#Index HNI Option

[digibrandyj]

Future and Option Tips: A Comprehensive Guide to Stock Future Tips

Investing in the stock market can be both exciting and daunting. Among the various tools available to traders, futures and options trading have gained significant popularity for their potential returns and flexibility. In this comprehensive guide, we will delve into future and option tips, focusing on stock future tips and exploring the world of options trading. We'll also touch upon essential strategies, advisories, and resources to help you become more confident in navigating this landscape.

Introduction to Futures and Options Trading

Future and option tips are financial derivatives that allow traders to speculate on the price movements of stocks, commodities, or indices without actually owning the underlying asset. These instruments are highly leveraged, meaning small price changes can result in significant profits or losses.

Options, in particular, give you the right but not the obligation to buy (call) or sell (put) an asset at a specific price within a set time frame. On the other hand, future and option tips contracts obligate you to buy or sell the asset at a future date.

Both future and option tips offer opportunities for both beginners and seasoned traders, but they also carry a level of risk that requires careful strategy and planning.

What Is Option Trading?

Option trading involves buying or selling options contracts to profit from price movements in stocks, indices, or other assets. When trading options, you can:

Buy a Call Option: This gives you the right to buy an asset at a set price within a specified time.

Buy a Put Option: This gives you the right to sell an asset at a set price within a specified time.

In India, Nifty Option tips and Bank Nifty option tips are particularly popular as they focus on the two most traded indices on the National Stock Exchange (NSE).

Stock Future Tips: Key Insights

Stock future tips revolve around trading futures contracts on individual stocks or indices. Unlike options, futures obligate you to buy or sell the underlying asset at a specified date in the future. Stock future trading requires a strong understanding of market trends and economic indicators.

Some important future and option tips include:

Monitor market trends and sentiment.

Set stop-loss limits to manage risks.

Follow expert advice from SEBI-registered research analysts and investment advisors.

Understanding Index Option Tips

Index options allow traders to speculate on the direction of an index like the Nifty 50 or Bank Nifty. These options are useful for hedging risks or taking advantage of market movements without focusing on individual stocks. Index option tips are particularly valuable because they provide insights into the broader market trend.

Bank Nifty Option Tips: A Popular Choice

Bank Nifty options are derived from the Bank Nifty Index, which consists of the most liquid and large banking stocks. Bank Nifty option tips offer traders a chance to capitalize on the volatility and movement of banking stocks. It's crucial to follow reliable sources like a SEBI registered trading advisor for these tips to minimize risks.

Nifty Option Tips for Maximizing Returns

The Nifty 50 is a benchmark Indian stock market index that represents the performance of 50 large companies. Nifty options tips focus on predicting the movement of this index and are ideal for those who want exposure to India's broader economy. Using option strategies like covered calls or protective puts can help limit risk while optimizing returns.

Top 5 Advisories in India for Futures and Options

Navigating futures and options trading on your own can be challenging. The top 5 advisories in India for futures and options trading provide valuable guidance:

Equitymaster – Offers in-depth research and tips.

Motilal Oswal – A prominent brokerage with reliable tips and market analysis.

HDFC Securities – Known for its research reports and advisory services.

Kotak Securities – Provides a mix of fundamental and technical analysis.

Angel One – Offers personalized options and futures tips.

Make sure your advisor is a SEBI registered advisor to ensure their credibility and adherence to regulatory standards.

How to Learn Option Trading: A Step-by-Step Approach

Learning option trading involves understanding the fundamentals, practicing with paper trades, and gradually implementing strategies with real capital. Here's a simple approach:

Study the basics of options, including calls and puts.

Understand option trading strategies like straddles and strangles.

Follow option trading tips free from reputable sources like educational blogs or webinars.

Start small and learn from your mistakes.

Option Trading Tips for Beginners

For beginners, option trading can seem overwhelming. However, by following a few key option trading tips, you can increase your chances of success:

Start with simple strategies like buying calls or puts.

Avoid high-risk strategies like naked options (uncovered calls/puts).

Stick to liquid options like Nifty options or Bank Nifty options.

Exploring Option Trading Strategies

An effective option trading strategy can make the difference between success and failure. Some popular option strategies include:

Best Option Strategy for Consistent Returns

The best option strategy depends on your risk appetite and market conditions. For consistent returns, strategies like covered calls or iron condors are highly recommended. These allow you to profit in stable market conditions by collecting premiums from sold options while limiting risk.

Zero Loss Option Strategy: Myth or Reality?

The concept of a zero loss option strategy is often touted by some advisors, but the truth is there is no guaranteed way to eliminate losses in options trading. However, combining certain strategies like hedging or protective puts can significantly reduce risk, though it won't completely eliminate it.

HNI Trading Tips: High-Net-Worth Investors' Secrets

High-net-worth individuals (HNIs) often use advanced strategies in futures and options trading. HNI trading tips focus on strategies like long-term protective puts and short strangles. These investors usually work with SEBI registered investment advisors for personalized advice and portfolio management.

BTST Tips for Today: Buy Today, Sell Tomorrow

BTST tips for today are popular for traders looking to capitalize on short-term price movements. The BTST (Buy Today, Sell Tomorrow) strategy allows traders to buy stocks or options and sell them the next day, potentially capturing overnight gains.

SEBI Registered Investment Advisors: Why They Matter

A SEBI registered advisor ensures that the tips and strategies you receive are regulated and ethical. When dealing with futures and options, it's essential to consult a SEBI registration advisory company to avoid falling prey to scams or misinformation.

Conclusion

Futures and options trading offer substantial opportunities for those willing to learn and take calculated risks. Whether you're a beginner or an experienced trader, following solid future and option tips can help you succeed. Remember, the key to success in this dynamic market lies in education, strategic planning, and consulting reliable sources like SEBI registered advisors.

Read More : Nifty Option Tips: A Comprehensive Guide to Mastering Options Trading

[nseexpertacademy]

Nse Expert; Become a consistent Trader

Nse Expert Academy is the first independent training facility in India to offer instruction in LIVE MARKET. Our goal is to enable beginning and struggling traders and investors to develop into excellent, reliable price action traders. Our Highly Experienced Tutors and Support Staff aid in acquiring fundamental to advanced trading expertise.

"Our goal is to help our students attain financial freedom through a results-driven approach."

Training Programs Offered:

1. Bank Nifty Crash Course

Specially designed for new traders or slow learners to Gain confidence in live trading with our Price Action strategy included with many additional benefits at very low cost.

2.Options Master

Smart choice for aggressive & risky traders to make huge gains in less time. Specially designed for Index Options Trader

3.Advance Price Action Training

No doubt "Price Action" is the first choice of every pro trader. Go for it, if you really want to make a career in stocks trading.

4.Customize Plan

The idea of CUSTOMIZED PLAN is beneficial for Retired & HNI clients, who are looking to gain handsome returns consistently in conservative manner.

Ultimate Bank Nifty Training

Recommended For Beginner & Experienced Traders!

*One training for both Future & Option trading

*1 Month LIVE TRAINING in LIVE MARKET with our mentor

You Will Get:

✔ 7 Day's professional training with lot of insights on "Price Action"

✔ 1 Powerful custom and unique strategy "ALPHA EDGE"

Key Learnings

✔ Basic to advance level price action training for "BANK NIFTY"

✔ Learn Bank Nifty "Future & Options" trading in Live Market at one place.

✔ How to plan trade for next day trading

✔ Aftermarket hour get video on "Price Action" for deep & better understanding

Extra Benefits!

✔ Free - lifetime strategy modification updates

✔ Get daily Nifty & Bank Nifty levels

✔ You will be added to "Premium Price Action" channel

✔ Every weekend doubt clearing session.

Visit: https://nseexpert.com/ for more details

Ultimate "Price Action" Training

Recommended For Equity, Future & Commodity Segment's Trader!

Full basic to advance content

*3 Months Validity with LifeTime support

You Will Get:

✔ Access of Nse Expert Academy's custom "Price Action" indicator

✔ A unique "Powerful Price Action" trading setup, made for intraday trading

Key Learnings

✔ Basics of stock market & trading account

✔ Technical analysis

✔ Multiple time frame analysis

✔ Money management rules

✔ Volume analysis

✔ Identifying false breakout

✔ Exact entry & exact SL rules

✔ Trailing SL rules

✔ Result /news trading rules for huge gain

Extra Benefits!

✔ Training available at your convenient time

✔ Get daily Nifty & Bank Nifty levels

✔ Watchlist for next day trading

✔ Regular follow-up

✔ Strategy update sessions

✔ Live support for any stocks

✔ Scanner for stocks selection

visit https://nseexpert.com/ for more details

Free Education Videos

Everyone loves free stuff, but here we are going to give you more than that. Wonder! What's that? We are going to upload regular educational & our live trading videos with our main PRICE ACTION STRATEGY for learning purposes, which will literally help you to make a good trader.

Live Trading Webinar

We understand a trader's need and to fulfill that need, we are going to start a mega live trading webinar which will be held on market time. Live trading will be taken by pro traders in front of you for you, so that you can copy the pro trader's trade for Learn & Earn consistent gain to fulfill your dreams.

Office address: ZUPASO E-LEARNING PRIVATE LIMITED, A-103 OSTWAL PARADISE BLDG NO 8, OPP. SHIVAR GARDEN MIRA ROAD E, MUMBAI, Thane, Maharashtra, India, 401107

Nse expert academy

Option trading Institute

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[niveshresearch1]

Index Option Trading Tips Provider in India | Index Option Tips

Index Option Trading Tips Provider in India 

Index trading offers investors an opportunity to capitalize on the overall performance of a group of stocks, providing diversification and exposure to the broader market movement. To navigate the complexities of index trading successfully, reliable index trading tips and expert guidance are essential. Nivesh Research, a SEBI registered stock advisory, offers comprehensive index trading tips and recommendations to help investors make informed decisions and optimize their trading strategies. Best index trading tips provider in india

Service Risk Category:

High-Risk

Index Option HNI / Future tips Service Features

Daily Stock Options recommendation frequency is limited to 1 to 2.

Live market support.

Appropriate Risk & suitability assessment.

Client Risk Profiling Follow- up via messages and calls.

Domestic & Global market updates.

[archerswealth9]

Portfolio Management Services

Portfolios of investments usually include holdings in stocks, fixed-income securities, commodities, real estate, and gold. Depending on their willingness to take risks, investors must choose the right investments to reach their financial objectives.

Nevertheless, new investors are unable to evaluate their capacity for risk and may lack the knowledge and time necessary to choose suitable investments for their portfolios. Portfolio management services are an option for those who require assistance creating an investment portfolio. Let us understand what portfolio management services are.

Portfolio Management Services

Portfolio management services are popular among High-Net-Worth Individuals (HNIs) because custom portfolios are created after considering taxation, liquidity, risk tolerance, and potential investment opportunities. Additionally, SEBI registration is required for organizations providing PMS services, which prevents fraudulent activity and other crimes.

HNIs, HUFs, partnership firms, NRIs, associations of individuals, sole proprietorships, etc. all prefer portfolio management services. For investor portfolios, portfolio management services require a minimum ticket size.

What are the different types of Portfolio Management Services in India?

Active Portfolio Management: The goal of active portfolio management is to outperform benchmark indices like the Nifty 50 or the BSE Sensex in terms of returns. The necessary securities are selected by the research team, and the portfolio manager actively manages the investment portfolio. Investors who desire greater capital gains and have a higher risk adaptability opt for active portfolio management. When undervalued stocks reach their full potential, the portfolio manager sells them at a higher price. In addition, the portfolio manager diversifies the investments in the portfolio to reduce investment risk.

Passive Portfolio Management: The goal of passive portfolio management is to replicate the results of a market index, such as the Nifty 50. To provide investors with returns consistent with the index it tracks, the fund manager monitors and replicates the stock market index portfolio. The focus of passive portfolio management is on index funds, which are mutual funds that resemble portfolios of market indexes. Additionally, compared to Active Portfolio Management, the Passive Portfolio Management strategy has lower transaction costs because the portfolio manager doesn't frequently churn the portfolio.

Discretionary Portfolio Management: The portfolio manager for Discretionary Portfolio Management Services has full control over the portfolio and is free to use any approach to accomplish investment goals.  Clients have minimal control over investment decisions, which are made solely at the portfolio manager's discretion.

Non-Discretionary Portfolio Management: The portfolio manager offers investment suggestions under Non-Discretionary Portfolio Management Services. Clients decide whether to implement these investing ideas, but the portfolio manager is ultimately responsible for trade execution. When providing non-discretionary portfolio management services, the fund manager makes investment recommendations and follows the client's instructions.

Objectives of Portfolio Management

Capital growth: To get higher returns from a professionally managed portfolio, many investors choose Portfolio Management Services. The emphasis is still on risk-adjusted investment returns.

Regular income: Many people choose Portfolio Management Services in order to have a consistent income. The protection of capital and steady returns on investments are the portfolio manager's major goals.

Liquidity: To turn their investments into cash as quickly as possible, many investors choose PMS. If they require funding to start a business, it is essential. In these circumstances, the portfolio manager creates tailored portfolios to meet the liquidity demands of clients.

Tax Planning: To improve the after-tax return on investments, Portfolio Management Services emphasizes tax planning. It is beneficial to build a portfolio after researching the tax benefits of various investments. Simply said, PMS provides the advantages of capital growth and increased investment after-tax returns.

Significant elements in portfolio management

Asset Allocation:  Asset allocation, the investment strategy that balances risk and returns, is the focus of the portfolio manager. It entails distributing investments across the stock, fixed income, cash, commodity, and real estate asset classes. A significant decline in one asset class does not adversely affect the performance of the entire portfolio due to asset allocation.

Diversification: The process of distributing wealth among various investments is known as diversification. Diversification entails distributing assets among various asset classes within these groups whereas asset allocation focuses on the proportion of stocks, bonds, and cash in your portfolio. The diversification approach is used by PMS portfolio managers to increase the portfolio's risk-adjusted returns.

Rebalancing: The main objective of PMS Portfolio Managers is to rebalance the portfolio in accordance with investors' financial objectives and risk tolerance.

Based on the investment horizon and risk profile, portfolio management is focused on creating investment strategies to assist investors in achieving their financial goals.  To meet the requirements of their customers for liquidity, regular income, or capital appreciation, portfolio managers create customized portfolios.

Get your portfolio managed by our best PMS experts

Archers Wealth offers bespoke Portfolio Management Services - to help you make long-term investment choices. Our goal is to create a diversified portfolio with advantages like solid risk management and seamless reporting that includes a proportionate mix of currencies, commodities, derivatives, and more.

Contact us for outstanding returns in the global markets

[niamarketing]

Investment is traditionally defined as the "commitment of money to receive more money later". An investment is an asset or item acquired to generate income or appreciation. Appreciation refers to an increase in the value of an asset over time. When an individual purchases a good as an investment, the intent is not to consume the good but rather to use it in the future to create wealth.

What is Portfolio Management?

Portfolio management is the art and science of selecting and overseeing a group of investments that meet the long-term financial objectives and risk tolerance of a client, a company, or an institution.

Portfolio management services or PMS offer customised investment solutions to investors to help them attain their financial goals. Portfolio management services construct investment portfolios across various investment options, and portfolio managers take care of the investment portfolio. 

Portfolio management services help investors maximise returns over time by focusing on the time horizon, risk profile and investment objectives. 

Many High-Networth Individuals (HNIs) opt for portfolio management services as tailor-made portfolios are constructed after considering investment horizon, risk tolerance, liquidity, and taxation. Moreover, entities offering PMS services must be registered with SEBI, eliminating fraud and malpractices. 

Types of portfolio management services?

Active Portfolio Management:

The main objective of the portfolio manager is to maximize returns. By distributing your investments across different asset classes, markets, and companies, the portfolio manager uses the Active Portfolio Management approach to try and lower the risk of your investments. This causes a larger turnover as compared to the passive style.

Passive Portfolio Management:

This method focuses on fixed profiles that are in line with the current market trend. In this case, portfolio managers prefer to invest in index funds which grow passively over time with minimal intervention. They have a low turnover but offer reasonably good long-term returns.

Discretionary Portfolio Management

The portfolio manager is given total control over the holdings and is free to use any approach that works for the IPS. Such PMS require greater participation in decision-making, which justifies higher fees for discretionary portfolio management. For clients with little time and financial knowledge, this is the best choice.

Non-Discretionary Portfolio Management

The investor will be in charge of selecting the advice and timing while the PMS will just make suggestions for investments. Since the investor, not the portfolio manager, makes the final decision, this uses PMS in an advisory position.

Benefits of PMS:

Professional Management: PMS provides access to expert portfolio managers who have extensive experience in managing investments and who have a deep understanding of the market.

Customization: PMS provides personalized investment solutions that are tailored to the needs and goals of individual investors, which can lead to better returns and reduced risk.

Diversification: PMS provides access to a wide range of investment options, including stocks, bonds, mutual funds, and alternative investments, which can help investors diversify their portfolios and reduce risk.

[zebu-helan]

Are Tax-Free Bonds Right For You?

In recent years, wealthy investors have become increasingly interested in tax-free bonds. Large infrastructure players can raise funds at the conclusion of the fiscal year by selling tax-free bonds. The government can help pay for infrastructure by selling these tax-free bonds. There are two types of non-taxable bonds. Let us try to comprehend them better.

The first type of bond is a Section 54EC bond. You can obtain a tax advantage if you buy them with money from a sale. You will not have to pay tax on your capital gains because of the benefit in Section 54EC. The interest on Section 54EC bonds will be fully taxable in the investor's hands. Second, there are bonds that do not require the investor to pay any taxes. This means that they receive regular interest payments. If you pay 30% in taxes, a 6% tax-free bond will provide you with an effective return before taxes of 8.57%. 

Is it worthwhile to purchase Section 54EC bonds?

HNIs appear to be quite interested in these bonds because they perceive them as a smart way to reduce their capital gains tax. However, there are a few factors you should keep in mind before purchasing these bonds. To compensate for the tax benefit, the yields on these bonds are significantly lower than those on conventional bonds and bank FDs. So it only makes sense if you have capital gains that need to be taxed less. Second, to qualify for a Section 54EC tax credit, you must invest the entire amount, not just the capital gains. There is a cost in the shape of missed opportunities to invest in other things.So, unless capital gains account for a significant portion of your total sales revenues, these bonds are ineffective.

Taking into account the indexing benefits of long-term holding might be a better way to figure out how much capital gains tax you have to pay. If, after accounting for indexing, your total tax bill is less than 10% of your income, it makes sense to pay down the tax and put the rest of the money into investments that will make you more money. You can also use Section 54 to your advantage if you use the money to buy another property. Taking into account the lock-in period and the opportunity cost of investing the whole return, the tax savings bond may not be worth much to investors.

Are non-taxable bonds a suitable option for investors?

As previously said, these tax-free bonds include investing in an infrastructure-focused business and will allow you to earn interest without having to pay taxes on it. When taxation is included, the effective returns are initially larger than those of taxable bonds. During the lock-in period, however, your bonds are essentially dormant in your demat account. This can be really depressing. Because this asset does not generate a profit over time, the crucial question is whether the lock-in term is worthwhile.Because the bond's value hasn't moved significantly, it's best to remain with classic bonds and fixed deposits (FDs), which don't have lock-in periods and can be converted into cash quickly and simply.

Why not consider debt funds as a better alternative?

You should be able to meet your basic demands for security and guaranteed profits through debt. If you want to make the finest decision, go with debt funds. For starters, you won't have to pay taxes on the dividends you choose to receive. Second, because debt funds are liquid and may be sold in less than two days, they are simple to liquidate. Third, investors are concerned about interest rates and the possibility of a default. Interest rate risk will be assessed independently, although default risk can be reduced by focusing on risk-free G-Sec funds. Let us now discuss the concerns associated with interest rates.Rates have remained low in the current economic circumstances, which implies they should help with debt financing. When market interest rates fall, the NAV of debt funds rises, allowing investors to profit from both interest and capital gains. Bonds that do not have to pay taxes do not help in this way.

Finally, it's easy to get caught in by how enticing tax-saving bonds appear, but you must do the arithmetic correctly. Before you decide whether or not to purchase these tax-free bonds, consider what else you can do.

[thegainers]

Understand The Benefits Of Investing In Portfolio Management Services For Investors

Portfolio management is the process of choosing, prioritizing, and managing an organization's programs and projects following its strategic objectives and delivery capabilities. To maximize return on investment, it is important to strike a balance between adopting change initiatives and continuing business as usual. Offering professional investment management based on your unique investment strategy, and portfolio management services. Whether you're aiming to increase and secure your wealth or are planning for retirement, keep investing choices in line with your financial strategy.

Potential for substantial investment

High-net-worth individuals (HNIs) can use portfolio management services (PMS), which provide more freedom and better returns in managing their money. Therefore, if you have a huge sum of money to invest, such as a crore, this service may be beneficial. It has a better possibility of exceeding the underlying index because PMS often have a concentrated stock portfolio, especially if the portfolio is adjusted to take into account market volatility.

Investment-focused process

Professional money managers provide knowledgeable investors with a service called PMS, which may be customized to fit individual investment goals.

Direct investments in securities are made by PMS providers through targeted portfolios. As a result, one's account will be kept separate and managed in a discretionary PMS in line with his or her financing mandate, with an investment manager making all decisions based on the investor's goals.

A higher risk-reward ratio applies to PMS

Professional investment management is offered by Portfolio Management Service to produce higher risk-adjusted returns. Clients have also been freed from all monitoring obligations thanks to routine reviews and risk management. For high-net-worth individuals, it is an excellent investment option because of all of this.

Invest for the long term

It makes sense if you wish to save this money for the future or your pension plans. There is more openness and frequent reporting than with a mutual fund. A power of attorney is used to buy and sell stocks in your name, allowing you to keep track of all financial transactions in real-time. You can speak with fund managers directly if you're a PMS investor.

[apanawealth-blog]

TODAY'S PAID PERFORMANCE

DATE : 27/04/2020 TIME 06:00 PM

1) BOUGHT AJANTAPHARMA (NSE CASH)@1490 ,  BOOKED@1510 , 20 POINTS PROFIT IE : 10000  RS/LOT

2) BOUGHT HDFC (FUTURE) @1627 , BOOKED@1647 , 20 POINTS PROFIT IE : 5000 RS/LOT

3) BOUGHT TCS 1850 CE (OPTION) @40 , BOOKED@30, -10 POINTS LOSS IE : -2500 RS/LOT

4) BOUGHT BANNKNIFTY  21200 CE ( APRIL) @85 , BOOKED@85 , 0 POINTS PROFIT IE : 0 RS/10LOT

5) BOUGHT NIFTY 9500 CE (APRIL EXPIRY) @ 60 , BOOKED@50 , -10 POINTS LOSS IE : (-3000) RS/4LOT

Today Regular Client’s Profit :- (10000+5000+(-2500)+0+(-3000) = 9500

********************************

Today’s HNI Performance

1) BOUGHT PIDILITIND (NSE CASH) @1550 , BOOKED@1560 , 10 POINTS PROFIT IE : 10000 RS/1000 QTY

Todays HNI Client’s Profit :-  10000

ApanaWealth Established at May 2015 and serving in Stock Market Research and Training.

Let us us know your interested segment , investment capital to  assist you over the same.

Get 80-85% Consistent Accuracy.

We are providing Tips in  Below segments.

Equity cash Intraday Stock Options. Index Options. Stock Futures. Index futures. Crude oil Zinc Gold - Silver.

Good and consistent Profits are possible with us if you are following proper discipline. Call or WhatsApp us  at +91 8884829067 for any questions. 24*7 hours open Helpline Number.

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Reply us with Your Interested Segment and Investment Capital to assist you over the same

[helioscapital-blog]

What are portfolio management services?

An investment portfolio is a combination of stocks, fixed-income instruments and commodities. It also includes real estate, gold, real estate, and other investments. Investors need to choose the right investments for their financial goals. This is determined by risk tolerance.

But novice investors are not able to assess their risk profiles and may not have sufficient time or knowledge to select the right investments to build their portfolios. Portfolio management is a service that can help you build an investment portfolio.

Portfolio management services, or PMS, offer investors customised investment solutions that help them achieve their financial goals. Portfolio management services create investment portfolios using a variety of investment options. Portfolio managers manage the portfolio.

Portfolio management services allow investors to maximize their returns by focusing on their time horizon, risk profile, and investment goals.

Portfolio management services are popular among high-net worth individuals (HNIs). These portfolios can be tailored to suit individual investment horizons, risk tolerance, liquidity and taxation. Additionally, PMS providers must register with SEBI to avoid fraud and malpractices.

HNIs are among the most popular clients of portfolio management services. Portfolio management services have a minimum transaction size for investor portfolios.

PMS had a minimum ticket of Rs 5lakh when it was first launched in 1993. However, the price has since been increased to Rs 25lakh. The PMS ticket size was also increased by SEBI to Rs 50 Lakh in November 2019.

Different types of Portfolio Management Services are available in India

Active Portfolio Management:

Active Portfolio Management aims to generate higher returns than a benchmark index, such as the Nifty50 or the BSE Sensex. The portfolio manager is responsible for actively managing the portfolio. The research team chooses the appropriate securities.

Active Portfolio Management service is best for those investors who take greater risks and are looking to make higher capital gains. When stocks are undervalued, the portfolio manager will sell them at a higher value to help realize their potential. To mitigate risk, the portfolio manager diversifies his portfolio by allowing him to choose from a variety of investment options.

Passive Portfolio Management:

Passive Portfolio Management mimics the performance of market indexes such as Nifty 50. Fund managers track and replicate the stock market index portfolio in order to provide investors with returns similar to the index they track.

Passive Portfolio Management concentrates on index funds. These mutual funds mimic market index portfolios. Passive Portfolio Management has lower transaction fees than Active Portfolio Management.

Discretionary Portfolio Management:

The portfolio manager of Discretionary portfolio Management Services is fully in control of the portfolio. He can use any strategy to meet investment objectives.

Investment decisions are made at the discretion of the portfolio manager. Clients have no say in the investment decisions.

Non-Discretionary Portfolio Management:

Portfolio management services are non-discretionary. The portfolio manager will give investment ideas. The portfolio manager executes trades, but clients can choose whether to invest in these ideas.

Non-Discretionary portfolio management services allows clients to direct the fund manager in recommending investment strategies.

Portfolio Management's objectives

Capital appreciation: Many investors choose PMS to get higher returns from professionally managed portfolios. Investment returns should be viewed as a risk-adjusted return.

People choose to have a regular income through PMS in order to receive a steady income. Portfolio managers are responsible for protecting capital and reaping consistent returns from investments.

Liquidity. Many investors choose PMS to quickly convert their investments into cash. If they require money to start a company, it is essential. Portfolio managers can create customised portfolios for clients who have liquidity requirements.

Tax Planning: PMS is focused on tax planning in order to increase after-tax returns of investments. After analyzing the tax efficiency of investments, it helps to build a portfolio. PMS has two advantages: capital appreciation and higher after tax returns. Visit Helios Capital to know more in detail about professional portfolio management service providers in India

These are the main components of portfolio management

Asset Allocation:

Portfolio management is about asset allocation. This refers to the investment strategy that balances returns and risk. This involves spreading investments among the asset classes stocks, fixed income securities cash, commodities, and real estate. Asset Allocation ensures that portfolio performance is not affected by a sudden fall in any one asset class.

Diversification:

Diversification refers to the allocation of capital across multiple investments. Diversification is the spread of assets within different asset classes. Asset allocation measures how many stocks, bonds, and cash are in your portfolio. Portfolio managers at PMS use diversification to increase portfolio risk-adjusted return.

Read our latest blogs to discover the PMS services in India and keep your self updated with latest trend.

[yieldassest]

Top 6 HNI Trends to Look Out for in the Current Economy in 2022

Wealth is all about knowing how to grow it and that’s what most high net worth individuals and ultra HNIs focus on. It’s not all leading a flamboyant and extravagant lifestyle with unaccounted expenses, as we all know unmonitored wealth will run out sooner or later, no matter how much you accumulate. Yet, with calculated strategies to increment your wealth, risk mitigation always becomes a challenge, especially with an unpredictable market.

However, on the bright side, money may not literally grow on trees, but it might as well if you know the right strategies to apply timely, and you too can make it happen! Especially with newer global concepts such as commercial property investment invading the current market, it is opening up plenty of opportunities for all. So, to help you out here are some top emerging HNI trends that look reassuring.

Increase in Stock Exposure with Caution and Moderation

The focus for HNIs right now isn’t on achieving spectacular gains in the stock market. It’s about maintaining a careful and measured stock exposure. And for that, the company’s health is one of the major factors to focus on. Invest in enterprises that have a long-term optimistic vision with high-quality equities that are prone to gains with a possible economic cycle shift. Opt for high-quality large-cap equities or cyclical stocks that come at acceptable prices.

Towards Sustainability

With the global pandemic, exposing gaping holes in the economic enterprises, right now HNIS is taking a walk towards companies with stable sustainable development goals (SDGs). Companies that are able to withstand themselves in the face of almost any economic shock, are of course the promising ones. But how do you identify them? Look out for enterprises with strong Environment, Social, and Governance goals (ESG), which is a sign of steady value release to stockholders especially in the long run. For instance, the real estate industry performed quite well even in the face of the pandemic, which is why more and more HNIs are turning their focus to invest in commercial property, which no doubt looks promising.

The Growth of AIF

There has been a significant rise in the industrial growth in AUM in just the last year, by a 27%. And that is because HNIs are hiring private fund managers who in turn manage their portfolios through PMS or AIF and manage and monitor their overall wealth. AIF opens up for these individuals untapped unconventional opportunities like unlisted markets, venture capital funds, real estate high yield commercial property and so and so forth. For instance, although the regular trend is to invest in real estate, HNIs rather seem to turn to Real Estate Investment Trusts which seems to be the better option than direct investment.

Gold a Stable Evergreen Investment

Invest in Gold, is a tagline you’ll hear from almost all HNIs. And indeed even in 2022, the scenario hasn’t changed, meaning gold still remains one of the most sought-after assets. If you want to add stability along with your high-risk investments, Gold is one of the best options and will remain so for years to come. Gold retains its value, no matter the economic scenario. So in the face of inflation, one secure safeguard measure you can rely on is Gold, which will only either hold or increase but never really lose value.

Exchange-Traded Funds and Index Funds

The concept of ETFs and Index Funds isn’t certainly new, but only recently seems to have picked up the craze especially among millennials. Most HNIs and Ultra HNIs have turned their focus to ETFs and Index Funds for they seem to provide valuable advantages you wouldn’t want to miss out on.

Embracing Technology is the Only Way

If you are in tune with the market, you don’t really need to be taught the importance of technological advancements and how it has overpowered almost any and every market. Technology infused with agriculture, education, and other unrelated industries seem to be yielding fruitful results and HNIs are always out there scouting for opportunities in these emerging tech-based industries. AgriTech, PharmaTech, Fintech, EduTech are some of these rapidly growing sectors you’d want to get behind.

These are some of the top trending behaviors for HNIs and Ultra HNIs, however, remember your table of opportunities doesn’t end here. From REITs to philanthropic ventures, your options are endless, just remember to move wisely with caution, do your research and calculate your risks.

About the Author: Yield Asset

Yield Assets is one of the best commercial property investment companies that provides the best real estate investment platform. Investing in pre-leased commercial property is one of the best investments that one can rely upon.

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A Guide to Investments in Pakistan Real Estate

A Guide to Investments in Pakistan Real Estate

Real estate has traditionally been an avenue for considerable investment per se and investment opportunity for High Net-worth Individuals, Financial institutions as well as individuals looking at viable alternatives for investing money among stocks, bullion, property and other avenues.

Money invested in property for its income and capital growth provides stable and predictable income returns, similar to that of bonds offering both a regular return on investment, if property is rented as well as possibility of capital appreciation. Like all other investment options, real estate investment also has certain risks attached to it, which is quite different from other investments. The available investment opportunities can broadly be categorized into residential, commercial office space and retail sectors.

Best Place for Investment in Pakistan

It is a housing scheme launched under the name of blue world city. It is near the Rawalpindi ring road. The project offers easy installment plans and affordable budgets to own plots within a short time span. If you want to buy property in Pakistan you can contact  us.

The Blue world city is located on the main Chakri road near the Chakri interchange at Lahore-Islamabad motorway M2. The best part about its exact location is that it is not so far away from Islamabad and Rawalpindi. So anyone investing or buying land there will be at a hop in to all the surrounding cities.

Investment scenario in real estate

Any investor before considering real estate investments should consider the risk involved in it. This investment option demands a high entry price, suffers from lack of liquidity and an uncertain gestation period. To being illiquid, one cannot sell some units of his property (as one could have done by selling some units of equities, debts or even mutual funds) in case of urgent need of funds.

The maturity period of property investment is uncertain. Investor also has to check the clear property title, especially for the investments in Pakistan. The industry experts in this regard claim that property investment should be done by persons who have deeper pockets and longer-term view of their investments. From a long-term financial returns perspective, it is advisable to invest in higher-grade commercial properties.

The returns from property market are comparable to that of certain equities and index funds in longer term. Any investor looking for balancing his portfolio can now look at the real estate sector as a secure means of investment with a certain degree of volatility and risk. A right tenant, location, segmental categories of the Pakistan property market and individual risk preferences will hence forth prove to be key indicators in achieving the target yields from investments.

The proposed introduction of REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will boost these real estate investments from the small investors’ point of view. This will also allow small investors to enter the real estate market with contribution as less as INR 10,000.

There is also a demand and need from different market players of the property segment to gradually relax certain norms for FDI in this sector. These foreign investments would then mean higher standards of quality infrastructure and hence would change the entire market scenario in terms of competition and professionalism of market players.

Overall, real estate is expected to offer a good investment alternative to stocks and bonds over the coming years. This attractiveness of real estate investment would be further enhanced on account of favourable inflation and low interest rate regime.

Looking forward, it is possible that with the progress towards the possible opening up of the real estate mutual funds industry and the participation of financial institutions into property investment business, it will pave the way for more organized investment real estate in Pakistan, which would be an apt way for investors to get an alternative to invest in property portfolios at marginal level.

Investor’s Profile

The two most active investor segments are High Net Worth Individuals (HNIs) and Financial Institutions. While the institutions traditionally show a preference to commercial investment, the high net worth individuals show interest in investing in residential as well as commercial properties.

Apart from these, is the third category of Non-Resident Pakistan (NRIs). There is a clear bias towards investing in residential properties than commercial properties by the NRIs, the fact could be reasoned as emotional attachment and future security sought by the NRIs. As the necessary formalities and documentation for purchasing immovable properties other than agricultural and plantation properties are quite simple and the rental income is freely repatriable outside Pakistan, NRIs have increased their role as investors in real estate

Foreign direct investments (FDIs) in real estate form a small portion of the total investments as there are restrictions such as a minimum lock in period of three years, a minimum size of property to be developed and conditional exit. Besides the conditions, the foreign investor will have to deal with a number of government departments and interpret many complex laws/bylaws.

The concept of Real Estate Investment Trust (REIT) is on the verge of introduction in Pakistan. But like most other novel financial instruments, there are going to be problems for this new concept to be accepted.

Real Estate Investment Trust (REIT) would be structured as a company dedicated to owning and, in most cases, operating income-producing real estate, such as apartments, shopping centers, offices and warehouses. A REIT is a company that buys, develops, manages and sells real estate assets and allows participants to invest in a professionally managed portfolio of properties.

Some REITs also are engaged in financing real estate. REITs are pass-through entities or companies that are able to distribute the majority of income cash flows to investors, without taxation, at the corporate level. The main purpose of REITs is to pass the profits to the investors in as intact manner as possible. Hence initially, the REIT’s business activities would generally be restricted to generation of property rental income.

The role of the investor is instrumental in scenarios where the interest of the seller and the buyer do not match. For example, if the seller is keen to sell the property and the identified occupier intends to lease the property, between them, the deal will never be fructified; however, an investor can have competitive yields by buying the property and leasing it out to the occupier.

Rationale for real estate investment schemes

The activity of real estate includes a wide range of activities such as development and construction of townships, housing and commercial properties, maintenance of existing properties etc.

The construction sector is one the highest employment sector of the economy and directly or indirectly affects the fortunes of many other sectors. It provides employment to a large work force including a substantial proportion of unskilled labor. However for many reasons this sector does not have smooth access to institutional finance. This is perceived as one of the reasons for the sector not performing to its potential.

By channeling small savings into property, investments would greatly increase access to organized institutional finance. Improved activity in the property sector also improves the revenue flows to the State exchequer through-increased sales-tax, octroi and other collections.

Real estate is an important asset class, which is under conventional circumstances not a viable route for investors in Pakistan at present, except by means of direct ownership of properties. For many investors the time is ripe for introducing product to enable diversification by allocating some part of their investment portfolio to real estate investment products. This can be effectively achieved through real estate funds.

Property investment products provide opportunity for capital gains as well as regular periodic incomes. The capital gains may arise from properties developed for sale to actual users or direct investors and the income stream arises out of rentals, income from deposits and service charges for property maintenance.

Advantages of investment in real estate

The following are the advantages for investing in Real Estate Investment Schemes

• As an asset class, property is distinct from the other investment avenues available to a small as well as large investor. Investment in property has its own methodology, advantages, and risk factors that are unlike those for conventional investments. A completely different set of factors, including capital formation, economic performance and supply considerations, influence the realty market, leading to a low correlation in price behaviour vis-à-vis other asset classes.

• Historically, over a longer term, real estate provides returns that are comparable with returns on equities. However, the volatility in prices of realty is lower than equities leading to a better risk management to return trade-off for the investment.

• Real estate returns also show a high correlation with inflation. Therefore, real estate investments made over long periods of time provide an inflation hedge and yield real returns

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PORTFOLIO MANAGEMENT SERVICES

Portfolios of investments usually include holdings in stocks, fixed-income securities, commodities, real estate, and gold. Depending on their willingness to take risks, investors must choose the right investments to reach their financial objectives.

Nevertheless, new investors are unable to evaluate their capacity for risk and may lack the knowledge and time necessary to choose suitable investments for their portfolios. Portfolio management services are an option for those who require assistance creating an investment portfolio. Let us understand what portfolio management services are.

Portfolio Management Services

Portfolio management services are popular among High-Net-Worth Individuals (HNIs) because custom portfolios are created after considering taxation, liquidity, risk tolerance, and potential investment opportunities. Additionally, SEBI registration is required for organizations providing PMS services, which prevents fraudulent activity and other crimes.

HNIs, HUFs, partnership firms, NRIs, associations of individuals, sole proprietorships, etc. all prefer portfolio management services. For investor portfolios, portfolio management services require a minimum ticket size.

What are the different types of Portfolio Management Services in India?

Active Portfolio Management: The goal of active portfolio management is to outperform benchmark indices like the Nifty 50 or the BSE Sensex in terms of returns. The necessary securities are selected by the research team, and the portfolio manager actively manages the investment portfolio. Investors who desire greater capital gains and have a higher risk adaptability opt for active portfolio management. When undervalued stocks reach their full potential, the portfolio manager sells them at a higher price. In addition, the portfolio manager diversifies the investments in the portfolio to reduce investment risk.

Passive Portfolio Management: The goal of passive portfolio management is to replicate the results of a market index, such as the Nifty 50. To provide investors with returns consistent with the index it tracks, the fund manager monitors and replicates the stock market index portfolio. The focus of passive portfolio management is on index funds, which are mutual funds that resemble portfolios of market indexes. Additionally, compared to Active Portfolio Management, the Passive Portfolio Management strategy has lower transaction costs because the portfolio manager doesn't frequently churn the portfolio.

Discretionary Portfolio Management: The portfolio manager for Discretionary Portfolio Management Services has full control over the portfolio and is free to use any approach to accomplish investment goals.  Clients have minimal control over investment decisions, which are made solely at the portfolio manager's discretion.

Non-Discretionary Portfolio Management: The portfolio manager offers investment suggestions under Non-Discretionary Portfolio Management Services. Clients decide whether to implement these investing ideas, but the portfolio manager is ultimately responsible for trade execution. When providing non-discretionary portfolio management services, the fund manager makes investment recommendations and follows the client's instructions.

Objectives of Portfolio Management

Capital growth: To get higher returns from a professionally managed portfolio, many investors choose Portfolio Management Services. The emphasis is still on risk-adjusted investment returns.

Regular income: Many people choose Portfolio Management Services in order to have a consistent income. The protection of capital and steady returns on investments are the portfolio manager's major goals.

Liquidity: To turn their investments into cash as quickly as possible, many investors choose PMS. If they require funding to start a business, it is essential. In these circumstances, the portfolio manager creates tailored portfolios to meet the liquidity demands of clients.

Tax Planning: To improve the after-tax return on investments, Portfolio Management Services emphasizes tax planning. It is beneficial to build a portfolio after researching the tax benefits of various investments. Simply said, PMS provides the advantages of capital growth and increased investment after-tax returns.

Significant elements in portfolio management

Asset Allocation:  Asset allocation, the investment strategy that balances risk and returns, is the focus of the portfolio manager. It entails distributing investments across the stock, fixed income, cash, commodity, and real estate asset classes. A significant decline in one asset class does not adversely affect the performance of the entire portfolio due to asset allocation.

Diversification: The process of distributing wealth among various investments is known as diversification. Diversification entails distributing assets among various asset classes within these groups whereas asset allocation focuses on the proportion of stocks, bonds, and cash in your portfolio. The diversification approach is used by PMS portfolio managers to increase the portfolio's risk-adjusted returns.

Rebalancing: The main objective of PMS Portfolio Managers is to rebalance the portfolio in accordance with investors' financial objectives and risk tolerance.

Based on the investment horizon and risk profile, portfolio management is focused on creating investment strategies to assist investors in achieving their financial goals.  To meet the requirements of their customers for liquidity, regular income, or capital appreciation, portfolio managers create customized portfolios.

Get your portfolio managed by our best PMS experts

Archers Wealth offers bespoke Portfolio Management Services - to help you make long-term investment choices. Our goal is to create a diversified portfolio with advantages like solid risk management and seamless reporting that includes a proportionate mix of currencies, commodities, derivatives, and more.

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Have you considering investing in exchange-traded funds (ETF)?

Have you considering investing in exchange-traded funds (ETF)? Or do you prefer mutual funds wherein the fund manager selects the stocks for the portfolio?

Data suggests that interest in ETFs is growing.

The asset under management (AUM) of all ETFs has crossed Rs 2 trillion.

What are the benefits of ETF investing?

And what are the criteria to keep in mind while selecting an ETF?

Find out in today’s Investment Gyaan…

For low-cost and diversified exposure to an asset class, invest in an ETF

Sanjay Kumar Singh| Business Standard

The National Stock Exchange (NSE) announced recently that the asset under management (AUM) of Nifty 50 based exchange-traded funds (ETFs) has touched Rs 1 trillion. The AUM of all ETFs (equity and debt) has crossed Rs 2 trillion. Fund managers say they have witnessed rapid increase in the number of investors in ETFs this year, which indicates high interest from retail and high net worth individuals (HNIs) in these products.

Fewer choices to make: By taking exposure to an ETF, investors can circumvent the risk of investing in the wrong sectors and stocks. When the market fell towards the end of March, many of them would have struggled to gauge the impact. “In an uncertain environment where it is difficult to judge which sectors or stocks are going to get impacted or emerge, it makes sense to invest in a low-cost basket of blue-chip companies that make up a product like the Nifty ETF,” says Vishal Jain, head-exchange traded funds, Nippon Life India Asset Management.

ETFs are a good option for beginners as well. “They can get exposure to a diversified basket of stocks with only a small amount of money,” says Vishal Dhawan, chief financial planner, Plan Ahead Wealth Advisors. Newcomers also don’t need to decide which fund manager to go with.

Growing market efficiency:

The S&P Indices Versus Active (SPIVA) India scorecards, which evaluate the performance of actively-managed funds against their benchmarks, have demonstrated that large-cap fund managers, especially, are having a difficult time beating their benchmarks. The 2019 year-end report had the following numbers for large-cap funds: over a five-year period 82.9 per cent and over a 10-year period 64.8 per cent actively-managed funds failed to outperform their benchmarks. “In the light of such numbers, many investors today are gravitating towards passive products in the large-cap segment,” says Dhawan.

Cost advantage:

The benefit of lower cost become more pronounced with time. If you pay just 5 basis points as expense ratio in a Nifty ETF, then over 10 years you pay 50 basis points to the AMC. On the other hand, in an actively managed fund, if the expense ratio is 1.25 per cent for a direct plan, you end up paying 12.5 per cent over 10 years. In a regular plan, if the expense ratio is 2.25 per cent per year, you end up paying 22.5 per cent over this period. These costs get deducted from the investor’s returns. With this kind of a cost differential, it is not easy for active funds to beat their passive peers.

Portfolio construction becomes easy:

ETFs make it very easy to build diversified, asset-allocated portfolios. “It’s difficult to predict which asset class will move and when. So, it is extremely important that investors diversify across asset classes. ETFs offer a convenient way to take exposure to different asset classes in a simple and cost-efficient manner,” says Jain.

They can use ETFs based on indices like the Nifty 50 and Nifty Next 50 for large-cap exposure and something like a Midcap 150 Index to take exposure to the mid-cap segment. Conservative investors could take 75 per cent of their equity (50+25) exposure to the large-cap indices and 25 per cent to a midcap index. Aggressive investors (if and when they feel that midcaps have a good outlook) could have a heavier allocation to midcaps. The exact allocation to different segments would depend on the investor’s risk appetite.

Those who have adequate exposure to the Indian market and wish to diversify internationally canmake use of ETFs based on indices like the Nasdaq, Hang Seng, etc. now available in India (with about 15-20 per cent of their equity exposure in these products). Gold ETFs may be considered by investors who wish to hedge their portfolios against equity-market risk and also want liquidity (it is easy to exit gold ETFs at any time, while a product like the sovereign gold bond, which gives an annual return of 2.5 per cent, is illiquid). They make 10-15 per cent exposure (of their total portfolio) to gold ETFs.

Investors can also use a core and satellite approach to build their portfolios. A large-cap ETF (like one based on the Nifty 50) could make up the core portfolio. This will ensure that the investor gets market-equivalent return over the long-term. In the satellite portfolio, he could have products (say, midcap ETF or mid- and small-cap active funds) through which he could take higher risks in anticipation of higher returns.

Dhawan is of the view that investors should at this point use an ETF for their large-cap exposure while continuing to use active funds in the mid- and small-cap segment, where fund managers still seem to have scope for outperformance.

Most advisors at this point seem to prefer the Nifty 50 based ETFs over the Sensex-based ones. The former has 50 stocks and hence is more diversified than the latter which has 30 stocks. Also, there is an active market in Nifty Futures. Volumes on this instrument are large, which makes it easy for market makers to generate liquidity in a Nifty 50 ETF.

Next, let us examine the three main criteria investors need to take into account while selecting an ETF.

Expense ratio:

Since ETFs are commoditised products, cost should be an important consideration. “When investing in ETFs, be very conscious about cost. Buy a low-cost ETF through a discount broker who charges a very low or zero brokerage fee so that the total cost of an ETF is less than on a similar index fund,” says Avinash Luthria, a Sebi-registered investment advisor and founder, Fiduciaries.

View chart

Liquidity:

Besides low cost, investors need to give equal, or perhaps even greater, weight to liquidity. Purchase one that is more liquid. An ETF’s liquidity can be evaluated by tracking the trading volume data on the stock exchanges. Also, NSE publishes the impact cost of ETFs. An ETF with a lower impact cost is more liquid.

Luthria says liquidity is an extremely important criterion. “Suppose that an ETF’s NAV is Rs 100. If it is illiquid, you could end up buying at Rs 102 or Rs 103. And at the time you exit, you could end up selling at Rs 98 or Rs 99. Any advantage that you may have gained by investing in a low-cost ETF could be lost due to poor liquidity,” he says.

Tracking error:

This refers to how closely the ETF tracks the index. An ETF with a lower tracking error is regarded as being better managed. If the tracking error is high, the index could move up but the ETF may lag behind, thereby impacting the investor’s return.

A few points to remember:

Many investors harbour the misconception believe that just because ETFs are listed on the stock exchanges, they should be treated as trading instruments. “For wealth creation, treat ETFs as long-term investment instruments that give you broad-based equity exposure. Avoid trading in them,” says Dhawan.

Avoid investing in an ETF on the basis of past performance alone. Also keep in mind asset allocation and valuations. The Nasdaq 100 ETF and gold ETFs, for instance, have given strong returns this year. If their allocation in your portfolio exceeds the original level, rebalance. Finally, invest at regular intervals even in an ETF instead of putting in lump-sum amounts. Those who want the discipline that systematic investment plans (SIPs) bring to the investment process may consider index funds.

[im3mindia001]

3 Reasons Why Indian Luxury Real Estate properties are in High Demand

India’s Real Estate market is one of the most promising sectors for investment. It provides both safe investment options as well as delivers favorable returns. With constantly increasing demands, the luxury residential property segment is expected to grow rapidly in the years to come. The sector is not only drawing interest from local buyers, but also foreign investors, especially NRIs. A large part of this demand can be attributed to HNI communities, growing awareness in international design and aesthetics, and lifestyles directed heavily by global cultural influences. Locations chosen for luxury developments have seen a spurt of growth in infrastructure as well as urbanization.

 New technologies have improved our lives literally in every aspect. These technologies have also been playing a key role in changing the scenario of the luxury real estate segment of our country. Developers try to provide a lavish lifestyle and top amenities including the latest smart technology & engineering concepts to provide maximum comfort to the end-user.

There is great diversity within the luxury segment. From high-rises to duplexes and independent construction or even gated communities, luxury real estate developers in India are now offering high-end features and specifications not just in design and interiors, but also in the construction process, and amenities.

Following are the 3 prime reasons why Indian luxury real estate properties are in high demand:

Plenty to choose from 

The real estate market is flooded with choices today even in the luxury segment. To attract good clientele, developers have been working over multiple luxury projects simultaneously. A typical developer’s portfolio will include at least 2-3 luxury or high-end projects. With elegant facilities like home automation, 24*7 security system, smart interiors, outdoor decks, temperature-controlled pools, and even Olympic-grade sporting facilities, developers are now trying to outdo one another. 

Index of Cost

 Pricing is the single largest front where the war for consumers is being fought. Pricing of this segment is subject to a few variables such as location, amenities offered, brand value, and also, in a few cases, availability. Currently, Delhi NCR continues to command more attention, but newer luxury residential capitals like Pune can also be considered. Pune has seen the luxury real estate segment boom. 

A Matter of Class 

 Ultimately, luxury residences are all about the standard of living. With growing consumer expectations, developers are offering world-class amenities and international standards in construction. To offer the clients nothing but the best, luxury real estate developers in India are teaming up with international players, who bring in their international experience and world-class touch.

 When these reasons are looked at carefully, one would agree that it adds to the growth of the luxury real estate segment in India. The most important factor, no doubt, is the ability and willingness of Indian consumers to demand and pay for world-class luxury properties. And when supply can meet demand, it is invariably beneficial to all the developers. for more details India's No 1 Real Estate Company, please log on to http://www.m3mindia.com/

[tylergaundo]

Avenue south residence price list

Real estate has traditionally been an avenue for considerable investment per se and investment opportunity for High Net-worth Individuals, Financial institutions as well as individuals looking at viable alternatives for investing money among stocks, bullion, property and other avenues.

Money invested in property for its income and capital growth provides stable and predictable income returns, similar to that of bonds offering both a regular return on investment, if property is rented as well as possibility of capital appreciation. Like all other investment options, real estate investment also has certain risks attached to it, which is quite different from other investments. The available investment opportunities can broadly be categorized into residential, commercial office space and retail sectors.

Investment scenario in real estate

Any investor before considering real estate investments should consider the risk involved in it. This investment option demands a high entry price, suffers from lack of liquidity and an uncertain gestation period. To being illiquid, one cannot sell some units of his property (as one Avenue south residence price list  could have done by selling some units of equities, debts or even mutual funds) in case of urgent need of funds.

The maturity period of property investment is uncertain. Investor also has to check the clear property title, especially for the investments in India. The industry experts in this regard claim that property investment should be done by persons who have deeper pockets and longer-term view of their investments. From a long-term financial returns perspective, it is advisable to invest in higher-grade commercial properties.

The returns from property market are comparable to that of certain equities and index funds in longer term. Any investor looking for balancing his portfolio can now look at the real estate sector as a secure means of investment with a certain degree of volatility and risk. A right tenant, location, segmental categories of the Indian property market and individual risk preferences will hence forth prove to be key indicators in achieving the target yields from investments.

The proposed introduction of REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will boost these real estate investments from the small investors' point of view. This will also allow small investors to enter the real estate market with contribution as less as INR 10,000.

There is also a demand and need from different market players of the property segment to gradually relax certain norms for FDI in this sector. These foreign investments would then mean higher standards of quality infrastructure and hence would change the entire market scenario in terms of competition and professionalism of market players.

Overall, real estate is expected to offer a good investment alternative to stocks and bonds over the coming years. This attractiveness of real estate investment would be further enhanced on account of favourable inflation and low interest rate regime.

Looking forward, it is possible that with the progress towards the possible opening up of the real estate mutual funds industry and the participation of financial institutions into property investment business, it will pave the way for more organized investment real estate in India, which would be an apt way for investors to get an alternative to invest in property portfolios at marginal level.

Investor's Profile

The two most active investor segments are High Net Worth Individuals (HNIs) and Financial Institutions. While the institutions traditionally show a preference to commercial investment, the high net worth individuals show interest in investing in residential as well as commercial properties.

Apart from these, is the third category of Non-Resident Indians (NRIs). There is a clear bias towards investing in residential properties than commercial properties by the NRIs, the fact could be reasoned as emotional attachment and future security sought by the NRIs. As the necessary formalities and documentation for purchasing immovable properties other than agricultural and plantation properties are quite simple and the rental income is freely repatriable outside India, NRIs have increased their role as investors in real estate.

[historyfuhrer]

Helpful tips to Investments in Indian Real Estate

Parc Canberra has historically been an avenue for considerable investment per se along with investment opportunity for High Net-worth Individuals, Financial institutions as well as those people looking at viable alternatives for investing money among stock option, bullion, property and other avenues. Money invested in property now for the income and capital growth provides stable and expected income returns, similar to that of bonds offering equally a regular return on investment, if property is rented as well as chance of capital appreciation. Like all other investment options, real estate investment in addition has certain risks attached to it, which is quite different from other sorts of investments. The available investment opportunities can broadly possibly be categorized into residential, commercial office space and retail groups. Investment scenario in real estate Any investor before taking into consideration real estate investments should consider the risk involved in it. This funding option demands a high entry price, suffers from lack of liquidity and an uncertain gestation period. To being illiquid, one cannot sell some units of his real estate (as one could have done by selling some units connected with equities, debts or even mutual funds) in case of urgent demand of funds. The maturity period of property investment is without a doubt uncertain. Investor also has to check the clear property heading, especially for the investments in India. The industry experts through this regard claim that property investment should be done by individuals who have deeper pockets and longer-term view of their purchases. From a long-term financial returns perspective, it is advisable to invest in higher-grade commercial properties. The returns from property market will be comparable to that of certain equities and index dollars in longer term. Any investor looking for balancing his account can now look at the real estate sector as a secure means of expenditure of money with a certain degree of volatility and risk. A right renter, location, segmental categories of the Indian property market and even individual risk preferences will hence forth prove to be primary indicators in achieving the target yields from investments. Typically the proposed introduction of REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will strengthen these real estate investments from the small investors' point of view. That should also allow small investors to enter the real residence market with contribution as less as INR 10, 000. There is also a demand and need from different markets players of the property segment to gradually relax sure norms for FDI in this sector. These foreign investment funds would then mean higher standards of quality national infrastructure and hence would change the entire market scenario in terms of contest and professionalism of market players. Overall, real estate will be expected to offer a good investment alternative to stocks and bonds over the coming years. This attractiveness of real estate investment will be further enhanced on account of favourable inflation and low interest quote regime. Looking forward, it is possible that with the progress towards the achievable opening up of the real estate mutual funds industry and the participation of financial institutions into property investment business, it will pave the way for more organized investment real estate in Asia, which would be an apt way for investors to get a substitute to invest in property portfolios at marginal level. Investor's Introduction The two most active investor segments are High Netting Worth Individuals (HNIs) and Financial Institutions. While the institutions as a rule show a preference to commercial investment, the substantial net worth individuals show interest in investing in residential plus commercial properties. Apart from these, is the third category of nonresident Indians (NRIs). There is a clear bias towards investing in personal properties than commercial properties by the NRIs, the fact could possibly be reasoned as emotional attachment and future security sought-after by the NRIs. As the necessary formalities and documentation just for purchasing immovable properties other than agricultural and plantation real estate are quite simple and the rental income is freely repatriable outside India, NRIs have increased their role because investors in real estate Foreign direct investments (FDIs) with real estate form a small portion of the total investments as you will discover restrictions such as a minimum lock in period of three years, a minimum specifications of property to be developed and conditional exit. Suitable for your outfit conditions, the foreign investor will have to deal with a number of administration departments and interpret many complex laws/bylaws. The concept of Investment Trust (REIT) is on the verge of introduction within India. But like most other novel financial instruments, you can get going to be problems for this new concept to be recognized. Real Estate Investment Trust (REIT) would be structured as a company devoted to owning and, in most cases, operating income-producing real estate, such as flats, shopping centres, offices and warehouses. A REIT is actually a company that buys, develops, manages and sells real estate property assets and allows participants to invest in a professionally supervised portfolio of properties. Some REITs also are engaged around financing real estate. REITs are pass-through entities or providers that are able to distribute the majority of income cash flows to purchasers, without taxation, at the corporate level. The main purpose of REITs is to pass the profits to the investors in as in one piece manner as possible. Hence initially, the REIT's business hobbies would generally be restricted to generation of property nightly rental income. The role of the investor is instrumental inside scenarios where the interest of the seller and the buyer really don't match. For example , if the seller is keen to sell the house and property and the identified occupier intends to lease the property, in between them, the deal will never be fructified; however , an individual can have competitive yields by buying the property and leasing it out to the occupier. Rationale for real estate investment themes The activity of real estate includes a wide range of activities which includes development and construction of townships, housing and business oriented properties, maintenance of existing properties etc . The structure sector is one the highest employment sector of the market and directly or indirectly affects the fortunes for many other sectors. It provides employment to a large work force as well as a substantial proportion of unskilled labor. However for many purposes this sector does not have smooth access to institutional finance. It is perceived as one of the reasons for the sector not performing for you to its potential. By channeling small savings into building, investments would greatly increase access to organized institutional lending. Improved activity in the property sector also improves the particular revenue flows to the State exchequer through-increased sales-tax, octroi and other collections. Real estate is an important asset class, which is certainly under conventional circumstances not a viable route for buyers in India at present, except by means of direct ownership for properties. For many investors the time is ripe for presenting product to enable diversification by allocating some part of the investment portfolio to real estate investment products. This can be effectively completed through real estate funds. Property investment products provide opportunity for capital gains as well as regular periodic incomes. The capital advances may arise from properties developed for sale to precise users or direct investors and the income stream happens out of rentals, income from deposits and service rates for property maintenance. Advantages of investment in real estate The following are the advantages for investing in Real Estate Investment Schemes • As an possession class, property is distinct from the other investment paths available to a small as well as large investor. Investment in place has its own methodology, advantages, and risk factors which have been unlike those for conventional investments. A completely different list of factors, including capital formation, economic performance and supply things to consider, influence the realty market, leading to a low correlation for price behaviour vis-à-vis other asset classes. • Over time, over a longer term, real estate provides returns that are comparable utilizing returns on equities. However , the volatility in rates of realty is lower than equities leading to a better danger management to return trade-off for the investment. • Real estate rewards also show a high correlation with inflation. Therefore , properties investments made over long periods of time provide an inflation hedge not to mention yield real returns Risks of investment in realty The risks involved in investing in real estate are primarily about future rental depreciation or general property market chances, liquidity, tenancy risk and property depreciation. The fundamental things affecting the value of a specific property are: Location - The location of a building is crucially important and a important factor in determining its market value. A property investment may be held for several years and the attractiveness of a given location will probably change over the holding period, for the better or uglier. For example , part of a city may be undergoing regeneration, in that case the perception of the location is likely to improve. In contrast, a main new shopping center development may reduce the appeal of existing quiet, residential properties. Physical Characteristics - The type and software program of the building will affect its value, i. ourite. an office or a shop. By utility is meant the actual an occupier gets from utilizing space within the making. The risk factor is depreciation. All buildings suffer deterioration but advances in building technology or the requirements in tenants may also render buildings less attractive over time. For example , the need for large magnitude of under-floor cabling during modern city offices has changed the specifications belonging to the required buildings' space. Also, a building which is developed as an office block may not be usable as a Cineplex, nonetheless Cineplex may serve better returns than office space. Renter Credit Risk - The value of a building is a feature of the rental income that you can expect to receive from purchasing it. If the tenant defaults then the owner loses typically the rental income. However , it is not just the risk of downright default that matters. If the credit quality of the tenant were to deteriorate materially during the period of ownership then the selling value will likely be worse than it otherwise would have long been. Lease Length - The length of the leases is also a key consideration. If a building is let to a good quality renter for a long period then the rental income is assured even if current market conditions for property are volatile. This is one of the enticing features of property investment. Because the length of lease is a substantial feature, it is important at the time of purchase to consider the length of lease around the point in time when the property is likely to be re-occupied. Many leases feature break options, and it is a standard market practice to suppose that the lease will terminate at the break point. Liquidity - All property investment is relatively illiquid to the majority bonds and equities. Property is slow to work in normal market conditions and hence illiquid. In very poor market conditions it will take even longer to find a buyer. There is also a high cost of error in property investments. Therefore, while a wrong stock investment can be sold immediately, undoing a wrong real estate investment may be tedious and distress process. Place a burden on Implications - Apart from income tax which is to be paid regarding rental income and capital gains, there are two further levies which have to be paid by the investor i. elizabeth. property tax and stamp duty. The stamp challange and property tax differ from state to state and can result the investment returns ones expected from a property. Big Cost Of Investment - Real Estate values are big compared to other forms of investment. This nature of investment puts it out of reach of the common masses. However, stocks and bonds can now be bought in volumes as small as-one share, thus enabling diversification from the portfolio despite lower outlays. Borrowing for investment throughout real estate increases the risks further. Risk Of Single Place - Purchasing a single - property exposes the real estate investor to specific risks associated with the property and does not deliver any benefits of diversification. Thus, if the property prices come, the investor is exposed to a high degree of risk. Irritation Sales - Illiquidity of the real estate market also brings in danger of lower returns or losses in the event of an emergency need to divest. Distress sales are common in the real estate market and also lead to returns that are much lower than the fair value of your property. Legal Issues - While stock exchanges guarantee, to some extent, the legitimacy of a trade in equities or provides and thus protect against bad delivery or fake and forged shares, no similar safety net is available in the property market. It is difficult to check the title of a property and involves time, money and expertise. Overall keeping an eye on market fads can reduce most of these risks. For instance, investing in properties from where the rentals are at market rates, also, investing in assets that is included in high-credit tenants and looking for lease lock-ins to reuse tenancy risk are simple guidelines to follow. Future View on life The real estate market is witnessing a heightened activity as a result of year 2000 both in terms of magnitude of space staying developed as well as rational increase in price. Easy availability of housing loans at much lesser rates has persuaded people who are small investors to buy their own house, which may most certainly be their second home too. High net worthwhile individuals have also demonstrated greater zeal in investing in readily available real estate with an intention of reaping capital appreciation plus simultaneously securing regular returns. In the wake of powerful economic growth, real estate market should continue to gain momentum ultimately causing falling vacancies in CBD areas and more development through suburbs; it is unlikely that commercial property prices will probably rise or fall significantly, beyond rational reasoning. Because stamp duty on leave and license agreements has long been further reduced, it should further attract to deal this way encouraging the investors and the occupiers. With current spending budget focusing on infrastructure, it will attract quality tenants and grow market growth. Heighten retail activity will give upward force for space requirement. Further, the proposed introduction regarding REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will boost these real estate ventures from the small investors' point of view. These foreign investments would certainly then mean higher standards of quality infrastructure so because of this would change the entire market scenario in terms of competition as well as professionalism of market players. Looking forward, it is possible that through evident steps of the possible opening up of the REMF market place and the participation of financial institutions into property investment enterprise, it will pave the way for more organized investment on real estate in India, which would be an apt path for retail investors to get an alternative to invest in property portfolios in the slightest levels. Overall, real estate is expected to offer a good investment decision alternative to stocks and bonds over the coming years.