#I mean Orman really doesn’t know what he’s doing

[smilesrobotlover]

Whumptober day 4- Shock

Ok I did as much research on this as possible and idk if it is actually accurate but I tried. Some of the stuff that is inaccurate can be assumed because they don’t know what they’re doing lol. Anyways, king of the Gerudo stuff! Centered around Orman, Ammon, and Terrako! Important to note that Ammon has a Sheikah prosthetic. Also fair warning, there is an electrical shock. Lofty, you know what’s about to happen….

~~~~~~~~~~~~

Terrako sprinted across the ruins, hopping when he reached a strange looking pedestal on the other side. Orman and Ammon slowly followed the little guardian, cautious of their surroundings. They were investigating ruins found near the castle, and Orman was surprised at how unique the ruins were. He’s seen many Sheikah ruins, and even the legendary Zonai ruins, but they didn’t look anything like this. Inside the ruins, there were strange lights that lit up the place, and even though it was filled with debris, it was surprisingly empty, save for the pedestal Terrako was at.

“What is this place?” Ammon muttered underneath his breath. Orman shrugged and walked over to Terrako, noting an electric circuit near a door.

“What is that?” Ammon asked.

“Dunno. Looks like it keeps the door open.”

“How is it still working after all these years?”

“I don’t know.”

Ammon put his hands on his hips and gave Orman a teasing smile.

“Why don’t you know anything?”

“Because I like to remain blissfully ignorant. Now come on.”

Ammon stared at the door for a moment before catching up to Orman.

“What exactly are we looking for anyways?” He asked when he reached the pedestal.

“Dunno, we need to investigate this place and report back whatever we’ve found, so that’s what we’re doing.”

“Investigate… investigate what?”

“Investigate something, I don’t know. Didn’t you listen to Rhoam during the briefing?”

Ammon scoffed and crossed his arms, looking around for a moment. “Welp, there’s nothing here. We can go home now.”

“Hold on now, we haven’t seen everything.”

Ammon groaned and spun around, staring down the empty room. “It’s just an empty room.”

“An empty room with technology still working! I’m sure that’ll be useful information.” Terrako beeped in response and Orman rubbed his little head. “See? The guardian agrees with me!”

Ammon rolled his eyes. “Just get him to record everything so we can leave.”

“Sure thing,” Orman put his hands on his knees and looked at the little guardian. “Ok Terrako, be a good little guardian and record everything so Ammon doesn’t blow a fuse!”

“Hey!”

Terrako made some beeps that Orman assumed was giggling, and he chuckled while Ammon huffed.

“Just wait until Rhoam hears about this. Harassment while on the job is no joke, you know!”

Orman smiled and rolled his eyes while Terrako looked around at some debris. He himself stared at the pedestal, having to agree with Ammon that there was nothing special of note here. He watched Terrako while Ammon continued to complain, curious at what the guardian was doing. Terrako studied every piece of rubbish and debris left in the ruin, and the little guardian found itself near a wall with a strange mark on it. Orman titled his head and walked over to Terrako, eyeing the symbol.

“What is that?” Ammon asked, not moving from his spot. Orman knelt down and brushed his hand against the symbol.

“You ask a lot of questions, Ammon.” He pulled back his hand to look at the dust on his gloves. Ammon scoffed and turned back around.

“I ask a lot of questions you don’t know the answers to apparently,” he grumbled to himself.

“It’s a mysterious ruin that has stuff we don’t understand, how do you expect me to know everything?”

“I don’t know, why don’t you know?”

“I’ve never seen it before!”

“Sounds like a weakness to me…”

“You’re a weakness to me.”

“No you are!”

Orman burst out laughing and Ammon did the same. Such ridiculous banter, what were they? Children? Terrako made a beep noise and Orman rested his hand on his head.

“What is it, little one?” He asked, and Terrako continued beeping, staring at the symbol on the wall. Orman narrowed his eyes as Terrako’s beeping got strange.

Suddenly, a bright light appeared, and electricity burst out from the symbol, hitting Terrako. Orman yelped and jumped back from the guardian as electricity spewed out of him. The lights in the ruin went out one by one, and all the technology started to spew out electricity and shutting down. Including…

Orman gasped as he spun around and saw Ammon’s prosthetic arm spew out electricity. His whole body convulsed and he collapsed to the ground, his muscles continuing to spazz.

“AMMON!” Orman cried, running to his friend. He grabbed his spear and brought it down on the emergency release button on the prosthetic, releasing it from Ammon’s arm. He ripped Ammon’s sleeve off and threw the prosthetic far away from both of them. “Ammon,” his voice shook as his hand hovered over his friend. His eyes fluttered open, and he stared up at the ceiling, dazed. He wasn’t unconscious, that was good, but it didn’t mean that the injury wasn’t serious. Orman listened closely to his breathing as he checked Ammon’s nub, cringing at the burns on where the skin was in contact with the prosthetic. That looked painful.

“Ok,” he whispered, “what do I do, what do I do?” He stared at the arm for a moment, then reached into his pouch and grabbed a bright bloom seed, smacking it on the ground to light up the area he was in.

“Ammon,” he said as calmly as he could, and Ammon looked over at him. “Are you feeling alright?”

Ammon frowned, taking in a shaky breath. “I—I can't feel my arm…”

Orman stared at him for a moment, then pursed his lips. “Which one? You’re kind of missing one of them.”

Ammon glared at him and Orman looked down.

“I guess you still have some of it…”

Ammon took in another shaky breath. “It feels… numb…”

“Well, I’m not surprised. Just focus on breathing alright? I’ll take care of this.”

Ammon nodded slightly, and Orman listened to his struggled breaths. That wasn’t good that he was struggling to breathe, but he could worry about it when it got concerning. He pulled out his canteen and began pouring it onto his burns. When his water emptied out, he grabbed Ammon’s canteen and emptied that as well. He then grabbed bandages he had in his pouch and gently laid them over his burned nub. He checked Ammon’s breathing again, and it seemed to have evened out.

“Ammon? How are you feeling now?” He asked.

Ammon shuddered and squeezed his eyes shut. “Like sh—“

Orman jumped when he heard a loud beep coming from Terrako, and he spun around to see the little guardian beginning to wake up. He sighed, and looked down at Ammon who was beginning to sit up.

“It’s just Terrako,” he muttered, and Ammon nodded.

“Ok… we should get out of here before something like that happens again,” Ammon said, laying back down when he wasn’t strong enough to sit up

Orman looked at the door that they came through and sighed.

“I don’t think that’s gonna happen any time soon.”

“What do you mean?”

Orman stood up and walked over to the door. “The door is shut.”

Ammon groaned. “Are you serious?”

“All the technology here shut down, including the door that you showed no interest in earlier.” He looked over at Terrako who was beeping slowly and barely moving. “I doubt he could open up this door in his state.”

“Wonderful… we’re stuck here…”

Orman walked over to Ammon and watched him carefully. He looked exhausted, and his expression was pinched in pain.

“You alright?”

“No…”

Orman rested his hand on his shoulder. They needed to find a way out, Orman would feel much better if an actual doctor took a look at him. Maybe princess Mipha or Queen Kailani would be able to help him. But he couldn’t do anything while stuck in here. He looked over at Terrako who began to crawl towards them, and he hummed.

“Terrako, do you have enough energy to call for help?”

Terrako beeped and Ammon sighed. “Shouldn’t he… save his energy… to open up the door?”

“It might take too long to do that. If we could call for help on the Sheikah slate, maybe someone can come for us?”

“Will that… even work?”

“I don’t know! Technology is weird, so it might!”

“Ah… well… let’s hope… so…”

Orman looked at Ammon worried as he began to drift off. He panicked for a moment and shook him gently.

“Hey, I don’t know if it’s safe for you to sleep, Ammon.”

Ammon groaned and kept his eyes closed, and Orman shook him again.

“Come on Ammon, please don’t fall asleep. I—I don’t know if I’ll be able to wake you up.”

Ammon opened his blue eyes and gave Orman a blank look. Orman sighed.

“I’m sorry, I’m sure you’re tired, but I’m not taking any chances until we can get out…”

Ammon sighed, annoyed and rested his head back, staring at the ceiling. Orman smiled slightly, then looked back at Terrako, who was barely moving. He didn’t know what the right thing to do was. They needed to get out to help out Ammon, but Terrako seemed to have used up all his energy on crawling towards them. Waiting for him to be strong enough to send a signal or to open the door would take too long, but what else was he supposed to do? And which one would be the fastest option? Orman groaned and leaned back against the rock, feeling his mouth drying up. Just great. He used up all of his and Ammon’s water to deal with the burn. They really couldn’t stay for long. Terrako beeped and began crawling to a wall, examining it.

“Hey, don’t send another electric shock through the building,” Orman warned. Terrako beeped again and clawed at the wall, and Orman gasped when some of it crumbled away. He shot up and knelt at the wall, pushing some of the rocks away. He felt a draft from a gap in the rocks and he cheered. “I think I found a way out!” Terrako made an offended beep and Orman chuckled. “Sorry. Terrako found a way out.”

Ammon cheered tiredly as Orman began moving the rocks out of the way, feeling the fresh air hit his face as the wall crumbled away, and soon there was a big enough hole for Orman to crawl through. He jogged over to Ammon who had his eyes closed, and Orman’s heart skipped a beat.

“Hey,” he shook him, a little too aggressively, and Ammon groaned. “I’m sorry, but I need you to stay awake.”

Ammon glared at him, lifting himself up shakily. Orman helped him sit up and he pointed to the hole.

“Do you think you could crawl through that hole?”

“Yeah, yeah I can do that,” Ammon muttered, slowly standing up with Orman’s help. But when he took a step, his knees buckled, and Orman nearly yelped when he caught him.

“Ok, just wait here…” Orman gave Ammon a pat on the shoulder before standing up and grabbing Ammon’s arm. He then took his belt and Ammon’s belt and strapped the exhausted Terrako to his chest. He swung Ammon’s arm over his shoulders and walked over to the hole.

“I’m fine, Orman. I can crawl through on my own,” Ammon said, sounding more sure of himself this time. Orman nodded, figuring Ammon needed to get used to his legs a little more. Orman went in first, sighing with relief when he was outside, and helped Ammon crawl out. He stood up, helping Ammon on his feet and looked at the castle.

“How are we gonna explain this?” Orman muttered to himself, thinking about what they found at the ruins. “The weird electrical shock, the symbol that caused all this… all of it…”

“Just tell Rhoam Terrako did it,” Ammon said, causing Terrako to make an offended beep. “Hey, I’m not technically wrong.”

Orman chuckled at the two and pulled Ammon’s arm slightly.

“Well, we have time to figure it out, come on, you need help.”

Ammon nodded and stuck close to Orman’s side as they began walking towards castle town. Orman kept a close eye on his dear friend, the feeling of worry never really going away even as he walked along the field. But he supposed that there was not much else he could do except to make sure he was well enough to make it to a healer. Until then, all he could do was worry.

[liria10]

Favorite Benny books?

Ok so. Tumblr crashed as I was typing this on mobile. I am retyping it on desktop cause fuck this site, and I Have Opinions, and my friend I will let you hear them or so help me!

.... This got. Really. Really long. I am adding a read more to spare you guys from that.

Ok so! As a preface, I haven't read many VNAs with Benny in it, and of her solo books, I still have 2 of her Legion books to read.

I'm going to (re)start this with the VNAs!

Love and War: a very classic answer perhaps, but it is a really good introduction for Benny, even if the book has its flaws and can certainly show its age nowadays. Cornell absolutely nails her right off the bat, and from her very first page, Benny is just a character that keeps you interested. Not only does she work great as a counter to both Seven and Ace, but she also brings a breath of life to the whole range the way only a prose character can.

Plus, I think one of the greatest successes of that book lies in how Benny appears as a rounded and flawed person from the beginning. She’s not your ordinary girl dragged to a whirlwind of adventure and an universe of wonders, but an older, adult woman, with a good chunk of life experience and adventures already behind her, and while setting foot inside the TARDIS opens up a new and unexpected chapter in her life, it does also remain just that. A chapter. Benny had a life before the Doctor, and from that moment, while noone could have predicted it then, she would have one after him as well.

The Left-Handed Hummingbird: I just finished that one last week, so it’s obviously both fresh in my mind, and one I'm thinking highly of at the moment. Well I mean, it’s Orman! Or course I love it. She really is great at writing both intricate, large stories, and yet focusing on the personal, on the human side of things. And I find that this book does a great job at putting benny in the role of the grounding presence both for ace and the doctor, as well as exploring how time traveling as they do, and dealing with seven’s schemes can be frustrating for benny. That whole tardis team is a mess, and none of these people really… work well together, but it’s because they’re so dysfunctioning that they’re fascinating, and orman absolutely nails that.

Theater of War: A very different type of book, it is honestly a fun romp, and it has Benny being an actual archeologist, down to dealing with the academia side of things. And it’s the little things, but I love it when Benny books remember that about her tbh? Also, it has some nice theater theming, and well, as an introduction for brax, it certainly works well! It’s one of those VNAs that I think is just fun. A well crafted story with good takes on the characters, that’s always enjoyable to me!

Return of the Living Dad: Orman again?? What a surprise! But frankly, I love how this book is all about Benny and her daddy issues, be it with the Doctor or well, her actual dad. Between that, her budding marriage with Jason, and finding out so many old wounds reopened, I just. Really love how raw Benny can be under Orman’s pen? How underneath it all, she still has that side of the scared orphan that lost both parents to a war she was far, far too young to ever comprehend, and how that just left her rebelling against the world in general, and resenting deep down her parents for that abandon. I mean, it’s neat character stuff, but it can very easily be written as dull & cliche shitte you know? And Orman really… always get down to the heart of it all, and boi does it make for some great reading.

The Dying Days: It’s a very fun book, and well, technically works as the first round for Benny as the lead woman after all! It’s a joy all throughout, triumphant where it needs to be, and managing to both celebrate the Doctor and what he brought to the VNAs, as well as setting up the stage for Benny to go on to her own range. It’s basically one last run of the old team, and well. I do love Benny & Eight, and yes I am blaming Parkin for it. Also, big brained take to have Eight give her Wolsey because I love that cat and Benny deserves a cute kitty in her life. We all do.

Ok!! Now on to the NA, and my personal favorite era!

Dragon’s Wrath: It’s a fun one!! I do really like the story being centered again on archeology first and foremost, and it’s a good romp that has some really good take on Benny. Especially the trial scenes, I love how those one get down to Benny as someone who despite everything, loves history, and cares very very deeply about the artifacts she uncovers. Also, it introduces brax as a mainstay of the dellah era, and does so in a rather nice way. Overall, a very enjoyable book!

Beyond the Sun: Benny & students stranded on a planet with mystery to uncover, that’s already a fun premise, and then throw in all the various queer themes present, especially with Emile, and the whole scene of them all in drag performing on top of a bus, and it’s just a rather good book. Plus, I love how it mirrors the whole VNA Doctor mantra, except with a very Benny twist. Sometimes cruel, sometimes cowardly, but trying her damndest to do good. And well, that’s just Benny isn’t it? I always harp on about the very heart of Benny being her humanity, and if there’s something that book highlights, it’s that.

Deadfall: Jason takes center stage in this one, and well, I do really love Jason. It’s overall a fun book with some nice lore ideas, and I love how it works Cwej in the whole Dellah setting. Also, at least it’s a story with Jason in the lead that doesn’t end in utter tragedy, and that’s always nice!

Tempest: Ok so. That book isn’t great. The story’s cliche, the characters aren’t the best, and the plot itself? Forgettable, it’s another in the list of “sort of base under siege story in the dellah era” which you’d think wouldn’t be super common and yet! So… why am I listing it here? Cause the concept of the planet!! The idea of a world of storms and disaster, run through via a blind train as the only means of transport? The fantastic animal life described in it??? That book left an impression of me, and that’s not something I can say of all of the others.

The Medusa Effect: … Justin Richard writes a good Benny. Like, legit. I love how that one really works with the setting & history of Dellah, and gives further information on the planet’s involvement with the Dalek war. Plus, it also got some really, really nice aesthetics. I am soft for good aesthetics ok? Benny, dancing with a skeleton on the deck of an old spaceship made to look like a cruise liner in an hallucination/dream sequence type of thing? Sign me right up!

Beige Planet Mars: That one is a blast. I remember just, absolutely loving it when I read it tbh. Between the overall description of Mars, the further Lore Implication of the Mars invasion & all that, as well as it basically being one last round of more… Normal dellah books before everything goes to hell? It’s one i’d highly recommend if you want to have a good time.

Tears of the Oracle: Probably my favorite of that whole range? (apart from dead romance, which I am not counting as a benny book) I love just, how much overall… feelings isn’t quite the words i’m looking for, but i can’t think of a better way to put it… there is throughout the book? It was thought to be the end of the NA as it was written and well, that shows. I love how it weaves the whole mystery of “what happened to that legendary archaeologists?” with the whole side of what’s basically some of the only survivors from dellah going on one last round of discovery. The status quo of the range was destroyed quite a few books before that one, but imo, it’s there that they take the time to stop for a bit, and just. Deals with what that means in actuality. And ngl, I love the entire sequence of Benny & Brax walking through the wreckage of what used to be their home, it’s a scene that works really, really well.

And well, it does a great job at setting up the future as well after all! Yes, there’s still 3 books after it, but when you look at where Big Finish picked up… they went for what Tears of the Oracle was setting up. It really makes the transition flows well between those two, unlike my rambling for a full paragraph before going to “here’s the BF books I like”

The Doomsday Manuscript: A very good start for the range! Not only does it set up the whole collection, but it also introduces the Fifth Axis as a major threat, and does so in a wonderfully well paced book that keeps you hooked throughout. I like how it also sets up Jason’s loss as something Benny is still suffering over, as well as how she hasn’t lost hope in finding him again. Plus frankly, it’s also a really good story.

The Glass Prison: You’d think that for a book where Benny spends the majority of it in prison and not very active due to being near the end of her pregnancy, not much would happen, but the way Jacqueline Rayner builds up an atmosphere of unease, mistrust and a genuine disturbing ambiance throughout the book is just, fantastic.

Genius Loci: This book. This book!!! Ben Aaronovitch writes an absolutely powerful story of Benny as a young woman, lost and finding herself faced with far more responsibility than she ever thought possible. The way he writes the whole mystery, while also making Benny as a 20yo not only believable, but quite distinct from Benny as the adult we’ve all come to know and love is just. So good. My main grip with this book is how abruptly it ends, and how we’ll never get the sequel. I want to read Terra Incognita and more of Benny slowly finding herself damn it!

Dead Men Diaries: Just like Doomsday Manuscript, does a great job at establishing the collection as well as the recurring cast. I really enjoy most of the stories in it, and I think BF started out so strong on those books srsly!

A Life in Pieces: I love it so much. It’s pure brax at his most manipulative, and for such petty reasons. I really like how it both deals with the aftermath of the Fifth Axis occupation, as well as the repercussions Brax’s schemes have for the people living on the collection. Also, it’s just 3 very good novellas in a row that build up to something more, and I always like seeing that.

Nobody’s Children: That book has the best Draconian story in the entirety of doctor who and related. Like, yeah just that. It’s also nice to see the fallout of the Mim/Draconian war. It’s one I didn’t expect a lot out of, and frankly, I ended up really loving it.

The Vampire Curse: The middle novella is one I absolutely hated, but the other two are really good, and mixing benny and vampires is just, very fun. Also!! Predating the Predator is in it, and it is a really good take on vampires in a science fiction setting that also has some nice creep factor as well, and manages to be both a good vampire story, and a good sci fi story, which isn’t always an easy balance to find.

Life During Wartime: It’s a surprisingly hard hitting anthology about living under a fascist regime, and the compromises you have to make, the personal sacrifices and small rebellions. Honestly, there’s a lot I love about it, but certainly one of my favorite moment, is when Benny, having to dine with one of the officers, miss jones & jason, sees that the officer is nearly on to her hiding peter away, and that split second moment of “if I have to, I am willing to kill everyone in this room to protect my son” before he just laughs it off, it’s a lot of tiny moments that build up to a really well done ambiance tbh.

Something Changed: While it did the terrible, terrible sin of introducing Doggles to the world, I really love the concept of every chapter after the first being a different split universe, and how they’re all spiraling more & more out of control. It’s got some really good stories in between too, though they can also be rather hit & miss. An aspect I love about it too is how impactful Wolsey’s death ends up being.

Present Danger: That one is fun, I love how it’s basically everyone vs the deindum, a situation slipping more and more out of control, mixed with some neat stuff one the deindum’s whole temporal deal. It’s again a bit hit & miss, but it’s still a blast, and as the last anthology of the collection era, it does send it all off with a bang.

Welp. Far, far too many words later, and here we are!!! I love Benny a lot ngl, and I genuinely think that prose is the medium best suited for her. I have been rather disappointed with the more modern books, I find them far more bland than what I personally expect from Benny but ah well. Can’t always get everything.

And while it’s neither a book, nor even an official story in any mean, the fanfic “Sepelio” that’s an Hannibal au set in the Dellah era is great, and the benny story I have been enjoying the most lately. I would be remiss not to at least mention it!

[perseusjackson-jasongrace]

Crimson Shadows 2

Jercy Vampire AU: Percy

masterlist; information post for fic

I was debating whether i should change traditional things like greetings but then i realised this is my fic and im writing it for purely self indulgent purposes so like i could if i wanted. Thanks for joining in on my hedonism! Please enjoy.

Perseus steps onto the creaky wooden floor of his ostentatious 16th century mansion and mentally reminds himself for the two-hundredth time that he needs to get someone in to fix it. The worst thing about being immortal, he has come to learn, is that he procrastinates everything ten times harder. At least his teenage self would be impressed with his tactics, even if his mother was rolling in her grave.

The house is unusually quiet for an Orion morning and he strains his already sonic hearing to catch the sounds of silent footfalls and bustling bodies. But the wind rushes through the space and there are no other noises. A flutter gives in his chest as he steps into the kitchen to find breakfast waiting for him and a note folded neatly next to it.

Hey Doc,

Twins have gone to Bharatanatyam class and Hoku went to the beach. I’m just picking stuff up at the grocer, be home in a jiff.

- Keeya

He releases a breath and sits down at the table with a smile. The delicious smell of eggs and blood hit him as he takes off the cover to reveal a plate of eggs benedict, hash-browns and a small glass of ichor. He shoots down the blood, content to let it work through him as he gobbles down the heavenly breakfast. He knows Keeya cooked because she was always experimenting with food, always in here creating dishes and making them beg to eat whatever is giving off that sublime smell. Just as he cuts into a hash brown he hears the door shut and hurried footsteps rushing towards him.

“To the Sun,” Keeya flurries into the kitchen, face blocked by brown paper bags stuffed to the brim with what he’s sure to be her latest concoction.

“Amongst the Stars,” His lips twitch in amusement, “Early morning?”

“I couldn’t sleep so i-” Her voice muffles as she busies herself packing items in the pantry, “-thought I’d start on breakfast but while i was looking for an eggs benny recipe i came across this golden cake and-” Her head pops out of the pantry, black eyes flashing with excitement, “Doc when i tell you i almost died right there, it sounded so good. Anyway of course i had to leave immediately to get all the things we didn’t have.” She finally collapses onto a stool across from him and takes a breath.

He hides a laugh and waits for the rest of the story, because with Keeya there is always more. 

“Anyway i get to the shop-” She starts. He covers his inescapable laugh with a cough. “And they don’t have desiccated coconut. Can you believe that? I mean it’s the main ingredient in the damn cake. So I was panicking a little because it’s the closest shop open at that time, the others I'd have to take a train for which is so inconvenient?” She gives him an incredulous look. He nods seriously; inside he is fighting off giggles. “But they found some in the back, thank the stars, and then I just grabbed a few things because it’s ‘make your own pizza’ night and I think some people from the Araw house are joining us.”

“Sounds fun, is Elouan going to be here?” He pops the last bit of poached egg in his mouth and looks at her expectantly.

She makes a disapproving face, “No, he’s off with his new partner. I don’t trust them at all.”

“Why?” Perseus is on guard immediately, fingers curling, hair sensitive, and gums stinging with the need to unsheathe his fangs. 

“Their vibe is off,” Her nose scrunches up, “Like they’re used to getting into trouble and bailing out.”

“I’ll tell Elly to be careful but maybe go with him next time Kee,” He suggests, a tentative look in his eyes as her own widen.

“All we’ll do is argue, and besides, he hates me hanging out with his friends.”

“Ever asked him why?” He has a feeling about it but he’ll never voice it. No, the two can come to their own conclusions. After all, they had forever to figure it out.

“I don’t care why. He’s a dick and I'm not interested in anything he has to say.”

He shrugs but leaves the conversation, and the kitchen, so Keeya can do her thing. He has some admin to do anyway; a dreary task but one that must be done all the same. Besides without the twins and Hoku the house is absurdly silent, so he needs something to occupy himself.

His study is actually a little desk situated in their library. It’s his favourite room in the house for the opulent fireplace that stays lit through Baridi and serves as a soot-slide in Caldu, and of course the books which although he doesn't read many of, remind him of his mother. He has been alive for almost three hundred years and there is hardly a day that goes by when he doesn’t think of her. For every part of him that isn’t human, there’s a part of her that makes him so. He stares up at the portrait of her hanging near the doorway, painted by a friend long gone and with a loving smile gets to work.

He sorts, and signs, and stamps, and notes in an endless cycle until finally his finances are in order, his donations are chequed and his letters are sealed. He’s sure Hoku will groan endlessly about receiving yet another letter under their pillow and try to explain that email is much more convenient and faster for everyone. Perseus tilts his head to the ceiling and watches the stars dance as he plays out the conversation in his head.

“Doc, I really appreciate the effort you put into sending us letters but this is not the eighteenth century, just use email.”

“Hoku i like the letters, they’re personal and calming to write.”

“Doc, emails are more convenient and i can take them anywhere.”

“Okay I’ll stop giving you letters. I’ll just give the others.”

“What? No? That’s a terrible idea. I still want my letters.”

And they would have the conversation every month without fail. It is a rather amusing part of the routine and sometimes Perseus purposefully makes Hoku’s letters a little longer, just to bother them. A secret best kept as such, but funny nonetheless.

“DOC!” A voice screams through the house, shattering his ear drums.

The twins.

He steps out of the library, and half jogs to the source of the noise, which he discovers is coming from the entertainment room. 

“To the Sun, you two.”

Serafina looks up first, her brown eyes shining with never-ending energy. The anklets on her feet jingle as she runs towards him and slams her body into his. He holds firm as he catches her and wraps his arms around her shoulders.

“Amongst the Stars,” She mumbles, face buried in his shirt.

“How was Bharatanatyam?”

She gasps, stepping out of his embrace and squealing with delight. “Doc we have to show you what we learnt! Aaru come!” Her dark eyebrows knit together as she focuses on her brother.

“Tusa Aarush.” Perseus smiles, squatting down so he’s level with the boy. A little hand, the colour of cherry wood, reaches up to give him a high-five. A standard greeting for the quiet brother; a complete opposite to his outgoing sister.

“Aaru are you ready?” Serafina comes to stand beside them, after setting up the sound system.

He nods and moves so they’re in the middle of the room. Quickly they do the opening prayer before Serafina bounces to the sound bar and presses play. The sweet, sturdy music fills the room and then they're going through a whole routine. Stamping their feet in a rhythm that matches the beat perfectly. Aarush pinches his fingers and fans them out. A closed flower opening, he recognises. They do a series of moves all impressive and beautiful, before the music fades and they pose, breathless with exertion and excitement. 

He claps enthusiastically and opens his arms for hugs. “You did wonderfully!” Serafina slams into him. Aarush gives him another high-five. “When is the performance?”

“Not for a long time Doc.” The little girl says, as if he should know this. She heads off to fiddle with the speakers. 

“In two months,” Aaru answers. His voice is clear and even. He is quiet but not soft. “In Pluto.”

“Ah, I'll make sure I have it down in the calendar.” The little boy's face lights up like a stadium and Perseus’ heart clenches with love. The twins had only been living with him for half a century but within the first year they had him completely wrapped around his fingers. Their claimed age is ten but their true age is one hundred and two. He found them shivering behind a dumpster in Orman, their skin stretched across their bones and that rabid look of underfed vampire in their eyes. He had taken them in and given them blood and a bed for the night, which turned into a week, and then a month. Before he knew it he was bringing them to this house in Roshani where they had immediately fallen in love with the city and made it their home.

“Fina, i’m going to shower.” Aarush states and without further flurry he leaves.

“Is everything okay with classes? All of them, not just Bharatanatyam.” Perseus asks the talkative twin.

“Yes,” She nods, unclipping her anklets. Her voice lowers, serious bleeding in. It is hard to forget their age, true or claimed, when this happens. Because suddenly their bubbly little girl who flits around the house and talks your ear off and throws herself into everything with the vivacity of a ten year old, disappears. In her place is the century old girl who has experienced more of life’s pleasures and hardships than most of the world can only begin to imagine.

“We’re covered for everything. And Aaru starts teaching a new linguistics course on Monday so he’ll have some cash to fling around. Although,” She rolls her eyes, “We all know he’ll just put it in his account and let it sit like a fat cat.”

He laughs, flicking her nose at her distaste for her brother’s complete lack of spending. “He likes to invest in stocks and give it away. You know he doesn’t hoard.”

“I know i know,” She grumbles, scrunching her nose, “I just wish he’d spend some on himself.”

“I think he thinks you spoil him enough.”

“I don’t spoil him nearly enough. Most times I try to buy him something and he just shuts it down. Like last Draco i tried to buy him that new puzzle he was talking about and he just slammed my laptop shut.”

She looks so put out he can't help but giggle, and when she scowls at him for it he pulls her in for a hug and kisses her head. “He likes to do things with you. Maybe try getting things you guys can do together.” She brightens at that, and he can see the gears turning in her sharp mind. “Alternatively, save up all the buying for special occasions like Birthdays or Turning or Koro day.” She hums in acknowledgement but her thoughts are still going a mile a minute so he steps out and lets her work it through.

The house is alive again: Keeya is still in the kitchen, and by the sounds of it Hoku too, begging for something. Elouan still isn’t in and he cannot stop the trinkle of worry that falls between his ribs. Trying to keep it out of his mind he walks towards the noise and is greeted by the site of countertops covered in dishes filled with all sorts of delights. The smell is enough to put him in a coma. And Hoku sits on the counter, pale blue eyes puppy-wide with pleading. He glances to their wrist and sees the sunshine yellow band. She/her today then. It gets exhausting, she had told them, to continuously have to announce yourself to the world, especially when you didn’t know how the world would react. 

“Hoku,” Keeya sighs, “I am not giving you the poli until you go and change. You smell like seaweed.” The coconut-stuffed pastry pockets sit on the counter, still piping hot from the oil they had just been fried in. 

“Awww come on Kee, i just need one. I’ll pass out in the shower if i don’t get it and then it’ll be all your fault.”

Keeya’s eyes roll so far back he’s worried she’ll get them stuck behind her sockets. But they roll forward and give Hoku a very pointed glare.

“Get your ass out of my kitchen and go and shower, you irritation!” She scolds; rendered a little ineffective by the flour smeared across her cheek which is a startling contrast to her brown-scapolite skin.

“You are the absolute worst.” Hoku sulks as she slides off the stool and trudges to the entrance. "Tusa Doc.” The sigh is heavy and he struggles to keep in the laughter threatening to spill past his lips. It is never a dull moment in the Aarde House. Perseus collapses onto the stool Hoku had just vacated and lets loose the smile he had been trying to hide. Keeya returns it with one of her own and then launches into a conversation about her latest creations.

Hours later they had moved from food talk, which made him unfathomably hungry, to her teaching, to his own escapades and ideas. She laughed as he recounted the night out he had some weeks ago and the beautiful blue-haired person he had taken a bodyshot on. But soon the sun is sinking to the city floor and the people in the house emerge from their various rooms to congregate in the kitchen, which serves as the house hangout spot. Keeya had packed most of the food away, save for a loaf of fresh bread and the poli Hoku had been begging for. She puts the kettle on and starts up the coffee machine, chattering away as she did. 

Aarush shuffles into the room and immediately takes up a spot next to Perseus. Serafina and Hoku walk in next talking about knee pains and sore feet.

“Did you guys bother to put ice packs or kinaesthetic tape on?” Keeya raises an eyebrow. They both stick their tongues out at her, and move to sit on the opposite side of the table.

“Hoku,” Aaru settles his brown eyes on her, “Will you teach me how to do the splits? My Bharatanatyam teacher says i need to learn to be more flexible.”

Hoku is already nodding enthusiastically, “Of course A, i can absolutely teach you. But you should know flexibility doesn’t come from doing the splits it comes from muscle control and ligament manipulation.”

“I read up about it but i don't feel confident enough to try on my own.”

A gleam enters Hoku’s blue eyes, “You should come with me to a ballet class. Elouan is doing piano for us next week in preparation for our concert coming up. We’ll be able to get the studio to ourselves for a little while.”

“Sure,” Aru shrugs, “Sounds fun.”

“Why didn’t you ask me for help?” Serafina tugs her twin's sleeve, looking at him with hurt in her eyes.

“I didn’t want to bother you, and besides Hoku teaches ballet I figured she’d be the best bet for me.”

Serafina looks like she’s going to say something, argue maybe, but then the last of their little household walks in and conversation drifts.

“Past the Moon, Elouan,” Perseus smiles at the oldest of the group, save for him.

A floppy smile transforms a pasty face. As he hobbles towards them, leaning heavily on his walking stick, he mumbles a round of greetings.

“How are you?” Keeya asks once he’s settled into a chair next to her.

“I could do with some food and maybe some blood but otherwise just peachy.” His moonlight white curls fall into his face and he pushes them back absentmindedly.

“Can we finally have the poli now?” Hoku glares at their baker, rebellion already flashing in her blue eyes.

“Dig in you little heathen,” Keeya shoves the plate towards her and they all descend. 

Tea and coffee are passed around as well as small glasses of blood for any of them that need it. Perseus and the twins refrain, having had their fill at some point during the day but they happily dig into the coconut pastry and drink copious amounts of coffee.

“So,” Elouan says around a mouthful of poli, “Who’s coming with me to the Red Queen tomorrow?”

“Me!” Hoku shouts immediately. Ever the party animal.

“I’d love to.” Keeya mumbles behind her tea, suddenly shy.

“No thanks.” Aarush pulls a face and goes back to stacking the knives into a precarious tower.

“Fina? Doc?”

“I have to work on stuff for varsity but maybe next time.” Serafina shrugs a shoulder, her brown eyes glazing over as her mind goes back to working a mile a minute.

“I’ll let you know after our dinner tonight. I think some of the Houses want to call a meeting tomorrow to discuss funding and housing in a few cities.”

“You should invite them along,” His white eyebrows knit together in thought, “You guys should invite anyone you want.”

“What’s got you so friendly?” Keeya gives a suspicious look.

“Arrow said they wanted to meet you.”

Her face pulls into something resembling horror, “Uh never mind i think i have stuff to do, maybe next time.”

Elouan pins his honey eyes on her and they look more like the sting of the bee than the gold of the nectar. “What the fuck is your problem?”

“I don’t trust them.” She bites out, setting her mug down with a hard crack.

“You don’t even know them. You’re just being judgmental because they’ve turned a few innocents.”

“It’s not just that Elouan,” Where he is the sky, Keeya is the earth. “They are leading you to the dens and soon you’ll be following in their footsteps.”

Perseus was content to ignore their argument and continue talking to everyone else or eating his way through the feast, but that angered whisper steals his attention. “You’ve been going to the dens?”

“I went twice and i didn't even do anything.” He rolls his eyes.

“It’s not about what you do El,” Keeya’s voice is lethal with fury, and worry. “It’s about what gets done in there.” 

“It’s not safe Elouan. Not only for you but if something happens you put a target on all of our backs. And I will not have you endangering anyone in this house just to look cool for your new partner.” There is no compromise in Perseus’ hard green eyes.

The younger vamp sees this and nods once. “I won’t go to the dens again, Doc.”

“Right now that we have that sorted,” He leaves no room for further say on the topic, “What do you need us to do for dinner before the Araw House gets here, Kee?”

He sees her hide the emotions still burning in her eyes before she claps her hands and puts them to work. And when the members of the Araw house arrive there is no lingering anger suffocating the kitchen. It is bright and loud and messy. It is home.

“Tamo, tamo, everyone!” Musical greetings come from the front of the house and a few seconds later Drew Tanaka and Charles Beckendorf appear in the doorway, as radiant and deadly as always.

Drew looks devastating in a blood red jumpsuit and a gold choker glittering at her neck. Charles has a hand wrapped around her and looks just as sinful in an emerald green suit lined with the most startling azure. His wedding band glints in the soft yellow lights of the kitchen and the two rubies encrusted in it match the band around Drew’s finger.

“Towards the Moon, old man,” Drew sits down with the grace of a dancer who has been perfecting their art for centuries. 

“Who are you calling old man?” Perseus scoffs, “I’m only one month older than you. Besides Charlie is the old man.” 

The subject in question rolls his eyes and shoves both their shoulders, flashing his fangs. His wife just laughs waggling perfectly sculpted eyebrows that suggest more than any of them are willing to interpret.

“Where’s the rest of your chaotic crew?” He motions to the lack of people that usually surrounded them.

“They’re all busy tonight, something about the Safe Haven Sound.” Charlie shrugs, “I’m actually surprised none of you guys went. It was apparently some big event.”

Hoku makes a face that means trouble. Nobody stops her. “It’s mostly for new vamps trying to enter the world. There’s a lot that can go wrong. We tend to stay away.”

Drew turns to her sharply, “Who runs it?”

“The Underboss.” Hoku makes another, more disgusted face.

“Actually,” Keeya says quietly, “It’s the Underboss’ lackey that runs it. The Underboss just owns it.”

“Ugh i hate that slimy little shit more than my ex.”

“Hoku,” Serafina frowns, “Give Luke some credit. At least he was hot.”

Perseus lets a smile loose at that. “Octavian is not ugly, he’s just ghaunt.”

“Doc,” Elouan raises a brow, “He is a ghost.”

“Literally? Aarush frowns, the first thing he’s said since their guests arrived.

“No,” Drew has a contemplative look on her face, “At least i don’t think so.”

“He was part of the Trials.” Charlie adds “That’s what i’ve heard anyway.”

Perseus shudders inwardly as he remembers those dark times. Power-hungry people, people who had no right to participate in their world, had taken it upon themselves to try and create their own supernatural creatures. It was a horrible, terrifying time for humans and duniyarall alike. They had stopped it before it had become the war it intended to be but it was deemed unethical to kill the products of those experiments. So, even today, a century and a half later, there are still Triallers- as they had been so creatively named- roaming, existing, living. For the most part they seem to be peaceful, despite being created for violence, but there are some like the Underboss’ lackey that still give an off-vibe; like feral is just around the corner, one blink away.

“How about we make some pizzas?” Keeya interrupts their conversation before they dive into what will inevitably become a two hour discussion.

“Let’s!” Serafina claps her hands, and Hoku matches her as they hop up and dive towards the fridge where cut and readied ingredients sit.

The evening is chaotic, and bright and full of laughter. They discover that between all their years of life, none of them had ever learnt how to toss pizza dough. Charlie and Keeya make a deal to go to Italy and learn before the decade is out. Drew sees the trip as a chance to get a tan in the beautiful Italian heat, and be fed delicious food straight from her husband’s hands. They make the most of the evening, a rare and peaceful one that recharges the energy in them like bolts of lightning. Perseus hasn’t felt this content in many many moons. 

Soon enough, however, it is just Elouan, Charlie, and Drew sitting on the velvet couches of their lounging area, chatting quietly as they sip various expensive liquor.

He looks at his friends, the gentle glow of the chandelier striking their features. They are beautiful. It is a warm kind of beauty, noticeable in the softness of an expression, or the happiness of a moment. They’re angelic.

“Doc?” Elouan drags him out of his quiet admiration.

“Sorry?”

“Drew and Charlie were just discussing what to do about the hotel on Palace road,” The moonlight caught in his hair ripples as he speaks. “They wanted to find out if you’d be okay with extraction?”

Perseus nods, considering the angles, the necessities

“I don’t feel it’s right to go in armed.” Charlie looks around the room, that composed intensity washing over them. “They’re children, and they’re probably scared.”

The frown between Drew’s perfect brows deepens. “I heard there’s cubs and sangrinos inside.”

“Who’s getting them food? How do they leave? What’s keeping them there?”

A loud ding sounds from someone in the room, and Elouan scrambles to reach his phone. The screen is bright in the dimly lit space and he has to blink hard to adjust his eyes, but then he lets out a curse and rushes towards the door, leaning deeply into stick as the anger worsens his limp.

“Everything okay El?”

“Just Arrow.” He waves it off, “I’ll be back before sun.”

Perseus just nods, watching as the large wooden doors slam shut behind the vampire. When he hears the front door bang, he stands, bowing to his guest in a sign of quick return and steps out of the room in search of members of their household.

“Keeya, Aaru.” He calls from the parlor.

They arrive within seconds, her with a face mask on and her dressing gown half tied, and him with charcoal smudges on his cheeks, and a loose paper in his hand.

‘Doc?” Keeya frowns, sensing the urgency in his aura.

“Elouan just stepped out to help Arrow. Please will you two trace him, make sure he isn’t going to the dens. Don’t make yourself known until you know it’s safe.”

“Armed?” The steel reflecting in Aarush’s dark eyes calm Perseus’ nerves.

“No.” He doesn’t need to cause trouble with the Underboss. “Just make sure Elouan is okay. No violent blood is spilled tonight at your hands.” The volatile expression on the little vampire’s face lessens only a fraction. They both nod at him and disappear into their rooms to ready themselves.

He goes back to the lounge, and continues his discussion with his friends. When he hears the front door close, the quiet click echoing in his mind like a drum, he tells Charlie and Drew what is happening.

Drew, ever the mother, is immediately righteous, demanding she send out some of her pack as scouts. Charlie just holds her hand and looks to him with that expression that so often graces his face: how can we help?

Perseus smiles at Drew and her anger, understanding how she feels. “It is okay Tanaka,” He reassures her. “I’ve got it covered. We should talk about the children.”

She growls, and he can hear the wolf in her throat. “You will let us know if you need help Perseus.”

“Yes,” Even Charlie looks adamant, unstoppable. “We will not be in the dark again. Not when it comes to our own.”

He breathes, and it has taken two centuries to get here. To this moment. “I will ask for help if the time comes.”

“The Underboss is holding them in the hotel, and bribing them with food to join her army.” Just like that they move onto the next problem. The next call for help.

“Well then,” Perseus grins, and it looks like the first signs of destruction, “i guess we’ll be paying the Queen a visit.”

---------------------------------------------------------------------------

Elouan my love what are you doing????? Also: Who do you think the Queen is? *sus eyes*

Tags (if you want to be added to/taken off the tag list all my channels of communication are open):

@msdrpreist; @sparkythunderstorm; @aalikun; @crazy-stupid-bean; @queen-of-demons-and-hell; @pjo-hp-things; @nishlicious-01; @spoopylucy; @larrikin-is-a-himbo; @cyra04​; @leydiangelo​; @elecsinnerz​

[jbuffyangel]

Exhausted: This Is Us 3x05 Review (Toby)

This Is Us focuses on the Pearsons’ significant others in “Toby.” It’s an extremely packed episode, which probably means they need to focus on the supporting characters more frequently. There is a connective thread with Toby, Beth and Miguel, beyond just being married to Pearsons, finally being explored, which I am excited about. They each carry their spouses to the point of exhaustion.

Let’s dig in...

Toby and Kate

Chris Sullivan carries this episode on those big, broad shoulders and gives us a side of Toby we haven’t seen. At his core, Toby is caretaker and in that way reminds me of my husband who is also just as amazing.  But there are times I want to ask Toby, “Aren’t you exhausted? I am a glass half full, rainbows and unicorns type person, but even I cannot compete with Toby’s energy, positivity and enthusiasm. Toby is always on. He’s almost superhuman in that way.

Well, it turns out Toby is not superhuman and yes, he is exhausted. We see flashbacks of Baby Toby, who is the very definition of the cutest, and we learn Toby’s sadness has always been part of him. In fact, he’s very similar to his mother. Is depression genetic? If yes, then I didn’t know that. 

Anywho, Toby’s mother is overwhelmed with a new baby and fighting constantly with his jerk of a father.

“There’s so much of her in you it scares me.”

THAT IS NOT SOMETHING YOU SAY TO YOUR CHILD! WHAT IS WRONG WITH YOU?

Unfortunately, Toby’s father does not view depression as a medical ailment and simply advises his son to get his “mopey” attitude under control because it won’t play well as an adult. What a prize this guy is.

Toby used his wonderful sense of humor to cheer up his depressed Mom as a child. Ugh my heart. As for Toby’s mother, just speaking from experience, sometimes you really just need “one damn day.” You’re doing great, sweetie.

Toby’s last live in girlfriend wasn’t able to handle his moods and she left him, which sent Toby spiraling deeper in his depression. Eventually, he started seeing a therapist, started taking meds and then he met Kate.

I would classify Kate the same as me – high maintenance. This works well with someone who gravitates more towards the caretaker role. But the focus needs to shift time to time, so your partner doesn’t feel short changed.

Toby spends a great deal of time cheering Kate up, cheering Kate on, and being her “rock” as she earnestly put it. However, Toby’s need to be Kate’s hero has led him down a disastrous plan of going off his meds. The sadness is coming back and Toby doesn’t know what to do other than pretend it’s not happening.

However, once Kate announces she’s pregnant (YEAH!!!!!!!!!!!!!!!!!!!!!!! FINALLY SOME GOOD NEWS FOR THESE TWO), Toby’s rock wall of positivity and joy goes tumbling down. He sobs into wife’s arms. 

Letting go and succumbing to the depression isn’t weakness. It’s strength. Sometimes you need to drown before you can swim.  Sometimes you need to go deep into the hole before you can figure your way out.

It’s also a hugely important moment in Kate and Toby’s marriage. I always say marriage is not 50/50. Sometimes it’s 90/10 or 40/60. What you and your partner need day to day and year to year shifts. 

I think it’s fair to say though Toby has been carrying his share of emotional burdens. Toby can’t be sad because Kate is. Toby can’t worry because it’ll make Kate worry more. Toby can’t be angry because Kate is lashing out from pain and grief, so he just has to take it. It goes on and on and on, which is why I wanted to ask Toby, “Aren’t you exhausted?”

This isn’t Kate’s fault either. We can only know what our partner shares with us. Toby kept Kate out. He wanted to be the rock and she needed a rock. It was a mutually beneficial relationship until it wasn’t. That’s marriage. You have to grow and evolve with your partner.

Now it’s about what Toby needs. Toby needs to know he doesn’t have to be in control all the time. He needs to know Kate isn’t going to leave him when the sadness comes. Toby needs to let Kate all the way in. It’s her turn to be the rock.

Randall and Beth

I love you Randall. You are a deeply good human being. You are a blessing to all the lives you touch, but sometimes my friend, you leap before you look.

Randall and Beth are preparing for his first campaign event and my first thought was...

Beth just lost her job. Maybe this isn’t the best time to be piling on. Are they independently wealthy? That house is huge and it must come with a serious mortgage. Do they not have bills to pay? Everyone seems very calm about the whole no income situation. I would not be this calm. Then again, maybe Randall listens to Suze Orman and has 12 months of savings.

Side bar: Every time my husband and I saved whatever monthly sum Suze Orman said we needed she would then add another three months. For example, we’d save 3 months and she’d say save 6 months. We’d save 6 and she’d say 9. And so on. It made my husband very cranky and now I’m not allowed to watch Suze Orman because he says she turns me into a crazy person. End side bar.

Unfortunately, Randall just dives right in and tells the people who came for free barbecue all the ways they are wrong about their current council man. He has a bit of a faceoff with the restaurant owner who explains the current councilman saved his business years ago. People don’t owe him loyalty. They owe him their lives.

Yeesh. Yeah, probably should have put some quiet feelers out there Randall. Maybe a poll Jed Bartlet style. I don’t know what this means for Randall’s future as city councilman, but he’s not off to a great start.

What I really want to talk about is BETH. My queen is not doing great. She is putting up a good show of confidence in front of Randall about interviewing for new jobs and fielding six figure offers. 

Source: livelovecaliforniadreams

However, she broke down crying in an interview. She’s not expecting a call back and Beth is right.

What’s sad is Beth doesn’t feel like she can share this with Randall. She constantly has to be on like Toby. Beth is so busy nurturing Randall’s dreams and easing his anxiety there’s very left over for her – both in the relationship and within herself.

Of course she broke down in an interview! Beth honey you were fired from the business you helped build. Grab some booze and take a week off girl. You need it.

But Beth can’t do that. She has to support her family. If she’s worried then it means Randall will worry more. And on and on and on it goes.

Miguel and Rebecca

Poor Miguel. I think he’s been given a bad rap. He’s trying to so hard to be there for the kids and Rebecca, but he’s not trying to take Jack’s place. That’s impossible. He’s simply trying to keep his promise to Jack. 

Source: @livelovecaliforniadreams

There are people who are such a force in our life that it's difficult to imagine them ever dying. It's impossible in fact.

It’s an exhaustive effort from Miguel. Literally. He carries a piano upstairs and spends the better part of the day fixing Rebecca’s refrigerator. Then he gives a pep talk to Randall (which is not well well received) and lets drunk Kevin crash at his place. This was just one day. I’m sure it makes Miguel feel for Rebecca on a whole other level.

I understand the kid’s reservations to Miguel. Their guard is up. They are protective of their father and the hole his passing has put in the family. But I’m fond of Miguel for the same reason the Pearson children are guarded around him - he is not biological and he reminds me of my grandmother. 

My mother’s mom died when she was 19. Her father (my grandpa) eventually remarried. My mother liked her step mother and even grew to love her, but the day my sister was born my father had a tough conversation with my mom. He said, “I know this is going to be hard to hear, but Jeanne will be the only grandmother our children will ever know. So, I think you need to think seriously about the kids calling her Grandma.” My father’s mother was also gone by this time. 

My mom said it was hard to hear, but she knew her step mother would be an amazing grandmother. And she was. My Grandma Jeanne wasn’t my biological grandmother, but she was the only one I had and she was truly wonderful. I like to think she was a gift my Grandma Noella and Grandma Sara sent to us.

So, when I look at Miguel I think what a gift he is to the Pearson family. And it’s what Jack thought as well. It’s why he asked Miguel to look after his family.

Kevin and Zoe

This is a safe space. I am going to raise my stupid white person hand and say I too did not know what the pillowcase was for. So, thank you Kevin Pearson. Your ignorance illuminated my ignorance and I learned something! 

The scenes between Kevin and Don Robinson, Jack’s army buddy, are truly wonderful. 

Source: livelovecaliforniadreams

There’s so much pride in Robinson’s voice as he reveals the truth to Kevin. Jack hid this piece of his life for a good reason, but there is so much to be proud of as well. It’s really a defining moment in the series, where Kevin realizes how much of a hero his father was and how little he really knows about his time in Vietnam.

I was kind of scratching my head when Robinson said Jack never wrote him back. Does that sound like Jack Pearson thing to do? I shrugged it off though and just chalked it up to Jack trying to leave the war behind like Don said. But then, he finds Kevin and gives him the letters. Robinson had to measure the promises he made to Jack versus the wishes of his son. Not an easy decision, but I think he made the right one. Those letters are going to be illuminating.

Source:  wondersprince

As for the photograph and the woman with the necklace, the same necklace Kevin wears with his father’s dog tags, I’m not sure what it means. Obviously, this person is incredibly important to Jack or else he wouldn’t have kept the necklace for all these years. Could it have been romantic? Sure. If it was does it mean Rebecca wasn’t Jack’s true love? No, not at all.

Keep in mind Vietnam was pre-Rebecca. Jack was pretty clear when he met Rebecca he knew immediately she was “The one.” However, we love many  people in our life. It’s okay to carry pieces of them with you, which is what I think Jack has done. He kept a piece of this woman with him, just like he kept a piece of Don Robinson with him when he place his hands on his children's’ faces and said, “Breathe.”

Stray Thoughts

I think Randall’s dual culture upbringing is strength. He is a black man who was raised in white culture. I think it gives him unique perspective and he belongs in both worlds. It’s not an either or. Maybe this makes me naive but it’s what I think.

Holy crap is this how in vitro really works? It’s so friggin expensive and the success rate is so low! Wow. Sending snuggles to everyone who has every struggled with infertility. You are not alone.

Randall unbuttoning his shirt is all the reason I need to vote for him. Done deal.

Randall: All his lemonade froze Beth.

Beth: Yeah but he was stupid baby.

I love everything about them. I ship it like Fed Ex.

Three hours to get ready Kate? Just as an FYI - that’s all over when you have a baby. You’ll be lucky to get a shower.

Nobody had fun at prom? Man, can teen Pearsons catch a break at some point?

A+ on the prom dresses. Absolutely what I wore in high school. We were slaves to fashion in the late nineties. ;)

I’m super confused. So, Randall’s date wouldn’t go to prom with him because her dad is a racist asshole? How does that work? You are in the dress. The hair is done. Randall Pearson is looking gorgeous in a tux and has a corsage ready to go. You tell dad to go to hell and get in the damn limo kid. Where is her mother in all of this??? What is wrong with people????

Kate’s impression of Adele is dead on.

Rebecca is such an amazing mom. Kate doesn’t give her nearly enough credit.

[atmfrecruitingformula]

How Freelancers Can Catch FIRE (Financial Independence Retire Early)

How Freelancers Can Catch FIRE (Financial Independence Retire Early)

Millennials around the world are facing bleak job prospects and a world economy in near shambles from the COVID-19 pandemic. Naturally, the idea of living off investments sounds pretty good right now. Personal finance has long talked about the idea of becoming financially independent, meaning not owing debt and having your investments cover your living expenses. But now there’s a millennial twist on it: retiring early. Put together, you get FIRE (Financial Independence Retire Early)

Once the domain of employees tired of their 9-5 jobs who want to travel more, FIRE is creeping into all sectors of the working world. With more people going into freelancing due to the pandemic – on top of the 55 million+ freelancers that are already out there – it’s high time we had the FIRE conversation from the perspective of freelancing.

What is FIRE (Financial Independence Retire Early)?

FIRE is made up of two core principles: becoming financially independent (FI) and retiring early (RE). It sounds simple, but the community is wildly splintered.

The definition of financial independence is largely accepted as having investments producing enough income to cover your living expenses. That could mean simply survival expenses of food and shelter all the way to living a lavish lifestyle – it all depends on the individual.

The definition of retiring early, however, is wildly up for debate. Personal finance guru Erving says she hates the concept of FIRE for this exact reason. She believes it’s a huge mistake for young people to take themselves out of the workforce during what would be peak earning years. Interestingly, though, many FIRE advocates agree with her.

Take Kristy Shen, aka FIRE Cracker from Millennial Revolution, a Toronto engineer who FIRE’d along with her husband a few years ago. She was livid that Orman implied FIRE advocates don’t understand compound interest or never want to work again in their lives. On the contrary, the “RE” in FIRE is often understood not as never working, but only working on what you want to. For Kristy, that’s writing. She and her husband wrote Quit Like a Millionaire and have earned hundreds of thousands of dollars writing over the years since FIRE. So much for never working again.

The origins of FIRE and the unique road of freelancing

“I realized the traditional rulebook of life: 1) get a job 2) buy a house 3) be loyal to a company and work until you are 65 and 4) retire with a pension, was broken,” said Shen. “Jobs are no longer stable, houses are no longer affordable, and jobs with pensions are rarer than unicorns.”a freelancer who hit FIRE at age 25, couldn’t agree more. He sees himself as incredibly risk averse, so FIRE was his way “to make income unnecessary” in his life. Talk about risk reduction.

“I work full time and freelance,” she said. “I freelance to pursue my passions (blogging, podcasting, speaking, teaching) and also to build a business so that I can eventually quit my 9-5.”

FIRE was originally developed by people who hated their 9-5 jobs and wanted financial freedom to work on passion projects. So where do freelancers fit into the mix? It gets a bit complicated when you consider that freelancers have inconsistent income and a different tax situation. Those two seemingly small things can change the whole FIRE formula for freelancers, so it’s critical to look at it from that unique angle.

Step 1: Know what kind of FIRE you want

FIRE fundamentally means having enough income from investments that you don’t need income from labor to live. The implied second part is reaching this milestone as early as possible in life, both to benefit from compound interest longer and to enjoy “retirement” for a longer period of time.

Within the financial independence retire early movement, there are three key categories:

Lean FIRE

Fat FIRE

Coast FIRE

Lean FIRE means you cover your essentials with your investments: food, transportation, lodging, and healthcare. That’s it. People who hit this level of FIRE often quit a job they hate but may choose to continue working on passion projects or, as many like Shen have already, become bloggers about their FIRE journey.

Fat FIRE means having enough tucked away for a comfortable lifestyle involving travel, meals out, and more refined lodgings or transportation. What you put into Fat FIRE entirely depends on your lifestyle choices – for some that means vacations, for others it’s a nice car, and for others it’s fancy steak dinners. It’s your choice.

Coast FIRE means you no longer have to actively put money into your investments in order to reach your retirement goals.. For example, if you have $300,000 in investments at an annual compound interest rate of 5%, it will hit $1,000,000 in 25 years. So if you want to retire at 65, your “Coast FIRE” number and date is $300,000 by age 40.

FIRE advocates will often tell you that a huge part of picking your FIRE strategy is also understanding your debt situation. Then, of course, getting out of debt as quickly as possible.

One FIRE journeyer who runs the account ForBetterOrWorth on Instagram, said that’s where his FIRE journey started.

“Our journey to FIRE started with becoming debt free and then figuring out what to do with all that money that used to be debt repayment,” he said.

Step 2: Identify your FIRE number

This is simple math. Once you know what kind of FIRE you want, you simply have to start the calculations.

Here’s what you do:

A) Make a list of all the monthly expenses you will have

From housing and healthcare to travel and dining out. You can also make different models based on Lean and Fat FIRE, if you want to see how the expenses shake out.

Let’s say this is $5,000 per month.

B) Multiply the total monthly expenses by 12, so you have your annual expenses.

That makes $60,000 per year.

C) Add a cushion just in case – usually 10-25% of the total value.

At 20%, that’s $72,000 per year you need investments to generate.

D) Divide the number by 4% (or 0.04 on a calculator), which is known as the “safe withdrawal rate.” (SWR).

The concept of the SWR is that you can draw that percentage each year without ever touching your investment principal. That means the FIRE fund will last, theoretically, forever (PS, this is how rich people live almost all the time, earning money from dividends and assets instead of their labor).

You would need about $1,800,000 in assets to produce $72,000 in annual income.

This is also when you start to realize how small changes can have a serious impact in your FIRE goals.

Let’s say you reduce monthly expenses by $500 per month – to only $4,500 instead of $5,000. That means your new FIRE number is only $1,620,000 at 4% withdrawal. By removing $500 a month from your expenses, you don’t have to save an extra $180,000! Also keep in mind that you don’t have to budget for putting money into savings, since you will have this covered already with FIRE.

This is why many people who chase FIRE aim for the lowest possible monthly expenses, so that FIRE is easier to hit. Take Brian Groat, for instance, who hit his FIRE number of $600,000. He only needed $2,000 a month for his personal Lean FIRE, which was a key reason he was able to hit it so young in life.

Many others choose $1,000,000 as the start of FIRE. Shen did this when she FIRE’d, and new FIRE chasers like Torres-Rodriguez picked the same number.

For C, the anonymous poster behind ForBetterOrWorth, $1 million is just the baseline.

“Right now, $1.5MM even though it’s up for debate,” he said. “Once we hit the $1MM it will definitely be a chance to level set and see if we need to readjust. It’s definitely going to be a million at least!”

At the end of the day, it’s really up to you.

Step 3: Choose your investment vehicles

Tax sheltered investment vehicles are favored by the rich and by FIRE chasers. It seems whenever a country offers tax-advantaged accounts, FIRE chasers use them.

all Canadian. As such, they used accounts like RRSP (registered retirement savings plans) and TFSAs (tax free savings accounts). Torres-Rodriguez and ForBetterOrWorth are American and use 401Ks and IRAs, the American equivalents.

Other accounts depend on your personal situation.

Kinsella and ForBetterOrWorth both have kids. As a result, Kinsella uses RESPs (registered education savings plans) because the Canadian government matches a lot of your deposits. ForBetterOrWorth uses a 529 plan, the American equivalent of an RESP.

Real estate, on the other hand, is a tense subject in the FIRE community. It can provide a lot of passive income when done but can also cost a lot to maintain. Torres-Rodriguez said she “will be adding real estate to my portfolio this year.” Groat, on the other hand, said he used to dabble in real estate but doesn’t anymore.

Step 4: Prepare for freelancer taxes

Freelancing is more complicated when it comes to taxes, but that provides a unique advantage. One big question to answer, though, is whether to operate as a sole proprietorship or incorporate. While the decision is personal, other freelance FIRE chasers suggest incorporation.

“You’ll get a mix of opinions, but I chose to incorporate right off the bat,” said Kinsella. “Keeping business and personal separate has helped me treat the two the way they need to be. Personal is where I spend time planning for FIRE. The business I treat like I work for someone else. It’s a source of income that I also happen to run.”

“It’s going to be different for everybody,” said Groat. “But you want to look at incorporating instead of being a sole proprietorship when it makes sense for you.”

The next thing is to plan for reducing taxes as much as possible – something that using tax-advantaged investment accounts already helps with.

“As a high income earner, I maximize tax savings by maxing out my workplace and solo 401Ks and HSA [Health Savings Account] to reduce my taxable income,” said Torres-Rodriguez.

While this extra planning can be a nuisance, Shen noted freelancers have a lot more flexibility in the end.

“You have the flexibility of ramping up your earnings and investing more money than an employee could,” said Shen. “You can also write off expenses, which enables you to optimize your taxes.”

Step 5: Track your expenses

Tracking expenses is not necessary, but actively encouraged for FIRE chasers. It’s not just the extra coffee that will derail your FIRE plans, but the fact that it’s easy to let spending get away from you if you don’t keep an eye on it.

As for tools, though, the answer is pretty simple: Excel wins across the board. As Shen put succinctly, “I love spreadsheets.”

For folks that don’t like Excel, Personal Capital and  were two tools mentioned by FIRE chasers as helpful for them.

Step 6: Plan for inconsistent income

As mentioned in the tax planning section, freelancers have inconsistent income – it’s a simple reality of freelancing.

For freelancers chasing FIRE, there are two risk mitigation strategies you can use:

Retainer versus growth: Try to find a client on retainer that pays enough to cover your living expenses. Everything else goes to FIRE.

Start an emergency fund: Give yourself 3-6 months of expenses sitting in cash (or a high interest savings account) so if the business goes south for a bit, you won’t have to stop your FIRE contributions.

Step 7: Avoid FIRE pitfalls specific to freelancers

When talking to the FIRE chasers, six key pitfalls came up that are unique to freelancers.

1 – Charge what you’re worth

“Not charging enough or not charging money soon enough,” said Groat, talking about the key pitfalls to avoid. “A lot of freelancers charge an hourly rate, whatever their salaried income was plus $5,” which he says is “disastrous.” He recommends your freelancing rate be double whatever an employee would earn for the same work.

2 – Have a contract

A solid freelance contract gets you out of a whole assortment of problems. It governs work scope, payment terms, deadlines, late fees, and more. Since it’s a legal document, it tends to keep clients more in line than a simple handshake agreement. And if you ever needed to go to court, you have the contract to back you up.

3 – Know difference between cash flow and wealth building

“As a freelancer, you want to focus on cash flow and wealth building as two different things,” said Groat.

Cash flow is the money coming in and going out of your business each month – salary plus other expenses. Wealth building is the money put aside to buy assets. Don’t mistake a good month revenue-wise as getting you closer to financial independence, retire early. The real key is investing as much of your money as possible.

4 – Ignore things and people that detract you from your goal

When you start pursuing FIRE, a lot of people will have a lot of opinions (especially Suze Orman, apparently). But you have to simply ignore and push through.

“People will second guess you and try to talk you out of it,” said ForBetterOrWorth. “But go for it and keep going. It takes time for your investments to compound, but once you start to see that – it’s GAME OVER!”

5 – Make sure you’re disciplined

It’s not just inconsistent income – freelancing is a bumpy ride. There are many things that could derail you or force a pivot. The key is to just be ready.

“That’s why you’ll have to be very disciplined in investing consistently, since you can’t just put in the same amount of money every two weeks like you would with a steady paycheck,” said Chen.

6 – You don’t need to stop freelancing post-FIRE

Freelancing is one of the most free jobs in the world – it’s literally in the name. So after hitting FIRE, don’t worry about needing to send a goodbye email to your clients.

“Just because you’re FI doesn’t mean you have to be RE,” said Groat.

Step 8: Chasing financial independence retire early doesn’t mean ignoring fun

There’s a misconception that FIRE chasers are paupers, scrooges, and otherwise very very cheap people. This is not true. While you can get to FIRE by scrimping every penny, the majority of FIRE chasers realize that FIRE is a marathon. Even the fastest journeys still take years for most people.

“I don’t know about you, but back when I was working towards FIRE, I had a lot of fun spending $5000-$10,000/year on travel with zero guilt,” said Shen. “It’s not about depravity it’s about optimization. Prioritizing your spending towards things that make you happy by cutting back on things like bank fees, portfolio management fees, and spending on things you care about.”

You can also work to make your fun free. As a freelancer, you have the freedom to buy something fun – like a boat – then rent it out part-time to cover the costs of ownership. You can also hack credit card points so your fun is paid for. When you do have fun and spend your own money, you can even turn it into a business opportunity.

“When we go out, we make it count,” said Kinsella. “We spend our money at local businesses because A) it’s the absolute right thing to do to support your neighbours and B) they’re great to include in your network to help with new introductions for your freelance services.”

The key is, like it is for most things, balance.

“We still traveled one or two times a year, but we didn’t shop, we didn’t eat out as much, etc,” said ForBetterOrWorth. “I think as long as you are real with yourself about what you want and what you can live without, you can find the right balance.”

Who wants to catch FIRE?

Financial independence is a dream for a lot of people. The financial independence retire early movement breaks it down into a simple-to-follow plan with a catchy name. But regardless of what you call it, the tenets are the same. Suze Orman and other personal finance gurus call it “financial freedom,” while others call it “being rich.” It really doesn’t matter. What matters is your goal, your money, and your freedom to choose the life that suits you. Everything else is just tactics.

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source http://atmfrecruitingformula.info/how-freelancers-can-catch-fire-financial-independence-retire-early/

[millennialbynature]

Is Rock Dead?

I don’t think there’s a single person who doesn’t love music. For me, music is an escape from reality where I can sit and listen to the rhythm of a song and really feel the composition, or connect personally with the lyrics, but it’s more than just “escaping.” Good musicians know how to bring a passion to their voice when singing, making you feel what they feel while they perform. This passion is what reels listeners in, becoming fans and branding themselves as such. Today, rock music is known for its angst lyrics and loud vocals, bringing an either dominating sound to the ears of fans, or showing their feelings to the world. Those feelings are about more personal demons the artists are dealing with and fans really connect with that, but lyrics used to be about social change and was the music behind movements. Now there doesn’t seem to be a focus on politics, so, in a traditional viewpoint, is rock dead?

Rock music was born in the fifties, borrowing from rhythm and blues, country, pop, jazz, and other forms to create this intrinsic powerful sound. It developed during the political period of desegregation and then gained more heat during the Cold War. In 1951, a disc jockey from Cleveland named Alan Freed, coined the term “rock n’ roll” making Cleveland the “birthplace of rock and roll” (Orman 3). As rock music started to get more popular, so did the controversy of it. In 1955, older people, even some political elites, started overreacting to rock music and often related juvenile delinquency to rock n’ roll. “Soviets viewed rock n’ roll as another example of western ‘decadence,’ but right-wing extremists in the United States viewed the same music as part of a Communist conspiracy to undermine our society” (Orman 4).  So, rock n’ roll almost always was associated with so-called political agendas and a resistance in the youth against higher up’s. In his article, Young writes that during this era, “everything was questioned – from race to gender, from war to the environment, from consumerism to middle-class values, indeed the way of American life itself” (Young 453). Young people were starting to question their way of life, creating this atmosphere of rebellion.

There were many prominent musicians adding to the discourse of protest music during the Vietnam war and civil rights movement era.  Bob Dylan, who was influenced by Martin Luther King Jr.’s speeches, was the forefront of the early 1960’s movement because of his political protest songs. “When Bob Dylan burst on the folk scene, protest music really took off” (Young 462). Dylan wrote songs such as “Masters of War,” “The Times They Are a’Changin’, and “Blowin’ in the Wind” that really added fuel to the movement. The “British invasion” included, “the Beatles, the Rolling Stones, the Animals, the Dave Clark Five, the Kinks, and numerous other British groups changed many things in America” (Orman 6). The Beatles in particular made rock n’ roll turn into a more dynamic term known as “rock.” British groups changed many things in America, and Americans started buying records and wanting to create their own garage bands.

“Three Days of Peace and Music” will forever be iconic throughout history. In 1969, Woodstock became the biggest attended festival yet in America with over half a million people in attendance. Fans, or otherwise known as hippies, crowded in the 600 acre field to hear musicians like Janis Joplin, Arlo Guthrie, The Grateful Dead, The Jimi Hendrix Experience, and The Who. “The most memorable moment of the concert for many fans was the closing performance by Jimi Hendrix, who gave a rambling, rocking solo guitar performance of ‘The Star Spangled Banner’” (history.com). This festival was a movement in and of itself against the Vietnam war with most of the musicians performing songs showing their opposition to the war and with most of the fans sharing their views. The late 1960’s and early 70’s was the highlight of rock music because of the songs calling out societal flaws and music against the government. After this era, however, what happened to the political statements and movements rock music brought to their listeners?

In the 1990’s and early 2000’s, bands like Rage Against the Machine and Green Day wrote politically influenced songs. Rage Against the Machine’s song such as “Killing in the Name,” and “Bulls On Parade” speak against police brutality and governments war agendas. Green Day’s “American Idiot” talks about society mindlessly following media and the government. So, after bands like Rage Against the Machine, Green Day, and even U2 who is still currently making music, then what? Where has the politics and call for action within rock music gone? In an interview with Tom Morello done by the Rock and Roll Hall of Fame for their “Louder than Words: Rock, Power, and Politics” exhibit at the museum in 2016, he says, “100 percent of music is political. Music either supports the status quo or challenges the status quo. So every artist is political” (Rolling Stone). He then goes on to explain what he means by saying, “Justin Bieber and Selena Gomez probably don’t identify as political artists, but their music-while often very entertaining and loved by their fan base- is the bread and circuses of our times… if you’re not questioning authority, you’re tacitly submitting to authority...what you say and what you do matters” (Rolling Stone). Can this be said for today's rock music as well?

It’s commonly known that most pop music today would fall under the category of “submitting to authority” like Morello mentions, but is this true for rock music today as well? When one thinks of rock music, the vision they get in their head is of a group of men wearing leather jackets with tattoos and smoking cigarettes. Why don’t they think of resistance and what the genre was created for? Could it be because the genre is changing? The most popular rock musicians today, according to Billboards charts on “Hot Rock Songs” currently are Imagine Dragons, Bad Wolves, Foster the People, Alice Merton, Panic! At The Disco, Thirty Seconds To Mars featuring Halsey, and Walk The Moon. Later on down the list, we see bands that one might typically associate with rock music more than the bands at the top of chart as I have just mentioned. Those bands include Godsmack, Three Days Grace, Breaking Benjamin and Five Finger Death Punch. So why is it that the bands at the top of list could be somewhat controversial to people who identity as rock n’ roll listeners? Those bands are topping the charts of what Billboard considers “Hot Rock Songs” but are they actually rock?

Rock music started as a rebellion genre against the political machine and societal standards, so shouldn’t that be the standard used when determining if a song or artist today is classified as rock? In a Billboard article titled, “Is Rock Still Relevant In 2016?” the author, Carl Wilson, brings up a good point saying that, “consider how the new rock artists of comparable staying power or cultural significance have emerged since that decade’s [early 1990’s] alt-rock surge. Yes, there are well-regarded figures from the indie, emo and metal scenes, but few of them reach far beyond their niches-” (Wilson). In today’s world of music, what’s considered rock has drastically changed since the genre developed way back when. Wilson is suggesting that rock artist have to change their sound based on what’s popular with current society. For instance, Imagine Dragons has a more pop feel to their music. Before the death of Chester Bennington, Linkin Park’s new album had pop singers as featuring artists, but the most new sound of rock music is Twenty One Pilots. Twenty One Pilots bring a whole mixture of genres into one song and provides lyrics for their listeners to really think about. Wilson writes:

The one rock act that has crossed over in 2016: Twenty One Pilots, an electro-acoustic duo that owes as much to hip-hop and dance as to emo-rock forbears such as My Chemical Romance. Its sound is not amps in the garage but ProTools in the bedroom; its mood is sullen introspection rather than youth rebellion. “I care what you think,” goes part of the refrain from the hit “Stressed Out,” an inversion of Rage Against the Machine’s “F— you, I won’t do what you tell me.” Is this the face of new rock? Introspection rather than rebellion?

A few bands are bringing a “come back” for rock and metal music. The band Nothing More released their self titled album with their once drummer, now frontman, Jonny Hawkins singing thought provoking messages in their lyrics. In their song “This Is The Time” Jonny Hawkins powerful vocals calls to society to look closely how their leading their lives full of hate and trying to be better than next person. Also on the album, the songs Christ On Copyright and Mr. MTV call out politics and societal standards. Nothing More’s newest album “The Stories We Tell Ourselves” conveys the political and social agenda they started to tell in their album previously with songs such as “Do You Really Want It,” “Go To War,” and “Let ‘em Burn.”  So, is this the revival rock music needed? In an album review on “The Stories We Tell Ourselves,” Quentin Singer writes, “The band really wanted to make a point out of this song [“Let ‘em Burn”], by showcasing their thoughts on how political and social issues are filled with such tremendous dishonesty throughout today’s media” (Singer). Alongside Nothing More, Papa Roach recently came out with an album titled, “Crooked Teeth” with a few songs addressing politics today: “Born For Greatness” and “American Dreams.” Other bands who are bringing a “revival” to rock music would include Rise Against, Green Day, and what was originally Rage Against the Machine with lead singer Zak de la Rocha, but is now Prophets of Rage with a new lead man. So what does this mean? Why don’t more people know about these musicians?

Those who say “rock is dead” clearly don’t pay attention to new music and the messages the artists are trying to say. Do we need more rock artists adding to the rebellion against the political machine or do we need more people opening their ears and waking up from their coma induced state created by “feel good” music? Isn’t this the time to stand up against the political agenda and societal standards more than ever? We are grouped together by our generation, being called “those Millennials” with the roll of an eye just as the hippies were during the time of Woodstock. Should there be another Woodstock?

Is rock music dead? Definitely not. “A disobedient spirit is direly needed to balance out the economic pressures that push both music and media toward a narrow, survival-of-the-fittest emphasis on mega-pop” (Wilson). The “disobedient spirit” Wilson mentions is still alive through bands like Nothing More and Rise Against, but as well as current rap artists like Kendrick Lamar. Rock and metal music may someday not sound the same as it once did because of the ever changing culture and trends, but the “disobedient spirit” it created will always find its way into the lyrics of musicians regardless of genre.

Works Cited

Orman, John M. The Politics of Rock Music. Nelson-Hall, 1986.

Rolling Stone. “Tom Morello: 'All Music Is Political, Even Justin Bieber'.” Rolling Stone, Rolling Stone, 20 May 2016, www.rollingstone.com/music/news/tom-morello-all-music-is-political-even-justin-bieber-20160520.

Singer, Quentin. “Album Review: Nothing More's The Stories We Tell Ourselves.” The Berklee Groove, 17 Oct. 2017, www.berkleegroove.com/2017/10/10/nothing-more-album-review/.

Street, J. (2001). Rock, pop and politics. Firth S., Straw, W., Street, J. (ed.) The Cambridge

“Top Rock Songs Chart.” Billboard, www.billboard.com/charts/rock-songs.

Wilson, Carl. “Is Rock Still Relevant In 2016?” Billboard, www.billboard.com/articles/events/year-in-music-2016/7616418/rock-relevant-2016.

[ericvick]

The Final Guideline To Turning out to be A Doer

At times, we devote an inordinate sum of time chatting about our tips, desires, and aspirations. It is effortless to content material ourselves with simply obtaining lofty suggestions and not acknowledging their sheer abundance.

Anyone who has taken a breath has most likely experienced an notion that could have pretty much improved the program of his or her existence in a revolutionary way. Regrettably, these types of ideas almost never get implemented. According to Mark Twain, “the key to receiving ahead is having begun.”

If you are drained of inactivity robbing you of your prospective, then below are 15 means to be a doer.

Goals and Mental Preparedness

Cultivate Your Dream

What would you attempt to do if you realized that you could not fall short?

In so a lot of conditions, your remedy will account for a mere fraction of your likely. This is critical.

In order for just one to unlock such possible, he must be equipped to transfer past mental limitations. Appropriately, meditate on what profitable will come to feel like for the up coming 30 times. Saturate your thoughts with the future stage, but don’t prevent there. Produce the vision. Make it simple. Unlock your dormant dreamer and doer!

We are inclined to shift in the route of our most dominant considered.

Really don’t be contained by minimal considering. Your dreams really should encourage you to transfer further than your comfort zone and into action. Your dreams should also inspire awe from observers.

No matter if your desire is prosperity and wealth, aiding thousands of individuals, health or a phenomenal career, cultivate your desire. Recall that the desire is the gas and your plan is the map!

Relinquish Regret

Regret is commonly a waste of time – Thomas Crown.

Languishing in regret and despair around past faults is counterproductive. It will just rob you of your pleasure. The electrical power expended on regret could be set to substantially greater use, like knowing your goals.

Every person will make errors or missteps at times, but the vital is extracting the classes from blunders and reducing or even evading future losses. To err is human, but to forgive is divine.

Forgive on your own now.

See Also: How to Steer clear of The Regret of Yesterday And The Concern of Tomorrow

Enable Go of the Stigma of Failure

In the same way, you should not enable the worry of failure quit you from performing on your targets. John F. Kennedy stated those people who dare to fail miserably can realize considerably.

Dave Ramsey, Robert Kiyosaki, Suze Orman, and lots of other individuals have tasted what numerous would characterize as failure, only to afterwards accomplish amazing accomplishment. The critical lesson is that there is an additional act to your life’s engage in.

In How to Enjoy the Soreness of Monetary Difficulties, I mentioned how failure can be instructive and how it’s just typically temporal. It is simply a make a difference of belief that can unleash your creative imagination.

Really do not let the stigma of failure end you from achieving your objectives, even if you knowledge an initial setback. If you made a error, you are in great firm.

Know By yourself

Figuring out you is so essential to obtaining the greatest return on your attempts. You are one of a kind and have tremendous value. Sometimes, we begrudge our distinctions from other individuals rather than embracing them.

For case in point, when I was in pharmacy school, I discovered how I favored to master. Sometimes, it was different from the many others in my courses.

However, knowing my studying preferences ended up getting a great gain to me because I commenced to cater to them. Experienced I not understood and embraced my individuality, content material that I now devoured easily would have ongoing to take me a extended time to have an understanding of, analyze or appraise. It is essential that each doer honor his discrepancies and use them to his competitive benefit.

Goals and Planning

Program to Win

To Type-A personalities, it may seem intuitive that creating a strategy significantly raises the odds of accomplishing. Nonetheless, so many of us are unsuccessful to systematically strategy our funds, careers, wellness, and our relationships.

Failure to approach is organizing to fall short.

What is your accomplishment plan?

Often, what is missing is a system of action specifying precisely what we want our life to seem like in the upcoming a few several years and what 6 techniques we will choose to realize our goals. A goal with out a approach of implementation is a pipe aspiration. Determine on a study course of motion now.

Prioritize

Making an attempt too much is just as risky as not trying anything at all. Emphasis is blinding. By focusing on your priorities, you can block out interruptions. Often, that means putting down a little something that is essential for a passion that need to happen.

Thomas Edison reported that he has extra regard for the person with a single plan who develops it than the human being with 1,000 thoughts but does very little.

We should not unnecessarily dichotomize every little thing into “good” or “bad” when it comes to targets. Sometimes, it’s merely a matter of “now” compared to “later”.

Harness the power of concentration to unleash a perseverance and enthusiasm for your goals that will make you unstoppable.

See Also: Do You Have As well Numerous Goals? Here’s How to Prioritize Them

Start off Small

Do not despise smaller beginnings.

How do you try to eat an elephant?

The reply is just one chunk at a time. Just simply because your purpose is to drop 40 pounds this 12 months doesn’t necessarily mean you are a failure for getting rid of 10 kilos in the very first a few months.

In actuality, even if you only decline five pounds but have enhanced your cardiovascular conditioning, food plan, and muscularity, you have designed considerable development.

Don’t be discouraged by the need to have to tweak your approach to account for daily life. As a substitute, accept your progress and carry on transferring in the correct way. Try to remember, persons can’t usually be what they are not, but they can grow to be what they are not.

Established a Time Limit on Preparation

I love planning as a lot as everyone, but doers frequently set a restrict on preparation time.

The downside with shelling out way too significantly time planning is that you might in no way get began. In Poke the Box, Seth Godin argues that it is quick to slide so in enjoy with beginning that we in no way start out. If you truly are progressively relocating in direction of your targets by means of preparing, go for it.

There are some matters (and even selected professions) that need decades of preparation just before they are realized. Even so, make guaranteed that you are not making use of preparing as an excuse to avoid action.

Placing practical anticipations on how much time really should be allotted for laying groundwork is a excellent way to retain preparation time acceptable.

Admit the Joylessness of Over-achieving

Even though I appreciate setting audacious objectives, I also have to warning you regarding intention-location exhaustion. If you are continuously more than-achieving, then you hazard burnout.

You can nonetheless stretch on your own and have phenomenal ambitions without being perpetually miserable due to the fact your ambitions are so massive that they demand miracles to accomplish.

Never make it possible for your drive to wane because you established on your own up for disappointment. Take care of these kinds of extend goals as just that: goals built to force you out of your consolation zone.

Know that they are a section of your general achievement prepare, but do not despair if your programs from time to time choose longer or go in a unique direction than you at first anticipated. By pushing by yourself over and above your consolation zone, you are generally nevertheless greater off than the choices, presented that your ambitions do not rob you from encountering any contentment in the method.

Interactions

Banish Eeyore

Dream-killers, aka “Eeyores”, are some of the most hazardous people that you know. They function as saboteurs to productiveness. Regardless of irrespective of whether they act with the intent of maliciousness, banish (or restrict) this kind of disastrous associations if you approach to be a major doer.

Individuals furnishing constructive criticism are high-quality, such as those people providing suggestions on currently being goal with your projections. Nevertheless, these who generally hinder your development thanks to their constrained vision have to have not be bundled in your elite team.

Network With Achievers

If you want to move beyond your comfort zone, one particular of the fastest ways is to network with achievers. In truth, even though I’m writing this, I have just returned from spending a 7 days with people today in my field who are rock stars.

Staying immersed in that ecosystem compelled me to take my sport to the up coming stage more rapidly and grander than I experienced originally planned. When you network and become accustomed to interacting with the up coming degree, it will make you unpleasant with in which you are currently at. Strategically, spot oneself in predicaments that stretch you.

Get an Accountability Spouse

Though “head knowledge” is superior, part of the top secret to thriving transformations, these types of as those people found by well known eating plan courses, is accountability. Your marriage with partners is strong in attaining your plans. This is because fantastic partners have already gone by the same journey, can see by way of the lame excuses, and will encourage you throughout the down times.

Absolutely everyone is not acceptable to be your accountability associate which is fine. Come across the individual who will empower you to push earlier the frequent to achieve the extremely hard.

Delegate

Not every thing involves your core competencies, so it is not usually beneficial to do almost everything you. The ubiquity of businesses this sort of as Elance, Angie’s Record, and Fiverr will make acquiring reasonably-priced freelancers and contractors to delegate to much less difficult.

It’s one particular issue to do duties that are not central to your concentration because you take pleasure in them or lack the finances to hire support, but it is an additional difficulty entirely if you are stuck carrying out one thing you despise only due to the fact you have not inventoried the sources offered to you.

Delegation can be a highly effective exercise. It’ll let you to produce your strongest places when relinquishing interruptions and expanding your in general productiveness.

Deal With Obstacles to Motivation

Generate an Motion Atmosphere

Your natural environment issues to your efficiency, normally additional than you notice. It’s essential that when you sit down to function, you are not bombarded with distractions. It is sometimes complicated to get enthusiastic to do something effective in the 1st place.

Thus, the final point just one requires is to get began only to have his or her time squandered on some thing which is unimportant.

Creating an action atmosphere may well signify shutting off the computerized notification element on your mobile phone or electronic mail at specified moments during the working day. It could signify getting rid of the sweet jar from your desk or logging off of Fb.

Regardless, create an atmosphere that encourages you to get points done.

Document and Celebrate Your Development

Acknowledging and celebrating your triumphs can provide as large commitment to keep on in your endeavors. Achievers do not just operate challenging achievers enjoy tricky also.

When I grew to become personal debt-free, I threw a substantial social gathering just as I would have celebrated a milestone birthday or a graduation. Major furry audacious aims demand time, so when you are victorious, why not celebrate your successes?

The regulation of recognition says that what you are unsuccessful to recognize will not be effectively acknowledged. What you regularly are unsuccessful to accept will at some point go away your life.

If you worth your successes, rejoice them!

Closing Views

Inactivity is a person of the greatest burglars of prospect. Never be articles with simply getting a fantastic concept. After all, an strategy is normally just a modest portion of the journey. It’s what you do with your thoughts, goals, and passions that rely.

Try to remember, as your views come to be more, you turn into a lot more. For that reason, commit to pondering on a bigger degree, build superior targets and plans of implementation, create and preserve associations that incorporate to your daily life. As you utilize these techniques continually, you much too will be a doer.

Prepared by Roshawn Watson, a writer at Watson Inc. on reducing personal debt, investing cash, and developing prosperity. Get my free Ebook Your Foundation to Wealth by signing up for my e mail updates (no spam I assure). Get my RSS feed and join with me on Twitter @roshawnwatson too.

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[andrewdburton]

Great lessons from great women

A decade ago, J.D. shared some great lessons from great men. He had a wealth of material to draw from: biographies of historical figures from centuries ago, classic business texts, and the earliest self-help books.

If you want to compile lessons from great women, however, you don’t have the same sources, because women have not been considered “great” for much of history, and thus they’ve not been asked for their opinions on most things — certainly not financial matters! Multiply that times ten for women of color.

Today, I'd like to share some great lessons from great women. But the wisdom I’ve collected here comes primarily from media sources and speeches. It’s no less wise than the wisdom from books written by great men, and it applies to everyone of all genders, although it’s informed in many cases by much tougher life circumstances than the white men who lent their thoughts to this post’s counterpart.

Here are ten inspiring bits of wisdom that I’ve learned from great women.

Do the Work

“There are two kinds of people, those who do the work and those who take the credit. Try to be in the first group; there is less competition there.” – Indira Gandhi, India’s first (and only) female prime minister

We are trained to look for shortcuts in everything. More than that, we're surrounded by people who want the glory and the money associated with having done something without actually doing the thing.

But real success – and with it a sense of true accomplishment and fulfillment – only comes if we actually do the work. Success without having done the work feels hollow. And the belief that success should come instantly and with glory puts us in the wrong mindset to achieve big things.

I’d tweak Indira’s quote just a little, though, to say that it’s fine to claim credit – in fact you should! – but only after you’ve actually done the work.

Work first, credit second.

Define Success for Yourself

“To me success means effectiveness in the world, that I am able to carry my ideas and values into the world — that I am able to change it in positive ways.” – Maxine Hong Kingston, author

Our society tends to have a one-dimensional definition of success: To be successful is to have power, status, and money. While those things might satisfy some of us, it’s simply not true that everyone will feel equally fulfilled by having them, never mind that our current economy simply won’t allow most people to achieve those things.

Instead, let’s follow Maxine’s advice and define success for ourselves. She defines it as effectiveness at carrying her ideas and values into the world, which is true for me, too, but you get to choose your own definition.

Mistakes Aren’t Failure

“You know, failure hurts. Any kind of failure stings. If you live in the sting, you will undoubtedly fail. My way of getting past the sting is to say no, ‘I’m just not going to let this get me down.’” – Sonia Sotomayor, the first Latina justice on the U.S. Supreme Court

“Failure is an important part of your growth and developing resilience. Don’t be afraid to fail.” – Michelle Obama

It’s natural to be afraid of failure. And despite the recent Silicon Valley-led trend of “failing fast” (in which failure is accepted but is also supposedly painless), Sonia and Michelle understand that failure sucks. There’s no point in sugar-coating it.

If you invest yourself in something and it doesn’t work out, it’s inevitable that that’s going to hurt. But what matters is what you do next. Do you wallow in that hurt? Or do you figure out what you can learn from that failure, and refuse to let it stop you?

Be like these great women and carry on, more resilient than ever.

Embrace Fear

“If your dreams do not scare you, they are not big enough.” – Ellen Johnson Sirleaf, President of Liberia and Nobel Peace Prize winner

Speaking of that fear of failure, not only can we not let failure stop of from moving forward, we can’t let the fear of it stop us from even trying in the first place.

Fear can be a helpful guide to tell us that we’re getting closer to our highest purpose, and to doing something that really matters. If you’re never scared by something you’re setting out to accomplish, it doesn’t mean that you’re especially brave. It means you’ve never challenged yourself.

Real Wealth Is Community

“My object in life is not simply to make money for myself.” – Madam C. J. Walker, the first self-made African-American millionaire

We don’t talk enough about the incredible life of Madam C.J. Walker, an entrepreneur who was determined to build her own wealth, but also to lift as she climbed and enrich others in her community along the way. Fortunately, you can now learn more about her in the Netflix series Self Made.

Walker grew up in terrible poverty, like most African-Americans of her day, and knew she wouldn’t be satisfied if she only enriched herself without making things better for her community. It’s a lesson we can all take to heart, asking how we can use our own opportunities and advantages to create opportunities for others, especially for those who’ve historically faced more barriers.

Generosity and an Abundance Mindset Will Serve You Well

“If you look at what you have in life, you’ll always have more. If you look at what you don’t have in life, you’ll never have enough.” – Oprah Winfrey

“No one has ever become poor by giving.” – Anne Frank

Something I wish I’d understood earlier in life is the destructive power of a scarcity mindset (in which you focus on what you don’t have and feel compelled to hoard money) rather than an abundance mindset (in which you focus on what you do have and therefore don’t need to hold on to it so tightly).

Psychological research tells us that giving of ourselves, both our time and money, makes us feel better about ourselves, more grateful for what we have, and happier overall. And that’s in addition to strengthening our communities and helping those less fortunate at the same time.

Generosity is a muscle you have to build, so start small if you have to, but give whenever you can.

Pursue the Things You Love Most

“You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.” – Maya Angelou, author, poet, and civil rights activist

I actually kind of hate the “follow your passion” career advice that so many extol, because it’s simply not universally applicable, and it sets up an unhelpful divide between those who are able to go into a career path about which they’re passionate, and those who have to do the thankless jobs that we’re finally recognizing as essential in the era of COVID-19.

But your career is not the entirety of your existence. And in your life as a whole, I absolutely believe in letting what you love guide you, without regard for money.

Being accomplished at something doesn’t have to mean getting a paycheck to do it, nor does it require public recognition. It could be something you do privately for your own enjoyment and nothing else. And doing it without regard for money is an important piece, because we make decisions differently when we’re profit-motivated.

Allow yourself at least one thing you love in life in which money plays no part.

Claim Your Power

“Power is not given to you. You have to take it.” – Beyoncé

“We teach girls to shrink themselves, to make themselves smaller. We say to girls: You can have ambition, but not too much. You should aim to be successful but not too successful, otherwise you will threaten the man. If you are the breadwinner in your relationship with a man, pretend that you are not, especially in public, otherwise you will emasculate him.” – Chimamanda Ngozi, author and activist

“We as women should shine light on our accomplishments and not feel egotistical when we do. It's a way to let the world know that we as women can accomplish great things!” – Dolores Huerta, founder of the United Farm Workers

“Women’s empowerment” is another idea I kind of hate, because it suggests we are being granted some small amount of power by those who already possess it, in the amounts they choose to grant.

But those in power never asked permission or waited patiently to be gifted what they felt was theirs. They didn’t shrink themselves to make others feel better about themselves. They didn’t hesitate to shout their accomplishments because of how it might make them look. They took that power and stood in it — without shame.

So, instead of “being empowered”, we should claim our own power. (And to those who’ve historically had those advantages, don’t worry – “power” isn’t a zero-sum game. More people having power doesn’t lessen your own.)

Use your voice, cheer your accomplishments, and live to your full potential.

People Are More Important Than Anything

“People first, then money, then things.” – Suze Orman

“Remember, ‘No one’s more important than people’! In other words, friendship is the most important thing—not career or housework, or one’s fatigue—and it needs to be tended and nurtured.” – Julia Child

We can argue about whether Suze Orman is a great woman or not, but she certainly expressed this sentiment most succinctly: People are the most important thing.

If your wealth or your success comes at the expense of your relationships, then all the money in the world won’t make you happy. And countless studies confirm this: Those with the strongest relationships live the longest and have the most high-quality-of-life years, they have the greatest sense of purpose, and they’re the happiest.

Put the people in your life first, ahead of your career and hustle, if you care about what your life adds up to and not just what your financial numbers add up to.

Know What You Stand For

“Stand for something or you will fall for anything. Today’s mighty oak is yesterday’s nut that held its ground.” – Rosa Parks, American civil rights activist

This may seem like it’s not a money lesson, but it absolutely is. We’re faced with scores of choices every day that have real-world implications for other people and the planet.

Let’s say you decide you want to earn passive income through rental real estate. Do you want to be a slum lord who does the bare minimum maintenance on your properties and evicts people the second rent is late? Or do you want to recognize that your property is someone’s home and maintain it accordingly, and cut them some slack if they have trouble paying?

Making no decision is a decision in itself, so make your choice consciously. Know what you stand for, and recognize that your money is the single biggest expression of your values.

Final thoughts: The women who gave us these lessons are a huge inspiration to me, and their fights for justice have paved the way for future generations to struggle less. Let’s carry their lessons into the world and do great things!

from Finance https://www.getrichslowly.org/great-women/ via http://www.rssmix.com/

[gordonwilliamsweb]

To Boost Bottom Lines, Single-Payer May Be Just What These Restaurateurs Ordered

PROVIDENCE, R.I. — Last winter, James Mark was a 2018 James Beard Award finalist. A few months later, both GQ and Bon Appétit ranked Big King, his newest Rhode Island restaurant, as one of the country’s best places to eat.

But in 2018, the chef and restaurateur spent almost double his personal income on health insurance for his employees: $54,000 to cover a dozen or so people, compared with the $35,000 he paid himself.

Mark spends most of his time at the self-identified “small and strange” Big King, his experimental Asian restaurant on Providence’s trendy West Side, where the handwritten menu changes daily. At downtown’s Dean Hotel, he runs the small cocktail bar and the no-reservations North, which serves dishes like smoked shiitake ice cream and crab and fried kabocha with pumpkin miso. He employs fewer than 50 people, so he isn’t required to provide health benefits. But he thinks it helps with staff retention and is the right thing to do.

After all, if a sous-chef needed an emergency appendectomy, the bill without insurance could be financially devastating. A health benefit, he said, is crucial to treating his employees’ jobs as “viable long-term work.”

That’s why Mark, who studied at nearby Johnson & Wales University and trained in restaurants both here and in New York City, has joined a growing chorus of small-business owners to support “Medicare for All” or some type of government-sponsored universal health plan.

The beef is not just about the financial burden. “I could make a lot more money if I didn’t have to pay that,” he said from Big King, a narrow eating space where bottles of golden Japanese whisky and clear sake glimmer against the dark wood paneling. It’s also the confounding choices and hours of administration for which Mark feels, at best, underqualified. Though he tries to pick a good option, he reflected: “I have no idea if it’s a good [health] plan or a bad plan, in comparison to everything else.”

While industry groups have largely opposed the idea of a single-payer system, worrying it would mean tax hikes, some individual owners are increasingly open to the idea. Big companies can hire benefits consultants and managers who arrange and administer employee insurance. Owners of small businesses and restaurants might otherwise decide to let employees fend for themselves.

Mark — and others of his ilk — conclude they would accept higher taxes if the government would take over the herculean task of insuring their workers.

James Mark (center) sits at the bar in his restaurant Big King, along with cooks (from left) Oscar Lange, Emily Joslyn, Peter Kachmarsky and JC Kuvaszko. Mark employs fewer than 50 people, so he isn’t required to provide health benefits, but he does anyway because he thinks it helps with staff retention and is the right thing to do.(Christine Chitnis for KHN)

As premiums and health costs rise, the broader industry seems to be eyeing the option with a mix of new curiosity and old concerns.

The National Restaurant Association, for instance, opposed the Affordable Care Act and other Democratic reform efforts that were less sweeping than the single-payer approach but did require employers with 50 or more workers to offer insurance. Today, the trade group doesn’t have a specific stance on Medicare for All, though a spokesperson pointed to concerns about the eventual tax burden its members could face.

The National Federation of Independent Business, a Washington, D.C.-based advocacy organization that represents small-business owners, offered similar worries about the tax hikes likely paired with this system. An internal survey of NFIB members showed 75% opposed single-payer, often citing payroll tax increases as their concern.

Aaron Frazier, the National Restaurant Association spokesperson, suggested that members could get a better health insurance deal by using the organization’s association health plan, which is collectively negotiated by the trade group.

Association health plans — a longtime favorite Republican concept — are a cornerstone of the current White House’s health policy. But they remain controversial and are often held to less stringent coverage standards than other forms of insurance since they may have caps on coverage spending and may not cover some of the Affordable Care Act’s “essential benefits,” such as maternity care and prescription drugs.

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A middle ground, proposed by many of the Democratic presidential candidates, might be a “public option,” a government-run health plan that individuals — or their employers — could pay to join if they didn’t like their other options.

That approach could still “go a long way” in addressing some of the concerns restaurant owners outlined, said Linda Blumberg, a health policy fellow at the Urban Institute, a Washington think tank.

The way the Bureau of Labor Statistics tracks health coverage among service-industry workers makes it impossible to determine how many small restaurants offer health insurance to their employees.

Those that do usually face a hefty expense and hours navigating the byzantine world of health insurance.

“It was a lot of bureaucratic stuff that I didn’t really understand. My focus is in the kitchen,” said Richard Wall, who owns Both Ways Café and Catering in Seattle. He hired a broker but reviewed only a few plans before picking one to offer employees. The process was “confusing.”

On the 2020 campaign trail, presidential candidates Bernie Sanders and Elizabeth Warren talk about how their plans would replace the current, private insurance system with a single, government-run program. Their proposed systems would eliminate most cost sharing, so patients pay very little out-of-pocket, and would be financed through taxes. Warren, a Massachusetts senator, would implement her plan through two legislative steps, while Vermont’s Sanders would do so in one.

Rather than focusing on these details, these restaurateurs emphasized the result: having the government step in and guarantee coverage to everyone.

“We would all, everyone involved, be positively affected,” argued Daniel Myers, who co-owns Loyal Nine, a spacious cafe by day and restaurant by night, in Cambridge, Massachusetts.

Loyal Nine insures about a dozen employees, who must meet a $3,000 deductible before coverage kicks in. It also employs fewer than 50 people. But, Myers argued, subsidizing coverage makes sense. Employees are more likely to stay because of health insurance.

Take Jen Wittlin, who manages Providence’s Dean Bar and has worked on and off with Mark since 2012. Health insurance is non-negotiable. She previously had medullary thyroid cancer and needs daily medication and regular endocrinology checkups.

“I didn’t have the option of working somewhere that didn’t offer health care,” she said.

Before realizing that Mark would subsidize insurance, she worked at North but also had a full-time gig at the YMCA, to access its employer-sponsored health care. Upon learning about Mark’s health benefit, she said, she quit her second job.

“People are forced to sacrifice their creative abilities and go into corporate positions because those are guaranteed benefits,” she said. “To have it paid for! That’s the lure of this place.”

It’s a big expense, though. Myers estimates 10% of his payroll goes to health care. His business is too small to bargain with the insurance company. So each year, the price goes up. The variable is by how much.

“You’re pushed up against a wall,” he said. “We have no ability to negotiate our prices. They are what they are.”

Bigger businesses have the purchasing power to wrangle a favorable deal with an insurance company. Smaller ones don’t, said Paul Ginsburg, an economist who directs the USC-Brookings Schaeffer Initiative for Health Policy. That leaves many restaurateurs in a perilous position, he said.

Such pressures fuel these restaurateurs’ support for Medicare for All, even though the cost and financing remain but pencil sketches.

Mark said he doubts he would pay more in taxes than he spends on health care now. Even if he did, he said, it would be a plannable expense. That — and the knowledge that everyone else shares in the burden — would justify the increase, he said.

Still, Wall at the Both Ways Café has questions. How would Medicare for All’s coverage compare with the insurance he gets through his wife’s employer? He’s unsure. And Adam Orman, who co-owns L’Oca d’Oro in Austin, Texas, and subsidizes his employees’ health care with a direct primary care contract and other additional benefits, worried there would still be “so many layers of bureaucracy.”

Still, no longer having the current system and knowing his employees are covered “sounds really good,” Wall said. Orman called it “a step in the right direction.”

The choice between plans and doctors, which is cited as a benefit of the current market-based system, often doesn’t seem an asset to small restaurateurs and their workers.

Recently, Mark decided to explain to his staff how their insurance works. In response, he got “glazed looks — it’s a system that’s really confusing.”

To Boost Bottom Lines, Single-Payer May Be Just What These Restaurateurs Ordered published first on https://nootropicspowdersupplier.tumblr.com/

[stephenmccull]

To Boost Bottom Lines, Single-Payer May Be Just What These Restaurateurs Ordered

PROVIDENCE, R.I. — Last winter, James Mark was a 2018 James Beard Award finalist. A few months later, both GQ and Bon Appétit ranked Big King, his newest Rhode Island restaurant, as one of the country’s best places to eat.

But in 2018, the chef and restaurateur spent almost double his personal income on health insurance for his employees: $54,000 to cover a dozen or so people, compared with the $35,000 he paid himself.

Mark spends most of his time at the self-identified “small and strange” Big King, his experimental Asian restaurant on Providence’s trendy West Side, where the handwritten menu changes daily. At downtown’s Dean Hotel, he runs the small cocktail bar and the no-reservations North, which serves dishes like smoked shiitake ice cream and crab and fried kabocha with pumpkin miso. He employs fewer than 50 people, so he isn’t required to provide health benefits. But he thinks it helps with staff retention and is the right thing to do.

After all, if a sous-chef needed an emergency appendectomy, the bill without insurance could be financially devastating. A health benefit, he said, is crucial to treating his employees’ jobs as “viable long-term work.”

That’s why Mark, who studied at nearby Johnson & Wales University and trained in restaurants both here and in New York City, has joined a growing chorus of small-business owners to support “Medicare for All” or some type of government-sponsored universal health plan.

The beef is not just about the financial burden. “I could make a lot more money if I didn’t have to pay that,” he said from Big King, a narrow eating space where bottles of golden Japanese whisky and clear sake glimmer against the dark wood paneling. It’s also the confounding choices and hours of administration for which Mark feels, at best, underqualified. Though he tries to pick a good option, he reflected: “I have no idea if it’s a good [health] plan or a bad plan, in comparison to everything else.”

While industry groups have largely opposed the idea of a single-payer system, worrying it would mean tax hikes, some individual owners are increasingly open to the idea. Big companies can hire benefits consultants and managers who arrange and administer employee insurance. Owners of small businesses and restaurants might otherwise decide to let employees fend for themselves.

Mark — and others of his ilk — conclude they would accept higher taxes if the government would take over the herculean task of insuring their workers.

James Mark (center) sits at the bar in his restaurant Big King, along with cooks (from left) Oscar Lange, Emily Joslyn, Peter Kachmarsky and JC Kuvaszko. Mark employs fewer than 50 people, so he isn’t required to provide health benefits, but he does anyway because he thinks it helps with staff retention and is the right thing to do.(Christine Chitnis for KHN)

As premiums and health costs rise, the broader industry seems to be eyeing the option with a mix of new curiosity and old concerns.

The National Restaurant Association, for instance, opposed the Affordable Care Act and other Democratic reform efforts that were less sweeping than the single-payer approach but did require employers with 50 or more workers to offer insurance. Today, the trade group doesn’t have a specific stance on Medicare for All, though a spokesperson pointed to concerns about the eventual tax burden its members could face.

The National Federation of Independent Business, a Washington, D.C.-based advocacy organization that represents small-business owners, offered similar worries about the tax hikes likely paired with this system. An internal survey of NFIB members showed 75% opposed single-payer, often citing payroll tax increases as their concern.

Aaron Frazier, the National Restaurant Association spokesperson, suggested that members could get a better health insurance deal by using the organization’s association health plan, which is collectively negotiated by the trade group.

Association health plans — a longtime favorite Republican concept — are a cornerstone of the current White House’s health policy. But they remain controversial and are often held to less stringent coverage standards than other forms of insurance since they may have caps on coverage spending and may not cover some of the Affordable Care Act’s “essential benefits,” such as maternity care and prescription drugs.

Email Sign-Up

Subscribe to KHN’s free Morning Briefing.

Sign Up

Please confirm your email address below:

Sign Up

A middle ground, proposed by many of the Democratic presidential candidates, might be a “public option,” a government-run health plan that individuals — or their employers — could pay to join if they didn’t like their other options.

That approach could still “go a long way” in addressing some of the concerns restaurant owners outlined, said Linda Blumberg, a health policy fellow at the Urban Institute, a Washington think tank.

The way the Bureau of Labor Statistics tracks health coverage among service-industry workers makes it impossible to determine how many small restaurants offer health insurance to their employees.

Those that do usually face a hefty expense and hours navigating the byzantine world of health insurance.

“It was a lot of bureaucratic stuff that I didn’t really understand. My focus is in the kitchen,” said Richard Wall, who owns Both Ways Café and Catering in Seattle. He hired a broker but reviewed only a few plans before picking one to offer employees. The process was “confusing.”

On the 2020 campaign trail, presidential candidates Bernie Sanders and Elizabeth Warren talk about how their plans would replace the current, private insurance system with a single, government-run program. Their proposed systems would eliminate most cost sharing, so patients pay very little out-of-pocket, and would be financed through taxes. Warren, a Massachusetts senator, would implement her plan through two legislative steps, while Vermont’s Sanders would do so in one.

Rather than focusing on these details, these restaurateurs emphasized the result: having the government step in and guarantee coverage to everyone.

“We would all, everyone involved, be positively affected,” argued Daniel Myers, who co-owns Loyal Nine, a spacious cafe by day and restaurant by night, in Cambridge, Massachusetts.

Loyal Nine insures about a dozen employees, who must meet a $3,000 deductible before coverage kicks in. It also employs fewer than 50 people. But, Myers argued, subsidizing coverage makes sense. Employees are more likely to stay because of health insurance.

Take Jen Wittlin, who manages Providence’s Dean Bar and has worked on and off with Mark since 2012. Health insurance is non-negotiable. She previously had medullary thyroid cancer and needs daily medication and regular endocrinology checkups.

“I didn’t have the option of working somewhere that didn’t offer health care,” she said.

Before realizing that Mark would subsidize insurance, she worked at North but also had a full-time gig at the YMCA, to access its employer-sponsored health care. Upon learning about Mark’s health benefit, she said, she quit her second job.

“People are forced to sacrifice their creative abilities and go into corporate positions because those are guaranteed benefits,” she said. “To have it paid for! That’s the lure of this place.”

It’s a big expense, though. Myers estimates 10% of his payroll goes to health care. His business is too small to bargain with the insurance company. So each year, the price goes up. The variable is by how much.

“You’re pushed up against a wall,” he said. “We have no ability to negotiate our prices. They are what they are.”

Bigger businesses have the purchasing power to wrangle a favorable deal with an insurance company. Smaller ones don’t, said Paul Ginsburg, an economist who directs the USC-Brookings Schaeffer Initiative for Health Policy. That leaves many restaurateurs in a perilous position, he said.

Such pressures fuel these restaurateurs’ support for Medicare for All, even though the cost and financing remain but pencil sketches.

Mark said he doubts he would pay more in taxes than he spends on health care now. Even if he did, he said, it would be a plannable expense. That — and the knowledge that everyone else shares in the burden — would justify the increase, he said.

Still, Wall at the Both Ways Café has questions. How would Medicare for All’s coverage compare with the insurance he gets through his wife’s employer? He’s unsure. And Adam Orman, who co-owns L’Oca d’Oro in Austin, Texas, and subsidizes his employees’ health care with a direct primary care contract and other additional benefits, worried there would still be “so many layers of bureaucracy.”

Still, no longer having the current system and knowing his employees are covered “sounds really good,” Wall said. Orman called it “a step in the right direction.”

The choice between plans and doctors, which is cited as a benefit of the current market-based system, often doesn’t seem an asset to small restaurateurs and their workers.

Recently, Mark decided to explain to his staff how their insurance works. In response, he got “glazed looks — it’s a system that’s really confusing.”

To Boost Bottom Lines, Single-Payer May Be Just What These Restaurateurs Ordered published first on https://smartdrinkingweb.weebly.com/

[dinafbrownil]

To Boost Bottom Lines, Single-Payer May Be Just What These Restaurateurs Ordered

PROVIDENCE, R.I. — Last winter, James Mark was a 2018 James Beard Award finalist. A few months later, both GQ and Bon Appétit ranked Big King, his newest Rhode Island restaurant, as one of the country’s best places to eat.

But in 2018, the chef and restaurateur spent almost double his personal income on health insurance for his employees: $54,000 to cover a dozen or so people, compared with the $35,000 he paid himself.

Mark spends most of his time at the self-identified “small and strange” Big King, his experimental Asian restaurant on Providence’s trendy West Side, where the handwritten menu changes daily. At downtown’s Dean Hotel, he runs the small cocktail bar and the no-reservations North, which serves dishes like smoked shiitake ice cream and crab and fried kabocha with pumpkin miso. He employs fewer than 50 people, so he isn’t required to provide health benefits. But he thinks it helps with staff retention and is the right thing to do.

After all, if a sous-chef needed an emergency appendectomy, the bill without insurance could be financially devastating. A health benefit, he said, is crucial to treating his employees’ jobs as “viable long-term work.”

That’s why Mark, who studied at nearby Johnson & Wales University and trained in restaurants both here and in New York City, has joined a growing chorus of small-business owners to support “Medicare for All” or some type of government-sponsored universal health plan.

The beef is not just about the financial burden. “I could make a lot more money if I didn’t have to pay that,” he said from Big King, a narrow eating space where bottles of golden Japanese whisky and clear sake glimmer against the dark wood paneling. It’s also the confounding choices and hours of administration for which Mark feels, at best, underqualified. Though he tries to pick a good option, he reflected: “I have no idea if it’s a good [health] plan or a bad plan, in comparison to everything else.”

While industry groups have largely opposed the idea of a single-payer system, worrying it would mean tax hikes, some individual owners are increasingly open to the idea. Big companies can hire benefits consultants and managers who arrange and administer employee insurance. Owners of small businesses and restaurants might otherwise decide to let employees fend for themselves.

Mark — and others of his ilk — conclude they would accept higher taxes if the government would take over the herculean task of insuring their workers.

James Mark (center) sits at the bar in his restaurant Big King, along with cooks (from left) Oscar Lange, Emily Joslyn, Peter Kachmarsky and JC Kuvaszko. Mark employs fewer than 50 people, so he isn’t required to provide health benefits, but he does anyway because he thinks it helps with staff retention and is the right thing to do.(Christine Chitnis for KHN)

As premiums and health costs rise, the broader industry seems to be eyeing the option with a mix of new curiosity and old concerns.

The National Restaurant Association, for instance, opposed the Affordable Care Act and other Democratic reform efforts that were less sweeping than the single-payer approach but did require employers with 50 or more workers to offer insurance. Today, the trade group doesn’t have a specific stance on Medicare for All, though a spokesperson pointed to concerns about the eventual tax burden its members could face.

The National Federation of Independent Business, a Washington, D.C.-based advocacy organization that represents small-business owners, offered similar worries about the tax hikes likely paired with this system. An internal survey of NFIB members showed 75% opposed single-payer, often citing payroll tax increases as their concern.

Aaron Frazier, the National Restaurant Association spokesperson, suggested that members could get a better health insurance deal by using the organization’s association health plan, which is collectively negotiated by the trade group.

Association health plans — a longtime favorite Republican concept — are a cornerstone of the current White House’s health policy. But they remain controversial and are often held to less stringent coverage standards than other forms of insurance since they may have caps on coverage spending and may not cover some of the Affordable Care Act’s “essential benefits,” such as maternity care and prescription drugs.

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A middle ground, proposed by many of the Democratic presidential candidates, might be a “public option,” a government-run health plan that individuals — or their employers — could pay to join if they didn’t like their other options.

That approach could still “go a long way” in addressing some of the concerns restaurant owners outlined, said Linda Blumberg, a health policy fellow at the Urban Institute, a Washington think tank.

The way the Bureau of Labor Statistics tracks health coverage among service-industry workers makes it impossible to determine how many small restaurants offer health insurance to their employees.

Those that do usually face a hefty expense and hours navigating the byzantine world of health insurance.

“It was a lot of bureaucratic stuff that I didn’t really understand. My focus is in the kitchen,” said Richard Wall, who owns Both Ways Café and Catering in Seattle. He hired a broker but reviewed only a few plans before picking one to offer employees. The process was “confusing.”

On the 2020 campaign trail, presidential candidates Bernie Sanders and Elizabeth Warren talk about how their plans would replace the current, private insurance system with a single, government-run program. Their proposed systems would eliminate most cost sharing, so patients pay very little out-of-pocket, and would be financed through taxes. Warren, a Massachusetts senator, would implement her plan through two legislative steps, while Vermont’s Sanders would do so in one.

Rather than focusing on these details, these restaurateurs emphasized the result: having the government step in and guarantee coverage to everyone.

“We would all, everyone involved, be positively affected,” argued Daniel Myers, who co-owns Loyal Nine, a spacious cafe by day and restaurant by night, in Cambridge, Massachusetts.

Loyal Nine insures about a dozen employees, who must meet a $3,000 deductible before coverage kicks in. It also employs fewer than 50 people. But, Myers argued, subsidizing coverage makes sense. Employees are more likely to stay because of health insurance.

Take Jen Wittlin, who manages Providence’s Dean Bar and has worked on and off with Mark since 2012. Health insurance is non-negotiable. She previously had medullary thyroid cancer and needs daily medication and regular endocrinology checkups.

“I didn’t have the option of working somewhere that didn’t offer health care,” she said.

Before realizing that Mark would subsidize insurance, she worked at North but also had a full-time gig at the YMCA, to access its employer-sponsored health care. Upon learning about Mark’s health benefit, she said, she quit her second job.

“People are forced to sacrifice their creative abilities and go into corporate positions because those are guaranteed benefits,” she said. “To have it paid for! That’s the lure of this place.”

It’s a big expense, though. Myers estimates 10% of his payroll goes to health care. His business is too small to bargain with the insurance company. So each year, the price goes up. The variable is by how much.

“You’re pushed up against a wall,” he said. “We have no ability to negotiate our prices. They are what they are.”

Bigger businesses have the purchasing power to wrangle a favorable deal with an insurance company. Smaller ones don’t, said Paul Ginsburg, an economist who directs the USC-Brookings Schaeffer Initiative for Health Policy. That leaves many restaurateurs in a perilous position, he said.

Such pressures fuel these restaurateurs’ support for Medicare for All, even though the cost and financing remain but pencil sketches.

Mark said he doubts he would pay more in taxes than he spends on health care now. Even if he did, he said, it would be a plannable expense. That — and the knowledge that everyone else shares in the burden — would justify the increase, he said.

Still, Wall at the Both Ways Café has questions. How would Medicare for All’s coverage compare with the insurance he gets through his wife’s employer? He’s unsure. And Adam Orman, who co-owns L’Oca d’Oro in Austin, Texas, and subsidizes his employees’ health care with a direct primary care contract and other additional benefits, worried there would still be “so many layers of bureaucracy.”

Still, no longer having the current system and knowing his employees are covered “sounds really good,” Wall said. Orman called it “a step in the right direction.”

The choice between plans and doctors, which is cited as a benefit of the current market-based system, often doesn’t seem an asset to small restaurateurs and their workers.

Recently, Mark decided to explain to his staff how their insurance works. In response, he got “glazed looks — it’s a system that’s really confusing.”

from Updates By Dina https://khn.org/news/to-boost-bottom-lines-single-payer-may-be-just-what-these-restaurateurs-ordered/

[theliterateape]

Termination | An Excerpt from CROSS FIT

By Paul Teodo & Tom Myers

In eleven days I’ll have a year. Twelve months without a drink. About time. I’ve been around the program for about twenty years but could never manage a year. I was an in and outer. More out than in. I’d get to that tenth or eleventh month and shit would start to happen that’d make me thirsty. Disappoint all those who were hoping that I would get it. This time I felt good. Strong. I was close. But it was one day at a time.

I was in my office at Western Highlands Medical Center sipping black coffee, reading the Sun-Times, listening to La Forza Del Destino by Verdi, one of the darkest and most depressing operas ever composed. Everybody dies at the end, murdered or suicide; their prayers for salvation and redemption unanswered. Beautiful, but it could make you want to slit your wrists. Some people give me crap for listening to opera. I don’t have to explain it. I like it. Season tickets to the Lyric are more than a grand so it’s opera or the Bears. The Bears suck. I choose opera. With this job I can afford it.

Front page. FIVE PRIESTS ACCUSED OF MOLESTING ALTAR BOYS. The leaders of the church supposed to be protecting their flock sit on their asses while kids get abused and traumatized for the rest of their lives.

Also on the front page. OBAMA VISITS CHICAGO. November’s election was huge.

Sports Page. CUBS SWEPT FROM PLAYOFFS . I love it. I’m a Sox fan.

Business Section. HOSPITAL ADMINISTRATOR FOUND DEAD. We don’t usually make the news. Survived by his wife of thirty-two years and son.

Back page COLD SNAP PREDICTED TO SET OCTOBER RECORD. Bad weather? In Chicago? Who would notice?

DOG FIGHTING RING BROKEN UP. Made me think of mine. Hung from a Goddamn tree when I was a kid. I can’t go there. Not today. Not this morning.

I think I’d met that Orman guy. The hospital exec. Seemed like a good man. I wondered about a Jewish guy running a Catholic Hospital. I grew up in that neighborhood. I got out a long time ago. Glad to be gone. The area’s a war zone. I wondered if somebody off’d him. Wouldn’t be surprised.

My phone buzzed. I looked down at the screen, Greta. She never called this early. It was her me time, to meditate, maybe contort in yoga or Pilates. Should I pick up? She was my boss, but Jesus, it was 6:30. I cut the volume on the opera.

“Greta,” I tried to sound happy, surprised, “Good morning. Early for you.”

“Good morning. I figured you’d be in already.”

“I like early. Get my head clear for the day. What’s up?”

“Do you have some time today about 3?”

That’s when it started. That feeling like a monkey fist twisting your gut. The pain starts. You try to catch your breath, to make it go away, but that doesn’t work. The pain just gets worse. Then that monkey becomes a gorilla who reaches down and squeezes your balls tight. “Sure.” My voice now much less cheerful.

“Good. I’ll come to your office.”

“Should I have anything ready? Report, numbers, research?” Knowing that if the answer was no, the news would not be good.

She paused, maybe two or three seconds, I could see her bite her lower lip with that top incisor when she needed to make a decision. “No, I just want to talk. See you at 3.” She hung up before I could respond.

Her name faded from the screen. The gorilla squeezed tighter. My left nut. The most sensitive, ruptured by Sal Vittori, a man-child linebacker for Saint Rita who buried his helmet in my groin during the Chicago Catholic League City Championship after F.O. (Francis) O’Malley handed off to me for a 2 point conversion to take the lead. I did not succeed. It’s strange the shit you think about when you’re scared. Like that year I spent at The Illinois Youth Center in St. Charles, commonly known as Charley Town, after I almost killed that punk who hung my dog. I was scared then too.

Something bad was going down. It was her pause that told the tale, but what the hell? I finally got some fiscal accountability around here. Budget was now tracking. Doctors were happy. I’d fired the assholes who weren’t. Nobody’d died who shouldn’t have. And I’d taken the class she’d prescribed, learning how to talk to women, and not look at Greta’s breasts even when they plopped out of her blouse. I thought I’d toed the line. Maybe it was a let’s see where we’re at and where we need to go meeting. I looked at the ceiling and heard God laughing. That ain’t what she’s coming for bud.

No. Today bad shit was going to rain down. It would arrive at 3 packaged in a two thousand dollar business suit; Jimmy Choo shoes wrapping perfectly pedicured feet; five grand of jewelry strategically dangling from earlobes, wrists and neck, plunging artfully into ample cleavage, which, faithful to my training, I would studiously avoid.

I slugged the rest of the coffee and tried to distract myself with the sports page. BEARS LOSE AGAIN. They’re out of the playoffs two years in a row. LOVIE ON HIS WAY OUT. He should be. And the Bulls would be a lost cause this year under Vinny Del Negro. An embarrassment to Italian-American people.

What the hell does she want? I stood and stretched. The back cracked. My arthritic shoulder, fractured by Officer Brown when I jacked him for coming on to that little kid at Charley Town, still gave me problems. I’d proudly worn the jagged scar left by the hack that did the surgery. It gave me street cred. And it took two of them to hold me down while the good officer beat me with his club.

“Are you okay?” Jenna was an early bird too. A compact curly-haired brunette with runner’s calves and a Christian work ethic that was fifty percent scared and fifty percent dedicated stood in the doorway. Her bum husband had bolted with a crack-whore, draining their accounts, leaving her with kids aged two, four, and five, so she needed a job. Though I swear there were days she would have worked for free just to serve the Lord. She was my assistant.

“Fine Jenna, just a little sore.”

“Too much football.” Her smile was sweet, like honey. Or saccharin.

“Too much old.”

She giggled. She was maybe twenty four. “You’re so funny.”

I wasn’t. I was scared and something I had no control over was about to happen. That gorilla was holding tight.

“I’m gonna go for a walk.”

“You have a 7:30 with Dr. Eriksen.”

“He’s always late.”

“You never know, God surprises us.” She left.

“I won’t be long, and I doubt if even God can get him here on time,” I growled through the doorway. I grabbed my jacket, felt for my keys, and started to leave.

Her phone rang. Her face strained. She waved for me to stop. “Hold on Doctor,” she said into the phone.

I wanted out of there. “I’ll be back in time.”

She put him on hold and held up her hand. “It’s Dr. Eriksen. He’s on the line.” She looked around the room like she was ready to commit a crime. “He’s really PO’ed.”

I swiped the phone from her hand. “Bjorn what’s up?” Nothing. Silence. “Bjorn.” I tried again. Still nothing.

“Let me.” Jenna bent over the desk and clicked the button connecting me with the irate surgeon. She stood back clutching the ever-present crucifix she wore around her neck.

“This is totally unacceptable!” Eriksen was as arrogant and angry as I’d ever heard him.

“What is Bjorn?”

“The condition of the OR, unacceptable!” His voice louder with every word.

“What’s wrong now?” I emphasized now. Pompous prick.

“I’ve made my expectations clear and you do not deliver.” I could see his pale Scandinavian skin turn crimson.

“What do you mean?” I decided to play dumb.

“You know what I need.”

“What Bjorn?”

“I don’t need to grovel.”

He never asks. He demands. He’s never come close to groveling. It was no use talking on the phone. “Bjorn sit tight, I’ll be there in a minute.”

“I’ll sit where I choose.” He disconnected.

“He’s so scary. Are things going to be okay?” Jenna trembled.

I tried to comfort her. “He’s just a bully.” Her look told me Eriksen reminded her of someone from her past. Most likely the ex. I hate bullies.

“I’m going to the OR. I’ll be back when I’m back.”

Jenna sat at her desk quietly, eyes avoiding mine.

I stomped down the hall. I hate bullies. I always have. I tried to contain my anger but I’d had it with his threats and arrogance. I’m not sure who I was encountering in the hall as my mind was on the Swede.

“Good morning.” The voice seemed far away. “In a hurry?”

I picked up my pace, my steps echoing off the marble floor. Eriksen would be a good tune-up for my meeting with Greta. I welcome combat in the face of fear.

There was a crowd waiting at the elevator so I hit the stairwell. Four flights up would do me good. I took the steps two at a time.

I swiped my card and the OR doors flew open. Eriksen is 6’4, around two-thirty. Hacking on people is hard. He liked it meat locker cold while banging on a hip or yanking a knee in place. The staff complained when they worked with him needing parkas to keep their teeth from chattering. Eriksen liked to stand out in red short-sleeve scrubs and extra-long gloves, blasting ZZ Top as he sawed, hammered and sewed on the orthopedically damaged suburbanites hoping to improve their less than stellar golf or tennis games. On occasion, especially in summer, I’d catch him in shorts. “Bjorn,” I’d scold him like a recalcitrant kindergartner, “put your pants on, Infection Control.” He’d scowl, his mask crinkling and then bitch about the temperature. And then put his pants on. Orthopods. Prima donnas second only to neurosurgeons.

He turned as I entered and eyed me up and down as if assessing my worthiness to be in his presence. “Bjorn what’s wrong?” He turned away making me beg him to talk. “C’mon what’s wrong?”

Well Dressed Man echoed off the sterile green walls.

“Can we turn that down?” I yelled over the bearded Texans.

A masked attendant in blue scrubs silenced the music.

Eriksen pointed to the thermostat. “I have discussed this with you in the past. In fact, multiple times. The temperature is not to my standard.”

The staff was huddled in winter wear providing insulation to their flimsy scrubs. Eriksen stood alone in his short sleeve top.

I glanced at the thermostat. “It’s sixty-three degrees.”

“I expect fifty-eight. Nothing more. Nothing less.”

I wanted to smack him. That would score points with the staff, but I’d probably get charged with assault, lose my job and any severance that was going to be attached to what I assumed was my impending termination. “We can’t. Joe and I have worked on this. The equipment won’t go lower than sixty-three. Plus consider our staff.”

“They’re here to service me. I am the surgeon. I require fifty-eight, as I have communicated multiple times before.”

“Sixty-three Bjorn, that’s what we can do. It’s fine for the rest of the surgeons.”

“They don’t bring you the business I do.” His sneer sliding across his face like a snake. “I’ve cancelled my cases for the morning.”

I wanted to slap that look off his face. “You what?”

“Cancelled.” I could tell he was loving the hell out of this. The spectacle. The performance. The opportunity to display his power.

“You had two hips. A knee. Big cases. That shows no respect to our patients and their families, not to mention the inconvenience to our staff.”

He seemed to puff his chest. “I will take them elsewhere.”

The room became deathly silent. The staff cowered anonymously behind their surgical masks: eyes bouncing back and forth between me and this bully. He played the card that independent surgeons loved to drop on hospital executives. Usually the MD’s won. Loss of surgical revenue. It could be the death knell of an administrator’s career.

I had nothing to lose. I was getting fired anyway. “You worthless piece of shit. You can take your fucking cases wherever they’ll put up with your bullshit.”

I sensed smiles beneath the masks witnessing the spectacle. On what I assumed might be my last day I’d gained a bit of cred. I doubted I’d enjoy the skirmish at three as much.

He stormed out of the OR. Probably heading to Greta’s office.

My father would have said, ���tristo kosmatih medvedov”, which literally means three hundred hairy bears. That’s as pissed off as you can get in the Slovenian idiom. So when my old man really wanted to insult someone he swore in Italian. But I’m sticking with “worthless piece of shit”.

This is an excerpt from the forthcoming novel CROSS FIT by Paul Teodo and Tom Myers

[classycollectorartisanposts-blog]

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I'm currently living in the L.A. area and am moving to Fort Worth and I was wondering if I should expect an increase or decrease in my current rate and how much of a difference I should see. My record is clean. I also have good credit. (if either of those might have more affect in either state)

Has anyone had to reimburse your employer for health insurance?

my job comes with insurance i recently had to have surgery and was off work for a few weeks and now i have to repay them because i am not there to work and they want me to pay them back . i went with out pay as well is this normal??

Sports car insurance for a teen girl?

okay, so i am 16. i am looking at a 2003 mitsubishi eclipse gs - meaning it has 4 cyl. instead of 6. is it still considered a sports car? & how much do you think the estimated insurance payment a month would be? please help - im really in need on an answer.""

How much does it cost to KEEP a car like range rover?

ive never had a car, but i know that expensive cars are also expensive to KEEP, with all the insurance, gas, and idk what else, (if u could list it that be nice too) so how much does it cost to keep a car like range rover (per month)?""

Auto insurance history question!?

I'm trying to get auto insurance for the second 6-month period of having my car. I don't get the question in applications for auto insurance (or getting a quote): Have you had auto insurance for the past 3 years without break or lapse in coverage? Well I have my first car for almost 6 months (fully insured), so I check no . but then it gives me two options: how long were you without coverage: a) more than one month / never had insurance b) less than one month I guess this question is trying to find out if I had a break in coverage. There isn't any break in my car insurance but I only have 6 month history! Is it OK if I say yes to the first question (Have you had auto insurance for the past 3 years without break or lapse in coverage) ? Thanks in advance""

Why don't parking tickets affect your insurance?

I used to be amazed at the number of tickets other students used to get when I went to college. Sometimes I'd walk by a car that had been there for at least a day, given the number of tickets that decorated the windshield. From what I gather, parking tickets are not moving violations, so therefore it's not the same as traffic tickets. (Which might explain why they cost so much less.) Is it because parking tickets aren't moving violations, they aren't covered by traffic safety laws and therefore aren't really covered in traffic school? Do parking tickets go on your driving record?""

10 POINTS! Is it expensive to insure and range rover?

Ok so is it expensive to insure lets say a 2003-2006 range rover HSE for a 18 year old in the USA? Also could i finance at 18 if i can prove enough income? Looking online there worth roughly 12k-16k maybe cheaper if i lowball.. Thanks

If you accidentally hit someone with your car how much does your insurance premium increase?

By hit someone, I mean a pedestrian.""

Can someone who smokes marijuana get affordable life insurance?

Can someone who smokes marijuana get affordable life insurance?

Can I get car insurance from a country in the EU (but not in the UK) when living and driving in the UK?

I am looking for cheaper car insurance, I was wondering whether it would be cheaper to get insurance from an EU country, such as France, then drive in the UK. I am a young driver and have recently passed my test. Also is this legal?""

Would you accept a job working as an Insurance Call Center Agent?

The job entails helping senior citizens all over the country obtain affordable insurance solutions that cover their final expenses and medical bills. The work hours are Monday  ...show more

""Car insurance - being a named driver on your dads policy, is this still legal?""

I have just received a quote from more than car insurance as me as a named driver on my dads policy, i have read stuff about fronting and how it can make claims invalid, is it still legal to do this? Thanks, much appreciated""

Occasional Driver Insurance.?

My had has 02 Mazda under his name as a First Driver and Insured. I got my G2 License Dec 11 and i have been using the car ever since ~ 40-100KM a week. I am not insured in any way. I got a Left-Turn Signal Ticket and the COP did not say anything. I got stooped 2 other times driving a work car not in my name and they did not say anything. Is it safe for me to drive like this. I have been told by some family member that i have to be listed as a Second Driver. Whats the benefit on this? I am 22 years old. Would it cost a lot to get Insured?

Is this considered Expensive Health Insurance????

This is my firsft full time job with insurance out of college now. I was wondering if you thought it was expensive since I am new to this. It is 186 a month and I make 2200 a month. It does seem pretty good though, is this decent insurance?... No deductible. Doctors visits: 100% paid after a $30 dollar co-pay for physicians and $45 for a specialist 100% paid rehab services (phys. therapy, chiropractic visits) after 30 dollar co-pay, for a max of 60 visits a year 1 eye exam every 2 years, 100% paid after a 30 dollar co pay Dental: no deductible or co-pay, 100% paid for preventative services (exam, xrays, fluoride). 90% paid for basic services (filiings). The max they pay per year is 1,000""

What are the requirements to become a life insurance broker in California?

Do I need to become an agent first before I can become a broker? What are the requirements? What are the costs of being a broker?

Is it legal to have two health insurances?

I am currently under my parents' insurance, however nobody accepts it where I am staying for the summer. At the end of august, I am going to be going back to college and they have a student heallth insurance that is accepted anywhere in the world. I want to get this insurance and stay on my parents' insurance because my parents' insurance has more benefits and I have a condition with my teeth that is very expensive to treat and my parents' insurance covers it completely. I doubt my schools insurance would do that. I just want to be able to be treated while I am in school where the area doesn't accept my current insurance. Is it legal for me to have my student insurance as well as my parents' insurance?""

Need help with car insurance!?!?!?

Alright, so I'm getting a car soon and I'm checking out insurances and I can't believe how #%@$ing expensive it is!!! I know I'm 19 and I'm a male so I will have expensive insurance but c'mon, they're basically wanting to charge me like almost 400 dollars a month!! Does anyone know what insurance companies are the cheapest? I already checked esurance and aigdirect. I have a daughter so I don't want just liability, I want good insurance.""

Who provides reasonable car insurance for a young man?

My 20-year-old stepson is seeking his first car. He's newly licensed and thus has (obviously) not had car insurance before. He also has not had a loan so he has 'new' credit. The insurance quotes we have gotten for him are outrageous! Allstate offered him...get this... $1300 a month for ANY car we could think of! He's a full-time student with good grades, and we're talking cheap used cars here. Progressive offered a better rate ($400/month for full coverage, $250/month for basic) but they don't want to let him pay by the month, meaning he's gotta fork out 2 grand for six months of coverage...which puts a bit of a crimp on the whole car shopping thing. Is there any insurance company out there that is a little more reasonable? Any help or suggestions would be appreciated.""

car insurance quote comparison qld

car insurance quote comparison qld

Car insurance in minnesota?

(my parents car has insurance but my names not on the card does it need to be for me to drive it)

Will my auto insurance increase once I am off my parents policy?

I am currently driving a 2013 Chevy Cruze I just bought. I am a college student so for right now I am under my parents insurance policy and paying around 135 a month for the Cruze. The Cruze is titled under my name and I am the the primary driver. When I am out of school will my rate per month go up a lot when I get my own policy?

About how much would insurance cost for a 2012 chevy volt for one year?

I need to know about how much it would cost for one year of insurance for a 2012 Chevy volt. This is for my drivers ed class, and if you could tell me what insurance company you are getting your answer from.""

Mock life project need auto insurance but i'm confused how to get some?

so everything theoretical obviously and i'm getting a 2012 ford mustang boss and i needa get some car insurance. i went on websites such as esurance and state farm but i'm confused as to how to get insurance or how much coverage i need..i think the price is 22 thousand something.. but can someone please help me with step by step instructions because i'm really confused on how to do this!

I need cheap car insurance keep in mind I am 19 & I need full coverage on m car any suggestions?

I need cheap car insurance keep in mind I am 19 & I need full coverage on m car any suggestions?

What is the best and cheapest company for motorcycle insurance?

I am a rider with 10 years of driving experience but my license lapsed and I was forced to start over as a new driver (M1 graduated liecense). I'm married, in my 30's, I drive a 1999 Yamaha YZF R-6 and have never made any claims.""

Will the cost of my car insurance decrease if I have a provisonal license?

My friend told me this but I think it's rubbish.. I am 17 next week and he told me that if I get a provisional license now and get all my lessons done/pass my tests and get my full drivers license, then wait until I'm 20 to buy a car, the insurance would be cheaper than if I passed my tests when I am 20 and buy a car straight away. (assuming I use the same company/ deals) Is this true or is he charting ****?""

What cars are good/affordable for first time drivers+ about how much would the insurance be for that car?

im wanting to buy a second hand car but want to know if i can afford all of the costs etc...so i was wondering if i could have any suggestions on good affordable cars, and an estimate on the insurance cost.""

Where is the best place to find cheap Jeep insurance?

I just bought a new Jeep and need to find some decent insurance as cheap as humanly possible. Who has the best rates?

""I got rear-ended and my car insurance was cancelled a month ago, what's going to happen?""

I live in Oregon. I've been faithful with car insurance for about 4 years now, full comp and coverage. My auto-magic payment did not go through one month and my insurance was cancelled. An insured driver hit me, police cited him at fault. What is going to happen to me, my license and vehicle. The police didn't take my car or cite me for no insurance after knowing mine was cancelled. What will the DMV say and what should I do to save my butt?""

What Is The CheapesT Car Insurance For Young Drivers ? In Ireland?

What Is The Company And Website, For 18/19/20 Year Old Drivers, Drving A Seat Ibiza 1Litre

""What is the average malpractice insurance cost for a general radiologist practicing in Atlanta,GA?""

What is the average malpractice insurance cost for a general radiologist practicing in Atlanta,GA?""

""What is the best Health insurance, with good maternity coverage?""

I would like to get insurance before I get pregnant because I know they won't give it to you when you're pregnant. So I would like to know who has the best coverage, hospital, pre-natal....etc! Would really like to hear from mothers, and there experience with the providers!!!! Thanks in advance""

Insurance company took me to supreme court?

Ok. I had a car accident a year ago the insurance company claims that it was fraud because the story didn't match up in the euo so now they taking me to the supreme court this is the third time they didn't pay anything and infact I was hit from behind. It been a year since we are going to court. Now they send another summons saying that settle of the case if they didn't pay me anything y r they still bothering me. And acuse me of all these things

What is the best maternity health insurance in Georgia??

I have insurance through my company, in which I pay half.. My deductible is $2500.00 till January then changes to $2000.00... Im already paying my Doctor $900.00 for a Pre-Delivery fee which will come out of my deductible. Then after that is met I will pay 20% of everthing else... Any advice will be great...""

How can i get cheap car insurance?Compare website's don't work for me?

hi there i want the cheapest car insurance that you can get i have already used comparing websites but the quote's are too much! Is there any other website that can help me get them quotes get knocked down or another way to get around it?

Cost of insurance for a 2004 Chrysler Sebring convertible?

I'm thinking about getting a setting for my first car but have no clue how much insurance will be . I really want to get a convertible .

How long will it take for your auto insurance premiums to go down after and accident and a speeding ticket?

I got into a car accident 3 years ago. Due to my car lost control during raining weather. There was no one involved but myself and the police cited me for reckless driving. That was almost 3 years ago. Recently, in October I had gotten a speeding ticket of going over 15-20. I took it upon myself to go to traffic school both times to wipeout some of the points off my driving record, but some how my insurance still upped my premiums yet again. My question is how long will it take for my premiums to go down or have the accident removed from my record? Does any one know of a good insurance company that I can transfer to due to my insurance premiums are way too high. I know of other people who have worse records but their insurance isnt at much as mine. Also I've had my license for 13 years and have in all that time just have been in 1 accident and 2 speeding tickets. Any help would be appreciated.""

Car insurance question?

does AAA car insurance have sr22's? If so how much do they raise the premium?

Cost to insure a scion tc?

20 year old male, 1 ticket in last 3 years (oct. 2011). 2005-2006 automatic transmission, 2 door. What would insurance be on one of these? Thanks!!! :)""

What is a cheap auto insurance company?

Please be specific.

What is the best car insurances for teens? and also cheap?

What is the best car insurances for teens? and also cheap?

How much would auto insurance be per month for a young married couple (25 year olds)...?

...no wrecks, no moving violations, great credit... we have 2 cars (1 new that we're still paying for and 1 old that's paid off). I know I can get an online quote, but ...show more""

Do you have health insurance?

how old are you and how old are your kids?

Drive without car insurance?

i can't afford car insurance right now... i just have too many other obligations. does anyone else care to comment on what its like to drive without insurance? what happens if you get caught?

car insurance quote comparison qld

car insurance quote comparison qld

Can you help me with Car insurance?

I need a car insurer but I would like to deal with a UK call centre as I feel a bit more at ease, this is my first car,please help.""

Registering a car and car insurance?

So I just got my license last wednesday and idk which step comes first. Do I register the car first or do I buy insurance first?

Is there any auto insurance companies out there that does not require a credit check when applying for car ins?

I am trying to change auto policies and all the companies I have contacted so far wants to pull my credit and ask for my SSN number. Is there any auto insurance company that does not require a credit check for car insurance ?

How much do you think motorcycle insurance would be for me?

I am 23 and don't have my motorcycle license yet. I have had my own car insured for 5 years with no speeding tickets or accidents or anything if that makes a difference. I currently pay like $100 a month for auto insurance. I would get an older bike (1980s) that is small (maybe 600 cc)... nothing sporty or anything. Also, how does motorcycle insurance work in terms of paying it during the winter when Im not driving it? Thanks, Chris""

Next to oil and gas prices are car insurance prices too high anyone agree?

Whats the deal the government wants everyone to participate in paying for auto insurance yet the prices are rediculous what happened to buying a car and registering it thats it? Does the government think about Americans servival aside from gas, food, children, mortgage blah blah blah............. or do people vote for laws blind folded????""

How does health insurance work?

I'm completely lost on how health insurance works... and I'm finally starting to work and don't know what to do =/ so any information about it is greatly appreciated. thank you

Cheap car insurer for young driver?

I am a 19 year old male trying to find a cheaper car insurance quote than 1500. Does anyone know the cheapest car to insure? or a cheap insurer?

Is a life insurance that terms at age 95 a good one?

I just reviewed my life insurance and saw that it termed at age 95..I'm not sure if that is good or bad...please help!

How much will my insurance raise for 2 points on my license?

I recently got a ticket for failure to stop at a stop sign, I don't know for sure but I'm guessing it's gonna be two points on my license. I have already paid the ticket, I live in georgia, I'm 17, my insurance provider is state farm, I am currently paying $78 a month for only liability, I have no other tickets, but I did get a written warning for 21mph over. Will this warning count as any points or be recorded on my record? Roughly how much do you think my ticket will raise my insurance a month? thank you""

Medicaid insurance plus insurance?

seeing as many places don't accept medicaid now (either that or it's declining) was it a good idea to sign up for PPO health insurance, including the medicaid i already have? its through my employment and its about $35 every paycheck. i did it because i feel like medicaid acceptance is declining. i live in the US, by the way.""

Trying to get cheaper auto insurance?

I live in NYC where auto insurance is extremely high. I wanted to know if mom and pop auto insurance companies are cheaper than top named auto insurance companies like Allstate, state farm, etc. The top auto insurance companies are giving me really high quotes. I see a lot of small business insurance companies in the neighborhood. I wonder if they will give me a lower quote and are they just as good as allstate or state farm, etc.? Thanks.""

Is it possible to buy car insurance abroad. i am insured normally for my car in th uk and it is a uk registere?

is it possible to buy car insurance abroad. i am insured normally for my car in th uk and it is a uk registered car but because of ever rising insurance costs im trying to find different ways aroud the uk insurance laws for cars. ive been told i can get an insurance policy from any european country that covers me to drive in the uk . is this legal and is this possible as if so this loophole in the law could save british motorists a fortune each year as european insurance is much cheaper. if you can do it where do you start

Whats the best place to live in san francisco if you have about $2500/month for all expenses?

Iam a student from Dubai who has just graduated (22years old)....Originallly iam from Windsor, Canada.....looking for a place in san francisco to meet new people...i have to look for a temporary course or work around for 6months until i get to know the place and further make my decision where to do my MBA from...I am looking for a decent place with malls, beaches, nightlife, and safe and affordable neighborhood with $2500/month including all expenses budget or more what ever is recommended for you guys for a student to live by themselves in a studio or sharing (both ways)...Please advice what to do or where to live and how much exactly partying, living, driving, insurance and all that on a average so that i can make preperations! thanks!""

Cheap damage car insurance?

Hi, Does anyone know a reputable company that is providing reasonably priced minor damage car insurance cover?""

Looking for Health Insurance that allows 5 year old as primary member?

We live in Texas, I'm looking for health insurance for our 5 year old daughter. My husband has coverage through his employer and I have the option of being covered under his plan as well. However, our premium would increase by $400 a month if we add her to that plan. I am looking for an inidividual plan that will allow only her to be covered. So far I've found that the primary member must be over 18. Anyone know of a company that offers this? We can't afford the extra $400 but we wouldn't qualify for any government assistance program. She has no illness and she had tubes put in her ears a few years back, that about covers her medical history. Thanks in advance for any info!""

Are young adults covered under their parents health insurance till 26 under the new Obama law?

Is it true that the new Obama law states that children/young adults will receive health insurance coverage until they are 26 even if they are not in school, married, and living out of ...show more""

Best/cheapest car w/ durability and power?

I'm going to buy a car in the near future, but I'm just having some trouble finding a good one. Here is a list of what I'm looking for: -0-60 in less than 7 seconds -Over 20 MPG -Easy to work with -A few aftermarket parts -Manual -CHEAP INSURANCE!!! Optional: -Not a convertible -RWD preferred. -DURABLE Thanks for your replies!""

Car Insurance Question... PLEASE HELP!?

My sister bumped another car when she was backing out, when the car saw her backing out but still went ahead and there was no damage. My sister, in a moment of insanity, gave the woman, who is an attorney, her insurance number and some other information. All she took from the woman was her name and email. Now we have a claim coming in. We have no idea what to do. She is still in college, and is under my parent's insurance. There was obviously nothing wrong with the car. My parents are beside themselves with worry, because the claim could mean anything from $50-$20,000. Words cannot explain my anger towards my sister's naivety in the human race. What can we do? We will know more about the claim tomorrow.""

Explanation for Insurance quote in Oregon?

Hi folks, I just moved to Oregon from CA. I got a quote from State Farm which suits my need. I just got a quote from an agent. She mentioned something like this in the quote. I have me and my wife as drivers. Automobile liability with W/P $25000 50/100/50. I mean to ask what does W/P $25000 mean? Is it mandatory to have PIP in Oregon? Thanks for your help.""

What is the average Motorcycle insurance cost?

Not sure if these are necessary but 16 YO Female Probably Suzuki or Honda 2009 CRF Just estimate please. Don't tell me to call Progressive. If you have owned a motorcycle tell me what your price was. A good straight FWD answer. Thanks. Your source would be helpful too for Example- Motorcycle of 4 years Have a Harley

Who is the Blonde looking for better insurance rates in the progressive insurance commercial.?

She works alongside Stephanie Courtney in the progressive insurance company commercials.

""I am 18 and i just got my license nearly 2 months ago, what insurance would take me?

i need insurance now but the rates are so high.. i am a full time high school student and i live on my own its not like i could put the insurance under my parents name. i need help !!!!!

Can i pay for my car insurance weekly?

i am 20 years old and im finding it hard to get insured. is it possible for me to get insurance for a week and only use the car on the weeks that i insure it? it would work out cheaper for me that way because i would only pay insurance on the weeks i need the car... thanks

How do I get added to my parent's car insurance?

I am going to have to use one of my parent's cars to get around soon. I have never had my own car, but have had a license for a few years, I just always used public transportation...so I am wondering how would I go about getting added to my parent's car insurance policy. Note: I would only be driving their car occasionally, not regularly. I'm 21 btw. Details and possible costs would be appreciated.""

""Car insurance sent me SR-1 form, What to do on SR-1?""

I got into a solo or at-fault accident cause i skidded off the road due to the road being wet after the heavy downpour. Nothing major and my first ever accident so i decided to report it to the insurance for a claim but decided to disregard the claim since nothing needed to be repaired except an alignment because i work on cars so nothing seemed broken. Now that it's been disregarded, mercury insurance sent me an sr-1 form stating i must fill it out or my license will be suspended within 10 days. If i fill it out and since there was no damages over $750, will there be an inspection to my vehicle?""

car insurance quote comparison qld

car insurance quote comparison qld

https://www.linkedin.com/pulse/wisconsin-health-insurance-quotes-elijah-acevedo/"

[jbuffyangel]

The Weekly Rundown (10/07/18-10/13/18)

Sorry so late! I’m getting caught up on articles. Almost there :) Time to rundown what I’m watching, loving, hating and everything in between! Spoilers ahead!

God Friended Me (”The Good Samaritan”)

Confession time: I didn’t pay very close attention to this week’s episode, but Miles and Cara continue to be adorable. Pretty sure I ship it.

Manifest (”Turbulence”)

I’m not really feeling the chemistry between Josh Dallas and Athena Karkanis. However, the chemistry between  Melissa Roxburgh and JR Ramirez is smoldering.

Josh Dallas is my blue eye baby who makes me feel all the things. He conveyed so many emotions without saying a word in the scene where Ben and Grace discussed the man in her life. WOW!    

I want to believe Grace is in love with Ben and not Danny (because it's Josh Dallas and that's all the reason she needs), but I'm not buying it... yet

The whole twins being different ages is a never ending mind bender.

Seriously though what did Ben do for a living?

The Gifted (“coMplications”)

All I want is for Marcos to hold Dawn forever and snuggle with Lorna. Why can’t I have the things that I want?

But seriously though these Marcos and baby scenes are killing me.

Marcos fighting the Frost sister’s mind control was amazing. He was ready to tear everything apart to get his Lorna and his baby. SO HOT.

Andy, buddy what are you doing? Sure, they gave you a better hair cut and cool clothes, but Reeva is crazy. Tell me you know that boy!

I’m having trouble understanding why Reed didn’t want to tell his wife and daughter his powers were coming back. He has two mutant children! They tried to equate Lauren’s fear of “coming out” to Reed’s but it’s just not the same. He was her parent and he hunted mutants. She legitimately feared her father’s rejection. Reed isn’t in the same situation at all and I see no reason to for him to be lying to everyone for months.

Kate hugs Reed once he tells her the truth, which is nice, but were we really expecting her to reject him? Did the writers forget they have two mutant children?

The Gifted blew past all the build up to Clarice and John’s relationship and now they’ve sewn the seeds for the break up - in the third episode. This whole “Clarice is a spy for the Erg and lies to John about it” storyline is only going one place. John is doing his fair share of lying and pushing Clarice away. Needless to say I am unhappy with how this relationship is being handled.

F.B.I. (“Green Birds” and  “Prey”)

Finally got caught up on F.B.I. I thought “Prey” was a much stronger episode than “Green Birds.” 

I am so glad they cast Sela Ward! I love her. Her character is much more likable as Maggie and Omar’s boss.

I’m here for Omar doing hot things because Omar is hot. I feel warm every time he talks about his military experience. 

Still a little iffy about this show, but I’ll stick with it for now.

This Is Us (Katie Girls)

The depth of my hate for Jack's father knows no bounds.

"Or you can stay and I'll kill him." Honestly, I was okay with that option too Jack.

Randall is a mess watching his brother's movie and I stan this bromance so hard.

I am really freaking glad Randall is taking Kate on because I AM SO MAD AT HER.

Well that conversation swerved quickly. Stay on point Randall.

Okay well now we're off on a whole other thing and Kate is crying. Good grief children.

Not sure how Randall & Kate's discussion became a fight about adoption. The point was to discuss Kate's insensitivity regarding her remark about being the only person able to pass on Jack's genes. How did she turn it into Randall's insensitivity about her miscarriage?

Beth, Miguel and Toby having a group text to discuss their messed up in laws is AMAZING.

Randall is terrible at apologizing but also WHY IS HE APOLOGIZING?

I'm trying to hang with my girl Kate here. I've had a miscarriage and it's devastating, but your personal pain is not an excuse to be hurtful to others. Understanding where Randall was coming from was not a long bridge to cross.

I am so relating to Kevin putting the pieces together regarding Jack's service.

Beth got fired? NOOOOOO. My Beth!  

Toby's reaction to Randall showing up was gold.

KATE AND JACK ARE DREAM SEQUENCING AND I AM NOT OKAY. Btw Jack could you advise Kate to stop being such a jackass to Randall? Thanks bro.

Awkward Rebecca and Jack is the worst. You are soul mates kids. Get it together.  

Jack wants to marry you Rebecca and have lots and lots of babies. You are his dream.

I hope Randall and Beth have 9 months of savings. Suze Orman says you need 9 months of savings.

Marriage is never 50/50. But I think Beth and Randall have been going 90/10 for awhile and it's time for that ratio to shift.

I love how the writers find commonality in their characters in ways you never thought of before. Randall and Toby sharing their struggles with depression and anxiety was such a beautiful way to bond these characters

Kate wanted to marry Mark Paul Gosselar. Same girl.

"You came across the country to say you are sorry. That's the most Dad move ever." HELLO KATE. NICE TO SEE YOU AGAIN. You could have added that he didn't need to apologize and you are the one who is sorry but I don't want to editorialize too much. Carry on.)

Rebecca pulled a Jack Pearson on Jack Pearson. EPIC.

Marry you the man who does dishes. 

A Million Little Things (”Save The Date”)

HOLY. FREAKING. CRAP. THEY. ALL. FOUND. OUT. That was fast y’all! Wow!

If we’re blowing past the big affair secret does that mean we’ll find out the reason John killed himself? It’s an annoying mystery. Cough up the answers, show.

All the awards to Grace Park. She’s been sadly under utilized on this show until now and boy did she come out swinging. The scenes where she confronts Eddie and Delilah were amazing. 

I cheered when Grace slapped Eddie. I have no sympathy for him. He’s cheating because his wife is gone at work all the time? It’s called a mortgage jackass. Guitar lessons aren’t going to get it done. 

It irritates me when people act like they have no choice in who they sleep with. Eddie is walking around like falling in love with Delilah was an accident. Listen pal you are a grown ass man. You made choices. Own it. Cheating is such a mean thing to do.  Nobody is forcing anyone to stay in these marriages. Get a divorce before you go hopping into bed with someone else.

I’m only slightly less angry with Delilah but that’s only because her husband jumped off a building. Her scene where she screams to friends to ask if she was the reason John killed himself was gutting. Guit is a bitch.

By the way, even if Jon made his peace with the affair it doesn’t make the affair okay. Also, nobody asked for Katherine’s opinon. Pretty sure she’d tell everyone where to stick if if they’d did though.

I feel like Gary is representing the audience in this episode, i.e. me. I don’t think the writers needed to muddy the water with Gary’s issues with marriage, his parents divorce and his birthday. I understand Jon and Delilah were his shining example of marriage bliss, but we didn’t need to make this about his childhood trauma. His anger was warranted by itself. Delilah and Eddie did an awful thing.

We need to move it along with Maggie’s storyline. She’s the friends-with-benefit-rando-friend-everyone-just-met-but-pretend-like-they’ve-known-her-since-always. Her impermanence in all of these people’s lives makes the level she’s included in things... odd. Let’s get the cancer out in the open and solidify her relationships - particularly with Gary. 

Blindspot (“Hella Duplicitous”)

Jane's hair is long. That's how ya know she's evil again

Seriously how do they not know Remi is back? She's so cranky. Jane is much more cheerful. Also, I feel like her voice is three octaves lower.

Remi can fight with samurai swords. Who knew? A list of all of her skills would be great.

Do I call her Remi or Jane y'all? I'm going with Remi for now.

Remi's impression of Jane being worried about Kurt was pretty spot on. Well played evil one.

Anyone else enjoying Remi looking all murdery every time anyone mentions Roman is dead? Same girl. Except I'm sad Luke Mitchell isn't on the show anymore not murdery because that'd be weird.

Jane's dying except she's Remi so like that's a double dose of suck.

Oh score. Cure. This is like Elena being vampire. They'll fix it. I ain't worried. Imma gonna get Jeller babies. Or should I say PLEEEEEEEEEASE give me Jeller babies.

OH MY GOD SHE'S HALLUCINATING ROMAN. Luke Mitchell IS BACK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I am so here for Roman being the crazy voice in Jane/Remi's head.

Sorry Remi. Your super evil terrorist group is canceled. Sorry not sorry girl. Watch Season 1-Season 3 and catch up girl.

Two Sandstorm operatives is more like a club than a terrorist group, but okay Remi. Gotta start somewhere I guess.

It's weird that the cure is re-erasing Remi's memories but also let's re-erase Remi's memories. I ain't a fan.

Damn. Blake is dead? That... was unexpected. Okay so now I'm imagining that Blake and Roman are happy in heaven together. Leave me to my dream.

Kurt is scared... I love you my cupcake.

Wiping her memory and meeting Kurt Weller was the best thing that ever happened to Remi because she's not nice and Jane is awesome. Kudos to Blindspot for reinforcing their central love story while also wreaking absolute havoc on it.

Is Zapata evil now? Is everybody evil now?

Weitz is director. Ugh.

"You can't keep watching me all the time." Girl, he does that when you are totally healthy. Kurt Weller giving Jane fuzzy bunny stares is the show. Seriously, someone show Remi S1-S3.

Haha. She squeezed Kurt too hard to hurt him. What a bitch. Also awesome.

Zapata's smile when she sees Reade on TV. Girl go home.

Rich and Patterson are gonna cure Jane using Santa magic and it's gonna be friggin awesome.

Reciting the wedding video is creepy Remi.

Noooo.... don't break out Mama Shepherd. She be crazier than you Remi and at this point that's saying A LOT. 

[spookyenemyperson-blog]

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maryland title insurance quote

Does anyone know of any affordable health insurance companies for individuals living in Ohio?

Does anyone know of any affordable health insurance companies for individuals living in Ohio?

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How do I help families not see life insurance as a bill but rather protection for their family? I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank you.""

How much is insurance for a 16 year old boy?

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Individual Dental Insurance for NJ?

I've been staring at dental insurance plans all day and finally it makes no sense anymore. I've enrolled in a discount plan but my dentist says I should get insurance for the procedures I'll be needing. I've only found one plan that seems to cover my area. Cost is not that big of an issue as more WHERE TO FIND IT. My job doesn't offer it. I'm an unmarried adult and I just need to purchase insurance (pref PPO) that will be effective as soon as possible.

""I'm a 20 year old girl who has just passed my driving test,whats the best small car for insurance,as I dont kn

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If i get my medical card in california will my parents see it since they pay for insurance?

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Car insurance please help me out?

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Car insurance for 17 year old HELP please!!?

Hi, I'm looking to take car insurance out for a 1.0L Vauxhall Corsa Ecoflex 2006 or a 1.2L Ford KA 2009.I will be the policy holder and the main driver, however my parents will be a named driver.Car won't be driven more than 3000 miles a year and quotes are coming up at 2800++! I have heard some people are able to get it in the 1000s, but how is this possible? I have tried some many providers and I think I'm running out of luck. Plus these are the cheapest cars to insure too! I'm in the West Midlands to, if location has anything to do with it Any suitable answers will be greatly appreciated, thanks""

Car accident with someone who will not respond back to the insurance for verification?

Someone with insurance rear ended me. I took his insurance information and called his insurance the following day to report the accident. The person who rear ended me did not call the insurance and he is not responding to his own insurance who are trying to get ahold of him to confirm the accident. It's been three weeks. His insurance called me yesterday and said that I need to use my own insurance for get my car fixed. I have a note written by the person who rear ended me admitting that he did cause the accident. What legal actions can I take against the person who rear ended me?

Insurance for a (2001/Y) Peugeot 206 first time buyer (17+)?

Im soon to buy a new car, and the most recent car i have been looking at has been (2001/Y) Peugeot 206, im just interested on how much the insurance will be - noting that i am a first time car buyer aged at 17, im guerssing this will dramatically raise the price ( i am nearly 18 if that changes things) any ideas on the cost of the insurance ? :)""

Has your auto insurance premium gone up?

I live in NJ and currently have AAA auto insurance, and my premium just renewed, and I noticed it went UP $300! I have no points, tickets, none of that. I didn't buy any other vehicles, or anything. I called them and they told me they had an overall rate increase. I think they're giving me the run around. I've never had a random rate increase ever before.""

How much is car insurance for new drivers a month?

I'm planning on to buying this car peugeot 206

How much money does drivers ed save on car insurance?

Is the amount saved by drivers ed a lot, meaning does drivers ed pay for itself by helping lower your insurance cost?""

Lack of heath insurance in Georgia?

My friend's husband got into a motorcycle accident recently and ended up going to the E.R. Problem is, they don't have health insurance because he was fired from his job. I've been told that the tax payers have to take care of the cost. Are there any consequences for him, or he just doesn't have to pay anything?? That seems crazy. Why would anyone have health insurance if thats the case?""

I want to make sure the insurance isn't too much when I start riding a motorbike- how do I get a quote?

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What sort of car/van insurance can i get?

I have my own business and use a van and i also have 1 employee who uses another van so i need to insure both of these but i also want to get a car to use maybe once or twice a week to meet clients etc, i havent decided on what car to get yet but i am looking at something sporty, ie a bmw m3 or something similar, is there a business policy which i could take out to cover all this? i would prefer to find one similar to motor trade where i and my employee can be insured to drive anything and i pay a set cost each year,any advice will be great, thanks""

Questions about car insurance?

I need to make a change regarding my car insurance but I am not sure what is considered being dishonest. I got the policy through an insurance agent and i think the below factors are what is causing it to be a little high. 1. I live in my mom's house at the moment but I pay rent to her. On time/every month, it's non negotiable. Am I ok to say that I rent? 2. I have had my car for two and a half months and have never driven to work. It just seems like a huge hassle to wait in traffic and pay high parking rates. However the agent put it down that I drive to work and for pleasure. If I choose pleasure only would that lock me into really never ever being able to drive to work? I did an online quote with the same company that I have now (Progressive) and put in rent and drive for pleasure only;it came out $40 cheaper. I'm just not sure if I'm being dishonest. Thank you!""

Why are car insurance quotes sexist for young drivers (females are always cheaper)?

Just because they presume that since your a lad/guy your very likely to crash. And girls won't? Its not the Victorian era there's a lot of young women that are into cars & are racers. There just as likely to crash imo. It shouldn't be stereotypical that boys will wreck there car. Yes I love cars but I would never take risks in my first few years. It suck that I cant get an affordable insurance quote for my mothers 1.2 VW Polo. Yet a female friend of mine of the same age (18) can get covered on a 1.6 mini cooper for 1700. Thats not even her first car! When she was 17 she was driving a mercedes kompressor! I cant even get a quote below 2500 & I live in outside of Edinburgh City near the country side :( Plus theres insuramce companies out there that exist just for woman (Shielas wheels etc) that offer cgeap quotes to women! Its discrimination in my opinion.

Insurance help please?

hi, does anyone recommend an insurance company for 18 year olds? the quotes i keep getting are around 2000 quid. my mate has a 1.4 corsa and his is 1400 - am i missing something? thanks in advance. additional: i have a 1.4 golf, it has the same bhp as a corsa.""

""Car insurance, they didn't take payment, was I insured?""

I have a classic car insurance policy with two cars on it, the policy started on one car but I later added a second. I have just taken the second car off the policy but it turns out ...show more""

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maryland title insurance quote

maryland title insurance quote

https://www.linkedin.com/pulse/legit-health-insurance-quote-websites-jacob-jacobs/"

[yourrainycollectorhologram-blog]

(UK) ideal first car for male 25 year old who comutes ALOT! !?

"(UK) ideal first car for male 25 year old who comutes ALOT! !?

Finally decided to get of my are and learn to drive next year, need a car that Is cheap to run (all aspects considered) but quite importantly,  a female isn't going to run a mile if I pull up in it!    I travel up and down the country every weekend  with a friend in a vauxhall astra hatchback, is that a decent enough car?

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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How much would insurance be for a BMW 3 series from 2001 with 150k miles?

My dad said he'd buy me a BMW if the insurance isn't considerably higher than my brothers, who drives a 2004 VW Golf. I'm a 16 year old male and will probably be driving within a year but I want to know whether the insurance would be considerably higher than a golf. We live in Dallas TX Thank You""

Where can I find cheap car insurance for someone who has a dui?

I live in AZ and I am trying to find car insurance for someone who has had a dui. The only company so far is Bristol west but they are too expensive. Where else can I go?

Cheap car insurer for young driver?

I am a 19 year old male trying to find a cheaper car insurance quote than 1500. Does anyone know the cheapest car to insure? or a cheap insurer?

""To obtain my permit in the state of California, do I need to have my parents get insurance for me?

Or when I apply do I have to show proof that my PARENTS have insurance?

How to get car insurance cheaper for new drivers?

How to get car insurance cheaper for new drivers?

Do I have to include my husband on my auto insurance policy?

Without him on it, my monthly bill would only be $44. With him on it, it's $135. Do I legally have to include him on the policy?""

What is the best life insurance to get and where?

I'm young but not in the best health, I'm looking for life insurance, something affordable and legitimate""

What information do I need when I call insurance for a Quote?

I'm planning on purchasing a car in around 2 weeks time, what information do I need to give insurance so I can be added onto my parents policy? I do have the VIN of the car, is there any other information needed besides my parent's account information? Thanks. :)""

Affordable health insurance??

I asked before but i am looking for a health insurance that covers meds, eye checks, dentist, womens problems, in the united states.""

Is my insurance company liable?

My insurance company offered me a policy to cover a de restricted scooter which I agreed to take out, but in order for this policy to take effect I had to give up 4 months of cover totalling around 160 and pay a 80 deposit on the new policy. Last week I was sent a letter notifying me that my insurance was cancelled so I called them and was told that I had to return a copy of my CBT certificate. I rang on Sunday and was told a completely different story and that was that the company they placed me with had decided that they were not going to cover me even though the whole point of changing them was because they specificity dealt with my type of vehicle . They have now offered another policy for 515 pounds with is 100 pounds more than my previous and I am not willing to pay this as they lied to me and told me that I was insured to ride around even though they knew that I was not covered. I have copies of the insurance certificate to prove that they sold me the policy and all other relating documents. Please advise on what I can do.""

Renters insurance in California?

What does renters insurance cover? I'm renting a room from a friend but want my own insurance to cover personal injury without using the homeowner's coverage as well as if something gets accidently damaged by me for it to be covered. Is this included in renters insurance?

Car insurance for a month?

Is there anyway of getting a car insurance for just a month cause I'm selling my car in the next month so don't want to take out a years insurance for it? Thanks

Car insurance in New Zealand?

Im thinking of moving to New Zealand. I would want a car at some point and don't know how much car insurence would cost. Im 19 been driving for a year and a half. No accidents, convictions etc?""

Cheapest car insurance for female 37 on provisional?

Just bought a car Citroen c2 having real trouble getting insurance quotes under 600....HELP!!

Cheapest Car Insurance - Canada?

Need a cheap car insurance... Don't spout off answers if you have no idea... I've researched: TD, RBC, CAA, AllState and Statefarm Living in Ontario!""

How much per year does health insurance cost for an average 50 year old with no employment benefits?

just a single person. no previous health problems. I realize this depends on specific circumstances, but you can ballpark estimate it for me thanks.""

Auto insurance question?

I was a passenger in a car accident and my laptop was broken. Would the drivers insurance cover it? Even if it was liability, it should still have to cover it right? He says the insurance says no because I wasn't injured... That doesn't make any sense.""

How much should my car insurance be a month?

I am 19 and I drive a 2003 Jeep. I've been with Geico for 1.5 years & my policy price has went up two times! When I called to ask why it would go up they explained that it was nothing to do with me or my driving record (seeing how I've never had a wreck or a ticket) but that it depends on the claims from other people. I know this is how some things work, but I don't think I should be pentilized for someone else's claims. Is this how every car insurance works or is it just Geico? I'm going to start calling around to today to get quotes...but I wanted to hear from people other than a sales person.""

Where do you find affordable health insurance with a pre-existing condition?

Where do you find affordable health insurance with a pre-existing condition?

Peugeot 206 gti insurance cost?

Does anyone know roughly how much it would cost for first time insurance? I'm 18 by the way.

Where can I find cheap roofing insurance?

I am looking to start a roofing repair company (residential only at this time) . What I am going to do is secure the jobs, draw the contracts, purchase material and collect payment. I have 3 crews that will do the labor and they each provide liability as well as worker comp on their crews. What I looking for is a company that will insure me with liability (1 million) for my protection. What I am running into is that every company that I talk to says that you have to be in business for 2 years or greater or they are quoting me 7 to 9k a year. I have over 10 years experience in quoting, selling and installing, can anyone help out in finding affordable liability insurance? Thanks""

Why is insurance for mazda cars so high?

I heard mazda cars often increase your insurance? Why do they? Is it for a good or bad reason? Answer with detail please :)

Insurance and tax for a corsa?

im looking at buying a 06 (56) Vauxhall Corsa 1.4i 16V SXi 5dr for a 1st time car and was wondering how much would insurance, tax and a MOT usually cost for this kind of car?""

Why don't people just buy themselves health insurance?

I am 26 years old and have had a major back surgery. Still I pay just $98/month for my Blue Cross of California PPO health insurance. Why doesn't everyone without insurance just go buy it for themselves instead of buying an Ipod or new cell phone? This would keep the government from rationing health care and having more power over us citizens as well as not forcing some people to pay for others.

On average how much do you pay for your car?

My boyfriend makes about 1,100 a month. I made about 1,200 a month. We're young, so we don't make that much but we do live together and we have been since I was 18. Pretty soon, I should be making around... 1,400 a month. WE NEED TO GET A CAR. I had one but gave it to my mother who was struggling. We want to get one so here it goes: 1, When we go to the car dealership what information (other than the standard info) will they ask for? 2. What is required to buy a car other than insurance and a license? 3. How much is an average down payment? 4. Say we get a used car made before 2005, how much on average should the monthly payment be? I know there's a million answers but this but anything will help. Maybe like a honda civic or ford focus, something small and cheap. You're help is very valuable. :) :) :) :)""

(UK) ideal first car for male 25 year old who comutes ALOT! !?

Finally decided to get of my are and learn to drive next year, need a car that Is cheap to run (all aspects considered) but quite importantly,  a female isn't going to run a mile if I pull up in it!    I travel up and down the country every weekend  with a friend in a vauxhall astra hatchback, is that a decent enough car?

https://www.linkedin.com/pulse/do-i-still-have-pay-excess-my-car-insurance-anthony-johnston/"