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Finding Freeway Insurance Quotes | Insurance Professionals of Arizona

Trying to find Freeway insurance quotes? You have come to the right place. Whether you have had Freeway Insurance before or you do not even know what Freeway Insurance is, we are here to answer all of your questions. At Insurance Professionals of Arizona, we want to make sure you are satisfied with your insurance choices.

When it comes to Freeway Insurance, there are a lot of different insurance options. From car insurance to telemedicine, Freeway covers many insurance concerns. As with any insurance, it is important to know what quote you are getting and what other quotes are available to you and your business.

Below are some common questions that appear when looking at Freeway Insurance quotes: What is Freeway Insurance?

Freeway Insurance is an insurance company. It offers a variety of different insurance options. The insurance company is part of a larger insurance corporation called Confie. This insurance broker, Confie, is an umbrella company for many private insurance companies. Since Freeway Insurance company is under this company, it is a private company and not run by the government.

This insurance company was founded in 1987, so they know their stuff when it comes to insurance. They offer a lot of different plans that cover a wide variety of needs and situations. Their company has a helpline that is available in both English and Spanish. They also have a customer-based team of 2,000 employees that are ready to help their customers.

Why Freeway Insurance?

Freeway Insurance is an insurance company. They understand what businesses and people need when it comes to insurance. They do not offer just one insurance package for one situation. The products they offer include odd things that people may not think of when it comes to insurance, such as tire protection.

These options can be great for companies and businesses who need extra coverage. It is also a good option for companies that want one package to cover all of their needs. Freeway Insurance also covers all fifty states in the United States despite not having physical offices in all fifty states.

Where To Get Freeway Insurance?

Insurance Professionals of Arizona offers Freeway Insurance quotes. This is a company that we enjoy working with. Our brokers are happy to help companies and businesses who are interested in Freeway Insurance.

There are other places that do offer Freeway Insurance. What they do not give you is the same quality of service that Insurance Professionals of Arizona gives. We pride ourselves on giving customers the highest quality service. Our office focuses on Arizona businesses and companies. We are knowledgeable about what Freeway Insurance has available. Many companies and clients choose to go with Freeway Insurance packages because they fit their needs.

Are you ready to get Freeway Insurance quotes for your company? If you have any questions or want to set up an appointment feel free to reach out to Insurance Professionals of Arizona at 480-981-6338.

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Why Every Business Owner Should Take a Look at Cyber Insurance

With cyber-attacks on the rise, and more sophisticated than ever, it has never been more important for businesses to consider purchasing cyber insurance. The costs of not doing so could be far greater.Data breaches and other malicious cyber activities can have devastating consequences, including costly data loss and reputational damage. The average total cost of data breaches in 2022 was $4.35 million, according to the IBM/Ponemon Institute report. The report also found that it takes an average of 277 days for security teams to identify and contain a data breach.

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Hazard Insurance for Businesses 101 | Insurance Professionals of Arizona

Hazard Insurance for Businesses is a not very well-known insurance option. When you think about insurance for businesses, you probably think about business insurance. The great thing about hazard insurance is it is for businesses. This kind of insurance is perfect for any business owner, especially small business owners.

Here are some of the most common questions we at Insurance Professionals of Arizona (IPA) get about hazard insurance for businesses:

Hazard Insurance for Businesses: What is it?

If you have not heard of hazard insurance, it is a form of insurance for businesses. It is specifically for small businesses. Hazard insurance will help cover the costs of things that get damaged. This can cover the physical building and also the product and equipment that you use.

Depending on your insurance policy, your hazard insurance policy may cover pay and salary for employees. This can happen if you cannot operate your location because it is snowed in or damaged. You can rest easy knowing that both you and your employees are taken care of should something go wrong.

Made for Small Businesses

If there is one thing we cannot stress enough, it is that hazard insurance was made for small businesses. Think of hazard insurance as insurance that covers the physical brick-and-mortar location and any physical company assets.

It is perfect for small businesses because if you run your business out of your house, it will cover your business assets from home. If you store them in a shed or something that is detached, it will also cover those physical buildings. This allows you to feel peace of mind knowing that your business and product are protected should anything happen to them.

Does My Small Business Need Hazard Insurance?

The short answer is yes, you probably need it. Hazard insurance is something that is not required to have in most states. But when you do not have hazard insurance you can end up paying a lot of money if something happens.

At IPA we recommend it because it protects your business and any physical location you have. If you have a physical store or use a storage place for your products, you should seriously consider hazard insurance.

So What Does Hazard Insurance Cover?

Hazard insurance can cover several things. For the physical things, it can cover the building, the outdoor features, and furniture. It can also cover the electronics and office structures found in the building. Products, tools, and equipment also fall under hazard insurance.

Your hazard insurance will also cover damages and costs caused by the elements. This is everything from fire to blizzard storms. Your policy can also cover physical documents that are important to you. For example, your business documents and invoices from your account receivables.

What Are The Benefits of Hazard Insurance?

Your business is your livelihood. It is how you make your income and pay bills. If anything happens to your products or physical location, you are going to pay for it. This can cost thousands or even tens of thousands of dollars when you do not have insurance.

When you do not have hazard insurance, your regular insurance for your house or even business may not cover the costs. Hazard insurance can help you replace and rebuild the damage done. Do not let fate decide what happens to your business, take control with hazard insurance for your business.

Where Can I Go to Purchase Hazard Insurance?

Our office at IPA offers hazard insurance for your small business. Not every insurance company is going to offer hazard insurance. If they only deal with personal insurance policies, they may not offer hazard insurance. Before you choose an insurance broker, make sure they offer hazard insurance.

IPA also has a variety of insurance companies that you can choose from. Every insurance company will have different factors when determining the cost. With multiple companies to choose from, you know you are getting the best price. Give us a call or fill out our quick quote insurance form on our website.

Do I Need a Quote for Hazard Insurance?

Usually your insurance professional will give you a quote. This lets you know an estimate of what you would pay for the policy. You do not need to go out and find an insurance quote by yourself. If you know you want hazard insurance, you can meet with an insurance professional and discuss your options.

The great thing about hazard insurance quotes is it gives you a good idea of what you will need to pay. Your cost might go up or down depending on the insurance company you choose and what policy you want. More coverage will usually equal more money.

Here at IPA, We Care About You

Our business has over 15 years of insurance experience in the State of Arizona. IPA strives to make your insurance experience as smooth as possible. That is why we offer online and in-person options for you. This allows you to choose what is going to be best for you and your situation.

We want you to feel comfortable about getting insurance. Let us answer any questions you have. We let you choose from over 40 insurance providers. This lets you have control over what matters most to you. We provide both personal and professional insurance options.

Hazard insurance for businesses is a great option that any business owner should look into. Different coverage options can fit within any budget. If you have any questions about hazard insurance or what is best for your business, give us a call.

At IPA, we have insurance specialists that are knowledgeable about all things related to business insurance. Even if you have general questions or do not even know where to start, we can help you out. Let us show you how we can help protect your business. Start today by getting a quote for hazard insurance online.

We’re here to help! Call us today. 480-981-6338

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When you have lost a loved one to suicide, the last thing you want to think about is money.You want to reflect on the person’s life and provide comfort to those that are impacted the most. However, you will still be brought back to the financial impact of suicide. How am I supposed to cover funeral expenses? If he/she was the primary breadwinner, do I have enough to provide for my livelihood in the future? What financial obligations am I left with?

After all, it was because of these same questions that you likely took out a life insurance policy to begin with. Life has its unforeseen and unthinkable events. Being well prepared is wise and essential. It is especially paramount for those individuals who have families.

It has been estimated that suicide has affected 250,000 individuals within the United States each year. With such tragic losses, families are left to wonder whether their life insurance policy will be granted. To answer in short: it depends.

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https://www.insuranceproaz.com/does-life-insurance-cover-suicide

You want to reflect on the person’s life and provide comfort to those that are impacted the most. However, you will still be brought back to the financial impact of suicide. How am I supposed to cover funeral expenses? If he/she was the primary breadwinner, do I have enough to provide for my livelihood in the future? What financial obligations am I left with?

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Hazard insurance is a term used to describe a homeowners insurance policy. Find out how hazard insurance gets you back on track after a loss. For many families, home is where the heart – and the money – is. American families have 68% of their wealth stored in their homes, which is why many people view their house as both a place to live and as an investment. When you get homeowners’ insurance or hazard insurance, you’re not just meeting a mortgage lender’s requirement, you’re also protecting your investment.

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Commercial General Liability Insurance | Insurance Professionals of Arizona

Commercial General Liability Insurance is an inevitable part of your business insurance portfolio to save your business from a ton.What is commercial general liability insurance and why do you need it? Perhaps nothing will put you out of business faster than a liability lawsuit.

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It’s one of the most common questions we get here at Insurance Professionals of Arizona. A friend asks to borrow your car, you say OK.First and foremost, before taking your friend’s car out for a drive, you absolutely have to have permission. If you borrow a friend’s or family member’s car with their permission, their insurance policy is generally the primary coverage, and their policy would typically be responsible for covering damages should you get into an accident.

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Insurance Professional of Arizona is presenting here 5 important things which you must need to know before insuring your business. When you own your own business and have commercial property, it’s important to understand everything you can about commercial property insurance. Commercial insurance is a key component to reducing your risk as a business owner and ensuring financial protection for your employees, your customers, and your livelihood.

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When it comes to insurance, terms like primary insurance, primary insurer, and primary insured are all thrown around. These words are all similar but actually have different meanings. Primary insurance is the insurance that is used first. Insurance holders can have more than one insurance that they use.

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Drivers in Arizona are all too familiar with the dreaded sound of a rock damaging their windshield while on the road. Living in the desert, with monsoons and dust storms, there is no shortage of small rocks and pebbles along the roads and highways, which can cause immense damage when launched at a high rate of speed (say falling off the bed of a dump truck). Add in the fact that Arizona is one of the fastest growing states anywhere, with new construction (and construction vehicles) seemingly at every turn, it’s no surprise that roughly ten percent of all the auto glass claims filed in the United States are filed in Arizona.

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Understanding Commercial Prescription Drug Insurance | Insurance Professionals of Arizona

Commercial Prescription Drug Insurance is a part of commercial health insurance. This article will guide you on how to protect yourself and your family from large prescription drug bills.One area of healthcare that can be the most expensive for consumers, but which we don’t really think about, is the price of prescription drugs.In fact, according to a 2018 Consumer Reports survey of 1,200 adults taking prescription drugs, many Americans report that in order to afford their prescriptions, they have to cut back in other areas of the budget, like groceries.

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Insurance twisting is an unethical and illegal practice. Learn how to protect yourself from this practice to get the best deal on your policy. When you’re shopping for insurance, you want to find the balance between the right coverage level, a deductible you can afford, and reasonable premiums. No one wants to pay too much for premiums, but they also don’t want to be stuck with an affordable roof repair after the monsoon season. It’s why many people shopping for insurance turn to an agent to help them choose a policy.

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You have probably noticed that the price of pretty much everything has gone up in the last few years. This includes not only necessities such as housing, food, gas, and energy, but practically all goods. Unfortunately, insurance is not immune to market forces and is seeing rates going up as well, which you will notice when it’s time to renew.

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Why Are Auto and Home Insurance Rates Continuing to Climb? | Insurance Professionals of Arizona

You have probably noticed that the price of pretty much everything has gone up in the last few years. This includes not only necessities such as housing, food, gas, and energy, but practically all goods. Unfortunately, insurance is not immune to market forces and is seeing rates going up as well, which you will notice when it’s time to renew.

So we at Insurance Professionals of Arizona would like to explain the increase in rates for both homeowners and auto insurance up front, so our clients can understand and budget accordingly.

Reasons behind the rise of homeowners insurance rates

As with almost everything else, the cost of home building materials rose 4.7% in the last year, reflecting a particularly strong uptick in prices on things like asphalt shingles (16.2%), concrete blocks (18.5%) and drywall (20.4%).

In addition, the home-building industry is facing a shortfall of more than 300,000 skilled laborers, which is driving up construction-related labor costs. The combination of sky-high costs for construction materials and historically low housing inventory has been making home claims increasingly more expensive for insurance companies. This, in turn, forces rates to increase to cover those claims.

Reasons for increasing auto insurance rates

The same issues plaguing the construction industry is weighing down the auto industry as well. Supply chain issues that have been prevalent since the COVID-19 pandemic have caused an enormous shortage of necessary auto parts and equipment, the costs of which have jumped over 22% between 2020 and 2022 and have only increased further in 2023. The overall cost of maintaining and repairing vehicles increased 18.4 % over the last two years – exacerbated by a growing shortage of car repair technicians.

Mass disruptions in the supply chain have also led to a shortage of new and used cars, causing inventory to fail to meet consumer demand. As a result, the average price of new cars has risen 20% since 2020, while used car prices have skyrocketed by an incredible 37%.

Yet another factor in determining auto insurance rates is the cost of medical care, specifically the cost of paying out claims for medical expenses. While the number of injuries and fatalities from car accidents has somewhat declined from its peak in 2021, the overall cost of medical care in the U.S. increased a whopping 6.8% between 2020 and 2022, representing billions of dollars in new health care costs.

Let IPA help you evaluate your coverage and find savings

Keep in mind that while there is nothing you can do about the coming rate increases for home and auto insurance, there might be things you can do to help mitigate those costs.

We at Insurance Professionals of Arizona prides ourselves on always taking care of our clients, and making sure they always have the coverage they need and that they can afford. If you are concerned about your ability to pay for these rate increases, give us a call. We might be able to review your current coverage to find savings in the long run, as well as possibly find opportunities for discounts that can be very helpful as well.

We’re here to help! Call us today. 480-981-6338

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Figuring out what your insurance covers can be a tricky and confusing situation. Insurance Pro AZ is here to help you on this journey. This becomes more true when you are navigating an emotional situation such as research for which insurance covers IVF (In vitro fertilization).

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Many businesses do not know the cost of workers compensation insurance. This can become a problem if an employee needs to use it. Every state has different requirements so your state may require worker’s compensation insurance for your business. This is something that needs to be done sooner rather than later.