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Get Personal Loans on PAN Card and Purchase Your Dream Car

Buying a car is a big financial decision in anyone’s life. If you have already decided on your next vehicle but need some financial help, then a personal loan is a great solution. When it comes to applying for a loan online, you need to submit multiple documents to get approval and a PAN card is one of them. This card denotes your identity and without a legit PAN, no loan can be acquired. Along with the other mandatory documents such as address proof, income proof, photographs, bank statement, and other essential details, it’s important to provide a PAN to get instant approval. There are many reasons for submitting this PAN Card, check them below -

●        Can track any past defaults or non-payment of other loans

●        It acts as one of the important identity proof of any individual

●        Will assess the income, history of the borrower and can easily detect him/her in case of the sudden disappearance

 Availing Personal Loans on PAN Card 

A four-wheeler loan is offered by various banks, NBFCs, and Private finance companies. When you are looking for a loan at a low-interest rate with a flexible tenure period, Buddy Loan is your one-stop solution. Buddy Loan offers loans for both salaried and non-salaried people. Applicants can easily compare the loans provided by all banks and financial institutions and select the one as per convenience. The loan amount can vary from 1000 to 15 Lakhs with minimal documentation, flexible repayment tenure, and no hidden charges. Whether you have a good credit score or not, Buddy Loan will help you to get a personal loan for your car purchase. However, a good credit score helps applicants to get loans at more competitive interest. 

Benefits of Availing a Personal Loan on PAN Card 

Availing a personal loan on a PAN card has the following benefits – 

●     You can avail a loan instantly just by submitting your PAN card. No physical paperwork when it comes to the application approval or sanction of the loan

●     Since PAN card is easily available with most individuals, students and youngsters can also apply for it

●     Getting a great deal on your dream car? But a shortage of funds? PAN card can help you to get an instant loan within hours

●     Avail the benefits of flexible tenures for repayment

How to Apply for a Personal Loan Online Using PAN Card?

There was a time when you had to submit several documents to apply for a personal loan so that you can buy the car you want. However, with the advent of digitization and PAN cards, now you can easily avail a loan by showing your PAN card as KYC proof. This document is accepted by most of the banks and NBFCs as proof of identity, birth, or citizenship. When you are looking for instant approval, this card can be your go-to option in the loan journey. 

●        Open the Buddy Loan app or visit the website

●        Fill up the application with the required details. Make sure the information is true as lenders will call you to verify all those details and then only you will receive approval status

●        Upload the PAN card and other documents to complete the process

●        Once all the documents are verified, you will get a loan approval notification

●        Within 48 hours your loan amount will be disbursed

Your dream car is just one click away, be ready to purchase it whenever you want. Keep the PAN card handy and apply for a quick personal loan online. Plan a clear repayment strategy before applying for a loan and also be sure to compare offers across multiple lenders before you make the final decision!

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Get Personal Loans on PAN Card and Purchase Your Dream Car

Buying a car is a big financial decision in anyone’s life. If you have already decided on your next vehicle but need some financial help, then a personal loan is a great solution. When it comes to applying for a loan online, you need to submit multiple documents to get approval and a PAN card is one of them. This card denotes your identity and without a legit PAN, no loan can be acquired. Along with the other mandatory documents such as address proof, income proof, photographs, bank statement, and other essential details, it’s important to provide a PAN to get instant approval. There are many reasons for submitting this PAN Card, check them below -

●        Can track any past defaults or non-payment of other loans

●        It acts as one of the important identity proof of any individual

●        Will assess the income, history of the borrower and can easily detect him/her in case of the sudden disappearance

Availing Personal Loans on PAN Card

A four-wheeler loan is offered by various banks, NBFCs, and Private finance companies. When you are looking for a loan at a low-interest rate with a flexible tenure period, Buddy Loan is your one-stop solution. Buddy Loan offers loans for both salaried and non-salaried people. Applicants can easily compare the loans provided by all banks and financial institutions and select the one as per convenience. The loan amount can vary from 1000 to 15 Lakhs with minimal documentation, flexible repayment tenure, and no hidden charges. Whether you have a good credit score or not, Buddy Loan will help you to get a personal loan for your car purchase. However, a good credit score helps applicants to get loans at more competitive interest.

Benefits of Availing a Personal Loan on PAN Card

Availing a personal loan on a PAN card has the following benefits –

●     You can avail a loan instantly just by submitting your PAN card. No physical paperwork when it comes to the application approval or sanction of the loan

●     Since PAN card is easily available with most individuals, students and youngsters can also apply for it

●     Getting a great deal on your dream car? But a shortage of funds? PAN card can help you to get an instant loan within hours

●     Avail the benefits of flexible tenures for repayment

How to Apply for a Personal Loan Online Using PAN Card?

There was a time when you had to submit several documents to apply for a personal loan so that you can buy the car you want. However, with the advent of digitization and PAN cards, now you can easily avail a loan by showing your PAN card as KYC proof. This document is accepted by most of the banks and NBFCs as proof of identity, birth, or citizenship. When you are looking for instant approval, this card can be your go-to option in the loan journey.

●        Open the Buddy Loan app or visit the website

●        Fill up the application with the required details. Make sure the information is true as lenders will call you to verify all those details and then only you will receive approval status

●        Upload the PAN card and other documents to complete the process

●        Once all the documents are verified, you will get a loan approval notification

●        Within 48 hours your loan amount will be disbursed

Your dream car is just one click away, be ready to purchase it whenever you want. Keep the PAN card handy and apply for a quick personal loan online. Plan a clear repayment strategy before applying for a loan and also be sure to compare offers across multiple lenders before you make the final decision!

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Choose the Best Lender and Apply for Loan Online

Instant Personal loans have become one of the most popular aspects during a financial crisis. Traditionally personal loans were offered by banks but in recent times, lenders have made the procedures user-friendly and you can apply for a loan online. Considering the several benefits and features, you can choose the required loan type and efficiently improve your lifestyle. From paying off your medical costs to education, marriage, home renovation, it can truly serve you well. While getting a personal loan is extremely easy and convenient, but be sure that you obtain it from a true viable lender. Before you make the final decision, you must compare and evaluate several factors so that you pick the right lender. Take a look at the below pointers that you can use to analyze lenders better!

●       The Application Process Should be Quick and Simple

Right from filling up the application, uploading documents, and submitting it, there are many banks that offer a traditional approach that can be troublesome and difficult for many. But with the help of advancement and modern technology, new-age lenders have made it possible to walk you through a smooth and quick application procedure. Now applying for a loan online is available at your fingertips. Choose a lender that provides an application process online via a website or mobile app. 

●       Apply for Loan Online & Ensure Fast Loan Disbursal

You must check for a lender that offers a quick loan disbursal in a short period. With the help of technology, now the loan processing and disbursal procedure have become quick and you can receive the fund within hours. This factor works the best when you need funds on an urgent basis. 

●       There Should be a Transparency

The procedure of loan application should be transparent as no one wants to face future consequences like foreclosure charges, processing fees, prepayment costs, and other fees. Choose a lender that offers no hidden charges policy to make your loan experience better.

●       Hassle-free Minimal Documentation

Choose a lender that offers less documentation. Well, select a lender who offers submitting required documentation online and makes the verification process simple. Apply for a loan online from the comfort of your home, no need to go out and stand in a queue to avail.

●       Lenders Who Offer Flexible Repayment Policy

Lenders always customize loans to make them more convenient and easily accessible to borrowers. You must look for lenders that provide lower interest rates and flexible repayment options so that you can save for your future.

Use the above guidelines to find out the best personal loan provider or aggregator who will offer you the best deal on your personal loan!

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Avail Instant Loan Online Without Stepping Outside

A Instant personal loan is one of the easiest and convenient ways to get instant access to funds and does not require any collateral. With time, you may face various expenses like buying a car, going on a vacation, renovating a home, for education or marriage, and wonder how to finance the same. Meeting all these expected and unexpected expenses can be a hassle and inevitable too. And in this scenario, nothing can beat this financial crunch rather than a personal loan. Getting a personal loan from a bank is not preferred by many as the process is time-consuming and troublesome. But with the advancement of technology, now you can avail of instant loan from the comfort of your home. The smooth process of getting loans online is designed to make a better experience for the customer while providing ultimate convenience. Check out the quickest ways of applying for a quick personal loan online from home.

Submit the Loan Application Online

Once you meet all the instant loan eligibility criteria of availing instant loan, it’s time to fill up the online application through the app or website. Provide all the required details as it will help the lender to verify your profile and decide on the loan amount and interest rate. It will take a maximum of 2 minutes to complete and requires minimal documentation.

Lender Will Determine the Details Online

The information provided by you will be verified by the lender to ensure it is true so that the entire loan approval process becomes smoother and easier. At this stage also, you don’t have to step out because of the online benefit. Once the verification and KYC are done, you will be able to see the loan amount and interest rate customized for you based on your profile and requirement. And you can choose the best instant loan offer to suit your financial needs.

Loan Disbursal

Once you select the loan offer and sign the agreement digitally, the disbursal will be initiated and you will receive the amount within hours directly to your bank amount.

So you can see availing instant loans online is seamless and flexible too. To maintain the process in a convenient manner, all you have to do is upload the required documents and fill in all the details correctly. Buddy Loan offers easy application, lower interest rates, and keeps track of the other things; all on your smartphone.

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Get personal loans on Pan card

Buddy Loan - Get Personal Loans on Pan card, Personal Loans on Aadhar card, loan on aadhar card at low interest rates. Apply for loan here…www.buddyloan.com

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Get Loan Online and Use It to Improve Your Credit Score

Getting Personal loans online are a great effective way to provide you financial support in your emergency time. It doesn’t require any mortgage or collateral against the borrowed amount. There are multiple benefits of getting a loan online and enhancing credit score is one of them. Yes, you heard it right. A quick personal loan plays a vital role when it comes to your credit score in both a positive and negative manner. However, paying off your loan on time can dramatically improve your credit score. In the process of loan approval, lenders always check the credit history first and then proceed further. If the score is not good, then it will impact a lot. Well, you can use a personal loan to consolidate your debts. Even if you have missed paying your previous loan installments, then the penal interest will be high. Availing of a personal loan with lower interest will clear all your debts while improving your credit score. Read on to know how you can better your credit score if you’ve had past credit debts or unpaid loans!

Things to Keep in Mind While Getting Loan Online to Improve Credit Score

●       Select a loan amount that you can easily repay within your fixed tenure period. You can use an EMI calculator to check EMIs that you need to pay. And while calculating, make sure it should not be more than 40% of your total income.

●     Multiple lenders in the market offer different loan amounts at different interest rates. Before you settle down, evaluate and compare to find the best one that will suit your requirements. Also, make sure the lender has a good reputation and provides loans at lower interest rates.

●       Choose a loan amount as per your repayment capacity and also select a longer tenure.

●       Do not make multiple loan applications as rejection will affect your credit score and lower the chances of availing a loan.

●       If you wish to improve your credit score, make the repayments regularly that will ensure a good credit history in the long run.

●       Keep an eye on the credit report and be sure all the payments are updated on the portal. If you see any mistake, take action immediately. 

A personal loan can meet all your financial needs while improving your credit score. But be sure to keep the above things in mind. If you have a credit score above 700 then it’s easy to get a loan online without any complications. Make sure to repay your loan on time if you want to improve your credit history. So be ready to kick start on the path to maintaining a healthy credit history!

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Avail Instant Loan Online Without Stepping Outside

A Instant personal loan is one of the easiest and convenient ways to get instant access to funds and does not require any collateral. With time, you may face various expenses like buying a car, going on a vacation, renovating a home, for education or marriage, and wonder how to finance the same. Meeting all these expected and unexpected expenses can be a hassle and inevitable too. And in this scenario, nothing can beat this financial crunch rather than a personal loan. Getting a personal loan from a bank is not preferred by many as the process is time-consuming and troublesome. But with the advancement of technology, now you can avail of instant loan from the comfort of your home. The smooth process of getting loans online is designed to make a better experience for the customer while providing ultimate convenience. Check out the quickest ways of applying for a quick personal loan online from home. 

Submit the Loan Application Online

Once you meet all the instant loan eligibility criteria of availing instant loan, it’s time to fill up the online application through the app or website. Provide all the required details as it will help the lender to verify your profile and decide on the loan amount and interest rate. It will take a maximum of 2 minutes to complete and requires minimal documentation.

Lender Will Determine the Details Online

The information provided by you will be verified by the lender to ensure it is true so that the entire loan approval process becomes smoother and easier. At this stage also, you don’t have to step out because of the online benefit. Once the verification and KYC are done, you will be able to see the loan amount and interest rate customized for you based on your profile and requirement. And you can choose the best instant loan offer to suit your financial needs.

Loan Disbursal

Once you select the loan offer and sign the agreement digitally, the disbursal will be initiated and you will receive the amount within hours directly to your bank amount.

So you can see availing instant loans online is seamless and flexible too. To maintain the process in a convenient manner, all you have to do is upload the required documents and fill in all the details correctly. Buddy Loan offers easy application, lower interest rates, and keeps track of the other things; all on your smartphone.

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Best Personal Loan: Frequently Asked Questions

Are you in sudden need of funds? A best personal loan is the best way to fulfill all your financial goals. It can be used to accomplish wedding expenses, medical treatments, travel expenses, home renovation, educational expenses, and many more. Having a good credit score and meeting all the loan eligibility criteria can help you to avail a personal loan quickly with lower interest rates. It’s always recommended to check and do proper research before you apply for a loan. Check out the below FAQs that will help you with all your queries and doubts regarding loans.

What is a Personal Loan?

A personal loan is an unsecured loan provided by banks, non-banking financing companies, or lending platforms without any collateral or guarantor. Generally, it is used for debt consolidation, meeting medical emergencies, home renovation, business needs, buying certain assets, and many more.

How to Check the Eligibility Criteria for Getting a Loan? 

Most lenders update the personal loan eligibility criteria on their respective websites. Go through the information and know whether you can avail a loan or not. 

What is the Maximum Loan Amount that Can be Borrowed? 

The maximum loan amount that you can acquire depends on whether you are a salaried person or self-employed. And depending on the lender and your monthly income, the amount may vary. Well, a instant personal loan through Buddy Loan is always easy, instant, and hassle-free. On this platform, you can apply for a loan amount of up to Rs 15 lakh or more depending on the needs.

What are the Documents Required to Apply for a Loan?

●     Proof of identity - Voter/Aadhar/PAN

●     Address proof - PAN/Passport

●     Proof of income

●     Photographs

●     Proof of business (for self-employed individuals)

These are the general documents that you need to submit. But check with the lenders if you need to provide any other document. 

What is the Repayment Tenure for Personal Loan?

The tenure can be between 1-5 years. Before you apply for a loan, check the details with your lender.

What are the Things You Need to Look for Before Applying for a Loan?

Before applying for a personal loan, you need to look at all the below key elements and compare them to choose the best.

●     Interest rate is one of the most important factors to consider as it makes a substantial difference. The ROI ranges between 10% p.a. To 24%. Buddy Loan offers 11.99% p.a.

●     Check for repayment flexibility and also ensure is there any penalty for making late payments.

●     Even if you are offered a low-interest rate, a high processing fee can be heavy on your personal loan amount. So be careful about it.

●     Make sure you have a good credit score. Otherwise, improve the score and then apply for a loan. 

Why It is Necessary to Have a Good Credit Score? 

Your credit score determines your creditworthiness. Be sure the score is good enough to avail the best personal loan at lower interest rates. If you are planning for a personal loan, maintain it from now onwards.

Conclusion!! 

It is vital to do your research before you apply for the best personal loan. There are lots of factors to look for and based on your convenience, make the decision accordingly. Talk to an expert, compare the interest rates, tenure period, processing fee, loan amount, everything to choose the best lender.

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How to Get Instant Personal Loan for Self Employed?

A instant personal loan can give you a financial boost in your tough times. Whether you are a salaried person or self-employed, at certain times you may confront financial crunches. To save yourself from unwanted and uninvited emergencies, nothing can be better than opting for a loan. Yes, a quick & easy personal loan at a reasonable interest rate could be the solution to all your monetary problems. Being a salaried employee, it can be easier to get the loan approved showing the income proof, but when it comes to a self-employed individual, people believe that it can be difficult to get a loan sanctioned. This is not the truth as a self-employed person can easily avail a loan from a trusted lender/bank after submitting the necessary documents and fulfilling all the formalities. Read on to know more about the process of applying for an instant personal loan.

Personal Loan With Documents or Income Proof

Having proof of income makes the process of loan approval easier. Lenders are willing to give loans to self-employed individuals who have their documents ready. Check out the personal loan eligibility criteria, required documents, and other things to get an instant personal loan.

Personal Loan Eligibility Criteria:

●       The borrower should be a resident of India between the age 18 - 65 years

●       The annual turnover or profit has to be 1 lakh or as per the requirement of the lender

●       The borrower has to be in the same business for at least 3 years or more

Documents Required for Personal Loans:

●       Proof of age - Birth certificate/passport/PAN card

●       Proof of ID - Voter ID/Passport/Aadhar/PAN

●       Photographs

●       Proof of residence - passport/utility bill

●       Last 3 months bank statement

●       Proof of income - Latest income tax return, the balance sheet of last 2 years, profit/loss certificate

Check with the lender if you need to submit any other documents.

Instant Loans Rate of Interest (ROI):

The rate of interest depends on various factors including the relationship between the lender and borrower, credit history, and many more. After submitting the documents, the lender will determine the ROI. If your company has got a huge turn over then chances are there of getting a lower interest rate. It’s always recommended before you apply for a loan, compare the interest rates offered by different lenders and select the best one. Buddy Loan, India’s top loan aggregator offers a loan at lower interest starting at 11.99% p.a.  

Instant Personal Loan Without Income Proof

If you are self-employed and do not have any proof of income, then based on collateral, you can get a loan. This type of loan is called secured personal loans and can avail lower interest rates if the borrower has a better relationship with the lender. Another great way to get a personal loan as a self-employed with no proof of income is to ask family members or friends to co-sign the loan application and if the person has a good credit score, then it will be easier to get approved.

Wrapping Up!

You don’t have to worry about getting a quick loan when you are self-employed. Right from paying debt, traveling to a dream destination to renovating the home, a personal loan comes in handy to fulfill all your needs in the best way. Check out the norms today and according to the convenience, apply for a loan!

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Avail Instant Loan Online

Buddy Loan - Avail Instant Loan Online at Low Interest Rates, Best Personal Loan APP in India, Apply for Loan Online here…www.buddyloan.com

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Instant Loan Approval - It’s Possible

With today’s fast-paced life, everyone wants things to happen instantly. Be it ordering food or shopping online, people like to get everything quickly without any hassle. And the same applies to the loan industry also. To cope up with this fast modern world, lenders are now coming up with instant loan approval. Many offer personal loans within hours so that you can match your requirements with ease and convenience. One can take a loan for any reason be it a medical emergency, to buy a new house, for education purposes, travel expenses, or debt consolidation. So, if you are looking for instant loan approval, this article may help you out.

Apply For a Loan & Get Instant Approval

Before you apply for a personal loan and submit any document, check the personal loan eligibility criteria first and then go ahead with the online process. There are various lenders in the market, so always compare the personal loan interest rates and other factors, then take the final decision. Buddy Loan is one of the fastest-growing personal loan aggregators in India and offers a quick loan online without any hassle. Being an aggregator, first, it runs an initial screening of the applications, and depending on the requirements, Buddy Loan offers the loan options to borrowers from various lenders. Buddy Loan is a user-friendly platform and accessible 24/7 through the web and android app. Follow the below steps to avail an instant loan - 

●     Register on the app

●     Fill up the required information

●     Upload all the required documents including address proof and identity proof

●     Details of employment and salary 

Once your documents are approved and you match all the criteria, you will get instant cash directly to your account.

With Buddy Loan, Instant Loan Approval is a Hassle-free Process 

Opting for a quick personal loan doesn’t have to be a hassle. With Buddy Loan, you can avail a quick and easy instant loan online with lower interest rates and flexible repayment tenures. The process requires minimal documentation and does not need any asset to mortgage for approval. All you need to do is check the eligibility criteria, improve credit score, and determine the flexible EMIs to increase the chances of loan approval. The lending process is simple, and after the documentation and loan approval, you will receive an instant cash disbursal.

Tips for Getting Personal Loan Approved Quickly 

●     Check your credit score before you apply for a loan. If the score is low, take a copy of the credit report, rectify all the errors, and improve the score.

●     Before approving a loan, lenders always check the income and repayment capability of the applicant. So before you apply for a loan amount, check for all these factors and move forward.

●     Make sure you meet all the personal loan eligibility criteria like age, income, professional qualification, liability, debt to income ratio. Research properly and apply with a lender with whom you are eligible to apply.

●     Many people apply with several lenders at the same time to enhance the chances of getting the loan. But this reduces the chances of getting the loan approved. So be careful with this fact.

Conclusion!!

Before you apply for a personal loan, make sure to compare the offers and low rates offered by different lenders. And also don’t forget to check for your eligibility criteria and follow the above-mentioned tips to increase the chances of loan approval.

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Get easy personal loan online

Avail Best Personal Loans Online at Buddy Loan India, low-interest loans, instant loan approval. Check your Eligibility here..Apply now www.buddyloan.com

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Quick Personal Loans Online

Avail Quick Personal Loans Online at Buddy Loan India at Low ineterst rates, Best Personal Loan App in India. Check Eligibility now…

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Personal Loans for Employees

Claim your Instant Personal loan online with the least documentation. And, get Instant Personal loan with the low-interest rate at Buddy Loan in India. Jog through the panel. Apply now www.buddyloan.com

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Apply Instant Medical Loan Online

Claim your Instant Medical loan online with the least documentation. And, get Instant Medical loan with the low-interest rate at Buddy Loan in India. Jog through the panel. Apply now https://bit.ly/2Oggrv0

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Apply Instant Travel Loan Online

Apply for instant travel loan online with Buddy Loan and plan your domestic or international trip with friends and family at best interest rate starting @ 11.99% p.a. Apply now: https://bit.ly/3tvv6Cy

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The trusted financial expert: Buddy Loan solutions

Many business dynamics work well with right finances at right time. From start- up firms to MNC big channels, there comes a need to invest at the right time & at a cost. All essential business owners have one common question, how can we avail a hassle-free loan irrespective of the amount?

Here’s one such platform with Buddy Loan. Avail a business loan with Buddy Loan, now! Yes, there are business loan sanctions with 80% approval rate. Minimal documentation & formalities make Buddy Loan unique.

Loan application is completely digital and need no collateral for loan approvals. However, it only requires bare minimum of documents. Aadhaar is specifically one amongst them. They are a part of KYC (Know Your Customer) requirements as well.  

Aadhaar for business loan!

Buddy Loan dispenses loan in less than expected time. There is access to multiple lenders and hence your financial obligations stand a higher chance to quick solutions. Here, Aadhaar helps connect and process your loan application with the online verification process. It is by law, mandatory to get the right KYC for documentation.

Banks and financial institutions need to stay updated on the latest information of the borrowers. Though various documents can be considered as eligible for KYC (Know Your Customer), Aadhaar card holds the biometrical information of identity, address & visual proof.

However, certain documents like PAN card, Aadhaar letter, driver’s license, Voter IDs and passport can serve as KYC (Know Your Customer) documents too. The requirement on document set depend and vary from lender to lender.

Importance of KYC: Aadhaar card  

KYC denotes a borrower’s identity, residence & visual as a proof approved by the government. Aadhaar qualifies all the criterias in one card and serves best while availing a personal loan. However, Aadhaar is not the only document that needs to be submitted while introducing a loan to the borrower.

3 year ago, now in 2018, fintech solutions made Aadhaar card documenting mandatory. In order to open accounts, use ATM cards or avail a personal loan. Government of India officialised the documentation of Aadhaar card details.

Outstation & overseas travel is on the move if you have Aadhaar card handy. The document is similar to a social security card in United States Of America. Directing to a loan, Buddy Loan dispenses quick loans for travel, education, marriage, business & even vehicle loan with Aadhaar & PAN.

They’re available on weekends, 24/7 & need very minimal details to process the loan application. Competitive interest rates starting at 11.99% pa with flexible loan tenures.

In a nutshell:

Aadhaar loans are available with comprehensive documentation, according to the laws passed by the Hon’ble Judge of Supreme Court of India. Customer consents is of major importance in loan documentation. KYC throws detailed light on the orders passed.

Thus, the all purpose document, can help you avail a loan in minutes and increase your chances of loan approval irrespective of the amount. Quick & hassle-free loans are a pleasure in times of emergency with an opportunity to build credibility. Hence, Aadhaar card is mandatory for borrower’s verification & remains the most preferred document.