#TermLifeInsuranceNoMedicalExam
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Find out if no medical exam life insurance is the right fit for you. This article identifies the groups of people who can benefit most from these policies, including seniors, individuals with pre-existing health conditions, busy professionals, and those in need of immediate coverage. We explain the unique advantages for each group and provide case studies to illustrate how no medical exam life insurance can meet diverse needs. By understanding who this insurance is best suited for, you can make a well-informed decision about your coverage options.
#nomedicalexamlifeinsurance#besttermlifeinsurance#lifeinsuranceforseniors#affordablelifeinsurance#lifeinsurancewithoutmedicalexam#termlifeinsurancenomedicalexam
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Finding the Best Term Life Insurance: A Comprehensive Guide by PolicyWand
Term life insurance plays a crucial role in providing financial protection for your loved ones in the event of your untimely passing. However, navigating the search for the best term life insurance policy can feel overwhelming. This comprehensive guide, brought to you by PolicyWand, aims to assist you in finding the ideal coverage that meets your unique needs and offers peace of mind.
Assess Your Needs
PolicyWand’s custom calculator considers your outstanding debts, dependents, and future expenses. When calculating how much coverage you need, we take into account factors such as mortgage payments, children’s education, and ongoing financial responsibilities. Our calculator will help you to determine the duration of coverage required and the appropriate amount of death benefit necessary to secure your loved ones’ financial stability.
Compare Multiple Quotes
After you receive your death benefits needs results, you will be presented with quotes from today’s top ranked insurance carriers. Here you will be able to compare policies, premiums, and the benefits they offer. Make sure you utilize our carrier comparison tool to simplify the process of choosing the best carrier for you. Remember, while a lower premium may seem attractive, it’s important to also consider the insurer’s reputation, financial strength, and conversion options.
Check the Insurer’s Reputation and Financial Strength
PolicyWand recommends utilizing our comparison tool to review the reputation and financial stability of the insurance company before making a commitment. You’ll find ratings from reputable agencies such as A.M. Best, Moody’s, or Standard & Poor’s to help you assess the insurer’s financial strength.
Seek Expert Advice
PolicyWand is a do-it-yourself platform and we’ve provided you with tools to assist you with getting term life insurance policy quotes and in the purchase of your policy. However, we have some of the top licensed agents standing by to assist you with any questions you may have. Their expertise can provide you with personalized guidance based on your individual circumstances. They can help you navigate the complexities of term life insurance, find the best term life insurance company and offer unbiased advice to help you make the best decision for your needs. Our agents are not commissioned so rest assured they are working with your best interest at heart.
Finding the best term life insurance policy requires a thoughtful evaluation of your needs, diligent research, and, if needed, expert guidance. By considering these factors and utilizing the resources provided by PolicyWand, you can secure the future financial well-being of your loved ones with a term life insurance policy that offers the right coverage and peace of mind.
#onlinelifeinsurancequotes#onlinetermlifeinsurancequotes#lifeinsurancequotescomparison#termlifeinsurancepolicyquotes#bestlifeinsurancecompaniesinus#quotesfortermlifeinsurancepolicy#besttermlifeinsurancecompany#lifeinsurancepolicywithoutmedicalexam#nomedicaltermlifeinsurance#termlifeinsurancenomedicalexam
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How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
LifeInsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
termlifeinsurance
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
LifeInsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
nohealthexamtermlifeinsurance
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
LifeInsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
termplanwithoutmedicaltest
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
LifeInsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
termplanwithoutmedicaltest
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
Lifeinsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
Lifeinsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
Lifeinsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
Lifeinsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
LifeInsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
0 notes
Text
It Isn’t About Who Has the Lowest Life Insurance Quote
As enticing as a low quote on life insurance is, it’s a preview, not the whole story. And life insurance websites that tout the lowest quote will not always guarantee the lowest monthly rate.
Why? Because not everyone who buys a life insurance policy is going to pose the same risk to a carrier providing coverage. Insurance carriers need to keep risks minimal to ensure everyone gets a fair premium.
And how do they do that? With risk classifications. These determine what you’ll pay based on how likely the carrier will have to pay out to your loved ones in the event you pass away.
Life Insurance Risk Classifications
When the life insurance company approves your application, their underwriters assign you a risk classification largely based on your health questionnaire and medical exam.
Classifications are made up of people who share the same characteristics that pose a specific level of risk to the company of paying out a death benefit sooner rather than later. The standard risk classification is the baseline. People in preferred risk classifications have the least risk characteristics and pay the lowest premiums; people in the substandard risk classifications have the highest risk characteristics and pay the highest premiums.
It would be great if the life insurance industry used the same names and requirements for these classifications, but they don’t. However, this may be to your advantage.
Why?
Because some carriers have strengths their competitors don’t when it comes to these classifications.
One company may consider a BMI of 25 to be optimal and therefore place it in the risk class with the lowest premium; another may see it as acceptable but put it in a risk class with a higher premium.
One company may classify your annual scuba diving trip in one risk class and premium and another company may place it in a higher risk class with a higher premium.
It all depends on the carrier.
It gets even more complicated when you factor in table ratings.
Life Insurance Table Ratings Chart
Anyone who falls below standard risk is placed in the substandard risk classification and will pay more than the standard risk rate. How much more will depend on their table rating. Substandard risk is where the table ratings kick in.
Underwriters use a life insurance table ratings chart to assess how much those who fall into substandard will pay above the standard rate. Increases generally occur at increments of 25%.
Table rates are identified by numbers or letters. Some carriers use numbers and some use letters. But basically, if you are table rated 1 or A, you will pay 25% more than standard rate, 2 or B 50% more, 3 or C 75% more and 4 or D 100% more and so on.
So let’s look at a table rating in action.
Mary is a 35-year-old woman looking at the average life insurance cost per month for a $1 million life insurance policy. She is looking at a 20-year term policy.
She got a quote of $27 per month from Company A.
Mary admitted she smokes when she got the quote. The medical exam she underwent during underwriting claims she’s in otherwise good health. But her driving record reveals she’s had a couple of driving tickets in the past year. (Yes, those do count.)
Company A places her in a substandard risk classification because of her smoking. So, she’s already going to pay more than a nonsmoker. However, they consider her driving risky behavior and give her a Table 1 rating, which adds 25% to her rate. So now, rather than paying $324 per year, she’s paying $405.
Company B quoted Mary $29 per month but doesn’t consider two tickets to warrant a table rating. She ends up paying $348.
Had she gone with the lowest quote, she would’ve ended up paying more than she would if she’d gone with a higher quote.
A low quote is a great place to start. But they can be misleading. You want to collaborate with a company that gives you the whole story.
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How to get Life Insurance with no medical exam
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business…
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Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
LifeInsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
nohealthexamtermlifeinsurance
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
LifeInsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
termlifeinsurance
0 notes
Text
How to get Life Insurance with no medical exam
Life insurance is different than any other financial product. You get special tax treatment… You get leverage… You get a lot of things, but you just can’t go out and buy it.
But best part of Life Insurance is not taxes or investment related. It is the glue that keeps a family strong. From generation to generation… You can make your branch of the family tree secure. You can keep the family business going.
With Life Insurance, you can leave an inheritance to the next generation and spend all of your retirement and investment accounts enjoying your retirement.
It’s a win-win.
Imagine what you could have done with just a little “leg up” so to speak. That great business idea you had, but just because you didn’t have an extra $100k of cash in the bank, someone else got that million Dollar business idea.
Or how about having College paid for so you did not have to start out life as a debt slave with all your cash flow going to debt service, instead of building your investment and retirement accounts…
But you can be the one to break the chain.
Your kids and grandkids will know it was you who stepped up to break the chain.
What about right now? You can use life insurance planning for right now. Today it takes both incomes to make ends meet… or one person has to sacrifice income for time to take care of the kids and household.
If one spouse is taken out of the picture by accident or illness, then what is the surviving spouse to do without the income or the time? What if you are a single parent?
Life insurance can’t replace the person, but it can replace the income needed to take care of the family and/or kids and buy some time for your loved ones.
You can still be there for your spouse and they can still be there for you, even if life interrupts your plans with an accident or illness.
Not only do you need life insurance to protect your income in your working years, but also in retirement. If you have permanent life insurance, you can spend down your retirement assets and enjoy life together, and then when one spouse passes, the Life insurance will give the surviving spouse the cash needed to go on.
Historically, because the insurance company is literally insuring your life, they have had a medical check up for term insurance.
If you wanted a term policy without medical tests, you would have to be looking at the old “burial policies”. These were small amounts, with 2 year exclusions and very expensive… because the insurance company had no idea if you were about to die.
LifeInsurance-MadeClear.Net is a start up based in Austin Texas, Licensed in Texas and California. We are changing the way America buys life insurance. Some call it a Robo-Advisory; we call it life insurance on your schedule.
One of the most important areas is low cost life insurance, no medical exam.
The old way was complicated.
And it hurt.
It took A LOT of time.
Then the Lab had to examine everything, certify it and send it to the Underwriters at the Life Insurance company… which took more time.
All just to buy “Life Plan Insurance”. After all, that is the idea. That your life plan will go on for the people you love. If a person doesn’t care about anybody or anything, then they don’t need life insurance. They don’t even care about themselves because you can use life insurance for long-term care too, but that is a story for another day.
But if you do love a wife, a husband, a child, a church, a charity, an employee, a tree, a dog, a horse or even your own self, any or all of the above… or if you plan to love some one some day, then life insurance is for you.
What is really needed is term insurance without medical check up. This also solves another problem in America with the aging baby boomers- Over 50 life insurance no medical exam and over 50 life insurance immediate cover.
Because the traditional way to buy life insurance took so very long to get your coverage in force with all the medical examinations, blood work, lab work and underwriting.
Introducing AUTOMATED UNDERWRITING.
A term plan without medical testing needed… basically you can now buy life insurance online, no exam.
We still have to take an application with a human advisor, which really just gives you a chance to ask questions of a licensed life insurance advisor. Simply push a button to schedule your application and everything else is automated.
You could have an Offer for life insurance, no medical exam needed in as little a 3 hours after your application… and coverage that very same day with electronic signatures and payment processing.
Schedule your application as soon as you want to add up to $500,000 to your balance sheet with your own automated underwriting life insurance policy.
Life Insurance Made Clear is giving you the digital keys to unlock your life plan.
If you are not in Texas or California, please email us so we know which state to expand to next. We have limited resources as a start-up. So the state with the most emails with their state in the subject line is next up in the Life Insurance-Made Clear hit parade.
(Not a solicitation for business, this is a popularity contest.)
termlifeinsurance
0 notes