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Put Your Best Financial Foot Forward With Student Credit Cards

Credit cards are valuable tools in learning how to manage finances and handle debt from an early age, responsibly. Your credit score will soon be as important as your GPA. Start building your credit history with low rate Student credit cards from Aspire Credit Union. Your rate stays the same, with no unexpected increases, giving you more control of your money. This low balance credit card is ideal when you’re buying textbooks, a new computer, or ordering in. For more information, connect with us: https://aspire.creditunion/

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You Can Build Your Nest Egg The Way That Works For You With CD Rates Minot ND

CDs are unique savings tools that yield higher returns in exchange for a commitment to leave your money on deposit for a specified period of time. Certificates of deposit should be part of any diversified savings strategy. The professionals at Aspire can explain the various CD options available and assist you in finding the best CD rates Minot ND to help meet your savings goals. Contact us for more queries: https://aspire.creditunion/share-certificate/

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Taking Aspire Membership Is As Easy As Counting 1, 2, 3

Aspire Credit Union was established in 1937 with the sole purpose of providing financial assistance to its members. Aspire membership includes: anyone who lives, works, worships, or attends school; and businesses, other legal entities, and organizations of such persons; located in Bottineau, McHenry, McLean, Mountrail, Renville or Ward counties of North Dakota. Our membership also includes immediate families or households of our existing members. What are you waiting for, connect with us to know about our Aspire membership: https://aspire.creditunion/our-membership/

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You Can Build Your Nest Egg The Way That Works For You With CD Rates Minot ND

CDs are unique savings tools that yield higher returns in exchange for a commitment to leave your money on deposit for a specified period of time. Certificates of deposit should be part of any diversified savings strategy. The professionals at Aspire can explain the various CD options available and assist you in finding the best CD rates Minot ND to help meet your savings goals. Contact us for more queries: https://aspire.creditunion/share-certificate/

[saulhernandezar]

Taking Aspire Membership Is As Easy As Counting 1, 2, 3

Aspire Credit Union was established in 1937 with the sole purpose of providing financial assistance to its members. Aspire membership includes: anyone who lives, works, worships, or attends school; and businesses, other legal entities, and organizations of such persons; located in Bottineau, McHenry, McLean, Mountrail, Renville or Ward counties of North Dakota. Our membership also includes immediate families or households of our existing members. What are you waiting for, connect with us to know about our Aspire membership: https://aspire.creditunion/our-membership/

[saulhernandezar]

Put Your Best Financial Foot Forward With Student Credit Cards

Credit cards are valuable tools in learning how to manage finances and handle debt from an early age, responsibly. Your credit score will soon be as important as your GPA. Start building your credit history with low rate Student credit cards from Aspire Credit Union. Your rate stays the same, with no unexpected increases, giving you more control of your money. This low balance credit card is ideal when you’re buying textbooks, a new computer, or ordering in. For more information, connect with us: https://aspire.creditunion/

[saulhernandezar]

You Can Build Your Nest Egg The Way That Works For You With CD Rates Minot ND

CDs are unique savings tools that yield higher returns in exchange for a commitment to leave your money on deposit for a specified period of time. Certificates of deposit should be part of any diversified savings strategy. The professionals at Aspire can explain the various CD options available and assist you in finding the best CD rates Minot ND to help meet your savings goals. Contact us for more queries: https://aspire.creditunion/share-certificate/

[saulhernandezar]

Taking Aspire Membership Is As Easy As Counting 1, 2, 3

Aspire Credit Union was established in 1937 with the sole purpose of providing financial assistance to its members. Aspire membership includes: anyone who lives, works, worships, or attends school; and businesses, other legal entities, and organizations of such persons; located in Bottineau, McHenry, McLean, Mountrail, Renville or Ward counties of North Dakota. Our membership also includes immediate families or households of our existing members. What are you waiting for, connect with us to know about our Aspire membership: https://aspire.creditunion/our-membership/

[saulhernandezar]

Put Your Best Financial Foot Forward With Student Credit Cards

Credit cards are valuable tools in learning how to manage finances and handle debt from an early age, responsibly. Your credit score will soon be as important as your GPA. Start building your credit history with low rate Student credit cards from Aspire Credit Union. Your rate stays the same, with no unexpected increases, giving you more control of your money. This low balance credit card is ideal when you’re buying textbooks, a new computer, or ordering in. For more information, connect with us: https://aspire.creditunion/

[saulhernandezar]

Put Your Best Financial Foot Forward With Student Credit Cards

Credit cards are valuable tools in learning how to manage finances and handle debt from an early age, responsibly.

Your credit score will soon be as important as your GPA. Start building your credit history with low rate Student credit cards from Aspire Credit Union. Your rate stays the same, with no unexpected increases, giving you more control of your money. This low balance credit card is ideal when you’re buying textbooks, a new computer, or ordering in.

FAQ on student credit card

What is a credit score and why is it important?

A credit score is a numerical representation of an individual's ability to borrow a loan with the understanding and agreement that they will pay it back at a later date. Having good or even average credit can be beneficial in the long run, as it can provide access to credit cards with attractive points programs and other exclusive benefits.

What information do I need to apply for a credit card with Aspire?

To qualify for the student credit card, the individual would need to provide proof of age. The member would qualify for a set limit and on the day of their 25 birthday, they would automatically switch to the card with rewards at the respective rate.

How do I save myself from fraud?

We have added an additional security level to our credit cards; it is called Real-Time Decisioning. This system provides better detection and prevention of fraud. Further if you have a lost or stolen credit card it should be reported as soon as possible.

How do student credit cards Work?

It operates in a similar manner to other visa cards; however, it is specifically designed for students. Generally, these credit cards come with a reduced credit limit to assist students in building their credit score without incurring excessive debt. This is an effective financial aid instrument for international students to help them manage their finances and establish a healthy credit score.

Pro Tip: Before considering your own credit card account, make sure you're already making on-time payments with your bills and utilities, as missing payments can affect your credit regardless of whether you have a credit card.

For more information, connect with us.

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Taking Aspire Membership Is As Easy As Counting 1, 2, 3

Are you looking for a place to bank and don’t want to deal with a bank? Aspire Credit Union is the place you can trust, with products you actually need.

Aspire Credit Union was established in 1937 with the sole purpose of providing financial assistance to its members. This spirit of collaboration continues to drive us today. As a non-profit financial institution, our mission is to assist members in achieving financial independence through a combination of cost-effective products, exemplary service, community engagement and financial education. Members of Aspire have access to a comprehensive range of financial services, such as savings accounts, auto, checking, credit, business, retirement and more. Plus, your accounts are always close at hand with our mobile app, online banking and our branches, spanning Bottineau, McHenry, McLean, Mountrail, Renville or Ward counties of North Dakota.

As your financial partner, we’re dedicated to preparing you for the road ahead. Let’s make the journey together.

Taking an Aspire Membership is easy:

Join: We make it easy to join. Simply book an appointment at a branch near you. We offer appointments over the phone, and in branch.

Plan: Speak with a member services specialist about your goals.

Be Connected: With a financial institution that truly cares, you know because we treat you like family.

After taking Aspire membership, you should know that we are:

Nonprofit and tax-exempt (but not a charity)

Cooperatively owned and governed - one member, one vote

Regulated, fully-insured financial institutions

You will receive superior member service through accurate and effective handling of your accounts. To achieve this service philosophy, we will:

Utilize state of the art technology for member service delivery

Maintain a well-trained staff, knowledgeable in all credit union services

Respond to members’ concerns with feeling and empathy

Have fun. Work can be fun, fulfilling, and exciting. Fun translates to a friendly work environment where people like to be. When we enjoy our jobs, our members enjoy us.

Aspire membership includes: anyone who lives, works, worships, or attends school; and businesses, other legal entities, and organizations of such persons; located in Bottineau, McHenry, McLean, Mountrail, Renville or Ward counties of North Dakota. Our membership also includes immediate families or households of our existing members.

What are you waiting for, connect with us to know about our Aspire membership.

Taking Aspire Membership Is As Easy As Counting 1, 2, 3

Are you looking for a place to bank and don’t want to deal with a bank? Aspire Credit Union is the place you can trust, with products you actually need.

Aspire Credit Union was established in 1937 with the sole purpose of providing financial assistance to its members. This spirit of collaboration continues to drive us today. As a non-profit financial institution, our mission is to assist members in achieving financial independence through a combination of cost-effective products, exemplary service, community engagement and financial education. Members of Aspire have access to a comprehensive range of financial services, such as savings accounts, auto, checking, credit, business, retirement and more. Plus, your accounts are always close at hand with our mobile app, online banking and our branches, spanning Bottineau, McHenry, McLean, Mountrail, Renville or Ward counties of North Dakota.

As your financial partner, we’re dedicated to preparing you for the road ahead. Let’s make the journey together.

Taking an Aspire Membership is easy:

Join: We make it easy to join. Simply book an appointment at a branch near you. We offer appointments over the phone, and in branch.

Plan: Speak with a member services specialist about your goals.

Be Connected: With a financial institution that truly cares, you know because we treat you like family.

After taking Aspire membership, you should know that we are:

Nonprofit and tax-exempt (but not a charity)

Cooperatively owned and governed - one member, one vote

Regulated, fully-insured financial institutions

You will receive superior member service through accurate and effective handling of your accounts. To achieve this service philosophy, we will:

Utilize state of the art technology for member service delivery

Maintain a well-trained staff, knowledgeable in all credit union services

Respond to members’ concerns with feeling and empathy

Have fun. Work can be fun, fulfilling, and exciting. Fun translates to a friendly work environment where people like to be. When we enjoy our jobs, our members enjoy us.

Aspire membership includes: anyone who lives, works, worships, or attends school; and businesses, other legal entities, and organizations of such persons; located in Bottineau, McHenry, McLean, Mountrail, Renville or Ward counties of North Dakota. Our membership also includes immediate families or households of our existing members.

What are you waiting for, connect with us to know about our Aspire membership.

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You Can Build Your Nest Egg The Way That Works For You With CD Rates Minot ND

It’s one thing to save for a car, or a down payment on your home, but saving for retirement, or your child’s college costs, is a much longer commitment. It takes a slow and steady approach, and we have plans to help you sock money away for those long-term goals that won’t stress you out along the way. Veteran savers know that time makes a difference; we offer investment plans that put time on your side.

Do you know that putting your money in a certificate of deposit (CD) gives a higher return in exchange for locking the money away? Savers want a financial strategy that yields maximum return with minimum risk. That’s why more savers are purchasing CDs (also called “share certificates” at credit unions). Ask us for CD rates Minot ND and be surprised.

What are certificates of deposit?

CDs are unique savings tools that yield higher returns in exchange for a commitment to leave your money on deposit for a specified period of time. If you are willing to put your money away, you can get 10 to 20 times the interest rate of the average savings account.

How do certificates of deposit work? 

Typically, the interest rate paid for CDs is locked, so CD rates Minot ND can’t change and you have a guaranteed rate of return. The terms for CDs vary from three months up to five years. On the maturity date of the CD, you get your original deposit back, plus the interest accrued. There are also penalties for early withdrawal.

What are some considerations you need to make about CDs?

When considering whether a CD is suitable for your investment strategy, you need to consider the following:

Will you need to access the money before the CD matures?

What is your appetite for investment risk?

Does CD differ from savings account?

CDs differ from savings accounts in several ways:

The money isn’t liquid, so you need to leave it on deposit for the life of the CD.

Typically, the longer you keep the money on deposit, the higher the interest rate.

CDs are secure and federally insured up to $250,000.

CDs can be a hedge against inflation since they have fixed interest rates.

Certificates of deposit should be part of any diversified savings strategy. The professionals at Aspire can explain the various CD options available and assist you in finding the best CD rates Minot ND to help meet your savings goals.