randomite - Tumblr blog

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Solas babe where’s your v-neck for veilguard?

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I do think that Warhammer could be a fun setting for a Light-Hearted pseudo Star Trek type deal.

Like:

In the grimdank future of the 41st millennium. There is only rocking out with an interspecies gang of multiple species, who are all friends, but not in a weird performance way.

The God Emperor has died. They got rid of the golden throne because it had bad vones and smelt funny.

A weird quasi Star Trek type deal is going on as 50 alien species who are all a little bit racist and kinda hate each other try to deal with the Tyranids and a bunch of weird gods.

(The tyranids are cute in this version.)

My OC Female Spacemarine faction from 2009, The Purple Dragons, hang out all day Skiing. They have Ad Mech friends who are goofy mad scientists.

It could work. It would ruin the setting, but, boy! It would be fun.

My partner: “The thing I really don't like about Warhammer is that it seems to be only war. Like absolutely everything is a battle or a war. Isn't there anything else? Like normal stories?”

Me: “In the grim darkness of the 41th millenia there is only war.”

Partner: “Yeah, it really does feel like that.”

Me: “No, that is actually the tagline of 40k.”

Partner: “Oh. Nevermind then.”

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People on Tumblr are always hyping these news articles about some rich wanker out there, buying up single family homes.

It sucks. Rich wankers are terrible yadda-yadda. Not the point of this conversation. (Burn them)

The thing is that you have some of the worst ideas on how to fix the housing crisis!

Simply because most people aren't super educated on why the housing market is this way.

Ironically, and this might tick a lot of you off. One of the causes of the housing crisis is likely you, or your co-workers, parents, siblings ect...ect.

https://www.investopedia.com/articles/credit-loans-mortgages/090116/what-do-pension-funds-typically-invest.asp

Are you saving money! (I am!)

Do you have a 401K/Pension/Superannuation? (I Do)

Are you invested in a Real Estate Investment Trust?!

Probably.

Most funds have a little bit of REIT in them. The S&P500 is 2.8% REIT,

These mega trusts own vast amounts of American housing.

https://www.reit.com/research/nareit-research/170-million-americans-own-reit-stocks

Yay. Look at this happy graphic that came from a site really stocked about the great returns on real estate investment.

Now. It should be clear REIT actually own a very small portion of American housing, around 1%. Individual owners make up a far larger portion of the housing market.

REIT live in the happy red space.

The problem with REIT is that they are often terrible.

They are bastions of widespread community gentrification. Sweeping into minority communities like Herongate in Canada and bulldozing the lot. All to make way for shinny condos they can turn a profit on.

https://acorncanada.org/news/leveller-rein-reits-tenants-demand-action-against-real-estate-investment-trusts/

REITs have been accused of slumlord like behaviour. Letting houses decay with mold and refusing repair ect. Ect.

https://www.cbc.ca/news/canada/tenants-lose-as-landlord-transglobe-racks-up-charges-1.1246084

https://doctorow.medium.com/wall-streets-landlord-business-is-turning-every-rental-into-a-slum-b15b81f18612

Essentially my point is....

You could be invested in the very Real Estate Investment Trust that acts as your landlord. You could be invested in the source of your own suffering and gentrification.

The pension investment in REITs for domestic housing is growing. It is too profitable. It is an easy source of growth.

If you are in a bad situation, you should want your pension invested in an REIT. It will help grow your savings (whatever they be). But, that very same REIT might own your home and be the very evil trying to wring cash out of you.

This isn't a call to action. This is more an observation about the neoliberal shit oroborus we are stuck in. You can choose not to invest in REITs, or try and find a good one.

But in doing so, you are worsening the housing crisis. REITs are sophisticated. They use rent increase software and have quantitative analysis of the market used to drive prices up.

If the housing market ever tanks, a good portion of your savings might tank with it.

Now. You might have no savings. You might not have elderly relying on social security. You might be fine.

But. Society is run by trashfire electoralism. If people don't see their investments going up they freak out and vote for the other party.

The pension investment into real estate, allowed in 2001 (thanks Bush), has created people whose retirements and future are dependent on housing prices always going up. Around 51% of Americans are invested in REITs. It is essentially a nightmare that will never be fixed unless people who are smarter than anyone on Tumblr actually put an effort in.

Thanks for reading my depressing rant.

(Also. Sorry if you are in Canada. It is bad in AUS but it seems like REITs can steal newborns over there. Like some articles are like wtf.)

https://www.reit.com/news/blog/market-commentary/reit-allocations-pension-funds-increase

https://www.spglobal.com/marketintelligence/en/news-insights/latest-news-headlines/us-pension-funds-up-real-estate-exposure-to-offset-rising-risks-71610560

https://www.benefitsandpensionsmonitor.com/investments/alternative-investments/real-estate-has-become-a-cornerstone-asset-class-for-pension-fund-investors/383790

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As an Aussie, I can not believe that anyone thinks that importing the trashfire American Healthcare system is a good idea.

Yet every bloody year, the bloody Liberal/National government talk about how private healthcare and health insurance is the answer while Medicare goes to hell.

I can't understand why people keep wanting to repeat the failed American Healthcare experiment.

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Wish there was something like this near me.

It would a lifesaver, always run out of Parmesan.

A man in Stockholm really took that last bit to heart.

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I got a sketch book today to reward myself for this week

Have some Meph (baby) and Ra (demon) as the sketch book christening.

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BTW Kharntsune lifts bro 💪

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By the way I couldn't find Lorgar's pic artist, if you know leave their name in the comments.

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Honestly. Cawls relationship with Qvo is one of the most intriguing things games Workshop has ever written.

I just want more content......

*chewing through genefather*

tired of feeling like each iteration of the Qvo series is incomplete, Belisarius travels backwards in time to save Friedisch

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every time i see those posts like ‘what food from a show did YOU always wanna try’ i go lol none? but i just remembered im a liar

i always wanted the fucking soup brock made in the pokemon anime

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six same sound

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I did the Omelurg thing on TikTok

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Western Australia is an ecological disaster zone.

It is like they have decided to try and win an award for every year for shittiest State. Lol. Screw WA.

What a hell-hole..... Every moment I have spent in WA was spent longing for the sweet release of death.

I know you're more of a boney animal blog, but could you pls let folks know about these poor Australian peacock spiders? In 2 months, the only place they live is due to be bulldozed in favor of urban crawl. https://www.watoday.com.au/national/western-australia/peacock-spiders-dance-for-their-lives-as-perth-sprawl-threat-looms-20240808-p5k0qa.html

Oh no! Everyone have a look...

Peacock spiders dance for their lives as Perth sprawl threat looms (watoday.com.au)

[randomite]

the emperor visiting my dreams

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Just a lazy morning🐶🐙

Nap with the Emperor & Scratch(illithid breathing on the right side,and puppy left)

*Now it has been posted on Wallpaper Engine on STEAM .Check here to subscribe🥰