#UMANG App

[shikhachopra]

The Employees Provident Fund (EPF) is a savings system introduced by the Employees Provident Fund Organisation (EPFO) and looked after by the Government of India. Corporations or business organizations that employ paid workers open an EPFO account for them. Following the establishment of the account, both the employee and the employer contribute an equal amount to savings that may be used when the employee retires or moves jobs. The current EPF contribution interest rate is 8.15 percent.

[viralbake]

Remember those days when EPFO members had to wait for the employer to share the PF account statement to check their contributions, interest, and closing balance? Yes or no doesn’t matter, those days are long gone now with the digital services that The Employees’ Provident Fund Organisation (EPFO) offers. Now getting PF details is as … The post How To Check Your PF Balance With Five Different Methods? appeared first on Viral Bake.

[infinity-compliance]

How to update UAN and EPF KYC details Online

UAN stands for Universal Account Number is a 12-digit number given to each EPFO member. This number, which acts as a pivot, connects many Member Identification Numbers (Member Ids) assigned to a single member. Here are few important FAQs on UAN KYC, release by EPFO.1. What is KYC? Know Your Customer or KYC is a one-time process which helps in identity verification of subscribers by linking UAN with KYC details. The Employees / Employers need to provide KYC details viz., Aadhaar, PAN, Bank etc., for unique identification of the employees enabling seamless online services.2. How can I seed my KYC details with UAN? o Login to your EPF account at the unified member portal o Click on the “KYC” option in the “Manage” section o You can select the details (PAN, Bank Account, Aadhar etc) which you want to link with UAN o Fill in the requisite fields o Now click on the “Save” option o Your request will be displayed in “KYC Pending for Approval” o Once employer approves the details the message will be changed to “Digitally approved by the employer” o Once UIDAI confirms your details, “Verified by UIDAI” is displayed against your Aadhaar. 3. What to do if my employer is not approving KYC? In case your employer is not approving KYC details, you can directly approach administration or HR department with request. If it is taking more time you can escalate it to higher authority in the organization. If no one is responding to your request you can approach EPF Grievance via http://epfigms.gov.in. 4. How do I know that KYC updated by me is approved by the employer? The status will be shown against updated KYC document on the same page. The system will also trigger SMS on your register mobile number.5. How can I seed my Bank account details? o Login to your EPF account at the unified member portal o Enter your bank account number and IFSC code. o The details have to be approved by your employer. o Once approved the bank account gets seeded.6. What can I do if my UAN is not seeded with Aadhaar? Member can himself seed UAN with Aadhaar by visiting member portal. Thereafter the employer must approve the same to complete the linkage. Alternatively, member can ask his employer to link Aadhaar with UAN. The member can use “e-KYC Portal” under Online Service available on home page of EPFO website or e-KYC service under EPFO in UMANG APP to link his/her UAN with Aadhaar without employer’s intervention.7. Can I change my already seeded Bank account number? Yes. The bank account number can be updated any number of times by following the steps mentioned above. However, the bank account details cannot be changed during pendency of any claim with EPFO. 8. What precautions should I take while seeding Bank account number? You should seed active bank account to which you are either an individual or joint holder with your spouse. Also ensure that the bank account does not have a deposit cap greater than your withdrawal benefit. 9. I have changed my job. Should I activate my UAN again? UAN has to be activated only once. You do not have to re-activate it every time you switch jobs. 10. Do I have to pay any fee for UAN registration? No, UAN registration is free of cost and you do not have to pay any fee to activate it. Source link Read the full article

[dailyreportonline]

DigiLocker for Android Rolls Out UMANG App Integration With More Services on Offer | Daily Reports Online

DigiLocker — the digitised wallet platform operated by the Ministry of Electronics and Information Technology (MeitY) — is getting additional functionalities with the integration of the UMANG app. MeitY says it will enable users to access and manage multiple government services, such as accessing personal and official documents, on a single platform, enhancing user convenience. While it is…

[khushikharbanda]

Easy Ways to Retrieve Your UAN Number Without Employer Help

You can easily retrieve your UAN (Universal Account Number) without employer assistance by visiting the EPFO portal. Use the “Know Your UAN” option, enter your registered mobile number, and provide your EPF details or Aadhaar/PAN information. After verification, your UAN will be sent to your mobile. Alternatively, check your payslip or use the UMANG app for retrieval. Read More:

[aman1236]

Tiranga Apps: Celebrating India's Digital Innovation

India's digital landscape has witnessed remarkable growth in recent years, with numerous apps designed to cater to the diverse needs of its population. Among these, Tiranga apps" stand out as a symbol of national pride and digital advancement. These apps, inspired by the colors of the Indian flag, embody the spirit of innovation, unity, and service to the nation. This blog post explores the significance of Tiranga apps," their impact on various sectors, and how they contribute to India's journey towards becoming a digitally empowered society.

The Concept of Tiranga Apps

Tiranga apps" refer to a unique category of mobile applications developed with a patriotic spirit, often with features or themes that resonate with the values and aspirations of India. The name "Tiranga" is derived from the three colors of the Indian flag—saffron, white, and green—each symbolizing strength and courage, peace and truth, and growth and fertility, respectively. These apps are not just about their names or themes but also about their purpose, aiming to serve the nation in various capacities, from enhancing governance to promoting cultural heritage.

The Rise of Tiranga Apps in Governance

One of the most significant contributions of Tiranga apps" is in the realm of governance. The Indian government has launched several apps under this category to improve transparency, efficiency, and accessibility in public services. For instance, the "Aarogya Setu" app, launched during the COVID-19 pandemic, played a crucial role in contact tracing and providing health-related information to millions of citizens. Similarly, the "Umang" app serves as a one-stop solution for accessing a wide range of government services, from paying utility bills to filing taxes.

These apps represent the government's commitment to leveraging technology for the betterment of society. They enable citizens to engage with the government more effectively, fostering a sense of inclusion and participation in the nation's development. The use of Tiranga apps" in governance has also contributed to reducing red tape, ensuring that public services are delivered more efficiently and transparently.

Promoting Indian Culture and Heritage

Tiranga apps" are also making a significant impact in preserving and promoting India's rich cultural heritage. Apps like "Bharat Ke Veer" allow citizens to contribute financially to the families of martyred soldiers, instilling a sense of national pride and responsibility. Another example is the "Sanskriti" app, which provides access to India's vast repository of cultural and historical information, including details about ancient monuments, traditional art forms, and folklore.

These apps play a crucial role in educating the younger generation about India's cultural diversity and heritage. By making this information easily accessible, Tiranga apps" help bridge the gap between tradition and modernity, ensuring that India's cultural legacy is preserved and celebrated in the digital age.

Enhancing Education and Skill Development

Education and skill development are critical areas where Tiranga apps" have made substantial contributions. The "Diksha" app, for instance, is a national digital infrastructure for teachers and students, offering a wide range of educational resources, including textbooks, lesson plans, and interactive content. This app has been instrumental in ensuring continuity in education, especially during the pandemic when traditional classrooms were not accessible.

Another noteworthy app is "Skill India," which focuses on skill development for India's youth. It provides access to various vocational training programs, helping individuals acquire new skills and improve their employability. By facilitating access to quality education and skill development opportunities, Tiranga apps" are playing a pivotal role in shaping India's future workforce.

Supporting the Economy and Financial Inclusion

The role of Tiranga apps" in supporting India's economy and promoting financial inclusion cannot be overlooked. Apps like "BHIM" (Bharat Interface for Money) have revolutionized digital payments in India, making financial transactions more accessible, especially for those in rural and remote areas. The app's simplicity and ease of use have made it a popular choice for millions of users, contributing to the country's push towards a cashless economy.

Similarly, the "GST Suvidha" app simplifies the process of filing Goods and Services Tax (GST) returns for businesses, reducing compliance burdens and enhancing transparency in the taxation system. These Tiranga apps" reflect the government's efforts to harness technology for economic empowerment, ensuring that the benefits of digitalization reach all sections of society.

Conclusion

Tiranga apps" symbolize more than just technological advancements; they represent India's journey towards a brighter, more inclusive future. By addressing various societal needs, from governance and education to cultural preservation and economic empowerment, these apps embody the spirit of a nation that is both proud of its heritage and eager to embrace innovation.

As India continues to grow as a digital powerhouse, the role of Tiranga apps" will only become more significant. These apps not only serve the practical needs of the population but also inspire a sense of unity and national pride.

If you have used any Tiranga apps," or have thoughts on how they contribute to India's digital landscape, we would love to hear from you! Please leave a comment below and share your experiences.

[6nikhilum6]

Simplifying Your PF Withdrawals: A Step-by-Step Guide Using the UMANG App

Step 1: Complete Your e-Nomination Before you can initiate a withdrawal, ensure your e-nomination is completed. This can be done via the EPFO member portal or directly through the UMANG app. Step 2: Download the UMANG App Start by downloading the UMANG app from the Play Store. The app is available for Android users and is free to download. Step 3: Log in to the App Open the UMANG app and log in…

[personal-finance123]

BUILDING CREDIT: HOW TO USE YOUR CREDIT CARD WISELY

If you hold a credit card, you must understand how empowering it is to have a financial backup for all your monthly expenses. While a credit card serves as a funding source, it also helps you build your credit score or rebuild an already degraded one. Using your credit card for building your CIBIL score requires a strategic approach and consistency in your spending and repayment habits. Let us explore how to use a credit card wisely for a better credit building and progressing smoothly towards the financial goals.

Know your credit score

Begin by knowing your CIBIL score to get an idea of where you stand financially. A credit score is a 3-digit number between 300 to 900 that represents your creditworthiness. The higher the number the better is your creditworthiness. Having a healthy credit score lets you access numerous financial products such as personal loans, home loans, car loans and more with better deals.

There are several ways to access your CIBIL score which includes the official portal, Umang app, or third-party service providers. Once you get your score, you can adopt the proven ways mentioned below for enhancing your scores.

Tips for using a credit card to build your credit score

Timely payments: Ensure prior settlement of your credit card bills by the due date. Timely payments not only save you from late fees but also foster a positive credit history which, in turn, helps you build a robust score.

Mindful credit utilisation: The credit utilisation ratio is the percentage of your credit limit utilised and it plays a pivotal role in setting your credit score. Focus on maintain a ratio below 30% of your card limit to demonstrate responsible credit management and avoid potential credit pitfalls.

Avoid maxing out: Despite a defined credit limit, resist the temptation to max out your card. Conservative card usage not only prevents potential debt traps but also shows your financial responsibility to card issuers.

Regularly monitor your credit report: Monitoring your credit report on a regular basis enables you to detect and rectify any discrepancies. This approach ensures that your credit history remains accurate when generating your CIBIL score.

Choosing the right credit card

While it is important to follow the above tips, it is equally important that you hold the right credit card based on your financial needs. Consider the following factors while choosing a credit card.

Interest rates: Check and compare the annual percentage rate (APR) associated with credit cards. A lower APR translates to lower borrowing costs, making it a favourable choice for you.

Rewards and benefits: Explore credit cards offering rewards, cashback, or travel benefits. Align these perks with your lifestyle to maximise the utility of your card. Consider whether the rewards structure complements your spending patterns and preferences.

Fees and charges: Thoroughly examine the fee structure associated with a credit card. Consider annual fees, late payment fees, and foreign transaction fees. So opt for a card with transparent and reasonable fee structures.

Credit limit: Know the credit limit being offered to you through the card. Ensure it aligns with your spending patterns and financial capacity. Avoid cards with limits that encourage excessive spending or fall short of your requirements.

Credit card eligibility criteria: Familiarise yourself with the credit card eligibility criteria. Different cards cater to diverse demographics and financial profiles. Choose a card aligned with your credit history and financial standing to increase your chances of approval.

Focus on your spending habits and financial goals

Your credit card should be strategical managed in such a way that it suits your spending habits and financial aspirations. Categorise your expenditures and set suitable limits to prevent overindulgence. Define clear financial goals and leverage your credit card as a tool to achieve them. Whether it’s accumulating reward points for future benefits or using your card to build an emergency fund, let it align seamlessly with your financial objectives.

A credit card is not just a financial instrument; it’s a means to financial empowerment when handled wisely. Follow the principles outlined above, and you will forge a path towards a resilient credit profile and a prosperous financial future.

[kollegeapplybacklinks]

CBSE Class 12th Result 2024 Out

The results of the class 12 board exams for 2024 were released today by the Central Board of Secondary Education (CBSE). The official websites, cbse.gov.in, cbseresults.nic.in, results.digilocker.gov.in, and umang.gov.in, are where students can view and download their CBSE Class 12th result.

To check their scores, students will need to use their roll numbers listed on their admit cards. The results can be accessed via the SMS feature, the Digilocker app, the Pariksha Sangam webpage, and the UMANG app. Below is one of the easy way through which the students can check their result:

Read more : https://kollegeapply.com/news/39878/cbse-class-12th-result-2024-out/

[sksworldschool]

SKS World School Shines Again: CBSE Class 10th Result 2024 Highlights

The much-awaited CBSE Class 10th Result for 2024 is finally out. It’s a moment of pride and celebration for SKS World School – the top ranking school in Sector 137 Noida. Maintaining its legacy of academic excellence, SKS World School has once again secured a remarkable position in the rankings, affirming its status as a top-ranking school in the region.

One of the notable aspects of the CBSE Class 10th Result 2024 is the accessibility of scores through various digital platforms. Students can conveniently access their results on the DigiLocker website (digilocker.gov.in) and the UMANG app, streamlining the process and providing easy access to their academic performance.

[amn-group]

Quickly Withdraw PF Money: Discover the seamless process of withdrawing your PF money through the Umang app

[investmentintel]

Employees' Provident Fund Organisation (EPFO)

The EPFO is a statutory body under the Ministry of Labour and Employment, Government of India. It's one of the world's largest social security organizations, managing retirement savings for millions of Indian workers. Here's a breakdown of key points you can include in your article:

Function: Established in 1951, the EPFO administers the Employees' Provident Funds and Miscellaneous Provisions Act, 1952. This act mandates a retirement savings scheme for most salaried employees in India.

Coverage: Every organization with 20 or more employees must register with the EPFO. There are also provisions for covering establishments with less than 20 employees under certain circumstances.

Scheme: The EPF scheme requires both employers and employees to contribute 12% of the employee's basic salary (including dearness allowance) towards the employee's EPF account. This creates a retirement corpus for the employee.

Benefits: The EPF scheme offers several benefits including:

Pension: A portion of the contributions goes towards the Employee Pension Scheme (EPS), which provides a pension after retirement.

Life Insurance: There's an automatic life insurance benefit for EPF members.

Lump-sum payment: Upon retirement, members can withdraw the accumulated corpus from their EPF account.

UAN (Universal Account Number): The EPFO introduced the UAN to simplify account management. It's a unique number assigned to each employee which remains constant throughout their employment, even if they change jobs.

Online Services: The EPFO offers a unified portal and a mobile app (UMANG) for employees to access various services like checking their PF balance, raising claims, and seeding their UAN with Aadhaar.

Additional points to consider:

Briefly mention the grievance redressal mechanism available through the EPFO website.

You can touch upon recent developments or initiatives by the EPFO.

For more in-depth information, you can refer to the official EPFO website: EPFO website: https://www.epfindia.gov.in/.

[purpleloveenthusiast]

How to check your National Pension Scheme balance without using the Umang app ,Personal Finance News, Business News | Zee Business

The National Pension Scheme (NPS) is one of the premier ways for citizens in India to start building their retirement nest. First launched by the Pension Fund Regulatory and Development Authority in 2004, the NPS allows individuals between the ages of 18 to 60 to make annual contributions towards their retirement savings. The accumulated savings along with their generated interest and returns can…

[all-about-news24x7]

CS launches IT initiatives for integration of services with Digilocker, Umang App - Jammu Kashmir Latest News | Tourism

[] Chief Secretary, Dr Arun Kumar Mehta with other officers launching integration of different services at Srinagar on Saturday. Excelsior Correspondent SRINAGAR, May 20: Chief Secretary, Dr Arun Kumar Mehta launched the integration of different services offered by Government Departments with online platform Umang and Digilocker.Those who were present at this launch event includes Commissioner…