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Post-PIDP Professional Development (Week 8)
Post PIDP Professional Development
The PIDP program has been eye-opening. Through it, I have learned how to design my lessons to meet the needs of a wide audience of learners and become more learner-centered. I want to focus on this aspect of my continuing learning.
Complimentary to PIDP, I have been taking graduate courses at the University of the People (UoPeople), a tuition-free online school. This program will lead to a Master of Education (M.Ed.) in Advanced Teaching. While nothing in life is free, this school has minimal fees, and when I began looking at it, my search was more of an experiment than anything else. There are certain things about this program that I am really enjoying so far, which are also complimentary to the PIDP program and are informing my practice at Northern Lights College (NLC).
At NLC, as Chair of the University Arts and Sciences (UNAS), I am responsible for course quality. While our courses have excellent content, we are not using Brightspace, the institutional LMS system, to its full potential. This means that at UoPeople, courses in every program are organized similarly, and learners can find their materials easily, as they are the same for every course. For example, the syllabus and course policies can always be found in the same spot, and every week, there is an agenda with lectures, readings, and assignments listed similarly. At NLC, each course follows a unique sequence, and learners often have difficulty finding course materials. This is an area of quality improvement that I am keen on, and I would like to work with my colleagues to create an “NLC standard” that will be used for all courses. Of course, this is one of many examples.
As a lifelong learner, I am keen to continue my education by taking courses past PIDP and M.Ed. in various institutions. For example, I am interested in becoming an effective online instructor. Thomson Rivers University (TRU) has a graduate certificate in online teaching and learning that I am keenly interested in taking. While most of my education has been in person, I have taken many courses online. Initially, I was increasingly skeptical of the effectiveness of online education. However, I have learned more about the benefits, using my learning as evidence. While it is only effective for some learners, it is a practical way of learning when living far from physical colleges and universities, and it provides an essential pathway to education when no others are available.
As evident, I am keenly interested in following more of an institutional pathway to continuing education. This is a result of my comfort level with identifying learning opportunities. Moreover, this pathway allows me to follow an already-made plan that expands on my learning step-by-step.
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Property Tax Services Market is Estimated to Witness High Growth Owing to Growing Complexity in Tax Regulations
Property tax services play a vital role in collecting taxes from businesses and individuals for governments at local, state, and federal levels. Property tax services help in assessing the value of a property, filing tax returns, resolving tax issues, and appealing tax assessments. Property tax consultancies offer solutions like tax calculation, exemption & relief consultation, assessment calculations, tax reporting, and property tax representation. With governments worldwide introducing reforms in property tax laws to increase tax collection and simplify tax compliance, the need for property tax services has increased tremendously. The Global Property Tax Services Market is estimated to be valued at US$ 3.52 Bn in 2024 and is expected to exhibit a CAGR of 7.3% over the forecast period 2024 to 2031. Key Takeaways Key players operating in the Property Tax Services market are Avalara, Blucora, Canopy Tax, Drake Enterprises, H&R Block, Intuit, Sailotech, SAP SE, Thomson Reuters, Taxback International, TaxJar, TaxSlayer, Vertex, Wolters Kluwer NV, and Xero. These players are focusing on partnerships, mergers, and acquisitions to expand their service offerings and geographic reach. The key opportunities in the market include compliance management solutions for complex tax regulations across countries and cities, property tax advisory and consultation services for commercial and residential properties, and cloud-based software solutions for tax filing, payment, and refunds. With increasing globalization of businesses, the Property Tax Services Market Demand for cross-border property tax services is growing. Major players are targeting high growth markets like Asia Pacific and Latin America by establishing offices in these regions to cater to the needs of multinational clients. Market drivers The growing complexity in global, national, and local property tax regulations is one of the key drivers for the property tax services market. Frequent changes in tax laws related to categories of properties, exemptions, criteria for tax relief, and filing procedures require continuous updates from tax experts. Property Tax Services Market Size and Trends is increasing the demand for property tax advisory and consultancy services.
PEST Analysis Political: Property tax services are highly regulated at local, state, and national levels due to political and economic interests in property taxes. Regulations vary significantly in different jurisdictions. Economic: Property tax services are dependent on real estate market conditions and property values. When property values rise, expenditures on these services tend to increase as there are higher tax obligations and more disputes. Social: Property owners are increasingly seeking online assistance and software tools to evaluate tax obligations and ensure accurate and fair treatment. The industry is benefiting from greater social acceptance of online services and automation. Technological: Advanced software tools are leveraging technologies like AI, machine learning, and big data to provide more personalized guidance and support to property owners. Some platforms utilize public records, satellite imagery, and 3D scans to more accurately assess property characteristics and tax impact. They also support electronic filings and payments. The North America region accounted for the highest share of the global property tax services market in terms of value in 2021, driven by the large number of residential and commercial properties. The Asia Pacific region is expected to be the fastest growing regional market for property tax services through 2031, spurred by rising property ownership, increasing urbanization, and developing digital services adoption across major countries like China and India.
Get more insights on Property Tax Services Market
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Money Singh is a seasoned content writer with over four years of experience in the market research sector. Her expertise spans various industries, including food and beverages, biotechnology, chemical and materials, defense and aerospace, consumer goods, etc. (https://www.linkedin.com/in/money-singh-590844163)
#Coherent Market Insights#Property Tax Services Market#Property Tax Services#Tax Assessment#Property Tax Consulting#Tax Appeal#Real Estate Tax#Property Valuation#Tax Reduction#Tax Advisory#Tax Management
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E-learning Intro
eLearning
eLearning Industry Blog: An all-time favorite! It’s run by Christopher Pappas, founder and owner of The Instructional Design and eLearning Professional Group. This is a daily source of how-insight for eLearning professionals looking for tips, resources, ideas and basically anything involved with eLearning. One of the biggest features we’re thankful for arte the lists that are regularly included to provide inspiration.
Custom Training and eLearning Blog: Focuses on corporate training, workforce empowerment, successful motivation and rapid eLearning. Throughout the years they have provided instruction in training management concepts, leadership, and eLearning design to both eLearning and HR professionals. All entrepreneurs can definitely benefit by learning how to use training in a meaningful way in this age of online education.
E-Learning 24/7 Blog: This blog is run by Craig Weiss, a thought leader in eLearning and social learning. You will find product reviews, forecasts, debates and discussions about revolutionary topics, clever eLearning insights and tool comparisons. His blog aims to help eLearning professionals and eLearners understand new trends and emerging technologies.
E-Learning Undercovered: The Internet is overrun with eLearning tips and advice, often making it difficult to unearth the truly worthwhile information. eLearning Undercovered cutrs through all of this noise by giving us practical advice, and making it the perfect place for finding ebooks, free resources and articles for rapid eLearning developers.
Integrated Learning Services Blog: Every week, they provide insight about rapid eLearning design and development learning, including topics such as eLearning theory, process and authoring tool techiniques.
The eLearning Coach: Wants to help both startup and experienced eLearning professionals by providing practical advice as well as learning theory. Connie Malamed’s blog is the perfect place to find actionable strategies, tips and tricks, practical advice and resources to supercharge your eLearning design and development skills. By reading this blog you can be sure you’re getting the best knowledge for your eLearning journey!
Social Learning
INTERACTYX Social Learning Blog: This blog covers all things related to social learning, learning management system (LMS) technology and eLearning. You'll get access to the latest news and trends on social learning, plus tips and tricks businesses of all sizes can implement. The thing we really like about this blog is that they just go to the point on topics that sometimes can be boring, making it fun to read.
Dashe & Thomson’s Social Learning Blog: This blog is written to focus on enterprise Social Learning. The articles in this blog share information and thought leadership on enterprise learning and organizational effectiveness. The blog covers everything from eLearning, mobile learning and social learning to technical writing, communication and change management.
Mobile Learning
Creative Design of Learning Experiences: Mayra Aixa Villar passionately writes about mobile learning, responsive design, and other learning experiences. With blogs running from “Different Faces of a Single Learning Experience: Responsive Design” to “10 Great Tools For Storyboarding”, Mayra draws from his real-life experiences as instructional designer and eLearning consultant. This blog helps will help you adapt to this new age of mobility.
The MLearning Revolution Blog: Is written by RJ Jacques, who focuses on everything about m-Learning. His blog features helpful insight regarding the rapidly changing m-Learning arena. His blog is absolutely brimming with mobile learning and education technology content. Totally recommended!
Float Mobile Learning: A popular blog that provides consulting and information to developers and educators, hoping to know more and be updated about what mobile technology. Their blog not only sheds a right fair amount of light on the m-learning movement, but discusses the super neat apps and developments they’ve made via partnerships.
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Employees Are Looking for More: How to Meet Heightened Benefits Expectations
Today’s employees are looking for more from employers to stay engaged and feel valued. For this, employers can put power in employees’ hands, offer personalization and prioritize benefits programs.
Compensation is still the number one way to positively impact employees and retain top talent, but other factors aren’t far behind. For example, 53% of employees want employers to focus on supporting health and fitness. There are also stressors outside of work that still affect employees at the office, for example, financial worries - employees spend on average 13 hours every month worrying about money while at work. Sedentary lifestyles and increasing social and financial pressures are impacting employees' mental and physical wellness as well. Benefits professionals can combat that by focusing on initiatives that make employees happier, healthier, and more engaged.
Put the power in employees’ hands
Over half of employees in the US say their workplace has a negative impact on their wellbeing and only 10% say there is any positive impact at all. Organizations need to respond to this by making the mental, physical and financial well-being of their employees the core goal of their people strategy. The benefits that have the most impact are those that are personalized to meet employees’ long & short-term needs.
Read the full article @ https://hrt.media/o4vr1
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I think some people are mistaken with the whole Jacob situation, no one was mad at him because they thought he was 'shading' Tom lol at least not that I saw. He's just constantly being weird, rude, inappropriate, ungrateful, and then tries to play the victim and drags Tom into it. He's always saying no one likes me and you all just like Tom and Z, there's a reason for that. If he was a nice genuine guy in public then Tom and Z wouldn't have to hype him up all the time, people pick up on vibes.
You're not the only fan who has shared this sentiment with me.
The only thing I will say is that while I do feel that Jacob would prob benefit from using more discernment when using social media as a "public figure" in the public eye, at the same time, he is still really close with both Tom & Z, and I feel as though they wouldn't be such good friends with him if he were really someone who had unfavorable characteristics irl in person.
Jacob comes across to me as someone who's social media persona/personality isn't exactly how his personality is in person. I def don't think he's like his "Ned" character in the Spider-Man franchise (no way lol 😅), but I don't think he's exactly how he portrays himself on social media either. Just a guess.... 🤷🏾♀️
What I THINK might be going on is that he sometimes struggles with the fans/fame aspect of social media at times. 👀 I also recall that in the beginning of this whole franchise, he was one of the actors (among many 🙄) who were treated quite unfairly by many fans (not necessarily Tom's fans, but just gp and Spider-man fans just in general) for being "different" from how ppl originally imagined Peter's best friend Ned would look. Zendaya (MJ) and Tony (Flash Thomson) were also among several of the actors who were criticized and mistreated online. It could be that maybe Jacob hasn't quite forgotten how he was treated, and sees a bit of a double standard in the fandom, and therefore gets a little hurt/frustrated with the status quo at times. 🤷🏾♀️
There is also the other possibility that he's just having fun, enjoying life, seeking attention, and isn't really thinking that deeply about things lol.
Just a thought.... 🤷🏾♀️
Either way, I feel like if he really wants a REAL, lasting, successful career in Hollywood in the future (which, I'm honestly not even sure if this is even his goal tbh lol... he could just be living in the moment for all I know), he would do well to take a page from Zendaya or Tom's book, and just maybe use a little more discernment (and privacy) on social media going forward. 😊
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Sunpentown By2021 Property Report
https://www.reportmines.com/amorphous-metal-ribbons-market-in-japan-r184818https://www.reportmines.com/amorphous-metal-ribbons-market-in-china-r184816Cellars are the in-store facility for serving a variety of wines that traditionally were stored in underground cellars. Cellars also house other types of alcoholic beverages such as beer, spirits, champagne and mixed drinks such as jellies and cordial. In order for a cellar's facility to qualify as a good investment proposition both in terms of profit and return on investment there needs to be a strong market interest, demand and an appropriate base to start from. As more cellars become available and online retailers start offering additional wine related facilities many cellars market players will choose to expand their business by adding a cellar or a wine cellars installation to their existing product range.
https://www.reportmines.com/amorphous-metal-ribbons-market-in-china-r184816
https://www.reportmines.com/amorphous-metal-ribbons-market-in-us-r184817
Wine Cellars Market Research The wine industry in the UK and Ireland is anticipated to be growing at a CAGR above about 15% over the forecast period, with greater penetration into the mainstream markets and increased retail sales being experienced by existing customers. An analysis of the current trends and marketplace perceptions of the sector can provide a valuable insight into the future direction of the market and the types of products that will be successful in this competitive landscape. Some key players have recently diversified their markets to include spirits, champagne and brandy which provide a diverse base for product marketing and sales opportunities. Other important trends include the migration of consumer habits from the traditional wine drinking market to online purchases and the increasing popularity of cellars as a lifestyle choice.
Global Market Size Growth As more people embrace a more health conscious lifestyle and develop their taste for wine through online retailers; the demand for cellars will grow in line with the evolving customer base. Growth in China and the rising middle class in other countries are providing a strong foundation for growth and the potential for new markets. The UK and Ireland are forecast to continue to expand their market share with the rest of Europe and the United States. Over the forecast period of 2025 the cellars market size in the UK and Ireland is anticipated to increase to over three hundred million pounds.
https://www.reportmines.com/amorphous-metal-ribbons-market-in-japan-r184818
https://www.reportmines.com/amorphous-metal-ribbons-market-in-south-korea-r184819
Sunpentown Dorset The market forecast sees a significant rate of growth in the coming years as people become aware of the benefits of owning sunpentown cellars. This includes the provision of year-round sunlight, privacy from external intrusion and the ability to benefit from the local environment through natural light. The main markets are concentrated in Dorset and Gloucestershire. A number of private residences and businesses rent their sun pent houses and use them as extensions to their homes. These properties are sold and bought by tourists and local residents who make investments through the rental returns. A significant number of these properties are now in the hands of investors who either lease or buy sunpentown cellars.
Sunpentown Dorset is an important area within Sunpentown, Dorset which is an outstanding attraction to tourists and is situated at the heart of Dorset. Sunpentown is one of the major attractions within the Sunninghill and St Ives National Park, which were rated as one of the top ten destinations in England last year. This popular town is the centre of the mining history and it is associated with the famous Victorian mining period. A significant number of people visit this market throughout the year as it is a keystone of the local economy.
https://www.reportmines.com/amorphous-metal-ribbons-market-in-india-r184820
Sunpentown Dorset forecasted to sustain its market share with tourism and infrastructural investments. Tourism dominates the economy and supports a substantial amount of employment. The infrastructural investments include the upgrading of telecommunications infrastructure, upgrading local transport facilities and improving road, rail and air links. As a result of this, there is a considerable increase in demand for housing in Sunpentown.
The Sunpentown by2021 report provides a detailed analysis of the current and future demand and the impact that this will have on the existing supply. It provides a detail breakdown of key figures and trends including total annual GDP, population, number of bedrooms, the average age of residents and level of employment. The report identifies that the largest economic drivers of demand in Sunpentown are tourism and infrastructural investments. It also identifies that London is losing out on market share to the South West.
The main factors that drive the Sunpentown by20 21 report are the increase in yearly house building and an increase in the amount of commercial property development. There is also an increase in inward migration from the United Kingdom as a result of the economic situation. This report highlights that there are three distinct periods when properties in Sunpentown and the surrounding areas of Reigate, Croyde and Willesborough have reached their highest point of popularity. The main factors driving the growth rates are that there are now more homes for sale than there are available houses to build them in. There has been a significant increase in the number of new builds and the number of developers that are entering the market. These factors combined are leading to a marked increase in the demand for property in the Sunpentown and surrounding regions.
Summary
ICRWorld’s Wine Cellars market research report provides the newest industry data and industry future trends, allowing you to identify the products and end users driving revenue growth and profitability.
The industry report lists the leading competitors and provides the insights strategic industry analysis of the key factors influencing the market.
The report includes the forecasts, analysis and discussion of important industry trends, market size, market share estimates and profiles of the leading industry players.
Global Wine Cellars Market: Product Segment Analysis
Free Standing
Integrated Under Counter
Built in(Slot in)
Walk in
Global Wine Cellars Market: Application Segment Analysis
Residential
Restaurants
Hotels
Pubs/Bars
Others
Global Wine Cellars Market: Regional Segment Analysis
China
Europe
USA
Japan
India
The players mentioned in our report
Middleby Corporation
Haier
Avanti
EdgeStar
Sub-Zero
Electrolux
Liebherr
Climadiff
Eurocave
Danby
Perlick
Enofrigo
La Sommeliere
Vinotemp
Frigidaire
NewAir
Avintage
Thomson
Sunpentown
Dometic
Frequently Asked QuestionsWhat is the USP of the report?
World Wine Cellars Market report offers great insights of the market and consumer data and their interpretation through various figures and graphs. Report has embedded global market and regional market deep analysis through various research methodologies. The report also offers great competitor analysis of the industries and highlights the key aspect of their business like success stories, market development and growth rate.
What are the key content of the report?What are the value propositions and opportunities offered in this market research report?Related Reports
World Biaxially Oriented Polypropylene Market
World Brake Pads Market
World Dispenser Market
World ERP Software Market
For more contact us: https://www.reportmines.com/
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Shameless Media: A Start-up's Guide To Digital Stakeholder Engagement
OVERVIEW
Today’s businesses exist in a world where everything is rapidly changing. How organisations communicate with stakeholders, and vice versa, have been transformed by the digital age.
Not only are stakeholders powerful and tech-savvy, thanks to digital media, they now also have direct contact with companies and organisations 24/7 (Ozer 2020).
Companies therefore are much more accountable for their conduct and value (Tench & Yeomans 2017). This can either play to their advantage, or hinder it in a critical way.
As such, businesses need to foster relationships with stakeholders by leveraging the power of digital media. The goal is to have a community of people who support the organisation, who resonates with the brand’s value and message.
An example of modern organisations championing this is Shameless Media. Utilising digital media, Shameless engages with their stakeholders through strategic branding and content marketing.
How can we capture people’s hearts and minds in an attention economy? Let’s learn from this millennial start-up.
CASE STUDY: SHAMELESS MEDIA
Profile
Shameless Media (SM) is a millennial gen Z’s destination for all things digital content. Operated in Melbourne by a team of five young women, the company was founded in 2019 by writers Zara McDonald and Michelle Andrews.
Although relatively young, the podcast venture has accumulated a consumer base of over 20 million listeners, plus a growing community of 220,000+ followers across Facebook, Instagram and LinkedIn. SM also recently created a brand-new agency for content creators and influencers, The Sana Agency.
Stakeholders
Since its inception, the podcast has not had a single episode that has not been sponsored (Forbes 2021). More notably, Shameless listenership is overwhelmingly 94.7% women in their 20s (Gillezeau 2021).
SM's key stakeholder groups thus include:
1. Consumers: audiences, readers, listeners; and
2. Sponsors: collaborators, business partners.
Current digital operations
PLATFORMS
1. Podcast
At first glance: Eye-catching cover. Good tag line (“The pop culture podcast for smart people who love dumb stuff”). Almost always seen in the Top Charts.
My thoughts: I was surprised to discover how new the podcast is. Its popularity, large growing number of listeners and content quality make Shameless seem a lot more established.
Open and honest, the hosts are not afraid to let audience knows where they stand on critical issues (feminism, politics, climate change etc.). New episodes are regularly scheduled which is good for audience retention.
As a consumer, I am drawn to the show/company for their seeming authenticity and relatability. Not to mention the well-balanced research that allows audience to form their own opinions without being spoon-fed. 10/10 recommend.
2. Website
At first glance: Layout is easy to look at. Visually appealing. All relevant info seems to be there.
My thoughts: Nice design, but not as much interactivity as I would have liked. When I tried looking for more information on the founders and organisation, something like an About Us section for example, there was none. Neither was there any resource or material on the business side of things (annual reports or data analytics or anything of the sorts).
One may excuse this considering the age of the organisation. However, I believe SM might benefit from a website update or revamp. It will certainly be helpful for those like me who are curious, who do research on the firm and would therefore like more access to information.
3. Instagram
At first glance: Quite large following. Relatively high audience engagement. Content layout not my personal taste, but appealing overall.
My thoughts: Shameless has great social media presence, especially on Instagram. The company made good efforts in interacting with followers. There are the ‘Your say Fridays’, polls and Q&A every other day on Stories. Users regularly comment on posts (memes, podcast updates & announcement), and many get replies from admin.
Overall, Shameless is doing very well with social media engagement and audience interactions.
4. Facebook
At first glance: Not much to see/do as this is a private group. Nice cover image though.
My thoughts: Large community of readers of nearly 34,000 members. The group has been active since 2019. While discussion threads cannot be publicly viewed, those interested in the content can find related episodes on the Shameless podcast.
Over on Instagram, there are links in bio to the book-selling site for each month’s pick. Makes me wonder whether or not these are affiliate links.
5. LinkedIn
At first glance: Small-to-medium sized following. Appealing visuals, though not too much information.
My thoughts: I have seen the Shameless LinkedIn profile before, but has only started following them recently. The account is not too active, the latest post was from a few months ago. Perhaps this is because the content that circulates on LinkedIn often revolves around business culture, not the usual focus by SM. Most of the posts thus far are general announcement and job openings.
In the future, SM might be benefit from a more active LinkedIn page, so as to not only attract new audience and potential talents, but also to establish their presence more firmly among competitors in the corporate world.
DIGITAL STAKEHOLDER ENGAGEMENT
The corporate brand is constantly being co-created by organisation with their stakeholders. Dialogical communication is said to enhance this along with corporate reputation (Gundolf et al. 2018; Ozer 2020; Rosenberg & Seager 2017).
In reality, what might this look like?
From tactics to dialogic communication in digital media, let’s look at how SM has been engaging with stakeholders.
Dialogical communication in digital media
Tactics
Potential areas of improvement
Lack of strategy
Upscaling the business
Other types of content, especially video
CONCLUSION
So far, leveraging social media has helped Shameless achieve their goal and stay true to their brand. “Win their niche, core audience, nurture specific community of mostly young working women” (Gillezeau 2021).
The company’s success is in no small way thanks to the relationship they have with their audience. SM has intimate understandings of what the audience wants, and are able to deliver it.
This is in large part due to the founders being in the same demographics as their audience. As McDonald put it, “[W]e wanted to tap into a younger demographic that we thought were generally being ignored by mainstream media” (Forbes 2021), which explains the company slogan.
“We make content for ourselves, our mates, and you”.
Branding and content wise, SM is doing a good job capitalising on the trends, particularly with interactive content, content marketing, and online content communities (Clark-Keane 2021; Thomson 2019).
Yet, it is also important to note the fortunate position SM finds themselves in. As a millennial start-up, they are already advantaged by having skills in digital media and technologies.
Nonetheless, through forces of strategic digital communication, Shameless Media has been successfully engaging with their stakeholders through a combination of clever branding and content marketing.
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REFERENCES
Clark-Keane, C. 2021, ‘7 Content Marketing Trends to Watch in 2021’, Wordstream, https://www.wordstream.com/blog/ws/2020/11/23/content-marketing-trends
Forbes, T. 2021, ‘How I Do It: Shameless Media’s Zara McDonald and Michelle Andrews on building their empire’, Fashion Journal, https://fashionjournal.com.au/life/how-i-do-it-shameless-media/
Gillezeau, N. 2021, ‘Shameless Media: The podcast start-up that’s rejecting big offers’, Australian Financial Review, https://www.afr.com/companies/media-and-marketing/how-they-built-it-shameless-media-20210330-p57fbu
Gundolf, K., Jaouen, A. & Gast, J. 2018, ‘Motives for strategic alliances in cultural and creative industries’, Creative Innovation Management, vol. 27, pp. 148-160, DOI: 10.1111/caim.12255
Johnston, J. & Rowney, K. 2019, ‘Social networks’, Media Strategies: Managing Content, Platforms and Relationships, Taylor & Francis, Sydney, pp. 75-103.
Kim, K. 2021, ‘How to make sure you’re marketing to Gen Z the right way’, Sprout Social, https://sproutsocial.com/insights/marketing-to-gen-z/
Ozer, D. 2020, ‘Organisations’ use of social media from the perspective of dialogical communications and marketing-oriented public relations’, In B.O. Aydin, S. Gurbuz & O, Dugan (eds.), Public Relations in the Networked Publics, Peter Lang, Frankfurt, pp. 211-235.
Rosenberg, M. & Seager, P. H. 2017, ‘The Big Picture: Four Trend that Change Everything’, Managing Media Businesses, Retrieved from ProQuest EBook Central, DOI 10.1007/978-3-319-52021-6_1
Smart Insights 2020, ‘7 ways to reach and influence millennials using social media marketing’, https://www.smartinsights.com/social-media-marketing/social-media-strategy/7-ways-to-reach-millennials-through-social-media-marketing/
Tench, R. & Yeomans, L. 2017, ‘Exploring Public Relations’, Global Strategic Communication, Pearson Education, Harlow, Available from: ProQuest EBook Central (14 August 2021).
Thomson, C. 2019, ‘Top Marketing Trends For 2020’, Forbes, https://www.forbes.com/sites/forbesagencycouncil/2019/10/03/top-marketing-trends-for-2020/#6889ba113d5d
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Mazda Announces X-5 R-Sport Special Edition
As the world’s best-selling two-seater roadster enters its fourth decade on sale, Mazda UK has revealed the R-Sport special edition. Limited to just 150 examples, this stand-out MX-5 Convertible will feature free-of-charge Polymetal Grey metallic paint and a grey soft-top hood, while 16-inch RAYS gunmetal alloy wheels finish the unique exterior look of this special edition.
The Polymetal Grey color is a new edition to the 2020 Mazda MX-5 line up and on the R-Sport it is matched to piano black wing mirrors, while inside the R-Sport features burgundy Nappa leather seats with silver stitching, ensuring the interior has the same bespoke feel as the exterior. Based on the 1.5-litre 132ps Skyactiv-G Sport trim MX-5, the MX-5 R-Sport is the latest example of Mazda UK’s long tradition of offering personalized limited volume MX-5s.
Customers can register their interest in the £27,700 Mazda MX-5 R-Sport online now and UK deliveries will begin once the current retail restrictions come to an end. Commenting on the Mazda MX-5 R-Sport, Mazda Motors UK, Managing Director, Jeremy Thomson said: “I’m delighted that we can offer an exclusive MX-5 Convertible model to our customers. With it joining the rest of the Convertible and RF models in the line-up, we now have a great choice of MX-5s in our updated 2020 Mazda MX-5 range, which means that anyone wanting to drive a distinctive and stylish roadster can find what they need.”
Based on the 1.5-litre Sport, the R-Sport’s standard equipment tally includes navigation, Apple CarPlay and Android AutoTM, cruise control, heated seats and climate control. In addition to the R-Sport, the updated 2020 Mazda MX-5 range features a 10-model line-up - four Convertibles and six RFs - the 132ps 1.5-litre Convertible is offered in SE-L and Sport trim, while the 184ps 2.0-liter Skyactiv-G engine is matched to Sport Tech and the new range-topping GT Sport Tech trim. As with the Convertible, SE-L and Sport trim RF’s are powered by the 1.5-litre engine, while Sport Tech and GT Sport Tech come with the more powerful 2.0-litre engine. In addition, 2.0-liter RFs in both trim levels come with the option to choose an automatic gearbox.
New for the 2020 Mazda MX-5, the GT Sport Tech flagship model is marked out by 17-inch BBS alloy wheels and Burgundy Nappa leather seats, while across the whole range the MX-5 is available with Polymetal Grey Metallic paint for the first time. The updated version of Mazda’s sports car also benefits from extra standard safety equipment: from Sport models and above, the MX-5 features Front Smart City Brake Support, Lane Departure Warning System, Rear Smart City Brake Support, Traffic Sign Recognition and Driver Attention Alert. While Blind Spot Monitoring System with Rear Cross Traffic Alert, Adaptive LED headlights and a reversing camera are standard on Sport Tech and GT Sport Tech models.
As you’d expect for a car so famed for its dynamic abilities, the 2020 Mazda MX-5 R-Sport retains the same award-winning chassis and mechanical set up as the 1.5-liter Sport MX-5. And helped by the MX-5’s lightness, performance hasn’t come at the cost of efficiency, as fully homologated to the WLTP/RDE test cycle and equipped with Mazda’s i-ELOOP and i-stop kinetic recovery and stop-start technology as standard it emits 142g/km.
#Mazda X-5 R-Sport Special Edition#Mazda X-5 R-Sport#mazda#cars#miata#mx5#news#first look#japan#japanese#convertibles#X-5 R-Sport
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Third Prize: Mao Qinyu
What would you say to the All Lives Matter movement supporters?
George Floyd Social Justice Writing Competition
Dear,
My name is Rainy Mao, a prospective student of a U.S. university. I
am writing to the supporters of the All lives Matter movement. Our
world has become more chaotic because of racism. George Floyd, a
black man, was abused by the white policemen till death, and police
violence is not rare in the U.S. In this case, not only one black life has
lost, but a family has gone. Sorrow comes in me like an influx of huge
waves. I am sympathetic because I encountered racism when I was
small, and that experience haunts me. My two years in Miami, Florida
leave me with wonderful memories but also a significant
understanding of racism. Some people ignored my existence, imitated
my accent and, pushed me as if I was an object. I remained silent and
tolerant, like “what an Asian was supposed to be.” Therefore, it
touches and impresses me when people initiate a movement to stand
with George Floyd, to stress the severity of this common issue of
racism, and to seek solutions. Racism has shown the moral decay of
societies, and justice needs to be restored.
Supporters of All Lives Matter are pioneers. Whoever you are,
supporting online or offline, black or white, you are courageous
pioneers. You take the social responsibility to achieve equal rights for
all people and lead the protests. On social media, you raise awareness
of racism and repost information of the movement. Offline, you go on
different protests.I particularly admire Gilary, a women leader of this
movement who is humble but bold. She fights racism, creates space for
black Muslim women in Canada, and helps then speak up. She is a
lighthouse that leads people to the right path and she will make justice
possible step by step. I want to thank her and so many others like her
for their courage and passion. You all are bold enough to break the
conventions and speak for minorities, and you have lightened up
people’s lives and make them feel that they are not alone.
However, I do want to clarify the aims of this movement since some
protests strayed from their original goals. Black Lives Matter or All
lives Matter is all about equal rights, meaning that everyone is treated
equally before the law. No one will judge or treat you differently
because of your race. However, something during the movements has
astonished me. First, in Washington DC, protesters rushed into a
restaurant and forced a white girl to hold a fist and shout with them.
This girl claimed afterward that this frightened her, and even as a
supporter of Black Lives Matter, she was unwilling to be forced to
protest. Second, people are misleading each other, and some protests
have gone too far. In June, in order to ease people’s anger, some white
policemen got together and washed black people’s feet. Some suggest
that these actions will unit people. But, to my mind, these people make
the white policemen feel surrendered since washing feet means
obedience. This is not equal rights. It is just like the misconception of
feminism. They want people to have the same treatment instead of
one’s life over another. Washing feet, screaming on the street, and
holding fists do ease people’s anger, but these actions show that
people are lack of considerations, and some are too prone to making
chaos. Instead, we should put the time to find solutions or the root of
racism. By doing so, our vision of “equal rights” will be realized
faster.
Last but not the least, I encourage all the supporters of the All Lives
Matters to do a few more things. First, it is important to self-educate
ourselves about racial and gender issues as well as other cultures.
Stereotypes exist because of the deep history backgrounds. We should
pay attention to social and historical issues and differentiate the bias
of each.
Second, it is important to listen to the experiences and feelings of the
people who need help. Even though it could be hard to feel the same,
we should still give them the chance to share their thoughts. Being a
listener can make them feel warm. Sharing their ideas via articles and
social media helps the larger public to know and understand their
situation.
Third, we need to recognize our privileges and use them for the
purpose of helping others. Being privileged means that we have the
benefits that others do not because of our skin color, nationality,
religion, or gender. For instance, my friend Kathrine, a white young
woman, clearly knows that a policeman will not stop her on the street
because of the privileges of her skin color. But she stands out with her
dark-skin friends and gets through racism together.
The world can change us in a flash, but it is arduous to change the
world. Let us make the world a better place bit by bit, starting from
you and me.
Sincerely,
Rainy Mao
October 6t h , 2020
Work Cited
“Equal-Rights Definitions.” YourDictionary,
www.yourdictionary.com/equal-rights.
“Masked White Nationalists March in Washington with Police Escort.”
Reuters, Thomson Reuters, 9 Feb. 2020,
www.reuters.com/article/us-usa-protests-idUSKBN20301H.
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NFHS, NIAAA to Hold 51st National Athletic Directors Conference in Virtual Format
INDIANAPOLIS, IN (October 13, 2020) — The annual National Athletic Directors Conference (NADC), co-sponsored by the National Federation of State High School Associations (NFHS) and the National Interscholastic Athletic Administrators Association (NIAAA), will be conducted in a virtual format Monday, December 7, through Monday, December 14. The conference will take place virtually for the first time in its 51-year history in lieu of the in-person event originally set for Tampa, Florida.
Although adapting the conference to the virtual realm is far from ideal, and the loss of live human interaction cannot be remedied, the leaders of the two organizations said there are some benefits to a virtual event that would not be available with the standard conference. Streaming workshops, meetings and exhibit show sessions online will allow them to be viewed by a much larger audience – an audience that will also be able to watch any session on-demand.
“We’re looking at it as an opportunity to reach out to individuals who perhaps have never experienced the NADC before and this can serve as an introduction for them,” said Mike Blackburn, executive director of the NIAAA. “We can provide members with an opportunity to take part without traveling. The other aspect of it is that the sessions within our virtual national conference will be recorded. So, even though this is occurring without athletic administrators on-site, they may be continuing to work in their schools and school districts. And if they miss a portion of it due to responsibilities, they can go back and take that in. We are thankful for technology that allows for this outreach to directors of athletics.”
“We are thrilled and grateful to help provide this professional development opportunity for our country’s athletic directors,” said Karissa Niehoff, NFHS executive director. “With everything we all have been through with regard to the pandemic, we felt it was imperative we make this event happen in some capacity. We wanted to give athletic administrators a chance to improve their craft, and to learn valuable techniques for navigating the unprecedented challenges they face currently.”
In addition to being moved online, the conference has been expanded from its typical five-day schedule to an eight-day slate that will include four days of NIAAA leadership training courses to begin the festivities.
“We’ve taken a normal, five-day on-site conference and have adjusted it to try to keep all of the aspects of the conference in place that we can,” Blackburn said. “We have added four days of leadership training courses at the beginning, so, on those days, there will be 12 courses taught for our athletic administrators to participate in.”
During the opening four-day stretch of virtual leadership training courses presented by the NIAAA Leadership Training Institute, one 900-level course will be taught each day from 9 a.m. to 1 p.m. EST – LTC 901, LTC 902, LTC 903 and LTC 904, respectively – while four different combinations of 500-, 600- and 700-level courses will be showcased from 2 p.m. to 6 p.m.
The Attendee Orientation Session will kick off the second phase of the conference at 2 p.m. Friday, December 11, followed by the first of six hour-long workshop sessions that will be held throughout the final four days of the NADC.
At 5 p.m. on Friday, December 11, Tony Dungy will be featured as the conference’s Opening General Session speaker. A former National Football League (NFL) player and coach with 31 total seasons of experience, Dungy is now an analyst for NBC’s Football Night in America, as well as a spokesman for All-Pro Dad, a national fatherhood program. In 13 seasons as an NFL head coach, Dungy posted a 139-69 career record and made the postseason 10 times, culminating with a victory in Super Bowl XLI as the coach of the Indianapolis Colts in 2007. In 2010, following his retirement, the Colts organization added Dungy to its Ring of Honor.
In addition to his storied NFL career, Dungy has authored six books, including “Quiet Strength: The Principles, Practices, and Priorities of a Winning Life,” which sold more than 1 million print copies and reached No. 1 in the hardcover nonfiction section of The New York Times Best Seller list. Dungy previously served on the President’s Council on Service and Civic Participation as an appointee of George W. Bush and has been active with many community service organizations in the Indianapolis and Tampa Bay areas; among them are the Fellowship of Christian Athletes, Athletes in Action and the Basket of Hope program at Indianapolis’ Riley Hospital for Children.
Derrick Brooks will conclude the 2020 NADC as the speaker for the Closing General Session at 4:20 p.m. on December 14. One of the greatest high school football players in Florida history, Brooks was named 1990 National Defensive Player of the Year and to multiple all-America teams as a star linebacker at Booker T. Washington High School in Pensacola. Those accolades earned him a place in the NFHS’ National High School Hall of Fame in 2019, the Florida High School Athletic Association (FHSAA) Hall of Fame in 2015 and to the FHSAA All-Century Team. A shining example of a student-athlete, Brooks went on to be a three-time All-Atlantic Coast Conference (ACC) First Team selection, two-time consensus All-American and a two-time Academic All-American at Florida State University, a resume that later earned him an NCAA Postgraduate Scholarship.
Toward the end of his outstanding 14-year National Football League (NFL) career with the Tampa Bay Buccaneers – one that saw him named to six NFL All-Pro teams, 2002 NFL Defensive Player of the Year and a champion of Super Bowl XXXVII – Brooks realized a lifelong dream in 2007 when he partnered with Eddie DeBartolo to open Brooks DeBartolo Collegiate High School in North Tampa. Since retiring from the NFL, Brooks has made it his life’s mission to positively impact the lives of young people in the Tampa Bay area.
For registration instructions and a complete schedule of conference meetings, workshops and exhibit show sessions, please visit: https://www.adconference.org.
Due to the virtual setting, award winners and NIAAA Hall of Fame inductees slated to be honored at the 2020 NADC will be formally recognized at the 2021 conference in Denver, Colorado.
The eight individuals being honored with 2020 NFHS Citations are Susan Robbins, CMAA, athletic director, Gray-New Gloucester (Maine) High School; Joe Kimling, CAA, athletic director and dean of students, Madeira (Ohio) City Schools; Russell Wambles, CMAA, former athletic director, Apopka (Florida) High School and Orlando (Florida) Dr. Phillips High School; Matthew Hensley, CMAA, assistant principal, Mahomet-Seymour (Illinois) Community Schools; William Fitzgerald, CMAA, retired activities director and assistant principal, Fremont (Nebraska) High School; Paige Hershey, CMAA, executive director of athletics, Spring Branch Independent School District, Houston, Texas; Mike Hunter, CMAA, athletic director, Provo (Utah) High School; and Tol Gropp, CMAA, athletic director, Boise (Idaho) Timberline High School.
Ten others will receive NIAAA Bruce D. Whitehead Distinguished Service Awards including Todd Livingston, CMAA, athletic administrator, South Portland (Maine) High School; David Suiter, CMAA, retired director of athletics and student activities, Salem City School District, Mannington, New Jersey; Joe Thomson, CMAA, assistant director of athletics, Wilmington (Delaware) Friends School; Bob Stratton, CAA, former athletic administrator and current executive director of the Virginia Interscholastic Athletic Association, Glen Allen, Virginia; Daniel Armstrong, CMAA, director of athletics, Kokomo (Indiana) Northwestern High School; Peggy Seegers-Braun, CMAA, athletic director, Milwaukee (Wisconsin) Divine Savior Holy Angels High School; Steve Throne, CMAA, director of athletics and activities, Omaha (Nebraska) Millard South High School; Johnny Johnson, CMAA, athletic director, Russellville (Arkansas) School District; Tim Sam, CMAA, assistant principal and athletic director, Grants Pass (Oregon) North Valley High School; and Scott Nordi, CAA, former athletic director, Tacoma (Washington) Lakes High School.
Additionally, Mike Ellson, CMAA, athletic director at Christ Presbyterian Academy in Nashville, Tennessee, is the winner of the NIAAA Frank Kovaleski Professional Development Award; Peg Pennepacker, CAA, a retired assistant principal and athletic director and current Title IX compliance and education consultant from Red Hill, Pennsylvania, is the recipient of the NIAAA Thomas E. Frederick Award of Excellence; and Mark Armstrong, CMAA, activities director for Lincoln Southwest High School in Lincoln, Nebraska, will be honored with the NIAAA Award of Merit, the association’s highest individual award.
The 2020 class of NIAAA Hall of Fame inductees consists of seven former athletic administrators, including Arthur Ballard, CAA, retired athletic administrator, Irvine (Kentucky) Estill County Schools; David Bell, CMAA, retired athletic administrator, Zanesville (Ohio) City Schools; Douglas Killgore, CMAA, retired assistant principal and athletic administrator, Central Arkansas Christian School, North Little Rock, Arkansas; James Rolfes, retired athletic administrator, Springfield (Ohio) North High School; Richard Maher, retired athletic administrator, Sturgis (Michigan) High School; Thomas Crist, retired athletic administrator, Kendallville (Indiana) East Noble High School; and Tracy Leinen, CMAA, retired athletic administrator, Boise (Idaho) High School and retired executive director of the Idaho Athletic Administrators Association.
This press release was written by Nate Perry, coordinator of media relations at the National Federation of State High School Associations (NFHS).
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Peak Residence Showroom
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Developer Tuan Sing is growing quickly with a diversified-portfolios in resort possession, property funding and property growth in Singapore and throughout the regions. In 2019, Tuan Sing has began its enterprise transformation to reposition itself from a niche developer to a leading developer by means of expanding their portfolio by venturing into residential, commercial and hospitality tasks across different key Asian cities like Australia, Indonesia and China. The Group’s current and previous observe data of are Seletar Park Residence, Kandis Residence, Leedon Park, Mont Botanik, Cluny Park Residence, Sennett Residence and plenty of more. Through the years, Tuan Sing Holdings has received a number of awards and accolades which includes Top 2018 Developers (Kandis Residence), 2018 BCI Asia Award, 2019 Singapore Panorama Architectural Award 2019 – Silver Award (18 Robinson Street) and plenty of others. Peak Residence located at Novena Estate is the group's latest upcoming new rental improvement.
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Speed science: The risks of swiftly spreading coronavirus research
https://sciencespies.com/news/speed-science-the-risks-of-swiftly-spreading-coronavirus-research/
Speed science: The risks of swiftly spreading coronavirus research
LONDON (Reuters) – One scientific post suggests links between the new coronavirus and AIDS, a second says it may have passed to people via snakes, while a third claims it is a pathogen from outer space.
The emergence in China of a new human coronavirus that is causing an epidemic of flu-like disease has sparked a parallel viral spread: science – ranging from robust to rogue - is being conducted, posted and shared at an unprecedented rate.
While speedy scientific analysis is highly useful if it’s good, flawed or misleading science can sow panic and may make a disease epidemic worse by prompting false policy moves or encouraging risky behaviour.
A Reuters analysis found that at least 153 studies – including epidemiological papers, genetic analyses and clinical reports – examining every aspect of the disease, now called COVID-19 – have been posted or published since the start of the outbreak. These involved 675 researchers from around the globe.
By comparison, during the 2003 SARS outbreak, it took more than a year for even half that number of studies to be published.
Speed ScienceThe risks of swiftly spreading coronavirus research
Richard Horton, editor-in-chief of The Lancet group of science and medical journals, says he’s instituted “surge capacity” staffing to sift through a flood of 30 to 40 submissions of scientific research a day to his group alone.
Much of this work, according to those watching its flow and content, is rigorous and useful. Vaccine developers, clinicians, diagnostic makers and policy agencies have snapped up genetic codes, phylogenetic trees and epidemiological models to help them start work on catching the virus and containing its spread.
But much of it is raw. With most fresh science being posted online without being peer-reviewed, some of the material lacks scientific rigour, experts say, and some has already been exposed as flawed, or plain wrong, and has been withdrawn.
“The public will not benefit from early findings if they are flawed or hyped,” said Tom Sheldon, a science communications specialist at Britain’s non-profit Science Media Centre.
“PREPRINTS”
The threat posed by the new coronavirus requires that information be shared quickly and freely “without being yoked to peer review”, Sheldon said – and that is causing problems.
FILE PHOTO: A medical worker holds a thermometer to check a passenger’s temperature at a checkpoint as the country is hit by an outbreak of the novel coronavirus in Susong County, Anhui province, China, February 6, 2020. REUTERS/Thomas Peter/
The outbreak has in particular encouraged “preprints” – the practice of researchers immediately posting online their findings without external checks, scrutiny or validation.
The Reuters analysis scanned material on Google Scholar and on three preprint servers bioRxiv, medRxiv and ChemRxiv. Of the 153 studies identified, some 60% were preprints.
Preprints allow their authors to contribute to the scientific debate and can foster collaboration, but they are not peer-reviewed and can also bring researchers almost instant, international media and public attention.
“Some of the material that’s been put out – on preprint servers for example – clearly has been… unhelpful,” said The Lancet’s Horton. “Whether it’s fake news or misinformation or rumour-mongering, it’s certainly contributed to fear and panic.”
BioRxiv has now added a yellow banner warning label across the top of any new coronavirus research which reads: “A reminder: these are preliminary reports that have not been peer-reviewed. They should not be regarded as conclusive, guide clinical practice (or) health-related behaviour, or be reported in news media as established information.”
One example was work by scientists in New Delhi, India, who on Jan. 31 posted research pointing to what they called “uncanny” similarities between the new coronavirus and HIV, the virus that causes AIDS.
The work was criticised by scientists around the world and swiftly retracted, but had already featured in more than 17,000 tweets and been picked up by 25 news outlets.
Another was a submission sent to The Lancet by a researcher working in Britain who claims the source of the new coronavirus may be “viral in-fall” from outer space.
And a study published online in the Journal of Medical Virology on Jan. 22, now known as “the snake paper”, led to a rush of rumours that the China disease outbreak may be a kind of “snake flu”. Leading genetic experts cast swift doubt on the paper’s findings, but not before it had gone viral.
PRESSURE
Part of the problem is pressure. To be first with a scientific finding is good for profile and for future funding – especially in the context of a fast-developing international disease outbreak.
“Due to the evolving nature of the (coronavirus) outbreak, scientists are often under pressure to communicate their findings in real time,” said Efstathios Giotis, an infectious disease expert at Imperial College London.
All research claims ought to be rigorously and independently scrutinised by experts in the field, but that is often not happening with work on the new coronavirus, Giotis said.
Slideshow (2 Images)
Magdalena Skipper, editor-in-chief of Nature, said her group of journals, like The Lancet’s, was working hard to “select and filter” submitted manuscripts.
“We will never compromise the rigour of our peer review, and papers will only be accepted once … they have been thoroughly assessed,” she said.
Reporting by Kate Kelland; Additional reporting by Simon Scarr and Manas Sharma; Editing by Gareth Jones
Our Standards:The Thomson Reuters Trust Principles.
#News
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Free mp3 Ringtones for Mobile Phones
Second, the sonic references appear to summon an account design that switches between the "regular" hints of winged creatures and bugs; "human" hints of ringers, telephone dialing, drumming, and overwhelming apparatus; and the "intelligent" hints of moderate, minor–mode or modular ostinatos that give a quality of pseudo–significance to the music. From this view, the music is by all accounts a high–recurrence, computer game like tone–painting of the historical backdrop of human advancement and human culture's developing association with the characteristic world — however evoked as a fantasy activated by a ringing telephone.
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What's more, the evident opportunity of some to hold their ringtone (as close to home proclamation) is stood out from the way that not all members keep up the "trustworthiness" of their unique voices. Free Music Ringtones With benefit and policing going inseparably in portable communication, the piece's strengthening towards the end signals both the ever more prominent development of a general public of reconnaissance and the neurosis that the attention to such a general public incites.
Increasingly unobtrusive cellphone and ringtone works have been made that are regularly ready to extend similarly influential thoughts and tasteful encounters while as yet remaining generally free of the promoting job that enormous spending works should frequently play. Unique notice must go to crafted by Allison Craighead and Jon Thomson, whose online store created probably the most punctual atonal ringtones and maybe the main quiet ringtone — which has since gotten staggeringly famous as a method for keeping away from undesirable calls. The store has been a ground-breaking image of the most idealistic significance of Internet workmanship: the formation of a methods for delivering, owning, and dispersing one's craftsmanship autonomous of the exploitative exhibition framework and its corporate sponsorship.
One work by Craighead and Thomson exquisitely researches the belief systems of the phone in manners like Dialtones and other intuitive ringtone works. Guests to their establishment #Telephony (2000) are urged to dial the quantities of Nokia mobile phones masterminded in a matrix on the divider. As the telephones are dialed, they are customized to dial each other thusly, and a massed surface worked from the recognizable Nokia Tune results.
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Audio Joiner — Merge Songs Online — Combine MP3
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Las Cruces, Nm Homes For Sale & Las Cruces, Nm Real Property
The independent investigator discovered possible trigger that Ivey-Soto violated the anti-harassment policy twice, based on a leaked report. The adjustments to the anti-harassment coverage take effect instantly. They embody a requirement that the four-person committee hire an out of doors lawyer with expertise in harassment law to be a potentially tie-breaking vote. But Ely identified the committee can nonetheless homes for sale las cruces impasse if it doesn’t approve the independent fifth member. Outgoing Rep. Daymon Ely (D-Albuquerque) took a 3rd swing at changing the policy to open up a secretive course of, add independent members to the committee that investigates these claims, and create a approach to break a tie vote on whether or not an inquiry ought to transfer forward. Indicates link opens an external site which can or may not meet accessibility pointers.
SANTA FE – New Mexico Human Services Department on Friday introduced that it's offering $35 million in instant financial help to New Mexico hospitals for the COVID-19 pandemic. Hospitals across the nation are bracing for a surge in patient demand by reconfiguring clinical spaces, buying extra medical provides, and redistributing their well being care workforce. At the identical time, hospitals are dealing with sharply declining income because of decrease patient utilization due to social distancing requirements and the cancellation of elective surgical procedures to conserve equipment and provides. The mixture of accelerating costs and declining income is putting an pressing strain on New Mexico hospitals. SANTA FE – New Mexico households will receive greater than $97 million in additional meals benefits – sufficient to feed about 245,000 weak kids — following federal approval of a Pandemic Electronic Benefit Transfer Program.
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The State of New Mexico officially adopted this holiday in... SANTA FE – The Human Services Department will launch a model new net portal this fall designed to direct New Mexicans to all forms of health and human services across state companies – that fits their wants. The unified portal is the following step in creating a simplified,... March three, 2022 SANTA FE — Governor Michelle Lujan Grisham yesterday signed House Bill ninety five, which makes finding and enrolling in quality affordable well being coverage simpler for New Mexicans. The Easy Enrollment Act , sponsored by Representative Liz Thomson, Senator Liz...
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Keynote Address, 2010 Islamic Finance Conference, Rendezvous Hotel, Melbourne
"The existence of recognised and regulated super-funds that invest according to Islamic Finance principles is hence a welcome advancement, as it lessens such constraints," he says. Australia is among the nations in which Islamic Finance is growing most rapidly. This is according to the recently released Islamic Finance Development Report 2018, compiled by Thomson Reuters and the Islamic Corp for the Development of the Private Sector. The report shows a global annual growth of 11 per cent in 2017 to more than US $2.5 trillion in assets. Adhering to Islamic principles, Islamic Finance is growing in Sharia Compliant Loans Australia Australia and could contribute to the non-Muslim community and economy, not to mention boost the workforce and improve social inclusion.
Islamic home loans are available for many purposes such as construction and purchasing vacant land, although they are not typically used for refinancing. They also come in full documentation and low documentation versions, depending on your leasing needs. Speaking to The Adviser on the occasion of the RADI being granted, Islamic Bank Australia chief executive Dean Gillespie outlined that the bank will look to distribute home finance through the broker channel, as well as direct. Settle Easy has updated its online platform to provide automatic updates to mortgage brokers and real estate agents during the conveyancing ...
Thank you for your question and for contacting finder.com.au we are a financial comparison website and general information service we are not mortgage specialists/home loan providers so can only offer general advice. If you are asking about the level of safeness and security of applying for a loan from institutions other than banks, the answer is yes. Most non-bank home loan providers would provide a safe environment for you to obtain a loan from.
There are no significant commercial benefits or features of Islamic home loans that wouldn’t be offered with a non-Islamic-compliant loan. The unique circumstances surrounding an Islamic home loan and the limited size of the market can cause lenders to charge more compared to a typical home loan in the form of profit. Your lending institution may approve your circumstance beforehand, allowing you to immediately choose a home that is within the price range they agreed upon, thereby facilitating your application process. As the Islamic religion forbids borrowing money to be repaid with interest, Aaban approaches a local financial institution that provides alternative forms of lending. The lender conducts a preliminary assessment of Aaban's financial situation and issues a conditional letter of approval on behalf of the funder. “Islamic finance is largely about the philosophical side of things – it’s where Western banking meets Islamic banking.
Interest-based home loans that dominate our market generally allow people to borrow money from a bank, buy a house with that cash, and then pay the money back over a fixed term to the financier with interest. After a successful pre-assessment a finance executive will prepare your application for submission. The information we request will vary depending on your personal circumstances and includes documents to support income, deposit or equity, assets, liabilities such as current mortgages, car loans, credit cards etc. In establishing Amanah our objective was to address the absence of a Shariah compliant home financing solution that met the standards of globally recognised Shariah scholars whilst also complying with Australian laws and credit regulations. Ijarah Finance was established to help you purchase a property without entering into an interest-based mortgage.
To get started we will conduct an initial pre-assessment to determine how much we can finance you and whether you will fit the requirements for eligibility. The information you provide us here will be verified with supporting documents which we will ask you to provide later. We are rigorous about ensuring the Shariah integrity of our products through Shariah audits and on-going testing.
Designed to meet Islamic Law requirements, the product structures financing as a lease where ‘rent’ and ‘service fee’ are paid instead of ‘interest’. The Bank has also invested in achieving the endorsement of Amanie Advisors, a global Shariah advisory firm on behalf of its customers to provide comfort around the law compliancy while saving clients valuable time and money. However, according to Ernst & Young, Islamic banking assets have experienced rapid growth and are forecast to increase by an average of 19.7% a year until 2018. A number of Australian financial institutions have examined Muslim financing concepts such as profit sharing and rent to buy while trying to avoid terms such as "interest" in contractual agreements.
Islamic Finance Jobs in All Australia
There are no significant commercial benefits or features of Islamic home loans that wouldn’t be offered with a non-Islamic-compliant loan. “Islamic finance is largely about the philosophical side of things – it’s where Western banking meets Islamic banking. We offer an alternative solution for Muslims in an Australian landscape. Islamic finance is underpinned by Sharia values that are consistent with Islamic legislation. The fundamental principles concerned with Islamic home loans are outlined below. As general manager of Iskan Finance, Russell Murphy states, “For our customers, at the date of settlement, they are registered as the owner.
The conceptual basis of interest-free banking is to be found in Islamic tenets or Shari’ah. The latter encourages the practice of ‘Profit/Loss Sharing’ as opposed to interest . In the context of Islamic finance, the ‘Islamic Bank’ has become the third limb or intermediary between the users and providers of capital. This will give new financing opportunities to Australian businesses looking to start up or expand. It will also support the availability of infrastructure financing because it is well suited to longer-term and large projects. This will provide a level playing field for equivalent asset backed and conventional financing arrangements and will enable Australian businesses to more easily access investment at more competitive rates.
If you need to explore your options, you may want to speak to a mortgage broker. They have the necessary knowledge and experience to help you find the best lender that meets your needs, preference, and budget. Check out this flexible fixed rate offer from a digital lender. Belinda Punshon worked for Finder as a writer on home loans and property and as a corporate communications executive. She has a Masters in Advertising, Public Relations and Journalism from the University of New South Wales and a Bachelors in Business from the University of Technology Sydney.
We’ve taken the mortgage from them, and secured a transaction agreement that doesn’t express principal or interest. 'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently. Just like any other everyday account, you’ll have the option to have physical and digital cards.
We're a "Restricted ADI" which allows us to build our systems and test our products before 5 July 2024. Ijarah Finance operates under the principle of Rent-To-Own otherwise known as Ijarah Muntahiya Bil Tamleek – A Lease Agreement with the option to own the leased asset at the end of the lease period. If the idea of owing your own property, vehicle or equipment via Ijarah appeals to you but you are currently paying off an existing mortgage we can help you replace it. Remember, if you change your mind cancelling a sale may become an expensive exercise. Our products have been developed in close collaboration with some of the world’s leading Islamic finance scholars. These have included, Datuk Dr Daud Bakar and Professor Sheikh Ali El Gari .
The more funds you repay, the more ownership you have in the property until it is paid off in full. Keep in mind that just because the institution doesn’t charge interest, doesn’t mean it doesn't charge a profit. The financial institution still makes a profit from leasing the property to you.
With its current APRA restricted licence, Islamic Bank Australia can only have a limited number of customers in 2023. The bank hopes to obtain APRA approval to offer its products to the general public by 2024. Initially, Islamic Bank Australia will offer everyday accounts, term deposits and home loans. The Islamic Bank Australia will offer banking services that are compliant with Sharia Law to a small number of customers starting in 2023.
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Asad was an adviser to the Australian government's review of the taxation impact of Islamic finance in 2011. He's seen the sector grow but also battle to fit around Australia's banking framework. Interest is everywhere – it's tied to home loans, deposit accounts, credit cards, and is meticulously manipulated by our own central bank.
It’ll have no account keeping fees, and you can withdraw and deposit money using ATMs available in Australia. According to Islamic Bank Australia, rent is only charged on the proportion of the property you don’t own. This means your rent should go down over time, and eventually you’ll have full ownership of the house. To follow Sharia Law, Islamic Bank Australia will follow a lease-to-buy/co-ownership model that acts like paying a monthly rent until you pay off the equivalent of the property’s original price. There are hundreds of deposit-taking banks around the world that are Sharia-compliant.
Australias 1st Islamic bank will distribute through brokers
Different lenders have different rules about the size of deposit they require from you in comparison to the value of the property they will buy. They also charge rent at different rates once you move in, so you should really speak to several lenders and compare the rates, as well as comparing any fees involved. At the end of this time, the lender will give you the property as a gift. This means that you are never actually in debt but you have a secure home that you will ultimately own. If you are willing to make higher rental payments, lenders will often agree to let you make extra payments so you can become a homeowner sooner.
Compare home loans from Australia’s major banks, credit unions and other lenders at InfoChoice. Most Sharia-compliant institutions offer pre-approval so you know the price bracket to concentrate on before actually applying for the mortgage. Islamic home loans offer a lot of the same features as conventional mortgages, so you still need to compare the deals available to make sure you’re getting the most suitable one for you.
For example, the bank might buy a $10,000 car and sell it to the customer for $13,000 – which can be repaid in instalments. Our shariah-compliant financing solutions are here to help you to meet your property, vehicle or commercial need. I recommended all in Australia to take loan from them to buy property. Connecting Your Financial Goals and Faith Values Into One Idea of Success Islam is a code that filters into all aspects of life.
Her goal is to help you think smarter about money and have more in your pocket. Maria earned a journalism degree in Florida in the United States, where she has contributed to major news outlets such as The Miami Herald. She also completed a masters of digital communications at the University of Sydney. When Maria isn’t busy with all things finance, you can find her tucked away reading fantasy books.
If you're buying your first home, an investment property or if you want to change your current home loan to a Shariah compliant option we can help. Our consultants are here to help you purchase your next property, vehicle or business asset without entering into an interest-based mortgage. Our Ijarah products can be tailored to suit individual and business needs. Islamic finance may have just reached a new level, with Sydney company Ijarah Finance now able to offer a suit of lending products previously unmatched in the niche finance market. Maria Gil writes across all of our personal finance areas here at Mozo.
With around 1.7% of the Australian population being Muslim, there are limited Sharia-compliant home finance programmes on the market. Islamic home loans are available for many purposes such as construction and purchasing vacant land, although they are not typically used for refinancing. They also come in full documentation and low documentation versions, depending on your leasing needs. Katrecia and I would like to thank you for your help with securing finance and the support you provided throughout the purchase. Stay up-to-date with our press releases, upcoming events and news. After you have settled you will have access to our on-line portal which is a convenient and secure way to pay bills, access your account balance and transaction history and make transfers and redraws.
He wanted to participate in the last property boom but he couldn't find any Islamic financing organisations with enough capital to loan to him in a Sharia-compliant way. Yet, despite making an Australian gastronomic icon, over the years the small business owner has felt excluded from the country's financial system and investment opportunities. Melbourne couple Zehra and Halis Erciyas withdrew their superannuation from a major fund a few years ago and put it into one managed by a small Islamic finance company. But after the couple married in 2018, they started using an Islamic financing company to buy property. Our funding is purely from our members and therefore we are not under any obligations to third parties to fix ourselves to the prevailing interest rates.
NAB launches a first in Islamic business financing
Confirm details with the provider you're interested in before making a decision. This alternative method of obtaining a home is designed to better align with Sharia law to offer Muslims a means of pursuing home ownership without offending their religious values. You can fulfil the dream of buying a home while living in accordance with Islamic law. Ibrahim says he'd "one hundred per cent" switch his savings to one if they were licensed.
Some of these help you in achieving property ownership sooner, while others can give you the option of lower payments if you make lease payments only. Islamic home loans come with many of the features that are also offered with traditional home loans. Compare the features among different lenders before deciding which home loan is right for you. For the period of the transaction, the buyer amortised the outstanding debt through rental instalments.
A Muslim financier can give money to a non-Muslim investor, or vice versa. Mudarabah is not an excuse for a Muslim to go around sharia regulations. A seller and buyer participate incost-plus pricing, agreeing on the same cost of an asset.
Chief operating officer Muzzammil Dhedhy, a qualified cleric and Islamic theologian, says Islamic laws govern all aspects of Muslims’ lives and many will not feel comfortable dealing with a conventional bank. To date, Victoria is the only state to recognise the potential for Islamic finance contracts to incur double stamp duty, introducing legislative exemptions in 2004. Chief executive Dean Gillespie says the bank already has a customer waiting list of 5000 and hopes to open next year.
Some Musharakah agreements involve diminishing partnership. The financier can provide knowledge and additional resources to the investor. They can lose money from the capital that they received or any additional investments they made. Someone who is unable to pay a debt through no fault of their own is penalized for it.
"The customer is at risk and the bank is at risk, and in order to achieve that it's not a debt relationship, it's more like a partnership relationship," Asad Ansari says. But that's been hard to achieve in Australia's mainstream banking system. Stay up-to-date with our press releases, upcoming events and news. If you are refinancing, the valuation on the property is ordered immediately after you are granted a Conditional Approval. We will send you a conditional approval which gives you an indication of how much finance we may provide you. The conditional approval is also subject to certain conditions which may include a satisfactory valuation that is conducted by an independent valuer.
As general manager of Iskan Finance, Russell Murphy states, “For our customers, at the date of settlement, they are registered as the owner. We’ve taken the mortgage from them, and secured a transaction agreement that doesn’t express principal or interest. He wanted to participate in the last property boom but he couldn't find any Islamic financing organisations with enough capital to loan to him in a Sharia-compliant way. Yet, despite making an Australian gastronomic icon, over the years the small business owner has felt excluded from the country's financial system and investment opportunities.
The agreement will also set out what happens to your rental payments when market interest rates fluctuate. Generally, it’s not possible in Australia to provide a fixed rental for the entire term of a mortgage. Some institutions will charge annual fees, which will increase the amount of your payments.
Shariah-compliant banking
"Of the four largest banks in Australia, the National Bank of Australia has so far started Islamic finance only in the business sector, not in the home loan sector," he said. "Banks collect information, ... if they do monitor, credit analysis, etc., the tendency of traders to hide is reduced in this way. So, there is no issue as countries with Islamic banking are under the law and it is 'highly regulated industry'. The key to Islamic banking is interest-free financial transactions, and so it is different from conventional banking. “There are currently 1.2m Australian Muslims with less than 5% of Muslims engaging with Islamic Financial Services as a result of these products and services being hard to access,” said Dhedhy. One of the largest mortgage aggregators in Australia, Finsure, has paired up with Hejaz Financial Services to offer mortgage broking service to the Australian Muslim homebuyer market for the first time. In contrast, 62 per cent of Australian Muslims said they’d be open to switching at least one of their current financial products to an Islamic Financial Services Provider.
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For security reasons please DO NOT provide any confidential or account specific information via email. What you need to know as an MCCA customer, or more generally as a member of Australia’s Muslim community or the finance profession. Our terms are competitive with the best finance options available in the open market.
The National Bank of Australia has already begun on its effort, although it doesn't yet offer any Islamic financing itself yet. Since 2007 it has been offering an annual $25,000 scholarship to allow young Australian Muslims to continue their studies in finance. The offer includes employment at NAB and has an aim of improving the bank's understanding of Islamic banking. "At the moment, there isn't a great awareness about Islamic banking in the Muslim community," he says. "Once you have those resources and services, word will spread, branches will open up in every city
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