#tech fees
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genuinely dont know if my landlord just has the legal right to lower and raise (always raise) individual utility service fees or if she is getting revenge on me personally for consulting a lawyer bc she has raised them every month I've been here and had raised them AGAIN for next month and I simply do not have the extra 119 that gets tacked onto rent in fees that started low. it wouldn't even be as high as it is for next month bc they decided they now only accept online payment, and you get the honor of paying them $60 in service payment fees to then pay them several hundred more in actual rent. i literally hate this i was not built to survive this kind of world
#theres a water fee before the water bill#same with sewage#theres a tech package fee#theres a 'convenience' fee#theres a trash fee#theres a payment fee#i want to be dead
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How Amazon transformed the EU into a planned economy
Amazon is a perfect parable of enshittification, the process by which platforms first offer subsidies to end users until theyâre locked in, then make life good for business customers at usersâ expense, until theyâre locked in, then claw back all the value they can for themselves, leaving just enough behind to keep the lock-in going.
In a new report for SOMO, Margarida Silva describes how the end-stage enshittification of Amazon is playing out in the EU, with Amazon repeating its US playbook of gouging the small businesses who have no choice but to use the platform in order to reach its locked-in customers, making European customers and European sellers poorer:
https://www.somo.nl/amazons-european-chokehold/
The mechanism for this isnât a mystery. Amazon boasts about it! They call it their flywheel: first, customers are lured into the platform with low prices, especially through Prime, which requires pre-payment for a yearâs shipping, which virtually guarantees that customers will start their shopping on Amazon. Because customers now start their buying on Amazon, sellers have to be there. The increased range of goods for sale on Amazon lures in more buyers, who lure in more sellers, with both sides holding each other hostage:
https://vimeo.com/739486256/00a0a7379a
This flywheel creates a vicious cycle, starving local retail so that customers canât get what they need from brick-and-mortar shops, which funnels sellers into offering their goods for sale on Amazon. The less choice customers and sellers have about where they shop, the more Amazon can abuse both to pad its own bottom line.
There are 800,000 EU-based sellers on Amazon, and they have seen the junk-fees that Amazon charges them skyrocket, to the point where they have to raise prices or lose money on each sale. Amazon uses both tacit and explicit âMost Favored Nationâ deals to hide these price-hikes. Under an MFN deal, sellers must not allow their goods to be sold at a lower price than Amazonâsâââso when they raise prices to cover Amazonâs increasing fees, they raise them everywhere:
https://pluralistic.net/2023/04/25/greedflation/
Itâs not hard to understand why Amazon would raise its fees: the company has an effective e-commerce monopoly. Like Ozymandias, they have run out of worlds to conquer, and so their growth has to come from squeezing suppliers and/or raising prices, not from bringing in new customers. This is likewise true of mobile companies like Apple and Google, who have run out of people who are so excited about incremental mobile hardware gains that theyâll buy a new phone every year, which means that growth has to come from squeezing app vendors:
https://www.tbray.org/ongoing/When/202x/2023/06/09/Pixel-4-to-7
This is likewise true of the streaming companies, which is why Netflix is cracking down on âpassword sharingâ:
https://pluralistic.net/2023/02/02/nonbinary-families/#red-envelopes
Itâs true of the movie studios, which is why they want to zero out their wage bills by replacing writers with automatic plausible sentence generators that will write stupid movies that they think weâll still pay to see because there wonât be anything else:
https://pluralistic.net/2023/05/06/people-are-not-disposable/#union-strong
Itâs certainly true of Uber, which is why theyâve double the cost of a taxi ride and halved the wages they pay drivers:
https://pluralistic.net/2023/04/12/algorithmic-wage-discrimination/#fishers-of-men
Monopolies âgrowâ by making their customers and suppliers worse off. But they have to be careful about this: if itâs obvious that youâre using your market power to screw buyers, you can get in trouble with competition regulators. Thatâs because the only part of antitrust law that the neoliberal project left intact is âconsumer welfareââââthe idea that monopolies should only face enforcement when they raise prices and/or lower quality:
https://pluralistic.net/2022/10/10/play-fair/#bedoya
This focus on price-hikes has given monopolists a free hand to squeeze suppliers and workers, because a monopolistâââfrom Walmart to Amazonâââcan claim that squeezing your workers and suppliers is necessary to enhancing consumer welfare. The less you pay to produce a product, the cheaper you can price it.
When a company has a lot of seller power, we call it a monopolist. When it has a lot of buying power, we call it a monopsonist. No one ever made a bestselling, family-destroying board game called âMonopsonyâ so most people havenât heard of the concept. But monopsony is every bit as dangerous as monopoly, and monopsonists find it far easier to acquire market power than monopolists. Few suppliers can afford to have even 10% of their sales disappear overnight, so a buyer who accounts for 10% of your sales can demand deep discounts and other favorable terms.
Amazon is a monopolist, but itâs also a very powerful and ruthless monopsonist. For example, its audiobook division, Audible, has a 90+% market-share, and it used that market-power to steal at least $100m from audiobook creators, in a scandal dubbed Audiblegate:
https://pluralistic.net/2022/09/07/audible-exclusive/#audiblegate
For Europeâs 800k sellers who rely on Amazon to reach their customers, the monoposony conditions are blatant and shameless. Take listing fees: Amazonâs âflywheelâ pitch claims that as the company grows, it achieves âeconomies of scaleâ that can lower its cost basis. But Amazonâs listing fees havenât changed, even as the company experienced explosive growth in the EU (remember, sellers whose Amazon fees exceed their margins have to pass those fees onto buyers, and also raise their prices everywhere else to satisfy the Most Favored Nation requirement).
Amazon books the revenues from these feesâââand other junk-fees it extracts from sellersâââin Luxembourg, an EU member nation that provides a tax haven to multinational businesses that want to maintain the fiction that they operate their businesses out of the tiny kingdom. There is sharp competition in the EU to offer the most servile, corrupt environment for multinationals, and Luxembourg is a leader, along with Cyprus, Malta and, of course, Ireland:
https://pluralistic.net/2023/05/15/finnegans-snooze/#dirty-old-town
But at least listing fees havenât gone up, unlike other fees, which have climbed sharply. Amazon falsely claimed that its additional revenues from fees were the result of growth by independent sellers, which Amazon pegged at 65%. Later, the company admitted that the true growth figure was 22%. Meanwhile, fees are up 85%.
The true growth figure might be lower still. Amazon refuses to show the math behind its growth figures, or even say which sellers and sales are included in the figure.
The SOMO report cites research by Juozas KaziukÄnas of the e-commerce research firm Marketplace Pulse, who finds that sellers are now giving 50% of their gross revenues to Amazon, an increase of 10% over the past five years across the whole EU. However, different EU (and ex-EU) countries have experienced much steeper increases in feesâââin the UK, fees have nearly doubled (up 98%), and in France, fees more than doubled (up 115%).
Many of these increases come from the Fulfilment By Amazon (FBA) program, which is promoted as an optional service, but which is really obligatoryâââcareful research shows that sellers who warehouse, pack and ship their own goods get banished to the depths of search results, even if they have ratings, costs and times that are competitive with FBA. This is especially true of the âbuy boxâ that lands at the top of most searches. The company refuses to disclose how buy box positioning is determined, but 90% of products in the buy box pay for FBA.
Amazon has used excuseflation to hike its FBA prices, blaming higher energy prices for price hikes that predated the Russian invasion of Ukraine, and blaming covid for price hikes that predated the pandemic.
Italyâs competition authority did yeoman service in uncovering the sleaze of FBA, publishing an investigation that showed that Prime and buy box made the notionally âoptionalâ FBA into a must-have for merchants, meaning that Amazon could jack up FBA prices without losing business.
Another notable source of gouging came in response to the UK and France adopting digital services taxes, which were meant to make up for the tax-base erosion enabled by Luxembourgâs flouting of EU tax law. Amazon passed these taxes straight through to its merchants, without seeing a comparable decrease in the number of sellers using its platformsâââan unmistakable sign of market power. If you can raise prices without losing customers, then, by definition, your customers have nowhere else to go.
Iâve previously written about how Amazonâs $31b/year ��advertisingâ market isnât really advertisingââârather, itâs a payola scheme that auctions off the top of a search-listing to the merchant with the most to spend:
https://pluralistic.net/2022/11/28/enshittification/#relentless-payola
This is how you get a simple search like âcat bedsâ returning results whose first screen is 100% ads, and whose next five screens are 50% ads, many of them for dog products:
https://www.washingtonpost.com/technology/interactive/2022/amazon-shopping-ads/
Auctioning off search results means that every time you search for something you want, you have to wade through screen after screen of listings for products whose vendors spent more on advertising, leaving less to spend on making quality goods.
This is as true in the EU as it is in the USA. The SOMO report shows that European merchants are required to spend ever-larger sums to show up in results for the exact products they sell, leaving them with a choice between making less money, raising prices, or skimping on quality.
But even the âwinnersâ of Amazonâs gladiatorial combat among vendors can still lose. Amazon uses an automated product removal process that can delete some or all of a merchantâs products, without warning or explanation, and no one at Amazon will explain what a merchant did wrong. That remains true even if a vendor pays for Amazonâs âmarketplace consultantâ serviceâââask these paid Virgils why youâve been cast into Amazonâs pit, and theyâll shrug their shoulders (and bill you for it).
And even if you can navigate the junk fees, the Kafka-as-a-service removals, the war of all sellers against all sellers for search primacyâŚyou still lose. Merchants told SOMO that a product that survives Amazonâs gauntlet is likely to be cloned by Amazon and sold as an Amazon Basic or other house-brand product. Amazon doesnât charge itself 50% junk fees, so it can always underprice the vendors it knocks off, and give its own products permanent top-of-search placement.
Amazon founder Jeff Bezos once testified under oath before Congress that this doesnât happenâââand then refused to return to Congress when multiple vendors showed evidence that heâd lied:
https://www.washingtonpost.com/business/2021/10/18/amazon-congress-letter-third-party-data/
He definitely lied:
https://www.reuters.com/investigates/special-report/amazon-india-rigging/
Amazon has faced investigations and enforcement in the EU over this, and settled a claim with a promise to ânot use non-public seller data to compete with sellers,â but given the companyâs record of broken promises on this score and the difficulty of catching them cheating, itâs pretty naive to think theyâll stick to this.
The report quotes Thomas HĂśppner, a lawyer who has represented small businesses that Amazon screwed over. HĂśppner says the problem is that the EU evaluates Amazonâs bad deeds on a âcase-by-caseâ basis, missing the big picture: âBy the time one identified problem was seemingly solved, Amazon had long made amendments elsewhere with the same effect. We require a more holistic approach that considers the entire Amazon ecosystem and the various interdependencies within.â
But the EUâs enforcement approach is about to change significantly. The EU just passed the Digital Markets Act (DMA), which imposes a bunch of obligations on Amazon:
allowing sellers to offer their products on other marketplaces at different prices (Article 5.3),
not obliging business users to pay for one of its services in order to use its platform (Article 5.8),
limiting the way Amazon uses non-public seller data to compete with them (Article 6.2)
preventing Amazon from giving top billing in search results to its own products or sellers that have acquired extra Amazon services (Article 6.5)
The report concludes with a suite of recommendations for improving EU enforcement. First, they argue for a return to traditional competition law, abandoning the âconsumer welfare standardâ that is so friendly to monopsonies and their abuses of suppliers and workers.
They call for a probe into Amazonâs Most Favored Nation deals (âfair pricing policyâ), the practice of sponsoring search results, and spiraling fees. They want the EU to adequately fund DMA enforcement, with âmeasures to prevent regulatory capture.â And they want Amazon to publish clear explanations for how search results, buy box placement, and other practices hidden behind a veil of secrecy.
Amazon will doubtless claim that disclosing how those systems work will make it easier for spammers and scammers to game their way to the top of search results. We should be skeptical of this claimâââcontent moderation is the last domain where anyone takes the bankrupt idea of security through obscurity seriously:
https://doctorow.medium.com/como-is-infosec-307f87004563
Finally, the report calls for breaking up Amazon, forcing it to choose between being a platform seller or a platform user, calling this the only way to âprevent the conflicts of interest between its role as a platform intermediary, seller, and service provider.â
The technical term for this measure is âstructural separationââââa rule that bans platform companies from competing with their business customers. This is the principle at work in the US bipartisan AMERICA Act, which would force Google and Meta to spin off the parts of their ad-tech business that put them in a conflict of interest. Right now, Googbook represents both publishers and advertisers, while operating the marketplace where ad sales take place, and they take 51% out of every ad dollar:
https://www.eff.org/deeplinks/2023/05/save-news-we-must-shatter-ad-tech
Structural separation hasnât really been applied in the US for a generation, but itâs gained currency in recent years, for the obvious reason that the referee canât also own one of the teams. I was in Germany last week speaking to regulators and politicians, and they espoused skepticism that the EU would embrace structural separation anytime soon.
But they were wrong! Today, the European Commission announced plans to force Google and Meta to sell off their conflict-of-interest ad-tech lines of business, mirroring the provisions of the US AMERICA Act:
https://arstechnica.com/tech-policy/2023/06/google-may-soon-be-ordered-to-break-up-its-lucrative-ad-business-eu-warns/
Structural separation really is the policy we should be demanding. Itâs amazing that lawyers who would never argue a case in front of a judge who was married to the plaintiff will turn around and defend the idea that Amazon can fairly operate a marketplace where they compete with other sellers.
With Amazon dominating online sales, and with in-person retail cratering, Amazonâs decisions have the power to determine the outcome of whole swathes of Europeâs economy. This is the âplanned economyâ that the EU claims it detests and seeks to preventâââbut itâs an economy planned by distant autocrats in a Seattle boardroom, for the purpose of extracting the surpluses needed to launch an endless procession of penis-rockets.
If youâd like an essay-formatted version of this postto read or share, hereâs a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/06/14/flywheel-shyster-and-flywheel/#unfulfilled-by-amazon
[Image ID: A desert ruin. In the foreground is a huge Amazon box, with an EU flag in place of its shipping label. Atop the box are the feet and partial legs of an Oxymandias figure.]
Image: Rama (modified) https://commons.wikimedia.org/wiki/File:Gladiator_with_sword-Louis_Ernest_Meissonnier-MG_1216-IMG_1223-white.jpg
CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0/fr/deed.en
#pluralistic#payola#digital markets act#dma#Centre for Research on Multinational Corporations#planned economies#kafka-tech#fba#Luxembourg#amazon#enshittification#monopsony#chokepoint capitalism#Margarida Silva#flywheel#eu#fulfillment by amazon#junk fees#ad-tech#somo
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back in septmeber i got some kind of attack in the middle of lab so they sent me to the ER because they didn't want to take chances with me dying from chemicals but still made me pay the hospital fees myself. then i still had to go back the next week to finish my lab. then bad news happened last week and my. lab report is so fucking late. all these penalties. it will be worth fucking nothing. what did i go to the ER for they should have just let me die there #tbh
#i assumed it was some panic attack not sure all i knew was my heart was beating fast even though my emotions were calm#and i was red like a lobster#oh yeah all that time and waiting to go to the ER doctor and showing him list of chemicals i worked with#and paying medical fees#just for them to go âbro i have no fucking clue what happenedâ#easilyy top 5 bruh moments this year#i really did not want to go to the ER like i thought seeing the schools general practitioner was enough#but the lab tech was so kind to accompany me everywhere#and she was the one who insisted i go to the ER even when i was like âehhhh its probably fineâ#and i am weak to older women what can i say#....my life was a series of unfortunate events unfolding into this utterly unsatisfying conclusion#should have had an anime arc like...No...I cant let her down...I cant let my trip to the hospitals go to waste...i will..finish this...!#but nah fate said âhave a reason to spiral back into depression during hell week. and its something you cant even talk about.â#..i sound like im complaining but i just like talking about my life like comedy with plot points and foreshadowing etc#anyway i gotta write 2 reports tonight#then i can finally drink that vodka i bought last week#or maybe i should write my reports drunk..yeah!#unironically might be a good idea considering how much i overthink these things to the point of executive dysfunction
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god bless the guy at the atlanta symphony box office
#no i am obsessed fr#bro got me a middle seat in the front stalls/orchestra#for $25#���đ i was gonna book the very back row top balcony for $29 but didnât want to pay $11 of online booking fees#this is ur sign to go do things in person sometimes#because technology is a curse#yes i am studying computer science but#we need less tech
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Apple Exempts High-Volume Free Apps from EU Fees
Apple has opened the third-party app market in the EU, allowing developers to offer apps through alternative stores or web pages. However, apps are still subject to Appleâs âcore technology fee.â If an app is installed more than one million times a year, developers must pay Apple âŹ0.5 per additional download. This practice has been criticized by developers who argue that it contradicts theâŚ
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Not going to come here to complain about everything that is a minor inconvenience but like, if someone tells you to call a help desk for whatever tech issue youâre asking about its more than likely because the person youâre talking to has intentionally not been trained to assist you. I am intentionally not trained for certain things because itâs literally a self service function that you should be doing yourself and you have a help desk if you need navigational or technical support. Itâs not my job and I donât know how to help!!!!
#like the number of times my coworkers are like *on an exception basis pls help my client*#your exception means shit I literally canât help you or your client and itâs not my fault#but youâre making it my problem and I have a problem with thaaaaat#anyway they escalated to my manager and she was like *lol thatâs the other department not us*#and the tech theyâre trying to make me assist with us *literally* a SELF DIRECTED PLATFORM#that means they pay less fees because theyâre more tech savvy and donât need our help#if your client constantly needs help THIS ISNT THE PRODUCT FOR THEM#anyway Iâm regulated again and donât want to fucking fight someone#but god damn if one more man makes their problem my problem theyâre gonna haaaaave problems lmao
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i really hate how the tech department just folds at the slightest pressure to remove fees. sorry your shitty kid broke someone's display i wish you still had to pay for it just for being an obnoxious cunt about not wanting to pay for damage your kid caused. go to hell
#morrisounds#if you refuse to pay tech fees: i hate you#i get not having money but liek#stop fucking calling in to piss and moan about it we don't have the ability to eat $400 in repairs#every time your dipshit kid breaks something#you should have been paying the 50% rate i hope you explode
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do we get a goodbye kiss when the guys and Omega inevitably ride off to rescue Crosshair? Do we? DO WE?
I am being very normal about this ship
#spoilers#tbb spoilers#the bad batch spoilers#phee#pheetech#yeah that one works best#'fee-tek'#tbb tech#the bad batch#star wars
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A Comprehensive Guide to M.Tech Admission 2024
Master of Technology (M.Tech) programs are a sought-after choice for engineering graduates aiming to deepen their knowledge, enhance their skill sets, and open doors to better career opportunities. With the academic year 2024 around the corner, itâs crucial for aspiring candidates to be well-informed about M.Tech admission 2024, important dates, eligibility criteria, and available pathways, including options for working professionals in India.
In this guide, weâll cover everything you need to know to streamline your admission process.
Key Highlights of M.Tech Admission 2024
1. What is an M.Tech Program?
M.Tech is a postgraduate degree that focuses on specialized engineering and technology disciplines. The program is designed to provide in-depth theoretical knowledge and practical exposure, preparing students for roles in academia, research, or industry.
2. Importance of Timely Admission
The admission process for M.Tech programs varies across institutions, with some offering direct admissions based on merit and others requiring entrance exam scores. Missing the deadlines can mean waiting another year, so staying updated on the M.Tech admission 2024 last date for your preferred institutions is critical.
Eligibility Criteria for M.Tech Admission 2024
Before applying, candidates must ensure they meet the M.Tech eligibility criteria 2024, which generally include the following:
Educational Qualification:
A Bachelorâs degree (B.E./B.Tech) in a relevant engineering or technology field from a recognized university.
Minimum aggregate marks typically range from 50% to 60%, depending on the institution and category.
Entrance Exam Qualification:
Scores from national-level exams like GATE (Graduate Aptitude Test in Engineering) are often required.
Some institutions also conduct their own entrance tests for admission.
Work Experience (for Working Professionals):
For specialized programs like M.Tech for working professionals in India, applicants might need relevant work experience of 1-2 years in their respective fields.
Age Limit:
Most institutions do not impose an age limit, though this may vary.
M.Tech Admission 2024 Process
The admission process typically follows these steps:
1. Entrance Exam
To secure admission to top institutions, candidates usually appear for the MTech entrance exam 2024, such as:
GATE: The most popular exam for M.Tech admissions in India. GATE 2024 is likely to be conducted in February, with registrations closing in September 2023.
Institution-Specific Exams: Institutes like VIT, BITS Pilani, and SRM conduct their own entrance tests.
State-Level Exams: Exams like Karnataka PGCET, TANCET, or AP PGECET are common for state-level admissions.
2. Application Submission
Research institutions and their specializations to determine your best fit.
Fill out the application forms before the M.Tech admission 2024 last date for your target institutions.
3. Counseling and Seat Allotment
Post-exam, candidates attend counseling sessions where seats are allotted based on rankings, preferences, and availability.
4. Document Verification and Fee Payment
Submit required documents (marksheets, GATE scorecards, etc.) and pay the admission fee to confirm your seat.
Opportunities for Working Professionals: M.Tech in India
Working professionals seeking to upskill without compromising their jobs can opt for M.Tech for working professionals in India. These programs are typically designed as part-time, weekend, or online courses.
Features of M.Tech for Working Professionals:
Flexibility: Classes are held during weekends or evenings.
Specializations: Popular options include Data Science, Artificial Intelligence, Software Engineering, and more.
Eligibility: A minimum of 1-2 years of work experience in a relevant field is often required.
Institutes like IITs, NITs, and private universities such as BITS Pilani offer part-time or online M.Tech programs tailored for working professionals.
Top Institutes for M.Tech in 2024
Some of the leading institutions offering M.Tech programs in India are:
Indian Institutes of Technology (IITs): Known for their rigorous curriculum and research opportunities.
National Institutes of Technology (NITs): Excellent options with competitive fee structures.
Private Universities: Institutions like BITS Pilani, VIT, and SRM offer specialized programs with modern infrastructure.
Specializations in Demand
The field of engineering and technology is evolving rapidly, making it crucial to choose a specialization aligned with market demands. Popular options include:
Computer Science and Engineering
Artificial Intelligence and Machine Learning
Robotics and Automation
Renewable Energy
Structural Engineering
Key Dates to Remember
Staying aware of important dates is vital for a smooth admission process. Here are some tentative dates:
GATE 2024 Results: March 2024
M.Tech admission 2024 last date (for most institutions): May-July 2024
Institution-Specific Deadlines: Vary; check individual websites.
Preparing for MTech Entrance Exam 2024
Success in entrance exams like GATE requires:
Strategic Planning: Focus on core subjects, engineering mathematics, and aptitude.
Practice: Solve previous yearsâ papers and take mock tests.
Time Management: Develop a study schedule and stick to it.
Final Thoughts
Pursuing an M.Tech degree can significantly enhance your career prospects, providing a platform for advanced learning and skill development. Whether youâre a fresh graduate or a working professional, planning your M.Tech admission 2024 well in advance is the key to success.
#MTech for working professionals#M Tech for working professionals from IIT#M tech for working professionals in india fees#M tech for working professionals in india eligibility#IIT Delhi MTech for working professionals#MTech for working professionals BITS Pilani#IIT online MTech for working professionals#IIT Madras MTech for working professionals
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Woxsen University is a premier educational institution in Hyderabad, offering world-class programs across various disciplines. Known for its innovative approach to education, Woxsen provides top-tier infrastructure and industry-aligned curricula. The B.Tech programs are designed to equip students with cutting-edge technical skills. For aspiring engineers, the university offers a comprehensive curriculum, fostering holistic development. Interested students can explore the B.Tech course fees, which vary based on the specializations chosen. Woxsenâs commitment to academic excellence ensures that students are well-prepared for successful careers in the tech industry.
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VIT Vellore B Tech fees I College Dhundo
Explore the comprehensive fee structure for vit vellore b tech feeswith College Dhundo. Get detailed insights into tuition fees, hostel charges, and other expenses. Ensure a smooth admission process with up-to-date information on VIT Vellore B.Tech fees, tailored for aspiring engineers. Visit https://www.collegedhundo.com/collage-Details1.asp?collid=737
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The M.Tech in Artificial Intelligence and Data Science program offered by Mahindra University is a comprehensive and industry-relevant course that equips students with the knowledge and skills required to excel in AI and data science. The program covers machine learning, big data analytics, and deep learning, incorporating practical hands-on experience and real-world projects. Visit our official website to learn more.
#m tech in artificial intelligence and data science#m tech artificial intelligence and data science fees
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its times like this when i really wish i had an SO's shoulder to cry on
Because I think i factrued/sprained my foot the other day it happened wednesday but its still pretty swollen and pops when i try to walk on it without hobbling. i know i signed up for health insurance through work. i wrote down the insurance company name as Bayside and I have my personal insurance id number but the card never came in/got lost in the mail (and i already called for one replacement that never came so idk if theyll send me a third) so i cant confirm the insurance name nor call them, but i need to because ive called/visited 5 health care facilities around me and NONE of them have even heard of Bayside. So im calling the phone number that my manager provided me with telling me that was the insurance company. I keep calling the number (and mind you ive called them before to try to get a second insurance card sent to me but that was in like April) and i get that its saturday but theres no answer and the stupid automated machine wont let me leave a voicemail. the automated answering voice on the phone also says that theyre called National Benefit Plans by SafetyNet and google says the phone number im using belongs to National Benefit Plans out in San Antonio Tx (i live no where near there). I found National Benefit Plans' website on SafetyNetPlus dot com but National Benefit Plans doesnt have their own website, just through SafetyNet, and also the SafetyNet website says on a side panel that "this is NOT insurance" and instead keeps saying "health benefits" instead so idk what the fuck ive been paying for for the last 6 months tbh and im having an emotional breakdown bc i dont want to fuck my foot up for life just cause i couldnt figure out my health insurance/benefits shit
#ive been fucking sobbing on the phone for 20 minutes calling the phone number over and over again#im about to mcfucking lose it and im sad and confused and scared because my foot is still so swollen even though it doesnt hurt very much#and google says if swelling on an injury like this persists after 48 hours to go get it looked at#all the walkin clinics near me dont have any xray techs til monday & quoted me anywhere from $130-$300 if i dont have insurance which i can#provide proof of nor am i even sure i actually have at this point and im ngl my guys i only have like $180 to my name until next friday#but then basically my entire next paycheck is going to Geico#and overall im just having a really really really bad time rn and im scared that if my foot is actually fractured im gonna fuck it up worse#by walking around on it without a boot/cast. yeah ive been sitting at work the last few days#but its front desk at a hotel so at least for the first hour of my shift and last 1.5 hours i HAVE to be standing#my foot was so swollen after work today it hurt to get my shoe off#im just really fucking stressed and anxious and confused and im sitting here sobbing my eyes out realizing theres literally no one i can#call just to vent and cry it out with#cant call my mom cause i busted my foot leaving her place after her husband got in my face & screamed at me for saying you cant hit people#cant call my siblings cause none of them can help/we dont talk often enough that i feel like i can burden them with this#i have a few casual friends but same sitch im not close enough with them that i feel comfortable venting while sobbing to them#i could call my ex but shes got a new boo now/its not her problem/we rarely talk anymore/she cant help so no point in calling#only other person who knows/is worried about me is my ex's mom but she wont be home from work for break til 2pm & its 11:30am rn#not close enough to any of my coworkers either#its times like this that i realize how truly alone i am these days with no one that can physically comfort me#which of course is only making me more upset#thats what i get for being depressed and reclusive the last 2 years and only letting people get an arms length reach from me emotionally#there is a medical clinic i can go to that is a 50 minute drive from me and without insurance you just pay a $20 sliding fee plus a little#extra for the care services but again theyre not open until monday and also its a 50 minute drive from me#so all im learning is i shouldve gone some place thursday morning after it happened and im fucked at least til monday#FUCK my STUPID BAKA life!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!#whatever. guess imma keep icing it try to keep it elevated and just endure it and hope it doesnt get worse#emma rambles#vent tag#DONT REBLOG
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Should.....should I become a pharmacy tech......
#thing i can most likely do with ok pay (not good)#dad keeps mentioning over the years some friend's daughter who was trained for free by kroger#and i keep coming up short on this job search and having a job cover that $1000+ fee would be nice#but every review from ppl who work retail pharm make it sound like you'll be seconds away from being actively s**cidal đ#but i mean. maybe i do retail for a year then try my hardest to get into hospital pharm instead. idkidk#I'm still trying to practice for this tech cert but i don't have the money for the exam because. no job đ#and i feel worse and worse having no cash for don ations#sentext
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*sniffle* college is a scam *continues to do my coursework*
#paying $99 for an access code nearly made me hit my limit#im lucky in that most of my course resources are free#what ive learned is id never survive at a different university#also why am i being taxed for an access code?#why are credits so expensive if things arent included? I PAY A TECH FEE IN MY TUITION#text#college#university
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