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growingingreenwood · 4 years ago

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Hey I start college this week any advice? Hope all is well you are amazing!

Omg good job!! That's so exciting!!!! Alrighty, I have a bachelor’s degree and now i'm working on my Rec Therapy Degree so I’ve had like 5 and a half years of college/university experience so hopefully at least something here will be helpful for you.

What are you going to collage to take?

One- Try to sit in the front of of the lecture hall

Classes will probably be a lot bigger than you’re used to and many people find this intimidating. I used to sit at the very back of lecture halls because I hated having to walk past rows of people, but you know what? My grades suffered for it. I’m an easily distracted human being with crippling ADHD and so being able to see everybody's computer screen was a nightmare for me. Half the class was watching movies or playing games or whatever so I didn't hear a damn word my teacher said. The closer I was to the front, the less distracting it was for me. Plus, I find that when I’m more familiar with being closer to my teachers it's easier and less intimidating for me to ask them for help or to re-explain things.

Two- Don’t be embarrassed, everybodys a mess and other people have your question.

The colleges I’ve been to have been nothing like highschool. We’re all in this together, we’re a suffering squad okay. So if you're too tired to ‘look good’ SICK half your class probably has not showered in like five days. Have a question that you think might make sound dumb? I can literally assure you that other people have the same question and pray somebody else will ask it. All of you are confused, it's okay.

Three - BUY YOUR TEXTBOOKS USED!!!!!

Oh my god I cannot stress this enough. For some reason professores and schools are out here hustling textbooks like starving soundcloud rappers. We don’t need that shit. Your school probably has a facebook group or two where students are selling their old textbooks much cheaper than you could get them in bookstores. And when I mean cheaper, I mean by like 100 - 200 dollars. If you're on a physical campus, lots of people put lists of what books they're selling on their lockers so keep an eye out for flyers as well.

Four - Join a club!

One of the things I really love about college is all the low pressure social situations. There's literally tons of clubs at most universities rankings from really open (First Year Social Club!!) to ridiuclously niche (We All Play Super Smash Brothers In Full Costume Once A Month) so its a great place to start when it comes to making new friends and finding some cool stuff to do!

Five - Don’t fall for the ‘too cool’ trap.

Lots of people have endless fun in college (like me) and some people really, really hate it. Personally, I think it has a lot to do with your attitude about being there. There's tons of pep rallies, carnivals, festivals and whatever else held by your school that can actually be super fun to attend but many people think they're ‘too cool’ for things like that. Don’t fall into this trap, I can assure you those that went to the events had like 9 billion times more fun.

Six - ASK FOR THE HELP THAT YOU NEED

This lesson took me so long to learn, but it was life changing once I did learn it. There's tons of resources available to you though most universities, and most of it was probably paid for through your tuition so it makes no sense to NOT access these things. See what your school offers for counseling services, stress reduction, learning activities held in the library, financial aid, make use of your teachers office hours, things like that. Crawl through your school’s website and see what they have to offer you, you can get some really really good life advice sometimes. If you’re falling behind in school work and need an extension, ask for it. Literally the worst thing that can happen is your teacher telling you ‘no.’ Which, honestly, in my near six years of schooling has literally only happened once and it was because the teacher personally didn’t like me.

Seven -- C’s Get Degrees

School Burnout Is REAL, she is sneaky, and she will hit you when you least expect it. I really struggle with having too high of expectations of myself when it comes to my work/life balance. This is the only year that I haven't worked at least 20 hours a week on top of full time university education and that only because of COVID and my immune issues, however for some reason I always expect myself to do like 3 - 4 hours of homework a day. Which is lunacy. At least it is for me. I literally cannot even count how many times I’ve put my grades before my physical, spiritual, emotional, and mental wellbeing. How many times I’ve forced myself to keep studying when I knew that I had already surpassed my limit hours ago because I thought that getting an A was more important than anything else. Especially myself. That’s not true.

You weren’t put on this earth to get straight A’s, you were put on this earth to be the best you that you can be.

So sometimes, you really do just gotta accept that ‘C’s get Degrees’ and you gotta close your textbook, go paint your nails, call your friend, and go to bed.

Eight -- Everything Can Be A Learning Experience

There are endless things to learn at college, and most of them aren't what the teachers are telling you. College is where I first learned that it really isn’t the end of the world to fail sometimes. It happens, it happens to everyone, but there's always something to learn from every ‘failure’ and part of it is how you can better handle failures in the future. It teaches you how to work with people, share ideas, and grow in your self-confidence. If you take the time to self-reflect when you find yourself struggling in aspects of your life in college, you can really learn a lot about yourself and how you present.

It was through self-reflecting on some of my peer interactions that I realized my vocabulary was creating a rift between me and them, as several people as it as a way of me purposefully trying to make myself seem ‘better’ or ‘more educated’ when in reality I just forget a lot of simple words and end up using some ridiculous monstrosity in casual sentences. The more I made that known about myself in interactions, and mentioning how much I read, helped my interactions because it helped people to better understand WHY I speak that way. This lesson has continued to help me throughout my life.

Nine -- Missing Lectures is a Slippery Slope

My attendance rate was already a lost cause by the time I got to University (my highschool almost didn't let me graduate because I had an 87% absentee rate and something like 300 missed detentions but I was 1 of 3 Full Honors Students and they wanted the funding so they ecentually let me lol) but I have watched many a student crawl into this 'Chronic Skipping' pit with me in my years. Im not really sure why it happens, but basically as soon as you miss 2 lectures for no concrete reason (like a dentist appointment or cause your sick or something) it's game over for you. You'll miss two classes, then three, then four, then 2 a week, then 3 a week. Then you start skipping other subjects too. Then you end up like me and suddenly its the end of the term and you realize you've only attended 4 entire classes, one of which was the first day and the other 3 were exams. (True story, that was my 8am Political Science Class in my second year)

I hope this helps somewhat!!!! Let me know if you have any specific questions!

And thank you lovely, I’m chugging along doing my best trying to get back into my creative bubble which for some reason seems to be rather elusive and hard to track down thus far.

#not tolkien #momma tolkien #tolkien mom things #collage tips #tips for collage #tips for university #answered asks #haleigh speaks

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timeoutforthee · 6 years ago

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Like It or Not (Chapter 6)

Summary: Logan, Patton, Roman, and Virgil are all struggling in their recovery. Their doctors, Thomas Sanders and Emile Picani think they can help each other out.

Aka Group Therapy AU

Trigger Warnings: mentions of calorie counting (no numbers), mentions of disordered eating patterns

Read on AO3!

Taglist: @itsausernamenotafobsong, @sea-blue-child, @iaminmultiplefandoms, @princeanxious, @uwillbeefoundtonight, @zaidiashipper, @arandompasserby, @levyredfox3, @echomist13, @falsett0, @error-i-dunno-what-went-wrong, @scrapbookofsketches, @podcastsandcoffee, @helloisthisusernametaken, @amuthefunperson, @yamihatarou, @heck-im-lost, @michealawithana

Why did human beings need to eat?

It was such a simple question, one that had such an obvious answer, so much so that people usually didn’t give it a second thought. Humans needed to eat, because food served as fuel. That was a fact.

Logan lived for facts. He found comfort in knowledge, in knowing certainties. He knew, logically, that if he kept denying his body food, that it would eventually stop running. That’s what science said.

But when Logan looked at food, he didn’t see fuel. He didn’t think of taste. Instead, they were covered in numbers, which all flowed together in a never ending math problem he couldn’t solve.

“What do you mean by that?” Dr. Sanders asked.

Logan groaned. He was so good at explaining science, but when it came to feelings, he was hopeless.

“I know calorie counts, and I know how many calories I can burn by doing certain exercises,” he responded, “And every day, I strive to keep the input and output at an even zero.”

“Why?”

Logan paused. He...hadn’t really thought about it.

“I...I just have to.”

“What do you think would happen if you didn’t?”

Truthfully, probably nothing. Probably he’d gain a few pounds and stop having issues with his physical health. Probably he wouldn’t need to come to therapy anymore. Probably he could go back to being normal. And all that sounded like what he wanted. Yet, when he thought about a world where he stopped counting, it made a sudden surge of panic rip through him.

“Not an option.”

To all the world, Logan is earth. He is grounded and stable, something unshakable. Nobody sees the fire within. He made sure of that.

It burns. The passion, the rage, it all boils deep under his skin. He tries to soothe it with cold, hard facts. He doesn’t want to scare people. But sometimes he even scares himself. He crushes his feelings because he thinks, if he doesn’t, they might just take over.

Is that what they’re doing right now?

Because, really, jam should not be filled with this many emotions.

There was nostalgia, sure. He can remember making his own peanut butter and jelly sandwiches after loudly announcing to his parents that they weren’t doing it right, it needed more jelly. He can remember setting the jar by his homework, rewarding himself with a spoonful after particularly challenging problems. All positive, innocent memories, if not a bit childish.

He had pulled the jar out of the cabinet unceremoniously. This was a simple task, which would add up to an overall more positive experience, and it was one he had completed as a child. Surely, surely, he could do it. It was normal, it was a normal snack, and he was a normal person who was going to eat it normally.

Right now.

Except half an hour had passed and his spoon was still empty.

Logan sighed angrily and rubbed his hands down his face.

The worst part was that he didn’t understand. He was the smart one, the one who knew all the facts, the one who knew all the answers. So why couldn’t his brain just realize this was what was best for him and do it already?

“Logan?”

He glanced toward the door.

“Oh. Hi, mom.”

“What are you doing?”

“I’m eating.”

She glanced at the table, specifically at the still closed jar and the clean spoon.

“O...kay?” she walked over to the jar, picking it up, “Mind if I take a bite?”

“Sure.” See it’s so EASY-

But before he could finish his thought, his mom flipped the jar over, looking at the Nutritional Facts. She wrinkled her nose in disgust before setting it down.

“Eugh. Never mind,” she said.

His mom left the room, completely unaware of the damage she had done. Logan tried to fight the urge, he really did, but he couldn’t help it. He flipped the jar over himself. He knew the number on the back, knew the calorie counts of so many foods he was surprised his mind had room for anything else.

Groaning, he tore the label off. Fine. He still had time, he still had a week to do this. He could do this.

“Roman! Get out of the bathroom already!”

“Just a second,” he grumbles, scratching at his hands under the water. It’s practically boiling, and his hands are stinging, but every time he pulls them out, it’s like he can see the grease covering his hands.

“You’ve been in there for twenty minutes, come on!”

Roman glances up. Had it really been that long? He glances at the clock on the wall. Oh. Oops.

Reluctantly, he flips the water off and dries his hands. They’re red by now, and the skin is sensitive.

He had told his mom, with a little too much enthusiasm, that he would be joining them for dinner, and no, he didn’t need a seperate meal, he’d just have what they were having. Looking back, he really should have asked what it was first, or paid more attention. Because it was Friday, and Friday meant his brother Alex was coming for a visit from college, and Alex always wanted pizza. Extra large, greasy, cheesy pizza.

Roman opens the door and finds Alex standing there. He frowns.

“I thought you were taking a shower? The water was running.”

“Yeah, I was washing my hands.”

“You were washing your hands...for twenty minutes…”

“Yes,” Roman says, indignantly, but he doesn’t have a defense.

“I mean, okay, weirdo,” Alex pushes past him and Roman heads to his room.

He takes a deep breath. Okay. So it was kinda a disaster. So he had to take a napkin and try to soak up the grease. So he had to cut the pizza into tiny pieces. So both of these things made him take twice as long to eat as the rest of his family. So he kept catching his parents giving each other looks.

He had done it. He did it, and it was over.

Suddenly it hit him. It wasn’t over. This was the first step. It would keep going. And it was just going to get worse.

His stomach lurched and he slapped a hand over his mouth. He leaned his forehead against the wall of the hallway. He tried taking a few deep breaths, like Dr. Picani had shown him.

“Roman?”

“H-Hey mom,” He said, turning his head, and taking his hand away.

His mom narrows her eyes, “Everything okay?”

He smiles, but its strained, “Yep! Peachy!”

She nods and walks past him, but stops and turns around.

“Oh! I almost forgot! How did you like dinner?”

“It was great.”

“I had dinner with my family,” Roman tells the rest of the group.

Dr. Picani frowns. Roman has been uncharacteristically quiet this session. He makes a small note to bring it up later, either in the next session or during their individual.

“That’s good, right?” Patton says, looking at Dr. Picani with uncertainty out of the corner of his eye. A new grey sweater is wrapped around his shoulders, offering a comforting weight. It wasn’t a onesie or a crown, but it was something.

Dr. Sanders had been right. It was hard for Patton to reward himself, partly because he didn’t think he deserved it because normal people could go shopping all the time, partly because Patton was, honestly, kind of the worst person when he was shopping.

He didn’t mean to be. But all the shame bubbled to the surface, and he had to constantly wrestle with it in his head to try and keep himself from breaking down in dressing rooms. Sometimes, he didn’t succeed and ended up on the floor, sniffling while his mom hovered outside.

That was also the worst. His mom didn’t deserve Patton’s anger, but she’s the one who ended up with most of it. This shopping trip had been no exception. So when she showed Patton the light grey sweater, and had him feel how soft it was, instead of trying it on he had wrapped it around his shoulders, and called it a day. It wasn’t a onesie or a crown, but it was sorta like a cape, and that was fun, so it counted, right?

“Absolutely,” Dr. Picani said, brightening, “Unless there’s something more you wanted to discuss regarding it…?”

Roman shook his head, silently.

Virgil looked from Roman over to the therapist, a hint of concern on his face. His hood was up, like always, but the bangs were a bright purple and hung in his face.

He had tried to do it himself,but he ended up frozen with all the supplies set out. He didn’t want to stain anything, so he had tried to cover everything, but then he had wasted so much aluminum foil, and what if he stained the towels, also his hands were shaking so he was destined to fuck up, and if he fucked up everyone would be able to tell oh God-

“Are you dying your hair?”

Virgil jumped. He hadn’t even noticed his aunt in the door.

“Uh, I was, but I won’t stain anything, I swear-”

Violet snorted. “Yeah, sure, good luck with that.” Virgil paled and she mentally smacked herself, “You know, I used to dye my own hair. I could help you. If you wanted.”

“Help…?”

“Sure. Did you get bleach?” Virgil nodded and gestured to its place on the sink.

Violet grabbed a pair of plastic gloves from under the sink and pulled out the brush.

“Alright. Let’s do this.”

Virgil still wasn’t sure what to make of his aunt, but he had to admit his hair looked a lot better than what it would have if he had done it himself.

“Alright, Roman,” Dr. Picani said, before turning to Logan, who was also silent this session, “What about you, Logan?”

Logan’s arms were crossed in front of him, and he was staring at the floor. He took a deep, shaky breath.

“I failed.”

“Thank you for sharing how you feel, Logan, however, I would challenge you to take a different approach in how you view it-”

“How I view it? I am viewing it very clearly,” Logan snaps his head up, “I had the simplest challenge, doing something I enjoy, and I couldn’t do it.”

“Did you try?”

“Of course I tried, do you know how many hours I spent staring at that stupid jar?”

“The fact that you even considered doing this shows that your dedication to recovery. Isn’t that a positive thing?”

Logan can hear the tiny child inside him whine “No. It’s not enough. I wanna be better now!” but he takes a deep breath, allowing him to silence it.

“I suppose.”

“But?” Dr. Picani prompts.

“But...it’s not good enough.”

“So you feel like what you’ve accomplished-and, though you may feel like it wasn’t much, you did accomplish something-wasn’t enough. Does that in turn make you feel like you’re not good enough?”

Logan blinked, caught off guard. Emile smiled.

“Those degrees on the wall aren’t just for show, Logan, I am in fact a very educated man.”

Logan pointedly looks at the desk behind Picani, where he’s set out figurines of Spongebob and Patrick.

“A very educated man who isn’t boring. But anyway, we’re getting off track. We were talking about your self worth.”

Logan groaned. He could have sworn they were just having debates about cartoons. What happened to that?

“I suppose my self worth could be better.”

“Care to elaborate on that?”

“I just feel like I, as a human being, have a very specific purpose, but I constantly fall short.”

“So is it possible you just have a different purpose?” Virgil asks.

“No,” Logan says, immediately. Virgil quirks an eyebrow.

“When Virgil made that suggestion, how did it make you feel, Logan?”

Anger shame embarrassment panic-

“It didn’t make me feel anything,” Now Roman is raising his eyebrows and Patton is looking at him in concern, “It doesn’t make me feel anything, because it isn’t true. I know my purpose, I know my place, and I fit neatly and effortlessly into that place. I just need to work a little harder.”

“Hm,” Dr. Picani says, “So, unfortunately, I think we’re running a little low on time to fully discuss this. Instead, I have a challenge for next session.”

Logan relaxes slightly until Dr. Picani speaks again.

“Guys, this world is full of infinite possibilities. Every choice you make could lead in a completely different direction. Heck, coming here has significantly changed the outcome of your future. I want you think of three ways-just three-that your life could turn out. Three different goals.”

“...you want us to write aus for ourselves,” Virgil deadpans.

“Yes!” Dr. Picani cries, pointing his pen at Virgil, “This will give you guys encouragement. It’ll show you that there are so many options for you without your eating disorder. It will also help you see what goals you want to accomplish.”

“But I know the single thing I want to do,” Logan says, “I don’t need to know the others.”

“Awww, come on, Logan,” Patton says, “It’ll be fun!” he gasps, “You could be a scientist or a librarian or a teacher-”

“Teachers don’t make any money-” Logan cuts himself off. Whoa. He sounded like his father there for a second.

“Well, in a future where money wasn’t an option, what would you do?” Dr. Picani says, “Obviously, that’s something we, as humans, need to address in the real world, but when you’re reflecting on what could be, you won’t be held to those limitations. And with that-” he shuts his notebook. “Dr. Sanders will be with you next week.”

It is four in the morning.

Logan is sneaking down to the kitchen. The smallest bit of light is hanging in the sky, even though the sun isn’t there yet. The world is quiet.

He only turns on one light, the one in the kitchen. He is trying to cause as little disturbance as possible.

He once told his dad that “midnight to four doesn’t count.” His dad had responded “what the hell does that mean?” He had shrugged, but what he really meant was that there was a kind of peace you could find in the early mornings, something you couldn’t quite grasp during the day time. He used to have a bad time of staying up at night, gazing at the stars and enjoying the invisible hours, but once he realized that wasn’t conducive to healthy sleep schedule, he stopped.

But now, here he was.

He pulled the Crofter’s jar out of the fridge. Half of it was gone, eaten by his parents. He popped the jar open.

He took a deep breath.

He tried to remember what Dr. Picani said. How even if he couldn’t do it, making the choice to try was important. Even if he failed-no, even if he couldn’t do this today, he was still making progress.

He grabbed a spoon and scooped some up. He hesitated for only a second before he finally took a bite.

The flavor filled his mouth. This was, easily, the most flavorful thing he had eaten in months. It was sweet, and had the perfect combination of fruit flavors.

He swallowed and realized there was a lump in his throat. Was he...He wiped his eyes and realized, yes, he was actually crying over eating a snack.

But, somehow, he was too proud of himself to care.

#sander sides #sanders sides fic #like it or not #did you want a sad Logan #I bet you wanted a sad Logan #Logan sanders #patton sanders #roman sanders #virgil sanders

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briefbouquetcreatorlove-blog · 6 years ago

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how to compare home insurance quotes

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I live in California and I have Farmers insurance, got a ticket for a speeding back in December and I didn't take traffic school so there's now a point on my ticket. Anyone know if Farmers cares about one point on the license and if so how I will be affected?""

Cheapest Way for an international student to Drive a car with an international License?

I will be staying in the UK for 1 year and need a car cuz I will be driving around 50 miles a day. I looked to buy a cheap car but the insurance is around 6000 to 8000 a year cuz i am young and driving with an international license. The cheapest thing I found was renting a car for 13-14�� a day. Is there anyway I can drive cheaper in the UK? If renting is the only choice, what is the cheapest renting diesel car can I get in Birmingham?""

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Will my insurance go up that much if I buy a Camaro?

I currently have a 96 Pontiac Sunfire and I have Erie insurance which through them I have liability only on my car and my rates are $60.00 a month....I am 18,19 years old next month and I found on craigslist a guy who is desperately wanting to get rid of his camaro and is willing to trade it straight up for my sunfire,as he and his gf are having a baby and she wants him to get rid of his toy....now this camaro is a 95,fully loaded automatic,t tops, leather interior etc...and my sunfire is the basic model,manual windows,locks etc....so obviously Id be making out very well in value....now I am on my own insurance and my mother chewed me out when I told her about me maybe trading for this camaro...will my insurance go up THAT much?""

Does this car legally have insurance?

My friend just purchased a new car and the temporary registration Is in her name but the car is insured under her moms policy without her listed as an additional driver. So if she is stopped by police will they coincided this car insured or uninsured? Also when it's time for her permanent registration will the state accept a proof of insurance on the car without her name on it? We live in Georgia by the way.

How flexible are life insurance quotes. Can I negotiate with company for a better rate.?

I got a quote for my family and me for life insurance (20 years/400K each). I would like to negotiate a better rate with the broker (assuming same coverage).Can it be done, or are the rates fixed, is there room to negotiate. we did the blood work and were offered standard rates.""

What's a good first car for low insurance?

I'm buying a first car soon, and I don't want the insurance to go through the roof. My mom offered to just give me her 3-Series but I'm afraid it'll make our rates go up if I'm the primary driver, but I know nothing about insurance so help me out here... I don't really care what the car is AS LONG AS... It is 1995 or newer Has the basics (power steering, air conditioning) Reasonably comfortable Reasonable gas mileage--doesn't have to be too great NOT a Honda. At all. I really hate Hondas with a passion and that kind of lowers the list, but oh well.. It doesn't really need all the fancy bells and whistles--just needs to be comfortable, cheap-ish insurance, and easy to fix. I'm looking into Buicks right now. My mom said she likes the Scion tC, and I don't really mind either (but it does look kind of girly). Any other good options? Thanks!""

How much will car insurance cost?

Hello, I am looking to buy a car in UK. There are many options for an affordable price, but what I am most concerned about is how much will insurance cost for me? I am 19 and own a license for one year. How insurance is calculated? Thank you""

If Affordable Care Act is tossed by SCOTUS what happens to those under 26 & on their parents insurance?

Simple question. Will employers go back to the old max age which was usually 19? Or will they stick with the new 26 since that transition has already been made, and millions of young adults only have insurance because of the new max age. Love or hate the rest of obamacare. I usually can't find anyone that thinks its a bad idea to let kids just trying to get a foothold on life to be on their parents insurance.""

Car insurance - why isnt it cheaper?

My partner and I have just sold our car. It was a Vauxhall Astra TDi 1.9 Diesel 56plate. We are looking for a little run around car thats cheaper to run. I found a Daewoo Matiz SE 796cc X reg petrol. Apparently its group 2 insurance but its just as expensive as our old car. Would this be right if none of our details have changed???

Teen Car Insurance.?

I am 17, and about 5 days ago I finally got my license. So now my parents are trying to look for insurance. I have to pay it, soo seeing as I only get paid minimum wage, does anyone know the cheapest deal for insurance when it comes to teenagers?? What I mean is like what company etc.""

Would my car insurance covers if paint is sprayed on my car by family member accidentally?

My uncle was spray painting his deck (toner - penetrating oiling formula) and didn't pay attention and it was quite windy that day it got all over my car. Now would my insurance cover this claim or not? What you guys think what should I do? I think it will cost me around $7000 to $8000 and I have full insurance. Thanks for your replies

How do i mail in insurance card for a ticket i received?

Does anyone know an auto insurance agency that offers affordable insurance to drivers with a bad driving?

How much would my insurance be?

Hi, I'm a 17 year old female and just passed my driving test. My parents are successful, therefore they're giving me their 2011 Ford Galaxy 2.3 Ghia with a supercharged fitted on it. I was wondering how much the insurance would be? Do they consider the speed of the car? Thanks.""

Where can I find more information on Flood Insurance In CA?

There is large portion of the population that does not know much about flood insurance. Let alone what FEMA is doing to thousands of California Property owners. FEMA is re-mapping several communities within the state and every other state for that matter. Flood insurance is becoming a necessity and if your community is being affected, your property may be becoming a high risk flood zone. That means you have no choice but to purchase a policy. If you are concerned about these changes and how they affect you, then visit www.myfarmersagent.org. There you can obtain a flood zone determination and quote. We specialize in preferred rate policies and helping you grandfather your property to its current rating. Let me know if this helps anyone, I would hate to see anyone stuck with a high risk flood insurance rate.""

The best car insurance for a beginning teen?

I want to start driving, however one responsibility is paying for my own car insurance. I am 16 years old and am interested in a 2005 Volkswagen beetle. I was wondering what is the best car insurance company for a teen beginning driver, something affordable for a teenager's income please lol. Thank you.""

""What is the definition of junk insurance and did all insurance companies, even Blue Cross, once offer them ?""

it is a good thing you did not get seriously ill because you would have lost everything and still be dying a miserable death. BTW, Insurance companies did not call their product junk insurance. It was easy takings from suckers though.""

Will these cars cost more to insure?

So im looking to buy my first car. The deal is I pay for the car, my parents cover the insurance, but they wont let me get a SUV or sporty car because then they have to pay more. I was looking at a Toyota Celica or Hyundia Tiburon (I kinda want a coupe so my friends wont be bumming rides all the time because ill be the only one with a car). Is this true? I mean, even the 4-cylinder 2.0L automatic models? Will these models still be considered a sports car even with the wimpy specs or were my parents mistaken? I was also looking at a Chevy Cobalt LS coupe, which is pretty much the same as the others, and my dad said it was cheaper to insure?""

""Car insurance with 6 point,?""

cheapest car insurance with 6 points, please help. any car insurance which check record of last 3 or 4 year and NOT 5 years.""

How much should i settle my auto injury claim for? please someone help me out!?

Question Details: i had an acccident about a year and half ago and i was a passenger. i have no health insurance and have been footing all medical bills thus far. i am writing a demand letter right now but am wondering how much should be my compensation request. here's a brief summary. the other driver is at complete fault. i have all soap notes from doctors,bills and reports. we were hit head on while on our way to my root canal surgery, i was having my permanent put in. i had to go in 2 weeks later wearing a cervical collar. i have choronditis, back sprains and horrible knee contusions still left on my foot. my doctor has recommended physical therapy for up to 3 months but i can't afford to go anymore thus why i am trying to settle. total medical bills is about 12,000 not including other misc like pills. i just don't want to ask too high or be taken for a fool,so please help. thanks. also the insurance company has never made an offer they said it was a hard hit. both cars in""

Mazda RX-8 insurance cost?

I'm 16 about to turn 17 in a mere few months. After getting a job I looked into cars for myself and set my eyes on a Mazda RX-8. Since I'm only 16 does anyone know a basic price per month on a 2004 model? Currently I am co-insured under my mother on a 2009 Honda Civic for about $80 per month. I'm just curious as to how much I'd be charged if I were to get a RX-8. Thank you for your time.

When selling your car without insurance and tax?

just bought a new car and want to sell my old one, but is it ok for someone(buyer) to have a test drive if the car has no insurance and no tax? and then drive it home as well""

""When your 18 and still in high school, does the car insurance company still check your grades for a discount?

My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount still apply to students who are 18?

Looking for affordable health insurance in Arizona for my child ONLY?

Kidscare is no longer acccepting applicants and and SCHIP has been discontinued.....All the sites i go to that offer quotes are only for adults and the deductibles are outrageous.... ...show more

Do anyone know of an affordable health insurane?

Car insurance without a license?

Hi! I'm going to get a used car next month. I've had my permit for over a year so that means I have to take the written test again. I'm planning on taking it this month, then getting the car next month, then a few months later taking the road test. I have to practice driving in the car that I'm gonna get so my question is, can I get insurance on the car without having a license yet? My parents don't drive, so I cant get on their insurance. So what do you think is the best thing for me to do and what would be the cheapest? Thanks in advance to anyone kind enough to answer my question.:D""

Motorcycle Insurance Fee?

Hi, My name is Johnny. I'm 19 years old and live in Santa Monica, CA. I currently have DL and I know I need to get Motorcycle License to drive Motorcycle. I've been driving for 9 months and had no accident at all. Although, I sometimes drive my parents' cars and have no insurance. I heard that driving motorcycle will cost me less on payment and insurance. I want to buy like, Harley Davidson model from 2006-2008. How much will it cost me for my insurance?""

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Where can i buy cheap insurance for 13 years olds in Atlanta?

I Have a 13yr old and i need to get Cheap insurance for him to play.

What is the approximate insurance cost on a vw polo X registration for a 17 year old?

hi just want to know how much roughley the insurance would be for a VW Polo on a X registration plate please

GAP insurance on finance car?

I paid 400 for GAP insurance on my new car around 6months ago when taking it out on finance I have just been made redundant does GAP cover this?

Which car insurance companies are cheapest for teen girls?

I am a girl going on 17 years old and I finally just got my license. Now my dad and I are looking for the cheapest plan in the cheapest insurance company to go on for my car insurance. Help?

""My family makes 80,000 but can't afford health insurance. I have loans and all, what do I do?""

We are currently living in Pleasanton CA because I want my daughter to go to a good public school (cant afford private schools)We have no family here in California, its just the two of us with our 5 year old daughter.(my husband is an only child, both of his parents died) It is very expensive to live in Pleasanton, but we rather live someplace nice where the school system is good and we are also interracial couple. We have credit card loans,(25,000) and my husband has a student loan. My daughter is on a Kaiser individual plan which is 300 a month. We have a car payment of 312 a month and still have 6000 left to pay off. We have a low interest rate on the car loan like 4%. We tried consolidating our loans but it did not work. Now my job offers health insurance, but it is very costly, 280 a month which I can't afford, and we are not qualified for the covered California. Please anyone has any advise we would love to hear some feedback.""

Can my wife drive my father's car without insurance?

My dad has a general insurance policy in Toronto. It covers dad, mom and me. My wife has G licenese, but no car insurance. I was wondering if my wife could be insured on accident driving my father's car. If yes, which part should I look on the insurance policy description paper? If she gets into accident by her fault, would my father's insurance rate go up? Thanks""

What are the minimum legal requirements for auto insurance in california ?

Car insurance?!?!?!?!?! HELP!!!?

im 15 and i just got my liscence (you can get it at 15 in Idaho because i live in a hick state) im a good student, 3.8 gpa, and ive never gotten in an accident while i was a student driver with my permit. about how much can i expect to be paying a month for car insurance? dont tell me to go to a website and fill out a form, it takes forever and i dont feel like giving out my social security number, thank you very much. please does anyone have a ballpark estimate?""

Insurance quotes.... are they correct?

Hi, I have used a couple of insurance websites such as compare the market and confused for a cars insurance. I do not understand why but when i select full comprehensive the insurance is less than third party. Why is this? I thought comp was better than 3rd party.... is this not true? Why is full comp less than 3rd party? Thanks""

How much would homeowners insurance cost on a 1.2 million dollar house?

It's in southern California. I'm just asking for a rough estimate please.

Legal question about car insurance.?

My son was at a party, an aquaintance asked for his car keys to get some drink out of the boot. He then stole the car and crashed it. Only a provisional licence. The car, which is a company car, is a right off. The insurance company are saying that they may not pay out. Who ultimately is responsible.""

Car buying/drive test/insurance question.?

By June 16th, the first day of my job, I will need to not only buy a car, but purchase insurance and schedule/complete/pass my drive test. Now, this could be my young naive mind talking, but I am a very alert driver, maybe a little fast, but VERY alert. When doing behind the wheel, I went on the freeway after only 1 hour and the guy said I'm only the second person he's felt comfortable with doing that. But my question is, in what order should i do this (car, test, insurance) and how much preparation/time does each take. i'm hoping for my parents to stop fighting so my dad can buy a new one and give me his truck, but there are no guarantees. By the way, I am 16, and don't think this is some worthless endeavor by a kid with no money. I have saved for over 3 years (I know have over 10000$ but I have to buy everything, but my parents will pay for half of the insurance costs. THANKS""

Insurance for motorcycle?

i live in Montreal Quebec, and would be around 18-25 years old would a Kawasaki ninja 250 (250cc sport bike) be more expensive than a 800cc cruiser? cuz i was originally intresetd in the 250 because of its fun factor and etc... but my uncle is saying that insurance would be a lot because it is a sport bike and i would be still young, so its better to get a cruiser (sportster style bike) because it is heavyer, stabler...and will cost less to insure. but im a little skeptical because a 250cc engine really is not fast (compared to the 600cc sport bike) and a guy on youtube said that his friend pays a little less than half of what he pays for his kawa. 900 custom""

Insurance pricing for a Honda Civic Coupe vs Sedan?

I'm looking to get a new car and was wondering if the insurance would be pricier if I got the civic coupe? I mean it's technically not really a sports car and is not much different than the sedan aside from its appearance. I'm 21 and have had my license for over 3 years if that makes any difference.

Business Insurance??

What kind of insurance will i need to carry for duct cleaning peoples homes and how much monthly would it cost

How much will my insurance go up with 2 points on my record with allstate? im 21 yrs old.?

Do I really need to buy the insurance?

Renting a car from Enterprise, I don't have a car or insurance but I do have a Drivers Lic.....Is the insurance a scam? Or should I get it? I am in California.""

Insurance on a 1987 Z28 Camaro ?

How much would insurance on a 1987 Chevy Z28 Camaro for a 16 year old ? just need an estimate, thanks""

I hit someones car who doesn't have car insurance?

so at school in the parking lot i hit a parked car and left it there. a hit and run i guess. i told someone who told the girl. so she told me she would go halfs with me on the damages. the damages is $1,000. i asked her again if she would go halfs with me and she said she couldnt. i dont have $1000 and i found out she doesnt even have car insurance (through someone else). i live in MA and its illegal if you dont have car insurance. your license will be suspended. so im trying to get her to admit that she doesnt have car insurance. so then what do i do? any advice?""

Will I be able to buy car insurance?Thanks?

Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we're waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks

Which health insurance is better?

I'm 18 and my current health insurance (it's called Neighborhood in NYC) has currently expired. I can either re-certify this or be added to my dad's GHI health insurance, which is provided by the city. His insurance includes copays and such that I've never done before. Which insurance makes more sense?""

Why would i be refused car insurance?

have fleet insurance that covers any driver over the age of 25. I had an accident 6 months ago which i know wasn't my fault but unfortunately i wasn't insured at the time as the payments had been cancelled. The other party is trying to claim from my insurance company, is this allowed as i was uninsured and secondly the insurance company are now refusing to insure me, anyone else but not myself, is this allowed?""

I want some cheap car insurance...?

Who offers really cheap car insurance? It doesn't matter what it covers as long as it keeps me legal.

Baby health insurance question?

[this isn't for real, its for school] if i have a child who has muscular dystrophy and a wife who is 4 months pregnant with another child, can i still get health insurance on that unborn baby without getting him tested? do i have the right not to tell the insurance companies? why might i not want to tell my employer? how would i feel about mandatory genetic testing? do insurance companies have the right to deny insurance to individuals with genetic disorders?""

Financed a car- car insurance went WAY up?

My husband and I recently sold our old car and financed a used low mile 2007 ford fusion. Our car insurance previously was around 60 dollars a month, now it's over $200.00. The reason our rate increased was our finance company requires certain insurance (comprehensive and collision) that we didn't have before. My question is, do we have to keep this insurance on the car throughout the financing period? They sprang this little tidbit on us right before we signed. We tried to get financing three weeks ago and suceeded, but the person working with us went out sick with swine flu and no one from the bank let us know. We ended up calling last week and they put us with someone else/ It put us in a time crunch since my husband was leaving for Naval OCS the next day. If we have to pay it, it's not a big deal, but we're a young couple and it's money we could be putting towards our student loans.""

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Do I need a permanent address to get car insurance and register my car?

I live in california right now with my parents but I plan on traveling the country for a while living in my car. My insurance will be expired in march of 09 and I need to be smogged around then too. I wanted to leave mid december of this year and get out in the midwest/east for the next few years and just keep traveling. Can I just use a PO box address?? I dont want to use my parents address because they like to go through my mail. All of my friends are leaving to university in differnt states so I cant really rely on any of their addresses.

Motor/Car Insurance Database.?

I have Bought my insurance with a company over the phone/online. I was just wondering how long it will take for the insurance deatails to get onto the MID As i need to tax the vehicle. Thank you!

If a car has a dent will insurance consider it salvage?

Found this clean title used car but has a big dent. If i was to buy the car and insure it would the insurance consider it salvage? I'm new to all of this. pics ...show more

Which Car Insurance is better for a teenager in Texas?

I'm 18 years old and trying to look for a cheap car insurance. I am at College seeking a job and the cheapest is Acceptable Insurance,110/month.""

TERM LIFE INSURANCE IN NEW YORK?

any companies offer no exam life insurance for residents in nyc? $50,000 or more.""

Can I get motorcycle insurance without a license?

Do i need car insurance for a family member to teach me to drive?

I am 17 in 2 weeks and am going to start my driving lessons, along side my lessons with a licensed instructor I would like my mother to also give me some extra help like driving around quiet roads, or in a empty car park. For this I need insurance but I obviously don't want to pay full out insurance for just learning. I have heard of something called learner driver insurance would this work for what I want to do? If so do you have a link of where I could buy it or know any other way that I could legally learn to dive in the car? Thanks Josh""

""I am 18 and i just got my license nearly 2 months ago, what insurance would take me?

i need insurance now but the rates are so high.. i am a full time high school student and i live on my own its not like i could put the insurance under my parents name. i need help !!!!!

Were we can apply and buy liability insurance?

We are managing 300 units condominium.What approximately liability insurance will cost?

Where can I find a CAR RENTER'S INSURANCE that I could use for a week?

Found a cheap rental car- but they require insurance. Need a short short term insurance for renting car- HELP?

What's the cheapest liability insurance?

How much can i sue and get from car insurance for pain and suffering for $600 worth of medicals?

In california how long can a company take to provide you with insurance?

I work in california and was wondering if there is a california or federal law on when a company should provide insurance benifits for a full time worker? My friend has been with the company over a year and still has no benifits...i know most companies give it to you after 60 or 90 days probation even 6 months but is there a law about how long they should take ?

Does anyone know what are the deductible rates that AAA auto insurance offer?

Im needing insurance for myself and my son?

im looking into getting some health insurance for myself and my son! im 43 and hes 18months! Anyone who has insurance, lend me some info on where you got it! thanks""

I'm 27 years old and I wanna get life insurance ? Any thoughts on which type i should get . ?

simplify your answer please .

Appeals for insurance company?

i was wondering on average how long does it take for a car insurance company to process appeals if someone knows it would be greatly appreciated

Is Mercedes expensive to maintain?

im 18 just got myself first car 05 c320 4matic. my parents are paying for gas and insurance which is 350$ a month but i will pay for the car payments with a part time job and maybe repairs do you think it will be too much for me?

Fastest car to insure cheaply?

hi. im 18 yrs old with only 1 yr's ncb. im looking for a car which is both cheap to insure, and fairly quick. any ideas what i should get?""

Can you driver licenses get suspended for not paying your insurance?

I haven't payed my car insurance in two month can my driver licenses get suspended cause I didn't pay it cause someone told me it it get suspended if i didn't pay it I live in South Dakota

How much can I expect to pay for cobra insurance?

I was recently offered a job that pays much more than my current job. The downfall is the employer is small and does not currently offer an employee insurance plans. I'm 30 years old and I've never had any major health issues. I know I can keep the insurance from my former job thru cobra law. But what will i expect to pay. Currently as an employee I pay 26.35 per each pay period (2 week pay periods) for medical insurance and 9.53 a pay period for dental. In summary i pay roughly 71 dollars a month to cover myself only (no dependents). the company i work for has 7000 employees worldwide. probably 2-3000 u.s. employees. How much can I expect to pay for cobra?

Is it legal for an auto insurer to raise your rate without notification and debit that out of your account?

I reside in Texas and have auto debits monthly for my auto insurance. I just checked and they raised my rate this month without telling me and debited the new rate out of my account, but i agreed to debit monthly my rate but was on a lower rate for over 2 years and up until last month. I never got notice, is this legal? Do i have any rights to recover that extra $ they took for a new rate that i was not notified of?""

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road""

Life insurance on an ailing parent? How do I take out a policy on my mother?

I'm the sole caretaker of my ailing mother, I have no siblings, just a husband, a 4 y/o and a baby on the way. My mother and I have been talking and she needs life insurance. I take care of everything with the household, bills, etc....but I'm kinda unsure what to do about life insurance. Right now I'm about to get power of attorney over everything but I'm inexperienced about the life insurance thing. What are some good companies to go with? What kind do I get? I think she had life insurance when she was working about 5-6 years ago but she has no clue what happened to it..so I'm taking matters into my own hands. Help? She has ALS (Lou Gehrigs).""

How much would my car insurance be?

i plan to by a 95 toyota , i have been driving since i was 17 and now 21 and have had no accidents. how much would my insurance be on average.""

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