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boreussia-durmmund · 6 years ago

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Hearts don’t break around here - Part 2

A/N: So part number 3 it is. The gif bc of obvious reasons ;) hope you like it <3 Tell me if you wanna be tagged! Epilogue Part 1

Everything will be alright if you keep me next to you

It was a warm Thursday when Lou was walking home to Roman. Markus and her had been going easy in training today because both of them as well as their horses needed some rest. Therefore Lou had the time to walk home where Roman would wait with his parents.

Karin and Martin were visiting Roman for the weekend to be in the stadium for the game against Leverkusen. It had been planned for a longer time as far as she knew. They were coming now already because they couldn't attend the last home match of BVB this year. Still Lou was sure they were really curious about Roman's and her wedding plans. Right now they just knew Roman had proposed about two weeks ago and the wedding date was already set up for th 24th of July. It was soon, Lou knew it and so did Roman but it was the best opportunity they had this summer and they wanted to get married this summer. Both of them were fans of marrying in summer, even though they liked winter as well but the warm weather with lots of sun was the best for marrying and wedding pictures as well.

Lou was glad they both agreed on that. It was also easier to keep all the guests entertained when it was warm and sunny outside and they weren't forced to stay inside.

It was the morning after Roman had proposed when they talked about this and agreed it should happen this summer but very soon they realized there weren't many days it was possible. Roman insisted on them having their honeymoon right after because traditions were there to be kept. The latest he needed to be back for BVB was in the beginning of August but it all depended on how far he would come in the world cup. But Lou's tounaments were making it even harder because the German championship was in the end of June and the CHIO in Aachen was til the 22nd of July. That's why Lou would probably just have two days left to prepare the wedding once she was home. It also meant she wouldn't see Roman for about 70 days, roughly.

Roman said if he had time left before, he would go to Ibiza with his friends just like last year but if not, then not. It all depended on how far Switzerland would come in the world cup. Maybe he might get out pretty early which at least meant she wouldn't have to miss him for so long. Although Lou didn't believe they could win, she wanted them to because it meant more freetime for Roman with her. In August Lou would have enough time before the World Equestrian Games in the middle of September. She knew she would need time to rest inbetween. The next weeks or better months would be hell. Markus and her would train crazily and she tended to not give herself enough rest, she always has and with Roman not being home this could end up being a problem. Last year he was there to support her at least partly or Marie her former flatmate was but she would be alone at Roman's and her apartment. Markus wasn't any better than her so they would work each other close to a mental breakdown, Lou could predict this already.

Somewhere inbetween training and tournaments she was supposed to plan their wedding and she knew this was almost impossible, therefore Lou was already planning lots of it with Roman at the moment and told her family what they could decide without her. She wanted to give Martin and Karin the chance to also get involved in their wedding plans, there were even a few things were they needed to be included.

If Lou was thankful for one thing, it would be that she already had a dress. It was her worst fear to need to get one because she tended to being indecisive on outfits but thank god her aunt helped her so this fear couldn't even grow at all. As far as she knew Roman planned to buy a suit with his brother and his father when he was in Switzerland before the world cup.

He wasn't allowed to see her dress before the wedding and neither was she to see his suit. It was one of the traditions Lou actually liked and wanted to keep up to. She knew she would have to keep up to more and even some she didn't want to keep up. Roman was traditional about this and she knew the wedding meant the world to him so she would agree with it to make him happy. By now she slowly started to like the idea of a big wedding because she knew in the end it would be amazing but god damn it there were lots of things they needed to plan.

Eventually Louisa arrived in front of their appartment door, got her key out and opened the door. Within a second Lenny disappeared inside probably on his way to search for Cliff and the humans. It took Lou a little longer, she got out of her shoes, yawned and got herself a glass of water before looking for her fiance and his parents. She found them on the balcony. Some nuts as a snack were on the table, Karin was patting Roman's arm and Martin was drinking what Lou guessed was a smoothie, Lenny and Cliff were siting beside him and enjoying the pets he gave them.

“Good evening.” Lou greeted them a smile on her lips.

“There you are.” Karin said and Roman added “Finally.”

“We said seven o'clock and it's 6:48. I'm not late.” Lou replied while Karin got up to hug her.

“Just because you aren't late, doesn't mean I didn't miss you.”

Lou smiled at him over Karin's shoulder.

“I hope I don't smell that bad. If I do, I'm sorry.” Lou apologized to Karin.

“No, it's alright.” She let go of Lou and sat down again.

“Really? I feel like I'm just feeling like I smell like eau de cheval all over.”

“Eau de cheval?” Martin asked confusedly.

“Horse smell.” Roman and Lou said in unison.

They looked at each with a smile on their faces.

“Actually, it's probably more horse shit today. We cleaned six boxes this afternoon. If no one minds it, I want to take a shower at first.”

“If I get a hug a welcome hug as well before you leave.” Martin smiled at her.

“Yeah, sure. Sorry, I forgot that.”

Lou ran her fingers through her hair and laughed a shyly before taking a few steps towards Martin and leaning down to give him a hug. He held on tighter than she would have expected him but it felt good. It felt like hugging one of her uncles, safe, warm and full of wisdom.

“Okay, then gimme twenty or so.”

Lou turned around to leave and when she was at the door she heard Roman call her name.

“Lou?” “Yeah?” she turned her head around to look at him.

“We ordered food.” he stated.

“Fit and healthy?” Lou asked although she was sure he already knew the answer. “What else could it be?!” Karin replied smiling at her.

Okay, she was right. Even around Christmas she didn't see his parents really eating something unhealthy, it was the same thing about Roman. From time to time he liked some sweets, a bit chocolate, maybe some cookies or muffins if she baked for them but never much more. He was really good at controlling himself and by now she damn well knew where he got that from.

“The same as always?” Lou wanted to know from Roman.

“Yeah, without rice.”

“That's why I love you.”

She left then to get some new and nice clothes from the bed room. With them in her hand she went to the bathroom, locked the door and took a relaxing and long shower.

The doorbell rang just when she got out of the shower and while she put on her clothes Roman knocked on the door and told her they would be waiting for her in the dining room.

Louisa hurried because she didn't want to keep anyone waiting but she knew they really wouldn't dare to start eating without her.

Towel around her shoulders, hair still wet and without socks on she walked over to where they were waiting at the table.

“I'm sorry you had to wait. I told Roman you could start eating without you.” she explained sitting down next to Roman.

“Don't worry.” Roman reassured her while simultaneously caressing her thigh under the table.

“It was no problem to wait. We barely waited for three minutes maybe.” Martin smiled at her softly.

“And I'm not raising my boys not to eat until everyone is at the table just to ignore my own rules.” Karin added.

“Okay, thank you. Bon appetite.”

They started eating and fell quiet for at the beginning, sharing some glances here and there. Then Martin asked Roman about his training tomorrow and if he could visit. He was always eager to watch any training and learn from them. Maybe even find out how well his son was trained. She knew he used to train the youth team goalkeepers in Bern till last summer and though he never was a professional footballer he was more than interested in seeing trainings and matches. Often enough he visited alone to watch a BVB game in the stadium while Karin stayed at home in Münsingen.

Lou asked Karin about her work as a primary teacher and mostly just listened so she would be fast enough, nevertheless Lou finsihed last.

She looked at up to see Martin and Karin holding hands and looking at her unpatiently. It was time to talk about the important things, at least Karin and Martin didn't want to wait any longer.

“So Roman said he didn't want to talk with us about the wedding plans alone.” Karin started.

“And Karin can't wait to know all of it.” Martin added smiling at his wife.

“Just like my mum.” Lou laughed.

Roman had pulled her chair closer to his and took one of her hands into his.

“Roman is turning 28 this year. I think I waited long enough for a wedding.” she replied looking at her son.

Lou agreed with her by nodding. Roman looked at her trying to find out if she wanted to tell them or he should.

“Your parents, your turn.”

“Okay, I want to get married at our church in Münsingen and Louisa agreed with that.”

“The same church we got married in.” Martin stated.

“Exactly. I wanted to do it at home.”

He smiled and they smiled back. Lou didn't believe Karin's smile could get any bigger.

“But Roman is not the only one who wants to do it at home.” Karin looked at her confusedly “Karin, please don't look at me like that. The marriage ceremony will be in Münsingen at the church but my family wants to do it the way it has always been done, with my cousins, my sister and my parents and aunts. This means a big party at our place. It only takes about one hour and a half to drive there from Münsingen so we thought we have the ceremony in the morning around 11 and then meet up with everyone for the big party in the afternoon.” Lou explained closely watching his parents.

“Sounds really nice. I'm looking forward to finally meeting your parents!”

“So are they... oh, do you want to be a part of the wedding plan groupchat? Because then I'll add you. My mum probably needs embarassing pictures of Roman anyway.” “Sure, of course. It would be my pleasure. What are the pictures for?”

“I don't know for sure if they will do it but my sister and my cousins who got married all had to stand very embarassing and funny foto shows with lots of pictures. And I know how many, extremely embarrassing pictures my mum has and I hope you have as much of Roman because we should both get embarrassed.”

Lou laughed a bit, Roman caressed her cheek and Karin smiled at her.

“I think I will find some pictures.” she nodded at Lou.

“I hope so.” “Dad?” Roman asked probably because Martin has been quietly sitting there, looking like he was caught up in his own mind.

He looked over at Roman gesturing him to go on.

“What are you thinking about our plans? You haven't said anything about it.” Did Roman sound unsure or even concerned? Sure Martin hadn't said a thing yet but Lou never got the impression he was a talkative person. Usually he would share some stories but not all the time and it wasn't like he wanted to be included into a every conversation. If he had something to say, he would say it.

Lou looked over at Roman who was watching his father closely and he really seemed nervous, he held her hand a little too tight and he was biting his lip lightly.

“Römu, calm down. I like your wedding plans, I'm fine with them. I just can't believe you're actually marrying. It feels like yesterday when I needed to lift you on my shoulders so you could see everything going on. Soon you will have kids. I don't feel old enough to be a grandpa or be married to a grandma.” he explained at first smiling at Roman and then grinning provokingly at Karin.

Roman sighed in relief and Karin just stuck her tongue out to her husband.

“Okay, what about the dress? Any plans yet?” Karin turned her attention back to Louisa.

“I already got one.”

“You had time to go shopiing yet?” Karin seemed surprised. Lou felt Roman's glance on her and his hand squeezing hers telling her she wouldn't need to talk about it if she didn't want to. He was there and his parents were nice, they would respect her decision. Roman knew this was emotional for her. She already teared up when her aunt showed her the dress and it took him hours to calm her down later.

“No, not shopping. Apparently everyone knew about the proposal before me and when Roman told her about it, my aunt immediately searched for my mother's wedding dress. It is one of the few thing she kept because my mother wanted to keep it for exactly this purpose. Her daughter wearing it for her wedding. Usually I don't give damn about these things because my biological parents are dead and my mother will never know about this. But somehow the idea of fulfilling her wish is making me happy and it fits perfectly.”

“That's really touching.” Karin smiled softly and reached out to cup Lou's arm.

For a moment she thought she would need to cry now as well but Martin started with another topic so she could keep the tears inside. Nevertheless Roman was looking over at her a little worried.

“About everyone else knowing before, it was just a matter of time until you two would finally take this step.” he stated smiling gently as well.

“Sure, it's not like I didn't have a clue but I remember you” she pointed at Karin “saying something about taking pictures for the wedding when we were watching the game in March and everyone ignored that although I asked about and that was when I knew it would happen soon.” “Okay, caught.” Karin admitted “I think Roman told us only a few weeks before.” she looked over at Roman and then Martin.

“Well, maybe he told you then.” Martin said.

Karin was looking at him with her eyes widened.

“You told your dad earlier?” “Yeah, I asked Dad and Marco when we were home for christmas. I wanted to keep it secret for a while because I needed to find the right moment and we all know you suck at keeping secrets.” “I don't. I can't believe everyone knew before me!”

“Well, I didn't.” Lou added sharing a smile laugh with the rest.

“But you do suck at it. You already ruined at least three surprise parties...” Their talk went on for hours until it was time to got to bed but Lou knew one thing for sure now Roman's parents really loved her, unlike her Mum who was still struggling to accept Roman as her son-in-law. She hoped for the best and was sure they could do it.

@be-your-own-anchorx @buerking38 @degea-drama-llama @iuliaaa21 @geekyyears9 @carlaimberlain @ednamor @team-erikdurm @pichitaasensio @hopelessdreamer11 @imaweirdobutyoulikeit @avril-rush-goose

#roman bürki fanfiction #lou and roman #hearts don't break around here #roman bürki imagine

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beardedwinnerobject-blog · 6 years ago

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i know how to drive, but my mom is worried abbout the price, is american family insurance cheaper when you take drivers ed?""

Cheap car insurance with different situations?

HI I have one car at the moment. I am looking to buy another one for my wife. I want to know how will it work out cheap to get both insured. is it 1) If we both can drive eachothers cars? 2)we have seperate insurances on our cars and we can not drive eachothers cars? 3)I can drive my wife's car but she cant drive mine.? Also how can we protect individual no claim bonuses aswel. Thanks

Can I get an auto insurance without owning a car?

Over the next couple of weeks, I'll be renting a car. Since the insurance from rental companies is so expensive, I'm planning to get my own liability insurance and use it with the rental vehicle... can I do that? I do not own a car! Also, what is the best insurance company for me, I'm 23/male/texas with a clean record.""

Can my car insurance company take my car without my Authorization?

MY car was stolen out of my driveway after i got home from late at night from dancing at a club. I was was very tired and accidentally left my keys in my car. I awoke up the next morning with my car gone. made a report it was stolen, a few days after police contacted me stating my car was found and it was smashed up un-driveable. they put it in a towing company. asked me several questions and went into investigation. insurance called me and did their own investigation and asked me several questions like the police did before. I got a letter in the mail a week later from my insurance stating they will not give me any monies for my car because they don't believe my story. but failed to give me proof of me lying. understand my car is paid off its a 1998 BMW. it was in great condition.I am still paying insurance on it, I found out today that my car is not at the towing place that an agent from my insurance company came and had my car towed away. I was never informed, i did not i sign any papers releasing my car. I have the title. the towing place said they needed the car for investigation. can they take my car without my consent?""

delaware state insurance guaranty

How much do you pay for health insurance per month?

Just your portion/ per month / your age I am 30 and did not choose a health plan at work because I think $170 a month for basic HMO is too much for a single healthy person. I used to pay $60 with dental and vision at my last job (which I know is really cheap). When I interviewed here they told me they had a great health plan. Well, guess what they lied! I will definatly be asking more questions about health insurance when I talk salary for my next position.""

Can i sue my insurance company for hit and run?

I live in Yuma, Arizona. I'm 15 I Have my motorcycle permit i can drive from sunrise to sunset Okay February 21st YESTERDAY at 3pm Me and my brothers were going to jack in the box they took our car (1996 Isuzu rodeo) and i took my motorcycle (1994 Kawasaki ZX-6) we were going down this curved street they are on the left lane I'm on the right lane and this Winter bird (An older person from out of state that comes down to living in our city in the winter) pulls out on my right lane. While he's doing this i horn my horn he looks back and completes his turn and the brakes and doesn't move... i'm down shifting and my rear wheel locks up when i downshifted my bike shakes and i going onto the curb my bike gets eating up from the curb and i go over the curb and start to eat **** my hip and left get bruised i was wearing this thick overcoat my arm gets road-rash and then the old *** man drives off... doesn't even assist me... my brothers flip a U and we pull my bike to the side of the road and go to the hospital at the hospital we called the police they took pictures of my motorcycle and skid marks on the road then take my statement and brothers i wanted to know can i sue my insurance for anything? I'm not sure what coverage i have I'll add more detail tomorrow Monday morning Here are some pictures of the motorcycle P.S. I'm not sure if you can see but my front tire is flat it got a hole from the accident http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash1.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash2.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash3.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash4.jpg What broke Front tire Possible bent rim front brake lever Oil casing headlight windshield possible gears and chain my muffler my front right flaring my bottom flaring""

18 year old motorcycle insurance 600cc Toronto?

Hi I'm 18 years old with an M1 licence and a Honda CBR 600 in the garage. I have no driving record and I want to start driving in the beginning of May. What I'm wondering about is the price of insurance I should expect for just liability? thanks

How much does Car Insurance for a teenager cost?

How much is car insurance for a 15 ( starting drivers ed) year old girl if you are only a part time driver, like if you dont own a car you just use your parent' car in Illinois? Like how much is added on to your parents insurance bill? and how much does it cost if you have your own car?""

Cheap health insurance?

anyone know of any cheaper health insurance (maybe like $ 50/mo) i am a single student.

I need a life insurance policy that is affordable for my mom who has cancer?

I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her insurance under $100 a month. Ant ideas?

My insurance company will not renew my auto insurance as I had 2 accidents. What do I do now?

Will other insurance companies provide insurance for me?

Who has the best insurance quotes?

Does Lowest Quote Wins really lower your insurance to $15 per month?

I saw one of their ads on a car today and was obviously intrigued. How legit is it?

Would my insurance be high?

There is a 1973 Dodge Charger online I found that needs restoration for $1750. What would I do for insurance and would it be high since I'm only 17?

Car insurance ?????/?

Well.I have permanent general car insurance they used to charge me 60 dollers it when up to 80 a month. Idk I found a cheaper insurance what should I tell permanent general

Accidently put wrong date of birth by 3 months on my car insurance?

Iv just accepted a quote online for car insurance without realizing my date of birth is wrong by 3 months, if i tell them to change this should it change the price of my insurance?""

Insurance question please?

hi i am a learner and but my partner has a car that is insured on his friends name. my question is my partner states he cannot teach me how to drive or put my name under the insurance because it would cost more and he might get into trouble with the police . i just want to know if this is true and if so like how much would it cost.

""What company do you recommend for renters' insurance and why? Not state farm, they are pricks. Testimonials?

I need some affordable renters insurance. I live in MO and REFUSE to give those pricks at State Farm another dime. Who do y'all like for price and custoer service???

How much would it cost for someone to drive a moped?

other than the moped and gas how much would insurance usually cost for a 17 year old going on 18 to drive a moped and what kind of license will i need to have what kind of restrictions i have a clean driving record but if it helps i am in New York State.

Do I HAVE to pay for insurance if im not driving but have a license?

My mom is trying to tell me and my brother (who is 19 and I will be 18 in about a month which is when i will get my license) that we cant get a license unless we have money to buy insurance. I think its really f***ed up for a student who got a license and doesnt drive any vehicle has to pay for insurance. She says that once i get my license, the insurance company will force her to put me on her plan so i can be insured. I think its a load of sh*t. I have never heard of anyone being forced to have insurance when they dont drive. When i say dont drive i mean, when i get my license, i wont be driving until I get my own car. Please dont respond to my situation and how i should deal with it, just tell me if thats even possible for the insurance to do that.""

Insurance will not pay for storage?

I reside in California, and I was recently involved in an accident. The other party accepted 100% fault for the accident. My vehicle has been in storage since November 19th. The other party's insurance says they will only pay for storage up to the 23rd because paying more is not a reasonable amount. Can they really do this? If I do pay the storage that they will not cover, it will still cost me over $500! I mean they accepted fault, and it is their client's fault that I have been without a car for so long. It is their fault that my car had to be towed and put in storage. They are the professionals. They should be able to negotiate with the company, and not put the responsibility on me. What is the best way to handle this?""

Insurance Broker Question?

On average how much does an insurance broker make in california? Or how much just a well rounded guess nationwide it does not matter... When an insurance broker gets commision from a company for helping them get more customers...around how much percentage does he cut from the company?

I want to start a health insurance company how would I go about doing that?

I want to provide people with an affordable insurance that will also pay fair rates to the pharmacies and hospitals. I used to work for a pharmacy and saw how if the customer got a good price on a drug then the pharmacy got screwed over and vice versa. This needs to change, please help me make that change.""

Which is the Best Health Insurance Policy available for Individuals in India?

So far I have learnt that LIC health plus is a pretty good policy. and http://sunilrams.blogspot.com has really given in detail the comparisons . Are there any better policies in the Indian Market for individuals.

""Will my car insurance rates go up if damage in accident is under $1,000?""

Today I bumped a parked car when trying to pull out of a paralell parking spot. Both cars were scratched, but no dents. My car was in worse shape than hers, and I took mine to an auto body shop to get a quote on what it would cost to repair the scratch. The quote I got was $671.23. The lady (who was sitting in her car when I bumped her) said she was going to have to have the whole bumper replaced... even though it was just a scratch about 3 inches long. We called the insurance companies and I admitted fault (duh.) She said she was going to call the police and may have to go to the doctor because her neck hurt, but the police were never called. I am still worried she is going to try to sue me or get more money from me... it was just a small scratch! Not even a DENT! My main question, will my car insurance rates go up, and if so, by how much? I drive a 2010 Kia Soul. I have one other accident on my record and I pay about $150 a month. If it does go up, is it going to be drastic? Her car was a 2012 Kia Soul (same color oddly enough) so I am hoping her quote will be similar? Since the overall damage is under $1,000, what can I expect to happen? Can she really report me to the police, or try to claim injury? I was just pulling out of a parking slot and thought I was clear, but still very slow and cautious. I just don't see how I could have hurt her neck... Any help/input appreciated, thanks so much.""

How much will the insurance cost?

Yamaha DT50MX, how much will the insurance cost, Monthly or yearly also monthly wise how much do people spend on petrol?""

What car insurance is best/cheapest?

I am going to be getting a used car from my uncle and would like to know your opinion on what car insurance to get. My parents wont put me on their plan(this is my first car btw) so I have to get my own. I need a cheaper plan considering I only work during the summer as of now(thinking of getting a job on my college campus next semester). Any help would be good(your experience etc) I tried going onto the General insurance website(commercials say their cheap) for a quote but they keep on sending me to a Geico website, has anyone else had this problem? Thanks in advance for answering.(BTW I am a girl, I know that we get cheeper insurance typically for some reason lol and I also went through drivers ed in the past and I know most companies will give me a discount for that)""

Should I sue or settle with the insurance company?

So, my 2010 Sentra (Brand New less than 6K miles) was rearended. It's been hell dealing with the other guy's insurance company- never return calls, no followup, etc..... My car is back looking great except for minor details (issue with the trunk) which I hope to work out with the shop. They are giving me a low ball offer on diminished value and I live in a state that grants diminished value Here are my questions: 1) Is there a simple calculator that can be used to calculate diminshed value? The car was in pristine condition prior to the wreck 2) At this point, is it better to use a Attorney? I want to be compensated for days lost from work, medical expenses, diminished value, pain and suffering (also if shop is not able to work out minor repair detail I want compensation for that )""

Can you buy health insurance for only your baby?

we need insurance for our one year old,we did have the state welfare insurance for the first 11 months,now shes 13 mos. and her dad is working but no insurance for a couple more months and what if she gets sick and more shots will be needed soon,so can you buy insurance for only a baby or do you have to have an adult on the plan also""

delaware state insurance guaranty

How much does short term disability insurance cost?

what are the premiums, if you have short term disability insurance on your own, to supplement an employer's plan or just to help out with bills if you're termporarily disabled?""

Can my ex-wife insure our kids through her husbands insurance?

My ex-wife is required to carry our kids insurance. She switched jobs and is now insuring kids under her husband. My only concern is, if he decides to leave her or gets pissed off he can drop my kids from insurance. Since he is not legally obligated to insure them. He is not adopting them. He is not legally bound to take care of them. Is my concern valid?""

""Looking for a fast, reliable, good quality and low insurance group hatchback.?""

I'm 24 and at the moment have a fairly low Saxo VTR with a couple of other performance mods, it handles like a dream on nice roads and has good acceleration. It's starting to fall apart with things going wrong left, right and centre, due to French engineering I presume? I have a DR10 on my licence from 4-5 years ago, so my insurance is a bit pricey. I just paid for a year so I can swap it straight over. I'm looking for something as fun to drive as standard and NOT French. Thanks Oh and please spare me the lectures, speed is for safe overtaking and I'm not driving too fast, you're driving too slow!""

Where can I find the best insurance firms in California?

My son just got out of hospital and am really concerned about the health of my family members - what should I do now? Where can I get the best insurance firms in entire California?

""How many low information posters truly believe Obamacare's $5,0000 deductibles constitute affordable insurance?""

How can you say you have insurance when you have to pay $5,000 before it kicks in every year? A study by HealthPocket Inc. in December found that the average individual deductible for Obamacares bronze plan was $5,081 a year42 percent higher than the average deductible of $3,589 for an individually purchased plan. The deductibles on the low-cost plans are the real scandal here. The administration will surely trot out a long line of cancer patients and people with other terrible medical problems who got treatment in 2014 with coverage they werent able to buy in 2013, but there are going to be far more working poor and middle class people who still have to scrape together a decent premium after the subsidies, pay it faithfully, then get sick and go to the doctor, only to find out their policy doesnt cover anything until theyve paid a $5,000 deductible. I predict a LOT of dissatisfied lower income premium payers.""

Who has the best car insurance rates in New Jersey?

South Jersey Resident. 26 year old male with a clean driving record.

Does anyone know of cheap car insurance for convicted drivers?

""If I like a used car say $20k. What is the order of getting a loan, paying with loan, car insurance?""

Do I get aproved for a loan then tell the dealer, then get insurance?""

Insurance and modifications?

i have a 3 speed auto porsche 944 '-85. obviously it is quite expensive to insure, and this particular model is quite slow. so i was wondering what would be the complications in shoving a 944 S2 engine under the bonnet, and the turbo from the 944T model? both mechanically the complications and what insurance companies would make of it. could i not just get away with telling them nothing? after all it would still be a 944-of sorts!""

Is it wise to go on your parents car insurance?

Having looked around on car insurance website and seeing that my insurance would be as high as 2500, is it wise to go on my parents insurance. If they are the main driver and im the additional driver it comes down to just 1000. Is this illegal and what are the chances of getting caught if so? thanks x""

How much is a good deal for an old car insurance?

It is my first time getting a car in the US... Actually, I'll be getting it tomorrow, I know it's a Toyota 1989, don't know the specific model yet but I know it's a cheap one... it has papers and registration... I mean, quite cheap and nothing very good looking. I'm 20 years old, single, international student at university... how much do you think will I have to be paying? (approximately)... and should I try getting it online? first time doing this so I'm kinda lost""

""ATTN: New drivers, How much is your insurance a month??

I just got my insurance today and was curious to see what other ppl are paying. Thanks in advance:)

Cheapest insurers for a first time 18yrold with pass plus??

Hi iv'e just brought a 2002 vw polo and wanted to get my first insurance on it. Can you recommend any cheap insurers for first time drivers and young drivers. I've completed my pass plus as well. Thanks for the help xxx

What type of car is cheapest to insure?

I am 16 and looking to buy a car under 10k. I want an SUV but what I hear they are a lot more to insure than a sedan? is there a big difference in insurance price when it comes to Suvs, sedans, and sports cars? For example here are three types of cars one a suv, one sporty, and one sedan. Which will be cheapest? Ford Expedition Mazda RX8 Chevy Malibu""

What are 2 Door car insurance choices?

I live in New York City , and im trying to do all my research before i jump the gun and even buy my insurance and car ( Tho i do know what i want ). But these are what i want to know .""

Nissan GTR for a teenager?

Hey everyone, I am a 16 year old who runs a photography business in Nashville, TN. I have been saving up for a car for the last 7 years, originally for a BMW M3 or Audi S5. I have amassed about $25,500 to spend on the car, and have a steady income to pay for insurance and gas. There was a recent question asking whether it would be safe to give a child like myself a car like the M3 or the Nissan GTR. However, I feel as though such a generalized statement is grossly inappropriate. I feel that responsibility in an automobile should fully be determined by ones own experience and responsibility, as opposed to strictly ones age. For example, I have shifter cart racing experience, have taken multiple high performance driving courses from some of the best. (Truly recommend Bondurant's program BTW). I have over a 4.0 GPA, and am editor and director of an online magazine and our school's paper. I make a decent wage from a job and business that I created myself, and have learned marketing and advertising from some of the best in the field (anyone heard of the oldspice commercials?). My own determination has lead to success and my ability to reward myself with a highly exclusive and phenomonal driving machine. On the other hand, no one would doubt the maturity or ability of a man thrice my age attempting to buy the same vehicle, who had never driven on a track, who had never used ABS, and who had never learned the evasive driving techniques necessary to driving such an automobile. Herein lies the problem. In the previous discussion on this same topic, the driving of a GTR by someone my own age was likened to handing someone like myself a loaded .44 Magnum. However, this in itself is a stereotype. I am a nationally ranked rifle competitor who knows how to build, much less safely use, a .44 Magnum. I am a member of USA Shooting and the NRA and CMP competitive shooting divisions. How is handing me a loaded .44 any less safe than handing some retired man who has never held a gun the same pistol? I am at a loss for the logic in that situation. Is my inherent danger of being 16 such a risk as to counteract my own experience and track record of responsibility? SO back to my actual question. 1. If I purchased it, would you disapprove of allowing me to drive a car such as the GTR. and 2. Would you purchase a 2009 GTR, an 2008 M3, or a 2010 Jaguar XF? Why? Thanks in advance!""

What car insurance suits me best?

i am going to be in san diego during the fall quarter, from august to december. i am a 21 years old italian male with three years of driving experience and no accidents in the past. i only have the italian passport. is there any way that i can keep both my kidneys and still be able to pay an insurance for that period? does it necessarily depend on the car? thank you very much folks!!!""

Affordable health insurance?

if any of you guys know any good and affordable health insurance in NJ. We(my wife and I) really need one that we could afford. Thank You!

First time dealing with car insurance for a 19 yr old?

I just finished drivers ed today and I want to go ahead and get my drivers license because also Lowes called me and want me to come in for orientation! Crazy day right? 2 good things in 1 day. But anyways the Lowes that I should be working at is maybe 15 minutes away and the position I have should be a night position. I'm sure my mom doesn't want to drive around at night so I told her she can just give me the car at night. Here's the thing my dad said he'd have to put me on his insurance. I would like to get my own insurance so they can save some of there money. So can anybody point me in any direction or give me some tips. Because im clueless when it comes to car insurance. Right now my mom is asking me do I have to work there. I plan on grabbing this job because I've been looking for awhile and I finally got 1. Ain't no telling when I'll get another one

Canceled car insurance?

The case is complicated and it is about my car insurance. I misinformed my insurance company about my NCD. As a result they cancelled my policy. The problem is that before they cancelled it I had a claim. My car was not damage at all but the other guy had a few scratches on the bumper and he reported the incident. My insurance company informed me; they would cancel the policy and return all the payments I made so far. They would cover the cost of the damage to another guy, but I have to repay all the cost they bear. Does the insurance company may cover the damage and request reimbursement if they cancelled my policy? Whats my option, can I refused to pay them back? Because my policy was cancelled, so should I deal with a problem on my own? I guess it would be cheaper for me to pay for the damaged bumper straight to the other person than deal with the insurance company. Please advice

Who needs insurance?

Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?""

Which is the best insurance policy with low premium and high returns --- Plz suggest me?

What happens if you forget to update your car insurance when you buy a car?

-bought car to replace totaled one a few months ago. -got letter a few months ago saying i needed to prove i had car insurance so i just mailed in my car ins info not realizing i hadn't updated it (the new car is the exact same as the old, year and mod""

How do you find out if someone that hit you has insurance?

the insurance information i was given after someone hit my car turned out to be fake. my insurance company called his company but was told that the policy # does not exist. so is there a way i can find out through DMV or somewhere his true insurance information? if i can't find it, would this qualify as uninsured since i have uninsured drivers coverage? it would waive my deductible and it would pay for the injuries i suffered in the accident but only if he really is uninsured.""

Can you cancel your car insurance?

I will be selling my car, and still have 4months left on a 6 month insurance..they have my bank account""

delaware state insurance guaranty

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