#if you read my tags you may be entitled to financial compensation | Explore Tumblr posts and blogs

tinyboxxtink · 3 years ago

Text

"Doppelganger" *Part 24*

Alright I REFUSE to make this story any longer, so the next chapter IS the finale, I swear to you.

This is just one more little loose end I wanted to throw in, maybe it'll come back around the epilogue. Who knows?! I know.

I would have started the "Wedding Day" here but I really wanted it to be it's own chapter, so this is kinda short and I'm not gonna lie if I have to I will make the last chapter 20 pages long to fit the ending in. That being said I have some stuff to do tomorrow night and work the next night so I may or may not split up writing the last chapter between those and post it late Sunday or Monday.

It's worth it I promise! I'll make it worth it.

Part 23

Finale!!

Tag List

@madamsnape921

@lolliepopsicle

@chasingeverybreakingwave

@milkshqke

@wanniiieeee

@word-scribbless

@gibbs274

@sassyada

@aprildecker-blog

@bookishfanfic

@stars-in-the-skies-world

@stars-trash-18

@omgsuperstarg

@objection-argumentative

-------

The next day Rafael asked you to come by his office once again, making you nervous. Especially when you showed up to the Mayor and a Lawyer to greet you along with Rafael.

“Pinguino,” Rafael smiled as he met you at the door with his arms open wide pulling you into a kiss.

“....More interviews?” You whispered as you eyed the two other men.

“Actually, they haven’t told me what they’re doing here yet,” Rafael whispered back as you both walked over to the men sitting at Rafael’s desk. Rafael pulled another chair around to his side so you could sit next to him. He had a feeling this would take a while.

“So...gentlemen,” Rafael cleared his throat. “What’s this about?”

“Well Barba it’s about your wedding,” The mayor replied.

“...Why am I not surprised..?” He shook his head with a laugh.

“Actually Mr. Barba I think you’ll find this visit different from others the mayor here has sprung on you thus far,” His lawyer answered.

“...And that would be because…?” Rafael raised a skeptical eyebrow.

“Because Mr. Fenkell here says that I owe you financial compensation for all you’ve been doing for me,” The mayor replied rather gruffly as he crossed his arms like a petulant child being called into the principal’s office.

“...Excuse me?” Rafael looked at both of them with confusion.

“Well Mr. Barba, I’m surprised you haven’t either realized or brought up the fact that the situation that you’re in is called ‘quid pro quo’,” The lawyer explained.

“Yes I know what ‘quid pro quo’ is counselor, we went to the same law school,” Rafael snarked. “And I graduated with higher honors than you,”

“Barba I’m here trying to help you out, I don’t know why you’re lashing out at me,” The lawyer now crossed his arms.

“Baby,” You put a hand on his. “Just let the man talk,”

“Right,” He nodded reluctantly. “Go on,”

“Like I was saying,” Mr. Fenkell pulled out papers from his briefcase. “I assume you and your fiancée here have been going along with the Mayor’s requests for fear of losing your job, correct?”

“I mean, not mine per say,” Rafael shrugged. “THAT would be illegal,”

“Right,” Mr. Fenkell nodded. “But everything he’s done thus far involving you and your fiancé's likeness entitles you to royalties, and dues for services,”

“Well, that is true,” Rafael nodded. “I’ve been so preoccupied with everything else I haven’t even stopped to think--”

“Which is exactly why I’m here,” Mr. Fenkell cut him off. “I figured a competent lawyer like yourself would realize when all the dust settles, that you were indeed entitled to a sum of money, and would therefore sue the Mayor after the fact,”

“Wow, that’s a lot of assuming on your part sir,” You laughed softly. “You really think Rafael is that shit of a--”

“I mean he is right,” Rafael finished for you.

“...Or I’m just an idiot,” You muttered.

“No, baby you’re not an idiot,” Rafael took your hand. “But we are entitled--YOU are entitled for some kind of compensation for all that you’ve done for the mayor--for me,”

“I thought my compensation was getting to marry you,” You smiled sweetly.

“Aww,” Mr. Fenkell remarked, causing an eye roll from the mayor.

“Right so--” Mr. Fenkell began laying papers filled with legal jargon on the desk in front of you and Rafael.

“This contract states that once we settle on a number, you won’t try and collect more from the mayor with some random claim like ‘emotional distress’ during your wedding, or events thereafter due to all of this,”

“...Trauma?” You couldn’t help but laugh. “You think that after everything I went through, I would classify this as trauma?”

“I mean theoretically you could, Ms. Y/L/N,” He nodded. “The emotional stress of reliving your trauma and trying to plan a wedding while on display for the whole city must be taking a toll on you right now, is it not?”

“...Well it wasn’t until you said it like that,” You muttered.

“Dammit Maxwell I told you, they were perfectly fine with--” The mayor began to pitch a fit.

“Oh no no no,” Rafael wagged a finger at the mayor. “Just because she’s ignorant of the--”

“Excuse you?” You crossed your arms at Rafael’s condescending tone.

“I mean, just because she doesn’t realize or recognize the emotional stress she’s under doesn’t mean that she doesn’t have it, and doesn’t deserve compensation” He looked to you apologetically while he re-worded the statement. You gave him an approving nod.

“Right well this is what this is for--”

“And what kind of price tag have you put on my fiance's feelings, counselor?”

“Well if you’ll peruse the contract, counselor…” Mr. Fenkell pointed to the bottom of the paper.

“This contract blah blah blah, no further seeking monetary blah blah blah…” Rafael spoke out loud as he scanned the document. Then suddenly, his eyes widened and he stopped reading, looking at you then Mr. Fenkell then the Mayor.

“...A million dollars?” He raised his eyebrow, skeptical.

“...What?” You gasped.

“....Each,” He added with a smile as he handed you the paper. You didn’t know a lot of the words, but in plain black and white you read: “...In the form of one million dollars per plaintiff,”

“I’m sorry, WHAT?” You said louder than you intended, but that was insane.

“That’s insane,” You said out loud. “I don’t need that kind--”

“Baby,” Rafael stopped you and pulled you slightly away from the mayor and his lawyer. “I know that you get antsy when good things happen to you, but you deserve this,”

“For what?!” You hissed. “For taking a few photos? For letting a camera crew in a church? Rafael I just--”

“...But think of everything before that, carino,”

“What, Nevada? That--” You shook your head.

“Wasn’t your fault,” Rafael finished.

“...Well it wasn’t the mayor’s fault either, Raffi,” You nodded at the mayor.

“But he is exploiting you for it,” Rafael pointed out.

“....True,” You nodded.

“Excuse you two, but I--” The mayor began to rant again.

“And if I may add,” Mr. Fenkell jumped in. “While Mr. Barba was worried about his job, you also had reason to be worried about it as well. Being as he is your only means of support,”

“Right now,” You quickly added.

“....Right,” Mr. Fenkell gave you a side eye. “Currently,”

Clearly this douchebag thought what everyone else must be thinking. That you were just marrying Rafael for his money. So that you could be a ‘kept’ woman. Well, he was about to learn that was the furthest thing from the truth.

“Alright then,” You finally said. “Then I want my share to go to Rafael, if we’re going to be married it’s his anyway,”

“No no no no, Nuh-uh,” Rafael shook his head. “Your share is your share,”

“...But I don’t want you to think that I’ve got some... ‘escape money’,” You gave him a sad look.

“Escape money?” He laughed. “Baby I told you, I think the last thing I should be worried about is you leaving me,”

“....Also true,” You nodded with a soft smile. You sure as hell had not gotten this far working this hard to ‘get’ Rafael to just give him up. Ever.

“Okay then, do I tell you where I want the money to go or do I do it myself?” You asked Mr. Fenkell.

“...You already have plans for it?” Mr. Fenkell asked you. “...Didn’t you just say you didn’t want it? Why would you--”

“Just answer the question,” You said flatly.

“I mean Mr. Barba could just draw up the contracts and paperwork for you to transfer your funds wherever you--”

“But Mr. Barba is my husband, not my lawyer,” You cut him off. “...And I’d like to keep that way,” You looked over at who Rafael looked at you in confusion.

"Not Mixing business and pleasure," You smirked.

“Right,” Mr. Fenkell nodded as pulled out a legal pad and a pen. “Well I can make a list of where you want to divert the funds and we’ll go from there,”

“Okay,” You took a deep breath. “Well, first of all-- obviously,” You took Rafael’s hand. “I want to pay off the rest of my time at Julliard,”

“That’s unnecessary, carino--”

“Yeah I know you say that Rafael, but I was going there before I met you and it’s not your respon--”

“It’s already paid for, in full,” He spoke over you.

“...What?” You asked him with a breathy voice. When did he have time to do that?! WHY-wait.

“But I’m going to need an extra semester since I’m taking the rest of this one off,” You said softly as you glanced at the other two in shame. You still felt guilty about Rafael having to basically babysit you for the past few weeks.

“Yeah I figured that.” He nodded with a smile, stroking your cheek. “It’s all taken care of, carino,”

“...Alright fine then I want to pay it back,” You insisted.

“No,” He shook his head. “Absolutely not,”

“Rafael come on--”

“NO,” He repeated sternly. “I won’t take it,”

“....Alright, fine,” You rolled your eyes. “Then I want a chunk to go to abuela--”

“No I have them covered too,” He shook his head. “And they are definitely NOT your responsibility. And before you say next that you want it to go to Maria, she will never accept it. We're too proud of a people," He smiled teasingly.

“...Fine,” You sighed in frustration. “THEN I want a chunk of it to go to opening a drama center,” You crossed your arms and looked at Rafael. “Any objections to that, counselor?”

“...A drama center?” He looked at you curiously.

“Look,” You took both of his hands. “I know you couldn’t-- your mom didn’t want you---” You took another breath, trying to figure out exactly what to say. “...You had to give up your dream to take care of your family,”

“Carino…” He took your hand.

“And my parents, they spent all the money we had on dance lessons, acting lessons, all of it. On ME. Just so that I could live my dream,” You continued. “Kids should be able to dream their dreams without their parents having to worry about money to do so,”

“But...your dream, Y/N. You want to be on Broadway. How are you gonna fit--” He started to speak but you were nowhere near done with your speech.

“Baby my dream was selfish,” You shook your head. “I wanted to be famous for the wrong reasons. To be adored by the world, to be loved by everyone. But, now I know the only person’s love I care about, is yours,” You stroked his face.

“If I open this place then I can still use my talents as a teacher, helping kids like us. I told your mom that when I met you, you made me a better person, that you made me want to be better. I want that to be true. I need that to be true,” You finally finished with a small smile, tears lined Rafael’s eyes.

“You are the best person I know, mi amor,” He pushed a strand of hair behind your ear. “I think the center is a great idea,”

“Good,” You smiled. “And….I want to name it the Y/L/N-Barba Drama Center,”

“....Well obviously after you,” He nodded.

“No,” You shook your head. “After you. And my parents. Because if it wasn’t for them I wouldn’t have found you, and you gave me everything I’ve ever wanted,”

“I love you,” He beamed at you as he kissed you deeply.

“...And on that note,” You turned back to Mr. Fenkell who looked wildly uncomfortable by your little cutesy side conversation.

“I want the rest to be split between a savings account for me, and the other half into a trust,”

“A trust?” Mr. Fenkell asked as he wrote down your wishes.

“A trust for our children,” You smiled at Rafael. “My parents spent so much money so that I could live my dream. I think it’s only fair I do the same for them; especially when I have the means to do it,”

“See those redneck shithead Jersians have no idea what they’re talking about,” He pressed his forehead against yours. “You are not selfish, not at all,”

“Thanks to you,” You pressed your own forehead against his like a love head butt.

“....Okay, so is there anywhere else you’d like it to go, Ms. Y/N?” Mr. Fenkell said rather loudly, trying once again to remind you there were other people in the room. People who were not amused with your disgustingly cute conversations.

“Um, no I think that’s good,” You nodded.

“Split up mine the same way, Max,” Rafael added.

“Rafael you don’t need to--” You started to protest but he put a finger to your mouth.

“I have money,” He assured you. “I have enough money to take care of us for the rest of our lives. This money should go somewhere that represents the both of us, and our love,”

“Can we please for the love of God just end this, please?” The mayor groaned. “If I have to sit here and watch you word vomit your love all over this office, I might actually vomit,”

“Right,” Rafael rolled his eyes. “Well gentlemen you know where to find us,” He grabbed the pen and signed one of the contracts then handed it to you and you did the same.

“Now if you’ll excuse us we’re going to ‘love vomit’ all over each other now,” He smirked as he handed back the papers. Mr. Fenkell and The mayor nodded as they walked out.

“Well, what do you want to do now?” Rafael wiggled his eyebrows suggestively.

“As tempting as that sounds, I have another request mi amor,” You played with the hair on the back of his knuckles with a soft voice.

“Anything for you pinguino,”

“Well I mean, you have some pull over there,” You nodded outside towards the courthouse that was attached to the DA's office by a hallway.

“...Why, do you need parking tickets dismissed or something? Did I agree to marry a felon?” He teased you.

“No,” You giggled. “But I would like to skip the ‘name changing’ line,” You pulled him closer as his smile grew bigger.

“I don’t think that’s what they call it, but I appreciate the sentiment,” He kissed you as you both walked towards the door of his office and out into the lobby.

“We’ll be back, Tommy,” He told his assistant.

“Right sir,” He nodded.

“This way to the ‘name changing line’, pinguino,” He smirked as you walked down the hall towards the courthouse.

------

--An Hour Later--

You and Rafael walked out of the courthouse and down the steps hand in hand as you pulled the two papers from his hands. One was a marriage license, and one was a form that was filled with boring legal jargon but at the bottom was printed: “Legal Name: Mrs. Y/F/N Barba,” with your new signature on the dotted line.

“Mrs. Rafael Barba,” You smiled as you looked at the paper.

“Oh no no no,” Rafael shook his head with a laugh. “That sounds like you’re my property, pinguino,”

“True,” You nodded with a teasing smile.

“...So why the sudden urgency to change your name, carino?” He asked as you walked down the street hand in hand. “Not that I’m complaining. I'd be lying if I said just looking at your name with my last name makes me giddy,”

“Giddy?” You gave him a look.

“Yeah, I said it. Giddy,” He laughed.

“...I don’t know, it was something that my therapist said,” You shrugged.

“...And what did she say?” He asked you skeptically.

“She said,” You sighed and pulled Rafael out of the flow of traffic of people.

“She said that women who don’t take their husband's last names had one foot out the door of the marriage before even going in,” You looked up at him with soft eyes. “And I don’t want you to think that I am any less than 100% sure of my love for you, and the rest of our lives together,”

“Well, first of all I’d like to see her marriage to divorce ratios based on that assumption,” He rolled his eyes. “And second-- I appreciate the sentiment baby, I really do. Just as long as you did it for you, and not because your therapist guilted you into it,”

“She didn’t,” You assured him. “I did this for me. For us,”

“Well then Mrs. Barba,” He took your hand once again with a huge smile. “Let’s grab some dinner, shall we?” He asked in a melodramatic, fancy tone.

“We shall, Mr. Barba,” You answered in the same tone, making both of you giggle like school kids.

Now all that was left to do was actually get married!

#rafael barba #rafael barba imagine #rafael barba fanficton #raul esparza #doppelganger #law and order svu #law and order svu fanfiction #rafael barba x you #rafael barba x reader

21 notes · View notes

labxlledame · 4 years ago

Note

May I ask for a little list of Alex's sexiest moments ever in your opinion? Great blog btw, love your tags! 🥰

thank u, i honestly didn’t know if people actually read those lmao,i’m just kinda talking to myself there but im glad someone enjoys them!

anyway! this is the most difficult question i’ve ever encountered but let’s make an attempt lads! gonna keep this limited to 5 because i really don’t think i could do more off the top of my head, so in no particular order:

1. The entirety of the tranquility base hotel + casino music video, but like that bit where he’s walking down the hallway in only a bathrobe??? exquisite, life changing,

2. this performance of tlsp covering I want you (she’s so heavy)

3. actually, while we’re on the subject of tlsp, his look in the is this what you wanted music video ,,,, can he not

4. I can’t find the clip of this omg but that bit during some AM era concert where he just. mid-performance!! took off his shirt and put on a blazer like,,,,who let him do that???? matt watched him do that and did nothing mr.helders i am entitled to financial compensation due to ur inaction

5. idk if this can be considered like,, traditionally ‘sexy’ per se, but every humbug era performance like. the way he looks absolutely ethereal and he’s not really present and the way he’s just. sighing out the words as he sings them is all just very..endearing? idk but he’s literally the definition of dreamy it makes me swoon

bonus 6: he,,,arm

#asks #I'm SO sorry for anyone who would like to scroll past this i didnt think those photos at the end would be so large

8 notes · View notes

fab-wolf-in-the-gloom · 4 years ago

Text

Hello I was tagged by the dear @theodoracraine because she understands and respects my unending desire for attention and I love her for that and also her general greatness <3

rules: tag 9 people you want to know better/ catch up with and then answer these questions!

last song: Wrong by Ally Hills which I don’t think I’ve ever listened to outside of the context of the playlist I’ve got it on

last movie: Empire Records 💕

currently reading: Body Kindness by Rebecca Scritchfield (not my favorite book on the subject because I kinda prefer the ones that explicitly cite like 5+ studies per chapter, but still pretty good) and Think Like A Cat by Pam Johnson-Bennett (because I’ve got a new kitten and I wanna be Prepared). I’ve got a few others started and checked out, but those are the ones I’d say I’m actively reading in the sense I’ll be listening to both of them tomorrow.

currently watching: I don’t watch TV much, but I’ve been watching a lot of sewing videos, especially Annika Victoria (whose videos seem super helpful though I haven’t attempted anything yet) and Micarah Tewers (who is probably a bit more entertaining than helpful. To quote the video I’m watching rn “I’m often told that my tutorials are hard to follow. Which, I can see that. I’m honestly very bad at tutorials, it really should not be my job”).

currently craving: Attention attention always attention. Also good cheese bread and tbh I just saw a picture of fresh mozzarella and it sounds so good.

Let’s try to weigh out “I wanna catch up” and “I don’t feel more convinced than average that this person doesn’t like me anymore” and “they seem to be on here somewhat regularly maybe” hmmm...... @negasonicteenagedreamgirl, @hornywrath, @cooter-slam, @fleeingall, @archontics, @ememeye, @lastmidnight, @veronicasanders, and uhhhhhhhhh maybe @nastyelizabethgal though she’s more wanna know better than wanna catch up.

If you think you qualify under “have spoken to me”, “mostly don’t actively try to limit our interactions”, “haven’t had a conversation of more than a few messages recently”, and “on Tumblr semiregularly” and I didn’t tag you, you may be entitled to financial compensation-

#what I've been up to: attending a funeral holy shit was that really just this morning damn its been a long day #annyyyway #i speak #tag game #thank you rach <3 #ps I'd suggest Body of Truth and/or Health At Every Size if you're looking for a more citation heavy version of Body Kindness #I've read like 47 books so far this year with no sign of stopping I've got book recs coming out of my ass asdfghjhgfddfghjk

8 notes · View notes

ao3feed-jinkook · 3 years ago

Text

you are my cinema (i could watch you forever)

read it on the AO3 at https://ift.tt/3haP0OJ

by heronstairs

a thousand endings you mean everything to me

it was just a routine mission to the moon, to check on our energy plant and to bring some special cargo. i've done this trip hundreds of times, so my body moved almost automatically. i couldn't help but glance at my co-pilot. he stared ahead, mesmerized by the view. "i could never get tired of looking at this," he said, smiling. neither could i, i found myself thinking.

(or: jin and jeongguk are deeply in love, but the stars are not aligned for them to happen.)

Words: 3049, Chapters: 1/?, Language: English

Fandoms: 방탄소년단 | Bangtan Boys | BTS, TOMORROW X TOGETHER | TXT (Korea Band)

Rating: Teen And Up Audiences

Warnings: Major Character Death

Categories: M/M

Characters: Jeon Jungkook, Kim Seokjin | Jin, Choi Soobin, Choi Yeonjun, Choi Beomgyu, Kang Taehyun

Relationships: Jeon Jungkook/Kim Seokjin | Jin, Jeon Jungkook & Kim Seokjin | Jin, Choi Soobin/Jeon Jungkook

Additional Tags: Jeon Jungkook is Whipped, Cheating Jeon Jungkook, Kim Seokjin | Jin is Whipped, Sad Kim Seokjin | Jin, Other Additional Tags to Be Added, Tags Are Hard, Alternate Universe - Space, Astronauts, Arranged Marriage, Angst, Sad Ending, if we ever post it lmaooo, Colonization of Mars, Sad Choi Soobin, Family Drama, if you know where the title comes from u may be entitled to financial compensation

read it on the AO3 at https://ift.tt/3haP0OJ

#IFTTT #ao3feed #fanfic #jinkook #bts

0 notes

christineharrington1994 · 4 years ago

Text

auto insurance quote maryland

BEST ANSWER: Try this site where you can compare quotes from different companies :insure-help.com

auto insurance quote maryland

auto insurance quote marylandinsurance quotes or carinsurancequotes.org, will help you find the cheapest car insurance in Texas for your exact coverage needs without spending some time asking about what a “Gap Statement” is. This is a handy tool when comparing car insurance quotes between different companies, but the cost of premiums for a “Gap Statement” will often be the most significant factor in your price tag. In most states, “Gap Statement” statistics show that the “average” driver requires $150 per year to cover liability to other drivers in an accident. In Texas, your actual premium would be much higher or lower than the “average” driver. In this way, your car insurance can be considerably higher for someone with lower down payments but a low monthly credit score. However, the “Gap Statement” statistic is a little surprising — there are thousands of drivers in Texas who may be more than likely to get into a serious accident. auto insurance quote maryland insurance in the county that is near the bridge. What can I afford to pay for auto insurance? When you compare auto insurance quotes online, you cannot go wrong with them. If you have a bad driving record, you can save money by getting a quote from many different companies. Many of the companies that you see online will be in very good health and can explain how different rates are for the same policy. The cost to you is the same as the insurance companies on the same quote. I am guessing what kind of car you choose could be important to you when you shop for auto insurance. You also want the best rates. To get more info, check out this online auto insurance quote page: I have had my license for 6 months but I still want to get insurance. How should I start. I just got my license back so I would like to know how I can get insurance without having to have your license on me. I am just reading this post.. auto insurance quote maryland. I only used this insurance while my dog was away to see if I was safe and not injured. I got a policy just for a picture! She has been living at my home for a couple weeks. I wanted to pay my premium and she has told me I wasn t safe, but she s a resident of Texas. Since there was no insurance on my car, I think I m entitled to full coverage. What is the worst thing that could happen to you as a resident? Your best friend? A member of my extended family? I just bought a new car. I’m about to lease it. I’m at work there. My kid has had a vision problem but doesn’t seem to have any allergies. As far as I m concerned, my new insurance is very much dependent on what other people do in their daily lives. With a new car, it doesn t necessarily impact me. I would very much appreciate it to me. My insurance company has.

Best car insurance company: Allstate, Geico, Progressive, or State Farm?

Best car insurance company: Allstate, Geico, Progressive, or State Farm? Your price should depend on several key factors, including: If you want a new car insurance company, you’ll need to compare quotes carefully. All insurance products advertised on are underwritten by insurance carriers that have partnered with , LLC. HomeInsurance.com, LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the website and/or the sale of insurance to you. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of.

Alternative car insurance in Maryland

Alternative car insurance in Maryland may be available for those who have a clean driving record, as is insurance coverage that involves no accidents or traffic violations. But Maryland drivers must provide proof of insurance in the form of an insurance card. Drivers are also required to provide the state with a fee to do so. The cost of the card or insurance coverage is based on the driverâs score in the state s Driver s Education and Safety Motor Vehicle Services bureau. You can purchase an insurance policy in your home state. Purchasing individual auto insurance in Maryland is generally the cheapest, and the rates are typically more expensive than in higher states. A company based in Maryland should have comparable coverage to what they charge for their auto insurance, but not too much. An independent insurance agent can help you compare policies and quotes. Independent agents are familiar with the different risks insurers face to provide quality coverage based on your individual driving profile. And while policies are typically more expensive than what you pay for car insurance in Maryland, they cost the.

Finding the right cheap car insurance in Maryland for you

Finding the right cheap car insurance in Maryland for you can come down to , your driving record, and the type of car you drive. To put it plainly, Maryland is considered to be one of the most affordable states for insurance. This finding that there is often no price break when an automobile has a clean record while still being kept legally on the road, is common for insurance companies. In Maryland, you are required to keep and report a person on your insurance for the entire time they are in the car. If they get into an accident that causes injuries or damages property, this could be an additional charge on your part. Some states may require insurance companies to send proof of a person for over $30,000 in extra insurance. Maryland is a well-known for its high quality of its transportation. With this from ranking the top insurance provider you choose, we’re sure you’re not in the same boat as the state that comes out ahead in the rankings. All the factors that determine this can be done through some kind of.

State minimum insurance requirements in Maryland

State minimum insurance requirements in Maryland are: This coverage is not required by law when purchasing insurance, but it’s the cheapest way to comply with Maryland law, especially when the driver is responsible for an accident that raises the cost of premiums. There are several legal steps to traveling from state to state, so expect to pay more for insurance in Maryland compared with people in other states with comparable coverage. The first step to covering your automobile and driving in Maryland is an auto policy that meets state minimum requirements. A policy with this policy provides more economic value than uninsured motorist coverage. You cannot obtain this coverage for a low price. An SR-22 form proving the financial responsibility for a period of time to prove that you have auto liability insurance is required in Maryland. Most insurers will not let you buy this coverage; however, some companies may consider it a non-factor when calculating a premium. SR-22 requires two years in order to be added to an insurance policy, but it’s not a requirement. There are.

Insurance types

Insurance types ABSCounty: Bail Bonds Common carrier : ExactBail Bonds: Common carrier : CFA: Contract, Clic. Dep, CPCC, CFAs; contracts Coinsurance: Citizens insurance and Citizens plans are for tax-exempt organizations, charities, and other charitable organizations that have not yet met their fair market value’s on the government. They are provided as insurance and administered by an FSR with the support of the state and not for personal, business, or government organizations. The coverage is subject to non-monumentary and non-corporate contributions. For details please contact the organizations directly. .

Cheapest insurance after a DUI in Maryland

Cheapest insurance after a DUI in Maryland?While there are many reasons that makes sense as to why your premiums might be higher or lower than the average premium, it is not as simple as throwing a beer over it. The Maryland DUI laws have been changing for the better. In the , insurance companies are now required to set higher limits for traffic violations resulting in fatalities (i.e., DUI verdicts). What we still have learned from the DUI laws is that insurance companies are constantly analyzing the data they are using when deciding on insurance rate premium. Insurance companies are also using the following metrics when calculating your insurance rate:Alcohol or drugs are not only considered a risk, but they are also risky behaviors to a company. It is important to note that a DUI may have a smaller impact on the cost of your auto insurance. The following chart offers some of the cost factors for an experienced driver who is considered a high-risk driver by their insurance companies. If you suffer from a DUI the first thing that you do after you’.

Car Insurance in Maryland

Car Insurance in Maryland – The rates paid through our website do not reflect the insurance you buy directly! As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance .

Average cost of car insurance in Maryland

Average cost of car insurance in Maryland: $1,226 There are other ways to drive in Maryland. If you don’t have insurance, you will have to pay a fine as follows: Maryland has a complicated state. The average cost of is about $110 per month or $1,000 per year, not including any penalties for driving without insurance. The following table showcases estimates of what drivers in Maryland can expect to pay for car insurance. When searching for the cheapest car insurance in Maryland, it’s important to shop around for the best price. Your level of experience will show you which companies will offer the lowest rates. By proving to local law enforcement that you are a responsible driver, you can be guaranteed a quality car insurance policy. is a great option for high-risk drivers in Maryland. Some cities offer discounts for good driving records and safe driving habits. By maintaining a safe driving record, you can get cheap Maryland auto insurance. Many insurers offer discounts for vehicle safety features, along with discounts for taking.

Best car insurance in North Carolina 2020

Best car insurance in North Carolina 2020 What is car insurance in North Carolina if it’s been cancelled by the car insurance? We’ll show you the basics of how to deal with any car insurance company. So don’t forget that all drivers have different needs. We ll tell you the minimum car insurance in North Carolina as well as what the best options are. Remember, even if you have a car that’s totaled in a car accident, you need to be able to pay a deductible to reduce your car insurance rate. The average cost of car insurance in North Carolina is $2,838 per year. Of course, the average is very low; however, your rates can change significantly based on your individual criteria. The following table reflects what you can easily find and how much you’ll pay for your policy. If you have a high credit score, it’s likely that your policy will be higher than average. The insurance companies will make claims on top of this. The higher.

The Best Car Insurance Companies for 2020

The Best Car Insurance Companies for 2020 American Family stands out for having its number one recommendation for car. It’s one of two major car insurance companies. They offer insurance in every state except for the top three (where applicable). To determine the best car insurance companies for 2020, we developed a list of the best, which should be made of the following companies: American Family: The company offers car insurance in every state to drivers under age 50 at a reasonable plan. Geico: This company is best for the elderly in the family. The list of companies with the best insurance plans is quite extensive. Progressive: Progressive is worth considering to drivers who lack the money to buy auto insurance. offer cheap insurance plans for seniors. More about American Family Website: American Family’s website has a free calculator that details the best discounts with various types of discounts. Mobile app: American Family is the third round of insurance for mobile devices, but it may cost you to.

0 notes

thegloober · 6 years ago

Text

Dear wedding vendors: photographers don’t owe you images

On episode 65 of The Secret Life of Weddings Podcast (listen on iTunes, Spotify) we chat about a major hot topic amongst wedding photographers these days. We get a little heated, and felt it was important enough to write here as well. There is something happening making wedding photographers very angry. Most photographers are afraid to say anything because we never want to be seen as difficult or egotistical, but it has become such an issue that private Facebook groups of photographers are exploding with frustrations. We’ve all had enough. It’s with tired hearts and 10 years of giving away our work for free that we say this to you:

Dear wedding planners, florists, venues, DJs, limo companies, make-up artists, hair stylists, dress shops, decor designers, cake artists, officiants, musicians, etc. Here is the hard truth:

WEDDING PHOTOGRAPHERS DO NOT OWE YOU IMAGES.

Just stop #WeddingVendorEntitlement

… this hashtag was inspired by an on-going issue and we as members of the wedding photography community have decided finally speak out.

The sense of entitlement that has been expressed across the wedding scene is in a word – appalling. The attitude of wedding vendors has spiralled out of control and images are too often demanded instead of respectfully requested. Is money offered for the photographer’s time spent preparing and sending these images? No. Is a photo credit offered or given? Maybe. Will that photo credit feed our families? Absolutely not. What are the odds we will receive a new wedding client referral from said vendor? In spite of the best intentions – extremely low.

Therefore we are standing up to join the ranks of the frustrated wedding photographers in hopes that this is not only seen but heard … and heard LOUD!

Long gone are the days of “please”, “thank you” and any respect or any kind gesture to obtain images for use, whether it be a florist, DJ, venue, planner, etc. Instead of “When you have time, may I please use some of your images in my portfolio? I will be sure to link back to your website & provide photo credit” we hear “So how do I get these photos?” Even more rare is an offer of payment to use our work for their own company’s advertising.

A personal anecdote for you from our lives: A popular Toronto wedding venue once approached Lisa asking for a photograph to print in a full page Wedluxe advertisement. She was young but knew at the very least she should receive printed credit on the image and some money, and if the company wanted to remove the credit entirely, she should be paid more. This venue makes hundreds of thousands of dollars per year in revenue and was easily paying thousands of dollars for this upcoming print ad that repeats monthly in Wedluxe. Lisa quoted usage of her image (dependent on the client’s sign-off first) at $250 with print credit and $500 without the credit. The venue said they had been “burned” by a photographer in the past and therefore were hesitant to offer any sort of credit or payment. She never heard from them again and they are still running the same print ad as years ago. That about summarizes the amount of respect photographers get, even from very financially massive businesses.

“We don’t pay for image usage, that’s not how this works.”

Often these vendors even assume they can pay thousands of dollars for print ads and simply “get the high resolution file” they “need” and don’t expect to pay us for our intellectual property, OR get the sign off from the client who paid them for their work in the first place! Our mutual client may not even be cool with us sending you these photos they paid for of their private event to promote YOUR business. Photographers cover this privately with the client in our contracts, but that photo release doesn’t extend to other vendors.

If it takes so much time then ask for payment, you say? Guess what? We have.

Way too often photographers have heard the reply “We don’t pay for image usage, that’s not how this works.” This is now what we are faced with when we “mistakenly” think we should be financially compensated for our work. Too often photographers spend the time to give other wedding professionals free images and receive nothing in return. No new client referrals. No money. Shockingly, no written credit (if we’re lucky maybe we can get a TAG on Instagram that nobody will SEE unless they tap the photo!) It’s just awful and we are sick of it.

If you’re a wedding vendor reading this – be honest with yourself. Have you treated a photographer with respect and kindness throughout the whole pre-during-post wedding process? Or did you only come up to me at the end of the reception, after not saying a word to me all day, and ask me for free promotional content for your business?

Wedding photographers have been left wondering when courtesy for fellow vendors went completely out the window. When did sharing our work go from a kind favour between wedding vendor friends (or “friendors” as we often call each other) in exchange for promised photo credits (despite a 99% chance of no new business for us) – to instead becoming a default expectation? Taking advantage of photographers’ work has become a wedding industry standard and it’s not okay.

Business gurus often say “If you don’t value yourself and your work, how can you expect others to?” Yet when we DO value ourselves and say we are uncomfortable with the expectation of free images (of our clients’ likenesses no less) we are met with confused faces and snarky remarks about how the industry does not run this way and about how this photographer and that photographer “always sends us photos.” It’s time to recognize that the industry has changed for the worse. There is no longer kindness and courtesy – there is only expectation of free photography for your business. That arrangement is simply unfair to hardworking photographers. We – along with our work – becomes devalued by the sharing of images with fellow vendors without any compensation for our time or talent.

If you’re a vendor who is guilty of only befriending the photographer when it’s time to ‘get images’ – perhaps we can be seen as a valuable part of the industry instead of your personal portfolio builder. Photographers are there for the client. We are there to build OUR portfolios. We are not there to build your brand and get you more business and therefore money in your pocket.

So, let’s put it this way:

Would you would be willing to work 25+ hours per year for free?

No? Because this is what you’re asking us to do every time you as how you can “get the images” for your own advertising. You are literally making money off our work. Not only that, it actually takes a lot more time than you probably realize to edit and make galleries for vendors so they can have free images for their portfolio, advertising & social media posts. Yet we are regularly expected to do this for about 3-6 separate vendors, every single wedding, every year, no questions asked. It takes so much time to select photos, edit, re-size, watermark and publish these galleries for every vendor, not to mention throwing in free commercial usage.

We get it – you didn’t mean to be rude, right?

You just figured since the work is already done, why can’t you just have copies of the images, right? Well it’s not that simple, as outlined above. It’s also simply not fair.

So instead, how can we actively work to change the industry’s attitude toward images for portfolio usage?

It comes down to The Golden Rule: Treat others how you want to be treated. It’s kindergarten, people. If you begin to treat photographers as people and friends and not simply free content machines, you might be pleasantly surprised at what we will gladly share with the sweetheart friendors in our lives. We won’t just do that – we will also be happy to cross-tag you in OUR social media posts because guess what? Photographers are almost always booked long before florists, dress shops, officiants, videographers, DJs, wedding planners & more. If your photographer has a follower who sees your business mentioned, there’s an even higher chance you’ll get business from that. So there’s simply more value in being kind, offering compensation to photographers when reaching out, and maintaining a valuable friendship with us. It’s so much better than ignoring us all day and then cornering us and your first words in my tired face after a full wedding day are basically “so how can I get something from you for free?’

… and to those vendors who are not the majority, we thank you.

We love those vendors who befriend us in a real way and help us to produce the best work we can on the wedding day. You were the one to respectfully ask if it would be possible to please have a quote on licensing the use of our images for your portfolio after they were delivered to the client. WE LOVE YOU. And ironically many photographers will probably end up sharing their images with fellow small business owners in exchange for credit. This isn’t wrong, but it’s a PERSONAL business decision of the photographer, and NOT INDUSTRY STANDARD, because to be honest, that’s complete bullshit.

Want to help be an active participant in ending #WeddingVendorEntitlement?

Step 1. Offer to pay to use our images. It immediately shows the photographer that you respect our work and our time.

Step 2. Ensure our mutual client is comfortable with your intended usage. Some people may not want their images made public. This can often be the case with sensitive professions such as law enforcement.

Step 3. Never ask our mutual client for the files. Going around the photographer to obtain photographs to use is wrong – and illegal! We own the copyright to our images, not the client. You are not allowed to use our images without our express permission.

If a photographer decides share their images with you, here are some thoughtful ways to say thank you:

A heartfelt note of thanks. Do you know how often we have prepared and delivered free images, as requested, to vendors and they NEVER EVEN REPLY?

Send a thank you card with a gift card or drop off a bottle of wine. Show your appreciation in some way.

Offer compensation when you ask for our photographs. You could offer money or even an offer of a floral arrangement from a decor company, or help with a future event from a wedding planner. There are so many ways to trade a skill. What would you like to trade us for our expertise, time and finished photographs?

Actively send us referrals & add us to your preferred vendors list! This is huge! It’s an easy way to show photographers you appreciate and respect us and hope to repay us with actual new business. Unless you’re a venue or a wedding planner, unfortunately having us on a referral list isn’t super effective in actually generating new business for wedding photographers because we are usually booked very early in the wedding planning process, but we appreciate the effort! It shows us respect and that you want to have an on-going vendor friendship with us.

Hire the photographer for your own personal upcoming event / family portrait / baby portraits.

To photographers – if you are actively receiving new business from a vendor, then great. Keep doing what works for you. This blog post is for those of us longtime photographers who aren’t having this result. This post is also for any new wedding photographers who are looking to break into the industry. This is your reminder to value your work and above all, value your time. Time is priceless so be careful who you work for and what you’re actually getting in exchange for that time and effort. Receiving Instagram tags isn’t worth time you could be building your portfolio or spending time with your family.

Don’t forget – photo credits don’t pay the bills.

About the Authors

Lisa Mark and Rebecca Lozer are wedding photographers and co-hosts of Secret Life of Weddings podcast. Check out more of their work on Twitter, Instagram, Facebook, and their YouTube channel.

If you’d like to hear more on this topic, make sure to listen to Lisa and Rebecca’s podcast, episode 65 here. This article was also published here and shared with permission.

Source: https://bloghyped.com/dear-wedding-vendors-photographers-dont-owe-you-images/

0 notes

svjatoslav · 7 years ago

Text

The Short Essay On The Animal Nature Of Angel Investors And Startup Founders.

An Introduction

Past 20 years of my life, which I have solely devoted to two subjects - private investments and national politics - have taught me to carefully consider the nature of men while taking critical strategic decisions either in business or in governance. Although, the notion that humans have virtually no social and physiological limits is, today, so universally accepted that it has became almost an inexcusable moral flaw to suggest otherwise, I, nevertheless, choose to retain my own opinion on this important matter.

It is, however, not the purpose of this short essay to prove my multiple critics to be generally wrong. I simply take it for granted that if there exist some material evidence for the reality of certain psychological phenomena, which has not yet been socially recognized or scientifically proven, we may as well use it for our own good purposes. Rather than arguing with those who are strongly opposed to this view, I want in the following several paragraphs, which I now present to your informed judgement, to provide some initial guidance to those among my readers who, themselves, want to apply human nature's study to business practice of their own.

Because the described investment approach is largely based on my life's observations of investors and founders' main psychological types and their interactions I had to come up with some kind of phenomenological definitions in order to systematize those observations and, then, to set them to work. By and large for the practical purposes I define more than ten different personality types on both investors and founders sides. It gives me about 100 different combinations to work with. Obviously, in order to address all of them I'll need to expand this short paper to the size of a book. Instead, for the purpose of this essay I have retained only four basic types of investors and, rather agreeably, four types of founders.

Furthermore, alternatively to using quasi-scientific terminology in order to describe basic personality types I decided to name them after personages of George Orwell's novel "Animal Farm". It is obvious that this rather exotic choice may raise a vivid agitation among well-read and vigilant readers. I apologize to them for causing this disturbance. I admit in advance that exploiting this renowned masterpiece of political dystopia genre may be too much of bad literary taste. However, mixing politics and business is not completely unheard of practice in the contemporary society and, for this reason alone, my doing so in this unworthy piece shall be excused as well.

Angels and Founders Eight Major Personality Types

Most of private investors, which I have happened to personally know and, sometimes, to co-invest with belong to one of four distinctly different type of characters, which may be symbolically entitled as "Donkey", "Boar", "Goat" and "Raven".

In the "Animal Farm" the donkey, named "Benjamin", is described as an educated and profoundly skeptical beast, which likes to question "obvious" facts. The boar ("Napoleon") is a dominant and larger than life character, which life's ambition is to rule over other animals. The goat ("Murel") is a popular, dedicated and docile creature, which is a friend with all animals. The raven ("Moses") is a career orientated, self-serving individual, which diligently works for whoever happens to be in power.

Equally, there are four distinct founder characters' types, which I have had multiple opportunities to be acquainted with, while tackling various private investment cases during my career as a business angel. Those four types may also be tagged as following: "Puppy", "Sheep", "Hen" and "Cat".

In the "Animal Farm" "puppies" are direct actions orientated role-players. They straightforwardly haunt all running animals without really knowing why. "Sheeps" have a stubborn nature, which urges them to blindly stand for abstract, sometimes dogmatic ideals. "Hens" are hardworking, functions orientated actors, which are narrowly focused on eggs production. A "cat" is an illusive, idealistic and enigmatic soul, which, however, is endowed with an irresistible charisma.

INVESTORS CHARACTERS

Donkey

A typical Donkey tends to be a former investment or consulting professional, which usually holds a management degree from a prestigious University and has more or less successful career history with a well-known investments fund or a reputed consulting company.

Donkey strongly believes in the magic predictive power of Excel spreadsheets and firmly knowns that there's no such a thing as too much of data. This type likes to spend countless hours on boards' meetings, to where he carries an expensive notebook, which contains at least fifty neatly organized desktop icons, each of which corresponds to a specific project's financial forecast, enriched by insanely complicated mathematics and breathtakingly beautiful infographic.

Donkey knows for the fact that his financial success with startups depends upon hard work, unlimited access to information, clear-vision power of expensive electronic tools, and, of course, of Donkey's unmatched personal intellectual abilities. Besides, this type worships his network of trusted professional contacts with which he stays in over-the-clock e-mail communication.

On a subconscious level, however, Donkey often feels himself stressed and insecure. Trying to compensate for this diffidence on a conscious level donkey often retreats into comfortable and safe atmosphere of his private office, which nostalgically reminds donkey a familiar corporate work environment. Secretly donkey worships "portfolio investments theory", which he tries to apply to his startups investments. However, donkey often finds himself faced with the naked truth, which consists of one simple fact, that all of his educated financial sorcery may be condensed in one phrase: "spray and pray".

Boar

Boar presents himself an opposite to Donkey's type of character. Professionally Boar usually tends to be either a result of long upper-echelon management career or a former entrepreneur. This type usually possesses almost unlimited energy and strong, often brutal charisma, which, together with self-promulgated celebrity status, make this type almost irresistible to the majority of start-up founders.

With regards to private investments all boars usually have one common goal, which is to get into the glorious rank of "super-angels". Entering into this prestigious category tends to be strongly associated for Boar with the success and feeling of personal fulfillment. In fact, acquiring the new prestigious social status may often be more important for Boars than gaining financially from investments.

This type so firmly believes in his own outstanding business acumen, almost paranormal ability to "read" people and divine negotiating skills that Boar has no doubts what so ever that he may always almost instantly to feel "what will work and what won't" and to quickly find his way out from the self-imposed mess.

Usually, in about a year Boar finds himself in a possession of a dozen or so startups, only few of which present any real personal interest for newly born super-investor. In 3 years the number of startups in Boar's hands rarely stands below 30. As a result, almost none of those companies are able to receive badly needed assistance from their investment patron. However, at this period boar already presides over his own investment fund with at least five over-paid, subservant office-types and spends most of his time on international conferences, foreign embassy receptions and private "soiree".

Goat

Goat is of a type, which you may also call an "emotional investor". This type usually formulates his investment preferences in sentimental phrases, like "I think I just like those guys" or "I really believe in the bright future of this technology" etc.

Goat often became quickly discouraged by under-performance of startups he has just invested into. In this case he either starts to seek his way out of the deal or gets into the state of prolonged depression, which may negatively affect the efficiency of company's board of directors, specially, if Goat holds to a significant portion of company's share.

On a positive side, however, this emotional type, while pondering on investment decisions, makes his mind very quickly and then, usually, lets founders run the company as they wish on an operative level. Goat also likes to visit large scale public events held in luxurious hotels or at exotic resorts where he is presented with the opportunity to express his views on various non related subjects to big crowds of company's admirers. By doing so Goat usually appeals to high ideals and massively disregards real financial performance of a given startup. Goats tend to be people of humanitarian professions, often artists, sports or cinema celebrities.

Raven

Raven is the type of investor, which strongly, sometime almost religiously, believes in inherent powers of institutions. Those people are, typically, former bureaucrats, political functionaries or managers of big corporations. They, routinely, value the ability to make "right contacts" above almost all other human virtues and are eager to take leading positions in start-up board of directors.

They are almost indispensable for those fledgling businesses, which target markets lay within the realm of gigantic corporate entities and governmental agencies. However, the price, which start-up founders have to be ready to pay for a distinct pleasure to be presented to wielders of high powers, is as steep as slopes of a power pyramid itself.

More often than not Raven doesn't bother to closely familiarize himself with peculiarities of products' design or shopping habits of startup's main groups of users. Instead, this type usually prefers to focus his energy on one thing - to gain as much control within a company as humanly possible. Surprisingly for external and unprepared observers, while pursuing his hidden objective, Raven commonly demonstrates such astonishing awareness of human vices, that most people, which gradually became involuntary involved in the process of passing startup's power levers to Raven, do not consciously realize what's going on until it is too late.

As a result of Raven's corporate maneuvering most founders suddenly find themselves outside of the secret chamber, from where, henceforth, all verdicts on startup's destiny are to be announced.

FOUNDERS CHARACTERS

Puppy

Puppy may be one of the most numerous and, at the same time, most popular among beginner private investors founders' type. By its nature this type doesn't like to wait until a lucrative market opportunity reveals itself to him or when a genius product idea or an unique technology design came to his mind. Rather, Puppy chooses to firmly take his destiny in his own hand and to create his own opportunities.

For an unexperienced investor this type presents itself a "god's gift". Puppy devotes almost all of his time and energy to two key processes: first, bringing together, "brick-by-brick" all elements of what is called "a start-up" among main-stream investors, and, second, soliciting money from everyone in his grasp and beyond.

No wonder that Puppy has more-than-average probability of success in reaching his main goal, which he usually formulates as "to became a serial entrepreneur". Sadly enough, this type's glorious career is, traditionally, accompanied by a number of risky and even dubious deals. In numerous occasions it leads to the situation when investors, which were initially enchanted by Puppy's radiating energy and inspiring visions, find themselves with a lesser number of green-bucks in their pockets than at the start of this very entertaining but also very expensive journey.

Sheep

Sheep, typically, experiences a congenital, emotional connection to his start-up. In many instances his feelings have long, convoluted and unrevealed lineage, including child-hood's incidents, parents' influences as well as subconscious phantasms. This type often stays devoted to his cause regardless worsening market situation and well-intended advises. Sheep may be the blessing as well as the curse for a private investor.

In the best case scenario, when there exist a set of positive exogenous and indigenous factors, including favorable markets and team's members unique personal talents, stakes on Sheep's new venture may led to unexpectedly large rewards. Nonetheless, Sheep usually struggles to adapt to new market trends, specially if it requires to abandon some of his fervently cherished ideas.

Hen

Hen's type is often the product of life, which has been solely dedicated to the mastery of one art, the later being either various branches of experimental sciences such as biology, chemistry, physics or of industrial (more often computer) engineering.

This type's typical life ambition is to find the way to profitably emerge himself into comfortably familiar atmosphere of mathematical equations, chemical reactions, neatly organized electric circuit diagrams or the wizardry of programming. As the direct consequences of such predisposition of his nature Hen often manages to stay emotionally non-invested in his own project.

Occasionally, Hen may consider his startup as the method to satisfy his scientific curiosity at somebody else's expenses. Hen may quickly switch from one project to another in case he suddenly stumbles on new and exiting technical challenges. On the bright side, Hen tends to develop a set of strict, self-imposed rules and to follow professional etiquette, violating which will undermine his position within the professional community.

Additionally, Hen is prone to establish the complex relationships with money, which he sometimes chooses to publicly despise but often secretly admires or even worships as some magical form of energy, which affects people the same way as electro-magnetic forces affect atomic particles.

Cat

Cat is inclined to consider all of his enterprises as very exiting life experiences, which occasionally may (or may not) confirm Cat's original insights. This type habitually look at his surroundings through blue, cerebral glasses, which are particularly well suited to the purpose of discriminating against minute practical nuisances constantly interfering with the smooth flow of everyday business.

Sporadically Cat may be completely blown away by the strong sensation of self-importance. His feelings of unpaid duties towards the humanity might be so overwhelming that Cat sometimes converts his startup into the form of organized religion. In the latter case, Cat often expects everyone involved with his company to achieve the state of religious favor, which, he believes, is absolutely compulsory for the startup's ultimate success.

Cat often demonstrates such level of personal commitment that it became highly infectious to investors, which may stop to adequately asses the financial results of the business, relying solely on a miraculous force of Cat's gospel.

COMPARATIVE ANALYSIS

Boar vs Puppy

This combination of similar by nature characters quickly gets out of hand when Boar and Puppy face each other while disagreeing on matters of day-by-day business or debating company's strategic alternatives. Figuratively speaking, this coalition of oil and fire rarely works to the both parties' mutual satisfaction.

Boar vs Sheep

This alliance has long-term perspectives under the condition that pro-active Boar's nature serves as the first-stage booster for Sheep's backward individuality, specially when the latter is pondering on particularly difficult and controversial strategic decision. However, this union may also go bust because of Boar's impatience with Sheep's lack of practical flexibility.

"Intuitionist" vs "Realist" ("boar vs hen")

This consortium is almost "made in heavens" if not take into account regrettable absence of true commitment to company's mission from part of both of those characters. This shortage of loyalty may negatively affect company's others employees and shareholders, which have had a folly to initially believe in high spirited presentations of "hen" legitimized by a quick meal investments of an "boar".

"Intuitionist" vs "Idealist" ("board vs cat")

This synthesis rarely works properly because each of those characters typically aims at the prominent public status and tends to mix his private opinion with company's official position. This constant jockeying for position is generally detrimental for company's business affairs.

"Analytic" ("donkey") vs "Activist" ("puppy")

It may be good fit providing that "donkey's" fledgling company manages to find the right place on the market. "donkey's" nature, predisposed to intense mental activity, carefully weighing all facts before taking any decision, will serve as a counter-balance to puppy's flamboyant and often erratic management style.

"Analytic" ("donkey") vs "Loyalist" ("sheep")

Those two personalities may work comfortably together in a snug atmosphere of scientific laboratory or in a plastic paradise of corporate office. However, when it comes to unpredictable market places it may be just too little too late when "donkey" and "sheep" eventually decide to take the critical strategic decision.

"Analytic" ("donkey") vs "Realist" ("hen")

When those two elements are brought together we get plenty of light but almost no heat. Cold and systematic mind of donkey coupled with down-to-earth hen's nature make start-up wheels turning steadily, living, however, the majority of its customers and shareholders vaguely dissatisfied. In this situation lacking are team's genuine enthusiasm and product's emotional appeal.

"Analytic" ("donkey") vs "Idealist" ("a cat")

This particular combination of opposing characters may produce a favorable effect on company's overall performance if not for the regrettable tendency of a cat to periodically disregard donkey's mostly abstract but, nevertheless, often valuable advises. Moreover, a cat may even decide to start openly harassing donkey if the later manages to somehow demonstrate a lesser degree of eagerness towards company's mission then routinely required from each and every individuals involved with cat's company.

"Sympathizer" ("a goat") vs "Activist" ("a puppy")

This alliance is usually considered to be highly beneficial for "a puppy", whose authority remains unchallenged by "a goat" and whose incessant energy is freed from a burden of close supervision and unsolicited advises. Even so "a goat" may soon find that "a puppy's" charisma, which "a goat" initially found to be so utterly irresistible, is not always sufficient to circumvent market's unmelodious realities.

"Sympathizer" ("a goat") vs "Loyalist" ("a sheep")

A goat and a sheep may easily find a common language on a basis of a shared admiration of sheep's genius idea and personality. However, as the time passes by and goat's passion fades out, as it usually does, both those characters may find it more and more difficult to stay on the same level of mutual adoration specifically while markets continue to surprise them with their inherent unpredictability.

"Sympathizer" ("a goat") vs "Realist" ("a hen")

This coalition is rare to be formed. Hen's technologically savvy but mostly prosaic ideas are not capable to induce a certain level of high emotional state, which is needed to produce on a goat a desirable "wow" effect. However, when, despite all evidences accumulated before-hand against it, this misalliance eventually happens, it produces the most chilling effect on both parties involved. A goat fills a deep disappointment with hen's down-to-earth manners and boring business practices, whilst a hen experiences an immediate disillusion with goat's practical abilities.

"Sympathizer" ("a goat") vs "Idealist" ("a cat")

In an absence of a restraining force of cold and impartial reasoning this synthesis of rough enthusiasm and intemperate ambition may soon convert the initially sound idea into an epic enterprise of comically inflated proportions. Both those characters posses enough of nuclear power of persuasion to being able to convert a small group of wavering supporters into the stadium-size crowd of disillusioned investors.

"Institutionalist" ("a raven") vs "Activist" ("a puppy")

By the virtue of their characters a raven and a puppy are naturally born enemies. We, ourself, often became a witness to multiple manifestations of that deeply rooted enmity in our everyday life. Ravens love to tease puppies by their outrageous behavior whilst puppies do rarely miss an opportunity to widely and vainly chase ravens. Raven's hidden but unabating strive for power rises instinctive suspicions in puppy's easily exited psyche. Sooner or later this incrementally growing antagonism will be resulted in an open confrontation, which rarely can be survived by a business itself. However, regrettably so, ravens are often able to lure puppies into investment deals by promising them an unmitigated succor of big enchiladas.

"Institutionalist" ("a raven") vs "Loyalist" ("a sheep")

A raven creates clear and present danger to a sheep's administrative and moral monopoly in a company. Sheep often considers his enterprise to be an integral, sometimes indispensable part of his life. That sporadically makes a sheep unwilling to sacrifice his treasured and often highly abstract principles to the sake of market's gains. Even so a raven habitually gets irritated by sheep's purported lack of administrative and business effectivenesses. In which case a raven considers himself taking reigns of power to be an undisputed matter of public welfare.

"Institutionalist" ("a raven") vs "Realist" ("a hen")

That's an agreeable affiliation for both a hen and a raven. Hen's cynical pragmatism does allow for a raven's rising to the top echelons in company's hierarchy even if it comes together with notable downgrading of hen's own administrative positions. As long as it serves to the cause of improving business' bottom line and, at the same time, brings a little something to hen's own nest, a hen wouldn't mind to somebody "bossing" him time to time. A raven on his part feels that a hen is "a right type of guy", who knows how to be productive and tenacious member of a "corporate family".

"Institutionalist" ("a raven") vs "Idealist" ("a cat")

This combination of characters may work under the specific set of rarely occurring circumstances. Notably, when a raven wholeheartedly commits himself to the company's cause and a cat doesn't sense a threat for cat's position as a "spiritual leader" of the company from an ambitious and authoritative raven. In that situation a raven and a cat can synthetically co-exist occupying one spot on a top, while a raven takes on himself representative functions in power echelons and a cat continues to proselytize to large crowds of potential consumers.

CONCLUSION

At this stage I don't want my expert readers to form a superficial opinion that my exotic system is more the result of ignorance than of necessity. At the beginning of my career I tried to apply multiple popular personality models to my investment practice but found all of them either being too abstract, for instance, Carl Jung's Psychological Types and Myers–Briggs Indicator, which is largely based on Jung's theory, or mainly unrelated to my professional field, as in the case of Holland Occupational Themes or RIASEC, proposed by John Holland and used by US Department of Labor. Many other psychological type's systems, for example, Eysenck's and HEXACO models or 16PF, are widely used in the psychotherapy but almost inapplicable to the field of business.

Obviously, I can't pretend that my humorous methodology might posses the scientific valor of highly reputed theories, which were mentioned above. I also caution my readers to be extremely careful in applying it to their own investment practices because type's identification process is very difficult and mostly uncertain. To mastery it requires years of practice. Besides, in this brief format of essay it's impossible to present this methods to you with all necessary details. Nevertheless, I hope you've enjoyed reading this piece and will not be very brutal in judging its many shortcomings.

0 notes