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karihigada · 7 years ago

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yakuzaAU

karihigada

haha or talk about yakuza!AU?

spoontasti

I could attempt to write

karihigada

uhhhh how about izaya still goes to normal school just like akane but the same as with her everyone

keeps their distance and is respectful out of fear

not shizuo thoug ;)

and its such a wild change for izaya that there is soneone who isnt afraid of his status

and of course izaya also isnt afraid of his stenght

that would be a very interesting change in their dynamic

spoontasti

That could work

karihigada

that there would be a legit reason for shizuo to be wary of izaya but he still isnt

and maybe shiki/akabayashi dont like this brat boy disrespecting the heir and try to rough him up a

bit/send goons to rough him up

so its no longer izaya who sends gangs after shizuo

and maybe in this instance izaya is actually really afraid that the one person who isnt afraid of his

status would be taken away

so maybe he fights with shizuo against the thugs (the thugs of course dont know who he is and just

want to beat him up as well)

so at the end of the day both are bruised but victorious and sulk to shinra

and on the couch izaya explains that he didnt have anyhting to do with the thugs, that were all his

dad's underlings doing and he doesnt condone of it

and he lowkey says he is thankful that shizuo is at least one person in his life who is not afraid to

give him lip

and shizuo just kisses him to shut him up

"like i could ever be afraid of some little flea, no matter who your parents are"

karihigada

and the next day izaya comes home and tells shiki, that punk brat you wanted to get rid of for

disrespecting us? im dating him. what are you gonna do about that now?

spoontasti

Cute

karihigada

and shiki just exasperatedly shakes his head because he cant really say anythign to that. maybe just

a sarcastic 'use protection'

and then he goes drinking with akabayashi and laments his life coices and ungrateful brats xDD

spoontasti

If it wasn't high school but later, I think there could be more surprises

karihigada

yeah, later in life it would be more serious because it would no longer be children fighting but an

adult getting on the wrong foot with the yakuza

maybe AU where awakusu tries to hire shizuo for his skills?

spoontasti

Like Shizuo being hired as a body guard or getting in trouble with Izaya

Like breaking something valuable

karihigada

and shizuo really needs the money and maybe doesnt realize right away that its yakuza but has a

bad feeling. but really needs the money

spoontasti

Or beating up how men

karihigada

*breaking something valuable* now i have ouran high school host club flash backs

xDDDDDDDDDDDD

spoontasti

Lol, same principle

Manipulating Shizuo

karihigada sent a GIF

but yeah, being hired as bodyguard and of course meeting izaya

and shizuo imediately dislikes his attitude but izaya is imediately hooked on the strong hunk xD

spoontasti

But I doubt he'd be willing to work for someone like Izaya

karihigada

he wouldnt work directly for izaya, jsut the awakuzu

izaya is just a package deal that he has to deal with haha

or he gets into trouble with the yakuza as an outsider, like beating up men and izaya pretends to

want to help him but not disclosing that he is part of awakusu so he strings shizuo along

sorta like that other AU we had a while ago where shizuo and izaya get close in highschool but

izaya was just using him al along, remember?

spoontasti

Hmmmm

karihigada

haha i like this AU. so many possibilitys

spoontasti

I think another way for it to work would be if Shizuo fucks something up really bad punishable by

death, but Izaya doesn't want that so he makes a deal with Shizuo (this was all Izaya's plan from the

start)

But Shizuo's debt just keeps going up

Because he has zero chill with izaya

karihigada

'punishable by death' you mean something that would make the yakuza make him wear cement

shoes?

spoontasti

Yeah or human trafficking

karihigada

so izaya keeps him in his deabt but also safe from the yakuza

so shizuo is stuck with him because there is no way out

spoontasti

Yuppies

karihigada

would also be an interesting exploration of consent and relationship dinamics because izaya clearly

has mre power here

would be an interesting take on their relationship

spoontasti

Until he dies or Izaya gets bored which will never happen

karihigada

like yeah, of course shizuo always says he isnt afraid of the fallout were he to ever dock izaya one

spoontasti

Yeah

karihigada

but deep inside he is aware that maybe they would also go after kasuka or others

spoontasti

Yup go after his family

And they know about kasuka

And that stops Shizuo from fighting back

karihigada

so would is just stay this fucked up their whole lifes or would izaya soften up?

spoontasti

Hmmmmmmm could get either worse if Izaya likes to watch him suffer or better if he likes him

Like he would want to turn him into a mobster

Monster

karihigada

and mobster xD

spoontasti

Yeah lol, So maybe he would try to get him to kill people for him which doesn't work

karihigada

for once i actually dont want to go the route of most suffering xD

i say let izaya soften up and them have a normal relationship haha

spoontasti

It could be really bad at first but then he softens up

karihigada

but yes also keep telling me about izaya trying to get shizuo to kill

maybe izaya really nearly pushes shizuo to the breaking point

spoontasti

But Shizuo won't do it even if it means his death

karihigada

and shizuo completely breaks down after beating some punk to near death with his bare heands

spoontasti

Yeah

karihigada

and izaya realizes that this is not what he wanted for shizuo after all (like in ACI)

and starts being nicer

and try to mend his past behavior

spoontasti

Yup

karihigada

could also be a unique cahracter exploration for izaya

he relizes that he has complete control over another human being and how he treads him defines his

own worth as a human and he doesnt want to be a monster

so he realizes he should stop making shizuo into a monster because at the end of the day there

would only be one monster and thats him

spoontasti

Sounds yummy

karihigada

i just realized we have very little fanfics who explore izayas humanity

even though thats also a core theme of the original drrr

but we also have very little fics who truly explore shizuo becoming a monster------

except one, hummmmmmm? *smiles coyly*

spoontasti

Hahah

karihigada sent a GIF

no but god, this AU begins to sound amazing~~ <3

spoontasti

Glad to be of service

Yeah especially them getting away with law and murder

Like the environment makes it possible

karihigada

i always think law is such a unique concept in drrr becuase its the REAL WORLD

spoontasti

And very likely

karihigada

not some fantasy setting where you murder people for fun in the wilderness

spoontasti

Yup

karihigada

thats one thing i really love about drrr, its setting in reallife

so how would shizuo come to care about izaya?

spoontasti

Hmmm

karihigada

definitely not for a long time because izaya keeps trying to get him to use violence

spoontasti

Yup

karihigada

so only after izaya softens up?

spoontasti

Gosh by then would he hate him soooo much XD

karihigada

or maybe their relationship actually isnt so bad at the start, they snark at each other and whatnot but

nothing too bad, and only after izaya gets bored of that he tries to push shizuo to murder?

spoontasti

Yeah makes a plan

karihigada

yeah thats the problem, if shizuo ust hates izaya from the beginging and then breaks down there is

no way he wuld come to care about him other than some twisted stockholm syndrome

so izaya first needs to make shizuo trust him

spoontasti

Toying with him

karihigada

and that infvolves not being such a little shit all the time so that shizuo doesnt completely hate his

guts

that would also be the only way he could manipulate shizuo into violence: through trust, not throgh

pressure of authority

spoontasti

Yeah

Manipulation is his fine point

karihigada

maybe shizuo nearly beats that punk to death to pretect izaya and izaya totally planned it that way

that would be the only reason shizuo would go that far

manipulating shizuo into violence like in ACI but focusing it onto another person instead of on

himself like in the control room in ACI

but by trying to win shizuos trust he of course has to play his freind and in turn shizuo treads him

like a freind so izaya realizes that it actually really hurts misusing trust like that :D

spoontasti

And Shizuo knows if something happens to Izaya something bad will happen to his family

Yup

karihigada

so they come to trust/care about each other by izaya just 'pretending' to be his freind but slowly

actually feeling like that but he also doesnt want to let go of his original plan to turn shizuo into a

monster so he goes through with it anyway

spoontasti

Okay ? so Izaya works on building Shizuo's trust by faking being nice

karihigada

while having doubts and pain but he tells himself that he can just throw shizuo away later

which he of course cant, he is already in too deep xD

spoontasti

Ok sounds good

karihigada

maybe while shizuo beats that punk its actually izaya who shouts at him tostop because he after all

doesnt want shizuo to become a monster

instead izaya realizes he himself might be amonster for pushing his freind that far

spoontasti

And then when Shizuo actually begins to start to like Izaya for real Izaya maybe lets him off

karihigada

you mean at the very end?

yeah

so now that shizuo is 'free' to go he maybe leaves for a few days/weeks and izaya is realyl miserable

and later shizuo comes back and tells him that he was thinking a lot and he decided to come back on

his own terms

spoontasti

Or maybe he doesn't go back to that life style but asks Izaya out

Like he doesn't want to come back under Izaya

But as his ally/lover

spoontasti

Or just someone there to stop him

And watch him

But Izaya understands

karihigada

maxbe it would be a sober note "if youre ever really in trouble i will help you.... but dont expect me

to get deeper invoved with the yakuza than that anymore"

yeah it would be really somber, shzuo still wants izaya in his life but no longer that life so its kinda

hard to reconcile those two things

but he also cant realyl imagine life without izaya anymore

spoontasti

Yeah

karihigada

and izaya also realizes he needs someone outside this life to keep him human

that would be an interesting spin, izaya needing shizuo to keep him human

spoontasti

He wants to be better for Shizuo

karihigada

and he is sorry he ever dragged shizuo into this life

just becuase shizuo is good at violence doesnt mean he is good in a life of violence

spoontasti

Yeah Shizuo isn't cut out for it even if he could be perfect if he used his strength

Sounds great

karihigada

sounds amazing :DDDD

god its so fun~~

the perfect bedtime story~~~ haha

spoontasti

karihigada

maybe an addendum for the earlier time: during the start when izaya tries to win shizuos trut by

pretending, you think he also tries sexual advances? or just try to be his freind?

would be even more heartbreaking if they are sorta 'together' while izaya tries to get shizuo to kill

spoontasti

It would be interesting

karihigada

and would make sense in why he regrets it so much manipulating shizuo

spoontasti

Yup

karihigada

maybe izaya comes onto him very heavily and shizuo tells him in his face he doesnt want to get into

trouble but izaya rebukes that it would be no trouble and noone would have a problem with it (as

long as shizuo is good ;) ) and izaya also tells him that he knows shizuo finds him atrractive, izaya

knows he is attractive and uses it as a weapon

so maybe shizuo would just shrug and go with it? spur of the moment thing? and then later shizuo

of course develops deeper feelings bcuase he things izaya is being geniune

or maybe he only gives in when izaya starts sounding more geniune about wanting to sleep with

him instead of just flaunting his good looks

shizuo wants to sleep with him becuase of affection, not jsut good looks

spoontasti

Yeah

karihigada

and he is very gentle :)

and izaya also didnt expect to be touched that gently :D

spoontasti

Yay

karihigada

and when shiki hears that they sleep together he jsut gives a long and resinged sigh but knows he

cant do anythign about it

also, what about mairu and kururi?

spoontasti

Hehehe

karihigada

and is akane a cousin?

shizuo would get along well with them and cant belive that the big brother is such a brat when the

little girls are so well beahved xD

spoontasti

Hmmm idk XD

Cousins I guess

spoontasti

Like maybe one of Izaya's parents is in the yakuza but since they always are gone, they just brought

them in

Izaya doesn't have to inherit but he's high in the family

karihigada

i thought the AU was that izaya is the son of mikiya, the awakusu boss? so he is the 'heir'

i was just hinking about hos izayas childhood woudl have been

spoontasti

Maybe Mikiya is his grandfather??

karihigada

probably largely the same as canon with fascination with humans and other children beign afraid of

him like with akane

spoontasti

Is Akane the heir?

karihigada

and the reason he didnt get into legal trouble in middle school for 'stabbing' shinra is becuase of the

yakuza xD

spoontasti

Yeah

karihigada

such a fun AU

espcially with the part with also examining izayas humanity. we dont have that enough in fics

not that this is ever gonna be a fic

this would be alogn one

its funny because the artist of the pic wrote like "izaya as the darling yakuza heir. discuss" and we

sure as hell discussed but noone will ever see xD

and even this will disapear into the void in a few days because you would need to scrool up

karihigada

but right now im having fun~~

#durarara #orihara izaya #ficlet #shizaya #au headcanons

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furiousconnoisseurcomputer-blog · 6 years ago

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I'm a full time graduate student currently receiving health insurance through my parents. However, my coverage sucks and I would like to purchase secondary insurance. I looked through all the different plans on einsurance.com (united, humana atena, etc), but when I called they told me that I can't purchase it when I already have insurance. I did some searches for secondary health insurance, but I can't find companies specifically for secondary insurance. It seems that I should be able to purchase any type of insurance I want and that the secondary company should pick up some of what my primary doesn't. Right?""

How to get insurance in california for a used car?

I bought a car in auction in california, I filled up forms for registration and paid the fee there, But the car is not insured, What should i do to get the car insured, Is it legal to drive in california without insurance ?""

Insurance on a civic si?

Alright so im pretty sure that answer is going to be high but im thinking of buying a '06/'07/'08 civic si, but i was just wondering if any other si drivers could give me how much they pay for insurance. im 20 live in s. cali and have one ticket so i bet thats gonng drive it up but still want to know like an average. will it make a difference if i but a civic si sedan instead of the coupe?""

Do you pay car insurance every month or every six months?

Need it for the class I'm in now. Help quick!

maine independent insurance agents

Can i get cheap car insurance if i provide a different address?

I'm living in a busy area where theres alot of traffic and cars, i wanna give my dads address because it much more quiter there, ive heard you can nock back sum money if its in a quiter area and not much traffic. Any ideas or is that jus made up. or is there any other ways where i can reduce my car insurance.""

If you switch from one auto insurance company to another does it look bad?

I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?

Will this affect my insurance cost?

I'm 22 and just received my 1st ticket today in 6 years of driving. I made an illegal turn, I turned left instead of the traditional right. I've never had a ticket before and especially one for such a minor infraction of the law. Will this affect my insurance rate?""

350z insurance cost tx 16year old?

how much is insurance for a 2006 350z for a 16 year old first car in texas?

Best Life Insurance?

I need life insurance................ which company do you think has the better life insurance policies?

09' Honda Civic Insurance?

I'm searching for quotes for my 09' Honda Civic--- I have full coverage right now and would like to keep it that way with a new insurance. I have Allstate & I believe I'm paying too much for it (240.00 USD). What car insurance companies can give free estimates/quotes? (I'm 24-college student,unmarried, if that helps). Thanks!""

Do you have to have insurance in you're 16 and only have a permit?

I'm 16 right now and i live in California. I really want to start the process of getting my license but my mother says we can't afford insurance for me. So I was wondering, do you have to have insurance even if you just have a permit?""

Cheapest car insurance companies??? help?

Me and my bf r trying to move in but his insurance rate is up the roof, he had a terrible car accident in nov. 2 speeding, 2 reckless, 1 failure to stop a light. I know its a lot but ...show more""

Cheap cars to insure at 18?

Im looking for some cheap cars to insure for an 18 year old. Stuff like 106 quicky's, gti's, corsa,punto,saxo,clio. Ive been wanting a clio williams but there very dear on insurance if u can give me a price for any of these cars from the top of your head it would help thanks.""

How much home insurance should I get?

I just bought a house for about $180,000. I am looking for homeowners' insurance, but I am confused as to how much I should get. Should I insure for just the replacement cost of rebuilding the structure, or for the % of the mortgage I am financing. I got 3 different quotes, and they were for $396, $502, and $858. The lowest one was for $396 b/c it was with my car insurance company, but they will only insure the cost of rebuilding the structure, which they estimate as $110,000 (the house is small and in a decent neighborhood.) The second company wanted to insure me for that, but I got them to quote me on $140,000. That amount, when you add in the 25% overflow they allow you, meets the 90% of the mortgage amount I am financing. The 1st company would not do that for me. The 3rd quote was for $140,000, and was with the people w/whom I have had renter's insurance for 12 years. The only difference was that there was not a wind damage deductible of 2% on the 3rd quote. My loan officer says to just get enough insurance to rebuild the structure. How much insurance should I get?""

How does insurance either supplied by an employer or by the government drive UP the price of health care?

""My car was totaled, do I still have to make payments to my car insurance?

I was in a car crash in the beginning of August and my car was declared total by my insurance. I still had 5 more payments left and called my agent which said I still have to pay for them?

Can your car be towed if you have no insurance?

Can your car be towed if you do not have insurance on your car? I was in an accident where the other car did not have insurance on the car that was not his. The police gave us a ticket, which it was our fault, I'm not denying that, but the police drove off not having the car towed . It kinda makes me wonder if the cop let them go with no ticket or anything.""

I need health insurance in california?

i really need health insurance i have a really bad sinus problem & ADD i already had a surgery in the past for my sinus problem and i had healthy families insurance and they paid for it and they used to pay the office visits too my mom only paid $5 copay and since i turned 19 i cant have that insurance anymore is the some other insurance that is full coverage and is not very expensive? i already tried getting medical but did not qualify and i dont have a job because everyone is getting laid off over here

What do I need to apply for a motorcycle license in California?

I am wondering if it is worth getting a 2 wheeler license given the high price of gas. How much does the insurance typically cost for a new driver? I need to commute 8 miles each way to work and back.

Can I be covered under my girlfriend's insurance plan if we have lived together for a year and a half?

My girlfriend works for AT&T and is enrolled in their insurance plan. I just graduated from college, and have not started employment with my job yet. The insurance coverage I had with ...show more""

Car Insurance and Tickets?

My room mate just got two tickets. One for changing lanes without using a blinker and another for not having his headlights on at 9 o'clock at night. He had just left a parking lot. He had a previous ticket for going 12 over the speed limit which was moved to a parking violation. Will these new tickets affect his insurance rates? He has State Farm and lives in Saint Louis. Should he just pay it or get it fixed?

How much to insure a 2003 BMW 325i in GA?

Iam Canadian living in the States for 6 month out of a year in ATL. I wonder how much will my ins would cost like basic insurance coverage.

Cheap car insurance for teenagers?

I passed my test yesterday, I'm 17 but turn 18 in 3 months. I have my own car and I'm desperate to start driving. I spoke to dozens of companies and the minimum quote I got was 3000 something a year or 288 monthly with ingenie, which I don't earn enough wages for let alone without the cost of petrol. Can anyone recommend cheap insurance companies for new drivers? My mums won't insure me because of my age and told me I need no claims but I don't get how I can get no claims when I no one will even insure me? I'm really upset because I've spent 1100 on learning. Be grateful for any advice!""

Does accident report effect my insurance?

someone hit my car and today we are going to make that accident report so does it effect my insurance?

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I'm 16 and I need car insurance, would it be cheaper to be put on my parents, or get my own entirely?""

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I am a 20 year old female first time driver living in Colorado, and I'm debating what program to go with for driving school. The completely online one, the half online half classroom, or the full classroom. I want to take which ever one will give me the best insurance rate.""

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Ok so i'll be 17 soon and i sooooo want to drive. I found a nice car, a peugeot 307 five door 1.6 car for 2700, insurance group 4. it's a great looking car, but when i filled in details on gocompare, tescocompare etc for insurance it came up as at least 15,000 for fully comp. other cars are similar prices. i put a fake birthday in so i was 17 on the system. How can i MASSIVELY reduce the cost? i dont want tips that might save 100 or 200 pounds, but something more reasonable!!! Also im a very sensible person and will be a good safe driver not a boy racer lol!""

maine independent insurance agents

Insurance Agency Tax Help 1120S?

I own an insurance agency. I have a seperate checking account for insurance premium funds. When we collect a insurance premium payment from a customer, the funds are deposited into this account and then we send our agency check to the insurance company. How are these funds treated on form 1120S?""

How much would it be to have my car repainted the factory color and remove some pretty good scratches/dents?

my car was recently scraped by a post and mccdonalds and put some pretty good sracthes in my car with a good size dent and also completely ruined my running board how much do u think it would cost do have all this fixed at macco or if i claimed it as a hit and run would my insurance cover that and repaint my car or atleast half of it the side that was messed up and have ever thing else fixed

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Ok, well I'm 17 (male) and have passed my driving test. I have compared many quotes for all the worst and lowest engine cars, like corsa 1.0, peugeot 106 1.1 etc I just can't seem to get a quote under 4000! Does anyone know if there is anything I can do to get affordable insurance? I heard that insurance for 17 year olds has doubled in the past year but didn't reckon it would be this much! Any help you can give would be greatly appreciated :)""

I was speeding....what happens to my insurance rates?

I was going 65 in a 50 zone, at around 8 on new years day up near ocean city delaware. I had just been at my girlfriends bayhouse, so obvioiusly i was in a good mood,and there was nobody out on a highway. Then WHAM red and blue. It wasnt excessive speed or anything,so i assumed that i had a tailight out, but then he gave me a ticket. now what happens to my insurace? do i get points on my provisional license?do they revoke it?""

Why is car insurance mandatory but human insurance isn't?

Should i keep my health insurance?

I make 30,000 a year for a family of 4. I have an 80/20 High deductible health plan with a deductible of 10k, that costs about $4,000 a year. My yearly health expenses are about $1,200. Should I keep my current insurance or apply for medicaid where only my children would be covered? I don't have any extra money to put in a health savings account.""

Need alot of work done but no insurance any good dental insurance?

Iam self employed and need my wisdom teeth removed and also need braces but i have no insurance is there a good dental insurance out there so i dont have a huge debt?

Anyone Know Any Cheap Car Insurance For Teenagers In Michigan?

Anyone know a real cheap place I can get car insurance at in Michigan. I'm 18(also the age which I got my license), I qualify for the good grades in school discount, I drive a 2003 Honda? Any suggestions?""

Need auto insurance help?

I need to get insurance really quickly, buying a car soon. But I can't afford a huge down payment, nothing like $800 dollars... I've always been on my parents insurance (GEICO) and now I can't be on theirs, since I'm living on my own. Male, 20. I understand that insurance is generally highest for my gender and age... I need to insure a 2004 Honda Accord LX, Coupe, 3.0L V6.""

How much is your auto insurance annual premium in NJ ?

I live in Central New Jersey and I pay around $1700 for 2 cars + 2 drivers with no accidents. How much do you pay approx ?

How much will insurance cost for a boy at 17 yeras of age with a 2005 nissan altima with a v6?

What is the best age to buy life insurance?

Whats the best landlords insurance?

we are looking for landlords insurance for a property rented to our local council. Which would you recommend?

Car insurance 1st driver uk cheapest & best one to go with.. thanks?

thats all i want to know cheers :)

Hu is the cheapest car insurance for dr10?

Does car insurance claims effect youre house insurance rates?

i have had two auto claims that were my fault one was an electrical fire(total loss) when the car was parked and the other was a collision with a deer(total loss). now my question is when i go to get home insurance (just bought a house for the first time) will those two claims effect my rates on my home insurance or just auto insurance rates will be effected.

How much will my car insurance be im 17?

im going to be on with my parents insurance they have state farm and im getting a 2000 mustang v6 how much will insurance be i also live in florida

Car insurance deductible question?

OKay so I was rear ended on Fri thr 13th! ha! I already called my insurance company on Mon morning. Taken care of, and I can get it fixed as soon as I want (tomorrow). I'm also trying to call the other insurance company of the car that hit me so that they pay my deductible ($500). Do I need to have this done with before I take my car in? Their insurance company is a very small one and is giving me a lot of crap over the phone. Should I just call my insurance company and have them deal with it? What should I do? thanks!""

Can I have monthly insurance?

I want to know if I can have a policy where I can insure my car for only 2 months? With my insurance I pay $560 per month and it will cost me $800 to cancel it mid-term. Is there any way to go around this because i'm shipping my car to Europe at the end of July but still need to use it here. I live in Canada and a response from a broker or an insurance company or even any one with the slightest experience will be greatly appreciated. Thank You!

How soon do I need auto insurance after getting my Driver's License?

I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?""

What is the best auto insurance?

i am 23 and pay $135 for liability. i need something cheaper.

Can my fiance add me to his insurance plan?

and is it more convenient than individual? (insurance through his work)

I have have 14 points on my license i need a cheap insurance?

some companys have a limit on points

Affordable Health Insurance for a single mom with one child?

Can anyone provide me with some information about getting an affordable health insurance plan for a single mother with a small child (2 and a half y.o.)? My wife and I are getting divorced. It is an uncontested divorce and we just need to figure out the support payment amount. This is the last variable. Also is there any way to keep them both under my plan at work after we are divorced? Any help is greatly appreciated! Thank you so much!

Which life insurance is the best one to get and the most affordable and reasonable? Is it the whole life

insurance? or premium life insurance? or term life insurance?

maine independent insurance agents

https://www.linkedin.com/pulse/home-liability-insurance-quotes-agatha-mcbride/"

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yourcertainstudentlight-blog · 6 years ago

Text

Can i getmy licence removed and get my vehicle inspected and get my car insurance on the same day?

"Can i getmy licence removed and get my vehicle inspected and get my car insurance on the same day?

ok here is the dilemma im a marine stationed at camp lejuene and im going back to new york in a few days. i need to get my license and my registration, inspection and car insurance in a few days(like 3)will my license go right into the system so i can go call my insurance company (usaa) and get insurance on it the same day then go back to the DVM and get the car registration. thxs kinda freaking bout this

BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr

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If youre at fault, theres no injuries. Approximatley $1500 damage done to the other car and minor scratches done to your own. Also, would it be better not to make a claim to your own vehicle if the damage is so minor? Or would it even have an impact on future rates?""

What auto insurance companies DON'T use a credit score when deciding rates?

I'm against the practice of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a company in the U.S. that doesn't use the practice?

Please explain Voluntary Excess on car insurance?

Im looking at car insurance, If i set my 'Voluntary Excess' to lets say 500, My insurance is cheaper :D BUT... If i have a crash BUT DO NOT want to get my car fixed by MY insurance, Will i still have to pay this 500 'Voluntary Excess' ?? The car i want is about <1000 If i crash it, I WONT want it to be fixed by the insurance, Its not worth it really, Its half the price of the car. So do i have to pay this voluntary excess if i dont claim ? Or do i still have to pay it to fix the 3rd party's car ?""

Who does the cheapest car insurance for 17 year old males?

I am looking to get insured on a peugeot 106 quicksilver for under 3,000 its only a 1.4 but all the company's i look at want up to 11 grand.""

I really need a cheap auto car insurance?

i need a car insurance my record its not really that good!!! does anyone know about any car insurance that deal whit this kind of drivers on new jersey

Kawasaki Ninja 500R insurance?

Dose any one know how much the insurance would be on a Kawasaki Ninja 500R for someone that is about 18 with no accidents, or speeding tickets and good-ish grades?""

Can i getmy licence removed and get my vehicle inspected and get my car insurance on the same day?

Car insurance and tickets!! Help?

I live in Houston and I'm 18, I don't have a license. I was driving my dads car and got 3 tickets. One for driving 25 on a 20 mile school zone, one for no license and the other one for my name not being on the insurance. I'm working on getting my license Will my parents insurance go way way up if they add me to their insurance because of the tickets.""

Teen driving auto insurance.?

I am a 16 year old man and i am a week away from being eligible from getting my licence. If I were to get my licence would I need to obtain auto insurance? I would drive my parents car not my own so would I need Insurance or would my rates be deductable explain please thanks for answering.

HOW MUCH is your car insurance for your 17 yo boy?

Prices are crazy here in TX. We would pay $800 every 6 months for our son to drive our car. And he can't drive one of them, because we only have liability insurance on that one (he might make a mistake and cream the car and we'd have no insurance to fix it--our daughter already did that with the other car!). Is it fair to tell him he can't get a dr. license until he can pay for the insurance? In our state, you can get a license at 16, but we've made him wait.""

Auto insurance is expensive for my teenager son. Are there any options for me to keep expenses down?

I'm makeing payments on truck for him, now that he can drive, do I have to add him to my insurance? And how much more will it be? I hear some parents don't tell there insurance, they just say there child is borrowing the car. But my son does not live in the same house hold , but is in another city over. Can I still just say he is borrowing the truck. If he gets in a car accident I understand it's on me, but will my insurancecand the law see it in that manner.""

Car insurance question....?

A stray dog ran out in front of my car causing me some damage. My insurance adjuster writes his own estimate so he told me what the insurance would pay minus my deductible. He said the check would be sent to me, that I can have anyone I want to fix it and to shop around. Does that mean if I can find someone to do it for less I can keep the extra to help me toward my deductible????? even though I need to tell them who is doing it before the check is sent to me. (the check will have both names on it) My friend says if I can get it done for less that agreement is between me and who I chose so any extra is mine?????? I don't want to do anything wrong but I also don't want to give money away that I don't have to.""

Question about car insurance??

my boyfriend and i have been discussing selling my car and sharing his (to save money, one less insurance/payment each month). My question is without having insurance (unless i went on his), will that make my insurance go up more the next time i own a vehicle? my current provider (progressive) increased my rate because i was uninsured for 3 or 4 days, and im curious if this is what will happen if say, im uninsured for a few months. THANKS!!!""

I am unemployed and need dental insurance to get 2 root canals & 2 crowns. Help!?

I do not qualify for medicaid or family health plus. I have to pay for 2 root canals ($1400), 2 crowns($2000), 1 tooth extraction ($200) and cost of adult orthodontic treatment ($7000)!!! I am looking for private dental insurance but am having a very hard time finding... anyone can suggest any or other ieas to help me in this situation? I live in New York City... am 25 year old woman, single no kids, receive unemployment benefits after lay-off.""

Is there a way I can lower my car insurance rate with Progressive?

I'm 21 years old, and have been driving for about 3 years now, and I am wondering if there's a way for Progressive to lower my insurance rate. How do I about doing this with them? What do I say? Thank you!""

Waht is the best motorcycle insurance provider for ontario?

i have a 1000cc irohead sportster 1984 and i live in ontario. i was wondering what the best insurance provider would be thanks!

Does california law require insurance on motorcycles?

I know the law requires proof in financial liability in the case of accident or injury, and always requires insurance for cars, does it require ins. for motorcycles?""

Why are NYS auto insurance rates so high?

I live in NYC, and have taken over my late Dad's auto insurance. I was looking up quotes from other insurance companies (currently have Geico), and all the quotes are the same as I pay now, or more. My own license is clean, no accidents, violations, tickets, etc. I just want to know why NYS auto insurance rates are so high?""

""Could $5,000 cover the healthcare insurance premium for a family?""

If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market the heck out of it? Obviously, it won't have all the bells and whistles, but people would be covered. There is the issue of the tax on the premium, but it still seems like a good idea. This link was interesting - it describes both plans clearly: http://money.cnn.com/2008/03/10/news/economy/tully_healthcare.fortune/""

Should I get car insurance in my name or parents?

I'm 16. A lot of people are telling my parents to get my car insurance in their name and not tell them i'm the primary driver because it will be so much cheaper. Does that mean if I get in my first wreck they won't cover it or they'll just raise it after?

Can anyone tell me if there are affordable doctor for people w/o insurance?

If you park your car on the street does it cost more on insurance?

Getting a car and if i can save some money on insurance by finding else where to park then i will do that, but i don't mind parking it on the street if i doesn't have an effect on my insurance.""

What is the average price of teen insurance?

Buying car insurance?

I've got my driving test in September and thinking about buying a car if I pass. I'm just a bit confused about how to buy a car and car insurance. Do I need to look around for a car I like, get all the details of the car, buy insurance for that car, then actually buy the car, in that order? Also are new cars or older cars cheaper to insure? I think it's newer cars but I'm not sure. Also what is a good car for cheaper insurance. I've heard Ford and Vauxhall are good for cheap insurance. I've been on price comparison sites and it seems that even if I have pass plus and just third party cover 2k per year is a minimum :( Thanks.""

Motorcycle insurance Please Help?

So I'm looking into insurance for a bike I'll be getting soon and I did a estimated online check on Geico for my insurance and it says: Here is your quote for 12 months of coverage: Payments as low as $172.63 Your 12-Month policy is only $2012.00 Does that mean I pay $172.63 per month and $2012.00 a year? Sorry I'm new to this, never had to pay and figure out my own insurance! Just paid my father and he did the rest.""

What are life insurance quotes and its advantage?

Auto insurance estimate for 5 points?

Hi i have 5 points on my license i live in Baltimore city and drive a 1985 Chevrolet corvette with historic tags insurance with it in my dads name is very cheap even with me as the listed driver but i think my insurance company some how missed that i have 5 points on my license so i am just wondering if anyone has any ball park figures as to what my insurance might be when they see that i have 5 points thanks.

How much (average) is health insurance for a family in America?

As I live in England where we have the NHS I was just curious how much health insurance is in America. Obviously I know that it depends on pre existing medical conditions, how old people are ect ect but let just say for average family of four, two parents and two children would health insurance cost. I was just wondering.""

Do i need insurance to be under my name when taking my drivers test?

so im taking my drivers test soon and i need to know if i have to get insurance under my name on the car..my mom does have insurance on the car i will be using but only under her name..so will i have to add my name to the insurance just to take the drivers test? i live in california

How much life insurance is enough?

We are looking to get life insurance for my husband and myself. Permanent over term. Im a stay at home mom of 3 kids and we are planning to have another baby. We are currently living in Europe because my husbands job is here. We are renting but want to buy a home. We plan to move back to the US at some point, when my husband can find a secure job there and when we can save the money to be secure in an unstable economy. Basically, if my husband dies (God forbid!!) the children and I would move back to the US and need to buy a house, vehicle and either ship our belongings from Europe or furnish a new house. Plus, I havent worked in about 5 years since I have been raising my babies and I dont have a college education. I do plan to send all the kids to a public university when that day comes. I am capable of working but dont know what kind of paying job I could get with only a hs education. So how much do you think my husbands policy should be? And for myself? Whats the average cost monthly for a married couple having permanent life insurance?""

Homeowners insurance that lets you have a trampoline!?

I want a trampoline and i also need homeowners insurance.This is when you tell me a company that lets you have a trampoline.

Where do you get good rates for dance instructor liability insurance?

I am a dance instructor and I need to get liability insurance. Anyone know of a place to get the best quotes. I tried Markel and they are expensive. I also plan to have other instructors that I train and work with me. How do I get insurance for them? Is this per instructor, or can it be as a dance school? Please let me know. I need this info ASAP. Thanks for your help""

Can i getmy licence removed and get my vehicle inspected and get my car insurance on the same day?

Will I be covered under my moms car insurance?

Alright I am 18 and I live with my mom. My car recently stalled out and there is something wrong with the engine. So my mom has AAA auto insurance, and I am covered by state farm which is my dads insurance. We are in California, and I wanted to know if I would be covered if I were to drive my moms car until mine is fixed. I know that if you live in the same household that you wouldnt be covered, but my insurance has my dads address under it. So do you think I would be covered?""

How much do you pay for full coverage car insurance?

i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay

Health insurance after you've turned 18?

My mother receives Social Security checks and insurance (She had cancer, and can't work due to other conditions brought on by the chemotherapy) and because of this, I had medicaid. I turned 18 last month and I'm wondering if I automatically get cut off from her insurance, or if I stay on the plan because I'll be a student in the fall. I know the system for this changed recently, so I have no idea if I still have insurance or not.""

Can i keep the insurance money and not fix my car ? can i still buy insurance in future?

I have a BMW 335i which cost around 29k (BUY LAST YEAR with CASH). I was hit by other guy ,he was at fault so their insurance ( B) absolutely must pay to fix my car .Nothing relate to my insurance ( farmer ). they estimate the cost to fix at their shop is 7k while BMW estimate for me is 13k (if there is hidden cost to fix the car, B will have to pay it too,thats the law). I do not want to drive this accident car anymore ,so can i ask them to write me a final check ,for example 15k to cover everything now and in future (for example they accept the deal). i then will sell the damaged car to somebody for cash and buy another one ? my car is still drivable (in my opinion the stucture would cost like 2 k to get it work perfectly,yet if we do not care the look, the cosmetic it will be a super good car to drive) In case i do not sell the car and fix the structure to drive,keep the money , i heard somewhere from yahoo answer that no insurance company will sell you insurance ??? like i can no longer buy farmers insurance if i do not fix my car ??? IS THIS FOR REAL ? ( because i did not make any claim on my insurance FARMER ) Is there any problem with an accident car ( Car title ,etc....) Is it legal in texas to drive a damaged car ? Will they report it to carfax ( i got police report) ..... So that is my case,with your experience Please give me anything that you know about my case, is there any problem with it, does anything will happen in the future Thanks all so much , please help!""

Where to buy business auto insurance?

My job requires me to transport individuals from their home to various stores or dr.'s appointments. I recently found out that my employer will only cover the person served when I am driving my car on the clock, but not me, or my car. I've done some research and found that I need to update to business/commercial insurance. I live in Iowa. Where is the best/cheapest place to purchase this type of auto insurance. I've got a fairly clean driving record (I've been in two accidents in the last 5 years, neither were my fault) and a safe car.""

Can I cancel my motorcycle insurance?

Do I have to have insurance on my motorcycle (in IL) during the winter when I don't even ride it? Can't I just cancel it for the Winter and then start it up again in the Spring?

What is the cheapest most affordable medical insurance for me?

I am 25 , married and unemployed but my husband makes more money than the minimum so I can't get an insurance based on income need. Also, I can't be on his insurance either because then he would have to pay $300 more per month. I need an insurance though because I need to get check my thyroid function( been having serious issues) plus next year I plan on getting pregnant so I will def need an insurance. Any suggestion on what insurance will be the cheapest and most affordable for me?""

Since the passage of The Affordable Care Act (0bamacare) how much have your health insurance rates gone down?

How much more affordable is your health care ?

How much would it cost to get insurance for this type of business?

Let's say I want to start a small small business where I essentially find companies who are looking for window cleaning and then I find sub contractors to do the work and I get paid the difference between the amount I get from the company and the amount I pay to the sub for doing the work. How much would it cost to get insurance on this type of business in California? Also what type of insurance would I need? Also I wouldn't have any employees. Just a one man operation.

What's the best auto insurance?

What kind of insurance do you have? Is it cheap?

Could I make my own car insurance?

What makes a car insurance legal. If I were to have my own company and say I ensure myself could I be legal

Why is full coverage insurance so expensive for a 22 year old?

My boyfriend is looking for a new insurance agent agent but so far everyone who is has contacted is super expensive. He has a pretty new car with a starter/alarm/sub systems etc. so he needs full coverage. His parents won't let him get under their insurance for the time being so he's having a hard time finding a reasonable rate. My parents are considering letting him get under their insurance..is that a good idea?

Health Insurance-please help?

I am 22 years old, and I will currently be in law school until May of 2011. Because I had to be declared as an Independent, I can no longer be on my father's insurance plan. I am scrambling to find something, because I do not want to be without health insurance and I will no longer be covered as of Jan. 1, 2009. The school's insurance policy will not cover me until Jan. 20, 2009, it seems pretty shitty, and is expensive. What can I do? What is the best private insurance to get? Should I get private insurance? Thanks for your help, it is really stressing me out.""

Car insurance question?

I have been driving for three years and am looking to upgrade cars. I drove a Vauxhall Agila for 2 and a half years and the last six months iv had a Pegeuot 206. I am 22 and my partner is 21. I have one years no claims and she has 0. The smaller the engine the cheaper the car is there a list some where that I can look through to find the cheap insurance cars? I want a 1.6 Astra but the insurance for the two of us is like 3k and I dont want to pay more then 2 really. As well as this, she had a bump not long back. She is on my insurance and if this guy claims do I lose my annual bonus or is it just her who loses it?""

""Car insurance costs, is this right?""

Im currently 19 years old and have been with Esurance for a year now. I have a 1998 honda civic and my payments are at $65 a month, im currently looking in to buying a new car and called them up tonight to get a quote for it and they said my monthly payments would increase to $360 a month (car i called about was a 2012 chevy sonic hatchback). Does this large of an increas seem correct? I have never gotten in to an accident nor needed to call upon my insurance for anything, so why does the price jump so much higher?""

Car Insurance?

how much car insurance do i pay for a 6000 dollar car

What car insurance do you guys have...?

I live in Northern ca. checking rates...wow each and EVERYONE has a complaint(s) against them...how do/did you find which one you wanted to use? Ever have a problem with your insurance? If I do decide to go with one, what questions should I ask?""

""What would motorcycle insurance cost for 17 yr old guy, kawasaki ninja 250R?""

what would an average motorcycle insurance cost for me? i am looking for a ball-park estimate and understand that there are MANY other factors which matter... If anyone has an idea, what would be like the MAX price for a good insurance... i've seen that insurance prices can range from 200-400 yearly, but i want to make sure that after i get the motorcycle i dont find that the insucance is like 1000 /yr. Thanks""

Car insurance cancelled on financed car..?

So I've been looking for a way out of my car loan lately because the payments are really too much for me right now...I know I shouldn't have got into it but I was young and VERY gullible. I just got a letter in the mail from my insurance company asking for me to verify the address I have on file with them ( where I park my car at night) or else they will cancel my coverage. So if they cancel my coverage, will I still be held accountable for the car loan? Or will I have to pay the balance off? Any advice would be greatly appreciated. :-)""

Is it possible to switch car insurance?

If someone wanted to switch their car insurance over to a cheaper one because theirs got raised because of points, will it also raise on the insurance they want to switch to?""

I need cheap car insurance!!?

i am 18, i have a 1990 accord worth about 1700, and ive been driving for 4 months now, no tickets or problems, i need some cheap car insurance since my dad wont insure me with his company.... i just need some cheap *** company, i dont really care if they dont really cover well. i live in California, in the southbay. is there any cheap insurance such as those little cheap looking stores you would see around your city?? the ones that have banners that say they offer insurance as low as 22 a month??....have in mind that i just need something so i can drive since i need it by law.""

Is there any insurance company in california that will accept to give me coverage if i have PCOS?

I also need an insurance coverage for pregnancy as I am trying to conceive

Car Insurance for a Corsa?

I am 18 had a license less that a year and I'm employed what would be the cheapest insurance for for a 1.6 vauxhal corsa?

""I wanna buy a 2008 car, how much would i pay for the insurance?

i am 30 years old and i just got my driver's license

Insurance Quote?

My Step-dad and I are buying a 1.4 MG ZR between us. He is going to be the first driver and i will be the 2nd named driver. This will be my first car. My stepdad has driven for 12 years or more. Any rough ideas of a price for me? He has no pints on his license. thanks

Can i getmy licence removed and get my vehicle inspected and get my car insurance on the same day?

https://www.linkedin.com/pulse/www-car-insurance-alexander-moreno/"

0 notes

sparklyeaglepoetry-blog · 7 years ago

Text

Auto insurance broker fee in CA?

"Auto insurance broker fee in CA?

Hi I live in CA i just bought a new 2012 hyundai and went to get insurance through Freeway Insurance and I signed up for a 12 month premium with Farmers they did not tell me anything about a broker fee until after i signed all the paperwork. I am 20yrs old and paying $220 a month for full coverage. They charged me a $275 Broker fee I just want to no if this is even legal or if they ripped me off! I walked out spending $560.00 Are they allowed to charge such high fees I will call my credit card and have them refund it immediately if they ripped me off. Please help. Open to all answers thankyou!

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Can insurance companies automatically add new drivers to an existing policy?

I had my g1 (permit) and got my g2 (license). I called the insurance company to get a quote of how much more it is going to cost my dad (which is what I'm going to have to pay) and they are telling me that I have to notify them that my license is now a g2 class. They can't quote me until he calls them (he's at work) when my dad calls to confirm then they will change it automatically and add me. But I don't have a choice if I want to add or not (If I don't like the rate) can they forcibly add me to a policy even if I don't agree with the rate? kinda tricky to explain but I hope you understand what I'm saying and if not then I will add additional details as necessary.

How could higher deposit insurance premiums for banks with riskier assets benefit the economy?

If I get my g2 will my parents insurance rise?

I would like to get my g2 in october, but not get insurance and start driving alone until november. Would this raise my parents insurance from just getting my g2. Also, if i have an 80% avg at midterm, will it lower the cost of insurance? If yes then would a 90 avg lower the insurance cost even more?""

Question about car insurance?

I am about to get my first car ! but i have to wait until the guy at the car lot gives me the ok to pick it up but I was wondering about insurance do I get the car first and then get the insurance or vice versa? because what if something happens and I would get pulled over do I just say I just got the car and the insurance is about to start up? thanks in advance.

""What's Cheaper to Insure, Audi, BMW, Mercedes, Volkswagen ?""

I'm 21, Here are my options. 2008 Audi A4 2009 BMW 328I 2007 Mercedes c250 2010 Volkswagen GTI or Golf. How much do you think rates will be.""

Auto insurance broker fee in CA?

How much would average insurance be for a 20 year old student for a 2011 Camaro LS be?

Im looking just to get an estimate.

Car insurance confusion?

Hi i'm 18 and my driving test is coming up soon and i always look for quotes on cars to see for the future. My mum said she will possibly give me her car and get a new one if i pass. But on insurance quotes for the car i will be getting i will be the main driver but not the policy holder or registered keeper as i still live at home with her and she will still use the car to go shopping and things like that but I will drive that car the majority of the time. So because i am the main driver on this quote and will drive it predominantly it is not fronting? However my mums no claims will be put on this quote as opposed to her other car so is that still ok? And who will get the no claims bonus at the end of the quote the main driver or the policy holder and if its the main driver will my mum still be able to use her no claims on another car if i gain my own? Sorry for all the questions i just want to make sure i'm not going to be breaking the law on any possible quotes i may take out Thanks in advance.

Why is Obama all of a sudden denying HIS OWN WORDS health insurance made over YEARS?

in his OWN WORDS: http://www.breitbart.tv/uncovered-video-obama-explains-how-his-health-care-plan-will-eliminate-private-insurance/

Is bike insurance cheaper then car insurance?

Private Health Insurance options for 62 plus individual?

My aunt (in California) is 63 years old and she has asked me to find a private health insurance for her. I was informed that anyone that's over 62 can't have a private insurance and MUST only use Medi-cal or Medicaid. Is that true? She asked me to check with Aetna, Blueshields, UHC, etc. Any thoughts whether she can get a private insurance from these companies?""

""What kind of life insurance is better for me, term insurance or permanent insurance?""

Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can buy more death benefit for a lot less money, but permanent insurance gives me money with a death benefit. I'm in my late 40's, have a wife and 2 kids, normal bills, mortgage, etc. Does anyone have any opinions about what is really the better deal long term?""

My company was bought out - Can I get unemployment? What about my health insurance?

I need some advice. I am an assistant manager at a small call center where I have worked for around 5 years (3 of them full-time). It was just announced to me and the manager (the only 2 full-time employees), that we have been bought by another call center that is not located in our town. The manager is relocating and has been offered a full-time job at their main office (with what I am assuming is a decent raise) about 4 hours away. I am being offered a possible part-time job at a lesser position some 3 hours away - there is no garantee. Well, I have kids so there's no way I'm doing that for a measly part-time position with no benefits. I will be without a job as of May 31st. Our part-time workers will be finding out about the closure on May 1st. For those employees that would like to stay through until the end, they will be offered a monetary bonus or compensation. I doubt it's more than a few hundred dollars. If I cannot find another full time job by then, would I most likely be eligible for unemployment? If I take the bonus money at the end, does that mean I wouldn't qualify? What kinds of questions should I be asking before this happens? I have health insurance for the first time in my life - when does that usually end?""

Who has the best car insurance?

Im looking for car insurance, and I need it soon. Sorry for the flood of questions, but no one is answering... And now the question- How has your insurance company been to you? Since most of the companies I've looked at have similar rates, I have the freedom to choose a company not by pricing, but by how good they actually are. I've spent hours searching reviews of all the major players, and I've seen almost exclusively horror stories about how bad the companies are once you file a claim. Geico, Allstate, and especially progressive (defended policyholders killer in court to weasel out of paying out claim), all seem to have a pretty bad reputation among their customers. Now I'm not a fool, I understand that most reviews are written by people who have been wronged. People are much less likely to write a positive review because their company has followed through, as this is what is to be expected in the first place. It is entirely possible that behind that sour review, there are several satisfied customers who didn't feel a need to review their service. If any of those people read this, please help me out with this choice. Additionally, anyone who may be in the wronged group, if you have a reason that you would not reccomendation your insurance co please let me know! Thanks for any help!""

Will my insurance go up?

Earlier today at around 7pm I was in my first car accident. I just got my license a month ago and I am 16. Anyways, I was at a red light and the turning lane had a green light but my lane ( going straight ) was red. I was the first in my lane and some guy in a brand new mustang smashes into the back of my car ( 2003 Lexus ES 300 if that helps any ). The airbags didnt deploy but I did hit my head and my neck kind of hurts. My mom was the passenger and told me to deal with it because she just got out of the hospital. The first thing I noticed was he was exiting the maps app on his phone when he got out of the car. Maybe he was on his phone when he hit me? Anyways, the other driver and I exchanged insurance cards and licenses and I noticed he was from Maryland and we are in California. The car was a rental and he didnt mind if I reported it. Now, here are my questions. Why didnt the airbags go off if I was hit? ( I was in neutral btw because I read that it saves gas ) and if I report this accident will my insurance go up even if it wasnt my fault?""

Insurance Coverage for Motorcycle Helmet and Jacket?

I recently Just completed a claim for an accident I was in, The insurance (progressive) is going to reimburse me for the Jacket and Helmet. The Helmet has a little scratch on the lens and that's it. the lens is easily replaceable. the Leather Jacket has a light scuff on the arm. I spoke to the local claims representative and He said that he will come by and pick up the Jacket and Helmet and throw them away. I thought I was told with the when I bought the policy that I can do whatever I want with the Accessories, meaning I could throw them away or use them or fix them up. Now what I want to know... Is the Claims representative trying to get the Jacket and Helmet for himself or is this really Policy? to throw away $600 of equipment that's still in great shape and hardly used?""

What is the cheapest way to insure a first car?

I want a ford ka which luckily I one of the cheapest cars to run and insure for young drivers. Is there anything else I can do (except from the black box as I have 3 siblings I will need to drive around) to make the insurance cheaper? My parents both have quite good jobs and are willing to pay it but they would like to pay 1500 p.a maximum if possible.

""Honda Sport 1.6 Insurance for an 18 years old, second driver...?""

I am looking to get 2004 Honda 1.6 Sport and I am only 18. My dad is planning to be the first driver and me as a second when it comes to the car's insurance. Guys, how much do you think the insurance would cost us?""

What is a good long-term health insurance policy for international stays?

I am planning to move to Germany in spring and require acceptable, long-term and affordable coverage. What is a good company and policy for me to look in to? I've seen several offers but only one I could afford because it had a deductible of 10k$. Is there better?""

Insurance for Ferrari?

I'll be 25 soon, when car insurance traditionally becomes cheaper - but I've only been driving for a couple of years and am on my father's insurance so no no claims bonus for me to amass. I'd quite like to buy a Ferrari before I'm 30. What's the best way for me to handle the insurance companies?""

National insurance Number?

is it possible to get a job without requiring National insurance Number?

Car accident/Insurance options?

a friend was trying to pull around a city bus that was idling for several minutes to catch a left turn on a green light ...when the bus went in closer to the curb, its backside jut out and her car swiped it she is a new driver and new to the country and she continued where she was going without stopping. pretty shook up. She claims she didn't think it was too bad, a swipe, the mirror was gone and she just took it as a loss. But when she got out, she realized there is damage all along the side, from front to back, including the mirror missing and a serious dent on the front passenger (the front is peeled back, exposing the hinge mechanism. Rain now gets in through the top as the seal is broken as well. She is insured and believes she has coverage but she's scared cause she left the scene. This was 3 weeks ago - there has been no follow up. She hasn't called the police but kept an eye out for whether or not it was reported and she needed to come forward. It was in a pretty run down part of town. Anyway - I don't know what to tell her so i'm coming here - can she report this to insurance and admit that she swiped a bus and didn't stop? Will they fix it, up her insurance, and move on or will they investigate into the bus - making her pay for the bus and having the legal issue of leaving the scene. - not sure what to tell her??? She's also considering just putting a new skin/shell on the door was affected - not seeing if this is possible though - replacing the entire door is expensive and seems unnecessary. Any insight is greatly appreciated.""

Is commercial auto insurance much more expensive than personal?

I have a little Mr. Fix it business on the side and I carry a few tools in my SUV. I am thinking of getting a commercial auto policy. Will it be more expensive than personal and how ...show more

Where do I get cheap car insurance in california?

Car insurance while deployed...?

My husband is in the military and is currently deployed overseas and I had a question about his car insurance. It does have a loan out on it so that requires us to have full coverage on it normally...I was wondering that while he is deployed and since his car is not going to be driven (there is no way I can drive it since it's a stick shift and I can't drive those lol) if we could lower the insurance on it. I'm just not sure if we'd be able to because of the loan...or does it depend on the bank/insurance company? Thanks for any info!!

What medical insurance company should I get?

What medical insurance should I get? My employer doesn't provide medical benefits anymore. I don't want to spend alot and I live in California.

California Lawyer Malpractice Insurance Requirements?

Does a lawyer in California have to get Malpractice Insurance in order to take clients? For example if a newly admitted lawyer wanted to do a simple will for a family friend, would they have to obtain insurance first or can they take the case, at their own peril, and collect a fee for it?""

""How much do you pay for car insurance in dorchester,ma ?

2006 Nissan Murano SL AWD or similar car.

Compare long term insurance prices?

compare long term insurance policies from the recomended insurance companies genworth, metro life, coastline federal, ltci""

Can I wait to report damage to insurance company till car payed off?

My car was parked on a busy street in icy conditions and when I returned to it, it had clearly been hit but no one left a note, etc. It will probably be very expensive to fix...although it is only cosmetic damage and it isn't horrible. In fact, from a distance, you don't notice it much. Anyway....my husband passed away recently and my finances have been limited. I have full coverage on the car (It is a 2004 ford escape)....because I am still making payments on it. We have a $1000 deductible, which I cannot afford right now. Besides, my brother-in-law tells me he can spruce up the damage and make it look better..and of course won't charge me much for that. So....here was my plan. Please tell me if I'm doing anything illegal here or just tell me if my plan will work: So...I'm expecting a large enough tax refund that I can pay the car off in March if I choose to do so. Once that is all complete...and before I drop my full coverage to just liability, I was going to report the damage....and go through the process of getting estimate, etc...and then not have the car fixed and just take a check. With that check, I was going to pay off some other bills I'm very behind on (mainly hospital bills). That plan will help me get my finances in order and get out from under debt. But I'm not sure if I'm thinking clearly on this! Someone please tell me if this plan is an option. Thank you!""

Where can i get low cost motorcycle insurance ?

i live in ontario canada ,, i want to buy a honda cbr 250 , and would like to find a low cost insurance for my bike , so far i got some way off price quote with a difference of $280.00 ,so i suspect they are over charging ,even at the low end , they say i'm covered for 12 months months but a motorcycle is not meant to ride in cold and snow and salty streets as the salt would ruin the chain and other parts of the motorcycle .""

Auto insurance broker fee in CA?

Car insurance question.?

I'm working on transferring my current car insurance to Geico and am filling out the electronic form to get a quote. My car is brand new, and I have had it for like eight months. I don't know much car insurance; in the electronic form, what coverage do I pick for full insurance instead of liability? Thanks.""

Can anybody give me an idea on car insurance?

Im 18 year old and am from the uk i want to buy a mazda 2. i hold a clean uk driving liscience and would like to no if anybody has a rough idea how much per year i will pay for car insurance.

Cheap UK car insurance companies for 18 year olds?

Im 18 and paying 2600 a year for a 1.1 peugeot 206 with insure2drive found on confused.com. Ive been driving for 6 months with no ncb but i have my parents on my policy as 2nd and 3rd drivers. Does anyone know any cheap insurers or know anything i can do to get the price down?

Do I have to insure my son when he turns 16?

My auto insurance company called me yesterday asking for the names and birthdays of my children. I refused to tell them anything. My oldest son will turn 16 in November, and I was not planning on adding him as a driver, because we have full coverage insurance and I thought that would cover anyone.""

""What kind of qualities should I look for when purchasing a car? ie insurance, modern elements...?""

For experienced buyers: As an entry level analyst looking to purchase a car, I was hoping to get some ideas about my first big purchase. My norm has usually been purchasing something and regretting it some time down the road ie Bought a Dell laptop, turns out it heats up a lot. Or a new smartphone (android), turns out it freezes plenty. So I want to purchase a car, and was hoping if someone who is experienced could possibly take some time off to tell me what I should look out for. I understand insurance is a *****, and even though cars are affordable on lease, the insurance will get you. My objective: Car : Lease a pre-owned or 2nd hand car, possibly 2012 or 2013 model, 4 door, sedan. Insurance : Max coverage, low payment (ideal but, shoot for the stars and....) Questions: I understand there are qualities or modern elements like lane stabilizer and effective cruise control that can reduce insurance coverage. How effective can they be? What kind of sedans have low insurance and are modernistic, such as built in navigation and those cool looking monitors? (kind of childish) Which insurance coverages are the most important, there is basic, comprehensive.... If you need additional information, I will be checking this question hourly and will be glad to provide additional information. Thanks!""

Baby Insurance at 19?

I doubt it will, but, I am 19 years old and I am still on my mom's insurance plan. So if I were to get pregnant, would the insurance cover my baby's delivery and pregnancy appointments or would I still have to pay the noninsured payments.""

On average how much does it cost to insure an apartment building?

I am looking into purchasing 2 triplex apartment buildings. They are both brick buildings built in 1990. Both have been maintained fairly well and have a really good price on them. ...show more

How much would car insurance and Tax cost?

Im 17 and I have a decent amount of money saved up and im interested in buying a 2nd hand car for around 1000 euro but i have no idea how much the tax and insurance is going to cost and how often you have to pay it, so if anyone can help me it would be great. thx u.""

How expensive is car insurance under my own name rather than my Mom's name?

My mom's car insurance covers me...but they are threatening to take me off her insurance over something stupid. Does anybody have any idea of how much more expensive it is if I get my own car insurance under my name instead? I'm 23, male, in Ontario, Canada.""

What is the average cost of car insurance?

I have no insurance and need an abortion?

Please dont judge im young and recently found out im pregnant. But im not ready for a baby... I would love to keep my child but if my parents ever found out they'd literally disown me. I have no insurance and I dont know how much an abortion would cost. I was thinking about getting the abortion pill still not sure. How much would that cost?I checked online but it didnt say anything about abortion.

Do you think $250/person premium for supplemental insurance for seniors too high?

If so, could you recommend a cheaper one that you may have?""

Crazy insurance rates wtf?

I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""

Im turning 16 and i was wondering waht my insurance rates will be?

What are the average insurance rates?

""I haven't had car insurance for the last 8 years, am I going to pay high rates?""

I've lived in the city since 2002 and haven't owned a car. I'm now moving out, and will need a car once again. Does this mean I'm going to pay high rates, or it won't matter?""

Can i drive without a insurance card?

I will get my car tomorrow and i will have it insured the same day but it takes like a week to get the insurance card for the car. Can i drive without the insurance card? I would have the insurance on the car. Could i drive around without the insuance card?

No auto insurance on loan vehical in california?

My auto insurance through farmers insurance has lapsed as of December 1st on my vehicle which I have a loan through coast hills banking. I really am having a hard time getting the money together to get it going again. I told my husband even if a couple Bills go behind I have to pay it by Feb because I'm getting very nervous that it will be taken From me. Has anyone ever had to do this before? its my first time in this scary bind but I got in an auto accident that took my insurance money from me to pay for it so can someone tell me if its possible to loose my vehicle? Thank you

My daughter wants me to put car insurance in my name?

she wants me to put car insurance in my name for her husband he cant do it cause it would cost alot he has alot of speeding tickets and a dui plus he has lost his driver licenses my record is perfect what do you think i didn't even know you can do that im in ohio

Car insurance? Do they check your credit rating?

I have just phoned to change my insurance over to another car, and was told twice that it was declined - firstly, he said due to the group of insurance, and secondly, I was told that the operator had a system problem. I am a bit concerned as I know my credit rating is bad at the moment, but I am trying to better it, and I don't know if this is why my insurance was declined? I thought that they had to tell you if they carry out a credit search, but nothing was mentioned and I don't particularly want it going against me if it was searched twice. I have paid my insurance for the year, and was going to pay any extra instantly, so there would be no need for a credit search as far as I can see. Does anyone have any more information on whether they credit search you or not for this?""

I am 17 and pregnant and don't have health insurance?

i just found out i am pregnant and i am 17 ill be 18 in june. I DO NOT BELIEVE IN ABORTION!!!! i don't live with my mother or father i live with my aunt and grandma.... i have no health insurance and that is a big problem because how am i going to pay for the doctors and delivery.... can some one please help me finding some place that can help with insurance for the baby and me. P.S i live in california . and please don't even bothers answering me if u have nothing good to say because i do not need your immaturity. Thank you so much for you help :)

""What health insurance is recommended for a single dad with 3 kids, with a budget but have decent coverage?

I am a single father of 3 kids and looking for health/dental/vision insurance for my family. We don't really go to the doctor as much but still want decent coverage in case I need to do so. Any ideas? Am based in Southern California.

Help with car insurance?

I am 16 and my dad wants me to pay for my own and i want to i just want to know the cheapest car insurance so will you please post a url that i can go to?

Are BMW's really expensive to repair/insure?

i wanted a bmw as a car, and my dad was going to get one, but then my uncle told him they're really expensive to repair/insure. ( i think he was just saying that because he couldnt afford it :/) but i feel like he is right because its a foreign car. so how much more would it cost to get a bmw than like a ford chevy or pontiac?""

How much does it cost to add a person on ur insurance?

i was wondering how much it would cost to add someone with their permit on to ur car insurance, this dont have to be an exact number just and average number. If any of you know plz let me know cause i am trying to figure this out, thanks for your help.""

What health insurance company is the best value?

I want to sign up for health insurance but I'm not sure which company to go through as there are so many. I'm a 21 year old male with little income (about $1200 a month) with no dependents or job benefits. I went through the healthcare marketplace from the federal government which just said I need to get medicaid. I'm in the process of applying for medicaid as well. But if the medicaid doesn't work out or isn't very effective what is anyone's opinion on the best insurance company for me. I'm looking to spend only around $100 for a monthly premium. Any feedback will help me narrow it down and know what to consider. Thanks for the help.

Auto insurance broker fee in CA?

Can you have your SR22 insurance with a different insurance from you auto insurance?

I have my SR22 insurance with one company andy my auto insurance with another company? Is this OK?

Where can I get cheap car insurance for a 17 year old?

I need car insurance preferably under 3000, I can be a named driver on my dads insurance (he's been driving over 25 years and has 5 years no claims bonus). I have tried comparison websites and even for a 1L 1998 Vauxhall Corsa, they are quoting around 7,000 - it's daylight robbery!!! Where can I get cheap(ish) insurance from? What type of cars are best (eg new/old, engine size etc)? Thanks.""

How does life insurance work?

Homeowners insurance or renters insurance?

Okay so the person we were renting from had bought a house and is owner financing it for us. We just moved in and I was calling around about insurance and have been told so many things it's ridiculous! A few insurance companies told me I need homeowners insurance and a few told me I need renter insurance since the title is in his name not mine which makes sense but I don't want to end up with the wrong type of insurance. Help?!

Can I sue my auto insurance company for an at fault accident with an insured driver on my policy?

I was a passenger in my own vehicle during a near fatal accident where the driver, who is an insured driver on my policy, had road rage with another driver. The driver ended up receiving a DUI as a result of the accident. I tried to sue my auto insurance company for under/unisured motorist, but since the accident was a sole vehicle accident, the insurance company would not settle for my injuries. Due to the nature of the accident and the result of the driver being intoxicated, the auto insurance company accepted liability for the driver's negligence and tried to settle for $4,200. I ended up hiring a lawyer because I have an unpaid hospital bill in excess of the settlement amount. In addition, I have had complications from my injuries and need lifetime treatments. We have an arbitration hearing next month, but the driver is only named on the lawsuit, not my auto insurance company. This accident happened in Pennsylvania and I had full tort, stackable, 100,000/300,000. My question is...why is the insurance company not insuring the named insured driver (who by the way happens to be my husband), on my insurance policy?""

""Male vasectomy requirements in california,and does cigna cover it?""

i want to get a vasectomy,made up my mind 100%,main reason is cuz i don't want to end up a financial slave to any women,and would relieve alot of stress from my life.i am 24,from california,never had any kids,can i just go up to the doctor and tell him that,or do i have to stretch the truth and make up a story like i have 2 kids somewhere in mexico or something like that?i make about $24,000 a year.i know they also charge for vasectomies based on your income.also does cigna insurance cover it?""

Car insurance?

how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK.""

Car insurance for 300 to 500 dollars a month?

Are there any insurance plans for cars that cost 300 to 500 dollars. I have a bugeting packet for my twenty first lit class and I wanted to know what insurances would have car insurance at that cost. Thanks!

Best Type Policy Life Insurance Quotes for Elderly?

Any suggestions on finding a reasonable life insurance policy for a man 54 about to turn 55 in a month with a spouse would be appreciated. He has a soon to expire term life insurance policy at the present. He wants the best for his money. Is a term insurance policy still the best type of policy or would another policy be better?

Can I Sue My Auto Insurance Company?

In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.""

Where can I get the best price on private medical insurance?

Does anyone know the average cost for car insurance for a 18yr boy for a firebird?

""Can a driver without a motorcycle license, insure a motorcycle?""

To be more specific, here is the story. I am a 20 year old male from Illinois and getting motorcycle. Insurance is something I dont want my name in, well I want to be a second driver. The question is can the insurance be written to my dad, who does not have a motorcycle license. He does have a regular license. I know that second drivers are insured. So I would be paying less money for insurance, but I would be able to drive my bike. My dad will be getting a license, but first needs a motorcycle. So again can he get insurance on this motorcycle without a license?""

Insurance for my baby?

I am on my dad's insurance. When my baby is born will it also be included on my dad's insurance?

Michigan Motorcycle Insurance?

I live in Michigan I only ride my motorcycle during the spring and summer, which comes out to be about 6 months of the year. the rest of the time the bike is stored, with no riders. My question is can I get some sort of insurance where I'm covered for six months and the rest of the time it in storage it's on a storage like insurance? I know you can in New Jersey because my friends have in however can you in Michigan? if so could you post a link or where you got this infor from so i can contact them further thank you""

What's a website that tells you the average insurance of a car?

Lets say for a Mustang GT? I'm think of getting one but don't know how much the insurance of one is. Thanks.

Does driving school affect insurance rates when over 21 in Massachusetts?

I am 21 and have never held a drivers license before. I would like to get it now, but I do not want to take the classroom portion of driving school, just the road lessons. However, my father would add me to his insurance plan since I'm still living with him until I complete college and grad school. He is worried about insurance rates being too high without driving school. Would this affect my insurance rates since I am over 21?""

On average how much is horse insurance for a 5yr old 16hh Thoroughbred Show Jumper for example?

I'm trying to calculate expanses for when I get my own horse. I will most likely be getting a Thoroughbred around 5 to 8 years of age. I will have him/her for Show Jumping purposes including competing. On average how much will insurance cost for this horse?

Homeowners insurance vs. property taxes?

which typically costs more homeowners insurance or property taxes?

Auto Insurance at 16?

How much could I expect it to be? I do live in Texas. I will be getting my permit soon (after I'm done with drivers ed), and to drive with it, I will need to be on my parents auto insurance, and I have to pay for it. I will not have a car for the time being so it shouldn't be really high?""

Which private dental insurance is the best and how much does it cost a month?

What would be an inexpensive car insurance company for drivers that dont have the best record due to speeding?

i live in Jacksonville,Fl if anyone knows a cheap insurance company""

Why are there not provisions in the ACA that put caps on how much health insurance premiums can increase?

I just bought into a health insurance policy as I work 2 part time jobs and get no benefits in those jobs. Now my health insurance provider is saying my health insurance premiums will increase by 50% with higher deductibles and higher out of pocket maximums. This will put a strain on my finance as I can barely afford what I have now and having a $1500 increase really hurt. Why did this ACA not have something to cap these outrageous premium increases plus benefit decreases? It seems to be making it unaffordable rather than affordable.

What's the insurance for a lamborghini gallardo?

NO! i'm not looking foward on buying one.. Cant afford it. People told me insurance for this car was $1000 a MONTH.. but i asked a couple people with lamborghinis in gas stations ...show more

Is auto insurance cheaper for trucks?

I have a turbocharged hatchback now, thinking about upgrading to a larger vehicle.""

Auto insurance broker fee in CA?

https://www.linkedin.com/pulse/i-considered-drive-car-without-insurance-bennett-sly"

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