carllmcintyre33-blog

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Why I chose solar roller shades for our home

A while back I mentioned that our roman shades finally bit the dust because the pull-up string broke which rendered them useless.

I had disliked our roman shades for a long time for two different reasons. The folds were shelters for all the stink bugs that would somehow find their way into our house. I mean how do they always manage to find a way into our homes? Even with bug screens!! They were also filthy and there was no way to clean them.

After our 19-year-old living room shades broke it was finally time to go on the hunt for new ones.

This is where Blindster.com comes into play because I found that they had the right selection of blinds to chose from.

Disclosure: Blindster.com provided the shades but as always all opinions are 100% my own.

My Solar Roller Shades Review

After reading up about all my window treatment options I quickly narrowed my choice down to Blindster.com's solar roller shades and you can see their selection HERE. Today I would like to talk about why I chose solar roller shades and how they look in our home.

Continue reading Why I chose solar roller shades for our home at Cuckoo4Design.

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How to Use a Garage More Effectively for Holiday Decoration Storage

With the holiday season winding down, it's time to start thinking about your post-holiday season pack-up.

The hustle and bustle of the holiday season can be draining, which makes it easier to take a few shortcuts by packing things away quickly and storing them anywhere.

Sure, that gets the job done quicker now, but it only makes the task of finding and unpacking all of your disorganized holiday decorations more time-consuming later.

Have a smart holiday decoration storage plan

By putting a little extra thought into how and where your holiday decorations will be stored, you can save yourself from some future headaches.

Garages are ideal for a lot of your holiday decoration storage needs, whether you're storing decorations for Christmas, Halloween, birthday parties, or holidays like the Fourth of July or Canada Day.

The garage has to be used the right way when storing your holiday decorations, however, in order the maintain the functionality of the space.

Use overhead racks for your holiday decoration storage

For the most effective use of your garage as a holiday decoration storage space, add some overhead storage racks.

Ceiling-mounted overhead racks take advantage of the vertical storage space in your garage's upper reaches that is typically underutilized.

In addition to maximizing your garage's storage space, overhead racks are also ideal for storing bulky items and things that are infrequently used…which describes unneeded holiday decorations pretty much perfectly!

Everything from storage bins filled with tree ornaments to artificial Christmas trees, wreaths, and garlands to holiday lights to holiday lawn inflatables can be stashed up high.

Your daily routine can even run a little smoother simply by using this out-of-the-way storage space for your holiday decorations. There won't be bulky storage bins taking up valuable garage floor space, which makes parking more difficult.

And less floor clutter means extra space for keeping tools, sports equipment, and other items you use regularly more efficiently stored and easier to access.

Overhead racks that use the underutilized storage space in your garage's ceiling area keep your floor clutter-free.

Use plastic storage bins

Whether you're storing your holiday decorations in the garage or elsewhere in your home, always use plastic storage bins and containers instead of cardboard boxes.

Plastic storage bins are sturdier, stack easier and more safely, are easier to move around, and provide superior moisture protection compared to cardboard boxes. They're also not a fire hazard.

Some people prefer using clear plastic storage bins because it helps them to identify stored items quickly. That may sound practical, but it's probably a better idea to use non-clear, solid color containers with labels.

Holiday ornaments and lights, especially ones you're keeping for many years, can lose their color faster if they're exposed to too much light when stored.

Fabric bags specifically made for storing holiday decorations should be stored indoors if possible, due to the higher moisture levels garages commonly have.

Avoid storing these holiday decorations in the garage

While the garage is a perfect spot for many of your holiday decoration storage requirements, it's not the best storage area for certain items unless it's climate-controlled.

The extreme temperature fluctuations and excess moisture found in many garage environments makes them less than ideal for storing these holiday decorations:

fabric-based festive decorations and adornments (examples: tablecloths, Christmas stockings and hats, tree skirts)

candles (store them somewhere cool)

very delicate glass, crystal, and antique ornaments

food-based decorations

If you absolutely have to keep some fabric-based decorative items stored in the garage for any reason, make sure they're sealed tight in a plastic container. Wrapping items in acid-free paper or using silica packets to absorb moisture can help preserve the storage bin's contents.

Another reason to avoid storing fabric-based and food-based decorations in the garage is that they can attract pests.

Label your holiday decoration storage items

Try to keep all your stored holiday decorations together in order to make everything easier to find.

Many organization experts recommend using color-coded storage containers or container lids to simplify things (such as green for Christmas decorations or orange for Halloween decorations).

And even if you're being diligent and using color-coded containers, always be sure that everything is labelled.

Labelled containers eliminate the time-consuming guesswork that inevitably occurs when it's time to unpack your decorations and find what you need when decorating your home next holiday season.

Storing an artificial Christmas tree in the garage

Because of its bulkiness, an artificial Christmas tree's go-to storage spot in most homes will probably be the garage.

Don't leave an artificial Christmas tree uncovered in the garage because it'll naturally gather a lot of dust over the course of a year. Why add an artificial tree cleaning to your busy holiday to-do list 11 months (or so) from now?

When storing an artificial Christmas tree in the garage, definitely ditch the cardboard box it came in and invest in a proper plastic tree storage bin. Look for a container with wheels so it's easier to transport.

Tree storage bags are also popular, although they're less suited for a garage environment. Also note that white artificial trees or trees with those snow dusting treatments are prone to yellowing and shorter lifespans if temperature and humidity storage conditions aren't optimal.

While this garage is clean and organized, that poor artificial Christmas tree could really use a proper storage container.

Additional holiday decoration storage tips

When preparing your holiday decorations for storage, here are a few final tips you might find useful:

use bubble wrap or decoration storage containers (avoid wrapping decorations in newspaper, as the ink rubs off)

prevent string light tangles by using string light reels or even wrapping them around discarded wrapping paper tubes

declutter holiday decorations you haven't used for a few years (donate any items that are still in good condition)

make a list of what broken holiday decorations need to be replaced for next year

Get organized to start the new year

If you have a New Year's resolution that includes tidying up your home, start by storing your holiday decorations in an organized manner and somewhere that's out of your way.

We can help you create more storage space for your holiday decorations and anything else you need to store in the garage, in addition to making the space look much nicer.

Schedule a free in-home design consultation with Garage Living today.

Please share this post if you found it useful.

See also:

7 Garage Overhead Storage Tips That Help You Use Your Space Wisely

7 Awesome Automotive Gift Ideas for the Holidays

7 Proven Garage Improvement Strategies to Utilize in 2018

The post How to Use a Garage More Effectively for Holiday Decoration Storage appeared first on Garage Living Blog.

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Sweet and Tangy Asian Meatballs With Teriyaki Sauce

 These crowd-pleasing Sweet and Tangy Meatballs cook up in no time with a homemade sticky teriyaki sauce. They make a sensational appetizer for a party or dinner idea when served over rice and broccoli.

We love appetizers and dips around here, and we're especially fond of our Homemade Pizza Rolls, White Chili Bean Queso Dip, and of course Pub-Style Beer Cheese Dip.

Be sure to sign up for my email… to get new recipes and ideas in your inbox!

Click HERE to save recipe to Pinterest!

Sweet and Tangy Asian Meatballs

Time to get the party started!! 

Let's face it, parties of all shapes and sizes can often be filled with the same old appetizers over and over again. While I will never ever turn down a buffalo chicken dip or some chips and guac, sometimes I want a little variety in my appetizer life. 

That's why now whenever I have a party to host or attend my go to is always these sweet and tangy Asian meatballs with teriyaki sauce! They are the perfect appetizer to wow the socks off of anyone who tries them, and they are a sure-fire crowd pleaser. 

The perfectly spiced teriyaki meatballs, mixed with a thick and flavorful sauce accompanied by just the right amount of sweet to tangy ratio make this an appetizer that dreams are made of. You won't believe your eyes as you watch them fly off the platter. You might want to save yourself now and just plan on making a double batch.  (more…)

The post Sweet and Tangy Asian Meatballs With Teriyaki Sauce appeared first on TidyMom®.

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Organize Your Life: Tackling Laundry & Mud Rooms

Taking advantage of space is important when it comes to the laundry room. It seems like we spend so much time sorting, loading, unloading and folding, so why not make it a place you enjoy being in?

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Whole Grain Vegan Banana Chocolate Chip Oatmeal Cookies

Baking tends to get a lot of attention in the weeks leading up to the winter holidays, yet it's often overlooked in January. Perhaps this is because the holidays are regarded as a time to celebrate and indulge, while the arrival of a new year prompts a lot of focus on healthful eating. In my mind, though, baked treats are a part of the balanced picture that constitutes a healthful diet. And it's easy to craft baked goods with quality, wholesome ingredients.

These cookies are the best of both worlds: sweet, chewy, and studded with dark chocolate, yet also created with One Degree Sprouted Spelt Flour and Sprouted Quick Oats for fiber-rich, whole grain goodness.

Banana, along with ground flax meal, replaces egg, so the cookies are easily dairy-free and vegan. They're kid friendly, easy to prepare with everyday ingredients, and absolutely delicious. In the past year, my schedule has shifted to necessitate packed lunches every weekday. Including a few of these cookies as afternoon snacks or lunchtime desserts has brought a lot of brightness to otherwise long afternoons.

There's no collection of baking ingredients I'd rather use and support than One Degree Organics; I love the brand's commitment to supporting local farmers and sustainable agriculture, and its breads and cereals have been favorites in my home for years. The Sprouted Quick Oats thicken these cookies perfectly, and of course whatever's left in the bag can be used in future wholesome breakfasts. You can substitute rolled oats if that's what you have, though I think the texture of quick oats is better for a chewy, tender cookie.

I've had mixed luck with spelt flour as a baking ingredient; typically I need to use light spelt to get the tender crumb and lightness I'm looking for in muffins, cookies, and the like. The One Degree Sprouted Spelt Flour worked every bit as well as light spelt usually does, which is a happy new discovery for me. I can't wait to try it in cakes and quick breads. For now, I'll savor it in cookie form-maybe with a glass of soy milk for dunking.

You can check out the full recipe on the One Degree Organics website by clicking here.

Enjoy, friends! And I'll be back later this week with a new non-recipe recipe: this time, an easy, hearty vegan pasta supper.

xo

 The post Whole Grain Vegan Banana Chocolate Chip Oatmeal Cookies appeared first on The Full Helping.

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Whole Grain Vegan Banana Chocolate Chip Oatmeal Cookies

Baking tends to get a lot of attention in the weeks leading up to the winter holidays, yet it's often overlooked in January. Perhaps this is because the holidays are regarded as a time to celebrate and indulge, while the arrival of a new year prompts a lot of focus on healthful eating. In my mind, though, baked treats are a part of the balanced picture that constitutes a healthful diet. And it's easy to craft baked goods with quality, wholesome ingredients.

These cookies are the best of both worlds: sweet, chewy, and studded with dark chocolate, yet also created with One Degree Sprouted Spelt Flour and Sprouted Quick Oats for fiber-rich, whole grain goodness.

Banana, along with ground flax meal, replaces egg, so the cookies are easily dairy-free and vegan. They're kid friendly, easy to prepare with everyday ingredients, and absolutely delicious. In the past year, my schedule has shifted to necessitate packed lunches every weekday. Including a few of these cookies as afternoon snacks or lunchtime desserts has brought a lot of brightness to otherwise long afternoons.

There's no collection of baking ingredients I'd rather use and support than One Degree Organics; I love the brand's commitment to supporting local farmers and sustainable agriculture, and its breads and cereals have been favorites in my home for years. The Sprouted Quick Oats thicken these cookies perfectly, and of course whatever's left in the bag can be used in future wholesome breakfasts. You can substitute rolled oats if that's what you have, though I think the texture of quick oats is better for a chewy, tender cookie.

I've had mixed luck with spelt flour as a baking ingredient; typically I need to use light spelt to get the tender crumb and lightness I'm looking for in muffins, cookies, and the like. The One Degree Sprouted Spelt Flour worked every bit as well as light spelt usually does, which is a happy new discovery for me. I can't wait to try it in cakes and quick breads. For now, I'll savor it in cookie form-maybe with a glass of soy milk for dunking.

You can check out the full recipe on the One Degree Organics website by clicking here.

Enjoy, friends! And I'll be back later this week with a new non-recipe recipe: this time, an easy, hearty vegan pasta supper.

xo

 The post Whole Grain Vegan Banana Chocolate Chip Oatmeal Cookies appeared first on The Full Helping.

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5 Features of All the Best Credit Cards

You must have probably experienced the worst when you see better offers slip away because you had no cash and you are planning to apply for a credit card.

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The big problem? You are confused about what features are the best to look for when applying for a credit card.

The good news: There are a couple of features you should check when you have made up your mind that you are applying for a credit card.

Below are some of the five features of all the best credit cards you can ever imagine of:

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1. Low interest rates

Perhaps this is the feature most people will look for. Everyone wants to save money. So, there's a need to save it when there is an opportunity. Credit cards that have low-interest rates will give a few perks, but they are the best if you need to save some cash.

The good news is that when you have a good credit score, your credit issuer will offer you lower interest rates. The bad news though is that some credit card issuers will assume the benefits and charge you high fees.

One of the best ways to choose the best credit card is to do some comparison. Thanks to the internet. You can get nearly everything you want from the internet. So, make good use of the internet.

2. Rewards Program

It's no secret anymore that people love free things. You probably want the same. So, why not look for a feature like a rewards program?

Rewards are good, but it depends on how you will use your rewards. There are rewards of offer discounts such as travel, fuel discounts, etc. You can also check some other offers that your credit card issuer has.

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To get the best out of this program, you should pay your balances in full every month. Carrying forward balances month after month will not only deny you the rewards program but will also expose you to some penalties. You can see here to check on best credit cards.

3. Bad credit rebuilding

Do you have a bad credit history? Do you intend to rebuild it? If yes, you are in the right place.

If you want to rebuild your credit card history, then you will need to choose a credit card that regularly reports to agencies. This will help you rebuild your credit card history faster than just taking prepaid cards.

4. Customizable credit cards

People love to choose from a variety. If you are one of them, you need to look for customizable credit cards. Customizable credit cards allows you to select the features that you love. Such features include lower interest rates, better rewards program, or longer grace periods. It's your prerequisite, choose the best features that suit you.

5. Introductory offers

The headline is not a typo error. Yes, there are introductory offers. So, if you are confident that you have a good credit score, then you can check out introductory offers. For example, you could have the offer not pay any interest fee for 6 to 12 months.

If you want to get the best out this offer, you should pay off your debt before the end of the introductory period. This will help you get better rates. 

Wrap Up

Going for a credit card is the best decision you should ever make, but you need to choose the best features. The features above should guide you.

The post 5 Features of All the Best Credit Cards appeared first on Punch Debt In The Face.

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197: The Decluttering Steps Are There When You Need Them Podcast

I recently had to work through a horribly overwhelming mess in my home. As I used my decluttering steps (which I personally use all the time with all kinds of messes) I was able to get through it. I'm sharing that story, but also talking about how people like me react to decluttering challenges and […]

The post 197: The Decluttering Steps Are There When You Need Them Podcast appeared first on A Slob Comes Clean.

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I Splurged On This Surprising Kitchen Item And Have No Regrets

The subject of today's post might seem a little strange at first, but I hope you'll bear with me. :-) My goal with each blog post is to share at least one thing with you that helps make your life easier. Sometimes that thing takes the form of a useful tip or trick, instructions on how to make something, or a piece of advice. But every once in a while, I come across a product that is so useful, I feel compelled to share it with you.

And that's exactly why today I'll be telling you about my very favorite trash can! I didn't know it was possible to love a trash can as much as I love this one, but here we are! I find myself appreciating it's helpful features multiple times per day, so I wanted to tell you about it in case any of you could benefit from upgrading your trash can too. :-)

Meet my fancy new kitchen helper, the simplehuman 58L Stainless Steel Trash Can. This is definitely a splurge item, but I haven't regretted it once! In fact, I find new things to appreciate about it every day. I'll walk you through some of the things I love most about it!

6 Reasons Why I Love My Trash Can

1. Motion Sensor

Lifting the lid on your trash can gets tricky when your hands are either full or covered in food. That's why I love the motion sensor on this trash can! All I have to do is move my hands over the sensor and the lid will pop up on its own. It's highly convenient, and more hygienic too!

2. Voice Activation

Not only does this garbage can have a motion sensor, but it has a voice sensor too. Just say “Open can!” and the lid pops right open! I don't use this feature all that often, but my boys love it. They love telling the can to open so they can practice their across-the-kitchen garbage basketball skills. (I let this slide because they are well aware that it's their own responsibility to clean up any messes if they miss!) ;-)

3. Trash Bag Storage

Perhaps my favorite feature is the integrated storage pocket for extra bags in the back. It's so nice to have a new trash bag at the ready when I take the full bag out!

The one minor drawback of this and other simplehuman brand trash cans is that they are designed to be used with their special fitted trash bags. (This can takes “Code Q” liner bags.) However, for me this isn't much of an issue. Not only do their bags fit perfectly and never slip, they're also much more durable and leak-proof than other bags I've used!

4. Easy Bag Changing

I had another motion-activated trash can before I got this one, but there were a few things I didn't like about it. One of the issues I had with it was how I had to pull out the unwieldy liner bucket to change the trash bag. With my new trash can, the process of switching bags is much easier!

All I have to do is lift the lid section up, pull out the full bag, and put in a new one. Then I just drop the lid back down, and it's ready to go! The lid both secures the bag in place and hides the edges of the bag, so the outside of the trash can stays looking sleek and clean.

5. Smudge-Proof Finish

Not only does the finish on this trash can look sleek, it stays that way too! I'm not sure how it works, but the finish seems to repel fingerprints and smudges. And when it does get spilled on or splattered, all I have to do is wipe it clean with a wet microfiber cloth. I love having a garbage can that never looks “dirty.”

6. Five-Year Warranty

While this trash can is definitely quite a bit pricier than its standard, low-tech counterparts, your investment is protected by a five-year warranty. It gives me peace of mind to know that if I run into an issue with it during the next several years, simplehuman will replace the defective parts or repair it for me!

Looking For Something Similar?

If you like the idea of this trash can, but not the price tag, I totally get it! I wanted to offer an alternative option, so I did some digging on Amazon and found a trash can with similar features. It's the iTouchless 13-Gallon Touchless Trash Can, and it's listed for just $69.99! Here are some of the features it has:

Motion sensor lid

Carbon filter for odor control

Works with any 13-gallon garbage bag

One-year full service warranty

Do you have a product at home that makes you happy every time you use it?

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Find Out Why Flagstone is a Perfect Topper

If you want to add a bit of pop to your landscaping, flagstone can be just what you're looking for. From jazzing up garden walkways to topping off patios, countertops, fireplaces and fire pits, flagstone may be just what you're after.

In this issue, the San Diego landscaping experts with Juniper Landscape Company will talk in-depth about flagstone, its varied uses, and why it's so popular.

What is flagstone?

The name flagstone doesn't refer to a particular type of stone. Rather, it's a method of stone installation. The stone itself is flat and is typically custom-cut into irregularly shaped pieces. The most popular types of rock used for flagstone are limestone, slate, and sandstone.

What are the advantages of using flagstone?

The flexibility of flagstone in just about every aspect of its uses make it highly attractive for property owners looking to provide a bit of personality to their landscaping.

While most flagstone comes in gray, red, brown, and green, it's available in a host of other colors.

Water permeates flagstone rather than running off or puddling on top.

Because it's resistant to acid, flagstone can be laid directly on top of soil or an indoor surface. In other words, there's no need for concrete to be used in association with flagstone.

Because it's resistant to heat, moisture, and heavy foot traffic, flagstone is highly durable and can last for more than 30 years.

The surface of flagstone is non-slip, so the likelihood of falls decreases significantly. This is especially helpful near pool areas.

To learn more about how flagstone can jazz up your home or business, call the Juniper Landscape Company.

Whether you want to use flagstone indoors or in your backyard, we'd love to talk with you about it, help you pick out a design, and handle the installation.

For more information about how our expert team can work with you, call Juniper Landscape Company at 619-334-9464 or you can reach us via email.

The post Find Out Why Flagstone is a Perfect Topper appeared first on Juniper Landscape.

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Decorating in January

Sources: 1 // 2 // 3 // 4 // 5 // 6 // 7 I received a few messages this week about how to decorate in January, through this “in-between” time after Christmas and before spring! A house can feel a little empty or barren once the tree and ornaments are put away. If your house […]

This article Decorating in January is from The Inspired Room Republishing this article in full or in part is a violation of copyright law. © 2009-2013, all rights reserved.

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At the paint store coffee pot, Brian's 2019 painting predictions…

Two days ago, I was dropping of flyers at local paint stores about the 2019 Painting Profits Summit.

There was a little bit of a line to talk to the clerk, so I got a cup of coffee and spoke to an owner named Brian for a while about what he thought the new year held for painters in general and his business specifically.

His predictions were – sadly – spot-on as the conversation continued…

Brian was what I call vaguely optimistic and hopeful about good things happening in his painting business in 2019. He told me he thought his sales would be up and things would be better.

He had been in business for eight years in our local Chattanooga market.

About this time, I found myself doing something that wasn't really my place to do.

You see, I'm a coach and a problem solver by trade. It's how I make my living and I'm really good at getting positive results for painters.

So, before I knew it – almost reflexively – I'm quizzing Brian about the things that matter most for 2019 business improvements. A quick “systems pulse check” if you will:

“So, Brian, what will you do differently in 2019 with your…”

“…Sales + Estimating System?” Brian says, “The SAME…”

“…Online + Offline Marketing?” Brian says, “No plans to change…”

“…Crew + Office Management?” Brian says, “About the SAME…”

“…Education + Time Management?” Brian says, “Too busy…”

“…Hiring + Recruitment of Painters?” Brian says, “You can't find good help…”

Finally, I asked Brian… “If I worked for you as a painter and I had done a terrible job painting a house, would you expect me to do it differently on the next project – or do the exact same thing and blindly hope for a better outcome?”

Brian said, “You'd have to do it different. I'd make you do it different.”

I asked, “What if I didn't? Would it change?”

Brian answered, “No. No, it wouldn't.”

I took a sip of my coffee and said, “Brian, bud, if you do the same thing in 2019 you've done the past eight years, will you get about the same result?”

Sheepishly he nodded.

I handed Brian a flyer to the 2019 Painting Profits Summit and asked him to look into joining us.

Sadly, Brian's initial outlook and plan of action for 2019 is representative of 95% of our industry. Vague optimism and hope that rarely amounts to much.

However, after being asked a few sensible questions, his prediction of achieving the same results without significant changes in his business became obvious to him. After working with hundreds of painters, I can tell you his last pronouncement was accurate.

I shouldn't write this, but I feel sad for Brian.

Chances are, he'll never make a change… even though opportunity stood next to him at a paint store coffee pot, presented him with a reasonable way to look at his business, then handed him a personal invitation for an amazing opportunity.

Guess what?

You don't have to think like Brian. If you've read this far, chances are you don't.

I'd like to invite you – personally – to join me at the 2019 Painting Profits Summit.

I want 2019 to be your best year ever… and that requires a change!

Email or call with questions! I can't wait to see you there! BL

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The post At the paint store coffee pot, Brian's 2019 painting predictions… appeared first on The Academy for Professional Painting Contractors.

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Raw raspberry + dark chocolate ice cream bites

Hi! I hope your year has got off to a good start? We're still in full summer-chill-mode around here. Most days I'm still in my pj's nearing lunchtime, unless it's full tide... then we're at the beach. I've also been hanging out in our veggie garden as much as I can, but more on that next week. I'm just stopping in real quick today to share this recipe, which is PERFECT for this time of the year. I shared it over on my Instagram feed at the end of last year, but it's so good I also wanted to share it here so it's easy for everyone to find in years to come. I put a call out on Instagram last week asking what kinds of things you'd like to see on here this year. Last year I sadly barely had time to even think about this space, but I'm going to try my best to change that this year (no promises, but I will try!). I'd love to hear your thoughts below in the comments, let me know the kinds of recipes you like to see, whether you'd like me to start sharing more about our veggie garden or […]

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Your Personal Checklist: 10 Things to Keep in Mind When Buying a New Car

When buying a new car, it's easy to let yourself be entrapped in the dream of cruising down the beach street while the sun sets down. You can almost see it turning into reality with the keys in your hand and the sales clerk telling you how much your life is going to change for the better. However, if you don't want to regret your decision later on, you should never purchase a new car on impulse. Instead, it's best to the following 10 principles:

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1. Give it a spin first

Going for a test drive will give you a better feel for how well the car really sits with you. Maybe you like its looks, but after driving it for a couple of blocks, you might find that it's not really that comfortable or just doesn't feel right. Most, if not all car dealerships, will let you do this without raising an objection.

If you're planning on buying a used car, testing it out becomes that much more important, as you want to make sure there are no rattles, scratches, funny noises or anything out of the ordinary. Obviously, this is not going to be a concern when buying new, but to put your mind at ease, be sure to check how long the insurance you're getting with it covers you.

2. Compare prices online

According to www.car-buying-strategies.com, comparing prices online is one of the most important things you should be doing. You'd be surprised how often the same model can be found at a more affordable pricing somewhere else. Oftentimes, you'll see online price comparison tools, which is what you should be looking for; these have been designed to make your search as simple and time-efficient as possible.

If you're just scouting the marketplace, these types of engines also make it incredibly easy to search for a specific brand, model, year of production, etc. Furthermore, many sellers are willing to match the prices if you can show them that another dealership is offering the same car for way cheaper. Therefore, knowing the cheapest prices will give you a good leverage when negotiating.

3. Discuss the purchase with your insurance agent

Before making the purchase, you should probably discuss it with your insurance agent first. The reason being is that no two cars are the same and the costs are different when it comes to insuring each individual one. You don't want to find yourself in a situation where you've already purchased one, only to find out it costs much more to insure than others.

While you're there, you can learn many useful things such as knowing the options which car insurance types are available to you, as well as vehicle service contracts. Don't forget to make some price comparisons here as well; only that way will you be able to secure the best insurance deal possible.

4. Don't get pressured into buying what you don't need

In order to make more money, the dealerships will often try to sell you expensive add-ons you don't really need. Despite being valuable in their own merit, you shouldn't just take everything bundled with your purchase. Instead, evaluating everything they offer you separately is the right way to go about it.

Ask yourself this: do you really need paint protection or key insurance? Even if the answer is affirmative, you might not be offered the best deal out there. In case you feel the salesman is trying to pressure you into it, you should be varied – this is often a red flag. Some of them try to hide the real cost of the product behind monthly payments; don't get suckered into it. Bring a calculator and determine how much it's going to cost you in a year or so.

5. Decide on the type of transmission

What do you prefer – automatic or manual? If you're unfamiliar with how to drive a car with the latter, now might not be the best time to make the switch (unless you're willing to go the extra mile to learn the ropes). Those who find themselves driving their car often might prefer the automatic transmission, since it's much less of a hassle to operate. In fact, those who used to drive cars with manual transmission and upgraded to the automatic ones, later on, are seldom willing to go back due to getting used to the extra comfort.

There is a drawback, however; cars with automatic transmission are known to consume more fuel, so if you're traversing longer distances often, they might not be the best choice. If you tend to get stuck in traffic often, on the other hand, they can be a true life-saver. So always make the choice based on your preferences, level of experience, and the intended usage of your car.

6. Petrol or diesel?

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There are notable differences between these two main types of cars. While covering every single detail is beyond the scope of this article, knowing the main differences between them could potentially be the single most important thing you're going to learn today.

For starters, diesel cars are a more cost-effective solution if you're traversing long distances. If you're driving for less than 50 kilometers a day, however, the opposite may be the case, especially since diesel cars are more expensive to maintain in comparison. Also, try to keep in mind that most people find petrol cars easier and more comfortable to drive; their diesel counterparts feel a bit stiffer in comparison. Finally, diesel cars produce more toxic emissions, which is detrimental to the environment.

7. Safety is a consideration

In case you live in a dangerous area with a ton of reckless drivers, it's of utmost importance that your car is fitted with the latest safety technology. This is also true if you often find yourself driving on highways where the speed meter can reach mind-numbing heights. Having a good safety system installed can be the difference between you surviving a potential accident or not.

Make sure that the car you're eying has a good safety bag. If you want to take additional steps to guarantee your safety, make sure that the car has rear set airbags installed as well. Modern safety systems like ABS are also a must; luckily, the cars that you can find nowadays pretty much have it installed by default.

8. Don't succumb to the sales consultant's pressure

Yes, buying a new car is an experience packed full of emotions and excitement. We get it. Allowing yourself to be emotional for a bit is fine, as long as you don't compromise your best judgment in the process. So if you're feeling pressured by the sales consultant, take a step back and re-evaluate the situation, because chances are they're trying to do what's best for the interest of the company they're working for and not yours.

Don't be too kind and submissive, but there's no need to be rude either. Simply walk a fine line between being kind and assertive. A smile will get you quite far. Do know, however, that you always have the option to walk away if you believe you've been offered a bad deal. Not being confident enough to do so is the only way you can be defeated (but this can be prevented as long as you keep your senses focused).

9. How strong does the engine need to be?

Don't believe that picking a car with a smaller engine will lead to money savings. This is a myth! Yes, a smaller engine will consume a smaller amount of fuel… in theory that is. The fact of the matter is that in order to make them withstand the workload that's being thrown at them, they need to be heated more, which leads to not-so-economic fuel economy.

Higher displacement engines mostly remain idle, which sort of averages out the fuel economy. In order to get them performing their best, there is no need to put excess pressure on them. So what's the takeaway? Without making it too complicated, you should always pick the engine based on what you're going to be using the car for and what type of environment you'll most often encounter.

10. Check the resale value

Generally speaking, new cars are not that great of an investment, since their value quickly goes down after the initial purchase. However, cars produced by certain manufacturers have higher resale value than others. In the end, you need to be the judge – do you quickly get tired of your vehicle and feel the need for some fresh air? Then this might be more relevant to you than the other drivers.

In general, bear in mind that European cars are not the best when it comes to preserving value. Japanese cars, on the other hand, are the complete opposite. Those who cannot bear the notion of seeing their cars lose so much value in so little time should consider buying a used car instead.

Conclusion

While this is by no means the end of the story, these 10 guidelines should be more than enough to cover the most important things you need to know when buying a new car. And when you finally do, you'll be able to treat yourself to a good night's sleep, knowing that you've made a choice that you won't regret anytime soon.

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The post Your Personal Checklist: 10 Things to Keep in Mind When Buying a New Car appeared first on Punch Debt In The Face.

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New Year, New Home?

It turns out a lot of millennials want to buy a home someday - a whooping 89 percent according to a new Apartment List survey. But, just 5 percent expect to buy in 2019 and 34 percent say they will wait at least five years. Why the lag? 

While the dream of homeownership is strong, 72 percent cite affordability as the critical issue. 

Down payment funds are primary challenge

Sixty-two percent of millennials specifically mention the lack of funds for a down payment. Only 11 percent have saved $10,000 or more for a home and 48 percent have zero down payment savings.

What the study overlooks

The survey also found that two-thirds of Millennial renters would require at least two decades to save enough for a 20 percent down payment on a median-priced condo in their market.

What this study overlooks is that a 20 percent down payment isn't required and isn't even typical for a first-time homebuyer. The average down payment for a first-time buyer is about 7 percent today, according to the National Association of REALTORS. So, don't despair - you have options.

Today, there are multiple loan programs are available with as little as 3 or 3.5 percent required as a down payment. keep reading

The post New Year, New Home? appeared first on Down Payment Resource.

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Pine Straw and Pests: What You Need to Know This Fall

Pine straw is a popular feature of outdoor autumn décor all around Alabama, and more people across the country are also beginning to use it as an eco-friendly, organic mulch. There are a lot of reasons to use pine straw, but before you start raking it up, keep one thing in mind. Bugs that are looking for somewhere warm to settle down for the winter also love pine straw.

That's right, insects like pine straw even more than avid gardeners. Here's why.

3 Reasons Insects Love Pine Straw in the Fall

Pine straw itself doesn't attract insects. Bugs don't eat dry pine straw, but other qualities draw in bugs including termites, centipedes and earwigs. Some of these insects help break the pine straw down, which is good for deterring weeds, but for the most part its best to keep critters away from your house.

Like other types of mulch, pine straw can serve as a hideout as well as a route for bugs to get in or near a home. As we mentioned in an earlier post, when the weather cools off bugs will be attracted to your warm home for hibernation and are looking for a way to get in. If pine straw is right up against the foundation, on the porch, etc., insects will see it as an invitation to venture further inside.

Even if they don't get inside, the pine straw acts as a ground insulator, which is another reason it attracts insects that are looking to stay warm. Homeowners use mulch to protect roots from freezing like a blanket. Just know that insects may also snuggle underneath.

Yet another double edge sword of pine straw is that it can hold in moisture. This is preferable for your plants, but it can also cause rot in wood, attracting different types of ants and other bugs in the early fall. The moisture also makes pine straw edible for a variety of insects, and termites need high moisture levels to survive.

But don't worry if you've already spent the time to collect a pile of pine needles and have covered your garden beds. When placed properly pine straw can be used to give you all the mulch benefits without the bugs.

Tips for Keeping Pine Straw from Causing Pest Problems

With pine straw it's all about placement and upkeep. Where you put it directly affects how many troublesome bugs start hanging around. Follow the tips below and you'll have a lot fewer pests to worry about this fall.

Don't put pine straw right up against the house. This makes it much easier for bugs to get inside where they don't belong. Instead, stop the mulch line at least a foot or two away from the foundation.

Create a barrier between the house and the pine straw. Just as with other types of mulch, it's best to put a barrier between any structures and the pine straw. Pea gravel is an excellent option to use as a barrier.

Only make it 2-3” deep. In Alabama and other areas with somewhat mild winters that's all it takes to keep root structures warm. It's also shallow enough so that the pine straw won't retain moisture and attract insects.

Keep pine straw mulch shallower in moist areas. If an area is typically moist (spots that are shaded all day or near the gutter outlet) the mulch needs to less than 2” deep.

Opt for long or standard length pine needles that are on the heavier side. Pine needles come in three lengths: 12”, 9” and 6”. The longer and heavier the needles are, the better they will interlock without compacting. This decreases the chances of the needles blowing out of place closer to the house when the first strong gust of wind comes along. Denser pine straw is also less likely to retain high levels of moisture.

Rake the pine needle mulch every now and then. Raking helps to aerate the pine needles so it's less likely to lock in moisture. This will also help prolong decomposing, which typically occurs within 2-4 months.

Skip natural pine straw decor. If you love the look of pine straw wreaths and house decorations, it's best to fake it. Synthetic pine straw decor won't attract insects and you can use it again next fall.

Even if you are careful when placing pine needles so that they don't encourage bugs to hang around, the safest bet is to schedule regular pest control treatments even when the weather cools off. The experienced techs at Vulcan Termite and Pest Control Inc. know where all the fall pests like to hide and can treat the pine needle mulch without harming your plants.

Give us a call for more tips on using pine straw in your yard or to make an appointment!

Original Source:  https://www.vulcantermite.com/garden-pest-control/pine-straw-pests-need-know-fall/

The post Pine Straw and Pests: What You Need to Know This Fall appeared first on Vulcan Termite & Pest Control.

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How to Prune Boxwoods to Minimize the Threat of Boxwood Blight

Boxwood blight, or boxwood leaf drop, is a relatively new fungal plant disease that was first identified in the UK in the 1990's. Since then it has spread to many areas of the world, and has become a disease of great concern in the U.S.

Boxwood blight is extremely contagious and affects every species of boxwood. The disease first presents itself as brown spotting on the leaves. Affected plants then form distinctive black or dark brown lesions on the stems, accompanied by leaf drop and severe dieback. Boxwood blight is often fatal, especially to young plants.

This devastating, aggressive fungal disease has already meant millions of dollars of lost material nationwide.