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Moving to Spain: An Essential List of “How to…” Articles

Moving to Spain: An Essential List of “How to…” Articles

For years, Move to Malaga has been the go-to resource for anyone thinking of making Malaga and the Costa del Sol their home. We have a wealth of insider knowledge and a passion for making the moving to Spain process as smooth as possible.  We have written numerous articles sharing essential tips and “how to” guides to make your relocation and property purchase a more informed experience. From navigating the complex world of visas and residency, to finding the perfect property and settling into your new life. Our articles are packed with actionable tips and invaluable advice.  In the following summary, we highlight some of the most essential “How to” articles for moving to Spain and purchasing property. From understanding the latest visa requirements to calculating the ROI on a rental property and choosing the best schools for your children. These articles will give you a solid foundation for your Spanish adventure.  For personalized support and to ensure your move is truly stress-free, be sure to reach out to our team. As experts with years of experience, we can provide the tailored guidance you need to make your dream of a life in southern Spain a reality.

Here are some of our most popular Moving to Spain “How to”  articles …

Residency and Visas: - Learn how to apply for Spanish residency, including the latest requirements for 2022 here. - If you're in the UK, find out how to apply for a Non-Lucrative visa through BLS International Services here. - Already in Spain? Understand the process for renewing your Non-Lucrative visa here. - Canadians can learn how to apply for a non-lucrative residence visa here. - Non-EU spouses and family members can navigate the residency application process in Malaga here. - Digital nomads can learn how to apply for the Digital Nomad Visa in Spain here and in the UK here. - Book your NIE appointment online with this step-by-step guide here. - UK citizens can learn how to apply for the Spanish TIE here. Property Purchase Tips: - Save money on your property purchase by choosing the best currency exchange company here. - Understand the safe process for buying property in Spain here. - Decide where to buy property in Malaga and the Costa del Sol with these tips here. - Negotiate the best price with these 7 tips here. - Calculate the ROI on your Spanish rental property here. Relocation Tips: - Find your ideal long-term rental property in Spain here. - Americans can learn how to make the move to Spain here. - Decide where to live in Malaga with this guide here. - Apply for a Social Security Number in Spain here. - Understand how to apply for your Digital Certificate in Spain here. - Choose the best school in Malaga for your child here. - Replace a lost or stolen Spanish driving licence here.

Are You Ready?

Moving to a new country is a big decision, and getting it right the first time is crucial. The process of securing the right visa, finding the perfect property, and navigating the intricacies of a new bureaucracy can be overwhelming. That's where Move to Malaga comes in. With years of experience and a deep understanding of the Malaga and the Costa del Sol, our team can provide the personalized guidance you need to make your move stress-free. Move to Malaga's expertise covers every aspect of your relocation. Our insider knowledge will give you the confidence to navigate even the most complex processes with ease. But Move to Malaga offers more than just information – we provide a complete relocation service designed to take the stress out of your move. From finding your dream property to setting up utilities and introducing you to the local community, our team will be with you every step of the way. With Move to Malaga, you can be sure you're in safe hands. Are you looking to purchase a property in southern Spain? Our personal property finder service will make your purchase experience safe and stress-free. So why take the risk of going it alone? The safe way to move to southern Spain or purchase property in Malaga and the Costa del Sol is to use the services provided by Move to Malaga. With our help, you can focus on the exciting bits – soaking up the sun, exploring your new home, and building the Spanish life you've always dreamed of. Get in touch today and take the first step towards the Spanish life you've always imagined. Read the full article

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The Best Currency Exchange Company for Buying Property in Spain

Who is the Best Currency Exchange Company for Buying Property in Spain?

Securing the best currency exchange rate, when buying property in Spain, can save you a lot of money! Buying a home in Spain is a thrilling adventure, but it can also be overwhelming, especially when navigating the complexities of international real estate and currency exchange. At Move to Malaga, we've helped countless clients turn their Spanish property dreams into reality. One of the smartest moves you can make is partnering with the best currency exchange specialist. That's why we highly recommend Lumon. Their expertise has saved our clients thousands, and it can do the same for you. The truth is, buying property overseas comes with unique challenges. Legal systems vary, languages can be a barrier, and – perhaps most importantly – exchange rates can fluctuate wildly. Even a small change in the exchange rate can add thousands to the price of your property. It's a risk you really shouldn’t ignore.

So who do we believe are the best currency exchange company?

That company is Lumon.  Their team of currency specialists will work closely with you to understand your budget, risk tolerance, and goals. They'll provide personalized guidance on how to navigate the unpredictable world of exchange rates and implement strategies to protect your budget. Two powerful tools they offer are the Forward Contract and Market Orders: Forward contract A forward contract allows you to lock in a current exchange rate for an international payment on a specified date in the future, without needing to have all your funds available. This ability to secure the exchange rate for your property purchase between making an offer and completing, makes it a popular tool to protect against currency movement as demonstrated by this quick example: Having worked with the Move to Malaga team to find your ideal property, you seek Lumon’s services who assign you a dedicated account manager. When you transfer your funds to pay the deposit the pound to euro exchange rate is €1.17. This means your €275,000 property will cost around £235,000. Your account manager informs you that the pound is experiencing heightened volatility. They provide the option of locking in today’s €1.17 exchange rate for the future payment to Spain using a forward contract. As a result, securing the price of your property at £235,000. Fast-forward three months and you’re ready to complete the purchase, during which time the rate has plummeted by five cents to €1.12. If you hadn’t been proactive and secured a forward rate at €1.17, your property would have cost around £245,500 at the current rate – £10,500 more. It’s worth noting, however, that if the rate improves in your favour, you won’t be able to take advantage of that movement. Market orders If you can be more flexible with your budget, an option available to utilise are market orders. This allows you to set a target rate above (limit order) or below (stop-loss order) the current market level, which if reached triggers the order instantly. You might implement a limit order if you need to make an international payment. However, you are not restricted by tight deadlines and need a higher rate to ensure the property you are purchasing is within your budget. You might implement a stop-loss order if you are working to a strict budget. This avoids the risk of the market dropping below a level you can’t afford. Or perhaps you’d like to use these tools in tandem. That way you can plan for best- and worst-case outcomes that fit within your budget, it’s up to you. Ongoing support:  Lumon's support doesn't end with your property purchase. They can also help you manage ongoing expenses like utility bills, mortgage payments, and transferring income or pensions. Their experts will work with you to fix exchange rates for regular transfers. This ensures you know exactly how much you'll send and receive each time. Plus, they can set up convenient, fee-free automated payments.

At Move to Malaga, we've seen firsthand how Lumon's services can benefit our clients. Their competitive exchange rates, personalized approach, and expert guidance make buying property in Spain significantly less stressful and more cost-effective. Don't let exchange rate uncertainty hold you back from your Spanish property dream. We strongly recommend reaching out to Lumon to learn how they can help you. With their expertise and Move to Malaga's local knowledge, you'll be enjoying your new Spanish home in no time.  Click the link below to enquire now and take the first step towards saving money on your property purchase. Contact LUMON now and start saving money! Read the full article

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A Comprehensive List of International Schools in Malaga and the Costa del Sol

When relocating to the Costa del Sol, choosing the best international school in Malaga for your child is paramount. The diversity of international schools in Malaga offers exceptional choices for families seeking a globally-focused education. These schools offer excellent opportunities for children to thrive in a multicultural environment, preparing them academically, socially, and culturally for an increasingly interconnected world.  In this article, we share five reasons why attending an international school in Malaga and the Costa del Sol provides distinct advantages for your child's educational journey and future prospects. We then provide you with a comprehensive list of International Schools in Malaga and the Costa del Sol, including contact details and in most cases, current fees.

Five Reasons to Attend an International School in Malaga

Cultural Diversity: International schools often boast a diverse student body representing numerous nationalities. This multicultural environment exposes children to different languages, traditions, and perspectives, fostering a global mindset from a young age. Such exposure enhances cultural sensitivity and promotes tolerance, essential qualities in today's interconnected world. Global Curriculum: International schools typically offer internationally recognized curricula, such as the International Baccalaureate (IB) or the Cambridge International Examinations (CIE). These rigorous academic programs provide a broader educational experience, emphasizing critical thinking, creativity, and global citizenship. Students graduate with qualifications recognized worldwide, facilitating seamless transitions between countries and educational systems. Language Acquisition: Immersion in an international school environment provides an unparalleled opportunity for language acquisition. Many international schools offer bilingual or multilingual programs, allowing children to become fluent in multiple languages. Proficiency in languages beyond one's mother tongue opens doors to global opportunities, both academically and professionally, giving students a competitive edge in an increasingly interconnected world. Networking Opportunities: Attending an international school exposes children to a diverse network of peers, teachers, and families from various backgrounds and professions. These connections offer invaluable networking opportunities, fostering lifelong friendships and professional contacts spanning across the globe. Building a global network from a young age can significantly benefit students in their future academic pursuits and career endeavours, providing access to a wealth of resources and support. Preparation for Global Citizenship: By immersing children in an international school environment, parents equip them with the skills and mindset necessary to thrive as global citizens. Exposure to diverse cultures, languages, and perspectives instils empathy, adaptability, and resilience, essential qualities for navigating an increasingly interconnected and multicultural world. International school graduates emerge as well-rounded individuals poised to contribute positively to society on a global scale. NOTE:  International schools also offer a safer option if you are uncertain how long you will be living in Spain. Most international schools allow students to continue on from their previous studies and also provide documentation to allow them to transfer to schools in other countries.

Below is a comprehensive list of International Schools in Malaga and the Costa del Sol, listed geographically by area...

- Click on the name of the school to access their website. - If the school publishes their fees, simply click on “Fees” and you can view them. - Use the “Contact” link to contact the school directly. International Schools in Malaga Capital Lycée Français International Malaga Lycée Français de Málaga (Spanish: Liceo Francés de Málaga) is a French international school in Málaga, Spain. It serves levels petite section through terminale, the final year of lycée (senior high school/sixth form college). Curriculum  French Language of instruction  French Ages  3 to 18 Fees Contact  Phoenix College Malaga  At Phoenix College Málaga they educate Year 12 and Year 13 students to access universities around the world. They use the British education system and prepare students to do their very best at A-level and International A-level. A Sixth Form is definitely an intermediate step between a traditional school and university. They accompany our Phoenixes on their academic path to adult life. At Phoenix College Málaga students receive the highest quality teaching, thanks to committed and dedicated teachers who put their students ahead of financial interests. Additionally, emotional preparation for adult life is an essential part of the program. Curriculum British. Language of instruction English Ages 16 to 18 Fees Contact The British School of Málaga  The British School of Málaga was established in 2000. It provides a British education for students in and around Málaga, and to this day we are the only British all-through school in the city of Málaga. In June 2018 they joined the International Schools Partnership, a worldwide group of schools with a shared focus on getting the very best for our students and providing amazing learning opportunities that allow them to grow and amaze themselves. They offer a British education in an international environment that is complemented with Spanish studies. The bicultural curriculum creates more opportunities for our students to learn, giving them more options when they leave. They are proud of how we develop personalised learning experiences for every young person and not just a one-fits-all approach. Students learn to be motivated and confident in the pathway they are travelling and, as a result, leave The British School of Málaga as happy, aspirational, independent and successful individuals. Curriculum  British Language of instruction  English Ages 3 to 18 Fees Contact

International Schools in Inland Malaga MIT School Malaga  MIT School Malaga is the only school in Malaga authorized by the Junta de Andalucía as bilingual in English in Kindergarten, Primary, Secondary and in the three High School modes. We combine this with Chinese learning (from 3 years), German (from 1 Primary), French (optional from 1 ESO) and Russian (extracurricular). Málaga Institute of Technology MIT® School, assisted by the CIDITAE (Centre of Investigation and Development of Technological Innovations in Education), their aspiration is to build up an Educative Community with shared values and therefore all their activities are designed to strengthen and fully accomplish these values. Their priority is the exchange of teaching and learning methods, supported by the latest technology such as wireless networks, remote tutoring, digital interactive whiteboards, etc. a teaching and learning that will become second nature, and will serve us well to deal with the stress and challenges of modern day life. Curriculum  Spanish, International Languages of instruction  English, Spanish Ages  3 to 18 Contact NovaSchool Sunland International Novaschool Sunland International establishes its teaching model through the British curriculum, also complying with the requirements set by the Spanish ministry in all its stages. In addition, it has an adapted programmme in the courses equivalent to Spanish Secondary and Baccalaureate that allows our students to obtaining the IGCSEs and A levels, through the Cambridge certifier, and being able to homologate their studies in Secondary Education and Baccalaureate, thus opening their possibilities of access to any Spanish or world university. Curriculum   British Language of instruction   English Ages   3 to 18 Fees Contact International Schools in Torremolinos & Benalmadena Torremolinos  Sunny View School  Sunny View School in Torremolinos, Spain is a privately owned British curriculum school founded in 1971. It was the first school on the Costa del Sol to be unconditionally approved by the National Association of British Schools in Spain (NABSS). We are fully authorised by the Spanish Ministry of Education. The school is located just outside Torremolinos, Málaga, on a spacious site which boasts fantastic views of the surrounding area. We have dedicated buildings for Preschool, Primary and Secondary, including a Sixth Form Centre with an independent swimming pool for our Year 12 and 13 students. Shared facilities include a school hall, basketball and volleyball courts, football pitch, gym, playground and swimming pool. All classrooms are equipped with giant touch screens for an interactive teaching experience and have modern furnishings which contribute to a safe and stimulating learning environment. Our older students in Secondary use laptops in class to complement their learning. They pride themselves on the special atmosphere in our school, with particular emphasis placed on courtesy, caring and self-discipline. Within our school community, students, staff and parents all work together to create an environment where children enjoy their learning and are able to achieve to the best of their ability. Curriculum  British Language of instruction  English Ages  2 to 18 Fees Contact Benalmadena The Benalmádena International College Their philosophy is to give each child, focused learning in an enjoyable environment – an experience they will treasure for the rest of their lives. They provide an enthusiastic and stimulating atmosphere, where children are taught to build their inner confidence. Their educational model allows students to achieve a dual qualification to access Spanish and British universities, around the world, since the international college provides a British Curriculum from Early Years Foundation Stage to Sixth Form.  Curriculum  British Language of instruction   English Ages   3 to 18 Contact Den Norske Skolen Malaga Pupils must thrive in order to learn, but also learn in order to thrive. They are a school that focuses on students taking each other into account and including each other, but also on helping each other and contributing to learning and professional growth. Curriculum  Norwegian Language of instruction  Norwegian Ages  6 to 16 Contact The British College of Benalmádena The British College is situated between Torremolinos and Fuengirola in an exclusive, peaceful urbanisation called “Torremuelle”, facing the sea, right on the wonderful Benalmádena coast. As well as a full range of modern classrooms equipped with large interactive whiteboards, there are three science laboratories with the latest technical devices, a big gymnasium, a music room, an art room, a Primary library and a Secondary one, three fully-networked computer resource centres with the latest computing equipment, a totally equipped infirmary and a concert and drama hall. The school has seven different play areas with sports facilities, according to the various age groups.  The main one is a large, beautiful, shady park that includes a multi-sports area. Curriculum British, Spanish Languages of instruction  English, Spanish Ages  1 to 18 Contact International Schools in Fuengirola & Mijas St. Anthony's College  St. Anthony's College, a co-educational British school, was founded in 1968, the oldest British school on the coast! They offer the British National Curriculum, as well as Spanish ESO and Bachillerato to students aged three to eighteen, from a variety of nationalities and cultures. At St Anthony’s College they take great pride in knowing the importance of educating the individual. Teachers take personal interest in the wellbeing of each individual student. Teachers not only teach the syllabus but educate students about current affairs and broadening their learning experience. St. Anthony's College offers a friendly and welcoming environment to all its students who flourish as individuals within its accommodating structure. Year 11 students achieve high grades in their GCSE's and our Year 13 students are accepted at many of the top universities including: Durham, Kings College, Loughborough and Brunel, amongst others. Curriculum  British Language of instruction  English Ages  3 to 18 Fees Contact Shine International Academy  Shine International Academy are a new and inclusive British school. They currently offer provision from Nursery to Year 7 and will be adding Year 8 for 2024-25. They offer an alternative to the traditional school experience where we support the natural curiosity of our children as they become the global citizens of the future. Curriculum  International, Special Educational Needs Language of instruction   English Ages   3 to 11 Contact Aurinkoranniko Suomalainen School A private Finnish school has been operating since 1991 on the Sunny Coast in Spain. It is situated in Los Pacos, Fuengirola, and consists of a preschool, a comprehensive school and an upper secondary school. This private school follows the same national curriculum and Basic Education Act as any other Finnish school with the sole exception of mandatory Spanish offered in all grades. The school is authorised to issue official report cards, and receives subsidy from Finland. The school is also recognised and holds an official status in Spain, and it is therefore possible for students to transfer to a Spanish school (comprehensive / upper secondary school). Curriculum  Finnish Language of instruction   Finnish Ages   3 to 16 Contact The Ark Christian School The Ark Christian School is a welcoming second home for our students where they know they are secure, respected and important, both as individuals and as part of the school community. As a British school for children from 3-18 years old we teach the British National Curriculum leading to IGCSE and A Level examinations which provide access to employment, further training and university in the UK, in Spain and many other countries worldwide. Curriculum  British, Christian Language of instruction  English Ages  3 to 18 Contact

International schools in Marbella Aloha College Marbella Aloha College Marbella offers a British-style education for the international community, while offering education in Spanish language and culture, enabling students to gain qualifications from both the British and Spanish examination systems. The school was founded in 1982 by six teachers, at the behest of local and expatriate families, who invested their own money in what was then and is to this day a not-for-profit-making project. The school has grown from 210 pupils to over 800 currently and from one small building which housed everyone to the present 27,000 m² of buildings and sport/recreational areas. Curriculum IB, British Language of instruction English Ages 3 to 18 Contact Calpe School  Calpe school provides an exciting curriculum with a high teacher-to-pupil ratio. Their school philosophy is to provide our children with the best all-round education in a safe, caring and loving environment.  They aim to create a culture where thinking and learning flourish.  At Calpe School, they continuously endeavour to “sow the seeds of success”, which they do very well by working with parents to nurture their children through these very important primary years of education.  Releasing excellence through building self-esteem in a "Happy to Learn" environment Curriculum  British, Spanish Language of instruction English Ages  2 to 11 Contact Casa del Mar Montessori School  Casa del Mar International Montessori School is a place for love and learning. Read the full article

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The Digital Certificate Spain: A Simple Guide

The Digital Certificate Spain

Why do you need the Digital Certificate Spain? Don't waste time waiting in long lines at government offices anymore! You can now quickly complete almost all administrative procedures easily online. Whether you are dealing with immigration, taxes, or business matters, the Internet is the new hub for all your administrative needs. Make sure to obtain your digital certificate to ensure a seamless transition to this relatively efficient new system. What exactly is a digital certificate? Your virtual ID, the digital certificate streamlines online interactions with government agencies. While traditional paperwork involves physical visits and signatures, this online counterpart verifies your identity and digitally signs documents, all with a simple click. In a world where online transactions and communications dominate, having a digital certificate is akin to having a virtual passport for navigating the digital bureaucracy efficiently. It acts as your secure gateway to conduct various official processes, eliminating the need for in-person visits to government offices. Who can obtain a Digital Private Individual Certificate? Any Spanish or foreign citizen of legal age or an emancipated minor in possession of a National Identity Card (DNI) or a Residence Card (NIE) may apply for and obtain a digital certificate. What procedures can I carry out with my certificate? You can securely process your paperwork with the Public Administration and Private Entities, online, with the Digital Private Individual Certificate. This includes: - Filing of tax returns and payment of your tax bill - Lodging appeals and claims - Completion of census forms (population and housing) - Registration on the electoral roll and consultations - Queries regarding traffic fines - Consultations and procedures regarding applications for grants - Consultations regarding the designation of polling stations - Administrative notifications - Use of the electronic signature on official documents and forms

The easiest ways to obtain your Digital Certificate, in our opinion, are:

1. Obtain Your Certificate with Video Identification To obtain the digital Certificate (as a downloadable file) you should carry out the four steps in the indicated order: To request the certificate it is necessary to install the software indicated in this section. https://www.sede.fnmt.gob.es/certificados/persona-fisica/obtener-certificado-video-identificacion/configuracion-previa

Online application for your Certificate. At the end of the application process, you will receive an Application Code in your email account. You will need this code when proving your identity and later when downloading your certificate. https://www.sede.fnmt.gob.es/certificados/persona-fisica/obtener-certificado-video-identificacion/solicitar-certificado

Identity accreditation with Video Identification. Once you have completed the previous phase and you are in possession of your Request Code. To continue with the process you must scan the QR that appears on the screen with your mobile phone. In a maximum of 2 business days, your video identification will be processed and you will receive a notification email approving or rejecting it. https://www.sede.fnmt.gob.es/certificados/persona-fisica/obtener-certificado-video-identificacion/acreditar-identidad

NOTE: This video identification service costs 2.99 euros + taxes. The certificate has no cost. Remember that, if you are going to use your citizen certificate to obtain a Representation certificate online, you must choose the in-person accreditation option. Download your User Certificate. If your video identification is approved and using your Request Code, you can download and install your certificate and make a backup copy (RECOMMENDED). https://www.sede.fnmt.gob.es/certificados/persona-fisica/obtener-certificado-video-identificacion/descargar-certificado

Sabine’s comment: Certificado con Vídeo Identificación - you upload you ID document through the web cam on your PC (sometimes a bit tricky and you have to repeat a thousand times...🤪) Sabine , Move to Malaga Good practices for correct video identification To make a correct Video Identification, follow the following recommendations: - Use a quiet, well-lit space, without reflections on the camera. Remember that you must have good mobile coverage or Wi-Fi to be able to carry out the video identification successfully. - Ensure other people do not appear and no other voices should be heard. - The applicant must carry out the process, without assistance from another person. - The identification document must be the original, be current and not present any alterations such as breaks, wear, damage to corners or edges, etc. - If you are a minor, you must wait until you turn 18 to be able to request your certificate. 2. Obtain Your Digital Certificate Spain with in-person accreditation To obtain the Digital Certificate (as a downloadable file) you should carry out the four steps in the indicated order: To request the certificate it is necessary to install the software indicated in this section. https://www.sede.fnmt.gob.es/certificados/persona-fisica/obtener-certificado-software/configuracion-previa

Online application for your Certificate. At the end of the application process, you will receive an Application Code in your email account that will be required when proving your identity and later when downloading your certificate. https://www.sede.fnmt.gob.es/certificados/persona-fisica/obtener-certificado-software/solicitar-certificado

In-person accreditation at an Identity Accreditation Office. Once the previous phase is completed and you are in possession of your Application Code, to continue with the process you must Prove your Identity at one of our Identity Accreditation Offices. https://www.sede.fnmt.gob.es/certificados/persona-fisica/obtener-certificado-software/acreditar-identidad

NOTE: At the offices of the AEAT, Social Security and other offices, an appointment is required, consult with the office itself. https://mapaoficinascert.appspot.com/ (One of the Marbella offices shown in the map below)

Download your User Certificate. Approximately 1 hour after you have proven your identity at an Identity Accreditation Office and using your Request Code, from here you can download and install your certificate and make a backup copy (RECOMMENDED). https://www.sede.fnmt.gob.es/certificados/persona-fisica/obtener-certificado-software/descargar-certificado

Sabines’s comment: Certificado con Acreditación Presencial- my favourite one! https://www.sede.fnmt.gob.es/certificados/persona-fisica You put in your personal data (NIE number required, so you have to have that before) and download the software. Then you get a reference number. You print it out and get an appointment at one of the collaborating offices. MAP: https://mapaoficinascert.appspot.com/# There are always several options to choose from. You go there with your Passport and NIE number, show it to them, then you go home and can download the file with your electronic signature. Now you can communicate with the Spanish government, the Social Security, etc and download all the correspondence, get  a new Padron Certificate online and much more. For further information: Visit Frequently Asked Questions (FAQs) concerning digital certificates (in Spanish).

NOTE: We help you to apply for your Digital Certificate as part of our Relocation Packages. READ MORE HERE

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When is the best time to sell your UK home when moving to Spain?

When is the best time to sell your UK home when moving to Spain?

Knowing when is the best time to sell your UK home when moving to Spain can save you a lot of money! If you plan to sell your home for more than you bought it for, the more money you will save by getting the timing right! We have advised many people to rethink the timing of their planned relocation based on this very important factor!

Let’s look at the reason why …

Relocating from the UK to Spain, with its promise of a new lifestyle, is an enticing prospect for many. However, amidst the excitement lies a significant financial consideration – the Spanish Capital Gains Tax.  Navigating the complexities of relocating from the UK to Spain involves foresight, particularly concerning tax implications. Let's illustrate this with a scenario: Consider a hypothetical family, the Reynolds, who decided to sell their UK home and move to Spain. They sold their property in February 2024 for £800,000, which they originally purchased for £400,000 in 1980, resulting in a profit of £400,000. They plan to move to Spain in May 2024. As a result, they will become tax residents of Spain by spending more than 183 days in the country in 2024.  Hence they would be subject to Spanish capital gains tax on the profit from the sale of their UK property. This tax, ranging between 19% and 26%, would translate to a substantial bill, approximately €112,000, due in 2025. To mitigate this tax burden, strategic planning becomes paramount. Remember, the Spanish tax year runs from January 1st to December 31st. So, by delaying their move until the summer of 2024, thereby avoiding spending 183 days in Spain that year, the Reynolds could maintain their UK tax residency status for the 2024 tax year. Consequently, they would circumvent the Spanish capital gains tax entirely, resulting in significant savings. Though postponing their relocation might entail inconveniences such as arranging short-term rentals or staying with family, the long-term financial benefits far outweigh these temporary challenges.  Hence consideration of timing about the best time to sell your UK home before moving to Spain is crucial to optimize tax outcomes.

So deciding when is the best time to sell your UK home before moving to Spain is a question you must answer!

The decision to move from the UK to Spain holds immense promise but also entails careful consideration of financial implications, particularly concerning the Spanish Capital Gains Tax.  As illustrated by the above hypothetical scenario, timing plays a pivotal role in navigating this tax landscape successfully.  At Move to Malaga, we specialize in facilitating smooth relocations to Spain, offering tailored advice and comprehensive support to navigate complex tax matters and ensure a hassle-free move.  Contact us today to embark on your journey with confidence and peace of mind. Let us help you turn your Spanish dream into a reality. Read the full article

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How to Apply for Digital Nomad Visa for Spain: DNV DIY!

How to Apply for a Digital Nomad Visa for Spain

In this post we are going to show you how to apply for a Digital Nomad Visa for moving to Spain. If you meet the requirements and are organised, you can quite easily apply for your own visa. Applying for a Digital Nomad Visa, using experienced professionals, is a safe option but it can also be expensive! As this visa is relatively new, there are still many uncertainties. However, as with most Spanish paperwork, mistakes can be costly!  If you are going to pay a professional, ensure they have the relative experience.

Before deciding if you should apply for your own visa, check you can provide the following:

- Copy of all pages of a valid non-EU passport - Work contract with an existing client of over 3 months, who is a registered business, that has been operating for more than 12 months (subject to being employed or self employed). - Bank statement showing the last 3 months' payments from clients/employer - An official document to prove that the client company has been operating for more than 12 months  - A letter from the client company authorizing the work to be carried out in Spain - Documentary evidence of qualifications or relative experience (minimum 3 years) for the work to be carried out. - Applicants CV, translated into Spanish. - Social security documentation. (subject to being employed or self-employed). - Private health insurance policy (Optional subject to circumstances)  - Official Criminal Background Check Document - Declaration of a clear criminal background in the countries where you have been resident in the last 5 years.

If you can provide all the required documentation then this is How to Apply for Digital Nomad Visa in 5 simple steps…

- Apply for your NIE in your home country, before you move. This will save you a lot of time on arrival in Spain! In some areas, there are long waiting times for NIE appointments. - Collate all the required documents and prepare for notarising/translating. A few days before your planned arrival in Spain, ensure you have all the required documents in order, apostilled and translated where necessary. (More details here) - On arrival in Spain, apply for your Digital Certificate (See how here! Post to follow soon!). - Collect your Digital Certificate.  - Once you have your certificate, you can upload all your documents here: https://expinterweb.inclusion.gob.es/iley11/inicio/showTramites.action?procedimientoSel=200&proc=1

Remember, once your Digital Nomad visa is approved, you will need to apply for a TIE.  (Read how to apply here) So, that is how to apply for Digital Nomad Visa when moving to Spain. It can be a very straightforward process. However, if you do not have all the required documents or you are not organised, seeking assistance may be a better option. CONTACT US to have everything ready for your arrival in Spain! This allows you to focus on a successful visa application. We look forward to seeing you in southern Spain very soon!

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Buying a House in Spain? Tips for Success in 2024!

Welcome to Move to Malaga, your trusted partner in navigating the exciting journey of buying property in the stunning region of Malaga and the Costa del Sol. With a team of seasoned experts, we offer a unique and comprehensive property finder service designed to save you both time and money while ensuring a smooth and informed property acquisition process. We have successfully assisted numerous clients in finding their dream homes, making us a reliable choice for purchasers seeking a personalized and efficient property-buying experience. At Move to Malaga, we understand that time is of the essence when it comes to finding the perfect property. Our property finder service is crafted to alleviate the time-consuming aspects of the search, allowing you to focus on what matters most – your life in your new home. What sets us apart is our commitment to excellence and client satisfaction. Don't just take our word for it – explore the testimonials on our website to hear firsthand from clients who have benefited from our expertise. These testimonials underscore our dedication to providing a service that goes beyond expectations, ensuring that each client's unique needs and preferences are met with precision and care. Our team's local expertise, access to exclusive listings, negotiation skills, and a well-established network in the region are all instrumental in making your property-buying journey not only enjoyable but financially sound. From personalized guidance through the legal processes to securing cost-effective deals, Move to Malaga is your reliable partner every step of the way.

Our Property Finder Service is designed to streamline the process of buying a house in Spain. It provides numerous advantages that save you, the purchaser,  both time and money.

Here's a breakdown of how we can help you : Local Expertise: Move to Malaga has a deep understanding of the local Spanish real estate market. Our team is well-versed in the nuances of the Malaga region, including desirable neighborhoods, property values, and market trends. This expertise ensures that clients make well-informed decisions. Time Savings: Searching for a property can be a time-consuming process. With our property finder service, we do the legwork for you. By understanding your requirements, preferences, and budget, we narrow down the options, presenting you with properties that align with your needs. This significantly reduces the time spent on property hunting. Access to Exclusive Listings: We have access to off-market or exclusive listings that may not be readily available to the public. This gives you, our purchaser, an advantage in finding unique properties that meet your criteria, potentially offering better value for money. Negotiation Expertise: Our team is skilled in negotiations and can work on your behalf to secure the best possible deal. We have experience in navigating the intricacies of the Spanish real estate market, helping you avoid overpaying for a property. Local Network: Move to Malaga has established connections with local real estate agents, developers, and other industry professionals. This network enables us to stay updated on the latest opportunities and market developments, giving our clients a competitive edge. Legal Guidance: Purchasing property in a foreign country involves navigating legal processes that may differ from those in your home country. We work with reliable lawyers to provide valuable legal guidance. They ensure that all necessary paperwork is in order and the transaction proceeds smoothly. With our guidance, you will avoid unnecessary risks when buying a house in Spain! Cost Savings: While there is a small fee for our property finder service, cost savings during the negotiation process outweigh this fee. Avoiding costly mistakes is priceless! Our goal is to help our purchasers make financially sound decisions. Personalized Service: Move to Malaga's property finder service is personalized to suit your individual needs. We take the time to understand your preferences, lifestyle, and goals. We ensure the properties presented align with your vision for a new home. Whether you're a first-time buyer or an experienced investor, Move to Malaga is committed to making the property purchasing process in Spain a smooth and successful experience.

CLICK HERE to see our Property Finder Package prices ...

Here are some quotes from previous clients about how Move to Malaga helped them: John, Mijas: "Having experienced the services provided by Lisa I can thoroughly recommend her. She will converse with all the estate agents and will view the properties with you. Therefore will quickly pick-up on your requirements which saves time and money. Also, she provides an abundance of information about the area from schools to restaurants plus everything else." Richard, Nueva Andalucia: "For anyone looking for a property or relocation to the Costa del Sol, we would without hesitation recommend Move to Malaga. We probably would not have been able to succeed without them." Kate & Iain, El Palo, Malaga: "I can’t recommend Moving to Malaga enough. They helped minimize the hassle and frustrations that are all part of that journey." Catherine and Andrew: "From our first phone call, we knew we had found the right team to help us. At all times, professional, reassuring, calming, knowledgeable and so easy to work with." Alison and James Norton: "A job really well done, I would not recommend Moving to Malaga but rather Insist on it, it’s really the only way to move to Spain / Malaga!"

Kim Andreasen, Mijas: "We can only give our warmest recommendations to use Move to Malaga as your independent adviser if you’re considering purchasing your own holiday villa or moving to the lovely Costa Del Sol." Paul & Jean, Benalmadena: "Lisa has a dedicated passion to make sure that we found our ideal apartment in a short space of time and we have no hesitation in recommending Lisa to anyone looking to purchase a property in Spain. Lorna and Ray, Malaga: "Move to Malaga made what could have been a very stressful and difficult situation the exact opposite. We cannot thank them enough for all they did for us."

How Can We help You?

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Move to Spain in 2024 : Answers to your FAQs

Do you plan to move to Spain in 2024? We are here to make it easier for you!

Welcome to Move to Malaga, your trusted partner in making your dream of moving to Spain in 2024 a reality! Embarking on a new chapter in a foreign land can be both thrilling and challenging, and we understand the importance of having a reliable guide by your side.  Our team is here to ensure that your journey is not just a move but a seamless transition into a life you've always envisioned. We've crafted this FAQ to address the most common queries you may have about your relocation. From visa assistance to finding the perfect home and navigating schooling options, we've got you covered. Our goal is to provide you with clear and accurate information, helping you build confidence in your decision to make Spain your new home in 2024. Our relocation services are available for both EU and non-Eu citizens. 1. How do I start the process of moving to Spain in 2024? To begin your exciting journey to Malaga and the Costa del Sol, the first step is to complete our Initial Relocation Questionnaire. This comprehensive form helps us understand your specific needs and preferences, allowing us to tailor our services to ensure a smooth and successful move. 2. What types of relocation services does Move to Malaga offer? Move to Malaga provides a range of relocation services, including visa assistance, housing search, school guidance, and more. Our team is dedicated to making your move as seamless as possible, handling every aspect of your relocation with expertise and care. 3. How can Move to Malaga assist with obtaining a visa for Spain? We offer personalized visa assistance, guiding you through the application process and ensuring that all required documentation is in order. Our experts stay updated on the latest immigration regulations to provide you with accurate and timely information. (Read about your visa options here) 4. Can Move to Malaga help me find suitable accommodation? Absolutely! Our team specializes in locating the perfect home for you on the Costa del Sol. From apartments to villas, we take into account your preferences, budget, and lifestyle to secure accommodation that suits your needs. We can assist with finding both rental properties and properties for sale. 5. What about schooling options for my children in Malaga? We understand the importance of education for your children. We provide guidance on reputable international and local schools, helping you make informed decisions for your child's academic journey. Our team is also able to assist you in submitting applications and paperwork for schools. 6. Are there any language barriers I should be concerned about? While Spanish is the official language, many locals in Malaga speak English, and our team is multilingual. We'll assist you in navigating any language challenges and ensure effective communication throughout your relocation process. We do however encourage you to learn the language as it enhances your enjoyment of living here. 7. How long does the relocation process typically take? The duration of the relocation process can vary based on individual circumstances. However, our goal is to streamline the process and minimize any delays, working efficiently to have you settled into your new life in Malaga to best suit your needs. 8. What is the cost of living in Malaga compared to other European cities? Malaga offers a favorable cost of living compared to many European cities. Our team can provide you with detailed information on living expenses, helping you make informed financial decisions for your move. Read the latest Cost of Living report from Numbeo HERE This useful report allows you to compare the cost of living in Malaga and other locations with your home town. 9. Can I bring my pets with me to Spain? Yes, we understand the importance of furry family members. We can guide you through the pet relocation process. We ensure your pets meet all requirements for a smooth and stress-free transition. Please be warned that it is a lot more complicated to find a rental property in many areas if you have pets. Sourcing a suitable property to purchase however, is no problem at all. 10. Why should I trust Move to Malaga with my relocation? We offer a trusted and experienced relocation service with a proven track record of successfully assisting individuals and families in moving to Malaga and the Costa del Sol. (Read some of our many testimonials here). Our personalized approach, attention to detail, and commitment to client satisfaction set us apart. Start your journey by completing our Initial Relocation Questionnaire, and let us make your move to Malaga a positive and memorable experience! Conclusion: As you contemplate the exciting prospect of a possible move to Spain in 2024, we hope this FAQ has provided valuable insights and answers to your queries. At Move to Malaga, we take pride in our commitment to making your relocation experience as smooth as the waves of the Mediterranean. Our team is ready to guide you through every step. Thus ensuring that your move to Malaga and the Costa del Sol becomes an enjoyable adventure. To kickstart your journey, please complete our Initial Relocation Questionnaire. This will enable us to tailor our services to your unique needs. Also, it sets the stage for a successful and stress-free transition.  Trust in Move to Malaga, where expertise meets excellence. Let us turn your move to Spain into an enriching and unforgettable experience. Your dream life in Malaga awaits – contact us today and let the adventure begin! Request the Initial Relocation Questionnaire ... Read the full article

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Non Lucrative Spanish Visa in 2024: Applying via BLS International Services in the UK.

Non Lucrative Spanish Visa in 2024: Applying via BLS International Services in the UK.

Since the end of 2023, all Non Lucrative Spanish visa applications are being processed by BLS International Services. The Spanish Consulates in the UK are no longer giving appointments nor receiving applications. Do not worry, this is not a problem. It actually makes the application process pretty straightforward. The required documents remain the same. The appointment booking procedure is even easier than before! Please remember that we help you to apply for your Non-Lucrative Visa as part of our Relocation packages and our VIP Property Finder packages in the Malaga and Costa del Sol areas. If you are moving to other parts of Spain, you can book NLV consultations and assistance via our dedicated website: Non Lucrative Visa spain Use the Contact Form to request a copy of our Essential Checklist with useful links to apply for your Spanish NLV. Please find below some very useful answers to questions about the Non-Lucrative Spanish visa application process, provided by the BLS International Services website.

FAQs Non Lucrative Spanish Visa 2024

Who is BLS? BLS International Services (UK) Limited is the preferred outsourced partner to the Consulate of Spain in the UK. The Spain Visa Application Centre of BLS International service UK LTD functions as a collection and processing centre to guarantee a better service in response to the growing demand for Spanish visas from applicants residing in the United Kingdom. This includes the Non Lucrative Spanish visa. How early can I apply for my visa? Applicants are free to apply up to 180 days before their date of travel. However, all applications must be submitted at least 15 days before the proposed date of travel to accommodate any unforeseen processing delays. This period is extended to 9 months in the case of the seamen. How long do I have to wait for the Non Lucrative Spanish visa once I submit my application? Applications accepted at the Spain Visa Application Centre will be submitted on the morning of the next working day to the Spanish Consulate General. Once the application has been submitted, the applicant can be requested to submit additional documentation in support of the initial application. Please note that the minimum processing time of a visa application is 30 Working Days (but may take up to 60 days). Consequently, the applicants are requested to apply well in advance to the intended date of travel. The Consulate does not provide information on the state of a visa application nor on refusals of visas. Any email requesting information on these issues will not be answered Can the Spain Visa Application Centre prepare my application for me? The Spain Visa Application Centre does not prepare visa applications but accepts and processes applications in accordance with the instructions issued by The Spanish Consulate General. How do I submit my application at the Application Centre? Applicants need to make an appointment and walk into the Spain Visa Application Centre to submit their application. Do I have to come personally or can I send the application to the Spain Visa Application Centre? You need to apply in person because they need to take your biometrics. In the case of minors, they also need to come in person. What is the Non Lucrative Spanish visa application procedure at the Spain Visa Application Centre? Applicants can walk in any working day at BLS application centre during the specified submission timings (with a prior booked appointment). Applicants will be asked to take a token at the entrance and be seated in the waiting area (You can approach our Submission Counters when your token number is displayed).  Our officers at the counter will collect your visa application form to check that the documents are complete and your photograph meets the required specifications. Your passport will be checked for validity empty pages and previous travel information.  Your fees will be collected in accordance with the visa category you have chosen and the documents you submit will be checked in the manner in which they are required by the Consulate of Spain.  You will be issued a receipt for the fees paid and given an acknowledgement for the submission of your passport. What if I do not have all the documents? If your application is not accompanied by the documents that are requested you will be asked if you wish to proceed with the application without all the requested documents. Should you consent to this, your application will be registered in our system and accepted for further processing. Kindly take note that submission of incomplete applications will lead to processing delays If you have any further questions regarding your NLV application, simply : Contact us and book a consultation ... Can I apply if I have a passport that is more than 10 years old? All applicants must have a passport that is not more than 10 years old as of the date of return from their scheduled trip. The same applies to passports issued more than 10 years ago that have since been extended. In this case, applicants must renew their passport before making their visa application. What proof will I have that Spain Visa Application Centre has my visa application? Once your application has been registered in our system, you will be issued a receipt for the fees you have paid. It will be possible to track your visa at https://uk.blsspainvisa.com/manchester/track_application.php What are the applicable fees for my Non Lucrative Spanish visa? Every Visa application needs to be accompanied by the required visa fee for the amount applicable to your chosen visa category. This can be paid by Cash, Debit or Credit card. They can also return your passport via Special Delivery for an additional fee of £24.95 per passport. This is an optional service. Consult fees: https://uk.blsspainvisa.com/london/national_non-lucrative.php How do I check the status of my visa application? Please use this link: https://uk.blsspainglobal.com/Global/bls/VisaApplicationStatus You require your application reference number and your date of birth. What is the procedure to get my passport back? Once the application has been processed by The Spanish Consulate General and your passport has been returned to the Visa application centre; BLS International will dispatch your passport through Royal Mail. (Please refer to Additional Services to be aware of prices). What should I provide as proof of relationship or my spouse's nationality? Photocopies of your Marriage Certificate or Birth Certificate are the only documents that will be accepted as proof of relationship. Photocopies of your spouse's national passport can be accepted as proof of nationality. What are the Non-Lucrative Spanish visa Information Letters? If The Spanish Consulate General is unable to return the application to you because they would like to request additional documents, schedule you for a personal interview or require additional time to correspond with the Home Office, this update is normally sent in a letter individually addressed to the applicant and remains at the Spain Visa Application Centre until collected by the applicant or an authorized representative. Will my fees be refunded if my visa is refused? All fees are non-refundable and will not be refunded if your Spanish non lucrative visa application is not successful. When can I re-apply; is there a timeframe after the refusal that I must wait before reapplying? If your application has been refused, you are free to re-apply at any time. There is no time gap to be observed after a refusal to make a fresh application. However, before submitting a new application, it is recommended that you note the reasons for the earlier refusal and make amendments where applicable. How can I appeal against the decision of the Consulate if my Spanish Non-Lucrative visa application is rejected? Should you wish to appeal against the decision of the Consulate, you must do so in writing within a month from the date of notification. You can lodge your appeal directly to the Visa Department of this Consulate (20 Draycott Place SW3 2RZ) or to the Superior Court of Justice in Madrid. The reason for refusal was included in the decision letter. Please enclose the following: - Copy of the refusal letter. - A covering letter stating your grounds of appeal and a copy of your passport and UK residence permit. - A current contact address, email, and home time telephone number must be provided. - Documents supporting your grounds of appeal. Under Article 123 of Act 39/2015, of 1 October, on the Common Administrative Procedure of the Public Administrations, the Consulate has one month to issue a resolution of your reconsideration appeal, understanding negative if you don’t receive an answer. If you have any further questions regarding your Spanish Non-Lucrative Visa application, simply : Contact us and book a consultation ... Useful Links : MANCHESTER https://uk.blsspainvisa.com/manchester/faq.php LONDON https://uk.blsspainvisa.com/london/faq.php SCOTLAND https://uk.blsspainvisa.com/edinburgh/faq.php Spain Visa Application Centre - London Spain Visa Application Centre 20 St Andrew Street, London EC4A 3AG Time for Passport Collection: Hours for Submission of File: 08:30 to 13:30 hrs (Monday to Friday) 44-2038070750 info.lhr@blshelpline.com Spain Visa Application Centre - Manchester Unit 1 , 205 Chapel Street, Salford , M3 5PF, Manchester Time for Passport Collection: 13:00 to 15:00 hrs (Monday to Friday) Hours for Submission of File: 09:30 to 12:30 hrs (Tuesday and Thursday) 44-2038070750 info.man@blshelpline.com Spain Visa Application Centre - Edinburgh Spain Visa Application Centre 6 Dock Place, Suite 1A, First Floor Office, Edinburgh, EH6 6LU Time for Passport Collection: 14:30 to 16:00 hrs (Monday to Friday) Hours for Submission of File: 08:30 to 12:30 hrs (Monday to Friday) 44-2038070750 info.edi@blshelpline.com Read the full article

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Why Buy Property in Inland Malaga?: Nine of Many Reasons!

There are so many reasons to buy property in inland Malaga...

Nestled in the heart of the Andalusian region in southern Spain, inland Malaga offers a captivating blend of stunning natural landscapes. It offers an authentic Andalusian lifestyle, and favorable property prices. This article will explore ten compelling reasons why purchasing property in this region is an exceptional opportunity. Enjoy breathtaking scenery and rich cultural heritage to its affordable real estate options and excellent connectivity. Inland Malaga has something for everyone seeking a holiday home, retirement property, or long-term investment.

Here are just nine answers to "Why buy property in inland Malaga?"...

Stunning Natural Scenery: Inland Malaga boasts an awe-inspiring natural beauty that captivates residents and visitors alike. With its rolling hills, lush forests, and picturesque countryside, the region offers a sanctuary of tranquility and serenity. Areas such as Ronda, are known for their stunning cliffside views and historic charm. Antequera with its majestic rock formations and rich archaeological sites. The Guadalhorce Valley, surrounded by verdant landscapes and idyllic rivers. These are prime examples of the region's diverse and captivating scenery. Authentic Andalusian Lifestyle: Immersing yourself in the authentic Andalusian lifestyle is a delightful experience offered by many areas of inland Malaga. Steeped in tradition and history, the area preserves its cultural heritage through vibrant local festivals. The enchanting art of flamenco music, and a rich gastronomy that tantalizes the taste buds. Towns like Alhaurín el Grande, known for its charming white-washed houses and lively markets. Alora with its ancient Moorish castle and narrow streets. Coin, famous for its traditional architecture and Andalusian charm. They all epitomize the authentic lifestyle that awaits in inland Malaga. Affordable Property Prices: One of the most enticing factors for purchasing property in inland Malaga is the affordability it offers. Compared to the coastal areas, property prices in this region are generally lower, providing excellent value for your investment. Your budget can stretch further, allowing you to acquire a larger property or enjoy more desirable amenities, such as private swimming pools and fruit orchards! Whether you're considering a rustic finca, a charming farmhouse, or a modern apartment or villa, inland Malaga offers a range of options to suit all preferences and budgets.

Excellent Transport Links: Inland Malaga benefits from exceptional transport links, ensuring convenient connectivity to the rest of the region. The area enjoys a well-developed network of roads, making it easily accessible by car. Additionally, the region is well-served by train and local bus connections, allowing for seamless travel within the area. Malaga's international airport, located close to the coast, offers frequent flights to major European cities, facilitating effortless travel for residents and visitors alike. Great Climate: Inland Malaga enjoys a fantastic climate characterized by long, hot summers and mild winters. This temperate climate creates an inviting atmosphere for year-round living or for utilizing your property as a holiday home. The pleasant weather encourages outdoor activities, such as hiking in the surrounding hills, exploring nature reserves, or simply relaxing in your garden amidst the gentle Mediterranean breeze. The towns of Alora and Casarabonela close to the Sierra de las Nieves, Mijas Pueblo with its idyllic hillside setting, and the charming village of Casarabonela exemplify the region's agreeable climate and natural beauty. Excellent Healthcare Facilities: Inland Malaga boasts excellent healthcare facilities, ensuring residents receive top-quality care. The region is equipped with a range of hospitals, clinics, and medical centers staffed by highly skilled professionals. The relatively new Hospital Valle del Guadalhorce and the Vithas Xanit International Hospital in Benalmádena are prominent healthcare providers that offer advanced medical services and specialized treatments. These facilities prioritize patient well-being, ensuring peace of mind for residents and visitors in inland Malaga. Rich History and Culture: Immersing yourself in the history and vibrant culture of inland Malaga is an enriching experience. The region is home to several historic landmarks and museums that showcase its fascinating past. Ronda, with its iconic Puente Nuevo bridge and the impressive Arab Baths, transports visitors to a bygone era. Antequera boasts the Dolmens, ancient megalithic structures dating back thousands of years, while the stunning Alhambra fortress in Archidona tells tales of Moorish influence. The annual Semana Santa (Holy Week) processions, traditional fairs, and lively local markets also contribute to the region's vibrant cultural tapestry. Wide Range of Property Options: Inland Malaga caters to diverse property preferences, offering a wide range of options to suit individual needs and desires. Traditional fincas and farmhouses showcase the region's rural charm, providing an idyllic countryside retreat. For those seeking modern comforts, stylish apartments and villas are available, often with impressive views of the surrounding landscapes. Towns like Alora, Coin, and Alhaurín de la Torre offer a mix of architectural styles, allowing you to find a property that perfectly aligns with your vision of a dream home in inland Malaga

Investment Potential: Investing in property in inland Malaga presents an excellent opportunity due to the region's promising investment potential. Property prices are expected to rise in the coming years, making it an attractive choice for those seeking long-term investment returns. The area's growing popularity among both international and domestic buyers further contributes to the region's investment appeal. Whether you choose to enjoy your property personally, rent it out to holidaymakers, or capitalize on the potential capital appreciation, inland Malaga offers a favorable climate for property investment. Inland Malaga presents a wealth of opportunities for property buyers seeking a captivating blend of stunning natural scenery, authentic Andalusian lifestyle, affordable property prices, and excellent transport links. With its rich history, vibrant culture, excellent healthcare facilities, delicious gastronomy, and diverse property options, the region has something to offer everyone. Whether you're looking for a peaceful retreat, a vibrant community, or a smart investment, inland Malaga provides an enticing choice. Start your property search today and unlock the treasures that this beautiful region holds.

Contact us now and find your ideal home in inland Malaga...

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8 Tips for Securing Your Ideal Rental Property in Malaga and the Costa del Sol in 2024

Are you looking to secure a fabulous rental property in Malaga in 2024?  As Malaga and the Costa del Sol continue to attract newcomers from all over the globe, the rental market becomes even more complicated. Securing a good rental property requires time and preparation. This is where we can help you … 1. Commencing Your Property Search: A Strategic Approach Seriously consider booking a Relocation Package with us. Many clients, having initially struggled independently, have later reached out in desperation. Unfortunately, subsequent attempts often result in improper procedures and a disordered sequence of tasks. Our extensive experience, having assisted hundreds of people, equips us with the knowledge of where to book appointments, the precise locations to visit, and what obstacles to anticipate. Your property rental search is in safe hands. 2. Geographic Terminology: Málaga City vs The Province When discussions revolve around "Málaga," it's important to clarify whether you are referring to the City or the encompassing Province. We recommend referring to Malaga Capital or the Malaga Province. This clarity prevents any misconceptions and ensures that your property search aligns with your intended location. 3. Flexibility in Location: A Key Consideration Avoid restricting yourself to a specific area. Be prepared to be flexible and consider a broader range of locations. The diversity in the Malaga province and the Costa del Sol region offers an array of neighborhoods, each with its unique character. Exploring wider areas enhances your chances of discovering the ideal rental property that aligns seamlessly with your lifestyle preferences. Even if you plan to work in Malaga Capital, there are several surrounding areas that could be of interest to you. Transport options are varied and a short commute may allow you to secure a more suitable rental property. This adaptability broadens your choices, increasing the likelihood of discovering a rental property that perfectly aligns with your vision. Our team will advise you on suitable areas for you to consider, based on your requirements. 4. Strategic Timing: Optimal Months for Long-Term Rentals Plan your arrival strategically. Avoid arriving in the summer months, particularly July or August.  These are extremely challenging months for finding long-term rentals. Spring and autumn offer a more favorable environment, providing a greater selection of available properties and a smoother rental process. Before planning any visits, consult with our team. We will advise you when is the best time to start your property search.

5. Financial Preparations and Legal Protections Anticipate that property owners may request upfront payments or a bank guarantee. It's a customary practice in the region and, while it may seem unusual, understanding this expectation will enable a smoother negotiation process. It's crucial not to take personally any requests for upfront payments or guarantees from property owners. These measures are not a reflection of personal trust but rather a pragmatic approach grounded in the legal framework. Property owners, lacking legal protection, resort to these measures to safeguard their interests. Understanding the legal protections afforded to tenants in the Province of Málaga is paramount. By comprehending the legal landscape, you empower yourself to navigate potential challenges, fostering a cooperative relationship with property owners and ensuring a secure and compliant rental experience. Read more about bank guarantees here 6. Understand your “Must Haves” and “Like to Haves” As part of our Initial Relocation Questionnaire, we ask you to list your “Must Haves” and “Like to Haves”. What can you not live without in your rental property in Malaga? What would you like to have if possible? In an ideal world, you will find everything that you are looking for. However, due to the scarcity of good rental options, you may have to forgo some facilities. Taking time to discuss your requirements from the outset will help you quickly secure your ideal rental option. Request our Initial relocation Questionnnaire and book a FREE initial consultation ... 7. Preparation and Coordination: Navigating the Arrival Process Upon arrival, a myriad of tasks await your attention in your new country. We understand the intricacies involved, having executed these processes countless times. From booking essential appointments to steering through bureaucratic hurdles. Our Relocation Package ensures a streamlined experience.  You will avoid unnecessary hassles, ensuring a smooth transition into your new life in Malaga and the Costa del Sol. 8. Start now! As we have mentioned, Malaga is one of the most sought-after destinations. In 2023 it was voted the Number One Expat City. Don’t just take our word for it. See Malaga's results in the Expat City Ranking 2023  … See Malaga's results in the Expat City Ranking 2023  … Read the full article

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Differences between Spanish Non Lucrative Visa and Digital Nomad Visa Explained

Spain continues to be an increasingly attractive destination for people looking to move abroad, particularly for remote workers, digital nomads, retirees, and families in search of quality time together.  If you fall into any of these categories, the Spanish Non-lucrative Visa and Digital Nomad Visa present two viable options for an extended stay in Spain. By understanding the key differences between these visas, you can make better-informed decisions about which option suits you best. Spanish Non Lucrative Visa and Digital Nomad Visa, in a nutshell … The non-lucrative visa is designed for individuals who do not intend to work in Spain. This visa is suitable for retirees, and individuals with sufficient savings. To obtain this visa, you must demonstrate that you have enough financial resources to support yourself during your stay in Spain. You must also provide proof of private medical insurance and a clean criminal record. The digital nomad visa is intended for remote workers who can work from anywhere in the world. To qualify for this visa, you must demonstrate you are self-employed or work for a company based outside of Spain. You must also provide proof of income and a clean criminal record. Both visas cater to different requirements, with the Non-lucrative Visa targeting those who do not intend to work in Spain, and the Digital Nomad Visa intended for those who will earn an income remotely. When comparing and contrasting these visa options, you should consider your employment situations, financial capabilities, and long-term intentions to make the best choice for your own specific needs. Key Takeaways - Spanish Non-lucrative Visa and Digital Nomad Visa cater to different applicant requirements. - Digital Nomad Visas are tailored for remote workers with foreign employers, while Non-lucrative Visas do not permit working in Spain. - Applicants should consider their specific situation and intentions when choosing the appropriate visa.

Spanish Non Lucrative Visa

Quantifying Time Commitment The Spanish Non-Lucrative Visa (NLV) allows non-EU citizens to reside in Spain without the right to engage in any form of work or business activities. This visa grants the holder a temporary residence for up to 5 years (including two renewals) after which “permanent reisdency” along with an entitlement to work can be applied for.NLV applicants are required to prove their intention to maintain their regular stay in Spain. Eligibility Critique To be eligible for the NLV, applicants must fulfil a number of requirements. These include proving you financial capacity to support yourself and your dependents without working in Spain. In 2023, the minimum monthly income requirement was set at €2,400 ($2,615.88) per month and €600 ($653.97) for each additional dependent included in the application. Applicants must also have a clean criminal record and valid health insurance coverage in Spain. (Read mre specific details here) Expense Analysis In addition to the financial means requirements, the visa application process involves certain costs, such as attorney fees, translation costs, health insurance premiums, and visa fees. The latter may vary depending on the applicant's nationality and the Spanish consulate's processing fees. Overall, applicants should be prepared to cover a range of expenses prior to and during their stay in Spain under the NLV. Advantages One of the biggest advantages of the Spanish Non-Lucrative Visa is that it allows you to live in Spain for an extended period of time without the need to work. This can be particularly appealing to retirees and individuals who have the financial means to support themselves without the need for employment. Additionally, the visa allows individuals to travel freely within the Schengen Area, which includes 26 European countries. This can be particularly appealing to individuals who wish to explore Europe during their stay in Spain. Disadvantages One potential disadvantage of the Spanish Non-Lucrative Visa is that it does not allow you to work in Spain. This can be a significant drawback if who wish to supplement you income during your stay in the country.Additionally, the visa can be difficult to obtain, as applicants must demonstrate that they have sufficient financial means to support themselves and their dependents during their stay in Spain. The application process can also be time-consuming and require a significant amount of documentation. But do not worry, we are here not only to assess your viability but also to help you with the application process!

Digital Nomad Visa

Identifying Scope of Flexibility The Spanish Digital Nomad Visa allows foreign nationals to live and work remotely in Spain for up to one year initially. It offers a significant degree of flexibility, as holders can potentially extend their stay up to five years by renewing their visa annually. We recommend you submit your application in Spain as then the initial visa is valid for THREE years (Contact us about this) Examining Eligibility To be eligible for the Digital Nomad Visa, you must first meet certain requirements (read more details here) . You must have either a university degree or three years of professional experience. Additionally, this visa is primarily designed for individuals who plan to work remotely, contrasting with the Non-Lucrative Visa, which prohibits applicants from working while residing in Spain. Cost Evaluation One of the main attractions of the Digital Nomad Visa is the reduced non-resident income tax rate. Employees holding this visa are subject to a 24% tax rate for earnings up to €600,000. Earnings beyond this threshold are taxed at a 47% rate . This attractive tax scheme is an important consideration for potential applicants, particularly when comparing costs with other visa options. Advantages One of the main advantages of a Digital Nomad Visa is that it allows you to work and travel in a foreign country legally. This can provide a unique opportunity to experience a new culture and way of life while still being able to earn an income. Additionally, many countries offering Digital Nomad Visas have favorable tax systems for remote workers. Disadvantages One potential disadvantage of a Digital Nomad Visa is that it may not provide the same level of security as a traditional work visa. Digital Nomad Visas are often temporary and may not allow for long-term residency in a foreign country. Additionally, there are strict regulations on the types of work that can be done while on a Digital Nomad Visa.

Key Differences Between Spanish Non Lucrative Visa and Digital Nomad Visa

Purpose The Spanish non-lucrative visa is intended for those who wish to live in Spain without engaging in any professional or commercial activity. It is ideal for retirees or those who have sufficient savings to support themselves without working. Or, families looking to spend quality time together whilst experiencing life in another country. The digital nomad visa is designed for remote workers who want to live and work in Spain while providing services to clients outside of Spain. Scope of Work The Spanish non-lucrative visa holder is not allowed to work in Spain, either for a Spanish or foreign company. You are not allowed to engage in any professional or commercial activity, including freelance work. The digital nomad visa, on the other hand, allows remote workers to work for foreign clients while living in Spain. However, you are not allowed to work for Spanish companies or provide services to Spanish clients. Eligibility Factors When it comes to eligibility, the main difference between the NLV and DNV is the permission to work in Spain. Under the Non Lucrative Visa, applicants are not allowed to work in Spain, even if they are working for an employer abroad. On the flip side, the Digital Nomad Visa is specifically designed to accommodate remote workers and freelancers who work for companies outside Spain or are self-employed. This is as long as their income meets the minimum requirements outlined by Spanish authorities. Application Procedure The Non Lucrative Visa can only be applied for in your country of residence. You cannot apply for the NLV when residing in Spain. The Digital Nomad Visa can be applied for in your country of residence or in Spain. We advise you to apply in Spain as the initial visa granted is for three years rather than one! Flexibility of Visas You can use the Non Lucrative Visa as a passage of entry into Spain for your initial 12 month period. Once in the country, you can easily switch to another type of visa that better suits your situation ie, golden visa, digital nomad visa or even a work visa. If you enter Spain on a Digital Nomad Visa you can apply for the Golden Visa if purchasing property. However, if you decide to change to the NLV you will be required to return to your home country to submit the application. We advise you to seek professional guidance before using the DNV solely for initial entry into Spain. Expense Rundown Taxes: The Digital Nomad Visa offers tax benefits, such as a reduced rate of non-resident income tax. Employees on a DNV pay 24% tax on income up to €600,000. Income above this threshold is taxed at a 47% rate. In contrast, the Non Lucrative Visa does not have any specific tax benefits. NLV applicants will need to adhere to the general tax rates in Spain. Cost of living: Both visas require applicants to have sufficient financial means to support themselves while living in Spain. Since the DNV allows for remote work, visa holders may be able to cover their living expenses through their income. In contrast, NLV holders must rely exclusively on their savings or other non-work-related income sources. Application fees and renewal costs: Application fees, documentation and legalisation requirements also vary between the two visas. It's essential to research and review all the relevant fees and requirements specific to your situation when applying for either visa.

Choosing the Right Visa for You

Choosing the right visa can be a daunting task. It is important to get professional guidance to ensure that you make the right decision. With the backup of our chosen immigration lawyer, we can help you navigate the complex visa application process. We provide you with advice on which visa is best for your specific situation. Remember, both visa types allow you to travel within the European Union and bring family members to Spain with you. The choice between the two visas ultimately depends on your own work-related needs and financial situation.

If you are thinking of applying for a Spanish Non-Lucrative Visa and Digital Nomad Visa, complete the relevant form below. We will arrange a free initial consultation to assess your case...

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