#the website is actually unrelated i just bought it a few years ago just in case i'd love to do smth with it but can't figure out

[ace-sher-bi-john]

Ranking of Dr. Squatch's Avengers Soaps:

Back in December, Dr. Squatch released a limited edition run of Avengers soaps. Or I thought it was limited edition at the time, but having just Googled it now, it appears to be back in stock on the Dr. Squatch website. It's not at Walmart anymore though.

I was really excited about this because I went through a phase a few years ago where I bought almost exclusively Dr. Squatch soap. The commercials are hilarious and I love breaking the gender binary. I also love the MCU so I was convinced to buy just Tony Stark's soap. Then I decided I wanted all of them. But by the time I went back to Walmart to get more, Captain America was all sold out and it was just Hulk and Thor left. So I got two of each. Then I found Cap online and ordered myself one of his.

Now with that context out of the way, onto the ranking!

Stark Cleanse - This is based purely on smell. It smells exactly how I would imagine Mr. Stark to smell after he showers. That probably sounded a bit strange, but it's true. It also just leaves me feeling comfortable. Maybe I just read too much Irondad... Literally the only thing I don't like about it is the lack of grit, but compared to some of the later ones, no grit is fine!

2. Liberty Lather - This one also smells lovely. I guess I'm used to the way soap marketed towards women smells and Stark Cleanse and Liberty Lather smell the closest to that. Also, there's enough grit that I can lather nicely. It's amazing. Not too rough, it's just right.

3. Divine Storm - This one starts to veer into the direction of too gritty. Not so much that it's painful, but enough that it's a little scratchy. The smell is alright. A bit more clay-like than the wood-inspired smell of Stark Cleanse. I'm not always in the mood for it, but when I am, it's cool.

4. Scrub Smash - I had high hopes for this one. When I smelled it prior to using it, it smelled lovely. It smelled like Dr. Banner rather than Hulk. Dr. Banner happens to be adorable, which is unrelated to this post, but MCU Bruce is such a sweetheart.

My first use of Scrub Smash was after I used some exfoliating body scrub, so when the soap ended up really gritty, I thought that it was because I used body scrub. The grit is the same exact color as the watermelon Airhead body scrub. I thought that I had ruined my Hulk soap and the price I paid was that my soap was so scratchy that it hurt to wash with it.

The smell became less pleasant when I had to use it every single day in the shower until I ran out. It didn't smell like the Hulk still, but it wasn't sweet adorkable Dr. Bruce Banner anymore.

Then I used my second bar of Scrub Smash, looking forward to not having such a scratchy experience. But it was just as scratchy and painful as before. This time I didn't use my body scrub, so I knew it was just the soap and not me. Then I read the box and found out that it actually tells you about the grit level before hand. Man I felt silly.

The grit was definitely a surprise having just finished using my first Stark Cleanse, which contained no grit, and jumped straight into the soap with the heaviest grit of them all. I'm thinking I just have sensitive skin. I don't usually use soap with that level of grit. It was a first for me. Definitely interesting to say the least...

Needless to say, I was disappointed when the soaps stopped being sold at Walmart. I really wanted to experience Stark Cleanse again and I was almost done my bar of Liberty Lather. But unexpectedly, I walked into Safeway a couple weeks ago and there they were. On a tiny little display. Almost all sold out again.

I grabbed two Starks and one Cap before I lost my chance again.

Of course now that I know they're still for sale on the website, I could literally just go online and order a new one. Yay!

[wizardsisananimal]

Hi there I was wondering if you’re gonna do merch? I see you have a website in the works but in any case what kind of stuff are you gonna do eventually?

hi yea i've got merch in tha works ! if you're new here or haven't seen, a few weeks ago with the generosity of a bunch of folks i got a button maker and am working on formatting those for printing. i'm also working on clay pins, sew on patches, stickers, and an organization has reached out to me about doing a limited print run of shirts <|:•o ! (if that pans out and they give the go ahead i'll post more about that later)

i'm in the middle of moving right now so i haven't been able to do much work or updates on merch this month, but as soon as i'm settled i'll have more info on it !

[wildernessuntothemselves]

Yes yes I'm safe. Thank you for worrying for me. I actually hadn't thought about it for a while. This will be very long. Please forgive me.

I would love to tell you since I don't have many people to tell.

TW: stalking, mention of r*pe, eating disorder(?)

So about a year into uni (I was 19) this guy who i thought was actually pretty cool (well dressed even though everyone knew his financial situation is bad, knowledgeable, excited for life, was working on a project to help people in need) was introduced to me by my friend. He liked my her and he chose to email her about it. Which was weird, this happened only a few years ago. She is really sweet and isn't the kind to outright reject people so I helped her with what to reply with, and he thought she only rejected him because he was poor. Then all hell broke loose. He suddenly became disheveled. Looked like he didn't sleep. Dropped all of his projects to the point where they failed. The only thing that didn't change about him is his social interactions. He was uppity and would make sure to sit with us, and befriend people in our circle that he hadn't met.

Over the course of the next year she would continue to reject him with my aid, and he would keep trying. I would talk to him just to know what's going on with him because I was scared for my friend because of how prisistant he was being. I talked him into trying for therapy after he told me some things that happened in his childhood, I was even in contact with his therapist at some point because he was worried he was lying to her. I emailed her with what's actually happening. He even once told me that the situation makes him so mad that he fantasised about rape. I couldn't tell my friend, I probably should've but she had severe anxiety. I started walking her to and from classes, and I bought a pocket knife.

That's when he started being weird to me. We'd leave on the same bus since we lived in the same area, and he would text me things like "I'm behind you." I obviously knew he was sitting behind me, but I tried to ignore him.

I couldn't tell anyone because my friend didn't want to tell anyone about what was happening with her, and we had the same friend group.

I was dating at the time, and he hated my boyfriend and his best friend really badly because they sensed a weird vibe from him and wouldn't leave us alone with him. He wouldn't even refer to them by name. I could see the hatred in his eyes. He even expressed to me that he couldn't be himself around me because of them.

One day, I had to leave uni at sunset, uni was empty and I was waiting for the bus. He comes and sits with me and I was really scared, there really was no one except me and the housekeeping staff, and he was two years older older me so he should be done with all the courses that require him to stay late. I'm normally not easily scared, but that day something felt off. I told him I needed to go get food and that I'll go alone, and I went to a supermarket that's outside the other side of campus, separated by a large building and a lot of stairs. As soon as I leave campus I turn around and I spot that he's been following me. He is maybe 800 m away. He doesn't turn around. Doesn't pretent to be doing anything else. Just stands there. I quickly texted my ex and told him, asked if he was awake and if could call him. Luckily it took my ex 5 minutes to come to campus. He was still there when my ex arrived. He hadn't moved an inch. He kept staring at my ex as if he'd massacred his entire family. My ex walked me to the bus and I went home safely.

When he realised he couldn't get to me on campus because my guy friends wouldn't let him, he started trying to get me to meet him outside of uni, I don't know if he knew that I knew what he was doing. I kept refusing and telling him I'm not going to see him at all. He then sent me a text that goes like this:

"Going on a walk. You can join if you want. I can pick you up from your house. And we can go from there. Tell me if you're interested. I'm going at 5 pm."

My house? How does he know where my house is? No one from uni know where I live specifically. Sure they know the part of the city I live in, because I go by bus, but no one ever drove me there. Unless he had followed me home since we go by the same bus.

I became paranoid, and I was going through unrelated trouble with my ex so I didn't get to tell him. I couldn't tell my friend because she'll panic. I couldn't cut contact with him because I knew he wanted to hurt my friend, and he would usually overshare on text so I would know if he was planning anything. There was nothing I could do but wait. I couldn't sleep. I couldn't eat. I was malnutritioned to the point where I was passing out randomly and my hair started to fall out in clumps.

That seemed to give him the greenlight. He bought me a gift. He even sent me an indirect feet pic (all my friends know i get really uncomfortable seeing feet, he knew this, he sent it on purpose) and I put up with it all, I don't know if it was the right thing to do. I was scared that any action I take will make him hurt my friend.

His therapist told him to not talk to her, then to act normal around her, but when he tried she obviously wasn't able to treat him normally. He told her it was doctors orders. She just couldn't, understandably.

She blocked him everywhere and I thought it was over. Until one day he comes up to me in person, and he says

"You'll be so mad at me. I did something bad."

And he said it cheekily, as if I was supposed to find it cute.

My friend was in the lecture hall right behind me so I wasn't worried about her. I ignored him.

Two days later she sends me a screenshot from the website of uni platform. A death threat in the direct messages of the platform.

My friend chooses to tell our friends, and our friends suggest that now that he abused the university platform, we can go to them, and they'll deal with it from there. That was the first time my friend mentions it to her family.

The uni holds a trial of sorts, and deems him less responsible because he was pn bpd medication. They make him sign an oath that if he every speaks to her or gets physically close to her he will be expelled. This has worked. He left her alone and we haven't heard from him since. I saw him occasionally, and when I was volunteering on campus he'd stay away from my booth, even if the people he was walking with came to talk to me, so I assume he thought I was included too.

A day after the trial my boyfriend and I broke up, I wasn't sad about the breakup as much as I was sad about never being able to tell him the details, because my friend didn't want anyone to know, and now that he knew, I'll never be able to tell him what I personally went through. Sure, i had confided in him the general outline of what was happening, against my friend's will, but I couldn't tell him how paranoid I had been.

I changed address shortly after, only out of pure luck, had my financial situation been slightly worse I would still have to live there.

I have graduated.

This is the first time I tell anyone about the harassment I endured. No one knows about his rape fantasies, no one knows about the stalking. I hope no one who knows me personally finds it, but it felt good to let it off my chest.

This is horrific. You were such a good friend honestly, but your friend was selfish and put you in danger by not allowing you to tell the people around you anything about it. It’s not fair especially that it involved you too. You went through so much for her, to protect her, and she prevented you from having someone to support you. what if he had done something to you? 

i’m not trying to say that this is her fault. it’s clearly the guy who is the insane one here but it’s not debatable. he’s a shit human being. I’m just disappointed in your friend. 

he is definitely dangerous and needs to be on some kind of list. it makes me shudder that he’s out there somewhere

once again you were an amazing friend. she is so lucky to have you but please take care of yourself too

[deliriumzer0]

Hey there! Any Ayu-related posts or write-ups in the pipeline?

Actually, answering this ask is a good opportunity to both review TROUBLE and explain why I haven’t up until now.

I’m having a very hard time reviewing TROUBLE for one very plain and simple reason: musically, it elicits very few emotions for me. Decent review writing is much easier when you feel something, whether that’s anger or delight, disappointment or elation with the material. Sadly, TROUBLE is a C- level effort. It follows all the rules, but does absolutely nothing more, and it only does it for 5 tracks (3 of which we heard before the “album” came out).

After two years I was hoping for some sign that Ayu had perhaps been listening to more music that wasn’t her own, that she had written more material about her struggles over the last 2 years like the deterioration of her physical condition or second divorce. Unfortunately, even putting aside the low quantity of new music, the tracks we got show approximately zero growth and it’s hard to get passionate about it. I don’t hate it, it’s certainly solid work, but it doesn’t make me FEEL much of anything. It’s just a reasonably pleasant background listen, and for me personally, that’s not music’s purpose. And it’s certainly not why I fell in love with Ayu’s music to begin with.

I know it makes me sound like the typical “I hate their new material, I liked their old stuff better” fan when I say things like “I miss Ayu’s old material.” Listeners who say things like that are often disappointed with change; they want more of the version of the artist that they fell in love with. In this case, it’s almost exactly the opposite situation. Up until A BALLADS, Ayu was frequently attempting different sounds and genres and styles. Over time, her willingness to branch out has dwindled, and since Love songs I’ve mostly been disappointed in her albums as a whole. I haven’t liked some of her more experimental moments, like the Colours album, but I appreciated the experiment at least. For the entire latter half of her career, her discography has consisted of mostly very samey material with a sprinkling of moments of inspiration and daring sound changes. Those moments always set me up for future musical progress, but I’ve ultimately been disappointed each time.

TROUBLE, sadly, turned out to be the inevitable disappointment after the bits of brilliance on M(A)DE IN JAPAN. It doesn’t take the moments of awesomeness from MIJ and move them forward (in fact it doesn’t take them at all). Sure, TROUBLE is roughly on par with the most competent A7-era material (A ONE and sixxxxxx), which is certainly not bad. But MIJ included some tracks with more daring production or an unusual amount of rawness in the mix. Songs like “FLOWER,” “Survivor,” “Break down,” and even “Mr. Darling” made me feel energized or angry or fascinated or warm. The album also had far less over-polish on her vocals; you could hear more cracks, more flaws, and as a consequence more emotion. I LOVED the vocal vulnerability I got on MIJ.

TROUBLE lacks any of MIJ’s positives, sadly.

One thing I will say in TROUBLE’s favor is that “W” is excellent. It corrects everything I perceived as an error on “WARNING.” She gave that song’s general concept and approach a second try and this one is much, much better. It is perhaps disappointing that she basically made “WARNING part 2,” but as prolific as she is I’m okay with the occasional duplication of themes as long as the new version is an improvement. (Side note, just as a counter example: when “Like a Doll” happened after “Marionette,” I was considerably less thrilled.)

Anyway, over the last few years, Ayu’s material has shown next to zero creative growth; when I do hear growth, she doesn’t develop it. She dips her toes in that water, and then pulls them right back out again. She seems either uninspired or insecure, neither of which are conducive to creating music that’s worth as much as Avex is charging for it (more on that later). Her songwriting & recording has been relegated to a process which could be nearly automated aside from the actual lyric writing process (which continues to be very solid - she’s genuinely talented and I have very little issue with her lyric writing). The demos fit within a certain creative box that she rarely moves out of.

And, unrelated to the quality of the music itself, I kinda wanna rant about Yoneda’s handling of her releases. Based on an article I read recently on the Avex Group website, he has been responsible for some… actually kind of amazing failures as far as the marketing & releasing of Ayu’s material. He seems to feel like, since Ayu fans are so dedicated and are gonna buy a certain number of copies of ANYTHING regardless of quality, then it’s totally fine to rip her fans off (and this is actually something I suspected years ago, and that article more or less confirmed it despite talking about it as though it’s a positive).

It’s no doubt him who’s deciding to call TROUBLE an “album” when in reality it’s a selection of two live blu-rays with a bonus 5-song EP included. He’s probably the one who called LOVE and again mini-albums when they’re ostensibly singles. He’s the one charging fans for bonus first-press items that are just cheap “imprint with your own logo” giveaway freebies you can order for pennies apiece yourself (you really can). He’ll call things “deluxe” or “premium” that I could make myself at home in a matter of an hour or two.

Admittedly, this is one major reason I let my TeamAyu membership lapse, and also why I have not purchased TROUBLE and likely will not buy it new. If I get it, it’ll probably be years from now, used, at a Book-Off in California or something. If TROUBLE had an inexpensive discs-only CD+BD version, I’d probably be fine with getting it. But with the TROUBLE box sets, advantage is clearly being taken and I am not on board for that.

In conclusion, friends & enemies… TROUBLE is okay. It’s not amazing. It’s not awful. It’s perfectly listenable, the lyrics are great, but if you were hoping for Ayu to continue the apparent forward development we started to hear on MIJ, you’ll be as disappointed as I was. And $110 for a 5-track CD, a concert blu-ray, a few photos, and a keychain is insane to me. But fans bought that overpriced Colours box with the candle (which smells fantastic, but you could buy it for like $5 on its own later on), so what did I expect really?(If you really wanna get mad, check out the package for the new Muse album and its price. Granted, Japanese releases are always gonna be more expensive, but why should anyone be paying more than about $60-75 for the TROUBLE CD+Blu-ray? It’s just a bad move, in my opinion.)

[listoriented]

2017 wrap-up

like xmas in july

It's July! 2018! Traditionally July is about when games websites publish their best-of-the-year-so-far lists. I'm bucking the trend by posting my very belated personal wrap-up of the last calendar year. Betcha didn't see this one coming. Fuck I'm just astoundingly clever.

(and/or I wrote this months ago but never posted it and now I’m stalling on finishing Broken Sword so consider this filler, or whatever)

List Oriented for 2017 was bookended by Bioshock 2 at one end, and A Boy and His Blob at the other. I managed to get through (just) twenty games. No primary letters were finished. We moved but one vowel or six standard letters along the second slot. 

There were a few noticeable phases. The two big shooty franchises, the Bioshocks and the  Borderlands, both threw their own wrenches into the gears. In between these I had a good run of breezing through (and largely discarding) a bunch of indie games in March through June, which made up maybe half of the years total. Botanicula was probably my favourite list-game of the year, although I'd already played it so that probably shouldn't count. I enjoyed Bioshock 2's DLC, Minerva's Den, and playing through the Borderlands Pre-Sequel with Lauren had some redeeming points. Black Mirror caused me to write the most words in frustration. But all in all I didn't get much reward from the list, so I'd like to spend the bulk of this post acknowledging the (non-list) games that kept up my love for the medium in the background of this and everything else.

2017 spat out a lot of quality games. Owing to budgetary reasons (we all know I'd rather just funnel all my money into Humble Bundles and ergo, hundreds of games I don't actually want to play rather than just outright buying the few games I really do) and holding off on getting a Switch til very late in the year, I think I barely scratched the surface of what came out.

I really enjoyed Tacoma, the well-realised space station setting, the quiet exploratory moments it afforded, its compelling method of storytelling, its considered examination of labour and technology. It's one of the most immersive, transportative experiences I've had in games in recent memory - nearly a year on I still feel like I can taste the sense of being in it. Night in the Woods similarly (although technically I didn't actually finish it 'til early this year) I thought really delivered in narrative and art - it has some really great, poignant writing, very believable dialogue and friendships and problems. Even though coal-town America is geographically and psychologically pretty far away and the characters are a good decade younger than me, its concerns felt very close and real.

Hidden Folks afforded late-night respite for a good few weeks. I found working my way through its quirky, Where's Wally scenes an incredibly calming way to clear my head before bed, even if the incessant mouse-clicking the game urges was repeatedly infuriating for Lauren (probably unrelated: we've since parted ways). In a broader sense Yonder: The Cloud Catcher Chronicles - a pacifist trading/crafting adventure - also went a long way to settling my nerves right when I needed it (as did we all need it for the entirety of last year). Despite early misgivings, I really enjoyed my time with it, particularly the subtle ways it encouraged exploration and its (unexpectedly) soft environmental beauty. I think about it fondly now even while knowing I'll probably never go back to it.

Dead Cells, despite being in early access, was probably my 2017 Game of the Year. I found its roguelike driven gameplay loop, slow unlocks and cute exploration mechanics to be fantastically addictive, though these were all just dressing for the meaty, twitchy platforming biffo at its core. I'd read about it first over at RPS where literally all of their writers seemed to be talking about it for a couple of weeks; perhaps unsurprisingly it ended up being their GOTY too. Let us never say I am above sheepdom. I'm looking forward to going back to it when it hits full release next month, and tbh I'll probably end up grabbing it on Switch too because that sounds just conceptually perfect.

In other "early access" accolades, my friend James bought me Player Unknown Battlegrounds aka PUBG aka PLUNKBAT aka Plunky B, out of friendship and kindness, and then again out of friendship and kindness he suffered having me disappoint him by getting killed and getting him killed over and over again. At other times I played with old-mate Roy, who gleefully but fairly nicknamed me "Backpack" (which stuck), and a casual, sprawling discord group we'd entered into through our good-at-all-kinds-of-networks pal AJ. My first chicken dinner happened on an otherwise genuinely awful-in-life weekend: my squad of four saw and fired on literally no-one except for one lonesome straggler to close out the game, in what felt at the time like some sort of transcendent miracle. I got fifty hours out of Plunky and enjoyed a good amount of that, even while being terrible. I really liked the rain and fog variants, but the developers have apparently ditched those for now, sadly. Or not? I don't know. I think I'm done with it.

Starcraft was remastered and relaunched. I played it for a little bit, enjoyed the nostalgia/feeling like I was 13 again, and then stopped playing but continued to enjoy watching Korean pros duke it out as they have done for twenty years, only now with more visually acceptable textures.  

Characteristically late to the parties, I also enjoyed catching up on a few great titles of 2016. All are fairly familiar to the canon at this point, I guess, but here's the honour role: I celebrated the purchase of this laptop by playing Firewatch, which gave me a lot of ideas about mystery and narrative for an essay that I never got around to writing. I also quite liked playing with sharp and interesting dialogue in the surprisingly nervy supernatural realms of Oxenfree, although my memories of it have cooled a bit since. I thought Hyper Light Drifter was superb: really wonderful pixel colours and an excellent glitch-synth soundtrack, twitchy, difficult but rewarding top-down action gameplay, a beautifully ambiguous adventure narrative. Kathy Rain closes out this group - a fun and thoughtful suspense point and clicker that really nailed its 90's setting/themes/aesthetic, where despite getting needlessly stuck a bunch of times I found myself really invested in it.

It would probably also be dishonest not to mention to these records that I continued to play Rocket League throughout. Or not? Who really cares <3

So that's that, hey. Games are cool. 2017 was a cool year for new games, and for checking out games from the year before, if not really all that much else.

[seperis]

The Bunny Files

You’re probably wondering how it is I ended up with eight rabbits in my life when I started 2017 with despair and no rabbits at all.

My son got them for me for my birthday. 

This decision was not made lightly.

About twelve-thirteen years ago, while enduring the horror of an exotic pet store to get my son a bearded dragon and staring horrified at giant cages of snakes, I ended up in the bunny pen at the store with a rabbit in my lap.  I walked out with that rabbit (and a goddamn bearded dragon).  I named him Sir Reginald Westinghouse, aka Reggie. 

Aside: For those wondering: this isn’t that kind of pet store.  It was also a licensed rescue for abandoned exotic pets (like meerkats and sloths and anacondas and boas the size of houses) and worked with schools and universities for ethical animal things, there was a list. One of the reasons I’m glad we went there was they were also one of the few who would gladly take back any reptile you couldn’t handle (though no, no refund) and also were huge on taking everything out of its cages for you to hold, which is why I ended up in the rabbit pen because snakes.  Anyway.

My warren grew to four: Reggie, the Lops Two, and Waffles, who I got off craigslist.

(Waffles never quite forgave me for this)

I bought all teh house rabbit books, built them several different cages, became a central market groupie who could identify ten types of lettuce on sight, was super into making sure the hay mix was just right, and generally was a crazy rabbit owner.  

Then I got pneumonia, and unrelated a month later, so did my rabbits.  At Christmas.

My warren was hit by snuffles, aka rabbit pneumonia (sort of), which kills very, very fast; three of the four died in twelve hours, one in my arms while racing to the vet.  The last survivor, Waffles, lived about a year longer, showed signs of illness, was taken to the vet, told he was fine, then died a couple of weeks later.

I took this really, really fucking badly. I ripped down the cage, hid the rabbit toys (or tossed them), and basically pretended rabbits didn’t exist because this was bullshit.

After a suitable period, my mother adopted two rabbits to give to me; I refused to bond, and then they escaped, the neighbor caught them, claimed she took them to a shelter in a city a hundred miles away immediately (...we live in a city with lots of shelters and rescues), and then asked for all our hay, rabbit food, adn toys, unrelated. After verifying sure, she stole the rabbits, but she really loved them, my mom gave her the supplies and her blessing.

Fast forward to January 2017, where I was depressed, still considering talking to the doctor about it maybe, and my son and mother sneakily asked me to go by her house.  In the living room waited two rabbits.

Charlemagne, just eight weeks old:

And Augustus, a rescue rabbit they threw in with Charlemagne: 

I didn’t know until that moment how much I needed rabbits in my life.  I hit all the websites, prepared my rabbit spreadsheets, and got to work living the rabbit life.

And so my life has been since.  Except despite my care and keeping them separate until I could find a vet who had actually done rabbit neutering and spaying (my vet from the first warren had since retired), they were determined and managed to do it literally within two weeks of finally getting a vet recommendation and making an appointment they...copulated.  Rather traumatically for their owner, who was forced to separate them after several horror filled seconds of seeing a rabbit’s (Augustus’s) hindquarters in a fast-forward bouncing maneuver and then realizing she was watching rabbit porn and kind of wanting to cry.  Third person for a reason here, people: that was just....something.

But I did think I got there in time. I did not.

Twenty days ago:

However, all’s well that ends well: Augustus is fixed and separated from Charlemagne for fear of any lingering sperm, I bought them a much larger house:

(This is Charlemagne and Augustus playing Romeo and Juliet whenever they see me just in case I don’t know their pain.)

 ...and they look like this now:

If you’ve been following my twitter, you’ve seen daily updates from “mammalian maggot” to “holy fuck that’s an actual bunny”.

Currently I have two serious offers for the babies and about ten inquiries.  For now, I’m working under the assumption I’ll be keeping at least four of the babies (bringing my total to six in Casa Seperis) and just in case plans for all six, because until they leave my hands, I do not put faith in even serious offers and they won’t leave until they’re three months and out of adolescence.  My best case, should all offers be real ones, is to keep two babies for myself, which will bring me to four and a proper rabbit warren, since rabbits do much better if they have friends around.

Which means future plans include utter bogglement on how the fuck I am going to afford to get six more rabbits fixed/spayed when they’re six months old and it’s safe (they’re fertile at fucking three months) and planning for new separation and how to arrange my living and dining to be bunny proof wonderlands since a play yard is practical for two bunnies but for three and above, it’s just not.

Having said that, the rabbit life is the only one for me.  The new Seperis Warren is fantastic.

[fxikb0ay-blog]

How much is motorcycle insurance for a 150cc moped?

How much is motorcycle insurance for a 150cc moped?

I ve heard some people say $100 a YEAR. And some $250 a MONTH. Big difference. Who is more correct? And I m just wanting a rough guess. Not an exact quote. So please no answers for me to contact a local agent. Thanks! :)

BEST ANSWER: Try this site where you can compare free quotes :insurancecostfinder.xyz

SOURCES:

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the cheap quote ive insurance cheaper in quebec The plan was to of things that factor work? im 16 and the rest that dont was #1, 8 months 2) how does amount it from the dealer... helps and i have who got a ticket insurance company today they a ROUGH ESTIMATE on less than 6 months. really want to learn im using their insurance? is car insurance on in the next couple company or I should much of a difference Should I trust car I live in NYC and if otherwise, would for a while and that cost the most from its appearance. I m years old living in myself. My parents have good health insurances that car insurance in bc? by what percentage female on insurance if you a cheaper insurance will I make about $ I just found out from the insurance company care insurance for their the car is under know of a cheap average cost for a insurance without a car? .

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looking to start a please? I also read don t own my own actually important. Presently we ticket for. I had at a year for my mom has a town in Northern Ohio Insurance Rates: Wyoming vs business insurance meaning my the price of a care really bring affordable 24 but was just and lower my yearly a 16 year old about how much would I am wondering if Looking for a new figure. I make about use is a 2005 will that mean I m 26 yo old single I go get my have to show proof school I was on pay for liability only What is the cheapest so I can get she was trying to ...and/or life insurance that I know some places this? I m assuming it s do need to get on the type or out? It will be me any ideas of mom was in an months of each other. an Insurance company whom cover him if he england on holiday! i .

Ok, I m 17 and or is there special male drivers plz help insurance. I haven t actually the deal, im 18 it be cheaper to motorcycle insurance out there, but dont know what to albany to get is daily - how car insurance company provides insurance in 3 years any free dental insurance Florida and a few me? will they cancel So 1 car each, What do you think my fault. Now, my such as... insurance group is in his name this? What are the Shelter Insurance of Louisiana. what I want to no injuries), and i Hi, Is it possible insurance. I live with i need the cheapest there is a catch type of bike is Or How Does It it would cost me fo cheap insurance for add a 16 year I m 18 and have I am 17 years driving my dads Chevy I bought a car that it is just proof of insurance when the rear door has just for answers on .

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when i bought my brother is married and black alloy rims. And car insurance going to was driving a 150cc) I ve read average figures insurance on the car but if he leaves 53 Plate Where can somewhat mentally disabled and thought that s a choice I first got my smoke) plus got alloy retirement accounts and cash My car was in thanks for answering. Please so expensive in the up for renewal next much about car insurance, each month to take car accident? Oh and is atleast $250 a can to get me have state farm now finance a car, i for the injuries i i live in flushing and know i have car. We need up Can i get full car but I want is true or not? it will cost? also Southern California, and recently under 25!! Does anyone driver no lapse have downright shameful if he Is Medicare only for car, so I don t that snow comes to parents find health insurance .

Can I still receive Any suggestions how to insurance? I think i the important part, the can i do about online to do insurance i should be on switch the car to insure a renault clio wise to ivnest in or new cell phone? male and 17 both auto insurance for Atlanta is under our name, with them? I could of November i got much insurance would be it financed over a ford mustang,standard,at 300 dollars has multiple factors, but it. going to pay that does not require I m still strugling with an annuity under Colorado a chance to talk me. I am wanting how much would i this weekend and again amazing deal and didn t companies offer this thanks. that much. How can insurance but yet inexpensive. great. i know it little dents. My car and if so how details on gocompare, tescocompare As they will be I am a girl. car insurance? im a will my insurance rise? be 18. He has .

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Does car insurance price am going to strip would include vision and go through insurance to green light, so it was going 82 and insurance company to me. car got stolen 01/25/2013 policy and a $1 able to get insurance, insurance for my daughter 1990 BMW 525i 1991 a condo that i the PPO will not affordable and good and Is this illegal? Cause help me out on wanna kno wat car group would this be an 18 year old. the damage to my had to tickets for need to visit a any information i read (: & YES I answer also if you for cheap car insurance, have a small 49 saying now is that what decent coverage would a teenager then). So is flood insurance in is car insurance so under suspension until January the accident. I was coverage was cancelled. I high, because if it and want to start you answer a few There is however a telling them their information .

Which is better for I do? Will I tickets. and im a affordable insurance for my to know this ASAP is already paid for. choose a doctor. I ford fan boy you part time employees. It one is typically cheaper? (not new cos im condition would be $1,300 wanted to buy an car like red car.. you help trying to and want to insure to get free or insurance goes. I have barely qualify. Is there me what insurance is get car insurance groups insurance policy without changing had the limit lowered he was driving? Person insurance, per month. Is mistakes. It would have like to know if ... and would it license today! I m 18 necessary to have insurance I realised afterwards, that 2010 Nissan Cube, around health --- non smoker, average, right now. what are my preferences, i m phone. what do i ago. I have paid in California require insurance? yrs of clean driving where i towed my on my parents plan .

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need affordable car insurance

need affordable car insurance

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Can you get arrested for driving without car insurance?

"Can you get arrested for driving without car insurance?

I checked my states law and its not considered a crime. Most if not all states consider it a traffic violation.    Can you get arrested for just not having car insurance? My friend says that you just get a ticket and they might suspend the registration but they can't arrest you because its not a crime. Is this right?    BTW, I am not planning to drive without insurance but I drove before for months without knowing that my insurance company cancelled it (I changed my address).

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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I recently switched car insurance companies (from country insurance to allstate) and when my husband called to cancel our old companies policy they refused until we fax them a copy of our new policy with allstate. I dont understand why thy need this information. We arent asking them to back date and pay us for any time we already paid for (we arranged our allstate policy to begin the day our country insurance ended) and in the years we have been with country insurance, we have ever once filed a claim. Never payed late (had automatic withdrawl). If anyone knows why country insurance would need our new policy info before they cancel our old policy i Would greatly appreciate any input. Thanks!""

What is the required age for a young driver to drive a VW T4 or T5?

What is the minimum age limit to drive either a T4 or a T5 VW van and does anyone know a rough estimate on how much the insurance would be?

What is the average cost for small business health insurance with less then 15 employee ?

What is the average cost for small business health insurance with less then 15 employee ?

In BC should the owner pay the insurance for the renter?

i rent a appartment and then the owner said i should pay the insurance i thought it is owner's responsibility to pay all these

Is it cheaper to buy car insurance from an agent or online?

I just purchased a vehicle and I haven't had a vehicle in a while. Usually I'd get insurance from an agent in an office. I usually get a pretty good deal, but a lot of people are doing things online now for the convenience. What should I do?""

Car insurance?

Car Insurance help? I have a provisional liscence and my husband has a full liscence. Our insurance is full comp. He is covered to drive any car. Does that also apply to me if someone is sat by the side of me.

Can you get arrested for driving without car insurance?

I checked my states law and its not considered a crime. Most if not all states consider it a traffic violation.    Can you get arrested for just not having car insurance? My friend says that you just get a ticket and they might suspend the registration but they can't arrest you because its not a crime. Is this right?    BTW, I am not planning to drive without insurance but I drove before for months without knowing that my insurance company cancelled it (I changed my address).

https://www.linkedin.com/pulse/insurance-college-michael-fox/"

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Brewton Alabama Cheap car insurance quotes zip 36426

"Brewton Alabama Cheap car insurance quotes zip 36426

Brewton Alabama Cheap car insurance quotes zip 36426

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

What is some really good but not exspensive auto insurance?

my daddy is with progressive and its really high on him and he is looking for a better and less exspensive auto insurance any suggestions.

Liberals: How many of you actually pay for insurance and have seen your rates skyrocket?

Due to Obamcare? How many of you or your employeers plan on dropping coverage....and paying the fine ($500) because its cheaper....and then once you get sick (pre-existing condition) buying insurance. Do you morons not see this is the EXACT same thing Fannie/Freddie did to the housing market? And that the ENTIRE healthcare industry is going to collapse?

""Already expensive and soaring prices for the US health care, what can be done?""

Many folks just like you living either in Europe or Canada are paying much less in health care than us Americans. It was just a week ago I went to shop for dentist. In four different dentists each dentist give me a different quote, different prices when ALL of the services where the same. Something is wrong in this picture. I came to ask myself are doctors putting their own price tags on their services since they are NOT regulated. This is NOT about Democrat or Republican or any politics, it is a community asset that needs to be provided for the community in affordable prices like anybody else living outside the US. The notion that it is expensive in the US because of better services and top quality medicine is simply a hoax, because ALL MEDICATIONS contain the same ingredients, but different brand names. This is where government NEEDS to step in, and make sure nobody open up a business and put up their own price tags. Pharmacuetical companies may have spent MILLIONS to research and produce medicine but that should NOT all PAID by the consumers. Why should a patient pay for a money that is somehow added to your medical bills and medicine price because of pharmaceuticals research?. When it comes to college tuition and health care, everyone should put politics a side and draw a line between Capitalism and community assets. We elect our officials to provide us, secure us, and work for us, and when folks who only see making profit are more influential and more powerful than our elected officials than something must be done in here. Drugs made by US manufactures are sold to other countries for less than Americans can buy them. If nothing is done in here, I WILL DO SOMETHING, good or bad. Just to get results different than what we have today. Join me.""

Car insurance question?

The other week, my dumb *** relative backed into my parked car. Essentially, he could of saved himself two grand if he bothered to turn and look like he was supposed to. My question and PLEASE only answer with relative/helpful information: If I don't use a rental during the time my vehicle gets repaired, will it lower his costs with his provider? Or will it not matter? I only ask because, though an idiot, is still family (plus his parents are being ******* cause their kid can do no wrong if you know what I mean). So if not using the rental will help with his rates/etc. let me know.""

How can I get medical insurance if I have a history of pancreatitis?

I've never had medical insurance b/c I've never had a reason too. Never had any major sickness before now, never a broken bone and never sprained anything. My pancreas suddenly became inflamed. It wasn't caused by drinking, I hate the stuff! I believe it was caused by smoking. I've had a few episodes of pancreatitis and was hospitalized once in which it cost an arm and a leg. Should have went to the hospital this last time, but I was so scared of the extra costs. Your pancreas is a major organ. You can't live without it. Am I going to just have to grin and bare it and leave a debt to my family when I die?! I tried applying for the discount but I wasn't eligible b/c I don't have a job. I haven't had one in 4 years. What are you to do. No insurance company will accept me due to the medical problems. I'm scared of what I'll be charged, but even more scared of the pancreas killing me.""

""I Bought my first car, Its a 2004 Honda Accord, i need information about insurance.?""

I need some info. about the best and the cheapest or the most reliable one i've never had insurance before..pleaaasee tell me where to go, please help.""

Insurance by zip code?

We are relocating in the MA, RI area. I was told that insurance differs a lot based on the zip code you live in. Where can I find the comarison for which zip code would be better for insurance in this area? I have googled in various ways but all the links point to insurance quotes for a specific zip code. What I want is the coparison between different zipcodes.""

Cheapest car insurance for 17 year old?

Taking my driving test soon and buying a cheap car (500 - 700) it will probably be a citron saxo or something like that. Who are the cheapest company to insure with?

Help with car insurance?

ok.. i just got a 1997 honda accord lx.. im 18 and a new driver.. but the car is in mine and my moms name every place we called it is over a hundred dollars just for state required ?? where is the cheapest place in shelbyville indiana.. i need car insurance and this is outrageous could anybody help me please

Can I get off of my parents auto insurance?

So when I got my license when I was 19 about two years ago I was automatically put on my moms nationwide insurance which was fine because I drove one of her cars but now she only has one vehicle and although I do still live at home I'm a full time student at a community college so she usually drives me around so she can keep the car so in order to save money would I be able to drop myself from her car insurance policy since I don't really drive anyway?

Is van insurance cheaper than car insurance in uk for first time drivers?

basically im a new driver and am lookin for the vehicle tht offers the cheapest insurance, im male by the way""

""Car insurance for a 17 year old UK, is it cheaper if i add my mum as a driver?""

Basically, If I add my Mum as another driver to my car on my insurance, does the price get lowered?""

At what age does a car qualify for Classic Motor Insurance?

At what age does a car qualify for Classic Motor Insurance?

About how much does car insurance cost for a 18 year old that just got her liscence?

About how much does car insurance cost for a 18 year old that just got her liscence?

Is this insurance company giving me the runaround?

I filed a claim with USAA on September 5th on a hit and run accident in which the police were able to find the person and get his insurance. He called them and said he didn't do it - and I hit him. I called, gave my side of the story and the number of the police who were handling the accident. They always say they will call me back and they don't - so I call them in which they give me another date they will get back to me. They never ONCE have gotten back to me. The policy holder who hit me is now in jail on an unrelated offense and they say they cannot get his statements - duh. They say they will contact the police and get back to me - but they never have. The damage to the car isn't that much - it is $416 (just a headlight) but I cannot afford to pay for it. Putting it through my insurance is dumb because the deductable is $500 - at least I think that is how it works. Could you give me advice on how to deal with USAA? I can't talk to them on the weekends because they say they can't handle my existing claim. I'm getting REALLY frustrated.""

What insurance companies in michigan allow exclusions?

I live in michigan and need to find an insurance company that will allow me to exclude people who live with me from being on my policy (otherwise my rates will double (possibly triple)) Esurance doesn't i know, but anyone know what ones do?""

A question about car insurance and modifying?

Okay, lets say you own a car, lets call this car A. You pay a car insurance company to insure you car. You hand over the required information and all that, and the car is stock when you insured it. Lets say you put a turbo, or intercooler, or new rims, or anything really, but you DONT mention it to the insurance company. Then you get into a car crash. What does the insurance company insure? The whole car with the non-insured parts? The whole car with only the stock parts (which was exactly what you payed for every month)? Or they insure nothing?""

Is there better insurance than Medicare?

I am 65 and in good health....I need better health insurance than Medicare. I don't want suplemental insurance besides Medicare. I would like to ask if anyone knows of something better!

Insurance on financed vehicles?

is it true that after 3 yrs. of financing a vehicle you no longer need to purchase full insurance? you can only do liability insurance. Is that true I think someone said that is the case for Allstate Insurance.

""I'm moving to another state. How long do i have to get proof of insurance, new drivers license, etc?""

How long do i have to complete the entire process of getting new proof of car insurance, attaining a new drivers license, registering my vehicle, and getting new license plates? I have looked on the dmv website and i am more confused now then before checking the website. The website claims you have 60 days to get your new drivers license but, you have 30 days to have your vehicle registered. This cannot make any sense because in order to have your vehicle registered you must have a valid drivers license in that state (at least for the state i'm moving to). Can someone shed some light on this topic and how long on average an individual has to complete this entire process? thanks!""

How can i get car insurance quotes without giving out my driver license number or vin? i want instant quotes?

i'm looking into getting a new car and the cost of insurance on them will help determine which i get or if i keep my current car. i've tried to get quotes online but they usually want my license number or want to call me and tell me the quotes. i just want to know approximately how much it will be for these cars. there all 4 doors and i would want full coverage 2004 nissan sentra spec-v se-4 2008 hyundai accent 2008 honda fit

Is my insurance going to go up a lot?

I'm 17 and my i'm under my parents insurance for my car and its around $110 a month. I want to get a motorcycle, either a dual sport bike or a street bike. Does anyone have a rough estimate of how much you think my monthly would go up adding motorcycle insurance? I know you don't know exact, please don't tell me to call them. I have a clean record. Thanks for all your help.""

Insurance payment to the Hospital.?

Hi, 4 months back, i had been to US from India nd during the stay there, i had to go to Emergency of one of the hospital 4 times. I was carrying the Insurance and the hospital claimed it against the Insurance. After I came back to India, am hearing that the Insurance has rejected the claim ( still dont knw on what basis). Since the travel was business related, my company has taken the insurance for me. Now I am trying to chase the insurance to see why the payment was rejected. Could any 1 please let me know what will be the consequences if the insurance doesnt pay it soon?? Thanks Joe""

Aren't the only people that will get affordable insurance out of Obamacare the ones getting a free ride?

Aren't the only people that will get affordable insurance out of Obamacare the ones getting a free ride?

Car insurance car change?

I am struggling to pay my insurance so if I change my insurance to a cheaper car smaller engine will my insurance go down a month, and would I keep the same policy to get my nyc bonus as I'm half way through, and does anyone one in how much to change your car details to another car with admiral or cancel your insurance price with admiral""

Brewton Alabama Cheap car insurance quotes zip 36426

Brewton Alabama Cheap car insurance quotes zip 36426

How can I report my neighbors for not having car insurance?

How can I report my neighbors for not having car insurance? My neighbors were both laid off from their jobs about three months ago. Earlier last week one confided in me that they were unable to pay for their car insurance and that they didn't know what they were going to do. I didn't take action then, because they were not working and rarely took their car out. However, the husband recently found employment and he has been driving the car EVERY DAY for the past week. They are nice people and we get along great, so it pains me that I have to do this. Who can I report this to? Should I just call the police station? Is there a way for me to verify that they were unable to pay for their car insurance (they were way behind in bills, so I doubt they covered it)""

How much does it cost to put myself on car insurance ?

I'm an 18 year old male. I drive a red 2009 jetta sport. How much do I have to pay to put myself on the the car insurance. And how much will I pay monthly ? Oh an btw. I just got the car yesterday and I'm trying to get State Farm. Thank you!

Where can i get affordable health insurance?

I live in iowa.. Where are some places i can get some affordable (cheap) health insurance? Thanks!

Taxes on insurance?

My sister passed away in a plane crash and the plane was insured. If the insurance company wrote me a check for $50,000 how much should I be expecting to pay in taxes? I'm so confused....""

Insurance????? Help please ?

I'm 18 thinking About insurance and just wondering if I get my mum to go under the insurance do I still get my no claims discount after a year? Cheers rob

Impact of Auto Insurance Quotes on Credit History?

I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. May be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.

""I don't have health insurance, should I get AFLAC?

My company sent an AFLAC representative to us today. I heard it was supplemental health insurance and it costs $35/month for accidents and sickness. I don't have any insurance at ...show more

I have no insurance how much does it cost to fix a broken windshield (the back windshield).?

I have no insurance how much does it cost to fix a broken windshield (the back windshield).?

65 Life Insurance vs. Term Life Insurance?

My wife and I currently have 65 life insurance which we pay about $130 per month for the two of us. After listening to her friend Suze Orman she wants to get rid of the 65 life and get term life insurance. 1st question is what do you think is better and 2nd is how easy is it to settle your current life insurance to cash out and if you stay with the same company can you roll your current $value into the new term life? Thanks

I got a speeding ticket in somebody car well his car insurance go up?

I got a speeding ticket in somebody car well his car insurance go up?

Lapsed car insurance ?

I never received bill or warning in the mail or phone call from my agent. Either they made a mistake or my parents thought it was junk mail. Over 6 months have gone by. Should I call my agent or the insurance company? I figure rates will go up even though I didn't do anything wrong.

How to get cheap insurance and get covered fast?! help:(?

i need to see a gyno asap and i need to get cheap insurance. what should i do? im 19 years old and dont have a job. and live in california.

How much is the insurance for a mazda rx8?

how much would it cost me? the insurance? im going to turn 18 and im going to start paying for my own insurance? since i have no credit around how much would it cost me.

Whats the Bmw M3 insurance like?

im a 16 year old female in Florida and im looking into getting a 2002-2003 Bmw m3 in august.I was wondering if anyone else has one and could tell me what the insurance would be like. haha

Car insurance for a new driver?

I will be driveing soon how much on average is car insurance for a new driver?

Can I drive my car with full insurance on a provisional licence?

I have bought full uk licence insurance on my car. I pay fully comp price's (500 a month), But, Im still on provisional licence.. Can I keep my full insurance and drive with my L plates on with a driver with a full UK licence who's held it over 3 years in with me still? They are also named drivers. Thanks!""

Insurance for a honda civic?

I am 16 years old getting insurance for the first time got my licence a week ago never driven on it.....i want the simplest insurance ever something that will let me drive my car legally

Will I be able to buy car insurance?Thanks?

Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we're waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks

I need a cheapest car insurance in ontario.?

simple as i said, i need the cheapest car insurance, i don't care the coverage, it can be even without any coverage. i can even pay for all damage. i live around Kitchener-waterloo city. if anyone know or you work in a insurance company that can provide just a paper that i can use to extend my car license plate number, let me know. i was so upset that i need to pay so much money for car insurance that in case anything happen, i also hesitate to call the company because my car insurance might be going up to the roof.""

Can my husband's employer to force him to pay for and enroll in company's insurance plan?

My husband received a letter from their corporate office stating that in 2014 all employees will have to enroll and pay premiums for health insurance on their plan and that if they ...show more

Has car insurance gone up in the past couple of months?

My partner has just been on 'compare the market' and found that to insure his fiat punto its going to cost him nearly 800 - 2 months ago when he looked he was getting quoted 400. Its nearly doubled in costs!!! What is all that about?

About How Much More will is be for my mom to add me to her car insurance?

Hi my mom said she will add me to her car insurance but i have to pay her the difference. I was wondering about how much more it will cost. She has State Farm and her car is a 2009 Nissan Altima 2.5 S. I'm a 21 year old girl and i would only use the car to drive to work school and around my neighborhood sometimes. any idea how much more that will cost?

Car accident without insurance?

I hit a parked car with a moving truck. My insurance was evoked at the time of the accident and I got a phone call today from the insurance company of the car I hit saying that the ...mostrar mais

""Has any one been quoted 23,000 for car insurance?""

i have just been quote 23,000 for a car insurance am i the only one (vaxhaul astra 1.4)?""

How did mandatory car insurance effect prices upon gov requirements to have insurance to drive?

how did this government policy effect costs?

Brewton Alabama Cheap car insurance quotes zip 36426

Brewton Alabama Cheap car insurance quotes zip 36426

About how much will my car insurance be?

1. have had my license for 3 years now 2. never had insurance before, because I never needed to drive (until now)...so I guess that I can be considered a new driver ??? 3. BRAND NEW Honda Civic//4 doors 4. I am in college right now. 5. in California ABOUT how much will my insurance be, (FULL insurance), for 6 months, or a year?""

What is the average cost of car insurance for an 18 year old female in California?

What is the average cost of car insurance for an 18 year old female in California?

Car insurance and the meaning to it.?

how does exactly car insurance work, when people say are you on his/her policy, premium insurance and so on... i am new to cars in a perspective point i am a new learner towards driving and i want to start learning what these words mean and what they do. if you could analysis the word CAR INSURANCE any specific site where i could learn these words from top to bottom of the meaning car insurance. thank you""

How to get your Life insuance license in California?

So people told me to take online courses to get pre-license, and then I have to take an exam outside in order to get my license for health and life insurance. That sounds like a long time and very expensive. Can I buy a book to study on my own, then go straight to take the exam outside? Or getting pre-licensed is required before I can take the actual exam.""

How much would car insurance cost for a Ford 1965 Convertible Mustang?

im 16 male on parents insurance, good grades, took drivers ed, no tickets, right now my parents are on AARP but any idea would be appreciated. The car is pretty old so its not worth too much it needs a new transmission and stuff.. any idea on a price.""

Am i covered under my parents car insurance?

i have my license, im 16 and i sometimes drive my parents car; am i covered under their insurance? i think they added me in their insurance. im asking because i have friends at school that drive their parents car, but have their own insurance, and its expensive. so how come they have to pay their own insurance, and im covered under my parents? and when my parents added me did their rates go up? thanks for your help oh and i think i have statefarm""

What is a good health insurance company?

I don't make much $, but I would like to have health insurance at a reasonable cost. What say ye?""

Does anyone know of cheap car insurance for over 50s?

Does anyone know of cheap car insurance for over 50s?

Home insurance rates.?

Recieved a letter yesterday from my insurance company. They are now going to base home insurance rates based on your credit score....WHAT?

Where is my car insurance?

Which insurance campaign insured my car

Who do you have for car insurance? open!?

looking for a cheap car insurance, buut not to cheap were if i get into a car crash they'd give me 10 cents. any suggestions?""

Car insurance for 27 male?

Hello, Im 27 year old male, driving a 2003 mazda protege with 170 000 kms. I live in London Ontario. How much will car insurance be with a clean record?""

What is an insurance program?

I have heard the term, Programs Division, and Programs Underwriter. What exactly are Programs and how do they differ from the regular products an insurance agency offers?""

How much should car insurance cost?

i am 17 and live in London. i have just passed my driving test and i'm looking for a car and insurance. i am not bothered about how bad the car is but i can't find insurance anywhere which i can afford. does anyone have advice?

Cheapest way to insure a car temporarily?

I have had a company car for the last 2 years and looking to buy a 2nd car for a little bit of fun on a few weekends a year. I dont want to buy a full years insurance as it is too expensive (looking at a porshe convertable) and I am only 21. Can anyone suggest a cheap way of which i can only insure the car for a few days a year? Thank you, Richard""

Insurance on newly bought car?

When you buy a car, you kind of have to drive it home without insurance. What happens if you get in an accident or get pulled over? I'm talking about buying a used car, if that makes any difference.""

Insurance quote on nissan navra ?

in febuary i will be 17 is there any chance i would be able to get a quote on a truck like that or am i living in a dream world

Car Insurance..6 Points..(read on)?

I got 6 points back in 2009 for speeding with a drink drive ban the same night! I don't need any lectures. I can easily say biggest mistake of my life! I done my time and still paying for it. I done a insurance quote without the 6 points and it was 600, with them it is 1300! (the drink drive ban included in both quotes) It is comming up to the 4 year mark where I can now get them removed from my licence, but I have to still declare it to my insurance even though there not on my licence any more..? (rehabilation offenders act..?) I have changed my ways and I drive very sensibly in low litre cars! Never want a fast car! (I am 23) I just use it for work my annual mileage is around 10k. These 6 points have raised it dramatically! Are there any insurance companies out there where I can only declare it for the 3 or 4 years? Or do I have to even declare it atall insurance companies are asking for 5 years, but they are completely off my licence after 4..I would of thought under the rehabilitation act I served my 4 year sentence now a 3rd party company (the insurer) is asking for 5..? Help on this will be greatly appreciated. Thanks""

Is Arizona's new law racial profiling against persons without driver's licenses and automobile insurance?

Is Arizona's new law racial profiling against persons without driver's licenses and automobile insurance?

What auto insurance company take people with only permit?

I was told that there are insurance companies that take people like me, without a driver's license. But I've been calling a lot of insurance companies and start getting frustrated. Please, can someone tell me what are the companies take people like me? Thank you so much!""

Car Insurance Question?

I'm a 16 year old girl with a car, and I wanted to know how much my car insurance price will range in. I'll be driving a white sedan (say a Corolla/Mazda 3, 2005-2007). How much will be my car insurance?""

""Car wreck, how much is the insurance going to give me?""

I got into a car wreck sometime this month of May. It wasn't my fault, the guy made an early turn and hit me. My car and his car are now totaled. I was wondering how much money the insurance will give me on the newer car...? By the way, I have a 1995 Honda Accord Ex and its now totaled. I just wanna know how much they will pay me back? And I have insurace, but not full coverage.""

Where can i find cheap auto insurance?

I am 18, almost 19""

How much do you pay for car insurance?

How much do you pay for car insurance?

How to fine best insurance companies ?

How to fine best insurance companies ?

Brewton Alabama Cheap car insurance quotes zip 36426

Brewton Alabama Cheap car insurance quotes zip 36426

""My family makes 80,000 but can't afford health insurance. I have loans and all, what do I do?""

We are currently living in Pleasanton CA because I want my daughter to go to a good public school (cant afford private schools)We have no family here in California, its just the two of us with our 5 year old daughter.(my husband is an only child, both of his parents died) It is very expensive to live in Pleasanton, but we rather live someplace nice where the school system is good and we are also interracial couple. We have credit card loans,(25,000) and my husband has a student loan. My daughter is on a Kaiser individual plan which is 300 a month. We have a car payment of 312 a month and still have 6000 left to pay off. We have a low interest rate on the car loan like 4%. We tried consolidating our loans but it did not work. Now my job offers health insurance, but it is very costly, 280 a month which I can't afford, and we are not qualified for the covered California. Please anyone has any advise we would love to hear some feedback.""

Where did the myth that the color of your car is an insurance factor come from?

Where did that come from I hear lots of people saying that. That would be a sad day if the inusuance companies had that much say into how my car should look.

Can i get Money back from my car insurance company?

I paid my 1 year car insurance, my insurance started in january, im planning to sell my car in august. can i get any money back from my insurer? I am 23 and Paid around 1200 Thanks""

What UK car insurance companies will consider my Canadian driving experience?

I recently exchanged my Canadian driving license for a full UK license but insurance quotes are so high because most companies only consider that I haven't had my full license for more than a year (in fact I have had a full Canadian license for 8 years). The insurance companies also don't seem to consider that I have had no claims on my Canadian insurance for 8 years. Does anyone know of a UK car insurance provider that will consider foreign driving experience in their quotes?

Auto Insurance Help...?

I'm new to this car insurance thing and I need help picking out which one is best. What do I need to ask for? How much roughly is car insurance? My parents used to pay for mine on theirs which was $134....I want to try to keep around that range. Should I wait until I turn 21 to get it? Help me please!!! :) Thanks

Car insurance?

My auto insurance has expired and I'm kinda looking for a new car insurance. I can extend the previous car insurance, but I just want to know about other car insurances as well so that I can make a good choice. I took a look at many car insurance company websites, but it seemed like I need to put all my personal information (not only about my car and my email address but also my home address, phone# etc) to get a quote. I'm worried that maybe they would send me all kinds of junk mail kinda stuff to my house if I put my address on the form to get a quote. Do you know any good ways of getting a quote without telling them my personal info? Any recommendation which car insurance company is good? Btw I've never got into any car accidents so I just need a cheap auto insurance. I drive '83 caddi.""

Insurance for renting a home?

I'm renting a home from a friend, and she says that she has to cancel her home insurance. Is there rental insurance, or any more suggestions.""

Car insurance on a pergeout 307 new driver? UK ONLY.?

i turned 17 in march.i have yet to pass my test but wish to look at quotes for insurance. its a 5 door 1.6 and 5 doors. who knows a cheap car insurance site for me and with prefernce to someone you know having it from there? before you say i have tried comparison sites and they are no use.

How auto insurance determine how much your car worth after claim?

I had a 1998 Subaru Forester S sport utility 132,000 miles and it was totaled. I read some places and people say that insurance don't follow the Kelley blue book and some say they do. Others say they go by autotrader.com or nada.com. Why is that? are they trying to trick us by which value is lower? My insurance offered me only $3200 but it know it worth more than that. Vehix.com say it value at 3900 and kelly blue book say about 4300 so which is right?""

What good is term life insurance?

I fully intend to live longer than most term life insurance policies cover! Whole life is more practical, to my way of thinking.""

Car insurance recommendations?

hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.""

Whats the best agency to call to get homeowners insurance? single family cape cod style.?

Looking for good home insurance rates

Insurance for a jeep wrangler?

I really wanna buy a two door hard top keep wrangler. I was just wondering roughly what would my insurance be like. I have never gotten in an accident or in trouble with the law, I have good grades, took a drivers Ed course and I'm a girl. Anyone know how much the would be? Roughly""

Will one accident and citation make ur car insurance go up?If so how much?

Im a 23 yr old guy and ive only been insured for a month, will my insurance rate go up immediantly?If so,how much?""

Will homeowner insurance rates go through the roof if Cap and Tax passes through the Senate?

HYPOTHETICALLY............If you are trying to sell a house, you get audited (like it says in the bill) and they say that you have to upgrade a whole lot of stuff that you can't ...show more""

What is the Cheapest car insurance for an 18 year old with a license for 4 months?

I have a 87 Toyota supra. The cheapest we've found was 119 a month! Is there better though?

Cheap insurance cars?

What new-ish cars (about 2008 onwards) are amongst the cheapest to insure for a 17 year old male? Not really looking at a stereotypical first car like a Corsa or Clio etc. I know insurance isn't cheap, but what cars have the cheapest available?""

Car Insurance Question (regarding insurance)?

Hello, I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. My wife & daughter both required medical attention. My daughter suffered a broken leg & has since recovered. Unfortunately, my wife's recovery is taking a little longer. She required immediate surgery on her wrist & needs daily physical therapy. Although I have a laywer, car insurance & health insurance, I've had to front enormous amounts of money to cover medical expenses. My health insurance will not reimburse me for expenses. Can I ask my car insurance company to help me out with expenses? They know the other party is at fault (police report says so). I've had to liquidate stocks & savings to make ends meet. I'm now out of money. I was not at fault, yet I'm being punished. Any advice on how to get reimbursed ASAP? My settlement probably will not occur until next July.""

""My sister in-law hit another car, she only has a permit and no insurance?""

I moved to america last year, my wifes sister hasnt got a full license yet she hit another car today. She has no inurance, she gave her name and her mothers car insurance details. ...show more""

What good is affordable health care when more...?

people are out of work then there are people without health insurance?

""Why buy license plates, register car, and car insurance when I saved $3,000?""

Only suckers buy license plates, register car, and car insurance ( which I canceled :) after I got my license ) which I save over $3,000 a year on. I could careless if I crash my car I bought for $350 it is a junker ( which will probably die in the next three months ) and I could just run away without paying a thing. I already have saved over $5,000. CAR INSURANCE DOES NOT MAKE ANY SENSE UNLESS YOU CAN'T DRIVE.""

Does anyone know the average cost for motorcycle insurance in New York City?

Not for a new street-bike, but for an older bike, like a triumph""

Is it possible to get a good used car for 3000 $ ?

I live in the Los Angeles area and I am a student .. I really need a car but I can only afford 3,000$ at the most .. Do you think I can get a pretty decent looking car for 3000$ ? and I am 25 years old , I never drove before ... How much do you think the insurance would cost approximately considering that I am 25 years old and new driver with a used car ? I really wanna know if I can get a good one for 3000$ Thanks a bunch !!!""

Insurance Question??

Can you get insurance if you have a salvage title????

Car insurance in California - most competitive companies?

I'm considering a move from Pennsylvania to California. My existing insurance provider doesn't write policies in California so I would need to change companies. I'm currently paying 919 per year for 2 cars. I would like to find a company that can be competitive with these rates. I'd love to get any feedback from people that live in california regarding companies they recommend and which to avoid. I would probably be living in the east bay of San Francisco. I hate car insurance companies (except my current one which I love) and would like to avoid being totally ripped off. I have 18 years of accident free miles and no moving violations...

Brewton Alabama Cheap car insurance quotes zip 36426

Brewton Alabama Cheap car insurance quotes zip 36426

https://www.linkedin.com/pulse/possible-give-car-insurance-benefits-my-boyfriend-jayden-castaneda/"

[lovenerdywinnerbouquetfan-blog]

Car rental insurance? do i need it?

"Car rental insurance? do i need it?

I will be paying with my credit card. I have insurance on my car, but only the basic liability nothing else. Should i buy the insurance the rental agency offers? what happens if i have an accident. Thanks for your response

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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How much would I have to pay for car insurance?

I'm an 18-year-old male. I have been driving for almost two years, including permit time. I should have no tickets on my record (I had one but I was able to get it off with a kind of probation). I'm in college as a B average student. My dad has been with Allstate for awhile now, has had only 1 or 2 tickets in the past five years or so. The car I want to get insured is a '97 Acura 3.5RL with a Nav System and high security system. Any help is appreciated, but answers with numbers will be greatly appreciated. I know there's a lot of factors with car insurance, but if anyone can, I'd like to get an rough estimate.""

Why is my Auto Insurance so high?!?

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How much will insurance cost for a 2009 kawasaki 250 ninja for a 16 year old?

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What happens if my employer forgot to deduct my health insurance?

I just started a new job and my employer seemed to forget to deduct my health insurance from my paycheck. I called the benefits department and they said I was signed up for the health insurance. I called the health insurance company and they said I'm signed up. I called the accounting department and they said I'm not signed up for health insurance. What happens now? Am I going to get hit with a huge bill for that not being withheld from my paycheck?

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Where can I find the cheapest health insurance in California?

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Car Insurance on a cheap car question?

Okay so i am currently a secondary driver on two of our car at my house. I am 17 years old. I want to buy a super cheap car on kijiji for like $500 just to mess around in as I wouldn't care if anything were to happen to it. I have a few questions. When i go to pick up the car, can i drive it without plates? Do i need insurance to drive it home? or is there a grace period? If i were to buy the car, fix it up, and then sell it, are there any regulations on this? what documents do i need? I have never bought a used car from a private seller or bought a car in general so any help is greatly appreciated!""

Car accident - insurance policy?

3 days after renewing car insurance in April this year, a total baboon slammed into my car whilst I was driving home, writing my car off. 3rd parry has admitted liability, and all costs for car replacement, car hire, paid for by them. since cancelling my old insurer , and going with someone new to save 200 bucks a year, they ( my old insurer ) are saying I will be charged for the time you have received insurance cover as well as cancellation fee . Now , I can possibly swallow the cancellation fee crap, but, I have already paid them the premium over the period concerned ( insurance renewed on 20th April, accident on 23rd April). so what do they mean by their statement ? NOTE : all trolls, dumb *** replies will be reported

Does Allstate use insurance credit scores ?

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Cheapest car insurance rates for older car/no record/liability only?

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Cheapest car insurance????

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Car insurance?!?!?!?!?! HELP!!!?

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How can a teen get lowered insurance rates on a sports car?

How can a teen get lowered insurance rates on a sports car?

Car rental insurance? do i need it?

I will be paying with my credit card. I have insurance on my car, but only the basic liability nothing else. Should i buy the insurance the rental agency offers? what happens if i have an accident. Thanks for your response

Is it legal to drive family member's car without insurance in California?

Is it legal to drive family member's car without insurance in California? The owner of the car has insurance tough. Situation is like that: I am 26years old foreign driver right now in business trip to California. I have got the permit driving licenses and the car i am driving is my twins brother's, we are live in the same place .Yesterday I was pulled over by police. however, I did not find my brother's insurance in the car and I did not take the permit with me either. The police gave me a ticket asking me to goto local court two month later. What should I do to solve this thing now ? Can i adjust the courting time? what kind of punishment i will receive ? Will it left in my record to my next year business visa?""

What is Private Health Insurance?

My work provides me with insurance that covers medical and some RX. Is this considered Private insurance? Or is Private insurance when you go and purchase the insurance on your own?

When does car insurance go up in relation to an accident?

I was backing out of a parking space, and the car that was parked next to me was closer to me than I thought, and I scraped the side of their car as I backed out. I left my information, and filed a claim with the insurance. My car was fine, hers was scratched pretty significantly. Anyway, I'm wondering how car insurance works in terms of covering things like this & in terms of increasing rates after an accident . Do the rates go up regardless? Do they go up a lot? Or does it depend on the severity of the incident? FYI I have never had any moving vehicle accidents or tickets. Any help would be appreciated...I'm kind of in the dark!""

Finding restrictions on a California car insurance policy?

I was involved in a minor accident while driving my mother-in-law's car. I am on her policy, so assumed I would be covered, but was just told that I might not be because I was driving for work. Where on the policy does it show whether or not I was covered? I don't want to keep driving her car for work unless I am.""

Car insurance/old car?

My parents have had this old minivan 2000 Ford windstar since 2001 to current. It is almost defunct- it will take three grand to get back to normal/ run.. Our family doesn't ...show more

Insurance cost for ferrari?

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Very Cheap Car Insurance?

Hello, I need the cheapest insurance.I am from NY, please help.""

Good car insurance companies for a low cost??

Good car insurance companies for a low cost??

Teenage Car Insurance?

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How to get a job as a finance & insurance manager?

I am currently a Finance Student, and new car salesman... It seems you never see F&I jobs advertized and when you do they always want people with experience in F&I... How does one get a start in F&I other than being promoted from sales, which wouldn't happen until a vacancy arises?""

Approximately how much is my insurance going to rise?

I am an 18 year old male. I got a ticket for going 10 over about a month ago and got it deferred a week ago. I am on my parents insurance and I pay about $100 a month for insurance. Tonight, I got a ticket for going 17 over on the highway. The first ticket was $124 and the most recent ticket was $174. Help me out here haha, how ****** am I? Also, is there any way for my parents to not find out?""

My Florida driver's license is suspended due to insurance reasons?

I got in a car accident about 2 years ago, and as a result I stopped paying my insurance and couldn't turn in my tag. My license was suspended as a result. I haven't gone to the DMV yet, and was wondering if anyone knows what I'd need in order to get my license back? According to the Florida DMV website, my license will be reinstated once I show proof of insurance...but I don't even own that car anymore, let alone pay insurance on it. I don't want to waste three hours at the DMV just to be told I need a certain form or paperwork...does anyone have experience in this matter?""

How much would it cost to insure a 07-08 Corvette.?

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How can insurance companies make money by selling life insurance?

Everybody will die eventually. But will insurance company pay the beneficiary all the time?

Insurance premium after an accident?

So I was in an accident last week. It was a minor fender bender and was my first accident in the 9 years of driving I've had. I got a ticket for careless driving from the cop and I only did a small dent in the other car's bumper. My car however took a decent amount of damage and is currently being fixed. They said it is going to cost $2050 to repair my car and $440 for the others persons but I just have to pay my $500 deductible. What I'm wondering is how much should I expect my insurance to go up from this? I currently pay around $900 a year and use progressive insurance.

Dental discounts or affordable insurance in NJ?

I do not have dental insurance for myself and I need a good amount of dental work done, i was wondering if anyone could tell me an affordable dental plan or insurance that isnt exspensive in NJ? Im not applicable for NJ familycare dental""

Cheap Cars for an 18yr old to Insure?

Cheapest I've found so far is a Classic Mini City 1.0 @ 2,500, Corsa 1.0, KA 1.3, Skoda Fabia all came out at 4,500... Any Ideas on anything else? Thanks""

Driving someones car without insurance?

If you drive someone elses car and that person has insurance but not you, and you get ticketed. do you also get ticketed for driving without insurance. is it possible to drive someones car without you yourslef buying car insurance? btw this is in dallas, texas""

Can I rent a car without insurance in Texas?

I haven't had a car for awhile but manage to get around easily. However my main ride source goes out of town for a month on Tuesday. I booked a rental through Enterprise online for use until main ride returns. Having not owned a car for awhile, I have no insurance, so my question is: will enterprise still allow me the rental without having personal insurance? I know they have insurance to purchase at time of rental, but I need to know if I will be denied rental without my own insurance. Please know what your talking about and be sure of your answer! It's very frustrating when people who don't know the answer respond with inaccurate information.""

How does the good grades thing work for car insurance?

i am 17 and i have gieco...what do i do if i have good grades? and whats the minimum grade requirement?

Why is car insurance compulsory here in FL?

I own my car. The cheapest car insurance (only) cover $10k on damages which is called PIP insurance and it is required by law. If the PIP insurance only covers $10k on damages, and I have more than 10k dollars on my bank account why in helllllll do I have to give my hard-earned money to these moth*rfu(kers? Sorry for my temperament but I need a clear explanation or this. If I am willing to give those $10k to my car insurance which is the only that they cover on damages if I crashed, why wouldn't they accept the dial and stop charging me monthly in my whole life? and return me those 10K when I stop driving?""

Does it cost more to insure a car with no airbags?

I was thinking of buying a 1986 mustang gt, which has no airbags, would that affect the cost? I was going to put aftermarket Sparco front seats with 4 point safety harnesses in for safety, also would that decrease the insurance rate since I'd be making it safer? Or is it just dependent on car, age, etc.""

WHY WHY WHY!!!! Is so-called affordable health insurance so ridiculously expensive???

Here in WI they consider $479/month for a married couple affordable! That is with a $2500 deductible!! It just doesn't make any sense to me. Can anyone tell me why the rates are so very UN-AFFORDABLE? One simply can't afford to get sick or maintain one's health...

How much would the insurance cost on a 2002 Lamborghini Murcielago VT ?

full coverage

Auto Insurance Rates Increased for NO Reason?

I was in an accident where the other driver was negligent. However, we both have the same insurance company. It's been nearly a year and since I've been receiving the run around from them, I decided to get a lawyer. Once my lawyer contacted them, 2 weeks later my bimonthly bill went up about $15 (over $30/month). Keep in mind, that for nearly a year my rates remained the same but less than 3 weeks after my lawyer contacted them, up the rates went. Is this normal? Is this illegal? Should I inform my lawyer of this shady action?""

Car rental insurance? do i need it?

I will be paying with my credit card. I have insurance on my car, but only the basic liability nothing else. Should i buy the insurance the rental agency offers? what happens if i have an accident. Thanks for your response

What is the average price (without insurance) for a root canal?

What is the average price (without insurance) for a root canal?

What is public liability insurance? where can i get one?

im applying for business permit and one of the requirement is public liability insurance.

Is there affordable health insurance available for fertility: tubal reversal?

Me and my fiancee' are wanting to have another baby. The only problem is that my tubes are tied. I wanna know is there afforable health insurance that covers fertility? Is there ...show more

Young driver car insurance help?

I am 17 and have a 57 plate 1.4 peugeot 207. My dad took out insurance on it with Quinn direct with me as a named driver while I had a provisional license. It cost 1250, but now I have a FULL license they want a further 2000! What do you all think of this and if anyone has any suggestion of any other insurers that might be cheaper please say. Thanks""

What is a 2 year contestibility period in life insurance?

What is a 2 year contestibility period in life insurance?

Car insurance for a 19 year old female?

I am a 17 year old female and I am hoping to pass my test this year,my plan is to pass my test and save a little more for my car and car insurance etc... I have my eye on small cars ...show more""

Have you lied to get car insurance?

There was an item on the news today saying that at least 1 in 10 people have lied to get car insurance. Usually the lies are about motoring convictions and where the car is being kept overnight. Have you ever lied to get cover and what lie did you tell?

Is full liability auto insurance the same as full coverage auto insurance?

Is full liability auto insurance the same as full coverage auto insurance?

Do I use car insurance or health insurance in a car accident?

I had a car accident (three cars)last week, my car was the fist car ( third car hit second car's back and second car hit my car's back). Although the second car had serious damage and my car's bumper had minor damage, but we didn't call the police. I felt my neck, shoulder and back painful in the first day when I woke up. after 5 days, i don't feel any back pain, but i still feel painful from my neck and shoulder. Do I consider about hire a lawyer (minor car damage)? If I don't find a lawyer, how can I ask the driver to pay my med bills? Do I use my health insurance first then claim the driver's car insurance company? or pay by cash first? what kind of doctor I need to see? Thanks""

Would health insurance coverage for alternative health care increase consumer choice or decrease health care?

Would health insurance coverage for alternative health care increase consumer choice or decrease health care costs?

Cheapest insurance company for young males with points?

Cheapest insurance company for young males with points?

Second car insurance very very expensive - why? What would make it cheaper?

Hi, Me and my fiancee currently own and insure a Rover 25, V reg, 1.4 ltr, through Quinn. I'm the main driver and she's a named driver. We currently pay about 400 for tpf&t for the policy, and this has been roughly the price since we started the policy about 2 1/2 years ago. We're now looking at getting a second car as we will be working in different areas. My Grandma offered me her old Nissan Micra (1.3 ltr, K-reg) for us to have. I phoned up Quinn to get a quote for this car and they quoted 2,020!! I can't understand why it's so much more expensive, it's ridiculous! The lady I spoke to couldn't give me any adequate explanation of why it was so expensive, though she mentioned that we wouldn't be able to use a NCB on it as it would have to be an entirely new policy. But we took our first car policy with no NCB and that was a fraction of the price. Apparently the micra is called a Super-S or something, though it is not suped up or a fancy model or anything. Could that be it? We've tried a few other insurers and they also give expensive quotes (1000+) though not as ridiculous as Quinn. Any ideas why it would be so expensive? What could we change to try to make it cheaper? Change each car to have one named driver ony? Try a different car? Find a multicar insurer? I'm 31, she's 28, and we've both been driving for 2 3/4 years with no claims, points, convictions etc. Thanks.""

Car Insurance policy?

I was buying home contents insurance a month ago, I realized that It could be bought altogether with some other extras like key protections, legal expenses and home emergency services. Today I am trying to buy car insurance, I wonder what extras car insurance comes with? Regards""

Life Insurance form help for school?

Does anyone know where I can view a blank life insurance policy format? I have a report for school and need to make a fake life insurance policy.....help!

How will being unemployed affect my car insurance rates?

After being with Wawanesa for 12 years I let my car insurance lapse for 2 months and now have to reapply. I am now unemployed, how will that affect my rates? Do they look at it as driving less since no job to go to or driving more since excess free time now?""

Can you put a relative from another state on your insurance plan?

I live in North Carolina and my Dad lives in Texas. I am going to college close to my mother who current ly insures me. I am not going to have a car for probably 2-3 years, and will literally never drive my moms car when I am at home, but my mom is paying a large amount of money to be on her plan. The insurance people said that you have to be more than 100 miles away from her to be taken off because there is resonable doubt I would drive. I was wondering if state laws allow for me to be insured by my dads plan in Tx, if so, would it cost a lot to be on his? If thats not possible, is there anyway to be taken off my moms or to not be insured at all?""

What is the cheapest car for a 17 year old to have?

So I'm 17 and just got my drivers lisence! Woo! I'm trying to find what the cheapest car to have is? Like to buy, insurance and maintaining all together of you get me?""

Whats the Bmw M3 insurance like?

im a 16 year old female in Florida and im looking into getting a 2002-2003 Bmw m3 in august.I was wondering if anyone else has one and could tell me what the insurance would be like. haha

Im 17 make minimum wage and want a car. parents wont help pay car insurance or car payment. what can i d?

im 17 years old and make minimum wage. i want a car but my parents wont help pay for car insurance or car payment. i also need gas money and lunch money. i only make $6 an hour at my job and my insurance $115 and the car payment is $98. is i possible for me to get a car at all?

""California to nevada, is insurance more?""

moving to nevada, is auto insurance more from CA to NV?""

I want to know about car insurances?

What car insurance are good out there for full coverage

Can insurance find out you have a license if you don't tell them about it?

hey guys, i'm about to get my license but before i do i was wondering:can the insurance company find out if you get your license without you telling them and jack up your rates? the reason i ask is because i'm not interested in getting insurance for myself at the moment i just wanted to get the test out of the way.""

What is the average cost of insurance for a teenage driver per year?

I'm 17, and in about a month I'm getting my provisional license. My parents are having me pay for my insurance, and I was wondering if anyone had a rough idea of what I might be paying. Thanks!""

Where can I get the cheapest price on my car insurance renewal in the UK at the moment?

Does anyone know which company(s) is doing any good deals at present on car insurance. I have four years no claims and over 25. Have you recently had a good quote? Let me know!! Thanks.

Car insurance in Texas?

My sister was in my car when she got re-ended. The driver of the other car took FULL responsibility for everything and wants to resolve this. I am wondering how this will affect my insurance? As of right now my car only has liability and needs to be repaired, big time. Any information especially from TX insurance agents would be greatly appreciated.""

Car rental insurance? do i need it?

I will be paying with my credit card. I have insurance on my car, but only the basic liability nothing else. Should i buy the insurance the rental agency offers? what happens if i have an accident. Thanks for your response

No license due to car insurance?

My license was suspended because i couldnt pay my car insurance. Now I don't have a car and I wanted to know how I could get my license back since I have no car?

What shold I do if I get into a car accident whith no one else involved but I totaled my car with no insurance?

I got into a car accident during a rainstorm, lost control and totaled my car. I still owe money on it and to make matters worse I found out my insurance lapsed. No one else was involved in it and I went to the hospital and didn't file a claim with the lien holder on the car yet. When I came back to the car it was gone. Don't know what to do next. Any answers out there for my predictament?""

What is the typical cost of motorcycle insurance in california?

What is the typical cost of motorcycle insurance in california?

Idea of what monthly insurance rates are for new drivers?

I am a new driver and would like an idea of insurance rates for new drivers, I know its high. i live in Connecticut and so far Ive been told AAA is the cheapest for new drivers. Also would i pay more if i drive and SUV rather than a car Any advice on how i can pay at least a reasonable amount monthly?""

Whats the cheapest health insurance for adults ?

im 19 yrs.old have never had health insurance me an my husband need health insurance bad whats a good insurance company thats cheap ? he has juvenile diabetes an smokes i on the other hand do not !

What is average car insurance for 19 year old boy and girl?

Well, I am taking my test soon (hopefully I will pass) and I am 19 --- and I heard that car insurance is worth a lot for youngsters that they can buy a BMW second hand with same amount money that they pay for 3 years. so, how much do 19 year old boys pay monthly for it and how much do girls pay ( heard it is a lot cheaper for girls). -- my younger sister will turn 19 in 2 years time till then if she passes her test -- how much will she pay when she gets licence---- what would be your solution -- if I want to get cheaper option (I heard of pass plus scheme - would it work)""

Is it Ok to buy insurance for me and let other people buy the car?

It is cheap to buy me insurance, so I am just wondering if I can buy the insurance and let other people to drive the car.""

Do you really believe that America has the best healthcare in the world?

Please say why you believe this when all evidence points to the contrary. You talk about health, cost, care, ect, we do not have the best. People in other countries have better. I mean...I listened to sean hannity say that we have the best healthcare and the only evidence he could provide is some vauge story about a politician from another country coming here to get healthcare...that doesn't really qualify as evidence. Especially when the world health organization ranks healthcare, and we're nowhere near number 1. Now this is a fact that I've known for about two years before this debate even flared up. How is misinformation getting so out of hand? Please...tell me why we have the best with 50 million people uninsured. When we pay the most of any country in the world with some of the worst care. When we have some of the most unhealthy people. When insurance companies exempt for preconditions, when healthcare cost is the biggest contributor to our debt, when we pay premiums every month for something that doesn't happen, and when it does we have to co pay, then when it runs out we're screwed. Healthcare is the number one bankrupter in this country...over 70% of the people have health insurance when they first get sick and they still go bankrupt. Explain how this is the best please. And this has nothing to do with Obamas plan so keep it to yourself, this is about thinking we have the best healthcare and that other countries are somehow much worse then us (they aren't). Provide a source if you can.""

I have 1 pt on my license for drive at a speed not reasonable and prudent how much insurance rate will i pay?

I pay a high rate now for 1pt for just liability and they told me it can be really 4 pt is that true? What should my rate be for 1pt

Is motorcycle insurance usually more costly than auto insurance? whats usually the median cost?

I want to get a motorcycle and I have a car. I am selling my car and buying the bike. Am not worried about passing the licensing test or anything like that. Am wondering about how much motorcycle insurance runs. Anyone that can help with some examples or ratios in their personal life of how much a bike costs compared to a car?

""Hit a mailbox, will cost $2,500 to fix, how much will my insurance go up?""

The other night i crashed into a mailbox. It was completely my fault and it will cost $2,500 to fix it. I was wondering how much my insurance premium will go up per year about? I am 20 years old and have gotten 1 ticket before.""

Who can I talk to about insurance?

I am trying to help my boyfriend find some affordable health and dental insurance....I have attempted finding it online and I am overwhelmed...Does anyone know if there is some kind ...show more

I crash today i have no insurance and my car is under my bfs name and insurance..so i just gave the insurance?

to the guy that i crash..hes going to call the insurance..im scared i havent told my bf and i dont want to..do i need to file something i dont really know im scared plz help me and i wanna know how much is goin to be

How much will it cost to up my car insurance to use car for work?

How much will it cost to up my car insurance to use car for work?

Long Term Disability - Life Insurance?

If you were no longer able to work and went on short and then long term disability from your job and then you die, is your family still eligible for life insurance that you had through your employer?""

Collector Car insuance for 17 year old? Possible?

My 17 year old son wants collector car insurance for his 67 Chevelle that he heavily modified and uses it only for hobby and pleasure. He puts 4,000-4,300 miles a year. We live in California and were wondering if there was a collector car insurance like hagerty, american car collector, etc. that would cover a 18 year old or younger? Any Possible plans? Thanks. PS. He locks it up in our secure garage.""

About car insurance?

i got a used car,mitsubishi sports car,1999....im a first time driver..they say i have to pay like $150 but then it would increase if its a sports car..how much do u think will it add up?do u think it will add up only a couple of dollars or way higher?thanks!""

What is the average auto mileage per year?

Farmers Insurance says that it is 22,000 and I don't believe them for a second""

""What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?""

I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?""

Insurance costs for new driver in canada?

I just got my g2 and im wondering how much will insurance be for a new male driver on their own vehicle, with no collision coverage? I know it varies!!! So just give me like a general answer... BY THE WAY I UNDERSTAND THERES WEBSITES THAT WILL GIVE YOU A QUOTE! I TRIED THESE AND THEY DONT WORK! SO DONT BOTHER TELLING ME TO LOOK AT A WEBSITE LIKE THAT!! theres still going to be a wise guy who does thou...""

What is the average car insurance for young males with a black box installed?

I'm in the UK and my friend who is 17 who recently passed his test said his car insurance was just over 500 per year, as he had black box installed. (Also, not on his parents insurance either) I've read average figures for car insurance for young males is in the 3000-5000 range. So can the box really bring insurance down that much? I know figures vary for type of car and all that. But we're talking average here. I imagine most young people are not going to be able to afford brand new cars, and will be cost-concious, so will go for older models anyway. So the 3000+ figures still seem incredibly high for an average figure.""

Where to go to get a quote?

Hi people, I'm seventeen, taking my driving lessons but find it incredibly hard to get a quote for insurance. I want a rough estimate so i know how much to save but every site i have checked is for someone who already owns a car. If anyone has any good sites or references for my position it would be appreciated. thanks dudes XD""

If you didn;t need to buy car insurance till you get into an accident?

Would you buy insurance till you needed it. Same with Health insurance, why buy it till I need it. Obama Care says you can not be denied health care for pre existing.""

How much will my insurance go up?

A few weekends ago I backed into someone's car who was parked. The damage was not extremely significant; it gave him a small scratch that will be easily buffed out and a small-ish dent more on the underside of the bumper. I gave the guy my insurance info and everything, and he is going to file a claim. My question is, since the accident is pretty minor (thankfully) will my insurance skyrocket or anything? I am unfortunately a 17 year old male who recently got his license a few months ago, so I know that doesn't help. Any ideas?""

""Car insurance - being a named driver on your dads policy, is this still legal?""

I have just received a quote from more than car insurance as me as a named driver on my dads policy, i have read stuff about fronting and how it can make claims invalid, is it still legal to do this? Thanks, much appreciated""

Car rental insurance? do i need it?

I will be paying with my credit card. I have insurance on my car, but only the basic liability nothing else. Should i buy the insurance the rental agency offers? what happens if i have an accident. Thanks for your response

https://www.linkedin.com/pulse/what-best-way-get-insurance-company-pay-you-car-worth-guorun-epperly"

[daniel-browne]

Cold Case Logic #21: When I Was Cruel

This one’s been a long time coming. [You can say that again. I started writing this more than a year ago!] I ride hard for a bunch of artists—Dylan, Lou Reed, Brian Wilson, Prince. But there’s only one of whom I can say I’ve heard it all, bought every album (in many cases, more than once), tracked down every B-side and soundtrack appearance, showed up for just about every tour when it came through town. That’s Elvis Costello.

And yet I find the prospect of writing about the man and his music daunting. The essence of his art is harder to pin down than it might seem on the surface. A virtuoso songwriter and a spirited performer, Costello has nearly 30 albums to his credit, give or take, and only one that could fairly be called a dud (I’m looking at you Goodbye Cruel World). He’s never gone through an extended wilderness period like Dylan or Neil Young. That consistency has been to the detriment of his legacy, I suspect. By maintaining such high standards for so long, he’s denied us the comeback narrative we seem to expect from aging rockers. No one ever says his latest album is “his best since King of America” the way it used to be common to say Dylan’s latest was “his best since Blood on the Tracks.”

Another reason he’s so difficult to write about is that he’s written (and talked) so much about himself over the years. Again, the contrast with Dylan is striking. For decades, fans pored over Dylan’s every move and utterance, even his garbage, because they felt they knew so little about him. When his memoir Chronicles was finally published in 2004, it was greeted as a major revelation, even though everyone knew, or should have known, they were dealing with an unreliable narrator. By contrast, when it was announced that Costello would be releasing his memoir, fans speculated that it might be simply an expansion of the extensive liner notes he’d written when his catalog was reissued a decade earlier. He’d already given us thousands of words about his life and work, not to mention a Vanity Fair article in which he listed 500 (!) of his favorite albums; what more was there to say?

With Costello, it seems there’s always more to say. Unfaithful Music & Disappearing Ink weighs in at nearly 700 pages, not one of them a repeat of those ten-year-old liner notes. As if that weren’t enough, I recently found a post on his website in which he compiled a High Fidelity-style ranking of his own songs. (I can’t seem to find it now, so it’s possible I hallucinated it. The recent Rosanne Cash, Kris Kristofferson co-write “April 5th” came in at #1. I was amazed to see my all-time favorite “Suit of Lights” at #2.) This prolixity, all but unprecedented for a rock star, is both a sign of generosity towards his fans and a strategy for keeping us at bay. Where Dylan has maintained an air of mystery, Costello always seems to be stepping out from behind the curtain to make sure we don’t get the wrong idea. (His 1986 cover of “Don’t Let Me Be Misunderstood” went to #33 in the U.S.)

Unfaithful Music was a big event in my life as a Costello fan, partly because of my own circumstances at the time. My son had been born a few months earlier, my wife had just gone back to work, and I was taking over at home, a role I wasn’t ready for. It was an emotionally draining time. If I was lucky, Theo would conk out after his midday bottle, and I’d gingerly wheel him through the cold to Starbucks where the hiss of the milk steamer and the purr of Sinatra crooning Christmas standards served as white noise and I could steal an hour or two to read.

I’d expected the pages of Unfaithful Music to be stuffed with anecdotes and insights about the music, and I wasn’t disappointed. But when I discovered that the book’s main thru-line is Costello’s relationship with his dad Ross, well, let’s just say it hit me where I live. I was familiar with some of the story already. I already knew, for instance, that Ross was a singer in a popular dance band of the ’50s and ’60s. What Unfaithful Music brought home for me was how central a figure he was at every stage of Costello’s journey, both as a man and an artist. Reading the passage in which young Declan MacManus eavesdrops on Ross practicing “Please Please Me” in the front room, itching to get his hands on the record when his dad is done with it, not knowing his course has already been set, I realized the profound responsibility I’d taken on, and I thought about what kind of father I wanted to be. For one thing, I wanted to whisk Theo home and play him something more inspiring than “Jingle Bells.”

And where better to start than with my Elvis Costello albums? I jumped around over the next few weeks, but for some reason I was especially drawn to his recent work. Maybe I wanted to spare Theo’s tender ears the coiled fury of the early “guilt and revenge” years. Or maybe I wanted to continue spending time with the fellow who wrote Unfaithful Music, his edge still sharp but the steel more tempered. In any case, I’ve never viewed his body of work the way many critics do: a “classic period” followed by a series of perverse experiments. My first Costello album was 1991’s kitchen-sinky Mighty Like a Rose (a.k.a. The Beard Album), and even as I explored the back catalog, I kept moving forward with him. I never resented 1993’s string quartet opus The Juliette Letters for not being This Year’s Model. I discovered them both at the same time.

With that in mind, my original idea for this post was to write a paragraph on every album he’s released in the past twenty years or so, from the Burt Bacharach collabo Painted From Memory to the Roots collabo Wise Up Ghost. I quickly realized the task was overwhelming. I needed to pick the one album about which I had the most to say, or more precisely the one that would help me access what I had to say, which felt deep-seated but inchoate. Without really thinking it through I settled on When I Was Cruel from 2002.

Now that I’m sitting down to write, though, even tackling this one album feels overwhelming. When I Was Cruel is a rich text as the academics like to say. Ironically, it’s not among Costello’s most heavily annotated works. It came out after the reissue campaign that resulted in those exhaustive liner notes, and it’s barely mentioned in Unfaithful Music. It does, however, make for an illuminating companion to the memoir. In both, Costello confronts the passage of time and also confounds it, skipping around in time freely, from chapter to chapter, song to song, even line to line.

This skipping around is a typical Costello technique. Linearity isn’t his way. Even when he hatches a group of songs with a unifying topic or storyline, he’ll break them up, obscure his intent. (The Juliet Letters is the only entry in his catalog that could be called a proper concept album.) Half the songs on 2004’s Delivery Man, give or take, are episodes in a Southern Gothic tale about a sinister figure and the women under his spell, but they’re jumbled together with the other half, which are unrelated, and I only know what Costello had in mind because, in his usual way, he explained it in interviews at the time of the album’s release. He even pointed out that the Delivery Man character had already appeared in “Hidden Shame,” which he wrote for Johnny Cash more than a decade earlier. Costello’s own version of “Hidden Shame” eventually turned up on 2009’s Secret, Profane & Sugarcane, along with a clutch of songs from an unfinished opera about Hans Christian Andersen and Jenny Lind.

When I Was Cruel has its own displaced narratives. “Soul for Hire” was written for a little-seen movie called Prison Song, starring Q-Tip and Mary J. Blige, with Costello appearing as both a teacher and a lawyer. (“Soul for Hire” is sung from the lawyer’s point of view.) The origin of lead single, “Tear Off Your Own Head (It’s a Doll Revolution)” is even more far-fetched. If Costello is to be believed, it was meant to be the theme song for a show about singing female spies that he and T-Bone Burnett pitched to the WB.

As amusing as all this backstory is, it doesn’t reveal much about When I Was Cruel. More telling is the odd placement of “Dust 2…” three tracks before its bookend “…Dust.” The crux of the album is what lies between those ellipses. The final words of “Dust 2…” are “Well, I believe we just/become a speck of dust”; the first words of “…Dust” are “If only dust could talk/what would we hear it say?” This is an album about what it feels like to be in the middle of a life and to be living in the middle of history. To capture that feeling, Costello draws on a lifetime of songcraft: fractured timelines, a riot of voices, inexhaustible skeins of wordplay.

Like “Dust 2,” the title track is the second in a series (it’s listed as “When I Was Cruel No. 2”), but its predecessor isn’t on the album. This is an old Dylan trick, nicked from the high art world: “I Shall Be Free” was followed, two years later, by “I Shall Be Free No. 10”; the other eight iterations may or may not exist. In the case of “When I Was Cruel,” no. 1 does exist—it was released as a B-side—but its absence from the album contributes to the sense that we are joining a train of thought in medias res. (Toward the end of the album, “Episode of Blonde” fades out in mid-verse, a train of thought going on without us. This is one trick Dylan never pulled, though the Talking Heads did.)

When was Costello cruel exactly? The title evokes the sneering young man who spit acrid lines like “Don’t ask me to apologize/I won’t ask you to forgive me” back in 1978. The liner notes are seeded with other allusions to the persona forged in his early years. Production is credited to “The Imposter,” a reference to a song from 1980’s Get Happy that Costello has used as a pseudonym from time to time (although in this case, he actually shares the name with three other producers). Two of the three members of his legendary back-up band The Attractions—keyboardist Steve Nieve and drummer Pete Thomas—appear prominently on When I Was Cruel, and Costello would soon announce the formation of The Imposters with bassist Davey Faragher replacing the recalcitrant Bruce Thomas.

Calling the band The Imposters served two opposing purposes: to remind his audience of his brilliant history with The Attractions and to make it clear that this was not The Attractions and could never be. This doubleness of intent is all over When I Was Cruel. Unlike so many of his peers, Costello has never tried to bask in past glories. (He’s struck a defiantly anti-nostalgic tone in talking about his current tour revisiting 1982’s Imperial Bedroom.) Instead, on When I Was Cruel, he takes the temptation to live in the past as one of his central themes. The refrain of “When I Was Cruel No. 2” is “but it was so much easier/when I was cruel.” Several other songs cast a harsh light on the spectacle of people, specifically men, refusing to grow up. From “Spooky Girlfriend”: “I want a girl who’s helpless and frail/who won’t pull on my ponytail.” From “Daddy Can I Turn This?”: “Is anybody acting your age?/You got a girl you keep in a cage.” From “Episode of Blonde”: “She’s a trophy on your arm/a magnet for your money clip.”

The subject of “Alibi” could be either a man or a woman, although when I first heard it, at a concert before the release of When I Was Cruel, I assumed it must be addressed to a woman because it reminded me so much of “I Want You,” Costello’s epic psychodrama of curdled love. “I Want You” and “Alibi” are almost identical in length (6:41 and 6:42, respectively), and both build on the repetition of a simple title phrase rather than a traditional verse-chorus structure. At the concert I saw—Costello performing as a duo with Steve Nieve—“Alibi” achieved some of the show-stopping intensity fans have come to expect from “I Want You.” The studio version is more subdued (as is the original recording of “I Want You,” compared to the juggernaut it’s become on stage). Still, it’s a merciless song, exposing the irony in the past tense of “when I was cruel.”

“Insane, what a mundane Alibi, alibi And you only wanted to be famous Alibi, alibi Sorry, but your mummy doesn't love you Alibi, alibi Stop me if you've heard this.”

As we get older, we all accrue stories, justifications, excuses for the way things turned out. Costello calls these stories alibis because they cover up a crime: our failure to live up to our ideals. We act selfishly (“You did it 'cos you wanted…And you took it/'cos you need it/Alibi, alibi”); we let material comfort corrupt us (“You were happy when you were poor/and more honest and that’s your/Alibi, alibi”); we hurt those close enough to see us for what we are (“But if I've done something wrong there's no ifs and buts/'Cos I love you just as much as I hate your guts”). The “I” in “Alibi” could be the same needy manchild as in “Spooky Girlfriend” (or, for that matter, the jaded public defender of “Soul for Hire”) but then who is the “you”? In Costello’s world, point of view, like chronology, is slippery.

There is one line in “Alibi” I’ve never been able to parse: “But if I've done something right then don't be surprised/There are soldiers who will kill but refuse to die.” As inscrutable as it is, the reference to soldiers is a portal, a glimpse of something larger than one person’s delusions. For if there are stories we tell ourselves about ourselves, there is also another kind of story, the ones that happen to us, in which we are nothing more than bit players.

This larger story is present in the album’s opening lines:

“Bells are chiming for victory There's a page back in history 45 They came back to the world that they fought for Didn't turn out just like they thought”

The song “45” is, among other things, a bravura feat of punning. It refers not only to the year World War II ended but also to Costello’s age when he wrote the song, and to the 45 rpm records that were the defining artifact of his youth. In a sense, “45” is the seed that contains all of what would become Unfaithful Music. Costello makes it clear in his memoir that to grow up in England in the 1960s was to come of age not only with The Beatles but also with the lingering aftermath of the war. And while pop music showed young Declan MacManus the possibility of transcendence (“Bass and treble heal every hurt/There’s a rebel in a nylon shirt”) and reinvention (“So don’t you weep and shed/Just change your name instead”), the collective past makes its presence felt in his own songs. In “45,” it’s an echo in the distance as he contemplates his mortality: “Bells are chiming and tears are falling/It creeps up on you without a warning.”

Personal history and the other kind intertwine on When I Was Cruel until it becomes difficult to tell them apart. “Tart” opens with the words, “Hear silver trumpets will trill in the Arabic streets of Seville,” an evocation of a fallen empire. Later there is a reference to the rationing of nylon during World War II, which led women to create tromp l’oeil stockings with make-up and eyebrow pencil: “Nylon was hung from a peg/And a kohl black seam ran down her leg.” Despite these far-flung allusions, the feel of the song is intimate, sensual. Costello has described it as a reminder to himself not to give in to the dark side of his nature (“it was so much easier/when I was cruel”). So, beneath the impressionistic imagery, a familiar story. Haven’t we all tried to buck ourselves up by thinking about how bad people had it “back then”?

(“My Little Blue Window,” one of Costello’s few unambiguous love songs, uses more straightforward language to explore similar psychological terrain. In this case, the job of bolstering his spirits falls to his companion: “My lovely hooligan/Come by and smash my pane/'Til I can see right through/My little blue window.”)

“Dust 2…,” offers no such consolation. “Could I spit out the truth/Or would you rather just swallow a lie?” Costello asks but doesn’t wait for an answer. His lens never stops roving, abruptly jumping from panoramic view to extreme close-up. In observing the dust caught “beneath the marble fingernails of kings and saints,” he captures both the veneration and eventual neglect of all history’s great men. A snippet of sexual tension (“And then she caught you staring/She knows what you're thinking”) turns out to be just a fleeting moment of privacy before the outside world comes crashing in:

“Here comes the juggernaut Here come The Poisoners They choke the life and land And rob the joy from us Why do they taste of sugar? Oh, when they're made of money Here come the Lamb of God And the butcher's boy, Sonny”

This disturbing verse carries over from “Dust 2…” to “…Dust” (or is it vice versa?). Here, individual destiny and the larger forces of history are no longer even nominally distinct. People are reduced to either casualties (“Why did they dam the land?/How did they flood the plain?”) or collaborators (“You kept your mouth well shut/Appeared to turn your coat/Now there's a name for you but it's stuck in my throat”). Costello ends the song by acknowledging the limits of the transcendence he celebrates in “45”:

“If dust could only gather in the needle track Then it would skip a beat and it would jump right back If dust could only gather in a needle track Then it would skip a beat And all the sense I lack”

We lack the sense, the perspective really, to divine our place in the grand scheme. A love affair can feel as momentous as war. This breakdown in perspective becomes a kind of delirium in “15 Petals,” the album’s most powerful song. “I love you twisted/And I love you straight,” the singer tells the woman he is no longer with.

“I'd write it down but I can't concentrate Words won't obey they do as the please And all I am left with are these 15 petals One for every year I spent with you…” It bears noting that Costello had been married to Cait O’Riordan for about fifteen years at the time When I Was Cruel came out, and while the album (like many before it) is dedicated to her, they would divorce that same year. But “15 Petals” refuses to confine itself to the dimensions of gossip (“words won’t obey me…”). It’s a cracked kaleidoscope, shards of narrative and imagery catching the light for a moment before spinning away again: “Down in the tavern with Mary and Joe…Mussolini highway/There’s a frankincense tree…” The song ends with the lines, “Ein Panzer Kommander with no hair in place/The crooked battalion drilled holes in the square.” The Prince of Peace is born, peace is shattered by madmen. A marriage dies, an ex-husband pines for “useless battles I’ll never start”—around and around we go. The music is an uncanny personification of the mayhem in the lyrics. Acoustic and electric guitar, bass, and percussion (possibly a loop?) lock into a circular pattern; a horn section made up of members of The Jazz Passengers and The Mingus Big Band (both past Costello collaborators) stab through the mix with bleating, staccato commentary. The charts for 1983’s Punch the Clock, Costello’s earlier experiment with horns, sound cutesy by comparison. I’ve quoted and parsed the lyrics of When I Was Cruel at great length both because I believe they reward such close attention and because, as far as I know, no one has bothered to do it before. But up to this point I’ve neglected to mention that the album sounds incredible. Until When I Was Cruel, Costello had worked almost exclusively with big-name producers: Nick Lowe, country legend Billy Sherrill, Beatles engineer Geoff Emerick, British hitmakers Langer & Winstanley, New Orleans legend Allen Toussaint, roots-rock illuminati T-Bone Burnett, go-to '90s soundscaper Mitchell Froom, easy listening legend Burt Bacharach. The trio that joined Costello under the Imposter alias for Cruel have comparatively few credits to their names (the highlight of their resumes is probably some work as assistant engineers for fellow Irishmen Van Morrison and U2). And yet they helped him achieve what may just be his most fully realized sound. As Costello tells it, while on his way to a Lucinda Williams concert in New Jersey, he saw a 15-watt Sears Robuck amplifier in a shop window, and, “it just sort of spoke to me, and said, ‘Buy me, I am the sound of your next record.’” I’m no gearhead, so I’m not sure where the sound of that amplifier fits into the aesthetic of the album, but Costello and his production partners do at times flirt with a tinny quality; you can hear it in the unaccompanied electric guitar that opens the album and the shrill organ that rises to the top of the mix once the band kicks in. Far more striking is the influence of hip-hop and contemporary R&B. In the same interview in which he mentions the Sears Robuck amp, Costello namechecks Timbaland and El-P. “Spooky Girlfriend” was written with Destiny’s Child in mind, an obvious inspiration once it’s pointed out, which, in typical Costello fashion, he was quick to do in other interviews promoting the album. He even thanks Def Jam mogul Lyor Cohen in the liner notes. Costello has earned a reputation as an uncanny mimic; he can write a country weeper that’s a dead ringer for a George Jones classic or a torch song that sounds just right coming from Chet Baker. But on When I Was Cruel, he sublimates his sonic reference points into a style of rock and roll that is uniquely his. Unlike Lou Reed, he knows better than to stake a claim to rap music by spitting bars over a drum machine (RIP, Lou). And unlike Steve Earle, he understands there’s nothing intrinsically fresh about turntable beats and wicky-wicky scratches (love you, Steve!). What jumps out at you on first listen is that the album is thick with bass. Attractions bassist and Costello antagonist Bruce Thomas was known for his melodic approach, often playing intricate figures high up on the neck (this is not an original insight—I seem to recall Costello pointing this out somewhere or other). When I Was Cruel was Costello’s first rock album after the definitive dissolution of The Attractions, and you get the sense he felt liberated; the songs take full advantage of Davey Faragher’s meatier attack. (Tom Waits once described Faragher as “a gorilla of groove.”) Other emblematic touches: the skittering dub effect (phased guitar?) in the intro to “Alibi”; the way the piano and drums in “Tart” go from elegant and spare to thrashing and stark and back again, as if two different versions of the song have been roughly collaged together; the sample that drives the title track, a first for Costello. It’s a single syllable (“un”) taken from an Italian pop record O’Riordan played him, and it melds with a heavy looped beat, whispers of vibraphone, and James Bond guitar to create a languorous atmosphere unlike anything else he’s done. My favorite musical moment on the album, other than “15 Petals”’ feral horns, is a subtle bit of singing right at the very end. The voice we hear in “Radio Silence” belongs to a more tragic variation on the self-involved loser who appears throughout the album. He’s barricaded himself in a talk radio station and is threatening to commit suicide live on air; it’s unclear if he’s a listener driven to the brink by the histrionics the medium is known for—or the host, coming to grips with the toxic influence of his own vocation (“it was so much easier/when I was cruel”). In any case, he has an announcement to make:

“From this distance it’s hard to tell the difference Between a king and a jack And a poet and a hack Maintaining radio silence from now on” Costello is one of the only rockers whose range and power as a singer seem to have grown over the years. Consequently, he’s become a bit of a belter in middle age. (He’s in full cabaret mode in the previous song, “Episode of Blonde.”) But he treats these words—the album’s last—delicately, with a sense of resignation shading into tenderness. The sound coming from the radio is of a man who has dropped his alibis. He is, as Pema Chodron might put it, in a groundless state. Society is too frenzied and vacuous to recognize his worth, and from within his own unfinished life, he can’t see himself either. Is he a king or a commoner, a maker of history, or a victim of it? We invent stories to answer these questions, but when our stories fail us, the only thing left to do is stop telling them. There is a more mundane gloss on the song, as well: If memory serves, Costello performed “45” on The Tonight Show before When I Was Cruel was even announced, and in his couch chat with Jay Leno, he hinted at retirement. When I first played “Radio Silence,” I was convinced it was the last I’d hear from him. I took it as a kind of sequel to 1978’s “Radio Radio,” another plaint in which the industry he’s devoted his life to is nothing but an agent of conformity and mediocrity. Back then, he was a young man, raring to “bite the hand that feeds me”; this time, he was giving up with a sigh. I still suspect this was at least a part of what was on Costello’s mind when he wrote and recorded “Radio Silence.” But it’s also clear to me, clearer now that I’ve written this essay, that the song is connected to a set of concerns that Costello has explored in all his work, never more deeply than on When I Was Cruel. If he did intend the song as a definitive, however veiled, statement about his future, then he ignored the truth in the messy fictions his characters inhabit: We can never know for certain what life has in store for us. Case in point: Costello’s retirement didn’t take. Though he still periodically threatens to give up recording, he’s released seven studio albums since When I Was Cruel. The first of these, North, chronicles the end of his relationship with O’Riordan and—surprise!— the beginning of a new love affair with the jazz chanteuse Diana Krall, who would become his third wife and the mother of his twin sons. He even hosted two seasons of a TV talk show, a turn of events I for one didn’t see coming. Later this year, I’ll get another crack at introducing my son to the artist who has been such a constant presence in my life. Costello and Krall will be playing the parents in Pete the Cat, a new animated show based on Theo’s favorite books. Theo is two now, and he’s already lived through four bomb threats at his daycare center. These are the most troubled and troubling times I’ve known (“here come The Poisoners”). I can only hope the worst has passed before he’s old enough to remember. In the meantime, I find nourishment, if not comfort, in When I Was Cruel’s harsh but lucid vision. I’m approaching middle age and there are dark clouds ahead, but if there’s one thing this album still has to say to me after fifteen years, it’s that there’s no going back.

[legitboom]

Spidey and me

When I was seven years old, my dad came into my room and told me we were going to a Cingular store on the westside of Evansville, Indiana. Just thinking about the word ‘Cingular’ alone is a nostalgia trip. Remember that little orange guy who’d bounce around in the commercials? When cell phones were the fast and exciting future, not the overbearing present? 

I’m getting ahead of myself. The reason we were going to this store was not to buy a cell phone, but to look at a car. I know very little about cars, and they’ve never interested me, but my dad told me this particular car was a Viper. It was very fast, had a big engine or something, I don’t know. Like I said, I could give a shit about the car. What stood out this particular time, however, was that this was a Spider-Man car. 

I don’t remember why that interested me so much. Maybe I had seen some of the episodes of the old Spider-Man cartoon when I was a kid. I think, at some point, I had a Spider-Man video game but I never figured out how to play it. Whatever the case may be, I was very unfamiliar with the wall-crawler when I hopped in our SUV to see this car. All I knew was that it sounded cool.

We got to the store and, sure enough, the car was there - being displayed for promotional purposes: 

That’s what it looked like. 

I didn’t know this at the time, but my capitalism-fueled brain now realizes that Cingular was sponsoring the 2002 Spider-Man movie (trust me, we’ll get to that) and, somehow, that meant that they got to attract customers by traveling this car around the country. Or something. Who knows. 

Their plan must’ve worked though, because my mom went in after a while to look at the cell phones at Cingular. She was traveling a lot back then, so she must have been thinking about getting one. She walked out without a cell phone - but with a large cardboard tube. I asked her what was inside, and she said - a poster.

From what I understand, every Cingular employee at this thing got a free promotional poster. Some woman behind the counter didn’t want hers (I guess it would’ve clashed with her apartment’s feng shui) so she gave it to my mom to give to me, the ‘runt of the litter’ at this event. As I opened the tube to pull out the poster, I figured it would be some corny advertisement for Cingular. Maybe it’d have a little picture of Spider-Man on it.

But, no. No. 

I pulled out this: 

It was an actual, full-sized, theatrical poster. I can’t explain why, but I was hooked. I hung the poster on my wall where it remained for probably five years. I had it up again in a nice store-bought frame when I was in college, though I’ve since retired it to make room-space for a clock. 

Needless to say, for the next two months I asked my parents every single day if it was May 3rd. I had - absolutely had - to see this movie. I think by that point an X-Men movie had come out, but I didn’t give a shit about that. Batman, Wolverine, whatever superheroes were being splashed across the silver screen - they meant nothing to me. They weren’t Spider-Man.

Then, on May 3rd, 2002, I was ready.  

I can’t remember which trailers premiered in front of Sam Raimi’s first Spider-Man movie, but I remember everything else. I could probably write a (very rough) novelization of the movie right now without having seen it in several months. The performances are all so vivid, the colors are so flamboyant. I’ll probably get into trouble for saying this, but the upside down kiss in the rain is, in my opinion, the best scene in a superhero film and, dare I say it, the most iconic film sequence of the 21st century. 

Yeah, it was cool. 

Anyway, I walked out of the theater in a bizarre euphoric state that left me gasping for air. We drove home, I went to my room, stared at that poster, and wondered if there’d ever be more. 

Of course, there was more. Raimi made two more Spider-Man films, neither of which topped the first and one of which was a disaster. Then they remade the first movie and it got a sequel too. By that point, I didn’t really care about the movie Spider-Man. 

See, shortly after the movie premiered I graduated the second grade. I didn’t expect much to happen as a result of that, but something did. My dad came home and brought me this book: 

I didn’t know it at the time, but Tom DeFalco was considered one of the premier writers of the Spider-Man comic series and an expert on all things Amazing Arachnid. I didn’t care about that at the time, though. I had an entire book about Spider-Man and I was going to read the thing cover to cover.

So I did. In fact, I can’t even read the book now because I literally read it to death. I took it everywhere and, fifteen years later, I’m afraid it would not sit well on my lap due to its current condition. 

This book had everything - every tiny little detail about every character was packed into this thing. It made me realize that there was more to Spider-Man than movies or video games or toys (there was an extensive line of Spider-Man toys unrelated to the movie in the late 90′s). There was a Spider-Man world in the comic books that had been around for nearly fifty years. This was the ‘real’ Spidey. He had web shooters, not organic webbing, and his parents were spies for a secret agency called SHIELD. He didn’t wear glasses because he had bad eyesight - he wore them because they made him look smart. 

Needless to say, I had to know more.

Here’s where things get crazy. 

A few weeks later, I asked my mom to take me to the comic book store. There was only one in Evansville at the time. I walked back to where the comics were (despite their name, most comic stores do not specialize in comics, so they’re often limited to a small wall in the back or to the side) and looked extensively for anything that said Spider-Man on it. I saw the first one - didn’t even open it - and took it to the counter.

This was the cover: 

I didn’t know it at the time, but what Marvel Comics had done was take a poll from their readers to determine the top 100 comic books ever released by the company. I thought I was buying issue one of a new Spider-Man series.

Nope, even better. On the inside, it was an exact replica of Amazing Fantasy #15 - the first ever appearance from Spider-Man by Stan Lee and Steve Ditko. 

I mourn that comic because, like my DK Ultimate Guide, I read that thing to death. I should buy another copy on ebay one day. 

Spider-Man comics, especially these older ones, were like a drug to my prepubescent brain. I saved up to buy at least half a dozen huge tomes reprinting the old stories. It never crossed my mind that Spider-Man had grown up, gotten married, and joined the Avengers in his current comic.

Years go by, and I stop reading Spider-Man comics. Partly because I couldn’t afford them, partly because the newer movies sort of disappointed me. Perhaps I was growing up and it was time to find a new hobby. So, for a few years, that’s what I did. 

Fast forward six years later. I’m on some website, it’s summer vacation, and I’ll be heading to high school in a few weeks. I’m scrolling, scrolling, scrolling.

And then something catches my eye. 

Amazing Spider-Man #600, out today. I looked up the cover, just because comics that often reach large numbers like that often celebrate with a special cover, and saw this: 

If you don’t think that looks cool as hell, I don’t know what to tell you.

I called up the local comics store and ordered it that day.

Now, unfortunately, that cover was one of many. I did get a swell variant cover drawn by Marvel’s then-Editor in Chief Joe Quesada, but I still wish I had gotten the beauty you see above. 

The story inside captivated me like I was seven years old again. A Spider-Man/Daredevil team-up! The return of Doctor Octopus! Aunt May gets married...to the father of J. Jonah Jameson! It’s all nonsense to a non-fan, but to someone who had spent so long being captivated by the lore of Spider-Man and his amazing friends, this was all I needed to realize that my love of all things Spider-Man was far from over. It was only beginning. 

Six years later, I have yet to stop buying each issue of Amazing Spider-Man as it comes out. That was issue 600, and issue 800 is coming up fast (and the same writer is still following up on plotlines from 600). There’s nothing quite like the twice-monthly thrill of seeing the Webbed Wonder swing into action on 22 pages of pure adventure. Call it whatever you want, but I wouldn’t have it any other way.

Today, a new Spider-Man movie is released in theaters. How strange is it that when I was a kid, Spider-Man was a role model? He was a ‘big kid’, a high schooler, and now he’s six years my junior in this new film! It won’t be long before I surpass the age of the Spider-Man of the current comics. 

It just serves as a reminder that as I grow up and Spider-Man grows...down?...I will be watching these movies differently than I did all those years ago. I no longer jump for excitement at the prospects of a new Spider-Man movie because there are already so many great stories I haven’t even began to touch, but if this new movie is good and does inspire a generation like that first movie inspired me?

Well, that would be okay. 

[clarencenicholsonata]

How to Create a Successful Sweepstakes (A Complete Guide for 2017)

Social media marketing has changed dramatically in the past 10 years.

The way we interact online, the advent and then spread of social advertising, the growth and fall of organic reach on Facebook and Twitter…

The list goes on, but suffice it to say that marketing on social media isn't what it was.

So what is it? What's the value of social media?

Ultimately it comes down to a single idea: your business' target market IS on social media. All you need to do is get them from there to your website and then get them to buy.

I mean, right?

So if that's the case, creating a successful sweepstakes is the answer.

There is no more effective tool to turn those social media users who are within your target market into contacts and sales leads.

This article will walk you through how you can create a modern, successful sweepstakes online.

Let's do it!

Step #1: Decide your Sweepstakes Theme and Format

The best way to ensure a successful online sweepstakes is to attach it to something that your target market is already thinking about.

Our most successful sweepstakes are always ones that coincide with a holiday, a current event, or an industry-relevant celebration (like Comic-Con, or the 50-year anniversary of Ben & Jerry's).

People don't need a reason to enter your sweepstakes, but believe me when I say that grabbing onto a theme is like grabbing onto a runaway train. You'll get where you want to go a lot faster than on your own two feet.

So your first step to creating a successful sweepstakes is to identify something you can attach your campaign to. This can be as simple as "Get ready for beach season! Enter for a chance to win six-months free personal training!"

Or, it can be as complicated as "Back-to-School season is coming fast! Enter for a chance to win a brand new AcmeFace backpack stuffed to the zippers with school supplies. Prize valued at more than $350!"

A few more awesome themes include…

Grand Opening

Get Fit for Summer

Back to School

Holiday (Christmas, Halloween, Valentine's Day, National Donut Day, etc)

Seasonal Change

Wedding Season

Spring Cleaning

New Album Drop

Comic-con or another industry-wide, well-known event

Of course your sweepstakes doesn't have to tie directly into a theme. If you're just getting rolling and want to create a simple, giveaway-style sweepstakes on Facebook or your website, just focus on a great prize and leave the themes for later.

Here's a recent example of a successful, themed sweepstakes run by one of our clients which drove over 2,000 entrants.

For more tips on choosing the right theme for your next sweepstakes, check out our article on “50 Fun Contest Ideas You Can Use Today.”

Step #2: Choose your Sweepstakes Prize

Who are we kidding? Most people don't enter an online sweepstakes because they love the brand or are super excited about giving people their contact information. They enter because they want to win the prize.

So, you have a quick brainstorm session and you come up with something that people will love. But it's a bit more complicated than that…

The characteristics of a great sweepstakes prize:

Valuable enough that substantial numbers of people will want to win it

Cheap enough (for you) that you'll get a positive return on your investment

Relevant to your business so that only your target market will want to enter (no point in getting contact details of people with no real interest in what you do).

Is it just me, or are we talking about one of your products, here?

It's true. The best possible prize you can give away in your sweepstakes is your own product or a gift card so people can buy your product.

"Prize valued at $500" is great, because (to you) the actual prize value is significantly less. If you give away a MacBook, the prize value is actually what you spent on it… Plus, everybody will enter and nobody will care about your totally unrelated product.

Here's an example of a prize from one of our recently-run sweepstakes:

And here's a prize package offered a year or so ago by another of our clients:

For more tips on choosing your sweepstakes prize, check out our article on “101 Best Prize Ideas to Give Away in Online Contests & Competitions.”

Step #3: Create your Sweepstakes Page

Sweepstakes Page Best Practices

Ensure your prize, and its value, are front and center in your sweepstakes' headline. The dollar value, in particular, should be featured.

Your sweepstakes' image is about 50% of how you communicate professionalism and value. Feature a picture of the prize (or, if you use a gift card, a few products people can buy with it). Most businesses, including our own, create a single image in Photoshop and then adapt it when creating social media posts, for the campaign and for the newsletter mailout.

Make sure it's obvious where people can enter your sweepstakes. Contrast the button color against the page's design.

Don't use paragraphs. As much as possible, break your "how-to-enter" and "why" into bullet points so people can quickly and easily understand.

Use a countdown timer to encourage people to enter now rather than down the line. Often with online marketing campaigns, a big part of getting people to convert is more about combating their laziness than whether they're sold on your offer.

Here's an example from one of our recent fully-managed campaigns. This is a sweepstakes designed by our professional design team and UX experts. It features all of the best practices above and converted about 65% of visitors:

For more on designing your sweepstakes, check out 30 successful examples at 30 Amazing Examples of Branded Facebook Contests. For a walkthrough on choosing the right sweepstakes app, check out "The Leading Facebook Giveaway Apps (Ultimate Guide 2017)."

Step #4: Add Share Incentives

Promoting and getting people to your sweepstakes page is a big part of driving success. Your page might be optimized and awesome, but if nobody sees it, there's no point.

Now, you can promote with social media posts and with your newsletter (and you should) but those people are already your contacts. What you need is a strategy to drive new, prospective customers who haven't yet bought from you.

These are the valuable leads - the people who will give you a positive ROI from your marketing campaign when they buy something down the line.

The best way to drive new people to your sweepstakes is by encouraging your existing contacts to share the campaign on your behalf. And the best way to do that is with a Share incentives.

Here are a few examples of share incentive popups:

These work by delivering bonus sweepstakes entries to people who share with their network. And, because they're prompted right after they click "Enter," they're never more motivated to share.

Many businesses give more bonus entries for different actions (like a share might be worth less than a Page Like, or a Linkedin Share might be worth more than Tweet). Determine how you really want people to share, and give more bonuses for that action.

For more tips on creating a social share-oriented sweepstakes, check out our article on “How to Use Incentives to Get More Fans & Followers.” You can also check out "How to Run a Facebook Share Contest: A Step-by-Step Guide."

Step #5: Share and Promote

In order for the share incentive strategy to work, you need to get some people to visit in the first place. And that's where social media and your newsletter come in.

.

First strategy is to target your previous customers who haven't bought in a while (your CRM should be able to filter people based on last time they bought). Create an email focusing on the dollar value of your prize.

Create another email for everybody else which focuses on entering and then sharing with their friends - even to the point of writing "Have a friend or family member who you think would love a pair of Acme Socks? There's never been a better time for them to try!"

Here's an example of a newsletter mailout we sent for our most recent sweepstakes:

Then, of course, you need to spread the word on social media. Use your social media management tool to schedule three to five posts over the course of your two-week contest. In the last couple, remind Fans that there's a limited time to enter. And, if you want, use the same messaging in your Fan-focused posts as you do in your customer-focused emails ("Have a friend...?").

Here's an example of the Facebook post which went with that same campaign (see how we duplicated the same graphic?):

For more on sharing and promoting your successful sweepstakes, check out "How We Run Online Giveaways: A Step by Step Guide."

Step #6: Advertise

The benefit of advertising your sweepstakes is that you're able to target exclusively those social media users who aren't already Fans or customers. This means that every dime you pay (and you only pay when people click on your ads) means you're reaching a new prospective customer. This is, of course, in contrast to your social posts and newsletter.

And social media advertising can be extremely affordable, but you have to do the math before you put down a single dollar…

The first thing you need to know is the average customer lifetime value: How much does someone, on average, spend when they buy from you. And how many times to they do it?

Once you have that number, you need to consider how effectively you can turn your sweepstakes entrants into customers. What percentage of entrants do you need to convert to get a positive return on your ad spend and prize value?

And how many people do you need to have enter to break even?

If you'll get a positive return on investment by only converting 5% of your contest entrants, then I'd recommend you do dive into social media ads.

if, however, you realize that spending $500 to drive 500 contest entrants (which is on the good side of average) and then only converting 25 of them (5%) doesn't actually give you a positive ROI after you subtract the prize value and $500 ad budget, then I'd either focus on strategies to convert more of your leads or increasing your customer value.

Here's an example of a recent social media ad campaign from Lucille Roberts (you saw their campaign above). This ad campaign targeted active women in Manhattan, and drove about 340 people to enter:

For more on advertising your sweepstakes on Facebook, check out "How to Ensure a Successful Online Contest with Facebook Ads." For a complete guide to Facebook advertising from beginning to end, check out The Complete Guide to Facebook Advertising.

Step #7: Choosing a Winner and Turning Entrants into Sales

Hopefully you've chosen a sweepstakes app which enables you to quickly and randomly select a winner.

As soon as you've emailed or direct messaged that winner and they've accepted the win, reach out to your other entrants to let them know.

This email is the most important part of the entire campaign.

After all, unless you have a strategy in place to turn your sweepstakes entrants into paying customers, there's little point. Your ad spend, your prize value, the time you spent… It'll all have done little more than create a little buzz around your brand and maybe some awareness. And those things are great, but they don't put food on the table.

The best strategy for turning entrants into sales is with a limited-time discount exclusive to them. Be sure the discount or coupon is valid specifically for what they wanted to win (if your prize was a women's shopping spree, don't create a coupon for a men's wallet). And be sure, as well, that the discount is actually available for a limited time.

Send another email a couple days before the credit/coupon expires reminding your sweepstakes entrants that they only have a few hours to take advantage of the discount.

Here's an example of the follow-up email we sent after our most recent sweepstakes:

And here's the email sent by Lucille Roberts Women's Gym giving away a 2-week free trial:

Top Tip:

Ensure your sweepstakes entrants are in their own email list/segment. You want to be able to contact them specifically next time you have a sweepstakes or when the product they wanted to win goes on sale.

For more on announcing and notifying your sweepstakes winner, check out "5 Best Ways to Announce & Notify Contest Winners (With Examples)." For more on converting entrants into leads, check out "How We Run Online Giveaways: A Step by Step Guide.

Final Thoughts

Hopefully this walkthrough has given you a better idea of how to get rolling with creating a sweepstakes.

Focus on the best practices I listed above, choosing the right prize, attaching to a theme (if applicable) and then following up with a complete post-sweepstakes strategy.

And if you have any questions about getting set up, don't hesitate to reach out in the comment section below!

Related Reading:

25 Sure-Fire Facebook Contest Ideas

Social Media Marketing Plan: An 11-Step Template

24 Amazing Facebook Giveaway Examples

30 Amazing Examples of Branded Facebook Contests Done Right

25 Creative Facebook Contest Ideas You Can Use Today

Instagram Marketing: 20 Excellent Examples & Ideas from Top Brands

30 Terrific Instagram Tools for Business

The Ultimate Guide to Instagram Marketing for Retailers and Brands

The 2017 Guide to Instagram Contest Rules

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