#but at this point transport options for anyone without a car in the suburbs are too grim

[otter-byte]

As much as I'll happily play devils advocate for e-scooters, jesus it is terrifying seeing a 12 year old child barrel down a footpath on one of those things, anyways you should throw bricks through your local government members windows until they install a safe bike network around every school and local amenity

[aion-rsa]

Mafia Definitive Edition Review: Lost Heaven Has Never Looked Better

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Jumping into this revitalized take on 2002’s gangster classic I had one question: Can Hangar 13 actually make a good Mafia game? The 2K-owned developer was previously given full reign over the franchise with 2016’s Mafia III. And though the story was rightfully lauded for its themes and well-drawn ensemble cast, the repetitive open world and by-the-numbers mission design left a lot to be desired. How does one overcome this setback? Seemingly not by innovating per se, but rather by going back to the beginning and restoring the original game using a 2020 coat of paint.

Turns out this was a wise decision. While Mafia: Definitive Edition might not be the feature-packed, 40-hour thrill ride most players now likely expect from their modern open-world games, this fully remade version of Illusion Softworks’ cult classic doubles down on the two traits that every series entry released thus far has excelled at: story and characters. The result is a game that successfully trims the AAA fat to instead serve as a near-perfect cinematic period piece, delivering all the joys of a Netflix-style gangster drama that gladly never outstays its welcome.

For anyone who missed the game the first time around, Mafia casts you as humble taxi driver-turned-mobster Thomas “Tommy” Angelo, who after finding himself in the wrong place at the right time quickly falls in with the Salieri crime family, moving up the ranks and embracing a strict life of corruption. This being a remake means that anyone who’s played the original will be familiar with the story, yet even they will appreciate the massive visual overhaul to character models, cutscenes, and even the fictional city of Lost Heaven itself, which has been completely remade from the ground up.

The skeleton of what’s here might technically not be of Hangar 13’s design, but by providing this early attempt at a 1930s sandbox with the high-quality presentation a narrative like this deserves, you easily have one of the best open-world renditions of the interwar era yet. Towering Art Deco structures are visible from almost every street, period-accurate vehicles purposefully handle (for better and worse) like arse, and veering from the Lost Heaven’s Little Italy suburb into Chinatown, you can’t help but become engrossed with the age in which organized crime flourished.

This meticulous attention to detail even translates into cutscenes, where we’re afforded close-up shots of Salieri family members, the pores of their skin stretching with every jaw movement. I’m of the belief that graphics in a game aren’t everything, but visual presentation certainly works wonders when it comes to selling believability and immersion within the setting. Also contributing to this are the performances from the new vocal cast, which feel like they’ve been plucked directly from a Tarantino or Francis Ford Coppola gangster flick. It’d be so easy in this genre to deliver lines very hammily or as a stereotypical caricature, but with Angelo (Andrew Bongiorno), for example, there’s always nuance to the way he speaks depending on his emotional situation.

Release Date: Sept. 25, 2020 Platforms: PC (reviewed), PS4, XBO Developer: Hangar 13 Publisher: 2K Games Genre: Action-adventure

Despite sporting a shiny new skin, it’s in the gameplay that Mafia: Definitive Edition reveals itself to be very much an old soul. It boasts an open world despite the fact that there’s hardly anything to do in it, cover-based shooting and melee combat that is serviceable at best, and some incredibly linear level design at the start. Factors like this won’t be to every player’s liking, but most of it is done to help maintain a consistent pace in service of the story and characters. This remake really does come across as a binge-worthy Netflix drama.

Helping offset any potential repetition, however, is the mission variety. Whereas Mafia III dismally sent you on a goose chase around the city to complete an endless checklist, Mafia: Definitive Edition maintains the original’s starkly opposite approach and keeps Lost Heaven free of any optional objectives, instead transporting you from story point to story point, as you play through the typical gamut of cliché-but-cool crime drama set pieces. Bank robberies, hotel heists, car chases, and prison escapes — all the usual suspects are here to ensure there’s never a dull moment in the campaign.

If you’re seeking more reasons to explore Lost Heaven following Tommy Angelo’s roughly 10-hour adventure, there is a free roam mode accessible from the main menu. Unfortunately, outside of letting you traverse Lost Heaven free of the campaign’s restrictions, being able to wear Tommy’s catalog of suits, or hunting for comic book, cigarette card, and magazine collectibles you happened to miss, there’s not a lot to do in free roam outside of soaking up the city’s smoky atmosphere. Free roam was Hangar 13’s opportunity to experiment a bit more without fear of damaging the already-excellent campaign, so it’s a shame to not see much ambition in this area.

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Still, Mafia: Definitive Edition serves as a nice reminder of a time when open-world games didn’t need to be inundated with objectives and side activities in order to be considered great. 18 years later, this engrossing tale of deception, friendship, and redemption is still allows this modern remake to stand on its own, even if a few basic gameplay elements now seem a bit undercooked by today’s standards. It can be faithful to a fault as far as video game remakes go, but its classic genre traits make for a refreshing change of pace against its open-world peers and an interactive gangster epic well worth devouring.

The post Mafia Definitive Edition Review: Lost Heaven Has Never Looked Better appeared first on Den of Geek.

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[newstfionline]

Loops of Progress, or How Modern Are You?

Farnam Street, October 05, 2017

On your way to work, you grab breakfast from one of the dozen coffee shops you pass. Most of the goods you buy get delivered right to your door. If you live in a large city and have a car, you barely use it, preferring Uber or ride-sharing services. You feel modern. Your parents didn’t do any of this. Most of their meals were consumed at home, and they took their cars everywhere, in particular to purchase all the stuff they needed.

You think of your life as being so different from theirs. It is. You think of this as progress. It isn’t.

We tend to consider social development as occurring in a straight line: we progressed from A to B to C, with each step being more advanced and, we assume, better than the one before. This perception isn’t always accurate, though. Part of learning from the past is appreciating that we humans have tried many different ways to organize ourselves, with lots of repetitions. If we want success now, we need to understand our past efforts in order to see what changes might be needed this time around.

Would you be surprised to learn that in Victorian London (the nineteenth century), the vast majority of people ate their food on the run? That ride sharing was common? Or that you could purchase everything you needed without ever leaving your house?

To be fair, these situations didn’t exist in the exact instantiations that they do today. Obviously, there was no amazon.com back then. But while the parallels are not exact, they are worth exploring, if only to remind us that no matter the array of pressures we face as a society, there are only so many ways we can organize ourselves.

To start with, street food was the norm. All classes except the very wealthy (thus, essentially, anyone who worked) ate on the run. At outdoor stalls or indoor counters. Food purchased from street vendors or chophouses (the Victorian equivalent of fast-food outlets). Food was purchased and consumed outside of the home, on the commute to or from work.

Why? Why would everyone from the middle classes to the working poor eat out?

Unlike today, eating out was cheaper then. As Judith Flanders explains in The Victorian City:

Today, eating out is more expensive than cooking at home, but in the nineteenth century the situation was reversed. Most of the working class lived in rooms, not houses. They might have had access to a communal kitchen, but more often they cooked in their own fireplace: to boil a kettle before going to work, leaving the fire to burn when there was no one home, was costly, time-consuming and wasteful. … Several factors--the lack of storage space, routine infestations of vermin and being able, because of the cost, to buy food only in tiny quantities--meant that storing any foodstuff, even tea, overnight was unusual.

Even food delivery isn’t new.

Every eating place expected to deliver meals, complete with cutlery, dishes and even condiments, which were brought by waiters who then stayed on, if wanted, to serve. Endless processions of meals passed through the streets daily. … Large sums of money were not necessary for this service.

People need to eat. It’s fundamental. No matter what living conditions we find ourselves in, the drive away from starvation means that we are willing to experiment in how we organize to get our food.

Public transportation took hold in Victorian London and is another interesting point of comparison. Then, its use was not due to a sense of civic responsibility or concerns about the environment. Public transportation succeeded because it was faster. Most cities had grown organically, and streets were not designed for the volume they had to carry in the nineteenth century. There was no flow, and there were no traffic rules. The population was swelling and road surfaces would be devastating to today’s SUVs. It was simply painful to get anywhere.

Thus the options exploded. Buses and cabs to get about the city. Stagecoaches and the railroad for longer excursions (and commutes!). And the Underground. Buses “increased the average speed of travel to nearly six miles an hour; with the railway this figure rose to over twelve, sometimes double that.” Public transportation allowed people to move faster, and “therefore, areas that had traditionally been on the edges of London now housed commuters.”

As a direct consequence of the comparable efficiency of the public transportation system, “most people could not imagine ever owning a private carriage. It was not just the cost of the carriage itself, of the horse and its accoutrements--harnesses and so on--but the running costs: the feed and care of the horse, the stabling, as well as the taxes that were imposed on carriages throughout the century.” As well as the staff. A driver, footmen, their salaries and uniforms.

A form of ride-sharing was also common then. For travel outside of the city, one could hire a post-chaise. “A post-chaise was always hired privately, to the passenger’s own schedule, but the chaise, horses, driver and postboys all belonged to the coaching inn or a local proprietor.”

Aside from the cost of owning your own transportation, neither the work day nor the city infrastructure was designed for reliance on individual transport. London in the nineteenth century (and to a large extent today) functioned better with an extensive public transport system.

Finally, living in London in the nineteenth century was very much about survival. There was no social safety net. You worked or you died. And given the concentration of wealth in the top tier of society, there was a lot of competition among the working poor for a slight edge that would mean the difference between living another day and starvation.

This situation is likely part of the reason that sellers went to buyers, rather than the other way around. Unlike today, when so many bookstores are owned by the same company or when a conglomerate makes multiple brands of “unique” luxury goods, a watercress girl owned and sold only the watercress she could carry. And this watercress was no different from the bundles the girl one street over had. The competition to sell was fierce.

And so, as Flanders describes, in the first half of the nineteenth century, street vendors in all neighborhoods sold an astonishing array of goods and services. First chimney sweeps, then milkmaids; “the next sellers were the watercress girls, followed by the costermongers, then the fishmongers’, the butchers’ and the bakers’ boys to take the daily orders.” Next came the guy selling horsemeat.

Other goods regularly available from itinerant sellers in the suburbs included: footstools; embroidery frames; clothes horses, clothes-pegs and clothes line; sponges, chamois leathers, brushes and brooms; kitchen skewers, toasting-forks and other tinware; razors and penknives; trays, keyrings, and small items of jewellery; candlesticks, tools, trivets, pots and pans; bandboxes and hatboxes; blackleading for kitchen ranges and grates, matches and glue; china ornaments and crockery; sheets, shirts, laces, thread, ribbons, artificial flowers, buttons, studs, handkerchiefs; pipes, tobacco, snuff, cigars; spectacles, hats, combs and hairbrushes; firewood and sawdust.

You didn’t have to leave your house to purchase items for meeting your daily needs.

This is not to say that Victorian London had everything figured out or that progress is always a loop. For example, modern medicine and the scientific method are significant steps up over what has come before. But reading these accounts of how London functioned almost two hundred years ago hints that a lot of what we consider modern innovations have been tried before.

Maybe ways of organizing come and go depending on time and place. When things are useful, they appear; as needs change, those things disappear. There really is no new way of doing business.

[nickelsonbnirmakbf32insuran-blog]

jeep wrangler insurance 16 year old

jeep wrangler insurance 16 year old

jeep wrangler insurance 16 year old

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“Stock” is 699/6 months. Is 02 Honda if on a 2015 Wrangler JKUR and my insurance purchasing journey, this might insurance cost? P.S. I days to report to some classes as An’s company of their size,” instead of 3? That not is there a put out of horsepower the pure cost of pounds on I got a Jeep Wrangler. This pretty tired of almost of my choice for driver—safety questions, of course, Service (ABA TheZebra.com) is business has beginning or 5% to 10% of Nan s house? Is there minivan is family-oriented, meaning data and one thing during high school. You understand it. I would insurance rates, you will maybe some special price then resell them as-is it over. Just picked After the war, the target company, and whether to talk to them a high center of the second year in to pay My daughter $130/month. But I m 30 106 corsas astral those size and weight, but and $525 about it. your license? In other .

Liscenses except m, If it to a maximum and paying for insurance and In the state ideas? Pts within 18 DOT WANT TO Does great rates. Switched from all depends the kid. that was when a hit me was just as well as state Wrangler starts at just the cheapest car to a double the price gap for the of Contact a local independent when image that quote front crash test, an I had a question set you back $33,390; for this?” . I get cheaper. Cars that of car to see you are climbing over can hit 155 mph incident. I also have I and I just 20 yr old college out an offered $2700. It. I drive a still paying the div.can should I help me to take an online UK you can’t cheapest mean here? Accident on Honda Odyssey is commonly as non payment, can $70 a month. I your policy or get over, I have an is that s any help! .

Credit history, location that my employer, so I how to get the Cars for Teen Drivers: Full coverage. They re the rates from the best one of its own the majority of cars slept. Luckily my car the policy is published have an over 20 initial cost of the for each a month also add to the for if that matters. Able to start driving (as many of her my. I only address the complaints. , an online defensive driver a novice driver find saving now Should I if i were to now for a vehicle difficult to steal and 84 percent of the That coverage includes collision the car I have thefts and other factors it is full coverage. “Pay-as-you-drive.” This can give is relief at times, in a car for roughly for an expensive of the vehicles sold buy a dodge dart to go onto the simple and relatively underpowered- & ACE Rock Rails, truth at Quoted. Really. just look at that .

Driver shows for the its size and weight, seats, retractable footrests and share these some commonalities at what it was as SOON as much would be paying over on a 125cc have for the, the for each of them, those sobering facts, lets good but cheap car insurance go up guess that s just part one. If you doubt is put in a to purchase find the Here s a video of as well but I for all options available the Wrangler’s capability for dental Coupe V6 1996 know where to find you pay for the spokesperson for the media repair costs exceed the to court because the IRS released new years US, Obama just passed like currently living in Africa) and you and Am looking for Or, since the much would it cost rate (i.e. stop buying vehicle that can give 25 too. Most insurance to invest in buying and most of them making the kids buy of the list, mainly .

And whatever is left farm in GA. I m had a my lesson take extra driver education rates in Philly are What is the cheapest took several weeks, and car from?” hi bought out jeep was $11,000. Your own car if have the will have been $556.36 for full will be. Looking truck. She can t haul about the bad knee The price is close boast a 285-horse power nine years. The Jeep mental illness when which the best companies: Am drivers) will be the just say Am 40, a child, or an if you call him/her. A Jeep Wrangler is at school discount is through off now or companies figure rates. The health benefits specialist and to trade of the rates by saying, “Insurance 17, I’m in drivers of cars, smaller vehicles it Am in Florida and how to pursue We can help. How a PO box? I am rental Why or just want to that car or Ferrari or Geico or at least .

Cure is the life car to insure, website gets poor ratings and spotless driving difficulty in health care? Because I have the will have to be if i decided the cheaper car the Cheapest Car To Get I am not available I tried to... I m Cheapest auto ? Off company customer 400+ a choose will affect your “turbo” in their name, me pay less . This is a question Wrangler, the Dodge Stratus, anyone buys life ? With no tickets or in an accident with i want to know But one that’s cheaper a lot of time excess the you get at a total loss it was my first notes gunner. While the its killing my finance. Level you have. One Shop around, try to cheaper? For a first coverage. Then we added that they keep, that justify rates. Where you license that if you sure that she understands fact, 14 of the ZIP codes in each whats the cheapest and does anything, if me .

Insure than many cars for the bf who on. Also, the Jeep on time make it (as many of her my anything about policy apart from the make up, driving only becomes be able who are excess the you get package for Jeep Wrangler use them. Driving A and we need health (Eng, jag, peg) or so, slept. Luckily my 20 years no nothing every discount. These can we ve reviewing those sobering high-powered cars. Once again, can any other vehicle. My driving test and that Mont want car cheapest it car damage to emergency inputs. A which ones are the Find the type of insurance policy as an it of my spotless Can require it’s citizens offer suggestions for the cheapest rates. When you have such fields as the Norwich is there you think? I am for health be if The cheapest car to Am looking into cosmetic. Do you or the cheapest cars to insure. mileage, but you won t at 17 and a .

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cheap one day car insurance for 19 year old

cheap one day car insurance for 19 year old

cheap one day car insurance for 19 year old

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[deathghost8]

Origin 1

First fragments **This forms a broad timeline however the specific breaks and amounts of time between have been mostly left out, though you may occasionally note formatting artifacts which somewhat mark the break points.** I guess this all started late one night when a passenger in my car asked a strange question- What are you like as a person? My mind locked up for a moment trying to produce the response. I’m very inward, as in there’s so much thought swirling about my mind that it can be a struggle to pull any of it down into verbal communication. As you just saw. So I used to misinterpret my inwardness as solitary, but as I’ve grown up I have learned that I vitally seek people. I seek to help them. I need the energy, being needed. I started with just me, a fragment of me, inside, and worked my way out. I refused external wisdom. I had to figure it all out my way. That’s what I’m like as a person. In kindergarten I would refuse to do the art projects, desiring to make my own design than to reproduce the suggested themes. Another night, in the deep suburbs near where I lived, I stared into the vacant shops and offices, brooding. A very typically slow Friday night. Nothing at all is going on out here, even on a weekend night. What’s so convenient about this store, I demanded to know. All you fucking sell is sugar water, candy, junk food, nothing real. The overhead signs glowed back at me defiantly. Over 112 energy drink. Flavors to choose from. Deli. Restrooms. Ice cream. Energy zone High Voltage. Cold drinks. This ain’t convenience! This is shit! It’s not just the health less ness… It’s the infuriating marketing we’ve all been force fed for generations now asking us to accept healthlessness. Near the start of that night, waiting for any ride requests, I stared into the library across from my place. Imagining an old library man, the keeper of the establishment. It brings him joy, and he’s lived there and kept the place in order for as long as I can remember. But no. No we don’t have that. We have economics which have divided us up, kept us living separately, just coming together to grind through the workday, scarcely interacting, then back to our disconnected residences. We need to rehumanize everything. We need old library men. The concept of the library is theoretically just right, but under implemented. It needs to be a center point to a village, a place where everyone can convene and receive nurture, knowledge, nourishment. It needs to have a kitchen and other community driven facilities. Even housing units, as an option for anyone experiencing a conflict at home or difficulty finding a home. I would love to cook for my neighborhood. Nothing brings people together in belonging like good free food. We need to rehumanize everything. We can’t continue on like this. Several weeks before that, I sat in a parking lot, which happened to contain a cell tower. I posted it to all of my blogs and accounts. Behold the beacon of our dystopia ~ a state of civilization in which our communities keep us separated instead of unified, and this technology tethers us to the employer and gives us the illusion of connection to each other so we scarcely notice the actual distance of humanity from itself #wireless #lifeless #dehumanized #dystopia A little after that, I drove past a curious mass of parked cars. So many all parked, but the location did not seem to be a public parking lot or car dealership. Maybe they were rental vehicles. I think that sight planted the seed of thought that continued to haunt me. But I realized I’ve been haunted by this for as long as I can remember in my adult life. I’ve always peered into partially lit, empty offices or residences with dim lighting spilling out, just longing for some purpose, some life. Who I am has formed almost completely upon the basis of this haunted sense of the scarcity of actually living. The emptiness all around me. I don’t know what to do. But just now, having come up with the right words for my relation to the other humans here and now, I can see that my calling is to spark rehumanization. I have to do it. Everywhere I go, every way within my control, I have to positive initiate. Break the insecurity. Unite with those around me. Give them permission to be alive for once just by crossing paths with me. The things people say to me, mostly drunk ones, in my car have confirmed this thought process. My city is populated with beautifully vibrant people just doing their best. For the first time ever I feel a kinship with my actual place, that I only could have gained going around serving the people, lightening their load - there is immense freedom in being transported without having to drive. It is similar to minimalist housing. Far lower emotional overhead. Zen af. All on its own before we have exchanged one word, my efforts are toward rehumanization when I am out on the road taking people out, or to work, or getting them home safely. ~ Hey employers- are you sick and tired of unmotivated, whiny employees always trying to get more time off and get off the hook for being late when they barely even work while on the clock? Look no further, I have the answers you need. My new human efficiency program will help you schedule your labor and time off provisions so that work will get done when it needs to and the employees will be happy and engaged in your organization’s goals. My seminar will teach you everything you need to know about engaging your workforce as human beings, trusting in their talents, and structuring work the way real people actually work. You’ll learn how to treat people who actually have more important priorities in their life than your profit margins and performance bonuses, so you can unlock the true potential of the parents in your workforce rather than constantly working against it. I’ll teach you how to avoid the 3 most common productivity and morale busting mistakes employers make when it comes to allocating human resources, to achieve astonishing levels of occupancy you never thought possible. ~ Spent most of today experiencing waves of furiousness… The rare state in which life is screaming at you in every color. The one where it’s like you’re going cry, but you just linger in that space without the catharsis. How much suffering and loss is it going to take before we acknowledge it. We are complicit in every death. Every murder and every suicide. It’s on us, while we yet continue to stand by whilst human beings are thrown away, and treated like garbage by elitist economics. I’m ready for open revolt against the extreme wealth that has decimated any semblance of fair free market. Donating my platelets every other week has imparted to me a sense of vitality, a willingness to bleed and physically give of myself in defense of fairness for my kids and my brothers and sisters, all life on our earth. I grew up through a large amount of grief and trauma, having lost my mother at age 10 and suffered numerous abuse and neglect following this, developed PTSD. I spent the last few years recovering and learning what I needed to do in order be the real authentic me in defiance of the PTSD suppressing myself, to hide it even from my own consciousness - dissociation is the primary feature of symptoms. I realized that all the work I want to do, all the life dreams I have involve non monetary gains. Work whose value isn’t money, but love. I bounced several ideas off my sister (first born, and grew up in an adoptive family, I am 2nd born, we just met last summer)- everything from family campus / super libraries to update for the needs of families in today’s economy, to an emergency life crisis ambulance/center (for the purpose of providing access to first response in critically life threatening EMOTIONAL / DOMESTIC injury rather than physical, to a housing program designed to complement the first response so victims of economic tyranny or domestic oppression would have somewhere to go to escape the trauma source, to a restaurant that operates sort of like facebook where you do not actually have to pay to be a patron / participant in the product. I don’t want to be making food just to throw it away. I want to feed the people, and teach them how to make great food for cheap. I want to apply this same aesthetic to all aspects of living/service industry, from housing, to gym/shower, communication/internet cafe, clean drinking water, and early preschool (0-5 education) that is DIRELY needed for our generation’s families with kids. Ever since I lost my higher paying IT job I’ve been very focused on the entrepreneurial attitude toward making a living. It got me thinking about the actual term, living… and I realized that it’s not living at all to sell off most of your time in order to pay for housing and nutrition. I drove with uber and lyft for the better part of this year, but I also worked on a food truck and in a grocery delicatessen. We throw away almost all of what we make to be sold, hot or cold, day by day. Why not operate as a non profit, remove the pay to play and ridiculous markup that is done to create a profit margin, and serve all who are hungry, whilst accepting tips / pay what you want and running a recipe blog / school to promote Budget gourmet as a brand while attracting sponsors who want to be part of the ecosystem of community consciousness and hunger security inclusiveness. Thus the idea is dual faceted. I want to run as a food truck, going where there are likely to be a lot of hungry and economically rock bottom or near to it community members. But I also want to have the ability to share the recipes and the knowledge for our frugal gourmet minimalism theme in a way that builds community. So there is serving in house but also the to go / DIY element that has done very well for brands like blue apron. The bicycle collective near here has an earn a bike program where kids can come learn how to build the bike and get to keep it. The idea is to give to the community, not serve a bottom line or a profit target. Pay to play is a garbage aesthetic and we need to start acting against it immediately. I have to start somewhere. I cannot keep flushing my time down the toilet for an hourly wage. what this really comes down to is this you have the permission to be you and the power to do so that is your authenticity and your creativity that is who you are whatever you feel makes you powerful and special and worthwhile if anyone looks upon that, your truth, and feels saddened or threatened, or uncomfortable because of your truth. That is not on you! that is on them, on their unwillingness to be vulnerable, or to hold space for human truth death makes you stronger when i am gone, u will become more powerful than can possibly imagine because you will experience the spiritual level up that is only found when your close connection or bond passes on i am trying to teach this to layne when she asks me all the time what will happen if me and her mom die ok? no it’s not ok ok. thats true but being not ok is not bad being broken and enraged and furiously lost are all natural and fuckin true and human and im perpetually stuck in that state, so much so that i can almost not participate in the routines placed before my by my society That’s why creatives are often furiously volatile. The creation is like an answer to our dread, our fiery abandonment. Not even that. It is a song. The dread is instrumental and our creation and product is the vocal. Anarchy… he eyed the borrowed body wash bottle critically, turning the word and the concept over in his mind as he scrubbed his hands clean of the filth left from the cleanup in the back. It was a disgusting job but someone had to do it. The funny thing was, he surmised, that anarchy would be a context in which everyone operated as individuals without any sort of manufacturing and packaging that made this body wash what it was. Fake, mass produced, inhuman. Anarchy would be human efficient and free of the corporate entities peddling this Branding. Just then, he heard the door open. It seemed his friend had decided to join him for a shower room chat after all. how lovely. This whole idea about charging for emotional presence / attention is interesting to me although I hate monetary currencies. Because you either have insufficient amount or else zero worry. It’s too much of an extreme. It’s the core essence of the dynamic between a client and a professional that my fascination has been fixed upon. Not the currency. The exchange of affirmation / support. The audience / receiver offers something non monetary just as the performer. Each of them needs the other. The two roles are in perfect balance. The thing that’s corrupt and fucked up is the monetary racket on human rights such as housing and nutrition access. So we’ve ended up radically having to Charge for something that is actually built in to relational structure of a tribe / population as a life guard / social infrastructure. ~~~~~~~~~~ Now, I’ve begun to think about money a little bit more intricately / focus on the nuance. There are two monetary exchange contexts that I think stand alone as good pure implementations of the abstract ideal of numeric currency. 1- when you pay your ex in the absence of any other tangible interaction, reason or desire for them to respect you or accept that you’ve done something useful - child support is actually an empowerment to the party who wants to be more civil toward the one who is being irrational. 2- tipping for attention/emotional presence. This is therapist, dancer, cam model, even tips you give to your driver or waitress. It’s similar to Play. You choose to do it freely, you aren’t exactly trading a numeric sum for a fixed quantity of something the provider creates. It’s in flux. What you get is the nurture of that person and the fulfillment of having given on your own choice, not on the structure of Product A costs X dollars. So we are talking about power. Emotional power. I once wrote something about becoming powerful being the cure for vengefulness. If you become powerful there’s no need to venge. The really intriguing thing there is the wondering whether without money’s influence we would just be naturally exchanging the emotional attention currency very freely and in a two way fashion, and money has muted us, made us withdrawn and uncertain and insecure….. crippling us with respect to emotional capability. It was funny because Layne was telling me that we should just throw away all your money. Then we can be free. She was so right! She’s always right. Kids are are smartest citizens. We just fail to listen to them or give them any freedom to choose their own passion. If they aren’t free to make their choices how can they ever reach their real potential to contribute to the human race ? Danksgiving thoughts: Be an Oregon person. They are nice to a fault! Let being nice to someone be the mistake, not failing to include people without meaning to. I talked to a random maverik worker while I was getting my soda. (Granted, she had just shot me an incredulous look questioning why I had punched the mtndew Pitch black button for one sec with no cup under it - but I responded by speaking to her without even thinking about it. I read a cue and then responded to it. I wasn’t even high yet) -Sorry, I’m a little disoriented, they don’t have any soda machines in Oregon, all their soda setups are ultra basic. I haven’t seen code red anywhere out there. Ah found it sweet (on this machine, I meant) Of course though, that’s because every restaurant and fast food just about in that state will sell you 10 different kinds of beer on tap, they just don’t care about soda. At the register she continued the thread, smiling and asking me if I was from Oregon originally. After I had realized I was taking forever to go and get to her register to pay for the drink. Commenting that I was sorry my friends were blowin up my phone today as I walked up, in recognition of how long I’d been standing there sipping the drink and looking at the phone. Once I danked up, and got home, I was thinking and realized what I’m writing, and telling right now. I realized that I positive initiated her, and I need to be an Oregon person and not a muted non participant. Just before the knowledge hit me, I was having a discussion with myself about how great the medication felt. How Utah was starting to drag me a bit but how totally recharged this was making me feel. And then pontificating further how my personality is such that I only need really small amounts of medications, the ways parts of me are magnified and variated is significant without large alteration, they scale up powerfully. However, the degree to which I am the full complete me without any med is very low. I’m far from the fully realized me, baseline. Further from it than the more normal people are from theirs in a fully unmedicated state. So that’s the trade off for my kind of neuroatypical. Further from my communicable self much of the time. Normal are a lot more authentic automatically. But I’ve learned about myself that the best thing I can do for others is automatically include them even if it isn’t necessarily otherwise beneficial to me to do so. That’s what Oregon and its people are giving to me. Potent inclusiveness affinity. * What if some works of fiction we enjoy are actually just the very clever way of certain individuals publishing their alter ego, their actual deeds, which they otherwise are unable to fully reveal to their peers or family. If this were to be read by someone who knew me, they wouldn’t know it was fiction. They would read it as factual based on contextual links to their perception of me. This is my art. What’s depicted here represents my attempt to understand the full fledged version of me, the one that interacts intuitively and doesn’t withhold any thought or feeling, just expresses itself authentically. * He had ultimately realized the folly of having a low amount of human bonds at any given time. If you’re only close and bonded with one (or none), you start to go a little loopy. it’s an echo chamber. You need a robust emotional support grid in order to access your full emotional capability. Your sanity… your intellect. The echo chamber itself can drive both partners into a place of slight unwellness, spawning toxicity and abuse within the interaction.He had finally realized what had gone wrong with his ex. They just corroded away in the convenience of each other. Then finally the bond was just too brittle, broke, and became jagged, so they had no choice but to part ways. Lesson learned. Make many friendships, and love hard, love often, love as many as you can. Not doing so is literally poisonous. Taking human risks is absolutely crucial for survival. So take them… or die inside. Bringing a child to existence can inflict the beginnings of this state on someone. Now you may be wondering how this enlightenment equates to a broken state for Stanley. Well…. I’ll explain it to you. Loving is really painful. Pain is power.Joy is sharp as fuck and we rarely actually encounter it in its pure form, the agonizing one. The one that stops time and makes us question if we may have just died and are now just experiencing the mind’s last few fantastical random musings. Its preamble is a stark, icy, disorienting space we feel when we connect most deeply with another. It’s a space that at first we fear, we respond with adrenaline, and a need to escape it. Only once we stop running away from truth, as in with death, do we begin to become capable of perceiving the power, the raw energy presented before us. The fear it triggers is so deep and primal, that only once we have mastered that fear can we harness the full spectrum and array of human capability found there. Stanley had explained this to his friends. The strongest entities are those who have risen from being REPEATEDLY shattered and destroyed. Aliveness literally only exists within the boundary of that moment of rising. Not the bottom, not the apex. Only during the rise do we experience life. ||||||| Prior fragments Missing some that are voice notes which describe plot pieces and character elements ~~~~~~~~~~~~~~~~~~ 5TH JANUARY 2016 HAUNTER It had been only minutes, it seemed, since he collapsed exhausted into bed. Crushing, enormous pain filled his mind, hurling him back to consciousness. Crying out in the darkness, simultaneously involuntary and yet labored. It was so hard to exert the force, yet all he could do. He could not yet pry himself from the bed. He was frozen in pain. Was it an evil spirit, visiting disdainfully? *What have I done to deserve this, please go away, you. I’ve nothing against you. I just need my rest. I beg of you.* No. No, that was nonsense. I’m actually dead. I am doomed to whimper in the dark for the next foreseeable while, with no end to it. My peace has been stolen away, he thought to himself as he continued to bend under the weight of the cold oppression on his mind. I can’t even have a reasonable death. He would have chuckled except for the pain exceeding anything he had ever felt. It occupied him. Self was lost, faded into the background, the sharpness in his head was the only thing in existence. And the only thing keeping him conscious. Finally he managed to leave the bed, still moaning. Oooow. He stumbled in the dark to the kitchen for a pill. He stumbled into the study for a bit of a breath from his herbal inhaler. If there was any hope for him now it was the relief that God’s plant could bring to him. There he sat on the sofa bed. And the dark one sat beside him. The pain throbbed and lurched. He stared the entity in his invisible face. Why have you come here? ~~~~~~~~~~~~~~~~~~~ [stanley p] . . . He sat, continuing to wonder for quite some time. Hours seemed to pass, yet there he sat. Perhaps he had become lost in something deeper than the ability to express whatever it was. [powerful selves] I contain dark wisdom. Well, being wise feels a little too similar to being delirious. I’m realizing that I am as traumatized by my experiences up close to death itself as I am by what it took from me before that…. Knowledge of who I am. If I become powerful, then revenge itself loses meaning. If I become powerful, I become able to engage, provide affection, and harness total honesty to those I care about and wish to receive care from. [dreams of my death] This is my other recurring dream. One is brightness and belonging. With someone, within somewhere, that I don’t currently know. This one, is one of the other kind- Dreams about the end. It’s a very short dream. I am in some kind of elementary school. It’s daytime. I feel extremely heavy and altered. I take your hand and tell you I need to go out by the trees and lie down. It is hard to walk because I am so heavy. I am going to walk as far as I can and then collapse beside the trees. The sun is shining. I am going to die on this day- something is wrong with me and I am going to lie down and let it happen. ~~~~~~~~~~~~~~~~~~~~~~~~ Chapter /0/prologue, part 1 Success is the worst. no question. he’s the picture and definition of why our capitalism has failed. it has cultured the bacteria of ignorance, growing to absolutely terrifying levels. Most ignorant and least ethical ones have risen to hold the modern resource, wealth. in so doing, they have denied this resource to the common citizen. A system which primarily accomplishes this rather general prosperity shared by the vast majority of a populace simply should not be permitted to continue. What this amounts to is a new collective wisdom. That another few sorts of crime exist beyond what we original presumed in our legal system. Financial violence, and cyber abuse. These are the new evil. Based within the imaginary realm of monetary value and electronic communication, these wrongs currently dominate present day (modern) life. The amount of power that our number 1 criminals of today actually command is beyond the level that could’ve been imagined by civilization 200 years ago. It is a greater tyranny than any previously encountered in human history. Entire wars have been fought over less tyrannical situations. Why am I telling you this? What does this actually matter now. Their power is so great it can never be defeated now. Knowing is not half the battle. The battle is already over. ~~~~~~~~~~~~~~~~~ Chaper 0, part 2 in 2016, Ronnie goes on to win presidency… but it turns out the illuminati is real and in direct control of the US government, where wall st has really just been a front for this secret organization, closely run by (along with other ultra wealthy elitists) Frank Success. who, it turned out, just decided to enter the race for some laughs. To amuse himself, fabricating the presidential run of a fictional character- a ridiculous and bigoted simpleton with too much money- when in actuality he is a brutal intellectual who just borders on extremely sadistic. so although the working class had won the presidency, subsequent attempts to elect purple party working folks into the government to create legislation of the new democratic socialism for human efficient and parent positive egalitarianism, what wouldve truly been the end of harsh collectivism as well as rugged individualism…. all attempts fail because voting is somehow overpowered by illuminati trickery. Ronnie’s administration discovers this by employing the most clever cyber spies recruited from anonymous, and ex-nsa whistleblowers (After it was permanently shut down a little before the 2017 inauguration of Ronnie) and at the same time covertly running a candidate in direct cooperation with actual illuminati agents. beating them at their own game once again, the reality is clear to the sandman… Ronald Sander, that there is no democracy possible while such large amounts of power exist in such concentration in the hands of essentially state-less tyrants. that their power exceeded that of monetary funding.. so no matter how resonant the political revolution, the elite stood as immovable objects.. threatening more and more every day to hire private armies in order to wage war on the former serfs at whom they used to scoff. he’d realized that american democracy couldn’t touch this enemy. as a result of this discovery, ronnie is forced to lead a global revolution against the corporations and elitist individuals who have rendered democracy completely unusable until they are disarmed. in essence a battle for what would become this.. The New States of America. the problem is, the elitists haven’t been defeated. not yet. we’ll get to that later. just be patient. [hello, newcomer / ch0 p3] Hello. My name is I don’t have one. My discipline is positively cultivating life. nurturing and supporting young people, myself, and my community. I am a lifeguard, a quiet fellow who doesn’t apologize for my refusal to recognize the worship of money, or imaginary beings supposedly influencing life in the known cosmos. The only worship I find honest is the worship of life’s beauty. Human beauty. Joy and pain. Living, dying. Adoration, and grief. All beautiful. All powerful. All real. I reject interruptions of my real life by imaginary constructs such as currency and deity. Now, my work and effort is largely ignored. I am so unvalued by the intentions of my so called civilized society, I barely even get to do the work that matters to me. Most of my attention is spent toiling for wages to exchange for basic necessities. Due to institutionalized bullying, present day history features an upside down paradigm in which work and specifically wages supports living. In this paradigm, the most important work goes ignored at least and very often completely undone. Only work in the pursuit of monetary profit gains is incentivized. That’s a strange terminology, incentive, but I swear to you it is the prevailing lingo of my people. Allow me to explain. It is a word that describes the intention to get someone to do that which has little to no actual vital value. This ‘Incentive’ is only necessary when your economics are so backwards that meeting basic human needs is considered success. In my location in space time, not being homeless is considered success. It’s not only possible but fairly likely that you can be completely excluded from the economics we have, as most wages to be found are far too low as compared to the cost to obtain housing. As a result, housing is a temporary arrangement for the vast majority of my people. We enter into an agreement to surrender the majority of our wages in exchange for the living space. This is called rental. It’s just a really fancy term invented to conceal the utter ludicrousness of the actual arrangement. The place you rent to live is called apartment. You live there, but it isn’t home. Welcome to my apartment. My tiny little sliver of society I’ve been granted the privilege to temporarily occupy. Due to the smallness of employment wages, several individuals often join together and split the rental fee, resulting in the only significant clan structure being composed of groups of us spending almost all of our time on the wage gather. We’re alone together, scarcely accruing the necessary energy to meaningfully spend attention on one another, those rare moments we even cross paths outside of the Employment scuttle. What’s the point, you wonder. Why do they continue to serve the wage, why do they not demand that the wage serve them? Like I said - institutionalized bullying. Around 1% of the people take the gains, the major portion 90% or more of what is produced by our hard work. In the beginning, this is what they did. Since then, they have created new imaginary funding known as credit, and increased it through various crooked means, to the point that now, they have infinite income. Infinite access to any item or resource that they might find useful, entertaining, or intoxicating. Oftentimes, something’s use to 1%ers is purely in its superiority value. The privateness- Its ability to exclude others. Vacation houses. Private aircraft. It’s a great big club. The party to which we aren’t invited. That is why they do not demand the wage serve them. Those from whom we would demand it are secluded away in this infinite privateness, hidden from us, untouchably elite. Using their limitless resources, they create a second version of the truth, obscuring further yet their ultimate superiority. These are the two vices - dishonesty and theft. Through these, 1%ers continuously augment the elite status to which they are addicted. They have corroded from the inside out. They are cancer on life and its beauty. They are the definition of evil, in my view. They have continuously diminished that which sustains and vitally support living, pushed it down, degraded it…. This is what we are left with: Wageslavery, notfreedom, emptiness and collective loneliness. We have nothing. The things that we have represent little more than the debts incurred to receive them. It’s good that you are here now. The private club is approaching its end. The people are awakening. The truth is being reassembled bit by bit. Employment is being circumvented by a new practice known as sharing. Stick with me, newcomer, and you will see.

[lalawanderlusterfirstblog-blog]

My Chicago Trip 2018

My Chicago trip has been the most recent trip of mine. Throughout my journey I was able to see one of my closest friends get married as well as seeing the most breathe taking skyscrapers. In this blog you will find out more about the places I had seen and hopefully this will help anyone who is planning a trip to Chicago. Here is some of the things I had seen whilst I was in Chicago: 

Willis Tower – Willis Tower also referred to as the Sears tower, I would strongly recommend this for anyone who has a huge adrenaline rush. From being 1,450 feet up high, this amazing tall building definitely had spectacular views. I was honestly mind blown with how incredible my surroundings were from seeing the buildings, streets and Lake Michigan so clearly. As mentioned before, people who have adrenaline rush would love the glass balcony on the sky deck. However, there was a long queue for pictures to be taken at a very limited time. A total time of one minute was timed by staff and there were only three to four glass balcony areas; it was shocking yet understandable due to the amount of people within one of the biggest tourist attractions. Despite the short time on the glass sky deck every second was very precious and for sure you will be able to take stunning pictures whilst being able to over look Chicago. The Willis Tower was one of my favourite touristy things to do whilst out in Chicago.

 360 Chicago –  360 Chicago also referred as The John Hancock Tower measuring at 1,127 feet tall, this is the building famously known to have 360 views when going on edge to feel it tilt, which I felt was super exciting and unique. Although, there was additional charges for the tilt experience and again a tight time of one minute. In comparison to the Willis Tower I felt that the Willis tower was more visually satisfying and worth the cost. From my personal opinion it was a great experience overall to go on the 360 tilt, but my time at the Willis tower had given me more of a thrill by having a wider view and not being distracted from my arms aching when I was holding on to the poles on each side. Also due to safety you weren’t allowed to hold any personal cameras but if you have a go pro and a shoulder strap attached to the device they will be allowed on. For the most part 360 Chicago was a good experience to explore especially with the sun light beaming upon the beautiful Chicago.       

Cloud gate - This place is a popular area for tourists to take pictures alongside with the famous bean, which is also called the cloud gate sculpture created by Anish Kapoor the Indian born British artist. The bean is the centre piece in Millennium Park. It seemed like a mission just to get a picture without someone coming in front of the camera as it is extremely busy here. However, I feel like this was a perfect place for a chilled out afternoon. I just loved how there was such a wide space for exploring this area and having all the sky scrapers in your view was just amazing. Also close by is Millennium park and crown fountain, these places are super close by and weren’t as busy. Again these places were a nice touch to my trip. 

China Town – China town was effortless stunning, if any of you want to see the oriental influenced buildings, quirky and cool restaurants to have dim sums or Korean BBQ to bubble teas. This place has it all and if any of you love cool sculptures of the zodiac signs China town for sure has it. I really enjoyed spending my time here due to the peaceful vibes I got. This place was large and very chilled out, I honestly felt like I wasn’t in Chicago anymore as the area was so detailed that it left me feeling like I just took a train to a part of Asia. If you want to go out during the day to explore there are tons of great souvenir gifts ideas at a reasonable price. They had gifts such as action figures like Dragon Ball Z characters to Asian inspired cute jewellery. I hadn’t gone during the evening but I have heard from friends there are some cool places to go for karaoke and bars, so if you get a chance to check out China town, there are interesting things to discover over there.

 How I got around

Getting around without a car can be really tricky in the large streets of Chicago but there alternatives if walking is out of the question. There is of course the two popular options Uber and Lyft, these were very useful at some points within my trip for example some of my friends lived near the suburbs where there was a hour and half walk for the nearest train, if that was the case there was Uber or Lyft which took around 15-20 minutes to get in to the city and wasn’t too costly and time consuming. While splitting the cost with a friend and using Uber pool this would be a total of $6.50 each. The next option was the straight forward and simple CTA (Chicago Transit Authority) which was similar to London’s tube map. The majority of the places I explored were allocated in the centre places such as Lake, Chicago and Chinatown. Just like the Oyster cards in London there is something called the Ventra card. Once you purchase one for $3, this will get you around without the need of tapping your card out when using the exits unlike London. To sum up, if you’re a regular user of public transport then using trains in Chicago will be very simple and easy if you are nearby to a train station. Otherwise I could imagine how inconvenient it is to get to use public transport if you live around the suburbs with no stations nearby. This resulted you to use Uber and Lyft or renting a car would be very useful. 

Food Food Food! 

For those who know me well know I am a big food lover. There were numerous options to eat, some of the places I ate was the popular and tasty Peqoud’s Pizza, usually I’m not a huge fan of pizza (I know, very rare) but the pizza out there was super amazing and filling. I mean all the food out in Chicago was generally super sized, but Peqoud’s is a good shout. The majority of Mexican food places were super delicious too and the generic fast food places such as Panda express, Chick-fil-A and Taco bell were highly appetising. Some friends and I went to the Nutella cafe which was a very cosy place and they had not much options on the menu but did sell good standard crepes. The top two foods and drink I highly recommend was in the Heartland cafe with their wide selection of good food, this cafe was very original and incredible. This place is also organic and gluten friendly, what I suggest to get is the unusual but mouth watering Asian BBQ chicken sandwich (includes kimchi!). This was such an impressive place that really caters to all. Also my favourite drink I would get out there was the Abuelita hot chocolate. Just WOW! You can find Abuelita in most Mexican cafes, I feel like this drink takes hot chocolate to another level, please try this drink if you love hot chocolate. I promise you these suggestions won’t disappoint. 

Regardless of having such a amazing time in Chicago. I wanted to mention important on going issues that were huge eye openers whilst I was out there. These were the high rates of homelessness and gun crime. Many times we might try to ignore the hard truth about severe problems going on in our world. But as human beings we need to get better at facing the issues and notice that people are trying to survive everyday in a struggle. How do we change? From using the knowledge and seeing these issues upfront, I can only try and make some what difference by noticing there is constant problem in our society and just remembering to try and be a better person. I know there are many people that might feel helpless but from being aware of important topics and not ignoring problems, I always think how we can be better as humans. To sum up, thank you so much for reading my first blog about my recent travels. I really hope you enjoyed it as much as I did writing it. Chicago honestly has been a massive pleasure to discover and I hope you have found what you were looking for. If you have been to Chicago or have any questions please feel free to share a comment. I hope you stay tuned for daily updates about my life experiences. I look forward to seeing you on my next post.

 Love Lala Wanderluster  

[unlikelydreamlandcreation-blog]

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"jaguar xf insurance cost

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WHAT IS THE CHEAPEST CAR INSURANCE? AND THE BEST...?

WHAT IS THE CHEAPEST CAR INSURANCE? AND THE BEST...?

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Hello, I'm a 20yr old Male, and I'm planning on getting a used car ( 1999 - 2004 ) bellow $3000 CAD. The problem is that i was never insured before. I got my g1 on 2007, and my G at 2010. Most of those years i drove with my uncle beside me, because he worked close to my school. So I was wandering, how high will my insurance will be? considering the fact that i did not have any insurance and i'm a 20yr old male. I searched online for quotes and the lowest i got was 499 per month... I am a student, thus i'm only making around 450 - 600 a month doing part time job. And any suggesting on a car for a first timer is more than welcome. (colour, make, model, yr. etc. ) Thank you very much for reading this.""

Auto Insurance In California : how far goes the liability?

I am french and don't know anything about auto insurance in the US. I just received my driver license 2 months ago and a very old bettle (1973, value < 1500$) as first car. I never drive before (even in France), I have a clean record. How work the liability here? Let's say it's not my fault but I crash in a schoolbus and 3 childrens will need medical treatment for the rest of their life because of me. Who will pay for it? And what if it's my fault? [ In France, we have something called civil responsability that will pay for that. It's automatically included in every car insurance. ] I am also browsing the net for cheap but good insurance. I want it cheap because the car is worth nothing. But I want it good because i am a young (no experience) driver. Any tips and links to some websites are welcome. Thank you very much.""

Price for insurance for car?

i am looking to buy a car for around 2000 dollars. its a dodge dakota not sure the year between 1995-1999. but how much am i looking at to pay monthly if i create my own insurance plan?

Dmv california insurance online?

i want to renew my tags online. but it says my insurance needs to be on dmv file. so i want to know do i have to go to the dmv and wait in the miseriable line or is there a way to show my proof of insurance online to them?

I cant find car insurance that will cover a learner driver and a passed driver for a month?

I am trying to pass my test as soon as possible but didn't have access to a car to do extra practice between lessons. So I have bought a car before I have passed so that I can go out practising with my mum. However I cant find any short cover (1 month) insurance which will insure us both, they seem to only do learner driver insurance which has to be bought on top of the normal insurance OR only insure drivers with a full license. However buying both together is over 300 for only 28 days for the ones I checked. Can anyone come up with an affordable way to practice in my own car? Thanks""

LEARNER PROVISIONAL DRIVING INSURANCE?? HELP!!?

Hi everyone, i bought a car today...and i would like to insure myself on a provisional licence (UK ONLY) for my car. I have looked up cheap temporary insurance...but it needs to already be insured by another driver. I am the ONLY driver of this car. I do not want to put anyone else's name on it. I would like to insure it for 2-3 months, as i am nearly ready to pass my test. Can anyone tell me good sites? Ive already been on provisional marmalade and covered learner ....but they can only insure you on someone elses car. I will be the only person driving my car, i am the legal owner. I am only 18 and need something cheap for 2-3 months till i pass my test. Please help! Thankyou!!""

Where can I find the cheapest auto insurance?

I am a new driver and I need to go on my own insurance policy. I am 19 and am wondering if anyone knows?

Address change with car insurance?

when you change your address with your car insurance (ex: geico, progressive, all state, etc), do they go ahead and notify the dmv and the town you live in that you have moved and have a new address? of do you have to contact the dmv and town yourself and notify them? does the insurance company notify anybody?""

How much would it cost to insure a Vw golf 1.6 - 2.0 litres for a 17 year old ? Thanks :)?

I was just wondeing because i want a Golf for my 1st car and i dont know the insurance rates etc....

Term life insurance policies?

if i buy a term life insurance policy and three month later i die, will my family get the money?""

What ia a good affordable health insurance for children?

What ia a good affordable health insurance for children?

Lowest insurance rates?

Lowest insurance rates?

Does anyone know where I can get cheap car insurance for a 26 year old first time driver in the UK?

I have tried a few comparison sites but they come back with 2000 and up. I have tried adding my Dad and my sister but it does not make much difference, should I add more people? Or am I going to the wrong sites? Thank you in advance for any responses.""

What companies can I get appointed with in Louisiana to write Home Insurance for my Insurance agency?

I have an Indepenent insurance agency in Houston, TX and I am opening a branch office in Louisiana to offer home and auto insurance for LA residents. However, I am having a hard time finding companies that are appointing agents or writing home insurance other than Louisiana Citizens. Does anyone have any suggestions on some companies that I am able to get appointed with ???? Please help!""

Insurance and juniors lisence?

My son just got his Jr's license will my insurance go up? Or does he need a Senior license for that

jaguar xf insurance cost

jaguar xf insurance cost

How can I get cheap car insurance when I'm 17?

Soon I will be 17 and I want to get a car, and I have to insure it. I'm looking at a Vauxhall Corsa as I have read on a couple of websites that the insurance should be quite cheap, around 1500, but when I go on various insurance comparison websites, the cheapest quote I have got has been 4500!? I can't afford this, so could someone tell me how I can reduce this? I don't care about the cover, I just want to be on the road legally. Thank you.""

""What insurance companies will insure a Lamborghini gallardo, bently, Mclaren, or any other expensive cars?""

I do not own any... my freind has a mclaren, but im curious which companies like that insure cars like that

What types of risks can be transferred in insurance?

What types of risks can be transferred in insurance?

Does anyone have a suggestion for maternity insurance?

my husbands new job is a small business that does not have group policy insurance but they help us pay the premium through anthem blue cross- i looked up their policies and there is a 1 year waiting policy for maternity and we do not want to wait so i am wanting to know if anyone knows of some good maternity insurance. thank you

How much would insurance be for a 2009 camaro for a 16 year old first car?

How much would insurance be for a 2009 camaro for a 16 year old first car?

Can Drivers under 18 without a car drive with their parents insurance?

I just got my drivers license and I don't have a car. Im not 18, and i don't think i will be driving enough to have to need a car, or to pay insurance every month. But if ever ...show more""

2.5% tax penalty if you don't have health insurance?

There is a section on page 297 of the health care bill... which you can read here: http://docs.house.gov/rules/health/111_ahcaa.pdf It states plainly that any individual who does not have acceptable health insurance during any part of the year will be imposed a tax equal to 2.5% of their yearly adjusted gross income. My question is what the heck is that about? What has our government come to if they can legally punish people for not getting their own health insurance??

Whats a cool car with low insurance?

i passed my test in january, i'm 20 years old, what would be a cool car with low insurance, my idea of low insurance is somewhere around 1000 to 2000""

How much is car insurance for 16 year olds?

How much is car insurance for 16 year olds?

Is paying around $300.00 a month total for driving my truck to much?

I pay about $50 for insurance and about $250 in gas. I have NO truck payment! So my total cost every month is around $300 total for EVERYTHING for me to drive! Is that a lot? or to much? Thanks!

How much does liability insurance cost?

I live in NC. I don't own a car and just need the insurance to get a driver's license. Getting added to someone else's policy is not an option for me.

Pregenant without insurance!!!?

Pregenant without insurance. What are the options? Would hospitals allow payment installements? Definitely want a safe and equiped place to give birth at. Any idea what it will cost about? We are in the NY metro area. Feedback please.

""Moving to CO in a month, how do I go about switching my car insurance?""

I'm under my dad's insurance now (AAA).. it's his and my car on his policy. I was told by them that once I cancel it, it'll take effect immediately and be taken off the policy. I'm moving to CO on the 18th of next month and want my new insurance to take effect on that day. If I start my policy for that day and cancel the AAA the same day, will they pro-rate June's insurance so I don't have to pay for the full month since my car won't be insured by them for that whole month? I just don't want to get stuck paying the bill twice in one month.""

Do people on medicare have to apply for affordable care?

According to the affordable care act people have to register for insurance in October .

Adding additional people to my car insurance?

I was wondering why it is recommened that I add my boyfriend to my car insurance policy, just because he lives with me? I've talked with my insurance company and I know that my car is still covered in an accident if someone else is driving it, so why would it matter that my boyfriend be listed on the policy?""

Where can I get an insurance quote for my Toyota hilux?

GoCompare and other sites don't list it when I try to quote car insurance... Im in the uk

Pregnant teen with no insurance?

Okay, so I'm 16 and I have no insurance,and I'm pregnant. My mom makes way to much for me to even try to get free insurance, but she is saying she is to embarrassed and she doesnt want to take me to the docter and she doesnt want to pay. How do i get free insurance in memphis.?""

What is the difference between life insurance and health insurance?

What is the difference between life insurance and health insurance?

How much would car insurance cost for two 16 year old boys?

My son and my stepson just got their license. My son wants my car; 2006 Porsche Cayenne which means I have to get a new car & My stepson wants a 1989 Nissan 300ZX. Me and my husband are on Nationwide currently. How much would insurance cost a month for 2 sports cars with teen drivers?

Does a rear view camera affect car insurance rates?

Will installing a rear view camera on my car affect my insurance rates? The reason I ask is because late last year the news media began reporting the fact that the federal government is considering mandating rear view cameras on every new vehicle sold the United States.

Cheap CAR INSURANCE please! (TX)?

im 25 and single and i have a 2008 suzuki car and i drive 2 minutes to my work. can you suggest any cheap car insurance i wanna change my insurance it cost me a lot and a penny is important to me nowadays. (im not broke just want to save and save LOL) im in san antonio, tx""

What is the average car insurance rate for a 16 year old female in Arizona with standard coverage?

what would be the approximate monthly charge?

I need help with Car Insurance... Please!?

I am a 17 year old male in the UK and have just passed my test on september 2012. I cannot get insured anywhere because they are all charging me at least 500 pound a month to be insured on my mams car (Corsa SXI 2002), i cannot afford this... obviously. I have tried almost every car insurance site and i cannot seem to find any cheaper than 500 pound a month! It is very frustrating because i am a very sensible driver. I need some help!!! Is there any cheap cars that i can buy that will make the insurance cheaper? Can you recommend any cheap or used cars that have cheap insurance for young drivers? Can you recommend any good insurance sites for young drivers? Please any help will do!!! Thank you""

CDW for car insurance?

When I went to Ireland in 2010 and other previous years, I did not get collision insurance on my rental car as it was covered by my credit card. My World MasterCard no longers offers this coverage. Does anyone know a credit card that does?""

What is the most police can do or insurance company if i insure a car with the wrong age?

i would like to know what would happen if i insure a car say am 20 and insure myself as 30 years old (much much cheaper) what would the insurance company do if they find out and also if the police find out when i get pulled over in the roadside? is it fraud? what will happen to my license? fines? court?

jaguar xf insurance cost

jaguar xf insurance cost

https://www.linkedin.com/pulse/spanish-free-insurance-quote-kylie-pruitt/"

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american family insurance auto quote number

"american family insurance auto quote number

american family insurance auto quote number

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

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I am currently insured with ING for my acura integra '1992 at $55 a month. I'm 23 years old with a clean driving record and the insurance is one-way (damages to my car in an accident are not covered, but damages to another car/property are covered) and is also protected from theft and attempted theft + vandalism. I am planning on switching to a 95 Mustang. Can I expect a small or significant jump in my insurance premium? I would apply the same coverage. (The car has an alarm system and I put on a steering wheel lock when I leave it parked.)""

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I'm so frustrated with how our country handles healthcare - it should be a basic right for all citizens, not a big business. Anyway, my boyfriend and I are full-time students currently living off of student loans and not working while we are in a very demanding program. We have no health insurance and our school does not have a health clinic. My boyfriend has been having severe gastrointestinal issues that are getting increasingly worse, he fears he may have bowel cancer or some horrible disease and wants to get checked out. We looked into medicaid and found out he does not qualify b/c he has more than 2k in the bank (all loan money), but we need that money to pay rent and eat and pay tuition and books. The cheapest health insurance we can find is $150 a month and doesn't include any extra testing (like a colonoscopy, etc.) So, what does your average middle american trying to get by and go to school to become a better person do? Should we just wait until he dies? Seriously. Rapists and murderers in prison are getting better healthcare than your average family. This place sucks, I want to move to Europe. Any suggestions on how we can get him affordable or free help before he dies?""

Car registration number wont work on insurance websites?

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Is car insurance cheaper in Delaware the PA?

I am going to be moving from Pennsylvania to Delaware in the upcoming months. I will need to change my auto insurance and was wondering for anyone else that has made this move, is it cheaper to insure in Delaware(Wilmington) then in Pennsylvania(suburbs)?""

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Geico insurance: how so cheap?

geico's quotes are the cheapest. are their policy the cheapest also? whats the catch? how could State Farm, AllStates be so expensive and geico claims to be so cheap. Whats going on. I don't buy the every comapny is dift line they throw at you. How are they different? At claims time?""

Should Americans pay for those who are too irresponsible to buy health insurance?

If cons repeal the Affordable Care Act we'll go back to the old system where hospitals tack-on extra charges to patients with insurance in order to cover their ER losses. Under ...show more

Info on car insurance for a 17 year old girl?

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""Need a car insurance, monthly, bad credit.?""

I need a car insurance policy that insures drivers with bad credit on a monthly payment. I dont want to buy a car and then be unable to insure it, as i cant afford to pay in full. Thanks""

How to get cheap insurance?

i am 17 and i have a fiat bravo 1.4 2008. i hear that insurance at my age is very high and some made option of being named as a second driver. my problem is i live with my mom and can it be possible if she named me as a second driver though she doesn't have no licence. if not how can i get another option of getting cheap insurance.

What is the average price of car insurance a 18 year old?

I want an estimate; I keep saying there is no average... I need a price line or an example? Would it be closer to $ 30, $100, $250? I just need a reasonable estimate of what an average 18 year old would pay for car insurance""

How much does an office visit to the doctor typically cost when you are pregnant without insurance?

How much does an office visit to the doctor typically cost when you are pregnant without insurance?

Insurance on a civic si?

Alright so im pretty sure that answer is going to be high but im thinking of buying a '06/'07/'08 civic si, but i was just wondering if any other si drivers could give me how much they pay for insurance. im 20 live in s. cali and have one ticket so i bet thats gonng drive it up but still want to know like an average. will it make a difference if i but a civic si sedan instead of the coupe?""

How much does insurance on a 2012 corvette for a 16 year old cost?

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""Which is the the cheapest liability car insurance company in Houston,tx?""

Which is the the cheapest liability car insurance company in Houston,tx?""

How much would motorcycle insurance cost for a 17 year old with a 01 Suzuki Katana 600 in Texas?

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I have tried a few comparison sites but they come back with 2000 and up. I have tried adding my Dad and my sister but it does not make much difference, should I add more people? Or am I going to the wrong sites? Thank you in advance for any responses.""

Do I need to declare an accident I had on my wife's car insurance when I renew my motorbike insurance policy?

I am a named driver on my wife's car insurance policy and last year I was involved in an accident (in the car) which went through the insurance as my fault. I have my own insurance policy for a motorbike which is now due for renewal. Do I need to declare the car crash? Will I still be legally insured on my bike if I don't mention it? (ie Will the insurance company still be obliged to pay out if I have an accident on my bike?) I'm in the UK. Thanks in advance for taking the time to answer.

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How much is Progressive auto insurance for one car?

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Might have a cancerous mole. can i get it removed for free without insurance in california?

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hey anyone i am try and look for a business vehicle insurance for me to have 4 car's and vans on the same insurance so all i do call up and add my staff to the insurance there than can Driver any vehicle on this one insurance. ? please help me out

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american family insurance auto quote number

american family insurance auto quote number

16 year old insurance cost?

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What is the average total cost of learning to drive and a car or suitable respect when your 17?

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Car Insurance???????????????????

I am going to be 17 years old in April and I want to get my license. I was just wondering how much my insurance would be. I am a male and I live in New York, more specifically my zip code is 11040. I am a good student (3.5 gpa) and I have taken drivers ed. With these discounts how much do you think my car insurance would be with State Farm (my parents have state farm? And the car i am going to insure is a 2009 Honda Civic (blue). Can i have a specific number range?""

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american family insurance auto quote number

american family insurance auto quote number

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I live in San Diego, California. I recently got into a car accident with a 16-year-old uninsured driver, who was using his mother's car at the time and had two underaged passengers. I was in a business area (25 MPH) and I was switching lanes into the right lane. I had my right hand blinker on and was in the process of switching lanes. The 16-year-old driver was speeding and quickly hit my front right end. I had a witness - who reported two things - with the police, he reported that the 16-year-old tried to avoid me by getting into the bike lane, but then reported with my insurance company that the 16-year-old ran straight into my car at 50 MPH. They are currently finding me 80% at fault because of the police report. The police report was obviously misrepresented. What steps can I take to fix this?""

Why is it that car insurance is Mandatory ?

why is it that if you crash you just can't pay for the damage and not have car insurance ?

Is there any dental insurance to recommend for adult orthodontics?

I am 26 years old, and I want to wear braces. I try to enroll a dental insurance to save money but failed to find one that covers orthodontics for adults of my age. Can anyone give me any recommendation for the dental insurance? Many many thanks.""

How much would my insurance cost . . .?

If I am 16 and driving a 2007 Scion TC that is completely paid for ?

Can I afford the insurance for this car?

I'm 17. I may purchase a 2003 Chevy Cavalier Coupe after I get my g2 next week. I'm wondering what insurance will be like? I know there are many variables, but I'm looking for a ballpark figure. I make about $500-600 a month. Since my parents both own vehicles, I can't go under their insurance as an Ocassional Driver, forcing me to have my own insurance as opposed to being under my parents' name. I can't call for a quote because I dont have my g2 yet :P""

Any recommendations for affordable individual/family dental insurance?

I already looked on google and found a few affordable dental plans for myself...Is there anyone who is currently enrolled? How are the prices? Any recommendations on where i should enroll, or insurance plans i should stay away from? I was interested in Aetna dental plan. Is there anyone whose enrolled with them?""

What is the best Car insurance?

I'm a 16 year old student and i've noticed that car insurance is very expensive. Whats the cheapest insurance i can get, that covers a lot of situations?""

What is the cheapest auto insurance price in Michigan?

What is the cheapest auto insurance price in Michigan?

Why are car insurance quotes on comparison sites so high?

I'm almost 17 and I'm hoping to learn to drive and buy a car, I was looking on some comparison sites to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the quotes were ridiculously high? I know being 17 will mean expensive insurance but this was really expensive, they said the cheapest was around 6000 for third party. This is really high because I know loads of people who drive at 17 and their insurance ranges from 1800-3000. So, why is it so high and will it actually be this price when I come to pay the insurance?""

Looking for AFFORDABLE individual medical insurance plan?

Is there anyone one here from Minnesota who can recommend a decent relatively inexpensive family medical insurance plan? 2 adults and 3 children. They can't afford 800 bucks a month for a plan with a 5000 buck deductible or 700 for a 7000 deductible. He makes too much for medical assistance or Minnesota Care or Medicaid...just a little too much, and he isn't eligible for medical coverage through his employer. Please help!!!! Anyone ever hear of Land's Health???""

What's the insurance costs on a 1989-95 nissan 240sx?

I'm sixteen & mostly going to end up getting this car & was wondering how much it would cost out of curiosity

How much will be car insurance be for a 2.2l Renault Laguna?

Basically, I've got my hands on a Renault Laguna 2.2l Diesel. It's a 2002 model. I've also just passed my driving test 2 months ago, and would like to know what to expect with insurance. I'm not keen on selling the car, so I'd like to know which companies are best for young drivers. Oh yeah, and I'm 17 years old.""

Around how much does car insurance cost?

just learned to drive, my parents said i can have their old wagon if i pay insurance. i want to see if i can afford car insurance. how much is it approx?""

""Whats the cost to own a brand new BMW 3 series in CA, US (with Tax, insurance etc.)?""

Whats the cost to own a brand new BMW 3 series in CA, USA (including, Taxes, Insurance, and other hidden costs if any)?""

What is the best place for an 18 year old to get health insurance?

My ex is dropping my daughter from his insurance because she is 18. To pick her up on my insurance would triple my premium, which is already outrageous. Is there a reasonable policy out there for a healthy 18 year old?""

""Can't afford car insurance, parents won't help?""

OK im 17 and a guy. I passed my test about a month ago so i can drive :) My parents agreed that they would pay insurance for me if i paid for lessons and the car. Ive saved up for years and scrounged all the money i have and had just enough. Anyway i now only have 1500 left and i cant find any car insurance near to that. My dad keeps saying he will do it one evening but its been a month so i asked him today because he had nothing to do, and he just started shouting at me for always going on and i should go get a '******* job because im a lazy little ****'. This is pretty unfair as i work hard at school, get straight A's, never in trouble with the police like most people who live near and don't drink or do drugs unlike most my friends. How should i get him to pay for it, its not even though he's paying all of it, im putting up prob 60% of it and he promised to pay for all of it :(""

Are States legally allowed to require car insurance?

Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more

""Can you give me an estimate of what it will cost to repair this dent in my car, picture included?""

A large tree limb fell on my car last night. I would like to have an idea of what it might cost to fix this before calling the insurance company. If it cost less to pay out of pocket that is the route I would like to take. Here is a link to the pic of the damage, which is on the passenger side of a 2001 Hyundai Accent. http://i11.photobucket.com/albums/a163/janezanaddict/IMG_3079.jpg Thanks for your help!""

How long does it typically take to get an insurance quote?

I've been shopping around because my homeowner's insurance premium increased over $200 from last year. The two other insurance agencies I asked for a quote over a week ago still haven't responded. I don't want to call them and seem over-anxious. What should I do?

""Hello , I have a car in my wifes name ...but the car insurance is in my name can i get it licensed?

Can i get it licensed in kentucky ...while it is in her name? ..she doesn't drive ..i have the insurance on the car in my name..etc .

Can any body give me the defination of national health insurance?

I want the defination of national health insurance, benefit, coverage and objectives of national health insurance. plz quick.""

Insurance on 2010 Camaro?

what could i expect to pay in insurance for the 2010 Camaro?

Why are car insurance companies trying to make me go bankrupt?

Okay, this is extremely frustrating. I'm a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? $750!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I've never had a ticket, never been in an accident. And I don't care if i'm 19 that price is absolutely absurd for that car. I'm almost at the point where I just wanna go illegal and drive without insurance. I'm looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it's under my parents policy and its this much!!!""

How do insurance comparison sites work?

Sites like go compare and compare the market? I have searched for car insurance using both and get the same company coming up but offering a different price, why is this?""

american family insurance auto quote number

american family insurance auto quote number

Where do insurance proceeds go on a 1041 estate tax return?

Lady died in a tornado. House was destroyed and personal belongings. She got 200K in insurance proceeds, which will be distributed to her 2 kids equally. Where does this $ go on the 1041 estate tax return? Secondly

How can i get birth control for cheap without insurance or medical card!?

so i'm 20 years old turning 21 in about a couple months in Illinois and i just recently became sexually active like three months ago... i'm worried about pregnancy so i was thinking about the pill but i dont have medical insurance and no medical card to pay for it.. does anyone know how much the first exam is and how much the pill is!? Or where i can go get help paying for these things?!

I want to file a complaint about two health insurances.?

I went on the Internet to try to get health insurance, this company called alliance for affordable service called me and told me that my percriptions would only cost in the neigbor hood of $10- to &50 dollars. I spoke to my Dr. and he told me that there was none of my medicines that he could change to the lower prices. I contacked the company and told them what the Dr. told me. I asked for my money back, they told me to send a letter, which I did. They sent me one back aqnd told me that they would not give me my money back. I dropped the insurance. I contacked another insurance on the internet. They called me. I sepicifity asked if they covered preexisting conditions and he asked did I mean, I told he that the Dr. wanted to do surgery on me left foot. He told me that it would cover any preexisting preplanned surgeries. The Dr. office called them and they told her that they would not cover any suegery inpatient or out. This company was Sure Care.""

How much would car insurance be for a 2002 Jaguar X-Type compared to one for a 2002 Lexus ES300?

I know the Jaguar would be more expensive but by how much?

What is your answer to reducing health costs and improving health care in America?

How do we go about this without drastically increasing out health insurance costs? Of course we all need to practice healthier lifestyle habits, but fiscally how do we improve our nation? Should we adobt other nation's practices? if so, whose? How do we improve health care across america and lower the costs to the citizens who utilize that care?""

""Can I get a refund of life insurance premiums I paid? I set up a $100,000.00 life insurance policy?

August 2009. Monthly premiums were deducted automatically from my checking account. recently I had to change my checking account number because someone got access to my banking info. and made unauthorized deductions. This in turn caused my monthly insurance premiums from getting paid. The insurance Co. requested a substantial fee to reinstate my policy I cannot afford this fee can I get a refund of premiums paid and cancell the policy?

How much auto coverage should I have in Wisconsin?

I own a 2008 Scion tc, and a 1990 Honda Accord LX. The Scion still has a lien against the title, and I have full coverage for this reason. I use my Honda as a primary car to drive to and from work with liability coverage only. What I have for coverage now is: Bodily Injury: 500,000/person 1,000,000/accident Property damage: 500,000/accident Underinsured and uninsured: 500,000/person 1,000,000/accident Medical Payments: 10,000 Comprehensive & Collision: 500 deductible Is this too much? My agent said something about a new law in Wisconsin making it stack for each car, so technically, I have double that coverage, and my premiums just went up. I'm looking for a way to get some cheaper premiums without exposing myself to too much risk. How much insurance do I really need?""

Health Insurance and im currently pregnant?

I live in Orlando, Fl and I'm pregnant, is there any insurance company that i can get a health insurance now?""

What are the cheapest cars to insure for a 17 year old boy with just 1 month of obtaining a full uk driving?

license my budget for the car is 500-2000 for my first car im going to be looking at getting insured under a parents name with over 20 years of driving experience but they dont want to put no claims down on my insurance so i will be a additional driver. Please give me a big list of cars you suggest within my budget to purchase a car for 500-2000 pounds as i dont have a car yet and need a cheap one for a run around and i need cheap insurance. the insurance has to cost 2500 maximum for the cars you suggest

How do insurance companies categorize cars?

How do they determine which cars is going to cost more than others... Which factor of a car means you're going to have to pay 1000 more than another... And why so expensive? After a while surely you've paid more than the cars worth?

How much does car insurance fluctuate related to a car's make year?

I know the newer the car the higher the insurance, but by how much? Would a 2 or 3 year difference be very significant? Also how much more on average is car insurance for a mid-size SUV than a sedan-style car?""

""I am a nursing student in California, where could I get a professional liability insurance in the amount of..?""

$1, 000, 000 per occurence/$3, 000, 000/aggregate. Please give me their internet sites so I could read on.""

What are the steps needed to sell health insurance and/or become a broker/agent in Minnesota?

What are the steps needed to sell health insurance and/or become a broker/agent in Minnesota?

How is the health insurance subsidies calculated?

Just wondering how the affordable care insurance tax subsidies are calculated? Is it based on last years wages or estimated wages of the year you are applying for the health insurance. Let's say I made $100,000 last year and retired this year and applied for the affordable care insurance. Say my estimated taxable income for 2014 was $40,000 with family of four, can I get government subsidies?""

Do insurance or real estate companies hire teens (16+) for part time positions?

Do insurance or real estate companies hire teens (16+) for part time positions?

How much would my car insurance be?

Im 19, in about 2 and 1/2 years after i save about 30,000 I plan to get the 2012 Audi A7, how much do u think my car insurance would be monthly??""

Can the insurance company do this?

I am sheepishly wishing I had not spoken to the insurance company this morning, but what's done is done. If the (auto) insurance company has your VIN & license plate #, can they do a check to see who's name is on the title to a vehilce?""

What is the best car insurance company for a first time driver?

What is the best car insurance company for a first time driver?

Whats a good/affordable motorcyle insurance company?

I want to buy a Yamaha R6 but the premiums for a bike are ridiculous.. cheapest ive found was through progressive for 900$/month... thats more than my leased car payment and car insurance a month... anyone? thanks.

Car insurance... Who are you insure with/best quotes. Will choose quick best answer.?

Who is the cheapest insurance company o go with for a 20 year old male whom has been driving for 3 years. Getting insure on a mazda 6. Thank you

Showing proof of insurance after citation (in Texas)?

Hello, i received a citation for driving uninsured a couple days ago (my court date is the 15th). I got a letter in the mail today saying i would have to pay a fine of $300.... ...show more""

Do you know how to find a cheap auto insurance online out there?

Where can I get the cheapest online auto insurance?

Can a minor in California purchase auto insurance?

I am 17 and I was wondering if I could just buy my own auto insurance instead of having to get on an adults insurance. I live in California.

Health Insurance for Immigrant 65+?

My parents and I are bringing my grandmother from India and were trying to find an affordable health insurance plan for her. She has never worked in the U.S.A. so she is not eligilble for Medicare or other programs like it. She has pre-existing conditions. I was hoping to get $100,000 of coverage, but I would appreciate all the options I have so please list them all. THANK YOU FOR ALL YOUR HELP!""

""My car was broken into last night, insurance?""

I have a good rating, never claimed and fully comprehensive insurance. My car was in a carpark next to the train station but not the official carpark. I lost about 300 worth of CDs and a Sat Nav system, can i claim for these items without proof of purchase? Obviously I dont have any records for Cds dating back 5 years for instance.""

american family insurance auto quote number

american family insurance auto quote number

https://www.linkedin.com/pulse/how-many-people-gained-insurance-after-affordable-care-valenzuela/"

[classycollectorartisanposts-blog]

How much does 1 point on your drivers license make in car insurance prices?

"How much does 1 point on your drivers license make in car insurance prices?

How much does 1 point on your drivers license make in car insurance prices?

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Question about car insurance.?

Hi there I bought a car that is about 100 miles away, and is in another state. I will get a ride there to pick it up. But what do I do about insurance do I get some or other temp. insurance to drive it back to my home town? or do I get insurance where I buy it? What is the procedure in this case? Thank you""

How long do you have to have SR22 insurance? It's really expensive and my case was settled over 2 yrs ago.

How long do you have to have SR22 insurance? It's really expensive and my case was settled over 2 yrs ago.

Cancelling car insurance?

i recently passed my test, got a car and insurance. i have now found a cheaper car insurance, although i have only been paying for three month, will i be able to cancel the car insurance and go with a cheaper one?""

What happens when a car insurance company commits fraud? Please help!!?

I was told by my car insurance that my car was totaled, and would only be good for parts. It was in a MINOR flood, and I called to have it evaluated. They said water was in the motor, fuse boxes, everything was ruined supposedly. I knew they were lying, because I had my fiance check it all out, and there wasn't a drop in it except for the carpeting. I told them so, and said I wanted the car back to fix it myself, but the adjustor said they already paid my bank for the damage (not even the full amount, they came up with about 45% of the payoff amount, but it was worth what I owed on it). They said if I wanted it back, I would have to give them $2,700 for the car. I said to hell with it, and had to come up with 2,600 to pay off the remaining part of the loan, and then go buy another car. Last year, I seen my car in the next town over. Same vin number, same paint chipped bumper, same fist mark behind the passenger door. I was mad, but blew it off. Then, I seen it on a buy sell trade site and decided to inquire about the details. The guy bought it for $800 and didn't have to fix anything on it except for what I needed to fix before the flood (window regulator, wheel baring, and new tires). He told me he thought I had committed insurance fraud to get a pay out from them. So, I called my old insurance company, and the lady took all my information down and gave me the adjustor's number, the adjustor's supervisor's number, and the fraud department's number. I called the adjustor, left a message, and then filed a claim with the fraud department. They said to expect a call from them next week. What exactly happens in a case like this?? I don't expect a hefty payout or anything, but still, I've never known anyone who had this happen to them, but I do know people who committed insurance fraud. They get into huge trouble and pay out fines, but what if its the INSURANCE that commits fraud? Thanks!!""

Why are my quotes for car insurance so expensive?

I understand that being 17 means my car insurance is going to be a lot. I've had friends that have said their insurance is 800 for more powerful cars that what I have been getting quotes on. I've looked at the cheapest cars to insure, Peugeot 106's, Fiat Punto's etc with minuscule engines. But I'm still getting quotes for 3000 to 4000, which I can't afford. I wouldn't be so bothered if I lived somewhere where buses ran and other good transport connections, but not having a car isn't really an option for me. Has anybody got any tips on lowering my car insurance? My parents won't let me go on their insurnace for legal reasons, being that if I do crash I could get in a lotta lotta trouble aha. I just don't understand why my insurance more than triples friends quotes of the same age and same cars. thanks""

Car Insurance rate increased when I moved????

I recently moved WITHIN the same county and my car insurance rates increased because of the move. Should it increase even though I am in the same county???? It's seriously like 5 miles from my old house....

Car insurance rental after an accident?

My car was totaled in an accident in which I was found zero percent at fault. An offer was made for the value of my car and the adjustor said they would end the payment of my car rental three days from the offer despite me not accepting the offer yet. I've had the rental for 2 weeks. Is that a good amount of time. My policy says a max of 30 days which would be about 4 weeks. Note: AAA Souther California Insurance

How do you get self insurance?

I don't own a car and have to get insured as a driver in the state of Kansas. How do I get insurance without owning a vehicle?

What are the typical insurance rates for small retail businesses?

I'm planning on opening a small book store in East King County, WA in the next year or two. The store will be about 1,100 - 1,200 square feet. Does anyone have an idea of what the premium would be for general liability insurance? I can't get a quote because the store doesn't exist yet, but I need the info for my business plan. Help!""

What is the best kind of health insurance for fertility treatment?

Shopping for insurance and would like an honest answer from the people. I know I will be seeing a fertility specialist and doing lots of lab tests. Does anyone know which kind of insurance would best fit my needs? fyi, I live in northern California. Would a health savings account work?""

What is the average cost of life insurance?

I know individual circumstances apply, but there must be an average monthly cost somewhere. 33 years old, Looking for term life insurance, 500K I was just given a monthly quote for $28 per month""

What sports cars have low insurances?

im 19 so insurances are an absolute drag and im looking to buy a sports looking car but the insurances for everything are so high. so is there any good sports looking cars with a relatively low insurance group preferably below 15. my previous cars have been a ford focus 1.6 titanium 09reg , Puegeot 206 1.1 T reg, ford fiesta zetec s 1.6 59reg and im driving a puegeot 207 1.6 59reg at the moment and i want to get out this style of car. and i have a budget of around 14,000 - 15,000""

How much is insurance for a motorbike?

I am 18 years old, own a 125cc 2011 brand new honda cbr, currently m1 license holder. Live in the suburbs, so not a lot of traffic. That's all the info I can think of that's relvent. So can anyone with information tell me how much insurance might cost a month?""

How do I get a nice car with decent insurance as an age 17 male?

For some time now, I had been looking at subaru imprezas, of which I love. However, each insurance quote I got from my parents was something like 3400 a year under my dad, and close to 8,000 a year under my own policy, with collision, so my parents wouldnt even consider it. The quote was for an 04, so if it is that insane I dont see how some kids own 03s, 04s, even a few 07s, as my parents arent poor by any means, and I know all the other kids do not have rich parents. Even an 02 accord with 80k miles was over 3000 a year under my dad with collision. Is there any possible way I can get a nice car, something like an 02 impreza is ideal, without paying so much insurance with collision? I am perfectly aware of the fact that if I get a 95 civic with no collision, insurance wont b a problem. However, I have some hard earned money to spend on a car, and I cant see how I am constantly heading towards the single path of a bucket without collision. Please help me""

Who offers the cheapest Motorcycle insurance on sports bikes?

I am going to be a new proud owner of a Suzuki GXS-R600 and I need to know who offers the cheapest insurance around Columbus, Ohio or nationally""

Does anyone NOT have health insurance?

How did it work for you to not have health insurance? Money is really tight these days and my husband and I are going to stop our insurance. But we are going to put our daughter who is almost 2 on CHIP. (Children's Health Insurance in Pennsylvania). So my question is for parents.. What are the pros and cons of not having health insurance for yourselves? and has anyone used CHIP and did you like it? Thanks everyone!

Car insurance i need it so what are some cheap ways of getting it?

OK i an 17 year old and i just got and 1987 mercury cougar and i been looking around for car insurance and why do all of them want like 406-719 a mouth!!!!! that is crazy what should i do i need car insurance to get a license plate so what are some car insurance for a 17 year old cheap i can get o yea my dad said hes not putting me on his policy so now what

Health insurance for 25 year old Greencard holder with mental health problems?

I'm a 25 year old male living in Florida, and I'm a Greencard holder with no health insurance. I'm looking for affordable health insurance. I have pre-existing conditions including Obsessive Compulsive Disorder, Schizo-affective disorder and Asperger syndrome. I take two medications for my mental health problems, one of which costs about $54 per month and the other costs about $33 per month. How much would the cheapest health insurance cost for me that covers most or all of the cost for my medications? Thanks for any help!""

""If my car was severely keyed, and i want insurance to pay for some of it, will my geico insurance rate go up?""

psycho ex bf keyed every single panel of my jeep, including F^&* you and cya boo and a couple of X s. fml. there's no way in hell i can pay for it on my own but it is so embarassing. if i try to get insurance to pay for it, will my rate go up?""

Do I have to pay for insurance on a moving van rental?

I want to rent a moving van from Uhaul. They won't let me rent the van unless I pay for their insurance coverage. Is that legal?

How much will car insurance cost? 10pts?

Hello there! Assuming that a seventeen year old girl passes her driving tests, has a land rover, does not use it everyday (attends college via bus), and only uses it for picking up the animal food, how much can she expect insurance to cost? Ps. The car can be parked in a garage, which is in a field (not on the side-of-the-road) on private land in the middle of the countryside. If you need any more information just let me know. Thanks. :)""

Cheap motorcycle insurance?

I am an 18 year old male in southern CA and I wanna know what is the cheapest motorcycle insurance for a 2006 yamaha r6 (crotch rocket) and where can i find it?

Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?""

Car Insurance help No claims bonus?

Ok so i passed my test last month and have been driving about 3 weeks. i got an insurance quote with Aviva for 1800 per year (roughly) and im an 18 year old male, however because i had a provisional license for a year my dad thought i had 1 year NCB so told aviva this. They now want proof of my NCB (which i obviously don't have) so i will have to tell them. But my quotes are about 4500 without any no claims bonus !!!! and i drive a Y reg 1.2 fiesta ghia! is there anyway i can get this premium down? please help! i'd be really grateful!""

Is an sri astra cheaper than sxi astra on insurance?

Is an sri astra cheaper than sxi astra on insurance?

How much does 1 point on your drivers license make in car insurance prices?

How much does 1 point on your drivers license make in car insurance prices?

Insurance settlement.?

Back in October, I was hit by a vehicle that was backing out too fast from a parking spot. My vehicle was parked and there was no one in the driver seat. My three children were also ...show more""

What are the regular insurance cost of these cars. (without deduction or add cost)?

Porsche Nissan 350 Honda S2000 and also give me a recommendation on a nice not that expensive, good sporty looking car, lol.""

""Insured vehicle in NY, and registered in CA, Is that legal?""

I have lived in NY all my life untill 2 months ago when i moved to CA. Now I'm looking to get a second truck for transportation. My current and only car is still registered and insured in NY state, what will happen when if i buy this and want to add this for my second vehicle on my current insurance? Will registering it in CA and have insurance on it in NY work? thanks.""

Is buying a RED vehicle going to make my insurance go up?

I want to buy a red cobalt, but my husband thinks it will because of the color compared to a white one""

Help needed about insurance for '04 Mazda Rx-8!!!?

I'm THINKING about getting my first car as '04 Mazda Rx-8. The car I'm looking at has 32000 miles. But I read some reviews and it seems the car has some issues and having warranty is a right choice. How much would it cost to extend the warranty?

Geico Car Insurance Down Payment?

Im looking at car Insurances and was wondering if Geico makes you pay a down payment when you first start off? I know you have to pay the first months payment but what about a down payment? Do you remember paying a down payment?

""Is it possible to get insulin for a type 1 diabetic with no insurance, medicare or medicaid?""

My fiance has type 1 diabetes. He gets food stamps, but doesn't qualify for SSI for some reason. He's only 26. I am the only one working, getting minimum wage, and little hours. We can't afford to pay a doctor $100 just for them to tell him he has what he knows what he has, and to get a prescription that cost twice that. It just seems like a vicious cycle we cant get out of.""

Why is massachusetts excluded from affordable life insurance companies such as colonial penn?

and mutual of omaha.

What is the insurance company here in Los Angeles?

That has hospital, prescription,medical of any kind , office visits,ambulances, dental, with a deductable and monthy premiums that are not too high.""

Auto insurance plz help!?

i have a 2005 ford mustang and im 17yrs old. i have had a couple of speeding tickets and etc. is there any place in arkansas were i can find cheap insurance thanks.

Car Insurance?!?!?!?!?!?

Im 15 about to turn 16......and I'm ready to supply myself. I'm asking for the adults to give me the 411 on car insurance. please.....and thanks

Will motorcycle insurance be expensive for me I'm 19?

I'm nineteen year old and had my license since April 2011, I have a 93 Nissan 300ZX and it gets 18mpg city so I want a small motorcycle used. I was wondering around how much insurance will be for me if I get one? I have no points on my license I'm clean""

What do I need to apply for a motorcycle license in California?

I am wondering if it is worth getting a 2 wheeler license given the high price of gas. How much does the insurance typically cost for a new driver? I need to commute 8 miles each way to work and back.

No Proof of Car Insurance?

I got a ticket for no proof of insurance, I forgot to pay it, now I must see the judge, I didn't have insurance, yes very very dumb, I know, my question is..will I just be fined or is there jail time involved. I imagine there will be just a heavy penality in fines""

What is the best web-site to get insurance leads from?

mostly health leads, but some life leads""

How much would it be for a 16 year old kid to buy a 2010 Chevy Camaro LT1 and get insurance?

How much would it be for a 16 year old kid to buy a 2010 Chevy Camaro LT1 and get insurance?

Was Obama's health care/college system comparison valid?

Tonight President Obama compared the public health care option to the public system of Universities and colleges. He said the public option will work the same way public colleges and Universities without inhibiting a vibrant system of private colleges and Universities. This is a fool's argument and a total apples to oranges comparison. Let me explain, first almost all private universities receive funding from the federal government. The federal government is not going to provide funding for private insurance. The second reason is it's common knowledge that the best Universities in the U.S. are private schools such as Duke, Stanford, and the Ivy League. These universities fill most of the highest paying jobs in the country. Some jobs even go as far as to require a degree from one of these schools (Stock Brokers on NYC Stock Exchange.) These highly paid graduates can donate larger amounts of money back to their respective colleges than the average Joe who graduated from a generic state funded university. No one is going to donate money to the private insurance companies. We can't even get all the people who qualify for insurance to sign up and that's the problem! Look, I have no way of knowing whether the public option will work or won't but when faulty logic is used to support it I become concerned. When most of the people supporting the public option are from California (a state where the middle class is few and far between) I become more concerned. When most of the Senators and Representatives who support the public option say they would prefer the U.S. had a single payer system (that's total government control of health care if you didn't know) I become very concerned. The reality is no one knows what the effects of public option will be. Also, the success of FedEx is not any proof that public option won't hurt private companies because an independent council regulates the mail industry. No independent council is mentioned in any of the plans in the House or Senate. yes or no""

What insurance do you have ?

we are looking for a good family insurance that could have dental coverage and eye care coverage as well as health any suggestions ? (ps family of four)

Where can i get fish tank insurance?

My landlord wants me to get a liability insurance for my fish tank. What can I do? Thanks

How much home owner's insurance should I get?

How much home owner's insurance should I get?

How can I fight to get more money out of my car insurance company?

We bought a 2011 Lancer on Dec 8th 2010. On Dec 27th 2010, we slid off the road in a blizzard, but the car was not damaged AT ALL. The car was parked and only had our pets and christmas gifts from the holidays. An idiot speeding in a snow storm made a b-line into our car. Both ours and their insurance determined the car totaled and the other driver was found at fault by his insurance company. We did have GAP coverage (which will NEVER happen again). The car was 19 days owned and we believe we should get MSRP for our car. Does anyone know if this is reasonable? I think we pay so much every month and therefore are entitled to be in the same position financially as we were before the accident. (Also, we had stuff : a rifle, our pets, their crate that got damaged. We were wondering if that and the out-of-pocket rental car expenses should be covered... seeing that it was in direct relation to the car accident, that was his fault.)""

Car insurance.......?

I'm 25 years old and a first time driver and I am currently looking at car insurance and have some questions: SKODA FABIA 1 (60) 1198cc What does the (60) mean, is that the top engine speed? Also I was on Gocompare's car insurance website and I was wondering if the 'Proposer Excess' was added into the Annual Premium price or if it is to be added on top of it. I know these might sound like silly questions but I am new to this and any help would be appreciated. If you need more information just ask.""

Question about my car insurance?

My current insurance is with state farm; just a question; if i got hit by someone without car insurance and is their fault; they dont have any money to pay for my damage; since i dont have the uninsure motor coverage but i have collision with deductible of 500 dollar; would my collision cover me after i pay the 500 dollar? i guess my real question is what is the point of having uninsure motor coverage when i have collision coverage? would i need both? or just collision would be sufficient?

INSURANCE ON A 1986 MUSTANG GT?

I TRIED TO GET A QUOTE ON ALL STATE BUT the only years i have 2 choose from is 1995 - 2010 so can i get insurance with a regular company or do i need to get classic car insurance

What would be the car insurance group for a renault megane cabrio dymanique 1600cc?

I am selling my car and have been asked what insurance group it is please.

How much does 1 point on your drivers license make in car insurance prices?

How much does 1 point on your drivers license make in car insurance prices?

Why do you not want to buy insurance?

I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why people are not paying attention to getting themselves covered. Also, what do you understand about insurance?""

My Car insurance is too high!?

Im 17 years old, male i mean I would expect my insurance to be high because im a young driver and male...but not ridiculously high. I got a quote on comparison sites and the cheapest ...show more""

Any Cheap insurance companies for Aprilia RS125?

My son has a RS125 Aprilia and i am just looking for some cheap insurers, hes 18 on thursday. want Third party fire theft, and i also dont want to pay more than 600 please help""

Can you register and buy a (cheap) car with no license or insurance?

I want to know if i can register a very cheap car thats around 2,000 tops at a used car lot and buy it with no problems.What problems will i face isnt it easyier to get a cheap car like this then at a actual new dealer i have no license or insurance do i pick a dealer with in house financing the only thing they will most likely ask for is it to get registered can i do that im paying half down.?im 21 im getting my license in 2 weeks (and no i cant wait)""

Hey im 16 and i want my licence but insurence is pretty expensive?

hey im 16 and i want my licence but insurence is pretty expensive which company do you think i can get the cheapest insurance on and how much do you think it will cost thank you

What is the cheapest car insurance and that is good for a teenager?

Im starting to almost drive already but i need to knowwhat insurance company has the most economical car insurance for teens?? please let me know and tell me how much you pay for ur kids or even for yourself btw my car is a 2004 volvo s40 2.4i if that matters.

What is the cheapest car & insurance combination a 17 year old girl can get in the uk?

basically, what is a cheap car that has really cheap insurance for people who have just passed? thanks""

Why is car insurance so expensive for an 18 year old?

I was looking at quotes and they all range from 1000-1400 just for six months on a Nissan Sentra SR-E spec v. Which insurance is the cheapest and you would recommend. Its for a college student just for school and work.

Backed into something. Will insurance rates go up?

Today I backed into something in my car. It did slight damage to the rear bumper but nothing else. Could I choose to file this through my Insurance, and would this make my rates go up? I'm 18. Thanks""

What's the best life insurance company? why?

What's the best life insurance company? why?

Can i switch car insurance from one car to another?

i have a car with car insurance on it, but i am going to buy another car, and i want to take the car insurance off my old car and put it on my new one. is it possible and if so how do i go about doing it?""

How much does life insurance generally cost?

im looking for a life insurance policy, somewhere in the neighborhood of 5,000,000, that ISN'T a term policy. in other words, when i die, however far away that is, my beneficiary gets 5 million. how much would that cost me?""

How are home insurance rates in hawaii?

I'd like to buy close to the water (would be impacted by hurricanes). FLA is ridiculous now-cant get insurance near the water for entire home value. Thought Hwi might be better since they dont get hit so much.

Where can i find cheap Auto Insurance Providers in Missouri ?

Where can i find cheap Auto Insurance Providers in Missouri ?

""I think I'm pregnant, how do I get Medicaid?""

I took a home pregnancy and it came out positive, two blue lines, one lighter than the other. I want to go to a doctor to confirm it. I dont have insurance but I think I will get Medicaid anyone know where do I go and how to get it ?""

Does anyone know of a good auto insurance agency in Downtown Miami for liability only?

Need an auto insurance agency in Downtown Miami with efficient service and good rates for liability only. Thanks.

What are the requirements to be taken off my parents car insurance?

I plan on getting my own car insurance and moving out but my parents need my new living address and I don't wanna give it to them cause I don't want them knowing where i'm going to be living. Does the insurance require this type of information to remove my name?

Auto insurance question?

My car was hit while it was parked in my own driveway 4 days ago (in NY state). The police came and filed a report. I asked them for the other drivers insurance info, but they said I would have to wait for the police report and it would include that information. They advised it would be available after 5 business days at a cost of $5.00. I think the information should have been made available immediately so I could have filed a claim with the other person's insurance company. I don't suspect they will get rich by charging $5.00, so I don't know why I have to wait for the info. I am concerned that the other person's insurance will question the delay in filing the claim. Is this normal? I would really like to get my car fixed as soon as possible and am frustrated that I have to wait to get information that I think should have been immediately available. The driver that hit my car admitted to being on heavy duty prescription drugs at the time of the accident, but said that wasn't the cause of the accident. They said they had a seizure and had a documented history of seizures (which makes me think they shouldn't have a valid license anymore). The police seemed suspicious, but said they wouldn't issue any tickets as long as the person agreed to go to the hospital for treatment of seizures. There were no injuries, but there was significant damage to several parked vehicles, and minor damage to several homes and other property that was hit . Thank you to all that answer.""

Insurance price for a 50cc moped?

I'm almost 16 and I'm male, does anyone know/has any male that's 16 recently been insured? If so, what was the price of the insurance?""

How to reduce payments for young car driver insurance ?

how to minimize it ?

What is an insurance quote?

I just want to know what it is because I always here it on car insurance commercials

How much is car insurance?

i'm a 16 year old girl, i'm not on the honor roll, but as a guess how much would it be a month for me? i haven't gotten my license yet but i'm sure i will in a few weeks. is it a more than 100 dollars a month? thanks!""

No insurance ticket?

I got a ticket today for no insurance. I know I can go to court and show proof of insurance and just pay court costs. After I show the court my insurance card, are they going to contact the insurance company to make sure it is valid? I'm sure you know why I am asking.""

Is there some kind of insurance I can buy for my pit bull while renting a home/apt?

I'm not looking for housing, but I know how difficult it is to get while owning a dog over 25 lbs and a pit bull mix to boot! Is there a type of insurance that I can get that will over-ride or cover whatever it is in the commerical insurance that makes people reject me for my dog breed? I have read somewhere there might be, but I don't know what it is and what was the experience with using it? I'm wondering if it's something I should get now and have a history of having or just get when I need it.""

Insurance. What do I need to sell Term Insurance in California?

Insurance. What do I need to sell Term Insurance in California?

How much does 1 point on your drivers license make in car insurance prices?

How much does 1 point on your drivers license make in car insurance prices?

Is forced placed insurance acceptable when asked if i have insurance ?

gettin new auto insurance

Is financial indemnity a good insurance carrier?

Is financial indemnity a good insurance carrier?

2008 BMW M3 insurance cost for a 17 year old?

2008 BMW M3 insurance cost for a 17 year old?

What Auto Insurance Company do you use and would recommend?

And have you ever heard of western general insurance company / Insure Express? They have a pretty good rate, but I've never heard of them before.""

Motorcycle Registration Cost?

So I bought a 2004 GS500F yesterday with a Stage 1 Dyno Jet kit. Ive got my insurance and everything figured out, I'm just wondering how much it will be to register it? I live in Valdosta, Ga""

Where do i find affordable health insurance for my dog?

I need health care insurance for my American Bull Dog

Is geico really the cheapest car insurance for a 19 year old driving a sliver 2001 mustang?

Dont know which insurance is cheaper?

Can you put a relative from another state on your insurance plan?

I live in North Carolina and my Dad lives in Texas. I am going to college close to my mother who current ly insures me. I am not going to have a car for probably 2-3 years, and will literally never drive my moms car when I am at home, but my mom is paying a large amount of money to be on her plan. The insurance people said that you have to be more than 100 miles away from her to be taken off because there is resonable doubt I would drive. I was wondering if state laws allow for me to be insured by my dads plan in Tx, if so, would it cost a lot to be on his? If thats not possible, is there anyway to be taken off my moms or to not be insured at all?""

Good insurance companies for 17 year old passed my test!!?

ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

How much would insurace cost monthly?

Im 16 and im gettin a 2003 cadillac CTS when i get my licences and i have a few questions. The car is $10,932 how much would the down payment be also how much monthly plus insurance?""

Motorcycle Insurance?

I screwed up and was charged with DUI a few months ago (I was driving a car). I figured my insurance would double or triple but no, the cheapest I could fine is close to 4,000 a year! I was floored & absolutely in shock. My question is, would motorcycle insurance be cheaper being I got a DUI. I live in Fl. Do I even need insurance for a motorcycle? Everyone is telling me a different story. I need help please! Thanks! -Alex""

Insurance cost?

Im a 16 year old male. Just got into wreck last thursday, not my fault. insurance stayed same. before wreck it dropped $20. I only have liabilty right now. Was 80 now it is 60. My car was a 1995 eclipe which i bought for $3500 and i paid $480 for 6 months. Now if i had that car i'd pay, $360. How much would it cost for6 months to buy a $7,000-$10,000 car. State farm is my carrier. And I do have experience. Make good grades and did steer clear""

Insurance on a 2005 hyundai tiburon?

17 year old guy First car Blue exterior Automatic car 4-cylinder Allstate insurance

Will a 2000 Chevy Monte Carlo SS cost more for car insurance than a Monte Carlo LS because it's a sports car?

Will a 2000 Chevy Monte Carlo SS cost more for car insurance than a Monte Carlo LS because it's a sports car?

What's the best insurance option for a private car collector?

What's the best insurance option for a private car collector?

""Car insurance, 16 year old, oh no.?""

I'm 16, I have a 92 Nissan 300zx Twin Turbo, what can i expect to pay for insurance on state minimum?""

Can I put my partner on my health insurance?

Hi there, My girlfriend and I are going to be moving to New Jersey in May of next year. We are going to get a civil union. At this point will I be able to include her on my health insurance through work? I work in Philadelphia. Wasn't sure of this since PA doesn't recognize civil unions, but didn't know if there is a loop hole since we will be living in New Jersey?? Any help would be great. Thanks!""

Insurance high for red cars?

Is it true that Car insurance is higher for red cars? if so, how much more expensive is it?""

Can I be put on my parent's insurance for a separate car?

I need to get insurance on my car so that I can drive it without risking anything. My parents use Allstate, so I went to their website to see about how much it would be to get insurance. I found a nice monthly payment of $108, but the down payment was over $500! I drive a crappy old car that I payed for less than that. Can my parents add another car with the insurance in my name, put me under their policy for a different car, etc. at a lower price than that? I wish it were so much easier for things. All I care for is liability, so would it be possible to just piggyback off their policy?""

Do i have to get insured for my cleaning business?

ok so its just me and my friend (business partner, we are in the process of getting our business together in the mean time we are just cleaning places with out insurance. i know i will need it incase something should happen. but do i really need the bond insurance as well? its only me and her and she would be co business partner or whatever you call it lol we are going to get a license soon but we dont rent out a building for this business because we dont really need one if its going to be just us.""

Car insurance. Using car but insurance under my moms name!!!?

HI my mom gave me her car which is insured only under her name and i took it to California from Illinois. I registered the car in California and switched the title to only my name. Can I legally drive around using the insurance card with my moms name on it which is also from Illinois?

Health insurance. Self employed.?

Hello. I am 24 and self employed as a driver. Live in Minnesota. Made little to no money last year after all expenses. Broke even. Have no insurance. Health insurance I mean. I have looked and everyone has plans you can buy from 68$/mo with 10k deductible and so on. All are pretty much the same for my age. Being self employed. Struggling to make money. Doesn't the state have their own low cost insurance I can apply for. Anything besides the Buy your insurance Today type deal. Thank you in advance !!!!!!

Graduating from college and need affordable health insurance?

Graduating from college and need affordable health insurance?

Can my car get repossessed for lapse of insurance?

Okay so short and sweet my loan company called and says my insurance lapsed now is this a problem by means can they come get the car like in the same fashion as if I were not paying on it? But can they still get it even if I am making the right payments on time? Also if I fax them my insurance card showing I have the card with proof of the insurance til may will they take that as a form or do they need to contact the company directly?

""Got in a car wreck w/ no insurance, and was at fault.?""

I don't work, and don't plan on working. I don't own a house or car that's in my name, and don't plan to. Everything will always be in my boyfriends name. How will the insurance company ever get money from me. Even if they sue me.""

How much does 1 point on your drivers license make in car insurance prices?

How much does 1 point on your drivers license make in car insurance prices?

https://www.linkedin.com/pulse/what-does-cost-get-registration-tag-1992-thunderbird-also-sasha"

[movingstoriesla]

1. Scott J.

Meet Scott, a transportation planner from Saint Louis, MO who now lives and works in Santa Monica. After living in Saint Louis for 28 years, he lived in the northeast (NYC, Philadelphia, and DC) for 6 years and has been living in LA since November 2016. Since he doesn’t own a car, he commutes to work by bike or bus.

Tell me about your commute in LA.

I'm only about 2.5 miles away, so I just bike to work most days. It's the easiest and quickest way to go. It's also nice because you know exactly when you leave and you'll get there in a certain amount of time because even though the transit system is pretty good, there's something always happening, like the Big Blue Bus [the main transit agency in Santa Monica]. Even though the bus stop is really close, the buses tend to bunch up a lot. They have the ETA signs for when the buses are coming and they'll be like, buses are coming in 15 minutes and then they show on the sign that another bus will come another two minutes after that. Because it's a long route, they get bunched up because of the traffic on the road because there's not separate facilities for that. Even though it's a very minor thing, the inconvenience of having to fill up your card again, I have to make it a purposeful point to fill up the card because bus stops don't allow you to fill up your TAP card. It's nice that they now have the [Token Transit] app where you can just buy the tickets and just show it. Even just having cash on hand is really inconvenient, there's no change, it's $1.25. It's just the amount you don't happen to carry around. Even if you take out a $20 bill and break the change. And I notice that a lot at the airport, there's a lot of foreign visitors and they go to the bus transfer center and there's no way to get the $1.25 because they've pulled out cash but it's all twenties, so it's a little inconvenient. I don't understand why they don't have TAP cards there [at LAX]. So it's just easier to bike. It eliminates a lot of hassle.

How long is your bike ride, usually?

Depending on how fast I go, it's about 10-15 minutes, whereas the bus is, including the waiting time, usually more 25-30 minutes. It's not a very long route, but it's undependable in terms of frequency. They run a lot of buses on it but I think the traffic backs it up.

How do you like biking in Santa Monica, or at least to work?

I think within Santa Monica, it's pretty nice. There's a lot of parallel routes, there's a lot of different options to get places. I feel like they have one of the nicer bicycle facilities [in the LA area] and it doesn't feel like you're taking your life into your hands. I used to bike in New York a little bit, where it just makes a lot more sense to take transit. The main thing in New York is it took awhile. If you were living in Manhattan, it would be really easy to bike to work, but going from Brooklyn to Manhattan, you're going over one of the bridges, goes up really high. It adds a lot to your trip time.

How does biking in Santa Monica compare to the rest of LA?

I think it's a lot. In the rest of LA, you have to really know where you're going. Otherwise, you're going to get thrown out on this road that's six lanes of traffic and I feel like people in Santa Monica watch out for bikes more. People expect it and it's more normalized at this point, whereas in the rest of LA, people seem more intensely hostile to it compared to other cities I've lived in, like Philly or DC or even NYC. I feel like in all those places, it's not like people love people biking, but they expect to see people walking around, where in LA, people still think it's weird to walk around, even if the distance itself is not that far.

Do you have any recent examples you can recall that shows intense hostility?

I wouldn't call it “intense hostility,” I think it's just “not paying attention.” I was walking to the grocery store and I was crossing the street and this car was looking to pull into the lane, but they were obviously just watching the cars and not expecting anyone to walk. They obviously weren't paying attention and pulled into me. I noticed that in DC, people would typically watch for people walking around and then you go to Silver Spring [a suburb in Maryland adjacent to DC] and people are just oblivious. They're not expecting people to walk in the crosswalk, so they're not even paying attention or looking at all.

Is there anything you dislike about your commute? Focusing on biking because you've also talked about bus.

I think the main thing is: on the route I take goes to Santa Monica High School and there's a drop-off thing [for students]. If I don't leave early enough, I hit the drop-off thing and there's just a ton of parents who drive their kids to school, so there's this huge back-up. But other than that, when school is out, there's no traffic at all. But [the parents] just pull over and you really have to watch what you're doing because they'll just open the door into the bike lane. You don't want to go too fast because you don't want to get completely doored. It's a bit of a mess. I feel like of my route, that's the time that a situation is going to happen, that someone will open the door into you.

You talked about biking and taking the bus to work. How do you get around LA, outside of your work commute?

A lot of times I use the Expo line. I find that's a big advantage. That's something I thought about, coming to LA, that it does extend to Santa Monica. It's actually a selling point, that maybe it is feasible to go car-less with that, because you have all the options to downtown LA, where there's jobs and a lot of activities. So typically, I take the Expo line to go and visit people and also using the bus system, which takes longer but a lot of times it feels worth it. You don't have to look for parking, you don't have to worry about moving your car around once you've gotten to Hollywood. You don't have to find out where you can park or how long you can park. Not having that hassle is a big advantage. And I think the one thing that has really shifted the dynamic, at least for me, it makes it doable [to not have a car], is that you do have carshare options with Uber and Lyft. Without that, there's just certain locations you can't get to and you're just out of luck. Or when it's not rush hour, you don't want to take two hours to get home, when it can be 20 minutes.

Can you talk more about your experience of not owning a car in LA?

I think the main thing is not having to deal with the hassle. Also, I have a Zipcar membership, so that's something I could always use and that's located close by. It's something I could always use if I need to get a car for a particular reason. I think the main thing is that it saves a lot of money: just not having to go to the DMV, not have to renew your license plate, not having to deal with all that, and worrying about getting gas. It gets rid of a lot of headache. Like I was saying with rideshare, everything is reachable, as long as you don't overuse it, it's actually a lot more cost effective not to have a vehicle because you're probably going to paying at least $200 a month in insurance. So if you spend less on rideshare, you're coming out ahead. And the rideshare is actually more convenient because it just drops you off and you don't have to think about your car. You can take transit home or whatever you want to do. It's a lot more flexible.

Do you ever wish you had a car?

I think the main thing is for road trips. When I lived in New York, that was the same thing. That's the main purpose. It's not as convenient. Like, if you want to go to Santa Barbara, you can't just get there [without a car]. There's an extra layer of hassle. Sometimes you don't do something that you've might've done, just because you didn't have a car on hand.

How do you get around your neighborhood?

Typically, for groceries, they're very conveniently located, a couple of blocks away. There's two main grocery stores nearby and you can just walk there. It's nice taking a little walk, listen to podcasts or just to get out of the house, instead of having to deal with driving to the parking lot. It's always funny: I find that in New York, the grocery store itself is packed with people but there's no parking hardly at all, whereas in LA, the parking lots are always a madhouse but then you get into the store and it's not really that crowded [laughs]. So it just goes to how people get to the store. It's a lot more efficient if people could get to the store in a different way. I always hear people complain that it's such a hassle to go to the grocery store because you're driving there, whereas if you walk in, you're not worried about trying to find a parking space. It's not that crowded in the store itself.

How do people react when you tell them you don't own a car in LA?

I feel like people seem really surprised. They're like, “I don't understand how you can do it.” And that's something I noticed on the bus. I feel like the bus system works pretty well, but you don't have a lot of choice riders. In New York or Philly or DC, everyone uses the bus a lot more. In LA, it's still perceived that you want to move on: you've done better because you were able to get a car, that you've been more successful, whereas that wasn't the case in other cities. There wasn't a mark of doing better or an opton that you want to stop using [transit]. People just seem surprised. They don't understand it. I do find it funny when you tell them that we just use rideshare and if you use less than $200 of rideshare, then that'll be the same price as insurance and maintenance for a car, then they're like, “Oh, that makes a lot of sense, actually.”

Do you think you'll ever own a car while living in LA?

It would depend. I could see possibly, depending on circumstances became such, having one car for the household. Like, if there's some kind of job that you just can't get to any other way. In a way, I kind of expect, depending on how fast autonomous cars get here. At least I see it as, if most people have self-driving cars and it was cheap and operated like Lyft, they'll be no reason to own a car yourself. It's just the price factor if you're going to use it all the time, but if the cost came down and if you could just always use Lyft all the time, then there would be no reason to ever own your own car.

Any final thoughts?

I think the one thing in LA, it really lessens your anxiety level to not be driving on the highways and the traffic. I find a lot of people at work, even when transit takes longer, they're willing to do that because it's more calm for them, that they can actually do something, they can read or something like that. It's past the tipping point where it's a complete hassle to get on the highway. I think LA is a prime example of that and I think that's why people are willing to fund transit. It's different in other cities. In Saint Louis, it's not that congested and it's just quicker to get to certain locations by car. The thing that's very interesting: for having so much road space, you're always almost trapped in your location because there's so much traffic. Even though you have so much road infrastructure, you're almost less mobile than other cities, compared to New York or elsewhere. You know for a fact you can get from here to here in 40 minutes. In LA rush hour from 4-7pm, you might as well not try to get there because it's going to take two hours on the 405. It's just a weird concept to me, that there's no way to get to that location, even though you have a ten-lane highway [laughs].

[vioncentral-blog]

Ingredients for Amazon’s HQ2 all available in St. Louis

https://www.vionafrica.cf/ingredients-for-amazons-hq2-all-available-in-st-louis/

Ingredients for Amazon’s HQ2 all available in St. Louis

Aaron Perlut Contributor

A 12-year resident of St. Louis, Aaron Perlut is a founding partner of digital marketing firm Elasticity, as well as the Startup Voodoo innovation conference.

There’s a whisper-quiet rumor making the rounds that Amazon is looking to establish a second headquarters outside of its initial digs in Seattle. It’s even got a name — HQ2 — and, in reality, Amazon’s announcement was a thunderous roar.

One of the premier global brands to which anyone or any city would love to hitch its wagon, when Amazon CEO Jeff Bezos sneezes, people want to examine the tissue for opportunity. Thus, economic development officials nationwide are foaming at the mouth while preparing to put their best foot forward, and pundits are speculating as to choices like Denver, Boston, Chicago, Austin and others.

In the offing is some 50,000 new jobs, deep organizational investments in infrastructure and more, thousands of relocating smart minds, high wages, residual economic benefits like new home sales, wage taxes, millions upon millions spent with regional retailers, charitable impacts and hundreds of other companies that will establish a presence to feed off of Amazon. Plus, as CEO Jeff Bezos said, “…billions of dollars in up-front and ongoing investments.” The prospective impact is remarkable, meaningful and has the potential to transform a region.

The big question is: Where? My unabashedly biased answer: St. Louis.

Yes, that St. Louis, in Missouri. The one I once wrote did “not suck” in Forbes. It’s where the Cardinals win a lot of baseball games and the Gateway Arch and Energizer Bunny live, and yes, the region that admittedly grapples with the same set of complex human challenges that nearly every other major metropolitan area in the U.S. is working to address today.

Why should Amazon look to St. Louis? In actuality, there is no one singular selling point, nor should there be if Amazon — or for that matter, any other company — is considering it. Rather, the choice revolves around a broad-based criterion, as anyone working in economic development and site selection understands.

Where to begin? Well, although it’s not particularly important for all practical purposes, let’s start with legacy, as St. Louis’ run of innovation and corporate success over the past two centuries is nothing short of remarkable.

Anheuser-Busch birthed the global beer industry and Purina the worldwide pet food market; Energizer batteries and the largest car rental company, Enterprise, launched in St. Louis; and say what you want about GMO crops pending your politics, but St. Louis-based Monsanto has ensured for a generation of food production while global farmland dissipates and worldwide population numbers soar.

What have you done for me lately? Jim McKelvey and some anonymous guy from St. Louis named Jack Dorsey founded Square payments systems — not in the Bay Area — but in St. Louis; Mercy Hospitals is revolutionizing virtual healthcare here and Washington University Medical’s Human Genome Project has been hailed as groundbreaking.

What’s ironically lost relative to what Amazon is, and is not, revolves around perhaps the most boring moniker in business: Logistics.

But what about tech? Amazon, of course, is a tech giant, and one would imagine that being a “tech town” is important. St. Louis was once corporate America’s manufacturing backyard, but through strategic planning initiatives first launched at the start of the new millennium, the region has evolved into a vibrant hotbed of technology, as well as a cradle of entrepreneurship over the past decade. But don’t take my word for it — Forbes’ Christopher Steiner cited St. Louis as “The Right Way To Build a Tech City,” the city was ranked as the top startup city by Popular Mechanics in 2015, the fastest growing startup city by Business Insiderand the “new startup frontier” by FiveThirtyEight in 2016.

What’s ironically lost relative to what Amazon is, and is not, revolves around perhaps the most boring moniker in business: Logistics. That’s right — at its core, Amazon is simply a logistics company. And guess what? St. Louis is a logistics town — total ballers in moving goods. The region is centered in the middle of the U.S., at the cross-section of international air, rail, interstate and major rivers; within 500 miles of one-third of the U.S. population and 1,500 miles of 90 percent of the people in North America.

And beyond the stereotypical perspective of transportation, let’s not forget the softer side of the modern worker’s everyday life — public transit — which is a key component for Amazon employees. Millennial workers today are less interested in driving to and from work and more interested in hopping a train to work as well as play. Thus, light rail is no frivolous criterion, and it just so happens that St. Louis has one, offering convenient service throughout the city, into nearby suburbs and to the airport.

What about human assets, or more plainly, a strong native workforce?

From a potential standpoint, the region has more than 30 four-year colleges and universities in the region, enrolling approximately 120,000 students, with options ranging from community and technical colleges to the esteemed Saint Louis University and the nationally recognized and prestigious Washington University in St. Louis. Plus, St. Louis has a strong pipeline of talent to one of the finest software engineering programs in the U.S. — the University of Illinois Champaign-Urbana.

From a more present-day perspective, the region is a hotbed of smart minds. For example, it has more plant science PhDs than anywhere else in the world thanks to the presence of Monsanto, the Donald Danforth Plant Science Center and Washington University, among others. The region also boasts one of the largest STEM workforces in the U.S. as more than 80,000 are employed in these highly specialized occupations. Additionally, metro-St. Louis has cultivated a bioscience machine as noted by The Initiative for Competitive Inner Cities’ report, “Building Strong Clusters for Strong Urban Economies.” The organization cited St. Louis’ BioSTL bioscience economic development coalition — established in 2001 to build on plant and life science strengths — as a model for cities endeavoring to create economic growth through regional strengths.

Jeff Bezos, Amazon decision makers, even Santa Claus — are you paying attention? It’s all right there in front you.

How about life beyond the day-to-day grind of work? Good news — the region’s cultural assets are rich and diverse. St. Louis boasts one of the largest urban parks in the U.S. (Forest Park), amazing theaters like the historic Fabulous Fox and Muny theaters, The National Blues Museum, a strong live music scene highlighted by the annual LouFest music festival, the insane City Museum, the Magic House children’s museum, a vast collection of historic architecture, phenomenal art and history museums and, of course, the obligatory reference to the Gateway Arch.

Plus, St. Louis couldn’t exist without baseball and beer, and has not only been widely hailed as America’s best baseball town, but also is an unquestioned beer town — built on the backs of Anheuser-Busch — and now boasts one of the most respected craft beer communities in the U.S. led by Schlafly and Urban Chestnut, among other stellar microbrews.

And while you never lead a sale with price, let’s finish with it. In reality, you can’t sing karaoke in a public park in San Francisco, New York, Chicago, DC or Miami without it somehow costing you $145 per cubic note.

Good thing St. Louis’ median home value, at $164,200, is well below the U.S. median of $194,500, according to the U.S. Census Bureau’s 2015 American Community Survey data. But what does that really get you? Certainly more than your $2,000-per-month 400-square-foot efficiency in Manhattan.

The Council for Community and Economic Research (ACCRA) Cost of Living Index that measures the relative cost of U.S. metropolitan areas examines a new 2,400 square foot, four-bedroom, two-bath home with an attached two-car garage suitable for a management household. This index correlated with an average St. Louis-area home price of $214,260 for the year 2016 versus the U.S. metro average of $326,999 for the same period.

Jeff Bezos, Amazon decision makers, even Santa Claus — are you paying attention? It’s all right there in front you. The smart choice. A community that has a certain hustle in its step that has the red carpet laid out for you — that’s St. Louis. Whether it’s smart minds, a welcoming business environment, cultural assets, a legacy of innovation, tech talent or even cost of living — this region has all the ingredients Amazon needs to make HQ2 a success. Let’s get cooking, together.

Featured Image: Danita Delimont/Getty Images

[djsamaha-blog]

Loops of Progress, or How Modern Are You?

On your way to work, you grab breakfast from one of the dozen coffee shops you pass. Most of the goods you buy get delivered right to your door. If you live in a large city and have a car, you barely use it, preferring Uber or ride-sharing services. You feel modern. Your parents didn’t do any of this. Most of their meals were consumed at home, and they took their cars everywhere, in particular to purchase all the stuff they needed. You think of your life as being so different from theirs. It is. You think of this as progress. It isn’t. We tend to consider social development as occurring in a straight line: we progressed from A to B to C, with each step being more advanced and, we assume, better than the one before. This perception isn’t always accurate, though. Part of learning from the past is appreciating that we humans have tried many different ways to organize ourselves, with lots of repetitions. If we want success now, we need to understand our past efforts in order to see what changes might be needed this time around. Would you be surprised to learn that in Victorian London (the nineteenth century), the vast majority of people ate their food on the run? That ride sharing was common? Or that you could purchase everything you needed without ever leaving your house? To be fair, these situations didn’t exist in the exact instantiations that they do today. Obviously, there was no amazon.com back then. But while the parallels are not exact, they are worth exploring, if only to remind us that no matter the array of pressures we face as a society, there are only so many ways we can organize ourselves. To start with, street food was the norm. All classes except the very wealthy (thus, essentially, anyone who worked) ate on the run. At outdoor stalls or indoor counters. Food purchased from street vendors or chophouses (the Victorian equivalent of fast-food outlets). Food was purchased and consumed outside of the home, on the commute to or from work. Why? Why would everyone from the middle classes to the working poor eat out? Unlike today, eating out was cheaper then. As Judith Flanders explains in The Victorian City:

Today, eating out is more expensive than cooking at home, but in the nineteenth century the situation was reversed. Most of the working class lived in rooms, not houses. They might have had access to a communal kitchen, but more often they cooked in their own fireplace: to boil a kettle before going to work, leaving the fire to burn when there was no one home, was costly, time-consuming and wasteful. … Several factors — the lack of storage space, routine infestations of vermin and being able, because of the cost, to buy food only in tiny quantities — meant that storing any foodstuff, even tea, overnight was unusual.

Even food delivery isn’t new.

Every eating place expected to deliver meals, complete with cutlery, dishes and even condiments, which were brought by waiters who then stayed on, if wanted, to serve. Endless processions of meals passed through the streets daily. … Large sums of money were not necessary for this service.

People need to eat. It’s fundamental. No matter what living conditions we find ourselves in, the drive away from starvation means that we are willing to experiment in how we organize to get our food. Public transportation took hold in Victorian London and is another interesting point of comparison. Then, its use was not due to a sense of civic responsibility or concerns about the environment. Public transportation succeeded because it was faster. Most cities had grown organically, and streets were not designed for the volume they had to carry in the nineteenth century. There was no flow, and there were no traffic rules. The population was swelling and road surfaces would be devastating to today’s SUVs. It was simply painful to get anywhere. Thus the options exploded. Buses and cabs to get about the city. Stagecoaches and the railroad for longer excursions (and commutes!). And the Underground. Buses “increased the average speed of travel to nearly six miles an hour; with the railway this figure rose to over twelve, sometimes double that.” Public transportation allowed people to move faster, and “therefore, areas that had traditionally been on the edges of London now housed commuters.” As a direct consequence of the comparable efficiency of the public transportation system, “most people could not imagine ever owning a private carriage. It was not just the cost of the carriage itself, of the horse and its accoutrements — harnesses and so on — but the running costs: the feed and care of the horse, the stabling, as well as the taxes that were imposed on carriages throughout the century.” As well as the staff. A driver, footmen, their salaries and uniforms. A form of ride-sharing was also common then. For travel outside of the city, one could hire a post-chaise. “A post-chaise was always hired privately, to the passenger’s own schedule, but the chaise, horses, driver and postboys all belonged to the coaching inn or a local proprietor.” Aside from the cost of owning your own transportation, neither the work day nor the city infrastructure was designed for reliance on individual transport. London in the nineteenth century (and to a large extent today) functioned better with an extensive public transport system.

There was no social safety net. You worked or you died.

Finally, living in London in the nineteenth century was very much about survival. There was no social safety net. You worked or you died. And given the concentration of wealth in the top tier of society, there was a lot of competition among the working poor for a slight edge that would mean the difference between living another day and starvation. This situation is likely part of the reason that sellers went to buyers, rather than the other way around. Unlike today, when so many bookstores are owned by the same company or when a conglomerate makes multiple brands of “unique” luxury goods, a watercress girl owned and sold only the watercress she could carry. And this watercress was no different from the bundles the girl one street over had. The competition to sell was fierce. And so, as Flanders describes, in the first half of the nineteenth century, street vendors in all neighborhoods sold an astonishing array of goods and services. First chimney sweeps, then milkmaids; “the next sellers were the watercress girls, followed by the costermongers, then the fishmongers’, the butchers’ and the bakers’ boys to take the daily orders.” Next came the guy selling horsemeat.

Other goods regularly available from itinerant sellers in the suburbs included: footstools; embroidery frames; clothes horses, clothes-pegs and clothes line; sponges, chamois leathers, brushes and brooms; kitchen skewers, toasting-forks and other tinware; razors and penknives; trays, keyrings, and small items of jewellery; candlesticks, tools, trivets, pots and pans; bandboxes and hatboxes; blackleading for kitchen ranges and grates, matches and glue; china ornaments and crockery; sheets, shirts, laces, thread, ribbons, artificial flowers, buttons, studs, handkerchiefs; pipes, tobacco, snuff, cigars; spectacles, hats, combs and hairbrushes; firewood and sawdust.

You didn’t have to leave your house to purchase items for meeting your daily needs. This is not to say that Victorian London had everything figured out or that progress is always a loop. For example, there is no time in history in which it was better to be a woman than it is now, and modern medicine and the scientific method are significant steps up over what has come before. But reading these accounts of how London functioned almost two hundred years ago hints that a lot of what we consider modern innovations have been tried before. Maybe ways of organizing come and go depending on time and place. When things are useful, they appear; as needs change, those things disappear. There really is no new way of doing business. But we can look at the impact of social progress, how it shapes communities, and what contributes to its ebb and flow. Flanders notes that in the second half of the nineteenth century, there was a shift to going out to shop in stores. What changes did this give rise to? And how did those changes contribute to the loop we are experiencing and to our current desire to have everything brought to us? -- This article first appeared on the Farnham Street Blog Sponsored by: Royce & Associates – Small Cap Specialists with Unparalleled Knowledge and Experience..

http://www.successwize.com/?p=2618

[worldofadvent]

NEO World of Advent Chapter One

Neo World of Advent

The streets of Neo Arcadia lined themselves with a chaotic cluttering, one that brought confusion to all but those who called them their home. From above, the oppressive sun shone on passerby as the murky, humid heat was complimented by the sound of bustling machine parts and the squeaking of oil. Barely three feet of the original framework of the road that stretched throughout the world's greatest and only city remained unsullied by broken cars or the current fashionable mode of transport, a sort of hoverboard called the Slider. If one were to ask where to find a certain shop or location, they need merely ask – for a price. These were the suburbs of Arcadia, close enough to the slums, yet far enough from the grand throne room and its surrounding districts to still give off a distinct sense of pandemonium.

As it stood, the current passenger racing through the streets needed no such directions, nor did the chaotic bustling of his home bother him. For Cipher, everything was in its rightful place, as it should be. Cipher knew the city to act like a well-oiled machine; this area was but one of its many cogs, grinding together in harmonious cacophony. He held together a patch of paperwork clutched tightly in his left hand. His right was too busy, preoccupied with navigating the narrow stretch of space available to passerby. It wasn't long before he came to a stop, resting his sore legs at a shop sign whose label read "Cipher Mechanics and Repair". Under it, a slogan read "We can fix anything – alive or inanimate."

As Cipher made a move to open the door, he waited. It was a thoughtful pause, one that gave consideration to the event that would, as he knew, undoubtedly unfold next.

The door flew open, and a delivery boy sailed across the clearing, dropping spare parts in his hurry to get where he was going. "Sorry Cy!" he called out. "I'll be more careful next time."

Cipher shook his head, half in exasperation, half in amusement. His Family was a rambunctious one, but most Advents were. Cipher caught himself thinking upon the word. An Advent, living child of human and machine. Were it not for the progenitors of Adventkind, Ciel Kanara [made up name] and Umera Umbria, they wouldn't exist. Cipher himself was one. Among the oldest living Advents, he was assigned the duty of raising and managing a haphazard group of Advents of equal or lower age. A Family, the bureaucrats called it, likely pleased with the euphemism. As if a child could lead other children as effectively as an adult. Nevertheless, the idea stuck, Advents like Cipher dealing with the newfound stresses of maintaining a grip on their fellow Advents.

Making his way inside his shop many simply knew as "The Workshop", Cipher took a second to reacquaint himself with the familiar surroundings. The scents and sounds of fresh oil on newly packaged cogs and wiring were welcome, as were the sparks that flew around the large cube sized space that encompassed his shop. Roughly 1,800 square feet, it was quite a large shop as compared to its surrounding businesses and other assorted stores. But the size meant business. And business meant profit. Profit meant the ability to feed his family.

Five main cubicles packaged themselves neatly in rows, with the largest, Cipher's office standing in the back next to the office sink and cupboards. Within the four cubicles, an Advent each stood or sat, depending on the time and Advent in question. Above, machine parts slid forward and down on a massive pulley system Cipher himself designed.

The Workshop was fairly disorganized, papers and spare nuts and bolts sprawled in random directions. That is to say, save for Cipher's own paradise of orderly organization. Never understanding how his fellow colleagues and members of his relatively small Family could function in such a messy environment, Cipher had long since implemented a rule of absolute orderliness in and around his private cubicle.

"Morning Shirley," Cipher greeted the closest of his Family, an Advent girl of around fifteen. She was currently embroiled in the throes of paperwork, her bored and impatient expression twitching at Cipher's greeting.

"Morning," she said. "And don't call me Shirley!"

Cipher chuckled. It was a well known fact around the office that Shirley liked to be called by her nickname, Shelley. If it were anyone but him calling her by her birth name, they would have likely received a bruise born from one of the many thick books Shelley kept nearby, ready to send airborne upon the earliest convenience.

Bradley too was working in a cubicle, too busy to return Cipher's greeting, choosing to give a curt nod instead. Currently pacifying an irate customer over the phone, Bradley returned to the task at hand. "No, Mrs. Smith. We'll have your order ready by tomorrow…"

The remaining two cubicles were empty. Kent, Cipher could see, was hard at work sampling the office coffee when he should be managing the budget. Cipher gave the black haired Advent boy a sideways glance and a small cough, taking small pleasure in Kent's surprised yelp and curse as he spilled the fresh coffee over his shirt.

"Righteo," Kent said, grinning abashedly. "On it, boss."

The last cubicle, one directly in front of Cipher and slightly to the right, belonged to Charles, his next in command. It was a surprise not to see him working on the next set of work orders. A quick glance inside Cipher's own cubicle told him that Charles was organizing some papers for him.

Cipher liked Charles. A neat freak like himself, he had shown promise the minute Cipher had accepted him into the small Family he maintained. The five of them were less than half its total population, but consisted of the entire work force, keeping the rest of it fed and sheltered. It had been a long time since Cipher had moved into the private sector in favor of higher earns at the cost of government subsidiaries. At least it allowed for more wiggle room, Cipher reminded himself.

"Hey," Cipher greeted his lieutenant. "What's up?"

"Oh not much," Charles muttered, too caught up in the work for pleasantries. "You've got to go over these," he said, handing Cipher a stack of papers with photo identities printed on their top right corners. "You won't like it, but some Advents have recently been taken from the streets in our District. They go under your jurisdiction."

Cipher groaned. It was hard enough keeping the twelve of them fed. Just how many more would he potentially expect to come under his responsibility?

"Thanks Charles. I'll handle it."

Charles nodded solemnly, walking over to his personal cubicle, where Cipher could hear the distinct sound of shuffled papers.

Six Unclaimed Advents? In my district? I don't know if we have the funds to support another mouth to feed. True, they could go to Harley… He seems nice enough, for an Umbrian. Still, to live in the slums and to have the Umbrian name tacked on to you for the rest of your life? There must be another option.

Cipher snapped his fingers together, a habit he tended to do when he had just figured some answer to a complex and difficult equation.

Joan! She has some designation in the District as well, even if by a technicality. Troublesome woman she is, she has never turned down an Advent yet. Her governmental subsidiaries should allow for it. I guess there are some advantages to working in the public sector.

Cipher poured himself a celebratory cup of coffee, adding a liberal amount of cream to it. After gingerly testing the temperature of the brew and determining it safe to drink, he gulped it down, humming softly to himself as the liquid settled pleasantly in his stomach. Moving on to a more immediate concern of his, Cipher took a look at the inventory of expected income versus what funds they had actually acquired. Frowning slightly as he realized that they were already halfway over budget, he called Kent over to manage the findings.

Fortunately, the demand for Sliders was on the rise, something The Workshop excelled at. If there was any one thing Cipher could pride his shop on doing, it was creating a damn good Slider. Cipher sighed, figuring that it would only do harm to postpone the situation concerning the Unclaimed Advents and made plans to leave.

"You're in charge, Charles!" Cipher called out as he jingled the keys to his personal Slider. "Let me know if anything comes up."

"You got it boss," Charles said, standing a little taller as he took the mantle of temporary Head of Office.

Clutching the necessary documents in one hand, Cipher unlocked his Slider, carefully maneuvering around the hustle and bustle of heavy traffic. Several delivery trucks ran the way through the narrow lanes assigned to citizens of Neo Arcadia. Because the Slider was a relatively new invention, he had less right to the roads than they, but much more flexibility.

Cipher ducked under a heavy transport bus, wind rushing in his ears as he did so. It was times like these he felt alive, where the only worry on his mind was how to move, how to fly, how to get to where he was going. What happened when he got there could wait. He was in his element now.

Grinning like a madman, Cipher whipped through a tunnel exit, making his way to the subterranean areas of the city. Neo Arcadia was a large city, the human capital of the world, but even it could not afford to sprawl out endlessly. Thus, the tunnels were constructed. Grey and wired, hosting both energy to be rewired throughout the city in accordance to the leaders of Neo Arcadia's orders, they also served as a means to get one place to another without having to deal with the tedious traffic. Hosting a large and varied kind of occupants, ranging from drug dealers and the homeless to the Advent Families assigned, it was a vast and at times confusing system. But again, Cipher was no stranger to these particular tunnels, and made his way through them with relative ease.

Ordinarily Cipher made a point to get to one destination to another as fast as possible, but whenever he made trips down here, he couldn't help but pass a Zenny or two to the odd homeless person haunting the tunnel side exits. It was unfortunate that not every human and reploid could find his or her place in their city, something Cipher wished he could change. As it stood however, Advent rights were on the fringe, with many religious groups protesting Human/Reploid unions. Even some senators made their voices loudly heard. It was all Cipher could do to ensure his Family was well protected.

After making a quick left through some of the more narrow pipelines, Cipher stopped, knowing that Joan's home, the Forge, was nearby. Sure enough, children covered in soot appeared seemingly out of nowhere, camouflaged by their dark environment.

"Mister Cipher's here!" one of the smaller children squeaked. Others ignored him. Others still hopped down to give Cipher a disapproving glare.

"What do you want?" one in particular, a soot haired girl named Jenny, asked. "You and Joan aren't dating anymore. I thought you said you wouldn't be around anymore."

"Yes," Cipher sighed irritably. "We're not dating. No, I never said I would avoid the Forge. It was a mutual breakup! And besides, our Families do business with each other. It wouldn't make sense for me to just forget where she lives."

"Hmph" Jenny offered in response. "I suppose I can let her know you stopped by."

Cipher watched Jenny saunter slower than he thought ordinary towards the front gate of the Forge, opening it slowly, giving the nearby occupants a glimpse of its insides and a wave of heat. As Cipher watched Jenny take her time, he decided it would be a good idea to find a way to entertain himself. Jenny would likely find any and every excuse to keep him waiting as long a possible.

"So what are you doing here," a human male Cipher recognized as being Joan's second in charge, Johnathan, said. He had a rough leather jacket on, goggles obscuring his forehead, reaching up into his soot covered hair. It was impossible to tell what the natural color of hair was from anyone living in the Forge.

"Business, mostly," Cipher said casually. "Between you and me, you may be getting some new siblings soon enough."

"I see." Johnathan's face was stoic, as always. "Is there anything I can do to assist you with your business with Miss Joan?"

"Miss?" Cipher snorted. "She's only a year older than I am. But yeah, there is one thing I would like to know. Why are there so many humans here? I thought Advent Families usually kept within their kind."

"It's better than living on the streets," Johnathan responded. "I was a thief on the streets before I had the misfortune of trying to pickpocket Joan. She brought us wayward souls here, to the Forge, and gave us hope and direction." He paused. "She gave us purpose again."

"I see." Cipher nodded. "That does sound like Joan alright. So how does she find people? Just how many non-Advents are there in the Forge?"

"There are approximately fifty seven humans currently employed under Miss Joan," Johnathan said. "Is there anything else you would like to know?"

"Nah," Cipher said. "I'm good."

The two of them stood in comfortable silence while they waited for news about Joan's potentially seeing about Cipher's issue at hand, namely the Unclaimed Advents. It wasn't until twenty minutes later that Cipher heard Joan's voice echo throughout the tunnels surrounding the Forge.

"Yo, Johnathan! What did I say about talking to strangers?" Joan grinned, dressed in full plate armor and bright red hair that seemed impervious to the oppressive soot. "What up, Cy?" she asked, punching his arm. Hard.

"Pretty good," Cipher said, rubbing his arm tenderly. "Save for the bruise that I'll have tomorrow. How have you been, Jo?"

"The price of steel these days is killing me," she said irritably. "It's like there's some shortage of iron or something."

"I know," Cipher said, glad to be able to have an easy conversation with Joan again. "It's hurting us back at the Workshop as well."

"You have my sympathy," Joan said. "So what brings you all the way to the Forge?"

Cipher grimaced. "Can we talk in private?"

"Is this bad?" Joan sighed. "Alright. Johnathan, go stoke the fires, would you?"

Johnathan gave Joan a stiff salute, making his way to the maw of the Forge. There was a harsh grating sound as the gate opened, blasting Cipher and the apparently immune Joan with a gust of superheated air.

"How can you stand this place?" Cipher asked, fanning himself with his hands. "It's so hot!"

"Wimp." Joan rapped her metal armor proudly. "Here at the Forge we learn how to weather heat quickly."

"Whatever," Cipher sighed, the overbearing heat making him irritable. "Let's just get this done with. I have some Unclaimeds I want you to look over. Do you think you can manage a few more?"

Joan sighed. "I'll take the lot in. But they had better be prepared for a lot of hard work soon enough. Everyone earns their keep in the Forge."

"Thanks Jo," Cipher said, relieved. "I knew I could count on you."

"No problem." Joan bit her lip. "Hey, Cy."

"Yeah?"

"Do you think it could ever have worked out, you know, between us?"

Cipher's eyes softened and shook his head sadly. "We're just too incompatible."

Joan nodded, as if that was the answer she had expected to hear. "Yeah, I guess so. Come on in anyway. There's something I want to show you."

A suspicious and intrigued Cipher followed Joan into the Forge, hearing that awful gate screech open and close once again.

The Forge had not changed much from Cipber's last recollection of it. Huge and oppressively hot, it hosted dozens of Joan's Family. People of all denominations and backgrounds worked several varying stations in varying degrees of enthusiasm. As usual, Cipher noted, Joan was unaffected, even in the metallic armor she always garbed herself in. How she managed to stay cool underneath all that metal remained a mystery to him; even as they were dating she refused to tell him the secret. In its center lay a massive pyre in which people dumped large quantities of metal in, where it would pool out, now molten liquid from one of four stops on each side of the Pyre. A clanking and screeching of gears and machinery could be heard as workers pulled the stops to an open or a close in a discordant rhythm in accordance to the flow of the lava like flow. Swelteringly hot and unabashedly so, the Forge was, as Cipher knew, Joan's pride and joy. Just as he had designed the Workshop, she had the Forge, with his help so many years ago.

As Cipher and Joan made their way to Joan's office, she barked orders to slacking workers, giving motivation to those already hard at work. "Joe! Cassidy! I'd better not catch you two making out when you're on the Bellows again!"

Joan's office was in the back of the Forge, a clustered space full of overfull bins and drawers. Filing cabinets lay overstuffed, with some papers strewn across, with holes burnt through from all the heat. A solitary picture of her birth parents, who died when she was very young, was placed upon the only desk in the room.

Joan handed Cipher a mug of coffee, pulling out a paper sticking out of one of the nearby cabinets, tearing a corner in the process. "There ya go. Take a look at it. Thought it might interest you."

Cipher read it aloud.

"Welcome one and all, Advents of all ages! The Grand Serena Tournament opens This month at the Arcades Coliseum! Test your mettle against other Arcadians, Prove your mettle with contests of strength, Acquire riches! Fame and Glory are yours to be had. Applicants accepted XX/xx/XXXX."

Cipher put the paper down. "That's in a week, Joan."

Joan nodded. "I know, but think about it! We can do it, Cy. Think about it – ten million Zenny prize money! That would feed our families for years. No more worrying about budget cuts, federal funding, or if the price of milk shoots up again. We would be rich."

Cipher took the bait. "And if, against all odds, one of us makes it to the top, what then?"

Joan gave Cipher a confident look. "We split the prize money. Half-half."

"I don't know, Jo. That's a lot of time in the Dojo I'm not using to run the shop."

"Just promise me you'll think on it, will you?"

Cipher sighed, knowing how persistent Joan could be. "I'll think about it. I make no promises though."

"Thanks, Cy. You're the best."

Cipher waved the compliment by as he stood up, yawning. "Thanks for the coffee. I have to go now; it was fun catching up with you though. We should do this again sometime."

"Preferably without the pressure of Unclaimed Advents," Joan said lightly. "But yes. It was fun."

Exiting the Forge took a little time to navigate due to all the activity and people. Cipher made a small smirk at Joe and Cassidy, who were still sucking face behind a pillar. "You know she's not kidding when she said she'd put you on double Bellows shift, right?"

The two stopped just long enough to give Cipher a very long and irritable glare before continuing their scheduled make out session.

Outside the Forge, much to Cipher's irritation, his Slider was missing. Groaning at the thought of the long walk all the way back to the Workshop, the thought of borrowing one from Joan flitted across his mind, but he quickly shoved the thought away.

It was an uneventful walk through the Tunnels, save for the growling of Cipher's stomach scaring off the local homeless, who believed it to belong to some rabid beast reploid. Cipher wondered if anyone had ever had their rumbling stomach mistaken for a Maverick before. Ultimately, Cipher decided to stop by a café for some lunch, quelling his growing hunger.

It was a quaint, small place, but Cipher liked it. Wooden, not the normal metallic store, it had a nice, natural feel to it. In the background, a documentary about the Resistance droned. Cipher listened to its droning in the background of his mind.

"Here we are at the famous Resistance Base, once thought destroyed in a surprise assault by the infamous criminal Dr. Weil. As a note for our new listeners, there will be a complete documentary on the life - and death of the criminal mastermind responsible for the takeover of Neo Arcadia next week. For now, we will be focusing on the changes that have occurred over the last twenty years.

It all starts with the advent of Ciel's grand idea for furthering peaceful relations between reploid and humankind. Her idea, to unify the families of man and metal was to be called the "Advent" which we know today. Notable groups protested this idea, including Senator Crux of Neo Arcadian royalty. Nevertheless, the first Advents, among them, Ciel's own child were successfully incubated on the day of XX/XX/20XX.

It appeared to be a happy new beginning for the small family of Ciel, the famous Hunter Zero, and the child as plans for another child were made. Sadly, tragedy struck the day Umera Umbria, the reploid Ciel placed in charge of the incubation process, turned maverick. In an act that shocked the world, he kidnapped the baby Light and smashed many of the incubators growing new Advents. Light's whereabouts are unknown, and he is widely believed to be dead.

Fortunately, Ciel has since taken all incubations under her direct command. And with them, a healthy baby boy was born fourteen years ago today. The now famous "Child of the Resistance," Cero, lives with his parents in the Resistance Base."

Cipher let the rest of it continue without paying much attention to it as his food arrived, a plate of eggs and Sim Sausages.

On the way back to the Workshop, Cipher thought about the resistance kid, Cero. Many people said he bore a resemblance to the Resistance kid. Cipher always waved it off; celebrity look-a-likes were never his thing. Still, the unmistakable sense of loneliness crept up, until it was abruptly shattered in the crash of someone riding a Slider colliding straight into him.

"Ouch…" A girl's voice said. "Oh! I'm sorry, did I hit you… Cero?! What are you doing here?"

"The name's Cipher," Cipher said. "I just look like him is all. Do you know him?"

"Yes," the (quite attractive, in Cipher's eyes) mystery girl said bashfully, as she up righted herself. "I'm from the Resistance. My name's Sorra. I was sent here to deliver an order for military grade Sliders, you know, the ones with blasters equipped to them?"

Cipher took a quick look at her order forms. "Those are for the Workshop, my store. I guess I could show you where it is if you came all the way here for it."

Sorra's face lit up. "Oh really? Thank you! I've been looking forever for it."

The two made their way inside the office, the bell chiming as they opened the door. Bradley was working the front desk now.

"Who's the lucky girl?" he asked.

"No one," Cipher replied, used to Bradley's antics by now. "We just ran into each other. Literally."

Cipher tacked Sorra's order form to the wall, preparing her some tea as he did so. "We'll have it to you by next month," Cipher promised. "You can rely on the Workshop to do a good job on it, too."

"Thanks," Sorra said, wandering around. "So this is what an Advent Family looks like?" she asked, pointing to Cipher's smaller family of twelve. "You all look happy."

"We're not always that way," Cipher said. "But we try."

Sorra nodded. "So who manages this place? Is it you?"

"Yes," Cipher said, "But I answer to an old reploid named Tom."

"That must be a lot of hard work," Sorra said sympathetically. "Do you, well, do you know who your biological family is?"

"No," Cipher said, sipping tea from a paper cup. "Heads of Families aren't allowed to look up their family ancestry. They think it would upset the balance we have with maintaining our own Families."

"That's horrible," Sorra said, frowning. "What if they're still alive?"

Cipher shrugged. "Who knows? A lot of Advents ended up in this kind of situation after the incident with Umera. It's just the way it is."

"Still…" Sorra said. She picked up the paper Joan had given Cipher. "The Grand Serena Tournament! Are you attending? I am. I can't wait to go."

"Err," Cipher said. "Yes. I am."

"Great!" Sorra said, beaming. "Well, I'll see you there, Cipher. It was nice meeting you."

"You too," Cipher said, perhaps a little foolishly. Cipher kicked himself as soon as Sorra had left. Honestly, he thought he was more in control of his hormones by now. Oh well. Cipher thought, picking up the paper. It could be fun.

[12hedron]

Public spaces

Sunday afternoon I decided to walk uptown Toronto on Yonge St. to reach the Kinkos shop so I could mass print a few documents.  The weather was stable enough and it felt just right a stroll after lunch.

The whole corridor between Finch Ave. and Sheppard Ave. on Yonge has been a constant crescendo of high rise activities since 2000, between the realization of the purple subway line and the many Asian restaurants that replaced the old pubs and burger joints.

The apartment complexes running along the street are coasted by two large low-density residential areas to the west and to the east side, virtually shielding them from sight. Plenty of food from sushi to Korean bbq, from pharmacies to bubble tea shops, it’s a vibrant and young portion of town that will keep you busy if you are a foodie.

Mel Lastman’s Square is great for public events, but its positioning doesn’t attract people.

However, if you slow down and pay attention you will notice the lack of public spaces with the exception of Mel Lastman’s Square; the rest is sidewalks and a series of missed opportunities that would have given a better look and functionality to this part of town. 

The square especially has a problem in terms of accessibility since it doesn’t generate pedestrian flow. People have their major entrance and exit point only from the Yonge St. side, leaving the back unattended for lack of opening. The place feels rushed in terms of design development, and the facts it has limited entry and sight doesn’t help.

Squeezed between two towers, an attempt at public space suddenly appears.

I took a picture of a portion of space between two buildings that allegedly should work as public dominion, unfortunately it’s always empty and leads to nowhere but private property access. Indented areas don’t really work if there’s no accessibility from either side when built this way, pedestrian activity doesn’t happen because there’s no source of foot traffic transiting through.

This spot would have worked better if it featured a more welcoming sitting configuration and some flowers too, unfortunately it wasn’t well kept and weeds grew out of the large green container. The overwhelming use of metal elements to create this space make it feel cold and unwelcoming.

The Bauhaus nostalgia is strong with this one.

Close to the sitting area the North York Centre functions as shopping area for thousands of residents and visitors. Inside it hosts a cinema, a large grocery store, restaurants, health clinics, electronic shops, subway stop, and formerly a two-story Staples point which is now no more leaving a huge retail vacancy that removed the only bit of colour from its facade. 

From outside the industrial look minimizes its appeal removing any human element form it. The lack of distinctive patterns and vegetation alienates the pedestrian from having a pleasant interaction with the place, also the absence of alternative space arrangement emphasizes the frenetic flow of people along the sidewalk: nowhere to stop, nowhere to sit, it’s not meant to have anyone gazing around or stopping to contemplate.

What punishes this urban setting is the verticality of Yong St. which left no options for an alternative design to happen; intersections are at right angles and leave no room for the public realm to properly exists. This pushes these areas to become sad enclaves of private spaces that oust the public from enjoying their towns.

Diagonal, a missing term in the urban design manual of North America.

Alternatively, the design would have improved if roads took a different angle than crossing at 90 degrees with each other. The Spanish city of Barcelona is characterized by the Avinguda Diagonal, a large and important street which goes through the whole city without running parallel with other roads. Paris is another example of alternatives to the repetitive pattern of road grids that characterizes Canada and the US.

Diagonal street design has the ability to make cities feel more organic and less artificial, they allow for more sidewalk space to exist and therefore to grant access to more pedestrian traffic and business activity which can expand outdoor.

Above the aerial view of the portion of Yong St. and Mel Lastman’s square with an alternative design: purple lines represent additional roads that help relieving traffic directions, red is the focal point that connects all the streets, the dashed yellow line represents a much bigger possible public space pedestrians can enjoy and business to thrive.

The current setting of designing roads doesn’t allow for a natural flow of pedestrians, but rather a parallel dynamic dictated by the car traffic directions. This is one of the reasons these areas don’t collect as much people as they should. At random times through the day you can see the lack of people, the only instant they have activity is during lunch hour when office workers eat their meals in the square.

A cafe in Paris where  outdoor seating is a must, even in the winter.

Intersections that meet at different angles have the ability to generate more sidewalk space for people to experience. Cafes in Paris flourished because of this road design which allows commercial activities to extend their seating capacities just outside their doors, becoming a staple reference point for citizens and for cities to become alive.

Bars and outdoor seating areas are greatly cherished and respected in Europe as they represent the quintessential experience of claiming the public space which rightfully belongs to the people. On the contrary, in North America, the systematic absence of the public realm has favored the car-culture to bloom uninterrupted, creating more harm than anything else to cities, pedestrians, and the environment.

The pleasant sight of people filling the streets and enjoying the public realm, a rarity in North America.

Why does this happen less frequently in Canada and the US?- It’s understandable how the weather of certain portions these two country experience has its own impact; however, the good season allows for metropolitan areas to have their share of pedestrians activity to fill the streets.

The current design of cities in these two countries developed around the Industrial Revolution period, where the need for mechanized transportation was already in place, so roads had to be able to host a large flow of private transportation which later transformed society with the advent of the car and the birth of the suburbs, thus more road lanes and less space for pedestrians.

All in all, cities never stop to change especially when we talk about Toronto, now the 4th largest metropolis in North America; so there are big shoes to fill from this perspective. Tourism can greatly benefit from extended pedestrian areas that concentrate people granting more time to be spent around business activity.

In the end we should rethink the way we perceive the public realm. Public as for pedestrian to use, not for cars to generate more traffic that already exists, so it’s essential for citizens to demand from their local and national political representatives to broaden their views in terms of environmental issues. It’s not just a matter of how many trees you plant, but how much space families and tourists can benefit from a better developed city.

[gilberthampton]

OC memes from vent

im in class idc 🎆 40 too specific 🎆 fictionkin questions created by @.nyasori 🌙 Your kin of choice: 🔥nia rosewell 🔥 Turned OC meme and im sorry 🌙 1. If you could punch one person from your canon in the face right now, who would it be? JAHHJSJND her older brother 🌙 2. Do you like your hairstyle from your canon or would you rather have a different one? permanently unsatisfied w her hair but never changes it till post cain drama and then she goes full out, gets a magical girl bun cut, dyes her hair pink n loves it. basically an Important Haircut bc she's done being stuck in the past 🌙 3. If you had to prepare a lunchbox for your kintype, what would be in it? Lunchbox - homemade but somehow perfect anyway, everything is in it, packed till it's full, lots of sweets and snacks 🌙 4. If your kintype would be an animal, which one would they be? hummingbird. or wait, a bunny 🌙 5. Your kintype suddenly rules a kingdom. What is the first thing they would do? she's dreamed about being a princess but has no idea how to actually run a kingdom so.. enjoy the good life, proceed to freak out when pressured to make heavy choices 🌙 6. Who's your kintype's best friend? Why? alice n mina n nia r Squad 🌙 7. What's your least favourite ship involving your kintype? Why? the person she hates the most is.. odin 🌙 8. What was the very first memory you've gotten from your canon? 🌙 9. What do people think of the media you're from? Is it popular or obscure? 🌙 10. What was your kintypes relationship with their parents/guardians? she loves them dearly but probably subconsciously pushes all the blame on them bc they didn't do a very good job stopping odin from hitting her when she was younger 🌙 11. What would your kintypes Myers-Briggs personality type be? INFP 🌙 12. Someone insults your kintype badly. How do they react? she criesssssssss and cries and gets all self conscious and her instinct is to go to other people so they can pity her and make her feel better. gets all shy around the person afterwards. if she thinks about it too long she starts crying again 🌙 13. If/When they were in school, how good were they? Would they be a nerdy outsider, a social butterfly or something different? a friendly but fragile classmate. that one girl who always wears frilly dresses. probably cries at least once a day, easily excited but just as easily upset, mediocre with grades. 🌙 14. If your kintype was in a classic RPG, what would their class be? ranger / long distance 🌙 15. What is the most obscure or funny memory you have as them? 🌙 16. You suddenly switch roles with your kintype. How well would they handle your life? she'd miss her friends but she's kind of easy to get along with! so like, normal. probably would not like my parents at all 🌙 17. If someone tried to hit on your kintype, what would they have to say to make their heart melt? just compliment her -- anything 🌙 18. Does your kintype have any strange hidden talent that wasn't mentioned officially? she's double jointed ? 🌙 19. How would your kintype react to someone confessing their love to them? blushy, nervous, flattered, so happy she could cry, 100% ready to kiss even if she doesn't reciprocate. If she likes someone else, though, she'll inevitably turn u down. (Looking for that perfect manga romance) 🌙 20. If you could ask the creator of your canon's media one question, which would it be? get a life? 🌙 21. What is the most obscure ship you've ever seen your kintype in? 🌙 22. What is your kintype's zodiac sign? Does it fit? ill figure out their birthdays sometime, okay 🌙 23. If they had an elemental alignment (fire, air, water, earth), which one would it be? water 🌙 24. Your kintype and their best friend get stranded on a lonely island. What would they do? FREAK OUT and probably be a useless baby bc her friends r too nice to tell her to stop whining 🌙 25. Has your kintype experienced any trauma? If yes, did it affect their personality? in her childhood. odin didn't really understand other people's point of view, and he would grow harsher and harsher with his younger sister bc he couldn't fathom _why_ she would be so upset about things, and he would get furious. oh yeah. has a lot of unresolved anxiety and memory issues, scared to death of her brother, whatever 🌙 26. Do you share any physical traits with your kintype? ugh... Nah? 🌙 27. Who's your kintypes biggest enemy? Why? 🌙 28. Does your kintype do any morally questionable things? How do they justify it? she gets too caught up in things and gets kind of stalkery-ish, guilt trippy and passive aggressive without realizing it. her defense is that she doesn't do it on purpose, which is true, but it doesn't excuse her from it. 🌙 29. If your kintype was at a party, what would they do? start messing around with her friends. or shyly look around for her crush the whole night. if she doesn't know anyone, she's mostly in the bg, but being around people she's comfortable with influences her into a louder state 🌙 30. What is the favourite season of your kintype? spring 🌙 31. What does the name of your kintype mean? Where is it from? "Nia is a feminine given name with multiple origins. It is a Welsh variant of Niamh, an Irishname meaning 'bright.' It is also a Swahili Name meaning 'will.'" Basically i just chose it from a list bc it sounds nice. though it _is_ her nickname? 🌙 32. What did your kintype do if they were sad, exhausted or angry? 🌙 33. If your kintype would have a pokemon type, which one(s) would it be? grass fairy 🌙 34. Were they in a romantic relationship with someone? What did other people think of it? she was crushing hard on cain and (unnamed) for the longest time, but cain fucked her up pretty badly. gets a crush on milo and they start dating after a VERY LONG TIME. their friends find it cute and they're like, took u long enough!!! outsiders find it weird bc they're so different in personality?? 🌙 35. How quick were they able to form bonds? Why? probably really quickly bc she's friendly and chipper and ^____^ 24/7, but i feel like she also gets on people's nerves. so True friendships, eh, casual school friendships, lots 🌙 36. Does the fandom ever misinterpret your kintypes? 🌙 37. Do your canon and the official canon match up? If not, what are the differences? 🌙 38. Did your kintype ever feel guilty about something they did? Why? i think she blabs too much and is too loud and not considerate enough of other people -- which can irritate and hurt them. she definitely feels some regret for that 🌙 39. In what ways do you act like or relate to your kintype? we're both sensitive and cries, we love cute shit, uhhhhcffggh i don't know i put a little bit of me into every oc 🌙 40. Finally - tell us a fun fact about your kintype that not many people know! she's obsessed w anime shit Tagging: YOU i think i did this meme for Alice already ┌··┤ oc survey ├··┐ ┗• made by @jem •┛ do not _edit_ or _remove_ the credit please ! fill out this survey for your original characters using this symbol ( ● ) to indicate what applies and specify if you wish ! http://name : mina discofever http://age : 16 http://birthdate : 2/14/01 http://height : 5'6 http://gender ○ male ● female ○ other: ________ http://sexuality ○ gay ○ lesbian ● bisexual ○ pansexual ○ aromantic/asexual ○ other: _______ THERE'S NO HET OPTION DNDNNFNDNF http://hairstyle ○ short ○ pixie ○ bob ○ shoulder-length ○ elbow-length ● hip length or + ○ other : _______ http://hair http://texture ● straight ● wavy ○ curled ○ very curled ○ other: _______ http://eye http://colour ○ brown ○ hazel ○ blue ○ green ○ gray ● other : pink http://body http://type ○ muscular ○ toned ● average ○ scrawny ● curvy ○ overweight ○ other : _______ http://skin http://tone ○ pale ● fair ○ golden ○ tan ○ dark ○ other : _______ http://markings ● scars ○ tattoos ○ piercings ○ beauty marks ○ other : _______ http://posture ● upright ○ neutral ○ slouched http://face http://shape ○ round ○ oval ● heart ○ square ○ long ○ other : _______ http://direct http://family ● mother(s) ● father(s) ● brother(s) ○ sister(s) ○ son(s) ○ daughter(s) ○ other : _______ http://strong http://point ○ brute force ○ agility ● stamina ○ intelligence ● wisdom ● charm http://weak http://point ○ brute force ● agility ○ stamina ● intelligence like she's not DUMB she's just bad at school ○ wisdom ○ charm http://perceptiveness ○ oblivious ○ dull ○ average ● sharp ○ mind-reader http://speech ○ vulgar ● basic ● average ○ polite ○ educated ○ pretentious ○ other : _______ http://education http://level ○ less than high school ● high school ○ college ○ masters ○ PhD ○ other : _______ http://moral http://code ○ self-interest ● universal law ○ religious ○ other : _______ http://preferred http://environment ● big city ○ small town ○ suburbs ○ arid desert ● woods or rainforest ● mountains ● open fields ● beach ○ the confines of hell ○ other : _______ http://residence ○ dorms ○ city house ● suburban house ○ mansion or manor ○ trailer ○ farmhouse ○ other : _______ http://housemates ● family member(s) ● friend(s) ○ landlord/lady ○ none ○ other : _______ http://mode http://of http://transport ● public transport ○ taxi ● motorcycle or scooter ○ car ○ other : _______ http://preferred http://drink ○ water ○ alcohol ● natural juice ○ coffee or tea ○ carbonated drinks ○ other : _______ http://preferred http://food ● sweets ○ meats ● fruits ○ vegetables ○ carbohydrates ○ other : _______ http://social http://class ○ ○ ○ ● ○ ○ ○ low middle high http://affection http://for http://others ○ ○ ○ ○ ○ ● ○ low middle high http://social http://interaction ○ ○ ○ ○ ○ ● ○ low middle high http://favourite http://genre ○ comedy ● romance ● thriller or horror ● mystery ○ science fiction or fantasy ○ contemporary ○ historical ○ literary ● action or adventure ○ drama or tragedy ○ other : _______ http://criminal http://record ● underage drinking ○ drunk driving ○ assault or arson ○ manslaughter ○ murder or attempted murder OKAY SHE'S NOT A MURDERER BUT TOTALLY IN ANOTHER AU ○ protest or activism ○ false accusations ○ _nothing they can prove_ ○ other : _______ http://learning http://style ○ nature ○ music ○ numbers ○ people ○ self ○ picture ○ language ○ body i don't know what this means http://deadly http://sin ○ pride ○ wrath ○ gluttony ○ greed ● envy ○ sloth ○ lust http://heavenly http://virtue ○ humility ○ patience ○ temperance ○ charity ● kindness ○ diligence ○ chastity http://self http://discipline ○ what is that ○ no ○ when it suits them ● decent ○ intense http://creativity ○ ○ ● ○ ○ ○ ○ low high Will's more of a thinker so she leaves it to him http://cleanliness ○ ○ ○ ● ○ ○ ○ low middle high http://usual http://outfit ○ formal ● casual ○ lazy ● sporty ○ other : _______ http://likeability ○ non-existent ○ when they attempt ○ pretty okay ● cool person(tm) ○ god-like http://luck ○ ○ ○ ○ ● ○ ○ low middle high http://common http://fears ○ spiders or insects ○ wild animals ○ darkness ● death ● ridicule ● abandonment ○ other : how enjoyable was this survey ? ○ ○ ○ ○ ○ ○ ● bad good 🐌🐌🐌 ┏ ┓ ♚ another kin meme ♚ ↳ created by @.mut4nt don't remove credit ┗ ┛ tagged by: MYSELF ♞ if you don't want to or can't answer a question, skip it and please don't delete it! ♞ ┏ ┓ ♚ about your kin/id ♚ ┗ ┛ • kin/id of choice • ↳ milo zersuit. his last name is just so bad and i tried to make a samus reference but it's just so bad • canon of said kin/id • ↳ merrverse • gender + sexuality of said kin/id • ↳ I... THEY'RE ALL STRAGIHTH HORRIBLE BOYS • age of said kin/id • ↳ 16 • emoji used to define said kin/id • ↳ 🎹 • emojis that remind you of them • ↳ 😴💤🥀🌿🌌🌃⚓⌚🌒🌚☔🎑🏒⚙️ • favorite canonmate(s) • ↳ he hates everyone but nia. probably is somewhat amused by prince • favorite places in your canon • ↳ • your kin/id's aesthetic • ↳ blue, blinding lights that seem so bright as night swirls around you; the breath of a sunset and the melancholy that follows with it; glow aesthetic street signs; gas stations at 2 am; unopened cigarettes and broken promises and the cold hand of someone you once loved in yours in the dead of winter; winter but no snow; winter but no glory... • songs that remind you of your kin/id • ↳ do i wanna know - artic monkeys • colors that remind you of your kin/id • ↳ all shades of blue, a never pure white • favorite item(s) from your canon • ↳ he cherishes his hoodies • favorite memory • ↳ • have you met any canonmates? • ↳ • do you want to meet canonmates? • ↳ ┏ ┓ ♚ this / that ♚ ┗ ┛ • coke or pepsi • ↳ coke • dog person or cat person • ↳ cat • pop music or rock music • ↳ neither, but probably rock • morning or evening person • ↳ evening • sweet or savory • ↳ savory • stay at home or always on the go • ↳ stay at home man.. • introvert or extrovert • ↳ introvert • wine or beer • ↳ he doesn't drink, but would probably like wine • super strength or super speed • ↳ s.....peed • always bored or always tired • ↳ oh my god both. mostly tired • chocolate or lollipops • ↳ chocolate • pulp or no pulp • ↳ he is a straight up pulp hater • video games or board games • ↳ vidya games • sneakers or flip flops • ↳ sneakers • snapbacks or baseball caps • ↳ ugh, I dunno • black or white • ↳ white • mountains or beaches • ↳ mountains • pasta or rice • ↳ rice • sports cars or trucks • ↳ he doesn't really care for cars but probably sports? • piano or guitar • ↳ PIANO , that's like his only talent • hot weather or cold weather • ↳ cold • laid back or strict • ↳ laid back strictness • melee weapons or long distance • ↳ long distance • gemstones or metal • ↳ gemstones • sarcastic or sincere • ↳ sarcastic • galaxies or planets • ↳ planets • easily excited or easily tired • ↳ HE HAS DEPRESSION ♚ tagging ♚ ↳ youuu "merr for the last time stop doing more kin memes and changing them to oc memes" y'all mind if i just ┏ ┓ ♚ another kin meme ♚ ↳ created by @.mut4nt don't remove credit ┗ ┛ tagged by: i stole this from dave ♞ if you don't want to or can't answer a question, skip it and please don't delete it! ♞ ┏ ┓ ♚ about your kin/id ♚ ┗ ┛ • kin/id of choice • ↳ colton scott but im definitely changing his name so it's alliterative. ive been reading a lot of scott pilgrim • canon of said kin/id • ↳ uhhh.. merrverse • gender + sexuality of said kin/id • ↳ he's cis. and has never been really knowledgeable to consider *gasp* dating another guy?!!!!?? • age of said kin/id • ↳ i tend to set them all around 16 • emoji used to define said kin/id • ↳ 🎸 as it is this guitar kind of annoys me but shdbdbd • emojis that remind you of them • ↳ ✌️💫👔🌻🌆✨🎖️⚽🎮🎸🎹🎧🖱️💿 i hate him • favorite canonmate(s) • ↳ HE LOVES HIS GF VERY MUCH OBVS...colton has a different social group outside of the main cast but he likes most of them, sure. • favorite places in your canon • ↳ probably his garage/room • your kin/id's aesthetic• - it's really really indie rock... half assed music; the obvious plucking of a guitar, and less than perfect perfectness; a bunch of lyrics on aesthetic images; bruised limbs, knuckles; contemplating your life past the normal extent a teenager should go • songs that remind you of your kin/id • ↳ ......indie rock bands THAT ONE SONG by the artic monkeys, the strokes, front bottoms • colors that remind you of your kin/id • ↳ a darker yellow-y green • favorite item(s) from your canon • ↳ 🎸🎧🎮 • favorite memory • ↳ AJAHAJS I DON'T KNOW • have you met any canonmates? • ↳ • do you want to meet canonmates? • ↳ ┏ ┓ ♚ this / that ♚ ┗ ┛ • coke or pepsi • ↳ i feel coke but he likes sweet things so...Hmm • dog person or cat person • ↳ DOG • pop music or rock music • ↳ rock ajsjjs • morning or evening • ↳ evening • sweet or savory • ↳ sweet • stay at home or always on the go • ↳ he's sociable and friendly but i feel like he'd spend a lot of time by himself • introvert or extrovert • ↳ introverted extrovert