#APRA results

[bobbyo-1967]

Taking A Break To Point Out Somebody Did A Good Job

Let’s take a break from all the Trump silliness for a moment.  Back in October, I wrote an APTA to the Town of West Warwick.  West Warwick Town Clerk Sarah Rapose was able to satisfy that request in less than 24 hours.  In the middle of an election cycle, that’s pretty awesome.   Click here for the original request. Here’s the…

[doyoulikethissong-poll]

Mark Ronson featuring Bruno Mars - Uptown Funk 2014

"Uptown Funk" is a song by British record producer Mark Ronson featuring American singer Bruno Mars. It was released on 10 November 2014, as the lead single from Ronson's fourth studio album, Uptown Special (2015). "Uptown Funk" was written by Ronson, Mars, Jeff Bhasker, and Philip Lawrence; it was produced by the aforementioned first three. The song began during a freestyle studio session while they worked on a jam Mars and his band had been playing on tour. Copyright controversies arose after the song's release resulting in multiple lawsuits and amendments to its songwriting credits. The song is a funk-pop, soul, boogie, disco-pop, and Minneapolis sound track. It has a spirit akin to the 1980s-era funk music. Its lyrics address fashion, self-love and "traditional masculine bravado", performed in a sing-rapping style filled with metaphors, arrogance, charisma, and fun. Upon its release, the single received generally positive reviews from critics, who praised the instrumental, style and influences of the track. Others criticized it for not being innovative as it tried to emulate 1980s funk music.

"Uptown Funk" topped the charts of 19 countries and reached the top 10 of 15 others, making it the most successful single of Ronson and Mars to date. In the US, "Uptown Funk" topped the Billboard Hot 100 for 14 consecutive weeks and spent seven weeks on the top of the UK Singles Chart. It was certified 11 times platinum by the Recording Industry Association of America (RIAA) and six times platinum by the British Phonographic Industry (BPI). The song spent 11 weeks in the number one position in France, 6 weeks as number one in Australia, and 9 consecutive weeks as number one in New Zealand. It also broke its own streaming record three times in the UK, while breaking the streaming record in the US and Worldwide at that time. As of January 2023, the official music video for "Uptown Funk" was the ninth most viewed Youtube video of all-time, having received over 5.2 billion views.

In 2015, the song won British Single of the Year at the Brit Awards, Best Pop at MelOn Music Awards and was one of the Top 10 Gold International Gold Songs at RTHK International Pop Poll Awards. The track also won BMI Pop Song of the Year at the BMI Awards, Song of the Year at Telehit Awards and Song of the Year at Soul Train Music Awards. In 2016, "Uptown Funk" received Grammy awards for Record of the Year and Best Pop Duo/Group Performance at the 58th Grammy Awards. It also won International Work of the Year at the APRA Music Awards, Best Collaboration at the iHeartRadio Music Awards, while it was nominated for Song of the Year. "Uptown Funk " was inducted to the 2017 edition of the Guinness World Records for achieving the most weeks at number one on Billboard's Digital Song Sales chart. In 2017, the track was one of the winners of Most Performed Songs at the ASCAP Pop Music Awards. "Uptown Funk" is the fifth biggest song of all-time to have charted on the Billboard Hot 100.

"Uptown Funk" received a total of 84,5% yes votes!

[unityrain24]

email i got today not sure if this is news??:

----

Breaking news: a top Democrat in the House has highlighted the problem with the “duty of care” model in the Kids Online Safety Act (KOSA).1

During the markup last week, Rep. Frank Pallone said, “adopting the duty of care could cause social media companies to over-filter content out of an abundance of caution about legal risk, and as a result some young people could lose access to helpful and even life-saving content.”2

This is exactly what dozens of human rights, civil liberties, racial justice, and LGBTQ+ groups have been saying for years about why KOSA’s duty of care is so dangerous.3

Our grassroots campaign is working and it's getting the attention of top lawmakers. Can you help us continue the fight to ensure that KOSA is only passed if it gets fixed?

Donate

Pallone rightly went on to say that he doesn’t trust Big Tech companies to make determinations about what types of content recommendations cause mental health disorders, noting that our understanding of the science in this area is still evolving.

Here’s what this means:

It’s working. Your phone calls, emails, the videos you’ve made and shared, the small $5 and $10 donations that enable us to run online campaigns, display your comments on billboards in DC4, and keep the media and lawmakers staff as informed as possible about our concerns have made KOSA less likely to pass, at least not without major changes. The top Democrat on the House committee is speaking out against it,  and that wouldn’t have happened without all of our work together.

We still have a ton of work to do. Rep. Pallone’s alternative proposal is to try to address the harms of Big Tech by going after Section 2305, which would lead to many of the same harms he’s worried about with KOSA’s duty of care. So we still have to work to educate his staff and other members on and off the committee, and drive emails and phone calls urging Congress to adopt strong privacy and antitrust protections instead of stalling out again and again with bills like KOSA and EARN IT that raise serious human rights concerns. APRA, the privacy bill that also advanced at the hearing, has some positive features, but there’s a lot of work needed to make it strong enough to actually protect the most vulnerable people.

KOSA could still pass, and we need to keep up the pressure. Despite the surprise blowback KOSA faced at last week’s hearing, the subcommittee still voted to advance it to a full committee vote. That means it’s one step closer to passing, and there is still a very real possibility that it could be snuck into a “must-pass” funding bill like the National Defense Authorization Act (NDAA). There is a big push from backers of KOSA including full page ads, op-eds in major papers, and several large tech companies have already come out in support of it. We have to take it seriously as an ongoing threat.

There is also still a chance that KOSA could be amended to address our concerns. Senator Wyden has proposed some helpful amendments. One of the good parts of KOSA is its ban on targeted advertising to kids. That could be imported into a strengthened version of APRA, for example, while leaving the harmful duty of care model behind. There are lots of ways Congress can address the harms of Big Tech and protect kids without enabling censorship and surveillance.

So, we gained some ground, but the fight is far from over. If you’ve read this far, you must understand how important this is. If you’re in a position to donate, please click here.

Help stop KOSA

If not, seriously don’t worry about it. We’ve all been there. Thank you so much for being part of this movement demanding Internet policies that don’t throw marginalized people under the bus. We can fight for an Internet where kids aren’t just safe, but have basic human rights, and the ability to speak out and shape the world around them. 

Let’s do it,

Evan at ❤️ Fight for the Future

https://energycommerce.house.gov/events/innovation-data-and-commerce-subcommittee-markup-of-three-bills

https://www.techpolicy.press/house-energy-commerce-subcommittee-markup-of-the-american-privacy-rights-act-kids-online-safety-act/

https://www.stopkosa.com/

https://www.fightforthefuture.org/news/2024-05-22-listen-to-kids-billboard-outside-house-hearing-raises-up-voices-of-lgbtq-youth-who-oppose-kosa/

https://touchgrass.fightforthefuture.org/unserious-attempt-1-562-to-rollback-section-230/

Fight for the Future, PO Box 55071 #95005, Boston, MA 02205  Don't like these emails? Unsubscribe.

Sent via ActionNetwork.org. To update your email address, change your name or address, or to stop receiving emails from Fight for the Future, please click here.

[forblogmostly]

Approval of NCD Allotment: A Significant Move by Standard Capital Markets Limited

Standard Capital Markets Limited, headquartered at G-17, Krishna Apra Business Square, Netaji Subhash Place, Pitampura, Delhi, has taken a significant step in its financial journey. The company’s Board of Directors convened on January 15, 2025, to discuss and approve critical matters that align with its long-term objectives. The meeting, held at the company’s registered office, started promptly at 5:00 PM and concluded at 6:00 PM, marking an hour of impactful deliberations.

This meeting was a follow-up to a series of prior communications issued on October 24, October 30, November 12, and December 20 of 2024. These communications focused on the company’s intent to raise funds through the issuance of Non-Convertible Debentures (NCDs) on a private placement basis. In adherence to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, the Board deliberated and formally approved the allotment of 5,600 unrated, unlisted, and secured NCDs. Each debenture carries a face value and issue price of ₹1,00,000, resulting in an aggregated value of ₹56 crores.

This significant financial move highlights the company’s strategy to bolster its capital structure and pursue growth-oriented projects. The issuance of these NCDs has been executed in terms of a private placement cum application letter, ensuring compliance with all regulatory requirements. The details of this transaction were duly shared with the stock exchange, as outlined in previous intimation letters and per SEBI’s circular issued on July 13, 2023. This transparent communication reinforces Standard Capital Markets Limited’s commitment to maintaining regulatory compliance and keeping stakeholders informed.

The formal communication regarding this Board decision was addressed to the Manager of BSE Limited at Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai. It included all pertinent details such as the ISIN (INE625D01028) and the SCRIP CODE (511700), ensuring clarity and accuracy in the reporting process.

This development signifies a forward-looking approach by Standard Capital Markets Limited under the leadership of its Managing Director, Ram Gopal Jindal. By leveraging secured NCDs, the company aims to enhance its financial agility, supporting its mission to achieve sustainable growth and deliver value to its stakeholders.

The Board’s decision reflects a meticulously planned strategy, signaling the company’s readiness to navigate new opportunities and challenges in the dynamic financial landscape. As Standard Capital Markets Limited continues to evolve, this move underscores its dedication to maintaining a robust financial foundation and fostering long-term shareholder value.

[alcoraplant]

Changing land and labour relations on Ghana’s cocoa farms – Future agricultures

Changing land and labour relations on Ghana’s cocoa farms Posted on May 20, 2024 by FAC ICE Team – APRA blog, FAC blog Written by: Joseph Awetori Yaro, Joseph Kofi Teye, and Steve Wiggins Pioneering cocoa farmers in Ghana used and adapted existing social norms and family networks to acquire large areas of land and the labour to farm it. The resulting development of cocoa farming was a…

[brookstonalmanac]

Events 10.12 (before 1970)

539 BC – The army of Cyrus the Great of Persia takes Babylon, ending the Babylonian empire. (Julian calendar) 633 – Battle of Hatfield Chase: King Edwin of Northumbria is defeated and killed by an alliance under Penda of Mercia and Cadwallon of Gwynedd. 1279 – The Nichiren Shōshū branch of Buddhism is founded in Japan. 1398 – In the Treaty of Salynas, Lithuania cedes Samogitia to the Teutonic Knights. 1406 – Chen Yanxiang, the only person from Indonesia known to have visited dynastic Korea, reaches Seoul after having set out from Java four months before. 1492 – Christopher Columbus's first expedition makes landfall in the Caribbean, specifically on San Salvador Island. (Julian calendar) 1654 – The Delft Explosion devastates the city in the Netherlands, killing more than 100 people. 1692 – The Salem witch trials are ended by a letter from Province of Massachusetts Bay Governor William Phips. 1748 – War of Jenkins' Ear: A British squadron wins a tactical victory over a Spanish squadron off Havana. 1773 – America's first insane asylum opens. 1792 – The first celebration of Columbus Day is held in New York City. 1793 – The cornerstone of Old East, the oldest state university building in the United States, is laid at the University of North Carolina at Chapel Hill. 1798 – Flemish and Luxembourgish peasants launch the rebellion against French rule known as the Peasants' War. 1799 – Jeanne Geneviève Labrosse becomes the first woman to jump from a balloon with a parachute. 1810 – The citizens of Munich hold the first Oktoberfest in celebration of the marriage of Crown Prince Louis of Bavaria and Princess Therese of Saxe-Hildburghausen. 1822 – Pedro I of Brazil is proclaimed the emperor. 1849 – The city of Manizales, Colombia, is founded by 'The Expedition of the 20'. 1856 – An M 7.7–8.3 earthquake off the Greek island of Crete cause major damage as far as Egypt and Malta. 1871 – The British in India enact the Criminal Tribes Act, naming many local communities "Criminal Tribes". 1890 – Uddevalla Suffrage Association is formed. 1892 – The Pledge of Allegiance is first recited by students in many US public schools. 1901 – President Theodore Roosevelt officially renames the "Executive Mansion" to the White House. 1909 – Foundation of Coritiba Foot Ball Club. 1915 – World War I: British nurse Edith Cavell is executed by a German firing squad for helping Allied soldiers escape from occupied Belgium. 1917 – World War I: The First Battle of Passchendaele takes place resulting in the largest single-day loss of life in New Zealand history. 1918 – A massive forest fire kills 453 people in Minnesota. 1928 – An iron lung respirator is used for the first time at Boston Children's Hospital. 1933 – The military Alcatraz Citadel becomes the civilian Alcatraz Federal Penitentiary. 1944 – World War II: The Axis occupation of Athens comes to an end. 1945 – World War II: Desmond Doss is the first conscientious objector to receive the U.S. Medal of Honor. 1945 – The Lao Issara took control of Laos' government and reaffirmed the country's independence. 1959 – At the national congress of the American Popular Revolutionary Alliance in Peru, a group of leftist radicals are expelled from the party who later form APRA Rebelde. 1960 – Soviet Premier Nikita Khrushchev pounds his shoe on a desk at the United Nations to protest a Philippine assertion. 1962 – The Columbus Day Storm strikes the U.S. Pacific Northwest with record wind velocities. There was at least U.S. $230 million in damages and 46 people died. 1963 – After nearly 23 years of imprisonment, Reverend Walter Ciszek, a Jesuit missionary, was released from the Soviet Union. 1964 – The Soviet Union launches the Voskhod 1 into Earth orbit as the first spacecraft with a multi-person crew, and the first flight without pressure suits. 1967 – A bomb explodes on board Cyprus Airways Flight 284 while flying over the Mediterranean Sea, killing 66. 1968 – Equatorial Guinea becomes independent from Spain.

[corporateaccountant]

Setting Up a Self-Managed Super Fund (SMSF): A Comprehensive Guide

Self-Managed Super Funds (SMSFs) have become a popular choice for individuals looking to take control of their retirement savings. While the idea of managing your own superannuation fund can be appealing, it requires careful planning, strict compliance with regulations, and a clear understanding of the responsibilities involved. This guide will walk you through the essential steps and considerations for setting up an SMSF.

What is an SMSF?

An SMSF is a type of superannuation fund in Australia that allows individuals to manage their own retirement savings. Unlike traditional super funds managed by third-party institutions, SMSFs give you direct control over investment decisions. However, with this control comes the responsibility of ensuring the fund complies with superannuation laws and regulations.

Why Set Up an SMSF?

Before diving into the setup process, it's important to understand why you might choose an SMSF over other superannuation options. Here are some potential benefits:

Greater Control: You have direct control over the investment strategy and assets of the fund.

Investment Flexibility: SMSFs offer a broader range of investment options, including property, shares, and collectibles.

Cost Efficiency: For larger superannuation balances, SMSFs can be more cost-effective compared to retail or industry funds.

Estate Planning: SMSFs can provide more flexibility in terms of estate planning and succession.

Key Considerations Before Setting Up an SMSF

Time and Expertise: Managing an SMSF requires a significant amount of time, expertise, and ongoing commitment. Consider whether you have the necessary skills and resources.

Costs: Establishing and maintaining an SMSF involves various costs, including setup fees, annual audits, accounting fees, and potential investment costs.

Compliance: SMSFs must comply with strict regulations set by the Australian Taxation Office (ATO) and the Australian Prudential Regulation Authority (APRA). Non-compliance can result in severe penalties.

Steps to Setting Up an SMSF

1. Determine if an SMSF is Right for You

Assess your financial situation, investment knowledge, and willingness to take on the responsibilities of managing an SMSF. Consult with financial advisors to understand if an SMSF aligns with your retirement goals.

2. Choose Your Trustees

An SMSF can have up to four members, all of whom must be trustees or directors of the corporate trustee. You can choose between individual trustees or a corporate trustee structure. Each option has its own implications for administration, liability, and costs.

3. Create the Trust and Trust Deed

To establish an SMSF, you need to create a trust and execute a trust deed. The trust deed is a legal document that outlines the rules for operating the fund, including trustee responsibilities, member rights, and the fund's investment strategy.

4. Apply for an ABN and Register with the ATO

Register the SMSF with the ATO to obtain an Australian Business Number (ABN) and a Tax File Number (TFN). This step is crucial for tax purposes and compliance.

5. Set Up a Bank Account

Open a separate bank account for the SMSF to manage its assets and transactions. This account must be used exclusively for the fund’s operations.

6. Develop an Investment Strategy

Formulate a detailed investment strategy that outlines the fund’s investment objectives, risk tolerance, and asset allocation. This strategy should be reviewed regularly to ensure it remains aligned with the members’ retirement goals.

7. Appoint Professional Advisors

While managing an SMSF gives you control, it’s wise to seek advice from professionals such as accountants, financial planners, and auditors. They can provide guidance on compliance, tax matters, and investment decisions.

8. Roll Over Existing Superannuation

If you have existing superannuation accounts, arrange for the transfer (rollover) of these funds into your SMSF. Ensure you comply with the relevant procedures and documentation requirements.

9. Ongoing Compliance and Administration

Maintain accurate records of all transactions, decisions, and compliance activities. SMSFs are required to undergo an annual audit by an approved SMSF auditor. Stay updated on regulatory changes to ensure ongoing compliance.

[qnewsau]

Get to know Big Gay Day performer TINY

New Post has been published on https://qnews.com.au/get-to-know-big-gay-day-performer-tiny/

Get to know Big Gay Day performer TINY

Each month we ask local entertainers to spill the tea about themselves, their craft and the local scene. This month it’s regular performer on the Brisbane scene, including this year’s Big Gay Day, DJ, producer and singer TINY. 

I first got into music…..

When I was six, I was taught chords on a guitar by a family friend. It wasn’t until I was 10 when I received lessons. In high school I was pretty big on writing poetry and won competitions for that so naturally I moved into writing songs and singing when I was 14. 

My big break was…..

At the age of 17, I completed my first album and entered one of my songs into a national competition held by Universal Music and APRA called the Bali Song Summit. I won and was flown to Bali to write and collaborate with producers and artists from across the globe. This led to me becoming a top-line writer for other artists (helping them write lyrics and melodies). 

I went to LA and did a lot of collaborations, however I left the industry shortly afterwards. I had lost my passion for music and my mindset was brainwashed into “you need to write a hit” rather than, “let’s write from a place of how we can connect to others.”

DJ career

I became a DJ because…

I had a lot of early success and people wanted to know me for what I could give them, but not wanting to know me as a friend.

So after a few months of being depressed, going through a breakup and living a life without music I realised my life didn’t have much meaning without it. 

I decided to become a DJ so I could learn to produce during the week. I didn’t tell anyone about my previous success. I wanted to connect with people in the LGBTQIA community and I wanted people to know me for me. I didn’t expect DJing to take off as well as it did, but I guess that was because I fell in love with the process.

My best skill is….

Discipline and perseverance. There was no luck in my success. That was the result of putting in the work every day and still showing up for the love of music, even after experiencing a lot of heartbreak throughout the industry.

  View this post on Instagram

  A post shared by TINY (@tny_bass)

Best and worst experiences

The best gig I’ve done is….

Splendour In the Grass was very much a surreal moment. I felt like years of dedication, commitment and hard work that people don’t see behind closed doors had finally paid off.

The best audience I’ve had is…

When I played Snowbombing in Austria. The support and love for music that I felt in Europe is something entirely different to Australia.

Being a female DJ is…

Becoming a version of myself that I wish I had to look up to as a child so future generations can feel like they can do the same.

Being a female definitely drove me to work hard. I put more pressure on myself to learn as much as possible in all areas of music, not just as a DJ but also as a producer and artist so the proof of my actions was in the pudding itself and nobody could question it.

The worst experience I’ve had performing is…

Well, I’ve played a lot of gigs so I couldn’t say there’s just one. I’ve had the music stop on me whilst performing, I’ve had a glass thrown at my head (I dodged it) and I’ve completely cut the music in a club just to kick a man out who was harassing me and wouldn’t leave. Like every job, there are good days and bad days but it still beats working in an office!

The rudest thing you can say to me is…

“Your music is $#it can you change it.”

I’ve kicked people out of clubs for it as it’s not necessary. Because:

It’s another artist’s music 

Most people don’t understand when you play residency gigs you are playing what the venue wants to maintain their brand

Don’t complain unless you’re willing to pay the DJ.

  View this post on Instagram

  A post shared by TINY (@tny_bass)

The scene

The scene for queer women is…. 

Biggest In Sydney. I’ve travelled the world and have experienced pride in Europe and the US. Newtown was where it was at when I was there. Safe to say I do miss it and everything was different back then before lockouts.

Unfortunately, there isn’t enough community (YET) on the Gold Coast to create a sustainable ongoing venue for the queer community due to tall poppy syndrome. I hope to see performers within the community eventually come together so it can benefit the collective.

The next big artist on the scene in Queensland is….

Siala is definitely coming up. Her flow and sounds as a rapper is something I felt drawn to. What she stands for, how she presents, I think she is someone that younger people within the LGBTQIA community can look up to.

We recently connected and I’m excited to see what the future holds for her. I just played for her at The Zoo with Haiku hands. It was a vibe.

Outside of DJing I….

I am “Into-resting” contrary to popular belief. I need a lot of downtime to recharge. I love making music, spending time with the people who are closest to me, working out and surfing.

  View this post on Instagram

  A post shared by TINY (@tny_bass)

Self-discovery

Something people may not know about me is…

I recently realised thanks to my girlfriend that I identify as Non-Binary (still as she) that language didn’t exist when I was growing up. I would have called it being androgynous. I always used to get asked if I was a boy or a girl and was mostly mistaken to be a boy.

When I was younger I struggled to come to terms with being a female and wanted to be a boy. As I’ve grown older I’ve embraced and felt the empowerment of what it means to be a woman and I am happy with dressing to how I feel energetically on the day.

Something surprising about DJs people don’t realise is…

It can be extremely isolating if you’re doing it full-time. You’re in a room full of people but you don’t get to have conversations. It takes a lot of balance, knowing your limits and maintaining a healthy lifestyle to have a career with longevity.

Regular DJs don’t make as much money as people think. It’s important to consider making and releasing your own music if your aim is to be in it for the long run.

Most DJs want to do it full-time but generally have a burnout rate of 3-9 months. 

In 2024 I hope…

To head back overseas and release some new music. I haven’t had the chance to travel since before Covid and I’ve got a lot of upcoming musical projects that I have been working on.

You can follow TINY on Instagram @tny_bass

Read next:

Lady Bunny headlining The Wickham’s Big Gay Day

Archie Arsenic calls for more accessible queer spaces

Get to know First Nations queen Chocolate Boxx

Spill the tea with Brisbane drag star Maxi-Bon

For the latest LGBTIQA+ Sister Girl and Brother Boy news, entertainment, community stories in Australia, visit qnews.com.au. Check out our latest magazines or find us on Facebook, Twitter, Instagram and YouTube. 

[3lane-03]

Asset Finance Trends in 2023: What to Watch For

At its core, asset finance revolves around using assets as collateral for borrowing. These assets can range from inventory and accounts receivable to short-term investments. This financing approach enables companies to access capital by making manageable, periodic payments over a specified period. This article aims to explore the current trends in asset financing.

Technology Advancements in Finance

Technology has become a pivotal aspect of our daily lives, extending its influence into finance. This impact encompasses integrating blockchain technology, artificial intelligence (AI), and automation to streamline financial processes. These advancements contribute to heightened efficiency and reduced risks. These technological strides have significantly improved the ease of running and analysing data. As a result, lenders now enjoy quicker access to insights, leading to enhanced risk assessment and more robust financial solutions.

Sustainability and Green Financing

Climate change is a global phenomenon with far-reaching implications, impacting various sectors, including finance. Despite the adoption of numerous measures and the increasing prevalence of paperless transactions, climate change remains a significant factor.

In the current scenario, investing in green initiatives holds substantial importance. Although greener options may appear more costly, they would greatly save humanity in the long run. One notable example in the financial sector is the emergence of green mortgages. These financial products enable new homeowners to acquire properties that adhere to specific energy-saving standards, promoting a shift towards more environmentally sustainable practices in construction and housing.

Regulatory Changes and Compliance

The evolving landscape of asset finance demands adherence to stringent compliance guidelines, ensuring robust protection and management of a company's assets. These guidelines typically fall into two categories: internal and external. Private organisations establish internal compliance policies, while the government mandates external compliance policies. Here are some recent updates from the Australian government concerning financial compliance:

Updated regulations for APRA-regulated institutions following data attacks on Medibank and Optus

Release of results from the inaugural climate vulnerability assessment by APRA

ASIC's continued focus on addressing greenwashing practices

APRA's publication of findings from the latest climate risk self-assessment survey

Evolving Customer Preferences

Customer expectations in asset finance are undergoing swift transformations, influenced by various factors. A key driver of customer satisfaction and preference is the ongoing recovery from the COVID-19 pandemic. While larger corporations have largely rebounded from the financial impacts of the pandemic, the broader population is still in complete financial recovery. It has resulted in diverse customer preferences within asset financing, with some individuals seeking more lenient terms to facilitate their journey toward financial stability.

International Expansion and Global Asset Financing

As the global demand continues to surge, it becomes imperative to explore global asset financing. The escalating need for cross-border financing aligns with the expanding global demand. In their quest for assets, businesses are increasingly venturing into international markets. While challenges may arise, navigating them is feasible with informed financial solutions guided by professionals in the field.

Conclusion

While the above mentioned trends showcase valuable perspectives into asset finance for the financial year 2023, it's vital to note that the industry is consistently evolving. Technology is a prominent catalyst of change in the financial industry, including everyday life. Given the difficulty of the financial sector, it is essential to consult expert guidance. At 3Lane, our finance professionals are well-equipped to help you navigate these dynamic changes, ensuring you can confidently make informed financial decisions.

[newmusicradionetwork]

Helen Townsend ‘Is This Love’

Australian Americana artist Helen Townsend is that rare artist who can make large venues feel like lounge rooms. Get comfy and lean into her richly lyrical songs, get up and dance, sing along because she’s singing about you, fall in love with the stagecraft — whatever your desire, it’s all good because it’s just you and Helen. When the lights go up no one will ever know. Townsend’s new single, ‘Is This Love’, asks the age-old question, the one we’ve all wanted answered sometime or another. Dressed up in irresistible honky tonk blues, ‘Is This Love’ is an instant dance-floor filler and the first leg of a musical oeuvre that has Townsend at the peak of her powers and will have audiences beaming and calling out for more. Helen Townsend may have been late in picking up the tools of her trade but in a short time she has shown herself to be a master craftsman in a field too often crowded with cowboy-booted jacks and jills of all trades. Her sweet voice and tender picking rubs against songs that are filled with characters living with the costly results of impulsive choices and memories that just won’t let go. Her music takes you on a journey through beautiful valleys, coastal plains and soaring over mountains with a few deep, dark tunnels to keep you grounded. She has carved out a reputation for edgy Americana music – one that has pushed the genre’s boundaries from roots-rock through blues and country to folk – with her upcoming album, Helen has broadened her style and flair even more so with catchy new melodies, tight harmonies and personal stories and lyrics that hook into your heart and tear up your soul. The new album builds from her previous 2 EP’s and her debut album, which scored her multiple awards and nominations including winner of WA Country Music Award for Best Emerging Artist and Song of the year. Townsend has continued to extend her musical influence with her recent US shows and was part of the Sounds Australia Showcase at the coveted Americanafest in Nashville.  All this on top of the US launch of her EP “Love, Lies ‘n’ Leaving” which found its way into the FAI top 10 Folk albums chart in the US for September 2022 has increased Helens popularity in Australia and abroad. The video for the single is pure Americana nostalgia with Townsend and band arriving via a classic car to tear things up at a swinging rock ‘n’ roll bar. Through out it, we see Townsend question ‘Is This Love’ with her partner and fellow Australian musician Shannon Smith, as they share a dance, cocktails and eventually make plans to meet again. Much of Townsend’s forthcoming new album has been inspired by her new relationship with Shannon Smith, who has also channelled their love for each other in his own upcoming music project, both albums being written respectively from their different sides of the relationship, as these two musicians forged their bond. Helen Townsend releases ‘Is This Love’ on 26th September 2023.  Additional Artist/Song Information: Artist Name: Helen Townsend Song Title: Is This Love Publishing: Helen Townsend Publishing Affiliation: APRA Album Title: Is This Love Record Label: Helen Townsend Music Publicity/PR: Cannonball PR Terry Emm 44 078 7191 7774 terry@cannonballpr.com Manager: Towns End Events Jo Brown 61 476 383 386 admin@townsendevents.com.au Booking Agent: Towns End Events Jo Brown 61 476 383 386 admin@townsendevents.com.au Read the full article

[bookkeepingservicessunshinecoast]

Unveiling Super Details: An Employer's Quick Reference for 2023/24

💼 Understanding the ins and outs of the superannuation system, especially the nitty-gritty details for employers, is absolutely essential. Your ability to meet your obligations and support your employees' financial well-being hinges on it.

In this blog post, we're going to delve into the crucial details of superannuation that every employer should know whether they plan to seek out business accounting services or not. Our aim is to offer valuable insights and practical guidance to help you navigate this complex terrain with finesse. Keep reading to discover why understanding super details for employers is vital and what you need to know to stay compliant with Australia's superannuation laws.

🌟 WHAT IS EMPLOYER SUPERANNUATION? 🔍

As an employer, it's imperative to be well-versed in the super details to ensure compliance with Australian employment laws. Superannuation, or "super" for short, is a mandatory retirement savings scheme designed to provide financial security for employees. Every employer in Australia is required to make super contributions for their eligible employees. However, there are intricate rules and regulations that you must be aware of to avoid potential legal issues.

📜 EMPLOYER OBLIGATIONS 🔑

Understanding your super obligations as an employer is your responsibility. The Superannuation Guarantee (SG) sets out the minimum super contribution that you must make for your eligible employees. The SG rates are calculated based on an employee's ordinary time earnings (OTE). The majority of payments made to an employee are included in OTE, including salaries, commissions, benefits, and incentives. However, it excludes overtime payments and certain types of leave, like sick leave or maternity leave.

⏰ As the SG rates are subject to change, it is advisable to check with the Australian Taxation Office (ATO) to stay current.

🔍 ELIGIBILITY CRITERIA ⚠️

Prior to June 30, 2022, employers were only required to contribute to the Superannuation Guarantee (SG) for employees who earned $450 or more (pre-tax) in a given month. 💥 As of July 1, 2022, the monthly earnings threshold was eliminated, meaning employers are now obliged to make contributions for nearly all their employees. 📝 It's important to keep track of employee earnings to ensure you comply with your obligations. As an employer, it is also your duty to make sure that your staff members qualify for superannuation fund contributions.

💡 PROVIDE YOUR EMPLOYEES WITH A CHOICE OF SUPERFUND

To comply with regulations, employers must offer eligible employees the option to choose a super fund. There are certain exceptions, including employees covered by certified agreements, members of defined benefit funds, or those with temporary visas. If an employee doesn't choose a fund, you'll need to select a default option. Remember, the default fund must be complying and meet the standards set by the Australian Prudential Regulation Authority (APRA).

⏳ MEET SUPERANNUATION PAYMENT DEADLINES ⚠️

To avoid penalties and legal repercussions, it's crucial to submit superannuation payments on time. As an employer, you're required to make quarterly contributions to your employees' super accounts. These payments must be made within 28 days after the end of each quarter. Here are the specific deadlines:

📅 28 October for contributions from July to September

📅 28 January for contributions from October to December

📅 28 April for contributions from January to March

📅 28 July for contributions from April to June

❌ Failure to meet these deadlines can result in fines, penalties, and, in severe cases, legal action.

📋 MAINTAIN ACCURATE RECORDS AND REPORTING 📝

As an employer, it's crucial to keep meticulous records of your superannuation guarantee (SG) contributions. Make sure you retain copies of all contributions made, as well as any agreements regarding super contributions with your employees. Additionally, keep a record of the super fund choices offered to your employees. These records must be retained for a minimum of five years and readily available for inspection upon request by the Australian Taxation Office.

💼 Remember, your superannuation obligations require accurate reporting and record-keeping while adhering to ethical practices.

🔚 CONCLUSION 💪

Equipping yourself with a comprehensive understanding of important details for employers empowers you to fulfill your obligations, create a positive work environment, and secure your employees' financial futures. It's crucial to be well-versed in superannuation details for employers, including obligations, contribution types, deadlines, employee eligibility, and reporting and record-keeping requirements, to avoid non-compliance penalties. As a responsible business owner, ensuring compliance with all laws and regulations is of utmost importance.

🌟 Keep in mind that the superannuation landscape is constantly evolving. Therefore, staying updated with the latest regulations, understanding super details for employers, and seeking professional advice when needed are vital. If you ever feel overwhelmed, don't hesitate to reach out to a dedicated team of professionals like Wardle Partners Accountants and Advisors for guidance. We understand the complexities of running a business in Australia, and we are here to support you in building a successful business without any worries. Contact us today for a complimentary consultation.

[vanians]

some album recs, candleland - ian mcculloch, this is the sea - waterboys, volumes 9&10 - desert sessions, rainy day - rainy day, buckingham nicks - buckingham nicks, bubblegum - mark lanegan band, sort of... - slapp happy, the zaragoza tapes - bona dish, red movies - play, engine flower - loco-holidays, bad timing and other stories - triffids, presents ed's kitchen - ed's redeeming qualities, doctor head's world tower - flipper's guitar, cat farm faboo - frightwig, grauzone - grauzone, permanent sleep - lowlife, sealight - mad scene, i should coco - supergrass, james white's flaming demonics - james white (chance), from a basement on a hill - elliott smith, ode to quetzalcoatl - dave bixby, le péril jaune - indochine, kaka de luxe - kaka de luxe, sora tobu yume - zabadak, zvuki mu - zvuki mu (and they have a song on another record but since i cant type russian just yt zvuki mu it's the first result and it slaps), life's so cool - tex and the horseheads, quelqu'un comme toi - taxi girl, slope - tenko, wheel in roses - rema rema, from y to z and never again - big in japan, that's all very well but... - mccarthy, mania - lucy show, glare - paint in watercolour, fiction tales - modern eon, a world of her own - mydolls, along ago - oxz, blues essentials - mississippi sheiks, it's a wonderful life - sparklehorse, inside the kremlin - ravi shankar, miriam makeba - miriam makeba, lunapark - luna, felicita ta ta - rafaella carra, i grandi successi originali - isabella iannetti, n°5 - jacques brel, she wolf - jessie mae hemphill, ame debout - catherine ribeiro + alpes, glassworks - philip glass, in my life - judy collins, miracle diving - judy and mary, laura - fields of the nephilim, life after breakfast - los microwaves, daddy's highway - the bats, cathode mama - krisma, corra o risco - olívia byinton, impossible princess or body language or light years or disco - kylie, fairuza balk's band armed love militia has some good songs like stormwinds, any of nick cave and debbie harry's duets, the song mary by supergrass i think you'll like, the batman forever soundtrack (but actually tho..). also look up katrina 'hopey' vasquez/pumalin/beautiful schizophrenic for some truly beautiful gothy dreamy music (try youtube - and while ur there try n find the minute of kylie minogue singing nick cave's into my arms at the apra awards in 1998 🥺 nick and kylie also have an unreleased track called still your face comes shining through on yt too). and id recommend every beat happening album, i could never choose just one. there's an eclectic mix there for u that i just picked from my old phone sd card.

sorry i just saw this now bc i went to bed but wow!!! thanknu so much!!! i will absolutely look into these 💖💖💖 thank u 4 reminding me also to finish listening to kaka de luxe i strted listening to it a while ago n then i forgot abt it idk why tho. but of these thats the only one ive heard so thank u !!!!

[nicholassabalos]

Viral invasion....

ABOARD USS THEODORE ROOSEVELT (CVN 71) (March 26, 2020) -- It’s becoming increasingly apparent that no place on Earth is truly “safe” from the COVID-19 coronavirus pandemic.

On March 5, 2020, United States Navy nuclear-powered aircraft carrier USS Theodore Roosevelt (CVN 71) made a very visible and important port visit to Da Nang, Vietnam (photo above). Vietnam only allows one warship per year from any specific country to visit....so this was a port-call well beyond just hard-earned rest and recreation for the carrier’s 6,000 crew members. It carried diplomatic, political and strategic implications as well.

Vietnam was certified as “safe” from the virus at the time by multiple health authorities from around the world.

Apparently, during that visit nearly three weeks ago, several crewmembers did, in fact, contract the ever-elusive COVID-19 virus. There are now at least two dozen known positive cases of the virus onboard the huge warship....with many other crew members being closely monitored.

Hospital Corpsman 1st Class Ernesto Santa Ana, USN and Hospital Corpsman 2nd Class Maria F. Potts-Szoke, USN work in Naval Medical Research Center's mobile laboratory aboard USS Theodore Roosevelt (CVN 71).

Accordingly, the carrier has been diverted from its deployment duties in the western Pacific Ocean, and has docked at Naval Base Guam to get the entire crew tested. The crew will be quarantined onboard the ship during the stop in Guam. The sailors infected with COVID-19 have been taken to a special hospital ward ashore.

                The huge U.S. Naval Base at Apra Harbor, Guam

The ship’s mission cannot continue until testing is completed and the ship certified virus-free. Otherwise, disaster could result, as the world has seen aboard cruise ships in recent months. And, of course, living conditions aboard a warship are much, much tighter than aboard a cruise ship.

The Navy is currently arranging for as many COVID-19-specific test kits as possible (still in short supply worldwide, of course)....with the remainder of the crew subject to close surveillance monitoring.

                                            *          *          *          *

Like everything else involving the COVID-19 pandemic, this is a developing story....and updates will follow as warranted.

                                          _____________________

>>Top photo: USS Theodore Roosevelt (CVN 71) arrives in Da Nang, Vietnam on March 5, 2020. (U.S. Navy photo)

[deathxtoxmisery-blog]

Favorable aspects of diy superannuation

self managed super have a array of promising Positive factors. These may include:

diy superannuation with huge balances will often substantially less costly to manage as compared to APRA equivalents

Maximum Control and flexibility - the point that the family members of a self superannuation are likewise obligated to perform as trustees makes diy superannuation good deal more manageable as opposed to a number of other fund types, as participants posses the possibility to tailor his / her self managed retirement fund guidelines and to formulate selections dependent around the members’ specifications and case. This general flexibility most likely will relate to a range of considerations including investment chosen for example

Family Advanced planning - don't forget that your own wish don't instantaneously keep on top of an individuals retirement living entitlements, a self managed super will make it easy for you to work out a much higher amount of dominance during the supply regarding your passing away payout versus open public offer super funds. Similarly, self superannuation can easily form joining nominations that don't ever conclude, not like large public offer superannuation funds which probably really have to be persistently brought up to date

Financial investment protection - property investment invested within superannuation, for example a SMSF, are undoubtedly safeguarded from financial institutions. Nonetheless, it is really fundamental to be aware that this omission just isn't going be considered wherever a distinct person makes cash transfers inside their very own self managed retirement fund for the certain goal of defeating claims originally from their collectors

Shortcomings coming from all SMSF

It must be evident from the above mentioned that certainly there have always been a lot of different positive factors in implementing a SMSF superannuation to save to your own retirement years. Unfortunately, there exist a variety of aspects linked with an ATO self managed super which actually necessarily mean it is absolutely not the most suitable path to take for anyone. These include:

Extended time commitment - the very feature of the self superannuation should have practically all person to adopt a proactive eagerness in the management of the DIY Super fund. Hence, it is undoubtedly far from a ‘set and forget’ financial commitment and might take a particular time commitment taken from an individual. It will be noted, nevertheless, that it dedication are usually reduced by hiring a self managed fund professional

Fraud as well robbery - in the instance that a self superannuation consumer loses his / her financial wealth as as a result of hoax or break-ins, they are definitely not qualified to get national compensation plan, as would be available to public offer funds

Problems or disagreements - when managing controversies, self superannuation representatives definitely don't have direct access to the Superannuation Complaints Tribunal, while is provided to CFMEU super fund. Rather, the couples in disagreement could need to commence legal proceedings to get the matter reconciled via a court room, which experts claim can be quite expensive as well as complicated

Trustee Guidelines

To be entitled to become an SMSF trustee, a man or woman must be 18 years or older and normally not:

be under legal disability

be bankrupt under administration e.g. an undischarged bankrupt

have gotten a administrator chosen

Alert

Those who intentionally act as a trustee of a SMSF Super while banned will probably become subject to harsh penalties, like imprisonment.

Additional expectations of trustees include:

No fellow member of the self managed fund could be a worker of another fellow member of the self superannuation unless they are related

New participants preferably should sign a statement understanding their roles and accountability

[brookstonalmanac]

Events 10.12

539 BC – The army of Cyrus the Great of Persia takes Babylon, ending the Babylonian empire. (Julian calendar) 633 – Battle of Hatfield Chase: King Edwin of Northumbria is defeated and killed by an alliance under Penda of Mercia and Cadwallon of Gwynedd. 1279 – The Nichiren Shōshū branch of Buddhism is founded in Japan. 1398 – In the Treaty of Salynas, Lithuania cedes Samogitia to the Teutonic Knights. 1406 – Chen Yanxiang, the only person from Indonesia known to have visited dynastic Korea, reaches Seoul after having set out from Java four months before. 1492 – Christopher Columbus's first expedition makes landfall in the Caribbean, specifically in The Bahamas. 1654 – The Delft Explosion devastates the city in the Netherlands, killing more than 100 people. 1692 – The Salem witch trials are ended by a letter from Province of Massachusetts Bay Governor William Phips. 1748 – War of Jenkins' Ear: A British squadron wins a tactical victory over a Spanish squadron off Havana. 1773 – America's first insane asylum opens. 1792 – The first celebration of Columbus Day is held in New York City. 1793 – The cornerstone of Old East, the oldest state university building in the United States, is laid at the University of North Carolina at Chapel Hill. 1798 – Flemish and Luxembourgish peasants launch the rebellion against French rule known as the Peasants' War. 1799 – Jeanne Geneviève Labrosse becomes the first woman to jump from a balloon with a parachute. 1810 – The citizens of Munich hold the first Oktoberfest. 1822 – Pedro I of Brazil is proclaimed the emperor. 1847 – Werner von Siemens founds Siemens & Halske, which later becomes Siemens AG. 1849 – The city of Manizales, Colombia, is founded by 'The Expedition of the 20'. 1871 – The British in India enact the Criminal Tribes Act, naming many local communities "Criminal Tribes". 1890 – Uddevalla Suffrage Association is formed. 1892 – The Pledge of Allegiance is first recited by students in many US public schools. 1901 – President Theodore Roosevelt officially renames the "Executive Mansion" to the White House. 1915 – World War I: British nurse Edith Cavell is executed by a German firing squad for helping Allied soldiers escape from Belgium 1917 – World War I: The First Battle of Passchendaele takes place resulting in the largest single-day loss of life in New Zealand history. 1918 – A massive forest fire kills 453 people in Minnesota. 1928 – An iron lung respirator is used for the first time at Boston Children's Hospital. 1933 – The military Alcatraz Citadel becomes the civilian Alcatraz Federal Penitentiary. 1944 – World War II: The Axis occupation of Athens comes to an end. 1945 – World War II: Desmond Doss is the first conscientious objector to receive the U.S. Medal of Honor. 1959 – At the national congress of the American Popular Revolutionary Alliance in Peru, a group of leftist radicals are expelled from the party who later form APRA Rebelde. 1960 – Soviet Premier Nikita Khrushchev pounds his shoe on a desk at the United Nations to protest a Philippine assertion. 1960 – Japan Socialist Party leader Inejiro Asanuma is stabbed to death during a live Television broadcast. 1962 – The Columbus Day Storm strikes the U.S. Pacific Northwest with record wind velocities; 46 dead and at least U.S. $230 million in damages. 1963 – After nearly 23 years of imprisonment, Reverend Walter Ciszek, a Jesuit missionary, was released from the Soviet Union. 1964 – The Soviet Union launches the Voskhod 1 into Earth orbit as the first spacecraft with a multi-person crew, and the first flight without pressure suits. 1968 – Equatorial Guinea becomes independent from Spain. 1970 – Vietnam War: Vietnamization continues as President Nixon announces that the United States will withdraw 40,000 more troops before Christmas. 1971 – The 2,500 year celebration of the Persian Empire begins. 1979 – Typhoon Tip becomes the largest and most intense tropical cyclone ever recorded. 1983 – Japan's former Prime Minister Tanaka Kakuei is found guilty of taking a $2 million bribe from the Lockheed Corporation, and is sentenced to four years in jail. 1984 – The Provisional Irish Republican Army fail to assassinate Prime Minister Margaret Thatcher and her cabinet. The bomb kills five people and wounds 31. 1988 – Two officers of the Victoria Police are gunned down execution-style in the Walsh Street police shootings, Australia. 1992 – A 5.8 earthquake occurred in Cairo, Egypt. At least 510 died. 1994 – The Magellan spacecraft burns up in the atmosphere of Venus. 1997 – The Sidi Daoud massacre in Algeria kills 43 people at a fake roadblock. 1998 – Matthew Shepard, a gay student at University of Wyoming, dies five days after he was beaten outside of Laramie. 1999 – Pervez Musharraf takes power in Pakistan from Nawaz Sharif through a bloodless coup. 1999 – The former Autonomous Soviet Republic of Abkhazia declares its independence from Georgia. 2000 – The USS Cole, a US Navy destroyer, is badly damaged by two suicide bombers, killing 17 crew members and wounding at least 39. 2002 – Terrorists detonate bombs in the Sari Club in Bali, killing 202 and wounding over 300. 2005 – The second Chinese human spaceflight, Shenzhou 6, is launched, carrying two cosmonauts in orbit for five days. 2013 – Fifty-one people are killed after a truck veers off a cliff in Peru. 2017 – The United States announces its decision to withdraw from UNESCO. and is immediately followed by Israel. 2018 – Princess Eugenie marries Jack Brooksbank at St. George's Chapel, Windsor Castle. 2019 – Typhoon Hagibis makes landfall in Japan, killing 10 and forcing the evacutation of 1,000,000 people. 2019 – Eliud Kipchoge from Kenya becomes the first person to run a marathon in less than two hours with a time of 1:59:40 in Vienna. 2019 – The Hard Rock Hotel in New Orleans, which is under construction, collapses, killing two and injuring 20.

[minzliax-blog]

AGHORA AND APRA PARA PRAKRITI

Apra Prakriti

It is a manifestation of Rudra and Rudra at the similar time, Rudra manifests from it

This face of Para Shiva which is facing southwards known as as Aghora. Aghora means that which is not horrible or wrathful and thus this denotes the peaceful face of Sadashiva.

This face is of a Neela Varanam or blue shade. Aghora face represents the macro-component of Fire and it's the facet of destructive regeneration i.e. the method of rejuvenation.

This face has the sound of Ahum or it holds the Ahum Naad within itself. Ahum denotes the I’ness of Maker’s Makings along with the I’ness which is held by every animate and

inanimate microcosm.

It was from this face that Rudra Deva had self manifested, and thus Rudra is a Swayambhu or in other phrases, Rudra is self manifested deity who has no mum or dad or

relationship. Rudra of Vedas can be the same as Allah of Islam.

Aghora holds the Gyan Shakti or energy of supreme knowledge. Resulting from this motive, no aspirant can ever arrive at Atma Jnana or self data by bypassing Aghora face of

Sadashiva. Gyan Shakti can also be addressed as Goddess ‘Saraswati’ who in a while had self manifested into a attributed type (or Sagun Sakaar Awastha) from the mouth of

Lord Brahma or the creator of allness.

from this face had been originated the Aghora Pravara, Atharvan Shaakha, Vartulakara Homagundam (altar of sacrificial fire which is spherical in shape), Nagopaveetam (the sacred

thread of the snake), Varna Mala (50 letters of the Sanskrit alphabet) and Dakshinagni (the hearth of and from the south) . This face destroys all sins, evil in addition to granting

riches (of wealth of data and materials).

Aghora represents the sleep state or Sushupti’ stage of consciousness.

Among the many five fundamental sounds of the ‘Mridanganam’, ‘Thom’ sound was manifested from Aghora. Among the many seven Swaras (notes or sounds) of music

Panchama (pa)’ has manifested from Aghora. Among the 5 ‘Talas (rhythms)’ of conventional music and dance ‘Shatpeeta Putrika Tala’ has manifested from this Aghora face of

Sadashiva. Among the ‘Pancha Bhootam (5 parts)’ Aghora is ‘Agni (fireplace)’.

Among the many chakras (or plexus’s) of our physique Aghora denotes and likewise rules over the ‘Anahata Chakra (heart plexus)”. Aghora denotes the seed letter ‘SI’, in the ‘5 sylabled or Panchakshari Mantra (NaMaSiVaYa)’.

As per Agama Siddha lore, out of the 28 Shaiva Agamas which had been revealed by the 5 faces of Sadashiva, this Aghora face revealed Nisvasa, Svayambhuva, Vijaya, Agneya

(or Anala) and Vira, and gave them to Rishi Bharadvaja who transferred this information to 2 celestials who afterward have been accountable for propagating this knowledge on

Earth.