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[incomguru-blog]

Working Capital Is Paramount To A Businesses Livelihood

All of the planning in the world is an exercise in futility without the working capital to successfully carry out the plan. If a business sells to customers on terms, then working capital availability is dependent on cash flow timing. In most instances, a business will incur a cash flow gap between the time cash is required for inventory, payroll, and operating expenses, and the time cash is received from customers paying on terms. Let’s explore a simple example of this timing difference that makes up the cash flow gap: Day 1: Your business orders materials from suppliers on N/30 terms; Day 3: Your business receives materials and begins production (which takes 5 days); Day 8: Your business ships product to customers on N/30 terms; Day 14: Mid-month Payroll is due; Day 30: Month-end Payroll and supplier invoice are due; Day 48: Your customer remits payment to you. In this scenario, the cash gap is 34 days, which is from day 14 when payroll is due, to day 48 when customer remits payment. The cash gap encompasses two pay periods and a payment to your supplier, whereas the gap normally includes multiple payments to suppliers for ongoing customer orders. If your business is mature and growing conservatively, or less than 10% per year, then you probably have sufficient cash reserves or a bank line of credit to cover the cash gap. But, if you are a growing business with opportunity, how do you cover the cash gap? Oftentimes a bank line of credit is not sufficient to cover the cash gap for growing businesses because bankers look historically to your company’s past to determine how much debt they will lend to your business in the future. Many growing businesses have found themselves caught short on working capital as their cash flow stretched during a period of growth. Cash flow funding through account receivable factoring may be just the tool needed during periods of rapid growth. Factoring is not a loan or debt, but the selling of frozen assets (invoices) at a discount to obtain the cash in a more timely fashion (typically within 24 hours of invoicing your customer). Your business sends invoices to your customers and a copy of the invoice to the factoring company. The factoring company purchases the invoice from your company advancing 80% of the face amount of the invoice. When your customers pay the invoice, the factoring company remits to you the 20% reserved, less their fee (normally 1-5%). In the cash gap scenario discussed above, working capital would be enhanced by providing your company with cash (80% of the invoice amount) on day 9! Your company would have the cash flow to make payroll on day 14, and pay suppliers and make payroll on day 30. When your customer pays on day 48, the factoring company remits to you the 20% held less their fee. When planning for growth in your business it is important that you assess the working capital needs and cash flow gap in order to ensure that your plans can be met. Utilizing the accounts receivable factoring program can assist in your successful growth. But, be sure to assess the cost of the accounts receivable program as a percentage of sales. And, make sure that you do not have a term contract with the factoring company so that you may exit the program whenever your business has grown to the next plateau.

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Business and Life Style Coaching

Coaching requires knowledge, experience, and vision. Without these coaching is worthless. Understanding how to navigate life while maintaining a business is often difficult and can cause stress on you and in any of the listed areas of your life. If you are seeking a coach that understands and has been through it all. I am your man! All coaching (online or offline) are for one hour four times a month and the cost is always $200 a month. Pay using PayPal. https://tinyurl.com/ydd6lqme

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Why Small Organizations Mean Big Business

In the movie "You've Got Mail", the sub-plot aside from the love angle is that the heroine (played by Meg Ryan) was forced out of business when the big-time bookstore owner (played by Tom Hanks) moved into town. Meg's character owned a quaint little bookstore which she inherited from her mother. Although the prices of her books were a little steep, she makes up for it in service. She packs the books in a specialized bag, and she knows all of her customers by name. Tom's character, on the other hand, moved into town to build a branch of a big chain-bookstore which offered discounted prices and a huge building, as compared to Meg's little bookshop on one corner of the town's streets. In the end, Meg was forced out of business because her customers went to Tom's monstrous bookshop. Nowadays, this situation will not hold true anymore. More and more small organizations are paving the way and giving big businesses a shot of their own medicine. In the movie, the reason why Meg Ryan was forced out of business is because she cannot profit anymore. Her prices are steep as compared to the other big business' discounted rates. Her only edge is that she gives personal service, she knows her customers by name and she has a very small staff, about 2 or 3 employees. As a small organization, you may turn around and have these qualities as your edge to compete against the big sharks in business. Here are some tips on how you can hold your own against a big business: 1. Small businesses have big competition. This means that you need to know how to survive out there. No matter what nature of the business you have, it is better to learn about the competition so that you will be able to survive. Here are some tips on how you can survive the big competition: >Keep your business alive. When it seems as if your cash flow is on a downward slope, keep a tight rein on your budget. Do not spend on unnecessary business purchases and always balance your books. If you are one to buy on impulse or if you are the type to listen to those who sweet-talk you into purchasing "necessary" items, control yourself. Get a second and third opinion if possible, as these impulsive buys may lead to the end of your small organization. >Do not be afraid to seek professional help. The fall of most small businesses starts with decisions on problems which are not carefully analyzed. Although you think that you already have a contingency plan, make sure that you have foreseen the results of a certain business decision. In the long run, it is better to seek professional help rather than embark on a plan that could start the downfall of your business. >Keep your books straight. The better option is for you to hire a professional outside accountant to figure the returns on your investment and handle the other financial aspects of your business. >Take advantage of every free business counseling whenever available. This does not just help widen your knowledge, but it will also give you an idea of how other businesses are run by small-scale owners. >Know exactly where your business is headed. In your day-to-day operation, make sure that you know where you want your company to be 5 or 10 years from now. Be always aware of the trends in the industry that you are in, practice good money management and learn how to recognize potential problems before they arise. 2. Learn how to market your small organization. Marketing is not about trying to sell your products and services to everyone. It is about knowing who to market your products to. In marketing, it is good to remember these fast facts: > Know about your customers. >Communicate with your customers. >Build a good and personalized relationship with your customers. This will be a great edge for you to have the bigger companies. They might offer discounted prices but it is harder for them to keep track of customers on a more personal basis. >Do not stop the marketing process. As a small organization, you need to routinely review the markets that you need to pursue so that you can better reach out to your customers. Remember, small organizations are big businesses these days so do not be afraid to work hard for the company that you have - not matter how small. If you work hard, make wise business decisions, learn how to market your small business and personalize your customer interaction, your small-scale business is sure to rise to the top. Read the full article

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10 Questions To Find Ideal Prospects

Finding Your Ideal Prospects

So You Can Sell to Help Them

Most marketing experts will tell you that you need select a niche or a target audience. That you can't just market to "whoever is paying attention" and be successful. Why is that? Think about it this way: if you are having a conversation with a total stranger, how do you know what to talk about? Unless you are able to find some common ground, the conversation will probably be short-lived. Because neither of you has an understanding of the other, you must find a way to make a connection to involve each other in the conversation. The same holds true for marketing. You must make a connection with your audience if you want them to pay attention and stay around to find out what your product or service is all about. And, in order to make a connection, you have to know something about them. You have to know what problems they have that you can help to solve. You have to understand them. That is why it is so important to select a niche or clearly defined target audience. Because once you've selected a distinct group of people you believe you can best help, you can research them so you begin to understand them. For me it entrepreneurs. I focus on startups and teaching them what they need to know about owning an online business. So, I have a "Home Study Courses" that focus on Funding, Marketing & Advertising specifically and try to help with ongoing support for general business knowledge in my blogs. Then and only then can you really communicate effectively with them? And that's what marketing is; communication. But once you've identified your target or niche, you must also be able to find and market to them. The first step in doing that is to define them more specifically. How? My suggestion is to ask yourself the following 10 questions to help develop a very clear description of your target. Then it will become much clearer to you where you can find them. You may need to make some educated guesses when answering these questions and that's okay. It's a start and you can always refine your answers as your business grows and you begin to understand your target more. As I go through these 10 questions, I'm going to use an example of a client of mine who is a life coach who wants to help adults who were childhood victims of maltreatment or victimization, improve their health and wellness. Why am I using this example? Because it is a clearly defined group, BUT these people do not wear a sign around their neck advertising who they are. So, they can be difficult to find and market to. Therefore, it makes a great example. You can apply these same 10 questions to your business or niche, regardless of what your business is. They are universal questions that apply to any type of business or target audience. 1. What is their primary problem you can help solve? Our life coach needs to clearly identify the current problem her potential clients are dealing with as a result of their childhood maltreatment. That is the problem she can position herself to help them overcome. Is it relationship issues? Is it job issues? Be as specific and focused as possible. 2. Are they primarily male or female? Our life coach has identified her target as females. 3. How old are they? Our life coach says they are high functioning professional women. In that case, I'd say we're primarily talking about women between the ages of 25 and 45 years old. 4. Where do they live? What type of community or neighborhood; urban area; suburban area? Also, do you have any geographic limitations (real or self-imposed) regarding where you can market or deliver your services or products? If they are high functioning professional women, they likely live in a nicer suburban neighborhood or perhaps an urban area. Our life coach will need to identify where she believes the majority live in her area and whether she only wants to work with women in her immediate geographic area, or if she wants to do distance coaching. 5. What type of work do they do? And where do they likely work? Their type of business as well as geographic location. Professional women could be corporate professionals, doctors, attorneys, entrepreneurs or solo-professionals. Our life coach will need to identify the fields she wishes to focus on, taking into consideration the ones she feels include the greatest number of her target clients. 6. What is their socio-economic status or annual household income? High functioning professional women are probably enjoying financial success, making them of a higher socio-economic class. They probably earn a good income and enjoy the finer things in life. Money is probably not an issue. 7. How do they spend their leisure time? Do they belong to a gym or health club? Do they go to the movies or out to dinner frequently? Or, do they have young children and spend their time at elementary school functions, family picnics, children's birthday parties or weekend soccer tournaments? Our life coach may need to make some assumptions here based on what she knows about her target. Again, that's okay to start with. She can always fine-tune this later as she begins to understand these women better. 8. What is their family structure or home environment? This niche of professional women probably includes single women as well as those who are married and have children. Therefore their home environments may vary. They may have no support or family network. They may have strong family support. Or, they may be having issues with their family based on their past. Our life coach will need to keep this in mind when she selects marketing avenues and writes her marketing messages. She'll want to focus on what they have in common and steer away from areas of ambiguity. 9. Do they belong to any associations or professional organizations? If our life coach selects one or several industries to target, she should be able to easily identify associations or professional organizations these women belong to. Once identified, these are excellent venues for networking and speaking opportunities. 10. What are their media habits? Do they read the newspaper or magazines? If so, which ones? Listen to the radio? If so, which formats do they likely listen to? Do they watch TV? If so, which programs do they likely watch? Do they spend time on the Internet? If so, what kinds of websites do you think they are visiting? Where do you think they are currently getting their information about health and wellness? These are all potential places to reach your niche with your marketing message. Yes, again our life coach may need to make some assumptions. However, all of these media can provide you with detailed demographic profiles of their audience. So if we're looking for professional women in a certain geographic area, we'll be able to find out if they are among the audiences for these different mediums. Answer each of these 10 questions to the best of your ability. Talk to current clients to get insights. Or, talk to friends or colleagues who fit your client profile to gain a better understanding of who and where they are. Once you build this target client description, you'll have a much better sense of where you can find them. The next step is putting together a marketing message that speaks directly to them and what they are dealing with. The more you understand them, the more you'll be able to craft a message that will hit home with them. That message will become your magnet, attracting the people who you can best help. Read the full article

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Trade Shows: Are They Good For Your Business

6 Reasons why startups and small companies

need to attend trade shows

Many people who are running a one-man show businesses or even a small business believe that exhibiting at a tradeshow is out of their league because of financial considerations, because the large companies have large marketing departments with large budgets, because a tradeshow booth is not affordable, because they just don't have the vision on how to design a booth, how to transport and assemble one, how to work a tradeshow, etc. Except for the budgetary considerations of actually renting space on the tradeshow floor, everything else is untrue. In this article, I will show you why are tradeshows so important. I am writing this from my own experience, as someone who worked in trade show booths with Morinda, Cutco, and Electrolux actually set up trade show displays, worked the tradeshow floors as an exhibitor and as a visitor. Here are some of the reasons why it is important to attend and exhibit at trade shows, even if you are just starting your business or running a small company: 1. Get competitive intelligence As an entrepreneur running a small company, it is very hard to get competitive intelligence, that is knowledge on how do you compare to your competitors, how do they do things, what makes them more successful than you or less successful than you. Don't forget to put some focus on the less successful scenario also, because you also want to have a list of all the mistakes others make, so you can avoid them. At a trade show, the easiest possible thing you can do is gather hands-on competitive intelligence. It really does not get more hands-on than that, as you have your competition at the tip of your finger. On the surface, they all seem to be extremely confident through their sales pitches and the flashiness of their marketing gimmicks, but they are in a tremendously vulnerable position, as they are giving everything they got and are also worried about *their* competition, which believe it or not... is you! Take advantage of this incredible position. The best thing to do is to walk the trade show at the very beginning - that is, before everybody gets to know everybody among exhibitors - and ask questions, ask many, many questions. Here are some of the things you can get from a simple walk around the exhibit hall: - A four-pound synopsis of your market that you can review at your leisure, from the comfort of your couch that most likely includes a sackful (literally) of literature on suppliers and distributors in your very targeted and unique field, the trade press. - Newmarket concepts. - You can also have yourself put on mailing lists, participate in market surveys and earn complimentary subscriptions to a handful of journals. - More coffee mugs, promotional mints, candy, pens, laminated business cards and free golf balls than you'll ever need. 2. Learn about what your competition thinks about your product or service Again, this is something to be done at the very beginning of a trade show and works best in larger exhibiting halls. Introduce yourself as someone else, interested in the product or service offered by you and your competitors. This is a perfect time for you to use your flirting techniques. Get creative, remember you have nothing to lose, you're in control and the ball is in your court. Get a complete review of your competitor's product line. You can then ask what they think of your company's products and services. Since they don't know who you really are, they'll tell you what they really think. It's actually quite enlightening to hear what your competition really says about you to prospects, remember you are acting as one of their prospects. This is competitive research as its grittiest and the trade show floor is the best place for it. Studies show that companies are more eager to open up and talk about their competition at a trade show than in any other environment (sure you could just call, but you will not get the same effect). At this point, if you are still reading this, you are probably wondering why, in the name of everything rational, I am talking about spying on your competition instead of the obvious reasons why trade shows exist, which is promoting a product or a service? Well, analysts and trade show gurus say that investigating the competition is what these shows are really about. 3. Meet your buyers Show your product or service to people who are hyper-qualified as buyers. Why? Well, because these are the people who have gone through the trouble of attending the show and are really interested in your type of business. You also get to meet current and potential customers and get real feedback and a feel for how is your product or service perceived, how it is really performing and what you can do to make it better, that is, more appealing and more useful for your customers.

Funding for all your needs! 4. Meet the press Meet with people from your industry's trade press. They always attend those events and you will probably never get a better chance to speak one-on-one with the top editorial staff. You also have a great opportunity to connect with distributors, with wholesalers, with brokers and others in your distribution channel. 5. Sell You can also sell your product or service, right there, on the spot. Just make sure you have everything you need to do so in place. Plan ahead and allow for the opportunity for serious business. Most people who come to your booth will be tire-kickers. They'll grab a handful of pistachios, check out your promotional pens (or USB memory drives loaded with your marketing multimedia presentations - hint, hint), cherry pick your printed materials and move on to the next booth. But every once in a while, you'll bag a live one. Know how and where you'll talk to this person at length. Will it be a spot in the rear of the booth, a nearby conference room, a table in the concession area, a later meeting at your company suite? Folks, trust me on this, a wishy-washy "we'll get back to you" attitude will lose the sale. You have to be prepared, if they see you are not ready to close the transaction right there, on the spot (even if in this day and age the trend continues to move away from on-the-spot order writing on trade show floors), they'll leave. 6. Generate Leads This is actually the meat of attending a trade show - creating a follow-up mailing list. This is what could (and should) potentially bring a return on the major investment you made by attending the trade show. Whether you just collect business cards, write names down on a piece of paper or use the more modern trade show techniques such as scanning people's tags, you must build your mailing list and actually follow up immediately after the show is over, while your marketing effort is still fresh in people's minds. It really makes a good second impression if you follow up promptly, whether by just a call or sending additional literature and information. Your handling of requests for additional information will show potential clients you value their time and provide quality customer service. Read the full article

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Affiliate Marketing With Marketing Guru Academy

Would like to make money marketing my school?

Ask to become an "affiliate".

I'll respond with your affiliate code and more information.

Become An Affiliate Today! Affiliates get paid 50%...Half.... 1/2 .... get it!   Click Here Read the full article

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Marketing Guru Academy

Marketing Guru Academy

From beginners to the seasoned pro we all need one thing ... effective marketing! Without effective marketing our businesses are dead. There will not be any customers buying our stuff and that means there is NO revenue. There are many important parts to running a business that is true. But depending on your business you may need some things or not. Not every business needs an accountant! Not every business needs a CRM system! Not every business needs inventory! But for sure every single business needs to market their store, website, and often themselves. Marketing brings in customers and that's what we all want. To help people get the best out of their marketing - no matter what level they are on I have created an academy. A school where you can learn how to effectively market no matter what level you are on. I call my school, "Marketing Guru Academy". I have placed all of the important information in each course that you'll need.

 Is the first course and as it states it's for beginners. What is a beginner? If you are in business for less than a year and you just don't have all of your ducks in a row yet. You find that you are stuck in some places and can't figure out why you are not making the kind of money you want. Most likely it's because your system has holes in it. Emails not right, the website's not right, your not marketing to the right people, if at all. This course will give you exclusive insight that others who do not take this course will have. You'll get a real roadmap that will give you success in your marketing. We'll help you find the right products and the right customers. Show you how to build your list, some places to market your website that are FREE and so much more. https://MarketingGuru.Academy  

You have been in business for a while now but you are still not making serious money. The problem might be that your system is not flowing correctly but I'll bet it's your marketing that is not good enough. You are most likely just on Facebook, Twitter, Linkedin, and one or two other platforms. Having a roadmap is also important when it comes to marketing. There are just so many things you need to have in place and working together. If you don't have them all working for you and working together you can market effectively. We'll give you a system that will streamline your marketing, We'll help you focus on marketing that will impact your income greatly, and We'll show you where to market that will get you paid.  

 This course is strictly for those who are serious about making money online and are ready to step up to the big boys level. In this course we cover FUNDING for your business, mastering certain skills like list building, product creation & launching, and we give you a host of secret exclusive little-known platforms that will change the way you market forever. This is the big boys and girls course of marketing. You'll be given marketing information that the big gurus use. In this course, Facebook marketing is the small guy! Not even close to the big marketing platforms you'll be introduced to.

Click the button to find out more.

#MarketingGuruAcademy   #CoachMaxwell    #IncomGuru Read the full article

[incomguru-blog]

Pre-Order Max's Book

  COMING TO YOU EARLY SEPTEMBER 2018

Money Secrets Exposed by Maxwell D Toliver

    Read the full article

[incomguru-blog]

Business Owners Need Coaching!

Business Owners Need Coaching!

Every single business owner needs to be coached. If you are working from home or have a stand-alone brick and mortar business you need a business coach.  No one knows and understands everything nor can anyone think of everything they need to be doing to help their business grow. Business coaching addresses many issues that business owners face. Everything from staffing issues, funding, social media marketing, offline marketing, sales tactics, mindset training, product inventory, customer satisfaction & retention, and so much more. Business coaching comes in different durations and types. The type of coaching can be everything from in person to webinars, to team events. Lasting from 60 minutes to a number of months depending on the need and the size of the company. Income Guru offers effective business coaching. Some topics will yield results over a period of time. Sometimes results are hindered by the staff and even the business owners themselves. Thank goodness most business owners are willing to listen and allow the process to happen.

If you are a local business owner why not schedule a FREE interview today? and let's see if we are a good match? Are you a business owner living outside of Arizona? That's never a problem! Schedule your individual meeting and we'll skype our interview. Read the full article

[incomguru-blog]

Work Your Network

Work Your Network

Income Guru Say's If You Work From Home, You Have To Network To Build Your Business... So Work Your Network!

If you’re networking with strangers, you’re wasting your time. A consultant friend of mine recently complained, “I’m doing 2-3 networking events a week – and I’m worn out.” When I asked why she felt networking was important, she replied, “One of my marketing goals is to do at least 1 networking event a week.” (I pointed out that she just admitted to doing 2-3 a week – and perhaps doing 1 a week is smart and doing triple that goal is causing some of the fatigue.) But there’s much more to the great American business myth of networking. Myth 1: The more you network, the more effective your networking activities become. Truth 1: It’s much more important to become well-known in 1-2 circles than to spread your networking activities over many different groups. Depth beats breadth every time. I then asked her how networking was working for her. She said, “I don’t think I have gotten a shred of business out of it in the last six months.” Her rationale for doing networking: “Everybody knows that you build a business by networking!” Does this make any sense? Or worse, does it sound familiar? See if this networking scenario has happened to you:

Available Now! Only $2.99 Click Here You meet someone for 30 seconds. They mumble something about real estate as you are tuning them out. They ask you what you do, and you say you are in insurance. After 10 seconds of staring blankly at each other, you both head to the celery sticks for lack of anything better to do.    Myth 2: The cocktails and miniature wiener circuit is the way to network to success Truth 2: Networking with strangers to build a business is about as effective as going to a bar to get married. In the words of Dr. Phil, “It simply ain’t gonna happen that way.” Here’s why you’re not going to meet your business soul mate at a networking event: You aren’t going to do business with someone after meeting them for a few minutes and getting handed a poorly printed card. Businesses are built on relationships and not “30-second commercials,” no matter how effective and intriguing. Most of us have major trouble in explaining what we do, much less getting past that explanation and listening for what prospects need. Networking with strangers is not targeted or specific and in fact is completely random. For some people, networking is exactly as effective as cold calling, which is the least effective marketing tool there is. So am I saying that networking is a waste of time? Absolutely not. What I’m saying is you need to start networking smarter. Here are a few thoughts to jog your noggin: Network by having coffee or lunch with people one on one. Get to know them and their business. They may become a prospect, alliance partner, or referral source. But aim first and foremost to make them a friend. The rest will follow naturally. If you’re going to network with strangers, go with the goal of making 2-3 lunch or coffee dates with people you find interesting. Ask every happy customer you have (they’re all happy, right?) for just one referral of someone who would be interested in your type of goods or services, then call and use their name. (“Hi I’m Fred and Ginger said I should call you. Isn’t Ginger great?”) You already have one thing in common – Ginger! Create a network “hit list” of the exact kind of businesses you want to network with – maybe you sell software and you want to meet IT managers at medium-sized companies. Make the list and put it in your little black book or PDA. Focus your networking and outreach activities on only those people – or others who can refer you to those people. Join non-business groups and spend time doing non-business activities: Civic, social, religious, recreational, musical, athletic... the list is endless. Establish relationships with people in your group. Perhaps you’re a Moose and a realtor. A Moose, as it turns out, wants to by a house from another Moose. If so, you have the Moose Market cornered! Are you into hand-drumming. Guess what? A hand-drummer will want to do business with another hand-drummer. Get it? If you do go to a “mixer” go with a targeted goal in mind. For example, your goal might be “to meet three people on my target list and get their card so I can follow up for breakfast, lunch, coffee or badminton.” A traditional “networking event” now becomes simply the first phase of your targeted plan for global domination and not an end in itself. Here’s a final thought to shake up your networking mindset: Network with people who already know you, like you, or have done business with you. Myth 3: Networking is all about getting more people to know what you do. Truth 3: Networking is all about getting people that already know you to share opportunities where you can be helpful to each other. Make 2-3 phone calls a day to connect with people from past jobs, former clients, or influential people who have expressed interest in you in the past. We all have a “fan base” that we grossly underutilize. Think about tapping into friends, colleagues, mentors, and family to mine the connections you already have at your fingertips. So get out there and network – but make it worth your investment of time and energy by networking smart. As your mother always said, “Don’t network with strangers.” Read the full article

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Top Five Reasons to Establish Business Credit!

Top Five Reasons to Establish Business Credit!

Too Many business owners are using their personal credit to finance the launch, expansion or growth of their business. A majority of business owners have no idea what business credit is or how to establish it. By following a few simple steps any business owner can establish business credit, therefore, separating their personal credit from their business credit. When business owners use personal credit cards to pay for business expenses, the debt of the business reports back to their personal credit reports which lower their scores because their business debts hurt their personal debt to income ratio. To help prevent business owners from damaging their personal credit, every business owner should follow the simple steps of establishing business credit. By establishing business credit the debt of the business will report to the business credit file and not the personal credit file. Establishing business credit will also help the business build a strong business credit file so loans, lines of credit won't require the business owner to sign a personal guarantee. Income Guru's Top 5 reasons why every business owner should establish business credit. 1. Establish creditability. You can't expect to walk into a bank and ask for a business loan with no business credit or business history. By establishing a good business credit profile you will be able to secure the financing your business needs. 2. If your business should fail, you would still be legally responsible if you used your personal credit to finance your business 3. Saving money. That's right, business credit rates are typically lower than personal credit rates. A few percentage points in interest mean thousands of dollars in the long run 4. Float your business through tough times. Even though everything might be going great currently, you never know when your company will take a turn for the worse or when economic times might change. By establishing business credit you will be prepared for the downtime. 5. Get the money you need. Let's face it, without the money you need to finance the launch or expansion of your business you really won't be in business at all. Don't make the mistake of using your personal finances to finance your business. The are many, many more reasons why you should establish business credit. We have all heard the saying, "keep business expenses separate from personal expenses," right? The only way to do that is to set up your business properly in the first place by establishing business credit. If you are interested in learning... -What rights does a business owner have if there is incorrect information on a credit report? -How do I obtain a business credit score? -What do business lenders look at in order to extend business credit? -Where do you find companies that grant credit? -Which companies report to the business credit bureaus? -What credit cards companies do not require personal guarantees? Then I suggest you start the education process of learning how to establish business credit!

Read the full article

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How To Make Money On WarriorPlus and Warrior Forum

How To Make Money On

WarriorPlus and Warrior Forum

If you are going to become successful at making money from home like your Income Guru you are going to have to learn some tricks of the trade. Starting today I am going to share with you some of the marketing secrets your IncomGuru uses. Today, I am releasing two powerful platforms that could change your online business in one day if you use them correctly. The Warrior Platforms are two of the most powerful platforms in online marketing. If you don't know about them you need to take my course and get up to speed.

WarriorPlus

An established, thriving community sharing success Since 2006, WarriorPlus has brought together the leaders in online digital product creation and marketing. We’ve established a thriving and dynamic community where great minds share great products for greater success. We are committed to serving YOU and being a part of your journey to help others build their own profitable online business. document.createElement('video'); http://incomguru.com/wp-content/uploads/2018/08/v1intro.mp4

Warrior Forum

Giving you what you need to take your internet and digital marketing to the next level since 1997. Join the community of 1+ million other marketers today. http://incomguru.com/wp-content/uploads/2018/08/intro.mp4 These are dynamic short courses giving you the information you really need to break through all the noise on both the WarriorPlus platform and the Warrior Forum platform. You'll learn where to go to market your stuff and key information about placing ads. You'll also find out how to find really good offers for you to market to your email list. Take the Warrior course today! What, don't you have an email list? You need your email program already set up to use these platforms. Do you know how to make one the right way? Did you know that having an email list and using it correctly could pay you hundreds of dollars a week? Learn how to make your email list the right way by clicking here. Read the full article

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Work From Home: Building Your Email List The Right Way

Building Your Email List The Right Way

You have heard the saying: "The Money Is In The List". It is so very true! If you don't have a list of people to contact, you simply have no one who will buy your products or services. You'll have no one who you are pouring into their lives. You are simply NOT being effective. And I think worst of all it means that you are still fishing around trying to find your way in this online marketplace. List Building is a simple course that will teach you everything you need to know from beginning to end. Once you finish this course you'll have all the tools you need and you will be able to have your list up and running. I have put together very comprehensive video and written scripts that will allow you to follow along with easily. Not only that: I have also given you access to all the links to all the different websites you'll need to make your list building efforts successful. Here is the very first video in the series so you can have an idea of what we offer. http://incomguru.com/wp-content/uploads/2018/07/List-Building.mp4   Learn everything you need to know to build a serious email list that will make you money for years to come. Start your journey click here.     Read the full article

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Work At Home - Free Programs

Millions of people are looking for a way to create additional income to help pay the bills. Others want to get rid of their day job and work from the comfort of home. There are hundreds of work at home programs to choose from. Some are free, some are free to join an others charge a minimal fee. If you do your research before jumping into it should be relatively easy to find a program that can work for you. As a work at home website owner, I think the major difference between paid work from home programs and free programs is the organized information you receive. If you are very familiar with the Internet and have a lot of time to spend researching programs and reading forums, you can start your work at home endeavor for free. I think the minimal charge (normally less than $50.00) is well worth the money charged. Time is money. Here are a few things you get, in my opinion with the paid programs: * Research programs. * Step-by-step guidance on how to perform the task required. * Advice on how to avoid the normal pitfalls of the marketplace. * Organized, understandable approach to working from home. * Customer support - someone you can ask a question of when you need help. In my opinion, the time you save will more than pay for the minimal expense of these programs by far.

First Name*Email*Mobile Phone*Best Time To Call You*Let's Make Money Together.inbound-button-submit{ font-size:16px; }     Here are a few of the reason people wanted to start for free: * No money to spend. Unable to pay their bills currently. * Been scammed before. * New to working at home and would like to try something before spending any money. * Not sure if they had the necessary skill to do what was required. In doing my research on the web I found work at home opportunities like Online Paid Surveys, Data Entry, Mystery Shopping just to mention a few. Of course, you get paid much much less with free opportunities. If you will do your research you will find many programs that are free to join. You can be successful going this route, but it will take more time. Many people have time, but no money so this could be a perfect fit for you. What do you have to lose? I have found many programs on the Internet that offer some guidance, which is a big help when starting. An organized approach will give you a much better chance of success. What you don't want to do is to spend a lot of time and get nothing in return. You need to either do the research yourself or use a website like mine, but not necessarily mine, that has done some research for you. It is very important to find companies that match your income goals, skill sets, and comfort level because your chances of success increase when doing so. Many people will join 3 - 5 free programs then keep working the ones they like best. Others will work 2 - 3 on a continuing basis so that they can create multiple income streams. One thing is for sure you can't make any additional money working from home if you don't try. Give yourself a chance.

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ClickBank University Is Now Open

https://tinyurl.com/ybngwz7o ... ClickBank has opened their doors to their university. Now is the time to get in and learn from the company themselves. ClickBank is a Multi-Billion Dollar Company. You can't go wrong. Read the full article

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Think Like An Entrepreneur

https://tinyurl.com/yaqodjxn ... Will lead you to my blog where I give you my take on this topic of "Thinking Like An Entrepreneur". Please add your thoughts on this topic in the comments and your website. What does this statement mean to you? What feelings does it bring up in you? Who do you think of when you say this statement? Where does your brain take you when you say these words? Does your brain take you to a specific time or date when you say these words? Do you come up with questions or questionable feelings? Tell me what happened when you say these words. Please like, share, subscribe, and hit the bell for me thanks. Read the full article