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Unhappy with crypto.com? Hi.com joined forces with Mastercard and launches the world’s first NFT Crypto & Fiat Debit Card (Invitation Code 👉 ProfX 👈)

After crypto.com’ s reduced cashback and benefits drew the ire of its community, who rightly question whether the changes relate to the increasing marketing budgets for celebrities like Matt Damon, sponsoring the Fifa World Cup in Qatar, and buying the naming rights to LA’ s Staples Center for a whopping $700 million, Hi.com’ s debit card (waiting list is open now!) is becoming serious competition. Hi doesn’t provide any money for expensive marketing. Advertising at hi is done through word of mouth. You can only become a member with an invitation code, mine is ProfX.

Invitation only 👉 Use ProfX as sign up code. Android & IOS App available.

The competition never sleeps

Hi.com was founded by Sean Rach in August 2021 in Singapore. Sean Rach is not a crypto newbie. He is the former head of marketing at crypto.com and Adjunct Assistant Professor at the University of Hong Kong in the field of Customer Management and ESG-Marketing for Social Impact. Sean Rach knows the customer needs and requirements of crypto exchanges very well.

hi is operated by the hi Foundation, a Singapore-based not-for-profit organization.

Hi has ambitious plans and aims to revolutionize the financial markets as an all-in-one crypto exchange in the field of next-generation mobile banking. Hi.com wants to make it as easy as possible for newcomers to trade cryptocurrencies. Hi has a very user-friendly and easy-to-understand Web-, Android- and IOS-App. The App is translated into 17 languages. The Hi super app aims to combine the functionality of a crypto exchange with a next-generation digital bank, offering its members one platform for everything. Complicated switching back and forth between crypto and fiat currencies is a thing of the past with the new Hi App. The aim is to seamlessly integrate savings, investments and payments with lifestyle benefits, travel and gamification. Hi will act as your gateway to Web3, including wealth, social networking, entertainment and retail services, which you can experience both in the real world and the Metaverse.

In the super app, users have a personalized IBAN, as well as a custodial wallet and a non-custodial wallet in the future, which will act as user-friendly access to Web 3.0, DeFi and NFTs as well as numerous decentralized apps. Centralized and decentralized Hi applications should interact effortlessly with each other.

In the long term, Hi is planning its own blockchain with the hi Protocol (hiP), which will serve as a layer 2 sidechain for Ethereum. Hi aims to become a fully decentralized autonomous organization, a so-called DAO, in Web 3.0. The in-house cryptocurrency Hi has so far been a token on the Ethereum and Binance Smart Chain. $Hi serves as a utility token that powers the Hi ecosystem and aims to bring the greatest possible benefit to its owner.

Our Mission is to democratize blockchain technology to enable a community of billions to take control of their money, with fluid interoperability between the universe and metaverse.

The path to the preeminent DAO for Web3 is divided into three strategic phases. Hi is currently in phase 1 and already offers trading of 79 cryptocurrencies.

The Hi App offers candlestick charts, limit and market orders as well as order books. Compared to the competition the costs are lower with 0.2% trading fees and more functions are available.

All-in-One Financial Super App: Next-gen financial services powered by Web3

Better than the competition

How trustworthy is hi.com?

I discovered Hi by accident very early on and have been observing the project for almost a year now. So far, all promises made have been kept. From time to time there were delays in announced things, but they never lasted longer than a few weeks. All announcements were ultimately kept and minor delays are quite normal with such a young project.

I trust Hi for several reasons:

1. Founder Sean Rach is best known in crypto space as the former CMO (Chief of Marketing) of crypto.com and he is a professor at the University of Hong Kong.

2. The team around Sean Rach is also renowned in the crypto industry and there are already more than 120 employees.

3. Hi has a European banking license from Estonia (Virtual Currency Service Provider (VCSP) license #FVT000505). This license is valid throughout the European Union.

4. Hi owns the Payment Card Industry Data Security Standard (PCI DSS). This security standard is supported by all major credit card organizations such as Visa, Mastercard, American Express, Discover and JCB (Japan Credit Bureau). This security standard is an important prerequisite for the launch of the announced Hi cards.

5. Hi is listed on several crypto exchanges. In addition to trading in the Hi app, you can also trade with Hi on other platforms such as Bitfinex, BitMart, MEXC Global, PancakeSwap and Uniswap.

6. The distribution of the tokens is clearly described in the white paper and the largest wallets and their purpose are explained. Transparency is very important at Hi and therefore current data and key figures regarding the amount of Hi burned, the number of members and the tokens staked are published regularly.

7. Reputable partnerships including Mastercard and the Yolo Group for Hi Casino.

8. Hi has more than 3 million members, of which more than 800,000 have already completed the verification process, also known as KYC (Know Your Customer).

9. Well-known investors in the crypto industry have invested in Hi.

But as always, DYOR (Do Your Own Research) applies.

Why switching to Hi.com is worthwhile

Hi is far more than just another crypto trading platform and will offer its members significantly more benefits than the competition. Just owning Hi brings numerous benefits.

To become a member you need an invite code, mine is ProfX

There are 6 membership levels, which are based on the number of staked Hi tokens.

Depending on your the membership, you can have up to 20 lifestyle subscriptions. You can choose from more than 100 well-known subscriptions in the fields of Music & Video, Food & Shopping, Lifestyle & Fitness, Productivity, Travel & Transport and Social & Dating, including:

Benefits in the field of music & video. A complete overview can be found in the Hi app.

These benefits should be available with the launch of the debit cards, which is expected to take place in October. The waiting list is now open. You need an invitation to register, my code is ProfX. Depending on the membership level, the hi cards offer up to 10% cashback and an interest rate booster on invested cryptocurrencies. With the Hi Card, which works in cooperation with Mastercard, you can pay at over 90 million merchants worldwide. The fees are free in your home country and 1.5% abroad.

The waiting list for the Hi cards was opened today, September 25th, 2022.

Invitation only with referral code, mine is ProfX

The early bird catches the worm

Hi has already achieved a lot since it was founded almost a year ago. It is therefore worth taking a look at Hi, especially as an early adopter.

At the moment, the bears are not only dominating the traditional markets, there are also strong price fluctuations in the crypto sector, which always offer favorable entry opportunities. Hi can be purchased in the app both at market price and with a year’s notice and a discount of 33% compared to market price. The reduced Hi will be paid out daily for a year. As soon as 50 Hi have been paid out, they can be invested again for a year with a return of 40% (plus an interest rate booster depending on the membership level). Any Hi created and any Hi purchased with a one-year period count toward membership tiers. Compared to crypto.com, this means that significantly higher cashback rates can be achieved at Hi with a low monetary investment.

In addition to Hi, other cryptocurrencies can also be staked in the app. A distinction is made between flexible and fixed investment periods. Ethereum and Tether can be flexibly invested with 5.5% and 11% APY (Annual percentage yield). Every Friday there is a payout of the return and the invested cryptocurrencies can be withdrawn at any time.

Depending on the membership level, you get an interest booster on the return on fixed cryptocurrencies. With Silver you get 20% extra.

With the fixed investment periods, cryptocurrencies can be invested for different lengths of time. The interest rate booster is applied to the returns depending on the membership level. For example, if you invest Hi over a year with a Silver Membership, you get 48% (40% multiplied by a 20% interest rate booster). One can choose whether the returns are distributed daily or at the end of the investment period.

Conclusion

Hi has gained renowned investors, partnerships and already more than 3 million members in the crypto space. Hi.com is well on the way to becoming a serious competitor for crypto.com & Co. In the current crypto winter, Hi is still flying under the radar of many users and therefore offers excellent entry opportunities. With the Hi debit card, you get more cashback with a lower initial investment than competitors like crypto.com offer. With the large selection of free lifestyle benefits, everyone gets their money’s worth. How sustainable the extremely good returns are remains to be seen. One thing is certain: as an early adopter, Hi.com offers a lucrative investment opportunity.

Invitation only works with referral code, mine is ProfX