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#and when im like ''hey im running low this month because of xyz can you pay me back at least half first'' suddenly im being calculating
v-arbellanaris · 2 years
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im going to scream i've just had to pay two months worth of health insurance in one go because of my STUPID FUCKING BANK'S NEW AUTODEBIT BS and i just paid for jack's meds and full bloodwork for all my cats this month and the fucking contract for the exterminators because of the fucking roach problem and it's only the 8th and my next paycheck only comes in on the 27th and i still have to pay to get to work daily bc i dont fucking drive and FOOD and [muffled screaming]
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the-numbers-game · 5 years
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life update - long ramble
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in less than three weeks, i will have finished my postgrad. it’s been a hecking fast course, and very intense at times. like most things im a bit gutted at myself for not trying as hard as i can. but i’ve done mostly okay considering my efforts. a range of grades. i was gutted last term that i got a c in my criminal litigation class just due to my nerves. all my content was perfect, i was just shit scared of public speaking. i bombed conveyancing cos that class was shit. but i did good in my other two and i’ve got good grades this semester so far. but i’ve also missed more classes, and i think i bombed my oral last week, and i’m bound to bomb my oral this week too.
idk how i will adjust to being not-in-education for the first time since i was 5 (3, if you include preschool). tbh, if i dont get a traineeship i may go back in 2021 or 2022 and do a masters. something on the constitution and human rights. maybe i’ll write about labour again.
 i’m gonna chill for a month or so, working my 2.5 days at work whilst i still have my student loan rolling in (LOL, i get hardly anything cos i’m a pg and most of it is gone in the repayment of the personal loan i took out to do this course). then, i’ll increase my days to 4. i can live off 4 days, and it means i can still count this job as not being my life whilst i hunt for a traineeship, and failing one that starts pretty soon, another job. i’m fixed term, and i was lucky in i got a promotion, but the promotion was also for a fixed term position. 
i hope my contract is extended, i put my face out there a lot at work primarily for that reason. i go on training courses and sit on committees, partly because i get away from my desk but also because it makes me look like i care about my job. i’ll mainly look at the public sector, as i feel like i belong there, i like flexible working and having an interesting caseload. and then law firms, as maybe if i get an admin job at a firm they will take pity on me and recruit me. failing those two, i will look charities/trade unions/politics before resulting to texting someone at my old work and begging for a job back. or maybe i’ll do agency work. fuck idk. i shouldn’t worry about it. i’ll get a job, right? 
i do hear back this week regarding a traineeship. i’m not hopeful. i never am. but the interview did go really well. i didn’t stammer, i spoke freely, we spoke a lot about unions and the labour party and i felt like they liked me. they only interviewed 6% of applicants, so i’m lucky to get through and even if i don’t get it i know i’ll be less anxious about interviewing for traineeships again because i know it can go well(ish). if i do get it i’ll be over the moon, it’s not human rights and it’s not public law but they do a lot of union work and pro bono, and that’s good enough for me. 
over the years, the way i experience anxiety has changed, dramatically.  for a while, i had quite a good support network of ‘safe adults’. like my friends, past and present, and callum, have all been remarkable, but i think being able to relate to adults/people in authority when you’re not quite an adult yourself is good for validation. it didn’t last long and friendships and ‘drama’ started to consume my life. when i finally moved out of retail into an office environment, a lot of my anxiety, especially the physical stuff, shifted. i shit you not, i would physically throw up before many of my shifts in retail. so again, i thought i was coping as things weren’t as bad as they were back then. especially when it came to depression, as i actively removed myself from the main environmental factor causing me to have low moods. 
i was dumb, cos of course i still had sadness and anxiety. it was just different, and because i channeled a lot of stress into uni, being new at my job, and being skint, it felt like there was always an excuse it wasnt anything about me,it was xyz and hey fuck look at least im not barthing and crying every morning yeah?
but 2019, whilst being a year of several incredible highs and generally being a good year was full of anxiety and due to me doing such an intense course with lots of orals, i realised, yes, i may not be taking as many panic attacks as i took when i was 18 but i felt as bad, fuck, even worse socially and internally, than i did back then. so i went to the doctors just before the new year, and got put on drugs. 
that was a big step, as i always have a fear about the doctors but i have a really good gp surgery, my main doctor is a bit odd but really helpful. one of the other doctors did a whole law degree and the diploma before deciding it wasnt for her and she wanted to go to med school, so shes a really good person to turn to. the reception staff are kind (and you can book appointments online too, which i find really helpful). i think as well, i always viewed my anxiety as mild, and in a way, it is, but in a lot of ways, it is not. medication has certainly helped. i take antidepressants and beta blockers and whilst im not a super happy confident girl, i can cope a lot better. i’m no longer physically anxious (if you know me irl you know i am a shaky bastard) and my brain doesn’t run through the same STRESS as it did. so im grateful. i know meds dont work for everyone and that it takes people years to find something good for them, esp for people with a lot more complex mental health issues than me and my anxiety but i found ones that seem to be working, at least for now.
this year, i’ve tried to look after myself more. i’m saving for a house after opening a help to buy isa last year. i noticed my vision was being a bit blurry from time to time and that my eyes felt really strained when looking at the computer. so i booked an eye appointment and it turns out im short sighted. wearing glasses, as well as fulfilling 12 year old me’s fantasy, has massively helped my general fatigue. i’m gonna book in for physio at my gp, cos i have a dodgy shoulder, and due to general stress, both the dodgy one and the other are in a lot of pain constantly. i try and do a proper skincare routine in the mornings and at night. i’ve always loved skincare but usually just take what i’ve been gifted but i’ve had fun exploring brands and building a collection. i’ve asked for extensions at uni when i’ve needed them, and took time off when appropriate. i’ve been meeting friends more, and not patching messages. 
right okay- i’m falling asleep now but this has been a ramble which probably makes no sense but if we are mutuals or whatever i appreciate you and thanks for dealing with my bs.
tldr - finishing uni soon, probs gonna be looking for a job, doing better in life and with my mh. 
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I'm 17 in a few months, have a car, and have been checking insurance quotes. From my previous experience of quotes from Churchill, Quinn-Direct, Directline etc. it doesn't cost much, if at all, to insure on my provisional license with hopes of changing the policy to insure me on a full license in the future. I have got a 1997, 3 door, 5 seater, diesel peugeot 106 with a 1.6 litre engine and the best insurance quote I have recieved so far was from Quinn, but they have recently stopped insuring in the UK so I won't be able to use it when I am 17...They gave me a quote of around 800 whereas everyone else are offering me 1,500. Does anyone know of any other companies who can give me cheaper comprehensive cover? Thanks for any answers""
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Couple weeks ago some idiot ran into my car. His insurance company is only Liability, and car damage is covered for up too $5,000 in damages. So here is the deal....the Kelly Blue Book value of my car is about $9,500 and the insurance company wants to salvage my car. Can this be possible? I mean my car is worth way more than what the damage is, and I spoke to the claims department and explained my situation and they said if your lawyer (my lawyer) and the body shop guy who is going to fix my car signs off mentioning that they can fix my car for $5,000 then I can get my car back. But please help....do you guys really think I will get my car fixed and back or will I be stuck with only $5,000. Any advice is appreciated! My car is a 2002 Mercedes - C240 - 4 door sedan""
Avg auto insurance for 18 year old?
i just got in accident and i won't be on my parents policy anymore i used to pay 350 for 6 months and thats a full cover now i am 18 year old male who got in accident only one car was totalled and no other cars were involved so whats the avg 6 month full cover auto insurance will be? i got some quotes and i got prices from 1000-4000$ for 6 months one more thnig the car is 2007 pontiac G6
Have a question about car insurance?
Im currently 18 and just passed the driving test. I reside in bronx ny. I wanted to know how much would insurance be for a used fully paid car under my name?( ranging from ____ to ____ ) Lets say the car is a honda civic year 2000. Or any other better car that wouldnt be high on insurance. Thanks
""Cheap, but safe cars with low insurance [group 5 or less]?""
Are there cars [excluding super mini cars] that are big [i.e. saloon cars etc], but are generally cheap to insure for young drivers. As it seems the only ones that have cheap insurance are the super mini cars, and I don't really want one.""
Car insurance and speeding points?
Hey, when I was 18 I got 3 points for speeding. It is coming up to 5 years since I got them and when doing insurance quotes it always says 'any speeding convictions within 5 years' I was just wondering, dees that mean once it has been 5 years, that I won't have to declare them anymore? and will they completely disappear from my driving record/license? Also, please no replies saying 'grow up, dont speed etc. I know, which is why I grew up and haven't for 5 years. Thanks.""
Can YOU explain Why we have to pay for Car Insurance EVERY YEAR even when we HAVE NOT CLAIMED on it ?
I have been driving for 40+years The Insurance company that I am with has given me a 73% Protected Policy but I still have to pay over 250 a year so since I passed my driving test my policy has been based on me not my car I have paid out in excess of 10,000 just for car insurance for myself , the cars that I buy are less than 2,000 each I think it's a rip off they are making a massive profit out of us""
When should I buy insurance?
I want to buy a used car from a dealer. So can I drive the car home, and then buy insurance? Or I should buy the car and insurance at the same time? First time to buy a car.""
Can we have the car in one name and insurance in the other name?
My boyfriends car is in his dads name. Does anyone know if we could keep the car in his dads name but get the insurance in my boyfriends name???
Which is cheaper ? Insurance on a small or mid size truck?
My son will be getting his license in a year and a half. I am thinking of going ahead & buying a used truck for him, and he can practice in it when he gets his learner's permit. He would like a truck. I have been encouraging him to get a smaller one, like a Toyota since it will be cheaper on gas, If I let him get a bigger one, like a mid size Chevy, would the insurance be cheaper. Where would I save more money--on a more fuel-efficient truck or a bigger one with cheaper insurance? I am thinking of 93-96 model years.""
Are minors required to have car insurance in California?
I'm reading the drivers handbook and it doesn't mention anything about that, it only says if you are emancipated that they require it.""
How much is health insurance in arizona?
How much is health insurance in arizona?
Is motorcycle insurance less than car insurance?
Alright so I am 18 and I just purchased a 2001 GSXR 600 and some tell me that it will cost more to insure than a car..and some say less..I personally think it will cost less considering that a bike will cause much less damage than a car would. Please help me out and tell me about how much a month this bike will cost, thanks!""
Changing Insurance Carriers (auto)??
Hi! I've been insured with a well known company for 8-9 years. I have a clean driving record, and need to cut some costs. The gecko got to me! I recently got some new quotes, which are cheaper than my present carrier. I called my company and they will not lower their rate, so I'm thinking about changing to another company. Is there any loyalty factor at all, or should I just go ahead and change carriers? I was careful to be sure that the bids I got were for policies that exactly match what I have now...but I'm afraid of starting new, I guess. And, is there anything else I need to be concerned about? What do you think?""
What car insurance is cheapest for teens in NC to get if theyre on their own?
I get my lisence in april and it looks like my mother isnt going to help with the car or the insurance so i need the CHEAPEST possible insurance available. I live in western NC. Any suggestions?
Do you cancel an auto insurance quote?
I had an economics project and there was a section where I had to purchase auto insurance. Sure enough, I went to Geico and got a free quote, but the problem is that Geico is annoying to lock in the policy and actually have me as their customer. What can I do to tell them that I only wanted a policy for a project and I'm not really their customer?""
Cheap car insurance for newly leased cars?
I am looking to start my own insurance with out my parents, I already consulted and figured out that I am about to lease a 2010 Honda Civic DX coupe. I am looking for the most reasonably cheap plan, any advice?""
Young drivers car insurance!!?
I am 17 at the moment but planning on getting the insurance when i turned 18 at the end of this month to make it that bit cheaper, I already own a Renault Clio (1.2L, 16v, 02 plate). The cheapest quote ive got is 4,000 (300 a month) and that's with co-ops new fit smartbox for young drivers, and i also have my dad as an additional driver and my mum on it with her provisional licence and I really just cant afford that price, any ideas on what i could possibly do?""
How does car insurance work for teenagers?
Im 18 and I took Driver`s Ed last summer, so I know that was supposed to save some cash when it came to the insurance. I also heard that depending on the engine of the car, the insurance changes. How do you determine the insurance on a 6-cylinder and an 8-cylinder car? Thanks""
How much insurance cost for 350z?
Im 18 and i have a clean record and what does the insurance cost in wisconsin ,Port Washington . For each insurance company if you can tell me please .""
Car insurance excess reclaiming?
My car was written off back in sept 08 after two cars collided infront of me and one spun and wrecked the front of my car. Both parties are disputing liability and I have got nowhere ...show more
Does two mortgages on a home make your insurance more expensive?
If I get a second mortgage on my house will my insurance go up?
What would insurance maybe cost per month for a 16 year old that has a mustang gt?
ok say its like an 2001 mustang gt it is black not a bright color i am just getting added to my parents plan im an a student and i live in houston tx
What is the best life insurance company in the the USA?
what is the best life insurance company in the USA?
Can i get insurance on my name...but my boyfriends car?
Registration is coming up, for my boyfriends car. He has a DUI on his record, so he's unable to drive as it is, I'm the one who drives his car. I was wondering if I could get my insurance to cover his car since I'm the one who drives it even though I'm not the registered owner. And would DMV (in california) acknowledge it?""
Cheap car insurance with no deposit?
where is the best place to get insured that is cheap and no deposit asked for or cheap deposit?, thanks""
Where can i find cheap moped insurance?
i have just applied for my license and i am going to get a 50cc moped (WK Wasp 50). i was looking around for the price of full comprehensive insurance and the cheapest is around 650... is this cheap? please advise me on any cheap firms thanks!
Where can I find a list of insurance rates by make/model?
I am looking to buy a used car, but I want to make sure that the insurance isn't sky high. I do not know what kind of car I want right now so I do not have any information to enter in a car insurance search. Where can I find a list of cars that typically have the lowest insurance rates?""
How can i know how many people have health insurance coverage in my city?
(please give me a source as in to where i can find this information)
Have a question about car insurance?
Im currently 18 and just passed the driving test. I reside in bronx ny. I wanted to know how much would insurance be for a used fully paid car under my name?( ranging from ____ to ____ ) Lets say the car is a honda civic year 2000. Or any other better car that wouldnt be high on insurance. Thanks
https://www.linkedin.com/pulse/which-company-have-cheapest-auto-insurance-bernharda-mulder"
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