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Four Wheeler Insurance Features & Benefits - Bajaj Finserv

Are you looking for a four wheeler insurance with amazing benefits ? If yes, you have landed on a right platform. Visit Bajaj Finserv.   

https://www.youtube.com/watch?v=X8uIW-Xyv80

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Two Wheeler Insurance - Bike Insurance Features & Benefits

Two wheeler insurance policy helps you to cover financial expenses against damages caused to your vehicle . Get more information about Two Wheeler Insurance for Bike at Bajaj Finserv.

You can also subscribe to our channel for more videos and updates.

Visit: https://www.youtube.com/watch?v=j6VQp2A8AuA

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First GST Whitepaper Exclusively for SMEs

We have created ‘GST- An Overview, Its Impact & Significance’ as a comprehensive GST handbook comprising of every aspect related to this new reform, with a special focus on Small and Medium Enterprises (SMEs). Starting with the salient features, this GST ebook takes readers through the three main components of the tax which eliminate the cascading effects of taxation. Further, the registration process, four-tiered tax structure, the benefits as well as challenges are explained in the GST whitepaper.

Source URL:  https://blog.capitalfloat.com/gst-whitepaper/

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Revised GST Rates – with effect from 25 January 2018

The 25th GST Council was held on 18 January 2018, and the rates of 29 goods and 53 services were reduced to lower tax slabs. These revised rates came into effect on 25 January. Other highlights of the panel included the decision to divide between the Centre and State, collections worth ₹35,000 crores from the Integrated Goods and Services Tax. The proposal to bring petroleum and diesel products under the ambit of GST is likely to be considered in the next meeting.

Source URL:  https://blog.capitalfloat.com/revised-gst-rates-effect-25-january-2018/

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Understanding Working Capital

Every small and medium sized enterprise requires a certain amount of working capital to ensure smooth business operations. Working capital is nothing but the equity or funds available to owners to meet their short-term financial commitments and expenditures. Calculated by subtracting the value of current liabilities from the current assets of a business, the available capital stands testimony to the financial health and efficiency of an enterprise, particularly in the short-term perspective.

There are various types of working capital such as fixed working capital, temporary working capital, gross and net working capital, etc. to name a few. Since it is the fundamental building block for any enterprise, working capital is a basic requirement that can never be compromised upon. This is why Working Capital Loans are regular finance products offered by any banking entity, and is the most demanded of loans by small, medium and large enterprises.

Source URL :  https://blog.capitalfloat.com/understanding-working-capital/

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What You Need to Know about the GST Impact on Pharma and Healthcare Industry?

The pharmaceutical and healthcare industry is a significant sector for the Indian economy. In terms of the volume of generic medicines produced, India is the third largest producer in the world and its rank in terms of the industry’s value stands at fourteen. The healthcare segment is expected to reach a valuation of $150 billion by the end of 2017. Like every other industry of the economy, the impact of GST is bound to be felt on the pharma industry as well.

To begin with, as different indirect taxes will be subsumed in a single tax, it will simplify the taxation system. Going further, the GST will affect the pricing, working capital, contracts with vendors, the ERP systems and internal processes in the sector.

To understand the GST impact on pharma companies, we need to be aware of the entire range of the pharmaceutical supply chain. At one end are pharma product manufacturers, contract and API manufacturers and the organisations that market the products in different parts of India. At the other end is a chain of Carrying and Forwarding Agents (C&F), distributors/wholesalers and retailers.

Source URL:  https://blog.capitalfloat.com/need-know-gst-impact-pharma-healthcare-industry/

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How to Determine Your Working Capital Needs

The availability of working capital is probably the most critical aspect of running a business smoothly and successfully. Also known as the current capital, working capital basically refers to the cash available with an organization for managing its daily operations and is calculated by simply deducting the current liabilities of a business from its current assets.

Assets that can be easily converted into cash within a year or a business cycle are termed as current assets and include cash, accounts receivables, inventories and short-term prepaid expenses. Similarly, current liabilities are the ones that a business needs to pay off within a year or one business cycle and include accounts payable, accrued liabilities, accrued income taxes and dividends payable. 

Source URL:  https://blog.capitalfloat.com/how-to-determine-your-working-capital-needs

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Implications of GST for Services

The new Goods and Services Tax (GST) is a unified tax structure that was implemented by the Government of India on 1 July 2017. The new regime has ushered a significant change in taxation levels and rules associated with it. On an average, we see the tax slab increasing from 15% to 18% for most of the services. While this may translate to higher cost of services to the end consumer, GST also presents a whole lot of opportunities, pushing ease of business.

India is a strong services-led economy with the sector generating a significant chunk of employment opportunities and contributing to the GDP. It contributed around 66.1% of India’s Gross Value Added (GVA) growth in 2015-16, is the biggest magnet for Foreign Direct Investment (FDI), and an important net foreign exchange earner.

  Source URL:- https://blog.capitalfloat.com/implications-gst-services

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Capital Float | Customer Speak | Rayhaan Tours & Travels

Capital Float is a India's largest digital finance company providing working capital finance to SMEs in India. There are many customers talks about Capital Float taxi finance. For more information visit here:- https://www.capitalfloat.com/taxi-finance

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How GST Will impact the Hotel and Travel Industry in India

The hotel industry is one of the fastest growing domains in India, and, together with the travel segment, it was valued at $136.2 billion by the end of 2016. 

The implementation of Goods and Services Tax (GST) will help the hotel and travel industry largely by bringing down costs for customers, consolidating the multiple taxes into a single tax value and decreasing transaction costs for concerned business owners.

However, certain challenges accompany these outcomes as well.

Source URL:- https://blog.capitalfloat.com/gst-will-impact-hotel-travel-industry-india/

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How GST Impacts the Logistics and Supply Chain Industry in India?

With the implementation of the Goods and Services Tax (GST) from 01 July 2017, business units across the country are beginning to feel its impact.

Since the GST has subsumed all other taxes, such as service tax, VAT, Octroi, excise duty etc. collected by the central and state governments in India, the reforms are extensive.

Their impact too is comprehensive and is expected to continue well into the future.

Source URL:- https://blog.capitalfloat.com/gst-impacts-logistics-supply-chain-industry-india/

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Impact of the Union Budget 2018 on Individuals

The Finance Minister, Arun Jaitley, announced the Union Budget 2018 on 1st February 2018 with components possessing the potential to have a transformational influence on various sectors of the economy.

The current Indian economy has reached US$ 2.5 Trillion and is on its way to becoming the 5th largest in the world..

GDP is projected at 7.4 % while the number of taxpayers has increased from 6.47 crores to 8.27 crores and a direct tax revenue growth rate of 18.7% has been achieved as of January 15th.

Source URL:- https://blog.capitalfloat.com/impact-union-budget-2018-individuals/

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Implication of GST on e-Commerce Sellers

The Goods and Services Tax (GST) is the single biggest reform in India’s indirect tax structure since the liberalisation of the economy in 1991. Through this reform, the government has integrated the previously disparate segments of the Indian economy and has truly begun the process of creating one market for the entire nation.

The idea of a single tax on the supply of goods and services, from manufacturing to delivery to the final consumer, has eliminated the need for sellers to register with multiple tax platforms and file multiple tax returns.

Source URL: https://blog.capitalfloat.com/implication-gst-e-commerce-sellers/

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Capital Float | iSPIRT | Product Demo

Capital Float is India’s largest digital finance company providing working capital finance ?to SMEs in India.? You can get Capital Float iSPIRT product details. They offer flexible, short-term loansthat can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes. Visit- https://www.capitalfloat.com/

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How will the GST Impact Financial Services Sector in India?

The Goods and Services Tax (GST) has been the biggest tax reform in India since 1947. Analysts also expect that it will have a huge impact on various sectors of the Indian economy, especially the service sector. Of the segment comprising banks and non-banking financial companies (NBFCs), the fund-related, fee-based and insurance services will witness significant impact as a result of GST implementation and will see shifts from the way they had been operating earlier.

What is Really Implied by Financial Services?

The term ‘financial services’ has not been specifically defined by the GST law. However, to understand the implications of this tax on the financial services sector, we need to consider the supply of goods and services that involve the extension of credit support.

Source URL:-  https://blog.capitalfloat.com/will-gst-impact-financial-services-sector-india/

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Merchant Cash Advance for Working Capital Finance

The merchant cash advance loan allow customer to acquire working capital for smooth running of your business process. The Capital Float provides one of the best merchant cash advance deals for your business. https://www.capitalfloat.com/merchant-cash-advance

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Your Concise Guide to Choosing a Business Bank Account for Working Capital

Having a dedicated business bank account is important for business owners to effectively manage and utilise their working capital. With a simple segregation between personal and professional funds, the day-to-day transactions will be easier to track and document. It is also essential for compliance in IT returns filing and will help you to identify the correct deductions for your tax savings.

In India, small and medium enterprises (SMEs) generally use current accounts to manage their funds and to get a working capital loan. While no interest is received from these accounts, lately some banks in the private sector have started offering interest to attract more buyers for opening accounts with them.

Source URL:- https://blog.capitalfloat.com/concise-guide-choosing-business-bank-account-working-capital