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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/happy-new-year/

Happy New Year!

Happy Lunar New Year! 新年快樂! Blessings to you and your family.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/testimonial-tim-works-hard/

Testimonial: Tim Works Hard to Get What You Deserve!

A testimonial from Eric, a client with Afforce Law in 2016:

“Tim made sure to cover every single base for me, and worked hard to push the insurance for a settlement that was over 10-fold what I had originally been offered without his representation.”

Check out the rest of this testimonial and other people’s testimonials here.

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Happy Thanksgiving!

New Post has been published on http://www.afforcelaw.com/en/happy-thanksgiving/

Happy Thanksgiving!

Happy Thanksgiving from those of us from Afforce Law! Make sure to tell your loved ones how grateful you are for them today.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/testimonial-fantastic-attorney/

Testimonial: Fantastic Attorney

A testimonial from Heather, a client who worked with Afforce Law in 2016:

“Tim and his firm helped me get my settlement after I fell and broke my arm. He always kept me in the loop about my case and was quick to answer any and all of my questions. He never pressured me to make any decisions I didn’t want to and was always helpful. Every time I spoke with him he asked how I was doing and how my injury felt. Amazing law firm!”

To read other testimonials like this one, click here.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/testimonial-highly-recommend/

Testimonial: Highly Recommend!

From Duncan, a client for Afforce Law in 2013:

“I was looking at 30 years and Tim was able to negotiate it down with the prosecutor to 8 years with DOSA, meaning 3 years in-custody. I couldn’t have ask for better representation.”

Read other reviews for Afforce Law here.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/testimonial-made-a-bad-situation-manageable/

Testimonial: Made a Bad Situation Manageable

From Jon, a client who worked with Afforce Law in 2012:

“Tim showed a great deal of professionalism and attention to detail when it came to my cases.  Tim is not just a lawyer that you get out of a legal representation vending machine that will give you all the same answers as any other lawyer you hear about on the radio.  He has his own approach that is tailored to you and your specific situation.”

Check out the full testimonial, as well as testimonials from other clients, here.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/testimonial-personal-injury/

Testimonial: Personal Injury

From Yonca, a client who worked with Afforce Law in 2014:

“As an ARAG member, I retained Tim to handle my car accident case in 2014…[Tim] personally worked with me to answer written questions from insurance lawyer and sat with me throughout my deposition. The insurance company finally agreed to pay what we though was fair.”

Check out the full testimonial, as well as testimonials from other clients, here.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/testimonial-strong-advocate/

Testimonial: Strong Advocate

From Mike, who worked with Attorney Timothy Chiang-lin in 2013: “[Tim] helped me out and went the extra mile for me.  I strongly recommend him.  He is a great person.  He cares.”

Check out the full testimonial, as well as testimonials from other clients, here.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/testimonial-homeowners-insurance-claim/

Testimonial: Homeowner's Insurance Claim

From Max, a client who worked with Afforce Law for a homeowner’s insurance claim in 2016: “After trying to handle the [homeowner’s insurance claim] myself and getting nowhere, I hired Tim. Tim helped me go through the records..and the insurance company finally agreed to pay my claim. I recommend Tim’s service to anyone who needs help dealing with an insurance company.”

Check out the full testimonial, as well as testimonials from other clients, here.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/testimonial/

Testimonial

At Afforce Law, we take great satisfaction in treating our clients well and obtaining the best results possible for their case. From an anonymous client who worked with Afforce Law in 2015:

“It has been a great experience working with Attorney Timothy Chiang-Lin. He is highly knowledgeable and knows what he is doing. He patiently walked with me through the entire process over a period of many months. He has a calm demeanor and is confident and assuring. He listened and worked with my comfort level. He was always professional, never pushy and had my best interest at heart. He made what began as an unpleasant experience into a positive outcome. It has been a tremendous blessing working with him.”

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/why-not-have-the-at-fault-partys-insurance-pay/

Why Not Have the At-Fault Party's Insurance Pay?

One of the questions I get frequently goes something like this:

I was hit by another driver and we both agree that he/she was the one at-fault. We both have insurance. Why not have my physical therapist/chiropractor bill his insurance company directly? The answer to this question is No, not unless you have no other options. Usually, this question is motivated by the fear that one’s insurance rate will go up for making a no-fault claim. However, most folks do not know this, but Washington State law prohibits the insurance company from raising your rates for making a claim for which you are not at fault. RCW 46.52.130(2)(e). A couple of good reasons to avoid billing to a 3rd party’s insurer. First, your insurer has a legal duty of good-faith towards you because you have legal contract with your insurer. This means, your insurance company legally obligated to pay medical bills and respond to your inquiries promptly. With a 3rd party insurer, there is no such duty. In fact, the goal of the 3rd party insurer is to minimize the claim.

In addition, you would open the door to doctor/patient interference when your providers bills a 3rd party insurance. A 3rd party insurance may contact your provider to say they will only pay such an amount for a procedure. If you have a nagging injury and required treatment over a longer duration, a 3rd party insurer may contact your provider to say your injury should only take so long to treat, and it would not pay for any treatment beyond an arbitrary time period. In short, generally it is not a good idea to submit bills to a 3rd party insurer. The only situation where you might consider approach is if you have no other way of paying for medical bills. If you do not have Personal Injury Protection, and you do not have health insurance, and cannot otherwise pay for medical care, have 3rd party insurer pay for treatment.

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New Post has been published on Afforce Law

New Post has been published on http://www.afforcelaw.com/en/priceless/

Priceless

Priceless

Insurance’s offer to unrepresented injured client: five hundred dollars. Insurance’s offer after receiving Afforce Law’s demand letter: five thousand dollars. Handing the client a twelve-thousand dollar check after filing a lawsuit: Priceless.