#ALSO TWO EMPLOYEES CHECKED THE EMAIL OVER YESTERDAY AND WE ALL THOUGHT THE ADDRESS WAS RIGHT

[one-winged-dreams]

Well hi lady at the print counter at Walmart being a huge cunt right out of the gate for no reason

[andyourhostkristenwiig]

I thought about this for quite a while..about what happened at work yesterday. I have to write it down and I can’t fit it in a message to my friends...but I can’t let it go yet. I’m making it read more though.

We’re 6 people in our department including our boss.

Three of us were around the same age (26-30) so we got along very well. Especially with Corona hitting us, two of us living alone, we weren’t allowed to go anywhere besides work so we bonded. We were friends, at least I thought so.

We’d spend lunch breaks together, since we shared one office anway, we had a movie/game night one time in June. We laughed a lot and work was really fun. Let’s call them A and B (which fits, since I’m C)

Now we all have our little knicks and knacks and I fully understand that.

A was afraid of pretty much anything. B and I  would do just about anything for her...go pick up lunch, let her pay later because she was too afraid to use an ATM, we picked up stuff from the grocery store when she forgot something on her ONE shopping trip she could do per week so she didn’t have to be around more people, I walked her outside and across the town square every lunch break because she was afraid of being watched, I went grocery shopping with her after the store re-arranged everything and she was afraid of not finding things and being in there for too long, we would sometimes just bring stuff from our break for all of us just because we were friends. She freezes extremely quickly and has a fan heater in our office...but with my dust allergy that’s nearly impossible for me, the three of us sat together and talked about alternatives. She doesn’t like wearing thick clothes, she doesn’t like scarves, she doesn’t like sweaters or winter boots. We eventually settled on heated pads for her shoes, the door can be closed, the heater can be on but the fan heater has to stay shut off and I get to air out the office every now and then.

Sounds nice, right?

Yes, until you asked her a favour. She would always turn her anxieties to please her, so she didn’t have to do any favours for us. She wouldn’t even take my sick note that was in an envelope from me so I wouldn’t have to send it all the way through the entire town hall which takes a couple of days. Whatever you would ask her, she couldn’t do it for whatever strange reason. But if you’d ask her one favour multiple times, she would always decline it with a different explanation.

The “worst incident” is so dumb but actually apparently big now.

There’s a calendar in our office that I need to set payment deadlines. I can clearly see it but I can’t reach it. Usually our cleaning lady pushes the date farther but that week she was sick. I asked A to please push it to the new date. She proceeded to tell me she couldn’t reach it. And I told her, no she could, we’re the exact same height, she just has to take a tiny step closer. She then ended up acting super dumb and ripped the calendar off. Yeah I was a little annoyed. Told her that now she has to step even closer to put it back on. She suddenly asked me if she couldn’t hang it behind me instead to which I answered that it would be dumb to put it behind me when I need it like 20 times a day and can’t see it there. Anyway that dumb argument went on for 10 minutes and ended in me ripping the calendar from her hands, putting it back on from the exact position she was standing in before and telling her to stop acting stupid. Which I still stand for. That was when the town hall was closed for everyone except employees so to calm down, I put my headphones on and continued my work. Like 10 minutes later I just came back from asking something in the office next door but they needed more info so they came with me, I saw that she was crying. I’m bad with crying people and went to B’s office and asked her to come over to check on her. Which she did. But A didn’t really want to tell us what was going on and eventually told us it wasn’t about the calendar thing but something personal and she’d rather go home. Which she did...that entire thing happened at like 8.45am and she left at 11am. (this is important for the story just go with it)

Anyway, we forgot (or so I thought) about it, continued joking with each other, hung out, we still had lunch together every day and would play uno when everyone else was gone at work. We would talk about work like friends, not like colleagues...we would mock here and there and voice what we hated.

Things at work were sort of tense lately due to several reasons...mostly misinterpretation and misinformation and for whatever reason they projected all that onto B. It was quite weird at work lately. I was always a bit confused why they wouldn’t address their problems with B herself.

We still had the fan heater issue though because she didn’t want any of our agreements anymore, saying it looks stupid and she doesn’t want it. When I came in at work and told her my eyes hurt from the dust, all she said was “oh sorry but I’m cold” and turned it back on. We sometimes butted heads here.

Last friday B had her final day, she got a new job closer to home and she totally deserved it. We were sad and would always go “oh no this is our last time eating chinese together” and all. I prepared an awesome home-made farewell card, bought some nice stuff for her and all. A and I would split our office then and she’d move into the now empty one and it was gonna be nice after all.

But the second B left the parking lot my colleague went “everything’s gonna be better now” and I thought that was so weird. On the weekend she left all our group chats and told us she would explain it to us later. I wasn’t at work on monday because I had handimen at my apartment.

When I came in on Tuesday, not only had A moved out of my office but also taken furniture from my office that I specifically moved into my office this past winter because I needed the space. She had also used my office as sort of a litter bin and put even B’s forgotten drink. It was so weird.

Anyway at 8.30am I get an email inviting us all to a meeting at 9am. I knew something was up when no one reminded me when they already left for the meeting.

So I came in there to be completely shredded apart. It was 4 against 1.

And who started? A started. She started again with the entire lunch thing where I didn’t want to have lunch with all 6 colleagues in my office (hello, corona you dumb fucks). Despite me having explained it a million times before.

Then, here’s the calendar story as she told it with tears in her eyes to our boss:

She was crying so loud that I should have heard her. I had left and entered the office several times and didn’t pay attention to her crying. Then I proceeded to go next door to get my colleague to show him that she was crying and my alibi was showing him a single sheet of paper that didn’t say anything. After THREE hours, we asked her what was wrong with her. And meanwhile we texted with each other and would laugh about her.

She told me she liked joking with us but sometimes they were too much. I asked her why she didn’t say anything and continued laughin with us while the two of us would always say when it went too far. She doesn’t like conflicts, she wasn’t peace. FUCK YOU, YOU WENT TO OUR BOSS FOR SOMETHING WE COULD HAVE HANDLED PRIVATELY.

Anyway, every colleague went on to tell me how awful I am. I am contemptuous, I’m a bully, I don’t have empathy, I mock everyone and show no respect. That went on for 35 minutes, I wasn’t really allowed to tell my version of the stories because A had tears in her eyes and went “I’m not stupid, I know you laughed about me” you know what you little bitch? I didn’t but I lost all respect for you with this move. She knew exactly that I’m the most uncomfortable if I’m unprepared in a room with all colleagues and was the center of attention. I was shaking the entire time, my voice was unrecognisable and I spent the entire morning in my office crying. They turned all those stories the way they pleased them and four against one, I was pretty helpless there. They told me it was all due to B and my friendship with her. No it wasn’t, it was me not being fake polite to you idiots anymore because you didn’t deserve it. A said she did this for her own health, she couldn’t handle the trouble in the air anymore. Oh sweetie...du hinterfotziges kleines Stück Scheiße...like I will ever talk to you again, like we will ever sit together again somewhere and play nice. I despise you with all my heart and I hope karma gets you good! I will never pick up lunch for you again, I will not accompany you anywhere to ease your anxiety and I will never bring anything from the store ever again.

I knew she was gonna stab my back eventually but this was unexpectedly fast.

I talked to B then, proceeded to delete A everywhere and block her. I am never talking to her ever again, luckily we don’t have the identical work. B went on to write her a huge text about how much of a coward she is that she couldn’t address us personally, as friends, and instead cornered me with everyone else when I was alone and most vulnerable. How fake it was to play friends with us just to go on to tell our boss everything the second she gets the chance. How she doesn’t want harmony, she just wants to have the upper hand. Her answer? “I didn’t read that text but we didn’t corner her, we invited her to a meeting. And I didn’t say she was gossiping, someome told me she was gossiping about me“ What kind of a friend believes that a friend gossips about them when they’re sick for one day? B wasn’t in that day, who was I supposed to gossip with? Also I do not talk shit about friends. ever! just to their face for fun. I have met many awful people in my life, but this must be the tip of the iceberg. I have never felt so used by a person that I really went out for and genuinely considered a friend. B told her that we did everything in our might to arrange with all her anxieties and fears but she has to address mine in front of a crowd which is also an anxiety of mine.

I have now scheduled a meeting with my boss on monday where I askedto show her my perspective of the stories told about me. I have so much shit on these guys just on these stories, they just think I’m too chicken to let them out. But if they think I’m going back to being the 15 year old teenager that was bullied and cried every day at school, was afraid of everything and everyone they picked the wrong one. I am done. I fought so hard to be the person I am now. I’m not perfect, I have so many mistakes and shit, but I got so far. If they think they can ruin it by sticking together, I will just take us all down. I have worked in so many different administrations these past years and not a single one has said a bad word about me. I’m still in contact with 90% of the people and when it’s not Corona, I go and check in with them from time to time. I am not letting a coward, a little back-stabbing bitch, an uncapable boss and a whiny rat ruin everything.

The End...to be continued I guess.

We’ll see about my future there once I’ve talked to my boss on monday.

[jeonsduck]

Smoke and Mirrors Pt 3

warnings: san says fuck

summary: *bad day by daniel powter plays* 

“Mrow.”

You groaned, cracking your eyes open. Your cat was squatting on your chest, meowing in your ear to wake you up.

“Ugh, Noodles, my alarm hasn’t even gone off, leave me alone.” you whine, trying to push your cat away. 

But he’s persistent, not letting you go back to sleep. He prods at your face with his paw and continues to yowl until you decide to get up. You huff and kick your legs before sitting up and throwing your covers off.

“Fine! Fine! I’m up! I’ll feed you, you monster!” you gripe, and as you get up from bed you catch sight of the little clock on your bedside table. 9:15 AM. Fuck. You’re over an hour late for work already. You hadn’t bothered to set your alarm when you got in from being interrogated last night, and you’d overslept.

The panic you feel is palpable as you turn your phone over and see it’s dead. Your supervisor is going to kill you.

You rush through getting ready at lightning speed and manage to get out the door in twenty-five minutes. You put your phone on charge in the car, and you speed to work as quickly as you dare, getting a ticket would only make you later than you already were. When your phone restarted, it began buzzing with a flurry of text messages and calls, angry from your supervisor, and worried from Jacob. Oh, you’re so dead.

You manage to rush into the office before half past ten, huffing a sigh of almost relief as you set your things down at your desk. Jacob shot you a worried look at your frazzled state and your supervisor was standing in the door of her office. 

“Y/N, let’s have a little chat?” she called, disappearing into her office.

You sighed and Jacob winced for you. You straightened your hair and outfit and said a little prayer before walking into the office, closing the door behind you.

“So, had an emergency this morning, did you?” she asked, sipping a cup of coffee.

“No, ma’am, I didn’t set my alarm the night before and I overslept…. I was up very late with FBI being cross-examined-” you began to explain and she slammed the mug down on her desk.

“So, it’s Agent Heejin’s fault you were two hours late for work this morning?” she asked.

You shook your head quickly.

“No, that’s my responsibility.” You responded and she nodded.

“Yes it is. It was also your responsibility to record yesterday’s meeting with Mr. Choi, but you failed to do that too. Which is why I’ve had administration shouting me down since this morning about the incompetence of my employees.” she seethes. 

“Coming in a few minutes late? It’s fine. Messing up a couple of details on a case? No big deal. But this is two hours late, while you’re working one of the most important cases this office has ever seen. You look like an incompetent fool. Not to mention letting Mr. Choi pay for your lunch.” she said, matter-of-factly.

“What’s wrong with letting San buy me lunch?” you asked.

“Letting ‘San’ buy you lunch is wrong because if his clients are found guilty, that could be seen as a bribe, and then we’ll be investigated as well. You thought last night with the FBI was rough? I hope you enjoy sleep deprivation. And I trust I don’t have to remind you to refer to your contact as Mr. Choi?” she was obviously more furious that you had asked that question. 

Maybe you should have just waited and asked Jacob.

“Sadly for me, fourtunately for you, the higher-ups still want you on this case, but if it were up to me, I wouldn’t just pull up from this job, I’d fire you on the spot. As it is, I’ll dock your pay for half a day and you’ll lose some paid leave as well. And maybe if you stay on your best behavior for the remainder of this job, I might not terminate you once you’re done.” 

She shooed you away after that, letting you know that San was trying to contact you about the files you’d asked for the day before. You went back to your desk, where you started going over your notes of San’s clients to distract yourself. You had messed up, and yes, you deserved to be disciplined. You weren’t even that hurt about it. 

Regardless, your notes ended up with a spattering of angry teardrops on the pages of your notes. God, what were you crying for? Jacob offered you his tissue box and a sad look.

“Shut up, Jacob, I’m not in the mood.” you griped and he held his hands up in surrender.

Ugh, you hadn’t meant to snap at him too. Maybe if you hadn’t showed up for work two hours late, you could have gone and hid in the bathroom until you felt better. Sadly, you had to stick it out in your cubicle while your coworkers walked around like the office floor was a minefield. When your phone rang suddenly, you jumped at the noise and sniffled, quickly answering it.

“Hello, this is Y/N.”

“Y/N! Hey, it’s San!” San said, sounding way more cheerful than you felt he had the right to be. 

“Oh, hello Mr. Choi.” you greeted, remembering to talk more formally.

“Y/N, we went over this yesterday at lunch. Please, call me San, Mr. Choi is my father.” he sighed.

“My supervisor has reminded me its unprofessional to call you by your first name while I’m working your case.” you replied. 

Thank God her office door was closed.

“Well, your supervisor can get fucked. Call me, San.” he said, and you barely held in your snort.

“Fine, San. You got my files?” you asked. 

“Yes, I do! A whole box of them. The electronic ones are all on a USB, but you wanted original documents and well, as you know, my clients have no small amount of assets.” He said.

“Oh, I’m quite aware. I can come by and pick them up-”

“Oh no need for that! I was already leaving the office today so we’ll swing by your place and drop them off. You wouldn’t happen to be free for a late lunch today would you?” San asked.

You sighed. Lunch with San sounded kind of nice. Way better than the lunch break your were expecting to have today.

“Sorry. My supervisor has also alerted me that you buying me lunch qualifies as a bribe.” you rejected.

“Seriously? Why’s your boss such a buzzkill?” San sounded reasonably upset.

“Anyway, I’m almost there, so come on down, I’ll see you in a minute.” he said and hung up.

You made your way over to the elevators, too caught up in your own head to realize that San had called you on your cell phone, not your work line. You didn’t remember giving him the number, but you suppose you could have done it and forgotten about it. Your supervisor would probably blow her top if she found out. 

You also couldn’t recall telling San the address of your office, or that you worked on an upper floor, but he could have found that from Google. Maybe. Or maybe you mentioned that at lunch or in a phone call or in an email. You were too stressed out to really care, you probably just forgot a few details of your conversations. “Y/N, over here.” 

You looked over to where San was standing, a printer paper box in his arms and a hard shell backpack on his back. He was dressed less wildly than he had been the day before, but his shirt was still purple and leopard print, as were his pants, but they were grey in color. He set the box down when he saw you, taking in your red eyes and slightly dishevelled appearance.

“Are you okay? You look upset.” he asks.

“S’nothing. I overslept and ended up being super late for work and I was supposed to record the meeting we had yesterday, and my boss ,like, just got done ripping me a new one.” you said with a shrug.

“Did you cry?” he asked.

You flushed, hands coming up to cover your face.

“Is it that obvious?” 

“No, but if you overslept your eyes wouldn’t be that red unless you cried.” he said.

“Yeah well, its whatever. Thanks for dropping these off.” you said, reaching for the box.

“Wait!” San said, handing the box back to one of his guards.

He walked over to a bench and sat down, beckoning you over. He carefully slid his backpack off and into his lap. The backpack had a bubble window and inside you could see a Siamese cat looking out.

“This is Byul. We’re going to the vet for a check up.” he says, unzipping the backpack and taking the cat out. 

In the middle of the lobby of your place of work. But Byul meows cutely, obviously confused because this is NOT her home, but it’s also not the vet. San hands her to you and you cradle her in your arms for a second, letting some of your stress melt away. 

“Take a break. Pet the cat. You can go back up there and tackle that box of paperwork after you’ve destressed for a second, yeah?” he says, patting Byul on the head.

She meows, but in a good way.

“She’s so sweet.” You commented as San watched you pet his cat. 

You sat on the bench until it looked like Byul was getting a bit too comfortable. San put her back in the backpack, which was met with some protests.

“My guys went ahead and took the box upstairs. If you need anything else, just call me. Good luck.” he said, heading out the door. 

“Oh, and by the way, your boss sucks.” he added. 

You watched as one of the guards opened the car door for him, standing in the lobby until they drove away. Then you took a deep breath and headed back upstairs. 

Two hours into the financial records of Kim Hongjoong and you felt like you were going to tear your hair out. You could see why he looked so suspicious. He owned 51% of growing fashion houses, meaning he effectively owned the entire business. But as soon as the brand started to get some recognition and traction he jumped ship and sold all his stocks. Which often times meant he profited from the growth and bailed before taxes were due to be paid, taking huge profits and leaving other investors to handle any hits the brand might take. Not to mention his investments were routed through an investment firm that he also owned and it’s clothing company subsidiary. Basically, it was just shell company after shell company. That wasn’t all. He had money squirreled away in the Cayman Islands and Swiss bank accounts. He had tax exemptions donations, farming, industry. He even claimed Jongho as a dependent! Hongjoong had utilized tax loopholes to the full extent of the law. And while everything you’d reviewed so far was legal, it was highly suspicious. It was interesting how criminals and the bourgeoisie utilized the same methods to protect their empires. 

And even with the documents you’d asked San for, there were still holes. Not just for hundreds or thousands, but millions of dollars. You couldn’t even move on to the others until you could paint a full picture of how Honjoong’s money moved. 

Ugh, even thinking about the other six made your head ache. Their assets were so intertwined with each other, you felt like you were watching yourself walk around in circles.  

When you finished for the day, you felt no closer to understanding the big picture than when you started. You shot San an email about some more information on Hongjoong and left the office.

The next morning, your supervisor didn’t show up for work. Not good for you, because San was asking you over to his offices instead of having the both of you running back and forth across town to exchange notes.

“Just let your FBI contact know and go. If she comes in I’ll tell her I told you to go.” Jacob said, nudging you towards the door.

Heejin didn’t ask you to record, but she did ask you to report anything that seemed suspicious, and she’d follow up with you every other day with questions. It sounded like a plan to you. You gathered your thick binder of notes and your box of files and headed over to San’s offices.

The place was… different than you had expected. You had been looking for a sleek and modern corporate building, but San’s office was in a commercial suite. He didn’t run a firm, he was the sole accountant for all of his clients. That was insane.

  His secretary sat in the front room, a woman with short blue hair and an intricate tattoo winding up her arm.

“Are you Y/N?” she asked.

“Yes, you’re Jasmine?” you confirmed, but she shook her head.

“No, I’m Keran. Jasmine got transferred last week.” she said. 

Before you could ask what transferred meant, San came out the back door, Byul weaving between his feet. He brought his cat to work?

“Y/N! Great you’re here. We don’t have a lot of space here, but I had the guys set you up a desk in the file room, so everything is there is you need any forms or anything. But if you get too claustrophobic in there, we can move you to the breakroom or something.

“Oh, I be fine in the file room. Thanks again for letting me set up here.” you said as San lead you down a narrow hallway.

“Oh don’t mention it! The bathroom is the second door on the left and feel free to call if you need anything, or Byul won’t move off of your laptop.” he said with a smile.

At the sound of her name, Byul meowed. You and San both chuckled and you leaned down to scratch her on the head. She headbutted your leg and San happily watched you play with his cat.

Working in the file room was way easier. If you were missing a form you could get it yourself, San was extremely organized. He was also nice enough to bring you coffee from time to time. Really, he was such an angel.

The next day your boss wasn’t back, and after checking in with Heejin and Jacob you went back to San’s to continue working. And she still wasn’t back the day after that. On the fourth day her family reported here missing. After her leave ran out, the administration appointed a new supervisor for your department. He confirmed you to work from San’s offices for the duration of the case, meaning you didn’t have to check in at the office everyday before heading over to his building. 

You never did see that first supervisor again. No one did. You wondered what had happened to her, and you still didn’t know, even now. But something told you you didn’t want to know where she was.

[memesiders]

Part 3

Death x OC Office AU

(Idk if you guys are even still interested in this but it's helping me get back into writing so imma keep posting it until y'all tell me "STOP!!!" Also I'm on mobile so I can't do a "keep reading" thing I'm so sorry I know it must be annoying)

“Do these leggings make my ass look to big?” I stood sideways in front of the mirror, studying my butt. Today was my first official day on the job, and I was nervous as hell.

“Everything makes your butt look big,” Neema answered, giggling. I scowled at her and stuck my tongue out, turning back to the mirror.

“Seriously, is this okay? Professional enough?”

“Ugh, it’s fine!” She joined me in front of the mirror and grabbed the hem of my baby pink top, pulling it down over my butt. “You look great, alright? It’s not like you’re gonna go to meetings or anything, right? No need for stuffy clothes.” I smiled a little and nodded. She was right, but I still felt uneasy. Maybe my outfit was too casual. “You don’t have time to change anyways, it’s almost eight thirty.”

“Shit!” I grabbed my phone and bag, running out of the room. “Love you, don’t answer the door for strangers!” Neema had gotten a three-day suspension from school after the incident, not that she minded. I hated leaving her alone, but she was sixteen and I had to stop babying her at some point, even if I didn’t like it.

“Go kick ass at work!” she called after me. I picked up my small box of things next to the door and said one last goodbye before running out.

I barely made it in time to catch the bus. I paid the two-dollar fee and searched for a seat, weaving through people. A demon standing in the aisle moved forward as much as he could to allow me to pass, his leathery wings barely missing my face as I squeezed by. Getting hit by wings wasn’t fun, I knew that from personal experience. I ducked behind an angel who was preoccupied on her cellphone and spotted an empty seat, breathing a sigh of relief. I plopped down and set the box next to me, checking the time. Eight forty.

It should only take me ten minutes to reach the office if traffic is light. I mentally cursed myself for not leaving sooner; arriving late would not be a good look for me. Amber had emailed me on Thursday to let me know my schedule and tell me who would be there to show me around. She also informed me that this was a trial run. At the end of three months, Death would decide whether or not I really could be useful. I was hellbent on proving myself, though my mission had gotten off to a late start.

I sighed and checked my email but I had nothing but spam and notifications telling me that my favorite items were on sale. Too bad I didn’t have money to burn, otherwise I’d have been excited by the news. I closed the app and checked another site, my mood not getting any better. All I saw were pictures of friends and families having the time of their lives, vacationing in the Caribbean or announcing their engagement. Apparently, my cousin was pregnant with a baby boy, oh joy. I groaned to myself as I continued to look through my timeline, feeling worse about my situation. I wanted to be able to take my sisters on vacation; hell, I wanted to be able to afford to buy them lunch one day.

I wanted to be able to buy Neema all the manga she could ever want, and make enough so Safiya never had to work another double shift again. I wanted to be able to take care of them for once.

I logged off and threw my phone in my bag, trying to ignore my pathetic self. I had a job, and that was good enough for now. I’d be able to help buy groceries and pay bills; the fun stuff could wait. My stop came up and I gathered my things, making my way back to the front. The angel from earlier was still on the phone and hadn’t noticed me. She turned to get off as I was trying to get past her and smacked me right in the face with her large wings. I fell back into one of the seats, my face stinging and mouth full of feathers.

The person in that seat shoved me forward and I stumbled to the exit, getting off as fast as I could. I set my box down and spat out the feathers in my mouth, plucking a few out of my hair. Today was definitely not starting out the best. I grabbed my things and started down the street, attempting to hold myself high. Nothing was going to ruin this, not even what had just happened.

I crossed the street and arrived at the large black building, my heart leaping into my throat. The last time I’d been here, I’d been forcibly removed. Now I was coming back as an employee. Well, temporary employee, for now. I exhaled the breath I hadn’t realized I was holding and pulled open one of the glass doors, walking in. The lobby didn’t look any different than it had the last time I saw it; black leather sofas and chairs pressed against the walls, magazines stacked neatly on glass coffee tables. The floor and walls were made of black marble, as was the front desk. There was a waterfall on one of the walls with a small pool filled with pennies. I’d tossed one in yesterday, wishing for the job I was now about to officially begin. I smiled and felt a weight lift off of my shoulders; this was a new beginning.

“You’re late.” I flinched and sucked in a sharp breath, twirling around. Leaning against the wall was Death, a frown plastered on his face and an eyebrow arched.

“You scared the shit out of me,” I hissed, taking one hand off of the box to place over my heart. “Do you get your rocks off by sneaking up on people?” He cocked his head slightly and I bit my tongue. That probably wasn’t the smartest thing to say to my new boss. “I, uh, I mean…” He stared at me silently, the quiet between us growing awkward, at least on my part. I shook myself. “I’m not late.”

“It’s nine o’ two.” I snorted. Shit, bad idea again. “I told you nine sharp.”

“I know, I’m sorry. There was a problem at home and then the bus-” He put his hand up, cutting me off, and pushed off the wall.

“Come,” he said, crooking a finger. I refrained from rolling my eyes and followed him. He looked at me for a moment and reached out, touching my hair. I jerked back a little and his hand returned with an angel feather in hand. I blushed. “Run in with an angel?”

“An inconsiderate one,” I replied. He hummed in amusement and nodded, turning back around and walking. My eyes wandered his body as I walked behind him, gaze settling on his ass. Nice. I was so caught up in appreciating him I nearly ran right into him when he stopped. “This is Nora.” I quickly looked up as he turned and gestured to the red-haired woman behind the front desk. “She’ll be your coworker and mentor. If you have any questions, ask her.” I smiled at the woman and shook her hand. “Now, I trust I won’t be hearing any complaints about you? After all, you can take whatever I throw at you, right?” I squinted my eyes a little, giving him a sickeningly sweet smile.

“I won’t be any problem at all, Death, you have my word.”

“Sir.”

“Hmm?”

“At work, you will address me as "Sir.” I held back another snort.

“Kinky,” I muttered under my breath.

“What was that?”

“Nothing, Sir.” He stared at me for a few seconds, a strange glint in his eye.

“Don’t make me regret hiring you, Miss Banks,” he said. He sounded as though he was already regretting it.

“I won’t let you down, Sir.” He let out a breath that almost sounded like a chuckle and said goodbye to both Nora and I before leaving. I stared after him, a small smile on my face; that man was something else.

“I’m glad he finally found someone,” Nora said. I snapped my head back to her.

“What?”

“To fill the job,” she explained. “I thought I’d never be able to cut back my hours.” Warmth spread through my cheeks and I nodded, smiling politely.

“I didn’t think he’d hire me to be honest,” I laughed. “He must love me.” She laughed and pulled up a chair for me, sitting in her own. I gladly sat down, setting my box in my lap.

“The only love the boss has is for his siblings, I’m afraid.” I frowned slightly.

“Really? I saw him with his brother during my interview and he seemed like he’d have thrown him through the window if he had the chance.” Nora laughed.

“Which one? Strife?” I nodded. “Yeah, I don’t think I’ve ever seen those two get along, though they might behind closed doors; I’ve only ever interacted with them at work.” I nodded slowly. I wondered how people saw me and my sisters. We loved each other to eternity, but in public it could definitely seem like we didn’t care for each other.

Maybe that was how Death and his siblings were?

“Anyways, I’m glad you’re here,” Nora said, breaking me out of my thoughts. “That means I can spend less time at work and more time with my little one.”

“You have a kid?” I asked. Her smile widened and she nodded, grabbing her phone and showing me her wallpaper. It was her, a bald man, and a tiny baby. It looked cute, I guess; a button nose, big green eyes and a head of black hair. I wasn’t particularly into kids. Maybe if I had a more stable life and the right person, but I never really saw the appeal. “Cute, how old are they?”

“Ten weeks,” she cooed, staring lovingly at the photo. “She’s a bit of a troublemaker but I couldn’t imagine life without her. I just want to spend every moment I can with her.” I nodded and she put her phone away, still looking like she was on cloud nine. “I’m lucky to work here. Death was very accommodating and gave me more time off than I deserved, really. When I asked to cut back my hours, he didn’t even flinch; just gave me the time I wanted and told me I’d have to train whoever he hired next.”

I smiled; that was really kind of him. Way kinder than I thought he was capable of; perhaps we’d just gotten off on the wrong foot? “Anyways, enough about me! We should probably get a crack on, shouldn’t we? There’s a busy day ahead of us.”

“Yes, we probably should,” I agreed.

****

The week flew by faster than I was expecting. Nora had showed me around the building and explained to me all of my duties. Faxing, taking calls, making calls, scheduling appointments, emailing reminders and updates, making sure visitors were checked in and given passes, keeping the lobby clean, collect and sort mail, deliver mail on some occasions, and so much more my head was spinning. The fact that she had done so much by herself for so long was baffling. No one person should’ve been able to do all she had. It almost made me regret taking the job. The paycheck coming up was the only thing keeping me sane.

“Just three more days,” I muttered, doodling on my notepad. My stomach rumbled loudly, a sick feeling in the pit of my stomach. I winced and curled over a little, nausea washing over me like a wave. We were scrambling to save food at home, which meant eating less than was good for us. It had been messing with me lately and today way no different. I felt like throwing up, but I knew nothing would come out if I did. There was nothing in there to vomit up.

“Az, are you okay,” Nora asked, hanging up her phone. I straightened out and gave her a reassuring smile.

“Yeah, I’m fine,” I lied, ignoring the pain in my stomach. “Just a little hungry is all.”

“Well, lunch is coming up, so don’t worry; we’ll get some food in ya then.” I nodded at her, appreciative of her kindness. I really wanted to tell her “I don’t have money for lunch! My next meal is probably gonna come out of a trashcan!” but I didn’t. I really didn’t want anyone knowing how pathetic I was that I couldn’t even afford lunch.

“Sounds great,” was all I said. She smiled at me and picked up another call. She was only on the phone for about a minute. “Looks like the boss wants to see you.” I frowned. What had I done? I hadn’t caused trouble; at least, not enough to warrant attention. I blew out an exhausted breath and pushed away from my desk, standing.

“Alright, I guess I’ll be seeing you in a bit.” She nodded and turned back to her computer screen, typing away at an email. I went to the elevators and pushed the up button, resting my hands on my hips. I was confused, to say the least. I hadn’t raised trouble at all. Well, that wasn’t entirely true; some guy had decided to try and get handsy with me while I was delivering some mail. He’d gotten his nose broken.

I’d had to file a report about it but I hadn’t been reprimanded, nor had I heard anything about it since then. Maybe it was just now getting around to Death. I frowned a little; he better not have called me up to his office to punish me. That would piss me off more than anything else he’s done since our first meeting.

The elevator dinged, the doors opening up, and I stepped in. I smashed the top floor button and leaned back against the metal handlebar, blowing a few strands of hair out of my face. I couldn’t help but be nervous. “Maybe it’s not anything bad,” I said to myself. “Maybe he’s just curious about how you’re doing? Or he wants you to do something for him? Something that Amber can’t do? Fuck…” I shook my head and straightened up as the elevator once again dinged. I breathed deeply as the doors opened, and stepped out.

Amber didn’t even look up when I walked out, gave me the go ahead to enter Death’s office. I thanked her and quietly opened one of the doors, slipping in. Death was against his desk, half sitting and half standing, with his office phone pressed to his ear. His face was contorted into a scowl, his jaw clenched tightly and the vein in his neck popping.

“I’m not going,” he growled into the phone, thrumming his fingers against the desk. “I have no need!” The person on the other end was shouting back at him, I could hear it from my position in front of the now closed door. “I don’t care what they want, they have you, War, and Strife; that should be enough for them!" The person they were talking to got even louder, and I could hear it was a woman’s voice. “Don’t threaten me, Fury.” His face was getting red, his eyes burning brightly.

Suddenly he pushed away from the desk and threw his hand up. “As I said, I have no need to-” Fury cut him off. Death still hadn’t noticed me, so I cleared my throat loudly enough to grab his attention. He looked at me and snapped his fingers, pointing to a chair. Without thinking, I obeyed, hurrying over and plopping myself down into the seat; I had no doubt he was angry enough to fire me right then and there if I didn’t listen. I could hear a few of Fury’s words now that I was closer.

Words like “council,” and “party,” and “pull up your big boy pants before I come down there and beat you senseless.” There was also the threat of dragging him by the ear to whatever party they were all supposed to be at. I nearly laughed; this must’ve been his sister, because there was no way anyone else would’ve been able to get away with saying the things she was. After a few more minutes of fighting, Death conceded. “Fine,” he huffed, falling into his chair. “I’ll be there, but don’t expect me to play nice with others.” Fury had calmed down now too, I couldn’t hear her anymore, but I was sure she was satisfied and probably had a smug look on her face. Death said his goodbyes and hung up the phone, muttering curses under his breath. He sighed and rubbed his temples slowly, running a hand through his hair. I shifted awkwardly.

“Are you okay, Sir,” I asked softly, unsure of whether or not I should say anything. He grunted and looked at me, straightening in his seat.

“I’m fine, thank you.” I nodded, tugging at the hem of my skirt.

“Nora said you wanted me up here? Is this about that asshole on the third floor? I won’t apologize for breaking his nose, you know.” Death snorted and shook his head, his demeanor changing. He looked less annoyed than he had just a moment ago.

“Don’t worry, it’s not about that,” he assured me. “He deserved it, and has been properly removed from the company.” My eyes widened slightly; I hadn’t expected that. I thought he’d just get a slap on the wrist or something. Death clasped his hands together and cocked his head slightly. “No, I called you up here to ask how you were settling in. Anything too much for you?” I frowned a little and shrugged.

“Not really,” I explained. “It’s a little difficult having to remember everything but Nora’s been a big help. I’m worried that I might be annoying her with all of my questions.” I laughed a little and the corner of his lips turned up slightly.

“Don’t apologize; I’d rather have you ask a lot of questions and be prepared than ask none and mess things up. I’m sure Nora feels the same way.” I nodded appreciatively. My stomach rumbled loudly and I blushed.

“I’m so sorry.”

“No need. Have you had lunch yet?” I shook my head. “I should probably let you get to it then. It’s around your break time, I believe.” I nodded and thanked him, standing. The world started to swim and I felt my heart leap into my throat, my vision blurring further. My legs gave out without warning and I fell back into my seat, breathing heavily. Death was by my side almost immediately. “Are you alright?”

“Yeah, sorry,” I said, rubbing my throbbing head. “I just haven’t been able to eat much lately.” I bit my tongue after the last word came out and silently cursed myself.

“What?” he asked, concern lacing his words. “What do you mean?”

“It’s nothing, really. I’m sorry for worrying you.” I tried to stand but Death sat me back down. I couldn’t really put up much of a fight.

“What do you mean, Aziza?” I looked up at him, my heart pounding. Again, with the reaction? Why did it make me feel so strange whenever he said my name? I stared into his eyes, my face growing warm, and shrugged.

“There’s not much food in the house so I’ve had to skip a few meals. It’s no big deal, I just have to wait a few days for my paycheck.” He frowned at my words and I gave him a small smile. “I’ll be fine, I just felt a little faint. It won’t affect my work, I promise.” He scoffed.

“Stay here,” he ordered, leaving me. He went to the doors and opened one of them, sticking his head out and talking to Amber. He came back a minute later and sat down behind his desk. “I had Amber order some food for you.” My eyes widened.

“You what?” I squeaked.

“I had her order a cheeseburger. Unless you’re a vegetarian?”

“I’m not, but-”

“Good, then you can wait here until the food arrives.” I stared at him, my mouth open slightly. Had he really just ordered me food? Why? I couldn’t afford to pay him back. Was he gonna take it out of my paycheck? I felt an odd sensation at the thought of him doing something like that for me; a sensation I didn’t know if I liked or not.

“You didn’t have to do that,” I said, trying not to sound too defensive. “I’m fine, and it’s not like you owe me anything. I need to get back to work anyways.” He rested his chin on his clasped hands, studying me carefully. My face grew warm again and I stared back at him.

“Yes, I did have to,” he said coolly. “You work in my building, which means I’m responsible for you. If you collapse on the job then I’ll have to give you time off to recover; time neither of us can afford. Nora will have to keep on full time until you recover and by the time you come back, you’ll have forgotten how everything works. Besides, I can’t have a starving receptionist; your hunger will make you forget things and then I’d have to fire you, and then where would you be? You’d be starving… Again.” I blinked, thinking over his words. He wasn’t doing this out of the kindness of his heart, which reassured me a little, but I was still uncomfortable. Even though it all made rational sense, I still felt uneasy about it.

“Okay, you’ll take it out of my pay, right?”

“No.” I sat up straighter.

“What? You have to; I don’t feel comfortable just letting you-”

“Is it that much of a deal?” He sounded amused. His lips had formed a small smirk.

“Yes, it is. You’re my boss and you’re just buying me food like I’m your girlfriend or something.” He hummed a little and leaned back in his seat, shrugging his shoulders.

“Fine, if it means that much to you, then there is something I’d like you to do.”

“Anything,” I quickly replied, feeling a bit of relief. “As long as I can do something to pay you back.” He cocked his head, a fang peeking out from his upper lip. A shiver ran down my spine.

“The company is hosting a party tomorrow night and my presence has been demanded,” he explained, rolling his eyes. “I need a date.” My eyes nearly popped out of my head. “It’s not a real date, but my sister insists I bring someone; something about she doesn’t want me embarrassing her.” I started to ask why he didn’t take Amber, but he beat me to it. “My brothers will be there, and Amber and Strife are not friendly with each other. Also, she has plans for that night.” I nodded, my stomach twisting into knots. My palms started to sweat and I clenched my hands into fists. I couldn’t exactly say no, not after he bought me food. I didn’t even know why he was asking me; we weren’t exactly friendly with one another. In fact, this was the first time since I’d began working here that we’d seen each other.

“Why ask me?”

“Why not?” I frowned, cocking my head like he’d done not long ago. That wasn’t really the answer I wanted, but it looked like that was the only one I was getting.

“I don’t exactly have the clothing for a party, and I don’t know how I should act.”

“You don’t have to act any way, just be yourself. As for clothes, I’ll have something picked up for you.” This was too weird to get my head wrapped around. “You don’t have to come with me, Aziza.” I flicked my eyes back to his. “I can face my sister’s wrath, don’t worry. I only asked because you seem bent on repaying me.”

“I’ll do it,” I quickly replied. “I’m just worried I’ll embarrass you or something.” That wasn’t exactly a lie. I was worried about doing something embarrassing, I just wasn’t worried about it affecting him.

“Strife will be the embarrassing one, don’t worry about that.” I scoffed playfully and leaned back in my seat. “I’m serious, Aziza, you don’t have to come.”

“I said I’ll do it and I’ll do it.” My words were final. I wasn’t going to back out because I was a little uncomfortable, even though that’s exactly what I wanted to do. Death hummed softly and stared at me, an almost soft look in his eyes. “Just know that I have a hard time keeping a filter on myself.” Death chuckled.

“Perfect.”

[whisker-biscuit]

Harley Quinn is Not A Good Role Model: Chapter 8

Rated T-M for language and graphic descriptions of violence

Pairing: Dr. Flug/Black Hat

Summary: Dr. Flug Slys is a successful psychiatrist working at one of the world’s most respected mental institutes for the criminally insane. But this new patient is unlike anything he’s ever encountered. Flug is determined to help him, nonetheless.

Black Hat has other ideas.

Chapter 8: You Win Some, You Lose Some

Lauren Rorschach’s office was well furnished. Her desk was dark mahogany, with hand-carved elephants marching along the bottom rim in wooden jubilee. Two violet couches lined each side wall, both big enough to hold three people individually. The walls were covered top to bottom with personal certificates and achievements, newspaper articles detailing the success of the institute, and one larger-than-life painting of a bowl of food – not the stereotypical fruit but vegetables instead. It was almost like a statement. The only mindless veggies here are in this painting.

Flug wasn’t very comforted by the thought today.

“You seem to have been making some enemies lately, Dr. Slys.” The director peered at her associate from over her glasses. He slumped sheepishly in his seat.

“Ah, y-yeah, I suppose so,” the psychiatrist offered rather weakly. “So uh, I’m guessing that’s why you called me in then.” There was a confirming nod. “Alright, w-what’s first on the roster then?”

“Well, considering Dr. Bautista came into my office earlier without so much as a knock, I’d say that matter might be a little more pressing. At least, according to him.” She quirked an eyebrow, amused at the dislike on her employee’s face – obvious even through his headwear – and continued. “Supposedly you are ‘out to ruin his reputation and slander his good name’, to quote him.”

“I’m n-not doing anything like that! I’m just, he just…I don’t think he’s a good fit for Black Hat’s case. And I wanted to talk about his intern, Martin. Um, Martin Naaji.”

“You did mention the intern in your email a few days ago. Why don’t you want Dr. Bautista with you on the case? I thought we chose him for his physical backup and your nonconflicting schedules.”

“Let’s j-just say some, uh, some things came to my attention that m-made me think we wouldn’t work very well together.” Flug worded his phrasing carefully. “He is a respected psychiatrist and a fine member of this institute, but he – we all have our strengths and weaknesses and some, clash more than others. And the patient himself doesn’t seem very fond of the doctor. He refused to answer his questions and only addressed me. He ignored Bautista completely.”

“Have you considered the idea that Black Hat is doing this in order to separate you both? To turn you against each other and make one of you vulnerable to assault?”

“Oh I considered that, yes, but ah,” he grimaced, thinking back on his inmate’s words during their first therapy session. “I believe it’s highly unlikely. And we don’t, we j-just don’t work well together, I think. So. I’d like to formally request to be stated as the only psychiatrist on this case. For now. Um, until – if something happens. Which it won’t so there’s nothing to worry about.”

“Dr. Slys, you don’t have to assure me of your prowess. I’m well aware of that fact.” An honest smile came his way. “I trust my employees, and I know they make the decisions they believe to be the best. I’ll abide by your request.”

The psychiatrist’s goggles lightened, but his director held up one hand.

“However, I also expect the employees to learn to work with each other regardless of differences in personality or background. I won’t force the two of you to work together regularly, but I do expect you to resolve any conflicts you may have within a reasonable amount of time. If there are any more concerns from either of you, I want to hear about them, but I also want you both to try to come to an agreement, or at least a compromise. Is that fair?”

“Of c-course, it’s more than I could ask for.”

“Good, now about Martin Naaji. The problem here seems to be that he hasn’t been receiving proper direction in his work here. Am I correct?”

“Yes, Dr. Bautista – I mean, both he and Martin have told me that they’re unsure about what he should be doing every day. I’m not, it’s not really my business but I promised that I’d ask you about it and get back to them about it.”

“In the message Dr. Bautista sent me, he suggested that the intern be transferred to your guidance.”

“I – me?!”

“That’s correct. Have you ever overseen an intern before? Have any experience?”

“No! No, I don’t at all.” Flug gestured a little desperately. “I don’t have any plans to take on an assistant or an intern, or anything like that. I don’t have the time, I can’t – and all of my patients right now are extremely distrustful or cautious of the unknown, I can’t just pop up with another person for them to get used to after all this!”

“So you wouldn’t be willing to take him on?”

“No I, don’t get me wrong, he’s a sweet kid, a wonderful student but. I don’t know how to help him. That’s why I wanted your input, I’m sorry.”

“Don’t apologize, Doctor, the best answer to that question is your honest one. I’ll work more with Dr. Bautista about it. In the meantime though,” she considered him, “didn’t you bring him along to one of your sessions with Patient 243? Dementia?”

“Oh yeah, I did do that. It went remarkably well. Why?”

“Would you be willing to let him do it again while we figure this all out?”

“I mean, that is – I think it’d be up to my patient. I wouldn’t mind it myself. But I need to ask Dementia before I could give you a real answer.”

“That’s fine. Do you have time after this to discuss it with her? I think it would be beneficial to both the patient and the intern if he joins you.”

“I can do that, yeah. I’ll ask her today.”

“Thank you. Let me know as soon as you can.”

“Absolutely, will do.” He picked at his shirt just briefly before making eye contact. “Um. Can we d-discuss 505’s situation now? I’m really worried about him.”

“Mm…” She glanced at her computer, pulling up a specific email up on her tab. “I have on record that 505’s physician sent me a message yesterday. He mentioned that you refused to allow the patient’s transfer to Floor 5 for observation and recuperation. May I ask why?”

The psychiatrist clenched at his lab coat. “Because he’s in risk of a b-breakdown up there! It’s completely detrimental to his health, and as his psychiatrist I can’t let it happen.”

“I see,” Dr. Rorschach brushed a stray strand of red hair behind her ear. “I’m assuming you’re referring to the…unstable nature of some of the other patients on that floor? Particularly the one who’s been causing the disturbance between you and Dr. Bautista?”

“Absolutely!” Flug bit back the urge to bring his finger up in triumph. “505 might be super strong but he’s never been a danger to anyone. We both know that, everyone knows that. I need to keep him safe and he won’t be safe, especially with – if he’s that close to Black Hat.”

“I see your point, and it’s a valid one. Unfortunately, we also know that 505 is unaware of how much damage he can and does cause. He’s gentle with his handlers, but we’ve kept records of the extensive property damage.” She read off her screen. “He’s destroyed numerous toys meant for stress relief and mind stimulation, broke four of your clipboards, and if I’m not mistaken, he made a six-centimeter dent in his cell during his first week here that we still haven’t fixed yet.”

“That’s true, but –”

“We also have no guarantee that his physical well-being is completely stable. His body may have healed but that could revert itself or produce unknown side effects that we haven’t seen yet from the aftermath of the…event. The bomb.”

“I know, but I don’t think –”

“Doctor, I know how much you care for your patients. It’s a joy to have such a compassionate individual working here, believe me. But I can’t risk any danger to an inmate’s health while under this roof. I can’t risk his life.”

“At the cost of his mental health? His chance to recover his mind, live a normal life?” Flug trembled openly. He wanted to stand, accusing, but ground himself into his chair instead. “This could be irreversible, Dr. Rorschach. You know that!”

“I do know that! Trust me, I do,” she snapped, her sharp painted nails pressing against the computer mouse. “We pride ourselves on our ability for our successful rehabilitation of criminals. But we are also so famous for the physical care we provide. 505’s situation is unprecedented. I’ve never seen anything like it in all my years as director. We don’t know what could happen – I don’t know what could happen, and that scares me.”

The psychiatrist tugged at his bag, noticing in his distress how much of it was mirrored in her body language.

“Dr. Rorschach, please. I’m begging you not to go through with this. I don’t want him to get hurt, but I really don’t want him regressing either. I’ll pay for cameras to be installed, I’ll check in more frequently, I’ll even camp out in his room if that’s what it takes! Just please don’t stick him on Floor 5. Please.”

They looked at each other for a long time in a battle of silence, wills, and the urge to understand. Dr. Rorschach cracked first and looked away with a weary sigh.

“I’m sorry, Dr. Slys. But we need to keep monitoring him and we can’t do it from his current room. I can’t keep him in medical either, they’ll need that room for others. I’ll have 505 placed in the cell across the hall and diagonal from Black Hat. It’s farthest away and it’s the best I can do. I won’t risk liability here, no matter what. You’re welcome to visit him as often as you think is necessary and I’ll increase your spending budget for his material items and toys, but that’s it.”

It was the firmness in those words, the finality of a no-nonsense director who wouldn’t take any answer but agreement that kept Flug’s mouth tensed shut. He bowed his head in stony, expected respect and stood up, straightening his lab coat meticulously.

“When can I expect you to move 505.”

“Most likely later this evening, when he’s been officially checked out of his medical room. I’ll let you know, if you’d like to be there.”

“Sure. Yeah. I’ll move his stuff to that c – to his new room then. If there’s nothing else to say, I’ll take my leave to start doing that.”

“There’s nothing else, no.” Dr. Rorschach usually shook hands with her employees before they left. She didn’t offer it now. “I am truly sorry, Dr. Slys, for what it’s worth. We just don’t have a better option.”

He didn’t respond, just clenched his fingers in his coat and gave a curt nod, turning and trudging to the door in soft, measured steps. There was no glance backwards as he left her office, and the door closed slowly and firmly. Flug refused to give himself a chance to dwell on the situation. He broke out into a steady jog, forgoing the elevator completely and trekking up two flights of stairs into Floor 3 and practically ran to 505’s colorful room.

It was far too empty without the bear’s wonderful presence, and the psychiatrist grabbed the closest thing to his left – a giant stuffed whale – and tucked it under his armpit. He filled his arms with as many toys as he could carry, balancing a green rubber ball precariously on top of a rainbow plastic slinky as he made his way to Floor 5.

Many of the patients were fairly quiet in the morning hours, and today was no exception. He passed Dementia’s room without her notice but stopped when he came close to the four armored cells in the back. One of Black Hat’s guards – Lucas – saw what he was holding and came over curiously.

“Dr. Slys? What’s all this?”

“We’re just, um, one of my patients is being transferred here.” Flug wilted, letting the severity of the issue come to his mind at last. “He’ll be here sometime this afternoon and I w-wanted to move his things here, make sure he’ll be c-comfortable.”

The ball tipped over and Lucas lunged for it, catching the toy before it hit the ground. He rolled it back and forth between his hands as the psychiatrist gave him a grateful look.

“Do you need any help? You look like your hands are pretty full.”

“Mm, I don’t – that’d be nice but d-don’t you need to,” he glanced at the disturbingly quiet cell of his trouble inmate. “Um, guard him?”

“Ah, well, Ben had to go take care of something but he’s bound to be back any minute – speak of the devil!” Lucas was suddenly grinning, looking past the doctor.

Flug turned around to see Black Hat’s other security officer walking briskly toward them. He blinked at the psychiatrist only briefly before his gaze moved to his partner.

“Man, sorry I’m late. All the stalls were full and the line was longer than I thought. What’s going on?”

“I was gonna help Dr. Slys move some stuff for his patient. Apparently someone else is coming over here now.” Lucas jerked a thumb at the cells behind them. “You mind if I do that for a bit? We’ll be back and forth.”

“Oh, that’s really not necessary –” Flug started to say.

“Nah, sure, go ahead. I’ll be right here if you need me,” Ben beamed at them both and took his position in front of Black Hat’s door. “Just let me know if you need help with heavy lifting. I’m much more muscular than this guy.”

“Hey! Don’t start with me,” Lucas growled in mock indignation. He looked towards Flug, who stood there a little lost. “So which room we taking this into?”

“Oh, ah, this one back here.” Passing Black Hat’s room made his skin prickle, but no terrifying face appeared at the window to verbally assault him. The psychiatrist and the guard placed the toys in various spots in the large padded room, and Flug found the silver lining in that 505 might enjoy such comfy walls and flooring compared to his other room.

Lucas helped him make three more trips between Floor 3 and Floor 5, making small talk and gushing about his son, who had just turned five last month apparently. The psychiatrist listened politely, not very interested but knowing how to appear so, and when the last of the bear’s stuff was moved – an easel for finger painting set along the far wall – he sighed in bitter relief and locked the door.

“Thank you, really. I d-don’t know how long this would have taken without your help.”

“No problem, Doctor. It gets super boring standing here all day anyway. And you’ve been really respectful to us, it was the least I could do.”

“You don’t…get treated well? From the other employees?”

“Oh no, don’t get us wrong,” Ben jumped in. “I love working here personally, but when something goes wrong, it’s always ‘let’s blame security’ for everything. Gets frustrating sometimes, y’know?”

“Unfortunately, I really do.” Flug had a flicker of memory and pushed it down far away. “But I d-do want to thank you again. For this and for – for saving my life back then. For looking out for me. I don’t know how to, to make it up to you.”

“Eh,” Lucas waved a hand. “You’ve been a pretty good source of entertainment, no offense. You and your inmate both. I’ve never seen anything like it, to be honest.”

“Neither have I,” he mumbled to himself. And I don’t know what to think about that.

At that moment of course, Black Hat deigned the situation important enough to make an appearance. When the psychiatrist risked a glance through the barred window, he saw a single glittering eye in the dark from across the room. He had only a moment to wonder why the lights never seemed to be working back here before his patient glided silently to the door with feigned disinterest.

“Am I to understand you’ve been discussing me without my presence? How rude.” The inmate let the brim of his top hat touch the bars without creasing it. “And to peer into the privacy of my room too, no respect these days.”

“Nnn,” Flug kept the reflexive apology from leaving his tongue and crossed his arms instead. The guards on either side of him shifted to be more prepared, but didn’t seem very alarmed by the criminal’s presence.

“Something on your mind, Doctor?”

“I, yes actually. I wanted to talk to you.”

“Oh?” There was the lifting of an eyebrow. “And what might that be? Perhaps to continue our conversation from the therapy session two days ago? I really did want to discuss with you about what I found, that –”

“It’s not that, a-actually.” The psychiatrist stiffened at the look Black Hat gave him as he cut him off, but ploughed through anyway. “We have another patient coming to stay in one of these rooms back here, and I d-don’t want you harassing him.”

“Why would I do something like that, Dr. Flug?”

“Because you’re a criminal, and you haven’t had any problems harassing me or Inspector Daniels, or, anyone really. This patient isn’t someone who can be set off, we don’t want him hurting himself or others and I know you’d – ”

“You don’t know much about me at all, Flug.” Black Hat looked nonchalantly threatening at the three of them. “I have no interest in pursuing actions against an invalid, unless he gives me explicit reason to. Harassing creatures so pathetic holds no value nor satisfaction for me. It’s a waste of time.”

“Then why go after me? Is it j-just because I’m your psychiatrist?”

“If that was the case, Dr. Flug, then I would have lost interest in you quite some time ago. You would not have survived the week.”

Two things wormed their way up Flug’s neck in that declaration. The first was sick, animal fear because Black Hat was not exaggerating or bluffing. He fully believed his patient in this. The second was something he couldn’t yet identify, but there was no small amount of it and he set it aside to analyze later.

“Okay, w-well, as long as I have y-your word that you’ll leave this patient alone.”

“I’m a criminal, Doctor. You said so yourself. What weight could my word possibly have? I’m just as likely to break it as I give it.”

“No,” he responded softly, honestly. “Something tells me that you wouldn’t. You’re a man – person – of your word. I don’t have any evidence for that guess, but I don’t think I need any. Am I right?”

Black Hat’s face split into a grin, born from surprise and delight. He looked very pleased by his psychiatrist’s deduction.

“You’re correct, Flug. I abide by my word. And I will not come after your precious patient unless he gives me reason to. Fair enough?”

“Yes–! I mean yes. That’s very fair. Thank you.” And he offered an appreciative smile of his own, honest and thankful and the first he’d ever given this inmate. It threw the criminal off, who drew back from the window with a quiet utterance of ‘it’s my pleasure’ and disappeared into the darkness again.

Flug let the smile drop into vague relief and gave his heartfelt goodbyes to Ben and Lucas, waving as they saluted him off. On the way back down the hall, he stopped momentarily at Dementia’s room. She was sprawled facedown across her bed, her hair spread over most of her body.

“Dementia, are you there?” He peered anxiously at the mass of red hair and white straightjacket lying motionless on the mattress.

The lump moved sideways and Dementia’s face appeared behind her hair curtain, blinking groggily at her psychiatrist. “Flug? Izzat you?”

“Ah, yeah, sorry to wake you. I just had a few quick questions, do you mind?”

“Nah, mm, jus’ gimme a minute.” The girl arched her back, catlike in her stretching. She groaned as her spine popped. “So, qué pasa? Need me to take someone out for you?”

“No thanks, we’ve already decided you’re not doing that. I wanted to know what you thought of Martin, from a few days ago?”

“Martin Maje? Sure, he’s a dumb butt. Why?”

“Would you be willing to let him continue joining us for our therapy sessions together? At least temporarily?”

“Uh…” She closed one eye, thinking about it. “I dunno. I guess he’s okay enough for that. This is kinda out of nowhere though, what’s this about?”

“My boss wants him to shadow my work for a while. Or shadow me working with you for a while. It’s not really something I asked for. I told her I needed to talk to you first.”

“Okay. Aren’t you coming in tomorrow? For my freedom free time?”

“That’s not what it’s called.”

“Well it’s what I call it so that’s too bad for you,” Dementia flopped down into her mattress, voice muffled. “He can come for that, I guess. I don’t really care. Just don’t let him touch me. And you better have something fun for me to do while my hands are free, or I’ll scratch him, bite his neck. Haven’t had fresh blood in a while.”

“You’re not a vampire, Dementia. You don’t need fresh blood.”

“Just you wait, Flug. Someday one will come swooping in and transform me, like a bat in shining armor. And then you’ll wish you listened to me, cause I’m not letting you have immortality now even if you begged me for it… Would you beg me for it?”

“No, Dementia.”

“Not even just a little bit?”

“Goodbye, Dementia.”

“Okay fine! I won’t share it with you! I’ll laugh when you get all old and wrinkly and your bag will get wrinkly too and I’ll laugh at you. It’s what you get for waking me up anyway.”

She turned her face away, and Flug might have thought she was upset at him except that she was peeking mischievously with one eye, the corner of a dimpled smile visible from the bed. He shook his head good-naturedly and walked away toward the stairwell.

As the psychiatrist made his way down each flight of stairs, he considered again the feelings that had come out of Black Hat’s not so subtle threat. The one he had been unable to identify, which nearly overcame the familiar fear, was a positive emotion. His shock at the realization made him pause halfway down one step.

It had been glee. An uncommon, traitorous little thing that he hadn’t felt in relation to himself for a very long time. It bubbled up in him now, against his will, and Flug took it reluctantly. He had been complimented before, had felt satisfaction from admiring words before, but it was different here. It wasn’t just because it was from an inmate either – he’d had plenty of those as well.

No, Black Hat acknowledged him for reasons he couldn’t fathom, out of respect or some other thing, and it made him gleeful. Made him happy.

He decided he’d let it be a good thing. For now.

[orbemnews]

A Return to Wall Street’s Low-Rent District Penny stocks are back Of all the trading manias in recent months — Bitcoin, SPACs, meme stocks, nonfungible tokens — the latest has a long history of fraud and scandal. That’s right, penny stocks are booming, according to The Times’s Matt Phillips, who visited the “low-rent district of Wall Street.” There were 1.9 trillion transactions last month on the over-the-counter markets, where such stocks trade, according to the industry regulator Finra. That’s up more than 2,000 percent from a year earlier, driven in large part by the surge in retail trading — enabled by commission-free trading from online brokerages — that has also stoked the frenzy for shares in GameStop and other speculative assets. Penny stocks have always lent themselves to quick fortunes, given that small inflows to these low-priced, thinly traded shares can make prices go berserk. That also makes them prone to fraud like pump and dumps, updated for the modern age with schemes hatched on social media. “It’s all just a pool filled with sharks,” said Urska Velikonja, a law professor at Georgetown. “It’s where the unwary go to get eaten.” Penny-stock frenzies are common in raging bull markets. The current fervor among retail traders presents unnerving echoes from the past, according to Tyler Gellasch of the nonprofit Healthy Markets Association. Based on the scale of the recent mania, “the only relevant historical precedent seems to increasingly be the days before the Great Depression,” he said. Take it from Jordan Belfort, of “The Wolf of Wall Street.” “Everyone wants to get rich,” Mr. Belfort, a former “boiler-room” operator who pleaded guilty to market manipulation, told Matt, “and they want to get rich quick.” He added that an element of naïveté underpinned such trading: “We all want to believe in Santa Claus, the Tooth Fairy and Bernie Madoff.” HERE’S WHAT’S HAPPENING The Fed keeps its policies steady. As expected, the central bank left interest rates at rock-bottom levels, despite improving economic growth forecasts. But the Upshot’s Neil Irwin notes that it may become harder for Jay Powell, the Fed chair, to wave away criticism of those who think monetary policy is too loose. The I.R.S. delays the tax filing deadline. Americans have until May 17 to file their federal income taxes, a delay meant to help people cope with the pandemic’s economic upheaval and account for changes from the rescue plan. Credit Suisse overhauls its business after the Greensill scandal. The Swiss bank will separate its asset-management division, replace its chief and suspend bonuses over the unit’s role in financing Greensill Capital, the supply-chain financing lender that collapsed this month. Gasoline may have hit its peak. Global demand may never return to pre-pandemic levels, the International Energy Agency said, as more electric vehicles hit the roads and transportation habits change. Use may rise for a bit in places like China and India, but overall consumption in industrialized economies will fall by 2023. Senate confirms President Biden’s top trade official. Katherine Tai will become the U.S. trade representative. She is a prominent critic of China’s trade practices, signaling that the White House won’t completely walk back the Trump administration’s tough stance. Top U.S. officials are to meet their Chinese counterparts for the first time today, at a summit meeting in Alaska. Google is doubling down on office space Google said today that it planned to invest $7 billion in offices and data centers in 19 U.S. states, making it the latest tech giant to expand its footprint while other companies retrench in a commercial real estate market roiled by the pandemic. Google’s C.E.O., Sundar Pichai, shared the plans in a blog post, saying that the move would create 10,000 jobs at the company this year. (Alphabet, Google’s parent company, employed around 135,000 people at the end of 2020.) Google is expanding across the country. The plan includes investments in data centers in places like Nebraska, South Carolina and Texas. The company recently opened its first office in Minnesota and an operations center in Mississippi. It will open its first office in Houston this year. “Coming together in person to collaborate and build community is core to Google’s culture,” Mr. Pichai wrote. Google was one of the first companies to tell employees to work from home, and it expects workers to begin returning to offices in September. When that happens, it will test a “flexible workweek,” with employees spending at least three days a week in the office. “Many have framed the GameStop mania as a David versus Goliath struggle. I believe it is more likely that, when we have full information about this episode, the story will more closely resemble Goliath vs. Goliath.” — Alexis Goldstein, a senior policy analyst for Americans for Financial Reform, at a Congressional hearing which focused on the relationship between brokers like Robinhood and market makers like Citadel Securities. Charting the blank-check boom SPACs have already raised more money this year than in all of 2020, setting a record for blank-check deal volume. More than $84 billion has been raised by 264 SPACs to date, according to Dealogic, compared with $83 billion raised by 256 acquisition vehicles last year. SPACs sitting on some $135 billion are currently seeking takeover targets, according to SPAC Research. Since they typically buy companies five times their size, that implies buying power of well over $600 billion, setting up a scramble for deals within the two-year window written into the rules of most SPACs. Lordstown Motors, an electric vehicle company that went public via SPAC last year, said yesterday that it was cooperating with an S.E.C. inquiry, after a short seller accused it of misleading investors about its business prospects. The S.E.C.’s crypto commissioner Hester Peirce is one of the few financial regulators with an online fan base and a nickname. Known to some as “Crypto Mom,” she’s been raising the profile of cryptocurrencies and blockchain technology since being appointed an S.E.C. commissioner in 2018. On “Blockchain Policy Matters,” an online show by the Blockchain Association, a trade group, Ms. Peirce described her hopes for innovation and regulation of the crypto world. DealBook got a preview of the show, which posts today. “Everyone is getting smarter on this stuff,” Ms. Peirce said of regulators considering crypto issues. Engaging more with the private sector “can help us regulators sharpen our thinking,” she said, which could be “more nuanced.” “We’ve dug ourselves into a little bit of a hole,” Ms. Pierce said of the S.E.C.’s refusal thus far to approve a Bitcoin exchange traded fund. “A lot of people are looking for a way to access the asset class.” In the past month, three bitcoin E.T.F.s have begun trading in Canada. She welcomes Gary Gensler, the blockchain professor, as the agency’s next chief. President Biden’s pick to lead the S.E.C. has lectured on cryptocurrency and blockchain at M.I.T. since 2018. Ms. Peirce said she was “hopeful” that he will help the agency think “in a more sophisticated way.” She added that Mr. Gensler has “more inclination to regulate” than she does, but that she believes he’ can provide the regulatory clarity on crypto she has sought. Blockchain technology could address the issues raised by meme-stock mania. That includes “concerns around settlement times, tracking where shares are, and who owns what shares when,” Ms. Pierce said. Distributed ledger technology like blockchain could eliminate common failure points in the financial system, rather than centralizing them, Ms. Peirce said, adding: “I hope that a lot of that innovation happens in the private sector as opposed to us taking it over as a securities regulator.” THE SPEED READ Deals Coinbase, the cryptocurrency exchange, said it had been valued at $68 billion in private markets before its direct listing next week. (Reuters) Talks to merge three companies owned by Vista Equity Partners and a SPAC backed by Apollo Global Management in a $15 billion deal have reportedly stalled over market volatility. (Bloomberg) HSBC is in talks to sell its French retail banking arm to an affiliate of Cerberus as it focuses on Asia. (FT) Politics and policy The Commodity Futures Trading Commission has created a team to assess the risks of climate change to futures and options markets. (WSJ) Democrats are betting on a corporate tax increase to pay for their infrastructure improvement bill. (Axios) British companies may face more restrictions on dividends and bonuses in a proposed overhaul of accounting rules. (FT) Tech Morgan Stanley is offering top wealth-management clients access to three investment funds linked to Bitcoin, a first by a U.S. bank. (CNBC) Amazon’s wage scale in Alabama may have left it vulnerable to a union. (NYT) On the “Sway” podcast, Brian Chesky of Airbnb speaks about trust, safety and being “completely speechless” on the day of the company’s I.P.O. (NYT Opinion) Best of the rest The pandemic has helped a 162-year-old German company that makes model trains discover a new audience. (NYT) An ancient mathematical pattern could predict the price of Bitcoin. (Fortune) This news article is a nonfungible token. (Quartz) We’d like your feedback! Please email thoughts and suggestions to dealbook@nytimes.com. Source link Orbem News #District #LowRent #return #streets #Wall

[kokoro4kakashi]

‘incorrect username or password, please contact customer support’

wanna hear my annoying tale with customer service, store employees, and an application?

word count:  864

about a month ago:

me: hm, i’ll download the pharmacy’s app so i can link up my cat’s prescriptions so i can just request a refill with a few taps, instead of calling in each time and using the touch tone service.

app: an account already exists with that email.

me: ...okay, so i’ll just use forgotten password on the email.

email: here’s the password for that email address you requested at [pharmacy].

me: ... that’s the password i used moments ago to create the account i thought i didn’t already have... kay, let’s try that anyways.

app: incorrect username or password, please contact customer support

me, contacting customer support: hi, apparently i have two accounts created with one email... help?

customer service: okay, fixed that. anything else i can help you with?

me: yeah, i’m trying to link up two prescriptions with my account ... how do i do that?

customer service: okay *gives instructions*

me: ...it’s not working?

-hour long troubleshooting wherein even the customer service lady tries to log in as me on her end and enter info-

customer service: i’m sorry, but there’s nothing else on my end we can try... i can only guess it’s incomplete or incorrect info on the store’s end...

me: okay, thanks (genuine thanks cuz she was really nice and tried)

a few mins later,

me, on phone with a girl who sounds like she’s still in junior high school, at the pharmacy: hi, [explains problem]

her: uh... well, we don’t deal with account stuff here... you’ll have to call the store’s site’s customer support.

me: i know that, i did that, and i was directed to call you because obviously the info i have from your pharmacy isn’t matching up with what the pharmacy site’s info is for me... so at the very least I need to confirm i have the right info.

her: um, okay... do you want to talk to my supervisor?

me: ?? ... okay.

-on hold for a few mins-

her: hi, thanks for calling blahblah pharmacy! how can i help you?

me: ...

me: hi, i think we just spoke? i’m the one with a problem with the app?...

her: oh, okay *mumbles something to someone*

me: ......?

her: *asks something i think is directed at me*

me: *answe-* *is cut off*

her: hello, yeah - which prescriptions do you have a problem with?

me: uh... well, I just have insulin and syringes for my cat, the syringes - I know are ready for pickup after I requested a refill yesterday and I will pick them up, but i was trying to link those prescriptions up to the app so i can just request refills thru that

her: mhm.

me: *eye twitch*

me: ...and something info-wise is wrong cuz it’s not accepting the info i have

her: okay, *mumbles stuff again to someone*

her: okay, you’re set up for auto-refills on the syringes. is there anything else you need help with?

me: ................................................................ kay. but i still can’t link up the prescriptions on the app, so i can just request refills on there...? in the future?

her: i understand. (she clearly doesn’t??)

me: ......and ... if that’s gonna be impossible, can i confirm i can still just request refills over the phone?

her: yes, you can

me: okay. *frustrated* okay thanks...

me, after phone call: okay... i’ll just try and sort this out at the store on saturday... also, my voice hurts from speaking so much.

few days after that,

text from pharmacy: your insulin is ready for pickup!

me, who didn’t request a refill on insulin: wtf. whatever, i’ll deal with it on saturday when i go to the store.

a few days later,

me, at pharmacy, ready to ruin someone’s day with all my issues with the app: hi, [explains shit, including that it’s not accepting the birthdate for the cat i put in].

pharmacy guy: oh, well we put the birthdate of animals here as 1/1/2012

me: (thinking: how come the girl a few days ago didn’t know that, and why it’s not on the prescription labels?)

me: okay, so when i try to input either prescription, i put that date and it will work?

him: yup!

me: okay, i need to cancel the insulin that was ordered - that was a mistake.

him: okay, done.

me: *feeling like shit is on the right path finally*

me: okay, i need to cancel any auto-refill things on both the insulin or syringes.

him: *checks* ... nothing is on auto-refill...

me: *finds the nearest security camera and does the Jim Halpert face*

him: ...but i’ll double check - yeah, nothing is on auto-refill.

me: okay... good. oh, i also need to update phone and address.

him: *does that*

me: okay! so it should all work now? thank you very much! (genuine, again, cuz he was helpful)

me, in the car afterwards: I HAVE NO FAITH IT WILL WORK. Let’s forget about it for a while.

me today, a month later: *tries to log into app on phone*

app: incorrect username or password, please contact customer support

me: ...*tries again, being super careful*

app: incorrect username or password, please contact customer support

me: ...*deletes app*

[un-enfant-immature]

Uber tries to reassure customers that it takes safety seriously, following NYTimes book exerpt

It’s hard at times not to feel sorry for CEO Dara Khosrowshahi, given all that he inherited when he became the ride-share giant’s top boss back in April 2017.

Among his many to-do items: take public a money-losing company whose private-market valuation had already soared past what many thought it was worth, clean-up the organization’s win-at-all-costs image, and win over employees who clearly remained loyal to Uber cofounder Travis Kalanick, an inimitable figure who Khosrowshahi was hired to replace.

Things are undoubtedly about to get worse, given the upcoming publication of a tell-all book about Uber authored by New York Times reporter Mike Isaac, which comes out in less than two weeks. In just one excerpt published yesterday by the newspaper, Isaac outlines how Uber misled customers into paying $1 more per ride by telling them Uber would use the proceeds to fund an “industry-leading background check process, regular motor vehicle checks, driver safety education, development of safety features in the app, and insurance.”

The campaign was hugely successful, according to Isaac, who reports that it brought in nearly half a billion dollars for Uber. Alas, according to employees who worked on the project, the fee was devised primarily to add $1 of pure margin to each trip.

Om Malik, a former tech journalist turned venture capitalist, published a tongue-in-cheek tweet yesterday after reading the excerpt, writing, “Apology from @dkhos coming any minute — we are different now.”

Malik was close. Instead of an apology, Uber today sent riders an email titled, somewhat ominously, “Your phone number stays hidden in the app.” The friendly reminders continues on to tell customers that their “phone number stays hidden when you call or text your driver through the app,” that “[p]ickup and dropoff locations are not visible in a driver’s trip history,” and that “for additional privacy, if you don’t want to share your exact address, request a ride to or from the nearest cross streets instead.”

The email was clearly meant to reassure riders, some of whom might be absorbing negative press about Uber and wondering if it cares about them at all. But not everyone follows Uber as closely as industry watchers in Silicon Valley, and either way, what the email mostly accomplishes is to remind customers that riding in an Uber involves a bit of risk.

Stressing that the company is “committed to safety” is the debating equivalent of a so-called negative pregnant, wherein a denial implies its affirmative opposite. It’s Uber shooting itself in the foot.

It would have been more on point — too much so, perhaps — for Uber to email riders that when it talks about safety, it means business (and not the kind where it swindles its own customers).

Either way, it underscores the tricky terrain Uber is left to navigate right now. Though campaigns like Uber’s so-called “safe rides fee” was orchestrated under the leadership of Kalanick — who did whatever it took to scale the company — it’s Khosrowshahi’s problem now.

So is the fact that the company’s shares have been sinking since its IPO in early May; that Uber’s cost-cutting measures will be scrutinized at every turn (outsiders especially relished the company’s decision to save on employees’ work anniversaries by cutting out helium balloons in favor of stickers); and that Uber appears to be losing the battle, city by city, against labor activists and its own drivers who want to push up the minimum wage paid to drivers.

And those are just three of many daunting challenges that Khosrowshahi has been tasked with figuring out  (think food delivery, self-driving technologies, foreign and domestic opponents). No doubt Isaac’s book will highlight plenty of others.

How Uber handles the inevitable wave of bad publicity that comes with it remains to be seen. We don’t expect Khosrowshahi to come out swinging; that’s not his style. But we also hope the company doesn’t take to emailing riders directly. It’s great if Uber is taking customer safety more seriously than it might have under Kalanick’s leadership, but reaching out to tell riders how to remain safe from their Uber drivers isn’t the way to do it, especially without acknowledging in any way why it’s suddenly so eager to have the conversation.

[ahnsael]

We had some lightning Tuesday afternoon, and some nearby fires started by it -- the closest, I think, is right behind a casino in Carson City, about 13 miles away. I could see the smoke on my way to work this afternoon. From what I've read, the movie theater next to the casino was evacuated, but not the casino.

As for my casino we were fire free, but had a couple of short blackouts that wreaked havoc on some of the machines. When I spoke to our slot tech after the blackouts we only had one machine down, but as the day went on we lost more and more of them (maybe or maybe not related to the power outage).

Wednesday we're supposed to get a BIG storm from what several people told me while I was at work, so the odds of my casino losing power again are probably pretty high. Kind of glad I have the day off so I won't have to worry about the aftermath (people tend to cash out as soon as the machine reboots, but before the player tracking screen is back up -- and if that screen isn't up, the machine isn't communicating with our computer system so we have to go to each individual machine, wait with the guest for the Sentinel -- that's the small screen that shows you how many points you have on your player’s card -- to reboot, then push the payment into the system, and a cashier has to process and pay them by hand. Instead of cashing out, getting a ticket, and going to a kiosk to get your money right away, you have to wait 5-15 minutes for us to find you [we don’t get a notice at the desk when a hand pay is required; we just have to walk around and look for them], push the payment, and do the required paperwork).

And then of course the air conditioning goes out, and we have to wait an hour or so for a maintenance person to come fix it. And in that time, the casino empties out as people decide they'd rather not gamble in 90º heat. Not that I blame them.

But tomorrow may be even worse. If the power is off for a half hour or so, we have to assume it's going to be a long blackout (Tuesday's blackouts only lasted a few seconds each), and we have to go to each person, get their name, address, and phone number, how much they think is in the machine (or decide to claim -- most people tend to claim much higher amounts than they actually have in the machine because they think we won’t be able to tell when the power comes back on), and then evacuate the building (of guests -- employees stay inside after chaining the doors shut so no more guests can come in -- as a 24-7 operation, we literally have no locks on our doors).

Certain brands of slot machines have to be turned off, because if they regain power without being shut off first, they have all sorts of problems (which was why we had so many go down today, even hours after the blackout, because the short blackouts didn't give us time to shut them off before power came back).

Then, when the machines come back up, we have to go around to all of them, power them up if we had shut them down, cash out the ticket (we have enough battery backup to retain the machine's memory so the credits stay), and put it in an envelope with the guest's name on it, then call them and tell them we have their voucher -- and they have 14 days to come pick it up, or they lose it.

Supposedly we aren't slated to have any more storms for at least a week after Wednesday, but tomorrow could be an interesting day at work, and not necessarily in a good way. Fortunately I won't be there to deal with it (unless they call me in to help).

But here are two extra-special highlights of the day.

Right after the blackouts, some guy was giving one of our female managers all sorts of crap because “I’m on a bike, so if it’s raining I have to go NOW but my machine isn’t coming back up and I want my money” (this is one of the machines where we’re supposed to turn the power switch OFF during a blackout, but -- again, each blackout only lasted a few seconds).

We’re a casino. We don’t just take peoples’ word for how much we owe them (more on that in the next highlight). We get enough people trying to scam us out of money that we’re not about to just take someone’s word for it.

This other manager got fed up with him and had me take over -- and this asshole was impatient with the machine as I worked on it, but nowhere NEAR as rude to me (a male manager) as he had been to her. That rubbed me the wrong way. If you’re gonna be a jerk, don’t be a jerk based on the gender of the person helping you.

So I flat out told him “this machine will take 3-4 minutes to restart, and there’s nothing I can do to speed it up.” It actually took 5 minutes, but the guy never said a word about my estimate being wrong.

When the machine was back up and running I said “I was told you’re in a hurry, so let me cash this $1.25 out for you.”

And this jerk said not to, and then sat back down at the machine, put in another $20 bill, and kept playing. So much for being in a hurry. Jerk.

The second and third people that I’m going to use as examples didn’t like me very much, but I could at least understand the frustration.

One lady said she put $20 into a slot machine and didn’t get any credits.

Usually when this happens, I can open the machine and find the $20 bill. Either it didn’t make it all the way through the bill validator, didn’t make it into the bill stacker, or they missed and put it in a seam between the bill validator and the actual machine, so it never went into the validator at all, but is loose somewhere in the machine. In fact, I’ve had all three of those things happen at this particular machine in the past.

But I opened the machine, pulled out the validator, and checked it, and there was no $20 bill. I signed out another set of keys (a set with which I CANNOT be left alone, as this set of keys accesses the stacker in a way that allows me to remove it), pulled the stacker, and saw no sign of the $20. Couldn’t see it anywhere inside the machine.

As I mentioned before, we CANNOT take someone’s word for it.

Physically, I could verify her claim and find out right then and there whether or not she’s right (that would take yet another set of keys), but...LEGALLY I cannot do that.

So what happens next is that I take down her name, address, and phone number, write up an incident report, and take the machine out of service until an investigation can be conducted by those who CAN legally do so (our slot techs).

They’ll put the machine back in service, access the menu, and get the history of bills/vouchers inserted as recorded by the machine. Then they’ll go into the count room, open the can (another word for stacker), and verify the bills/vouchers in there vs the machine history.

If there’s an extra $20 bill on top of the stack, they’ll call the lady and tell her to come in and get her money. If there’s not, we know that she was lying to us.

But...our slot techs don’t come every day. Sometimes it’s a day or two between visits (granted, with all the issues that came up Tuesday, I imagine they’ll be there Wednesday after seeing the slot repair log in their email). I had to tell the lady that it could be up to 48 hours before we could pay her.

She was NOT happy. And, honestly, I don’t blame her. I wish I could do more for her, or conduct the investigation myself (even if another manager or casino attendant had to be with me to make sure I was being honest), but...legally, my hands are tied in that situation. I did everything I was legally able to do. More than that would cost me my job.

One last one.

There are machines called “Lightning Streak.” A few different themes, but all under the “Lightning Streak” brand. We don’t have any of these at our casino, but many other local casinos do.

They have a feature where if you get six poker chips or gold coins (depending on the theme) with credit amounts on them, you trigger a bonus feature. You then get three spins in which to try to get more of those poker chips. Each time you get one more, you get three fresh spins (if you were on your last spin, you get three more; if you had two spins left, you get one more; no matter what, after each hit, you have three tries to get another).

If you fill all 15 spaces, you win the largest jackpot (which starts at $10,000 and goes up as the game is played until someone wins).

We have machines that are similar, but not the same. These are called “Lock Link” machines.

It has a similar (but not-the-same) feature where if you get three connected hearts in any row, it triggers a similar feature, where each heart has a credit value. You keep spinning as long as you keep getting hearts -- but unlike Lightning Streak machines, the hearts have to be connected horizontally or vertically to count. Also, unlike the Lightning machines, the hearts values will change -- when you hit the original hearts to trigger, each one has a value equal to twice your initial bet. Then each time you connect another heart, each previous heart goes up in value.

But filling the screen doesn’t pay the jackpot. For the jackpot, you have to have a golden heart that shows up with “Grand,” “Major,” “Minor,” or “Mini” written on it. And it has to appear on the line where you triggered the bonus.

We had a lady tonight fill the screen with hearts (which adds 2x the initial bet to each heart on the screen for a bigger win). But she thought the games were the same as the Lightning Streak games at other casinos, and almost had a heart attack thinking she had won over $12,500 (we just got these machines yesterday, and they are the largest jackpots in the casino -- one person won $1,500+ today on one of them).

I had the unfortunate duty of showing her the game rules and explaining that filling the screen had only added $1 to each heart, not awarded her enough cash to buy a car.

She thought she had won over $12,000 -- she actually won about $50.

In this case, she just hadn’t actually read the game rules before playing so she didn’t know, and while that’s on her...I totally understand her disappointment. That’s deflating to realize that you won $12,450 less than you thought you had won in a casino.

Those machines may become the bane of my existence. Because they’re multi-denominational (the player can choose to make each credit worth 1¢, 2¢, 5¢, or 10¢).

And the max bet on each credit level is 250 credits.

And instead of buttons, the bets are on a small touch screen.

Someone could turn to talk to their friend, lean their elbow on the machine, and accidentally bet $25 on a single spin (if they’re playing dimes).

We’ve never had a machine with a jackpot this high, or with bets this high ($4/spin was as high as we’d gone before -- though you could bet as little as 40¢; minimum bet on this new game is 50¢), but...if someone hits that $12,500+ jackpot, I have to make phone calls, because I’m not authorized to approve a jackpot that high). I can only go up to $9999.99 personally. Anything beyond that, I need someone higher on the casino food chain to approve.

[carolnein]

here’s the other thing i already wrote for the esports girls i posted last night

this one also has an issue with game stuff between america and japan, where i spent more time trying to look up details of a specific event pokemon distribution in japan than actually writing the whole thing, before giving up and using the american distribution as a stand-in

under the cut

The nearest game store was a little out of the way of Aiko’s usual daily routine, but she finally had a day off work and only morning classes. She just had to go to the register and pick up a card with the serial code from the promotional distribution, and then she could get udon for lunch at a great place she rarely had an excuse to go to, which was the real reason she was driving to the other side of town for a game she barely had the time to play.

She didn’t particularly need to make the trip, but she had been playing Pokémon for a long time and was never able to get a Mew in the newer games. There was no guarantee she’d be able to get everything from the year-long event, so she might as well do what she can.

The trip went as usual; the store wasn’t particularly busy on a weekday, and the only sound that stood out over the speakers was a loud girl with a stack of used games in her hands, asking another girl out on a date.

“I’m not…like that,” the cornered girl responded, backing away in palpable discomfort as she picked up a game box off the shelf.

“Ah, really?” The louder one raised an eyebrow and looked her up and down quickly like she didn’t believe her, but shrugged. “Can’t blame me for trying, right?”

She didn’t get a response, and Aiko ignored the pair to ask the employee at the counter for the code. She’d only just turned away from the counter to leave the store when someone blocked her way. The loud girl, just spurned, was now standing in front of her with a cocky smile. When Aiko tried to move out of her way, she was met with, “Hey, wait.”

“What is it?” Aiko didn’t have the time or patience to deal with someone desperate enough to hit on every girl she saw if she wasn’t at work, even if she was tall and pretty.

“You’re picking up the Mew code, right?”

“I already did, and that’s all I came here to do.” She took a step to the side, but the opposing girl took a few steps back to meet her.

“You know, most girls who play Pokémon should be pretty interested in me,” she told her, grinning obnoxiously.

“Why’s that?” Aiko asked, deciding her chances of a clean escape were better if she humored her.

“I’ve been told I must be part Lickitung,” she boasted, licked her lips suggestively.

With a disgusted groan, Aiko turned on her heel and left the store, not looking back to make sure she wasn’t being followed but listening for the lack of footsteps behind her. She made it to her car without incident, reassured in the knowledge that at least her lunch wasn’t going to check her out.

---

Late shifts ending at almost midnight didn’t leave much time to cook dinner, especially with a stack of homework to finish. Aiko kept her bitter thoughts about the coworker she was expected to cover to herself, and with the extra hours she could at least afford to splurge on a premade bento to save time for studying.

She was at this particular Family Mart between work and home at least twice a week because of work, and even more often when school became particularly rigorous. The occasional bento or rice bowl was a nice break from instant noodle cups, when she dared treat herself.

The only other person in the store was another girl with an armful of sodas and snack foods; she was familiar, but it wasn’t a feeling so strong Aiko could place her memory anywhere, nor did she care to try when it was this late. However she was struck with realization when the other girl grinned smugly and asked, “Have I seen you somewhere?”

“Doubt it,” Aiko lied, not wanting a repeat of their last meeting at the game store.

“Hmm.” She bit the inside of her cheek in thought before her face lit up. “Ah! You were the little Pokémon master getting Mew, right? I don’t easily forget cute girls that don’t tell me no.”

“Then I’m telling you right now I’m not interested,” she said firmly, ready to tell the store attendant she was being harassed.

“Ah?” She looked confused, but then shrugged. “Alright.”

Aiko looked at her suspiciously, but she only smiled. At her silence, she finally introduced herself. “I’m Ren, by the way.”

“Alright.” She didn’t offer her name in return.

“What are you doing here so late, anyways? Long night planned?” Ren wasn’t aggressively flirting anymore, but she wasn’t leaving her alone, either.

“Yeah, studying,” she said, making a point to emphasize she was doing something important. “You?”

She’d only asked out of the forced habit of indulging a customer in conversation, and winced when Ren started speaking, now engaged. “My little sister wanted to marathon some older games, I’m on a snack run.”

There was a lot in that sentence that didn’t match the impression Aiko had of Ren. “Your sister?”

“Yeah, she’s probably just sneaking a nap while I’m out, we started yesterday so she’s tired.” Despite her words, she didn’t look like someone who had been awake for about 36 hours. All-nighters for Aiko meant an even grumpier disposition than usual, dragging her feet and spacing out when she wasn’t buried in work. “But she doesn’t want to get caught sleeping before I do, thinks it’ll make her look weak.”

“Sleeping is weak?” Aiko asked this skeptically, almost judgmentally, at the statement.

“Eh, she’s 16, let her think what she thinks for now.” Ren grinned again. “And she’ll never get through the Castlevania games if she doesn’t refresh her mind a bit.”

“I can’t even remember the last platformer I played,” she said absently. If a game didn’t have a save function, she was guaranteed to not have the time to finish it, and the platformers she grew up with were intended to be beaten in one long session.

“Wanna skip the books and come over?” Ren’s smile turned hungry. “I was hoping to invite someone over for an excuse to sneak off into my room, catch a nap myself.”

Aiko decided that was definitely enough socializing with Ren for the rest of her life, and placed her bento on the check-out counter, ignoring that she was there before her. “Good luck staying awake for your sister.”

---

The thought of old-school platformers had stuck to Aiko’s mind even weeks after her last meeting with Ren. Maybe she didn’t have the time for one she grew up with, but a quick Google search assured her that the modern games in classic series had save functions. The Wii U she’d received as a gift a long while back had barely gotten used, but there were Mario games for the console. She could find the time for a level or two now and then.

It rested better on her conscience to buy a used copy, since she was putting an advance on her free-spending limit. The itch to play couldn’t wait another two weeks to be scratched.

One of the last people she expected – or wanted – to see was in the store already, browsing the Playstation shelf. Ren looked up and saw her, smiled, and Aiko’s stomach sunk in dread before Ren did absolutely nothing. She gave her a quick wave of recognition before turning back to the games display.

Aiko was more shocked at her inaction than her forward actions the previous meetings, and stayed on her toes on her way to the game, and then while in the line. She berated herself for the invasive thoughts – “she’s kinda tall,” “she’s pretty when her mouth is closed,” – and kept focused on the counter at the front of the line. Some yen and about three meters were all that was between her current position and leaving unscathed with the game.

Her self-control wavered at the counter when she paid, and was unable to not ask, “Can I borrow a pen?” She stepped aside while the next customer in line paid and scratched her email onto the back of the receipt.

Aiko called out, “Hey!” while walking up to Ren, catching her attention and shoving the receipt into her chest. She spoke over her before she could flirt and ruin her bold moment. “I’m not online until late most nights, don’t expect a response.”

Ren only managed a shaken, “Huh?” before Aiko turned on her heel and rushed out the door, heart pounding in anticipatory regret. She’d only given Ren her email, not her phone number or something else easily traceable. If she did regret this, it was easy to block and ignore her.

Thoughts of everything that could possibly go wrong, minor and major, weighed her mind down. She was almost nauseous with worry on her way home, and the ping! from her phone alerting her to an email did nothing but exacerbate it. In her rush to return to her apartment and check the message, Super Mario 3D World was forgotten in the car’s front passenger seat.

Aiko threw herself to the couch immediately, taking up every cushion in an effort to get as comfortable as possible before diving into risky territory. She opened the email, and read the short message. “Hey there Pokémon master, what made you change your mind?”

Her immediate reaction was to bitterly send back, “It’s Aiko.” It was too early in their...whatever stage of their acquaintanceship it was, for pet names. Before Ren – it was obvious that the unfamiliar address was her – replied, she sent a second message. “Changed my mind about what?”

It was a few seconds before the next message came. “You said you weren’t interested, and then you throw your email at me. Can’t stand not making the first move?”

Aiko paused to think about what it was that changed her mind. “Because you remembered that.” She didn’t have much more of an answer. What was most flattering wasn’t her efforts to get close to her, but that she remembered her, and more importantly, remembered what she’d said.

“Are your standards that low wwwww,” was her quick reply, and Aiko felt a twinge of irritation that she was taking her honest praise so lightly. It was followed with, “But I told you I remembered.”

“I didn’t expect you to remember, honestly.” She seemed too carefree, like she was spreading herself too thin to remember anyone for as long as the months between their initial meeting.

“It’s hard to forget a girl as cute as you, especially one who’s interested.” She punctuated it with a winking emoji.

“Or it’s easy to remember if your flirtatious gimmick drives them all away, and I’m the only one who didn’t shut you down.” She worried she sounded too annoyed; she was annoyed, but charmed by the brazen front that had some substance behind it.

“It worked on you, didn’t it?”

“What ‘worked’? Who said we’re anything?” Aiko had realized she was essentially accepting being asked out, but wanted to see what other depths she was hiding.

“So you don’t wanna be my girlfriend then?”

Aiko paused and considered the question. It sounded like a strong word for two people who were only just now emailing each other, but the thought didn’t turn her off either. “Maybe if you take me on a date first I’ll consider it.”

The next reply came quickly enough Aiko wondered if she used it before. “Get out your Pokémon and let’s battle. If I win, I get to take you out to dinner. You win, and I’ll treat you to dinner.”

It was cliché and corny, but Aiko let herself smile at the attention directed at her. She texted back, “Tonight is the only night I’m free this week.”

“Then I guess I’d better cancel my date with Zelda, I’ll see you at 7.” She followed it with a kissing emoji, and some options for restaurants that they could go to. Aiko slowly felt that free time rut veer away, with school work not on the table, and something more exciting than a game coming up in just hours.

[preciousmetals0]

Powell’s Wake-Up Call; Uber Eats It All; Progyny Stands Tall

Powell’s Wake-Up Call; Uber Eats It All; Progyny Stands Tall:

You Don’t Have to Call Me Darlin’

When Federal Reserve Chairman Jerome Powell spoke this morning, well … it was all that Wall Street could do to keep from crying.

Speaking during a webcast with the Peterson Institute for International Economics, Powell warned that the COVID-19 pandemic could “leave behind lasting damage” to U.S. economic productivity.

“The recovery may take some time to gather momentum, and the passage of time can turn liquidity problems into solvency problems,” Powell said.

It was a reality check for Wall Street. For some investors, it seemed so useless to remain. The Dow quickly plunged more than 500 points.

Even renewed promises of “infinite” stimulus weren’t enough to stem the selling.

The Takeaway:

This may be the start of the reversal Great Stuff has called for throughout this market rebound.

But you don’t have to call me Jerome Powell.

And you don’t have to call me Charlie Pride.

And you don’t have to call me Mr. Great Stuff … anymore — even though I’m on your fightin’ side!

(Ok, that’s enough David Allan Coe … for now.)

Speaking of “your fightin’ side,” I ran across a millennial-centered article yesterday that I just had to address.

Per CNBC: “Young investors pile into stocks, seeing ‘generational-buying moment’ instead of risk.”

According to the article, discount brokers Charles Schwab, TD Ameritrade, E-Trade and Robinhood all saw a surge in new accounts when the market cratered in March.

In a note to clients (mostly non-millennials, I’m sure) Citi Chief U.S. Equity Strategist Tobias Levkovich said that young investors saw the plunge as a “generational-buying moment.”

Yes, Tobias, I’m sure millennials saw it that way, especially since they “do not have much background in the equity space.”

You can almost hear him thinking: Back in my day, young people didn’t invest in the market … and I had to walk to school in snow uphill both ways … or something like that.

Once again, we’re seeing Wall Street’s old guard dump on the millennial generation. But it’s not about takeout coffee and avocado toast this time — it’s their retirement.

Unlike those investors in or near retirement, March’s mayhem was a buying opportunity indeed for younger investors. Millennials have a longer investment time frame and can afford to be more aggressive with their capital.

But that’s only if they don’t panic and instead, hang on through the economic madness yet to come. And as today’s Powell reality check shows, there’s still considerable downside risk in the market.

If these new younger investors panic when the market rolls over again, they’ll get wiped out. How’s that for leaving behind “lasting damage?”

See, there are only two ways that this goes down. And it’s better to learn now than when you’re buried under 18 positions bleeding red like stuck pigs.

The wave carries you … or it crashes on you.

That’s it. No surfing analogy, no nothing. It’s crush or get crushed.

If it sounds like I’m oversimplifying things, it’s because I don’t want the wave to crash on you! I don’t care how long you’ve been in the market — first-time investor or a decades-long HODLer — you have what it takes to make it through this pandemic market with pride.

I believe in you … Paul Mampilly believes in you…

Heck, Paul Mampilly has been a guide for thousands upon thousands of readers, no matter their investing background. And the tech mega trends that he follows are exactly the kind of buying opportunities that come once a generation.

In fact, Paul just found one tech stock that’s set to transform the way we use and create energy: “This technology can single-handedly power a major American city … virtually free of charge.”

Click here to learn more!

And remember: Don’t let the wave crush you … or sweep you by.

Going: Uber Eats Grubhub

Uber Technologies Inc. (NYSE: UBER) is hungry, and it reportedly set its sights on gobbling down Grubhub Inc. (NYSE: GRUB).

The ride-hailing/food delivery company offered an all-stock deal for Grubhub — 2.15 UBER shares for every GRUB share, according to The Wall Street Journal.

As of yesterday, that valued Grubhub at $71.36 per share. That’s quite a tip compared to GRUB’s current trading range near $31.30.

Uber has yet to comment on the news, but Grubhub said that “consolidation could make sense in our industry, and, like any responsible company, we are always looking at value-enhancing opportunities.”

Very noncommittal there, Grubhub.

While the deal makes sense for both companies, it’ll be interesting to watch the political and social fallout from this news … especially in California, where the “gig economy” these companies helped create has been under fire for some time.

Wall Street feels the same way, with both stocks down today.

Going: If I Work From Home Forever…

Will it all remain unchanged?

Twitter Inc. (NYSE: TWTR) CEO Jack Dorsey knows that his employees are scared inside, and they don’t really understand. Is it profits on Twitter’s mind, or is it health care?

But heaven is now in the palm of Twitter workers’ hands. “If our employees are in a role and situation that enables them to work from home and they want to continue to do so forever, we will make that happen,” Doresy said in a company email.

The company laid out a considerably employee-centric plan to deal with the COVID-19 pandemic, which includes allowing employees to decide when or even if they come back into the office.

The move should reassure TWTR investors that the company has the pandemic situation under control. That’s a pretty big feather in their caps. Now, Twitter traders just have to worry about the company’s slowing online ad spending.

Gone: Wink Wink, Nudge Nudge

Not every stock is down with the sickness today. Shares of fertility-benefits manager Progyny Inc. (Nasdaq: PGNY) soared more than 20% after the company beat first-quarter earnings and revenue expectations.

Progyny, which went public back in October, said it earned $0.04 per share as revenue surged 72% to $81 million.

The company noted that customers’ access to care was “meaningfully disrupted” by the pandemic. But it also said that the disruption would be temporary, as “fertility is commonly recognized as an essential medical service.”

Essential service? Say no more … a nod’s as good as a wink to a blind bat.

In fact, CEO David Schlanger added that “the prevalence of infertility means people will still need assistance in order to pursue their dreams of having a family.”

Here’s yet another initial public offering (IPO) that’s outperforming market trends and defending the niche it carved out. Very good. Very good.  It’s wicked. Wicked. You know who else is wicked?

Paul Mampilly with his IPO research. Eh? Know what I mean. Know what I mean? Wink wink, nudge nudge.

IPO research? Click here. Grin grin, wink wink, say no more?

Confidence — that’s our word of the week.

Government disapproval? That must be the theme of the week.

And right now? It’s time for the Poll of the Week!

In last week’s poll, we asked for your thoughts on how the government — yes, every level of it — is reopening the economy. A bit broad, yes, and here’s the rub: Depending on your exact location, your experience during the Great Reopening could vary drastically from every other Great Stuff reader.

That’s why we love to hear from each and every one of you — especially amid the great scrambling brouhaha of local, state and federal government bodies alike.

A big ol’ 54% majority of you believe we are on the “They botched it again!” front. And with how many different stories I’ve read from friends nationwide … I hear you.

But, before we team up with Elon Musk’s latest “freedom fighter” campaign, let’s turn our attention to something that surely couldn’t cause any disagreements at all — printing more Benjamins.

How would you feel about another round of stimulus checks? Is this exactly what the brave souls need right now on America’s front lines? Or are we devaluing the dollar like there’s no tomorrow?

Click on below to answer our poll!

Great Stuff: Sing Me Back Home

As long as my two hands are fit to use, Great Stuff is what you’ll read. And here on our team, we’re ready to hear from you!

You have one day left to make it in this week’s edition of Reader Feedback. That’s right: If you’ve resorted to tallying up the days out there, it’s almost Thursday already!

Send us a message at GreatStuffToday@BanyanHill.com, long or short, night or day, rain or shine. And you can always catch up on the latest Great Stuff on social media: Facebook and Twitter.

It’s always great to hear from you. So until next time, stay Great!

Joseph Hargett

Editor, Great Stuff

[goldira01]

You Don’t Have to Call Me Darlin’

When Federal Reserve Chairman Jerome Powell spoke this morning, well … it was all that Wall Street could do to keep from crying.

Speaking during a webcast with the Peterson Institute for International Economics, Powell warned that the COVID-19 pandemic could “leave behind lasting damage” to U.S. economic productivity.

“The recovery may take some time to gather momentum, and the passage of time can turn liquidity problems into solvency problems,” Powell said.

It was a reality check for Wall Street. For some investors, it seemed so useless to remain. The Dow quickly plunged more than 500 points.

Even renewed promises of “infinite” stimulus weren’t enough to stem the selling.

The Takeaway:

This may be the start of the reversal Great Stuff has called for throughout this market rebound.

But you don’t have to call me Jerome Powell.

And you don’t have to call me Charlie Pride.

And you don’t have to call me Mr. Great Stuff … anymore — even though I’m on your fightin’ side!

(Ok, that’s enough David Allan Coe … for now.)

Speaking of “your fightin’ side,” I ran across a millennial-centered article yesterday that I just had to address.

Per CNBC: “Young investors pile into stocks, seeing ‘generational-buying moment’ instead of risk.”

According to the article, discount brokers Charles Schwab, TD Ameritrade, E-Trade and Robinhood all saw a surge in new accounts when the market cratered in March.

In a note to clients (mostly non-millennials, I’m sure) Citi Chief U.S. Equity Strategist Tobias Levkovich said that young investors saw the plunge as a “generational-buying moment.”

Yes, Tobias, I’m sure millennials saw it that way, especially since they “do not have much background in the equity space.”

You can almost hear him thinking: Back in my day, young people didn’t invest in the market … and I had to walk to school in snow uphill both ways … or something like that.

Once again, we’re seeing Wall Street’s old guard dump on the millennial generation. But it’s not about takeout coffee and avocado toast this time — it’s their retirement.

Unlike those investors in or near retirement, March’s mayhem was a buying opportunity indeed for younger investors. Millennials have a longer investment time frame and can afford to be more aggressive with their capital.

But that’s only if they don’t panic and instead, hang on through the economic madness yet to come. And as today’s Powell reality check shows, there’s still considerable downside risk in the market.

If these new younger investors panic when the market rolls over again, they’ll get wiped out. How’s that for leaving behind “lasting damage?”

See, there are only two ways that this goes down. And it’s better to learn now than when you’re buried under 18 positions bleeding red like stuck pigs.

The wave carries you … or it crashes on you.

That’s it. No surfing analogy, no nothing. It’s crush or get crushed.

If it sounds like I’m oversimplifying things, it’s because I don’t want the wave to crash on you! I don’t care how long you’ve been in the market — first-time investor or a decades-long HODLer — you have what it takes to make it through this pandemic market with pride.

I believe in you … Paul Mampilly believes in you…

Heck, Paul Mampilly has been a guide for thousands upon thousands of readers, no matter their investing background. And the tech mega trends that he follows are exactly the kind of buying opportunities that come once a generation.

In fact, Paul just found one tech stock that’s set to transform the way we use and create energy: “This technology can single-handedly power a major American city … virtually free of charge.”

Click here to learn more!

And remember: Don’t let the wave crush you … or sweep you by.

Going: Uber Eats Grubhub

Uber Technologies Inc. (NYSE: UBER) is hungry, and it reportedly set its sights on gobbling down Grubhub Inc. (NYSE: GRUB).

The ride-hailing/food delivery company offered an all-stock deal for Grubhub — 2.15 UBER shares for every GRUB share, according to The Wall Street Journal.

As of yesterday, that valued Grubhub at $71.36 per share. That’s quite a tip compared to GRUB’s current trading range near $31.30.

Uber has yet to comment on the news, but Grubhub said that “consolidation could make sense in our industry, and, like any responsible company, we are always looking at value-enhancing opportunities.”

Very noncommittal there, Grubhub.

While the deal makes sense for both companies, it’ll be interesting to watch the political and social fallout from this news … especially in California, where the “gig economy” these companies helped create has been under fire for some time.

Wall Street feels the same way, with both stocks down today.

Going: If I Work From Home Forever…

Will it all remain unchanged?

Twitter Inc. (NYSE: TWTR) CEO Jack Dorsey knows that his employees are scared inside, and they don’t really understand. Is it profits on Twitter’s mind, or is it health care?

But heaven is now in the palm of Twitter workers’ hands. “If our employees are in a role and situation that enables them to work from home and they want to continue to do so forever, we will make that happen,” Doresy said in a company email.

The company laid out a considerably employee-centric plan to deal with the COVID-19 pandemic, which includes allowing employees to decide when or even if they come back into the office.

The move should reassure TWTR investors that the company has the pandemic situation under control. That’s a pretty big feather in their caps. Now, Twitter traders just have to worry about the company’s slowing online ad spending.

Gone: Wink Wink, Nudge Nudge

Not every stock is down with the sickness today. Shares of fertility-benefits manager Progyny Inc. (Nasdaq: PGNY) soared more than 20% after the company beat first-quarter earnings and revenue expectations.

Progyny, which went public back in October, said it earned $0.04 per share as revenue surged 72% to $81 million.

The company noted that customers’ access to care was “meaningfully disrupted” by the pandemic. But it also said that the disruption would be temporary, as “fertility is commonly recognized as an essential medical service.”

Essential service? Say no more … a nod’s as good as a wink to a blind bat.

In fact, CEO David Schlanger added that “the prevalence of infertility means people will still need assistance in order to pursue their dreams of having a family.”

Here’s yet another initial public offering (IPO) that’s outperforming market trends and defending the niche it carved out. Very good. Very good.  It’s wicked. Wicked. You know who else is wicked?

Paul Mampilly with his IPO research. Eh? Know what I mean. Know what I mean? Wink wink, nudge nudge.

IPO research? Click here. Grin grin, wink wink, say no more?

Confidence — that’s our word of the week.

Government disapproval? That must be the theme of the week.

And right now? It’s time for the Poll of the Week!

In last week’s poll, we asked for your thoughts on how the government — yes, every level of it — is reopening the economy. A bit broad, yes, and here’s the rub: Depending on your exact location, your experience during the Great Reopening could vary drastically from every other Great Stuff reader.

That’s why we love to hear from each and every one of you — especially amid the great scrambling brouhaha of local, state and federal government bodies alike.

A big ol’ 54% majority of you believe we are on the “They botched it again!” front. And with how many different stories I’ve read from friends nationwide … I hear you.

But, before we team up with Elon Musk’s latest “freedom fighter” campaign, let’s turn our attention to something that surely couldn’t cause any disagreements at all — printing more Benjamins.

How would you feel about another round of stimulus checks? Is this exactly what the brave souls need right now on America’s front lines? Or are we devaluing the dollar like there’s no tomorrow?

Click on below to answer our poll!

Great Stuff: Sing Me Back Home

As long as my two hands are fit to use, Great Stuff is what you’ll read. And here on our team, we’re ready to hear from you!

You have one day left to make it in this week’s edition of Reader Feedback. That’s right: If you’ve resorted to tallying up the days out there, it’s almost Thursday already!

Send us a message at GreatStuffToday@BanyanHill.com, long or short, night or day, rain or shine. And you can always catch up on the latest Great Stuff on social media: Facebook and Twitter.

It’s always great to hear from you. So until next time, stay Great!

Joseph Hargett

Editor, Great Stuff

[mastcomm]

DealBook: Was Instagram the Steal of the Century?

Good morning. President Trump boasted of an economic boom in his State of the Union address last night. Here’s the NYT fact check of his claims. (Was this email forwarded to you? Sign up here.)

Instagram is probably bigger than YouTube

In the same week that Alphabet drew back a curtain on YouTube’s money machine, we also now have a better sense of how big Facebook’s Instagram subsidiary is — and it’s even larger.

Instagram collected about $20 billion in ad revenue last year, Sarah Frier and Nico Grant of Bloomberg report, citing unnamed sources. That’s more than a quarter of all of Facebook’s sales last year — and a sea change from 2012, the year that Facebook bought Instagram, when the service had no ads.

YouTube’s reported ad revenue was $15.2 billion last year. And that’s a “gross revenue” figure including money meant to be shared with the service’s content creators. (Those video stars also now want a bigger cut from YouTube.)

And Instagram doesn’t share any revenue with users, as our colleague Shira Ovide points out.

The revelation underscores why Facebook is fighting critics who want the company broken up. The tech giant is under investigation from the antitrust authorities, and lawmakers like Senator Elizabeth Warren have said it shouldn’t be allowed to exist in its current form.

Question of the day: Which deal will be considered better 10 years from now: Facebook’s $1 billion takeover of Instagram, or Google’s $1.65 billion acquisition of YouTube? Send us your thoughts.

____________________________

Today’s DealBook Briefing was written by Andrew Ross Sorkin in New York and Michael J. de la Merced in London.

____________________________

How technology failed the Iowa caucuses

The chaos of the Iowa Democratic caucuses came down not to hacking, but to a faulty app created by a company whose previous work was riddled with failures, the NYT reports.

• The app was created by Shadow, which was founded by veterans of Hillary Clinton’s presidential campaign.

• But the company almost went bankrupt when its previous products failed. It was bailed out by Acronym, a highly touted progressive digital advocacy group.

• Shadow took on a seemingly impossible task: creating an app to tabulate caucus results within two months. The work was so rushed that the company didn’t even have time for Apple to approve the app.

“Precinct leaders failed to access the app or reported being locked out as they sought to punch in numbers to report them to state party officials,” the WaPo reports.

The debacle raises questions about the Democrats’ digital strategy, which the NYT notes largely revolves around “enterprises that are intended to both boost the Democrats’ digital game and turn a profit, like Shadow.” (The Trump campaign keeps its digital operations largely in-house.)

Why Tesla’s stock is booming

The electric-car maker’s shares have been on a tear this year, prompting some to wonder whether it’s in bubble territory. Here are a few potential factors behind the company’s dizzying run.

• Critics are getting squeezed. Short-sellers — investors who have borrowed Tesla shares and sold them, betting that the stock will fall when they buy back shares to cover their bets — are suffering as the stock rises. Many of them may be covering their bets by buying more shares, in what’s known as a short squeeze.

• Hugely enthusiastic backers. The prominent investor Ron Baron added to the exuberant expectations for Tesla yesterday, saying that the company could have $1 trillion in total revenue over the coming decade.

The bottom line: “You can explain it with math,” Peter Cecchini, the chief market strategist at Cantor Fitzgerald, told the WSJ. “But you don’t need to explain it with math to know that it’s silly.”

More: Saudi Arabia’s sovereign wealth fund sold nearly all of its shares in Tesla in the fourth quarter — before the company’s stock began its current run.

The coronavirus is disrupting global manufacturing

Analysts and business executives have worried that the current coronavirus outbreak could affect global supply chains. That fear is increasingly becoming reality.

The carmaker Hyundai said it was idling plants in South Korea because of a shortage of Chinese parts. They are the first major factory lines outside China to be temporarily shut down.

“The global economy remains highly interconnected and interdependent,” write Jack Ewing, Neal Boudette and Geneva Abdul of the NYT. “Supply chains are finely tuned to deliver parts just as they are needed, so companies don’t need to waste money on big warehouses.”

Many manufacturers have stockpiles of Chinese parts — but “nobody planned to be down for a month,” Dan Hearsch of the consultancy AlixPartners told the NYT. “If it becomes six weeks, eight weeks, 10 weeks, that’s a real problem.”

More: The S.E.C. is warning investors about fraudulent claims tied to coronavirus treatments. And critics of Beijing are mocking the government’s response as a game of “tossing the wok.”

Inside Deutsche Bank’s ties to Trump

When the German lender began a business relationship with Donald Trump, it took on a borrower whom few on Wall Street were willing to work with. That has since put Deutsche Bank under a spotlight — and made it privy to Mr. Trump’s true finances, David Enrich writes in the NYT magazine.

From the article, which is based on Mr. Enrich’s new book, “Dark Towers: Deutsche Bank, Donald Trump, and an Epic Trail of Destruction”:

Executives told me that the bank has, or at one point had, portions of Trump’s personal federal income tax returns going back to around 2011. (Deutsche Bank lawyers told a federal court last year that the bank does not have those returns; it is unclear what happened to them. The Trump Organization did not respond to multiple requests for comment.)

The bank has documents detailing the finances and operations of his businesses. And it has records about internal deliberations over whether and how to do business with Trump — a paper trail that most likely reflects some bank employees’ concerns about potentially suspicious transactions that they detected in the family’s accounts.

Mr. Enrich’s takeaway: “Deutsche Bank’s relationship with Trump, rather than being an odd outlier, is a kind of object lesson in how the bank lost its way.”

Bonus: Mr. Enrich has obtained the talking points that Deutsche Bank gave employees before his book’s publication.

Disney Plus looks like a hit

Walt Disney’s earnings report yesterday may have been a mixed bag, but Wall Street mainly cared about one figure: the number of subscribers to its Disney Plus streaming service, writes Brooks Barnes of the NYT.

Disney Plus reported 28.6 million subscribers as of Monday. That’s impressive for a service that’s less than three months old and isn’t available in most countries. Bob Iger, Disney’s C.E.O., told analysts that it “exceeded even our greatest expectations.”

That number is expected to grow this spring as Disney Plus enters new markets beyond the U.S., Canada and three other countries.

Mr. Iger has bet Disney’s future in part on streaming, and the subscriber number puts the service in a strong position to compete with the likes of Netflix (167 million subscribers worldwide) and Amazon Prime (150 million subscribers worldwide).

Now for the bad news:

• Disney expects to lose over $300 million from the temporary closing of its Shanghai and Hong Kong theme parks because of the coronavirus outbreak.

• Profit declined sharply at ESPN, long Disney’s biggest moneymaker.

The speed read

Deals

• The owner of the New York Stock Exchange, Intercontinental Exchange, has offered to buy eBay, though talks appear to be off for now. (WSJ)

• Inside Brookfield, the secretive $500 billion investment firm that grew out of the Seagram family fortune. (FT)

• The hedge fund billionaire Steve Cohen is reportedly ending talks to buy the Mets. (NY Post)

Politics and policy

• Mike Bloomberg said that he didn’t agree with Senator Bernie Sanders on “virtually anything” — but that he would back him if Mr. Sanders became the Democratic presidential nominee. (Axios)

Tech

• Michael Ronen, a senior investing partner at SoftBank’s Vision Fund, is leaving. (FT)

• The White House is working with American tech companies like Microsoft and Dell to create software for next-generation 5G wireless networks that doesn’t rely on Huawei of China. (WSJ)

• The S.E.C. and the messaging app Telegram are heading to court over the company’s $1.7 billion sale of cryptocurrency in 2018. (WSJ)

• Protocol, the new tech site from the publisher of Politico, has gone live. (Protocol)

Best of the rest

• U.S. regulators barred a senior Goldman Sachs executive in Asia from the banking industry over his role in the 1MDB corruption scandal. (NYT)

• Macy’s plans to close 125 stores and lay off about 2,000 employees. (NYT)

• “Jeffrey Epstein’s Mystery Bank Came Alive After His Death.” (NYT)

• Netflix has spent millions marketing its movies for awards season, but it’s not expected to win many Oscars. (NYT)

Thanks for reading! We’ll see you tomorrow.

We’d love your feedback. Please email thoughts and suggestions to business@nytimes.com.

from WordPress https://mastcomm.com/dealbook-was-instagram-the-steal-of-the-century/

[lindyhunt]

Unriddled: Instagram Data Downloads, Amazon's Big Reveal, and More Tech News You Need

Welcome to Wednesday, and the latest edition of "Unriddled": the HubSpot Marketing Blog's mid-week digest of the tech news you need to know.

This week is big on news from Amazon -- from Robots, to user numbers, to in-car deliveries. But that's not the only thing happening around tech town, and we're here to help decrypt what's happening in this big, wide sector.

It's our Wednesday tech news roundup, and we're breaking it down.

Unriddled: The Tech News You Need

1. We Finally Know How Many Prime Members Amazon Has

In an annual letter written last week to shareholders, Amazon CEO Jeff Bezos disclosed a long-sought-after figure by analysts and tech writers alike: how many Prime members it has. The grand total, he wrote, has "exceeded 100 million."

Amazon Prime is a paid subscription model (for an annual fee of $99, or $12.99 per month) offered by online retailing giant Amazon, offering such perks as free two-day delivery on many products, as well as free streaming videos and music selections. In certain regions, a membership also includes free two-hour delivery of certain items through a service called Prime Now.

Just yesterday, Amazon announced the launch of In-Car Delivery, which allows Prime members to have Amazon packages delivered to their cars if they're parked at home, work, or near other locations in your address book." However, it does come with eligibility requirements, depending on the make and model of your car, and your location.

  Source: Apple

Paid Prime membership numbers, as well as some of the other figures cited in Bezos's letter, are likely to come up the company's Q1 2018 earnings call, scheduled for this Thursday (April 26) 5:30 PM EST.

2. Instagram Will Now Let You Download Your Data

When people began downloading their Facebook data files -- present company included -- for many of us, things got weird.

But some, like Josh Constine of TechCrunch, wondered when other companies would follow suit -- especially those owned by Facebook, like Instagram. 

Yesterday, Constine reported that Instagram has officially made a personal data download available, largely because it will be required to do so by the General Data Privacy Regulation (GDPR) -- which comes into force a month from today.

An Instagram spokesperson told TechCrunch that all users should be able to download their data on the network's desktop site, but that apps across iOS and Android devices might still be rolling out.

To download your data on Instagram's site, you must be signed in, and can then begin the download process here. When I tried it, I was prompted for an email address and told that it could take 48 hours for the data report to be fully compiled.

It's worth noting that, as of writing this post, any email address could be filled in to have the data download link sent to -- not just the one associated with your account. However, not only do you have to be signed into your account in order to get to that point, but when I tried it, I was also asked for my password again after entering an email address.

I also discovered that regardless of where the link is emailed, you do need to be logged into the account in question in order to download the data file.

Based on my own data download, the file contains all photos, videos, and Stories uploaded to your profile, as well as the content of any direct messages.

Your direct messages, however, are all compiled within a single JSON (JavaScript Object Notation) file format -- as are files containing your historical comments, likes, and searches.

3. A Big Week for Earnings Calls

In addition to Amazon's above-mentioned Q1 2018 earnings call, several Big Tech players are expected to host their own this week.

Google's parent company, Alphabet Inc., held its own Q1 earnings call on Monday, where it was revealed that nearly 5,000 new employees were added to its various companies' headcounts over the last quarter alone. At the end of March, that left Alphabet with a total of 85,050 employees.

About 40% of those new hires were the result of Google's acquisition of an engineering team from HTC to work on the company's Android One line.

Twitter's Q1 earnings call is also scheduled for this week, and as of the publication of this post (7:00 AM EDT on Wednesday), should be underway and available for live listening on its investor relations page at 8:00 AM EDT.

Finally, Facebook is scheduled to host its Q1 earnings call later today (5:00 PM EDT), after two days of UK Parliament hearings on its practices.

Source: Facebook

On Tuesday, Dr. Aleksandr Kogan -- the Cambridge University professor behind the data-harvesting app who eventually sold personal user information to Cambridge Analytica -- testified before the Digital, Culture, Media and Sport Committee. Facebook CTO Mike Schroepfer is scheduled to testify before that same committee tomorrow: the same day the U.S. House Judiciary Committee will be hosting a hearing on social media "filtering practices."

4. Amazon Might Be Building an In-Home Robot

A report from Bloomberg says plans are underway at Amazon's Lab126 -- the company's Silicon-Valley-based hardware research and development division -- to build a "domestic robot," under a project codenamed Vesta. 

These plans are far from the first within the tech sector to build such a robot, as science fiction novels and films alike have long projected a future in which robots are practically members our families -- case in point: Rosie (sometimes spelled Rosey) the Robot from animated series "The Jetsons" -- with many tech companies striving to follow suit.

Robots have often been front and center at major brand keynotes at large-scale annual tech events like CES, where this year, Sony and LG were only two companies debuting their own. (LG's robot, Cloi, malfunctioned more than once durng this presentation).

Meet Cloi — pronounced “Chloe.” #ces2018 pic.twitter.com/AvdeQq2zCc

— Amanda Zantal-Wiener (@Amanda_ZW) January 8, 2018

Poor Dave. Dude can't even get Cloi to answer him when he asks for a recipe. (Though I think I saw her "blink.") #CES2018

— Amanda Zantal-Wiener (@Amanda_ZW) January 8, 2018

Bloomberg does correctly make the case that Amazon has laid a strong foundation for building such a domestic robot -- which it predicts could be a moving Alexa of sorts that would accompany users throughout their homes -- citing its success with the Echo personal assistant device, which was something of a pioneer in that area.

However, the same argument could be made about Google, whose Home device has seen success since its 2016 debut. It has been speculated by some, however, that the Alphabet portfolio company could possibly be taking a loss in its hardware-building efforts, especially given the Q1 fiscal results indicating Nest -- the home automation device manufacturer owned by Google -- had an operating loss.

The big question for me is: if Google loses that much on thermostats, how much is it costing the company to establish itself as a maker of smart speakers, displays, and phones? https://t.co/KZcomwjkLv

— Janko Roettgers (@jank0) April 23, 2018

And while Bloomberg says Amazon's Vesta project has been underway for several years now, it also points to job listings on the Lab126 site showing an aggressive investment in getting such a robot built and, possibly, out to market. According to Research and Markets, consumer robot market share is expected to reach nearly $15 billion in the U.S. by 2023.

What Else Is Going Down in Tech Town?

More of the Latest From Facebook

Did Mark Zuckerberg's answers to lawmaker questions help restore faith in Facebook? Not really, according to new data -- which indicates people trust the social media giant even less since the CEO's congressional hearings earlier this month. Read full story >>

Speaking of trust: What are social media networks doing to protect your personal information? Check out this infographic and learn how three platforms are keeping information secure. Read full story >>

Yesterday, Facebook publicly disclosed its content review policies to shed light on decisions to remove or allow certain posts. The company also plans to roll out an appeals process around these decisions. Read full story >>

That’s all for today. Until next week, feel free to weigh in on Twitter with your tech news questions or thoughts on what kind of events and topics you'd like covered here.

Featured image source: Amazon

[sizzlingcrusadebouquetfan-blog]

Friend hit my car, wont give his insurance information, what to do?

"Friend hit my car, wont give his insurance information, what to do?

Two years ago, I was sitting in a parking space waiting for my friend. He pulled in on the left side, and his right front fender crashed into my rear left quarter panel, causing some ugly damage. Long story short, I didn't get his insurance information. He said he would give it to me later. It has been two years, and the past few weeks I've really gotten on his case to get the information or for him to fix the damage. It has been excuse after excuse, and he now wont answer phone calls. I can get his license number, name and address, so I'm wondering if I need to call my insurance company or the police to get this fixed. I don't need friends like this but I'm wondering if the statute of limitations in california has run out, or if I won't have any luck calling the police. I just want the car fixed, and the damage is estimated at 500 dollars. Any ideas?

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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Amongst the following companies which offers Good and Hassle free Health Insurance for a newly married healthy couple sum assured around 5 lakhs per annum. Apollo DKV Bajaj Allianz Cholamandalam HDFC Ergo ICICI Lambord Iffco-Tokio National Insurance New India Insurance Oriental Insurance Reliance Health Royal Sundaram Star Health Tata AIG United India Insurance. Reply with confidance with suitable reason why you suggest this company. Reply immediately.

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Car insurance with minor traffic violations from a different state?

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Disadvantages of having free healthcare insurance?

like costco wholesales helping non employees on health insurance coverage

Hidden car insurance add-ons? (for example red paint cost more to insure)?

I know that your car insurance cost more if your vehicle is painted red, and if something that ridiculous is going to up my insurance price, I'm sure it's not alone. So, my QUESTION ~> Does anyone know of any other stupid details that will add to my car insurance bill?<~ (I'm looking to buy my first car and I have to pay for my own insurance. So I'm trying to avoid extra stupidity before it hits me with a financial price-upper.) HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!""

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Friend hit my car, wont give his insurance information, what to do?

Two years ago, I was sitting in a parking space waiting for my friend. He pulled in on the left side, and his right front fender crashed into my rear left quarter panel, causing some ugly damage. Long story short, I didn't get his insurance information. He said he would give it to me later. It has been two years, and the past few weeks I've really gotten on his case to get the information or for him to fix the damage. It has been excuse after excuse, and he now wont answer phone calls. I can get his license number, name and address, so I'm wondering if I need to call my insurance company or the police to get this fixed. I don't need friends like this but I'm wondering if the statute of limitations in california has run out, or if I won't have any luck calling the police. I just want the car fixed, and the damage is estimated at 500 dollars. Any ideas?

Car Insurance Liability?

Should I go around and get $2000000 in liability, or should I just go with $1000000?""

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What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?

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any diff for having insurance for new/old/second hand car?

Can you ride a Ducati 848 for every day use and is the insurance expensive?

I wanna purchase a bike, my first decision is the Ducati 848 evo, i wanna buy it brand new(2012) but the only 2 things im concern about is the insurance on it & can that bike be used every day.... im 22 just got my moto license and have had my drivers license for about 6 years if that matters( i did an online quote was 700$)im looking for full coverage, I live in California have no record of anything bad at all (accident etc).My second concern is can this bike be driven every single day? Its like the Ferrari of bikes and when you own a ferrari you dont drive it every day..... does this bike break down alot? My second and final decision is the yamaha r6 (2012) i want nothing but the ducati but if the ducati cant be driven for everyday and the insurance is a total rip then i guess ill have no choice....Please if possible only answer my questions please (i really don't wanna read get a used one learn from it drop it etc i know and understand that all my only concerns are the questions)""

High risk health insurance for cancer patients?

I know someone without health insurance who just received word of a lung cancer diagnosis. I know most insurance companies won't take him but does anyone know of one that will, or a website that can point me in the right direction?""

About how much would auto insurance be a month for a beginning teen driver?

I know your not going to be able to give an exact price. I just need a legitimate number. I'm 16, and just fully paid for a nice car on CL. So I do fully own it if that helps the price any. Just an estimated number per month please.""

How much does the value of a car affect insurance for an adult?

I was just thinking about people with a low income that save for many years to buy an expensive car. Dont they still have really high insurance rates?

Individual medical insurance plans?

I am getting ready to go into a contracting position and there is no medical insurance provided meaning I will have to supply the insurance for my family. Does anyone do this, and is the insurance deductible on the taxes? I am living in Indiana and the plan would cover 4 members including myself.""

How much is the townhouse insurance in South Florida for a 3/3?

The HOA does not include insurance.

Where can i find a basic car insurance quote?

i dont want to enter all of my personal information. it doesnt need to be exactly i just want like a basic calculator. i dont mind like the accident info or my car info but not my SS# and address. i just want a estimate. or is there somehow i can do it my self.

Why are my car insurance quotes changing?

I shopped for car insurance yesterday. Today I could not remember if I I forgot a company, so I did them all again because I was bored, all of my quotes went up with some, went down with others. I double checked and I didn't change any info. So I did 3 companies within 10 minutes of each other, and they changed again! I think they pull quotes out of a hat.""

What will life insurance cost me ? Ballpark!!

what will life insurance cost me? im just looking for a ballpark price. i know i know . factors. just say im 40, a little over whight, non-smoker, 90,000.00 i have 10 at work. so if i die my family gets 100,000.00 what is this called. life term? or something. like i said just looking for a W.A.G. per month 10$? 20$? 5$? 30$? Thanks""

How can I get heath insurance?

Im 21 college student and just got layed off I havent had health insurance for like 3 years and I need to go to a doctor like a gyno anywayz im going to the social services office to see if I can get like a low cost health insurance from the state or something I live in ct... but if they don't help me how much health insurance is a month? I can't afford more then 50 dollars a month I just got layeoff and I don't like getting help from the state but I really need to see a doctor

What options are availible to me for life insurance for my father who has pre existing conditions?

My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life insurance policies that are affordable, that would cover him? Im just looking for something that would cover funeral cost.""

How much is motorcycle insurance for a 24 yr old in NJ? How does it compare to car insurance?

I can get quotes but just want to get a quick rough estimate answer. And does nj provide refund for motorcycle courses to take to pass the licence? for ex. I know illinois do

""Learner drivers, what litre is your car and how much do you pay insurance?""

Learner drivers, what litre is your car and how much do you pay insurance?""

17 year old car insurance prices ?

im comparing cars on moneysupermarket because im 16 an need a heads up on insurances costs etc... but i compared a classis mini 1.0- annual: 6000 and Monthly: 650 also, 2007 vauxhall corsa 1.0- annual: 8000 Monthly: 852 and a 1993 Ford Fiesta 1.1- annual: 12000 Monthly: 1152 now i can sort of understand the price for the mini, due to its a small car with a small engine, but the corsa's like brand new? how can the insurance be sort of lowish. but why are they charging huge amounts for a fiesta that is older than me and is probably falling to piece's slowly ? im so confused :S can some one help me and please explain this i really want to be able to have a first car at 17 but at this rate i might be stuck on a motorcycle for a few years then maybe have enough money to afford a car :/""

Auto insurance cost?

I can't really get a quote from a car insurance web site. (It's a long story) I don't really know much about auto insurance at all. How much do you think my insurance would be? I'm a 20 year old female. I haven't ever had a ticket. The car I am potentially buying is a 2009 jeep grand Cherokee. that's $30,000 to $35,000. I would have a $20,000 loan. (my father would be co signing) since I have a loan I'd have to get full coverage. Any one got any idea of how much my rates would be?""

17 year old 1 day insurance?

Any insurance companies do 1 day insurance for 17 year olds?

""Can't afford car insurance, parents won't help?""

OK im 17 and a guy. I passed my test about a month ago so i can drive :) My parents agreed that they would pay insurance for me if i paid for lessons and the car. Ive saved up for years and scrounged all the money i have and had just enough. Anyway i now only have 1500 left and i cant find any car insurance near to that. My dad keeps saying he will do it one evening but its been a month so i asked him today because he had nothing to do, and he just started shouting at me for always going on and i should go get a '******* job because im a lazy little ****'. This is pretty unfair as i work hard at school, get straight A's, never in trouble with the police like most people who live near and don't drink or do drugs unlike most my friends. How should i get him to pay for it, its not even though he's paying all of it, im putting up prob 60% of it and he promised to pay for all of it :(""

I'm 17years old how much would it be to insure a Volkswagen Golf?

I'm 17years old how much would it be to insure a Volkswagen Golf?

Where can I find the best family health insurance coverage for the right price?

I am working for a small landscaping company that does not offer insurance. I am married with two kids, both under 2 yrs of age, and my wife has a pre-existing condition of asthma. Can someone help me find a good insurance coverage for a reasonable price and also accepts pre-existing conditions? Any idea on an average cost?""

Are there any sites where I can compare average insurance rates by model?

I want to get an idea of how much it would cost to insure different cars, but I don't want a quote because they will never leave me alone.""

I got car insurance and it allows me to drive other peoples cars on my insurance?

if i were to buy another car, 2nd car will i be able to drive that without registering to any insruance company? i wont be selling my 1st car, it will still have the insruance, and the insruance it has allows me to drive other cars, but im not sure if the other cars also need insurance from a company""

Friend hit my car, wont give his insurance information, what to do?

Two years ago, I was sitting in a parking space waiting for my friend. He pulled in on the left side, and his right front fender crashed into my rear left quarter panel, causing some ugly damage. Long story short, I didn't get his insurance information. He said he would give it to me later. It has been two years, and the past few weeks I've really gotten on his case to get the information or for him to fix the damage. It has been excuse after excuse, and he now wont answer phone calls. I can get his license number, name and address, so I'm wondering if I need to call my insurance company or the police to get this fixed. I don't need friends like this but I'm wondering if the statute of limitations in california has run out, or if I won't have any luck calling the police. I just want the car fixed, and the damage is estimated at 500 dollars. Any ideas?

Being on your parents insurance and having a baby?

This is completely random for me, but me and my mom were just talking about this and wondering... Say a 17 year old gets pregnant while on her parents insurance. Would she have to get her own insurance? Would she have to pay as an adult would have to? Any personal experiences? Just wondering! Thanks :)""

Complicated car insurance question?

ok, i am 17 and want to insure a land rover. If i took out my own policy now, it would cost a crazy 3500. heres my solution but i dont know if its legal and/or valid. 1. give money for land rover to my dad. 2. dad buys land rover, so it is technically his. 3. dad takes out insurance policy in his name for the land rover. 4. i go down as a named driver on my dads policy for the land rover ????? is this allowed ????""

Teenagers and car insurance again?

so i just posted a question asking if insurance costs more for a 18 year old. i loved all the answers they were really helpful. so the story is my friend thinks she's gonna insure a car and pay only 60 a month in arkansas but my moms insurance company says me being 18 i would pay over 100 dollars because im so young. ive had everyone tell me that thats right so it sounds pretty impossible for a new driver 18 years old to pay such a cheap price right? please give me some insight!!!

""My son's 16 and i need help on the car insurance, help please!?""

My son's 16, he's taken drivers ed. he's done his on roads. I live in Massachusetts. I'm now buying him a Land Rover Range Rover, or a Mercedes, or a Saab 9-7x (Saab's will be 06 - 08 for year), or Cadillac Escalade. These would be about 02 - 05's maybe even an 00 - 01. (I don't want to buy him a new car for his first car, obviously) So what would the insurance cost on those cars? and also, put your personal input on which car you think is best. Also, which car would be easiest to fix? Thanks everyone!""

Help finding very very cheap car insurance please?

i live in florida (miami) is there anyone that can give me a legit site that provides me car insurance for the cheapest price possible? what i mean by legit is no scams or anything, and an address where i can personally go to visit the insurance agency for the papers.""

Auto insurance quotes?!?!?! please help!!!!?

i need a rough estimate and i really dont feel like typing in my information online and getting a real quote lol i just want a real rough quote with average coverage. if anyone could help that would be great. insurance for a new driver with good grades better than B's and all that junk. the car is a 2003 cadillac deville DTS with like 101,000 miles on it. anything could help!!!!! :)""

About car insurance and the laws on it?

i just want to know if a car is insured but the driver of that car is not in the policy .. do i still get ticketed for not having the car insured? I don't know if i'm making sense.but let me explain .my car is insured fully covered but my daughter was driving it and got stopped by the police.and he claimed that my car was not insured. i called my insurance carrier and was told that it was because my daughter was not on the policy. I always assumed that as long as the car was insured it did nt matter who drove it. provided an accident was not involved. please help me on this. as soon as possible

What to know about cars and car insurance?

okay so i will go out to look for a car in a couple of months and i would like to know what look for when buying a car to make sure i will make a good buy, also i would like to find which car insurance would be a good one to get, my mother told me something about paying once a year or every 6 months and i would like to know which are the insurance that offer that type of paying plan and please do tell me if your insurance is good or bad ... we had an issue with allstate when my brother got hit by someone so, allstate is out for me""

""My 21 year old son needs to see a dr.but no insurance, what can he do?""

he has a knot in his left breast and will need to be removed, but he has absolutly no insurance!""

Question about getting a car insurance quote?

If I go to say, State-Farm's website and get a quote. They need information like my specific address. I'm new to this, why do they need phone numbers or addresses? Am I going to receive spam mail from them or something? I know where I live affects my car insurance, but a specific address.. I'm just lost. Thanks""

How long do you have to go to school for an insurance company?

Or any insurance place? For car, hostiapl, boats ect.....""

What's the best liability insurance for yoga instructors?

I will begin teaching yoga, and need to get liability insurance- what's a good inexpensive insurance""

Where do I go to find public liability insurance?

I am starting to run workshops, teaching creative recycling crafts and require public liability insurance. Could you point me in the right direction please?""

Insurance costs for a Yamaha Majesty?

or Yamaha Morphous? I want to purchase one of these two scooters, although I'm leaning more towards the Majesty. For a good driver with a good record, How much is the insurance on these?""

Where can i get cheap health insurance?

Where can i get cheap health insurance?

Can you get braces free if you have health insurance?

i want braces. can i get them free if i have health insurance

Is this true with insurance companies?

hi do insurance companies in US currently asks or checks for any pre existing condition ,before enrolling us? is that true or is that what obama is proposing for insurance companies under new healthcare plan. i never got tested/checked for anything, before getting myself enrolled.......""

I need help with family life insurance...?

I need to buy life insurance for my family. 1. Which one should I look into? 2. Is there a whole vs term family life insurance? 3. If I buy the life insurance for the family, does the insurance only covers my kids until they turn 18 years old?""

What is the minimum you can pay for car insurance if your under 18 and a girl?

Is there any ways to get a low cost?

Citation for no proof of insurance?

I got a ticket for no proof of insurance and passengers not wearing seat belts about a month ago is there a way to fight it. Also the cost for no proof of insurance is like $930 is that right because i'm not really sure if my parents had insurance at that point because they were transitioning from one insurance to another. It was in northern California if that helps.

Cheapest car insurance?

I'm looking for the cheapest car insurance coverage right now. All I need is an affordable quote, so I don't care about how good the company is or how much they will cover. I just need affordable insurance to drive a car. I had 2 tickets, and all the quotes I've been getting so far are over $1,000 for 6 months. I am fully aware that I drove like a dummy and was unlucky as hell; that's where the 2 tickets came from. So please don't make any comment on that. I just need some help. Thank you!""

Can I drive my new registered car without insurance?

I have my driver licenese and tags and temp plate but no insurance yet but going to buy some car insurance monday but what I wanna know can I drive the car without insurance at the moment in chicago, il.""

Best dental insurance to get when needing restorative work?

in all honesty, i have terrible anxiety even when i think about going to the dentist. due to this, i have neglected my teeth and now i'm paying for it. i'm tired of worrying about my smile and just need to know the best insurance to help get me the smile i want.""

How much is Liability insurance on a 16 year old's car?

How much would it be if i wanted to get Liability insurance on a car?

Is there such thing as unemployment health insurance in TX?

I don't have a job but I want health insurance. I live in Houston, TX. What is my best approach to this problem? (other than getting a job that has insurance)""

Friend hit my car, wont give his insurance information, what to do?

Two years ago, I was sitting in a parking space waiting for my friend. He pulled in on the left side, and his right front fender crashed into my rear left quarter panel, causing some ugly damage. Long story short, I didn't get his insurance information. He said he would give it to me later. It has been two years, and the past few weeks I've really gotten on his case to get the information or for him to fix the damage. It has been excuse after excuse, and he now wont answer phone calls. I can get his license number, name and address, so I'm wondering if I need to call my insurance company or the police to get this fixed. I don't need friends like this but I'm wondering if the statute of limitations in california has run out, or if I won't have any luck calling the police. I just want the car fixed, and the damage is estimated at 500 dollars. Any ideas?

How much would car insurance be for a new driver and a crappy car?

I got my liscense 2 months ago and have been saving for a cheap car on Craigslist; around $1500. I need to know how much I would have to pay annually for car insurance for like a mid-90's, 150K miles Nissan/Volvo.""

Health Insurance in California!?

Hi there, My girlfriend and I are getting married next year. I am British and she's American and I'm going to move to California to live her. I am just wondering how the whole health insurance matter works in California as there is no national health insurance as far as i know! Thanks guys!""

Insurance on a 1998 Toyota Camry 16 y/old about to be 17?

Ok so i need your help. I am 16 years old and about to be 17 im going back to the u.s. and have a old 1998 toyota camry waiting for me (btw yuck) ok and my parents said to drive this until my insurance lowers and theyll get me a new car by graduation which is next june. So my question is how much do you think my insurance will be? Its a fairly old car and not in a good condition and i have had 1 accident which was pretty big but not completly my fault like 60%

Who's car insurance pays for an accident?

I lent my grandson my car one day while his car was in the shop and he had an accident. Who's insurance covers it

How do you get proof of car insurance without a car?

I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?

How long does it usually take for an insurance company to pay a life insurance claim?

My father-in-law passed away in April 2009. He died of pneumonia. He had a life policy with a large national company. My sister-in-law is the beneficiary. Here it is, almost a year and a half later, and they still have not paid on the claim. I told her to contact the state insurance commission.""

""How much will insurance be on a bmw 5 series 3 litre 17 year old, SECOND DRIVER!?""

im looking on how much it would be for my father to make me his second driver so I could also drive his car, it is a bmw 5 series 3 litre, im 17 year olds I have only just passed my test, please no stupid remarks/commentx""

Auto insurance in Military?

My family is active duty military, and our vehicle is registered in SC. We have auto insurance through USAA, and we are PCSing to California. We are going to keep our vehicle registered in SC, so when we change our insurance will we have to have insurance for SC and CA?""

Approximate insurance rate for a 2011-2012 Chevrolet Camaro?

Alright so im just looking around and i saw the new lease for the camaro's msrp is aprx 23k and that is a little in my price range. But i would like to know the apprx insurance rate. Im in a family plan with my mom and brother. My brother has 2 major accidents and my mom might have 1 both at fault accident. My age is 16 almost 17. I dont plan on getting the SS just the basic model ( auto ) our insurance company is mercury. I know i wont get anything exact im just looking for an aprx. And please no comments on im too young for this car. im just considering this option. BTW i was given a quote for $140 for a 2002-2004 BMW 325 coupe and i know American car insurance is usually cheaper?

Problem with my car insurance company?

Just before new year, sitting stationary at a roundabout, old guy bashed into back of me. Exchanged details and went through the insurance. Nearly 4 months on...and my insurance company is still chasing liability. Meanwhile, my premium was due for renewal at end of Jan and that has gone up and my insurance company tell me they have problems with the other insurers as they don't answer their phones. They tell me they're sending out letters every 2 weeks and are trying to phone them. I don't think this is enough, especially after all this time. Basically, I'm being held over a barrel. I'll bet the old guy has got his car fixed now, but meanwhile even though I've done nothing wrong, I'm paying out more money and still have rear damage to my car!! I'm getting really sick of it, especially as I need to sell the car soon. It's completely ridiculous. Please wait for rest....""

CAR INSURANCE for a17 year old??

i just passed my test and have the old ford fiesta waiting for me to drive but atm the quotes i'm getting for insurance is around 2000 What are the cheapest sites for car insurance? Should i do Pass Plus?

Car Insurance for a friend?

I have a friend (single mom of 2) and she needs to get cheap car insurance on her ford explore. She let it lapse for 6 months and now her loan company wants to repo her car, even though she has made every car payment. (she leases her car)...(kinda like rent to own) She got a quote from my agent, but it was going to be way too much for her. I am guessing since she still owes on the car she has to have full coverage. And can only afford less than $100.00 a month on it. She is a renter, she is going to school, and has bad credit. Are there any companies out there that she can get a good deal or at least get coverage for 6 months and re-apply with a better company?? The only one I have found out there was the general.com. And they seem to be ok...but I don't know what other options she has. Thanks for reading this!! 10 points to the best answer!!""

Average insurance rate for a 2002 MR2 Toyota Spyder for a 21 year old?

What do you think will be the average rate and how does this compare to insurance rates of a normal car like a Toyota Corolla and sports cars like a Mustang?

Car insurance question?

I currently have my car insurance through State Farm but I am switching to 21st century. Does State Farm charge a month in advance? I looked at my account online and it says that I was billed May 10th and the money will be taken out on May 25th. Also, I do the reoccurring payments, they take out my payment every month. Will I have to make a payment on the 25th even though I'm cancelling on the 20th? I'm going to call my local agent when they open, I just want to hear other peoples experiences with cancelling their insurance. thanks!""

How much will it cost me for insurance and plates etc..?

im buying a 94 supra twin turbo for $18,500. im getting a loan from the bank for the car but what else do i need after i buy it? how much do i need? should $600 be enough for all that stuff?""

I don't have dental insurance.?

I don't have dental insurance and I haven't been to the dentist in years. Anyone know of any good dental discounts or insurance. I really want to go and get a cleaning and check up. I think i'll need some work done considering my jaw hurts and the gap in my teeth seems to be getting wider. Anyone else not have dental insurance? Thanks for the help

Is the presidents plan to get everyone insured but no one covered?

The Affordable Care Act is a pro-insurance-industry plan implemented by a president. You have to closely look at your plans. Know what illnesses you are going to come down with. See what kind of medications you will need. Know all the advanced medical care needed and the facilities needed. Then insure they are in your plan. That is only the easy part. When you sign up. You should daily check to see if you are covered. People are going to emergency rooms thinking they are covered when they are not. Democrat have an answer to out of network medications and doctors. Pay out of pocket. Democrats say it is personal responsibility to know every disease facilities and medications needed for every conceivable disease. Then insure they are in your plan. Democrats have your best interests at heart when they insure your sex life is listed in your medical record. Democrats would never misuse sex or gun information requested in Obama Care by looking in the electronic records. They are safer then the doctor putting them in a file and keeping them in their office. Now they keep it in their office and a database that Obama can access.

Do you know any life insurance companies that has all of this?

1) Has banding coverage, meaning rates are base on total coverage of the primary and the spouse. 2) Has spouse rider and child rider, so there's only one policy fee 3) Has terminal illness benefit. If you are diagnose to be terminally ill, you can use a portion of the face amount for whatever reasons. 4) Has increasing benefit rider. That means every year up to a certain time, the face amount goes up by a certain percent without having to provide proof of insurability. And the rate of the added coverage is base on the age when the policy was issued to you. 5) Disability waiver of premium. This means when you become disabled, all your premiums will be waivered and the policy will remain enforced until it matures or expires. 6) Guarantees insurability for children. That means when the child becomes an adult, he/she can get life insurance regardless of current health conditions. 7) It has AM Best Rating of A+ or better or Moody Rating of AA or better. The company I work has all these features in all their life insurance policies. I was wondering if any other companies out there has the same features.""

Should I switch my auto insurance this early?

I have Esurance right now.. My policy started in Feb and ends in August. It is $200 a month and I have minimum coverage. I did not have insurance for 15 months until I started my policy, so I settled and did not look at many places for the insurance. I just looked at some quotes today, and Progressive quoted me $140 with more coverage and I probably could get some discounts from them. Should I keep my current policy until it expires in August? Or should I just switch now? I feel like keeping my insurance for 6 months and switching with no gap in my coverage could benefit me more than calling it quits so soon, but I honestly don't know. I'm new to these kinds of responsibilities.""

Do insurance companies rate based on points or violations??

I am 23 and have no points on my licence. I live in maryland and i was pulled over in virginia for speeding and recived a 'failure to obey a highway sign' violation. The officer said he gave me that cause it was a lesser fine, i think it was B.S. cause he didnt have me on radar (i asked to see the radar becase he said i was going 75 in a 65, i felt i was going 70 max.. he said they arent supposed to lock in the speed int he radar but that is a different issue) I contacted a rep from the MVA and he said no points would transfer to my driving record, but the violation would go on my record carrying no points. My question is, do the insurance companies look at just the points on your licence, or do they look at the violation even if there are no points. Also, about 2 years ago I got a ticket for speeding and i went to court and they dropped the points and declinded the fine a little. Im assuming this is on my record as well, but carried no points, would this effect rates as well""

How much is required down to open a homeowners insurance policy?

I am getting ready to buy a house and I am getting ready to switch my car insurance into my own name from my parents. I have to add homeowner insurance on to the policy. If I stay with the same company will I have to pay money down like for a deposit?

Whats the best and cheapest car insurance?

Volkswagen Polo 1. Litre, to drive in the city of London?""

Insurance for Porsche Cayenne?

hi, im thinking about buying a 2005 Porsche Cayenne, and was wondering how much the insurance will be for such car?""

How much a mustang GT with red paint cost on insurance?

How much a mustang GT with red paint cost on insurance?

How much would insurance cost for a 17 year old with an SUV?

im thinking about getting a 1998 Chevy Tahoe for my first car but i dont know how much the insurance would be and i have my JOL license

Friend hit my car, wont give his insurance information, what to do?

Two years ago, I was sitting in a parking space waiting for my friend. He pulled in on the left side, and his right front fender crashed into my rear left quarter panel, causing some ugly damage. Long story short, I didn't get his insurance information. He said he would give it to me later. It has been two years, and the past few weeks I've really gotten on his case to get the information or for him to fix the damage. It has been excuse after excuse, and he now wont answer phone calls. I can get his license number, name and address, so I'm wondering if I need to call my insurance company or the police to get this fixed. I don't need friends like this but I'm wondering if the statute of limitations in california has run out, or if I won't have any luck calling the police. I just want the car fixed, and the damage is estimated at 500 dollars. Any ideas?

https://www.linkedin.com/pulse/what-best-cheapest-medical-insurance-my-wife-i-please-fenton-zoa"

[dudence-blog]

Dear Dudence for 13 October 2017

Man, Dudence feels terrible.  I. Was. Late.  I had this written yesterday.  I’d like to say that Mrs. Dudence’s birthday, or playing with Little Dudence, or any number of other reasons justified being late.  But I cannot.  It is all on me.  Today is the first day of the ALCS and this is, hopefully, the last of Herpes Week.  I might have to add “An STD doesn’t mean you’re an awful person” to Dudence’s Guidelines.  As always, shoot me an email at AskDearDudence@gmail.com or hit me up on Facebook.

I have a girlfriend I love very much. I have moderate depression and anxiety, and she has supported me for the entirety of our relationship; she’s a really excellent partner and person. We technically have an open relationship, but neither of us has acted on it yet, so we talk a lot about how we’re feeling and any worries we have. I’ve never had this kind of “check-in” before, and it feels great.

I also have three fantastic housemates, two of whom are in a couple. Before they started dating (also before I started dating my current partner), I had really strong feelings for one of them and had to work through a lot of sadness and jealousy when I heard about their relationship. Recently my feelings have resurfaced in full force, along with some feelings for the other half of the couple. I am often hit with waves of sadness and/or jealousy when I see them together, even if we’re all hanging out. Sometimes I think about what it would have looked like if I’d ended up with the friend I first liked, but mostly now it’s more wanting to be part of the couple, too—wanting to be around them, be together, be included (and yes, I’d really like to kiss both of them!).

Dear Gay and Tired, how terrible have your other residences as an adult been that a situation where you’re increasingly anxious, depressed, and jealous to the point it is eroding your mental health is the best situation you’ve ever been in?  That is just rough and as Newdie said you (or them) is probably going to need to move.  Although I think that either you or them moving out is the best option, I don’t think you should dismiss “tell them how I feel” out-of-hand.  You say you’ve discussed it with your girlfriend and that you wouldn’t do anything without her okay, which tells me she hasn’t said your feelings for them are a deal-breaker.  Talk it over with your girlfriend, have her give you her consent or not.  Is she doesn’t you’re not the worse off, if she does broach it with your roommates; please let one of them be named Jessie....  The worst case is you’ve blown up a friendship and have to move; you were going to need to do the latter either.  But I’d be willing to bet your roommates are aware that there is something up with you, maybe not the extent or details, but they know.  Give them the opportunity to tell you how they feel, and even if they’re not into it, it’s possible they won’t make it awkward.  And in the best case scenario a whole lot of people get to bang one another.  And if that does come to pass toss an invite to your fourth roommate, it’s just rude to leave them out.

I am an older, sexually conservative woman who got herpes from a man I was dating. He’s a pillar of the community and did not tell me he had herpes. I had a long dry spell before we started dating. My issue is that I have an unlabeled bottle of herpes medication in my desk drawer at work. My administrative assistant asked for some pain relievers, and I opened my desk drawer and shared from a labeled, over-the-counter bottle of acetaminophen. I saw her staring at the unlabeled bottle in the drawer. Later that day I went back to my office, and she and another person had actually opened the unlabeled bottle and were looking at the medicine! 

  Dear Pariah, I’m going to guess you had a moment of l’esprit de l’escalier with your assistant and her conspirator.  I think you need to go speak with, at least, your HR department about the original incident and determine what options, if any, you have at your disposal.  I also think a visit with an attorney who specializes in this area of the law would be in order, since this wasn’t something your employer erroneously revealed, I don’t know if the FMLA applies or if your state has a law against disclosing private facts.  At the very least your HR folks need to refamiliarize the employees with rules regarding unauthorized disclosure of medical information, and the consequences for such disclosure.  I’d think this is something they’d be very interested to do as the employer might want to know if they have an employee who can’t keep her trap shut regarding private medical information.  In regards to your assistant you are long past the time when you were too stunned to act.  You need to have a very pointed conversation with her about her incredible violation of your privacy.  I’d have prefered this conversation was had as part of her exit interview because you were firing her, but that’s me and we’re now months beyond the incident.  You don’t need to get into details about what the medication was for because it doesn’t matter.  It could have been for Supergonsyphyliaidsepes which you got from a foursome involving a pair of dwarves an octopus and it wouldn’t matter what the medication was because the grossest thing involved in this incident was your assistant and her co-conspirator shifting through your medication to identify what you were taking.  Granted, if you want to have some fun, when you do bring this up with HR tell them you caught her snooping through your desk looking through your medication and you’re worried she has a drug problem.  Let her explain to the HR pogue that she was merely snooping at your anti-viral drugs, not trying to score her next fix.  There is nothing in this which is your fault.  I know that doesn’t help with the feelings of shame, embarrassment, and betrayal but you need to remind yourself of it.  

I got married six months ago. My relationship with my family is at best distant—we don’t have a lot in common and there were several incidents of what I’ve been told most people would call abuse (but I’m not there yet, mentally speaking). My dad is a racist, sexist creep. I’ve managed to get him to tone it down around me enough that I can handle a monthly phone call, but that’s my limit. I really didn’t want him to walk me down the aisle, but by the end of the engagement, I was so burned out on decision-making that I just didn’t have the strength for that conversation, with him or any of my many relatives who would have demanded an explanation.

Dear Angry, Just Angry, it’s time for you to redefine your relationship with your father.  Either have a final conversation with him where you tell him that you’re not going to be able to talk with him again until he addresses his alcohol problem (if you even wish to continue having conversations with him if he sobers up), or get your husband to do it for you.  Hopefully there’s someone in your family who you trust enough to tell them why you’re not going to be talking with your father and that you want to limit your exposure to him during your brother’s medical issue.  While you might feel foolish for not knowing the extent of his problems, someone else in your family knew, and they needed to give you the head’s up.  As for your wedding, I know it’s hard to see it now, but this is something that’s going to fade.  Your friends and guests don’t view you being walked down the aisle by your father as an “endorsement”.  They don’t blame you for his behavior.  I think a good way for you to start moving forward with your own feelings from that day would be to finish up with your photographer.  Have your husband call your photographer and schedule the time to go over your photos for the album; but also have your photographer take out pictures with your dad prior to arriving.  Let you see that you still looked beautiful, happy, in love and excited for the life you were going to start with your new husband.  It’s amazing how much your memory of an event can improve when you’re spared a reminder of who you thought was ruining it.

My family is not well-off and neither am I. My parents always try to help me where they can because they feel guilty that they couldn’t give me a better financial start in life, which has never been something I held against them. My sister recently had a baby, and I came up to visit and help ferry my mom, who dislikes driving, to and from the hospital. My last morning here, my dad got up early and took my car to get gas.  I came downstairs afterward, and my car keys were on the table with one or two 20-dollar bills folded underneath them. I assumed this was the money they’d offered me to help pay for my sister’s shower. I left it there, but when I came back less than an hour later, it was gone. My mom and I were the only two people in the house. I didn’t say anything because what if I was wrong and I accused my mom of taking money meant for me? But Prudie, I don’t think I am wrong.

Dear Cheated, slow your roll high speed.  As NuPru points out you’re making two assumptions; the money was for you and your mom took it for nefarious reasons.  Let’s play this out:

“Hey dad, I saw there was a couple $20s on the table the other day, was that for me to cover the shower?”  

“No, it was my change from getting gas.”

Or, “Yes it was, why?”

Then, “I left it on the table, but when I came back it was gone.”

“Oh, yeah, your mom picked it up, she thought it was the change from when I went to get gas.  I forgot, here you go.”

Scene. Last night my wife and I went to a small theater to watch The Mystery of Edwin Drood. In the row in front of us, a woman became increasingly amorous with her date. She first leaned over and kissed his cheek. Then she took off her shoes, put her legs on his lap, and started kissing his neck. Then they began a lip-lock session—all while we were trying to watch the play. My wife, who had to look through their hook-up to watch the stage, leaned forward and asked them to break it up. Fortunately they did and must have decided to carry on elsewhere, as they didn’t return for the second act. At what point is it reasonable to ask people to “get a room” during a performance? And what would you suggest saying?

Dear Prude at Edward Drood, try asking your wife for help with this question.  If you’re feeling feisty though you could always offer to join in or you and your wife show them how it’s done.

I am a professional woman in my mid-30s. My parents live about five hours away, and I visit them for a few days at a time every few months. My mother has unacknowledged anxiety problems that prevent her from traveling to see me (her go-to excuse is that her pet needs her, although they have a pet sitter at the ready). She also refuses to call me. She says she could “never live with [her]self” if she disturbed me while I was asleep, as I sometimes work nights—though I’ve explained the Do Not Disturb feature on my phone and told her she can always leave me a voicemail if I don’t pick up.

Dear Not Asleep, you’re not unreasonable for feeling a bit hurt that she won’t initiate contact, but it might just be a thing you’re going to need to accept.  At least until she decides to do something about her issues keeping her from calling you.  I don’t know if you’re visiting them “enough” because I have no idea what “enough” would look like, but a visit every few months for several days at a time seems more than reasonable.  It sounds like you’re doing everything people would expect from a caring child.  You mom’s hang-ups are not something you can do anything about if she doesn’t want to do anything about them.  Call and visit when you can in good conscience.  If you do want to do something yourself though, next time you call your mom tell her you’re hanging up and you’d like her to call you back.  You’re awake, you’re expecting her call, let her see it isn’t the worst thing in the world.  Not sure if it would work, but maybe it can help her get over the issue she has with doing it for real.