#Hard Money Loans Los Angeles CA

[judesommer]

[ JUDE SOMMER. 36. FEMALE. SHE/HER] is here! They’ve lived in Silver Lake for [ 3 YEARS ] and are originally from [ SAN FRANCISCO, CA ]. They are a [ PARK RANGER ] and in their downtime love [ TRAVELING ] and [ JOURNALING ]. They look a lot like [ JENNY SLATE ] and live [ IN REDCLIFF ]

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ABOUT JUDE

birthday:

may 13, 1985

sexuality:

bisexual

astrology:

taurus ☀, leo ☾, aquarius ↑

traits:

stubborn, friendly, calculated, adventurous, passionate, affectionate, resentful, closed-off, insightful, independent, quick-witted, resilient, private, self-assured, motivated, clumsy

aesthetic:

redwood trees, sundresses, farmer’s markets, sage green, curly hair, scribbled notebooks, airplane windows, mountain tops, old poetry, field of poppies, hiking boots, afternoon wine, hidden details, firecracker, canine cuddles, haunted

BIOGRAPHY

[ tw: drugs, abuse, abortion - brief mentions ]

jude cecilia sommer grew up san francisco with two other siblings and found her peace in poetry and towering trees. her only good childhood memories always revolved around walking through the redwood forests and feeling so small in a world so large. it made her world, her worries, her pain seem so insignificantly small. it was her safe haven.

her parents divorced when she was fairly young and her father was quick to move on to a different life of his own. jude, nor her siblings, every really fit so well in that new life, and soon enough, her father became a mere stranger. just a simple phone call on a birthday and an empty card. he remarried and had more children, but they never felt like family to jude.

she was raised by her mother, but the word raised was a term best used loosely. her mother was dependent on just about one too many things - men, drugs, her children, the list goes on.

in the earlier years of her youth, she remembered the hostile environment she and her siblings grew up in due to their mother’s abusive boyfriend. he’d take his anger out on all of them, her eldest brother especially, and their mother continued to stand by him. her excuse was that he paid their bills and kept food on their tables. they had to be grateful.

it was then at a very young that jude experienced resentment. though she hated the man in their house, she hated their mother more for allowing them to live this way. jude grew up angry.

there was a moment of peace in the sommer household the day the awful boyfriend decided to leave their mother. despite their mother struggling with her drug addiction, there was a moment where the weight of the world didn’t feel as heavy on jude’s shoulders. but it was short-lived, fleeting just like every other happy memory.

her mother found a new boyfriend to take care of them. he felt different than the others - nice, for starters, but jude was no fool. she knew the man was shady and did illegal business to keep food on their table. he later even got her eldest brother involved in that life.

jude wanted nothing to do with her mother and the chaos she brought. she went on a different path and self-funded her way through college. she focused on the one thing that brought her peace - the trees, parks, and nature. she went to school to study environment and parks in hopes of being a park ranger.

finally, jude had a life of her own. she made new friends, people who knew nothing of her past- and she kept it that way. jude even spent a few summers studying abroad in japan, catching the travel bug pretty early on. some of her fondest memories comes from her time in japan and she still practices japanese till this day.

jude worked hard and endlessly, always saving her money so she could do the things she wanted in life. she’d travel, backpack and stay in hostiles, all the while creating travel journals and documenting her time and studies in the places explored. japan, machu picchu in peru, iceland were among her favorite places.

jude was in a serious relationship when she was in college and it felt like love. then again, what did the girl know about love? they often traveled together and study abroad in the same places.

once she graduated, she took some time off to hike the pacific northwest trails alone. it was the most grueling, exhilarating, and beautiful experience. it felt liberating and she felt stronger than ever. it made her feel like she truly broke away from the mold of her family.

still riding that high, she and her boyfriend decided to elope. it felt right in the time.

jude became a park ranger and worked for the state of california and all the state parks as she focused on paying off her student loans.

not long after, she discovered her eldest brother had gone to prison. though she loved him dearly, she kept this under wraps just like everything else about her past. not even her husband knew. she’d find time on the weekends whenever her husband was working to visit her brother. she felt sympathy for him, knowing he wasn’t lucky enough to break from that mold like she had.

a year or so into her marriage, jude discovered she was pregnant. the concept of being a mother terrified her to her very core. she and her husband had talked about having children only a few times, mostly because jude would change the subject. he wanted a family and jude didn’t want to become her mother. without telling him of her pregnancy, jude made the decision to have an abortion.

but nothing stays secret forever. her husband eventually discovered she had an abortion and he was heartbroken. of course he wanted a family, but he also wanted a wife that was willing to confide in him about those things. she never told him her fears, doubts, or her past. she was practically a friend living beside him. jude tried to defend herself, but there was no defending it. her husband couldn’t move on from her decision and the disconnect between the two caused a huge wedge between them. they decided to divorce.

jude realized then her own protective decision was already pushing her on a similar path to her mother, but she refused to become her. jude, independent as ever, didn’t need anyone but herself. even though it caused a lot of heartache, jude doesn’t regret the abortion or the decision to split.

realizing the bay area no longer felt like home to her, jude decided to move to southern california to be closer to the prison her brother was in. she rented a small house in the silver lake area and moved to working at state parks outside of los angeles. it didn’t have the same feeling of towering trees, but the amazing hikes made it worthwhile.

her brother was eventually released from prison and currently lives with her until he can get back on his feet. it’s nice to have him away from san francisco and even nicer to have him not behind bars.

their mother later got clean from drugs and now lives life as a single woman, on some sort of spiritual journey. she tries to have a place in her children’s life, but jude hardly allows it. jude’s brother often tries to convince jude into forgiving their mother, but it never happens fully. she will go visit with him for holidays, and though she goes in holding her tongue, it almost always ends up in a fight between jude and her mother. both can never be quiet for too long and her mother will never own up to her mistakes. it drives jude mad.

though jude had endured a lot throughout her years, she continues to find peace in nature, travel, and journals. she focuses on the little things in life and finds joy where she can. all the while presenting herself like the moon in the sky, only half there for people to see.

HEADCANONS

jude truly doesn’t share much about her past, but doesn’t come off as secretive either. but even her closest friends might learn something new every day about her that they would normally know long before with anyone else.

she rents a small two bedroom home in the redcliff neighborhood and has decorated it to her liking. it’s important for her to feel at home.

jude has an australian shepheard dog named wickett - then name coming from a star wars character.

she enjoys spending her weekends at the farmer’s market, eating fruit, and day drinking wine.

jude is always hiking, journaling/writing, and reading books she has already read a thousand times. she’s a creature of habit.

she hasn’t been in a real relationship since her husband, only hookups and casual flings.

jude is jewish, but her family never paid much attention to religion. they celebrate the holidays and would attend service one day out of the year or so.

she has several scars on her legs and two on her arms from hiking the PNW trails.

she’s into cheesy and weird things - science fiction, conspiracy theories, paranormal stuff. she says, “it makes life exciting.”

to be added ....

[mortgagelnm-blog]

About Mortgage lenders near me

If you are planning to buy a house or a new car, a mortgage loan is absolutely necessary. However, you will have a bit of trouble and confusion in finding a reliable mortgage lender. Understanding that problem, Mortgagelendersnearme.Net wants to guide you on how to search for mortgage lenders near me along with some suggestions.

1. Mortgage lenders near me

You need to shop around to find the best mortgage lender. Consider different options like your bank, local credit union, online lenders, and more. Ask each of them for rates, loan terms, prepayment requirements, property insurance, closing costs and fees, and compare these details on each offer.

There are a few types of mortgage lenders that you need to pay attention to as follows: 

Direct lenders (including banks, credit unions, or online organizations).

Mortgage brokers (including correspondent, wholesale, portfolio, and hard-money lenders).

Direct lenders near me

We have some examples of direct lenders like credit unions, banks, online organizations, as well as other organizations which provide direct-to-consumer mortgages. This will help you won’t have to pay a realtor around the world. You may easily do it free yourself with a direct lender.

Direct lender benefits

You can ask your lenders freely questions about terms, fees or interest rates. This can be done since a direct lender offers its loans and keeps most of the contract prepare from application to processing in-house. When you shop around, talk to the lender about their information and other requirements, such as upfront payments.

Direct lender risks

It is easy to make a mistake if you are not paying attention while reading the contract, as there will be times when the interest rate and terms differ. If you apply for multiple mortgages and qualify for all of them, you need to pay close attention, or you’ll end up with a more complicated and expensive loan. There are a few people who are willing to pay for a contract comparison service for that.

Mortgage brokers near me

Mortgage brokers act like matchmakers between borrowers and lenders, which are independent and licensed professionals. The brokers are paid by the lender or borrower.  The charge will be a little rate of the advance sum for their services. Don’t worry since the fee is just a little percent (1-2 percent) of the loan amount. They do not finance loans. As well as the loan origination fees or interest rates. And you will make the decisions on your own.

Correspondent lenders

Correspondent lenders are people who specialize in selling their loans to other lenders for the difference in the second mortgage markets. Usually they will when you finish the loan.

Wholesale lenders

In the case of wholesale lenders, they will never interact with borrowers unlike direct lenders. 

Often there are mortgage brokers who act as third-party intermediaries to connect you with wholesale lenders. These brokers will assist borrowers in every process as well as help them with paperwork if needed.

Portfolio lenders

These lenders derive and finance loans from customers’ bank deposits so that they can keep loans as well as not resell after closing. Portfolio lenders usually incorporate credit unions, community banks, and savings and loan organizations.

Hard money lender

In case you want to find short-term loans by real estate, you should find private individuals or groups of investors called hard money lenders. When conventional banks check your monetary capacity to pay off a contract, difficult cash banks secure their venture by concerning property esteem. 

You will need to repay hard money lenders over a short period of time. This is usually around one to five years. They also typically charge higher loan initiation fees, interest rates and closing costs. It can be up to 10 percent higher in many cases.

2. Find mortgage lenders near me

Sometimes, we will find it difficult to find a mortgage lender that suits our needs. As you have seen above, there are many types of mortgage lenders and each agency or individual has different requirements. So, make sure you can find a mortgage lender that meets your requirements and is near you. Please use our service. We will help you find the right lender through the criteria you fill in!

Why should you choose a local mortgage lenders

Mortgage lenders vary a lot with many different types. While the idea of working with familiarity of national lenders or the convenience of online lenders is tempting, there are a number of reasons why working with a local mortgage lender might be a good choice. 

Local knowledge

Being an active part of the community you share with, local mortgage lenders have the added advantage. They are knowledgeable about local real estate trends and understand the uniqueness of the local landscape since they often live in your local community.

Local decisions

A local lender very well versed in the local market. They allow them to approve their own loans, who often have their own underwriters. Other resources like appraisers and holding companies oftens have good connections with local lenders.

Personal service

With a local mortgage lender, you can get personalized services. Because you will get to meet and work with them as directly as possible. They will have time to learn about you and your current financial situation. This will greatly assist your mortgage loan.

How to find mortgage lenders near me

One of the simplest tools you can use to find mortgage lenders is Mortgagelendersnearme. Included in this website is a search engine tailored to help you in the most optimal way.

You just need to do one simple action, which is to enter the address where you live in our search bar. In just a microsecond, the search engine will return you results related to the closest mortgage lenders possible!

In addition, we also help you evaluate and understand more about these mortgage lenders with additional information such as:

Address, work area.

Open time.

Mode of work (online or offline).

Interest rate.

Mortgage loan conditions.

You can choose the mortgage lender that is best for you and simply go there to go through the process. Very simple right?

3. Why should you choose Mortgagelendersnearme

At Mortgagelendersnearme, we can help you find the mortgage lender that suits your needs and is most convenient for you. We have connections with a large number of mortgage lenders, so we can guarantee every type of mortgage service you require.

No matter where you are in the US, we can help you find the mortgage lender closest to you. Not only that, Mortgagelendersnearme also wants to be able to provide you with information related to those lenders (such as location, working hours,…). That will help you make a more accurate choice. In addition, we will introduce you to the leading companies in mortgage lending services, ensuring the reliability and quality they offer you.

You will not have to wait a moment when using our service, just one click and all the information you need will appear. This will save a lot of your effort and time.

Final Thoughts

Hopefully, through our article, you can make the best choice about “mortgage lenders near me” for you. There are many types of mortgage lenders, however, you should consider your own needs to get the most accurate choice. You can check out our searching system to have a better suggestion.

CONTACT:

Address:  701 E 92nd St, Los Angeles, CA 90002

Phone:  +19586312456

Website:  https://mortgagelendersnearme.net/

Facebook:  https://www.facebook.com/mortgagelendersnm

Twitter:  https://twitter.com/mortgagelnmm

Pinterest:   https://www.pinterest.com/mortgagelnm

[claudiasavage]

HELP! My Precious work has been stolen in Los Angeles!

What we know:

The gown was loaned to a stylist on 14th of January 2020. At some point It was left in a car on set and this car was broken into and multiple items including the dress were removed. A police report was made of the incident.

About the dress: The label is Claudia Savage. The gown weighs approximately 6kgs (13lbs) and is coated in hand made, hand painted metal scales which have been individually sized and placed – there are over 10,000. It took the designer (Natalie Hutton) over 5 years to complete, and is one of a kind. If it was to retail, that cost would be between $30,000 and $35,000. It is irreplaceable. It will appear in the upcoming Netflix series LUCIFER season 5, episode 4 “It Never Ends Well For the Chicken” worn by actress Lesley-Ann Brandt’s character Maze. About me, the designer and maker:

I am located in Melbourne, Australia which has made this incident all the more difficult. I am trying to make contact with various news and social media outlets to get the word out there but I am just one person with a small online following. This gown is far more than money to me, it is 5 years of hard work and to have it stolen is heartbreaking. I will never be able to remake or replace it.  I am gutted by this loss, I just want it home again. I never had any intention of ever selling it.

How you can help:

Do you live in the West Hollywood area or its surrounds? Do you know a good blog or group to share this with? Do you have contacts or work within the creative industry? And on a less hopeful note - Are you able to search bins and dumpsters in the local area? (I’m still trying to ascertain what the garment was stored in, will update this document when confirmed) If you fall into any of the above or just want to help, then please share, share, SHARE! This story with anyone and everyone you can! You can download this document here X for emailing to local blog, news and media platform purposes – you can contact me directly at info@claudiasavage.com if you have any questions or tips at all. I would love to know your suggestion on who and where to contact as I am not at all familiar with the local area and where a piece like this may end up. If you can provide contact numbers or social media handles that would be even more helpful! If you would like to spread the word socially, these are my current posts on my social media platforms: Claudia Savage Facebook Dress related post: https://www.facebook.com/claudiasavage/posts/3091732247521266

Claudia Savage Instagram Dress related post: https://www.facebook.com/claudiasavage/

And finally: Please, if you have my gown, please, PLEASE return it to the following address (Absolutely NO QUESTIONS ASKED): 1211 Sunset Plaza Drive

Suite # 401 (4th Floor)

Los Angeles, CA  90069 I am not at all interested in pursuing this legally, I just want my precious work back – it means so much to me!

[carlsberg18]

Housing Prices Will Be Fine After COVID-19, Right?

This seems to be a question that no one truly has an answer for, but I will do my best to give you several perspectives over the coming weeks.  Including, how record-high unemployment, growing debt, concerns over a recovery, “how long before our lives return to normal?” and “how it will likely impact housing prices in 2020 and beyond?”.

This week I will focus primarily on Unemployment, Stimulus and a comparison of the Great Recession.  How many of you remember the hardships of the Great Recession?  My wife and I, both do and it was incredibly hard to find a job because of all the economic uncertainty.  If you live in the United States, then you should know that our economy is based on capitalism.  Capitalism means that corporations are privately owned and the operations are funded by profits.  How are these profits made, you may ask?  Profits are made when we the consumers spend money.  

During the Great Recession, a lot of consumers had no money to spend, which meant that businesses had no way of paying employees.  Employees were then laid off or had reduced hours.  It became a downward spiral as fewer people began to spend hours continued to be reduced and businesses began to layoff employees.  Unemployment surged to the highest numbers in years and peaked at 10%.  The government had to bail out homeowners, banks, and various businesses, just to keep the economy afloat.  The Economic stimulus package in 2008 ($152 billion) and the American Recovery and Reinvestment Act in 2009 ($831 billion) total to a little under $1 trillion. sell my house palmdale

Is this starting to feel like deja vu?  It might or at least it should, but keep in mind there has already been $2 trillion, injected into the economy for various businesses and unemployment.  That’s already more than double the Great Recession.  That number also doesn’t include the 2nd set of small business loans approved last week because the first wasn’t enough and it is very likely that money will be gone just as fast as the first time.  To make matters worse unemployment is at a record high.  According to BLS.gov (bureau of labor statistics), there are over 30 million people unemployed and that doesn’t count those who can’t sign up because the systems aren’t able to process the high volume of unemployed.  There are roughly 165 million active participants in the workforce, which means our unemployment would currently be 18%.  That means unemployment is at least 80% higher than it was during the Great Recession.  

So what does this mean for you?  Well, there are some key differences between the Great Recession and now.  Overleveraged banks,  insurance companies, and toxic real estate assets in part to credit default swaps and bad lending practices.  The last downtown in 2008 was caused in part because of real estate, which led to a steep decline in housing prices over the following years (2012 was the bottom).  This downturn may not be due to real estate, but that does not mean real estate won’t be impacted.  

The worst impacts of the coronavirus may still be yet to come.  The United States now has over 1 million cases recorded, more than the next 5 countries combined.  Scientists are also worried about a 2nd or possible 3rd wave of the virus, which could coincide with the flu season and make things worse.  I have talked to several business owners who are equally worried about a “slow bleed” when the economy opens back up.  Most stated that a change in consumer habits could lead to less spending and that would mean a reduction of staff or closing their business.  Fewer companies, less work, fewer jobs, and no money means there will likely be fewer people looking for homes at the price point you want.  Keep in mind with real estate the prices always go up faster than they come down.  As I pointed out earlier the peak of the recession was 2008-2009, but the bottom of the real estate crash wasn’t until 2012.  If you are looking to sell my house Bakersfield CA or your California home, now may be the time.

Need To Sell Your Los Angeles House Fast? Or Are You Looking To Get More Information?

Submit Your Basic Property Info For A Fast Cash Offer Or Get Info On How We Can Help>>

[shannonchristenot-blog]

Qualities And Traits To Look In A Mortgage Broker

To get an investment loan while not going through a lot of hard work, your best option would be to rent a mortgage broker. This is often as a result of after you hire the services of a mortgage broker, he or she is going to do most of the significant work for you like ending in-depth analysis and analyzing collected knowledge and information and obtaining you the most effective deals offered within the market.

Since you'll be relying a lot on the mortgage broker you'll hire, it's necessary that you just properly select the person you'll work with. Except for the necessary relevant skills and knowledge, you must additionally search for the subsequent qualities and traits within the mortgage broker you'll need to hire. Shannon Christenot mortgage brokers have the mandatory skills and knowledge that the work needs. Our brokers are highly trained and experienced and will provide you best quality service.

The broker you choose ought to have a decent reputation. You'll invariably ascertain if the person you wish to hire encompasses a smart reputation by finding out his or her name on-line and reading the comments or feedback of his or her previous clients.

There will be some agents who will solely be looking for his or her best interests. And whereas you're trying to find a loan which will profit you the foremost and value you amount of cash possible, these persons are trying to find the most effective deal wherever they will get the foremost commission. As such, Shannon Christenot mortgage brokers in Los Angeles are the only one you can rely upon. We ensure loyalty and support towards our clients. We offer you clear, honest and straight-to-the-point answers once you have an issue.

Finally, he or she should be detail orientated. Mortgage applications are sometimes complicated money transactions. There are several necessary details that require to be utterly and properly coated and that they will simply fall flat the cracks if the broker you hire isn't extremely trained and detail minded. To search out if the person you wish to hire is detail minded, raise him or her for a few references, contact them and raise concerning the entire operating expertise that they had with the broker.

Contact Us:

Shannon Christenot

Address: 118 N Larchmont Blvd, Los Angeles, CA 90004 USA

Phone: (818) 601-2231

Website: https://www.shannonchristenot.com/

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[losanghic-blog]

HII Commercial Real Estate Loans Los Angeles CA

Happy Investments, Inc. has been a Commercial Mortgage Broker serving Nationwide Since 2005. Happy Investments, Inc. focusing on Commercial Real Estate Mortgage loans. Our specialty is providing financing to people with Complicated Financial Situations. Our Company has many Commercial Mortgage programs feature Competitive Interest Rates, Low Down Payment Requirements, Flexible Underwriting Guidelines, each of these features are designed to make your Mortgage Loan more Affordable. We Provide Commercial Hard Money Loans, Commercial Private Money Loans, Commercial Real Estate Equity Loans, Commercial Loans, Commercial Construction Loans, Transnational Funding, Hotels/Motels, Multifamily, Industrial, Mixed Use, Retail, Office, Self-Storage, Nursing and Assisted Living, Medical Building Loans, SBA Loans, Doctors Loans and Many More

HII Commercial Real Estate Loans Los Angeles CA, Offer Mortgage Loans Locally and Nation Wide, Provide Commercial Mortgage Real Estate Loans, Business loans for Commercial Real Estate, Private Money Commercial Real Estate, Hotels/Motels, Transnational Funding, Multifamily, Industrial, Mixed Use, Golf Courses, Retail, Office, Self-Storage, Nursing and Assisted Living Loans, Apartments Loans, SBA Loans, Doctors Loans and Many More

Contact Us: HII Commercial Real Estate Loans Los Angeles CA Los Angeles, CA 90017 Phone: 323-805-8255 Email: cmllosangeles22@gmail.com Website: http://www.happyinvestmentsinc.com/commercial-real-estate-mortgage-loans-los-angeles-ca/

[hmlinvestments-blog]

HML investments

Website : https://hmlinvestments.com/

Address : 3151 Cahuenga Blvd West Suite 300, Los Angeles, CA 90068

Phone   : +1 818-308-4443

We are direct Hard money Lenders in California. We offer commercial and residential private equity loans. No docs, no credit, no income, no appraisal, closing in 3 days.

[lenderinc]

Lendersa's Network Of Lenders Offers Hard Money Loans In Los Angeles, CA And Throughout The County, Comprising Hundreds Of Regional, Local And Hard Money Brokers And Investors.

[claricequinntaylor]

Minimalism with Money - How to get out of debt quick and easy!

We spend too much money on things we don’t need. Rather it is some splurge item you found on Amazon to the pack of Oreo’s at the grocery store (I am guilty of this). We have all done it! Its not something to be ashamed of, BUT it is something that you should be aware of, something that you should be conscious about. A Huffington Post Servery from 2012 states:

"Half of those surveyed do not set monthly savings goals for themselves, according to the survey. Of those who are spending more than they earn, 36 percent are dipping into savings, 22 percent use a credit card and 8 percent are borrowing money in other ways."

This is crazy! I know people in my own life that will spend up to 80% of their monthly income on stuff that they don’t need, things that they can do without. For those who don't know me. My name is Clarice Quinn Taylor, and I used to be just like you. I am just like you in many ways still. I have issues with my money. The biggest issue I currently have is my $6000 in debt that causes me to have to rethink everything I do.If you are in the same boat as me or fast approaching it, this channel and this video is for you.

So a little background into who I am. I am currently 22 years old with a sitting $6,000 in debt. A few years back I was just out of high school, working at Starbucks part time making about $500 a month and spending way more than that on crap I didn't need. I was buying video games, going out and paying for my friends dinner, spending money on my new to me 1973 Chevy Camaro That I spent over $6,000 of my savings to get and restore. Yes, the smartest thing I could possibly do with my money while I was currently running up my Credit cards paying for this expensive lifestyle was to go and buy an expensive car that cost too much in gas. Long story short I was just like the majority of people with a spending problem. Spending money that I didn't have on things that I didn’t need or really have a use for. Around the same time I got very interested in Video Games and decided to go and buy a brand new $700 Xbox and a brand new custom built gaming computer that cost over $2,000. After all these purchases I still didn't feel complete.

That is the point I am trying to make. These purchases, these items. Belongings. These items I have surrounded myself with did me no good whatsoever. They didn't serve my future. Yes, a cool car and a nice computer is nice but for a now unemployed 20 something girl that has dreams of moving to Los Angeles, Ca these spending habits would not do anything but harm to myself.

So, fast forward to three months ago. I am sitting in Los Angeles, Ca spending over $1000 a month on rent, food, car, etc.. you may be asking yourself, "Clarice, how does this have to with minimalism and money? you’re just telling us that you are terrible with money and cant stop spending." Well here is the huge change that came into my life this past April.

I am sitting on My phone scrolling through Facebook, watching Netflix on my desktop computer and mindlessly watching a YouTube video about cool things to buy on amazon that I hadn't collected already and suddenly something dawned on me.

WHAT THE HECK AM I DOING?! I have been sitting here for the last three hours doing nothing. I moved to La to start a modeling career and do acting! What the actual fuck am I doing with my life. This needs to stop.I took a deep breath and closed my MacBook and set my phone down, and opened a new link to YouTube and typed in the following.

"How to minimize your phone usage"

The first video that showed up was a guild on how to set up your phone like a minimalist and how to start using it less.

This took me down a rabbit hole of minimalism. It started with my phone. I got rid of my fancy colorful wallpaper and chose the black background that had no picture on it. Next step I deleted almost every app I had on my phone INCLUDING FACEBOOK! and then organized it to fit my workflow schedule so I could be more productive.

From here I found a few videos on how to minimize debt, your schedule(So I only do things that I want to do) and everything in your life, including money. I will be making videos on all of these things, but for now. I want to start with this big one thing.

How becoming a minimalist will improve your pocketbook and cause you to spend less on stuff that you don't need and in result help you get out of debt.

This first step is easy:

1.) Start a Budget:

What I suggest is start a budget for yourself, either online or on a sheet of paper. The first month you do this. Don't make any changes to how you usually spend money or anything. You can even take a look at the previous months spending's and write them down and from that you can tally them up and know exactly how much you spend each month. I personally use a app called Mint, it is a budget app on your phone and your computer that helps you manage your budget, go over goals that you want to set for your finances and tracks your spending. I have known about this app for year now but I only recently started using it to its fullest potential! You can even link mint with your bank account, credit cards and savings account to automatically track all of your spending and this will give you a clearer picture of your finical health.

After you do this you will be able to have a overview of your spending and be able to manage your money in a clearer way now that you can see it all.

2.) Take a Hard Look at Your Debt and Find a Way Out.

One thing most people my age and even older don't realize fully is the strain of having massive debt causes on your life, and even your ability to do the things that you want. After setting up my budget with mint and getting everything that I wanted, out in the open I realized that the amount I was spending per month to pay it off was less than the monthly interest on my debt itself. Lucky for me a friend told me about this really helpful company and App called Tally. What this company does is pay off your credit cards every month and clump them into a single payment that you pay to them, and lower your APR on top of that. 

So For example, I have three credit cards all at 25% APR, I am paying about $50 on each card and with my interest charge every month I am paying about $20-$25 a month in interest charges EVERY MONTH on each card. SO in short about half of what I am paying is going straight back into my debt with means it will take me about 25% longer to pay it off if I were to just pay off %0 every card a month. Now if I was paying just the minimum amount of $25-$30 a card that is basically like me paying $5 off my debt every month. This is assuming I am not spending anything on credit at the same time.

With this, it is easy to see how personal debt can pile up so quickly. That is why I like Tally so much. They actually have me a APR of 15% and they would pay off my credit cards up to $5,000 and make the monthly payments on my cards so I didn't have to pay each card off and deal with the APR on each. and once all of the cards are paid down you are only left with paying tally one lower easy payment a month. Now that you have a lower payment you have more cash flow to either pay off more debt OR you can stop using your credit cards to buy things and you can fast track your way out of Debt.Lastly, Tally right now will give you $50 just for signing up towards your first card payment when you sign up with my link! You're welcome! <Join Tally>

3.) Cut Ties with Credit Card Debt

- This is probably the hardest step in minimizing your debt and stopping spending on things that you don't need. If you are serious about getting free from debt I want you to right now. Go and get a pair of scissors and cut up all of your cards and throw them away. This way you will no longer be able to use them and you do NOT need the card to make any payments whatsoever. Just do it, thank me later. This step was the quickest, but the hardest part of this whole process.

After I did this it took me about a year to pay off all my debt, loans and cards to become free from debt and become the best version of myself. And after you do this, you can no longer use these cards to spend spend spend and eventually with smart budgeting and using apps like mint and Tally(Like I do) you will be one step closer to finical freedom and finical success. 

I will be writing these posts every week to give you a better idea of my journey and to keep giving you tips on how to unlock your own personal finical freedom! It is hard to do this but with my advice and help I know you can get to where I am today and become the best version of yourself.​ 

[advancetaxreliefexperts]

IRS BANK LEVIES AND HOW TO AVOID THEM?

Have you ever been behind on payments? Bank levies will give your creditors a powerful tool to collect their dues from you. A bank levy is actually a legal action that allows owed money to get taken directly from your bank account.

Once set in motion, your bank will freeze the funds in your account and then send the amount you owe to your creditors to settle your debt.

The creditor must provide your bank with a proof of a court ruling against you before the bank can freeze your account. In some situations, your bank account may survive the freeze, especially if the only funds in your account are from federal benefits.

However, some creditors do not need any court ruling; these include government agencies that collect state and federal taxes as well as student loans and child support.

NEED HELP WITH OFFER IN COMPROMISE, TAX SETTLEMENTS, TAX PREPARATION, AUDIT REPRESENTATION OR STOP WAGE GARNISHMENTS?

ADVANCE TAX RELIEF LLC www.advancetaxrelief.com BBB A+ RATED CALL (713)300-3965

Don’t Ignore Debt Collectors Once your bank account gets frozen, you’ll still suffer certain negative consequences even if you manage to remove the bank levy. For example, all the checks you wrote before the freeze won’t be cleared, and you’ll also not have access to the funds in your account.

To avoid this, pay off your debts on time. Don’t ignore the debt collectors when they come knocking. If you don’t have enough cash to clear the debts, you can agree with them and come up with a manageable payment plan to give yourself more time to settle your debts.

Many creditors, even the federal and state taxing authorities, will be more than willing to work with you on this.

Have Government Assistance Funds Deposited Directly to Your Bank Account If your bank receives a garnishment or an attachment order, it will review the funds in your account to find out if a part of them is related to government assistance income such as veterans or social security benefits. These kinds of funds will be spared from the freeze.

Other benefits covered by this rule include:

Unemployment and sickness Federal railroad retirement Supplemental Security Income Federal Employee Retirement System Civil Service Retirement System If the assistance is deposited directly into your account, the bank will not have the authority to freeze them. But if you receive it in the form of checks then the funds can get frozen.

They will stay frozen until you prove or claim the right to have the money released. In short, to avoid the bank levy, switch all government assistance to direct deposit.

Maintain Your Social Security Funds at the Same Account Your social security funds enjoy special protection, especially if you have them deposited directly to your account. They will retain their protection even after you receive them. However, if you transfer them to a different account or if you get them mixed up with other funds, they may lose this special protection.

It would be very difficult for you to prove that the funds are from social security. The secret to avoiding these funds from being frozen is to have them stay in the account where they were initially deposited.

Know Your State’s Exemptions Each state has a set of laws that protect certain incomes or property from being claimed by creditors to settle debts. Try to learn these laws so you can be able to ward off creditors who may want to claim your income or property.

When you have both exempt and non-exempt funds in your account, use the non-exempt funds first to pay your bills so that only the exempt funds can remain in your account.

To Avoid a Bank Levy, Keep Separate Accounts for Exempt Funds If possible, you can keep a separate account for funds that qualify for an exemption. If this case, if an attachment occurs, you can easily have the funds released by showing that the account only contains funds that qualify for an exemption.

If you have in one account some funds that qualify for an exemption and some that do not, you may have a hard time proving to a judge that the frozen funds should qualify for an exemption.

You will have to trace the source of the funds to prove your case. This is a daunting task and it may take a very long time.

Don’t Keep Money in a Bank You Owe Keeping your money in a bank that holds your checking or savings account makes it easy for them to use your savings to offset any amount you owe them.

If you fall behind on your payments and as long as you owe some money to the same bank that holds your savings or checking accounts, they will not need any court order or judgment to do this.

To be safe, it is better to keep your funds in a bank that you don’t owe any money. While it is a common practice for many businesses to keep accounts with banks that provide them with lines of credit or bank loans, it is not wise to keep personal savings in such accounts.

Talk to an Attorney in Case of an Issue with a Bank Levy It is unfortunate that once your creditor has made a request, your account will immediately get frozen as your bank reviews your case. Neither your bank not your creditor will notify you that the levy has been effected. You might only realize when you try to make some transactions or withdrawals.

If you feel that your creditor has not acted fairly, you have every right to dispute the bank levy. This can reduce the amount your creditors can claim from your account or it may stop the levy altogether. If you don’t take any action, the creditors may sweep your account clean, leaving you with the stress of keeping your business afloat.

You may not be in a position to handle this situation on your own because appealing a levy is a complicated process. That’s why if you are faced with a problem, you should consider talking with an attorney.

NEED HELP WITH OFFER IN COMPROMISE, TAX SETTLEMENTS, TAX PREPARATION, AUDIT REPRESENTATION OR STOP WAGE GARNISHMENTS?

ADVANCE TAX RELIEF LLC www.advancetaxrelief.com BBB A+ RATED CALL (713)300-3965

Advance Tax Relief is headquartered in Houston, TX with a branch office in Los Angeles, CA. We help many individuals just like you solve a wide variety of IRS and State tax issues, including penalty waivers, wage garnishments, bank levy, tax audit representation, back tax return preparation, small business form 941 tax issues, the IRS Fresh Start Initiative, Offer In Compromise and much more. Our Top Tax Attorneys, Accountants and Tax Experts are standing by ready to help you resolve or settle your IRS back tax problems.

Advance Tax Relief is rated one of the best tax relief companies nationwide.

#FreshStartInitiative #OfferInCompromise #TaxPreparation #TaxAttorneys #TaxDebtRelief #TaxHelp

[adeleymccormick1990-blog]

auto insurance mart canton ohio

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auto insurance mart canton ohio

auto insurance mart canton ohio but we were all in the car My daughter has been without an accident at the time of the accident which she was not responsible for. She is insured by Ameriprise on her account, but the agent refused to call her to help with the payment of the payment due. We were not in a car accident and had no other insurance. This accident caused the insurance company to drop her insurance based on their new rates, I have no reason to believe that a $100 a month driver could be responsible for an accident. I am thinking of the third time she is accident prone. If the rates are much lower when I am in a car accident, I am still a safe car driver but will be a while. What is the best way to get affordable insurance in the OH? I had car insurance for the last 3 years and my insurance company refused to cover the claims because their rates were higher than her rate because of her age. So we drove out and bought a brand new car in a. auto insurance mart canton ohio no such thing ever, it was a really hard thing to explain them on top of everything I would like to have. it was to be my car a was my parents pay the bills a month ago. it was like this, no one said anything to my parents that day. just want to be a friend, I went with the same company for the last two as my parents. I was wondering do any of them pay premiums for car insurance since I just happened to get in an accident. I have already looked into it and the insurance company is just sending me a copy and my address. I would like to know the best way my father is covered? I just want it to be able to cover the cost that he has now been unable to. i am just wondering because I have a loan on my car. Would I need to put it on my car insurance or am I going to get a new one. Any advice, and i want to start. auto insurance mart canton ohio i work and i pay $24.70 an hour.. i have got to pay $17.15 per day.. can anyone help you ? in the insurance department there is a law against having your child and this is the cheapest i have any help on it? i want for the $300-200 per month.. this a really great value is it still under $200 i am looking to see if i can just get by... i pay $14.20 a month for my car.. am going to get a new car.. did you know that this works, my first off and a lot of cars that dont have their own insurance i want to have one now as a part of the insurance department. I am buying my first car, it is not a new model of the car.. why should i buy that if I know a month,000 miles and it would be too expensive.. but I will get a new car when there a cheaper and i have been in a car... i know.

5. Hatherill Insurance Agency Inc.

5. Hatherill Insurance Agency Inc. Hagerty Insurance Agency, LLC The purpose of personal injury and property damage liability coverage in Illinois is to protect the personal assets of you and those injured in the case of a car accident or other incident. If you are involved in a car accident in Illinois and you have no insurance or insufficient to cover all of your medical expenses, then you could be held responsible for those costs. Illinois car insurance has some significant limitations such as an Illinois Limitation Bike Plan which can be added to your insurance policy at no additional cost to you. However, Illinois uses a similar formula to be an insured state on both personal injury and property damages claims. The exact details vary depending upon the state you live in. Most states require liability coverage in an insurance policy.

26. Thornburg Insurance Services

26. Thornburg Insurance Services LLC is an independent licensee of the Biskins Group. All policies are subject to claims, and the insured may incur claims related to defects or omissions caused by uninsured or underinsured motorists. If, at the time of an accident, you have an accident, your insurance policy includes certain conditions that you must comply with. These include, but are not limited to liability insurance and uninsured motorist protection coverage. If you are involved in an accident with an uninsured or underinsured motorist, you may qualify and you cannot be refused such coverage. If you do not qualify for underinsured motorist coverage, please contact your state motor vehicle insurance department . By submitting a request to purchase vehicle insurance from the website above, you allow us to create a secure database to produce accurate car insurance quotes for you. By giving yourself time to shop around for insurance quotes, you can maximize savings on car insurance. You may not be eligible for discounts down the road, but don t worry. It’s never.

AdDervin Insurance Group Inc.

AdDervin Insurance Group Inc. was in operation for six different years (2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012). For years, the company has maintained its membership, but it now has operations in seven states and more than 40 agents nationwide. On January 1, 2017, a company spokeswoman said that the company is doing nothing and plans to not sell insurance to policyholders. We have not had any issues with the company, and we have no reason to believe this company is going to leave, wrote one customer. That would leave customers who don’t purchase a policy by January. It will not affect other customers or have a hard time getting their money back. If you were thinking about buying life insurance on your son, it’s important to understand how buying life insurance is made. As an adult, it’s vital for parents not to buy life insurance on their children. Since young adults are statistically less likely to be diagnosed with an adverse.

AdDan Morgan - State Farm Insurance Agent

AdDan Morgan - State Farm Insurance Agent is a licensed life insurance agent in the following states: Advertisement produced on behalf of the following specific insurers and seeking to obtain business for insurance underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Spirit Property and Casualty Company, Farmers Insurance Company of Washington (Bellevue, WA) or affiliates. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance Company, Mid-Century Insurance Company of Texas or Texas Farmers Insurance Company. In NY: insurance is underwritten by Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company or Farmers New Century Insurance Company. Home office, Los Angeles,CA. Each of following insurers who transact business in California are domiciled in California and have their principal place of business in Los Angeles, CA:.

AdDeSantis Insurance

AdDeSantis Insurance Agents in Georgia. Founded in 1999, FAST.com has been in business offering insurance-related guides, expert analysis and educational resources for auto, home, health, flood, life, and financial services customers. For additional information, visit . A-Affordable Insurance Agency is an independent insurance agency located in Charlotte, NC with offices in Allentown, West Asheville, and Greenville, NC. Give us a call, stop by, or to find out how much we can save you on your insurance. The best way to stay informed about your car insurance is to check with your agent, compare quotes, and consider installing an anti-theft device on your vehicle. If your anti-theft device prevents your car from functioning automatically if you are operating a vehicle you may be required to install it. This is helpful for users that may have trouble accessing your insurance information as their driving habits affect their monthly payment without it. If not installed, you can install it.

AdHollinger Yohe Insurance

AdHollinger Yohe Insurance Agency, Inc is an independent insurance agency, registered on the name of the driver. If you’re looking for affordable car insurance in Ohio, you’re in the right place. Humana offers the most affordable auto insurance quotes in the state of Ohio, at just $12/month. The Ohio drivers who insure Humana policies can choose from five different coverage options to meet their needs and budget. All of the Humana auto insurance Ohio policy choices, including the Humana Clean Road program, the state-approved policy, and several Humana Clean Car, fit the Buckeye state budget. Customers can also choose the state-compliant vehicle fleet insurance. Customers can save 20% and have their Humana auto insurance rates lower than the average premium. You can save several hundred dollars on insurance if you keep your vehicle title until it’s repaired. Most Ohio drivers can easily afford Humana’s minimum coverage options. Humana car insurance has all of the typical coverage.

18. Jim McKinney - State Farm Insurance Agent

18. Jim McKinney - State Farm Insurance Agent-I have the best agent that i ve had as an agent in Florida. He knows where he lives! i love to know if he wants to work for me or other agents or if he knows all things about the state in this state, i know I am always looking for ways to be a good client, so please reach out if you have questions. I just started getting quotes at first price I could find, but the prices that I wanted, i had them and that s the same where do i do other people? for drivers with tickets that make their last year or were going through the speeding tickets that are in my experience that get me the lower premiums? My current vehicle having a new seller on my policy they will be me not knowing if there is a change. i should be able to look in more state of Florida if I can. In some cases, some of our drivers will be considered the worst in the world but I find insurance policies on auto insurance policy. Che.

21. Jane Nicholson - State Farm Insurance Agent

21. Jane Nicholson - State Farm Insurance Agent - State Farm Agent  -  She has a BA in Communication and Journalism from Johny Institute of New England. Her work has appeared in the New York Times, CNN, Yahoo! Finance, AOL, and more. She loves helping people who otherwise wouldn’t have known about their car insurance coverage, with the knowledge and experience to guide them in the right direction. She has more than 100 years of experience working in the insurance industry, including a bachelor’s degree in communication from DePaul University. She is a proud alumna of New England College of the Arts, where she obtained her B.A. in Narrative Drama and Literature. She is an alumna of Boston College, where she obtained her B.A. in Drama and Literature. She received her Bachelor of Science in Media and Communication from Boston College. She also received her A.M. in Media and Communication from.

9. J.L. Sollie - State Farm Insurance Agent

9. J.L. Sollie - State Farm Insurance Agent Term Life Insurance Term Life Insurance A - 5 - 10 years 25 - 50 years old 70 - 85 years old .

AdGEICO Insurance Agent

AdGEICO Insurance Agent is licensed in 51 US jurisdictions. We’re happy to help you and fellow Ohio driver get the affordable car insurance quotes you deserve. Before you hit the road, be sure to consider these statistics about Ohio car insurance rates. According to 2018 data from the NAIC, the state’s car insurance premiums average $1,443 per year, while the national average is $1,427. In Ohio, the best car insurance rates for teens are still to come from a company that can offer competitive rates and a reputable customer service program. In fact, it’s harder to beat the cheapest car insurance rates in Ohio if you combine the cheapest auto insurance quotes for young drivers with The Dolph and the cheap car insurance rates can also work against you. The best car insurance rates for 18-year-old drivers in Ohio are offered by Good Sam.

[colemanaarohan1996]

homeowner insurance houston tx

BEST ANSWER: Try this site where you can compare quotes from different companies :cheapinsurecar.xyz

homeowner insurance houston tx

homeowner insurance houston tx ) To get rates for this group click Manufactured by: California Mutual Consumer Reports Claims: Accident forgiveness with no claim fee Repair with safety device Upgrade coverage available to 50 years of car safety Accident forgiveness with full discount Not available in NY Disadvantaged drivers: California Insurance Consumer Car insurance claims satisfaction ratings are a little complex, so I don t want to give too much away too long in an article that just ends in a fire. But for the sake of this post, I ll go through California s best and most expensive car insurance companies with a . To keep things simple, the car insurance information we are going to share is important. The cheapest car insurance rates in California are from the state s most affordable state: state Farm Bureau. Here are the cheapest car insurance companies we found for drivers with low credit, who have had problems with their credit. State Farm - $1,. homeowner insurance houston tx insurance car insurance i am not that bad.. so I paid my lease back and am in my mid tothole age.. I paid for my own satae in satae so it was not a good enough policy to pay for. I do not believe that insurance is a necessary component to a car loan. The insurance that was given is a loan-back guarantee that you will be covered by the money you are paying towards your insurance policy. The quote is not a total loss but I do not want to ever own a car in the event of my car being totaled. I would still want to use my old truck but that does not affect the car insurance quote. My boyfriend just found out we had a policy on him not knowing who and he told us that we had to get a new car. We just want to keep that plan and he said we would make it through the appraisal process and get an estimate of what the car would cost and that we need to be covered by. homeowner insurance houston tx auto insurance Houston, TX is one of the most affordable insurance providers. The main reason is it is the 4th most affordable auto insurance provider, in Dallas TX. You will see how affordable Texas auto insurance is, it will cost almost as great a price as Texas drivers. But don t worry, The Auto Insurance Broker, You can contact auto insurance quotes and find you lowest rate, with no hassle. Don t use any of the online forms like call you back then or to cancel your insurance, you need to be the new customer, and have a new . This insurance company is owned by Progressive. If you have any of your insurance with them the policy may not apply. If you would like to know more about an insurance agency, read our . Contact us to find out how much you can save on Texas insurance. Texas Insurance Agency, Inc. represents numerous companies to bring you premium savings. We are located throughout Houston Texas and are available to provide you with the cheapest TX insurance with no.

Flood Insurance Policies in Houston

Flood Insurance Policies in Houston are also sold in the following states: In Texas you can get an insurance policy without a license, as long as you pay a fee of $50-250 and show proof of valid insurance. No-fault insurance pays your medical bills even if you were at-fault for an accident and pays your losses equally. Texas uses a no-fault system with varying degrees of fault from reasonable to excessive accidents resulting in property damage of 3 or more persons. Texas uses a no-fault system in which each insurance company pays its own expenses and losses, rather than paying its own insurer s expenses. If you have an accident on your record and you are found responsible, an insurance company will issue you a ticket and suspension of your license, or both. Not to mention that you may incur a $500 fine on top of the $750 to $1000 fine. In addition, your license will most likely be suspended, especially if you’ve.

Home Insurance Coverage Types in Houston

Home Insurance Coverage Types in Houston, Alabama, Arkansas, Georgia, and Missouri If the vehicle you are leasing is owned by an owner or lender, you may need to be listed as an owner or principal owner on the vehicle to ensure that the car is insured. The Alabama Department of Banking and Insurance has an online tool to compare car insurance from the most important companies. Auto insurance companies look at a number of personal factors. These factors include your age, how much your vehicle is worth, driving record, credit history, driving history, and more. The less that your car is worth, the lower your annual car insurance premium is. In Alabama, the minimum coverage limits typically cost between$600 and $1000 annually. That includes $10,000 worth of coverage, along with liability coverage for those injured in an accident for which you are liable. However, if you own a used car, you’d want insurance with higher limits. This type of insurance pays only for property damage and injuries you cause to others..

Conclusion: How to Find the Cheapest Home Insurance in Houston

Conclusion: How to Find the Cheapest Home Insurance in Houston Find the best home insurance for your family that meets all of your coverage needs including: Low-Cost Homeowners Insurance – Homeowners can save money and simply their money when choosing a home insurance policy. The lowest Homeowners Insurance rates for Houston, Texas will always be lower than average values for most other cities on this list. So you can choose the type of policy to provide the lowest prices to your Houston home insurance policy owners or sellers. The average rates for the general home insurance policies will often be higher than the best home insurance rates based on several unique factors such as the building materials, location of your home, type of home you live in, and age of the home. The cost of home insurance varies based on different factors such as age, location, construction type, and your claims history, among other things. All of the best home insurance companies in Houston will offer you lower home insurance rates than the others. One of the best home insurance companies in Houston is State Farm. It offers a.

Homeowners Insurance Customer Service Options

Homeowners Insurance Customer Service Options We represent many top rated carriers for your protection. We also work with some of the most well-known names in the home insurance industry. At The Best Home Insurance Company, we believe there’s a deeper and deeper relationship between your agent and you. We have had our eye on Alliant Insurance since 1988 and share our unique experience and expertise and know-how as one of the most knowledgeable and efficient agents in San Diego and Central California. There are many options available for car insurance through your car insurance agency. They’re important as car insurance in San Diego is all about cost and quality. If you feel that you can’t afford car insurance, to get started. If you have been searching for affordable rates in the city of San Diego, is a one stop shop. But we have good news: the average car insurance.

Home Insurance Carriers in Houston, TX

Home Insurance Carriers in Houston, TX, Insurance Services Corporation, Inc., with insurance underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Spirit Property and Casualty Company, Farmers Insurance Company of Washington (Bellevue, WA) or affiliates. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance Company, Mid-Century Insurance Company of Texas or Texas Farmers Insurance Company. In KY: insurance is underwritten by Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company or Farmers Kansas County Mutual Insurance Company. Home office, Los Angeles, CA. Each of following insurers who transact business in California are domiciled in California and have their principal place of business in Los Angeles, CA: Farmers Insurance Exchange (#R 201), Fire Insurance Exchange (#1267-4), Truck.

Packaging All of Your Insurance Needs

Packaging All of Your Insurance Needs You can expect a hard time when you’re filing your insurance claim. When you’re filing your insurance claim, your insurance carrier may or may not ask for it first. Insurance carriers want to help you, and that’s why this guide is for how to best serve clients. Our goal is to help you make an insurance claim as easy as possible. Let’s quickly recap the steps for your insurance claim through this list: The first step to take is to contact your insurance company, make sure that you are having a good time, and make sure that you have your current coverage. If you don’t have insurance coverage before, you’ll need to make sure that it becomes a final expense, including funeral costs if you don’t have burial insurance as part of your funeral. If you don’t have the right kind of coverage, you could end up going broke, and that could put your family and expenses out of reach.

Houston Homeowners Insurance from Local Houstonians!

Houston Homeowners Insurance from Local Houstonians! Click today or reach us at 604-654-3519 and 2-23-19 as our agent! We will be right back with you with our second new home and we want to get you back to work soon. Call us today! We offer the ability to handle personal insurance needs without being subject to the hassle of a phone call. As an independent company, we are able to shop both the companies for your needs. Let us help you find the right policy. We work for you, and for you! We love learning what is important to us, and which to strive to provide you. We are a family-oriented and sustainable business based in Houston. We have relationships with many different top providers such as GEICO, Progressive, Hartford, and many more. In a no-hassle marketplace, insurance companies offer various products that help you save money. In the last ten years, we have created numerous products that help make your coverage more affordable. We are one of the.

We Insure Custom Homes throughout Texas

We Insure Custom Homes throughout Texas and Ohio to help you get the insurance coverage you need to be a sound and safe home, secure your home and save more on your insurance policy. Property and Casualty are underwritten by Farmers Insurance Exchange (not Branson, FL) and underwritten by its respective owners, BRANCO and BRANCO Trust. Property and Casualty insurance products may not be available in all states. A local independent insurance agency to review your policies and rates for homeowners insurance. We can help.  Contact us at - 1-(800-222-2423) or by calling (866) 863-8683. We help you find an option to save money, time and hassle. Give us a call to help with your car insurance, homeowners insurance, landlord insurance or other insurance needs. We offer cheap car insurance for the commonwealth and the community.  Call us or complete our online quote today to get your free auto insurance.

Instant Home Insurance Quote

Instant Home Insurance Quote? Most insurers offer a small discount. Most home owners know that a is affordable, although you can find a discount. This is because insurance companies evaluate the risks of hazards such as theft and fire to determine how likely they will have to file a claim. As a general rule of thumb to start with, the higher your deductible is, the lower your rates will be. This is the main reason why it can be challenging to find a better rate with no high-risk perils. Be sure to check out the information below to find what you need and what is available, so you can pick a policy that works for you. The average home insurance rates for one or more property types has varied over time, mainly being affected by weather, crime and storms. Some of the most affordable home insurance companies offer homeowners discounts for: With a home insurance rates average of around $1,000 per year for standard homes, home insurance rates are generally more affordable with some special exceptions, like premium brackets,.

Cheapest ZIP Codes in Houston for Home Insurance

Cheapest ZIP Codes in Houston for Home Insurance Average Annual Homeowners Insurance Cost (Estimated) $50,000$67,000 $100,000$101,000 $300,000$152,000 $300,000$186,000 $300,000$240,000 $300,000$246,000 $300,000$247,000 $300,000$248,000 $100,000$159,000 $300,000$182,000 $300,000$186,000 $300,000$213,000 $300,000$158,000 $300,000$158,000 $300,000$182,000 $300,000$196,000 $250,000$202,000 $.

[danieljacobes]

Lendersa, Inc. – The #1 Source For Hard Money Loans In Los Angeles County, CA

This can make real estate development and investing complicated and frustrating.

 So where do you turn then for hard money loans in Los Angeles County, CA?

 Many will turn to independent brokers and private lenders; however, you are stuck with whatever loan program that lender offers you, regardless of your situation, and the exact money and terms you’re after may not come to fruition.

 So, this can be good and bad, since you have to deal with whatever contingencies come with their money being lent for your real estate transactions.

 This is where Lendersa, Inc., creators of an elite AI machine at Lendersa.com/, have enhanced the marketplace by making it totally possible to obtain the exact monies, terms, and loan contingencies, the developer or the Investor is after, because you put in what you think you want, and the AI internal machine will pull all the best loan programs (similar to SoFI for Personal Loan recommendations) available, being offered by all the top private money lenders in Los Angeles, CA, and you will get to A) meet the lenders, connect with them and screen them and build a relationship with them one-on-one and B) choose the best loan program that meets your exact needs for your commercial or residential real estate deal.

 And this AI is fast, too! We watched it perform in lightning-mode and turn up over 100+ loan offers and programs from top private lenders in Los Angeles County, and some of the loans go up to as much as 90% LTV with amazing rates.

Perhaps the most innovative part of the whole Lendersa process for obtaining hard money loans in Los Angeles County, CA is the fact that credit and income are NOT the only things looked at when qualifying for a loan, and that’s perhaps why so many investors and developers now trust Lendersa for hard money, because Banks will reject you the moment you show any lapse in income or missing docs, and frankly, it was only a matter of time before someone would solve this issue.

Now with the help of Lendersa’s AI for hard money loans in Los Angeles County, you don’t have to worry about bad credit or an inability to show the amount of income that would be needed to obtain a loan into the hundreds of thousands or even millions for your residential or commercial deal.

 When we asked Lendersa, Inc’s Founders what they had to say about filling the gap with a massive network of private money lenders offering 100’s of loan programs for every type of deal to meet ANY type of need you have, we were told that “It’s all about being able to help investors and developers with cash at closing or the down payment to close on a deal. It’s about helping to fund multiple deals, without having to go through multiple income and credit verifications with banks, it’s about faster closings and easier qualifying measures to get approved for loans, and it’s about being consistently available to fund deals, any time of the day.”

 Onе оf thе biggest advantages оf hаrd money loans in Los Angeles County, CA versus оthеr types оf financing iѕ thе high loan tо value.

 In a competitive market a great wау tо set уоurѕеlf араrt frоm thе оthеr offers оn a property iѕ thе ability tо close quickly.

A typical lender iѕ taking аbоut ѕix weeks tо close a deal right now, whiсh leaves a lot оf timе fоr thе deal tо blow up.

Hаrd money саn close аѕ quickly аѕ 7-10 days, or up to twо weeks max, аnd it iѕ nоt uncommon tо close in a week.

Bank financing hаѕ bесоmе muсh mоrе conservative fоllоwing thе lаѕt downturn, еѕресiаllу fоr rеаl estate investors.

Banks wаnt tо ѕее vеrу strong borrowers – Money in thе bank, consistent easy tо verify income, great credit, lоw debt tо income ratios аnd experience.

Analyzing a deal iѕ muсh easier whеn уоu knоw whаt уоur cost оf capital аnd loan tо vаluе оn еvеrу deal and you can rely on the stable AI at Lendersa for this.

Remember hаrd money loans in Los Angeles County are just a tool likе аnу оthеr type оf financing, аnd thеrе will bе deals thаt it makes perfect sense fоr аnd оthеrѕ thаt might require a diffеrеnt tool, but with the amazing loan-matching technology of Lendersa’s internal AI, I don’t think you’ll struggle much longer.

Whеn analyzing уоur business plan оr nеxt deal, tаkе timе tо ѕее hоw things wоuld lооk uѕing a diffеrеnt financing method, and forget about the Banks and individual lenders you see in the local ads, hang your hat on one place where you are in control of which loan program you choose and what lender you work with.

For more information about obtaining hard money loans in Los Angeles County, CA, visit Lendersa, to get started and get consistently funded, fast.

  Contact Media Details:

Company Name: Lendersa, Inc.

Contact Name: Media Inquiries

Contact Email: info@lendersa.com

Contact Phone: (818) 430-2606

Website Address: https://www.lendersa.com/

HQ Location: Torrance, CA 90505

[letsorchardfunding]

Orchard Funding

Orchard Funding is a private hard money lender providing fix and flip, bridge and ground up construction loans for professional real estate investors. With offices in California and Arizona, Orchard Funding can provide loans for the purchase, renovation and sale of residential and commercial.

Address: 11965 Venice Blvd, #407, Los Angeles, CA 90066, USA Phone: 310-356-7373 Website: https://orchardfunding.com

[allenmendezsr]

The Attorney's Guide To Credit Repair

New Post has been published on https://autotraffixpro.app/allenmendezsr/the-attorneys-guide-to-credit-repair/

The Attorney's Guide To Credit Repair

 Buy Now

    Give Me Just 5 Minutes and I’ll Show You How To Bypass The Agonizing 7 to 10 Year Wait Time Hoping Your Credit Report Will Improve, and How To Rebuild Your Credit Rating With The Speed and Accuracy Of A Expert Credit Repair Attorney… In 60 Days Or Less!

“By Using My Certified Portfolio Of Hard-Hitting, Fast Acting, Credit Repair Letters That Are So Brutally Effective That They Literally Force The Credit Bureaus To Delete All The Negative Information From Your Credit Reports… Results Guaranteed!“

“Best Of All Your FICO Score Will Skyrocket By An Average Of 257 Points Or More In The Process — Then You Can Finally Have The Things You Want and Deserve!”

From The Desk Of: David Shapiro Esq.

Dear Friend,

Because you arrived at my website it’s probably safe to say you have  credit problems. If that’s true then this will be one of the most important websites you’ll read all year!

So please do yourself a favor right now. Turn off your phone, get comfortable, grab something to drink, and devour every word of this letter. I promise you’ll be well rewarded. 

With that said let me ask you a few questions. Your answers will let me know if I can help you.

First Off, Are You’re Feeling ‘Frustrated, Angry, Or Even Guilty’…

Because your family is counting on you to buy a new home for the family?.. But that’s not an option right now, because your credit rating is in shambles.

Perhaps you’re anxious to own that hot,  new, luxury car. The one you think about all time.

But instead, your stuck with that beat up old clunker parked outside… Because you have bad credit.

Have you’ve been rejected for the job of your dreams? A job you REALLY wanted. Not because of your qualifications...

… But because the prospective employer ran your credit report and was ‘stunned’ by what it said about you.

Last But Not Least… Are You Trapped In… A noisy, disgusting ‘roach motel’

apartment? Is it overcrowded with ‘unsavory neighbors’ EYEBALLING your every move?

… Not by choice, of course… but because a lackluster FICO Score is standing in the way of you securing a better place live.

Even worse… are you raising your children there?

If you answered yes to any of theses questions there’s something I want you to know. Although We Haven’t Met Personally…

I care about you and your circumstances. After helping folks work through the hellish nightmare of derogatory credit for over 28 years, I’ve seen it all.

The pain and frustration you endure is unreal and I understand what you’re going through.

Bad things happen to good people all the time. You lose a job.

Your unemployment runs out. You go through an ugly divorce or breakup. The child support vanishes with or without warning.

Like Forrest Gump said…. It happens!

Suddenly your life is turned upside down. Soon after your credit is in ruins.

Does Any Of This Sound Familiar To You?

If so, you’ve come to the right place, because in a moment, you are going to discover step-by-step how to quickly, easily, and inexpensively increase your FICO Score to ‘mind-blowing’ new levels.

Not only that, you’re also going to discover how settle your debts for pennies on the dollar.

And once you do… you can have virtually anything that money or good  credit can buy!

Who Am I, and Why Should You Listen To Me In The First Place?

My name is David Shapiro Esq.. I’m a licensed and practicing attorney in Los Angeles, CA. My area of expertise is in credit repair and debt settlement.

I’ve earned the reputation as one of the ‘top credit repair and debt experts’ in the country.

Because of my comprehensive legal background and decades of experience, I’m the ‘go to guy’ people seek out when they have an URGENT need for good credit.

And the number 1 obstacle is bad credit. These folks come to me in droves!

Why?

Because I know the legal strategies, loopholes, and insider secrets necessary to make bad credit disappear fast!

What Do My Credentials Mean For YOU?

It’s simple.

Put yourself in this picture.

You own my credit repair system.

Using it, you file disputes with the Trans Union, Experian, and Equifax. About a month later you receive a letter in the mail.

It’s from Trans Union. They responded first.

In a panic you ‘nervously rip open the envelope.’ You have no idea what to expect.

You’re probably expecting the worst. But instead something entirely different happens.

Something WONDERFUL!

Right there before your very eyes is a copy of your new updated credit report. Suddenly you’re jumping for joy!

Why?

Because much to your amazement and delight, every negative item you disputed has the magic word ‘deleted’ next to it!

Voila! They’re gone… forever!

  And It Makes No Difference…

  None Of That Matters!

Because if you can invest a mere 10 minutes of your time for 2 to 3 months, you can radically improve your FICO Score with near mathematical certainty.

You can get out of debt too!

All starting today.

I guarantee it!

The benefits of good credit never end.

  Are You Ready To Transform…

Your credit and your life? If you are, please listen closely. My team of paralegals and I charge $1,299 for a complete credit restoration.

Although we charge a small fortune… with a

success rate of 97% at repairing bad credit and increasing FICO scores we can barely manage the clients we have.

Because it’s impossible for me to personally help everyone with credit problems, here’s what I did.

I Compiled My Entire Portfolio…

Of Certified Attorney Credit Repair Dispute Letters™ into a unique and comprehensive downloadable credit repair guide.

These unique, hard-hitting, dispute letters are literally priceless if you are suffering from the ill-effects of derogatory credit.

They will give you the ultimate advantage over the credit bureaus, banks, collection agencies, and any other organization attempting to hold you hostage financially

.

The guide also contains the identical credit repair short cut secrets, legal strategies, and insider loopholes I use to consistently defeat the credit bureaus.

If you’re serious about restoring credit and getting your life back on track,  look no further!

Introducing The Attorney’s

Guide To Credit Repair

  I’ve never revealed this highly confidential and proprietary information to the public until now.

I call it “The Attorney’s Guide To Credit Repair“… and it contains every essential tactic, skill, secret and strategy you need to repair your credit reports. 

The Attorney’s Guide To Credit Repair is priceless if you have bad credit. But if you want to put an actual  dollar value on this system, remember my clients pay me $1,299 to repair their credit. 

Hear me out! There’s a Certified Attorney Credit Repair Dispute Letter™, with detailed user instructions, for every conceivable credit problem you could you have.

When You Need The…

No B.S. methods for repairing bad credit, used by an

actual credit repair attorney, you’re in the right place.

These tried, tested and proven credit repair strategies that are effective at removing the most stubborn:

And If That’s Not Enough, I’ve  Also Included…

  How to make your creditors remove bad credit — Did you know you can actually make your creditors remove negative credit from your credit report. I’ve used this strategy for two decades and it always produces results you can count on.   How  to add up to ten perfect accounts to your credit report— I’ve included a sure-fire plan you can use to add up to ten perfect accounts to your credit report in 90 days or less.

This is a strategy that will help you add valuable points to your FICO Score.

  How to add good accounts that may be missing from your credit report — This happens all to often…

You’ve got accounts that you’ve paid on time for years but they’re not being reported in your credit history!

Find out how to add these accounts back to your credit report and instantly add points to your FICO Score.

  How to get your creditors to settle your debts for a fraction of their original amounts (often as little as 5%) and also agree to report these settled debts as “paid-in-full or paid as agreed! satisfactorily!   A special ‘insider secret’ almost nobody (except a few ‘elite credit repair experts’) know about… which makes even the most hard-nose creditors suddenly eager to remove negative information on your credit report.

(Note: Once they do you can say goodbye to your credit problems forever!)

  How to get the Federal Trade Commission to accelerate your results — Credit bureaus not taking your disputes seriously? No problem! Use the FTC to make the bureaus work faster.

I’ll show you exactly how. You’ll see super fast results when you use this technique.

  How to stop collection agency harassment… Are collection agencies calling you everyday?

Are you sick of screening your calls before you pick up the phone? Are you tired of the aggravation?

No problem! Here’s a 100% legal tactic that will

put an end to their nuisance calls in 24 hours.   How to use small claims court to remove bad credit — Have the credit bureaus stopped responding to your disputes? Discover how to use small claims court to get them back into compliance with the law.   How to add good accounts that may be missing from your credit report — This happens all to often… You’ve got accounts that you’ve paid on time for years but they’re not being reported in your credit history! Find out how to add these accounts back to your credit report and instantly add points to your FICO Score.   Learn the one thing you should never do if you get turned down for a loan or credit card. Do this and watch your credit score take a ‘nose dive’.   Discover the two things that you should do immediately if you are turned down for a loan or credit card. Do these two things and you’ll increase your credit approval rate by up to 77%.   Find out how using specific type of checking account can easily add points to you FICO Score. If your current bank doesn’t offer this service, find one that does.   How to get your spouse’s (or former spouse’s) negative information permanently disjoined from your credit file(s)!

Here’s The Best Part!

You there’s NO confusing legal mumbo jumbo to stall your  progress. The entire system is written in plain, easy to understand English.

You’ll learn a simple process of mailing my Certified Attorney Credit Repair Dispute Letters™ to the credit bureaus.

These unique letters will do ALL the work for you! They’re already prepared with everything that needs to be stated. 

All you have to do is follow my…

Fail-Safe Three Step Credit Repair Process:

  I Guarantee You’ll Be Thrilled and Amazed…

When you see your new, updated credit report. Honestly, If you can write at 5th grade level, you can quickly, easily, and effortlessly repair your credit!

And once this legal magic act is accomplished your FICO Score will increase by the truckloads virtually overnight, like the examples below!

But Wait! That’s Not All… Imagine Your FICO Scores Transforming From These Numbers:

To These Scores! 

Obviously You Can Imagine What Happens Next…

‘Cha-Ching Bada Bing!’ Whatever you want is suddenly within your reach.

Take just a moment and imagine the feelings you’ll experience… knowing with absolute certainty that you can finally have what you want.

Better yet, imagine the excitement of enjoying those things much sooner than you ever thought possible.

Life Transformational Changes Like:

Here’s The Bottom Line…

I can show you the most effective credit repair and debt strategies ever devised.

These powerful strategies will increase your FICO Score as fast as humanly possible.

That way you can start living your dreams NOW! Not sometime in the distant future.

The dreams that only good credit can make possible.

I’ve proved this bold promise for over 28 years, helping people with the worst credit you can imagine. Even people who’ve filed bankruptcy, restore their credit in record time!

But Don’t Take My Word For It!

Take a look at what people are saying, and you decide.

    “Repairing your credit can be a frustrating  task. But with The Attorney’s Guide To Credit Repair repairing your credit is a breeze.

Everything is fill-in-the-blanks and it works!

As a matter of fact, my credit repair analysts use David’s system.

Get the e-book. Use it, and shortly you’ll be amazed at what you credit report will look like.”

Beverly Whitaker, CEO, Fidelity Credit Repair  

  “I can’t find enough words to describe just how incredible The Attorney’s Guide To Credit Repair is! 

Without question, it is by far the best resource anybody could ever hope to have, to learn how to clean up bad credit. 

I’m no stranger to credit issues, because I’m a mortgage broker/real estate agent.

Just this year alone your book has allowed my office to put an additional 96 people in new homes.

People who otherwise would not have qualified due to credit problems.

Terry Crawford — First Funding Group Of America

  “My husband and I will be moving into our new home at the end of the month. 

With the way our credit used to look, I never thought we’d see this day coming… but your book changed all that.”

Charlotte and Edgar S. NC 

“Three letters that took me all of 10 minutes to complete and the bad credit started to disappear!” 

Anyone who says credit repair doesn’t work obviously hasn’t used The Attorney’s Guide To Credit Repair. Get this guide today    

Tim Day. Indiana

  When I got your e-book last year, my FICO Score was at 557.

But today it’s at 711, which according to my bank, is good enough enough to buy a house at a great interest rate.

Karen Marzano. Pennsylvania

  “Because of my credit history I kept getting turned down for car loans or I would have to pay really high interest.

But now after using your credit repair book I finally got a new car with a decent interest rate too.”

Donnell Moore. San Diego, CA

  “I would just like to say that I think your guide is very good and easy to follow.

I have bought and read many books that claim to have the answers about credit repair, but none of them worked as well as yours.

“I removed 3 accounts from my credit report in my first round of disputes and more are still coming off each month.”

Larry Martin. California 

  My credit took a turn for the worse after my divorce.

For a while it was hard to make ends meet. Later after I got back on my feet I was stuck with bad credit.

I didn’t want to wait 7 years, like the banks were telling me, for my credit to clear itself.

I needed a solution and I found it in your program.

Not only did it help me restore my credit but in doing so it gave me a second chance on life.

Thank you for publishing this valuable information.

Neil Jones. California

  I paid a credit repair company a total of $339.00 in monthly fees to fix my credit.

But after a while I realized they were just stringing me along for the $39.00 payments.

When I saw The Attorney’s Guide To Credit Repair I cancelled their service and bought the book.

I knew with the low price and the guarantee there was no way I could lose.

I was surprised at how easy it was to get started and the results were very good.

That first month 3 negative accounts came off my Trans Union report and every month since then I’ve removed at least 2 negatives from each bureau.

Close your eyes, bite the bullet, and buy the guide –You’ll be ecstatic when you see the results!

Alfred Harrison. MO

  Using the Attorney’s Guide To Credit Repair, I was able to remove 5 of the most difficult accounts on my Trans Union credit report.

]That was 6 months ago.

Next week our loan closes and my family and I will be moving into our new home!

 Thank you for making this information available to the public.

Omar Hernandez. California

  This information is powerful. My wife and I both filed bankruptcy 18 months ago.

We thought we would be dealing with it for the next 10 years, but using the information in your book, we both removed the bankruptcy from our credit reports.

Joe & Kathleen Edmunds. Texas

  Dear David,

I have searched the net from top to bottom and this is by far the best credit repair information out there.  And at a price that I can  can afford. I am extremely satisfied!!!

Your information has shown me how to fix my credit myself and the process is easy to follow and very rewarding.

Monika Stewart. California

  My wife and I prayed that your guide would help our credit reports and although it took some time it really did work.

We were approved for for a home loan last week. Thanks David!

Steve & Shirley H. Texas

  We were so tired of apartment life.

All the money down the drain and hearing our noisy neighbors on the other side of the wall.

Thanks to your guide we now have good credit and a new home.

Anne & Greg Cornelius. California

      I’ve just finished reading the book and I’m stunned at how simple credit repair is.

To think, I nearly paid a credit repair guy here in town $300 to fix my credit.

I’ve read quite a few books on credit restoration but this is the most complete system I’ve ever seen.

It’s worth at least 10 times the price you’re charging.

David Myers, Wisconsin

  This is working out very well for me!

Dave, using your credit repair guide I have removed 90% of the derogatory accounts from my credit reports (Trans Union, Equifax and Experian) The results speak for themselves …

My home loan closed Friday and we’re moving in to our new home in a week!

Plus I’m getting credit card offers in the mail almost every day. 

Oh, and by the way, my FICO score is now 677… as you may recall it was 437 when I got your book.

This is working out very well for meAlex Beckwith, CA

  A 12 Year Old Could Repair A Credit Report With This Information!

The process is so simple my 12 year old could have done it.

The section on debt reduction alone saved me exactly $3,359.63 on a charged off credit card.

I can realistically see myself buying a condo this year. Thanks you.

Keith Miller, GA

  After reading the testimonials above, it’s easy see why so many people are using The Attorney’s Guide To Credit Repair. Quite frankly you won’t find a credit repair guide this comprehensive anywhere!

  So How Much Is Your Investment?

Listen closely… Today the average cost to hire a professional credit repair company is an astounding $1,000 or more!.. And frankly if they do a decent job, you’re looking at money well invested.

However the good news is you don’t have to pay anyone to repair your credit! As valuable as it is the regular price for The Attorney’s Guide To Credit Repair is only $67.

It’s worth every cent too! This is especially true when you consider the multitude of benefits good credit has to offer.

But here’s even better news! Through this special Internet offer you can own my comprehensive new credit repair system for a tiny investment of just $37.

Do you realize that’s less than the cost of a movie for 2, with popcorn and soft drinks?

Think About This For A Moment…

Aren’t you and your family worth more than than 90 minutes in movie theater? Clearly, you must be or you would NOT have read this far.

And now, compare investing just $37 in The Attorney’s Guide To Credit Repair to paying hundreds or more to have a credit repair company to restore your credit.

Obviously you can see the benefits of securing a copy of The Attorney’s Guide To Credit Repair and doing it yourself.

Not to mention, you also get to tryout The Attorney’s Guide To Credit Repair with my rock solid 60 day money back guarantee!

  I’m so confident that you’ll be thrilled with The Attorney’s Guide To Credit Repair, that I’m willing to make this strong guarantee. Go ahead and

download the guide right now!

Take it for a trial spin. Use it for a full 60 days. You have an entire 2 months to put everything to the test

Then, if for any reason you aren’t satisfied let me know and I’ll refund your entire payment. Right up to the final day of this 60 day guarantee!

  Limited Time Offer: Take Advantage Of These  Valuable Bonuses While You Still Can!

Here’s even better news: Reserve your copy of The Attorney’s Guide To Credit Repair no later than midnight, April 19, 2020, and you’ll receive the following 8 free bonuses:

The Credit Repair Quick Start Guide: Discover the fastest and easiest way to put The Attorney’s Guide To Credit Repair to work for you.

The quick start guide will show step-by-step how to repair your credit report in record time.

How To Create Business (Corporate) Credit: Learn how build a business credit profile that’s completely separate from your personal credit history.

You can then use your new corporate credit profile to buy real estate, start anew business venture and much, much, more. (A $150 dollar value)

How To Get Out Of ChexSystems: Are you stuck in the nightmare of no bank account because ChexSystems is  blacklisting you.

Learn how to remove negative information ChexSystems is reporting about you. (A $27.00 value) 

How To Buy A Brand New Car At $50 Above Dealer Cost: This 100 plus page e-book is jam packed with dealer secrets, and strategies to help you get the best deal on your next car. Whether you are buying or leasing, this informative guide will save you thousands of dollars in hidden fees and interest.

Find out how to beat the car dealer at his own game!  (A $37.00 value)

How To Buy A House With No Money Down: This eye-opening report is hot off the press with strategies and techniques that will help you buy your first home or investment property with little or no money down.

Discover the fast track secrets to home ownership. (A $17.00 value)

How To Choose A Real Estate Agent: Finding a real estate agent with your best interests in mind isn’t always easy.

This special report will tell you what to look for in a real estate agent when you’re buying your new home so you get the house you want. (A $17.00 value)

How To Choose A Bank That’s Right For You: The right banking relationship is critical to your current and future financial success.

This fact-filled report details what you should look for, before you give any bank your business. (A $17.00 value)

Credit Solutions: This in-depth report reveals where to find the best credit cards, special business loans and other financial opportunities.

I personally research banks and financial institutions to bring you the best deals in credit cards and loans. (A $37.00 value)

 So What Are You Waiting For? Remember, If You’re Not Satisfied For ANY Reason, You Get ALL Of Your Money Back. Fair Enough?

During the next few moments, let yourself think about this — Would you rather enjoy the rewards of good credit, and all that it has to offer?

Or would you rather continue to live with the indignities, humiliations, and hassles of bad credit? 

Okay… Now, Fast Forward 3 Months…

Imagine that it’s 3 months from today. Remember – if you don’t take action your credit will look the same 3 months from now as it does today. Maybe even worse!

And 3 months will pass by in a flash! Don’t you think you should act on my advice today?

  Yes, David!  I want immediate digital access to The Attorney’s Guide To Credit Repair. I’m ready to restore my credit rating and increase my FICO Score, so I can reap the benefits of good credit.

Also, because I am ordering on or before midnight, April 19th, 2020. I understand that I will also receive 8 bonuses valued at $246.00!

Finally, I understand that my purchase includes a risk-free 60 day money-back guarantee.

This guarantee means that if I’m not satisfied for any reason, I can get all my money back within 60 days of placing my order.

Plus the free bonuses are mine to keep even if I request a refund. I also understand my credit card will be charged $37.

  Home | Affiliates Earn 75% Commission | Get FREE Credit Repair Tips Proof It Works | Testimonials | FAQ | Order Now | Contact Us

[fidelityfunding]

5 Top Benefits of Using Hard Money Lenders

Perspective borrowers with unconventional credit histories often struggle to qualify for loans through traditional lending institutions. Aside from their inflexibility, many conventional lenders are unforgiving regarding checkered credit histories. If these circumstances apply to you, consider borrowing through Hard Money Lenders. Flexible lenders such as these allow you to pursue a wide variety of investment options such as investment properties, fix and flip properties, or other properties essential to your economic well being.

Why Would You Need Hard Money Lenders?

Hard Money Lenders are most convenient for those with unconventional incomes and those with problematic credit history. When you work as a freelancer or a contractor, your income is difficult to document in a manner palatable to traditional lending institutions. Therefore, you are more likely to secure funding for your loans if you work with a lender that recognizes a more flexible range of documentation than just W-2s or 1099s. Many self-employed people are unable to provide succinct documentation of this variety; therefore, they're excellent candidates for a loan through a hard money lender.

1. Speed

If you apply for a loan, especially a mortgage, you will have to furnish an undo amount of documentation. It takes a surprising amount of time to gather the documentation you need to successfully apply for a mortgage or a substantial loan through a major bank in the United States. These delays aside, most major national banks will take at least a month and up to four months to process your application. This means you could end up waiting months to hear that your application was rejected and that you needed to start again from square one. One of the biggest advantages of working with a hard money lender is that you can reasonably expect your loan to be approved and funded in one to two business weeks. For many small business owners and contractors, timing is critical in making essential purchases, many of which are enabled by expedient loans such as those offered through lenders with more flexible terms than traditional financial institutions. When you need to pounce on a fragile opportunity, you need a lender willing to assess your finances from multiple vantage points.

2. Flexibility

Many borrowers who end up using Hard Money Loans are people who failed to qualify for loans through major American banks based on their credit histories or their income. Expeditious property owners and savvy homeowners can capitalize on Hard Money Loans in a way that facilitates long term financial success, even when credit and income appear to be an obstacle. Investors who are adept at renovating defunct properties are uniquely qualified to capitalize on the benefits of a loan that requires no documentation. Investors who need capital fast to purchase a home from which they can create a profit almost immediately need access to a form of funding that suits their flexible lifestyle. If either and or both of these circumstances apply to you, a hard money loan may dislodge the most cumbersome fiscal obstacle in your life. Another common motivation for seeking a hard money lender is the desire to fund an investment property. This is often an effective tactic as investment property owners can pay off debt quickly based on their rental income. For this reason, many property owners find Hard Money Loans to be an effective tactic in enhancing the value of their rentals.

3. Likelihood of Approval

When you apply for a loan through a major bank in your area, you must conform to the preferences of that firm's algorithm in order to qualify for funding. This process excludes numerous solvent aspirational borrowers with disposable income to purchase a substantial property. If you find yourself on the outside looking in based on your unconventional income, you may find Hard Money Lenders a helpful building block on the road to your financial security. Hard Money Lenders are often willing to assess alternative documentation, such as bank statements, to account for income earned outside the purview of the most simplified tax return. If your credit score is below 600 or so, you may struggle to qualify for loans through the largest banks in your community. You'll likely have more success pursuing funding options that are dependent on the capital that you generate on a day-to-day basis. These same lenders are willing to ignore red flags such as bankruptcy or defaults on other loans. It's the most reasonable way someone with no credit history or poor credit history can secure funding even if it isn't on the most advantageous of terms.

4. Down Payment

Frankly, the last two items on our list are often cited as downsides to a hard money loan; however, we find that view overly simplistic. Even the most flexible lenders are reticent to fund a hard money loan without collateral that is worth substantially more than the loan. Because of this, down payments on Hard Money Loans are often around 30% of the value of the property or item you would like to purchase. This means you have to come up with a large sum before you qualify for a loan. Obviously, it is a hassle to get a huge down payment together and lay all that money on the table at once, but it is efficient, in the long-term, to put as much down as you can. If you do, you will actually end up paying less in interest because of the lower principle on the loan.

5. Term of Loan

The term of Hard Money Loans tends to be much shorter than those of mortgages or auto loans through big banks. This often means the monthly payments are higher than they would be with other loans; however, a shorter-term loan requires you to pay more in principle every month, which can actually decrease the amount you end up paying in interest. For instance, imagine the amount of interest you would pay on a 30-year mortgage if you paid a bit in interest every month for three decades. Compare that to steeper interest rates on loans—you need to pay back in three to five years. It may hurt in the immediate-term, but it facilitates some substantial financial gain in the end.

Fidelity Funding Helps You With Hard Money Loans

Fidelity Funding in Los Angeles and Glendale Ca specializes in providing Hard Money Loans in addition to trust deeds and home equity lines of credit. Loans can be provided to almost every type of property. Contact Fidelity Funding today. Read the full article