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Difference Between Interior Designer and Interior Decorator

Often the work of an ‘Interior Designer’ and an ‘Interior Decorator’ are swapped. They are mistaken for the same jobs and interchanged. Though they have certain similar roles, they are completely two different professions and have discrete functions. And it is a must for the customers to know who does what and whom they need?

Don’t scratch your mind! Here, this blog will discuss in detail the essentials that a customer needs to know before contacting a designer or a decorator.

Interior Designer:

Interior Designer is the one who according to the customer’s needs understands and transforms a building into a functional and aesthetic place to live. Interior design is the art and science of studying and enhancing the structures like walls, floors, colours, spaces and more into a safe functional living or working place. For better understanding, designers also work with the architecture with the design of the building. Interior designers tend to work closely with the constructors and builders, so they naturally learn about the plans, materials and most of the building process. Also, an interior designer can be an interior decorator as an interior decorator does not essentially need any permit or certification to work, unlike designers.

Qualities of an Interior Designer:  

Ø  A professional interior designer needs to obtain a license to practice. It requires formal schooling and training.

Ø  A good designer will have research skills, be creative with good visionary and organizational skills.

Ø  He often works with the architecture to plan and design the inner space. Must know the blueprint.

Ø  Designer must have a better knowledge of the building and its construction.

Ø  He also works closely with the contractor to help and achieve the look the customer expects.

Ø  He must possess analyzing, programming, cost estimation, inspection and problem-solving skills and make a building look physically, socially and aesthetically utilitarian.

Ø  Some of their basic training includes CAD (computer-aided design), furniture types and design, drawing, ergonomic, colour, texture, metal fabrication, space planning and many more.

Ø  Nowadays modern technologies allow virtual designing of the living areas to be planned, finalized and thereafter to be constructed.  

Ø  As they are familiar with spatial planning, they help in renovation designs, initial floor plans to the final décor.  

Ø  Must coordinate with other professionals like painter, plumber, carpenter, electricians and others.

Ø  Must follow rules & regulations, sustainable environment requirements and building codes.

Ø  He also goes with creative artwork, window treatments, flooring, lightings and decorations.

Ø  A good interior designer tries to fulfill the client’s needs and must complete the project on time.

Ø  Maximum efficacy of place, time, money and aesthetic sense is catered.

Interior designing is regarded as a multifaceted profession but not all interior designers can be specialized in designing all places. Some designers are specialized and experienced in commercial building designing, some in residential sectors and some in renovations. The client must check and carefully look for the interior designer who can particularly design his office, home, hotel, hospital, institution, retail or any other interior space and go for it. A good designer not only enriches the look but also escalates the functionality of the place.

Interior Decorator:

Interior decorators need not be only professionals like interior designers, they can be self-taught decorators. At times, they can be specialized in particular areas like flooring, window treatments, home staging or furniture. Decorators’ work starts as soon as the construction work of a place is complete. He/she only focuses on the art of decorating and furnishing the place to make it more attractive, sophisticated and utilitarian. Interior decorators won’t plan or design the building instead, they enrich the already built place with accessories.

Qualities of an Interior Decorator:  

Ø  Basically, interior decorators are specialized in furnishing, colour palette, wall and floor materials, space planning, lighting, use of accessories and the principles of design.  

Ø  Unlike interior designers, interior decorators do not work with architects and constructors.

Ø  They at times collaborate with the interior designers but generally, decorators act individually.

Ø  So, designers don’t use the blueprint or the layout of the building. They either take up a portion to decorate or the given area.

Ø  They work with the clients, come up with accessories and styles to remodel or update a place entirely.

Ø  Decorators have the knowledge of paint, artworks, upholsteries, fabric choices, furniture, colour and space planning.

Ø  The decorator concocts new colour schemes for furniture, wall, floor and adornments to splash an aesthetic appeal of the room or furniture.

Ø  The accessories commonly include lamps, wall art, sewers, throw rugs and throw pillows.

Ø  An eye for details and an experienced decorator will come up with the accurate colour of lighting in fixtures and ambient lightbulbs.

Ø  Decorators use modern technologies like 3D renderings, mood boards and designing software to create innovative decorations.    

Ø  C.I.D. (Certified Interior Decorators International) certification offers coursework that authenticates the interior decorators’ expertise and practices.

Interior decorators are the one who does aesthetic changes while working within its functionality. Interior designers can decorate and design, whereas an interior decorator can only decorate. Even though no proper education is needed, certain courses, certifications and programs are taken up by designers to widen the horizon and to catch up with the trend. The interesting fact is that decorators work largely in residential places than in commercial sectors.

Whom do you contact now? Interior Designer or Interior Decorator?

By now, you must have known whom to call? If it concerns structural modifications like renovating a room, removing a wall, adding or removing a door or window, moving wiring or plumbing work, it generally calls for an interior designer. He is the one who knows the blueprint of the place and can rearrange, remodel or build new things. But if it regards paints, lightings, furniture, wallpapers, window treatments and accessories that do not involve any structural changes, then you must contact an interior decorator as it calls for aesthetic help. And be wise to pick a professional and well-experienced hand that fits your ideas and needs.

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Design your own Home Interior with DIY

Design your own Home Interior with DIY

DIY Home Interiors: No matter how many expert designers we come across, we always wanted to design our home ourselves in a way that no Home Interior designer can. It’s a common thought but how do we work it out? We want to come up with our best of ideas, best of designs yet in minimum budget. Is it even possible? DIY homw interiors Yes, in the world of Instagram, YouTube, Pinterest, and…

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Design your Home Interior with DIY

DIY Home Interiors:

No matter how many expert designers we come across, we always wanted to design our home ourselves in a way that no Home Interior designer can. It’s a common thought but how do we work it out? We want to come up with our best of ideas, best of designs yet in minimum budget. Is it even possible?

Yes, in the world of Instagram, YouTube, Pinterest, and innumerable online sources, one can carve out the dream into a real one. In short, it is the DIY concept. All one needs to save is some time, do research, have some resources, plan and then execute.  

Interior design in common has some definitions but it need not mean the same to all. Expectations vary as some need only their wall colour or wallpaper to be designed, while some want to add greeneries in the home, some look for ornamental decorations, furniture, art pieces, flooring, and specific things that they wanted to change in their home interiors.

By Doing-it-yourself, we make it competently cheap and fun. Moreover, designing and decorating one’s own home with their own ideas gives the most accomplished and satisfying feel. To add those missing charms, here are some basic important steps to be considered first.

Research, Collect and Organize:

DIY has plenty of decorating ideas from online sources and magazines. After hunting and collecting designs, combine the ideas to arrive at one finalized design. Make sure that the décor can be made by yourself and you have enough resources for that. The salient part is to be certain of the quality and utility span of the decoration. Designing is about individual interest, still, the DIY piece must go with the particular background or the entire space. It must add aesthetic and functionality to the place.    

Pick up your colour palette:

Now that you have decided on your DIY item, choose the colour of it. As colour decides the mood, hand-pick the colour that creates the ambiance you want to experience. Even before the thing, the colour fascinates eyes, so go for the one that is captivating and novel.

Two or three colours can be mixed to create a new one or different shades of alternative light and dark paints can be used. A scheme of three shades or colours, where one main colour makes the wall, another colour for big items like furniture, couches, sofas, and wall art. The third colour is splashed in teeny accessories including knick-knacks, pillows, flowers, vases, and any add-ons is a magic hue. Dye with DIY ideas.

Mix and match the shapes:

It is interesting to carve and create our own ideas. To make it more fun, it is always the concept of mix and match. Here, the mix and match of undefined shapes throw a modern look to your home.

As there is no definite law to only have specific shapes, you can create some extraordinary shapes for mirror frames, chairs, wall art, wall hangings, pendant lights, and small decors. Make the small things more interesting and attractive by matching them with the concept of the home. There can be any type of shape but show variety as well as unity in it.

Add some Nature:

As the home is a place to relax and enjoy life, it is important to create a pleasant atmosphere. To give that touch, add some flowers or plants in the place. They recreate and refresh the atmosphere.

Not only plants but also some natural elements like feathers, stones, wood, twigs, nature sceneries, or tree-shaped seating can be incorporated to give an earthy feel. As the DIY concept is to extract wealth out of waste, you can grow plants in DIY handcrafted things.

These green plants and flowers naturally are the best Home Interior Decorations one can create and live with.  

Large statement furniture:

DIY concept of furniture is made for utility and storage purposes. Instead of cluttering the place with any amount of furniture with insignificant designs, make one big statement piece that remains the centre of focus.

Let not the furniture be too spindly or too bulky to chunk the place. Rather, combine some small, slender furniture or items with a big one. And also, as it is your design you can space and place the thing wherever you want. Think big to make things simple.

DIY Accessories:

Main Home Interior Designs focus on wallpapers, wall arts, decorative bowls, plates, tables, glamour glass items, pots, trays, floor mats, and many other things. All these can be handcrafted and remodelled as your wish.

These things can be layered, coloured, woven, decorated with stones and glasses, or can be revamped to look raw, rustic, or vintage. These showpieces can be displayed and often replaced as they are handmade. Again, the look and feel of the home can be changed with the change of accessories.

DIY accessories pave the way to an easy change of home looks. Just like changing profile picture in WhatsApp, one can make visible changes and shift of the visage.

DIY works impress kids the most when compared to adults. And as they make their belongings, it adds more value, love, and care to it. Also add details in flair, character, texture, and colour to make it more interesting.

It is the simplest way to make things look beautiful. It can be by painting the fence, stairs, making trendy plant pots, macrame plant hanger, spray paints, sewed storage boxes, pillows, blankets, shelf makeover, prints on the floor or wall, wood carving, using old bricks as garden lane, adhesive vinyl sheet, fabric, and eco-friendly materials. Reuse and recycle is its motto.

The sense of completion you get with DIY interior designing is no match to contracted Home Interior Designers. Make the home lively and colourful with a cost-effective DIY concept. Make your moments better with your designs.  

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Home is the place where you get relaxed after the tiring day. So the ambiance should be relaxed and the interior of home should drive the peace of mind. This blog is about how you can create a peaceful Home Interiors.

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Modern Home Interior Design

Modern Era of Interior Designing:

The birth of 20th century, marks the rise of Modern Designing that replaced traditional home interior designing. Modern style furnishing and décor celebrate earthy, monochromatic colours and natural materials avoiding needless intricacies and works. It focuses on minimalism, clean lines, airy space and the natural feel of materials and lights. Basically, it mirrors the modern art of designing and ushers a substantial mix of geometric patterns, natural materials of wood, stone, leather-faux, pattern less fabrications with neutral colour shades.

Some tips to create a better Modern Interior Design:

Earthy colour is the Name of the Palette:

Modern Designing flavours natural sense of visual and feel. The main colour palette has white, beiges, shades of black and grey, brown, monochromatic hues, shades of turquoise, green and rust. At times, the frugal tinch of bold hues over the natural material is used to break up the neutrality and acts as a focal point.

Modern Interior Patterns:

The patterns are made simple and elegant with clear uncluttered straight lines. It favours space and clean. The Modern Interior proffers the use of geometric shapes and modern arts that are serene and rejects sculpting woods, complex patterns and grandiose. It cornerstones the incarnation of unadorned earthy touch.

Furnishings in Modern Interiors:  

Modern Interiors makes wise use of newly developed furnishing materials. Reflective surfaces with transparent metals and glass, fiberglass reinforced resin, slim base with bare legs for chairs, sofas and ottomans are implied. Instead of fiddling with solid wood works, modern interior designing uses plastic, steel and moulded plywood that can fit in anywhere.

Lightning in Modern Interiors:

Abundant natural light and space is sort in a modern interior. The lightnings are generally zero flash with clean and sleek lines making the place a space of timeless elegance. It has open and large unadorned windows that allow the natural light to flow in and reflect, making the place more sophisticated and livelier.

Open floor plans:

Open floor plans strike a balance between modern design and space. Here, the kitchen merges with the living room or the kitchen frequently opens with the dining room. The two different arenas come together forming an open space for conversation and seating. The open floor plan seems like integrating time and space.

 Built-In shelves:  

The Modern Interior design has hidden storages or built-in shelves that avoids cluttering up the outer space. The shelves are built inside the walls that it avoids protruding and gives more room for other things. No excessive items like pottery, collections of vases, knick-knacks are needed and even the necessary things like electronics, books and keepsakes are kept out of sight. More room is provided by storing inside or beneath benches and window seats.

Patterns and Designs:

Elegant and simple patterns that speaks of one colour or theme is used. Balanced, fuss-free, straight and strong lines are worked on. Geometric elements like geometric lighting fixtures are implied yet maintaining the undisturbed and warm atmosphere in the place. Mostly, different patterns of modern art and design on natural materials are incorporated.

Interior Designs:

The colour and a single shape or design is reproduced in the room using different elements. If a small pop of blue colour is implored as lines stretching the walls, the same-coloured art, piece of furniture or wood is used as the scheme is repeated. Similarly, if a triangle shape is used in the room, the tables or flooring patterns, clock, lamp etc.. are manipulated in the same shape, thus maintaining one single mood.

Modern Kitchen:

Modern kitchens do incorporate the ideas and themes of the interior designs featuring flat surfaces with no adorations. The flooring and tile work in the kitchen adhere to the clean and sleep lines, maintaining the same aura as in other places. The modern kitchen has relatively simple utensils, flatware, cookware and other accessories like chairs are available in modern unique designs that give an array of visual elegance to the users.

Abstractionism of Modern Interiors:

From using neutral and chromatic colours to texture, patterns, designs, electronics and adorations, everything is based on minimalism with maximum efficacy. All the works have a tinch of abstract expressions in them which makes the work more compelling and aesthetic. Abstractionism features serenity and creativity yet keeping it simple and earthy.

Home is where the heart is:

The importance of home and its atmosphere is what makes a man happy. It has to be cost-effective, long-standing, updated and not outdated with serene, sophisticated and sense of aesthetic in it. The home must be a welcoming place and with modern interior designing, one can create a serene ambience with more space to live.

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Budget 2021: Impact on Individuals

Budget 2021:

The Finance Minister started her Direct tax proposals remembering the tax-friendly measures introduced by her prior to few months of the pandemic. She also mentioned that the number of returns filed has seen a dramatic increase to 6.48 cr from 3.31 cr in 2014. So, in a span of 6 years, the number of tax returns filed has almost doubled. Thanks to the demonetization and implementation of GST, amongst other things. 

Coming to the current budget 2021, the following are some of the amendments impacting individuals.

Interest on PF contributions

Currently, the withdrawal of accumulated balance (i.e., both principal and interest) in the provident fund is generally exempt provided the contribution has been made for a continuous period of 5 years. It is proposed to tax the interest income accrued during the year which is attributable to the contributions made by the taxpayer (i.e., employee contribution) in excess of Rs.2,50,000. This may have huge impact on the voluntary contributions made by the employees. Such employees may need to rethink contributions beyond Rs.2,50,000 and could explore alternative investments that may provide for higher returns than the provident fund.

Impact on proceeds from ULIPs having huge premiums

Hitherto, there was no tax on the proceeds of ULIP if the premium payable did not exceed 10% of the actual sum assured. Budget 2021 proposes to tax the proceeds from ULIPs issued on or after 01 Feb 2021 if the premium payable exceeds Rs.2,50,000 even though such premium is less than 10% of the actual sum assured. However, this is not applicable if the sum is received on the death of a person. Since the intention of exemption currently provided is to benefit small and genuine cases of life insurance, it is proposed to tax high net worth individuals who were investing in ULIPs with an objective of investment and not from risk coverage.

Indian residents having income from foreign retirement funds

Individuals who are residents and ordinarily residents’ in India and having income from foreign retirement funds were facing huge hardship due to the mismatch in the year of taxability of income from such funds. Since these individuals are taxable on their global income, the income on such retirement funds was taxable in India in the year of accrual. However, in most cases, the withdrawals may be taxed in the other country on a receipt basis. So, there is an absolute mismatch in recognising the income for taxation purposes and many times such individuals may end up paying taxes in both countries. To remove the genuine hardship, the Budget 2021 proposes to prescribe the manner in which such income should be taxed from the specified retirement funds. Considering the difficulties faced by such taxpayers, this amendment is a welcome move and expected to avoid the double taxation impact on such individuals. Hope the widely held accounts like US IRAs and 401Ks will get included in the list of specified funds.

Advance tax on dividend income

An individual needs to pay advance tax in four installments. For this purpose, the income needs to be estimated and if there is excess or shortfall, the same can be adjusted in the subsequent installments. Interest will be applicable for a shortfall of taxes if any. However, for certain incomes like capital gains etc. taxpayers can pay the advance tax in the installment coming up after the capital gain transaction without paying any interest. Since the income of such nature cannot be estimated, this relaxation has been provided. Now dividends also are coming under this list i.e., advance tax on dividend income can be paid only subsequent to the receipt of such dividend. This will ease the taxpayer from the burden of estimating the dividend income for advance tax purposes.

Sale of the residential unit by builders or developers

Currently, if the sale price of a residential property is lower than the stamp duty value or circle rate, the stamp duty value or circle rate is considered as sale price and accordingly, the profits are determined for tax purposes in the hands of such builder/developer. Parallelly, the same amount is taxed in the hands of the buyer of such property under the head ‘income from other sources. However, this is not applicable in cases where the difference between the actual sale price and stamp duty value does not exceed 10% i.e., for the stamp duty the value can be up to 110% of the sale price of the property. The budget 2021 proposes to increase this 10% to 20% for both the seller and buyer if the following conditions are met.

·         The sale of the residential unit takes place between 12th Nov 2020 to 30th June 2021

·         The sale is that of a new residential house

·         The sale consideration does not exceed rupees two crores

This is introduced to boost the demand in the real estate sector and to enable the developers to liquidate their inventory.

Extension of time limit for sanction of loans in case of affordable housing

As per the existing provisions, an additional deduction of Rs.1,50,000 is available towards interest on a loan taken for a residential house property if the loan has been sanctioned between 01 April 2019 to 31 Mar 2021. It is proposed to extend this period till 31 Mar 2022. The additional conditions like the stamp duty value of the property cannot exceed rupees 45 lakhs and the taxpayer does not own any residential house property on the date of sanction of loan, need to be satisfied.

Exemption from tax return filing for a certain category of senior citizens

It is proposed to exempt senior citizens who are of the age of 75 years or more from tax return filing provided the below conditions are met: 

·         Such senior citizens have an only pension and interest income

·         Such income should be from the specified banks.

·         Interest income should be from the same bank in which they are receiving  pension

·         Such banks have deducted adequate taxes on the above income

Though the intent of the above proposal is laudable, one needs to see to what extent this will ease the compliance burden of senior citizens since the conditions may rarely be met by them.

Procedural changes

The budget 2021 also proposes the following procedural changes:

·         The time limit for filing belated/revised return has been reduced by 3 months. For example, the belated or revised return for the FY 2021-22 can be filed upto 31 Dec 2022

·         The limit of turnover for tax audit purposes is proposed to increase to 10 crores where 95% of receipts and payments are done through digital mode

·         Going forward pre-filled returns cover capital gains, dividends, etc.

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"Architecture starts when you carefully put two bricks together. There is begins." - Ludwig Mies van der Rohe

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