market, and debt fund.

Moreover, the fund also focuses on making an investment in companies which are proficient of making capital appreciation regardless of sector bias and market capitalization. Currently, approximately 75% of the Franklin India equity fund portfolio consists of large-cap equity investment. This fund option is best suitable for individuals who have a high-risk appetite and wants to gain a long-term capital return.

Axis Bluechip Fund

Axis Bluechip fund has been rated as the top performing large-cap fund. The fund has been performing exceptionally well in past 3-5 years in the market. The fund main objective is to provide long-term capital growth to the investors by making an investment in a diversified portfolio majorly consists of equity and equity-related securities of a large-cap fund. This fund option is best suitable for individuals who have a high-risk appetite and wants to gain a higher return on investment in a long-term period.

ICICI Prudential Value Discovery Fund

As one of the best SIP investment plan 2019, ICICI Prudential Value Discovery Fund is an open-ended fund, which aims to generate maximum ROI through a combination of capital appreciation and dividend income by making an investment in a well-diversified portfolio of value stocks.  ICICI Prudential Value Discovery Fund has consistently maintained a high rating since its launch in the year 2004. Earlier the fund used to focus on mid-cap stocks, in which the returns where low. However, in recent time the fund majorly invests in large-cap stocks which provide consistent returns in a long-term.

  Mirae Asset Tax Saver Fund

Due to its excellent performance, Mirae Asset Tax Saver Fund has become very popular in a short span of time. Under this und option 77% of the portfolio focuses on large-cap companies and the rest 23% of the assets are allocated in mid and small cap companies. As an open-ended equity scheme, the fund main objective is generating long-term capital growth by investing in a diversified portfolio of equity and equity-related securities. As an equity-linked saving scheme, the plan also provides tax benefit under section 80C Income Tax Act 1961.

Axis Long-Term Equity Fund

Axis long-term equity fund is a popular choice of SIP investment for investors who wants to avail continues ROI on their tax saving investments.  the major objective of axis long-term equity fundis to generate a long-term capital return by making an investment on a portfolio containing high-quality equity stocks and equity derivatives. This fund option is best suitable for investors who want to avail continues to return on investment along with the benefit of tax saving.

DSP Equity Opportunities Fund

The major objective of this fund is to offer capital appreciation by making investment majorly in equity and equity-related securities of large-cap and mid-cap companies. The scheme has offered a return of 17% to 22% in last 3-5 years making it most suitable for investors who want to invest in high performing SIP to meet their financial goals in a long run.

HDFC Small Cap Fund

HDFC small-cap fund is one of the best performing SIP mutual funds which primarily invests in mid-cap and small-cap companies. The main objective of this fund is to provide long-term capital growth to its investors through investments in equity and equity related instruments. However, the fund also provides the flexibility to the investors to invest some portion of capital in the different large-cap fund.

Kotak Standard Muti-Cap Fund

Over the past 5 years, the fund has delivered a return at 19.48%. As an open-ended equity scheme, the fund is known as one of the best SIP investment plan 2019. The fund majorly aims to provide long-term capital growth to the investors by making investment majorly in equity and equity-related securities. Under this fund option, 77% of the assets are invested in large-cap companies, whereas 21% of the asset is invested in mid-cap companies and 1% in small cap-companies.

Wrapping it Up!

Even though these SIP plans provide the facility of flexibility and convenience to you, your key objective should be to stay invested in SIP for a longer tenure and avoid any short-term financial limitations. Thus, you can achieve your long-term and short term goals by making a disciplined and smart investment.

The post Best SIP Investment Plan to Invest in 2019 for Maximum Return appeared first on ZyCrypto.