#Architects & Engineers (A&E) Insurance Market Growth

[lalsingh228-blog]

Architects & Engineers (A&E) Insurance Market Set for Strong Growth Outlook

Global Architects & Engineers (A&E) Insurance Market Report from AMA Research highlights deep analysis on market characteristics, sizing, estimates and growth by segmentation, regional breakdowns & country along with competitive landscape, player’s market shares, and strategies that are key in the market. The exploration provides a 360° view and insights, highlighting major outcomes of the industry. These insights help the business decision-makers to formulate better business plans and make informed decisions to improved profitability. In addition, the study helps venture or private players in understanding the companies in more detail to make better informed decisions. Major Players in This Report Include, Beazley (United Kingdom), Willis Towers Watson (United Kingdom), Amwins Group (United States), USI (United States), Stuckey & Company (United States), Lexington Insurance (AIG) (United States), Victor Insurance (United States), Tokio Marine HCC (United States), Axa XL (United States), Ryan Specialty Group (United States), Liberty Mutual (Canada), Zurich Insurance Group (Switzerland). Free Sample Report + All Related Graphs & Charts @: https://www.advancemarketanalytics.com/sample-report/182461-global-architects--engineers-ae-insurance-market Architects & engineers insurance protects architects, engineers, and designers from various professional and business liabilities. Increasing demand for unique and innovative architecture has led A&E firms and enterprises to adopt advanced technologies to create 3D models, images, and designs. Professional liability coverage protects against the performance of professional services including architecture, engineering, surveying, and construction management. Market Drivers

Rapidly Growing Infrastructural Development Due to Urbanization and Industrialization

Increasing Demand of A&E Insurance for Coverage against Errors and Omissions

Market Trend

Growing Popularity of Cyber & Privacy Liability Coverage Insurance

Opportunities

Rising Investment in Bicycle and Pedestrian Infrastructure

Enquire for customization in Report @: https://www.advancemarketanalytics.com/enquiry-before-buy/182461-global-architects--engineers-ae-insurance-market In this research study, the prime factors that are impelling the growth of the Global Architects & Engineers (A&E) Insurance market report have been studied thoroughly in a bid to estimate the overall value and the size of this market by the end of the forecast period. The impact of the driving forces, limitations, challenges, and opportunities has been examined extensively. The key trends that manage the interest of the customers have also been interpreted accurately for the benefit of the readers. The Architects & Engineers (A&E) Insurance market study is being classified by Type (Professional Liability Insurance, Cyber & Privacy Liability, Employment Practices Liability), Enterprise Size (Small & Medium Enterprises, Large Enterprises), End-user (Architects, Engineers, Other Design Professionals) The report concludes with in-depth details on the business operations and financial structure of leading vendors in the Global Architects & Engineers (A&E) Insurance market report, Overview of Key trends in the past and present are in reports that are reported to be beneficial for companies looking for venture businesses in this market. Information about the various marketing channels and well-known distributors in this market was also provided here. This study serves as a rich guide for established players and new players in this market. Get Reasonable Discount on This Premium Report @ https://www.advancemarketanalytics.com/request-discount/182461-global-architects--engineers-ae-insurance-market Extracts from Table of Contents Architects & Engineers (A&E) Insurance Market Research Report Chapter 1 Architects & Engineers (A&E) Insurance Market Overview Chapter 2 Global Economic Impact on Industry Chapter 3 Global Market Competition by Manufacturers Chapter 4 Global Revenue (Value, Volume*) by Region Chapter 5 Global Supplies (Production), Consumption, Export, Import by Regions Chapter 6 Global Revenue (Value, Volume*), Price* Trend by Type Chapter 7 Global Market Analysis by Application ………………….continued This report also analyzes the regulatory framework of the Global Markets Architects & Engineers (A&E) Insurance Market Report to inform stakeholders about the various norms, regulations, this can have an impact. It also collects in-depth information from the detailed primary and secondary research techniques analyzed using the most efficient analysis tools. Based on the statistics gained from this systematic study, market research provides estimates for market participants and readers. Contact US : Craig Francis (PR & Marketing Manager) AMA Research & Media LLP Unit No. 429, Parsonage Road Edison, NJ New Jersey USA – 08837 Phone: +1 201 565 3262, +44 161 818 8166 sales@advancemarketanalytics.com

[shivtechinstitute]

8 Courses to Enhance Your Skills and Career Growth? How to Get the Most Out of Them?

Summary: Want to expand your skills and get professional certification for better job opportunities? IT courses are in high demand in 2024, and here are the top courses that you can choose to scale your career and improve your marketability.

IT and digital marketing courses have been in great demand for the past few years. If you want to be valuable in the job market in the future as well and continuously grow, then you can choose these top courses mentioned in this article. In today's competitive world, it is important to constantly evolve to be effective and marketable to your preferred companies. As the leading IT coaching centre in Ahmedabad, we offer the best training and certifications to make you more appealing to hiring agencies. 

Here are the top 8 courses that you can consider to improve your career and get high-paying jobs:

1. Data Science

As per BLS, the employment of data scientists is expected to grow by 27.9%, and the market will be worth around USD 322.9 billion by 2026. If you are interested in business management, computer science, data science, and business management, then you can enrol in a course in data science.  

Data science is one of the most popular career choices today, and it promises high-paying jobs. There are various Data Science courses that you can enrol in and get job opportunities in multiple fields, such as Chief Data Officer, Data Analyst, and Data Scientist. 

From insurance to banking and finance, healthcare, retail, media, telecommunications, and automotive, data scientists can find prestigious work in multiple industries. You can enrol in a part-time or a full-time undergraduate degree to get certified as a data scientist.

2. Machine Learning and Artificial Intelligence 

AI and machine learning are the top technologies that all major enterprises use to enhance their business functionality. From drones to voice assistance, Machine Learning and AI have become integrated into our daily lives. From retail to banking to manufacturing to retail, you can find jobs in multiple sectors. 

Microsoft, Google, Cognizant, and Tata Consultancy Services are some of the top companies hiring machine learning and AI experts. If you want to work as an AI and machine learning professional, you must complete your IT course from a renowned IT institute with all the resources and seasoned professionals. 

You need to have an in-depth understanding of statistics and coding, which is why it is essential to opt for the best IT institute. At Shiv Tech Institute, we offer the best IT training in Ahmedabad to make you marketable to hiring agencies. 

3. Big Data 

Big Data is a practice that analyzes huge amounts of data to improve decision-making and gain insights. With the volume of data increasing every day, companies are constantly looking out for Big Data experts. Banking, social media, healthcare, and e-commerce are some of the sectors that are actively hiring Big Data experts. 

You can start your career by working as a Data Engineer or Data Analyst and then move up to higher levels such as Chief Data officer, Director of Data Science, or Big Data Architect. 

If you are looking for the best IT course in Ahmedabad that can train you to become a skilled big data expert, then you can enrol in a class at Shiv Tech Institute.  

4. Cloud Computing 

Cloud computing enables people to work effortlessly on the same applications from different systems through the Internet. You can choose the following courses to become a cloud computing expert:

Microsoft Azure Certification

Blockchain Developer

AWS Developer Associate Certification 

AWS Certified Solution Architect

You can start working as a cloud administrator or support engineer and then use your skills and expertise to move on to higher-level positions. You should have both theoretical and practical knowledge to advance in your career as a cloud computing expert rapidly. At Shiv Tech Institute, we ensure that our students are thorough with implementing cloud solutions, maintaining security, and meeting compliance.  

5. Business Intelligence 

If you want to analyze business performance, work with data, and make important business decisions, you can enroll in a business intelligence course. As the leading IT coaching institute in Ahmedabad, we offer multiple IT Courses that can train and certify you to work as a business intelligence professional.  

6. Project Management 

Project Managers are vital to the success of a project. They set reasonable milestones and deadlines across stakeholders and teams. You can work as a project manager in multiple sectors such as construction, technology, finance, healthcare, etc. 

Companies like Amazon, Oracle, Capgemini, Deloitte, Google, and Microsoft are some of the top companies hiring project managers.

7. Software Development

Software needs to keep up with all the developments that take place in the modern world. We offer multiple IT courses, including SQL database training, automation testing, java certification, C programming, and full-stack web development. 

The US Bureau of Labor Statistics reported that software developer employment is expected to grow by 23% by 2031. 

8. SEO Specialist

Digital marketing is a rapidly evolving and in-demand sector. SEO specialists are responsible for optimizing on-page website reach and monitoring technical SEO aspects like loading times and URL management. More companies are looking for SEO specialists to improve their site’s visibility and reach more audiences.  

You can enrol in a digital marketing course to work with top companies and earn high salaries. 

Conclusion 

Shiv Tech Institute offers some of the most in-demand IT courses with full certification and networking opportunities. Our team of seasoned professionals and access to advanced resources and tools ensure that you are fully trained in the course you opted for. Without proper knowledge and practical experience, you will find it difficult to find high-paying jobs or climb up the position ladder quickly. You can choose from our extensive list of trending IT courses and make yourself marketable as a skilled candidate for promising job positions.

Enroll in our IT courses to improve your career and skills today. 

[aryacollegejp]

Why Data Science is a Good Career in India

Is data science a good career in India?

Economic Times dated February 28, 2019, says that almost 97,000 jobs in analytics and data science are vacant in India and the Lack of skilled workers is the reason for vacancies, also there is a good data science scope in India so you have a new job opportunity in case you are searching for a job or want to switch from your present job. 

Data Science

Best Engineering Colleges in Rajasthan says Itis a combination of mathematics, programming, statistics, and design also this combination is used to manage digital data collection Technically speaking, Data Science involves data inference, algorithm development, and technology to solve complex problems also you do research and analyze data to help companies grow by predicting growth, trends, and business insights from a large amount of data. 

Scope Of Data Science 

Data science uses conventional tools, machine learning, and artificial intelligence, paving the way for fertile research He says that this research leads to having a deeper insight into the market micro-structure culled out from huge transactional data of customers also Data Science and the rising demand and institutes that train people in data science. 

Need For Data Science Professionals In India 

United States in recruiting data science professionals. Bengaluru is the topmost city in India to have more data science and analytics jobs and Delhi NCR and Mumbai follow also Data Scientist jobs wanted in India on Naukri, so LinkedIn shows 2,000 + job vacancies for data science. Interestingly, 97% of analytics jobs advertised in India are full-time based and 3% comprise part-time, internship, or contractual jobs, so data Science skills are most required in the 21st century.

Industries That Use Data Science 

India is spread across several industries:-

Sectors, where Data Science is employed, are

Banking 

eCommerce 

Gaming 

Finance 

Healthcare 

Insurance 

Pharmaceuticals 

Telecom 

Travel 

Government 

Agriculture 

Traffic/Road Accidents 

Water 

Education

IT/SITES 

Companies that Recruit Data Scientists 

AB InBev 

BRIDGEi2i Analytics Solutions 

Cartesian Consulting 

Envestnet Yodlee 

GOJEK 

Oracle 

Publicis Sapient 

Tredence Inc. 

Wipro Ltd. 

ZS Associates 

Fractal Analytics 

Amazon 

Deloitte 

LinkedIn 

MuSigma 

Flipkart 

IBM 

Accenture 

Citrix 

Myntra 

Leading Data Scientists In India 

Top data scientists in India:-

Joy Mustafi 

Ritika Bhattacharya 

Kiran R 

Dr. Pulak Ghosh 

Ravi Vijayaraghavan 

Dr. Sunita Sarawagi 

Praful Chandra 

D J Patil 

Shailesh Kumar 

Ujjyaini Mitra 

How To Become A Data Scientist? 

5 steps to starting your career as Data Scientist:-

Do a certificate course in Data Science from a reputed professional institution 

Various statistics or machine learning methodologies are used in the industry and there are a lot of free statistics/data analytics/data mining courses available in Coursera, edX, MIT open, etc. 

Familiar with programming languages like R and Python. 

Understand the various business applications of Data Science. 

Participate in various Data Science competitions 

Do internships in Data Science companies 

Some Data Science Jobs That Are Vacant 

97,000 Data Science jobs are vacant in India due to a lack of skilled professionals and Now it is your chance to capitalize on the opportunity also You have to properly get trained in Data Science skills and fill the skill gap that is created, So companies that have posted large openings for Data Science in 2019 are, 

Accenture

Amazon 

KPMG 

Honeywell 

Wells Fargo

E&Y 

Dell International 

EClerx Services 

Deloitte 

Roles In The Field Of Data Science Are:-

Data Scientist

Data Architect

Business Analyst  

Data Administrator 

Business Intelligence Manager 

Data Analyst

Data Analytics/Manager.

Conclusion 

Top Engineering Colleges in Rajasthan have many courses in Data Science, It involves studying unstructured data and voluminous data to render better business decisions and It is a new development in computer science that keeps evolving rapidly also you can harness the wealth of opportunities provided by Data Science in India to get lucrative jobs, So data Science refers to the theories, collective processes, concepts, technologies and tools that help to analyse, review and extract key information from raw data.

[educationtech]

Data Science Scope in India (2023) - Arya College

Is data science a good career in India?

Economic Times dated February 28, 2019, says that almost 97,000 jobs in analytics and data science are vacant in India and the Lack of skilled workers is the reason for vacancies, also there is a good data science scope in India so you have a new job opportunity in case you are searching for a job or want to switch from your present job.

Data Science

Best Engineering Colleges in Rajasthan says Itis a combination of mathematics, programming, statistics, and design also this combination is used to manage digital data collection Technically speaking, Data Science involves data inference, algorithm development, and technology to solve complex problems also you do research and analyze data to help companies grow by predicting growth, trends, and business insights from a large amount of data.

Scope Of Data Science

Data science uses conventional tools, machine learning, and artificial intelligence, paving the way for fertile research He says that this research leads to having a deeper insight into the market micro-structure culled out from huge transactional data of customers also Data Science and the rising demand and institutes that train people in data science.

Need For Data Science Professionals In India

United States in recruiting data science professionals. Bengaluru is the topmost city in India to have more data science and analytics jobs and Delhi NCR and Mumbai follow also Data Scientist jobs wanted in India on Naukri, so LinkedIn shows 2,000 + job vacancies for data science. Interestingly, 97% of analytics jobs advertised in India are full-time based and 3% comprise part-time, internship, or contractual jobs, so data Science skills are most required in the 21st century.

Industries That Use Data Science

India is spread across several industries:-

Sectors, where Data Science is employed, are

Banking

eCommerce

Gaming

Finance

Healthcare

Insurance

Pharmaceuticals

Telecom

Travel

Government

Agriculture

Traffic/Road Accidents

Water

Education

IT/SITES

Companies that Recruit Data Scientists

AB InBev

BRIDGEi2i Analytics Solutions

Cartesian Consulting

Envestnet Yodlee

GOJEK

Oracle

Publicis Sapient

Tredence Inc.

Wipro Ltd.

ZS Associates

Fractal Analytics

Amazon

Deloitte

LinkedIn

MuSigma

Flipkart

IBM

Accenture

Citrix

Myntra

Leading Data Scientists In India

Top data scientists in India:-

Joy Mustafi

Ritika Bhattacharya

Kiran R

Dr. Pulak Ghosh

Ravi Vijayaraghavan

Dr. Sunita Sarawagi

Praful Chandra

D J Patil

Shailesh Kumar

Ujjyaini Mitra

How To Become A Data Scientist?

5 steps to starting your career as Data Scientist:-

Do a certificate course in Data Science from a reputed professional institution

Various statistics or machine learning methodologies are used in the industry and there are a lot of free statistics/data analytics/data mining courses available in Coursera, edX, MIT open, etc.

Familiar with programming languages like R and Python.

Understand the various business applications of Data Science.

Participate in various Data Science competitions

Do internships in Data Science companies

Some Data Science Jobs That Are Vacant

97,000 Data Science jobs are vacant in India due to a lack of skilled professionals and Now it is your chance to capitalize on the opportunity also You have to properly get trained in Data Science skills and fill the skill gap that is created, So companies that have posted large openings for Data Science in 2019 are,

Accenture

Amazon

KPMG

Honeywell

Wells Fargo

E&Y

Dell International

EClerx Services

Deloitte

Roles In The Field Of Data Science Are:-

Data Scientist

Data Architect

Business Analyst  

Data Administrator

Business Intelligence Manager

Data Analyst

Data Analytics/Manager.

Conclusion

Top Engineering Colleges in Rajasthan have many courses in Data Science, It involves studying unstructured data and voluminous data to render better business decisions and It is a new development in computer science that keeps evolving rapidly also you can harness the wealth of opportunities provided by Data Science in India to get lucrative jobs, So data Science refers to the theories, collective processes, concepts, technologies and tools that help to analyse, review and extract key information from raw data.

[educationinstitutions]

Online Data Science Program

“APPLE” is hiring fresh Engineers, college students of 2020/2021 passing out. In BSc for Science college students there are huge employment alternatives.

Each of the candidates will be allotted with a private mentor that guides them in every step of their learning journey. The mentors help the candidates in getting ready them for interviews. Even as ExcelR has been related to lots of high notch organisations, candidates will participate in the often organised placement drives.

Enrol Now For Data Science Classroom And Online Training With us And Master Data Analytics Skills Which Will allow you to to rework your career and begin your profession as data scientist. The goal is to investigate Amazon’s most profitable client electronics product launches; uncover insights into consumer reviews and assist with machine studying fashions. Upon Successful completion of the course , you will obtain the globally recognised certificates and badges which will allow you to to become licensed information scientist. The periods had been interactive and offered good scope for studying.

This is our effort to make these rankings transparent & unbiased. Also, you'll be able to discover an MBA in Business Analytics from BITS Pilani, DTU, IIM, ISB, Symbiosis, LBSIM, Amrita University, Amrita University, LPU. Firstly, you determine the kind of MBA you wish to pursue - sectoral or MBA . Then make an inventory of high b colleges for that MBA and entrance examination required in that b college. There are few specializations like MBA in enterprise analytics, IT, and so on. An average Data Analyst earns roughly Rs 4.1 lakh yearly as a more energizing.

type the long term you would like with a Digital Marketing Courses in India. So, whether or not or not you’re a newcomer trying to find out the ropes of digital Marketing or an skilled craving to sharpen and update your abilities. you’ll be able to examine in for associates of those digital advertising Training in India and acquire training by way of the net in addition as an offline medium. We generally tend to even have on-line search engine optimization, SEM, SMO, beside on-line courses for cellular advertising, e-mail-advertising, and on-line WordPress courses. Once people complete their course they’re created to figure on our live project beneath the steering of a project manager.

Having a hands on expertise with data visualisation instruments like Tableau, Google Charts, Grafana, FusionCharts, Datawrapper will aid you in gaining expertise in Data Science technology. Possessing statistical knowledge is another prerequisite of learning Data Science. Having a good data base on Inferential statistics and descriptive statistics can be an add on. Data Science employs plenty of coding practices whereas Data Analytics does not require programming skills. If you're one among the many many which are aspiring to become a knowledge scientist, You should concentrate on the various roles and duties of a Data Scientist.

Industries/Companies employ Data Scientists to help them acquire insights in regards to the market and to higher their products. The below industries/firms are hiring extra information scientist worker for their business progress. The means corporations/organizations take crucial enterprise selections is changing with Data Science.

If you're superb data science, then there are many jobs obtainable like data scientist ,Data Analyst ,Machine studying engineer, Artificial Intelligence engineer, Data engineer , Data Architect and so forth. An important aspect that hinders high organizations from recruiting Skilled Data Scientists is the dearth of a skilled workforce in India. The progress of expert Data Scientists is falling behind the growth price of Data Science related profession opportunities leaving gaps in employment. Students at ExcelR undergo hands-on coaching of the Data Science associated tools and methods beneath the guidance of trade specialists.

The demand for Data Science jobs is expected to rise steadily within the coming years. Bureau of Labor Statistics, 11.5 million Data Science jobs could be created by 2026. Delivered all of the information about the program and shared how to prepare for the upcoming assessments. Over all good session , Kudos to ExcelR for delivering such an amazing program.

ExcelR- Data Science, Data Analytics, Business Analytics Course Training Andheri

Address: 301,Third Floor, Shree Padmini Building, Sanpada, Society, Teli Galli Cross Rd, above Star Health and Allied Insurance, Andheri East, Mumbai, Maharashtra 400069

Phone: 091082 38354 

 Data Science Courses

[csrgood]

HPE Powers Small Businesses and Remote Office Locations With Monthly Subscription for Secure, Easy-to-use It Solutions

Hewlett Packard Enterprise (HPE) announced it is making it easier for small businesses and remote office locations to focus on driving growth and make digital transformation a reality with new technologies that are simple to setup, highly secure and automated. The latest HPE Small Business Solutions include the next-generation HPE ProLiant MicroServer Gen10 Plus, featuring industry-leading automation, remote management, and security capabilities, and Intel® Pentium and Intel Xeon E processors. The HPE MicroServer, which is as small as a typical hardcover text book, is significantly more economical compared to existing market offerings, costs as little as a streaming TV / movie subscription at less than $20/month, and is as easy to setup as a smartphone.1

“Digital transformation is becoming a key part of IT strategy for small to mid-sized businesses (SMBs) and we expect two-thirds of SMBs to embrace it by 2023,” said Shari Lava, research director, Small Medium Business (SMB) Research Program, IDC. “SMBs are looking for easy-to-manage solutions that can scale as needed. Solutions, such as this one from HPE, addresses this demand with small businesses by delivering enterprise-grade technologies, which combine servers, software, networking and cloud capabilities that are easier for small business to adopt and manage regardless of their in-house IT capabilities.”

The more economical HPE MicroServer costs less than $20/month and is as easy to setup as a smartphone

In addition to enhanced, enterprise-grade solutions, HPE is further accelerating digital transformation for SMBs through its partner ecosystem that is equipped to enable impactful experiences to customers, and financial support provided by HPE Financial Subscription Services2, a program that delivers flexible payment services to customers to easily adopt HPE technologies at a predictable low monthly cost.

“We are committed to helping small businesses innovate, serve their customers, and drive growth and digital disruption by empowering them with enterprise-class technologies that uniquely address their needs for IT expertise, budget and space,” said Tim Peters, vice president and general manager, Global SMB & Mid-Market, at HPE. “The design of our latest HPE MicroServer and strategic pricing model was inspired by our SMB customers to meet their expectations for the most economical, secure and easy-to-manage solutions that supports their entire business operation.”

The HPE MicroServer’s design and strategic pricing model was inspired by the needs of our SMB customers

The new HPE ProLiant MicroServer Gen10 Plus weighs only 10 pounds and is a third of the size of existing server market offerings3, allowing it to be light enough to carry and be placed in any-sized environment. Through a monthly subscription-based service, customers with any business goal can adopt it for less than $20 / month and gain the following capabilities that enable faster performance, data protection, automation and ease-of-management tailored to small business needs and scale:

Compute power that roars like a lion, but is as quiet as a library: The new MicroServer is offered with Intel Pentium or Intel Xeon E processors to harness compute support for virtualization and database workloads. At only 36 decibels, it also can be placed anywhere in smaller environments and offices.

Industry’s best security protection for smaller businesses: The HPE-exclusive silicon root of trust technology, which is recognized by insurers in the Marsh Cyber Catalyst program for its ability to reduce risk, is offered for the first time in an HPE ProLiant MicroServer. It is the industry’s only server family that extends security protection at the silicon-level. It protects data, detects issues and rapidly recovers from malicious firmware attacks that could lead to major downtime and cripple business.

Automatically predict and prevent problems with AI-driven capability: HPE InfoSight for Servers, a cloud-based AI management tool, is offered to SMBs for the first time to monitor the health of their server and use predictive analytics to predict and prevent server issues before business is impacted.

Remote management from anywhere in the world: HPE ProLiant MicroServer customers will benefit from remote management server capabilities with HPE Integrated Lights Out 5 (iLO5), a software server management tool that allows SMBs to configure, monitor, and update servers seamlessly, no matter where they are.

Flexible options for in-office operations or via the cloud: Small businesses can run core business applications on-premises in the office and concurrently consume cloud-based services that are supported by Microsoft® Azure.

Partners and customers can select the new HPE MicroServer now as the entry point for the HPE Small Office Deployment solution, a small office-in-a-box solution, for complete small office technology foundation. These include the Aruba Instant On family of indoor/outdoor Wi-Fi access points for small businesses, and the HPE RDX Removable Disk System that easily scales for local file and storage backup, and recovery support.                     

Enabling SMB Solutions for a Range of Partners and Customers

SMB remains one of the core priorities for HPE’s channel-led business, recognized as an area where partners require different tools and reference architectures to meet the unique needs of customers.

HPE provides partners with access to SMB-specific sales and technical enablement, as well as learning and collaboration opportunities such as with the HPE Tech Pro Community, an exclusive community focused on technical advancement for partner solution architects.

HPE invests significant resources in incentivizing and enabling partners to address SMB customer needs, while enhancing experience and ease of doing business for both partners and customers. The HPE MicroServer is a testament to this commitment and allows partners to accelerate a customer’s digital transformation journey and benefit from industry-leading technologies that are offered in a new monthly subscription model.

HPE Small Business Solutions – Powering Disruption, Innovation, and Growth for Small and Midsized Business Everywhere

“At Lunit, we develop AI software that is advancing the battle against cancer, so it is vital we have the right technology to save time and save lives. Tested for use as an application gateway to our AI inference engine, the new HPE MicroServer has the power of Intel processors to run our applications; HPE iLO5 for critical server monitoring and management, even remotely; and the compact size that makes it small and light enough to move and place in tight spaces. With all of this and more, the new HPE ProLiant MicroServer Gen10 Plus can be a part of the Lunit AI inference solution that makes a sizable impact to the health and well-being of people all around the globe.”

– Jaehoon Ahn, VP of solution engineer, Lunit Inc., an AI software start-up that specializes in advancing intelligence in medicine to fight cancer

“The HPE ProLiant MicroServer Gen10 Plus provides the power that you would expect at the enterprise level, made available at an attractive price point for SMBs.  With HPE Financial Services providing the IT consumption predictability, the HPE MicroServer allows managed service providers like us to provide our SMB customers the option to expand and grow over the time. As an MSP, this process is quite simple:  we are paid upfront by HPE and HPE interacts directly with the customer on the subscription details; leaving us to focus solely on our customer IT.”

 – JJ Ochoa, partner and senior vice president, subIT, an IT service provider and consulting firm for aviation organizations

“The changes in this new generation of HPE MicroServer surpass the previous generation.  As a Presales Consultant, I see this server in a small office deployment with less than 50 employees running file & print, email, active directory, and collaborative applications.  There are changes like iLO 5 remote management for virtual KVM, inventory and alerts (which are so important for businesses who look to technology consultants to manage their environment), and Smart Array 100i that can provide RAID 5 out of the box.  RAID 5 is considered one of the most secure RAID configurations. ”

– Juan Antonio Ibañez Andres, Presales Consultor, Pleiades Tecnología S.L.

“As a business technology consultant, I see SMBs will start adopting more cloud based services and reducing their hardware infrastructure to smaller, minimal equipment. With the rise of cloud services for hosted email, CRMs, and other online services, most SMBs are more likely to reduce their reliance on big on-premise servers and going with smaller servers. So the introduction of the HPE ProLiant MicroServer Gen10 Plus, a smaller footprint with the latest Intel Xeon E processor, iLO 5 and the embedded Smart Array S100i, this server has the necessary specs to handle the SMB requirements for minimal applications that need to be managed on-site such as local file storage, backups, Active Directory, and network gateway.”

 – Huy Tran, Business Technology Consultant, Logik 7

To learn more about HPE SMB solutions, please visit: https://www.hpe.com/us/en/solutions/smb.html

About Hewlett Packard Enterprise

Hewlett Packard Enterprise is the global edge-to-cloud platform-as-a-service company that helps organizations accelerate outcomes by unlocking value from all of their data, everywhere. Built on decades of reimagining the future and innovating to advance the way people live and work, HPE delivers unique, open and intelligent technology solutions, with a consistent experience across all clouds and edges, to help customers develop new business models, engage in new ways, and increase operational performance.

For more information, visit www.hpe.com.

1 Comparison based on the Netflix® Premium plan at $15.99 per month as of 03.11.20 vs HPE ProLiant MicroServer Gen10 Plus at $20 or less per month on HPE Subscription

Hardcover textbook comparison based on: https://www.blurb.com/book-dimensions Standard Portrait Book, Hardcover  8.25 × 10.25 in (20.96 × 26.04 cm); HPE ProLiant MicroServer Gen10 Plus dimensions, 9.65 x 9.65 x 4.68 in. (24.51 x 24.51 x 11.88 cm)

Size compared to DELL EMC POWEREDGE T40

2 Financing and service offerings available through Hewlett-Packard Financial Services Company and its subsidiaries and affiliates (collectively HPFSC) in certain countries and is subject to credit approval and execution of standard HPFSC documentation. Rates and terms are based on customer’s credit rating, offering types, services and/or equipment type and options. Not all customers may qualify. Not all services or offers are available in all countries. Other restrictions may apply. HPFSC reserves the right to change or cancel this program at any time without notice.

3 Size compared to DELL EMC POWEREDGE T40

source: https://www.csrwire.com/press_releases/44597-HPE-Powers-Small-Businesses-and-Remote-Office-Locations-With-Monthly-Subscription-for-Secure-Easy-to-use-It-Solutions?tracking_source=rss

[unixcommerce]

How Employers and Independent Contractors Remain Independent under CA AB5

California sought to make it more difficult for businesses to hire independent contractors with the passage of California Assembly Bill 5 (or AB5). But the gig economy shows no sign of slowing down. A new study from Mastercard predicts double-digit annual growth for the industry over the next five years. It projects gig economy transactions will reach $455 billion by 2023. Resistance to reclassification came both swiftly and loudly. Legislators heard from not only ride share drivers, but truckers and journalists. Now many gig workers have found quick work-arounds to guard their independent status.

Why California Passed AB5

The California Supreme Court says AB5 protects workers from misclassification. Specifically:

In its decision, the Court cited the harm to misclassified workers who lose significant workplace protections, the unfairness to employers who must compete with companies that misclassify, and the loss to the state of needed revenue from companies that use misclassification to avoid obligations such as payment of payroll taxes, payment of premiums for workers’ compensation, Social Security, unemployment, and disability insurance.

AB5 went into effect January 1, 2020. But similar guidelines already existed using IRS classification guidelines. The IRS assesses whether a worker can be classified as independent contractor status. To do this, it determines who controls the parameters of the work. It bases this determination on behavioral, financial and relationship factors. The more control the employer exercises the more likely the IRS classifies a worker as an employee. Factors include how and where the work is performed. They also include how much direction is given. Finally, the IRS looks at how the worker gets paid. They also look at the length of the relationship. 

AB5 went further than the IRS classification, though. It insists the actual work performed must fall outside the parameters of the activities of the company. In other words, companies should not hire independent contractors to do work performed by an actual employee. And it should not hire a contractor to do work it would ordinarily hire an employee to do. For example, a marketing company can’t hire extra marketing design help and call it independent contracting.  Design makes up a regular part of the business. But suppose the marketing company needs tech help to set up a new software system or website. Those workers may meet the test for independence. 

The Controversy 

Businesses and independent contractors both take issue with the new law. It places extra burdens on employer and employee alike. Employers cover more than payroll taxes. They also pay worker’s compensation and employee benefits. These include health insurance, retirement and more. They also pay compliance expenses. When a company uses an independent contractor, the contractor takes on the burden of the 15.3% self-employment tax (7.65% employee plus 7.65% employer payroll taxes). The contractor then gets to deduct reasonable business expenses.

AB5 New Rules

AB5 changes Section 2750.3 of California’s Labor Code to read:

(a) (1) For purposes of the provisions of this code and the Unemployment Insurance Code, and for the wage orders of the Industrial Welfare Commission, a person providing labor or services for remuneration shall be considered an employee rather than an independent contractor unless the hiring entity demonstrates that all of the following conditions are satisfied:

(A) The person is free from the control and direction of the hiring entity in connection with the performance of the work, both under the contract for the performance of the work and in fact.

(B) The person performs work that is outside the usual course of the hiring entity’s business.

(C) The person is customarily engaged in an independently established trade, occupation, or business of the same nature as that involved in the work performed.

The ABC Test

In other words, a worker must satisfy the “A-B-C Test” to be considered an independent contractorl. The following three components apply:

Control of Time, Tasks, and Techniques

Separate Industry

Established Business Operations

Exemptions include:

Insurance Agents

Real Estate Agents

Investment Advisors and Broker-Dealer Representatives

Medical Professionals – Physicians, Dentists, Surgeons, etc.

Specified Professionals – Lawyers, Accountants, Engineers, Private Investigators and Architects

Sub-Contractors in Construction Industry (assuming licensed with own E&O insurance)

Professional Services must fulfill the following:

Separate Business Location

Business License and Professional Licenses

Can Negotiate Own Rates for Services

Can Set Own Hours and/or Schedule

Have Multiple Clients (or could have)

Control of Time, Tasks, and Techniques

The Argument from Uber

When the bill was passed, ride share company Uber fought back. The company released a statement. It proclaimed AB5 doesn’t apply. Uber’s drivers work outside the parameters of Uber’s business. That business operates a technology platform for several different types of digital marketplaces. The company further strengthened its case. Uber recently restructured the way drivers choose riders, view fares and receive commission. 

Bottom line: The AB5 test involves how a contractor engages in his or her trade. The law assumes, “The worker is customarily engaged in an independently established trade, occupation, or business of the same nature as the work performed for the hiring entity.” The contractor shouldn’t provide work for only one company, for example. This relationship more closely resembles that of employer to employee. Contractors legally assert their independent status in another way too. They structure their business as a corporation, LLC or partnership.

Retaining Independence Under AB5

Contractors now need to show true independence in how they conduct business. So maintain a separate business location and legally structure the business as a separate entity. This further establishes proof. The relationship doesn’t fit one of employer and employee. Recent U.S. Census data reveals the total number of business formation applications nationally reached the highest yet. Nearly 900,000 got filed in the last quarter of 2019. And California contributed the majority of the increase. 

Set up a corporation, LLC or partnership. This also allows the contractor the freedom to stay in compliance with AB5. And you determine how taxes will be paid. For example, as a corporation, the independent contractor is considered an employee of the corporation. This not only gives the contractor liability protection, but also establishes the corporation to be taxed at 21% under the Tax Cuts and Jobs Act. It does mean, however, the contractor will also be taxed again when the person takes a salary. 

Setting Up Your Contracting Company

An LLC offers a formal business structure with the benefits of a corporation. But you get none of the costs and compliance complexity of a corporation. It exists as a separate legal entity from the owners or members. This means it protects the members from personal liability. The LLC’s financial and legal responsibilities belong to the entity. This makes it a popular choice for a business structure. The paperwork and ongoing filing requirements remain minimal.

A partnership resembles a sole proprietorship. Each partner owns a portion of the assets and liabilities of the business. 

Fortunately, each of these structures (corporations, LLCs and partnerships) can elect S Corp status. This allows the business to take control of the amount of Social Security and Medicare taxes that are paid. As an S Corp, the owners must be paid a reasonable salary. Then they distribute the remaining profits not subject to payroll taxes.

To elect S Corp status, owners, members and partners must all agree. Form 2553 must be filed with the IRS by March 15. Some businesses may miss the deadline. If so, they remain as is. And the S Corp election becomes effective for the following tax year.

Image: Depositphotos.com

This article, “How Employers and Independent Contractors Remain Independent under CA AB5” was first published on Small Business Trends

https://smallbiztrends.com/

The post How Employers and Independent Contractors Remain Independent under CA AB5 appeared first on Unix Commerce.

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[toomanysinks]

Sebastian Thrun initiates aggressive plan to transform Udacity

“I’m a fighter. I believe in our people, I believe in our mission, and I believe that it should exist and must exist.”

Sebastian Thrun is talking animatedly about Udacity, the $1 billion online education startup that he co-founded nearly eight years ago. His tone is buoyant and hopeful. He’s encouraged, he says over an occasionally crackly phone call, about the progress the company has made in such a short time. There’s even a new interim COO, former HP and GE executive Lalit Singh, who joined just days ago to help Thrun execute this newly formed strategy.

That wasn’t the case four weeks ago.

In a lengthy email, obtained by TechCrunch, Thrun lobbed an impassioned missive to the entire company, which specializes in “nanodegrees” on a range of technical subjects that include AI, deep learning, digital marketing, VR and computer vision.

It was, at times, raw, personal and heartfelt, with Thrun accepting blame for missteps or admitting he was sleeping less than four hours a night; in other spots the email felt like a pep talk delivered by a coach, encouraging his team by noting their spirit and tenacity. There were moments when he exhibited frustration for the company’s timidness, declaring “our plans are ridden of fear, of trepidation, we truly suck!” And moments just as conciliatory, where he noted that “I know every one of you wants to double down on student success. I love this about us.”

Thrun has sent spirited emails before. Insiders say it’s not uncommon and that as a mission-driven guy he often calls on employees to take risks and be creative. But this one stood out for its underlying message.

If there was a theme in the email, it was an existential one: We must act, and act now or face annihilation.

“It was a rallying cry, to be honest,” Thrun told TechCrunch. “When I wrote this email, I really wanted to wake up people to the fact that our trajectory was not long-term tenable.”

“I can tell you that I woke up the troops, that is absolutely sure,” he said later. “Whether my strategy is sound, only time can tell.”

Udacity founder Sebastian Thrun speaks onstage during TechCrunch Disrupt SF 2017 at Pier 48 on September 19, 2017 in San Francisco, California. (Photo by Steve Jennings/Getty Images for TechCrunch)

Thrun said the past month has been transformative for the company. “It was a tough moment when I had to look at the business, look at the financials, look at the people in the company,” Thrun said, adding, “And the people in the company are amazing. I really believe in them, and I believe that they’re all behind the mission.”

A tough year

Part of Udacity’s struggles were borne out of its last funding round in 2015, when it raised $105 million and became a unicorn. That round and the valuation set high expectations for growth and revenue.

But the company started hitting those targets and 2017 became a breakout year.

After a booming 2017 — with revenue growing 100 percent year-over-year thanks to some popular programs like its self-driving car and deep learning nanodegrees and the culmination of a previous turnaround plan architected by former CMO Shernaz Daver — the following year fizzled. Its consumer business began to shrink, and while the production quality of its educational videos increased, the volume slowed.

“In 2018, we didn’t have a single a blockbuster,” Thrun said. “There’s nothing you can point to and say, ‘Wow, Udacity had a blockbuster.’ “

By comparison, the self-driving car engineering nanodegree not only was a hit, it produced a successful new company. Udacity vice president Oliver Cameron spun out an autonomous vehicle company called Voyage.

Udacity CEO Vishal Makhijani left in October and Thrun stepped in. He took over as chief executive and the head of content on an interim basis. Thrun, who founded X, Google’s moonshot factory, is also CEO of Kitty Hawk Corp., a flying-car startup.

His first impression upon his return was a company that had grown too quickly and was burdened by its own self-inflicted red tape. Staff reductions soon followed. About 130 people were laid off and other open positions were left vacant, Thrun said.

Udacity now has 350 full-time employees and another 200 full-time contractors. The company also has about 1,000 people contracted as graders or reviewers.

“An emphasis, when I rejoined, was to cut complexity and focus the company on the things that are working,” he said. 

One area where Udacity seemed to excel had also created an impediment. The quality of Udacity’s video production resulted in Hollywood-quality programming, Thrun said. But that created a bottleneck in the amount of educational content Udacity could produce.

Udacity’s content makers — a staff of about 140 people — released nearly 10 nanodegrees in 2018. Today, as a result of cuts, only 40 content creators remain. That smaller team completed about five nanodegrees in the first quarter of 2019, Thrun said.

Last year, it took between 10 to 12 people, and more than $1 million, to build one nanodegree, Thrun said. “Now it’s less than 10 percent of that.”

The company was able to accomplish this, he said, by changing its whole approach to video with taping, edits and student assessments happening in real time.

Udacity, under Thrun’s direction, has also doubled down on a technical mentorship program that will now match every new student with a mentor. Udacity has hired about 278 mentors who will work between 15 and 20 hours a week on a contract basis. The company is targeting about 349 mentors in all.

Students are also assigned a cohort that is required to meet (virtually) once a week.

Thrun described the new mentor program as the biggest change in service in the entire history of Udacity. “And we literally did this in two weeks,” he said. 

The strategy has met with some resistance. Some employees wanted to test the mentorship program on one cohort, or group of students, and expand from there. Even since these recent changes, some employees have expressed doubts that it will be enough, according to unnamed sources connected to or within the company.

Even Thrun admits that the “fruit remains to be seen,” although he’s confident that they’ve landed on the right approach, and one that will boost student graduation rates and eventually make the company profitable.

“If you give any student a personalized mentor that fights for them, and that’s the language I usually use, then we can bring our graduation rate, which is at about 34 percent to 60 percent or so,” he said. “And for online institutions 34 percent is high. But we have programs in that graduate more than 90 percent of our students.”

Udacity doesn’t share exact numbers on post-graduation hiring rates. But the company did say thousands of Udacity alumni have been hired by companies like Google, AT&T, Nvidia and others in the U.S., Europe, India and China.

In the U.S. and Canada, graduates with new jobs reported an annual salary increase of 38 percent, a Udacity spokesperson shared.

Indeed, Udacity has had some successes despite its many challenges.

Bright spots

Udacity has continued to increase revenue, although at a slower rate than the previous year-over-year time period. Udacity said it generated $90 million in revenue in 2018, a 25 percent year-over-year increase from 2017.

Udacity had informally offered enterprise programs to clients like AT&T. But in September, the company made enterprise a dedicated product and hired a VP of sales to bring in new customers.

Udacity has added 20 new enterprise clients from the banking, insurance, telecom and retail sectors, according to the company. There are now 70 enterprise customers globally that send employees through Udacity programs to gain new skills.

It continues to expand its career services and launched 12 free courses, built in collaboration with Google, with nearly 100,000 enrollments. It has also funded more than 1.1 million new partial and full scholarships to its programs for students across North America, Europe, the Middle East and Asia. About 21% of all Udacity Nanodegree students in the Grow with Google program in Europe have received job offers, according to Google.

The company also has a new initiative in the Middle East, where it teaches almost a million young Arab people how to code, Thrun said, an accomplishment he says is core to his mission.

Udacity isn’t profitable yet on an EBITDA basis, Thrun shared, but the “unit economics per students, and on a gross margin basis, are good.”

Now, it comes down to whether Thrun’s push to become faster, more efficient and nimble, all while investing in student services and its enterprise product, will be enough to right the ship.

“I really believe if you can get to the point that students come to us and we bend over backwards to ensure their success, we will be a company that has a really good chance of lasting for a lifetime,” he said. 

“And if it doesn’t work, then we’ll adjust, like any other company. We can always shift.”

source https://techcrunch.com/2019/02/22/sebastian-thrun-initiates-aggressive-plan-to-transform-udacity/

[woodland--fairy]

Five Precious Tips To Help You Get Better At Builders.

10 Important Facts That You Should Know About Builders.

Finding a good builder as hard as it used to be, but the experts over at Clever Build can help! Find out how in our latest issue. pic.twitter.com/RZtG9eBL7B

— House Magazine (@House_Mag) June 29, 2017

https://platform.twitter.com/widgets.js

Draftsman/Designer’s have expertise with design of interiors, carpeting, furniture, paint, etc., in actuality; draftsmen follow the directions of an architect, engineer or designer to make (vs. They are not licensed, as an architect is, to stamp plans in order to receive city building permits – More on this later. If you choose to hire a draftsman/designer, be sure to find one that has a good working knowledge of building. I knew a draftsman/designer that designed beautiful country homes but you could tell this designer was relatively new to the industry because some of her designs could not be built the way they were drawn. You could do sprints, pushups, you might uncover a tree for a few pull-ups you could possibly even climb the tree. Tree climbing is a superb body builder. The bottom line is to search out items to accomplish irrespective of whether you pick up a rock or smaller log and carry it for time or distance or perhaps throw the rock and run after it. All-natural entire body motion is what will develop the best wellness and physical fitness not investing time in a very stuffy fitness center doing a little bench presses and curls.

The use of a laser level can greatly cut job site layout costs.

The campaigns use events, direct mail, email blasts and phone banks to raise capital. Texting Base, a software company out of Orlando, FL is looking to change the game of political and non-profit fundraising. At any given moment, 91% of people in the United States have a cellular phone within arms reach,” said CEO Eric Beans. We have created a way to take the incredibly powerful tool of texting and make it more powerful through personalization. Publisher: Patterns Crochet hooks are typically divided into two primary categories, based on the diameter of the hook shaft. You can find hooks ranging from a fraction of a millimeter in diameter up to hooks larger than your finger. Publisher: Jim E Murray Today’s construction laser levels are great tools to use for setting and checking elevations. The use of a laser level can greatly cut job site layout costs. Laser Level Basics A typical laser level consists of the laser level, tripod , grade pole, charger and a laser receiver.

Making use of such funds for such projects is a much wise choice than choosing your finances and increasing returns on your funds. Besides, with construction loans one has to pay only minimum of about 5% and maximum 20 % of the total cost to the bank or any firm you are associated with. This means by simply using debts you can get your home loan financed and construct your home at a greater investment. If the contractor fails to complete the building on the expected date, the obligee will take the bond to cater for the damages caused by the delays. It is because of this reason why the investors have to be part of the selection process for these firms. A noble company can comfortably support any value of the contractors general liability insurance California contractors might need and pay back easily. click for more The market is filled with several corporations that are offering these services to the building contractors and real estate investors.

Chartered status is gained from the Royal Institution of Chartered Surveyors.

A P.ENG is required from the Professional Engineers Ontario (Canada). New university graduates must hold a master’s degree to gain chartered status from the Engineering Council, mainly through the Institution of Structural Engineers (UK). Quantity surveyor – Typically holds a bachelor’s degree in quantity surveying. Chartered status is gained from the Royal Institution of Chartered Surveyors. Civil estimators are professionals who typically have a background in civil engineering, construction project management, or construction supervision. The results showed that areas of particularly strong growth in the construction industry, such as the Middle East, yield higher average salaries than in the UK for example. The first huts and shelters were constructed by hand or with simple tools.

Install major appliances

Colour/style & texture of carpet

Sympathy for their goals and budget

Install roof shingles or other covering for flat roof

Or, find a job as an entry-level construction worker and learn the skills you need on the job

Do you have Home Indemnity Insurance

Colour/style of door hardware

Management procurement systems

Once our blend is crafted, we mix in our aged nicotine extract. Additionally, Kalari Vapor tries and tests each e-liquid before selling it. The company also provides the most efficient customer service and swift delivery. It aims to offer a smooth shopping experience to its customers, which is hassle-free. Apart from e-liquids, Kalari Vapor has a wide range of vape accessories, including vape mod batteries, atomizers and vaporizers for sale. Kalari Vapor is one of the most established manufacturers of e-liquids today. Established in 2013, the company provides the best US-made e-liquid juices as well as vaping accessories across the country. We were very excited about installing it and we could hardly wait to get going. PREPARATION: THE KEY TO SUCCESS In order to do a fine flooring job you must properly prepare the subflooring that the engineered flooring will be installed on. I cannot express enough the importance of this statement. It doesn’t matter how beautiful your flooring look, or how experience you are as an installer if your subfloor(s) are not suitable to receive a finish floor.

source https://railwaysleepersblog.wordpress.com/2017/11/22/%ef%bb%bffive-precious-tips-to-help-you-get-better-at-builders/

[nagsa]

Five Precious Tips To Help You Get Better At Builders.

10 Important Facts That You Should Know About Builders.

Finding a good builder as hard as it used to be, but the experts over at Clever Build can help! Find out how in our latest issue. pic.twitter.com/RZtG9eBL7B

— House Magazine (@House_Mag) June 29, 2017

https://platform.twitter.com/widgets.js

Draftsman/Designer’s have expertise with design of interiors, carpeting, furniture, paint, etc., in actuality; draftsmen follow the directions of an architect, engineer or designer to make (vs. They are not licensed, as an architect is, to stamp plans in order to receive city building permits – More on this later. If you choose to hire a draftsman/designer, be sure to find one that has a good working knowledge of building. I knew a draftsman/designer that designed beautiful country homes but you could tell this designer was relatively new to the industry because some of her designs could not be built the way they were drawn. You could do sprints, pushups, you might uncover a tree for a few pull-ups you could possibly even climb the tree. Tree climbing is a superb body builder. The bottom line is to search out items to accomplish irrespective of whether you pick up a rock or smaller log and carry it for time or distance or perhaps throw the rock and run after it. All-natural entire body motion is what will develop the best wellness and physical fitness not investing time in a very stuffy fitness center doing a little bench presses and curls.

The use of a laser level can greatly cut job site layout costs.

The campaigns use events, direct mail, email blasts and phone banks to raise capital. Texting Base, a software company out of Orlando, FL is looking to change the game of political and non-profit fundraising. At any given moment, 91% of people in the United States have a cellular phone within arms reach,” said CEO Eric Beans. We have created a way to take the incredibly powerful tool of texting and make it more powerful through personalization. Publisher: Patterns Crochet hooks are typically divided into two primary categories, based on the diameter of the hook shaft. You can find hooks ranging from a fraction of a millimeter in diameter up to hooks larger than your finger. Publisher: Jim E Murray Today’s construction laser levels are great tools to use for setting and checking elevations. The use of a laser level can greatly cut job site layout costs. Laser Level Basics A typical laser level consists of the laser level, tripod , grade pole, charger and a laser receiver.

Making use of such funds for such projects is a much wise choice than choosing your finances and increasing returns on your funds. Besides, with construction loans one has to pay only minimum of about 5% and maximum 20 % of the total cost to the bank or any firm you are associated with. This means by simply using debts you can get your home loan financed and construct your home at a greater investment. If the contractor fails to complete the building on the expected date, the obligee will take the bond to cater for the damages caused by the delays. It is because of this reason why the investors have to be part of the selection process for these firms. A noble company can comfortably support any value of the contractors general liability insurance California contractors might need and pay back easily. click for more The market is filled with several corporations that are offering these services to the building contractors and real estate investors.

Chartered status is gained from the Royal Institution of Chartered Surveyors.

A P.ENG is required from the Professional Engineers Ontario (Canada). New university graduates must hold a master’s degree to gain chartered status from the Engineering Council, mainly through the Institution of Structural Engineers (UK). Quantity surveyor – Typically holds a bachelor’s degree in quantity surveying. Chartered status is gained from the Royal Institution of Chartered Surveyors. Civil estimators are professionals who typically have a background in civil engineering, construction project management, or construction supervision. The results showed that areas of particularly strong growth in the construction industry, such as the Middle East, yield higher average salaries than in the UK for example. The first huts and shelters were constructed by hand or with simple tools.

Install major appliances

Colour/style & texture of carpet

Sympathy for their goals and budget

Install roof shingles or other covering for flat roof

Or, find a job as an entry-level construction worker and learn the skills you need on the job

Do you have Home Indemnity Insurance

Colour/style of door hardware

Management procurement systems

Once our blend is crafted, we mix in our aged nicotine extract. Additionally, Kalari Vapor tries and tests each e-liquid before selling it. The company also provides the most efficient customer service and swift delivery. It aims to offer a smooth shopping experience to its customers, which is hassle-free. Apart from e-liquids, Kalari Vapor has a wide range of vape accessories, including vape mod batteries, atomizers and vaporizers for sale. Kalari Vapor is one of the most established manufacturers of e-liquids today. Established in 2013, the company provides the best US-made e-liquid juices as well as vaping accessories across the country. We were very excited about installing it and we could hardly wait to get going. PREPARATION: THE KEY TO SUCCESS In order to do a fine flooring job you must properly prepare the subflooring that the engineered flooring will be installed on. I cannot express enough the importance of this statement. It doesn’t matter how beautiful your flooring look, or how experience you are as an installer if your subfloor(s) are not suitable to receive a finish floor.

Source: https://railwaysleepersblog.wordpress.com/2017/11/22/%ef%bb%bffive-precious-tips-to-help-you-get-better-at-builders/

[junne-basketcase]

Five Precious Tips To Help You Get Better At Builders.

10 Important Facts That You Should Know About Builders.

Finding a good builder as hard as it used to be, but the experts over at Clever Build can help! Find out how in our latest issue. pic.twitter.com/RZtG9eBL7B

— House Magazine (@House_Mag) June 29, 2017

https://platform.twitter.com/widgets.js

Draftsman/Designer’s have expertise with design of interiors, carpeting, furniture, paint, etc., in actuality; draftsmen follow the directions of an architect, engineer or designer to make (vs. They are not licensed, as an architect is, to stamp plans in order to receive city building permits – More on this later. If you choose to hire a draftsman/designer, be sure to find one that has a good working knowledge of building. I knew a draftsman/designer that designed beautiful country homes but you could tell this designer was relatively new to the industry because some of her designs could not be built the way they were drawn. You could do sprints, pushups, you might uncover a tree for a few pull-ups you could possibly even climb the tree. Tree climbing is a superb body builder. The bottom line is to search out items to accomplish irrespective of whether you pick up a rock or smaller log and carry it for time or distance or perhaps throw the rock and run after it. All-natural entire body motion is what will develop the best wellness and physical fitness not investing time in a very stuffy fitness center doing a little bench presses and curls.

The use of a laser level can greatly cut job site layout costs.

The campaigns use events, direct mail, email blasts and phone banks to raise capital. Texting Base, a software company out of Orlando, FL is looking to change the game of political and non-profit fundraising. At any given moment, 91% of people in the United States have a cellular phone within arms reach,” said CEO Eric Beans. We have created a way to take the incredibly powerful tool of texting and make it more powerful through personalization. Publisher: Patterns Crochet hooks are typically divided into two primary categories, based on the diameter of the hook shaft. You can find hooks ranging from a fraction of a millimeter in diameter up to hooks larger than your finger. Publisher: Jim E Murray Today’s construction laser levels are great tools to use for setting and checking elevations. The use of a laser level can greatly cut job site layout costs. Laser Level Basics A typical laser level consists of the laser level, tripod , grade pole, charger and a laser receiver.

Making use of such funds for such projects is a much wise choice than choosing your finances and increasing returns on your funds. Besides, with construction loans one has to pay only minimum of about 5% and maximum 20 % of the total cost to the bank or any firm you are associated with. This means by simply using debts you can get your home loan financed and construct your home at a greater investment. If the contractor fails to complete the building on the expected date, the obligee will take the bond to cater for the damages caused by the delays. It is because of this reason why the investors have to be part of the selection process for these firms. A noble company can comfortably support any value of the contractors general liability insurance California contractors might need and pay back easily. click for more The market is filled with several corporations that are offering these services to the building contractors and real estate investors.

Chartered status is gained from the Royal Institution of Chartered Surveyors.

A P.ENG is required from the Professional Engineers Ontario (Canada). New university graduates must hold a master’s degree to gain chartered status from the Engineering Council, mainly through the Institution of Structural Engineers (UK). Quantity surveyor – Typically holds a bachelor’s degree in quantity surveying. Chartered status is gained from the Royal Institution of Chartered Surveyors. Civil estimators are professionals who typically have a background in civil engineering, construction project management, or construction supervision. The results showed that areas of particularly strong growth in the construction industry, such as the Middle East, yield higher average salaries than in the UK for example. The first huts and shelters were constructed by hand or with simple tools.

Install major appliances

Colour/style & texture of carpet

Sympathy for their goals and budget

Install roof shingles or other covering for flat roof

Or, find a job as an entry-level construction worker and learn the skills you need on the job

Do you have Home Indemnity Insurance

Colour/style of door hardware

Management procurement systems

Once our blend is crafted, we mix in our aged nicotine extract. Additionally, Kalari Vapor tries and tests each e-liquid before selling it. The company also provides the most efficient customer service and swift delivery. It aims to offer a smooth shopping experience to its customers, which is hassle-free. Apart from e-liquids, Kalari Vapor has a wide range of vape accessories, including vape mod batteries, atomizers and vaporizers for sale. Kalari Vapor is one of the most established manufacturers of e-liquids today. Established in 2013, the company provides the best US-made e-liquid juices as well as vaping accessories across the country. We were very excited about installing it and we could hardly wait to get going. PREPARATION: THE KEY TO SUCCESS In order to do a fine flooring job you must properly prepare the subflooring that the engineered flooring will be installed on. I cannot express enough the importance of this statement. It doesn’t matter how beautiful your flooring look, or how experience you are as an installer if your subfloor(s) are not suitable to receive a finish floor.

Source: https://railwaysleepersblog.wordpress.com/2017/11/22/%ef%bb%bffive-precious-tips-to-help-you-get-better-at-builders/

[blupower-ranger]

Five Precious Tips To Help You Get Better At Builders.

10 Important Facts That You Should Know About Builders.

Finding a good builder as hard as it used to be, but the experts over at Clever Build can help! Find out how in our latest issue. pic.twitter.com/RZtG9eBL7B

— House Magazine (@House_Mag) June 29, 2017

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Draftsman/Designer’s have expertise with design of interiors, carpeting, furniture, paint, etc., in actuality; draftsmen follow the directions of an architect, engineer or designer to make (vs. They are not licensed, as an architect is, to stamp plans in order to receive city building permits – More on this later. If you choose to hire a draftsman/designer, be sure to find one that has a good working knowledge of building. I knew a draftsman/designer that designed beautiful country homes but you could tell this designer was relatively new to the industry because some of her designs could not be built the way they were drawn. You could do sprints, pushups, you might uncover a tree for a few pull-ups you could possibly even climb the tree. Tree climbing is a superb body builder. The bottom line is to search out items to accomplish irrespective of whether you pick up a rock or smaller log and carry it for time or distance or perhaps throw the rock and run after it. All-natural entire body motion is what will develop the best wellness and physical fitness not investing time in a very stuffy fitness center doing a little bench presses and curls.

The use of a laser level can greatly cut job site layout costs.

The campaigns use events, direct mail, email blasts and phone banks to raise capital. Texting Base, a software company out of Orlando, FL is looking to change the game of political and non-profit fundraising. At any given moment, 91% of people in the United States have a cellular phone within arms reach,” said CEO Eric Beans. We have created a way to take the incredibly powerful tool of texting and make it more powerful through personalization. Publisher: Patterns Crochet hooks are typically divided into two primary categories, based on the diameter of the hook shaft. You can find hooks ranging from a fraction of a millimeter in diameter up to hooks larger than your finger. Publisher: Jim E Murray Today’s construction laser levels are great tools to use for setting and checking elevations. The use of a laser level can greatly cut job site layout costs. Laser Level Basics A typical laser level consists of the laser level, tripod , grade pole, charger and a laser receiver.

Making use of such funds for such projects is a much wise choice than choosing your finances and increasing returns on your funds. Besides, with construction loans one has to pay only minimum of about 5% and maximum 20 % of the total cost to the bank or any firm you are associated with. This means by simply using debts you can get your home loan financed and construct your home at a greater investment. If the contractor fails to complete the building on the expected date, the obligee will take the bond to cater for the damages caused by the delays. It is because of this reason why the investors have to be part of the selection process for these firms. A noble company can comfortably support any value of the contractors general liability insurance California contractors might need and pay back easily. click for more The market is filled with several corporations that are offering these services to the building contractors and real estate investors.

Chartered status is gained from the Royal Institution of Chartered Surveyors.

A P.ENG is required from the Professional Engineers Ontario (Canada). New university graduates must hold a master’s degree to gain chartered status from the Engineering Council, mainly through the Institution of Structural Engineers (UK). Quantity surveyor – Typically holds a bachelor’s degree in quantity surveying. Chartered status is gained from the Royal Institution of Chartered Surveyors. Civil estimators are professionals who typically have a background in civil engineering, construction project management, or construction supervision. The results showed that areas of particularly strong growth in the construction industry, such as the Middle East, yield higher average salaries than in the UK for example. The first huts and shelters were constructed by hand or with simple tools.

Install major appliances

Colour/style & texture of carpet

Sympathy for their goals and budget

Install roof shingles or other covering for flat roof

Or, find a job as an entry-level construction worker and learn the skills you need on the job

Do you have Home Indemnity Insurance

Colour/style of door hardware

Management procurement systems

Once our blend is crafted, we mix in our aged nicotine extract. Additionally, Kalari Vapor tries and tests each e-liquid before selling it. The company also provides the most efficient customer service and swift delivery. It aims to offer a smooth shopping experience to its customers, which is hassle-free. Apart from e-liquids, Kalari Vapor has a wide range of vape accessories, including vape mod batteries, atomizers and vaporizers for sale. Kalari Vapor is one of the most established manufacturers of e-liquids today. Established in 2013, the company provides the best US-made e-liquid juices as well as vaping accessories across the country. We were very excited about installing it and we could hardly wait to get going. PREPARATION: THE KEY TO SUCCESS In order to do a fine flooring job you must properly prepare the subflooring that the engineered flooring will be installed on. I cannot express enough the importance of this statement. It doesn’t matter how beautiful your flooring look, or how experience you are as an installer if your subfloor(s) are not suitable to receive a finish floor.

Source: https://railwaysleepersblog.wordpress.com/2017/11/22/%ef%bb%bffive-precious-tips-to-help-you-get-better-at-builders/

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How Employers and Independent Contractors Remain Independent under CA AB5

California sought to make it more difficult for businesses to hire independent contractors with the passage of California Assembly Bill 5 (or AB5). But the gig economy shows no sign of slowing down. A new study from Mastercard predicts double-digit annual growth for the industry over the next five years. It projects gig economy transactions will reach $455 billion by 2023. Resistance to reclassification came both swiftly and loudly. Legislators heard from not only ride share drivers, but truckers and journalists. Now many gig workers have found quick work-arounds to guard their independent status.

Why California Passed AB5

The California Supreme Court says AB5 protects workers from misclassification. Specifically:

In its decision, the Court cited the harm to misclassified workers who lose significant workplace protections, the unfairness to employers who must compete with companies that misclassify, and the loss to the state of needed revenue from companies that use misclassification to avoid obligations such as payment of payroll taxes, payment of premiums for workers’ compensation, Social Security, unemployment, and disability insurance.

AB5 went into effect January 1, 2020. But similar guidelines already existed using IRS classification guidelines. The IRS assesses whether a worker can be classified as independent contractor status. To do this, it determines who controls the parameters of the work. It bases this determination on behavioral, financial and relationship factors. The more control the employer exercises the more likely the IRS classifies a worker as an employee. Factors include how and where the work is performed. They also include how much direction is given. Finally, the IRS looks at how the worker gets paid. They also look at the length of the relationship. 

AB5 went further than the IRS classification, though. It insists the actual work performed must fall outside the parameters of the activities of the company. In other words, companies should not hire independent contractors to do work performed by an actual employee. And it should not hire a contractor to do work it would ordinarily hire an employee to do. For example, a marketing company can’t hire extra marketing design help and call it independent contracting.  Design makes up a regular part of the business. But suppose the marketing company needs tech help to set up a new software system or website. Those workers may meet the test for independence. 

The Controversy 

Businesses and independent contractors both take issue with the new law. It places extra burdens on employer and employee alike. Employers cover more than payroll taxes. They also pay worker’s compensation and employee benefits. These include health insurance, retirement and more. They also pay compliance expenses. When a company uses an independent contractor, the contractor takes on the burden of the 15.3% self-employment tax (7.65% employee plus 7.65% employer payroll taxes). The contractor then gets to deduct reasonable business expenses.

AB5 New Rules

AB5 changes Section 2750.3 of California’s Labor Code to read:

(a) (1) For purposes of the provisions of this code and the Unemployment Insurance Code, and for the wage orders of the Industrial Welfare Commission, a person providing labor or services for remuneration shall be considered an employee rather than an independent contractor unless the hiring entity demonstrates that all of the following conditions are satisfied:

(A) The person is free from the control and direction of the hiring entity in connection with the performance of the work, both under the contract for the performance of the work and in fact.

(B) The person performs work that is outside the usual course of the hiring entity’s business.

(C) The person is customarily engaged in an independently established trade, occupation, or business of the same nature as that involved in the work performed.

The ABC Test

In other words, a worker must satisfy the “A-B-C Test” to be considered an independent contractorl. The following three components apply:

Control of Time, Tasks, and Techniques

Separate Industry

Established Business Operations

Exemptions include:

Insurance Agents

Real Estate Agents

Investment Advisors and Broker-Dealer Representatives

Medical Professionals – Physicians, Dentists, Surgeons, etc.

Specified Professionals – Lawyers, Accountants, Engineers, Private Investigators and Architects

Sub-Contractors in Construction Industry (assuming licensed with own E&O insurance)

Professional Services must fulfill the following:

Separate Business Location

Business License and Professional Licenses

Can Negotiate Own Rates for Services

Can Set Own Hours and/or Schedule

Have Multiple Clients (or could have)

Control of Time, Tasks, and Techniques

The Argument from Uber

When the bill was passed, ride share company Uber fought back. The company released a statement. It proclaimed AB5 doesn’t apply. Uber’s drivers work outside the parameters of Uber’s business. That business operates a technology platform for several different types of digital marketplaces. The company further strengthened its case. Uber recently restructured the way drivers choose riders, view fares and receive commission. 

Bottom line: The AB5 test involves how a contractor engages in his or her trade. The law assumes, “The worker is customarily engaged in an independently established trade, occupation, or business of the same nature as the work performed for the hiring entity.” The contractor shouldn’t provide work for only one company, for example. This relationship more closely resembles that of employer to employee. Contractors legally assert their independent status in another way too. They structure their business as a corporation, LLC or partnership.

Retaining Independence Under AB5

Contractors now need to show true independence in how they conduct business. So maintain a separate business location and legally structure the business as a separate entity. This further establishes proof. The relationship doesn’t fit one of employer and employee. Recent U.S. Census data reveals the total number of business formation applications nationally reached the highest yet. Nearly 900,000 got filed in the last quarter of 2019. And California contributed the majority of the increase. 

Set up a corporation, LLC or partnership. This also allows the contractor the freedom to stay in compliance with AB5. And you determine how taxes will be paid. For example, as a corporation, the independent contractor is considered an employee of the corporation. This not only gives the contractor liability protection, but also establishes the corporation to be taxed at 21% under the Tax Cuts and Jobs Act. It does mean, however, the contractor will also be taxed again when the person takes a salary. 

Setting Up Your Contracting Company

An LLC offers a formal business structure with the benefits of a corporation. But you get none of the costs and compliance complexity of a corporation. It exists as a separate legal entity from the owners or members. This means it protects the members from personal liability. The LLC’s financial and legal responsibilities belong to the entity. This makes it a popular choice for a business structure. The paperwork and ongoing filing requirements remain minimal.

A partnership resembles a sole proprietorship. Each partner owns a portion of the assets and liabilities of the business. 

Fortunately, each of these structures (corporations, LLCs and partnerships) can elect S Corp status. This allows the business to take control of the amount of Social Security and Medicare taxes that are paid. As an S Corp, the owners must be paid a reasonable salary. Then they distribute the remaining profits not subject to payroll taxes.

To elect S Corp status, owners, members and partners must all agree. Form 2553 must be filed with the IRS by March 15. Some businesses may miss the deadline. If so, they remain as is. And the S Corp election becomes effective for the following tax year.

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This article, “How Employers and Independent Contractors Remain Independent under CA AB5” was first published on Small Business Trends

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