#our mortgage is overdue and i don't know what to do

[chaoticevilspacewitch]

I hate bringing this up again, but things are bad. My disability is in "extended review", so no idea if or when that will come in. The state took what little money we had for our mortgage and pet bills to satisfy an overdue ambulance bill. And then there's the fault litany of awful things Trump is doing.

My life is falling apart and I don't know what I can do. Please help.

https://gofund.me/c58530bc

[emhm]

Coffee? Please?

Let me preface this by saying; I am not disabled and this is not about 'urgent' vet bills.

[I have an outstanding debt to pay in that regard, but the monthly payment is small and the service was already done. It was the amputation for our kitten Lucky's dead front leg.]

I do have a job and the pay is too good to quit. I work 40 hours a week and I spend almost 13 more hours just driving to and from work because our boss 'can't find a work assignment closer to where I live.' Up until about two weeks ago my partner was also working 40 hours a week on an opposing shift. We were just starting to get on top of our crushing pile of monthly bills. Then she lost her work assignment [not her fault] and he couldn't find anything else for her to do. So she lost a whole weeks pay. He found her a place, but now she's only getting 24 hours a week instead of 40. And we were already struggling to pay for the bare essentials. I was hoping so hard to just have something left when the bills were paid. But my entire tax return was used to pay for overdue bills and it still wasn't all of them.

-We have not had a working washing machine since September. Almost all of my ancient towels have rotted and ripped apart from trying to hang dry them to avoid killing the dryer too.

-Our house does not have central heat or air so we've been freezing for months with no money to buy wood for the stove. [It's warmer now but still in the low 40s at night where I am.]

-We have been flushing the toilet with buckets of water for almost a year because hiring a plumber is not happening.

-For over a year we have been fighting the flea infestation caused by the deadbeat trash-pit roommate we had to force to move out. They're biting me as well as the cats and I'm allergic to them. So I constantly have a rash on my feet and ankles. We never have money for flea drops consistently enough to get rid of them and I do not have a working vacuum to get rid of the flea eggs in the carpet.

-I just had to take on $1200 worth of debt because my tires were bald from my ungodly commute and they told me the brakes need replacing very soon.

-Our youngest cat Lucky will need to be fixed soon because she's almost old enough to go into heat. [She's indoors only but I don't want to deal with the screaming.]

Our predatory mortgage payment is almost $2000 a month with all their shitty add-on fees. My car payment is $334. The internet is $87. The power is usually $125. Car insurance is about $115. Garbage is $65. Our car is shared and I go through 1 tank +1/4 tank of gas EVERY WEEK. I owe both Sunbit AND Carecredit. We're both estranged from abusive parents and have no other family to turn to in an emergency.

I can't ask for money for fanfic. I know that's unethical and illegal.

But I can tell you that I write better/faster/more when I'm not distracted by gut-wrenching despair, crippling anxiety attacks and the bone-deep fear of quickly losing my home because I'm always two missed paychecks away from disaster. I know pretty much everyone is in the same boat, and my problems aren't unique or special.

But anything helps.

I have several hundred dollars in overdue bills from last month and it's already time for the next month's to start arriving. I feel so hopeless and I don't know what else to do besides resorting to begging.

I just set up a Ko-fi account - https://ko-fi.com/followmeontumblr

My Paypal is attached to this old email address - Nightshade518@yahoo.com

I have an Etsy shop with some things for sale - https://www.etsy.com/shop/PatchworkLaboratory

I also have a Spoonflower shop with fabric featuring my designs. [I only make $1.50 per yard that people buy though.] - https://www.spoonflower.com/profiles/infamousdoctorf

And for anyone who was kind enough to read this whole thing- I do have some NSFW sketches I've drawn for "Eclipse Meets His Match" that I have nowhere safe to post. If you're bold enough to direct-message me with the line-

"I swear on all I hold holy that I am not a minor. Show me the art."

I'll let you see them. Thank you either way.

-Doc

[kitalphahart]

I'm 30 now

idk how to do a readmore so suffer with a long post

Wild. So, I'm a homeowner, have been for bit over a year. Became one through circumstances most would never get. Managing all the bills. Somehow. Two cats. Dad is surprised at the amount of stuff I have that was basically all crammed into one small room (all the rooms are about 12x12, renovated schoolhouse, so the measurements aren't exact) that's still in the process of being put up around the house. Which still has a ton of mom's books and yarn. That stuff has been consolidating into one room, piece by piece, but that's getting full now. People think I'm 16, unless I'm at work. Then it's 20-22, depending on if they realize I've been here nearly 4 years. Will hit four years in a week. Cancer free 11 years. Haircut about eight years overdue. People think I'm a boy/man on occasion, which is absolutely hilarious and I'm okay with it. Online I apparently give off confusing vibes for gender, cuz I've seen the common ones used for me. Though I really don't care which one is used. I live in a red area of a blue state that's happy about the state of things. If only it meant that my mortgage would go down. Or my paycheck up. Or both. But I'm aroace, sooooooooooo...

I am an adult. I have no idea what I am doing. I make shitty comics and post them on Tapas so they're organized and I don't have to spend money on my own site. I technically have eight people following the main one, but I know there's more who follow but aren't members, despite one of the goals for the comic (site-provided) is 25 subscribers. I might have that but alas the lack of non-guest readers makes that hard to tell. My other comic has been on hiatus for a while, I might bring it back with 1.6 being out. It's early enough that the green rain, new comments, etc haven't shown up yet. The comic is still early spring though, the parsnips are still growing. I'm ignoring heart requirements for heart events in the comic

I have three (half) siblings. One hasn't spoken to me or our dad in 6+ years and has a story that has his entire family blocking him and me off. She got married and we found out via a phone call with dad's mother, who was shocked to hear that neither of us got invited. I saw her after learning but before she got married. Should've said something about hoping she enjoyed her wedding without her own father and sister but didn't think of it. Oh well. Dad and I have a guess as to why but if she really got that mad over her kid getting a five foot plushie then that's her loss. He loved it

My other sister doesn't talk to me, doesn't ask about me, and I block her online. Barring facebook, where I haven't posted in years anyway, but I've at least got her unfollowed. After I bear cancer she got weirdly insistent that I be an adult and stand up for myself and get a job and a car and all that. I still don't get why. She got mad when I did stand up for myself...against her. She went whining to dad (her stepdad) and he pointed out that I did as she wanted, so she shouldn't be mad. She can either have me as an obedient child or a grown adult with my own life that doesn't bend to her will. She decided that cutting me out was better. I'm good with that. Her kids are growing up in bubblewrap and her oldest is grafted to his iPad. He still lost it at an airport, only to get it replaced about two weeks later. And she wonders why her family never has money, despite constant begging and both her and her husband having decent paying jobs. She spends faster than she has money. She spends money she doesn't have. She spends money she expects to get from events that never occur and then panics when they don't happen. She demanded that I buy her a Nintendo Switch. In front of our parents. I told her no. Games on occasion, or recommendations, sure, but she can get the console herself. I don't think she ever did. I had a summer job and that's it at the time

My brother is dealing with divorce. They never were married. Not long enough for common law, never referred to each other as husband and wife, and the state doesn't accept such marriages as legal anyway. But he's going through a divorce with a woman who wants their daughters to herself and is trying to wear him down into submission. He's finally standing up to her instead. Court is just seeing that she's unstable and what little time she does have with them is gonna shrink. He's the custodial parent. The oldest is skeptical of her mother and has been calling out the bullshit. She also is in therapy cuz she has to parent her sisters while with her mother and the shift between being parentified and being a kid keeps throwing her out of whack. The middle has been bought out with the (cheap, used, no numbers) phone and kitten. Youngest idk, she's shy, and I don't hear much from or about her. I'm guessing somewhere in the middle

Anyway, back to Stardew Valley