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kashishipr · 4 years ago

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Intellectual Property (IP) counts as one of the most crucial elements when it comes to perusing a merger and acquisition activity. Whether directly or indirectly, a company’s brand value is built and maintained, attributing to the strength of its innovation portfolio, which can be utilized strategically to extract optimum commercial benefits and eventually a worldly reputation as well. Therefore, it is integral for corporations to maintain precise records as well as read their assets in line with the company objectives to secure an edge in the market.

Advantages of Intellectual Property in M&A

Value Creation and Addition: IP can help maintain and build the value of the asset portfolio held by the company, which finally adds to the reputation of the entity. Consider, for example, Johnson and Johnson, whose value of IP assets totals up to 87.9%; others like Microsoft and Merck are evaluated at 98.7% and 93.5%, respectively when it comes to their intangible assets. Since innovating through one’s R&D section may not always be a feasible option, considering IP as a subject-matter inclusive of the M&A transaction can be a better option. Therefore, companies should be on a constant lookout to identify novel and commercially viable innovations to add to their individual company portfolio.

Transfer of Technology: IP, both as a consideration and subject-matter of the M&A, aids in acquiring the IP assets at much greater ease. The transfer of technology is simplified when compared to tangible assets.

Diversification: While pursuing an M&A, diversification of business goals can be achieved through acquiring IP assets. Doing so also enables an entity to experiment in different directions before actually expanding into a particular fixed direction. Hence, it is a good option and can open many different doors.

A successful example of this is when Dabur acquired Balsara Group companies, which eventually gave it extended access to seven well-established brands like Promise, Babool and Meswak toothpaste, Odonil air freshener, Odopic utensil cleaner, Sanifresh toilet cleaner, and Odomos insect repellent.

What is IP Due Diligence?

IP due diligence is a thorough investigation, which is conducted to understand the potential and value of the IP portfolio that a target company holds. The evaluation is conducted by considering all forms of IP assets like patents, copyright, industrial designs, trademarks, etc. The same can be offensive or defensive. Defensive due diligence is when the seller conducts the diligence, while offensive due diligence occurs when the initiative is undertaken by the buyer.

The Role of IP Due Diligence and Valuation in M&A

The mere presence of star patents or IP assets does not suffice a successful M&A capable of accruing benefits. Thorough due diligence is mandatory for strategic exploitation. Therefore, the portfolio comprising all IP assets should be read in terms of their strengths and the cost of maintenance, including the remaining time in the total period of exploitative rights reserved in the entity holding such assets. The same constitutes the overall health of the entire portfolio. Reading into the same allows the identification and mitigation of potential risks that may be associated with such a transaction. IP valuation is the most crucial step in IP due diligence. Therefore, to evaluate IP assets, the results of the due diligence are relied upon as they spell out the actual position and standing of the IP portfolio of the target-seller.

Since due diligence is subject to the needs of a particular company, IP valuation should be conducted in line with the goals to be achieved. A wrong method of discovering the value of the IP could lead to faulty findings. IP valuations must include all Intellectual Property Rights (IPRs) and intangible rights, for example, goodwill, employee know-how, etc. It is vital to consider not only the present value of the IPRs but also their future value. There are three methods of conducting an IP valuation (not exhaustive) as enlisted below:

Importance of Due Diligence from Different Viewpoints

Where due diligence is not conducted or is not comprehensive enough to derive decisive conclusions, it can invite much more than just trouble. A frequently cited example of this is that of Rolls-Royce Motor Cars being acquired by Volkswagen from the conglomerate Vickers PLC for a lump sum amount of US$790 million. The most crucial asset of the transaction, the Rolls Royce brand itself, was left out during negotiation. This brand-name was then, in a separate transaction, acquired by BMW for US$66 million, which was sold by a British jet engine maker, Rolls-Royce PLC. It is amusing how Volkswagen owned the Rolls-Royce automobile business but could not sell the manufactured cars under the Rolls-Royce brand name. This example is a valuable lesson.

Important Steps of Conducting Due Diligence

Non-Disclosure Agreement (NDA) – The fundamental step before exchanging any priority-class information is the signing of NDAs. These should be mutually signed between both the parties to the transaction, the acquirer as well as the target-seller, to safeguard information culminating from either end. In the absence of such an agreement, enforcing one’s right in court may prove to be arduous, although not impossible, as observed in the Stac vs. Microsoft case. In the said case, Microsoft willingly expressed to collaborate with Stac on its data compression program, and later, it introduced an update in Microsoft MS-DOS 6.0 with its version of Stac’s program in the absence of a license agreement for which Microsoft was taken to court.

Identification – After signing the NDA, the acquirer can be safely exposed to IP assets, including not just patents but trademarks, copyright, industrial designs, etc. Transparent disclosure of information with respect to each asset can be exchanged to ensure informed decision-making.

Subject-matter Evaluation – Once the IP assets of the target-seller are identified, an evaluation of their current footing can be made. Such an evaluation should include the following:

The validity of IP assets should be assessed concerning both registered and pending applications. Companies should read into the assets with expired registrations as well to collect antecedent data and how the assets performed and influenced in maintaining the target seller company. Pending applications are equally vital since they might mature into full-fledged registration accruing the owner’s statutory rights against infringing use.

Ownership of the IP assets should be determined. There are instances where the target seller has subsidiaries that utilize the assets without concluding a formal agreement as it becomes a customary practice. Such instances should be identified and addressed while negotiating an M&A transaction.

Jurisdictional Evaluation – All IPRs are territorial and have an expiry date within each particular jurisdiction where the rights are registered. Therefore, it is imperative to evaluate the IPRs in each respective jurisdiction where the acquirer wishes to exploit the said right. The subject-matter evaluation of each of these jurisdiction-specific IPR has to be conducted.

Third-party Rights – As also mentioned above, it is imperative to determine the existence of any third-party rights in the targeted IP. If the third-party interest is identified, the scope and nature of those rights should be evaluated as they might deter the acquirer from exploiting his rights. These third parties could include a wide range of actors participating through distribution agreements, packaging agreements, licensing agreements, contractual agreements with third parties, and internal employee agreements.

Litigations – A lot of capital is wasted in costly litigations or dispute settlements. Therefore, an analysis of an existent dispute or a probable dispute can have severe implications on the rights of the acquirer to utilize the IP asset. After establishing that a certain asset is disputed, the acquirer should consider the probability of having a decision in his or her favor from the court, the costs that may be incurred in furtherance of such proceedings, the total time it may take to come to a decisive conclusion.

A much-cited example of these aspects is when Viacom had proceeded against Google for a US$1 billion action following Google’s US$1.6 billion purchase of YouTube, for the reason that YouTube had infringed upon its rights. Google’s acquisition team had not taken into consideration YouTube’s business conflicts with other parties, which ended up costing it heavily.

Report Formation – Once the data is collected and all aspects are determined, a due diligence report is prepared, which points out the potential risks and liabilities that should be weighed against the listed benefits associated with the IP being dealt with in the transaction. The risk management strategies may also be listed in the report with the many alternatives that can convert viable disadvantages into beneficial stances.

Warranties and Indemnities – The relevant IP warranties and indemnities must be executed by both parties. IP warranties are the warranties that explicitly state that the target seller is the lawful owner of the IP assets forming part of the transaction, and they do not infringe upon any third-party’s rights. IP Indemnities are taken from the target seller wherein he or she agrees to indemnify the acquirer against any third-party infringement claims concerning the IP rights assigned. The terms of these instruments can be conditional depending on the mutual agreement between the parties.

Once the M&A is concluded between the parties, the acquirer must update the IP assets against his or her name with each IP office located in different jurisdictions. Timely recordal of changes is a must.

Conclusion

It can be concluded that IP assets have greater implications, and therefore, play a vital role in transactions like M&A. As a general principle of caveat emptor, the acquirer should make all decisions following a well-informed backdrop, which is many a time handed over by the seller in the form of a due diligence report. However, it is preferable to conduct one’s due diligence inclusive of IP valuation. Organizations that administer their IP portfolios efficiently will ultimately be the title holders since a majority of M&As, in times to come, will take place only to transact the IP of the target seller, leading to rapid growth on such a basis. ✅ For more visit: https://www.kashishipr.com/

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anctilbrayen · 4 years ago

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lying about address on car insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :insureforeverybody.info

lying about address on car insurance

lying about address on car insurance covers. Car.com provides car insurance shoppers the power of a modern search engine of websites. Their tools are easy to use and they are an extension of their parent company, which is much the same thing. The main difference between their websites and real-life-places for car insurance is the ability to compare rates. It has been an invaluable tool in the last decade, as these products offered consumers a range of different discounts. Since the industry has changed drastically, the average car insurance costs are expected to continue to rise. This information is a great tool to get your own insider, both in general terms and the future. To the best of our knowledge, it has become more mainstream for insurance companies to use their algorithms in order to find the cheapest rates. In the next section, we will look at the biggest issues that might drive car insurance pricing. Insurance companies can often target lower-than-average levels of automobile insurance coverage. If you are on the hunt for the cheapest auto insurance, we. lying about address on car insurance, and this factor often comes into play in determining premiums, since there s more of a chance that your motor club will have to pay out on any claim. So what would happen on the other side of the law if you re also unable to name your primary lender as your lender on your car insurance policy? In your search for car insurance, you want to make sure to look for any information about your credit rating, as there s a likelihood your insurer will be tempted to suggest you as a better target. This could be attributed to higher risk when someone is driving with a higher credit score than they have, or you have fewer or no debt by the time an applicant is ready, but it s also possible that an insurer can find out something about your family history and/or financial history. At the very least, you ll have to be able to name the primary borrower of your vehicle as an additional insured, and that means also calling the vehicle owner as an additional insured if a lawsuit arises and. lying about address on car insurance is probably enough. If you get hit by an uninsured driver, they will probably say that you are underinsured. That is an easy way to get yourself into a big financial mess if you have to go to court. I am glad that I dont have a job. And I cant pay my car taxes? I am glad that I do? You dont need to get an accident report. But as long as you have an at-fault collision the only way you can get back is if you put others at fault. If insurance companies refuse to cover you, you have no other option, even if you have a big bill for them. All of these people have the same amount of insurance and if you have it over what the car was for you as a driver in an accident, what do you get back for it? In many cases the car had a history of uninsurable events, accidents that did not cause the claim or any other kind of damage. For example, you.

Why Car Insurance Companies Check Your Address

Why Car Insurance Companies Check Your Address Many insurance policies will include a check for any insurance company located in your ZIP code that includes a car insurance check list. This is particularly important if you or your vehicle owner is licensed or living elsewhere in the same state. In the absence of this check, it’s advisable to call someone locally to request a car insurance check. If you are a driver in your own family who is facing a DUI violation or a similar driving violation, you have a few ways you may be able to get auto insurance discounts on your own. Your auto insurance is an important part of protecting your family, as the amount your rates go up can be financially devastating. This also applies to drivers of other races that may have limited options when it comes to auto insurance discounts. For example, a person of Mexican national origin may not be able to receive standard car insurance discounts in every state, although many companies may offer a large variety of auto insurance discounts for this particular ethnic.

How can you ethically save money on your car insurance policy?

How can you ethically save money on your car insurance policy? If you’re unsure what each option is for you insurance, we can help. To help you be sure your insurance rates are competitively treated with the most reliable companies. We understand the importance of knowing the best deals, considering any type of coverage. When it comes to saving money on your car insurance, the only solution is to as well as apply for your coverage today. The process to enroll through a group life insurance program (LIC) involves the purchase of a policy for the group, usually through a single organization or a single health insurance company. While it is possible to go through a LIC at a community rate, the best LIC programs typically provide access to a number of benefits. LICO and other groups typically do not cover all expenses, and the policy itself is often limited to $1,300 per unit of insurance (often referred to as . LICO, which also provides health insurance to high income consumers and individuals.

Putting your car insurance under your parents’ name

Putting your car insurance under your parents’ name for the same level of coverage. There is a number of reasons for this. Parents want you to have coverage of the same quality and coverage for the same price—so if their insurance needs are going to be extra valuable to them, your parents may be happy with what they know. In this case, you may want to buy extra protection so you could show their parents that you were paying for insurance at the same level they owe, instead. You can buy a policy on both parents’ names, and the price will be the same. It’s best to talk to a financial adviser if your parents need to get their own coverage, and if you are just getting quotes. For example, you may be able to get a better price for your parents’ insurance because you are both 26 years old. That said, you can buy a policy on your parents’ 18-year-old daughter’s father, as well. If he is only required to buy a certain.

Lying About Your Address for Car Insurance

Lying About Your Address for Car Insurance › › › Compare the cheapest companies and saves! : We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn t influence our content. Our opinions are our own. : We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts. Car insurance is a complicated topic for many drivers. But in general, drivers find out pretty well that it’s difficult to find cheap car insurance rates. The key is to compare quotes online and get a few quotes. While most drivers will only be able to get car insurance quote from one company, they can save hundreds at one time. We’ll show you how to compare car insurance. When comparing quotes, it pays to look at the following factors: Insurance companies look at many.

Someone could be using your address to get lower auto insurance rates. Lying about your residence could result in up to 5 years in prison and a $50,000 fine.

Someone could be using your address to get lower auto insurance rates. Lying about your residence could result in up to 5 years in prison and a $50,000 fine. The next best method is to call your current car insurance company or call your old car insurance company for a quote. The last tip is to look for a reputable insurer that doesn’t use tracking devices or a deceptive name. If you’re paying too much on your car insurance, check with your insurer, the agent, and your old car insurance company, or call the number on the back of your phone booklet or online. You can also work with an independent car insurance agency or broker that sells their services directly. The only way to find the right company for you? Tell the owner of your car insurance policy which company is more expensive for your state. It’s that easy! your car insurance policy to find low-cost car insurance in Florida. Get all of the car and homeowners insurance coverage that you need to get a bargain on a great auto insurance policy. Whether you rent, own, or rent a car, you need the right kind of Florida car insurance..

Can I insure my car from a different address?

Can I insure my car from a different address?If you’re insuring your vehicle from a different address, you can’t simply switch to a different insurer. You’ll need to provide your vehicle registration and license plate. To do this, you can also check with the state insurance department to ensure you’re still getting the cheapest car insurance you can. Unfortunately, the easiest way to get the cheapest car insurance for resale is by combining your options. You might be tempted to spend a bit more than just your state’s minimum car insurance requirements, but the savings could be thousands of dollars in savings! Most car insurance companies have discounts for bundling homeowners and auto insurance, meaning that you can save hundreds of dollars per year on your premiums. If you’ve worked in the insurance industry for more than a decade, you probably already know that policies with more comprehensive coverage can be more expensive than policies with sufficient coverage minimums. But did you know that by bundling these policies together, you could.

Free Auto Insurance Comparison

Free Auto Insurance Comparison Enter your ZIP code below to view companies that have cheap auto insurance rates. Secured with SHA-256 Encryption As long as a specific car can be registered, it won’t necessarily have to be insured that way. That’s why if you want to make sure that you are carrying the minimum coverage for your state you will need to speak to an agent to help you determine if that particular car qualifies. The first thing you should do at the beginning of the process is to get quotes from several companies. A quick quote will give you all of the coverage and pricing details. Before you start you should also get quotes from the insurance companies on your policy. A few more sources will give you a good idea of which companies don’t require you to purchase additional protection. So once you get a quote for your particular car in the most accurate possible way you can be sure that you are taking advantage of the coverage that fits your specific requirements.

Drivers often wonder, do car insurance companies check your address? Yes, car insurance companies check drivers addresses because car insurance rates vary by ZIP code. Car insurance at the most expensive ZIP codes costs $2,361 more per month (or $28,332 more per year) than car insurance at the cheapest ZIP codes in the U.S. Because of this, drivers lie about their addresses to reduce their rates, so car insurance companies check addresses regularly to reduce insurance fraud. Unfortunately, if one of you lies about where you live, your insurance rates will be the lowest. According to the Insurance Information Institute, you could face $2,000 in fines if caught driving without insurance. Be aware that if you do not obtain a valid license for five years, you could lose your license and then be forced to pay a fine of up to $1,500, or lose your registration suspended. If you have already passed the driving test, you might just need to show proof of insurance. This method removes your vehicle from the lot and indicates to ticket companies your location prior to purchase. However, if you do not have a current auto insurance policy, you might have a harder time finding a new policy elsewhere (and vice versa). In all but three states, insurance rates are higher than that found in other states. In the vast majority of states, your driving record is taken into account when calculating your car insurance rate. In states where a violation takes place, insurance companies consider.

Lying on an insurance application about winter tires

Lying on an insurance application about winter tires for your car may lead to some bad company customer service, which is why insurance is so important. Insurance Coverage As the name implies, insurance providers offer the following coverage types to vehicles based on their characteristics and specifications: Matching physical coverage – This is optional in insurance and provides higher limits on claims payout depending on the circumstances of the accident. It’s worth mentioning that your vehicle’s liability coverage will also protect if another driver hits you, or causes damage to the other driver’s car. Uninsured or underinsured motorist coverage – This is coverage for your liability in case you are in an accident with a driver who doesn’t have collision insurance. Although it does not provide you with liability coverage, this coverage is recommended as a crucial piece of protection. More Information In addition to covering a vehicle on which your current insurance policy provides your safety and security, auto insurance also comes with the possibility of liability coverage, which is similar to.

Lying about your address on your car insurance

Lying about your address on your car insurance? Maybe you’re a homeowner, or we’ve got you moving, because of a life event, like getting divorced? And your car insurance? Maybe you’re driving an unfamiliar car you’ll never use. And what are the consequences of getting a speeding ticket if you get pulled over and you are not legally allowed to be driving, even for a speeding? Here’s the good news, your car insurance rates will probably go down even though you’re paying more. But if a driver is found to be at fault and responsible for a car accident, your insurance rates could go up, even if you were not cited. You will have to contact your insurance company and determine whether they are adding to your rate, even if you don’t have any traffic violations on your record. There are other ways you can save on a car insurance policy, such as bundling your home and auto together, insuring more than one car, and taking.

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zanytimetravelenthusiast-blog · 5 years ago

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scifigeneration · 8 years ago

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Robots and AI could soon have feelings, hopes and rights … we must prepare for the reckoning

by Christopher Markou

Get used to hearing a lot more about artificial intelligence. Even if you discount the utopian and dystopian hyperbole, the 21st century will broadly be defined not just by advancements in artificial intelligence, robotics, computing and cognitive neuroscience, but how we manage them. For some, the question of whether or not the human race will live to see a 22nd century turns upon this latter consideration. While forecasting the imminence of an AI-centric future remains a matter of intense debate, we will need to come to terms with it. For now, there are many more questions than answers.

It is clear, however, that the European Parliament is making inroads towards taking an AI-centric future seriously. Last month, in a 17-2 vote, the parliament’s legal affairs committee voted to to begin drafting a set of regulations to govern the development and use of artificial intelligence and robotics. Included in this draft proposal is preliminary guidance on what it calls “electronic personhood” that would ensure corresponding rights and obligations for the most sophisticated AI. This is a start, but nothing more than that.

If you caught any of the debate on the issue of “electronic” or “robot” personhood, you probably understand how murky the issues are, and how visceral reactions to it can be. If you have not caught any of it, now is a good time to start paying attention.

The idea of robot personhood is similar to the concept of corporate personhood that allows companies to take part in legal cases as both claimant and respondent – that is, to sue and be sued. The report identifies a number of areas for potential oversight, such as the formation of a European agency for AI and robotics, a legal definition of “smart autonomous robots”, a registration system for the most advanced ones, and a mandatory insurance scheme for companies to cover damage and harm caused by robots.

The report also addresses the possibility that both AI and robotics will play a central role in catalysing massive job losses and calls for a “serious” assessment of the feasibility of universal basic income as a strategy to minimise the economic effects of mass automation of entire economic sectors.

We, Robots

As daunting as these challenges are – and they are certainly not made any more palatable given the increasingly woeful state of geopolitics – lawmakers, politicians and courts are only beginning to skim the surface of what sort of problems, and indeed opportunities, artificial intelligence and robotics pose. Yes, driverless cars are problematic, but only in a world where traditional cars exist. Get them off the road, and a city, state, nation, or continent populated exclusively by driverless cars is essentially a really, really elaborate railway signalling network.

Artificial minds will need very real rights. Shutterstock

I cannot here critique the feasibility of things such as general artificial intelligence, or even the Pandora’s Box that is Whole Brain Emulation – whereby an artificial, software-based copy of a human brain is made that functions and behaves identically to the biological one. So let’s just assume their technical feasibility and imagine a world where both bespoke sentient robots and robotic versions of ourselves imbued with perfect digital copies of our brains go to work and “Netflix and chill” with us.

It goes without saying that the very notion of making separate, transferable, editable copies of human beings embodied in robotic form poses both conceptual and practical legal challenges. For instance, basic principles of contract law would need to be updated to accommodate contracts where one of the parties existed as a digital copy of a biological human.

Would a contract in Jane Smith’s name, for example, apply to both the biological Jane Smith and her copy? On what basis should it, or should it not? The same question would also need to be asked in regard to marriages, parentage, economic and property rights, and so forth. If a “robot” copy was actually an embodied version of a biological consciousness that had all the same experiences, feelings, hopes, dreams, frailties and fears as their originator, on what basis would we deny that copy rights if we referred to existing human rights regimes? This sounds like absurdity, but it is nonetheless an absurdity that may soon be reality, and that means we cannot afford to laugh it off or overlook it.

There is also the question of what fundamental rights a copy of a biological original should have. For example, how should democratic votes be allocated when copying people’s identities into artificial bodies or machines becomes so cheap that an extreme form of “ballot box stuffing” – by making identical copies of the same voter – becomes a real possibility?

Should each copy be afforded their own vote, or a fractional portion determined by the number of copies that exist of a given person? If a robot is the property of its “owner” should they have any greater moral claim to a vote than say, your cat? Would rights be transferable to back-up copies in the event of the biological original’s death? What about when copying becomes so cheap, quick, and efficient that entire voter bases could be created at the whim of deep-pocketed political candidates, each with their own moral claim to a democratic vote?

How do you feel about a voter base comprised of one million robotic copies of Milo Yiannopolous? Remember all that discussion in the US about phantom voter fraud, well, imagine that on steroids. What sort of democratic interests would non-biological persons have given that they would likely not be susceptible to ageing, infirmity, or death? Good luck sleeping tonight.

Deep thoughts

These are incredibly fascinating things to speculate on and will certainly lead to major social, legal, political, economic and philosophical changes should they become live issues. But it is because they are increasingly likely to be live issues that we should begin thinking more deeply about AI and robotics than just driverless cars and jobs. If you take any liberal human rights regime at face value, you’re almost certainly led to the conclusion that, yes, sophisticated AIs should be granted human rights if we take a strict interpretation of the conceptual and philosophical foundations on which they rest.

Who will win the AI vote? Shutterstock

Why then is it so hard to accept this conclusion? What is it about it that makes so many feel uneasy, uncomfortable or threatened? Humans have enjoyed an exclusive claim to biological intelligence, and we use ourselves as the benchmark against which all other intelligence should be judged. At one level, people feel uneasy about the idea of robotic personhood because granting rights to non-biological persons means that we as humans would become a whole lot less special.

Indeed, our most deeply ingrained religious and philosophical traditions revolve around the very idea that we are in fact beautiful and unique snowflakes imbued with the spark of life and abilities that allow us to transcend other species. That’s understandable, even if you could find any number of ways to take issue with it.

At another level, the idea of robot personhood – particularly as it relates to the example of voting – makes us uneasy because it leads us to question the resilience and applicability of our most sacrosanct values. This is particularly true in a time of “fake news”, “alternative facts”, and the gradual erosion of the once proud edifice of the liberal democratic state. With each new advancement in AI and robotics, we are brought closer to a reckoning not just with ourselves, but over whether our laws, legal concepts, and the historical, cultural, social and economic foundations on which they are premised are truly suited to addressing the world as it will be, not as it once was.

The choices and actions we take today in relation to AI and robotics have path-dependent implications for what we can choose to do tomorrow. It is incumbent upon all of us to engage with what is going on, to understand its implications and to begin to reflect on whether efforts such as the European Parliament’s are nothing more than pouring new wine into old wine skins. There is no science of futurology, but we can better see the future and understand where we might end up in it by focusing more intently on the present and the decisions we have made as society when it comes to technology.

When you do that, you realise we as a society have made no real democratic decisions about technology, we have more or less been forced to accept that certain things enter our world and that we must learn to harness their benefits or get left behind and, of course, deal with their fallout. Perhaps the first step, then, is not to take laws and policy proposals as the jumping-off point for how to “deal” with AI, but instead start thinking more about correcting the democratic deficit as to whether we as a society, or indeed a planet, really want to inherit the future Silicon Valley and others want for us.

To hear more about the future of AI and whether robots will take our jobs, listen to episode 10 of The Conversation’s monthly podcast, The Anthill – which is all about the future.

Christopher Markou is a PhD Candidate, Faculty of Law at the University of Cambridge.

This article was originally published on The Conversation.

#technology #technopolitics #robots #artificial intelligence #robotics

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barryswamsleyaz · 4 years ago

Text

Microchips for Dogs Pros & Cons

One in 3 animals will certainly obtain lost during their lifetime and 10 million pet dogs are lost in the U.S. yearly. That’s a quote of the American Humane Association. The good news is, there are several means of determining and also returning a family pet with her owners. Silicon chips for dogs are an affordable, tamper-proof option.

However, integrated circuits do feature a couple of drawbacks.

What is a silicon chip?

Let’s begin with the most important concern: What precisely is an integrated circuit? Well, a microchip is a little transponder device with an one-of-a-kind 9, 10, or 15 figure number.

This number belongs to a family pet recuperation system. It’s injected right into a pet dog’s body and also stores get in touch with information concerning their owner. As an example, their address, name and phone number.

Furthermore, silicon chips for dogs also store info about the canine (or feline) itself such as:

Species

Type

Picture

Sex

Birth date

Weight

Coat shade

Spayed/Neutered condition

Rabies tag number

Other features

Vet

The details kept on it can be read by a microchip reader like the ones that vets, shelters, and rescue facilities have. That being said, it’s a convenient way of reuniting shed pets with their proprietors.

There are three pet recognition microchip frequencies in operation in the U.S.: 125 kHz, 128 kHz as well as 134.2 kHz.

134.2 kHz is the ISO criterion (International Standards Organization), which is the key frequency used worldwide.

Why my dog Wally is microchipped

Hi, this is Barbara. I compose for That Mutt routinely. My canine Wally was currently microchipped

when I embraced him from a rescue organization in very early 2019. That’s why I didn’t need to payfor the treatment. In fact, all I had to do was reach out to Home Again, his integrated circuit company,

and also upgrade the ownership details they had on documents. I gave them my name as well as address, contact number, and provided an extra recent image of Wally than they carried file. In addition, I also updated Wally’s name due to the fact that I had altered it from Pablo to Wally.

Barbara and Wally, formerly Pablo Yes, you probably thought it, I was satisfied that Wally already came with a chip. If Wally had not been microchipped, it would have been just one of

the initial to-do’s on my doggie duty list!

Microchips for canines provide assurance Certain, Wally constantly uses his collar together with numerous different ID tags. But I recognize that if he removes unexpectedly and also loses his collar tag with my telephone number on it, possibilities are still fairly high that he’ll be gone back to me because of his silicon chip.

That’s since sanctuaries, rescue facilities and also vets have silicon chip readers. Even some police stations have them.

Below’s a fascinating reality for you. My current house state is North Carolina. In 2013, the Senate made it compulsory for pet control to check roaming dogs they get for a microchip! This new law was carried out in an effort to alleviate congestion in animal sanctuaries. Up until after that, it was just advised that wanders off be scanned for a chip.

Do you understand if your state passed a similar bill? Let us understand in the remark area, we ‘d be interested to learn about it!

Exactly how big is a microchip for pets?

A silicon chip is only the size of a grain of rice. It’s tiny sufficient not to trigger any pain in the pet’s body. It’s injected right into the fatty tissue between the pet dog’s shoulder blades making use of a needle.

This needle is larger than the ones utilized for vaccinations, which is why Dr. Karen Becker advises to utilize a local anesthetic when the integrated circuit is placed. Although, this is sometimes not required.

Pros and also benefits of microchips for dogs Overall, microchips for pet dogs have a whole lot choosing them! The main benefits are: Proof that the pet dog is your own. Once it’s been injected without significant surgical procedure, it’s close to impossible to eliminate a microchip. This is available in handy in case of burglary or loss. Or even showing to a shelter that the pet is yours.Pet defense.

Satisfaction in instance your pet gets lost, specifically when he’s not wearing a collar with determining tags. Early injection. Silicon chips can be implanted right into an animal

‘s body once they’re 8 weeks old and alsoevaluate at least 2 lb.Lasts a life time. Silicon chips do not call for a battery, power supply, or any kind of similar moving parts to function. They’re made to last for 20+ years, so it should not need to be changed throughout a family pet’s life.Easy microchipping process. The injection is comparable to avaccination, so it’s an extremely fast process.Example of a dog rejoined I got a shed canine a couple of months ago who

had not been wearing a collar. The dog was running

alongside a country road, dragging a makeshift chain behind him. When I drew over as well as immediately ran to me, he was really friendly. I had him hop in my cars and truck as well as took him to a neighborhood vet. They scanned him for an integrated circuit, and also sure enough, he had one! The receptionist contacted the integrated circuit firm and was able to obtain his proprietor’s phone number. Therefore

, Rocky, the pet, was reunited with his proprietors a couple of hours later on! Cons of integrated circuits for pets So while silicon chips for pet cats as well as dogs do work when taken care of effectively, they additionally have a couple of downsides. : Small discomfort. When the silicon chip is inserted into the pet dog’s skin.

Risk of movement. Every currently

and afterwards the silicon chip travels away from the injection website, which makes it more difficult to locate and also check it.Potential health and wellness risks. It’s unusual, yet soft cells tumors can establish at the shot site.Mistakes proprietors make. The integrated circuit is worthless if it’s not signed up as well as upgraded with the proprietor’s contact details. It likewise needs to be upgraded when pet dogs change proprietors as well as when pet dogs move with their owners.Not fail-safe. Shed pets can’t take themselves to a vet or shelter tobe checked for their integrated circuit, so someone requires to take them there.No GPS function.

Microchips are easytransponders, meaning they don’t track a family pet’s whereabouts. Numerous brand names of integrated circuits exist. They operate on among three various frequencies below in the U.S., and not all veterinarians as well as shelters have global scanners that read all the different brands as well as frequencies.Cost of microchips for pet dogs The price to get a microchip is twofold: First, there’s the fee the veterinarian or shelter costs to implant the chip. Second,there is a registration fee with the silicon chip business. Occasionally this is an one-time cost as well as sometimes it’s annual.The average price of

a silicon chip implantation below in the U.S. is between $40-70. Often veterinarians use a discount rate for putting the silicon chip when the family pet is obtaining an additional treatment done, like sanitation. That was in fact the situation with my previous pups

, Boxer mixes Missy & Buzz. Their integrated circuits were from a business called PetLink.

Both were implanted for near to nothing when they had their particular neuter as well as

spaying surgeries. That just happened to be the company my then-vet utilized for their microchips. Boxer blends Missy & Buzz were both microchipped with PetLink Next off, there’s the registration price with an integrated circuit company. There is typically an one-time fee. Nonetheless, some firms also & offer

yearly subscriptions where you get accessibility to fringe benefits. I noted 7 various silicon chip business listed below. Some bill a single registration charge, others bill an annual fee. I additionally found out about one business that doesn’t bill anything.

Examples of silicon chip firms My puppy Wally is microchipped with Home Again. They bill an one-time fee

that lasts your pet dog’s lifetime. If you proceed an annual membership, you will get extra benefits that consist of: Toll-free accessibility to lost animal experts Quick shed animal alerts to taking part sanctuaries and also veterinarians Free clinical emergency situation hotline staffed with ASPCA vets Pet dog traveling help must a shed animal be found hundreds of miles far from residence According to Home Again, their microchips are”constructed from an inert, biocompatible material, which suggests it wo n’t create anallergic reaction or degenerate gradually. “Now this appears great to me! Besides Home Again, there are a variety of other microchip firms right here in the U.S. Make sure to examine closely with the firm you wind up picking to ensure you completely comprehend all the costs and also what’s included. 24PetWatch Annual($29.95 very first year,$19.95/ year after)as well as Lifetime($ 94.95)security subscription options. Furthermore, they likewise use animal insurance. AKC Reunite Lifetime enrollment for$19.50. No yearly costs.

Avid Life time enrollmentfor a single animal is$ 19.95 without annual costs. Several family pets (up to 3 )are

$49.95. Membership can be upgraded to Premium for a single fee of$6.00( gives capability to update account details online). PetKey Annual($19.99)and also life time enrollment options(between$45-151). PetLink One-time life time registration fee of $19.95 or option to update to the costs lifetime registration for an added single cost of$19.95. No month-to-month or yearly charges.< a rel=“noreferrer noopener” href=“https://www.freepetchipregistry.com"target=��

_ blank”> FreePetChipRegistry Like the name suggests

, this firm does not charge any type of enrollment or membership costs! “The world’s only Truly FREE 24/7/365 pet microchip windows registry and also healing solution for ANY BRAND of silicon chip”.

Are silicon chips needed for certain

types in some areas of the U.S.? There are a couple of nations who’ve made microchipping in pets obligatory such as the UK, butit’s normally not called for in the U.S.

Microchipping is volunteer in the U.S. with the exception of specific pet dogs– or in some areas, breeds– that are legally thought about”dangerous.”These breeds or pet dogs are legitimately

needed to be microchipped so that their proprietors can

be recognized and held responsible in situation of a bite or other hazardous actions. Check with your regional authorities to find out which dogs are required to use a silicon chip. Your veterinarian has the ability to offer guidance as well. Most international traveling

destinations require your pet to be microchipped with the 134.2

kHz frequency. If your dog has a various frequency silicon chip, he or she will require to be re-chipped with a silicon chip of that frequency prior to taking a trip abroad. Benefits of integrated circuits for felines Pet cats are additionally candidates for microchipping, and maybe even much more so than pet dogs! That’s due to the fact that they usually don’t use collars with a determining ID tag and also proprietor telephone number like dogs do. It in fact IS a great suggestion for outside cats to use a collar with an ID tag, ideally in enhancement to a microchip.

Also if she loses her collar, she has another opportunity of being reunited with her owner should she wind up in a shelter. Additionally, indoor felines also benefit from an integrated circuit. They can conveniently run away via a door that’s left ajar accidentally, or even via a window or patio display that’s damaged.

Lindsay’s feline, Scout Now we would certainly like to hear from you! Currently it’s your turn! Is your pet or pet cat microchipped? If you have any inquiries, let us know in the comments!

Barbara Rivers creates routinely for That Mutt. She is a blog owner, raw feeder as well as pet walker and also maintains the blog site K9s Over Coffee. Relevant blog posts: What to do if you lose your pet Should you accredit your pet?

What to place on your canine’s ID tags

from Lucky Dog Solutions http://www.luckydogsolutions.com/microchips-for-dogs-pros-cons/

from Lucky Dog Solutions https://luckydogsolutions.tumblr.com/post/622679723916640256

0 notes

kathydsalters31 · 4 years ago

Text

Microchips for Dogs Pros & Cons

However, integrated circuits do feature a couple of drawbacks.

What is a silicon chip?

Let’s begin with the most important concern: What precisely is an integrated circuit? Well, a microchip is a little transponder device with an one-of-a-kind 9, 10, or 15 figure number.

Furthermore, silicon chips for dogs also store info about the canine (or feline) itself such as:

Species

Type

Picture

Sex

Birth date

Weight

Coat shade

Spayed/Neutered condition

Rabies tag number

Other features

Vet

There are three pet recognition microchip frequencies in operation in the U.S.: 125 kHz, 128 kHz as well as 134.2 kHz.

134.2 kHz is the ISO criterion (International Standards Organization), which is the key frequency used worldwide.

Why my dog Wally is microchipped

Hi, this is Barbara. I compose for That Mutt routinely. My canine Wally was currently microchipped

Barbara and Wally, formerly Pablo Yes, you probably thought it, I was satisfied that Wally already came with a chip. If Wally had not been microchipped, it would have been just one of

the initial to-do’s on my doggie duty list!

That’s since sanctuaries, rescue facilities and also vets have silicon chip readers. Even some police stations have them.

Do you understand if your state passed a similar bill? Let us understand in the remark area, we ‘d be interested to learn about it!

Exactly how big is a microchip for pets?

Satisfaction in instance your pet gets lost, specifically when he’s not wearing a collar with determining tags. Early injection. Silicon chips can be implanted right into an animal

had not been wearing a collar. The dog was running

Risk of movement. Every currently

, Boxer mixes Missy & Buzz. Their integrated circuits were from a business called PetLink.

Both were implanted for near to nothing when they had their particular neuter as well as

Examples of silicon chip firms My puppy Wally is microchipped with Home Again. They bill an one-time fee

n’t create an

allergic reaction or degenerate gradually. “Now this appears great to me! Besides Home Again, there are a variety of other microchip firms right here in the U.S. Make sure to examine closely with the firm you wind up picking to ensure you completely comprehend all the costs and also what’s included. 24PetWatch Annual($29.95 very first year,$19.95/ year after)as well as Lifetime($ 94.95)security subscription options. Furthermore, they likewise use animal insurance. AKC Reunite Lifetime enrollment for$19.50. No yearly costs.

Avid Life time enrollmentfor a single animal is$ 19.95 without annual costs. Several family pets (up to 3 )are

$49.95. Membership can be upgraded to Premium for a single fee of$6.00( gives capability to update account details online). PetKey Annual($19.99)and also life time enrollment options(between$45-151). PetLink One-time life time registration fee of $19.95 or option to update to the costs lifetime registration for an added single cost of$19.95. No month-to-month or yearly charges.< a rel="noreferrer noopener" href="https://www.freepetchipregistry.com"target="

_ blank”> FreePetChipRegistry Like the name suggests

Are silicon chips needed for certain

types in some areas of the U.S.? There are a couple of nations who’ve made microchipping in pets obligatory such as the UK, but

it’s normally not called for in the U.S.

Microchipping is volunteer in the U.S. with the exception of specific pet dogs– or in some areas, breeds– that are legally thought about”dangerous.”These breeds or pet dogs are legitimately

needed to be microchipped so that their proprietors can

destinations require your pet to be microchipped with the 134.2

Lindsay’s feline, Scout Now we would certainly like to hear from you! Currently it’s your turn! Is your pet or pet cat microchipped? If you have any inquiries, let us know in the comments! Barbara Rivers creates routinely for That Mutt. She is a blog owner, raw feeder as well as pet walker and also maintains the blog site K9s Over Coffee. Relevant blog posts: What to do if you lose your pet Should you accredit your pet?

What to place on your canine’s ID tags

source http://www.luckydogsolutions.com/microchips-for-dogs-pros-cons/

from Lucky Dog Solutions https://luckydogsolutions.blogspot.com/2020/07/microchips-for-dogs-pros-cons.html

0 notes

wamatechblog · 2 years ago

Text

What Is the Process of Using an Online Car Buying-Selling App?

The business model you choose for your company will also influence whether you decide to buy an on-demand online used car buying and selling mobile app like Motorgy. Before you begin the process of hiring a mobile app developer, it is always advisable to understand your business needs, know who you want to target, what kind of services you want to offer, compare competitors, and understand the workflow.

Based on your requirements, you can choose one of the following business models:

Dedicated Car Buying and Selling App

Typically, businesses with multiple operating offices in various locations will consider this type of business model. Due to a dedicated business model for car sell and buy apps, business owners will receive a specific platform and will be able to automate their sell and purchase processes. Furthermore, business owners can list vehicles for sale so that interested parties can contact them directly and complete the transaction. The app's owner can also change, remove, and add cars to the app's list at any time.

Model for an Aggregator Car Sell and Buy App

This app model functions as a marketplace where buyers and sellers can meet to sell and buy cars. The primary responsibility of the app's owner is to provide a platform for dealers and sellers to post advertisements, list cars of various models, and allow customers to search for better opportunities based on their needs. You can profit from every sale made by using this app model as the owner of an app.

Based on your business strategies and goals, choose a business model that meets your needs and ensures complete customer satisfaction. However, before moving forward to create a strong solution, it is critical to understand what features you must include to make your app idea functional and useful.

Let's begin with a list of features and capabilities required to develop a sophisticated mobile app for car buying and selling similar to Motorgy.

Features Required for a Successful Online Car Sell-Buy App Like Motorgy

Developing an on-demand car selling and buying app like Motorgy is difficult when you are unsure of what to include in your app and what features and functionalities you want to offer. Before you begin, you should have an idea of what features your app will require. However, to help you create a successful mobile app, the following features and functionalities have been prioritised:

Motorgy Signup/App Registration Features for Creating a Buyer's Panel for an On-Demand Car Buy-Sell App:

This app, like all others, required users to enter personal information such as their name, email address, and contact information. You can hire a mobile app development company to create a simple signup process that is easy to use and quick to complete. Allow users to sign up for social media accounts with a single click, and all information will be automatically updated in the app's backend.

Box for searching:

This feature will allow users to filter available cars based on a variety of criteria, such as car model, price range, colour, brand, and more. Allowing customers to use multiple filters to find the features that are most relevant to them can significantly improve the user experience.

Vehicle Comparison

Online car comparison is a wise choice because the main reason for using this app is to find the most competitively priced cars in the user car market. Thanks to this feature, users of your app will be able to compare car prices as well as identify variations in mileage, specifications, and other factors. This feature will enhance the user experience and ensure long-term customer satisfaction with shopping.

Vehicle Exchange:

Include the option of car exchange to help users understand how much value they will receive if they exchange the car. They only need to add information about the cars, such as their specifications, model, and other details.

Contact Automobile Dealers:

The aggregator business model must include this feature and allow customers to speak directly with dealers to finalise the deal.

Message Requirement:

Allow customers to send dealers direct messages for any inquiry, including price quotes and information about specific cars.

View of a 3D car model:

Offering this feature allows you to customise the user experience while taking advantage of technological advancement. Using this feature, you can provide users with a 3D view of the interior and exterior of the vehicle. By varying the cursor's motion, buyers can get a better idea of the car's appearance.

Calculator for Loans

You can also offer in-app financing to make buying a car easier and faster. One of the main concerns for customers is the EMI required to purchase a car. This feature will inform buyers of the monthly EMIs that they must pay.

Roadside Service

This will be a feature that adds value to your app by offering buyers additional support services for the cars they buy through the app. You can hire a mobile app developer to customise the panel so that the admin can provide roadside assistance to its customers at any time their vehicle breaks down.

Make an Appointment:

After setting up an appointment, buyers can use this in-app feature to make plans to meet the sellers for a final negotiation at a public location. They can also schedule a test drive during the meeting to determine the actual condition of the car before making a purchase.

Loyalty Schemes

Offering customer loyalty points on every purchase that can be deducted from the total bill amount will boost customer loyalty and help the company grow its customer base.

Document Upload and Scanning:

To complete any car purchase transaction, documents must be uploaded within the app. To make the process easier, it is preferable to include a document scanning and uploading option within the app.

Notification via Push

This is an important feature of your app that allows you to keep your users up to date on all car deals, discounts, and offers.

Multiple Payment Options:

People today use a variety of payment methods as a result of digitization. Implement this feature and allow customers to pay with a variety of payment methods, such as PayPal, debit and credit cards, and others.

Calls and in-app messaging:

In order to conduct seamless communication between customers and dealers, it is best to provide an in-app call and chat option to discuss any type of query, such as car models, discounts, negotiation, and more.

Also read : Mobile App Development Company

0 notes

makbuleatcarolineoi04insura-blog · 5 years ago

Text

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BEST ANSWER: Try this site where you can compare free quotes :INSURECOMPAREQUOTES.US

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Maywood California Cheap car insurance quotes zip 90270

"Maywood California Cheap car insurance quotes zip 90270

Maywood California Cheap car insurance quotes zip 90270

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

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My current car is just costing far too much money in repairs for it to be worth it to keep piling money into. I'm a college student, so money isn't exactly plentiful, but its looking right now like I just need a new car, period. I have a decent job, and I could probably afford a car payment of around $200 a month just fine, however I am very concerned about any hidden cost with insurance. My dad told me that if I buy a car from a dealer, then I will have to switch my insurance to full coverage (I'm currently just on my dads insurance, and I only have to pay about $50 a month) but he says that if I get a new or used car from a dealer, I will have to change my insurance coverage and it will cost me more around 150-200 a month in insurance. And if you pair that with a car payment, I simply couldn't afford it and still be able to make rent and whatnot. So I came here to see if he is correct in this. I know there will be taxes, dealer fees, registration costs etc. but Its the insurance part of it that might make it impossible. Also, do I have to have my credit established for a certain amount of time before I can buy a car? I tried to avoid credit cards for as long as I could, so now Im still kind of new in the whole credit game.... Anyways, thank you for taking the time to read my question and hopefully answer it!! It is much appreciated!!""

If a person gets a speeding ticket while driving someones car and they want your insurance does it effect you?

if you let someone borrow your car and they get a ticket while driving your car do they need your insurance? and if you decided to make a copy and give it to them for proof of ...show more

How much does my car insurance go up after speeding ticket? ?

""How much can I expect to pay for car insurance in BC, Canada?""

I'm trying to budget for next year, and just need a rough estimate of what insurance will cost a 19 yr old female, driver training and defensive driving certificates, 2 years learners, 2 years GDL, 1.5 years full licence driving (total of 5.5 years driving experience), driving an older dodge turbo vehicle of some sort. Any broad range ideas?""

What do we tell the insurance company and what will happen?

Ok, my mother let my 14 year old son drive her car around the yard. He somehow managed to hit the house, both my son and the house are relatively unscathed, The car on the other hand is a different story. So my question(s) is/are what do we tell the insurance company? Do we tell them that he was driving the car, maybe just say he was moving it so we could mow around it? If we do that what will happen to him, if anything? Do we say that one of us licensed adults did it? What will happen to us? We're trying to avoid the $500 deductible and go around insurance completely, but it's looking like it's going to cost quite a bit more than $500, so we are trying to weigh our options out and see what is our best route.""

Insurance company wants to total my car/not insure it.?

So my dad rear ended someone really softly, but it was a truck that he rear ended with a hitch or something that damaged the grill and the bumper. Problem is, I put a total of $2700 to have transmission replaced and the engine repaired after the timing belt broke and caused damage over the last 2-3 months. It is a 2004 dodge neon and the body to these things are flimsy to begin with. I'm taking it in Monday to get it looked at better, but they said from what they could see it might be a total loss. Which means its only gonna be worth $2000. they said they have to replace the hood, the grill, and the bumper and other stuff which is **** because I know people who could fix these problems for less than $500. they aren't even visibly bad, a few dents in the places i mentioned but when i took it in they reacted like i had been in a head on collision going 50 mph. It runs perfectly, we wouldn't have even reported it except we were worried the guy might claim injury after the fact (which he did). What can I do? This is my only car, and I am already in debt from student loans. $2000 isn't gonna buy me a new car. How can I convince them not to total it when I take it in?""

Can i combine all of my insurances into one payment?

I have comprehensive car insurance that also has income protection for the finance on the vehicle. I would like to cancel the loan protection insurance so i can take take out income protection insurance on my entire financial commitments and not just on the loan. i.e. i want to cover my rent etc as well I would also like to take out private health insurance Is there a way that i can combine: Comprehensive car insurance Income protection insurance Private health insurance

Its cheaper to lease a new 2011 Jaguar then buy Auto Insurance?

Hey, I'm 16 (going onn 17) and I want a 1999 Mustang convertible (base, no GT or Cobra) I am a Male and my insurance is $500.00 a month... HOLY!!!!!!!!!!!!!!!!!! How do I lower it? PS: How is it possible Insurance companies judge on gender? I thought that was illegal now, I thought all our rights were equal?""

Is life insurance a good ivnestment?

Is it wise to ivnest in a life insurance? Have you heard of Manulife?

How can I find out what my employer pays for my health insurance?

My employer tells me that they pay 70% of my health insurance premiums, but looking at the amount my 30% portion is and calculating the total, it would be a ridiculous total premium. So I think that my employer is lying to me about the percentage they pay. I tried calling the insurance company to find out what the total premiums are, but they would not tell me. Is there a way that I can find out what what the total premiums are on my health insurance plan?""

""If you have or had a ninja 250 at 16-18, how much did your insurance cost and who where you with ?

Does the bundle up insurance on some companies actually save you money ?

Does anyone here pay less than $2000 per year on auto insurance?

And you're under 25 years old..? If so, what company are you with? Rates are so ridiculously expensive from what I've seen.""

Maywood California Cheap car insurance quotes zip 90270

Whats a cheap affordable classic for a young man?

im 20 had my lisence for over two years but i can never afford insurance! i dont live with my mummy and daddy so i cant blag there insurance, and i also cant borrow money from them! so if you have ideaas for me i would prefer a TAX exempt classic? any ideas? thanks""

""I heard about this non-owners auto insurance, what exactly is it?""

I heard about this non-owners auto insurance, what exactly is it?""

""I have been married for nearly 20 years in california, but my husband and I were separated after only one year?""

What laws are there for spousal support in a legal separation and what medical benefits am I entitled to, he says we need to stay married because he is a teacher and I will not qualify for health benefits if we file a legal separation or divorce. I know he gets the head of household tax break, but isn't there a bigger break on spousal support. As I said he is a teacher and I am permanently disabled. We live in the state of California. Thanks for any suggestions on this matter. Right now i have a PPO insurance with good benefits. It is the support that is lacking, And no I am not even looking for my fair share I just want a little closer to fair on support. I live way below the poverty level.""

Teen car insurance help help?

I am 18 years old and on my fathers state farm policy my mother has her own house and policy if I have car insurance under him can I be covered to drive her cars. she has geico

Where is the best insurance company to insure a subaru wrx turbo?

Im 40 years old and am going to be buying a subaru wrx turbo ,can anyone suggest a good insurance company and how much roughly would it be to insure it fully comp .THANKS .""

Do i need birth certificate to buy car insurance?

How can I get prenatal insurance?

I live in Iowa and I am pregant my bday is in four days il be 18. I don't have health insurance I live with my bf. I could marry him and have insurance but I want to explore all options but I need. Health insurance what all can I do?

Cheap/Affordable Car insurance for a 20 year old Driver?

Hey guys, I've had my license for a couple of months (Just turned 20) and I was wondering where or how I'd be able to get the cheapest possible insurance. Also, is there any ways around it? like putting it under my Dads name lool? Thanks!!""

What is the average cost for motorcycle insurance in Maine?

I am considering getting a bike and am just curious as to how much it will cost to insure.

How much for car insurance i need the cheapest price?

i need the insurance the requier for the law

Is a 2004 or 2005 Subaru impreza rs hatch a good first car?

is a 2004 or 2005 Subaru impreza rs hatch a good first car? are they reliable, good on insurance and costs to run and fix. cant get a wrx because of p plate restrictions but from experience is the rs any good. what is the average price they sell for and how many k's on them? thanks""

How much is it for insurance if its your a first time driver?

Im going to get a car on my sweet 16 but theres a catch. My mom and dad want me to pay for insurance. If your a first time driver how much will it cost annually for insurrance in Canada? Im not turning 16 for a little while but im just curious...

How to get cheaper insurance with an impaired driving/hit and run charges?

I currently have impaired driving/hit and run charges on my drivers license as of august 2010. How can I possibly get cheaper insurance. The cheapest quote I got was 9 grand.. How long is my insurance going to be this bad for??? Help!!!

What is the best health insurance?

what is the best health insurance?

What is average for car insurance?

I was just curious, as I am shopping for car insurance for the first time. I am a 23 year old male, so it will probably be higher than a lot of others, but I was wondering what you think is a fair rice as I shop around? Recommend a certain insurance company? All answers will be appreciated! -Dan""

Is their a mazda 6 with low insurance in florida?

what year? model?

What is an affordable health insurance in N.J for my employee? i own a small business with one worker.?

Where is the cheapest place to get Auto Insurance? In Canada?

New truck - need help.. :D ty

Where can I find a birth control clinic that has the pill for cheap without insurance in orange count?

a place with around 10-20 without insurance thanks

Is it absolutely necessary for my car insurance company to have my husband's drivers license info?

My husband and I recently got married. We both keep separate finances and have our own cars and insurance policies. He actually owns cars jointly with his elderly mother and they have insurance together. He does not drive my car, he can barely fit in it. I have State Farm insurance. When I got my insurance I was told that they would cover anyone I choose to let drive my cars. I have 3 cars insured with them. I've been with them for 10 years, I've never missed a payment or had any claim of any kind. My husband doesn't feel comfortable giving out his information to anyone who does not need it. I think he has this right. State Farm claims it won't affect my policy so why do they need it? They keep calling me. I'm thinking of emailing them and telling them my opinion and that there are plenty of other insurance companies out there if they have a problem with it.""

""I'm just wondering, is there anyone here who can't get health insurance?""

If you do have it, how do you get it? and if you don't have it, why not? Spiritually speaking, of course""

Roughly.....how much does a old ford mondeo cost in insurance?

Its 1.8 Turbo diesel if that helps?!!!!!!

Should I get student health insurance or health insurance through my job?

I'm a fulltime student and I also have a fulltime job. Which would benefit me the most? Health insurance for students or health insurance that my job offers? Also, If I take 1 semester off from school would I still be eligible for student health insurance?""

Car insurance advice needed?

What would be a good car insurance for me to get? I'm 18, if that helps. I'm looking for affordable and full coverage. So yeah. Thanks. :)""

How do life insurance companies get medical records?

I've heard that insurance claims can be denied based on conflicting or misreported medical records. Let's say I take out a life insurance policy, and don't report a specialist who I saw out of my network prior to the event. Would the insurance company be able to deny the claim for that? How would they find out?""

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Let's not have universal health care but just make health insurance more affordable?

and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?

Where can I find low cost health insurance in Florida for kids?

How much do you pay for insurance? What kind of car?

Do you need full coverage insurance to take a driving test?

How does that work? Me and my boyfriend just got a car & I still need to get my license in order to get full coverage insurance, but can I take my driving test without full coverage? I'm in a bit of a pickle here any opinions would be great! I live in California.""

Good looking motorcycle with good insurance price?

iam 16 iam looking to buy a motorcycle but they insurance for my age is up the roof what are some good looking motorcycles with good insurance for my age and what else should i know before getting one ???

Home Ownwers insurance? Who is cheap?

What company that may not be well known can provide cheap home owners insurance? A link would be appreciated. This will be for the purchase of a existing home buy, which may close this week. Thanks in advance to all responders!""

Which car would be cheaper on insurance? PLEASE help!!!!!!!!?

im 16 and am wondering wich one would be cheaper for car insurance and by how much a white 93 civic hb or a red 94 integra gs

How much (approx) is THIRD PARTY insurance on a small used car of value around $2500?

(in australia)

How much does liability insurance cost for auto in TX?

How much will car insurance cost me if im 16 and getting a Scion Tc?

- 16 Year old ; Male - Just got my license - From Massachusetts - Took Drivers Ed I'm looking at a Scion Tc. The money I have saved up is there for the car. I am just worried on ...show more

Health Insurance Advice?

I'm currently laid off and need insurance for myself. I'm not sure what insurance company to go with. Also I'm not familiar with how health ins works. Like deductibles, co-insurance percentages, office visits covered or not covered. I don't go to the dr a lot but recently I've been in a car accident and will be going to the dr more often. I also don't want to pay that much either.""

My car got stolen and i have full cover insurance on it will they give me money for it?

My car got stolen and they find the car and all that was left was the shell of the car. I also have GAP insurance I want to know will the pay off my car and give me money to buy another car.

Renting a car for prom insurance question?

Ok so im 18 and i currently don't have a license but prom is in like 3 weeks and i will have my license by then. The problem is that i want to rent a car but i dont have auto insurance and i wont have it when i get my license neither because my mom doesnt want her insurance to go up... Is it possible for me to be added as an additional driver to any rental car companies if i dont have any auto insurance and the fact that i just got my license(wen i get it). My Dad is willing to pay everything for the rental car(i dont live with him though) btw i have already found a place where i can get a rental at the age 18(Ez rent a car dot com) but i just want to know can i rent without insurance, like by using there insurance if they have any I refuse to get dropped off to prom by a parent Lol""

What will happen when the car dealer finds out I lapsed on my insurance?

I financed a car from an in-house (buy-here-pay-here) finance car dealer, about 2 months ago I lapsed on my insurance, and now the finance company is asking for proof of insurance. I also got into a car crash about 1 month ago, and its currently getting the damages fixed by my hook-up, but not drivable yet. My payments have been made on time every month, as well. So my questions are * What will happen when the car dealer finds out I lapsed on my insurance? * If they repo my car, can I get it back? if so, and how long do I have to get it back?""

Which is worse on insurance costs or points a DUI or not haveing insurance?

My insurance company has on record that my husband had a DUI 2 years ago, but he didn't I got the paper work to show that it was a driving without insurance charge but I want to know which is worse to the insurance company.""

Should I yell at the insurance company?

I'm very frustrated at this point. Two years ago I got braces, at the time I was still living on the east coast. I then moved to California halfway during treatment and learned that my insurance was not going to cover treatment after my transfer (even under their providers). I still needed the braces at the time so I found a seperate orthodonist and paid for all treatments as though I had no insurance. Its been almost a year now and I need the braces removed. However, I cannot afford to remove them and my insurance still won't cover for any ortho procedures. Should I be a pacifist about all of this? I've spent quite a lot of money on treatment w/o the help of insurance. Now I'm in a rut, stuck with braces even though I don't need them anymore and I feel as though no one will help me.""

Best car insurance for my situation?

I'm 18 years old. I have had one accident about a year ago and have received a ticket last month, what would be the best insurance that is affordable. Right now I'm on my mom's insurance and it's really high. I want to be on my own insurance that would be negotiable with my bad record. If someone could also give me some advice on how to lower my cost of insurance without switching that would be helpful too.""

How much would car insurance be for an 18 year old male?

I currently am under my mom's car insurance and I have a 2000 Ford Focus. I plan on trading that in for a 2012 Ford Focus, and I was just wondering how much it would cost for me to insure that car. My monthly insurance payments aren't that expensive. I just don't want to be paying more than I can afford.""

Help with car insurance quote please?

If I have my own insurance it's 2,400, But if I put my girlfriend on it, it comes down to 600 but she's only got a provisional and I have a full uk licence were both 17 Just wanted to know how it comes down so much if she can't legally drive a car...without someone with experence? Or should I stop complaing?""

Can i change a court order insurance?

My kids have been on medi-cal since i separated with their father and it has been great. I have a child with special needs and we were able to go to the best clinics in town like UCSF and Stanford. i felt that my child gets the best medical care. The court ordered the father to provide a new insurance and we came to Kaiser last year. In almost a year dealing with Kaiser doctors i don't feel the same professionalism and quality of care as we used to get being at different other clinics. I started to think of changing the coverage to what we had prior to this. But i am not sure how i could change the court order and what evidence i need to provide asking for the change. Kids are still on Medi-cal, but its their secondery now.""

What insurance is best for me?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money and I am currently going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth.Im also a legal california resident. I have been thinking about midi cal is that the right choice? Thank you on your help.

Low cost health insurance for people who are unemployed?

Looking for an insurer for less than $300/month. Some health issues are involved.

Car insurance yay...?

So first off let me just say I know that all the variables going into this will change the price I.e. Type of car I have, distance I'll be driving etc. I was just curious if anyone could tell me how much I would expect to pay a month for car insurance if I was voided the last time around? I was paying 90$ a month last time (they over charged me so I didn't pay it the next month, then I quit my job. I know smart, right! Lol.) Would it double just because in the past I've shown that I'm not reliable? Do you also HAVE to have full coverage on a car you haven't fully paid off yet? This might be dif state to state. (MN) Any good info would be appreciated thanks :)""

Insurance costs for a 1999 ford mustang gt?

I am just wondering what the insurance cost would be for a 1999 ford mustang gt would be for a 17 year old male. I get a's and b's on my report cards. Also, would the insurance costs for a 1999 ish Ford Mustang base(not gt or cobra) be lower? Thanks, Alec""

Anyone know a dentist in NH/MA that is affordable?

Hey , my parents are having a really hard time with their teeth , and it kills me to see them in such pain and having nothing to help them. The thing is they don't have dental insurance because medicaid doesn't seem to cover it , my parents are both in need of some dental work for an affordable price because we do also live on a fixed income . Some please help , any places?""

Maywood California Cheap car insurance quotes zip 90270

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Cougar Washington Cheap car insurance quotes zip 98616

"Cougar Washington Cheap car insurance quotes zip 98616

Cougar Washington Cheap car insurance quotes zip 98616

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Hi there, Thank you in advance for helping out! I want to know your advice and recommendation on which company to receive my auto insurance/road service from, and what sort of coverage is recommended. I have been with AAA my whole life because my father advocates highly for them so I have trusted his judgment and experience. But I think they may be ripping me off. I am a 27 year old single female with a good driving record (last accident was back in spring 2005 I believe). Yet, every single year they seem to increase my monthly payment by ~$10 and now I'm paying $118.25/month! Are they that superior a company that it is worth paying this and should I try to negotiate with them, or is it worth looking into some other companies such as Geico, State Farm, Progressive, etc. Ive been receiving invites from them for years and Liberty Mutual supposedly has some college alumni offer for me and claim to be ~$340 cheaper than 21st Century, Allstate, and Mercurybut I never trust ads anymore. I only believe concrete statistical comparison data. Also, my dad said road service is completely separate from auto insurance (although AAA handles both) and I pay $52/year to be part of his joint plan as a AAA Plus Dues - Associate. He said he believes this covers 6 visits/year, 100 miles, is the most basic plan, and he only got it because hes been with AAA for 30 years. Could I get a better deal elsewhere or is this fair enough to stick with? At the end of the day, I want decent coverage for the best price available. Im saving for a down payment on a home and have to scrape pennies from anywhere I can, but still do not want to be stranded at the time of an accident. I got some quotes online that were considerably cheaper, but if Im going to be screwed, then are the savings worthwhile? ============================================= As needed, here are details on my car and policy (please tell me which are unnecessary or should be edited): - Honda 2008 Civic LX 4-door sedan - Miles commute USED to be 50 miles one way ~3 days a week, but now I work from home every single day; Notes in Policy say: Prior and Future Annual Mi: 8,000 (22mi per day, so I wonder if they even counted my prior commute in this). - Policy has me down as a student, not sure why, been a full-time professional since Jan 2008 and now make 65K - Bodily Injury: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $193 - Medical Payments: No coverage - Uninsured Motorists: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $78 - Property Damage: Liability Limits Each Occurrence 50K; Premium: $192 - Comprehensive: Actual Cash Value Less Deductible; 100 Deductible; Premium: $242 - Collision: Actual Cash Value Less Deductible; 100 Deductible; Premium: $650 - Enhanced Transportation Expense: Premium: $28 - All Risks: Actual Cash Value Less Deductible; No coverage - Total Premium Per Vehicle (1 vehicle): $1,383 - Auto Death Benefits: 15K/driver listed with ADB coverage above - DSR (Driving Safety Record): 1 Pt - YDE (Years Driving Experience): 12 started at 18, Im 27so the actual is 9, but Ill take it. - Discounts: None except Good Driver(s): Items 01 and 01 is my Honda, so I guess this means Im a good driver (dont know why the price doesnt reflect it!) - Live in Berkeley, CA (zip code 94708) but am listed as Lafayette, CA (94549) how do I check which zip is less money? Thanks so much for your advice!! =) I appreciate your time & insight.""

""I just got my license, can I drive my mom's car before calling insurance?""

Are health care insurance premiums?

Are health care insurance premiums, long term health care insurance premiums, and the cost of prescription drugs an allowable federal tax deduction? I think I'm getting some bad advice from a friend of mine concerning tax preparation.""

How much is Car Insurance in the US for a new driver?

Does it depend on the state? Just give me an average price. Im from the UK and my Insurance was 1700 for 1 year.

How much is car insurance for me?

If you are a sixteen year old with A's and B's, no accident/criminal history, about how much would insurance be on a 1968 olds 442 convertible with a V8? Please don't consider me stupid if this is unanswerable, I just don't want to put my information onto an auto insurance website.""

How much does moped insurance cost?

i am 15 and live in new jersey. i want to attach a 49cc engine to my bicycle. i have done a lot of reading on the subject and have come to find out that this qualifies as a moped. in order to ride it on the street, one of the requirements is insurance. I just want to know how much it costs before i put any money into it. thank you for your help!""

Cars that are cheap to insure in UK?

hi im 18 and just passed my driving test. i looked for cheap insurance for my dad's wv golf but cheapest route i found was around 2500. i was wondering what cars are cheap to insure!?

How much are insurance costs on a new car versus a used car?

I know it's going to be expensive, but to make matters worse I'm only 16.""

Pregnancy insurance?

How much does pregnancy insurance cost for a young couple? I'm not pregnant yet, and we're both healthy. Just want to play it safe... :p Thanks so much everyone! :)""

Will my insurance go up?

will my insurance go up if i got a speeding ticket. i just got a speeding ticket almost doing 20 miles over the speed limit so i am worrying if it will effect my insurance or not and i have two accidents on it too. should i do the class or pay the ticket off?

Will 4 year old dui affect my car insurance with geico?

How much does UPS ground insurance cost?

selling my psp through ebay and would like to know how much does it cost to get insurance on the item and delivery confirmation

Need help with my car insurance?

I will be driving for a year this august and i'm currently paying 105 a month for my current insurance. All the quotes im receiving at the moment are alot higher then i'm already paying but i'm sure it will go down once i've been driving exactly 1 year. Will i get a 1 year No claims discount automatically on the date i finish my current insurer? then just set my new insurance to start the day after?

Mandatory health insurance provision?

Should the federal judiciary act to either overturn or support the mandatory health insurance provision of the 2010 health care law?

Will my car insurance be able to transfer over to another car without extra fees?

My mother-n-law has an extra car that she doesn't have insurance on because she doesn't drive it shes letting me use it for a month. If i get my own policy and pay the 6 month premium in full and add that car to it when I take that car off after i give it back to her will i have a credit that I can transfer over to my car when i get one in a couple months without paying anything extra?

Does planned parent hood accept health insurance?

does Planned parent hood accept health insurance ? if they do does anyone know if they will accept aetna health insurance?

Do any one know where to get a business vehicle insurance?

hey anyone i am try and look for a business vehicle insurance for me to have 4 car's and vans on the same insurance so all i do call up and add my staff to the insurance there than can Driver any vehicle on this one insurance. ? please help me out

Classic car insurance for new drivers?

Hello. Can you get classic car insurance for a new just test passed driver. If the car is say a 1.1 escort or similar and the driver is over 30 years old? or is it verboten until at least 2 years have passed driving with normal insurance? Thankyou.

Best car to insure for a provisional driver?

I want to change my car, but the next car will have my son as a provisional driver. I have been driving for 20years, am female, and have not made any claims. Live in the uk. I have tried the insurance comparison sites, but you need to put a make and model in. Would like to know what others have found to be the cheapest. I would prefer an mpv, or crossover, but am open to suggestions. Many nanks""

Cougar Washington Cheap car insurance quotes zip 98616

Question about unemployment Insurance In california?

I have to send my form on the 12 of december. If i dont send it by that time.say about a week later will it be a problem? when is the latest i can send it through the mail? anyone know?

Does a car insurance company need to know the state in which the car will be used?

I am buying car insurance for a 21 year old child who will attend graduate school out of state. Primary address will still be with me. Car will be in my name; child/student will be listed as primary driver. Child/student will live in an apartment while at graduate school. Does the insurance company need to know in what state the student will be?

Crazy insurance rates wtf?

I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""

Exactly what would be wrong with letting each state determine it's own health insurance reform?

Is there some reason why DC is better suited to reform health insurance (obviously they aren't any good at it, given the debacle we've seen already) than Albany or Indianapolis?""

I am Looking for a Best site for Comparing HEALTH INSURANCE Quotes Online?

Are there reasonable car insurance quotes comparison sites online that someone can link me?

How can i get cheaper car insurance?

I have 2 years no claims bonus and im 19 and only drive a little 1.4 honda civic, but my insurance premium this year is apparantly going to be 900 (cheapest quote) is there any way of lowering this utterly rediculous price? I thought that after a couple of years driving the price was supposed to go down significantly well this is not the case.""

Speeding ticket and points on insurance?

I went to court today for a speeding ticket. They dropped the mphs and rather than 19mph over they put it to 9mph. They asked me to pay the court fee and that was it. They didn't mention points on my insurance or anything about my insurance. But did I receive points?

Am i insured if driving without a licence?

my friend was in a car accident although she is insured her driving licence had expired

How much would like insurance cost for my 60 year old mom?

i will be paying but is it based on her income? im looking to buy anywhere from $100,000 - $1,000,000 life insurance she suggested i do but i have no idea where to start and what are some legit real life insurance companys? thanks""

What wold be the cheapest and best insurance?

I'm 19 and a full time college student and I live in Wisconsin. I have a work study job at school as well as a full time job in the summer. I live with my grandma because I was technically abandoned by my mom while in high school and she is unemployed so I don't think she has insurance. I wrestle in college and earlier this year I sustained a concussion and a few days afterward I got rear ended which made the symptoms a lot worse. Theyre insurance is paying for some of the bills but not all. So what insurance should I try to pursue.

""An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy.?""

An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy. A 21-year-old male has 0.999 probability of living for a year. a. From the perspective of a 21-year-old male (or his estate), what are the values of the two different outcomes? The value if he lives is _____ dollars. The value if he dies is _____ dollars. b. What is the expected value for a 21-year-old male who buys the insurance? The expected value is ______ dollars. c. What would be the cast o the insurance if the company just breaks even (in the long run with many such policies), instead of making a profit? _____ dollars. d. Given that the expected value is negative (so the insurance company can make a profit), why should a 21-year-old male or anyone else purchase life insurance? O A person who buys a one-year policy will expect to make a profit. O Insuring the financial security of loved ones compensates for the negative expected values. Please show your work""

Paying for car insurance I don' need while being oversees?

I plan an extended overseas travel this summer (lasting about 3-4 months). During this time, I will not be using my car in the U.S. I simply will lock it in a garage. I'd like to know how I can avoid paying for my car insurance (or lower my insurance bill) during this time. I understand that I can simply return my plates and drop the insurance before leaving but then upon my arrival back to the U.S. I will be with no insurance at all, and will need to get a new one (this will not happen instantly). Is there an option or insurance company that serves people who are away from the U.S. but who want to get covered when they return right away?""

Car accident with no insurance?

I'm 19, and the car I was driving was constantly breaking down. When it was completely broken for two months, I stopped paying my insurance and instead saved back money to get the car fixed. My insurance canceled during that time. When I got it fixed on Friday, I was planning on renewing my insurance Tuesday, a day I had off work. Unfortunately, Saturday morning I got into a car accident. I was turning out of my apartment entrance to get to a middle lane where I could then get onto another road, and somehow didn't see a car close enough to hit me. He t boned me in the drivers side. Somehow neither of us got hurt. My car is pretty much done and his car, while not as bad as mine, did get some split open damage. The ticket says the damage is worth 3,000. Since I had no insurance at the time, how will this get payed??? I have a court date on the 9th to discuss the fact of my no insurance...I'll have coverage by then of course, but I'd like to know what I should expect...""

How much is the fine for traffic violation 24250? What happens with insurance?

Basically, I just want to know currently, how much is a 24250 violation fine in California (San Jose). Also, do insurance companies take into consideration what the violation was when raising your insurance rate, or do they just look at how many points are on your record? Reading the rest of the question is not important, I just wanted to rant :P ---------- Here is what happened...had a long day, was starving, so stopped at a drive thru for food. Food took too long, so I turned off the engine and lights to save gas/battery. Forgot to turn lights back on. Drove about 100 meters where I got pulled over and the cop wrote me a ticket. Unfortunately, my circumstances did not make a difference and I got a ticket for not having my headlights on. Cop did not know the fine amount, the consequences, or even what category my violation was in. He thought it would not be as severe as a speeding ticket, so to teach me a lesson he gave me a ticket. If he just let me go with a warning, the same lesson would have been learned...just sayin'. Just looked it up...looks like it is just as bad as a speeding ticket, and a point will go on my driving record since I already had gone to traffic school for speeding June 08. Its completely unjustified for something this minor to be equivalent to speeding, but of course, the law has no compassion. Can't really do anything about it now...""

Affordable car insurance for teen drivers?

I am currently 17 and I will have my license for a year on April 28th. I had one minor accident in October but I finally found a car that I can afford payments on that is a really nice car but all the insurance companies are giving me rates over $200 that I can't afford because I don't have the money to pay that and a car payment. Is there anyway I can get the car and get low insurance rates?

What is the best insurance company?

I'm looking for a company that offers life, auto, and home insurance. Good rate and customer service.""

What's the average price for car insurance?

i'm turning seventeen soon and i need to get enough money together for a year's worth of insurance.

Am I required to put my parents down on my car insurance? I am concerned about liability.?

I am an adult over 40 yrs old, living with my parents. I have not been off my parents policy before. I live in New York State. Am I required to put my parents down on my car insurance, or would their car insurance cover it if they had an accident while driving my car?""

What's a good car to get cheap on insurance ?

I'm from uk

Car Insurance in the UK?

When your car insurance expires are you no longer covered or do insurance companies keep the policy going until you cancel the cover?

What do you think is the best health insurance company in southern california?

i need to purchase individual coverage.

Family health insurance that is affordable?

Does anyone know of any family health insurance that is affordable.. my husbands gets laid of in the winter and we need to be able to afford it ..

How can I get cheaper car insurance as first time driver?

I am 27 years old and have postponed my driving up until now. My driving instructor told me that I am ready to take my test, so I am starting to look at the prospects of a car. I checked online using Go Compare and I can't find anything under 1800 for a Fiesta 1.2 What I was wondering is what will be taken into consideration regarding insurance. Should I perhaps do it by phone? Will my age help... Any advice is more than welcome. I know the first year is hard, but perhaps there is a way to make it a bit easier. I am doing the pass plus and I added to the search to have an excess of 500. Please help out with some advice. Thanks. Vince""

How do you value a damaged tree for insurance purposes?

Long story short, a guy ran his car off the road into my front yard and hit a tree. The tree is a complete loss. He has insurance (thank god!). How much should I expect to receive from the insurance company for the value of the tree? The tree is a mature Blue Spruce. It was about 20-25 feet tall, had an 8-10 inch trunk, and a spread at the base of about 15 feet or so. I know that I should at least be entitled to the cost of removing the tree/debris and planting a new tree. But you cant really plant a 25 foot Blue Spruce! So, the problem I am having is determining what value should I be entitled to considering the maturity of the tree? Who can I call to get an appraisal? Other info: I live in a subdivision of custom brick homes on a large lot (about 1 acre) and my home is worth about $275k. The tree sat on the edge of my property in the front yard in a group of two trees (the other one was slightly damaged also, but can probably be salvaged) that provide some shading from the neighbor and the road. Obviously, the amount of shading is now reduced and the aesthetics of the group of two trees is messed up to the point that I am considering just removing both trees.""

What is a non-standard property/casualty insurance company?

How can you find out if your insurance company is non-standard? What makes a company non-standard?

Cougar Washington Cheap car insurance quotes zip 98616

Employer health insurance?

When you have employer health insurance is there a waiting period for maturnity coverage to start?

Republicans whats the difference between being forced to buy health insurance and car insurance?

If it is unconstitutional to force some to buy to health insurance how is it constitutional to force people to buy car insurance??

Car insurance is too high!!!?

Been up since 8AM ringing several insurance companies. I have been declined 13 quotes, and offered 9 quotes noted below: Direct Line - 8,000.00 Admiral - 6,400.66 Insure motor - 9,294.00 Elephant - 6,400.66 Aviva - 13,084.00 MasterQuote - 11,001.60 On some of the forms I have used my nan's address as I live in a high-risk area, so I will actually park the car at my nan's house, not fraudalent I will actually do that. Are there any more hints/tips on what to do to bring down the insurance? I recently bought a Peugeot 106 1.1 LOOK+ 3dr hatchback. I'm 20 years old and passed my test on 30/10/2012.""

My life insurance policy and my insurer?

I have life insurance policy with a major US insurer. If this insurer files for bankruptcy and sells off its assets, what will happen to my life insurance?""

How much is car insurance for an rx8 in nyc?

I work for EMS n im gonna pay around 16 cash for a 05 rx8 with 30 k miles on it. how much would car insurance b a month ?

I have a question about health insurance?

if a contact is lost will health insurance get you another pair

How much is Auto Insurance in Italy?

Hi, im going to be moving to italy with my wife and child to stay there for four years so i will be purchasing a vehicle to get around with, im planning on a car but i want to find out a little more of how much it can cost for insurance on autos over there, both for cars and motorcycles, if its cheaper for motorcycle i will probably just get one car for my wife and get a motorcycle for myself. Any information will be helpful and thanks ahead of time""

What a cheap small car insurance company ?

Not a big company like geico , State Farm , or nation wide""

I want to start a health insurance company how would I go about doing that?

I want to provide people with an affordable insurance that will also pay fair rates to the pharmacies and hospitals. I used to work for a pharmacy and saw how if the customer got a good price on a drug then the pharmacy got screwed over and vice versa. This needs to change, please help me make that change.""

How much does it cost to go to ER without insurance?

Every once in a while (like every other month), I get dizzy and vomit. If I go to the hospital to diagnose the problem do i go to the ER. And also about how much will it cost me I don't have insurance.""

I'm looking for affordable health care insurance plan in Texas?

I'm looking for no more than $5000 deductible around $300 to $400 a month for 1 primary and 2 dependents. And the insurance has to cover some of outpatient and inpatient as my son has asthma. Please any help I can't find anything online.

Adding my dad as a second driver on my insurance - is it legal if he won't actually be driving my car?

I don't mean fronting! I know that is illegal. I've been researching tips on getting good insurance rate (as a 21 year old new female driver I know it will be expensive no matter what though) and they always recommend adding a second or third driver. But only my dad drives, but he would not be driving my car. Is it illegal to add him as a second driver?""

Auto Insurance in Illinois?

I have my 18 year old daughter covered under my auto insurance policy. She is covered on her own car and mine as well. My question is, if she happens to get into an accident while driving her car, can the other person try and sue me since the policy is in my name? Also, if she lets someone else drive her car who has no insurance and they get into a wreck, can I be sued? She owns her own car and the title is in her name alone. We live in IL""

Help with car insurance after acciddent?

recently my car was written off. i pay my insurance monthly by direct debit. as the car is un fixable my insurance has told me to find a new car in 7 days as from last sunday or pay 2000+ up front in a one off payment, which would have been the remainder of my insurance. is the insurance within their right to do this? can i have some advice please.""

Cheapest way to buy new glasses without insurance?

I recently broke my glasses that ive had for two years. I am currently in a predicament that does not permit me to spend alot of money on a new pair and to make matters more complicated, i do not have any insurance. I cannot apply for medicaid so that is not an option either. I need a fast alternative or some ideas as to how I could go about buying a new pair preferably under $100. I constructed a plan of buying my own frames and having the lenses filled but all the optical offices i called do not allow that method, they prefer you to buy their glasses. Thanks (:""

So why is car insurance expensive for anyone under 25?

I can understand someone who has just gotten behind the wheel for the first time ever, but I have been driving for 2 years without even a traffic ticket on record, and my insurance is still near 2.5 grand a year. I don't drive a sporty car either, I drive a 2002 Accord. And I still have to wait 7 years for my insurance to go down to a reasonable rate? doesn't this sound a little ridiculous? And don't tell me that an accident is bound to happen or unavoidable for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well, one that doesn't involve being rear ended). My girlfriend's oldest sister, who is now 27, hasn't gotten in an accident either. I think it is flawed that the insurance companies are simply assuming I am going to get in an accident instead of assessing what kind of a driver I really am.""

""Car insurance, if I sell my old car and buy a new one with bigger engine can I put this on my insurance.?""

Im thinking of buying a rover mini soon but the only problem is the engine size, as a 1.3 this is bigger than the current car registered on the insurance and I was wondering if it would be possible to change it. I expect there to be a charge for changing the insurance but would there be a rise to the insurance quote itself or isn't this possible at all.""

Maternity related services considered inpatient for insurance?

Most individual plans (87%) do not offer maternity coverage. I was fortunate enough to still be covered under an old employer by paying COBRA, and a majority of my expenses were covered. I had twins and had to have a C-Section. So now that I know I'm most likely to have a C-Section again, and who knows, another set of twins! (complete surprise) and am still of child bearing age. I am now under an individual plan, that does not offer maternity coverage. I was reading under the 'Inpatient' services and it listed this: Unlimited coverage is provided for medically necessary physician and surgeon services, semi-private rooms, operating rooms and related facilities, intensive and coronary care units, laboratory, x-rays, radiology services and procedures, medications and biologicals, anesthesia, special duty nursing as prescribed, short-term rehabilitation services, nursing care, meals and special diets So anyone who has experience or knowledge, would something like a C-Section be covered under inpatient? What does maternity coverage only cover normally. That $60*** bill scares me! Also, I keep reading about a new health care bill effective 2014 where individual plans must include maternity as an essential benefit. Anyone have any more details about that? State specific etc?""

Cheap car insurance for teens?

I'm 17 and interested in either a Clio, Punto or Polo. I've looked everywhere!""

Where to buy individual health insurance?

I am looking to buy an individual health plan. I have just quited my job and have opened a small automobile repair shop. What are the options?

Health insurance for geriatrics.?

My mom is going to be 64 years old in December and has being diagnosed with high blood pressure. She doesn't qualify for medicaid yet; which insurance company should I contact in Florida, so she can get an individual health insurance?""

How much of a role does health insurance issues have with hiring and firing employees?

Group insurance through the employer's insurance plan.

What one would be cheaper for insurance and do you own a sports car if so how much on insurance is it for yo?

When I turn 16 I was thinking of getting a sports car and I was wondering what one would be cheaper for insurance would it be a 2004 mustang or a 2002 camaro or a 1974 challenger I live in nebraska in a small town we have the money to own one but I want to know what would be cheaper and how much it would cost yearly or monthly and If you own a sports car what kind and how much do you pay monthly

New York State Car Insurance Question?

A friend of mine had his car parked in front of his house in the street. A drunk driver without a license hit it while it was parked, left the car and ran off on foot. Turns out the person driving was not the owner of the car, he did not steal it, the owner let him borrow it. My friend's insurance company is telling him that they need some kind of acknowledgment by the owner of the car, admitting to wrong doing, before they can process his claim. Does this sound correct?""

What is the cheapest insurance to get if you have a DUI and live in Cali?

Cougar Washington Cheap car insurance quotes zip 98616

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I had my car licence for less than 2 years and went out to view a car, I was offered a test drive which I accepted. The police pulled me over and I was done for not having any car insurance, stupid of me but I never thought, my full licence was revoked and I had to start all over a gain on a provisional licence and also received a heavy fine. I reset my test again and passed and when I am asking for insurance I am asked for any convictions, I have not got a conviction on my licence or any points, my friend says I have been punished already by having my licence taken off me and re sitting my test again, and paying a fine. I now have had my full licence for 1 year instead of 3 years, what am I supposed to declare my licence is clean?""

We are looking for affordable healthcare insurance for my husband and i we are not wealthy but we need?

health insurance we would be paying it out of pocket there would be no way for us to have bluecross blueshield but we need something we are in our 40s and if someone could helpus with the right info we would really appreciate it SINCERELY ,, miserable and uninsured""

Need to know where to quote car insurance!?

I have a teenager and would like to know what website I can use to find insurance quotes for him without giving personal information like my address and name etc. and a car type (he doesn't have a car!). I don't want to call my insurance place or give personal info because I really don't want my insurance premium to go up! Thanks

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I just purchased a used car with 30% down payment. I noticed they charged me for GAP insurance and extended warranty and I asked them take it off. They are arguing getting a refund on them will cause my interest rate to go up because they used the purchase to bargain a lower interest rate. Is this true? If so, do I have to accept the higher interest rate? They say I can't return the car because it was already signed for but I don't want to buy at a higher interest rate either.""

Will getting a ticket affect my dad's insurance?

So I was driving my dad's car and I made an illegal uturn at an intersection and got a ticket for it. The car is owned by my dad and it's under his insurance. Will this affect him in any way? If I don't pay the ticket, will it affect my credit or his or does it even affect the credit? I live in Vancouver, BC.""

Whats the cheapest way to haul my truck around.?

jsut got a mud truck with no titlte or insurance obviously so i need to tow the truck to the woods. whats gunna be the cheapest way?

Car insurance for a 17year old girl..please help?

so im just trying to find out an estimate of how much it would cost to get insurance on a 2005 Ford Mustang. Im 17 years old and i have very good grades....my parents are freaking out saying it would be too much money. can someone help me out in price ranges please?! thanks

Will my car insurance price increase with my mother as an additional driver?

Hey guys, My mother has had two accidents in the past, one of which was her fault.""

""My family has health insurance but, no dental where can we go to get low cost dental insurance?""

My family has health insurance but, no dental where can we go to get low cost dental insurance?""

van insurance quotes for over 50s

Best cheap auto insurance?

So i'm getting ready to buy my first car on a budget of $1,200, so i want to go as cheap as possible.All i want is liability insurance,basically the bare minimum of what the law will alow me to carry.I am 20 yrs old,just now getting my license,been driving with a learner's permit for the last 2 1/2 yrs. In that time i had one violation,it was a ticket for driving with a broken headlight.I am female,btw.So anyways,what'sa good cut rate insurance company?""

Car insurance n registration?

i had just bought a used car n i was wonderin to get the car registered do u need the insurance first or is the other way around??? help i dont want to go into the dmv not knowin

Women drivers to pay more on car insurance?

Women could face considerable hikes in their car insurance premiums after the European Court of Justice ruled that insurance companies must stop charging different rates for men and women despite the fact female drivers are statistically less likely to be involved in an accident. What do you think about the verdict? Personally i agree. I don't think insurers should be able to discriminate against anyone because of things they have no control over like gender, race, religion etc.""

Car insurance for 17 year olds in the UK?

How could i get a cheap car insurance and what would be the cheapest price? every site i have been on it said about 3000 and that would be more then what the actual car costs.

What's the cheapest way to commute between Liverpool and Manchester?

Hi, I'm starting a new job in Manchester next month and I'm trying to find the cheapest way to commute. I'll be travelling from Rock Ferry to Manchester Piccadilly 5 days a week and my working hours will be roughly 9am to 5pm, although some days will require an earlier start and a later finish. I've looked at a rail season ticket and was shocked to discover it would cost 3008.00 with First Trans Penine. I've also read that the train journey is horrendous. My wife and I share a car but realistically, she can't rely on me to pick her up and drop her off at work at the same time every day (she works in Liverpool) so we would potentially need another car. With that, comes the initial cost of buying the vehicle, then tax, insurance, MOT and weekly fuel, which in my mind will cost even more than the rail season ticket. Added to that is the fact that we're not particularly well off so can't afford more than a couple of thousand for a 2nd hand car. A brand new car on finance would be out of the question. So, are there any regular Liverpool to Manchester commuters out there and if so, how do you keep your costs down? Any suggestions would be much appreciated!""

How do i pay for car insurance?

i'm 17 years old and moving out. me and my parents do not get along. i'm buying my own car but i do not know how i'm going to pay for the insurance? i do not know much about anything. i can't get a credit card because i'm not 18 so what should i do? is there a different way?

How much should i pay for insurance of my car as a new driver in toronto?

Do the insurance companies in toronto accept my no claim record of driving from other insurance companies of the other countries or not? I have a 20 years record of driving in asia and a 10years record of no claim in my current insurance co. thanks to everybody who could give me information

What's the cheapest car insurance company?

what is the cheapest insurance company for full and liability coverage?

Can I take out a life insurance policy on my child's father?

My ex is a very big risk taker and our son is only two years old. Being a single mom is very financially straining and if he was to die I would have to go onto public assistance. Is there a way I could take out a life insurance policy on him where I am the beneficiary? I'm terrified that he will do something stupid and wind up dead and my son and I will be stuck living off of welfare.

Has anybody else got a days car insurance on another person's car?

Hi all I'm just wondering if I could get 1 day car insurance on my grandmas car because my car has broke down its just I have got tickets booked and paid for a theme park this weekend even thow I'm fully comp and my grandma is I can't drive any other car because off my age I'm 22 she said I can borrow it to get there and back but I'm gonna be really gutted if I can't go and do you think I could get a days insurance for my grandmas car thanks guys I'm insures with the AA

Do I claim my car insurance or my boyfriends car insurance?

I borrowed my boyfriends car and I accidentally backed it up onto someone's car and I want to pay in cash instead. but my dad said that I should claim my boyfriends insurance instead of mines because the guy may claim to much. But I'm the driver not my boyfriend. Arent they suppose to claim my insurance? I don't want to claim my boyfriends insurance because his insurance may increase and his dad may get really mad at me. What do I do?

Insurance companys that drop for nonpayment?

Specifically in the state of Florida...how long does it take for your insurance company to report you to the state if you are dropped for non-payment? Also, does this suspend your license automatically once it is reported?""

Need auto insurance info on transferring to another state?

My son just moved to IA from NY. He is using one of my cars, registered in MY name. I tried to transfer the insurance to HIS name, at his address in IA, but was told that its illegal to do so. I don't understand why I cant be the owner of a car in one state and have it insured in someone else name in another state. Is this true?""

Pitbull and homeowners insurance?

My insurance company is threating to drop me because I own a bully....can they really do this is there anyway to fight this?

18 year old car insurance help!!!!!?

I am 18 years old, past my test back in april (2011) and I cant find any affordable car insurance!! :( Even with my parents as main drivers the cheapest im getting is around 7000... its ridiculous Has anyone found any cheap car insurance companies or ways of reducing premiums significantly?""

Camaro z28!!!!!!!!!!!!!!!!!!!!!!!!!!!... insurance costs?

how much would insurance cost for a 1990-2000 camaro z28 cost for a 16 year old boy

I just got my permit... do i need insurance?

I just got my learners permit and my dad thinks that he has to add me to the insurance (geico) but a lot of people say I don't need my own insurance.

Is it cheaper for me and my girlfriend to get insured on the same car?

Hello, I'm wondering If anyone could help me, I am a 17 year old that is learning to drive and am looking into insuring a car. I'm currently searching to get insured on a 2002 1.2ltr Renault Clio, and was wondering if the insurance will be cheaper if I get my girlfriend who is also 17 and learning to drive insured on the same car, I'm not sure if 2 people on the same policy makes the insurance go down or not and could really do with knowing. Thank you for your help :)""

How much are you paying for car insurance?

What car can i get as a 18 year old which wont kill me on insurance?

please help all the quotes i been getting are well above 5 grand , also if you got any tips or ideas on how to lower my insurance quotes that would be greatful""

Car insurance?

I am trying to get a quote for car insurance, but am a bit stuck. I got my South African licence in 2002 and exchanged it for my UK one October last year. When they ask you how long you have held your licence....do I say 5 years or less than 1 year. Does the South African one count....I really hope so. We drive on the same side of the road and everything. Thanks""

Which is the cheapest & best car insurance co for skoda fabia car in India?

Cheapest insurance in nj?

Just got a brand new Evo x gsr and they want me to pay 279 a month. That's way to much for me and I use progressive. What other car insurance is really cheap. Please help!!!

Whats up with car insurance for teens?

So Im 17 and hoping to do my test by the end of this year. My dad has promised to buy me a car when I pass so out of curiosity I went online to check out how much car insurance was for the car im getting. To put simple, the cheapest quote I got was 6000. The car Im getting is less than a grand itself :o I even got quoted 12000 once :/ wtf?""

Which cars are cheap on insurance for a 17 year old?

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Can young drivers get cheaper car insurance with really big excess?

Can a 73 year old man get life insurance for $100K? What would the approx premium be if so?

I know it would be expensive-anyone have an idea? Thanks so much!!

Car insurance and business... HELP...?

Hi, I am 17 and am taking my test next week. I am also soon starting an apprenticeship (electrical). At this time I am not sure about transport (if I have to go to company and travel as van passenger or even driver) or if I have to make my own way to jobs. Whichever way a licence will help a lot. If I am just driving to work 4 days a week and college 1 then can I use Social, Domestic and pleasure + commuting to a single place of work or study ? and if I have to drive between jobs then I know I can not use this insurance (correct?) but when looking at business car insurance quotes they seem to be based on me owning the company (which I do not) so what insurance do I need and is there any responsibility on my employers to pay some or all of the insurance if I am driving between jobs? Please can you help... Thanks in advance.""

Explain which is better to invest in insurance or mutual funds?

Is financial indemnity a good insurance carrier?

Help with motorcycle insurance please. (Full coverage or Liability?)?

Hello all I am new to motorcycle insurance! I decided I am going to go with Dairyland insurance because it seems they have the best deals. On my quote I have like 20 dollars a month for liability and about 100 with collision and everything. Anyway my bike is a 2002 model and only bought it for $1800. I dont know if its worth getting full insurance on it. My question also is if I only have liability and a guy rear ended me, will my insurance company pay for the damages of my bike? or will the insurance of the guy who hit me pay for the damages?....Also I live in CA and the nearest Dairyland insurance is so far away! is it safe to buy online or through the phone?""

How much would insurance be on a 1993 mazda miata mx-5?

i am a 17 year old that has already had one speeding ticket if that helps.....but how much do you think the insurance might cost?

Insurance when financing a car ?

What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car.""

17 year old male car insurance?

I am due to take my practical driving test in the near future and have been doing some research, hopefully (fingers crossed) i pass my test and all goes well there and i obtain my full uk license, but on websites like gocompare etc i pretended i had passed my test already to see what the quotes would be like, so i used a 1995 clapped out renault clio (1.2) and used my dads details as the proposer including his maximum amount of No Claims Bonuses with me as the 1 extra named driver, and it came up as 3500+!!!!!! so i took me out and it would only cost my dad 200 a year, and plenty of my friends drive around in flashy cars on their parents policies so they say, i mean how the f*** does anybody afford to insure anything?! Im just wandering if there is any point now because it seems a waste of money if i wont have a car. Many thanks for your answers :)""

Car insurance claim farce?

my son narrowly avoided an accident when a driver braked very suddenly they missed a junction, although he swerved to avoid hitting the car he hit a barrier at the edge of the road. a truck behind him then hit him and the insurance company says its my sons fault and are going to repair the truck under his insurance. In my opinion the truck should have been travelling at a safe distance to stop. I know my son did not stop safely either but now i have the opinion he should have just hit the first car and claimed the same way the truck is !! has any body got experience with this and do you think i should fight the claim? his insurance is already 1800, i don't want to see it go up!""

Insurance costs for a 1999 ford mustang gt?

How can I get insurance to cover at home birth through a midwife?

My Insurance company is saying that they will not cover an at home birth through a midwife, although they do cover midwife care. I do not want to pay for it up front if I am not certain I can get most of the cost reimbursed. I am admit on doing an at home birth as long as it is safe for the baby. I keep hitting a wall with insurance, what can I do?""

Liability insurance rates?

Im a 17 year old white male and i get my license in april. I will be driving a 2000 jeep grand cherokee Laredo which i paid 4400 for. I live in new jersey and I passed drivers ed and have 6 hours behind the wheel at a diving school. I only need liability insurance since i bought the car out right. About how much will my insurance be?

SR-22 Insurance?

Can someone please tell me the process? I got pulled over in May for DUI and I was told I had to get Sr-22 insurance. I have a brand new Mercedes Benz (CLK 350) and I am 23 years old. The title of the car is in my name and my moms name. Is there any way for me to get around this without her knowing? She will kill me!! Is there a way to take my name of title and just get the non owners SR-22 insurance? All of this is so confusing and i'm scared. Any experts out there?

Cheaper insurance for full time students?

well this semester i am suppose to be a full time student, because my parents said it makes insurance cheaper but what happens if you withdraw from one of the classes, does the insurance go back up, or they don't know about it, and they assume your still a full time student?""

""Getting a yamaha r6, how much is insurance usually?""

Never had a bike, have a clean record, what does insurance usually cost on a bike??""

Lowest priced liability insurance in Texas?

I need only the bare minimum required by law. Have had only one ticked in the last 5 years. Live in Anderson County. Geico is a joke.

Car insurance question...?

I am currently driving my father's car. The insurance for the car is under his name, so the proof of insurance has his name on it. I have no idea if i myself am supposed to have insurance or not. Am i driving legally? If not, tell me what i can do to be able to. I am 16 and my father and I both live in Florida.""

Is car insurance cheaper in upstate new york?

right now i live in brooklyn new york...is there a difference?

What are some good but cheap car insurance places for a 23 year old female?

Need good but cheap insurance! Serious answers please!!!

Will a written warning increase my insurance rates?

A couple of months ago I got pulled over doing a 37 in a 25. The cop was nie and let me go with a WRITTEN warning. Weeks later someone totaled my car while it was parked. I recently got a new car and the 1st payment was only $120 something and that was ear our estimated quote, but for the past 2 payments the price has been over $200 dollars and my mother is convinced that my insurance company saw the WRITTEN warning and thats why my rates went up. Is it true that this thing can happen? From my research and understanding insurance companies don't hardly ever do this and thats why is was a warning. The major reason I am concerned is I am interested in buying a Dodge SRT-4 sometime and insurance is very high especially for someone under 21 and 25, and I probably wouldn't be able to afford the insurance payment because they would be as high enough without the warning. We plan on calling EMC insurance after they open either today or tomorrow.""

""Motorcycle with no License, Insurance, or Registration. ?""

I have a coworker that rides his bike without insurance, a license, and a suspended registration. He's under the impression that, at worst, he'll only be fined. What are the possible consequences if he is stopped by a police officer in the State of California or Oregon?""

""How much would insurance be on a peugeot 106, female, 17?""

Hi, im 17 and should be passed my driving test by christmas. I want a peugeot 106 and was wondering does anybody know how much (roughly) insurance would be? i live in a small town, in a quiet cul de sac and the car will be parked in my driveway (if this narrows it down)! thanks""

Can you get insurance on a vehicle if your license is suspend?

How can we find a reliable car insurance on the internet?

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""When getting a car insurance quote, do I disclose a speeding ticket, if I already took traffic school for it?""

I had a speeding ticket, but the judge lowered my citation to 99mph so I could take traffic school. I am getting an insurance quote from progressive.com and they want me to provide information on tickets I've received in the last 3 years. Do I tell them about my speeding ticket, since traffic school is supposed to prevent a point from being added to my driving record? I've already finished my traffic school and I live in California.""

Affordable health insurance in NYC?

Hi, I am 30 years old and my wife and I had a combined income of approx $62,000 for 2006. In august of this year I will be quitting my full time job and going back to school full time. My current salary is $50,000. I anticipate making no more than $20,000 while in school and not being able to get health insurance through work. My income for 2007 will screw up my chances of getting most federal aid for the first year and will probably exclude me from healthy NY as well. Insurance through school is about $600 a month. I've gotten quotes of $513 to $1200 a month for my wife and I. All I want is catastrophic coverage in case either of us have any major problems or I have an accident while riding my motorcycle (a means of transportation, not a toy). These online quotes are driving me crazy. Where is the best place for me to look for something that will cover these specific conditions and how much should I expect to pay? Thanks in advance!!""

What is the best place to get car insurance?

I'm I'm high school and I have a job making minimum wage. Where is the absolute cheapest place where I can get car insurance? VERY CHEAP PLEASE

Best health insurance?

Im looking for a great health insurance. One that is reasonable with cost. My location is kansas if it matters.

Do I have to go through Covered California to get private health insurance?

I'm really confused about health insurance. My mom has been qualified for health insurance through Covered California and premium assistance, but I do not qualify for premium tax credits, enhanced silver plan because I am not a member of primary tax filer's tax household. It also tell me there can be only one primary tax filer per application and if I don't claimed as someone's tax dependent, I may apply again as an individual. So my question is what does that mean? Can I just reapply as a dependent of my mother? Info about me is that I am 19 yrs. old, half-time student, unemployed, non-smoker and currently have pre-existing conditions. I'm also currently on 4 prescribed medications. It says I am eligible for coverage through Medi-cal program. The doctors I am seeing currently do not accept Medi-cal. I know a lot of doctors do not accept it because they don't get paid and I can only see certain doctors in the county or something. I do not want medi-cal. This leads to the main question is Can I just apply to a private health insurance myself w/o going through Covered California because their website isn't helpful and I have been on hold for about a hour to ask questions? and Doesn't the Affordable Care Act (obamacare) now has a law that insurance companies cannot decline/reject you if you have pre-existing conditions? Please correct me if my knowledge regarding health insurance is incorrect. Thanks.""

Insurance for a Porsche Panamera 2011?

Im planning on buying a porsche about 3-4 years from now. Im getting my license this month and wanted to know will it really cost 2-3k a month for insurance on a porsche? Are their any cheap insurances you suggest?

Those self-employed: can you share a good health insurance that's affordable?

I have found only quotes over $300 a month. Those that were under $100 had a.. drum roll....deductible of over 10,000 dollars! I need health insurance, but can't afford it. Ironically, my dogs have it and I cannot afford it for me.""

Health insurance for college student?

I'm currently a full time college student at 19 years old and looking for affordable decent health insurance. I don't work right now either and am still paying off a 2k dental bill with the money i had... (sigh) any good plans? (im in southern california by the way)

I'm looking for the lowest car insurance I can find?

nationwide offered me 200/monthly liability allstate 123.00/month esurance 89/month Any idea if I can find the next lower one?

""Can i drive on indian driving licence,and how much the cost for first car insurance?""

i am a international student,i have two years visa.i am 23 years old""

I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?

http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.

""What is the lowest, best Liability auto Insurance in Dallas?""

btw anyone tried Geico and are they really cheap? I know that billionaire guy owns the company, but is it any good?""

Do I need auto insurance if I don't have a car or plan on driving?

I want to get my license because it is something that I need to get out of the way now. I don't have a car or plan on driving until I can even afford auto insurance but this summer is the only time I have free to get my license. I'm 20 and in college.

I want to go to school to learn about car insurance.?

How do I find courses or schooling that can teach me about car insurance

How much jail time for no insurance in georgia?

My friend had an unpaid ticket that turned into a warrant. If he were to turn hisself in how long would he serve.

Is the affordable health act actually making healthcare affordable for everyone?

How much would car insurance be on a Mini Cooper (approx) for a 1st time driver?

I'm a 20 year old female in London. Hoping to take my test soon and just curious about insurance on a Mini Cooper! (I know it's expensive!) thanks x

What is a reasonable cost estimate of business insurance for a cafe?

I'm working up some numbers to determine the financial feasibility of opening a small (1000-1200 sq ft) cafe. Starting out with myself and no more than 2 part time employees, what should I estimate for combined liability, equipment, workers comp insurance?""

Car insurance?

im trying to look for a cheap car insurance company any ideas??

What car insurance is cheapest for teens in NC to get if theyre on their own?

I get my lisence in april and it looks like my mother isnt going to help with the car or the insurance so i need the CHEAPEST possible insurance available. I live in western NC. Any suggestions?

What is the cheapest legal way to insure 2 cars - 1 with just me with full ncb the other with me and my son?

My son is 22 and wants to insure a vehicle, but finds it very expensive. What is the cheapest LEGAL way for me to help him. I have full ncb on my own car.""

Driving parent's car without insurance?

*I'm 16 with a license *My mom has insurance under Liberty Mutual *I am not on her insurance but the car is insured *I live in Georgia (GA has weird laws so any laws specific to GA would be great)

Insurance on a Audi tt?

I passed my test September 2013, I am 18 and for the car I currently have my car insurance is 1,250 or so. If I got an Audi tt that was a 2000 plate would the insurance be sky high?""

Is there an insurance company that will insure you after you've not had any for almost a year?

A friend of my gf's couldn't afford it before but can now since she's gotten a better job and cannot find it anywhere. I'd appreciate it if you'd keep the smart *** answers to yourself. Serious replies only

How can i get cheap insurance on my moms car because I'm only 17 and she has a 2l?

well I've just past my test and I had a look on gocompair just lookin how much it would be for me on my oun 1l and it comes up as like 3500 and thats silly money because i would have to buy a car then that will be like a grand :/ so i had a look on for me to go on my moms car and that comes out as 4000 and she has a 2l is there any way i can get t cheaper? thanks

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https://www.linkedin.com/pulse/can-you-inform-give-me-idea-difference-insurance-costs-ronald-hall/"

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captain-unlikelynutbouquet-blog · 6 years ago

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BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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PLEASE READ: The problem is this. I'm 16 years old, and I really would like to own a car. But the problem is this. When your 16 and you first get insurance, it is super expensive. I have a brother the same age who would also like a car. But I have a single mother. If we have 3 cars and 3 people on one policy, that means it will cost over 10,000 dollars. I know I have to take a defensive drivers course to get 10% off, and I should get honor roll (But that'ss too hard). I've suggested that we get minimal coverage, but my moms the kind of person who thinks she has to pay a lot of money to be covered. Because she won't take minimal coverage, Now I can't have a car. What is the name of a car insurance company that is very affordable but does not make you go on minimal coverage to afford it? If you want, you can tell me what it cost you so I get a best estimate. Thanks.""

Where can I find cheaper motorcycle insurance?

I need to get insurance today as I'm picking up my motorcycle later, it's a 1977 Honda CG125. The cheapest quote I have found is 377 TPFT, and that's with two years' NCB! Granted I'm still on a provisional licence but still ridiculous. Also, can anyone explain if there is any point at all forking out 150 more a year for Theft and Fire cover when it demands 500 excess? I'd have to pay that if it were stolen, right? Even though I paid less than that for the bike...""

UK car insurance with a US license.?

I'm 18 years old, just returned to the UK from a 7 year stay in the US. while in the US I got my license at the age of 16. and accumilated 2 years no claims bonus. for the first few weeks back in the UK I had insurance through Ecar. but had to terminate that today through a misunderstanding with their terms and conditions W/ No claims bonus. what would be the best insurance provider to go through? I used compare the market before and the cheapest (minus e car.) was 3500 a year. I am employed and own my own car (2002 fiat punto) and I plan on staying in the UK.""

How do you apply for health insurance?

How does health insurance work?

""When searching for a car insurance renewal quote, has anyone come across 'Insure Insurance Reinvented'; ultra?""

cheap UK insurance quote.....their quote sounds too cheap to be true, and an internet search for reviews of them has brought up nothing""

Can i sign up 2 cars with the same policy? for car insurance or it has to be separate?

i have 2 cars and i have 4 years no bonus claim, and it was fine and everything, today the insurance company phoned me and said i can only use my 4 years claim on one car only and if i try insuring the other car it would be like no claim so it's like you just received your license with no experience. do you think i could sign one car with an insurance company and the other car with another insurance company?""

How do I get affordable health insurance for my son?

I was in between jobs last year so I had to put my son on medicaid. As soon as I found a job I let them know but they kicked him off of it anyways. The problem I am having is that my insurance at work don't kick in until November and he has to have insurance by then for doctors appointments, etc. I tried to get MC+ for kids but they make it almost impossible to get. I just was wondering if anyone knew of a place where I can get affordable health insurance for my son?""

How long do i have to wait to change to a cheaper car insurance company?

I just got this car last week, and it's used and the dealer financed me, but i had to go get full coverage on it before i drove it off the lot. It was late in the day and i was panicked , so i hit the 1st office i could find, and that's going to be about $150 a month for full coverage (!!) Do i have to wait for a period before shopping a new insurance co. ? If so , how long?""

2.5% tax penalty if you don't have health insurance?

There is a section on page 297 of the health care bill... which you can read here: http://docs.house.gov/rules/health/111_ahcaa.pdf It states plainly that any individual who does not have acceptable health insurance during any part of the year will be imposed a tax equal to 2.5% of their yearly adjusted gross income. My question is what the heck is that about? What has our government come to if they can legally punish people for not getting their own health insurance??

What's wrong with affordable health insurance without a middle man?

We have affordable car insurance and the gov't doesn't get involved in that, do they? Am I the only one who thinks a few of these industries (insurance, pharmaceutical) should be regulated?""

Looking for health insurance that covers IVF?

I am seeking health insurance that covers infertility treatment in the State of Md. Maryland is a mandated state for IVF coverage but I am not sure how it works with regard to individual policies. I know that if is not excluded from the policy that they would be required to cover it. Does anyone know how to get a reasonably priced individual policy that may cover IVF treatment??

I hit a fence with my car will my insurance rates go up if I make a calim?

The other day I was driving my 2000 honda accord and out of no place came a deer that ran out in the street from the woods.I turned my wheel hard to the right not to hit the deer and I hit a woodin fence at an abandoned house.My car is dented up pretty bad .I have full coverage I know the car is 12 years old but it was in excelllent shape before this.if I file a claim will my insurince rates go up?

I would like to know if i can get affordable insurance for melanoma treatment?

i am a low income single mother and need insurance for myself my kid is already covered

""Can your parent pay for your vehicles car insurance, and it be cheaper for them, instead of higher for me?""

Can your parent pay for your vehicles car insurance, and it be cheaper for them, instead of higher for me?""

How much would car insurance be for a 17 year old guy?

i live in the chicago suburbs and wanted to know how much car insurance would cost if i got a car, either something like a ford probe or eagle talon in the 93-97 year range(definetly a 2 door car though). i don't know either to open it on my own or ad onto my parents. i know that adding on to my parents would be cheaper but they don't exactly want to add another car at the moment but im ready to get my own car, so how much would it cost to open my own policy? i honestly know little to none about car insurance so please help. Also, don't tell me to just wait till my parents are ready please cause thats not the question i just want some prices for the insurance please. thanks!""

Where can i find cheap Auto Insurance Providers in Missouri ?

How much u pay for ur car insurance?

for small car. i am considering to get a daewoo matiz, coz its cheap running car. i have my hometown driving license, but thats only valid for 1 year, since i live here for the 2nd, i need to apply for uk license.""

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What does insurance salvage mean?

HURRY I AM TRYING TO GET A CAR BUT IT SAYS INSURANCE SALVAGE SO IDK

Does insurance agents give you the lowest price insurance?

or do they give you a higher priced insurance to make more profit?

Car Insurance Rates?

I am a 19 year old college student in VA. Currently my parents pay for my car insurance and cell phone bill. I would like to pay these on my own and was wondering what I could expect to pay for my insurance. I know that rates are highest for young single males, but I have had my license for 2 years, and I haven't had one speeding ticket or citation or anything. I haven't even been pulled over. So my record is good. Also, I have been in no accidents. So, what could I expect to pay? Thanks!""

Need to find affordable health insurance?

My health insurance just went up again. I live in New York any places i can check out? It will be greatly appreciated

Do you have to get insurance before you can get a license plate?

I just bought a used car off of someone and drove it home. Luckily it was at night because the car doesnt have a license plate. This is my first car and none of my family seems willing to answer the phone today to help me. What am I supposed to do first? When I looked up the cost of plates, it said that when purchasing the plates insurance must be presented at the time of purchase. So that means I have to get insurance before I can get the license plates right?""

What Is the average monthly payment on a new 2008 yamaha r1?

And the average insurance price cost for an 18 year old

Cheap insurance?

ok my partner has hes test next week and we are looking for a car costing about 1000 thats cheap on insurance / cheap to run also a 5 door, the best we found so far is a deawoo matiz witch isnt even a 1.0 but the insurance is 1400 for a year! witch is the cheapist we have found as its a 2002 model. any other cars thats we can get thats cheap and around the same year? thanx ~x~""

My company was bought out - Can I get unemployment? What about my health insurance?

I need some advice. I am an assistant manager at a small call center where I have worked for around 5 years (3 of them full-time). It was just announced to me and the manager (the only 2 full-time employees), that we have been bought by another call center that is not located in our town. The manager is relocating and has been offered a full-time job at their main office (with what I am assuming is a decent raise) about 4 hours away. I am being offered a possible part-time job at a lesser position some 3 hours away - there is no garantee. Well, I have kids so there's no way I'm doing that for a measly part-time position with no benefits. I will be without a job as of May 31st. Our part-time workers will be finding out about the closure on May 1st. For those employees that would like to stay through until the end, they will be offered a monetary bonus or compensation. I doubt it's more than a few hundred dollars. If I cannot find another full time job by then, would I most likely be eligible for unemployment? If I take the bonus money at the end, does that mean I wouldn't qualify? What kinds of questions should I be asking before this happens? I have health insurance for the first time in my life - when does that usually end?""

I want to get my own car but I can't because of my parent's insurance?

So my parents have an insurance plan where they are covered with both of their cars and my sisters car is listed as an extra car to save money. I'm about to turn 17 and I've had my drivers license since October. I've been driving around my mom's car but I want to get my own. I've even offered to keep my moms car and give her my own money for her to get a new car if she wanted. I've been saving money for my own car since I was ten. So basically my parents can't add another car on their insurance because my insurance company would find out about me driving it. I'm pissed because I have all the money for my own used car and I'm a safe and responsible driver, but I'm forced to use my mom's car. I'm not that type of kid who wants a new flashy car to go with the crowd, I just want something of my own so I have no time restrictions. I can't go anywhere without my mom calling me asking for her car. I know I can't afford my own insurance, so what can I do insurance wise to get my own car?""

Is Gieco a good insurance company?

Okay, a few weeks ago I was out looking for a new car (2010 Scion tC) I got some pretty good quotes on it. But when I got the quote through my insurance broker I found out it would be $2600 a year cause of my age and gender (male, 22)! One of the car dealers called Gieco while I was there and put me on the phone with them and they got a quote for a little $150 a month if I sent them my college grades. Is this too good to be true? Or will they just charge me that when I start out and charge me fees later on?""

Short term car insurance quotes?

Hi, are there any car insurance companies that can offer car insurance for a short term (6weeks) for young drivers? Im 19 and had my license since april now, but not been able to get my own car as im going to uni in september and cant afford to buy and insure one for a year. My boyfriend has just got a new car and is offering his old car to me for the weeks before uni to get to work etc so im after insurance for 6 weeks only but all the ones i have looked at wont insure a young driver. I wanted to go with Diamond insurance as they are cheapest for me but not sure if they will offer me short term cover. Help!""

Charged with impaired and insurance (CANADA)?

I was charged with impaired driving when i was 21. I fought it in court and it did nothing but make me spend lots of money and drag things out even more. Now i am 24 and get my full license back at the end of this month. I have had my license for the last year but with the interlock ignition condition on it. Not being able to afford the ignition interlock i decided to not drive. I am seeking advice from a insurance broker or somebody who has been charged with impaired and has gone through this. ON average what do you think i will be paying for insurance? Do you have any suggestions to make? I have a feeling i wont be able to afford it and will still take public transportation but i am curious. Please only answer if you have dealt with this situation

Is burial life insurance different from final expense life insurance?

My mom has been wanting to buy burial life insurance but is confused about the terms she sees online. She says she keeps seeing the term final expense life insurance on some of the websites. Can someone explain what the difference in these two terms is?

A renewal company for home insurance?

We've had three claims in 12 years with our insurance company and the company has put us in nonrenewal mode....is there an online company that will handle our insurance... home insurance....?

Cheapest insurance company?

I want the cheapest no fault insurance for my car, 1994 beretta""

How do insurance companies determine a vehicle's value in a crash? Do they look at the Kelly Blue Book Value?

Adding additional drivers to my car insurance..?

Will adding my mom or dad (perfect driving record) affect them or their insurance at all? Or, if I got into an accident, would it go on their record? The policy would still be in my name...they would simply be listed as a secondary driver. Please only knowledgeable answers. It's crucial I get this figured out correctly.""

Car insurance estimate for a 18 year old?

Does anyone have an idea of what car insurance would cost for a 18 year old insuring a '92 Isuzu Rodeo? I've gotten one speeding ticket (10km over) in the past year. And I don't have a specific insurance company I'm asking about, just in general. Thank you!""

Is my insurance company responsible !?

I recently submitted a claim to my insurance company an it was rejected . At some point during some severe weather something struck our roof causing water to enter . The rain water caused the sheetrock ceiling to crack and start to collapse . We were told by our insurance provider that this was caused by a manufacturer defect . The manufacturer checked the damage and disagrees . I also disagree being that we have lived in the home for four years and this the first appearance of water . what should I do next ? I have already submitted statements from the manufacturer . The insurance company has also declined to renew our policy because of the damage .

What is the best individual insurance for a pregnant woman?

I just found out i am 5 weeks pregnant and dont currently have insurance. My husbands works and his employer offers insurance for the family for $850.00/mo, which is completely ridiculous and not affordable for us right now. I stay at home with my daughter in Missouri, but we are having a hard time getting medicaid. Any advice. Thanks...""

Women Only Car Insurance?

Are the companies that offer women only car insurance actually cheaper than normal insurance companies or is it just a trick to get women to use them? Why should women get cheaper insurance anyway? Is it not discrimination to offer different insurance prices based on gender? Surely you couldn't offer cheaper insurance to white people?

Self employed insurance?

bf is self employed and never been covered under insurance before. I am looking into policies but can not find out anything about preexsisting conditions. He hurt his shoulder several years ago and will probably need surgery. he did see a doctor at that time, but nothing was done, and nothing has been done since. What would be the waiting period if he did see a shoulder specialist and there recomendation was surgery""

How much will insurance be for me per month for a used nissan 350z yr 2003-2004?(full coverage)?

I am 19yrs old and this will be my first car. My credit score is 662 and I work full time earning 9$ an hr for 2 yrs now. Will insurance be a lot for me? How much averagly? 200? 300? 400$? I need to know before I buy it from the dealer... thanks!

Is it legal for auto insurance companies to adjust rates based on where you live?

I live in California, and I thought it was now illegal to charge more or less based on where you live. Does anyone know the laws regarding this?""

""If my stepdaughter causes a car accident, can the injured come back on my car insurance policy to pay?""

my stepdaughter caused a accident and her insurance had to pay its limits but the injuries to the person was more than her policy would cover, can the injured come back on my car policy under resident relative claus? She lives with me and I have her on my health insurance but not my car insurance, even though she occ. drives my car.""

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Who is the best life insurance company that pays out?

I am looking into getting life insurance probably not term life insurance just regular not sure yet however a lot of my friends have had problems with life insurance companies not paying out even though they where still within the life insurance contract guidelines so I am scared..I have heard a lot of positive things about farmers and that they always pay out as long as it is in within the guidelines they provided when you signed up for the insurance . does anyone know of a company that for sure will pay out ? also can I take a life insurance policy out for my mother id like to do so because she does not have one so I am worried something may happen and I will be stuck with bills ? I know I will have ta pay more because of her age but that is okay with me I feel like it is well worth it as long as the company pays out any advice ?? Thanks

How should health insurance companies thank Obama?

I just found out that my health insurance, which used to have a $500.00 deductible, will now be MORE expensive and will now come with a 5,000.00 deductible!! Which means, in order to see any benefit at all, I have to fork over $7,000.00 of MY OWN MONEY!! Which basically means, I have no health insurance now yet I still have to pay for it because it is now the law! If I don't, I get garnished. Asking around, I have learned that this is happening to everybody. So instead of getting MORE people covered by health care, Obamacare is getting millions of people effectively kicked off! But because of the law, we still have to pay the insurance companies, while they are free to raise the deductible to the point where their only purpose is to sit back and collect our money. Great. So I think the insurance companies should fork over a big, fat billion dollars to Obama for the all the cash he sent them!""

Does anybody know where i can get cheap car insurance?

Hi, I'm 20 and i am looking to buy a small car so i can commute to work. However, the insurance on it is sky high. I have tried all sorts of different makes of cars to see if the insurance is cheaper but it doesn't really make much difference, i am looking at Puntos, Yaris's (small cars like that). I have had my licence for 3 months so obviously it is going to be slightly expensive. I have been on all of the price comparison websites and the cheapest i have got it so far is 308 A MONTH! Apparently my postcode is notorious for sky high insurance but that's just ridiculous. Does anybody know of any insurers i can try which could be cheaper? Thanks""

How does car insurance work with multiple drivers and one car?

My family has one car and the only one who currently drives it/has auto insurance is my dad. If my sister and I are to get our drivers licenses (and would only ever drive this one car, too) how does insurance work? Do me and my sister both have to pay insurance on that same car too? Thanks!""

How much to insure a 20 year old female learner on mothers insurance for one month in ireland?

i am 20 and want to learn to drive in my mums car (citron saxo 2001) how much roughly would it be to add me to the insurance for one month if ive never had lessons and have only had a provisional licence for 2 months? i live in ireland thanks

Can you get insurance with a suspended license?

i asked a question earlier about my friend's loser bf who has a suspended license and says he is going to buy a car from a used car dealer my friend (who is stupid) is going to get him the loan to pay for the car he says HE will pay on the loan (i doubt it) i say you need insurance for a car loan but she may just get him just a loan i dunno what that means anyway i know you need proof of insurance for a car loan he says he has been forging his insurance for years i still say they are going to check on it for the loan again i am trying to prove him wrong but can a person get car insurance with a suspended license?

""Car Insurance, New driver ?""

Ok someone told me today about starting a account with PSECU but im not really sure what that is. Im trying to get a car and someone else told me I should get a car loan and finance a car. Can someone please explain this to me If I take out a car loan , get approved, get a car, how does me paying the loan back and the car payment works ???""

What kind of insurance do i need for a produce business?

me and my family are starting up a produce farm and are woundering what kind of insurance we should look into for this.

Does it matter who drives which car under the same insurance policy?

I have an 08 Toyota Corolla S and my dad has a 95 Toyota Pickup. I'm 19 and we're under the same policy with AAA. Would it make a difference in cost if they put me as the driver of the Corolla as opposed to the Pickup? If so about how much? Currently I'm with the Pickup and my dad's with the Corolla.

Where do you find affordable health insurance with a pre-existing condition?

How do you get affordable Health Insurance at age 64?

I moved from AZ to CA and I am retired but very little income. How can I afford to pay for health insurance? Are there any organizations that can suggest places to contact.

Is there an option for auto insurance for if you only drive your vehicle two to three days a month?

I have a truck that I only use like the 2 to 3 times my fiancee isn't around with her gas friendly vehicle. I drive a 15 MPG gas guzzlin' chevy 2500 HD. BUT, I do not want to pay for full insurance because I literally don't drive it but 2 to 3 times a month.""

Does U.S. car insurance (Allstate) cover you in Puerto Rico?

I'm going to be renting a vehicle from Thrifty car rental in Puerto Rico next week and I would like to just use my own insurance for the car. Does anyone know if Allstate covers driving in Puerto Rico? Thanks.

Will filing a claim for broken car window raise my insurance payments?

I woke up to a broken driver side window this morning and the first thing i do is call my insurance to ask if its covered. My insurance said it would cost 350 bucks to fix it and i have a 500 deductable so i gta pay out of pocket anyway. He scheduled an appointment for me to get it fixed at a local shop. Is this claim going to affect my rates?

Does anyone know the average cost for motorcycle insurance in New York City?

Not for a new street-bike, but for an older bike, like a triumph""

How much do you think my Motorcycle insurance would be? for a 250CC bike?

I signed up for a motorcycle MSF class to get my license and to get experience riding a bike. I plan on getting a 250cc bike because I think it's what suits my needs and desires of what I want out of a motorcycle. Also, I don't need anything bigger/faster because I'm quite a daredevil and broke my back 3 years ago. Anyways, I'm 25 now and have matured enough to know my limits and to take it easy. Well, one of my main concerns is the cost of insurance. As of now I pay $330 a month for my car insurance. I have somewhat of a bad driving record, and that's why my auto insurance is pretty high. But i haven't done anything too crazy, like no DUI's or license suspensions. Only 1 speeding ticket too out of all these years. Anyways, i've been looking primarily at the Honda CBR250r. What would you guesstimate i will be paying for insurance? A quote for the average coverage and for leisure purposes only too. Thanks.""

What is good insurance for teens?

Can I have some good companies? I want the basic insurance package. im 17, male, senior in HS thank you""

How to check online what my car insurance for curtain car will be?

I dont own any car right now. Lets say i want to buy Honda civic for $4000 year 2000. I am 27 and have 4 years driving experience in US, no points. 1. how to check what my insurance will be? 2. how to search the cheapest car insurance on the mkt for beginners like me? Thank you.""

How to see a doctor without health insurance?

im a student living in southern california. i havent seen a doctor in years because i cant afford health insurance, but recently ive noticed that i may have an issue that should be checked out by a doctor. how do i go about seeing one? what do i do? where should i go? any advice or tips would be very helpful. at this point i dont care how much debt i have to incur to do it, i just need to do it. thanks.""

Creditable coverage for health insurance?

Heres my situation. I live in California. I get my health insurance through the company that my father works at (Im on my fathers health insurance plan). I Am turning 26 in October, so I wont have health insurance starting November 1st. I have been on my fathers health insurance plan since November 2011. I also have 2 preexisting conditions- OCD and ADHD (psychological conditions), and I have been seeing a psychiatrist and taking medications for those conditions for many years. I want to sign up for a new health insurance so I can get health insurance starting November 1st. I am thinking of getting on blue shield of California. Will I not be able to sign up for their health insurance because of my preexisting conditions? Or can I sign up for the health insurance and use creditable coverage to get my preexisting conditions covered? How does it work? What should I do right now and what should I ask the insurance companies?""

Can my License Plates be suspended under the mandatory insurance law even if I did not drive the car?

My sister was arressted for driving my car with no insurance and now my plates are suspended. I thought it was only if you were driving your own car they would suspend it? Help!

Is this good Health Insurance from my work?

I will be paying 182 dollars a month for medical vision and dental coverage. I will have a 50 dollar deductible, 30 dollar copays for primary care visits (50 for specialist) and 80/20 coverage. (They pay 80 percent of the visits and I pay 20 percent, plus the flat co pay. Im new to the whole insurance thing, I just left my parents coverage. Is this considered good? I just think its sorts a lot as I only make 2100 a month.""

State farm wont stop calling me about a car insurance quote?

I did this stupid offer on the web about some car insurance quotes and I didnt think that anybody would call me or anything but I was wrong. I had calls from Allstate, State Farm, Progressive, you name it! I didnt answer them because I would have no clue what i was talking about because Im not good when it comes to car insurance knowledge or any of that stuff, Im only 16! Most of them had stopped calling me except State Farm and Allstate, mainly just to talk about the car insurance quote that I requested . Do they eventually stop calling you or will they just keep bugging you for life until you change your phone number or whatever? They are really beginning to get annoying, especially State Farm!!""

Debit prepaid insurance or prepaid expense?

dec 2. issued check no. 1103 for $2270.00 to miami insurance company for the premium on a 30,000 policy for the year beginning dec 1. would it be: debit Prepaid Insurance 2270 cedit Cash 2270 ??? thanks!""

What are the NON-LIFE INSURANCE PRODUCTS offered by Private insurance Companies?

Can some one tell me where i can find various non life insurance policies offered by private companies???

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How much is motorcycle insurance per month on average?

The kicker: I'm only 18 and will be on my own policy, not my parents. I am at the top of my class, no tickets or anything, etc. (if any of that helps).""

What is a good health insurance plan for two snowbirds that travel between NY and FL?

Hello. I am 67 and my wife is 61. We are going to begin living between New York and Florida now, half of the year in Florida and half in New York. What kind of health insurance is popular for our situation? What is the most affordable plan? We want to be insured throughout the entire year in both FL and NY. I am 67 and my wife is 61. Thank you.""

How much will my insurance go up after one accident if i backed into somebody but barely scratched their car?

Can I take a Medical insurance policy now and use it?

I recently came to know that I need a small operation to my Nose which costs around 50000 INR. Doctor advised me to make it through Insurance. However I do not have any medical insurance yet. So Can I purchase a Medical Insurance now and get it operated in a few months?? Please let me know the best procedure. Here the Operation is not an emergency, but it is needed at a stage. Please suggest me.""

What size alloy wheels will change the insurance of a car (read details)?

right i've been looking at cars to buy for ages now and as I'm a seventeen year old boy insurance is ridiculous as it is. Finding cars that i can afford to buy and insure is hard. I have found a few 'perfect' cars, however a couple of them have alloy wheels instead of the standard manufacture ones. I will quote my insurance website so you can help me out: Replacement of factory fitted wheels with Alloys of the same size this doesn't alter my insurance quote one bit. Replacement of factory fitted wheels with wheels / tyres of a non standard size or specification This means i cannot get insured at all; they won't have me with them. So my question is, if a 1998 Peugeot 306 has 16 inch white wolfrace alloys, does this mean i can't get insured or not? This might be a stupid question, just want to get it right, thanks for you time, means a lot Alex.""

An individual purchasing auto insurance is an example of:?

An individual purchasing auto insurance is an example of: Answer Hedging. Passing risk to someone else. Risk premium. Systematic risk. a and d

Speeding ticket in a rental car raises my insurance?

Hey forum, I got a 34mph-over speeding ticket in some tiny texas town in my rental. I didn't give the cop my insurance b/c the car was insured through my credit card. How will this affect my Texas Farmers insurance rate? Thanks heaps""

Inexpensive insurance for 25 y.o. with no prior driving history ?

She just bought a 1993 Subaru Justy. We live in Oregon. Do you know how to get quotes on the internet ? Who generally has inexpensive insurance and is not a SCAM ????????

Cheapest Car to Ensure?

What would be the cheapest car to insure for a 19yr old male, license for 2 years, without the best insurance past... Written 1 car off in flood water, and crashed another, so not expecting anything much under 2,000?""

Cost of liability insurance for medical doctor?

What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?

Getting car insurance for a new car but i have a point on my license?

does anyone know how much it cost or what is the difference to pay when getting car insurance if i have a point on my license. i just bought a used car and i want to get car insurance for it under my name. however, i have a one point on my license. anyone know how much of a difference in cost a point would cost? or anything else i should know?""

How can i get my insurance company (Infinity) fix my car ?

Hey i just got into a car crash last month and i've been calling my insurance company to come fix the car.. but all they'v been doin is taking pictures and asking questions about how i crashed.. and its been a month already and they haven't done nothing all they say is that they'r gona let me know whats gona happen later on, thats it... Any ideas ?""

Do auto insurance companies actually confirm the info you provide for the quote?

After requesting a quote online, you anto insurance companies actually confirm that all the info u gave are true? For example; moving violations, actual address? Does the DMV verify this info?""

How much is a spouse's auto insurance in MA?

How much increase is a spouse's auto insurance compared to just an individual's insurance if we drive the same car in MA, with full coverage and that he's a casual driver?""

What is a private jet's insurance price? and maintenance costs? Averagely.?

For College I have to do a business plan. We are creating a fictive private jet renting company in Colombia but i can't find these informations. It is really important as i is part of our financial statements. Thank you very much.

""How to significantly lower my car insurance, just got fired, can't afford more than $50 or so a month...?""

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alabama insurance courses

https://www.linkedin.com/pulse/how-much-insure-vauxhall-astra-lawrence-arnold/"

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BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

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My husband is in the military and is thinking about getting out. Our health insurance is totally covered right now but in the civilian world we have no idea what the cost will be if he doesn't get a job that offers benifits. I'm looking for any info about what people pay monthly, and co-pays for health insurance for a family with 1-2 children. Thank you so mcuh!!!""

Does motorcycle insurance cost the same as car insurance?

Currently 18 years old and was looking for a car but I am also interested in motorcycles. The bike would be a 1979 Honda Twinstar 185. I just wanted something to zip around in in the city. Would it be less considering if I crash there isn't much to repair? or more because I am a teen? I currently pay $150 as a secondary driver on my dad's car insurance. I know there are a lot of factors to determine price but how much of a difference is it normally?

Is car insurance cheaper if your a dad?

i'm soon to be a father of two and was wondering if it makes insurance any cheaper, does anybody know?""

How much (about) would insurance cost for a Lamborghini Gallardo (at 16 yrs old)?

About how much would liability insurance be for a lawn care business with 2 workers?

Any idea of what liability insurance would be monthly for a brand new business that mainly mows, weedeats, and blows trimmings/leaves? Only 2 guys working (partners) the yards and one secretary/accountant.""

When should i buy car insurance?

I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too.""

What is the best car insurance company for drivers over 50 age?

in Toronto

Who offer the cheapest car insurance? liabiliy or collision only?

Liability or collision

Help with Car Insurance?

Can someone explain to me how car insurance works? I know a little bit about it, but I need to know what I'm dealing with because in a few months I'm going to buy a car. I have a lot of people that can help me definately but I wanna know for myself what its about. Thanks!""

Insurance for pre- existing condition?

My friend was recently diagnosed with a brain tumor, she has scheduled a MRI for march and then they will determine whether she can go through surgery. The problem is she had recently exchanged jobs (just prior to the tumor news), and apparently cannot be covered with her present Insurance company as her condition is pre-existent. Now, the tumor is located in the fourth entricle of the brain (where the spinal/cerebral fluid is housed). She will probably need Chemotherapy. Can she be re-insured or covered by a different plan.? Can a single mother qualify for medi-care instead? She is in TX""

Insurance Claim and Home Owner Insurance Claim?

If you were to be injured at a persons home and you make an insurance claim due to seeking medical attention can the home owner also make an insurance claim? What if both the injured party and the homeowner make a claim and both receive money? If this is not allowed what action can be taken upon the parties?

What is a cheap affordable coupe for a teen?

i understand the insurance issue. im 17 . I absolutely love the 03 g35 coupe, but im starting to realize i cant afford to maintain, insure and repair it :( what else similar is a little more affordable. please help im losing my mind!""

Can a 17 year old hold insurance to more than 1 car?

can they have fully comp insurance on more than 1 car

""Got in a car accident driving someones elses car, they had no insurance.?""

got in a car accident driving someones elses car, they had no insurance.im 26 ive never been in any trouble and have a clean driving record. i was terrified and i left the scene and got cought, whats going to happen at court?""

""If I got a car insurance while on a Provisional license, could I still use it when on a full license?""

I've got a provisional UK drivers license but I'm hoping to get my full UK drivers licence soon, but insurance is very expensive. I've seen insurance whilst on provisional is cheaper than on a full license, if I got that would I still be able to use it whilst holding a full UK drivers license? Also what are some other ways to save money on car insurance? Thank you!""

Car insurance + 3 points?

heya ok to cut a long story short i got pulled ove by the police the other weekr and i had a really worn out tire on my car.. i got 3 points for it and now 2 weeks later it my insurance renewal i know i have to tell them about the points and thats fine but this is where it gets slightly interesting, my renewal with no points would cost 790 for the year but if i tell them about the points i think it goes up to 1100 so i looked about online i added the points in the quotes and everywere is about 1300 so i was messing about with the insurance options and i changed the price of my car value from 400 to 3000 and i got a quote for 770 i couldnt believe it so i checked over all the details and they are all correct apart from the value of my car so my question is... does it really matter that i put 3000 as the value?""

No proof of insurance ticket LOS ANGELES CA ?

I got pulled over for speeding. Got a ticket for no proof of insurance. but now i have insurance .. i am 17 and i just wanna know whats gonna happen tomorrow in court ? and on the ticket it says (((People of the state or California Vs. me))) whats going to happened in the court?, are there going to be people watching me ? and ima take my grandma ? also if i cant pay the fine can do community service ? how many hrs ?""

Where can I find cheap motorcycle insurance?

I recently bought a Honda CBR600F4I and am looking for inexpensive insurance. Any help would be greatly appreciated.

Car insurance on new car in FL??

I am going to go get a new car today. The dealer told me I don't have to contact my insurance carrier yet until after I get the car. He just needs me to bring proof of insurance on any of my cars. Does anyone know how long I have in the state of florida to get my new car on insurance. I signed up for new insurance a few weeks ago that takes effect in a week so I wanted to know if I can wait until then or do I have to get it earlier? Thanks!

select auto insurance

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superblyjovialtheorist-blog · 7 years ago

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Whats the best car insurance?

"Whats the best car insurance?

I am an at risk drive at age 19 driving a 2005 toyota sequoia that hasn't been paid off yet i have one at fault accident ( i hit a car in a parking lot with nobody in it) and i have two speeding tickets now i need full coverage because im still making payments but I would like to know what to go with because so far all my quotes are really expensive! please help me out guys i cant afford 300 dollar car insurance!

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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My husband and i are looking to health insurance for our family and i was wondering if any one knew of a good company (in Florida) that was affordable. He is 21, I'm 17 and our daughter is 10 months. We are also expecting another one in November and need prenatal care as soon as possible. Thanks.""

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About Insurance Rates on 06 Ford Expedition?

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Car accident! they didnt have insurance! what cam i do?

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I have my drivers permit, and I want my drivers license. I don't have a car so if I get my drivers license are they going to make me pay for auto insurance? Because I don't plan on driving a car, I don't have a car yet so how can they make me pay for auto insurance if I don't have a car? I just want a license so that I can save up for a car and just have a license before I buy a car. So I have until August 2010 to pass my drivers test and this insurance thing is really holding me back because I don't have money to pay for car insurance. So can they really make me pay for car insurance in California when I don't have a car to drive?""

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Washington State Car Insurance?

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Insurance in someone else's name?

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Which one is the cheapest auto insurance?

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Cost to insure a 1987 Fiero GT?

Hi, I'm 16 and I currently drive a 1999 Honda Civic sedan and I'm wondering how much more money it would cost to insure me driving an '87 Fiero GT? My dad won't let me get it because of the up in price, any suggestions from you guys to persuade him???""

How will my insurance work out tomorrow when I buy the new car?

I called a friend earlier this week to buy insurance. He gave me a quote I like, and tomorrow I want to go ahead and get the car. Do I just call my friend and tell him I'm buying it, and will need the insurance?""

Should I get a new health insurance plan?

Hi there, I'm a 26 y\o male living in california. I just came off my family's kaiser health plan in April and have started paying for cobra to stay on it. As of today it's $670 a month. I know very little about buying health insurance, but I'm wondering if I can get a better deal with an individual plan. My only worry is being turned down for per-existing conditions. I have an anxiety disorder which requires medication and have had 2 eye surgeries for retinal problems. I know very little about the health insurance market other than that insurers having little compassion for the gouge they put on people. Is this a fair price? Or would it be better to look for a different insurer? Also, what is a deductible and how do they work? thanks""

Cheapest car to insure for a 17/18year old new driver?

passed my practical 2 weeks ago. im 18 end of feb and want to get a car....i dont mind paying up to 2500 insurance however, im not sure to what car will be cheaper. is automatic cheaper or more expensive than manual? please someone who actually knows let me know please :)""

Regarding Health Insurance?

If I leave my employer and I have a health insurance from united healthcare for myself + my spouse. WIll it be possible that I can continue getting the insurance coverage......If Yes, how much more would I have to pay then?""

Ok I am for the poor getting Health Care....And I am also for insurance reform?

for crying out loud there are kids poor with illness..for them to not be insured is just insane... 1.What I am not for however is this fine for not having insurance if you can afford it.It is there choice and they should be made to pay for there health care should it go South...If they lose there house,car etc than that is there fault because they made a choice.AND please don't come on here and say there is not a fine for it because there is..I just read it again... 2.What I would also like to know is why the Democrats voted out the amendment to the bill that stated that if you have insurance you will not have to replace it with something else?Is that not something Obama has already promised would be in the bill... Thanks for all the Answers ahead of time...""

Motorycle Insurance (NY)?

I am looking into buying a bike now, but before i do, i want to know, how much is the average amount an 18 yr old male would pay per month for insurance. I'm not looking for insurance sites that i can get a quote from, since i have not decided on the bike to get so any quote might be off. Any roundabout estimate would be very helpful, plus if u can recommend a bike that wouldnt cost me a fortune that'd be helpful too =)""

Car Insurance and Registered Owners?

I have recently bough a car and I am the registered owner and keeper of the car on the documents. As this is my first car and I am under 26, my insurance quote was very high, so as the car will be driven by me and my boyfriend he is the primary driver and i am the second driver on the insurance policy. Does the primary driver also have to be the registered owner for an insurance company to pay out?!""

Car insurance costs more than car!?

So i got a 2001 Acura EL premium with 148k a week ago and i was quoted for $387 a month/4644 a year for a car that i got for $4100. I live in Toronto and i know it costs more for insurance but its ridiculous when it costs more than actual worth of the car. Should i try sell the car or keep it as i need it for school and work?

Car Insurance????

Hi does anyone know any cheap car insurance companies. Thankyou

Insurance on 06 sti I need to know?

What is the averge insurance coat for an 06 sti

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I want to add someone to my insurance policy. He recently had a fender bender in my truck.

Can you get an insurance quote if you don't have car yet?

My dad is helping me buy a new car. And he is up my a s s trying to get me to figure out how much insurance will cost. How am I supposed to get an insurance quote without a vin though?

What cars are good/affordable for first time drivers+ about how much would the insurance be for that car?

im wanting to buy a second hand car but want to know if i can afford all of the costs etc...so i was wondering if i could have any suggestions on good affordable cars, and an estimate on the insurance cost.""

Lamborghini insurance price?

What would the insurance price be on a 100K 2005 lambo for a 20 year old with a clean driving record, im not looking for an exact answer, this is just a question me and a friend were wondering about""

Whats the best car insurance?

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I am 18 looking to get a bike want a CBR 600 or something along those lines. My question is how much is it to insure a bike my mother said that the personal protection would be very expensive how does this work and do i need two different kinds of insurance for riding? Like is the personal insurance separate than the insurance on the bike? And don't tell me thats a big bike i have been riding all my life and have took my friends CBR out more than one time i know i will probably kill myself lol

What is car insurance premium tax?

My car insurance renewal notice is comprised of the insurance itself (540.00), car hire (28.25), credit charge (48.30), and Insurance Premium Tax (34.10), giving a total of 650.65. Is the insurance premium tax some type of scam to get me to pay extra or is it a government tax, like VAT (I thought VAT would be included in the 540.00)?""

Car insurance= cover all drivers?

if somebody has car insurance with everything on it possible as far as what you can buy ( plans like pip, medical, liablity etc ) is any driver of that car, covered if in a wreck? or will the person driving been liable? geico""

How much extra is car insurance if you have points on your licence from speeding?

Is it worth attending the speed awareness course or does this not matter to the insurance companies.

How much is car insurance for a 17 year old boy.?

i am international student from china. i really want to have my own car, but my guardian told me the insurance for teens is very expensive. i want to know how much is it per year or per month. i live in mn""

Private health insurance and medicaid?

My niece who is pregnant works full time and has private health insurance through work. Is she still eligible to get medicaid even though she already has insurance? I thought that if you were pregnant and low income, you'd automatically get medicaid. She makes $10 per hour, so I don't know if that will put her into the poverty level income. She has no other kids.""

How much does insurance cost for a gas station in NH?

If I was to open up a gas station in NH how much would the insurance cost per month or year? Assuming I had an average amount of coverage and was running it as an LLC.

""Im looking for affordable whole life insurance for myself and my husband, we are on a fixed income.?

our ages are male 42 and female 41

Canceling car insurance?

im with hastings direct car insurance and my 1st payment i due on the 20th and i was wondering if i was to phone up and cancel my insurance will i still have to pay it all or will i just have to pay a small fee?

How does liability insurance work?

I'm about to buy insurance & I know it's mandatory in te state of Louisiana to at least have liability. But how does it work? & if I let someone borrow my car are they covered?

Why does / or should my Car insurance RISE?

Since I have changed my car insurance co, my insurance rates had dropped... only in small amounts - but they have dropped over the past few periods. Suddenly, my rates RISE! =:-o I have had no tickets, no accidents, no reason on my record leaning toward any reason to rise my insurance costs. - I am calling my agent, tomorrow to ask about this. Should I expect the reply to be all insurance rates rise... there is no avoiding it! or how should I design AN ANSWER to this issue to develop a $aving reply?""

Can i cancel my car insurance due to changes made in their policy that has skyrocketed my insurance rate?

Just got a package from my insurance company of my new payment schedule for the next 12 mths. Somebody please tell me why i went from paying $249 to $360 a month for car insurance? Sounds absurd ! There is no way in hell im paying for that . . . my questions is, if this is in fact true, can i drop my insurance company at any point in time because the price went up WAY TOO HIGH (i will no longer be able to afford) ? PLEASE HELP!!!!""

Statefarm locksmith coverages for auto insurance?

how much StateFarm reimburses for locksmith charges. I had to pay $139 for a locksmith to come and open my car. his service charge is 39.99 and $75 for opening car (tax and 10% credit card charge) it totalled to $139. now any of you has any idea how much StateFarm will reimburse me. Do agents play tricks to reimbruse less money. Any suggestions will be highly appreciated. Thank you

What are the requirements to become a licensed insurance agent in Texas?

I have applied at GEICO and I want to know what the state of Texas requires, besides taking the exam, to become a licensed insurance agent.""

Car insurance question..please help.?

Can someone be able to have car insurance in the state of new york and have the registration in someone else's name? Ex: Car insurance by the name of Jane Doe, and Registration by the name of John Doe. Please let me know..thank you.""

What kind of insurance do I need as a teen?

I am looking for quotes and anchor insurance asks which insurance I want I have the choices of Liability only, Comprehension and collision and Comprehensive only""

Affordable car insurance?

Hi; I recently bought a 2002 Pontiac Grand Am from a used car dealership and need to find some insurance on the cheap side for it. What I'm really looking for is something that simply makes the car legal, as I can't really afford anything over $40. I'm 23 and living in Harrisburg Pennsylvania so any insurance you guys know of that fall into my parameters would be great; really need this car for work.""

How much of a difference per month for car insurance is there between a sports car and a regular car?

How much is car insurance?

Im 18, living in chicago, but i could register my adress in suburbs with gramma if it would be cheaper.... looking to buy a honda civic 94' or a 94' acura integra....""

Can a car insurance company lower the estimate?

Ok here is my dilemma: I got in a car accident about a week ago, the other driver is at fault. I went for the repair estimate to the agent #1, he was ready to write a check for $1500, but I was wondering how much they would pay if they totaled the car, in a couple of days I got a phone call and the agent#2 said that the vehicle is gonna be a total loss and said they would pay $2300 and take the car. I decided to just take the $1500. Agents #1 and #2 directed me to an agent #3, I explained the whole situation to him and he said he would issue $1800 if I want to keep the car BUT I would have to get a salvage title for the vehicle first due to the state law. The state law requires a person to get a salvage title if the repair cost is 75% or more of the vehicle total value. I do not want to get a salvage title for the vehicle and I told him that the original estimate given by the agent #1 was $1500, not $1800 which is less than 75%, to which he responded I believe we still had some items open when you got that estimate . he will check it and call me back. 1. Can I just lower the estimate to original $1500 so I would not have to get a salvage title for the car? Any law that allows me to lower it? 2. Will the insurance company receive any benefit if they pay me more money but I will have to salvage the car? Why do they wanna do it?""

Do I qualify for my parents health insurance?

I have a job that offers health insurance at a price I'm in school I'm 22

California Casualty Auto Insurance?

I'm a 3rd grade teacher in NJ who currently has Century 21 Auto Insurance . I representative from California Casualty Auto Insurance came in to demonstrate their insurance. I am now contemplating on switching. Does anyone has any luck with this insurance, or any other one? I will be paying about $130 per month for 2 cars.""

Can I sue an insurance company if?

If the insurance company is putting stress on me and with holding information from me.It was their client who hit my vehicle he was cited a ticket. for being left of center he was flying down the road in a double yellow zone traffic was stopped 2 lanes and he had to go around them in order to hit me.He has a witness and he and his so called witness are saying that I pulled out of a lot that I was never in.Lucky for me I kept my proff of purchase.and they even have me on camera with the traffic stopped.Anyway his insurance company is treating me like I am a criminal and will not tell me anything.Which in turn is really stressing me out.So can I sue if I want to .I did try to be nice but his agent really makes me angry and stresses me out.I am just wore out from dealing with her.

Does any one knows if a time requirement exist that you have to notify your car insurance co. if you're hit?

My car was hit in a parking lot. the other driver told me to get an estimate for the damages and he will write a check. if the cost is too high, his insurance co will pay. do I have to tell mey insureance co. about this? is there a minimum time that I have to tell my insureance co? thank you.""

Can my mom add my car to her insurance?

I'm 19 yrs old and i just bought a car, my car note is $300 a month and because i just got my licence the cheapest insurence i can find is atleast $250 a month (i cant afford that)... i have a used 2006 lexus is 250... i cant afford $250-$350 a month and was wondering if my mom could add my car to her insurance even though the car is registered in my name""

Whats the best car insurance?

https://www.linkedin.com/pulse/usaa-good-auto-insurance-company-go-under-benjamin-christian"

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