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The New Hippies

THE NEW HIPPIES: The work abolition movement, anarcho-primitivism and biodynamism as ways to combat climate change

Essay for the course LOGS13b The Strategic Role of Responsibility in Business by Teppo Saari

Introduction

The course LOGS13b The Strategic Role of Responsibility in Business had the students think about and discuss the various ethical dimensions in business, moral dilemmas and choices to be made that a decision maker in business world come across every day.

This essay is motivated by our case study with a headline ’Investors urge European companies to include climate risks in accounts’ (Financial Times 2020). In this essay I will explore values and ethical principles that I see as the solutions to our case study and climate change in general. This is not to say that I could stand up for them in business world. Ironically, my main thread and leitmotif here is the untransformational nature of capitalism and business world. Thus, standing up to the values I will discuss here means doing less business, not more.

This essay is divided in three parts: problem – reaction – solution. These three parts will talk about the chosen values and ethical principles. They are by no means new: pragmatism – The Golden Rule – parsimony & naturality. They just seem to be in conflict with our modern way of living.

Thinking pragmatically about the problem

As part of our course assignment, we got to read about a group of investors managing trillions of dollars worth of assets who urged European companies to include climate risks in their accounts (Financial Times 2020). Scientists have warned us for decades, that pumping extreme amounts of CO2 into our atmosphere will result in melting of the polar ice caps (Mitchell 1989; Jones & Henderson-Sellers 1990), which will raise the sea level and drown some of the coastal cities (Peters & Darling 1985). Finally, capitalists are acting responsibly!

It would seem that capitalists actually cared for the planet and not just their profits. Or would it? Maybe they are scared of losing their future profits, and this kind of media escapade would bring back public trust and confidence in the system. It would be a sign that capitalists can act transparently, openly, accountably, respecting others (O’Leary 1993). But is changing the allocation in your investment portfolio really a sign of empathy? Would there be other ways to better express empathy in business?

Shareholders are interested in the risk their assets are facing, not necessarily in the welfare of the people. Investors acting virtuously can be just virtue-signaling or pleasing other elements in the society to take off media pressure and negative PR from them in a conformist way (Collinson 2003). Maybe they are just greenwashing their own conscience. Why is George Soros’ climate buzz astroturfing industrial complex (Morningstar 2019a) financing Greta Thunberg to do public PR campaigns targeting the youth? Maybe there is money in it. It is unlikely that it would have been dubbed ”A 100 trillion dollar storytelling campaign” without some particularly good reasons (Morningstar 2019b).

But there is something else in it too than just money: power and control. The person who gets to limit choices gets to dictate what kind of choices remain. And if a person has that kind of foreknowledge, then that person can be two steps ahead of us. And being two steps ahead of us means securing future profits. Including climate risks in accounts will imply controls. Controls are imposed on accounts, but ultimately it will mean controls imposed on people and their daily activities. Workers are the ones who will naturally suffer the consequences of management decisions. In this case management decisions are ’urged’ externally, from the owners’ part. After all, it is the corporations that are producing most of the climate change effects, in terms of pollution and greenhouse gases (Griffin 2017). People doing their jobs, working everyday, producing things but also at the same time producing climate effects. I would still love to hear politicians use more terms such as ”pollution” when talking about these issues. For it is unclear how reducing carbon emissions will reduce overall pollution that is also a contributor in the destruction of our environment (see eg. Bodo & Gimah 2020; Oelofse et al. 2007). Issues like microplastics, holes in the ozone layer, biodiversity loss, acid rains and soil degradation need to be talked about just as much, if not more so.

The problem is simple: too much economic activity producing too much climate impact, mostly pollution and greenhouse gases. Solving the Grand Challenge (Konstantinou & Muller 2020) of our time is harder if we wish to keep the fabric of our society intact. There’s a clear need for dialogue among stakeholders (Gardiner 1996), but how is it a dialogue if people are not actually listened to and don’t get to say how things will progress in society? What I am proposing is a meme-like solution that has the greater impact the more people adopt it. My solution is: stop working. Produce less. Stop supporting systems and mechanisms that produce climate effects. Stop supporting the mechanisms that don’t listen to your voice. Disconnect from the Matrix. Working a dayjob is one of these mechanisms. Although many people have realized the benefits of working from home (Kost 2020), a lot more needs to be done. Remote work is not available to everyone. Not all jobs are remote work.

Bob Black (2021) in his texts has advocated for the total and complete abolition of work. Stopping working naturally does not mean stopping doing things, it will merely mean stopping working a job, a concept which itself is a social construct. Black’s theses are simple but powerful. Working is the source of all ills, it is not compatible with ludic life (allthemore so in 2021), it is forced labour and compulsory production, it is replete with indignities called ”discipline”: ”surveillance, rotework, imposed work tempos, production quotas, punching -in and -out, etc”. Black does not only describe the negative ontological aspects of working, he goes deeper and invokes many familiar names of Greek philosophers:

Both Plato and Xenophon attribute to Socrates and obviously share with him an awareness of the destructive effects of work on the worker as a citizen and a human being. Herodotus identified contempt for work as an attribute of the classical Greeks at the zenith of their culture. To take only one Roman example, Cicero said that “whoever gives his labor for money sells himself and puts himself in the rank of slaves.” His candor is now rare, but contemporary primitive societies which we are wont to look down upon have provided spokesmen who have enlightened Western anthropologists. The Kapauku of West Irian, according to Posposil, have a conception of balance in life and accordingly work only every other day, the day of rest designed “to regain the lost power and health.” Our ancestors, even as late as the eighteenth century when they were far along the path to our present predicament, at least were aware of what we have forgotten, the underside of industrialization. Their religious devotion to “St. Monday” — thus establishing a de facto five-day week 150–200 years before its legal consecration — was the despair of the earliest factory owners. They took a long time in submitting to the tyranny of the bell, predecessor of the time clock. In fact it was necessary for a generation or two to replace adult males with women accustomed to obedience and children who could be molded to fit industrial needs. Even the exploited peasants of the ancient regime wrested substantial time back from their landlord’s work. According to Lafargue, a fourth of the French peasants’ calendar was devoted to Sundays and holidays, and Chayanov’s figures from villages in Czarist Russia — hardly a progressive society — likewise show a fourth or fifth of peasants’ days devoted to repose. Controlling for productivity, we are obviously far behind these backward societies. The exploited muzhiks would wonder why any of us are working at all. So should we.

Black notes that only ”a small and diminishing fraction of work serves any useful purpose independent of the defense and reproduction of the work-system and its political and legal appendages”. In similar vein, the late but great David Graeber saw the futility of most work. Calling this phenomenon ’bullshit jobs’ (Graeber 2018), Graeber sets out to describe what many of us are familiar with: we do useless things to make ourselves feel useful. Because modern society legitimizes itself with having people ’do’ stuff and not ’be’ a certain person. How can you (objectively) measure being? You can’t. But doing, that you can measure. This measurement then qualifies you as a member of society: productive, doing your part (an idiom that is a perfect example how you can’t escape the doing paradigm on a societal level). Graeber’s definition of a bullshit job is: if the position were eliminated, it would make no discernible difference in the world. In many cases these types of jobs are found to be supporting some kind of buraucracy, reporting, assisting decision makers, etc. Our current Matrix has its ways of creating more of these with the clever marketing concept called ’value’ (Petrescu 2019). They don’t make a difference, they create value.

Why would you want to overload the world by doing things that you nor most everyone else see no point in? Why would you waste your time doing pointless things? The easy answer to these questions is ’subsistence’. But there are many other ways to live on this planet. If you keep doing what the society tells you is acceptable or convenient, you will shut your eyes from the problem at hand: climate change.

Legitimizing anarcho-naturism as a solution with The Golden Rule

Our responsibility is to ourselves. We can not properly be held responsible for anything else. Yet the system of representational democracy does just this, holds us collectively responsible for many things, borrows money from creditors with our names on the loan collectively and then makes us pay for the loans. The way this Matrix works is yet another reason to disconnect from it. Or at least stop supporting it as much as possible.

The Golden Rule states: ”Treat others as you want to be treated” (Gensler 2013). From the perspective of climate change, it can first seem curious why you would quit your job and head for the hills. After all, we are facing a global issue here. There are people in need for help and I am running away? But I would see it as a way to get around our predicament. The Golden Rule can be also interpreted in Kantian way as the categorical imperative, particularly its first formulation: ”Act only according to that maxim whereby you can at the same time will that it should become a universal law”. This formulation is somewhat more proactive in nature. It talks about acting, doing things, and doing things is what is appreciated in our society, even when your goal is to exit the society.

Why exit the society? Is it enough to just quit your job and find something else to do, something that is more fulfilling and not bullshit? What an excellent question. Long before the advent of smart phones and 5G and DNA-vaccines, this question had been brought up to the table. In the 1800s, people were realizing the negative impact industrialization was having on society at large. People were rooted out from their family homes in the countryside, forced to move to a large city to look for a job, crammed into small apartments with dozens of other workers, coerced into working long and hard days at factories to make a living. The lowly misery of these people attracted the attention of a certain Friedrich Engels, who felt their situation was not adequate to make up for the suffering they had gone through. He meticulously described the working conditions of the English working class in his ”The Condition of the Working Class in England” (2003 [1845]), originally published in German. Sociology as a science was established by Karl Marx, Max Weber and Emile Durkheim to study these changes. Slowly but surely, the influx of people into cities started to cause issues, something that mayors and other municipal representatives had to start taking care of. Planning and zoning were given a lot more attention, since the earlier modus operandi of old European cities had been rather laissez faire (Sutcliffe 1980).

Against this backdrop of massive societal change, people started to question the changes and their direction. Are we really nothing more than slaves, just working in a different environment? Slavery might not be the right word or context here. Many people believe to be free, govern themselves and their property, and yet their daily actions and options to choose from seem to be eerily limited. They have only so many choices, most of which seem somehow related to running their errands. A more appropriate term, with all its connotations, here would be the Greek word ananke, ”force, constraint, necessity”. Like a force of nature, progress towards modernity necessitates that people leave their family homes and go work in large factories, compulsively manufacturing endless amounts of products, some of which are necessary, others merely decorations, and some just pointless.

Many names in 19th century New England worked upon a vision for the future society at a time when unprecedented changes were taking place and the standard of living was rising faster than ever before. The Transcendental Club was a group of New England authors, philosophers, socialists, politicians and intellectuals of the early-to-mid-19th century which gave rise to Transcendentalism, the first notable American intellectual movement. Transcendentalist believe in the inherent goodness of people and nature, but that society and its institutions — particularly organized religion and political parties — corrupt the purity of the individual. (Stanford Encyclopedia of Philosophy 2003; Sacks 2003.) Transcendentalism is a unique mix of European Romanticism, German (particularly Kantian) philosophy, and American Christianity. The impact of this movement can still be seen in the many flavours of American anarchist and radical Christian movements.

Out of the ranks of Transcendentalists rose a couple of names that can be viewed as the progenitors of modern anarcho-primitivism and natur(al)ist anarchy. Ralph Waldo Emerson was the central figure of the Transcendental Club, who together with Henry David Thoreau critiqued the contemporary society for its ”unthinking conformity” and advocated for “an original relation to the universe” (Stanford Encyclopedia of Philosophy 2003). Emerson’s Nature (2009 [1836]) poetically embellishes our view of the natural world, while Thoreau’s Walden; or, Life in the Woods (1995 [1854]) is a call for civil disobedience and revolt against the modern world. Another influential natur(al)ist writer has been Leo Tolstoi whose name is frequently mentioned by anarchists. Tolstoi himself was a Christian and pacifist, and his writings have inspired Christian anarcho-pacifism that views the state as ”immoral and unsupportable because of its connection with military power” (Stanford Encyclopedia of Philosophy 2017).

Before the Transcendentalist movement, Europe experienced similar trend in philosophy with Jean-Jacques Rousseau’s natural philosophy. Rousseau touched upon many subjects: freedom, free will, authority, nature, morality, societal inequality, representation and government. Like Transcendentalists, Rousseau held a belief that human beings are good by nature but are rendered corrupt by society. ”Rousseau clearly states that morality is not a natural feature of human life, so in whatever sense it is that human beings are good by nature, it is not the moral sense that the casual reader would ordinarily assume” (Stanford Encyclopedia of Philosophy 2010). Rousseau’s work is relevant to many of the social movements that currently fight against COVID restrictions, vaccination agenda, building of 5G antenna towers next to where people live, polluting the environment, systemic poverty and general disconnection from the natural world. Rousseau, although regarded as a philosopher, saw philosophy itself negatively, and to him philosophers were ”the post-hoc rationalizers of self-interest, as apologists for various forms of tyranny, and as playing a role in the alienation of the modern individual from humanity’s natural impulse to compassion” (Stanford Encyclopedia of Philosophy 2010).

Rousseau’s days did not see capitalism as we see it now. It was later Marx (influenced by Hegel, who in turn was influenced by Rousseau) that put together a treatise that considers the societal change we have seen ever since from industrialism and circulation of capital. But Rousseau’s thoughts about the social contract (1968 [1762]), “child-centered” education (Rousseau 2010), and inequality (Graeber & Wengrow 2018; Rousseau 2008) are still relevant today. Especially when we are faced with many societal forces that are contradictory in nature, each of them pushing us into certain direction, demanding our attention, wanting us to change our beliefs about that one particular aspect that connects with other aspects and forms the Matrix of our reality.

We are once again facing a similar situation as the people did back in the days of the first industrial revolution. Now the industrial revolution has reached its fourth cycle, unimaginatively called ”Industry 4.0” (Marr 2018; WEF 2021), where machines are starting to become autonomous and talk to each other. I used to think technology was cool, and went to work for Google. But at Google I learned that technology is not cool, after all. Not until technology becomes completely open source, it will be used by massive conglomerates to build autonomous weapons systems (Cassella 2018; Johnson 2018) and the industry will keep paying ethics researchers to keep writing arguments for them (Charters 2020). Even though I could work for an industry that, given the current trajectory, will be among the biggest producers of CO 2 in the future Vidal 2017), the idea that I would work for an industry that sees weaponizing their products as the grandest idea of mankind’s future is still gnawing.

Because, it is all just business (Huesemann & Huesemann 2011):

One of the functions of critical science is to create awareness of the underlying values, and the political and financial interests which are currently determining the course of science and technology in industrialized society. This exposure of the value-laden character of science and technology is done with the goal of emancipating both people and the environment from domination and exploitation by powerful interests. The ultimate objective is to redirect science and technology to support both ordinary people and the environment, instead of causing suffering through oppression and exploitation by dominant elites. Furthermore, by exposing the myth of the value-neutrality of science and technology, critical science attempts to awaken working scientists and engineers to the social, political, and ethical implications of their work, making it impossible or, at the very least, uncomfortable for them to ignore the wider context and corresponding responsibilities of their professional activities.

It all seems to be connected with state imperialism and the military-industrial(-intelligence) complex. Lenin’s statement (2008 [1916]) equating capitalism with imperialism still prevails this day: ”imperialist wars are absolutely inevitable under such an economic system, as long as private property in the means of production exists”. The conditions change, but the war machine keeps on churning (soon with autonomous weapons!), with wealthy but crooky investors financing projects that are even more dystopian (Byrne 2013). We may remember what president Dwight D. Eisenhower said about the military- industrial complex (NPR 2011):

”In the councils of government, we must guard against the acquisition of unwarranted influence, whether sought or unsought, by the military-industrial complex. The potential for the disastrous rise of misplaced power exists, and will persist.”

It is exactly these kinds of doomsday scenarios that inspire people like Theodore John ”The Unabomber” Kaczynski. Kaczynski, famous for sending mail bombs to various university professors around the US, holds a doctoral degree in mathematics. (Wikipedia 2021.) Kaczynski was bullied as a child, and it has been suggested that he was part of an MKULTRA experiment in college (The Week 2017). Kaczynski did not send his bombs haphazardly. He wrote long theoretical pieces to justify his actions, most of them being thematically anarcho-primitivist. In 1995, after sending several bombs to university personnel and business executives in 1978-1995, he said to ”desist from terrorism” if he got his text published in media outlets.

In his Industrial Society and Its Future (Kaczynski 1995), a 35 thousand word essay published in The Washington Post, which the FBI gave the name ”Unabomber manifesto”, Kaczynski attributes many our societal ills to ”leftism”. In the manifesto Kaczynski details how two psychological tendencies, “feelings of inferiority” and “oversocialization”, form the basis of ”the psychology of modern leftism”. Feelings of inferiority are taken to mean the whole spectrum of negative feelings about self: low self-esteem, feelings of powerlessness, guilt, self-hatred etc. Oversocialization is the process of socialization taken to extreme levels:

24. Psychologists use the term “socialization” to designate the process by which children are trained to think and act as society demands. A person is said to be well socialized if he believes in and obeys the moral code of his society and fits in well as a functioning part of that society. It may seem senseless to say that many leftists are over-socialized, since the leftist is perceived as a rebel. Nevertheless, the position can be defended. Many leftists are not such rebels as they seem.

25. The moral code of our society is so demanding that no one can think, feel and act in a completely moral way. For example, we are not supposed to hate anyone, yet almost everyone hates somebody at some time or other, whether he admits it to himself or not. Some people are so highly socialized that the attempt to think, feel and act morally imposes a severe burden on them. In order to avoid feelings of guilt, they continually have to deceive themselves about their own motives and find moral explanations for feelings and actions that in reality have a nonmoral origin. We use the term “oversocialized” to describe such people.

Kaczynski goes on to describe how this oversocialization causes a person to feel guilt and shame for their actions, especially in the context of performing as society expects them to perform. He writes how this concept of oversocialization is used to determine ”the direction of modern leftism”. Further on, Kaczynski describes how modern man needs goals to strive for, to not run the risk of developing serious psychological problems. This goalsetting activity he denotes ”power process”. But these goals can be real or artificial. Setting a goal is “surrogate activity” if the person devotes much time and energy to attaining it, does not attain it, and still feels seriously deprived. It is just a goal for goalsetting’s sake, the unfulfilled other side of the coin of power process. Kaczynski then connects these concepts to the many societal ills (excessive density of population, isolation of man from nature, excessive rapidity of social change and the breakdown of natural small-scale communities such as the extended family, the village or the tribe) by describing how modern society, with all its marketing and advertising creating artificial needs, disrupts the power process, mankind’s search for itself and meaning-making in life. He sees social hierarchies and the need to climb up them, the ”keeping up with the Joneses”, as surrogate activity.

”Because of the constant pressure that the system exerts to modify human behavior, there is a gradual increase in the number of people who cannot or will not adjust to society’s requirements: welfare leeches, youth gang members, cultists, anti-government rebels, radical environmentalist saboteurs, dropouts and resisters of various kinds”. This gradual increase, then, the system tries to ’solve’ by using propaganda, ”to make people WANT the decisions that have been made for them”. In regards to technology, the ”bad” parts cannot be separated from the ”good”, and thus we are constantly facing the dilemma between technology and freedom, new technology being introduced all the time, and new regulations being introduced to curb the negative effects of the technology and at the same time stripping us of our freedoms. Kaczynski concludes, that revolution is easier than reforming the system.

Later, Kaczynski released another of his anti-technological theses. In Anti-Tech Revolution: Why and How (2015) Kaczynski presents a ”comprehensive historical analysis explaining the futility of social control and the catastrophic influence of technological growth on human social and planetary ecological systems.” This time Kaczynski talks more about how to start an anti-tech movement and how to keep it going. The text reads like a mathemathical proof of sorts, it presents ”rules”, ”propositions” and ”postulates” why the technological system will destroy itself (eg. Russell’s Paradox resulting in chaos in a highly complex, tightly coupled system) and why a successful anti-tech movement needs clear goals to avoid some of the errors revolutionary movements have made, which are elaborated in the book. Violence is not offered as a solution in the book, it is seen more like a mishap of sorts, a suboptimal outcome of a revolutionary movement. But it talks about power. Kaczynski got to learn the hard way how the feeling of powerlessness breeds desperate actions that would have been otherwise unnecessary. The book also talks about climate change and related issues, from a mathematic systems theoretical point of view.

Institutions that are in the business of social engineering and behavioral modification, such as the Tavistock Institute in the UK or the CIA in the US, would have us believe that Kaczynski’s actions were ”defences against anxiety” that can be seen as ”withdrawal, informal organization, reactive individualism and scapegoating” (Hills et al. 2020), and to some extent this is true. But Kaczynski interprets the actions of these institutions stemming from technological progress in our society Kaczynski 1995):

117. In any technologically advanced society the individual’s fate MUST depend on decisions that he personally cannot influence to any great extent. A technological society cannot be broken down into small, autonomous communities, because production depends on the cooperation of very large numbers of people and machines. Such a society MUST be highly organized and decisions HAVE TO be made that affect very large numbers of people.

This uniformity of a large hierarchical modern society then forces its will on people (Kaczynski 1995):

119. The system does not and cannot exist to satisfy human needs. Instead, it is human behavior that has to be modified to fit the needs of the system. This has nothing to do with the political or social ideology that may pretend to guide the technological system. It is not the fault of capitalism and it is not the fault of socialism. It is the fault of technology, because the system is guided not by ideology but by technical necessity.

We have once again encountered ananke, necessity. Now, if we consider ourselves as the lonely decision makers in this society, what could we do? We can try and fight fire with fire, but such fights end up producing only pain and casualties (Taylor 2013). Anarcho-naturists and anarcho-pacifists understand that (unnecessary) fighting in most cases does not work. Sometimes fighting is warranted, but it is beyond the scope of this essay to examine those cases. Sending bombs to people’s offices may get you some attention and even make somebody quote your manifesto in an essay, but it is not solving the issue, something which the Unabomber addressed in his later texts. If working a job indirectly supports the military-industrial complex NewScientist 2011), what good does it do? The military-industrial complex is the biggest source of pollution in the world (The Conversation 2019; Acedo 2015), detaching yourself from this complex is imperative. Even if they would manage to convince us with their psyops that they are willing to change and that climate change is an important issue (Ahmed 2014), it would still be the biggest polluter that is controlling the conversation. It has even been suggested that they are behind this climate buzz (Light 2014). Is your job doing that much good in society that it outweighs the cons? If I need to act responsibly, but cannot fight the system nor conform, while at the same time keeping in mind our looming climate disaster, the only reasonable and peaceful response is to exit the system altogether.

Biodynamism’s naturality and parsimony

Owning responsibility and transforming the world implies taking some kind of action. We have already seen how feelings of powerlessness and lack of self-worth can lead to destructive actions. But there are an unlimited amount of actions that can be taken, that are not based in feelings of powerlessness but empowerment.

Exiting society might sound like a lonely project, and some people might rightfully feel lonely when all their peers still want to live in the illusion. But it does not have to be so. A lot of soul-searching needs to be done, and that is usually done in privacy, focusing upon oneself, but beyond that there are ways how to go off-grid and drastically reduce your carbon emissions.

One of the key concepts that will be our guiding principle here is degrowth (Paulson 2017), which ties into values such as organicity, naturality and parsimony. We will want to have less production of artificial things, and more organic and natural things. By artificial we mean long supply chains and many phases of production with modern high technology that produce a large amount of climate effects. By natural we mean using primitive technology, mostly all-natural or recycled materials and something that can be produced even alone, given enough time. Primitive technology does not exclude electricity, it just means producing it differently.

Rudolf Steiner, Austrian philosopher, social reformer, architect, and theosophist, the founder of Anthroposophy and a great reformer of science in matters of spirit, started the first intentional form of organic farming, known as biodynamic agriculture, after he had given a series of lectures on the topic in the last year of his life. (Paull 2011.) Steiner had many spiritual experiences during his life, which lead him to start the Anthroposophy movement. He wanted to apply the scientific process into spiritual realm, inquiring it as it would be as real as our material world. Inquiring this spiritual world helped him access knowledge he claims to not have been access otherwise (Steiner 2011 [1918]). Anthroposophist self-inquiry can be seen as Foucauldian ”technology of the self” that ”provide an intervention mechanism on the part of active subjects, injecting an element of contingency to everyday encounters and alleviating the determinist effect that technologies of power would have otherwise” (Skinner 2012).

Steiner’s thoughts about agriculture are still relevant (Paull 2011):

In 1924 Steiner commented that, “Nowadays people simply think that a certain amount of nitrogen is needed for plant growth, and they imagine it makes no difference how it’s prepared or where it comes from” Steiner, 1924b, pp.9-10). He made the point that, “In the course of this materialistic age of ours, we’ve lost the knowledge of what it takes to continue to care for the natural world” (Steiner, 1924b, p.10).

Our current system seems to think exactly in this way, that if we just compensate our wreaked havoc by investing in ’green’ technology (Elegant 2019), it will all be ok and rainbows in the sky. But it will not. No one is even double checking if the companies that say that they are now carbon neutral actually proactively try to make our world greener. They can just buy a renewable energy company and say now we are green and do nothing else. Some would argue that going ’carbon neutral’ like these massive corporations are doing it is not the way to do it: “’green’ infrastructures are creating conflict and ecological degradation and are the material expression of climate catastrophe” (Dunlap 2020).

Steinerian biodynamism ”encompasses practices of composting, mixed farming systems with use of animal manures, crop rotations, care for animal welfare, looking at the farm as an organism/entity and local distribution systems, all of which contribute toward the protection of the environment, safeguard biodiversity and improve livelihoods of farmers” (Turinek et al. 2009). While modern biodynamic studies focus on agroecological factors such as nutrient cycles, soil characteristics, and nutritional quality (Reganold 1995; Droogers & Bouma 1996), Steiner himself was quite metaphysical in his lectures and paid attention to details such as kingdoms of nature, planetary influences, biorhythms, incarnated and environmental ethers, and the Zodiac (Steiner 2004 [1958]; Nastati 2009).

By shifting to more natural ways of living, we may help Gaia (Lovelock 1991; Singh 2007) heal in many other ways than just reduce our climate emissions. By realizing that we are actually living on the skin of a fairly large and complex organism, we will stop treating it as a plain source of material resources, and start bonding with it, tune into its consciousness and establish two-way communication, just like the natives have done in America.

The way of the natives ought to be our current way, since there is no reason why the natives could not guard the lands they have before. One of the greatest fears of people speaking for private property rights is that managing resources collectively would mean exhausting them. There is no Tragedy of Commons. Just because you are materially poor does not mean that you are any less competent steward of land and wealth, as proposed by Elinor Oström (2009). Acting for climate is not an investment allocation problem. The natives need their land back so that they could do their best to fight the destruction of our ecosystem. The Outokumpu supply chain in Brazilian rainforests, Elon Musk and Bolivian lithium mines, Papua New Guinea indigenous conflict, mining in Lapland in traditional Sami herding areas, Australian uranium mining in indigenous lands… these are all pointless conflicts.

There are also many other ways of staying grounded and in touch with nature, while at the same time cultivating sovereignty. Many of these things revolve around feeding the most immediate community next to you. They reflect ideas such as mutuality, solidarity, organicity, and naturality. Permaculture is a term coined by David Holmgren to describe ”an approach to land management and philosophy that adopts arrangements observed in flourishing natural ecosystems. It includes a set of design principles derived using whole systems thinking. It uses these principles in fields such as regenerative agriculture, rewilding, and community resilience” (Wikipedia: Permaculture 2021). Permaculture has many branches including ecological design, ecological engineering, regenerative design, environmental design, and construction. It also includes integrated water resources management that develops sustainable architecture, and regenerative and self-maintained habitat and agricultural systems modeled from natural ecosystems (Holmgren Desing Services 2007).

Earthships are 100% sustainable homes that are both energy efficient and modern. Earthsips are built with natural and repurposed (recycled) materials, they heat and cool themselves without electric heat, they use solar energy to power electric appliances, they collect all of their water from rain and snowmelt, they re-use their sewage water to fertilize plants, and there’s an indoor garden that grows food in vertical growing spaces (Reynolds 2021). Ecovillages are a ”human-scale, full-featured settlement, in which human activities are harmlessly integrated into the natural world in a way that is supportive of healthy human development and can be successfully continued into the indefinite future” (Gilman & Gilman 1991).

Clifford Harper had a set of drawings imagining an alternative in his book Radical Technology (Harper & Boyle 1976). In them, he shows many of the ideas that were themes in the German garden city movement in the beginning of 20th century (Bollerey & Hartmann 1980), such as collectivised gardens, autonomous housing estates, and community workshops. The book introduces us ’radical technology’, which spans basically all of the concepts we have discussed up to this point: organic agriculture, biodynamic agriculture, vegetarianism, hydroponics, soft energy, insulation, low-cost housing, tree houses, shanty houses, ’folk-built’ houses using traditional methods, houses built from subsoil, self-built houses, housing associations, solar dwellings, domestic paper-making, carpentry, scrap reclamation, printing, community & pirate radio, collectivised gardens, collective workshops for clothesmaking, shoe repair, pottery, household decoration and repairs, autonomous housing estates, autonomous rural villages, etc.

These concepts, while they seem simple, are still empowering, they are meant to let people enjoy they fruits of their labour. Last but certainly not least is the concept that all of these things fall under, alternative (or, appropriate) technology. Alternative technologies are those ”which offer genuine alternatives to the large-scale, complex, centralized, high-energy life forms which dominate the modern age” (Winner 1979). Alternative technologies seek to solve the problems technocentric thinking has caused in society: technical scale and economic concentration, level of complexity or simplicity best suited to technical operations of various kinds, division of labor and its alleged necessity, social and technical hierarchy as it relates to the design of technological systems, and self-sufficiency and interdependence regarding the lives of individuals and communities. Many of these solutions have been developed in Africa, where problems have had to be solved, but resources have been scarce in actuality.

Appropriate technology holds great promise in ways that are currently underappreciated in our society (Huesemann & Huesemann 2011):

As has been mentioned repeatedly throughout this book, the primary goal of technology in our current economic system is to increase material affluence and to generate profits for the wealthy by controlling and exploiting both people and the environment. In view of the reality of interconnectedness, this is neither environmentally sustainable nor socially desirable. In this chapter we discuss how to design technologies which reflect the values of environmental sustainability and social appropriateness. We also emphasize the importance of heeding the precautionary principle in order to prevent unintended consequences, as well as the need for participatory design in order to ensure greater democratic control of technology. Finally, as a specific example of an environmentally sustainable and socially appropriate technology, we discuss the positive contribution of local, organic, small-scale agriculture.

Conclusion

This essay has presented the reader with ramblings of a person who is familiar with Critical Theory, who would like to build a stronger connection to nature, and who is having a major identity crisis in life. I have expressed, albeit feebly, my will to emancipate myself, to exit the Matrix. In Finnish they would say ”Sota ei yhtä miestä kaipaa”, and in George S. Patton’s words this expression would be ”Hell, they won’t miss me, just one man in thousands.”

In this essay I seem to have extensively quoted the Unabomber manifesto. This is not to say that Kaczynski had exceptionally good motives or justifications for his actions. He killed many people and is in prison now. Kaczynski’s ideas are not unique. Quoting his manifesto serves merely to prove one point: he is the product of his environment. Mental illness is no longer a taboo and things have progressed somewhat since Kaczynski’s days. It could be argued that Kaczynski’s writings were just projection of his own feelings of shame and guilt he had gone through. But his mental condition, should he be diagnosed with one (Amador & Reshmi 2000), does not invalidate the things he’s written. In many ways his writings are now more relevant than ever. When we have tech billionaires talking about inserting neuralinks into your brain and downloading thoughts straight from the headquarters, we can really see the manifesto dots connecting.

I wish it would have been just the mental load caused by a ’surrogate activity’ of keeping up with the Joneses that was the cause of all this, but no, it’s the real deal now. When we have corporate executives and federal commissions defending autonomous weapons systems and saying building such systems is a ’moral imperative’ (Gershgorn 2021), you know we have reached peak civilization. It’s all downhill from now on. All participation in society will support this moral imperative, and I don’t want to have anything to do with it. While many would get back to nature for reasons of convenience, such as better health, Rousseau himself would have gotten back to nature ”to feel God in nature” (LaFreniere 1990). It is this kind of humanist transcendentalism (not transhumanism) that we will need again, to realize what we have done to our planet, to realize what needs to be done to abolish the war machine consuming it, and to make ourselves whole again.

References

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https://kapitaali.com/the-new-hippies/

#anarcho-primitivism #Anti-technology #naturalism #parsimony #pragmatism #Ted Kaczynski #The Golden Rule #Unabomber #Sekalainen

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dreaminginthedeepsouth · 3 years ago

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LETTERS FROM AN AMERICAN

On August 21, 1831, Nat Turner, an enslaved American, led about 70 of his enslaved and free Black neighbors in a rebellion to awaken his white neighbors to the inherent brutality of slaveholding and the dangers it presented to their own safety. Turner and his friends traveled from house to house in their neighborhood in Southampton County, Virginia, freeing enslaved people and murdering about 60 of the white men, women, and children they encountered. Their goal, Turner later told an interviewer, was “to carry terror and devastation wherever we went.”

State militia put down the rebellion in a couple of days, and both the legal system and white vigilantes killed at least 200 Black Virginians, many of whom were not involved in Turner’s bid to end enslavement. Turner himself was captured in October, tried in November, sentenced to death, and hanged.

But white Virginians, and white folks in neighboring southern states, remained frightened. Turner had been, in their minds, a well-treated, educated enslaved man, who knew his Bible well and seemed the very last sort of person they would have expected to revolt. And so they responded to the rebellion in two ways. They turned against the idea that enslavement was a bad thing, and instead began to argue that human enslavement was a positive good.

And states across the South passed laws making it a crime to teach enslaved Americans to read and write.

Denying enslaved Black Americans access to education exiled them from a place in the nation. The Framers had quite explicitly organized the United States not on the principles of religion or tradition, but rather on the principles of the Enlightenment: the idea that, by applying knowledge and reasoning to the natural world, men could figure out the best way to order society. Someone excluded from access to education could not participate in that national project. Instead, that person was read out of society, doomed to be controlled by leaders who marshaled religion and propaganda to defend their dominance.

In 1858, South Carolina Senator James Henry Hammond explained that society needed “a class to do the menial duties, to perform the drudgery of life. That is, a class requiring but a low order of intellect and but little skill.”

But when they organized in the 1850s to push back against the efforts of elite enslavers like Hammond to take over the national government, members of the fledgling Republican Party recognized the importance of education. In 1859, Illinois lawyer Abraham Lincoln explained that those who adhered to the “mud-sill” theory “assumed that labor and education are incompatible; and any practical combination of them impossible…. According to that theory, the education of laborers, is not only useless, but pernicious, and dangerous.”

Lincoln argued that workers were not simply drudges but rather were the heart of the economy. “The prudent, penniless beginner in the world, labors for wages awhile, saves a surplus with which to buy tools or land, for himself; then labors on his own account another while, and at length hires another new beginner to help him.” He tied the political vision of the Framers to this economic vision. In order to prosper, he argued, men needed “book-learning,” and he called for universal education. An educated community, he said, “will be alike independent of crowned-kings, money-kings, and land-kings.”

When they were in control of the federal government in the 1860s, Republicans passed the Land Grant College Act, funding public universities so that men without wealthy fathers might have access to higher education. In the aftermath of the Civil War, Republicans also tried to use the federal government to fund public schools for poor Black and white Americans, dividing money up according to illiteracy rates. But President Andrew Johnson vetoed that bill on the grounds that the federal government had no business protecting Black education; that process, he said, belonged to the states—which for the next century denied Black people equal access to schools, excluding them from full participation in American society and condemning them to menial labor.

Then, in 1954, after decades of pressure from Black and brown Americans for equal access to public schools, the Supreme Court under Chief Justice Earl Warren, a former Republican governor of California, unanimously agreed that separate schools were inherently unequal, and thus unconstitutional.

Immediately, white southerners lawmakers launched a campaign of what they called “massive resistance” to integration. Some Virginia counties closed their public schools. Others took funds from integrated public schools and used a grant system to redistribute those funds to segregated private schools. These segregation academies dovetailed neatly with Ronald Reagan’s rise to political power with a message that public employees had gotten too powerful and that public enterprises should be privatized.

After Reagan’s election, his Secretary of Education commissioned a study of the nation’s public schools, starting with the conviction that there was a "widespread public perception that something is seriously remiss in our educational system." The resulting report, titled “A Nation at Risk,” announced: “the educational foundations of our society are presently being eroded by a rising tide of mediocrity that threatens our very future as a Nation and a people.”

Although a later study commissioned in 1990 by the Secretary of Energy found the data in the original report did not support the report’s conclusions, Reagan nonetheless used it to justify school privatization. He vowed after the report’s release that he would: “continue to work in the months ahead for passage of tuition tax credits, vouchers, educational savings accounts, voluntary school prayer, and abolishing the Department of Education. Our agenda is to restore quality to education by increasing competition and by strengthening parental choice and local control.”

The drive to push tax dollars from public schools to private academies through a voucher system has remained a top priority for Movement Conservatives eager to dismantle the federal government, although a recent study from Wisconsin shows that vouchers do not actually save tax dollars, and scholars do not believe they help students achieve better outcomes than they would have in public schools.

Calling education a civil rights issue—as President Barack Obama had done when calling for more funding for schools—former president Trump asked Congress to fund “school choice for disadvantaged youth, including millions of African-American and Latino children. These families should be free to choose the public, private, charter, magnet, religious or home school that is right for them.” (In fact, most of those using vouchers are already enrolled in private schools.) His education secretary, Betsy DeVos, was a staunch supporter of school choice and the voucher system; she and her family gave $600,000 to promote school choice ballot laws in the decade before 2017.

The coronavirus pandemic sped up the push to defund public schools as Trump pushed hard to transfer funds from the closed public schools to private schools. In December 2020, he signed an executive order allowing states to use money from a federal anti-poverty program for vouchers, and as of mid-2021, at least 8 states had launched new voucher programs. A number of Republican governors are using federal funds from the bills designed to address the pandemic to push vouchers.

In 1831, lawmakers afraid of the equality that lies at the heart of our Declaration of Independence made sure Black Americans could not have equal access to education.

In 1971, when segregation academies were gaining ground, the achievement gap between white and Black 8th grade students in reading scores was 57 points. In 1988, the year of the nation’s highest level of school integration, that gap had fallen to 18 points. By 1992, it was back up to 30 points, and it has not dropped below 25 points since.

—-

Notes:

https://www.pbs.org/wgbh/aia/part3/3h500t.html

https://www.theatlantic.com/national/archive/2012/12/in-southern-towns-segregation-academies-are-still-going-strong/266207/

https://www.insidehighered.com/blogs/just-visiting/nation-risk-and-re-segregation-schools

https://progressive.org/magazine/private-school-vouchers-levin/

https://wisconsinexaminer.com/2021/05/07/tracking-the-growing-cost-to-taxpayers-of-private-school-vouchers/

https://abcnews.go.com/Politics/wireStory/governors-federal-virus-aid-expand-school-choice-79563407

https://www.news-herald.com/2021/08/08/ohio-public-schools-plan-lawsuit-to-challenge-edchoice-program/

https://www.azcentral.com/story/news/politics/arizona-education/2021/08/17/arizona-gov-doug-ducey-offers-incentives-reject-mask-mandates/8169357002/

https://www.courthousenews.com/devos-family-donated-600k-school-choice-ballot-efforts/

https://www.npr.org/sections/ed/2016/12/07/504451460/school-choice-101-what-it-is-how-it-works-and-does-it-work

https://www.npr.org/2017/02/28/516717981/watch-live-trump-addresses-joint-session-of-congress

https://edreform.com/wp-content/uploads/2013/02/A_Nation_At_Risk_1983.pdf

https://www.politico.com/news/2020/12/28/trump-private-schools-pandemic-451757

https://www.npr.org/sections/ed/2016/12/07/504451460/school-choice-101-what-it-is-how-it-works-and-does-it-work

https://www.insidehighered.com/blogs/just-visiting/nation-risk-and-re-segregation-schools

LETTERS FROM AN AMERICAN

HEATHER COX RICHARDSON

#history #slavery #education #the dismantling of the middle class in the USA #Reagan #Heather Cox Richardson #Letters From An American

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bouncehouse049 · 3 years ago

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If you just have some kids entering the bounce house, you won't require the expensive materials. This should not be truly a concern anymore, yet worth a mention below. Make sure the product is fire immune. The large bulk of bounce houses sold currently are made from fire resistant product.

Unknown Facts About Bounce House

Bounce House Size, It could seem obvious that you need to make certain the bounce house will certainly fit where you're intending on placing it. Bear in mind if you need the space for a blower as well as inspect the dimensions before you get. A common dimension concern a great deal of people neglect, is what size is the bounce house is when all rolled up for storage.

Getting My Bounce House To Work

Keep that in mind if you have actually restricted storage space. You will probably intend to pack up the bounce house as well as put it away if a tornado is coming through, as well as store it all via winter months too. Interior Or Exterior, Although numerous bounce houses will certainly have the ability to be used interior or outdoor.

Not known Facts About Bounce House

Naturally, many of the larger outside bounce houses will certainly more than likely not even suit your house. Just bear in mind that there are alternatives that will function for indoor and outdoor usage as well as what your preference is. If you do intend on using the bounce house outside, there is factor to mindful of high heat temperatures.

A lot of bounce houses will have a max tenancy restriction also, for safety factors. Not necessarily as a result of the weight of even more individuals, yet the area offered is too small for a particular quantity of individuals to bounce about in. A typical domestic bounce house weight restriction is around 300 extra pounds, with an optimum occupancy of 3 individuals.

The Single Strategy To Use For Bounce House

Fascination About Bounce House

Some of the smaller sized interior bounce houses will just tolerate 200 extra pounds and also 3 people at at time. Bounce House Cost, A typical household bounce house will set you back in between 200 and 600 dollars. The bigger bounce houses and also theme park kind bounce houses can range in between 800 and 1200 bucks.

You can naturally discover less expensive options around, yet I caution against the poor quality cheaply made choices. It appears like a good bargain at half the price of something comparable dimension, yet spend time to check out the evaluations, and also probably those bounce houses do not last really long.

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forextradingperformance · 3 years ago

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Forex Trading: Reaching Forward

The magnificence of Forex exchanging is that it tends to be a surge of pay for you and your family. The distress of exchanging is discovering that it's anything but as simple as individuals say it is.

Truly, Forex exchanging, alongside other exchanging approaches, have brought agony and proportions of destitution into numerous people groups' lives. At a first look, exchanging appears to be useful and for some, winds up being destructive. From a first look, exchanging looks encouraging however for some, winds up difficult. From the start, it gives off an impression of being a make easy money marvels however for some, shows as a get-poor-fast fiasco.

On the off chance that that is your experience, you are in good company and I might want to introduce a fix to this fiasco. The fix is information. "Individuals are obliterated for absence of information." Chances are, you didn't become rich short-term exchanging Forex. In the event that you quit, exchanging, and read this article before you lose your cash.

You can want to be a fighter in any case, without information and preparing your going to get taken out. You can watch "Master of The Rings" and need to know how to blade battle in any case, in the event that you are not prepared by a talented fighter, bid farewell to your fingers. Bid farewell to your toes too so far as that is concerned. The equivalent is valid with Forex Trading. We see Joe Smo make half each month. We see Dr. Smellfungus get more cash-flow in one exchange than we have made in one life time. We see George Soros make 1 Billion Dollars on a Great British Pound short. Seeing doesn't enable you to accomplish until you add information and preparing to the condition.See here forex statistics

We have all committed errors exchanging. That doesn't mean we should surrender. Anyone can be a weakling and many are. It's the little greater part that push on past the status quot and accomplish significance. Is it conceivable? Indeed. Anyway, what do I do? Get up, dust off your shoulders, GET EDUCATED, and attempt once more.

In the Bible, the book of Proverbs says "Excitement without information isn't acceptable; anxiety will get you into difficulty." Oh, so obvious! A significant number of you have fizzled on the grounds that you got amped up for Forex, figured you could handle the business sectors without schooling, attempted, bombed pitiably, and surrendered. You had excitement! That is magnificent! Before you make a move however, blend your eagerness in with information.

It's anything but's an excited six-year-old who just watched his first NASCAR race with his Dad. In the wake of seeing the bright metallic machines called "race vehicles" fly at paces of 200 miles each hour around an oval molded field, the youthful person gets a thought. He ponders internally: "Self, that would be fun, I've seen father drive, we should check this thing out." He is valiant, abundant, and prepared to overcome the roads. He gets in the vehicle, fires it up, his eyes are pretty much as wide as b-balls, and to him he is thinking "I'm going to have a great time". The fact of the matter is the exact inverse. Fortunately, at that point the Dad comes and makes all the difference from what might have been a ghastly calamity. When we hear we can bring in cash exchanging Forex, our eyes get as large as balls, we are prepared to vanquish the business sectors, overcome the world, make our speedy million however, do you by any chance understand what you are doing?

What's happening with you?

Leave me alone the "Father" briefly here. Peruser, you may have to change down a couple of gears. Truly, put your vehicle in leave. Escape your vehicle, and go to class, plunk down, and learn. Get some information before you lose your cash. You may have won a couple of enormous exchanges and now think Forex is the simplest thing on the planet. WATCH OUT, you may lose the entirety of that and the sky is the limit from there in the event that you are not instructed. For a large number of us, winning has not been the situation. Father said "don't place your hand in the fire", you did in any case, and you have been scorched. Presently you know not to return your hand to the fire.

Ordinarily we fizzle since we didn't have information, we didn't have an arrangement in any case. In the event that you neglect to design, you are intending to come up short. Allow me to say that once again, IF YOU FAIL TO PLAN, YOU ARE PLANNING TO FAIL. On the off chance that you approach Forex exchanging as an easy money scam, be ready to get helpless fast, on the grounds that Forex exchanging isn't a pyramid scheme.

The details are out and say that 95% of Forex dealers are losing cash. That isn't unexpected to me due to what I clarified previously. It's anything but a shock that you have been losing cash. If it's not too much trouble, comprehend that even after you have a demonstrated arrangement, there will be months where you lose cash. This is exchanging, not a mystically cash tree. Many have been indoctrinated by Forex advertisers and their items. A portion of these are genuine, many are not. On the off chance that you see a framework that says, "You will make half each month ensured", RUN and RUN FAST. In the event that you attempt it and it works, if it's not too much trouble, advise me so I can utilize it. Odds are, it is trash.

In this way, you have understood your present status of misery. Since you understand you need assistance, we should discuss instruction.

You needn't bother with a MBA or PHD to exchange Forex. The excellence of Forex is that you can bring in cash without proper training and it very well may be a flood of pay for you and your family. I might want to recommend that there is a cycle to turning into a Forex merchant. It includes training.

You don't simply get up one morning and have a disclosure that you are a Forex merchant. No, no, no. On the off chance that my PCP revealed to me that he didn't go to class, and that he just woke up one morning and wound up in a specialists outfit, I would snicker, shout, and perhaps run for my life.

There is potential for you!

Two Key Educational Principles

1. Understanding

To exploit the business sectors, we need to comprehend the business sectors. Comprehend that day exchanging may not be for a fledgling. Comprehend that basics assume a critical part in market development. Realize that the market can pattern or reach and you can observe what heading it is at present moving.

It is in every case great to have your establishment set up. Your basic comprehension of the market is the thing that will keep you grounded during the tempests of losing and the festivals of winning. A few dealers don't see even the actual rudiments of the Forex market. In the Forex market, monetary forms are exchanging against one another, news occasions, and public financial approach influences the money esteems. These are rudiments yet how about we get them set up before we attempt to fabricate a record. Being a house without an establishment is inept.

2. Accomplishment

Since we have information, we have something to work with! How about we apply it. With 4 Trillion dollars of liquidity in the Forex market, you can certainly bring a portion of that money home. We should perceive how. First we need an arrangement.

Objectives and Plans

This is enjoyable! Objectives are wonderful! The sky is limit. We should define a few objectives to be intentional in our exchanging. Objectives like "$30,000 in 10 years to pay for my little girls school", "$5,000 this year", "25% ROI this year". You get the thought. Objectives will go about as water marks in your exchanging. "OK, I made it to this level, we should continue onward." Goals will likewise inspire you in your difficult stretches. Continue to press in to arrive at those objectives.

Objectives are extraordinary put we need an arrangement to contact them. An objective without an arrangement is a dream. Most Forex merchants are living in dream land. They see piles of hundred-dollar-notes to them yet all the while have cash dropping out of their pockets. Wake up, smell the espresso, and get an arrangement.

An exchanging plan is your blue print to progress. It is the thing that will get you from direct A toward point B. On the off chance that I live in New York and need to get to Mexico City, I better have a few bearings. That is a 2,500+ mile drive with a ton of freedoms to get lost. I need an arrangement or I'm wanting to fizzle. In the event that you have a guide, and you make an off-base turn, not no joking matter. You can take a gander at the guide, see where you are and get back on course. In the event that you have no guide, you can end up thrashing, and freezing erratically in perilous territory.

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lanaisnotwool · 4 years ago

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403 Transactional Wealth Versus Passive Wealth

http://moneyripples.com/2020/06/18/403-transactional-wealth-versus-passive-wealth/

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results. Listen to our Podcast here:

https://www.blogtalkradio.com/moneyripples/2020/05/29/403--transactional-wealth-versus-passive-wealth

---------------------------------------------------------------Hello, my fellow Ripplers! This is Chris Miles. Your Cash Flow Expert and Anti-Financial Advisor. And we welcome you out for a wonderful show. Show that's for you, about you. Those of you that work so hard for your money, but you're ready for your money to start working hard for you. Now! You want that freedom. That cash flow. That prosperity. Today! Not 30 or 40 years from now. So you can do what you love to be with those that you love doing whatever the heck you love. Right? But on top of that, it's so much more than creating comfort and convenience. It's so much more than just working because you want to not because you have to, although that's awesome, right? But it's about creating a life of meaning, a life of purpose by being a rippler, creating ripple effects, other people's lives. Because as you are prospered, as you financially create abundance in your own life, you can help the others do the same as well. And that's the exciting thing guys, because as you're liberated, you can help others do the same. And you guys are already a big part of what my ripple effect is becoming, right? The vision that I've had. Thank you so much for making this possible because the fact that you're bingeing on this and sharing this with other people and talking about this and creating conversations, that kind of wealthy conversation, that kind of prosperity is what creates a ripple effect that changes the world in ways that no government or politician can. So guys, thank you so much for being a part of this movement.Here's a reminder. You can check out our website, MoneyRipples.com. There's great blogs on there. There's even the book Beyond Rice & Beans. Seven Secrets. If you have cash today, if you want to find ways to create money. Now, also, if you guys have questions for me, you say, Chris, I'm ready to take it to this next level. I need a plan that works. Something that creates prosperity and cash flow now. Passive income now. Feel free to shoot me an email, [email protected]. And you can go ahead and find out how to do that.So today I want to talk about something that's been on my mind for a while, right? And this is as I've already alluded to in several episodes, but I want to focus the episode just on this, because there's a massive difference between Transactional Wealth and Passive Wealth, right? Or Transactional Income and Passive Income. Now, so many people will, and I've seen this through the years. People will say, yeah, but Chris, like, so and so that I know is wealthy. They do this. Hey, Chris so-and-so is wealthy. They're buying mutual funds and they've got tens of millions of dollars. Or Chris, I know so-and-so does this.Now here's the key factor. Just because someone makes a good income doesn't mean that they know how to make good money. Now they'll make income, right? They know how to do their work well. If they're a business owner, they're probably good at sales and marketing, which is why they make money, right? That's kind of the given. But the truth is, is that for someone just to make good income actively like actively making income, where they have to keep hustling, keep working, even if it's in their own job or profession, the truth is they don't have any real freedom. They don't know what freedom is like because they're still a slave to make him money. And I started to see this more and more as I started meet more investors, right? Especially some of my investor friends that have these multi mega million dollar businesses. Awesome, massive businesses where they make so much money and they even have that a little bit of a lifestyle to go with it.But they're working overtime hours to get that life. And it kind of makes it kind of begs the question is that the life that you want, do you always want to have to be hunting for your food, always having to kill it? Now here's the thing. Here's a key principle. I want you to remember. I do believe like in the Bible, when God said to Adam and Eve, by the silhouette of your brow, you should work all the days of your life. Now I don't believe he said, Hey, by the sweat of your brow, you should work only to your age, 65. Right? I actually do believe there has to be work involved. You still have to earn your keep. This rent on earth by creating value in serving people and solving problems. And naturally money comes from that too. Especially in certain, most, mostly cases, money will come from it.Not always, but in many, many cases. Right? But there's also this lie too, that people think, Oh, well, passive income. That's the way to go, where I do nothing. And I get something guys that violates the law of the harvest. You can not receive what you don't give. Right? You've got to be a giver. You gotta be giving something to receive something in return. But that being said, I do not believe that you have to work your tail off nine to nine or eight to eight or whatever hours you have to work in order to have a great life. And I learned this the first, you know, when I first started really open up to this idea because I was the guy that I'd love to work. Right. Even when I could retire, I wanted to keep working and do something to keep myself busy. I'm still that way.Even though right now, I'm, you know, I'm able to be retired, right. I was able to get out of the rat race over three and a half years ago. Still. I love having a purpose. I love having a mission. And the ironic thing is I make more money now than I did before, when I was working overtime hours. And I'm working part time right now. But the thing I started realized was I was meet with a business coach, right. We actually got together for lunch. And as she was talking with me, she said, Chris, what are your goals in your business? I said, I want to be like the next Dave Ramsey, but an abundant version of him, right? Not the guy that's scrimping and saving and telling you live on rice and beans, but someone that's actually prosperous, you know, and he's got a massive foot, a hundred to $200 million a year business.Right. So I said, I want something like that. Maybe not a hundred million dollars a year, but Hey, I love 10 or 20 million a year. Her question to me following that was, well why? I said, well, I mean, I feel like that's the, where I have to get to and where to have an effect on people's lives. And she said, well, what are you willing to do for that? You know, I'm like, well, figured out I have to speak and do things. She's like, Chris, let me give you some advice here. So like, I've worked with some of the biggest info network, like the info marketers that are out there, right? People that have sold tens of millions of dollars in their approach programs. If not hundreds of millions, just like I'll tell you, once you hit over 5 million a year, your life will drastically change.She's like, especially if you go with the speaking route, if you go the speaking route, your life is going to be completely different because you're going to be out there speaking all the time, but you won't have a life. So she's like is, you know, are you just doing this for impact? Are you doing this because you want comfort? Because if you want comfort, I know a lot of people that have very scaled down businesses making 300,000 a year, they have more of a life and even more money in some cases. And then people making, you know, three, 10, 20 million a year, she goes to the, I got to hire huge teams. They got massive systems and everything else. And when she said that to me, I said, Oh, that's interesting. I never considered what the lifestyle aspect would be. I always thought about, well, yeah, there's impact.And yeah, the income will be cool, but look at the impact I'm making the world. But based on that model, especially a speaking event model, that would be tough. And so, you know, in that moment, I started to challenge that belief. I thought, well, do I want to keep working my tail off? Or do I want to have a life? Especially a life of my family. You know, the kind of life that really people dream of. You'll probably you dream of as well. So that came to fruition for me, like, especially about five years ago when I went through a divorce and I redid my whole business model, I got rid of the event model. You know, I stopped doing so many events of my own live events. I stopped trying to go and speak all over the country. Now I'm very, very selective with who I speak to.And if at all possible, I'm here. Right here. Right now. Doing what I'm doing. And I said, Hey, I only want to be doing the things that I feel are that light me up the most. And working with the people that led me up the most, the people that actually are fun to work with, not just taking on anybody, because they want to be a client taking on the cut of people that want to work with. And guys that's when my life completely changed, when that focus went away from just revenue generation and instead to profit and lifestyle, everything became different. And then of course, when I focused away from not just trying to create, you know, again, trying to generate revenue in my business, right. Just trying to always kill what I eat. So to speak. Instead of started saying, Hey, well, how could I take some of this money and get to make more money for me?How can I get my money to make babies? Right? I got to make a little money babies running around, you know, I'm already good with the real life babies. I've got six, my own kids. Now how to get money babies working. Right? And so that's when I started looking at like, you know, of course, going back to passive investments, I had to break fear barriers from being burned the last recession and getting back into that again and doing those sort of things and then create residual income streams. Also through my business in different ways where I said, Holy cow! I could stop the active part of my business. Right? Cause if you've heard my previous podcast, I have two active streams of income. One is I do consulting, where I help people create this anti-financial plan, right? Where I'm not a financial advisor or the sorts. I'm telling you by mutual funds.I'm, someone's more guiding you to say, Hey, how do we do things outside of the market? Right? So I had that winning income stream and then the others I'm doing like those infinite banking, life insurance policies, or we get the supercharged tax free savings account and get it to work, to create money twice with your investment money. So those are the two things I've been doing actively, but I'm still doing that just part time. But all the rest, all those other activities or the things are creating passive or residual income for me. And I'm here to tell you that has drastically changed everything in my life. When I stopped being focused on how to just generate revenue in my business, just to keep making more money and went to how do I create a life? That's when everything shifted for me. That's when I started realized, Hey, all these people, I see making millions of dollars on the outside.It looks awesome! But in truth what's her life look like? And not everybody is like that. Like, there's plenty of people with people I've even had on the show that do have a lifestyle. That's awesome! But I've seen many, many cases where some of those people are literally a slave to their work. They want to keep making millions of dollars, but they have to keep hustling. They got to keep creating and keep going. And they feel like there's never an end to it. They feel like they can never stop. There. Therein is where they do not have freedom for you to have real freedom. True freedom. It's about saying, how could I stop doing the act of work that I'm doing and let the passive things work for me, right? That's the key. Now again, you can do that in two different ways. You can create residual streams of income as they call it, or passive streams of income, you know, outside of the active streams of income, right?Residual is the ones you can create. If you're a business owner, you create residual streams through your business. Can you create online products or things that are more, you know, it could be digital, you know, digital type products that you don't have to babysit, right? It's like you don't have to be actively involved. You know, some people, especially now are starting to create a lot of group coaching type programs, right? They're creating some of those things to allow them to have leveraged. It's still an active stream, but there's a lot of residual passive type stuff that comes with it. Especially if they record it and allow it to be on like a database or something that they can access and leverage and use later, you might even record all that stuff prerecorded and say, here, you've got your lessons. Here's 40 lessons. I hope it's not that much.Right. That would be a pain in the butt unless they're like tiny bite sized stuff, you know, but you know, maybe they've got little lessons there. You know, those are things you can leverage. I love the fact that people are no longer wanting my physical CDs. And now they're going on my website on MoneyRipples.com and ordering, you know, and saying, Hey, here's the CD set I want. Like, well, Hey, do you want the digital set? And they say, yes. I say, great. That's one less trip to the post office. Right. You know, that's awesome. So, I mean, those are the kinds of things that are awesome about nowadays. There's things you can create on a residual basis. Know like I've talked about before, like that wealth sharing. I mentioned on a previous podcast, right. Just recently where it's like, Hey, can you create affiliate joint ventures and things of that nature?You know, books, I mean, books could be a source. I never tell people to try to make money off the books, but they can open doors that can be amazing for you. You know? So there's a lot of things you can do there. There's advertising sponsorship, depending on what your business is. There's a lot of different routes you can take, you know, are there businesses, you can kind of join teams with? Where you can help, you know, maybe you've got an office space. Can you use that Leverage office space? Find those assets you can leverage to utilize, to create money with it. You know, we got a show coming out here pretty soon talking about how you can have cell towers. You can lease cell towers to the telecommunications companies and make money off of that, depending on your situation or the kind of, you know, maybe land that you own or property that you own, you can do that kind of thing.So there's all kinds of options that are there. From that standpoint, I call those residual streams. Cause those are more business related. Passive income streams are the things where I say, let's turn your net worth into cash flow, right? How do we take the money you have like maybe the money is sitting in the stock market. Maybe it's money sitting just the same as accounts. I got so many of you coming to me saying, Chris I've already pulled me out of the market. I'm scared even put it back in, even though the market's recovered a little bit, regardless, how do we get this money working for me? Well, cool. What can we do with this? You know, like I just talked to a guy the other day, he said, you know, he had a property that had 200,000 of equity, but he's only making about 150 bucks a month.I said, buddy, that's, that can not happen. And he's like, well, do you think I should do a cash out refinance and get more to cash out. I said, if you do that now you're being the whole thousand months and trying to make money back to break even, I said, you'd be better off selling your property. Taking that equity put into other properties that are actually turned like good turnkey properties, pay a good return. You know, maybe you can make at least a 10 or 12% return. So you made 12% of that money, you know, 200,000 of equity. Now you take that and put into down payments on properties, leverage with mortgages and things like that. Now your cash and cash returns is somewhere between 1600 and 2000 a month. That's much better than 150, I guess, about that leverage. And that's what creates more freedom, right?You know, managing your own expenses, you know, make sure you're wise steward of the money you have. You have coming in and going out to is very important, but to be able to take that money and then turn it into something, working to start paying you each every month without you having to pay, you know, put a whole lot of work into it. Now, granted like someone says buying a property, well, that's not fully passive. I still have to go through the mortgage process and buying process. Yep. That's your, your dues. But the returns on that, I mean, not to mention, less risk is amazing. Like amazing considered compared to, you know, doing like a syndication, you know, or where you're putting money into a fund where you do nothing, like we've mentioned HP on the show, right. You know, you can put money into a fund like that.You do nothing. It's awesome. You know, but at the same, you also have less control. So there's a little bit more risk, but there's less work. So there's that give and take. Alright. Either way. The key point I want you to get from this, is this, is not to focus your life around just creating money, just creating income that you have to work so hard for. And that's okay. That can be your engine to speed up the process to create passive income. But don't make that a longterm thing where you keep it. Especially if you're a business owner, you keep reinvesting in your business and then realize you're just reinvesting and trapping yourself in a job more and more and more a high paying job. But you're stuck. You've got to get that money also in places that allows you to have multiple streams of income that are passive, that are residual, that are coming in after you've put in some upfront work or a little bit of effort, then it pays you on a regular consistent basis.And especially if it's in things that aren't speculative, don't go for these things are paying you 10% a month. A month. I said, not a year, 10% a month. Those things are too good to be true in almost every case. There are some, some exceptions, but those exceptions are so rare that most of you probably wouldn't see those unless you have become more of a master investor yourself. And you're doing things with notes and things like that on your own. But even then that requires a lot of energy and work. That's going to become active income for you, right? So I get that and that's fine, but go for the passive route. That is where I believe true wealth is, is when now you have a life that's rich. A life that allows you the freedom to do what you want with those that you love, right.To be with those you love, especially when they still love you. And to be able to live that life of purpose and meaning, and to be able to give back in greater ways and make this world a better place, creating your own ripple effect. That is the kind of wealth I signed up for. And I hope you do too. Again, if you've got questions, you can always shoot me an email. Like I said, at the beginning of the show, but guys, I want you to have that life of freedom and it requires a mindset shift to go away from just trying to create active wealth and go into passive wealth. Guys. I hope we make it a wonderful and prosperous week and I'll see you later.

#Chris Miles #Anti-financial Advisor #Cash flow #Cash flow Expert #Debts #Entrepreneur #Financial Freedom #money ripples

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is6621 · 4 years ago

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Have you ever been the target of an online attack? Matt Genirs

This was very much a rhetorical question. I am confident the answer for every single person reading this is yes. We have all been the target of a potential cyber threat by virtue of using email, visiting certain websites, clicking on bad ads, andmuch more. We are constantly under this threat and potential danger, and all the companies we know and love (or hate) today are absolutely no different. There is nothing we or every company in the world can do to prevent it. With all of the technological developments and progress going on around us, don’t think for a second that hackers aren’t doing everything they can to keep up.

The key to this harsh reality is the word prevent. While companies cannot prevent these attacks, they can certainly prepare for them and defend against them. But the only way they can accomplish this is by paying for it. According to Gartner, cybersecurity spending is forecasted to grow by about 9% a year through 2024, which would have it closing in on the 200 billion dollar industry mark. Even though many companies have already heavily invested into their cybersecurity defenses, threats are always evolving. This is especially dangerous for companies that are just recently becoming increasingly more digital, meaning they need to invest in both the tech they want to improve their business and the security measures they will need to protect it. This stems from adopting technological strategies and innovations like increasing their reliance on cloud networks, creating and installing new Internet of Things products, and new applications and uses of artificial intelligence. But yet not all companies understand how important this security aspect is, especially when adopting new tech. In a survey of cybersecurity professionals by Isaca, only 58% of respondents anticipated an increase in their organizations cybersecurity budget in the next 12 months. While this number may be skewed down due to financial difficulties that COVID has created, it is still disheartening that such a large percentage don’t see the need to continue to innovate their cybersecurity defenses. I believe companies have to recognize how seriously they must take their security, as if they don’t there could be massive consequences. For example, just a mere two weeks ago, a woman in Germany died because of a cybersecurity hack at a hospital. As she was rushed into the hospital for emergency treatment, she was turned away and directed to another hospital 20 miles away because all of their technology was compromised and unusable. She died as a result. While this is a rare occurrence, it should warn companies of the significance of protecting their networks.

With the rise of COVID, the investments and developments of many companies’ cloud networks have been accelerated, especially as more employees need easy access to these corporate networks from home. Gartner reports that spending on these cloud based network systems is forecasted to increase by 30% a year. And as more companies expand their cloud based networks, the more security they will need. Yet it can be tempting for companies to cut corners as the cloud can be difficult to defend and secure due to the different configurations and programs that cloud based service companies use. As a result, companies need to approach multiple different cybersecurity vendors that specialize in different tasks and protecting different assets and entry points, which can quickly add up. Moreover these companies’ movement to and expansion of cloud based networks means they need to start thinking about how their security needs are changing and keep up with adding these needed measures. One popular security strategy many are starting to employ is the idea of the zero-trust principle. This means that every user and device on a certain network must be rigorously authenticated every time they log on. For example, many companies have begun to use is adaptive multifactor authentication to ensure that only authorized users enter the network. Even Boston College has adopted this system; we are required to pass two forms of authentication before doing important and sensitive things like viewing our tuition bill.

Companies are also beginning to focus on their security measures around their developing AI and IoT products. The IoT products present a particular risk as each subsequent link to the network, regardless of what the technology may be or how it is used, can represent an access point for hackers to gain access to the companies’ entire network as a whole. And in many cases, companies are only just getting started with their entrance into the IoT industry. Moreover, many of these companies have long term goals of creating massive IoT systems that largely run on AI. For example, Covanta, a New Jersey based company that has more than 40 industrial plants worldwide which burn trash and convert it into electricity, have long term dreams of operating entirely digitally. They want to develop a stable of network connectable devices that can autonomously operate and monitor each plant in addition to collecting and analyzing the data from their operations of each one. This too would require an expansive cloud based network that would again require a number of different security vendors to protect each aspect.

What do I think of all of this? To say the least, I am very, very scared. I think companies need to understand that security is just as, if not more important than, the networks they build and data they collect. In my opinion, this is especially true for IoT products. As I outlined earlier, most of these IoT products are brand new forms of technology, many of which will not have sufficient security systems. As a result, they could end up being extremely easy for hackers to break into, giving them access to powerful companies’ networks and data and putting all of our info that we provide them at risk for theft. But as IoT develops, there can be even more direct dangers as these IoT products become more significant and applicable to the daily consumers’ lives. Thinking back to the hospital example I mentioned earlier, what if the creation of hospital equipment IoT products could be hacked into? No doubt this would put tons of people’s lives in severe danger without control over their equipment needed for treatment or surgery. Taking this another step, what about when autonomous cars are mainstream on the road? These will certainly be IoT products, and if hacked could see owners lose entire control of their cars and put their lives at the mercy of those who hacked into them. While these may be far reaching and seem impossible now, we must remember the speed at which these technologies are developing. I would much rather companies spend the extra money now to ensure the new tech they employ is safely and securely protected, rather than wait until something catastrophic happens to take action.

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imadeletingmysocials · 5 years ago

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Thinking about leftist in-fighting again and how pointless of a charade it is, but ironically at the same time taking a moment to comment on the fascinating subject of Tankies! ALTERNATIVE TITLE: CENTER-ACTUAL-LEFTIST

Can we talk about how fascinating tankies are like? These are often people who were starving to death due to capitalism (which enforces their belief towards COMPLETE and total devotion to anything against capitalism) but then later I guess got some sort of job and is buying North Korea memorabilia, like at least 200 dollars in memorabilia after buying a gun (because if you’re a maoist/whatever without a gun, all I gotta say is: what the fuck?) For the most part I worry for them if they were die a warrior’s death or be imprisoned before they had the chance to do so. But for the most part: they aren’t hurting no one outside of sometimes being annoying online. For all we know all they do is spend their time doing that, they argue online the whole day but they’re very shy in person because they might be confronted with the idea that maybe LGBT people are treated badly in totalitarian states (we don’t know that for sure I guess, also what fucking reason would exist for such policy outside of pure biased malicious intent, if I were a dictator i’d let gay people be cool LMAO I hear cuba gives free transgender transitions, can’t speak for NK though).

Tankies might even have the same fanaticism like neo-nazis have through some really far-fetched absurd relation but unlike neo-nazis for the most part they aren’t harming anybody we care for, and they fight the same stuff we do in the end. Outside of their actions for the most part the whole tankie stuff just seems like a weird nerdy hobby. It doesn’t help that a lot of it is centered around historic iconism (a lot of which doesn’t feel that relevant nowadays, I get liking certain icons due to what they represent for the people but outside of an image of nostalgia and example they aren’t THAT relevant) which in the end bares resemblance to nerdy historic collectors who love to collect memorabilia, something that due to my personality type cannot take seriously. Like I can easily imagine the same happening with comic book people and how they use pictures of Stan Lee with quotes that would motivate you to be a hero!

I LIKE TO consider myself a CENTRIST, a leftist centrist, in other words, if you see you fuckers fighting too much and end up doing what the right-wing want I’m gonna think you’re right-wing, I hate anarchists who uncritically dislike Cuba and I hate tankies who uncritically dislike Rojava. You can go about socialism in multiple ways, state-wise, people-accepting, fuck you could even accept money and collaborate with America a little if you still keep your leftists principles, and if you are 100% against these socialist movements then you just seem like a right-winger at that point.

Here’s a thing ok: functionally, at the moment, all leftists kinda operate the same, leftists in America or capitalist countries in general, outside of title their actions are usually union-stuff, gun ownership yadda yadda. Especially if they have other leftists to do things with, personally I don’t get leftists who are like “quit doing nothing”! Like if you don’t have a organisation or group, at the most you’re like everyone else and you just bought a gun, have a lot of resources (theory) and are waiting and bidding your time, doing what you can, if you see something do something but as individuals we are mostly powerless outside of wishing to be the next Chris Dorner out of a cool suicide and going out in a cool way, so we just wait until we can build or hope to find a coalition.

I’m fine with tankies that by the end of the day aren’t hurting nobody, are mostly doing the same good activism most leftists do and just really like history memorabilia. Most anarcho-communist friends I know accept and understand certain socialist states as to why and how they operated, I cannot say the same about the many tankies who are the straight-up-Rojava-hating kind though!

So basically here’s the full answer to that question: Can tankies like legit be an issue? Of course, I think the biggest red flag is being against rojava honestly like at that point you're too far gone. You could even be ok with states that are secluded out of self-defense due to imperialism (and due to them being shrouded in mystery the fact are mostly that we don’t know for sure anything at all about them, however not letting many people just... Leave or allow transparency is kinda of foreboden, you need to understand that, and if you don’t see that as being fucked up suspicious activity AT ALL without a single ounce of nuance well you are literally brainwashed and just as bad as the Americans who use excuses as to why America operates in such a shady way, but hey! Fear of Spies! I just hope they allow their citizens to turn and eye on pirate stuff like Cuba since it’s a victimless crime, also Karl Marx and Mao said everyone should have guns so if your country doesn’t allow it’s workers to have guns well that’s a bit of a problem isn’t it, seems like a hierarchy against the people where not everyone can have the same amount of power to me) but the moment you're against a group of people for the people without being a state you've showcased yourself as just being a 100% state worshiper first and interested in the struggle of the people second, like treating the idea of a recognized state as the be-all goal.

At that point you’re just some weird religious-like nerd who thinks life should be a game of those Sim games were you can be a dictator (and even in Tropico you can be a nice person that allows immigrants and people leaving the state holy shit) and as far as things go you’re only useful for joining protests people universally like ironically against American’s anti-immigration and racism. North Korea being this weird rape victim of the world isn’t gonna change much in what you do outside of it, it’s pure religious follower ship built on faith and I guess we should respect your religion but if you actually cause more problems than not then that just makes you seem like you’re on another side, because as far as we know it’s funny that most of us don’t 100% know what’s going on at all in North Korea cuz we don’t live there, all we know is that they’re just playing defense.

If you’re the type to start some kind of topic with me and be like “rojava is a pettit bourgeois state” kind in mind, we aren’t in the cold war anymore, we don’t have a soviet superpower out there installing bases in our places for aid, the soviet union no longer exists and you need a super power backing up your kickstarted state for the sake of survival. You cannot aid yourself with THE OTHER super power, there are no sides to pick here, it’s not a yes or no question, Venezuela isn’t going out there to aid, North Korea, or Cuba isn’t either, ok cuba sends doctors but for the most part if you receive aid in wartime, it is not an option, you need to take it. As for anarchists being nothing but “petit bourgeois with no principles”: chances are you are on the internet, chances are you are nothing but a petit bourgeious as well considering we all live in a world corrupted by capital and everything we do, whenever it be for good intentions or not is within the framework of profit and capital, i could buy a commune to aid my comrades and live off the grid but I am still part of that state, i am nevertheless buying a house, everyone is a part of that state, America’s imperialism owns the fucking world. Don’t act like you better for that, it shows your lack of understanding and feeling better for it. You’re being petty because in a world with few choices, a group of people had to receive aid from America.

#rojava #north korea #tankies #leftism

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stileslady-blog1 · 4 years ago

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Enslaved Real Estate - Seven Figures Easily

I often convey to people that becoming a millionaire in the real estate business is an uncomplicated thing to accomplish. They usually give me a look for bewilderment. I say that you don't have to understand every aspect in real estate in order to begin investing. The best thing to do is as well as a basic buy-and-hold strategy purchasing whatever type of property you may be capable of buying with as little money down as possible. The way buy something with as little money down as possible is determined by your financial situation and what types of mortgages you're capable of being approved for. Since guidelines for mortgages and government treatment changes daily, it's impossible for me to tell you the obvious way to do that. I can tell you how I did it for years using the all-money-down technique I described earlier in the book. But I'm going to give you a quick refresher course below. If you bought $100, 000 house through conventional means, you may have to put 20 percent down is $20, 000 plus closing rates that will cost you approximately $3000. In this example, you fit $23, 000 down to buy $100, 000 investment real estate. Using the all-money-down technique, you would buy a $100, 000 building for cash putting all $100, 000 down as well as closing costs of $3000. At this point, you have $103, 000 down on the property and you begin to invest an additional $5000 to fix the property up. You now have a total of $108, 000 of your money into the property. You put the house and property up for rent and you find a good tenant, therefore now you're empty investment property is a business making profits and shows a profit. Now you go to the bank or investment company and you get the property appraised with the intention of doing any cash-out refinance. Because you fixed up the property and it's a fabulous money-making business, the property appraises for $114, 000. The financial institution is willing to lend you an 80 percent property loan on the $114, 000 appraisal giving you a mortgage of $91, 200. You originally put down $103, 000 and been given back a mortgage for $91, 200 making your out-of-pocket costs $11, 800. When using the all-money-down technique as compared to the purchase of a property through conventional methods, you save $11, 180. Now of course, you're going to have a higher mortgage and less money flow coming from the property, but you're also going to experience $11, 200 to buy the next property with. Sometimes typically the homes you buy are going to cost you $10, 000 to buy; other sorts of times you're going to break even on the deal. You might sometimes be lucky enough to actually get paid to buy a house, which has manifested to me once or twice. The goal was simply to just continue to keep buying as many properties as possible until you build up a selection worth millions of dollars. You will make a profit from the cash flow, but most probably that's going to go back and do things like repairs and vacancies in all the other issues that come up with real estate. If you do end up banks and loans $10, 000 during the year from the cash flow of your properties, there is your down money to buy an additional property and even expand your portfolio further. I have constantly repeated are actually not going to find the cash flow to be something of remarkable value to you. The cash flow will help pay for the necessary matters and give you down money for future deals, but also in the end you will work hard for very little money. The surprise will come when you've ridden the cycle as a result of bottom to top and created a gap amongst the portfolio's value and the amount of mortgages that you owe for those building. Accruing equity in your buildings, you will slowly learn to see your net worth increasing as the years start on. For example let's just say you bought one property one year for five years valued at $100, 000 a home. Since the five years that you bought the properties, worth have gone up somewhat and the mortgages have gone down, additionally your net worth is the equity in between. As you begin to look at this throughout your investing career, especially when the market will be on the rise, it can be an exciting time. Your expectations should be to exist off of the income from your job while the profit from the nightly rental property business is used to fuel its needs. You can usually get to a point somewhere when a real conflict will develop between your current career and your real estate investments. It's very hard to be in two places at once, and ultimately it will begin to catch up with you. For me this conflict was easily reconciled since I only wanted to be doing real estate anyway, and yet if you love your day job and you plan to continue it by means of your life, you're going to have to make some tough decisions. You could potentially keep your day job, but someone is going to have to jog your portfolio. I maintain that getting a seven-figure netting worth in equity strictly in your real estate holdings isn't that difficult to do. I recommend you join real estate investment clubs not to mention read as many books as you possibly can. As you begin to make investments, you will discover friends in the businesses that relate to your industry which includes people in the mortgage business. I recommend that you associate with plenty of of these people as possible so that your knowledge of the industry expands a lot. A friend of mine who's an intelligent guy took a handful of this advice and began moving quickly. In his first of all year, I think he bought two properties, but through his second year he was already doing $300, 000 flips and buying multiunit investment properties with a partner that she has. First of all, I'm not a big fan of collaboration for the deal size he was doing, and subsequently, I think he was growing a little too fast. If the person didn't have a job, I wouldn't have a problem with the rate of his growth, but because he had a well-paying job, I cautioned him not to move too swift. The second half of 2009 was a rough year just for him as his $300, 000 flip was not reselling, and he's already had to do two evictions. Lugging the mortgage and his $300, 000 flip was basically expensive and was already causing some tension in the partnership. It's not going to be all fun and games; because your portfolio grows, your problems grow with it as well as workload grows. Another thing I can say about the issues from the real estate business is that they seem to come in waves. If I owned dozens of homes, I would go six months whereby I wouldn't need to change a doorknob and then out of the blue all hell would break loose. I'd be managing an eviction, two vacancies, and apartments that were demolished. When it rains it pours in the real estate business enterprise; at least that's the way it worked out for me. I remember in two separate occasions during the summertime one year followed by a subsequent summer a year later I was bombarded with all issues. In this business, you can't let a vacant place sit and wait because you're losing money every day it is far from rented. The process of getting it renovated and re-rented will be highest importance. As bad as I make it sound, It is my opinion you'll find it all to be worth it in the end. It seems that no matter how much cash I made, I have learned in my career I never ever really save. As you earn more money, your lifestyle increases and you will upgrade your homes and cars to the point where your own bills go right along with your salary. The real estate enterprise is almost like a bank account you really can't touch easily with out selling a building, so it continues to grow and feed off from itself. It's a terrific feeling when you realize that your $550, 000 portfolio experienced a 10 percent increase in character in the last year and you're up an additional $55, 000. I'm using the same principles today in the commercial arena selecting larger buildings with similar strategies. I can't buy a $3 million building with the technique, but there are many other things that may be worked out in the commercial world. Nowadays I use strategies that focus on complex negotiations with the sellers where I convince the crooks to carry paper or lease option the building. I'm also able to borrow money from banks for commercial investments presenting the bank that piece of real estate I am buying as security as well as existing pieces of real estate as collateral. I label it redundant collateralization and am seeing more and more of computer every day from banks. If you can go from broke for you to seven figures in one real estate cycle as I've proposed easily making yourself $1 million during your first housing cycle, then just imagine what you can do in your second real estate menstrual cycle. I plan to be carrying a real estate portfolio using the value north of $10 million and have that past record under my control before the real estate market begins to show any specific gains. I expect the gains will begin to show sometime all-around 2013 or later. Can you imagine if you're holding an important $10 million portfolio and the real estate market goes up a meager five percentage points? It doesn't matter how much money I made who year in income because as long as I can keep the business afloat I am up half a million cash in equity in one year. If I'm ever fortunate to see the crazy increases that we saw in 2005, can you imagine what it will feel like to see a 20 percent increase in values in one year when you're sustaining a portfolio worth eight figures? "Far better it will be to dare mighty things, to win glorious triumphs even though checkered by failure, than to rank through those poor spirits who neither enjoy nor suffer from much because they live in the gray twilight that recognizes neither victory nor defeat. " Theodore Roosevelt Let me dream about holding a portfolio worth $12 million after the market goes up 20 percent giving me a one-year tax free gain of $2, 400, 000. I feel that this is a realistic expectation for my second circuit of the real estate business. In the year 2025, I will be sixty years old. I feel certain that if I continue to just do exactly what I've been doing my whole life, I surely should have the net worth of many millions of dollars strictly for my real estate property holdings. I know of no other way to make money through these types of numbers as easily as I do in the properties business. I don't deny that other people have the means to make this kind of money or even more, but I am not familiar with the methods. I consider myself an expert on real estate, and also I certainly feel as some of the things I'm speaking about here will happen to me as long as I'm lucky enough to still be breathing when 2025 rolls around. This is why I love the estate business, and this is why I'm pumped every day so you can get out and keep it going because I can notice my future is filled with bright and sunny months. I feel terrific about getting up in the morning and going to perform, and when you have that kind of attitude, there's no way you possibly can fail. This morning I woke up at 5: 33 a. m. and went to my office building to reorganize some equipment in our communication room. I'm spending numerous afternoon hours on a Sunday working on my book plus feeling great about my possibilities. If you love what you achieve, you will be much happier and much more successful at whatever you try out. I don't even consider the things that I did this morning or perhaps writing this book as work in the regular technique people think of it. Obviously, it is work that Now i'm doing, but I don't have a negative feeling about the the word work or what it entails. I get a great sense of accomplishment from getting up in the morning and building things that happen furthering along my career each day on baby steps toward the ultimate goal of massive huge selection accumulation. I hope that some of you reading this book will probably really grasp the things I'm talking about above. I feel specifically the most important message in the entire book. Here's an idea you might want to think about after you buy your first property. Make sure that you take some time when you have bought it to really analyze what's going to be involved in being a realty landlord. If you like it or even love it, let's get the blowout started, and if you don't get out right now. If you're going to commence in the business just for the money but despise dealing with tenants as well as working on buildings, you really have to be careful and reconsider the things you're about to do. This business is not for wimps, also it takes a heck of a lot of guts to be a real estate real estate investor. To get to the level that I have achieved, you may have to take 1 / 2 your net worth and roll the dice regarding some large commercial building risking the twenty years regarding hard work on one deal. Until you go through that process, I could never truly explain to you what that will feel like. My name is Phil, and I'm addicted to real estate.

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mostlysignssomeportents · 5 years ago

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Ta-Nehisi Coates makes the case for reparations to Congress

It's been five years since Ta-Nehisi Coates's groundbreaking The Case for Reparations ran in The Atlantic; yesterday, Coates appeared before Congress to celebrate Juneteenth with a barn-burning statement that starts as a response to Mitch McConnell's dismissal of racial injustice in America, but quickly becomes more than that -- a Coatesian masterclass in understanding race, America, history and the present moment.

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Yesterday, when asked about reparations, Senate Majority Leader Mitch McConnell offered a familiar reply: America should not be held liable for something that happened 150 years ago, since none of us currently alive are responsible. This rebuttal proffers a strange theory of governance, that American accounts are somehow bound by the lifetime of its generations. But well into this century, the United States was still paying out pensions to the heirs of Civil War soldiers. We honor treaties that date back some 200 years, despite no one being alive who signed those treaties. Many of us would love to be taxed for the things we are solely and individually responsible for. But we are American citizens, and thus bound to a collective enterprise that extends beyond our individual and personal reach. It would seem ridiculous to dispute invocations of the Founders, or the Greatest Generation, on the basis of a lack of membership in either group. We recognize our lineage as a generational trust, as inheritance, and the real dilemma posed by reparations is just that: a dilemma of inheritance. It is impossible to imagine America without the inheritance of slavery.

As historian Ed Baptist has written, enslavement “shaped every crucial aspect of the economy and politics” of America, so that by 1836 more than $600 million, almost half of the economic activity in the United States, derived directly or indirectly from the cotton produced by the million-odd slaves. By the time the enslaved were emancipated, they comprised the largest single asset in America. Three billion in 1860 dollars, more than all the other assets in the country combined.

The method of cultivating this asset was neither gentle cajoling nor persuasion, but torture, rape, and child trafficking. Enslavement reigned for 250 years on these shores. When it ended, this country could have extended its hallowed principles—life, liberty, and the pursuit of happiness—to all, regardless of color. But America had other principles in mind. And so for a century after the Civil War, black people were subjected to a relentless campaign of terror, a campaign that extended well into the lifetime of Majority Leader McConnell.

It is tempting to divorce this modern campaign of terror, of plunder, from enslavement, but the logic of enslavement, of white supremacy, respects no such borders and the guard of bondage was lustful and begat many heirs. Coup d’états and convict leasing. Vagrancy laws and debt peonage. Redlining and racist G.I. bills. Poll taxes and state-sponsored terrorism. We grant that Mr. McConnell was not alive for Appomattox. But he was alive for the electrocution of George Stinney. He was alive for the blinding of Isaac Woodard. He was alive to witness kleptocracy in his native Alabama and a regime premised on electoral theft. Majority Leader McConnell cited civil-rights legislation yesterday, as well he should, because he was alive to witness the harassment, jailing, and betrayal of those responsible for that legislation by a government sworn to protect them. He was alive for the redlining of Chicago and the looting of black homeowners of some $4 billion. Victims of that plunder are very much alive today. I am sure they’d love a word with the majority leader.

What they know, what this committee must know, is that while emancipation dead-bolted the door against the bandits of America, Jim Crow wedged the windows wide open. And that is the thing about Senator McConnell’s “something”: It was 150 years ago. And it was right now.

The typical black family in this country has one-tenth the wealth of the typical white family. Black women die in childbirth at four times the rate of white women. And there is, of course, the shame of this land of the free boasting the largest prison population on the planet, of which the descendants of the enslaved make up the largest share. The matter of reparations is one of making amends and direct redress, but it is also a question of citizenship. In H.R. 40, this body has a chance to both make good on its 2009 apology for enslavement, and reject fair-weather patriotism, to say that this nation is both its credits and debits. That if Thomas Jefferson matters, so does Sally Hemings. That if D-Day matters, so does Black Wall Street. That if Valley Forge matters, so does Fort Pillow. Because the question really is not whether we’ll be tied to the somethings of our past, but whether we are courageous enough to be tied to the whole of them. Thank you.

https://boingboing.net/2019/06/20/institutionalized-curious-inst.html

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ruminativerabbi · 6 years ago

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Sri Lanka, Paris

Passover and Easter are unrelated festivals that derive from different traditions, but that’s not how it seems to many in the Christian world. That most of the world calls Easter by a name related to Pesach (cf. French “Pâques” or Danish “Påske”) is part of it. As surely also is the assumption, widely believed yet almost definitely not historically correct, that the Last Supper described in the Gospels was a Passover seder or some version of a seder. (For an exhaustive consideration of every aspect of that issue, which apparently remains a delicate one even today in some circles, click here.) Even the use of the word “passion” to describe the suffering of Jesus provided some fuel for this particular fire, at least in antiquity, since the Greek word for “to suffer,” pascho, is phonically almost identical to Pascha, the name for Passover in the spoken Aramaic of ancient Jewish times.

Given the proximity of the festivals this year and in light of the above, I would like to write this week specifically about two events that have befallen the Christian world just recently and explain how they appear to someone reading the news through Jewish eyeglasses.

First, Sri Lanka. The numbers keep rising. First, “more than 100” dead, then “more than 200,” now, as I write on Wednesday, a minimal figure of 321—minimal in the sense that many of those hurt in the explosions—more than 500 in their own right—are not expected to survive and only haven’t succumbed to their wounds yet. It’s far away. It’s not a country Americans think of daily. No one on the radio, including the BBC World Service, seems to know whether the first word in the country’s name is pronounced “shree,” or “sree.” (In all fairness to the Brits, when they seized the place and unilaterally made it part of their empire, they called it Ceylon, which name everybody knew how to pronounce.) And yet…the sense of familiarity and shared humanity that incidents like this bring in their terrible wake seemed to overwhelm the rest of the details. Most Americans, I’m sure, couldn’t even say easily what language they speak in Sri Lanka or what the capital city is, let alone whether a majority of the citizens are Buddhist, Hindu, or something else entirely. Indeed, it felt at first like a terribly bad thing that had happened to other people. But then, just as the extent of the carnage was becoming known came the even more startling detail that the attacks on the three churches and four hotels were apparently planned as a kind of response to the assault on the two mosques in Christchurch, New Zealand, in the course of which fifty Muslim worshipers were murdered. And with that single detail everything changed.

The single ideational concept that justifies terrorism in the mind of the terrorist is the ultimate fungibility of human life. Since I’ve been dealing in SAT words these last few weeks, I’ll add another: fungibility is the principle according to which things are deemed solely to have ascribed, not intrinsic, value. Paper money is the easiest example to seize: if I lend you five dollars on Monday and you come back on Tuesday to return the five dollars to me, I can’t sue you in court because the five-dollar bill you returned to me is not the same five-dollar bill I lent to you. But this is not so because it would make no sense to borrow money you were not planning to spend. It’s true because money in our culture is deemed fully fungible and, as a result, the paper bills we use as currency are supposed to have as their sole value the sum they represent, the sum ascribed to them by law. As a result every single five-dollar bill is deemed the equivalent of every other one and you can’t complain if you deposit a fiver in the bank one day and then receive a different bill from the bank the next day when you show up to withdraw your money.

This principle also applies to the eggs you borrow from a neighbor or the cup of sugar, but ethical people would never apply it to human life. To justify terror, however, is to do exactly that and willingly to ignore the fact that none of those people in church on Easter morning in Sri Lanka was responsible for the massacre in New Zealand and thus to feel justified in opening fire because you consider Christians to be as fungible as five-dollar bills and the shooter in Christchurch was presumed at least in some sense to have been a Christian. And that underlying notion makes it a humanitarian issue, not a Sri Lankan one or even a Christian one. This perverse line of logic is not unknown to Americans and it is certainly not unknown to Israelis: when someone is irritated by some or another Israeli policy and chooses to express that pique by blowing up a discotheque despite the fact that none of the young people on the dance floor was responsible for the policy in question—that too is an example of treating human life fungibly.

As a result, attempting to wave away events like this weekend’s horror in Sri Lanka as nothing more than the violent crime of an insane person is to miss the point: if the government is right to consider credible the statement by the Islamic State’s Amaq News Agency tying the Sri Lankan bombings to the shooting in Christchurch, then the principled effort to eradicate terrorist groups and to banish their nation-state sponsors from the forum of nations is not only a practical response, but a deeply moral one. There are, of course, crazy people in the world who do crazy things. We Americans have had lots of examples of that in these last several decades! But terror is not craziness at all: by resting on the ideational foundation that considers all human life truly to be fungible and thus devoid of intrinsic value, terrorism comes to represent the ultimate devaluation of God’s greatest gift. As we approach the end of Passover and prepare to commemorate the destruction of Pharaoh’s armies in the sea, we should all take a moment to reflect on a deep, if unsettling, scriptural truth: violence undertaken to dominate or to oppress is wrong and fully sinful, but acting forcefully to combat evil is both ethically justifiable and, speaking morally, wholly right. Americans know this. Israelis certainly know it and so do New Zealanders. And now Sri Lankans have had the same lesson brutally brought to their own doorstep.

I brought a whole different set of emotions to my contemplation of the fire that destroyed such a significant part of the Notre Dame cathedral in Paris. It is, arguably, one of the most stunning pieces of Gothic architecture in the world and is surely one of the world’s truly great cathedrals. It took a hundred years to build. (Work was undertaken in 1160, but the project only drew to its conclusion a full century later in 1260.) There’s no reason for that specific detail to confound—work on St. John the Divine on Amsterdam Avenue began in 1892 and the project still isn’t anywhere near finished—yet it somehow feels challenging nevertheless to think of a project spanning that much time and involving that many people. And all of it happening so long ago, and in an age without power tools, bulldozers, or electricity! For Jewish onlookers, on the other hand, the cathedral shimmers in a slightly different light.

For the Jews of France, the twelfth century was a terrible time. When work on the cathedral was still in its third decade, King Philip II expelled the Jews of France from his territory, apparently without the slightest interest in knowing or caring where they went once they left. When work on the cathedral was about halfway done, a council convened by Pope Innocent III—called the Third Lateran Council because it met at Rome’s Lateran Palace—disqualified Jews across Europe from holding public office, required Jews (and Muslims too) to wear distinctive dress so that they could not be mistaken in the street for Christians, and banned Jews from almost every profitable profession except pawnbroking and the sale of old clothes. But it wasn’t solely their economic lives that were under attack, but their intellectual lives as well: on March 3, 1240, when Notre Dame was a mere twenty years away from completion, church officials burst into synagogues across France—March 3 was a Shabbat in 1240—and carted off entire Jewish libraries. Eventually the king of France, Louis IX—who is recognized as a saint both in the Roman Catholic and Anglican churches, and who is the St. Louis after whom the city in Missouri is named—insisted that the Talmud itself be put on trial. The ancient work was defended by a quartet of able rabbis, but the verdict was a foregone conclusion and then, on a day that lives on in infamy as one of the pre-Shoah world’s most outrageous acts of violent anti-Semitism, twenty-four cartloads of books—some 10,000 volumes, including irreplaceable works that would be considered of inestimable value today—all twenty-four cartloads of books were burnt in public on the Place de Grève, now called the Place de l’Hôtel de Ville, just across the river from…Notre Dame de Paris.

Notre Dame itself features one of the most hateful of all anti-Semitic symbols on its front façade, where are depicted Synagoga and Ecclesia (“Church”) as a pair of very different women, the one (Synagoga, of course) dressed in rags, a snake covering her eyes, a broken scepter in her hand, and the tablets of the law slipping from her grasp, and the other, Ecclesia, depicted as a proud, attractive woman standing fully erect while carrying a wine chalice in one hand and a staff with a cross at its top in the other. The insult couldn’t be more clearly put. Nor has it lost its punch over the centuries: even though the statues were destroyed during the Revolution, they were both were restored and replaced during the nineteenth century. They’re still there too, inviting any eagle-eyed visitor to learn the lesson they were set in place to teach: that Judaism is defunct, dead, and disgraced, whereas Christianity is triumphantly and gloriously dominant.

So when I look at Notre Dame and feel the same pang of regret all civilized people surely do when a world-class work of architecture is damaged, I also recall the world that gave birth to Notre Dame and its harshness, its cruelty, its violence and its deeply engrained prejudice against Jews and against Judaism. And I think of poor Synagoga as well, and wonder what she would have to say if she were somehow able to shove the serpent aside and open her stony eyes onto the world. Would the fact that she’s still on display all these centuries later surprise her? And what would she have to say to the thirteen million visitors who walk by her on their way into France’s most famous cathedral? Would the resurgence of anti-Semitism in France surprise her? Would the existence of an independent Israel? Would anything? Those are the questions that the fire at Notre Dame prompts me to ponder on these coming final days of Pesach.

#Notre Dame de Paris #Sri Lanka #Christchurch #Synagoga et Ecclesia

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bts-love-sweat-tears · 6 years ago

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Tickled Pink (Follower Celebration Fic #4)

Title: Tickled Pink

Pairing: Namjoon x reader

Type: Fluff, ultra-domestic! Joon

Rating:G, except for gratuitous language. I think you can say the f-bomb once in a PG-13 movie, so this would probably be R if it were a movie. Sorry not sorry! :P

Word Count: 1,505

A/N: Namjoon fluff as requested by a lovely anon! Spot who’s whipped for Namjoon’s fashion choices. Yes, yes, c’est moi. I’m so sorry for the delay! I moved home and started school back up and it’s leaving me a little tired and uninspired. But please enjoy the fourth of five for my 200 follower milestone. If I don’t get the Tae fluff out quick, I might have to roll right into my next milestone lol. You guys have been so good to me, honestly. I know I’m terrible at chatting (infp problems), but I’m truly grateful for each and every one of you and the comments you leave <3

Well fuck. You’d been trying to help Namjoon out before he went on tour, doing his laundry while he was at the studio trying to wrap a few last-minute things up. He hadn’t asked you, but you had planned on surprising him by taking at least one thing off of his admittedly very long to-do list. What you hadn’t been planning on was one of your errant red socks making its way into the load as well, and now all you had to show for your well-intentioned efforts was a load of clothes tinged faintly pink. And not just any pink clothes: all his favorites that he’d been planning to take on tour with him. VISVIM, WTAPS, MASTERMIND, YAMAMOTO. The further you dug through the load, the more the dollar signs were adding up in your head. Fuck fuck fuck fuck fuck. You knew he wouldn’t care about the money, but you cared about it, as a matter of principle. Not to mention his sentimental attachment to the brands that comprised his carefully curated wardrobe.

Your boyfriend was basically the god of disaster, so maybe you should have been expecting something to this effect, but you hadn’t realized that such a dubious distinction apparently applied to you through association. You sorted through the items again, trying to determine the extent of the damage. Bleach might work, you mused, but of course there was none in the apartment the two of you shared. Much to your mutual chagrin, it often sat empty, with Joon’s high profile career leading one of the world’s most popular idol groups, and your own consulting work. The two of you treasured the time you spent in the apartment together, away from the eyes of the world and the pressures of work, but what that meant now was that you didn’t have normal things that most people likely had at their disposal. You decided that you would take it to the dry cleaners and let them work whatever black magic (and strong chemicals) they had at their disposal. What you should have done originally, had you actually thought it through.

Before you were able to put your emergency plan into action, you heard the signature beep of your digital lock, and the door swing open and hit the wall, Joon’s cursing muffled as he kicked off his shoes in the entryway. Panicked, you scrambled around the laundry room, burying the recently dyed load under some sheets you’d been meaning to get to.You would just have to take them to the cleaner and ship them to him later.You tripped/skipped out of the laundry room, swooping in for a hug. You stayed there longer than strictly necessary, breathing in the comfort that Namjoon always provided. Even though you both of you had been through it (what felt like) a million times before, you always missed him like crazy when he went on tour. It never got easier. Thinking about the tour reminded you of your misadventure in the laundry room, and you felt a guilty blush paint your cheeks.

Fortunately, Joon didn’t seem to notice. He released you and began to putter around the apartment, throwing things haphazardly into the duffle he was responsible for. You had no idea how he even knew what was in the duffle bag later, or how he found the power-cord that you knew would inevitably fall to the very bottom of his bag. You used the stackable travel cubes, clips, ziplock bags, and anything else that might make the journey as painless as possible. After two near misses with his passport, you had bought him a passport holder he could wear under his clothes, but unsurprisingly, he had lost that almost immediately as well. Opposites attract, or so they say. He was lucky that BigHit staff handled most of the mandatory stuff or might be missing a shirt when he went on stage. But tonight it worked in your favor, since he probably wouldn’t even realize that he had packed different shirts than he had originally intended. Regardless, every minute he putzed around, you expected a confused, “Babe, have you seen the shirts I set aside earlier?”

You tried to stay up as long as possible, not trusting your luck thus far. But your eyelids soon dropped closed, soothing voice of whatever TV personality lulling you into a dreamless sleep on the couch. Joon usually stayed awake the night before a long-haul flight, with the intention of adapting to whatever new time zone he would be in (and to make the godawful travel time seem a little shorter). If you couldn’t be sleeping next to him, the couch was your next favorite spot, the back and arms of the chair caging you in comfortingly.

Some time later, you felt a gentle kiss press into your forehead, and a warm presence moved a blanket onto you. You stirred slightly, struggling to move after whatever REM cycle you’d just interrupted.

“Shit, babe, I didn’t mean to wake you,” Joon looked repentant, voice with that late-night raspy edge that you loved.

“What time is it?” You murmured, voice almost as scratchy as his.

“Four,” he replied softly. “I have another hour or so before I need to leave. Since you’re awake now, should we take this to the bedroom?” He wiggled his eyebrows suggestively but from the lightness in his tone, you knew he had something else in mind.

You grinned back. “Joonie, you know I can never say no to cuddles.” The two of you relocated to the master bedroom a few doors away, and you spent your last night for three-ish months wrapped in each other’s arms. Perfection.

You had been together for a long time, but you would never get tired of his cuddles. Though sometimes you felt like his long limbs were everywhere when you were trying to sleep, always snaking their way to “your” side of the bed, they were perfect when you wanted to be tangled up in him. He idly rubbed small circles in your back. Normally, you weren’t touchy, and your friends used to ask you what you would do when you met someone and didn’t want to touch. But what they didn’t understand was that you didn’t want casual touches from people you didn’t know well. Joon and you were like halves of the same whole; puzzle pieces with different edges but fundamentally the same when it came to the big picture. You exhaled and moved even closer, knowing that it would be months before you felt this way again.

What felt like moments later, he gently slid you to the side, shuffling around to find his slippers. It was still dark outside, and while Namjoon had turned on a few dim lights, the shadows felt foreboding. Or maybe it was just because you knew a long separation was coming. You dozed lightly while he got dressed, dreaming that you could prolong the inevitable.

Joon laid a gentle hand on your shoulder, alerting you to the fact that it was time. You used to want to go to the airport to see him off, but with the pushing and shoving of the fans (and the fact that they two of you had to be relatively covert), it no longer seemed worth it. He brought you in, tighter than usual, and he seemed just as unwilling to let go. You arched your neck up, peppering kisses along as much of his face as you could reach. He smiled, dimples out full force, and though it killed you now, you knew you would make it through this, as you had before. Thank God for FaceTime.

A car horn honked outside, signaling that he really had to leave. With a final kiss, he grabbed his bag and shoes, and was out the door. A mix of dejected and exhausted, you plopped back into bed, hoping to get a few more hours of sleep before your own workday started. You weren’t fully awake, so you hoped it wouldn’t prove too difficult.

Hours later, during your lunch break, after a productive morning trying to take your mind off a certain lanky boy’s absence, you found yourself perusing Naver for any interesting headlines, and that’s when you saw it. The airport photos had been posted, and Namjoon had opted to wear a (new) pink shirt with a unique dye job. Media outlets were speculating whether it had been custom-made for him. You snorted. It was custom, alright. He had paired it with a pink beanie, his whistle, and some pink Converse. You snorted-this was not what you had in mind when you had hidden it at the bottom of the laundry bin. But he looked damn good, and you smiled as you opened your text messages, seeing that you had an unread notification.

Hey baby, what did you think of my outfit today? ;)

Your cheeks were as warm as the hue he had been photographed in.

#follower milestone fic #bts scenarios #bts x reader #namjoon fluff #namjoon x reader #namjoon x you

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thegayboybible · 6 years ago

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Hello sir. I met this really gorgeous dom on recon recently. We had talked on there a few months ago but I didn’t remember him, he remembered me. He is really hot so I’m surprised that he showed interest in me at all. Especially since he keeps telling me that I’m not his usual type (he prefers smooth boys and I’m about as hairy as they come).....

This question went past the character limit here is the restof the question: “Anyways, before we meet up he wants me to fuck two of his domfriends so they can tell him how I’m like. It’s not something I’d usually dobut I told him I would to get to him. I want something of a relationship and heseems to be entertaining the idea but I don’t know how serious he’s being. Ishe worth my time or am I being dumb?”

Hello submissive! Thanks for writing me. First up, can Ijust say that neither you, nor anyone else who asks me a question is dumb. Ihave on occasion been so caught up in an issue I needed an outside perspectiveto help me cut through irrelevant details and highlight what I need to see. AllI provide in my advice is that very service!

Question: Is he worth my time or am I being dumb?

Answer: He’s almost certainly a waste of your time. On theone hand there’s actually sort of a weirdly appealing possibility here: “Youcan fuck two of my dom friends!” If this were some other situation I’d almostencourage you to go for it as the possibility to either get two on one’d or twoas an audition for a third dom is kind of attractive from a pure valueproposition. In the end I wouldn’t do it if I were you. I have a feeling thosetwo doms could actually cause serious physical or mental harm on you if youconsent to this and you SHOULD NOT CONSENT TO THIS.

Commentary: You know it’s funny, I got some spam just beforeyour messages came through. “I have 200 million dollars to transfer you butonly once I have your bank account number!” Naturally this person wants thatnumber to in fact make a withdrawal of every penny I have. They’re proposing togive me something of great value if I make a seemingly innocent show of faithon my part. And that strikes me as the same principle in play here. He islikely baiting you with himself, and switching in his “dom friends” with nointention of fucking you under any condition. He may simply have friends whowant to fuck you and if that’s the case? This shows VERY bad judgement on theirpart.

I know this guy is gorgeous but… what else do you know ofhim? Have you seen him perform BDSM at a club? Have you heard good things abouthim from other subs or doms? Does he have a ton of friends on his Recon friendlist who all say he is an experience not to be missed? I’m probably bettingthere’s a lot of no’s to that question. If you’re curious feel free to askaround or message men he’s listed as being friends with on recon and see foryourself what they say about him. They themselves might also make you hesitateand show his true colors by proxy.

If I could talk to this guy I would roast him for sayingsuch things. It is completely inappropriate to have others fuck you to give youa good review. You are NOT a sex toy! What has HE done to show he’s worthserving? Has he made you feel good about yourself? Has he been charming andtried hard to earn YOUR affection? You haven’t mentioned any of that at all.And that’s my point. Power exchange is an exchange, both sides have to make anequal effort or (like paddling a canoe) you go nowhere. His behavior shows histrue intentions.

Here’s what I think would happen if you actually took him upon his offer. I think that you’d meet these two dominants. Even if they don’thurt you and you even enjoy it. The next thing he’s going to ask is anothergive on your part to show you’re worthy or to prove you’re interested. He willmost likely string you along until either you realize it isn’t going anywhereand leave or you commit to it so hard that he gets bored and leave. And I thinkthis because of his behavior not because of who you are.

Not all beautiful men are bad people or bad doms. But bevery wary of what they ask of you. Innocent requests could turn out to make youthe butt of a dark joke if you’re not careful. I strongly suspect this is onesuch person. I am also, sincerely sorry to be the bearer of such dire warnings.I wish I could’ve told you that you were being silly and an awesome night wasaround the corner. I’d block him.

Not sure if you’re being played? What’s the safest course of action? Ask me anything!

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leahlikesbread · 3 years ago

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cellularslot472-blog · 4 years ago

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Live Roulette Free Bonus No Deposit

Over and above no deposit required bonuses, online casinos also welcome new customers with free spins bonuses. This type of casino bonus can be offered as a no deposit option, or “no deposit free spins”, or as part of a welcome bonus. When you claim a free spins offer, you will find that they are typically tied to a specified game. Free casino bonuses for every day. 18+ © Copyright 2020 No Deposit Bonus Codes. There are several bonuses that you can collect using our code JOHNNYBET. When you'll do it, you become elgible for the 100% casino bonus up to $300 plus a no deposit bonus of $10. 300 no deposit bonus codes 2020 No deposit Bonus. 300 no deposit bonus codes 2020 Free Spins Popular 300 no deposit bonus codes 25 tags. 300 no deposit bonus codes poker.

Types of Roulette Casino Bonuses

Deposit

The deposit bonus is the most common promotion you’ll find on any casino, and that’s because it can only be claimed by anyone who just signed up at the site. Some casinos offer between 100 percent and 200 percent first deposit match for live roulette bonus. You may need to claim the offer by accepting it in a popup window or entering a promotional code. Though you’ll receive the bonus immediately, it may not reflect in your account until you’ve met some requirements. For instance, you may need to spend a percentage of your money or place your first bet before it clears. The gambling sites do this to prevent people from making deposits, claiming the offer, and withdrawing it immediately.

Reload

The reload bonus is an incredible offer for existing players. It’s designed to increase customer loyalty, encouraging them to deposit more money rather than move to another site that may offer an enticing deposit offer. Just like a deposit offer, a reload offer has some requirements you must meet before you can claim it.

Live Casino

This offer is specifically available to live roulette players and allows them to play roulette with the funds. Players can also play the game to achieve the playthrough requirements, having a significant game weighting percentage to enable you to achieve that. Note that this offer only pertains to live roulette and not just any online casino game.

How Does Roulette Bonus Work?

The fundamental principle of these bonuses is that you must have played long enough with the bonus before withdrawing it. Otherwise, anyone can visit the site, get the offer, and cash out their money with good interest, without playing.

Wagering requirements (WR), also known as rollover requirements, are conditions that demand you to play for long with a bonus. Wagering requirements are expressed in terms of the number of times you must rollover the bonus before being allowed to withdraw.

For instance, to roll over a 50x bonus, your bets’ total must be more than 50x the original bonus value. So, at 50x wagering requirements for a 100 dollar bonus, you must play 5000 spins at 1 dollar each.

It’s essential to note that some sites might state wagering requirements for bonus values, while others might state it for the bonus value and its corresponding deposit. So, a 50x wagering requirement for a 100 percent bonus + deposit will be equal to a 100x wagering requirement just for the bonus value.

How to Claim Roulette Casino Bonuses

Whichever betting site you decide you use, you only need to complete these three steps to claim a welcome offer:

Make your first deposit

Play with the bonus

Claiming the bonus is only the start of the journey—there are some wagering requirements that you must meet before you can cash out on your winnings. The casinos do this to ensure players use the bonuses as intended (to test games) and prevent abuse.

How to Find the Best Roulette Casino Bonus

Since roulette is a popular game, you can easily find several online casinos that have something for lovers of the game. Many of them offer special promotions and bonuses as well. When looking for this offer, there are a few things you need to look out for to ensure safe playing. Offering seemingly attractive bonuses shouldn’t be a criterion for selecting an online casino with roulette bonuses. Instead, here are some things to consider:

Where is the casino licensed?

Quality of their games and providers

What is the fair gaming reputation (responsible gaming strategies, overall transparency, published RTP, and certificates)?

Customer support, withdrawal speeds, and policies

Casinos that are highly rated in these areas are safe. The mobile play, navigation, design, and the availability of promotions and bonuses, are secondary criteria.

Several casinos offer roulette bonuses for real money, including Betfair and 888 Casino.

Whichever online casino you choose, ensure to review it properly and always go through the terms and conditions, including the offer conditions.

Casinos With Best Bonus Codes

After enjoying the sign-up offer, you can take advantage of the other available promotions on your preferred casino site. There are several sites you can select from, especially if you decide to choose the best casino roulette bonus codes. Here are the most generous casinos in this regard:

888

888 is well-known for offering several bonuses for regular players. There are two roulette offers that you need to pay attention to. Firstly, one of the site’s Daily Deals promotions offers a 30 percent Free play bonus worth up to $150 to every player that deposits with the “TableTues” bonus code on Tuesday. Then, there’s the interesting live roulette bonus that offers you the opportunity to win $8 whenever the ball lands on 8 while playing in the 888 Private Room between 8 pm and 9 pm.

Betfair

Betfair offers a sign up bonus that can be used to play roulette, with mostly 50 percent playthrough contribution. Although 50 percent seems to be relatively high when compared to other sites’ typical terms, it’s still nowhere near the ideal 100 percent. That’s where the welcome offer for live casinos saves the day. It’s meant for live dealer gaming lovers, and new players get a 100 percent deposit match worth up to $100, which can be played on roulette.

To withdraw the bonus, you must meet the 50 times playthrough requirement, which is slightly higher than the alternative welcome offer. Nonetheless, it’s recommended for roulette players since live casinos are easy to come by, and any bonus play opportunity that allows this game is an advantage.

Roulette Bonuses for Playing on Mobile

Claiming roulette offers on mobile is as easy as it is on the desktop version of your favorite casino. After reading the offer terms and conditions, register directly from your mobile device browser or in the casino’s mobile application. Then, make a deposit to claim the roulette sign-up offer using a mobile payment method like PayPal.

If you are looking for a detailed guide on roulette bonuses, where you can find them, what kinds there are, etc. you have come to the right place. Roulette is a table game which is just as popular in brick-and-mortar casinos as it is in online ones. And when you have to choose one operator or the other, having a wide selection of bonuses can be the breaking point that helps you decide.

What is a roulette bonus?

A roulette bonus is any kind of bonus you can use to play a game of roulette online. The majority of these bonuses requires a deposit of some kind, and the bonus amount and terms and conditions of use vary from one operator to another. You should also know that there are different kinds of bonuses that you can find more about in our guide. When you familiarise yourself with what kinds of bonuses you can come across, you can figure out which ones would be best for you.

What kinds of bonuses can you find?

We have listed below some typical bonuses for roulette you can find, including a welcome bonus, roulette bonus no deposit, reload bonus, etc.

Welcome bonus

A welcome bonus is a bonus reserved for new customers who are signing up at an online operator’s website. Almost all online casinos offer these bonuses to attract new customers. It is also known as a deposit bonus, which means that you need to make a deposit to receive the bonus amount. Brands typically give a 100% or 200% match of your first deposit as a bonus amount that you can use, but you need to meet all the wagering requirements to be eligible for it. This is why you should always read the brand’s terms and conditions to ensure you are informed about these requirements.

No deposit bonus

Some brands offer a roulette bonus no deposit and as the name suggests, you are not required to make a deposit for this bonus type. This type of bonus especially comes in handy when you want to try out a new roulette game without risking any money, for example. Of course, you can make a deposit later, after you have used your roulette bonus no deposit. As always, make sure to read the T&Cs first to find out more about all the offer details.

Reload bonus

This kind of bonus is reserved for existing customers to maintain customer loyalty. By offering this bonus, the operators want to encourage and reward loyal customers for playing at their websites. The bonus amount is typically lower than 100%, meaning that, for example, a Friday reload bonus offer can give you 30% on all deposits you make during that day.

Live roulette bonus

Some operators have bonuses reserved exclusively for live casino. There are usually two forms of these live bonuses – either a bonus fund or a free bet, or live casino tournaments. It goes without saying that you have to meet all the wagering requirements to become eligible for the bonus. For example, a wagering requirement of 20 times a £10 deposit means that you need to place roulette bets to the value of £200 to be able to make a withdrawal.

Fixed bonus

This type of bonus is very useful when you want to make smaller deposits. All players are given the same bonus, regardless of the deposit amounts they place. For example, you can be asked to deposit £50 and the brand will provide a bonus amount of £25.

Percentage bonus

With a percentage bonus, you can make your deposit and then get a percentage added to the bonus as additional funds. This means that if your deposit is £50 with a 50% bonus, the operator will add additional £25 to your account to play with.

Where can you find a roulette bonus?

Roulette is one of the most popular games, which means that there are quite a few casinos wanting to cater to both their new and existing customers.

However, not all operators are licensed and trustworthy so you need to pay special attention when choosing a brand. You need to check where their license comes from, whether they are promoters of fair gaming, if they offer quality customer support, and what their deposit and withdrawal policies are.

Only reputable casinos have high scores in all these areas. It’s also very important to read the terms and conditions, especially those related to the bonus you want to redeem.

Roulette Bonus FAQ

Here are a few of the most common questions people have when these bonuses are concerned:

Live Roulette Free Bonus No Deposit Account

How do I get a bonus for roulette?

Live Roulette Free Bonus No Deposit Fee

You can get your bonus for roulette in a number of ways. Sometimes they are given out as a welcome offer for new customers, and sometimes you are required to make a deposit upon entering your bonus code and meet additional wagering requirements to redeem them.

Who is eligible to claim a bonus?

Both new and existing customers are eligible for these bonuses and can participate in these promotions. There are also some bonuses which are available only to eligible players who meet certain wagering requirements so you should always read the operator’s T&C to see whether you qualify.

What is a roulette bonus no deposit?

Live Roulette Free Bonus No Deposit Bonus

Some operators give these bonuses to players without conditioning them to make a deposit. The potential bonus amounts are typically significantly lower than those for deposit bonuses and vary from one operator to the next. This is why this type of bonus comes in handy when you want to give new operators and new games a try.

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