antworksmoney-blog

[antworksmoney-blog]

Last Minute Tips to File Income Tax Return 2019 Easily and Quickly

To avoid the penalty, the taxpayers are on their toes trying to ensure that applicable income tax is paid before the deadline. Moreover, the last date to pay tax is also extended and the deadline to file Income Tax Return is 31st August 2019 that is quite closer.

At many times, tax payer makes careless mistakes due to lack of time, lack of knowledge and other reasons. In this content, we have described few important tips that will help you file your pending ITR for 2019 without any hassle, with complete accuracy and speedily. You just need to read this article before filling your Income Tax Return 2019.

Taxpayers are trying their best to collate their income, valuate their expenditure as well as investments in order to file their income tax return and avoid penalties and save the maximum amount of tax. The filling of return is compulsory for Indian people whose annual income is more than 2.5 lakh per year or getting tax deducted at Source (TDS) from the income. It is a social and moral duty of each and every responsible citizen of the country to file income tax on time every year. The filing of Income Tax Return can make you aware of the different investment options and also take advantage of the same.

You can also learn here on the right process to file Income Tax Return and maintain your financial record with the Government of India as well.

• E-filing: The introduction of the e-filing has made the process of ITR filing hassle-free, simple, and speedy. The salaried people can access the official website of Income Tax Department and file their returns online in just a few steps. In the master plan at last minute, one can also take assistance from the financial consultants or advisors.

• Documents for ITR: The key documents needed for the filling of Income Tax Return are PAN card, Aadhar Card, Form 16 from the employer, Form 26AS, bank statements, proof of investment and in case of income exceed fifty lakhs, then proof of assets with details.

• Rules of Tax: It is recommended to go through the regulations of tax for the running financial year before the commencement of tax filling process. The preconditions for the correct computation of liability of right tax depend on the new amendments and changes in the rules of taxation. The returns will be wholly based on the slabs in which the returns have been filed.

• Using the Correct ITR Form: The IT department has introduced seven forms for ITR filing. So, one should know which form will be used for the process of filling. Even, all the forms are different from one another but it is necessary to know about each and every form and its categories to ensure the whole process of filling is correct. It also enhances the knowledge of a person how financial processes run in a nation.

• Verification of Details: One need to be careful while going through the procedure of ITR filing. All the details should be updated carefully. It is really important that the name on the form matches with the name displayed on your PAN card. The return will not be processed in case there is any error or omission in the spelling of the name. Moreover, you need to be aware of your investments, asset values, and tax deduction in the financial year.

• Avoid wrong information: It is necessary to share the right information honestly with due care as the shard information will be stored by the respective government department. Wrong fact sharing will result in wrong computation of tax liability.

• Tax Saving Options: Today, there are ample numbers of tax saving options available in the market. The different types of tax saving options include PPF, NPS, EPF, Life Insurance Premium, tax-saving mutual funds, ELSS and many more. In these days, people can maximize their benefits at the end of the financial year by timely filing the returns. Make sure to file the Income Tax Return before the last date.

As a responsible citizen of India, every individual need to file Income Tax Return on time. It is the duty towards the country.

[antworksmoney-blog]

How Can I Get Personal Loan Although I Have Existing Loan?

The possibility of getting the personal loan although you have existing loan. As the loan providing company or the lender will most probably be digging for the history of the seeking person. This is the situation when you may not be having that loan if they found you that you already have a running debt loan under your name and different identity. But most probably you can apply for personal loan from the different banks at the same time to full fill the dreams you have. It is when the situation of consideration from Banks and NBFCs come into. The most affordable conditions for such situation are to apply for a Personal Loan from a single bank and at the same time a personal loan from another bank too.

Here at above you have counter “NBFC- that is a Non- Banking Financial Company”. They are the registered companies under the Companies Act, 1956 of India. They involve themselves in the business of loan, acquisition of share, hire-purchase insurance business that includes industrial activity or sale, agriculture, and purchase of fixed properties. This is what NBFCs deals in. And I am sharing this with you because I have found difficulty in getting it in the beginning. So, I think you too may be in need of this term “NBFC” in depth. It’s work and operations are regulated by the RBI- RESERVE BANK OF INDIA within the frame work of the [[Reserve Bank of India Act, 1934]] (Chapter III-B) and the directions issued by it.

Before you actually apply for Personal Loans from different or multiple banks at the same time, you must try to understand the different consequences of theirs. As you know that interest rates in Personal loans are comparatively higher than any other loans. So, this will not be a piece of cake to manage these different loans at the same time. Not only this, it will also impact on your credit history. The lenders may be reluctant to give money in further upcoming requirements. So, you must be aware for these acts before getting in it.

Some factors to be considered before applying for the Personal Loan although you have existing loan are as follow:

1. Difficulty in facing the future borrowing requirements-

The probability of getting the loan approval will be degraded accordingly and may have to face many queries related to your credit report.

2. Getting personal loan although you have the existing loan will affect your credit score adversely-

It may sound pleasing in getting two different loans simultaneously.  But it is not what you feel or think accordingly. It will only increase your liability to pay off per month. Just imagine if you fail to repay the loan on its actual time period then the probability of getting the loan approved in the future will be of no surety that you can avail or be approved for it.

So, you can say that taking Personal Loan although you have existing loan is not a big deal if you get them in the proper and the sequential way. Just you have to follow the procedure of what it is looking for to get that services.

[antworksmoney-blog]

Why to Get Loan & Use This loan as an Assets in Your Life and Save Money

Financing your family during and the time of their need are many but few of them , I would like to bring it in front of your eyes are wedding occasions, educational requirements, unforeseen health conditions and many more things are there for which we get ourselves to apply for Loans Against Property.  

This getting Loan against your Property not only help and reduce our burden during the time we need it the most but also they are beneficial in many situations in our daily life. So, getting loans are not at all a bad idea. If you really want to save something then it is a very good and appropriate way of saving and making assets with the present income. Which will save us much and even more than what we can have from somewhere else.

So, I personally will advise you all that getting and applying for Loan against Property is a great investment if you really want to save Money.

Here in our country there are many such loan providers who are personally working on it. And many of them are as follows:

1. RBL Bank loans against property 2. AXIS Bank loans against property 3. TATA CAPITAL Bank loans against property 4. ICICI  Bank loans against property 5. Yes Bank loans against property 

All banks have their own Personal Processing fees, Rate of Interest over the loans they grant. And all these can be done in an efficient and prominent way. Loans against property Pledge your property to meet your personal or business goals with Antworks Money loans against property provider.

Apply for loan against property by pledging your commercial or residential property as collateral. Get up to 60% of your property’s value with loan against property. Enjoy competitive interest rates and customised options with the hassle-free processing on loans against property.

With low EMIs and speedy loan approvals, our loans against property are the ideal solution to meet your immediate financial needs.

So, after getting all these information: we can conclude that getting and applying for loans are a great idea indeed.

[antworksmoney-blog]

Applying for Loan against a property at #Gurgaon is no more a troublesome task. You just need to visit online and explore dedicated platforms like #AntworksMoney and more. An applicant can #mortgage his/her property to raise a loan on attractive terms.  Similarly, any person in need can also apply for a personal loan at low rate of interest.

[antworksmoney-blog]

Availing home loans today has been made simple and easy for people interested in buying a home. There are home #loan #offers announced by different banks to attract more customers. The government of India has also announced the irresistible PMAY home loan scheme to encourage more families to own their dream home with ease. Apply at AntworksMoney to avail attractive #home loan offers. - https://bit.ly/2Qy4ImY

[antworksmoney-blog]

Check your score yourself, When you #apply for a #Personal #loan, the bank will check your #credit #score. - https://bit.ly/2ThQ0pB

[antworksmoney-blog]

Loans For People With Low Credit Score. Your journey from #rejection to approval of loans begins here ! #Antworksmoney offers #loans to people, who have low #credit #scores and are struggling to break a cycle of #poor #credit. https://bit.ly/2GxWmuZ

[antworksmoney-blog]

Availing the benefit of the #lowest home loan interest rate in India is very easy for the #employed or #businessmen with good CIBIL score. All the nationalized and #private banks along with the various financial institutions dealing in #home loans come forward to provide them with the best home #loan offers from #banks in India. Read More - https://bit.ly/2N0bZf6

[antworksmoney-blog]

If you are new to investing and don’t want to spend months and years learning the correct way to do it OR if you’ve been #investing for a time and now have a portfolio that is too large for you to handle on your own, a #fund #management services could be of a great help for you. Read More - http://bit.ly/2SKAx0Q

[antworksmoney-blog]

Quick processing, #low #interest rates on the market, flexible repayment options, are just a few highlights of a #business loan from #AntworksMoney. Read more - https://bit.ly/2RQjztp

[antworksmoney-blog]

Loans have now become an easy part of our life. It lets us buy the things which are out of our #budget and makes us a little less worried about paying the whole amount at once. #Personal #loans give us any easy way to buy anything we want but obviously, need to pay everything back with the agreed rate of #interest. Customers should surely consider the best #unsecured personal loan #offers to #save on interest. Read More - http://bit.ly/2SzH66s

[antworksmoney-blog]

Hiring the Best Home Loan Offer Provider in Delhi, NCR

Every individual lives up a desire of buying or constructing a new residential property in the primary areas of Delhi, where they can enhance their living standards and fulfill the dream of their family. But buying a house is not an easy task as it requires a lot of money and intensive planning.

Therefore, the vast majority of people are diverting towards the home loan products that are the best and powerful tool for borrowing fund without much burden. Today, most of the people are reaping the benefits by burrowing funds from the different home loan provider in Delhi and money lending companies.

Both the governments, as well as private banks are offering unique and attractive housing borrowing funds to the working individuals, professionals, employees, and businessmen at the cheaper rate of interest.

The banks have also earned a wonderful in the market, therefore, more and more individuals are availing the product from the reputed institutes. However, availing the best home loan offers in Gurgaon requires proper financial planning and a customer should take steps carefully as it is the most important decision. The availability of income in sufficient quantum is one of the best ways to grab cheap housing finance.  

The different banks offer home loans at a different rate of interest that can confuse you and may create hassle during the procedure. In such cases, you can hire a home loan provider who can provide you with the best package of low interest rates and long tenure, within a financial reach.

Such types of companies are offering you lot of opportunities to compare and choose the best product that suits your budget. A home loan provider in Delhi and other locations clear your points by providing you with the relevant information about the different policies, packages, tenure, repayment period, interest rates, documentation, processes, etc. that can help you in getting a hassle-free and smooth home loan deal.

However, the amount of the home loan to be sanctioned or availed depend on the cost of the house, your income, documents, age, and other verification that are the same in all the banks. But the rate of interest, the most vital tool that can determine the actual burden you are going to avail depends on it. Hence, one should strive for the best home loan offer in Gurgaon or other cities while planning to buy a home.  

The financial product service providers like Antworks Money and others are available to help valued customers compare the home loan interest provided by the various institutions dealing in home loans along with other financial products.

[antworksmoney-blog]

#Personal #loans and #gold #loans have their own pros and cons. With the unique features that make them a perfect pick on some occasions and not a good choice at others, it seems that the choice should be based on the requirements of the #customer. - https://bit.ly/2oVb3xs

[antworksmoney-blog]

Compare #personal #loan #online and begin your journey of easy payback policies and comparatively #less #prices. So, don’t forget to compare before you choose anything. - https://bit.ly/2HOV93L

[antworksmoney-blog]

JUST LIKE YOU HAND-PICK YOUR #DREAM CAR, COMPARE AND CHOOSE THE BEST #CAR #LOANS WITH #ANTWORKSMONEY - https://bit.ly/2TqkjHu

[antworksmoney-blog]

#Government Loan #Schemes Exclusively for Women Entrepreneurs to Grow Big. Bharatiya Mahila #Bank started as a bank that focused on providing finances to underprivileged women who wanted to start their own #businesses.

[antworksmoney-blog]

Bharatiya #Mahila #Bank started as a bank that focused on providing finances to underprivileged women who wanted to start their own #businesses. It was merged with #State Bank of #India on March 31st, 2017. - https://bit.ly/2TkmTib