mortgagesimplicity-blog
Mortgage Simplicity
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mortgagesimplicity-blog · 8 years ago
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Your greatest wealth is your health. Mortgage Simplicity's Critical Illness Insurance policy helps you to be in control by protecting you financially.
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mortgagesimplicity-blog · 8 years ago
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As one of the UK's leading Mortgage Advisors, Mortgage Simplicity have access to over 10,000 mortgage products, including broker-only deals.
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mortgagesimplicity-blog · 8 years ago
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MORTGAGE ADVISOR LONDON
As one of the UK's leading Mortgage Advisors, Mortgage Simplicity have access to over 10,000 mortgage products, including broker-only deals. We will search the whole of markets to find you a mortgage best suited to your circumstances. That's why, at Mortgage Simplicity, we pride ourselves in our “best in market” promise. Our mortgage advisory service, is here to help and you through the challenges fanced by first time buyers. We'll support you throughout the entire mortgage process, completing the paperwork as well as working together with the surveyors and solicitors. We take the complexity our of buying your first home, making it as stress free as possible. The range of services we currently offer are extinsive, advising on mortgages and remortgages, buy to let,  help to buy and shared equity schemes. We also offer advice on life and protection products, as well as buildings and contents insurance. Mortgage Simplicity are an Independent Whole of Market Mortgage Broker. We are based in Scotland but we cover the whole of the UK. It doesn't matter where you live be in Edinburgh, Belfast, Cardiff or London we can help you. We offer Fee Free Mortgage Advice and We don't Charge Broker Fees. We give recommendations based on all types of Mortgages including First Time Buyer Mortgages, Remortgages, Buy to Let Mortgage, Commercial Mortgages, Secured Loans, Help to Buy Mortgage, Shared Ownership Mortgages. We have access to every lender every deal including all of the major Banks and Building Society covering the whole market. Our website has a Free Mortgage Calculator and you can access Rightmove House Price Data, giving you upto the minute Valuations and House Sale Prices in your area and across the UK.
At Mortgage Simplicity Ltd we aim to take the fear out of applying for a Mortgage. Our experienced and qualified Mortgage Advisors will guide you through the Mortgage Options Available and find a solution that best fits your needs. Mortgage Simplicity Ltd offers Free Mortgage Advice, we do not charge our clients for the advice and services we provide. We work at every mortgage deal that is available to Mortgage Brokers and Tailor a Solution that's right for you. This means you can take advantage of our expertise, without paying us a penny! Mortgage Simplicity is just that, we make it simple to do business with ourselves, online, over the phone or in our bespoke offices, 7 days a week at a time that;s convenient to you, we put our customers first and work for you not the banks.
Contact us for further 
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mortgagesimplicity-blog · 8 years ago
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Mortgage Simplicity are an Independent Whole of Market Mortgage Broker. We are based in Scotland but we cover the whole of UK.
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mortgagesimplicity-blog · 8 years ago
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HOME INSURANCE PROVIDERS
Every home insurance talks a big game when it comes to providing reliable coverage for your home, belongings and assets. But how well they handle claims and customer service reveal which companies deserve your business. is a form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home. Home is not just a word but an essential part of our lives. Our abode is a valuable possession. After careful research, we select the place where we live and turn it into our home.  We make sure that our home is maintained properly we take all essential steps to protect it from any harm. What if it gets damaged due to any unwanted activity like a riot or an accident? Home Insurance offers to share your burden after the mishap, for a fraction of premium. Though, home insurance is an important addition to your insurance portfolio, before buying you must ensure that you understand the policy covered by the insurer. There is no place like Home, it's our most valued possession and our heaven on earth. Few things in life matter as much to us, as our home does. After all, it's the heart of our family, our possessions, our priceless investment and our memories. From a long -term perspective, owning a home is a financial investment that can ensure your security in years to come. Having an insurance policy policy in place to protect that investment should be at the top of your list of priorities. There are many home insurance providers, among all Mortgage Simplicity is also a best Home Insurance Provider.
Mortgage Simplicity are an Independent Whole of Market Mortgage Broker. We are based in Scotland but we cover the whole of UK. It doesn't matter where you live be it Edinburgh, Belfast, Cardiff or London we can help you. We offer Fee Free Mortgage Advice and We don't Charge Broker Fees. We give recommendations based on all types of Mortgages including, First Time Buyer Mortgages, Re-Mortgages, Buy to Let Mortgage, Commercial Mortgages, Secured Loans, Help to Buy Mortgage, Shared Ownership Mortgages. Read More.
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mortgagesimplicity-blog · 8 years ago
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Income Protection options has no cash-in value at any time. It's important that you continue to pay your premiums otherwise your policy will end and you will not be covered.
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mortgagesimplicity-blog · 8 years ago
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Mortgage Simplicity are an Independent Whole of Marktet Mortgage Broker. We are based in Scotland but we cover the whole of the UK.
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mortgagesimplicity-blog · 8 years ago
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OFFSET MORTGAGE
Offset Mortgages can be a great way to save money. They can either help you reduce your monthly payments, or can shorten the term and help you get mortgage-free sooner. Offset mortgages are a type of product that let you link your mortgage with your savings. An offset mortgage works by matching your savings to your mortgage. You then only pay interest on the slice of debt above your savings balance. This reduces the amount of interest you are changed, allowing you to pay off your mortgage sooner. This could potentially save you thousands in mortgage interest. An offset account is a transaction account that can be linked to your home or investment loan. The credit balance of your transaction account is offset daily against your outstanding loan balance, reducing the interest payable on that loan. Mortgage interest is usually charged at a higher rate than interest paid on savings. So. If you use your savings to avoid paying mortgage interest, your money will be working harder. You can offset the credit balances you have in your current and savings accounts against your mortgage balance and pay interest on the difference only. This means that you could potentially reduce the total amount of interest you have to pay on your mortgage.
Offset Loan is a type of lending arrangement, usually for a mortgage, in which a borrower also maintains a savings account with the lender. Instead of receiving on the savings account, the interest payment due on the loan is calculated only on the net balance of the loan less the savings account. An offset mortgage links your savings, and in some instances your current account, to your mortgage. As a result, instead of earning interest on your savings, you pay less interest on your mortgage. Some lenders will let you reduce your monthly payments so that they are based on the value of the outstanding mortgage once the savings have been offset. However, while this may help bring down repayments you won't pay your mortgage off any quicker. With an offset loan, you pay no tax on your savings interest, and the rate you earn is the same as your mortgage rate; as mortgage rates are typically higher than easy access savings rates, you effectively get a better return.
Some lenders will allow you to reduce your monthly repayments based on how much you have in savings if you would prefer that to overpaying each month. There are many lenders who provide offset mortgages. Among them Mortgage Simplicity is also a best Offset Mortgage provider. You continue to have access to your money, in the event that you need it. Mortgage Simplicity are an Independent Whole of Market Mortgage Broker. We are based in Scotland but we cover the whole of the UK. It doesn't matter where you live be in Edinburgh, Belfast, Cardiff or London we can help you. We offer Fee Free Mortgage Advice and we don't Charge Broker Fees. We give recommendations based on all types of Mortgages including First Time Buyer Mortgages, Re-Mortgages, Buy to Let Mortgage, Commercial Mortgages, Secured Loans, Help to Buy Mortgage and shared ownership Mortgages. We have access to every lender every deal including all of the major Banks and Building Society covering the whole market. Our website has a Free Mortgage Calculator and you can access Right Move House Price Data, giving you up to the minute Valuations and House Sale Prices in your area and across the UK.
For an offset mortgage to really save you money, you would generally need a large pot of savings that you can afford to leave untouched in a linked account. However, in the current climate of low interest rates on savings accounts, offset mortgages could be worth considering for anyone looking to make the best use of their savings. At Mortgage Simplicity we provide you with the best offset mortgages. As with Mortgage Simplicity there are two offset rates available – fixed and variable rate offsets. However most of the offset products currently available require a deposit of at least 25%. Some deals will allow you to offset your current account as well as your savings. The more savings products you can link to your mortgage, the harder your cash will be working to reduce your debt. It is important to note however, that your savings and mortgage have to be with the same provider you can't link a savings or current account to your mortgage if it is with a different bank.
Contact us for further more information. We are open for all 7 days of the week. http://mortgagesimplicity.co.uk/
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mortgagesimplicity-blog · 8 years ago
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Bridging Loans are very popular choice. Occasionally business require a shorter term solution, perhaps you know that you will be receiving funds in the next few months with the completion of a re-mortgage, property sale or invoice pending.
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mortgagesimplicity-blog · 8 years ago
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CRITICAL ILLNESS COVER
Critical Illness is a serious health cover condition that has a weakening effect on an individual’s lifestyle and requires a considerable amount of money towards treatment. It may also lead to loss of income due to inability to work. Critical Illness Insurance cover is good option if you don’t have any savings to help you if you seriously fall ill and you don’t have employee benefit packages to cover a period of time off work due to critical illness, but one thing is for sure, if you were to become critically ill, the last thing you would want to worry about is your finances. Critical Illness cover typically pays out a lump sum if you strive a critical illness as specified under the policy term and conditions such as some forms of cancer, a stroke, heart attack, kidney failure etc in addition your children may have a degree of cover under the policy Free of Charge. If you can’t work due to serious ailment how would you meet your daily household expenses? A good critical illness cover is the need of today. At Mortgage Simplicity we can help you in evaluating available insurance policies according to premium, cover and benefits. We offer valuable advice so that you get the right protection you need, without paying for what you don’t need.Mortgage Simplicity are an Independent Whole of Marktet Mortgage Broker. We are based in Scotland but we cover the whole of the UK. It doesn’t matter where you live be in Edinburgh, Belfast, Cardiff or London we can help you. We offer Fee Free Mortgage Advice and we don’t Charge Broker Fees. We give recommendations based on all types of Mortgages including First Time Buyer Mortgages, Re-Mortgages, Buy to Let Mortgage, and many more.
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We have access to every lender every deal including all of the major banks and Building Society covering the whole market. Our website has a Free Mortgage Calculator and you can access Right-Move House Price Data, giving you up to the minute valuations and House Sale Prices in your area and across the UK. Critical Illness is a life-threatening condition, which is generally strictly defined. Most critical illness policies provide for the payment of a lump sum benefit if the policy holder is diagnosed as suffering from one of a number of specified terminal illness. Protect yourself and your family from critical illness with Mortgage Simplicity critical illness insurance policies that give you the additional financial benefits and provide a lump sum amount to cover the costs incurred during treatment and care, recuperation aids and even offer funds in case you are not in a position to earn money due to aging factor. Under this policy the following illnesses are covered : Heart Attack, Stroke, Cancer, Kidney Failure etc.Read More
Contact us for further more information!mortgagesimplicity.co.uk
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mortgagesimplicity-blog · 8 years ago
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BRIDGING FINANCE
If you're in the market to buy a new home but you haven't yet sold your existing home, you may need a bridging loan. Bridging finance funds the purchase of a new home until the old home has been sold. It's a convenient way of moving quickly on a new property, without having to wait until your current home is sold. A briding loan is calculated by adding together the value of your new home with the outstanding debt owning on your existing home, then substracting the potential sales price of your existing home. As a result, bridging loans facilitate the purchase of a property which would not otherwise be possible through usual funding means. Bridging can be used for far more than this through, with property developers often taking advantage of the turnaround times to purchase, renovate and sell on properties in the time it takes many mainstream lenders to provide initial funding. Many providers can have funding offers in place in less than 24 hours with the money in the bank in a matter of days. Bridging Loans are very popular choice. Occasionally business require a shorter term solution, perhaps you know that you will be receiving funds in the next few months with the completion of a re-mortgage, property sale or invoice pending. You need funds in the short-term to cover up, so this is where bridging loans are the best solution. There are many finance agencies who offer you the best Mortgages. Among all Mortgage Simplicity also offers you the best BridgingFinance.
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Mortgage Simplicity are an Independent Whole of Market Mortgage Broker. We are based in Scotland but we cover the whole of the UK. It doesn't matter where you live be in  Edinburgh, Belfast, Cardiff or London we can help you. We offer Fee Free Mortgage Advice and we don't charge broker fees. We give recommendations based on all types of mortgages including First Time Buyer Mortgages, Re-Mortgages, Buy to Let Mortgage, Commercial Mortgages, Secured Loans, Help to Buy Mortgage, Shared Ownership Mortgages. We have access to every lender every deal including all fo the major banks and building society covering the whole market. Our website has a Free Mortgage Calculator and  you can access Right Move House Price Data, giving you upto the minute valuations and house sale prices in your area and across the UK. Short term funding or to use it's well known term, Bridging Finace can provide fast access to funding with the minimum of formalities. Bridging finance can be used in a number of different circumstances. One of the most common uses is when people need to buy a new property brfore their old one can be sold. Other uses can include funding the refurbishment of a dilapidated property purchased with the intention of reselling when renovated, or to purchase a property at auction, where funds will be required quickly. Read more
Contact us for further more information. mortgagesimplicityu.co.uk
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mortgagesimplicity-blog · 8 years ago
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MORTGAGE PAYMENT PROTECTION
Your Mortgage is probably your biggest monthly outgoing. If you were unable to work due to illness or redundancy, you'd still need to make your repayments or you 'd risk losing your home. Mortgage Protection Insurance will pay you a set amount each month. Usually for a period of up to two years, if you are unable to work. Most protection plans which are designed to cover your mortgage will pay you up to 12 months or until you return to work, whichever is the sooner, although longer-term options are available. Generally speaking, mortgage protectioninsurance will cover some or all of your monthly mortgage bill in the event that you lose your job or become disabled, for various lengths of time. Most of these policies will also pay off your entire loan should you pass away. Policies can differ greatly from one agency to another, so you need to know what a given policy offers for the price. Most Mortgage Payment Protection policies will only pay out for a maximum of a year, so if you do have sufficient savings in place to tide your over for this length of time, then you may not require cover. There are many Mortgage Owners who provide “PaymentProtection”. Mortgage Simplicity is also one of the best Mortgage Owners who offer Payment Protection. Mortgage Simplicity are an Independent Whole of Market Mortgage Broker. We are based in Scotland but we cover the whole of the UK. It doesn't matter where you live be it Edinburgh, Belfast, Cardiff or London we can help you. We offer Fee Free Mortgage Advice and we don't charge broker fees. We give recommendations based on all types of Mortgages including First Time Buyer Mortgages, Re-Mortgages, Buy to Let Mortgages, Commercial Mortgages, Secured Loans, Help to Buy Mortgage, Shared Ownership Mortgages.   
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Read more http://familyincomebenefitblog.blogspot.in/2017/02/mortgage-payment-protection.html
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mortgagesimplicity-blog · 8 years ago
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FIRST TIME BUYER MORTGAGE
First time buyers are those who are buying their own house or apartment for the first time, especially by borrowing money from bank or similar organization. There are many factors a first-time buyer may need to consider before purchasing their first property, how much initial cash they will need for stamp duty, and if they need to arrange a mortgage how much are they able to afford. One of the things many first time buyers worry most about is applying for a mortgage. As a First Time Buyer you will no doubt have many questions about every aspect of purchasing your first property. There are thousands of mortgages on the market and they are all theoretically available to the first-time buyers. Many banks and building societies also package specific deals for first -time buyers, which may include incentives such as cash back, low fees or a contribution towards legal costs. Among them we also have the Mortgage Simplicity. Mortgage Simplicity is also a best Mortgage providers. At Mortgage Simplicity we will help you answer all your questions. Your own dedicated adviser will explain clearly what options are available to you and guide you through the whole mortgage process starting with searching for the most suitable Mortgage. When you are ready to submit a Full Mortgage application we’ll complete the paperwork and keep track of the application. As soon as the formal Mortgage offer is received we’ll let you know and continue to provide assistance until the purchase has completed.
Buying your first home is an exciting time and is likely to involve some of the most important financial decisions you’ll ever make. However, the process doesn’t have to be difficult. Choosing a mortgage is actually more straight forward than you might initially expect. Here we explain all you need to know to help you to find the best mortgage to enable you to buy your first home. Mortgage Simplicity are an Independent Whole of Market Mortgage Broker. We are based in Scotland but we cover the whole of the UK. It doesn’t matter where you live be in Edinburgh, Belfast, Cardiff or London we can help you. We offer Fee Free Mortgage Advice and we don’t Charge Broker Fees. We give recommendations based on all types of Mortgages including First Time Buyer Mortgages, Re-Mortgages, Buy-To-Let Mortgages and many more. We have access to every lender every deal including all of the major Banks and Building Society covering the whole market. We do not charge a fee for arranging your mortgage and have access to Help To Buy, Buy To Let, Shared Equity and other Specialist Mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. Our website also has a Free Calculator and you can access Right move House Price Data, giving you up to the minute Valuations and House Sale Prices in your area and across the UK.
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mortgagesimplicity-blog · 8 years ago
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INCOME PROTECTION
In this uncertain world, we are all striving to make one thing certain that the future of ours and our loved ones is financially secured and worry-free. It's better to plan now when the going is good, before the going gets tougher ! Ensure a better future for your loved ones in your absence with Mortgage Simplicity Income Protection Plan – a plan that provides Monthly Income which increases @ 6% per annum compounding for the remaining policy term in the unfortunate event of your death along with a lump sum Assumed Benefit to take care of immediate requirements. There are typically three types of things that you're protected against- accident and sickness only, unemployment only and the more comprehensive, accident, sickness and unemployment cover. Income protection is a useful product for anyone who wants to cover their salary so they don't fall behind with monthly outgoings should they be unable to work. An Income Protection Policy is one of the most important insurances that you can consider, as without your income, your life style could change dramatically. What would you do if you could not work due to disability or ill health? If you had a reduced income, how would you pay your bills?  There are many Mortgage Providers who provide the best income protection, among them Mortgage Simplicity also provides Income Protection.
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Read more http://familyincomebenefitblog.blogspot.in/2017/02/income-protection.html
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mortgagesimplicity-blog · 8 years ago
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MORTGAGE SIMPLICITY — HOME INSURANCE
Your home is your safe haven — the place where you create memories, ponder the future and relax at the end of each day. Your home may also be one of the biggest financial investments you’ll ever make. It’s important to protect your asset and your shelter with affordable homeownersinsurance. Fortunately, it’s easy to find quality, affordable homeowners insurance with Mortgage Simplicity. Our website gives you instant access to the best real-time home insurance quotes from top-rated companies, along with powerful tools to help you compare policies and choose the one that fits your needs and your budget. Home Insurance forms an integral part of every home owner’s life. It works like a protective security shield which safeguards not only your house but also your personal possessions and assets from any potential risk or damage which many be caused by any man made or natural causes. Also, banks and lending institutions now require all home loan applicants to provide some proof of having taken a home insurance policy for the property in question. In India, there are several banks and financial institutions which offer a variety of home loans, each with a unique set of features and benefits to address different home financing needs. However, choosing which home loan is right for you, could be difficult task. There’s much more to home insurance beyond the usual queries surrounding premium installments or tenure. Mortgage Simplicity offers you the best Home InsurancePolicies.
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Mortgage Simplicity are an Independent Whole of Market Mortgage Broker. We are based in Scotland but we cover the whole of the UK. It doesn’t matter where you live be it Edinburgh, Belfast, Cardiff or London we can help you. We offer Fee Free Mortgage Advice and We don’t Charge Broker Fees. We give recommendations based on all types of Mortgages including, First Time Buyer Mortgages, Re-mortgages, Buy To Let Mortgage, Commercial Mortgages, Secured Loans, Help To Buy Mortgage, Shared Ownership Mortgages. We have access to every lender every deal including all of the major Banks and Building Society covering the whole market. Our website has a Free Mortgage Calculator and you can access Right-move House Price Data, giving you up to the minute Valuations and House Sale Prices in your area and across the UK. At Mortgage Simplicity Ltd we aim to take the fear out of applying for a Mortgage. Our experienced and qualified Mortgage Advisors will guide you through the Mortgage Options Available and find a solution that best fits your needs. Mortgage Simplicity Ltd offers Free Mortgage Advice, we do not charge our clients for the advice and services we provide. We look at every mortgage deal that is available to Mortgage Brokers and Tailor a Solution that’s right for you.
Your home will be the largest asset that you own and it is important that have the correct cover in place to protect it. Buildings cover is a compulsory requirement of a Mortgage Lender but you should also consider cover to protect all of your possessions, not only in your home but also away from the home as well. We have access to a range of leading insurance providers in this area and will discuss in detail with you all the types of products, the rates and exclusions that may apply.
Contact us for further more information! http://mortgagesimplicity.co.uk/
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mortgagesimplicity-blog · 8 years ago
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The market has changed over the last few years, with lending criteria tightening. This has placed some investors in an awkward position when re-mortgaging but we have experience in restructuring buy to let financing, allowing you to move forward and bring your investment under control.
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mortgagesimplicity-blog · 8 years ago
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If you die within this period, the policy pays out a regular tax-free income until the end of the term. Family income benefit is cheap and easy way to provide your family with an income rather than a lump sum if you die.
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