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brainmassofficial · 2 months ago

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I teach wealthy kids with special needs. Money can't solve everything, but it can give them the education they need.

Nathaniel Hannan has been a travel tutor with Tutors International for 18 years.

He said that weaving travel into his curriculum has helped his students tremendously.

This as-told-to essay is based on a conversation with Nathaniel Hannan, a travel tutor at Tutors International. It has been edited for length and clarity.

At the end of my time at Oxford in 2004, I faced two very different job offers: a private equity position and a teaching job in Washington, D.C. I couldn't see myself doing private equity for 80 hours a week. It felt like it would kill my soul, no matter the money, so I chose teaching.

My experience has been incredibly diverse, but almost all my clients involve students with special educational needs. This refers to a range of educational disabilities, from autism spectrum disorders to dyslexia, dysgraphia, dyscalculia, and anxiety disorders, which might not be supported by traditional classrooms.

I never expected to teach students with special educational needs, nor do I have the formal training or credentials for it. But over the years, I've worked with a wide range of children, from those with simple dyslexia to a student missing a piece of his brain due to a motorcycle accident.

The first family I worked with had two kids with dyslexia and attention deficit problems. I was with them for a year before moving on to other clients. Each child is unique, and there is no one way to help every student understand a concept. My job is to think outside the box and determine the best approach for each child.

Weaving traveling with tutoring

One memorable job happened during the pandemic from 2020 to 2023. I worked with a family in the movie industry who traveled to shoot their film across six countries. I became the child's school for three years, allowing her to learn consistently despite a hectic filming schedule. She had special needs and is now at an Ivy League university.

It was a unique experience because we were among the few people allowed to travel freely, and the only people I got to know were the actors traveling with us.

Almost every job I've had involved travel, whether on a boat or moving from country to country. To date, I've lived in 13 countries. As an educator, it presents a wonderful opportunity for me because it allows me to interweave aspects of the local culture, history, and geography into my lessons. That's a rare circumstance in which I can help them fall in love with the Latin language and Roman history in a way that I just can't do by sitting in the family home in the United States.

Enabling children to learn

A memory I cherish was when I spent a summer tutoring a dyslexic student in chemistry and math to prepare him for the next school year. As a final exam, I got creative when his dad panned gold dust from a shipwreck.

I challenged the boy to figure out the purity percentage of the gold. His dad didn't believe he could do it, but after days of hard work, the kid did it and brought his findings to his dad, who was so moved he actually cried.

The dad had the gold dust preserved in Lucite, and now it's a paperweight on his desk so that he can always remember when his son surprised him.

It's a special thing to enable someone to do something they otherwise wouldn't be able to do. Teaching for me goes much deeper than just teaching people facts; it also involves showing them new ways of doing academic things.

Wealth is an enabler

Many clients I've worked with have resources on par with countries' governments. Still, I don't think there's a whole lot different about teaching students of a certain socioeconomic class — except that they likely couldn't afford to hire me without their resources.

I used to believe that money was the root of all evil, but what money does is enable people to behave in a way that nobody else can. It gives you all the tools to exercise your advice as deeply as possible by removing many societal restrictions.

I will do this until I no longer need to work for money. There is a children's cancer hospital in Atlanta, where kids usually go for six to nine months of treatment. Currently, there is no provision for them to continue their education while they're being treated, so that's what I am going to do next.

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brainmassofficial · 2 months ago

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Down -11.67% in 4 Weeks, Here's Why You Should You Buy the Dip in TAL Education (TAL)

A downtrend has been apparent in TAL Education TAL lately with too much selling pressure. The stock has declined 11.7% over the past four weeks. However, given the fact that it is now in oversold territory and Wall Street analysts are majorly in agreement about the company's ability to report better earnings than they predicted earlier, the stock could be due for a turnaround.

Here is How to Spot Oversold Stocks

We use Relative Strength Index RSI, one of the most commonly used technical indicators, for spotting whether a stock is oversold. This is a momentum oscillator that measures the speed and change of price movements.

RSI oscillates between zero and 100. Usually, a stock is considered oversold when its RSI reading falls below 30.

Technically, every stock oscillates between being overbought and oversold irrespective of the quality of their fundamentals. And the beauty of RSI is that it helps you quickly and easily check if a stock's price is reaching a point of reversal.

So, by this measure, if a stock has gotten too far below its fair value just because of unwarranted selling pressure, investors may start looking for entry opportunities in the stock for benefitting from the inevitable rebound.

However, like every investing tool, RSI has its limitations, and should not be used alone for making an investment decision.

Here's Why TAL Could Experience a Turnaround

The heavy selling of TAL shares appears to be in the process of exhausting itself, as indicated by its RSI reading of 26.24. So, the trend for the stock could reverse soon for reaching the old equilibrium of supply and demand.

The RSI value is not the only factor that indicates a potential turnaround for the stock in the near term. On the fundamental side, there has been strong agreement among the sell-side analysts covering the stock in raising earnings estimates for the current year. Over the last 30 days, the consensus EPS estimate for TAL has increased 82.4%. And an upward trend in earnings estimate revisions usually translates into price appreciation in the near term.

Moreover, TAL currently has a Zacks Rank #2 (Buy), which means it is in the top 20% of more than the 4,000 stocks that we rank based on trends in earnings estimate revisions and EPS surprises. This is a more conclusive indication of the stock's potential turnaround in the near term. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here

Zacks Investment Research

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brainmassofficial · 2 months ago

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Nerdy's Tutors Platform Partners With Ohio School District for Free Tutoring

Nerdy NRDY Varsity Tutors for Schools has partnered with Wapakoneta, Ohio City Schools to provide students free access to the Varsity Tutors for Schools platform until June 2030, the district said Monday.

The platform offers on-demand chat tutoring, live classes, test prep, self-study resources, and personalized learning plans, Wapakoneta City Schools said.

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brainmassofficial · 2 months ago

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brainmassofficial · 3 months ago

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AI tutors are quietly changing how kids in the US study, and the leading apps are from China

Evan, a high school sophomore from Houston, was stuck on a calculus problem. He pulled up Answer AI on his iPhone, snapped a photo of the problem from his Advanced Placement math textbook, and ran it through the homework app. Within a few seconds, Answer AI had generated an answer alongside a step-by-step process of solving the problem.

A year ago, Evan would be scouring long YouTube videos in hopes of tackling his homework challenges. He also had a private tutor, who cost $60 per hour. Now the arrival of AI bots is posing a threat to long-established tutoring franchises such as Kumon, the 66-year-old Japanese giant that has 1,500 locations and nearly 290,000 students across the U.S.

“The tutor’s hourly cost is about the same as Answer AI’s whole year of subscription,” Evan told me. “So I stopped doing a lot of [in-person] tutoring.”

Answer AI is among a handful of popular apps that are leveraging the advent of ChatGPT and other large language models to help students with everything from writing history papers to solving physics problems. Of the top 20 education apps in the U.S. App Store, five are AI agents that help students with their school assignments, including Answer AI, according to data from Data.ai on May 21.

There is a perennial debate on the role AI should play in education. The advantages of AI tutors are obvious: They make access to after-school tutoring much more equitable. The $60-per-hour tutoring in Houston is already much more affordable than services in more affluent and academically cutthroat regions, like the Bay Area, which can be three times as expensive, Answer AI’s founder Ric Zhou told me.

Zhou, a serial entrepreneur, also suggested that AI enables more personalized teaching, which is hard to come by in a classroom of 20 students. Chatbot teachers, which can remember a student’s learning habits and never get grumpy about answering questions, can replace the private coaches that rich families hire. Myhanh, a high school junior based in Houston, said her math grades have improved from 85 to 95 within six months since using generative AI to study.

For now, AI tutors are mostly constrained to text-based interactions, but very soon, they will literally be able to speak to students in ways that optimize for each student’s learning style, whether that means a more empathetic, humorous, or creative style. OpenAI’s GPT-4o already demonstrated that an AI assistant that can generate voice responses in a range of emotive styles is within reach.

When AI doesn’t help you learn

The vision of equitable, AI-powered learning isn’t fully realized yet. Like other apps that forward API calls to LLMs, AI tutors suffer from hallucinations and can spit out wrong answers. Answer AI tries to improve its accuracy through retrieval augmented generation (RAG), a method that fine-tunes an LLM with certain domain knowledge — in this case, a sea of problem sets. But it’s still making more mistakes than the last-generation homework apps that match user queries with an existing library of practice problems, as these apps don’t try to answer questions they don’t already know.

Some students are aware of AI’s limitations. Evan often cross-checks results from Answer AI with ChatGPT, while Myhanh uses Answer AI in an after-school study group to bounce ideas off her peers. But Evan and Myhanh are the types of self-driven students who are more likely to use AI as a learning aid, while some of their peers may handily delegate AI to do their homework without learning anything.

For now, educators aren’t sure what to do with AI. Several public school districts in the U.S. have banned access to ChatGPT on school devices, but enforcing a ban on generative AI outright becomes challenging as soon as students leave school premises.

The reality is, it’s impossible for teachers and parents to prevent kids from using AI to study. It’s hard to discern whether a student has learned to solve a math problem by heart based on the answer they write, and detecting when essays have been written with AI is (so far) heavily flawed, too. So it may be more effective to educate kids on the role of AI as an imperfect assistant that sometimes makes mistakes rather than prohibit it completely.

Chinese dominance

As of May, the two most popular AI helpers in the U.S. are both Chinese owned. One-year-old Question AI is the brainchild of the founders of Zuoyebang, a popular Chinese homework app that has raised around $3 billion in equity over the past decade. Gauth, on the other hand, was launched by TikTok parent ByteDance in 2019. Since its inception, Question AI has been downloaded 6 million times across Apple’s App Store and Google Play Store in the U.S., whereas its rival Gauth has amassed twice as many installs since its launch, according to data provided by market research firm Sensor Tower. (Both are published in the U.S. by Singaporean entities, a common tactic as Chinese tech receives growing scrutiny from the West.)

The success of Chinese homework apps is a result of their concerted effort to target the American market in recent years. In 2021, China imposed rules to clamp down on its burgeoning private tutoring sector focused on the country’s public school curriculum. Many service providers, including brick-and-mortar tutoring centers and online study apps, have since pivoted to overseas users. The U.S. is unsurprisingly their most coveted international market due to its sheer size.

The fact that tutoring apps are likely to be using similar foundational AI technologies has leveled the playing field for foreign players, which can overcome language and cultural barriers by summoning AI to study user behavior. As Eugene Wei wrote in his canonical analysis of TikTok’s global success,”[A] machine learning algorithm significantly responsive and accurate can pierce the veil of cultural ignorance.”

The reliance on the same group of LLMs also makes it hard for these study apps to differentiate solely on the quality of their answers. Some of the legacy players, like Zuoyebang and Photomath, can use a combination of generative AI and search in their extensive libraries of problem sets to improve accuracy. Newcomers will need to find alternative ways to set themselves apart, like enhancing user personalization features.

“An AI agent needs to proactively engage with students and tailor its answers to individual learning needs,” said Zhou. “A raw language model isn’t a ready-to-use AI agent, so we try to differentiate by fine-tuning our AI to teach more effectively. For example, our AI bot would invite students to ask follow-up questions after presenting an answer, encouraging deeper learning rather than just letting them copy the result.”

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brainmassofficial · 3 months ago

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brainmassofficial · 3 months ago

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