#And it's fine for them because they all make significant monies

[elizabethvaughns]

so i've been mulling over this for quite a bit now, so i might as well articulate my thoughts and get them out onto this blog. so i was just thinking: subjectively or objectively, which one is better? the if/then dc preview or the broadway production? long post (1750+ words), so i'm putting a read more break <3

now, objectively at the very least, i know i have to say it's the broadway production. why wouldn't it be? it's a lot more polished, it's...the final draft, of sorts, of the production. we all know the final draft is usually better than the rough draft. but here's the thing. when it comes to an artwork that has several different versions, one tends to gravitate toward the version they saw first and have a certain bias against all the other versions. if you saw the bway version first or the dc version first, you probably like that one more. now i'm not saying this bias is conscious by any means. absolutely not. however, when one falls in love with some media, in my case at least, they take it in over and over and over again. and then they get so used to that one thing that all other versions seem weird. i can pinpoint two non-if/then instances in my life where such a thing happened.

in the summer of 2018, i watched the RENT movie on netflix. now i was fully intending to listen to the obc soundtrack before watching the movie, but i never really got to it. anyways, that movie was like love at first...watch to me. oh man, i loved it so, so much. so i downloaded the soundtrack on my phone and, you guessed it, listened to it over and over and over and over again. one fine day, (about a few weeks after, actually) i realized i never actually had listened to the obc soundtrack. so i did. and it sounded...odd to say the very least. i mean, some of the voices were different, sometimes the lines were changed, all in all, a confusing experience. to say the least, if you asked me back then which version i preferred, i would've readily said the movie version. but now, three years in retrospect, i'm not so sure. the obc version is a lot more...complete, i like the vocals more, and i'm now salty that "christmas bells" as a song was cut. evidently, i like the obc version more(but i still love the movie version hell it's still one of my comfort movies).

in the fall of 2019, i listened to falsettos. i actually listened to both the obc and the 2016 revival cast recordings. i guess that lessened the bias a bit because i was exposed to both versions at about the same time. on the fateful date of 2 october 2019, i watched the falsettos revival proshot. that's when i truly fell in love with this musical. but, even so, my initial exposure was to both recordings so even though i had a slight bias toward the 2016 version, i still loved both of them.

now, back to if/then. i actually find it difficult to pinpoint where exactly my exposure to if/then started. was it the very first time i heard about it in 2018 when i read a very meta RENT fanfic on ff.net where elizabeth made an appearance and i thought "what the fuck"(pun very much intended)"is if/then" (psst if you find the fic could you please drop the link in the replies meta fic isn't really my shit but i want to reread it for nostalgia's sake)? or was it the very first time i listened to the obc recording in 2020? or was it the boot of a broadway production that i first saw on 13 march 2021? whichever one i pick, they all lead to the same conclusion: i naturally gravitated(and sometimes still do) toward the broadway production because it was the first version of if/then that i was exposed to.

now sometime in early april 2021 over my spring break, i watched a recording of the dc production. i knew beforehand that this production is a preview, after which some changes had been made, resulting in the broadway show. since those changes were obviously made to better the production, it would be a logical conclusion that the very presence of those changes entailed a...worse production (not considering the fact that the interpretation and the very liking of art is entirely subjective). one could say i entered the watching experience with an unconscious bias, of sorts.

from the very first note, i was caught off-guard. i didn't know they changed this much. when i watched the bway production, i was just enjoying it for all it was worth. but when i was watching the dc preview, i was comparing it constantly to its broadway counterpart. oh, david's shirt colour is different here. oh, anne's wearing a pantsuit instead of a dress(cute). oh, time for hey kid! oh wait no they put "the moment explodes" right here. also, i was just humming along to the songs, just mouthing along the lyrics(because i have them all memorized), and every now and then and getting thrown way off-track when the tune remained the same but the lyrics changed. most notably, in "walking by a wedding" and "you learn to live without". all in all, i had what one could consider negative opinions about the dc production because of that bias.

but then i watched it second time. a third time. a fourth, fifth, sixth time. and over that time, i fell more and more in love with that production. as i've said before, the interpretation of art is wholly subjective–what one may consider a shortcoming of a particular piece, another may consider a strength. let me take the placement of "the moment explodes", for example. in the dc production, it's before "some other me". therefore, the line "every friend i ever knew or thought i did" doesn't hit as hard because we don't know her situation with lucas yet. even so, "some other me" hits twice as hard because lucas is an even bigger asshole now. in comparison, however, "the moment explodes" is after "some other me" in bway as you all know. so the aforementioned line holds a much greater significance when compared to its dc counterpart. however, one could also consider that line (in the dc production) as a sort of foreshadowing for the reveal in "some other me" of the new normal of beth and lucas's friendship (or the lack thereof).

obviously, some changes were most definitely welcome, "this day" to be more specific. of course, there was that little reprising of "what if?" near the end of "this day" in the dc production which i really loved, but all in all, the mood of "this day" was much more fun and enthusiastic in bway as opposed to dc, which in my opinion is an excellent way to start an act. in contrast, some changes were...not as welcome. i don't know about you, but personally, i really enjoyed two cut scenes from "the story of jane"("no more wasted time" dc version). first, the scene where kate brings her kindergarteners to beth. it was fun to see higgs squirm. second, the scene where elena and beth's interaction parallels beth and stephen's in "map of new york". narrative-wise, i think that it is an incredibly important scene as we get to see two sort of boss-employee relationships mirrored to each other, only beth does it well as a boss (if that makes any sense). we see beth as passionate but still sort of hesitant in mony but she grows to be more self-assured by nmwt, and i think the aforementioned scene only cements that notion as beth takes on the role of mentor for elena. also, "the story of jane" was a really fun song and, as much as i love "no more wasted time", i wish it still contained elements of "story of jane". and while i did enjoy the reshuffling of "the moment explodes" such that it became clear when beth and lucas made up in the bway production, they were ultimately still...not talking during "you learn to live without. as a result, we miss that one scene from the dc production where lucas and kate attend beth's awards ceremony and shoo stephen. and need i talk about the lucas/david duet verse("you get that we're connected, / i feel like you get me") in "ain't no man manhattan"? honestly, i feel like dc anmm was, all in all, better than bway anmm–especially that one verse where lucas sings to this other dude about how everyone is connected(no, not the one to stephen, the one after that. the one that ends with "[something something] / who you helped get elected").

also the situations with stephen and with kate/anne in both timelines were relatively clearer in the dc production. even so, the actual distinguishing of the timelines was better in the bway production.

in conclusion, the relative merit of each production(broadway vs. dc) is really up to the interpretation of each viewer. scenes that may seem weak to one may be considered narratively important to another. both productions have their own merits and flaws.

to me, both productions are equally good. my previous assertion/assumption that the final draft is always better than the first is not necessarily true. some things that you think were actually pretty good get lost in the editing process. some other things that should've been cut (ahem ahem, kate's referrals to lucas with "she", ahem ahem, liz's "i don't believe in independents like i don't believe in bisexuals. pick a side" line) get left in there. art is subjective. the editing process is subjective. in the end, though, the only thing that matters is that you enjoy what you're watching and find personal fulfillment in it. and i do! for both of these productions. for both of the productions, i'm smiling all the way up to "here i go". i'm slightly saddened during "you don't need to love me". i'm empowered by "the story of jane"/"no more wasted time". i'm grinning in liz-verse all the way up to "i hate you". i feel like sobbing during "some other me". my throat clogs up when "i hate you" starts. i'm actually sobbing by the time "you learn to live without" ends.

...you get the gist of it. all in all, both of these productions are phenomenal and i'm grateful for their existence and to have been able to watch them in the year of our lord 2021.

i love this show so much i swear.

i talk a bit more comparing broadway and dc here.

my other ramblings essays:

if/then appreciation

"what if?" vs. "what if?(reprise)"

character analysis of lucas

[auburnfamilynews]

Chuck Cook-USA TODAY Sports

Time to Barn Hard

Here we go... With under 24 hours until the kickoff of Auburn’s 2020 season, the luminaries here at College & Magnolia offer their sage opinions on what Tiger fans will see tomorrow afternoon. Most of us see a close contest destined to give us that all too familiar fall Saturday heartburn but there are a few brave souls who are prepared to barn hard no matter what.

Auburn (-7.5) vs Kentucky (O/U 49.5)

2019 Auburn fans won’t recognize 2020 Auburn. Bo Nix is going to take a huge leap forward. His receivers are healthy for game one. Our fearless leader has finally found someone he trusts enough to manage playcalling duties. The defense will reload with All-Conference (and maybe All-American) talent. A talented (and deep!) group of hard-hitting running backs. Pre-season optimism has overwhelmed pre-game jitters for me. Look for Chad Morris to show off all his weapons Saturday. He has a tendency to put up a lot of points in his first game at a new school. Brace yourselves, Wildcats. Let’s barn hard, yall.

Auburn 48

Kentucky 14

-Josh Dub

I was talking with a friend of my wife’s the other day and she asked how I thought Auburn would do. I was raised by an old school Auburn fan who taught me to sandbag and say that we were just hoping that everyone buckled their chin straps correctly and that they just had fun out there. That was met with my wife telling her, I always do this. I responded by saying that I just lower the bar so that, when they win by 40 in a game I don’t expect, I get the rush of being a kid again and genuinely happy when Auburn wins.

That said! HERE WE GO!

Auburn has got stars everywhere on the outside and in the backfield but a bunch of green horns on the starting line on offense, so IF Chad Morris (or Gus if he is still calling the plays) can use quick screens and....this route called a slant...to hide the fact that the Auburn offensive line will look a lot like the French army circa 1938, then they might buy a few chances for Anders to kick some field goals.

On defense, you don’t lose D Brown and Marlon and get better. You probably don’t maintain the production you had last year on the D-Line. You can get back there, but that takes time and experience. That said, I am a bit more bullish on the defense as a whole. There is a ton of talent to go around on the line and the secondary and the Linebackers may be the best in the conference. Once again, the defense will keep Auburn in every game for the most part. And that new line will be tested against a really well coached, running offense that Kentucky brings to the Plains.

I love what Mark Stoops has been able to build in Lexington, and sort of done what Matt Campbell has done at Iowa State, that team you just don’t want to see cause they are scrappy and will take advantage of your mistakes. On the betting lines, I am staying away from this one with spendy cashy monies but with fakey non-existant moneies, I love the Cats getting a touchdown and a hook because I see this one being in the 3-4 range with Auburn probably winning, just based on history and going with my heart, but I could totally see Kentucky pulling this off as well.

Gimme Auburn over Kentucky 27-24 and the defense had to get a late stop to seal this one away. Nothing like a late missed FG to start that stomach ulcer.

(betting pick: UK and the points, Over at 51)

-Drew Mac

Auburn *should* win this game. Auburn *should* have the talent advantage. But hey, this is 2020. Who knows what havoc Covid will have wrought on install for any given team.

That being said, I trust Bo Nix’s development as a true sophomore. I think this Auburn team, while still going through some growing pains, will finally start to hit on explosive plays with a veteran WR corps. This Kentucky defense is not the one that one 10 games two years ago.

The only way things go sideways is if the retooled defensive line can’t stop the Kentucky ground game, which is an extremely valid concern. The Wildcats have three returning backs who combined for 1,900 yards and 18 TDs while sharing the spotlight with Lynn Bowden Jr last year, and Terry Wilson is no slouch. I think the Auburn linebackers are going to have to earn their keep as best LB group in the SEC here in week 1.

Auburn takes this one with some big plays through the air and a defense that bucks up in the second half. 27-13 Auburn.

-Ryan Sterritt

I’m a huge proponent of playing a patsy in week 1. In a normal season fall camp doesn’t really give a complete picture of how an offensive line communicates in real time, how well the quarterback has his timing down with his receivers, if the tailback has fumbling problems, mike linebacker being able to switch the defensive alignment based on tendencies, etc. etc. But if you can’t play a patsy I’m a huge proponent of playing a top 10 team who will keep you engaged without distractions leading up to kickoff and will tell you so much about where you can go from here. What you don’t want is a trap game in week 1.

Folks what we have here is a trap game in week 1.

We’re 14 points better than Kentucky. I genuinely believe that. Talent wise and coaching we’re at least 2 scores better than this football team at home. And it does not matter one bit thanks to COVID.

I am so concerned over what we’re going to look like out there considering how many guys were held out at various points of our extended fall camp thanks to COVID. Which wouldn’t be as big of a deal in a normal year, even though it would still be a big deal, but OH YEAH WE HAD NO SPRING PRACTICE. So in keeping with my tradition of being absolutely God awful at Barnin’ Hard, this tiger ain’t changing his stripes for this one.

Keys to victory:

- Stop a Kentucky ground attack with a defensive line that is fully capable of plugging the gaps and have your linebackers make plays in space. This will only work if our corners, who will be in a lot of one on one situations, make plays. Jaylin Simpson is the guy that will get picked on, and this is a fine opportunity for the redshirt freshman to get thrown into the deep end to see if he’ll sink or swim in his first meaningful snaps. If he can hold his own, we’re in good shape.

- Establish an intermediate passing attack early in this game. Keep their defense off balance early on the offensive script and allow Bo Nix and an offensive line that will struggle but has a higher ceiling than that of the last 2 seasons gain some confidence early.

- Get the fastest player in all of college football 10 touches/targets for the day. This one may appear in all 10 entries of “Keys to Victory” for our schedule this year. Scheme to get Anthony Schwartz the ball in multiple ways. And then scheme off of it to get other players in positions to be in favorable coverages.

- Rotate your running backs in a way that makes sense instead of giving the “guy with the hot hand” 25 carries. This running back room is deeper and more talented than it has been since the healthy parts of 2016/2017 for Pettway and KJ. Give these guys a chance to punish Kentucky’s defense with fresh legs for 4 quarters. Make them hate playing us.

- Oh, and finally, get some sound sleep and show up alert for an 11 AM kickoff. I don’t need to explain to any of you why this is obviously something we should all worry over.

All in all I think being at home does matter, despite 20,000 people in the stands. Traveling in these uncertain times has to account for something, right?

Auburn 27 Kentucky 21

-Josh Black

If the first few weeks of football are any indication, I’m expecting some low scoring sloppy games on Saturday. And while Auburn’s rivals have essentially “warmup games” to start their season, Auburn will play another ranked opponent in Week 1. That’s JABA right?

Anyways, I’m really excited to see this group of Running Backs led by Captain Shaun Shivers this season. I’m really excited to see Shaun get the opportunity to start and it’ll be interesting to see how many carries he and the rest of the RBs get on Saturday. This is an experienced receiving corps too led by Seth Williams, “Flash” Anthony Schwartz and veteran Eli Stove.

The biggest question to me (other than the offensive line) will be the defensive line as it’s hard replacing Derrick Brown and Marlon Davidson. And we can all hope for better O-Line play this season and a more mature Bo Nix as he enters Year 2 as the starting QB.

As I said earlier, I’m thinking this is a low-scoring game and I’m a bit concerned about this one, with the 11AM kick and all but I’ll take Auburn in a close one.

Auburn 17 Kentucky 14

-Will McLaughlin

I firmly believe Auburn has a significant talent advantage at the skill positions in this matchup. Yes the Cats have an athletic QB, a strong stable of backs, intriguing WRs and a surprisingly good secondary but across the board I’ll take Auburn. However, it won’t matter if the Tigers lose the line of scrimmage battle which is way more likely than any of us wanna imagine.

As you have probably read, heard, seen by now, Kentucky has one of the best offensive lines in the country. This isn’t a group made up of 3-star kids with heart. Left tackle Landon Young was a 5-star recruit. Center Drake Jackson was a 4-star ranked as a top 150 player. Future NFLer Darian Kinnard was a 4-star recruit as well. This is both an experienced AND talented front who enjoy physically beating the hell out of their opponents. Everyone in the world knew that a run play was likely coming last fall and it rarely mattered. While I trust Rodney Garner & Kevin Steele to rebuild this front 4 for the Tigers, I am concerned about them being ready to go week 1. Even with Derrick Brown and Marlon Davidson last year, Oregon pushed around the Tigers for one half. This UK OL is of the same calibre and it wouldn’t shock me if they came out the gate with similar success.

Then there’s the other side of the ball where the UK return plenty of experience of a solid front 7. However, they were actually pretty porous against the run last fall allowing over 5 yards a carry against SEC competition. The problem is I am not sure if Auburn is ready to take advantage. In most years, when I see a defense susceptible to the run, I expect an AU victory that borders on dominant. I just don’t know if the Tigers though will be ready to go on Saturday.

That’s why Anders Carlson will be the x-factor. I think Auburn’s offense will look disjointed but generate enough explosive plays to get into UK territory consistently. They don’t put the ball in the end zone as much as we would like but Anders knocks through 4 big kicks. The defense rebounds from a rough first quarter to limit the UK offense to only 2 touchdowns on the day. Auburn recovers a late onside kick to escape with a hard won victory.

Auburn 26 Kentucky 20

-AU Nerd

Auburn at 11am.

Auburn in season openers.

Auburn as favorites vs hungry teams.

Yuck. I am finding it hard to Barn as hard...——record scratch—-

(The boys are back in town starts playing)

Just kidding!

The Boys are back!

Guys we are gonna kill em.

Auburn 34- Kats 24

-Son of Crow

Most of the time I have some idea of what to expect. There’s a gut feeling, an inkling, an intuition. Even days when I publicly avow a big win, and we end up losing, I realize that I knew it deep in my soul. This time, I have nothing. I guess that’s what 2020 will do to a man. I can’t pick this game with my heart or my gut, so I have to go with the limited knowledge that we’ve been able to glean from the practice fields. Somehow, Gus has kept it tighter than usual this season. He’s keeping spies, leaks, and COVID out of the fold.

It’s not a big secret that Auburn’s level of talent is superior across the board, but Kentucky might have the mix of experience to go along with its skill to make this a very scary opening contest. We’ve heard that the Wildcats’ lines are both going to be solid, and that gives us a flashback of what the Oregon offense was able to do for about a half last year in Arlington. Auburn can’t afford a slow start on Saturday, because we’ll be breaking in a new offensive line. Now, that might not be the worst thing in the world — our line last year was nothing much to write home about — but they started to get better down the stretch. That said, this year’s group might be more maulers than linemen. Sometimes you just need some dudes being guys up front to push people around. We might have that, thus the run game could come to life with a much more talented group in the backfield. Not to mention, Bo Nix’s sophomore development with a true quarterback coach could be something unparalleled.

Kentucky will give us a fight, but there’s no way I’m picking us to lose this game. It’ll probably be close, and uncomfortably so for a while I’d wager. Still, the home “crowd” and the overall talent win out in the end. I think someone else mentioned Anders Carlson being a weapon in this one, and I agree. I think he hits 3 kicks and Auburn scores 3 touchdowns. Tigers 30-21.

-Jack Condon

In our preseason predictions I pegged this as one of the three games that Auburn could lose, and had it at the top of my list as the one I’m most worried about. That may seem weird, but we really just have no clue how any team, including our own is going to look on Saturday. We’ve all seen how bad some of these other teams already playing have looked, and I guess people think that there’s no way their own team could look that bad, but I’m not so sure. That said, I believe this Auburn team has all the components necessary to be better than last season and thus easily handle a Kentucky team that is, well they’re Kentucky. The new look offense should give an older, more seasoned Bo Nix a chance to throw some higher percentage passes, we have an SEC caliber stable of running backs for the first time in a couple of seasons, and presumably a fully healthy group of receivers. The new-look offensive line doesn’t concern me at all, because, well, I’ve lived through the last two seasons. At this point Kevin Steele and co. have earned my utmost confidence that the defense will pick up right where they left off.

Tigers 37 - Cats 12

-AU Chief

Man alive I wish I wasn’t so worried about this. Kentucky is well coached. They know what they are, and they don’t try to do things outside their comfort zone. Their strengths could cause problems for us. And yet, Auburn has more talent. 2020 is going to be a weird year, but I think having better athletes is going to win out more often than not, because teams are going to have to keep things simple. I like everything I’m hearing out of fall camp. I still don’t know about that line though. I could see a backdoor cover for UK where Auburn has to recover an onside kick to clinch things. I could see a front door cover for Auburn putting the game away late. I’ll stay on the safe side.

Auburn 24

Kentucky 17

(Auburn wins, UK covers; under)

-James Jones

from College and Magnolia - All Posts https://www.collegeandmagnolia.com/2020/9/25/21456468/staff-picks-8-auburn-vs-23-kentucky

[ultrarecoverysblog]

Making It Through the Count On Fund Healing Fine

Count on fund taxes are the employee's withholding tax obligations and also their share of the FICA and Medicare tax on earnings that employers withhold as well as remit to the federal government every pay duration. These taxes stand for generally concerning 65% of the total payroll tax responsibility that companies pay to the government each pay duration, reporting the tax obligations on the kind 941 quarterly pay-roll record. The Failing Service Trap Businesses fail when the capital of the business procedures are insufficient to satisfy the present responsibilities that require to be paid every month. When this trend proceeds gradually, unpaid responsibilities accumulate and expenses are reduced in desperation to keep points running. Obligations that are essential to keeping the business running such as the electric expense as well as salaries are paid, but taxes and various other government expenses are normally not paid. Besides, if you do not pay your electric bill, the power will be shut down as well as you will certainly run out organization the next day. Very same with wages, your knowledgeable workforce will certainly leave and you will certainly be shut down. You have just adequate money to make your net pay-roll every month to keep your staff members satisfied. One of the initial things to go is the payroll tax obligation, which is just one more tax bill that the government demands of local business, and it can be a significant month-to-month expenditure. Due to the fact that you have developed this business from scratch, you believe that things will certainly reverse as well as your problems will function themselves out with time when sales increase. Alleviation is simply around the corner as well as you borrow to fulfill your internet payroll and various other vital overhead until your credit history is diminished. Unfortunately, nearly every company that has unpaid pay-roll tax obligation responsibilities has the exact same unfortunate tale. The most vital thing that an entrepreneur can do in this situation is to acknowledge that what you are doing is not functioning which you are embeded mire. You require an economist to encourage you on what to do to survive.

funds recovery experts The Depend On Fund Healing Fine IRC Section 6672 As business owner, you created this separate company entity to protect you from personal liability (business shroud) as well as would not believe that you could be held personally in charge of the pay-roll tax obligations. Things are bad, and also the business that you placed whatever right into is failing. Enter the Internal Revenue Service profits officer that will certainly ruin your life. Every person that can be thought about an accountable person that acted willfully can have the depend on fund recuperation charge evaluated versus them directly. This civil fine analysis under IRC Area 6672 is a 100% fine that ends up being an individual liability. Following point you recognize, the IRS sends you a letter, requiring payment from you for the depend on fund tax obligations of the business plus penalties as well as rate of interest. If you do not pay, liens will be filed versus you as well as your bank accounts can be imposed. By the way, this civil fine is not dischargeable in an insolvency case. If there are five accountable people determined by the IRS, then each one will be analyzed 100% of the fine. The Internal Revenue Service does not care, they simply want their money. In addition, with the filing of the liens, no one can get credit scores to obtain money to pay service financial obligations, you're dead in the water. Wait one Minute: I'm just the Accountant; the other half of the proprietor; an exclusive lender As the accountant, you decided which expenses to pay as well as therefore intentionally paid the utility costs as opposed to the Internal Revenue Service pay-roll tax obligation obligation. You are considered liable as well as because you acted willfully, you can have the civil liability analyzed against you. Even If you were just following the direct orders of the owner, you may still be held responsible anyhow by the Internal Revenue Service. The spouse of the proprietor wife (CEO), rarely enters into business as well as really does not have anything to do with the day-to-day operations of the business. He was noted as an officer with the Assistant of State by the owner spouse, to make him feel vital. He was additionally detailed as an endorser on business examining account, although his better half would certainly never let him authorize checks. He was told that it was essential in case she went down dead at work one day. He has never ever authorized a check and also has actually never had anything to do with the business procedures. Because he is noted as an officer, he is instantly deemed an accountable individual and also due to the fact that he is an endorser on the account, he is regarded having the capability to pay the government. He has the standing, task and the authority to pay the Internal Revenue Service. He might be analyzed the civil fine and held directly in charge of the responsibility by the Internal Revenue Service. You are a good friend of the Chief Executive Officer that has provided money to business, understanding that the pay-roll tax liability has been overdue. You know the truth that the cash you lent business was made use of to pay the electrical costs as well as other energies as opposed to the IRS. You can be called to account as well as assessed the civil responsibility together with the other liable celebrations up to the quantity of your lending. Buying An Existing Company That Owes Delinquent Pay-roll Tax Obligations If you get an existing company that owes overdue payroll taxes, you can be held directly responsible for the entire past due quantity. As the brand-new company owner, you have the status, duty as well as the authority to pay the Internal Revenue Service, and cash money as well as liquid properties that were readily available to pay expenses or other financial institutions will be applied to your depend on fund obligation. Furthermore, if you pay the energies and various other necessary expenses, with funds readily available at the time of your purchase, you are boosting your individual depend on fund obligation. What Every Company owner Should Do 1 - Considering that incomes that you pay are evaluated a payroll tax obligation, as well as considering that you don't have the money to pay the tax obligation, reduce your wage cost by the pay-roll tax quantity promptly. You can either fire staff members or reduce their pay to promote this. Let them accumulate joblessness at the government's expenditure. Do this currently, prior to the responsibility gets also big to manage. The majority of services wait also lengthy to make this modification as well as when they do, its too late to repay the collected liability. Go into the count on fund recovery fine and also economic spoil. 2 - As soon as equilibrium is gotten to where the blood loss has actually quit, enter into an installation contract with the Internal Revenue Service to pay off the staying liability at business level. The IRS refers to this as an "In Organization Express Count On Fund Agreement (IBTF).". 3 - Never stop working to file the pay-roll tax returns since you do not have the money to pay the tax detailed on the form 941 return. Complete declaring conformity is a need to entering into a settlement contract with the Internal Revenue Service. 4 - Fines can kill you, so understand the damages. The failing to pay charge for payroll tax obligations is 10% of the total pay-roll for the whole quarter. Include the failing to file fine and also you are taking a look at borrowing large sums of money to just pay the normal fines. The depend on fund penalty is assessed on top of all the various other fines as well as don't fail to remember the rate of interest costs. The lien they filed against you will certainly make certain that you will not have the ability to most likely to the bank to borrow any kind of cash to pay the fines, so currently what do you do. Long Term Solutions. 1 - Thinking you are not going to beat the tax analysis, let me help you obtain some remedy for the Internal Revenue Service. I might be able to quit the collection action and aid you enter into a long-term layaway plan. Above all, I will inform you truthfully what your options actually are. 2 - Cut your costs to liberate some cash. Utilizing linear regression evaluation on your overhead accounts, I can reveal you graphically, where your expenditures are too expensive, based on your very own metrics. These costs can be instantly determined as well as reduced to lower total operating expense. This evaluation might identify employee theft that has gone unnoticed for many years. The origin of the problem can be unrecorded sales (off publication) and also incongruent expenditure metrics or monies siphoned off by staff members in a variety of means (on publication). You would certainly marvel just how basic it can be to locate money within your business where the long term results can be substantial. 3 - Cut your costs to free up some money. Are you operating within your sector specific metrics? Most sectors release statistics under your NAICS code and also this details is readily available for contrast to your real metrics. Allow me help you learn what that distinction is. One of the factors that call brand franchisees are successful, is that they will certainly tell you what your company metrics must be and you recognize exactly what to spend monthly for each and every expense category. They will aid you succeed in your new organization atmosphere. Regrettably, most services do not have that assistance net to lean on, so lets create our own, based upon your organization NAICS code.

[radheim]

The Circus Is Coming Campaign Story, Outline, Rules.

The Circus Is In Town

A Mordheim Campaign for 2016

 The Premise:

The circus is coming to town, and that means excited children, rides, attractions, performers and the frayed nerves of parents.  It also means jobs; supply runs, promotions, errands and odd-jobs.  It ALSO means suspicious behaviour, shifty characters, carnies, freaks and weirdos!  All this and more is just the beginning, because this is Mordheim, and that means there’s a chance this carnival is not altogether wholesome...

The Time Frame:

We should begin on a mutually agreed date in February 2016.

Games can be organised as frequently as players like, key campaign storyline games should be organised with as many players as possible, with representatives from all factions.

Other games can be played between any warbands that want to play, as normal.

The Warbands:

As discussed, this campaign will be open to a specific list of human warbands only:

Human Mercenaries (Reikland, Middenheim, Marienburg)

Ostland

Averland

Stirwood

Norse Explorers

We talked about models being new, or newly done, just to challenge ourselves with something different than normal

Warbands should be painted. Let’s make this something awesome to participate in fully-painted games, with fully-painted terrain which Sean and Ben can provide.  The warbands will be each player's’ responsibility.

The Factions:

SImple.  Your warband should be aligned either in favour of the circus coming to town; fans of fairy-floss and trapeze-enthusiasts, or opposed to such a band of weirdo-freaks setting up shop, selling couches, performing feats, and whatnot.

The Storyline:

1.    Spread the Word - The Circus is Coming

A Skirmish scenario, where the for and against warbands face off against each other in enthusiastic anticipation of the circus’ arrival in town.

Win Bonus

For:         The public are so excited that in scenario 12,  add 1 to each mob roll.

Against:  Less excitement is generated from the start. Mob Roll is only D3.

2.    Secure Funds

A Wyrdstone Hunt scenario, where the for warbands are hoping to find some Wyrdstone to help pay for their tickets, and raise funds for the circus.  The against Warbands need to pay for protest signs and public awareness flyers.

Win Bonus

Either:     The side that wins gets a Shattered Building  (Mordheim Exploration Chart) result which is stockpiled until the final battle.  Roll and record the results.

3.    Our Wealthy Benefactor

A Lost Prince scenario, where the for and against warbands search for renowned patron of the arts Bernardo Lekkendorf, who will surely assist them with his business acumen and family wealth.

Win Bonus

Either:     The side that wins gets the services of Herr Lekkendorf.  He gives their cause the effect of a Merchant House (Mordheim Exploration Chart). Roll now and record the funds.  If the Haggle Skill is gained, each warband gains the skill.

4.    Open the Box Office

An Occupy scenario, where the for and against warbands disagree over the site of the Box Office.  Ticket sales and promotional reach would be significantly boosted if an office were to be opened in this neighbourhood.

Win Bonus

For:         Play mission 12 when it comes up.

Against:  Mission 12 is skipped.

5.    The Circus Comes to Town

A Mule Train scenario which sees the set-up crew, promotional team and some performers arrive in town.

Win Bonus

For:         The Circus folk bolster their ranks in the final battle. (See Scenario 14)

Against:  The Circus folk are dead and scattered.  The Against warbands get an

Ambushed Warband (Empire in Flames Exploration) to use in the final battle.  Roll ll now and record the stockpile.

6.    A Captured Performance

A The Beast Hunt scenario, where the for warbands are trying to get some live freaks and big top attractions to perform for the public.  

Win Bonus

For:         The Circus will have access to Beastmen Gor for the final battle. (See Scenario 14)

Against:  The herd stone yields 2D6 torches, and an ample supply of Ale which can be used before the final battle.

7.    We Need More Funds!

A Treasure Hunt scenario, where the for and against warbands have realised that they are running out of monies to fund their respective campaigns, and go in search of sources of greater funds.

Win Bonus

Either:     The side that wins gets a Hidden Treasure  (Mordheim Exploration Chart) result which is stockpiled until the final battle.  Roll and record the results.

For:        If the result is for the circus, then they will have the funds to go on a full-blown Monster Hunt in scenario 11.

8.    Organise the AV Guy

A Wizard Tower scenario, where the for and against warbands face off against each other in enthusiastic anticipation of the circus’ arrival in town.

Win Bonus

For:         The Wizard is enlisted to do the audio-visual enchantments for the circus’ performances.  They will be joined by a Warlock (Hired Sword) in scenario 14.

Against:  The Wizard sees the folly of assisting the circus, and is so scared of them he skips town.  But first, he gifts a Magical Artefact to assist in doing away with the circus. Roll up which artefact now, and when it is time to fight scenario 14 decide amongst yourselves which warband leader will wield it.

9.    Supply Run

A Breakthrough scenario, where the for warbands try to secure supply lines for precious goods and required wares. Shutting this down is key for those opposed; if the circus can’t get their wares, they’ll be unable to perform the best tricks and the public will give them bad reviews..

Win Bonus

For:         The supply team make it through to the circus.  When equipping before fighting scenario 14, these warbands automatically pass rarity rolls for rare items.

Against:  The supply run is ransacked, what is salvaged is added to the stockpile for the final confrontation.  Roll up the result for a Slaughtered Warband (Mordheim Exploration Chart) as if each item was successfully found.

10. The Talent Arrives

A Stagecoach Ambush scenario, where the next batch of performers arrives, the ones with real talent such as strongmen, dog-boys and bearded women.

Win Bonus

For:         The circus performers increase their ranks for the final battle (see scenario 14)

Against:  The circus performers are dead and scattered. They had some cool shit like books on weight lifting, facial hair grooming, sword-eating and dagger-throwing.  Each hero that survives this battle can choose any one skill from the Combat, Shooting, Strength and Speed skill lists

11. The Main Attraction

Depending on the outcome of scenario 7, this is either a Monster Hunt, or Thing In The Woods scenario, where the for warbands are trying to capture large, scary creatures for their big-top performances such as jumping through fiery hoops, crushing volunteer skulls, balancing on a halfling.

Win Bonus

For:         Whichever scenario is played, the circus folk can use the monster, or thing(s) which were encountered during this battle.  They make fine circus animals indeed!

Against: If a Monster Hunt is played, then the warbands have gained significant experience and battle-hardening, these warbands now ignore fear and terror tests.

If The Thing in The Woods is played, then a Beast Hunter (Hired Sword) will join them in the final battle.

12. The Box Office Stays Open!  (Only play this if scenario 4 was won for the circus)

A Defend the Find scenario, where the against warbands try and shut down the Box Office once-and-for-all in a last-ditch effort to reduce the number of circus-goers.

Win Bonus

For:         Excitement and marketing really gather the crowds! D3 Frenzied Mobs will be deployed at the start and behave according to their normal rules.  So excitement!

Against:  The intimate knowledge gained from rustling through documents and files gives each of the warbands against the circus the Catacombs (Mordheim Exploration Chart) ability.

13. ERMAGERD! SERKUS!

A Frenzied Mob scenario, where the townsfolk are freaking out with crazy-excitement at the impending opening night of circus.  It’s full-on.  Seriously.

Win Bonus

For:         Check out all the crowds! This love-energy generated for the circus allows a few fans through the veil.  D3+1 Plague Bearers will be deployed at the start of the final battle, and behave according to their normal rules. So excitement!

Against:  The excitement has been quelled and the people have been calmed.  They have been swayed and seen reason.  For the final battle each warband against the circus can add D3 henchmen to an existing henchmen group, according to normal group restrictions.  These do not count towards warband rating or against maximum size limits.  They must be equipped as normal.

14. Under the Big Top, The Big Show, Opening Night, the Final Battle.

A Torch The Village scenario, where we see the final battle on opening night of the circus.  All the preparation, all the planning… Places people it’s SHOWTIME!

Win Bonus Bonuses For:

If Scenario 5 was a win for the circus, then they will have an additional 2D3 Brethren in this battle. These brethren will be randomly armed, see the table below.

If Scenario 6 was a win for the circus, then they will have access to 2D3 Beastmen Gor in this battle.  These creatures will be randomly armed, see the table below.

If Scenario 10 was a win for the circus, then they will have access to D3-1 Brutes, and D3-1 Tainted Ones in this battle.  Tainted ones roll a weapon randomly on the table below, and a single random Blessing of Nurgle.  Brutes have only two weapon options, pick whichever is appropriate for the model being used.

If 7 battles were won for the circus, then a Magister will show up.  He can be equipped from any weapons owned by his supporters.

Misc:

Random     Happenings are in effect.

Alternate     critical hit charts in effect.

Nurgle’s Rot     only activates on a 6 to wound, not a 6 to hit.

Swimming rules     include an armour save element.

Proposed that     the armour modification starts at S5

Proposed     fortnightly gaming.  

This gives us TWO months from today to have a basic painted warband, and finish off the rest of the necessary scenery

[apersonalinjurylawyernewsst-blog]

Personal Injury Attorney Phoenix Arizona

Are all personal injury lawyers the same? It's not too hard to wonder that when you take your first looks at a telephone listing and try to find someone to represent you in a legal matter. The truth is that there are lawyers of all educational and experience levels just like any other profession. For personal injury attorney Phoenix Arizona follow the guide below.

If you want to do some initial work on your own first, that's certainly worth trying; so we'll cover a few tips that might help you out. Keep in mind we are assuming you are not at fault in the car wreck. If you have any doubts about liability and how it is apportioned, this is the time to call an auto accident attorney.

Personal Injury Attorney Phoenix Arizona

An accident report should be completed at the time of the incident noting what happened, who witnessed both the accident and the conditions that caused the fall along with any other relevant information such as lighting, weather (if accident occurred outdoors) or hidden hazards. The requirement for a report is generally a store or business policy, rather than mandated by law. However, the timely reporting of the accident is most beneficial for all involved parties.

His widow, Liu Xia, had been held a virtual prisoner in her Beijing home throughout Liu's sentence, despite never being charged. Since his death, she's had virtually no contact with friends or family and the authorities will not say where she is currently being held.

Often our investigators will return to the scene with you to recreate the incident. Our team will contact any witnesses and take the case from there. Your next job is to get better. If you need to see a doctor, follow the treatment plan until you are at 100 percent health.

The opposite essential thing to handle fully assure you do have a powerful circumstance for big injuries is documents of your incident. If yourrrve been at work, there needs to be an automobile accident record. Lots of private and public complexes and rooms also complete collision records. If this won't transpire, the next most convenient thing can be a enjoy towards automobile accident, somebody that will back again your narrative up. A personal injury law firm might also want reports and witnesses to show the pain emereged as the result of neglect or lack of security precautions. Should you fall in a very keep high wasn't warning to notify shoppers, this is a lead infringement from the laws. Every bit can help if you should build a instance. To get the desired benefits, you need a personal injury attorney who knows the needs you have. A good doing the job romantic relationship and powerful communicating are tips for solving legal issues.

The penalty for leaving the scene of an accident with property damage is a second degree misdemeanor charge, including the possibility of sixty days in prison and a $500 fine. If there are injury's involved, than the charges can be trumped up to a second or third degree felony, including a suspension of license for at least 3 years, up to five years in prison, and a $5,000 fine. Lastly, if there has been a fatality due to the accident, then it's considered a first degree felony, involving a revoked license for up to three years, and a mandatory minimum of four years in jail, and a $10,000 fine.

Another unfortunate circumstance that arises from motorcycle driving is the misconception about the drivers. Many people feel motorcycle drivers are irresponsible or reckless drivers, and since many injury cases are decided by a jury, this bias can lead to decisions that leave motorcyclists without the compensation they need and the justice they deserve—all based on a simple but pervasive stereotype.

So lets talk about personal injury attorney Phoenix Arizona and what can be verified. I have read the bible cover to cover several times. I have looked into the proofs of scripture. I read books for and against the bible (that way SH is laughable many times, his arguments are so shallow and stupid) I researched did what the bible say actually happen? In most cases, you can find today where those events happened and proof outside the bible the events happened. Then there are bible prophecies that have been fullfilled. Unlike soothsayers of today, they are very specific. Many of them have been fullfilled. Then there is the way the bible is written. People are described are real. You see their warts, their failings. No other history book shows people as they really are. If you can prove to me that Jesus did not rise, I would become a Jew.

Ginsburg said that while 26 states oppose the expansion, other states welcome it. Scalia asked the politics of the states for and against the federal healthcare funds, to which Clement acknowledged the Republican-led states were against it and Democratic-led states favored it.

There are typically no up-front legal fees for a personal injury or wrongful death suit. Instead, like many law firms we charge a ‘contingency fee,' which is a percentage of the monies obtained. Because attorneys charge similar fees, your focus should be finding the best injury lawyers you can to maximize the potential settlement or award.

Skultch had the best question that required the most thought. Even though it looks like he MAY not be a free thinker, at least he thought up a good question. So Skultch any other good questions? Please let them be orignial and not as easily dismissed as SH and Otto's rages, misquotes, distortions, lies, and Jesus Seminar garbage.

Lohan's attorney entered pleas of no contest to charges of driving with a blood alcohol level over the limit of08 percent, being under the influence of cocaine and reckless driving. In exchange, two counts of driving under the influence were dropped. A no contest plea is neither an admission of guilt, nor a denial.

If a person becomes the victim of a hit and run accident, having uninsured motorist coverage (UM) will cover the victim's damages. This is particularly helpful since in the event that a person is injured and the hit-and-run driver isn't caught, this coverage will cover just like if the person didn't have insurance at all.

The number of years a patient who suffers from a spinal cord injury will expect to live, will be of paramount interest to the families and loved ones of the SCI victim in seeking compensation for a spine injury lawsuit resulting from a motor vehicle accident, act of violence, and slip and fall accidents due to unsafe or negligent conditions. A spine injury attorney is qualified to assist families in estimating the lifetime cost a spinal cord injury patient will need for optimal care for the remainder of their life.

If the arrest warrant is in direct result of a court violation you will need to surrrender yourself to the sheriffs office or wait to be picked up. Either way you will be taken in front of the magistrate if there is no bail set or you may bond if bail is available.

The other driver needs to respond to what you are doing and not what they think or believe you might do or ought to do. You have the right of way. They can't prove you were in a turning lane (even if you are does mean you are turning?). Whether the lights were green or red wont be taken into consideration however as it cannot be proved what colour they were. But if the other driver was turning across your path (across on coming traffic) they need to be sure it is safe for them to do so. The fact you had an accident shows it wasn't.

Her temper id explosive and at any conversation will blow up at me to the point where we have not spoken to one another for over 2 months. in her last episode she screamed at me how she doesn't care about me at all and the threatened to punch the lights out of my lady friend. It scared us so bad that we both vacated the house for over 6 weeks. I asked her to get out via email, she's refussed.

What that means is for a personal injury attorney Phoenix Arizona, without more facts, if all you know is that there's a rear-end collision, that doesn't mean the driver in the back is to blame for it. That doesn't mean that the driver in the front is to blame for it. In each and every time when there's a rear-end collision, it depends on what happened to cause that collision to figure out which driver is to blame.

Jason Epstein is the founder of Straight Talk Law. For more free Straight Talk Law” information, please visit the website at where you can order free books on personal injury lawyers, Washington auto accidents, auto insurance and other valuable legal information, offered as a public service by Jason and his law practice in Seattle, Washington.

There are other options open to divorced parents when it comes to the right of recovery in a wrongful death suit. Either parent has the right to file a motion before trial requesting that the judge apportion any judgment awarded in the case. Doing so will require a hearing in which each parent will have the opportunity to show evidence of their relationship with the deceased child. The judge will use this hearing to determine the percentage of the judgment to be awarded to each parent based on the parent's relationship with the child, considering such issues as permanent custody and support, as well as any other factors he or she finds significant.

Many cases do not make it to court. That is okay. If you are dealing with a wrongful death attorney, he or she will likely encourage you to settle the matter out of court. However, that doesn't mean you have to reduce what you can obtain from such a settlement. Settlements provide for the compensation that you deserve and for what will help you to sustain your lifestyle after such a tragic accident.

Hello, i was in a custody battle in 2008 for my son, his grandparents had an emergency order of protection put against me using false accusations , they were able to take temporary custody of my son and i could not see or contact him. it took me one month to obtain a lawyer to have it dismissed and some form of visitation established, i then filed to get my custody back Feb 18, a deposition was set for the following April 24 and our actual court date for may 8th but at the desposition there whole case fell apart and they wanted to settle everything and not have the court date so i agreed that they could have visitation every weekend and a few weeks in the summer, I was awarded with sole custody care control and education of my child. i fear they will try and do this again, are they able to do such things and what can i do to stop them.

According to Florida state law, a person can be convicted for DUI if: the state can prove that the accused was driving while their faculties were impaired OR the state can prove that the accuse was operating a motor vehicle with a Blood or Breath Alcohol Concentration (BAC) of 0.08% or higher.

If the doctor asks you what you were doing and answer that you were playing golf or basketball, was jogging, etc. after the car accident.” The insurance adjuster can use that against your claim by saying that your injuries were not very serious if you were able to engage in such strenuous activities.

The Personal Injury Attorney and How a Case Is Won

Personal Injury Attorney - Top Questions to Ask

Since accidents can be due to the entire recklessness and negligence of some other individual, you should look for the help of a personal injury attorney right away

This way you can be informed of your respective rights and get the guidance that is essential to direct you towards trial or settlement settings

Traumatic Brain Injuries inside the Military

These factors could potentially cause fatality or property damage or economic loss or might be just an injury

The injury caused by dog bite is traumatic and requirements serious investigation

There may be other cases like wrongful death or any dangerous exposure like lead poisoning and other toxic exposure

The defective drugs may also result in severe damage that the manufacturer must compensate the harm caused on the victim

If the accident is situated work, the person deserves workers' compensation, since these injuries can leave him helpless and frustrated

When an Accident Causes Catastrophic Injuries

In the recent case of Sgt

Jeremy Ricketts, even shopping at Walmart can present a problem because of TBI

Due to his symptoms, people blocking aisles and upsetting his "mission" may make shopping a nightmare

Fortunately, his wife understands and frequently continues ahead while he waits, or agrees to search on a later date if it is less busy

 Another soldier diagnosed with TBI, Sgt

Michael Darby, struggles with memory and anger problems, as well as headaches, tinnitus, and sensitivity to light

With aid from the clinic, these two soldiers' symptoms are improving, as do most of the 100-plus cases the clinic sees every day

In most circumstances, patients in the clinic come back to duty within 2 or 3 months

Ricketts' case, he's willing to jump back to duty as soon as it is said "go”

If you are in a very predicament in places you were injured and want the compensation, however are too embarrassed, you should get over this, and look for a personal injury attorney. If you have a legitimate problem as a result of negligence of a company you then likely have an excellent case. The right law professional are able to help you to get the thing you need.

You should immediately remain visible by the personal injury attorney Phoenix Arizona and doctor to own your injuries evaluated and treated. Whether you'll need an ambulance to handle that you an area hospital depends on the nature of one's injuries, but even if you do not use ambulance, it is important that you see a health care provider as soon as possible. Many injuries could be exacerbated by being left untreated. Additionally, some injuries is probably not evident to get a week following accident.

Resources:

Kester Law Group | Attorney At Work

How to Choose a Personal Injury Lawyer: 14 Steps

Personal injury attorney Phoenix Arizona - Weebly

[speedingticketattorneydalla-blog]

Speeding Tickets DON'T ALLOW Your Car Turn into a Paperweight

Maintaining the proper speed limit may sound like a fairly easy enough feat, but it surely isn't quite very easy to place into practice. The chaos of day-to-day life sets pressure on us to remain on the run, and other South Florida motorists practically swirl all around us which motivates us to attempt to match traffic. It really is, therefore, completely unsurprising that there have been more than 75,300 speeding seat tickets issued in Hand Beach County this past year. That's just the speeding seat tickets and will not included the over fifty percent a million other traffic seat tickets that were given here. Of most of the speeding seat tickets, only six percent of the citations were either dismissed or the drivers was found not liable. Everybody knows the Speeding ticket attorney Dallas of Florida Point out troopers to be alternatively no-nonsense, so another unsurprising simple truth is that practically 40% of the speeding tickets which were doled out in Hand Beach Region were granted by the Florida Highway Patrol even though the Hand Beach Sheriff's office was a close second. These facts just reaffirm what I've always said - the issuance of speeding seat tickets or traffic citations generally speaking is a multi-million money enterprise after which our local police agencies thrive. Needless to say, with speeding seat tickets being the real number 1 reason that traffic citations are released, you can see why police and legislators depend on these money to pad their finances. The old adage of "At nine you're fine, at ten you're mine," is no more a standard that motorists should use when determining what rate they think they can escape with. I feel that generally the average drivers frequently doesn't even notice submitted speed limitations and generally, just ignores them when they are doing see them. If you don't have gotten a traffic ticket recently, are a fresh driver, or you are not really acquainted with an area, it becomes rather easy to complement and make an effort to match traffic just. It could be challenging to attempt to keep one eye on the highway and one on the speedometer, and using cruise control is totally impractical if you don't are traveling for a protracted time period over a highway. Even a handful of miles each hour over the velocity limit may become very costly. In Florida, a speeding fine can cost ranging from $150 and $650 meaning Hand Beach rakes within an average of over $30,000,000 per season from speeding infractions only, and the Status of Florida hauls in more than 20 times that amount. This staggering sum can be an amount that may be inconceivable in minds of almost all of us, but to the State of Florida and the other entities that acquire a portion of these funds, it's all in a day's work. A couple of those who'll say that cops are just doing their job which is true, however they have significantly more than simply a salary to sway them and only writing speeding seat tickets instead of allowing someone off with simply a warning. Their personal income might not exactly be damaged by the amount of traffic tickets that they write, but their job itself is. A cop who writes a lot of tickets will appear to be he's motivated to his supervisors, while a cop who writes fewer speeding tickets can happen to be slacking off face to face. With regards to promotions, this is really heading to be always a concern. Palm Beach also offers a vested fascination with the $30,000,000 brought up by speeding seat tickets. The Clerk of Judge gathers these fines because not only will the region advantage happily, however the budget of the clerk's office is afflicted by the quantity of income earned by collecting these cash. Florida also considers its show of the relies and monies upon this financial gain, as well. With continuously increasing speeding fines, their state anticipates a degree of income out of this source which after that it uses to help meet its budgetary needs to make infrastructure advancements and in employing more police. There is a lot more to consider than the quantity of the speeding solution simply, too. A speeding violation conviction shall cause 3 or 4 points against your license, depending after how fast you were heading. That is all the justification that insurance firms need to improve your rates for another 3 years, which results in a multi-billion income for them. It is the luckless motorists who get trapped going just a tiny amount on the quickness limit who conclude lining the pouches of the insurance industry. It could be infuriating, particularly when you consider that is the consequence of insurance industry lobbyists often. Additionally, if you are speeding and result in a car wreck, you will be facing criminal charges. This may land you in prison or you will be considering having a significant financial burden clinging over your mind for a long time to come if you cause more harm than your insurance provider will pay.

[thoughtfulcupcakesublime]

Virginia legislators are continuing their work in Richmond.

Prince William County residents heard about what’s occurring in the General Assembly at a Dale City Post Crossover Legislative Town Hall.

State Senator Jeremy McPike and State Delegate Elizabeth Guzman held the meeting at Beville Middle School in Dale City on February 15.

Education and transportation were a couple of the topics they covered.

This is a video of the town hall:

Below, is the transcription of the meeting, which is normally done with 80 percent accuracy. Unfortunately, it wasn’t able to translate all of what Guzman said.

McPike: I will, we’ll go ahead and get started. Appreciate your motivations for additional folks who joined us today. Uh, I’m Jeremy [inaudible]. Uh, [inaudible] Woodbridge [inaudible] stretches on Prince William Parkway from 95 homes of many villains spreads to launch them two 34 in your dad’s freaks in the forest high school.

Speaker 2: Got run.

Speaker 3: Great County limits. Okay.

McPike: Um, and then first off, happy belated birthday to delegate. [inaudible]

Guzman: yeah. Now I going get to listen to this mine. How can we turn 47?

Speaker 3: You’re so young. I just don’t got the menu

Guzman: strictly brilliantly has parts of [inaudible] County and [inaudible] County raise me. I’m telling you I have, I won’t say most of them city and then I’ll go with you were sent off to go sit strict as well. And then I have pulled off as well. I spoke with them and then from there I go to, okay, fine. Where have [inaudible] [inaudible] um, [inaudible] area I think cause I shared that if you’re going to get how I and I, you [inaudible] Nope. [inaudible] I have the street area and we need deal [inaudible] we need you to just freak. I go into football, not going to have Monclair I should not ever go.

McPike: Thanks for joining. Uh, this is sort of, if it’s okay, we’ll probably do some intro of what we’ve been working on, a little bit about the budget and sort of what’s going on in Richmond and then open it up to your questions. There’s lots of things going on and so we might in our remarks and uncover something that you’re interested in. So, and encourage folks to ask questions if you’ve seen something to bring that up. Um, gravels if that’s okay. If someone disagrees with the statement or the position of someone, this is a lie, you know, this is an opportunity for folks to voice this concerns and not necessarily have a debate the debate, but also just to respectful, right? So if you disagree with someone, I’d encourage folks to not comment on it or BU or one way or the other. That makes sense. Um, cause it is a nonpartisan town hall. [inaudible] allowed to ask questions, have them disagree with the position. It’s fine to disagree. Um, I think it’s important to have a context that we can agree and disagree, but we should do so respectfully. Does that make sense? Everybody? Okay. We also have two other like this here. Say hi and introduce yourself.

Guzman: The one water conservation district. This is Stephen’s full boyfriend, Vanessa city full from the other one is [inaudible].

McPike: So a couple of things. This is our budget year, so this is our long session. So we’re in our 60 day. In fact, some Morrow, um, they’ll be publishing the budget and the budget amendments. So the cover introduces a budget [inaudible] starts as a matter of process. That all comes out tomorrow evening. And so we’ve been working on, I know [inaudible] has a minus in the house Senate and so there are lots of them pressures as you can imagine to work what’s in the budget and what’s not in the budget. And so we’ll see that board out this weekend and so we’ll be breeding for that as well. That’s lots of moving parts to it. But I think from an overall perspective, the company is really encouraging us specifically for early education and pre-K education that owns the 100 million option investment between standard of quality of rent, re benchmarking, uh, additional dollars in funding in early childhood education.

McPike: Um, you know, the principal County we’ve been trying to catch up in terms of, um, probably chocolate slots, not quite there to the, it’s um, stepping up and also offering some incentive, uh, opportunities for additional preschool. Um, as we knew, as you know, the data shows us that earlier kids learn to read, they can learn the rest of the subject and they could build the comfort, um, very early in life and their skill set and reading the data says that we’d be much better off versus remedial training later on. And so this is really the first budget that we’ve seen, this sort of significant significant investment, um, in our education system, which is great on the back end of it. You see also the availability for college, uh, community college, which I think is just great for those kids who do qualify for Pell grants.

McPike: There’s free community college that goes as much as well. Um, we’re going to be serious about getting every kid the skills that they need. Um, we know that we’ve have very bright kids in our community that sometimes feel like they can’t go to the next step, usually their financial words or other words. And so the more we can open up those opportunities, I think the better we do leveraging on our talent. Some of them right here in developmental school and um, you know, we want make sure that the kids have that, whether it’s a skill trade or computer science, there’s targeted degrees that the governor has put in this budget and I think that helps to win both our workforce development needs as well as ensuring that those kids, so those are important highlights, transportation, there’s some bills and transportation that’s going through that are really important.

McPike: They will all pro sports increase in the back pass. That will help define some of my hands patients. We are billions behind our projected funding level. As you know, the 2013 legislation made a small net and that those, the person that changed since 1986 in terms of transportation funding, there were certain things that we also proposed for Metro two years ago that took some of the road money away. They were restoring some beds and transmit transit occupancy tax code in this region. That’s really important for prison County. Um, the improvements and investments in fury might seem to report with the long bridge. It’s the bridge that all the rail lines pop as they cross into DC. So all the very trips right now are, we’re going to roughly 22 trips a day by making this investment in the long bridge and we’ll be willing to do also weekend trips, reverse trips and increase the number of trips.

McPike: I’m afraid your spread line part of that is going to be funded from the ISIS. I’m told [inaudible] dollars for buying funding, but this is up 1.41 point $5 billion multi year project to get there. And other than for the commuter rail, that’s just a huge difference. Right now we can’t do anything to a one inch with Patsy on the be revise. And so the more and more books we can get, you utilize it with the more frequent and reliable service, the more people wouldn’t get um, [inaudible] back jamming roads and open up as a communal house. So I’ll take a couple of pauses and then trade back and forth because there’s a number of different, we move into cards. I think those are two pretty significant ones.

Guzman: So just be back on the outreach out medication. One part that is gonna be different than years prior. You probably know [inaudible] town was not taking advantage of all the money that was available for patients before or leaping back. So right now you don’t need to knew that insulation Ricky never gets, well initially if there was any four, four year olds, it’s going to be expanded with [inaudible]. So that is great. You know, if they’re going to be able to release. And then also what is going to happen is that the, I will not allow finally childcare providers in that community, both little race amplification process. So they do get access. That’s my name. Or by your server.

Guzman: There’s one cop yet these time are not the same. Like the money’s going to sleep there, you’re gonna use it and it’s gonna just be waiting for the difference. Now he’s studying, we don’t use the body breathing accounting. The money’s gonna go away wasted. So I think that’s any people we have to work together to try to work with local government and to work with providers in the area who makes sure that we’re going to take advantage of those support monies. I mean, we are needing the numbers. I mean [inaudible] when we are thinking the amount of children and we are seven things in that County, and then we talk with [inaudible] route up between your car to qualified, you know what the median household income of about a hundred thousand $120,000 per household. So that make us individual who, any size of freebies when he has Google with free childcare or anything like that, other the BPI, advising, raising the minimum wage, all of those forward.

Guzman: The guidelines he’s called that I want to go up. Who’s going to be opening over tuning these? Can you find [inaudible] [inaudible] I know that important investments schools as well. I would say that we are security. The funding for reviews like age and older for school money that was taken away at the end of the first one I got to go. I also, I mean DCS at least Dale city if someone you’re wasting money. The area where we have, I know each not watching other students so I work job is jabs can not meet anybody or we need more resources. Right now that classes or English language learners is 24,000 students. So we are volume. We thrive. The reviews that those 17 she’s here but then we couldn’t find the money. You know as we have been abusive to how I learned it the same way like you didn’t use Morgan.

Guzman: There is money available above our house who any book Conrad’s millions dollars. So I’m hopeful that we can go back and change these videos that we allow model for communities. That goal was [inaudible] sorry that it’s 17 7:00 PM hitches, 4,000 students. So we’re trying to put 20 features to a thousand students. So I it’s just that that’s the reality, right? That the word, anything, you know, anytime you in schools we are feeling as set up the [inaudible] was saying is that we’re paying for tap because public education was not a priority or maybe 2018 where we’re working with the same by different public education from 2008 and however from NEP has gone. How many people if we just look around them, I mean how many [inaudible] who have come having that committee and we’re working with the same plan. So feels like a school counselor, psychologists, social workers where he would be hard, especially a patient.

Guzman: And especially with the vacation we are working with jailer, they are doing a whole or the shape of the whole system, uh, adjusted Luca. What can we do for, especially with vocational classes, that it has not been patched in 2009 and that’s time we discuss, especially with location in Virginia, who now 2009 and we all know that back then men have help. What statement? You know their work and they’re still many children. I’m fired. Cause every advancing that their children have a condition and they need more resources. So we are glad to be straight. [inaudible] our very own sacred values application incarnate [inaudible] school has taken the, you know, these very, it’s built, it’s built, it’s working really, really hard. We’ve tried to provide more resources to special education classrooms as far as [inaudible] we are going to finally have hoping, hoping that, you know, every facet. [inaudible]

Guzman: I haven’t decided for Metro. And finally, and this is just a study and I don’t want you to think that this will happen in a couple of years. No, it said home circle. It’s going to take at least 15 years. Look in years, if not 20 years, who bring a Metro to call you back. We’re going to have more VA services. Uh, we need to work with the IPC. The last time that I met with, I told them that what I heard at the doors, because we do have other commuters and we don’t have places, Bart, even one of the things that mesh of the yabbies this stuff and there’s no places to my parking. They’re not really, there is no old who built a new computer lab. So we are talking about trying to have shadows to allow people to frog from where they leave their knots.

Guzman: I was also brought me to see, we kind of have finally I, they’ll city on the right service that could allow people to drive bill with Del city. There’s a population that we talk to right now within the city is very powerful. We talk in Minneapolis right now, so we want him to have allowed people that are working locally to stay out of their cars and fight to take public transportation to go for work. You know, I, I know that PRPC director that we, you wanna think about Nashville that we are, we need to think outside the box about maybe making it more accessible for people. So if I’m asking my husband who dropped me off at WSP Istation, so I don’t think of training. I don’t think of anything because my husband is taking off from work with take me. So I, we had to call my boss. I’m trying to find ways to make people who love you here. Your station. We’d love other resources. No, I feel you miss it. A nerve money. Um, B and C who give [inaudible] we talking about [inaudible] in Washington D C now need to take care of them. I worry about my needs. You never caught,

McPike: um, couple of things that, um, the legislation back in specific with working on [inaudible] did the same rule. Open up the question [inaudible] covered this morning. And how long have you [inaudible] um, this year I work on many of, you know, the last couple years I’ve been working on natural gas pipeline safety via song house has exploded in my history. And what Ruby, um, this year also removing is currently an exemption and Virginia state law that allows the natural gas companies to not use a professional engineer when they, Sam can charge him. Um, after the Massachusetts explosion in fires that occurs in, is 22 States that have that exclusion cause action to remove it. Is that the trend of the bill this year to remove that legislation to ensure that any of this infrastructures reviewed and signed by a professional figure? Um, and there’s lately I’ve been to [inaudible] actually since the last year, has the son get killed with house, which is requiring a lab water testing and how the daycare facilities, um, there is led facilities.

McPike: The federal laws cover essentially the water distribution systems, but not addition to facility. And so the solder joints, um, in different pipes still contain a certain parts of led. And so it does require that same standard not being anybody wants led water going into the baby formula or anything else or just basic rain water and talk to her. That’s a vague neurological. Um, and also getting the school’s resources, um, in coordination with the Virginia department of health use of existing level or standard like carrying this past two years ago for schools. Uh, make sure we understand that holistic view of the problem around the state and the, to identify resources to that. So I have a budget numbers on that as well. That helps that often start to aggregate some of the data so we can get schools, they do have a federal grant they were, were, were awarded last year or something like $33,000.

McPike: Obviously that’s a drop in the bucket so to speak. So we would get a lot of work. I’m just going to do on that. One of the other big goals I worked on this year and incurred for the governor’s offices, worker ms classification. Um, this primarily impacts, uh, the construction trades. There are other industries that do as well that do not follow the IRS guidelines in terms of who should be at a 10 99 worker and who should be an employee. And what occurs is, especially when construction jobs is, there are lots of companies who essentially tend to at nine a bunch of employees so they’re not paying the same taxes. So those betters, that undercut those who are doing business the right way and Virginia has been very lax about that appointment. And so this grades have a new enforcement mechanism within the department of taxation as well as coordinating with the department of labor and other agencies and create some, some penalties for those who are bad actors.

McPike: Right now companies getting open up and close really with little penalty associated with it. And that’s unfortunate because it does hurt. Like I said, the good actors that come here are doing the right thing. So this modeling gets a little bit more teeth than enforcement. My name is indoor wall. Um, so those are, those are a couple of, there’s a dozen other things I’m going to give you. Seed reform, um, cutting the number of permit types of half just updating um, alcohol licenses based on new businesses, business standards after provision. And we really didn’t anticipate like wait months with you, like selling you a case of beer. But there’s also serving that, you know, there’s all sorts of business models in addition to the new distilleries and how they want to innovate. And so it’s really consolidating, I don’t know about a hundred pages of code section and reducing, cutting essentially the, what we call it, Christmas tree effect.

McPike: When you sort of add on thing permit types, you can just consolidate a certain license authorities to make it a lot easier for people to apply for licenses. Um, additionally, this year was uh, a bill going through the expanse on my bill from last year that allows for open carry of alcohol. If you’ve been to mass this first Fridays, you notice that you can have a restaurants can sell a beer and if you have a closed down special event area. And so I’m gonna ask, this is taking advantage of this year where they closed down the streets on first Fridays. And so the restaurant jurors can sort of amino, you can also have a beer, you can got to carry the street which were closed down and then it is demarcated area. Listen to a live band. And I know the masters restaurant droves, they see it at all.

McPike: They’re like all times sales high by like eight 30 I think the second night. Some of them were telling me. So that’s that. And yeah, so yeah, I’ve checked with the chief of police there and others. In terms of enforcement issues, he said there’s been not. Um, so there’s been a really great in that positive, but now it’s sort of catching on. So lots of other parts of the same line. So there’s a bill this year that would increase it to 16 as well as allow, if you have a multi-day permit, would only count as one. So some localities have like a festival or something that would come as one of those permits. So encouraging people in historic downtowns, no 16 permits a year. So it’s a limited duration permanent. Right now the current code is 12. So this was not the two 16 but also the count for if you had a sort of a weekend long festival on Friday, that Sunday that when he hound for for three to those that sort of account for one sort of a total there.

Guzman: Okay. So let’s talk about public notes. Will it just be like what you’re talking about? So I would discard we um, consenting and be able to send up that wheel is fighting people A’s and PFS. It’s a [inaudible]. How many of have many peoples are very familiar with environment here? I can tell us that our phone actually use water across the catheter. So we are conducting a study with the department of health and they will absorb across cost tests. I believe Edify waterparks or pizza, tough people in gays. I knew the times at the house. [inaudible] at the center we have now a [inaudible]. So I even told him one time, I don’t think we’ll be surprised. [inaudible] last year that was killed his body. Nine votes about, see that over next one separately in the presence of ATC, beat up the smoking. And the reason with my nurse on their age, you find that in fact, so you will not [inaudible].

Guzman: I think these use just a public health issue. It’s one of the main costs. [inaudible] I gave him through smoking as they grow out, but I was exposed in clothes so long into small, I mean it’s just the right thing to do to my plans. I’m not developed. So in that field I was able to get somebody back and some support from outside. They have out that as far as um, changing facilities with the department of student health services, I have her request from one of my constituents who is a single father that he used it in a couple of the saved and buildings and he couldn’t find that changing table.

Guzman: So finally we were able to partner with the department on getting our services. So we will use one facet of birth, gender, we tend to fables. So yes, because they are there. So many women nowadays there are, you know, being back at the hospitals on fire that’s taking the fathers, I think it’s their responsibility to think he felt that children as well. So I’m excited about that view game with your [inaudible] that focus on integrating past comedian defense hoping that he will go well in the Senate. As far as I wanted to talk about environment a little bit. I was fine with a great deal and I carry a couple of legislations for them. I wasn’t accessible, you know to pass [inaudible] or the other development that is asking about these kind of things with more than a hundred thousand citizens. I’ve seen this with more than 300,000 citizens [inaudible] affordable policy and doing public transportation as a comprehensive plans anytime they are developing a 5% or 15 year [inaudible] plan and I passed the center on the way to go to the governor says so I’m excited about that. I’m talking about separating your deal as well. I can’t really kind of house or solution that passed the house is going to say that I have not heard yet where Regina will become versus baby in the country. We’ll be clear that they’re declining with emergency and waiting to absolutely

Speaker 4: [inaudible].

Guzman: I don’t see a problem with that. That’s the company. Coffee’s just being loud and clear. The cavitation is right up and we need to start acting. Now. I have seen South of my union fear brothers and sisters, so I the African [inaudible] that would allow public employees who [inaudible] and he passed the house. It’s on its way to the Senate. I was not be fired Friday evening that he will be heard on Monday. [inaudible] okay. How’s this [inaudible] so I just wasn’t able to speak a week. We’ve been neither of the, not yet. We actually had a casual conversation on Friday and was set up on the bar. That means that they might need, might be this scheduled for Monday, so I’m hoping that I can testify. So I log in for it. It said Arthur’s before he gets hurt at ease the Senate with our members upon our Sunday.

Guzman: We’ll see if I’m successful. If not, you know, we have a very, okay, tell me about the house going through the center and I just don’t want to do that. But if I have to, I may wear in salary. Not only Google, I mean I know probably complete you who buy them connected these days, like also partnering with the Omaha world. We’ve that Bernie Genito where he said that if we are going to do these, then maybe you have to structure [inaudible] and disrupt and put it in place is the aid [inaudible] and for these relations for that [inaudible] members will be assigned by the opener and we have located money to also hire some hearing officers. So any time they’re high school be an issue in between an employee and an employee or in the public sector at third, I probably didn’t know you were nation’s local CIT officer would lead that mediator in between that lawyer and that employee or we both.

Guzman: I think that’s something that would benefit everybody. Nobody wants to look a car as a don’t need a public employee. We just wanted to be able to be listened. I think for me, my idea is that someone’s reputation will say, Oh, that means that we’re going out. How much is it going to cost? Is it gone in Greece over the taxes? Well, I will tell you right now, and have you seen accurately because your governing bodies will continue to, uh, in the power of appropriations that we do by having a voice at the table, we, you were going to have to listen to us and we will make our case for, say for example, the 1% salary increase is not necessary. Firefighters with blonde hair, you know, the government is, they could ever pay for better, you know, and with the better resources to do their job for the Sophie says the same way, you know, we’ve been talking about buying new equipment, then they will have to stop to the police officers to come there by ease and coordinated with them what they need to do their job better.

Guzman: Teachers, you know, when we’re talking about how we’re gonna, uh, we’re gonna include the 1% salary, 12 features. I want to make their case as how they are used to their person online. My before in the classroom. How it’s important to have this or this motor classes. How are they unfolding? Many animals have their first amount of time for this schools. As these things need to be heard. The school board members need to listen from the pictures. What is going on as far as giving out justice reform. I finally sent the field center last week as increase the age of minors trial as adults. He came from the house. The genetics will support, I will say [inaudible] adjustments. Even those who weren’t before, like delegate Ron Vale was not from Virginia. I’m the main girl for people, not definitely three, four people to come up. You and I took a picture with because [inaudible] years in a row, he finally agree with [inaudible] and I was able to partner with administration as well because it was a priority for Bella.

Guzman: I know, I’m trying to look at faces. Some of you have some requests. It’s function, you know, very important for many individuals. I introduced legislation. Uh, but I think that some of the members who are not ready yet, so those are happy and sent to the crime commission. So the practical nations wanna send recommendations for next year. So we can see why is going to be allowed to eat lunch, right? Not, I mean the reality is there we all having young who will make mistakes, I mean that wrote us well, but then realities that you have to be carrying that with the rest of your life and that prevents you from having an employment for working with children even, I mean, right in a class and the school system, if you have a felony on your, uh, on your criminal record. So we have to change, you know, kind of like justice reform will happen up here. That’s also for many years what are trying, people are screaming out in the streets. I’m talking about individuals of all of my and identities float. And you find made a mistake when I was 18 or 19 years old and now I have proven that I’m not going to see this and that I have medication that I fear from my mistakes. These is that country of second chances. So Regina has to be that either, you know, on, uh, provide an expungement services.

McPike: Yeah, a tremendous amount going on this week was crossover Wednesday, Tuesday night inside where we got one out. It was about one o’clock in the morning, take her for converted that morning. So now we finish up our business, the house they do other than getting on the second run. So there’s a little bit more than the day before the crossover, but we moved out of there. We don’t typically move the pending question, which means that the vote has to be taken on the Senate and the house are the rules of procedure. We let everybody in the bait, if they have a voice, they’re going to make sure that those thoughts are, are shared. Unless it gets extraordinarily long for one speaker, then we might push things along a little bit. But this week was an extraordinarily long week. Many things on the, not only in the criminal justice reform, decriminalization of marijuana, um, the significant tweaks to criminal justice system are fairly significant.

McPike: There are things in 20 years that have sort of stack the deck of one side and we’ve really started to tackle some of the structural injustice in how we treat the cases. Both then, you know, sentencing different tiers as all sorts of nuance and Recode right now that we are starting to be ended to fix. Was your really, really important? Uh, there’s also been, um, I think some, obviously some big hot topics in terms of on gun safety legislation. Um, what passed the Senate was a one gun a month, a universal background checks with certain provisions excluded in terms of the family. Um, it has to be a sale. So there’s this certain transfer provision. So for instance, if I’m out hunting on a tree stand, you don’t create a, you know, unintended felony cause I leave my gun to go and clean the deer or whatever and I left my gun with my buddy.

McPike: I don’t want to, you know, we try to avoid creating sort of unintended consequences through that in terms of what transfer means. And so we did take out some of the original provisions to the spur that we didn’t have folks that were caught in sort of innocent situations versus, um, some of the gun show loophole and other sort of proxy sales that are going on. Um, so we, we certainly sort of tackle that as a, as an approach. So we also did the one got along with just returning to the legislation. We had, I don’t know, 15, 16 years ago that was within the law. Um, additionally, there were some provisions that passed the Senate that allow for, um, vocal control for local permits. Um, Lavella valleys would have to post if you have a special permit that they, they don’t want to have guns present at.

McPike: And they had posted that sign at that public hearing. Notice all sorts of other provisions to make sure that, again, it’s not an unintended consequence. You can’t just walk into a place and not have any notice that you’re not supposed to care. And so there’s sort of the savings that are put in place. Um, certainly the other hot topics goals in relation to um, number of flips or add ons to pass the Senate that certainly ban bump stocks are trigger acted activated devices. Um, the bills dealing with um, round counts or well let’s say that sort of assault rifles or assault weapons has not passed the Senate, um, based on different definitions of round town and other issues that start to really get into some pretty nuance stuff. I know there’s been a lot of hot topic, social media and other stuff, so I wanted to cover that.

McPike: The other more recent one is on driver’s licenses for uh, new Americans or undocumented Americans and other systems here are not yet citizens working their way there. And you know, I’ve seen a lot of social media sort of being on this of the last week or so. I was really picked up on, you know, why we’re doing this, why it’s needed. If you look at it and break it down to the basic facts and figures and folks who been here, manifests 2030 years is folks have licenses in Maryland for other places. Right now it’s other car is also registered in Maryland that go through the Virginia safety inspection nor do is there an understanding of Virginia rules of the road and the walls. So there are provisions to provide a license framework that requires passing of the test driver test, having insurance, you know all the other things that go with it in terms of savings.

McPike: So there’s some, I think some pretty strong public safety initiatives. In addition, the tax, they should obviously our tax and other things that go with it, registration fees that go with it to ensure that everyone has the same understanding of the rules of road. And so that’s something that I know I’ve seen people asking or emailing about what are we doing, you know, you know, people are going to put the comments of the people are getting something for free. It’s not free. They get to play that same exact rules and everybody else, no special conditions. And so I just want to make sure that it’s very clear despite what you might see on social media. Very strange. And the other question I heard was, well what happened with New York? You know the feds are now timing now on the preferred travel program or field where the exact name is, but essentially the frequent flyer, perfect TSA preferred entry program.

McPike: The reason why they did that in New York cause they had locked down the day to day decision. The Virginia law that we have that’s going through has provisions that they can request involved before I personally can still request in the DMV database a specific individual. This is not part one. And so that takes care of the federal concern that had come up and that’s why New York is having problems. We don’t have that same problem. We have avoided that issue by specifically writing and provisions in the code go for that issue. So I just want to address those couple of things of, you know, what people are calling or writing about and sort of address addressed it as I think are some really important positive as many other important positive social in addition to the publicity and taxation around that issue. And this has been been improved for many, many years.

McPike: Um, unfortunately. Um, but I think with now with real idea in place as well, it takes care of the plate issue in terms of the reason essentially returns the law to where we were 2004 post nine 11 in Virginia. That’s what the law does and because we have separate relining and you are going to require a real idea, the board, the domestic plate as it is, you still going have that requirement. So that doesn’t change any of the frameworks that we have, the federal requirement as well as Virginia framework. Um, so I think there’s a lot of positives around that. So I want to cover, make sure we covered through those more hot topics that have been swirling around Richmond. I are you seeing things on social media that makes sense. Stonewall

Guzman: the week. It’s just like the vinegar there was talking about these. What’s up great. Did show up for a mold from breaking before 2003 I didn’t do none of that. Were just bringing it back a low that was in Virginia and was taken way we false out because it was taking after what happened on nine 11 and we all know now and none of [inaudible] I mean where [inaudible] so we are trying to bring in an hour just having stayed [inaudible] we’ll play, we’ll pay property taxes where maybe, but that money is instead of going to Mary instead of going to Washington DC, I haven’t only bad because there’s a lot of people that they send, I just want this and even though they averaging at residents, they go on charge [inaudible] paint documents via the need you both to get a license. He married in Washington D C at that spot.

Guzman: I need to stop all of that Senate, send a book support on that [inaudible] at one of the things that we’re doing to be here. Well, he’s trying to fight for that adamant [inaudible] Oh, um, perfections in general. I have employment in housing, I guess discrimination with myself. I had an easy job. And what do you think that way in school I stayed in agency and they went through the very, you know Jessica, Wendy [inaudible] who they are and that is one of what daddy did for that reason. I’ve presented legislation on his own into the center that will require state employees pay the LGBTQ [inaudible].

Guzman: That means I’m going to ask him, you know, I’m just one of them to know what it these life and they need to understand that community so they can help them to get there. That’s been years take them, be who they want and they put up, they want to quit just a day. I only just use the word services and will be confident and we do it in, I mean we both work at these already implemented in so many capacities. These is far off. You are to an orientation or what can we respect each other? What would work for them?

McPike: Get her back on the driver’s license privilege. One question I saw online or on email is an indication that this would somehow allow people to vote or not. Citizens does not do that. Just cleared the snake. He’s nations that cross in fact separate regions. How it, what does that send to the blood collection to make sure those distinguishing factors of a citizen citizen? I, there’s lots of ways that very clear if

Guzman: you vote, then you are not a citizen or to go at all. Even you have a green card [inaudible] that it’s a felony and you can taste it or patient or vomiting. [inaudible] [inaudible] would there

McPike: be an indication on the license non-resident that you went up and looked what provision?

Guzman: If there are no veal, somebody [inaudible] his driver’s license and the other one is agree with each guards. But the good thing is that we all come over the real IDs and if you aren’t a citizen, you’ll get a star of Lena [inaudible] but you don’t get the star. That means that you are not a citizen, but that doesn’t mean you are undocumented. Amen. You know, it puts me that you are great.

McPike: I just decided I didn’t want to go through the hassle cause I just [inaudible] but what does all the election laws that are also changing the requirement for it? You still would be recording them too long to show a need, but if you don’t have ID you still have to vote. You have to sign and that’s under the penalty and I felony. That’s when this gets in. So both on the voter registration forms and other things. So that’s right there felony and also, and the election, if you comment and then try to vote, you’re putting a signature, you’re, you’re signing yourself from a felony and you’re not registered. So there are a number of different checks in both databases across the board that you would be envy to the board of elections database. So those a number of different ways going from protection to that and the,

Guzman: yeah, I’m just going back to my deals. I think there’s one thing that I, as a door, what I was knocking is about drug prices. Everywhere I go, people what? Frustrated [inaudible] insurance, how much they have to stop [inaudible] I mean, schooling, if you still have, I’m sending them deal [inaudible] [inaudible] payment system. Is that the and innovative solutions to address that cause the persecution threats, Regina, at that point of sale, these [inaudible] uh, you know, we’ve had different version of some hockey change to how the Friday’s I dated, um, that come provided to us all being a road. We’re going to have all of the stakeholders that are part of that process. How can we come up with a solution and that solution is to be filed by December. So generally comforting the nature station. Do we just work on [inaudible] out?

McPike: There’s been some limited measures going through the Seinfeld pharmacy benefit managers or PBMs you’ve might’ve seen on the news. There’s all sorts of discounts that the drug manufacturers offer those discounts and Venice rebates don’t get passed on to the end user. And so there’s a lot of, you know, your pay plan pays for a certain point and then they’re also capturing the rebate on the other side. And so, and then the direct price is higher with the passive PBMs. And so there’s all sorts of sort of moving parts and shenanigans that are going on that they’re, they’re sort of doing one of these is, does that mean that he’s got tons of years are in the or development that occurred with this drug? All that. Listen, 50 years ago it’s all done because there’s no need to pay 600 times what somebody tries. It should be.

McPike: It’s really frustrating to get in a room and healthcare space and everybody does what he’s like, wait a second, we’re paying like 20 bucks for this, like 10 years ago, you know, it’s 150 now. I’m pretty sure I’m not making him breathe free a hundred times in my day. This is crazy. And so they keep, it’s a complex issue. It’s one of the most frustrating things to deal with. Um, but I think our, our ability to have patients visits with the medical way before we’re just about an hour and a number of different things we’ve got also figure out, hopefully it ties in with the button too because we also have to help the fund, the board elections with some initial whether it’s going to be clearly sort of no excuse absentee, you are early voting provisions. I think it will come out of both the house and the Senate and I think that’s extremely important for this year because we have so many books like you knew, you know what an hour plus at all. Any one day you could have doctors come up or emergency, you know let’s have more participation, not less. I think there’s a general consensus in both jammers that some or all or combination provisions will be valid for one thing that will go in effect for breaking into the next school and teachers will not happen anymore.

McPike: The primary outburst of social media on that, Tim was like, give me a break, Nico, come on. So essentially not then the one thing we’ve done is fuck the state holiday to electric kissy football. You can’t complain if you don’t vote. I didn’t mention that. [inaudible] get some work and she had gotten cancer presumption and finally we’ve got it out of the house and the Senate. So that’s been appeared that bill every single year for of six years. So this has cancers that are directly linked to the toxins that they interface. There’s been fires and that’s been just a long time. Now I removed provisions that gotten whatever our firefighters who passed away caught up in legal battles for about a year before he died. We were in that section of the code. Um, and then we have a PTSD Eatonville that is passed out under the Senate and it’s over the house and he did not have a people to action so far on the house [inaudible] and then flipped back any provision.

McPike: And this creates the first defense [inaudible] to provide relief, first presumption relation, PTSD and our first responders. Um, there’s just so many folks that deal with, but a single incident or cumulative incidents over the couriers. You just lost open officer two weekends ago. Um, unfortunately this, the story plays out across the Commonwealth. Um, all of the points for different reasons and we are not tackling the issue more proactively and we need to create a framework that says if you’re struggling, you got some framework coverage. And folks I know and worked with, they want to get back on the job too, but they’re hurting. And right now that was the mantra for so many years in these lines of service has been sort of [inaudible], you know, and um, unfortunately the costs really get worn by the families that are involved. I was over time and it’s time we started to flip that. So this is the first year we were really struggling with the progress that flipping this discussion. Um, yes it will, it’ll have some financial hit the localities because there’s some premium issues, but hopefully those that start to think about it and do more proactive things and the more frequent check ins of sitting down. So incident reviews, other things to check out mental health status over not just single incident, but the cumulative total.

The post Legislators discuss education at town hall appeared first on What's Up Prince William.

via What's Up Prince William

[alegendarystudentwonderland-blog]

state of nevada insurance division carson city

"state of nevada insurance division carson city

state of nevada insurance division carson city

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Driving without insurance in Illnois?

I am 21 yr old male & due to high rates of insurance i am not insured. Instead, my car is insured on my dad's name. I wanna know what are the consequences of driving without insurance in illinois. I heard the fact that it doesn't matter much if the driver of a car is not insured but the car should be insured on any other person's name rather than who is driving?""

Is there a new law about not having car insurance?

i heard the law had just changed in California and my insurance just ran out in order to renew i need to drive to the bank and im not sure if i can with no insurance

New hampshire vs massachusetts car insurance?

Is New Hampshire auto insurance better then Massachusetts auto insurance rates?

How much is car insurance for a 16 year old girl in texas?

I'm going to be driving a ford I think f150 the year is no later than 2004. I know they have discounts for students with good grades. My gpa is above a 4.650. I need the cheapest I can get. Because aside from managing insurance on this vehicle. I will need to put money aside to purchase a different vehicle. (I'm borrowing the truck, but must pay my own insurance.) And battle school. I won't make a lot of money, so I have to try with what I will have.""

Where can I get an information of car insurance??

I am 18 years old and I want to get a car insurance... where can I get the CHEAPEST but safe car insurance??? THank you... how much is the car insurance for 18-year-old boy???

Will my insurance rates go up for a traffic ticket?

I have a restricted license and i got a ticket going 38 in a 25mph school zone. The cop reduced it to 34 and it is $80.00. Im almost 16 and i have state farm. Will my rates go up. Should i just go to the office and pay it. I have no defense i know i was speeding. WIll my parents find out?

Is there a way I can drop my car insurance since I am not using my car?

I have not used my car in a few months but still have insurance on it. I still want to keep my vehicle though, but just have it in the garage. Can I drop my insurance? My biggest fear is that once I cancel it and want to start driving my car again I will have higher rates? Is there any way I can avoid this???""

Will insurance still able to view my previous ticket record and raise my car insurance?

I got a ticket in April of 2004. I paid the fine and went to traffic school. Just two days ago, i got a ticket for speeding (48 at a 35 limit). 1) will I still able to go to traffic school for this ticket? (I'm in CA, my friend told me we are allowed to take traffic school if it's over 18 months since the last citation, is this correct)? 2) i read some yahoo answer on car insurance and someone is saying the insurance company will still able to view the previous citation and raise the car insurance if we get the second citation within 3 years of the 1st one. the point will be unmasked for insurance company to see. is this true? 3) if it is true, does that mean even if i'm able to go to traffic school for my second citation, the insurance company can still raise car insurance for my 1st citation?""

Are SUVs more expensive to insure?

I know you can't tell me for sure whether or not one will be more expensive. But, generally speaking is a small SUV such as a Ford Escape more expensive to insure than say a midsized car like a Honda Accord.""

Affordable dental insurance for dream act kids?

So, my girlfriend is a dream act student who will be going to university next year. recently she had a huge tooth ache and she found out that she had to get a root canal. She had a cavity for over a year because her divorced parents both refused to pay the fee -_-, they kept saying that the other should have to pay, and now a year later its so bad that she has to get a root canal. Root canals are freaken expensive and her parents are probably not going to want to pay for that, so my question is: are there any sort of affordable dental insurance for students on the Dream Act, keep in mind they don't have much money. would any government programs cover her as a dream act student? please give me any information that could help her with getting some sort of insurance. It's like this with her parents for anything that has to do with health care, -_- neither of them ever want to pay.""

""I'm living in Japan, looking for private health insurance. Can anyone recommend a good *affordable company?""

I'm an expat, planning on spending most of my life here in Japan. The national health insurance is good but a bit expensive. So if anyone knows a good expat health insurance company that is somewhat comprehensive, please send the information my way. I only have to cover myself and I have my own business.""

Go doctor's without insurance?

i haven't been feeling well and i think it's about time i have a check up at a clinic....im interested in a walk in clinic that's not to expensive because my insurance does not work here. anyone know any good clinics around buena park, california???""

Canceling car insurance?

i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters.""

Need insurance for mercedes car - which insurer will use mercedes repair centre?

I'm buying a Mercedes B class. Swinton have given me some good insurance quotes but during the long conversation (with Aviva) to get 7 day drive-away insurance I was told to be careful of the small print: to keep the Mobilo service I must always use Merc-approved garages for servicing and repairs; unfortunately Swinton's insurers say they will choose where the car goes and this is very unlikely to be a Merc garage. So my question is: what do Merc owners do? From whom do you get your car insurance to make sure any repairs are carried out by a Merc-approved repair centre?

How does LIFE INSURANCE work?

my cousins dad dies of cancer and he had life insurance. the family got $500,000 . -did the insurance company just give them the money away. or did they make certain payments? doesnt insurance lose money? -do they go on a spending spree now or what?""

I have a polish worker were can i find cheap car insurance for him?

I have a polish worker were can i find cheap car insurance for him?

What is the cheapest car insurance for teens to buy themselves?

I'm 19 years old and shortly will buy my own car. I'm trying to be independent and need to buy my own affordable car insurance for my car. The quotes from name brand insurance co. like geico and progressive are between $800-$1300/mo. That is so crazy and obviously cannot afford that. Does anybody know where I can find reasonable priced insurance (non name brands) that just covers the minimum? My budget is $100 and less. BTW, I live in SouthFlorida.""

""Trying to save on car insurance, who should I go with?""

Currently I pay $122.00 for car insurance with State Farm. This is going to go up I am sure since I moved back to a larger city and when I lived here before I was paying a lot more. That is two cars, a 2008 Dodge 4 Door and a 2002 Focus all full coverage 100,000/300,000 Limits with a $500 deductibles you get the idea. Oh and I also have renters for about 10 bucks a month.... okay so I just was quoted by Gieco with lower deductibles, from the more expensive city and I was quoted at about $68 (without the renters) Thoughts on the matter, is this possible should I make the switch? Is $68 too low for two cars and are they baiting me and will they get me later with the higher rates?""

What is the difference between being forced to buy auto insurance and being forced to buy health insurance?

From my understanding: People have to buy health insurance so that if people get sick/injured, other people won't have to pay for them. Medical bills are very expensive so that's why people have it. And if a patient doesn't pay their medical bills due to not being able to afford it they will be treated anyway because of the Emergency Medical Treatment and Active Labor Act. The health insurance companies will compensate for this by raising insurances rates of the insured. Having car insurance is so that if a driver causes an accident that driver's insurance can pay for the victim's damages. But if an uninsured driver hits an insured driver, the auto insurance company is allowed to raise the insured driver's rates. The reason for this is because the insurance company has to pay for their insured driver's car because there is no on else to pay up, and sometimes even they raise rates because they believe the insured driver is purposely putting themselves in situations to cause accidents. And it is a fact that unless a person lives in a major US city such as New York City, driving a car is a necessity. You need a car to be able to function in a non-metro environment without a car. The only time a person should have their driving privilege taken away unless they hurt someone. So the point is if another person doesn't pay into either health or auto insurance. The people who do pay lose. Because their rates increase. I don't see any significant punishment for people who do without either insurance. Because I know illegal immigrants pull stunts like these all the time. So I just don't see how their different.""

Does your Drivers Ed grade effect insurance?

I know that taking Drivers Education can give you a discount on insurance. However, in the class, we take tests and are assigned homework. We need a 65 to pass. If I get a 70 does this effect the discount I could recieve on insurance compared to say a 90 average? State: New York""

Opinions on insurance plans please?

I would appreciate any opinions on health insurance. Blue Cross /Blue shield as compared to an HMO plan for example. The positive and negative of each. Thanks!!!

BEEN RIPPED OFF BY FAKE CAR INSURANCE WHAT SHALL I DO?

i paid this guy 130 for insurance, he put down all wrong details on the policy so that i am like 30 years old, that's why it was so cheap. wont reply to my emails or pick up the phone. told him i was going to call the police and tell the insurance company if he didnt refund me. this is the add: http://www.gumtree.com/london/13/60689813.html what should i do now??""

What is the difference between Investment life Insurance and Life risk insurance?

What are the products included under the category Investment life Insurance and Life risk insurance?

How much will it cost me to insure a ford focus - just give me an idea.?

Plese could anyone give me a rough idea how much it would cost to insure a ford focus. I just want to do it the cheapest way posssible. Its a 020 reg and i am currently using the car to deliver parcels so the insurance at the moment is forty pounds plus a month as im self employed. I will be leaving my job soon so just want to revert back to a normal quote but the insurer said they will charge me more if i pull out early and also he said it will be round about that price if you insure it with any other insurer. This is so confusing. Can anyone give me an idea of how much they pay.?

Can a non-car-owner buy auto insurance to drive any car (rental or friend's)? How does one obtain it?

Can a non-car-owner buy auto insurance to drive any car (rental or friend's)? How does one obtain it?

state of nevada insurance division carson city

state of nevada insurance division carson city

Insurance change? Nissan 350z to Pontiac GTO?

Alright, Well I have a 2005 Nissan 350z 35TH Anniversary edition, And I am going to trade it in on an 05 Pontiac GTO. What would the changes in my insurance be you think?""

How much is motorcycle/scooter insurance in southern california?

i am looking to get a used honda ruckus scooter with 250cc motor, is that size motor still considered a scooter or motorcycle? will i have to get a M1 or M2 license? and how much would insurance be? i live in the los angeles county area.""

Cheap Car Insurance - Please Help?

Hello in June I will be 17 years old! Obviously like all 17 year old males I want a car! I'm not massively fussed about the car as long as it doesn't cost to much! Today I have been looking at cars such as; FIAT CINQUENCENTO Perodua Nippa EX and a few other cars bellow 1l I live in Northamptonshire and my postcode is NN1 *** on comparison websites i cant find insurance for less than 3500 when that is miles out of my price range! If anyone knows any insurance sites or extremely cheap cars to insure for 17 year olds then please reply to this. Any help will be much appreciated. Thanks

Anyone know of an affordable auto insurance that is nationwide?

small companies/ customer friendly , with a website""

Why would i be refused car insurance?

have fleet insurance that covers any driver over the age of 25. I had an accident 6 months ago which i know wasn't my fault but unfortunately i wasn't insured at the time as the payments had been cancelled. The other party is trying to claim from my insurance company, is this allowed as i was uninsured and secondly the insurance company are now refusing to insure me, anyone else but not myself, is this allowed?""

Rent a car or insurance for behind the wheel test in California?

Hi, I got my instructional permit from the DVM of CA. However what is the best way to pass the behind-the-wheel test? Rent a car? And if so, where can I rent a car that allows me to pass the test? Use a friend's car? And if so, how to I get the insurance? Thanks for any help !""

""For my first car, what engine size and car do you recommend I get?""

What engine size do you recommend I get? Is a 1.4 liter a lot for a first car? Also, I understand the fact the bigger the engine, the higher the insurance will cost, but since I know nothing about cars I do not really know about all this engine size stuff. Also, apart from insurance, I understand about road tax and MOT, can you tell me how often I need to have an MOT and how much it costs? Thanks.""

What insurance companies in michigan allow exclusions?

I live in michigan and need to find an insurance company that will allow me to exclude people who live with me from being on my policy (otherwise my rates will double (possibly triple)) Esurance doesn't i know, but anyone know what ones do?""

Buying Health Insurance?

I am 60 with pre-existing conditions and am trying to find health insurance, not a discount program. However, I am not sure how to go about finding the right insurance that I can afford. I have degenerative joint disease and spinal stenosis and it is difficult to find affordable insurance. Can anyone help me with this?""

""If you have your learner's permit, do you need car insurance?""

If you have your learner's permit, do you need car insurance?""

""Crashed car into the bushes, would basic insurance cover it?""

My car brakes gave up on me and i crashed into the dense bushes. The police didn't even write a report since, as they said, it was no fault of my own and i had no injuries. Since i didn't hit anybody or anything but the bush there was no fine for me to pay. I don't know how big is the damage to the car since it happened on a saturday evening (i'll have it checked out tomorrow), but the front looks bad. I have basic Florida insurance, and i just want to know if they would cover it before i call them. If they don't cover it i'd rather just get it fixed without having my insurance rate go up. So... since it was not my fault (there were witnesses who saw i did everything possible to get the car safely off the road) would it cover at least part of the expenses?""

""At 14 and 16, can my boyfriend and I get health insurance together?

Can we get a plan together for our baby on the way and us? We'd like to pay for it ourselves and we need health insurance for the baby and I.

Can people tell me how much they pay for their car insurance please?

i have a 1996 vw polo and im 17. i know its different for all cars and people, but i just wanna know roughly what people in similar to my position pay please :) thanks""

Car insurance?

Im 16 and 1/2 years old. My dad says that i need good grades to get my own car insurance.. Couldn't i just place my name under my dad's auto insurance? How does that work

Insurance rates going up?

If there is a licensed driver in a home where ppl have auto insurance would the rates go up? I really need to know.

What is the cheapest individual health insurance plan in California?

I am young and healthy and need a health insurance plan for myself. Essentially, I just need health insurance in case of a freak accident that will land me in a hospital. Any suggestions? The cheapest so far has been $51 a month. I don't care about deductibles or any of that. Just that it has the lowest monthly fee. Thanks!""

Car insurance for teens?

I am 17 years old and I live in Virginia. What is the estimate for my car insurance if I was added under my parents policy considering these factors: I am a female obviously... I want to either drive a used Kia optima hybrid, Camry, or a Toyota RAV4 and the years of the car will typically be above 2010 Thank you! Also if I drive my parents car and wreck it, would it be covered?""

Looking for an insurance company to insure me using VIN/chassis number?

I have bought a beeline Veloce GT50 49cc scooter (still in shop till insured) i cant get plates on it until i give them my insurance documents but im finding it hard to get an insurer to insure me online using the VIN Number / Chassis Number. so im stuck in a loop. no bike untill insurance is had and no insurance untill licence plate number is inserted onto online forms. This is for uk provisional so no answers from outside of uk please. thanks

Finding car that was taken by insurance after accident?

I was in a car accident, and my car was considered a lost and my insurance company than took it and gave me a check. Is there a way for me to know whats happening with this car now? If it's been sold or its sitting somewhere??""

I need to find a good Car no older then lets say 1999! Thats good on Gas and low Insurance! Low Price $5000 <!

Hi my name is James. I am a college student and I am looking for a used car to get me through college and maybe Further! I am hoping to spend under $5000 Dollars. I need it to be able to have a lower insurance rate then lets say a sports car. I also need something thats has a very good fuel efficacy! I am a tall guy but can fit into any thing! So if any of you know of a car that looks almost good has good gas millage and is not too expensive on car insurance let me know! ASAP!!!!!! Oh and this car not one I want to buy online or privately. It is one I want to buy from a car dealer ship this is just to help me lock down my search!

Disadvantages of having free healthcare insurance?

like costco wholesales helping non employees on health insurance coverage

What model Acura Integra is the best for customization and performance?

What model Acura Integra is the best for customization and performance And based on your answer what would insurance be (16 yrs old) and how much is the car itself.

How to find cheaper auto insurance?

i have a 98 honda civic, and got an insuance quote from geico.com the quote was $365/month thats ridiculous, i dont even make that much every month any suggestions?""

Cost of Car Insurance?

I need to know what the average person pays for their car insurance. Lets say the car isn't too new... and its a new driver. Location is Lowell, MASSACHUSETTS. Help Plllllleasssse.""

Am I covered with name not on car insurance?

I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I ...show more""

state of nevada insurance division carson city

state of nevada insurance division carson city

Insurance if your already pregnant?

I found out a week ago that I am pregnant. The trouble is I don't have any insurance. I want to make sure I am in good care and don't really want to go some place that will treat me wrong. Anyone know of any insurance companies willing to pick up a already pregnant person? Please help! any answers would do me good! Elaine

Which auto insurance company covers him this time?

My husband got sued in 2006 for a car accident he caused. His insurance at that time settled in court. He has since switched insurance company. Now he's being sued again by the same people. So, which insurance company covers him now? His old insurance company or his new one?""

How much will my insurance go up?

I was trying to merge onto the freeway when the lady in front of me made an inexplicable complete stop on the on ramp. I slammed on my brakes and rode the ABS down to about 15MPH when I hit her. Turns out she was on heroine, and CHP arrested her at the scene. The chippy's were really cool and said my situation was totally understandable , but said my insurance may not see it that way. (the damage to the crack head's car was minimal, and she was not injured) I'm not going to claim the damage to my car. I can fix it myself. So lets say with a little paint and body work, her repair cost is $1000.......how much will my insurance go up? I am 23, and have a flawless driving record until today.""

""Car insurance help, i need advise?""

Im 15, hoping to buy a decent car (when i turn 17) that is reasonably cheap to buy and insure, i have around 10,000 budget for the car and 20,000 budget for the insurance, i work on cars so any mechanical problems wont be an issue and i am a very capable driver and certainly not a 'boy racer' i have experience in driving and i just want a nice car that i can keep for a long time that i can pass in and out if london in to my future job (architecture) any car and insurance company suggestions? And remember decent car, 2nd hand.""

Where can I buy cheap auto insurance or temporary auto insurance in the United States?

I know u can do it in the UK...but can't find any insurance agency in the US to do it.

Does State Farm charge higher auto rates for older drivers?

Does a low deductible plus an older driver result in higher charges for auto insurance coverage for liability and collision rates? The driver also has a clean driving record.Thank you for your response.This is for North Carolina.

Can I RENT A CAR for like a Day in CA without a CA License? without Car Insurance?

I have an MI drivers license and no car insurance and no car. when I go to CA for like two months, I want to know that I can rent a car over there on random days. true? how so? please explain, i'm confused.""

Is there anyway to make your car insurance more affordable?

I now have a 93 jimmy. and ive saved up enough money for this really nice 300zx but the insurance is going to be crazy anything to do?

How much would insurance cost for a USED EVO 8?

The other day my auntie said she will buy me a car. Her husband is a doctor and makes alot of money. She has helped our family out a lot with financial problems before in the past. So I was just wondering if she were to get me an 2003-2005 EVO 8 which I probably wont get, how much would the insurance cost, the car being under her name. She says all I have to do is pay for the insurance for a car so I just wanted to ask the Yahoo nation for some information on this situation. Oh yeah one more thing im only making a lousy income of about 1084 a month so yeah feel free to bash on me............""

How much will my insurance premiums go up after an accident when I am deemed at fault?

It was a fender bender. I was deemed at fault (though the other car was going way too fast). No one was hurt. But as an at-fault driver, how much will my insurance premiums go up by? I want a ball park range here, or to know how much yours went up by after a similar experience.... anything. And I want to know if my premiums go up more for worse damage or more expensive repairs. My company will not tell me anything. Note I was covered for collision for with a $500 deductible. I am on a plan with my parents, and I pay them about $71 per month right now.""

What would be the best insurance company to go with for me?

im 22 and im about to purchase a used car from a dealership. i havent went yet i plan to go tomarrow and take a look see. but now im going to have to start thinking about insurance. i know some of it depends on the type of car but i kind of just want an all around knowledge of which on would be the cheapest for my age bracket. or is there any good web sites for me to go to? oh and i dont want to go with safe auto. love.

Cheap insurance for 17 year olds?

ok doing my driving test on tuesday and got a 02 reg 1.1 citroen saxo at most insurance companies im getting told around 10 grand however i have been able to get it down to 6 grand, btw im 17 d.o.b 08/01/94 does anyone know a company where it is cheap for 17 year olds? Thanks""

Replacement Cost Insurance vs Regular Insurance?

WHich is better I live in a area where home owner's insurance is increasing and I'm trying to get the lowest premium possible within reasonable coverage limits. I know replacement insurance is good but what is not so good about not having replacement costs.

Who has the cheapest renters insurance in california?

Who has the cheapest renters insurance in california?

125 motorbike insurance 19 year old?

hi, im 19 and have had a car driving licence for 2 years and clean. As my car insurance renewal is ?n a few months and because its a 2.3litre and all that talk of premiums of increasing, its my option to sell my car for a motorbike and a riding experience, so typically how much would insurance be for a 19 year old, With a new bike licence but been driving a car for 2 years (if that matters) 1000 pound 125cc motorbike stored in a garage, immobiliser, not for any sort of business and miles of maximum 2000 a year. im just asking because insurance webpages don't open on my computer today, but i roughly remember whats asked for insurance. thanks in advance""

How insurance coverage work for new a car ?

Hi, I intend to buy a car by the end of this month on the weekend (I work from Monday to Friday and do not want to skip working). I will use my old car for trade-in. And I will switch my current insurance on to the new car. Since it all will be happening on the weekend (my insurance office closed), I will have to switch the insurance on Monday. If something happen to the new car before the insurance switched (sometime before Monday), who will cover the car ? Any advice ? Thank you...""

Car accident insurance question?

Last week someone backed up into my bumper while my car was parked. They were very nice and left a note, and we were in the middle of sorting things out. I got an estimate for the damage, but we had not yet done anything with their insurance company yet. Today my boyfriend was driving my car, and he spun out and totaled the car. His insurance should be able to cover it, but how should I go about for the insurance with the first person? Do I need to tell them about the accident or is it not necessary? We haven't yet filed the insurance and so I don't know if it will be a problem. Any help is appreciated.. thanks""

How much do you have to pay for your teen's car insurance?

also, what does he/she drive and the year?""

Medical Insurance with an existing condition?

My mother is working two jobs, one of which she continues to work at because of the medical insurance. My mother is ready to slow her life down and give up her job that is providing med insurance. My mother is diabetic, and it is improbable she can be accepted for regular insurance with her condition. How can she get what she wants; stay covered permanently, and leave the job where she is getting coverage now? She lives in California.""

What is the cheapest car insurance in california?

My parents won't even consider getting me insurance because they think it's too expensive. I'm a girl, 16, gonna be 17 in October, and have above 3.0 GPA My car is a 1996 (i think?) toyota camry.""

Are you still suppose to pay car insurance when...?

Are u still supposed to pay car insurance after you have had an accident?? The car was a total loss..so I don't have it anymore and there is no other cars on my policy..am I still responsible for anything especially when my car paid for itself, the deductable, and then some....???""

Will medical insurance l be Mandatory in usa?

will medical insurance l be Mandatory in usa ?

Really high auto insurance rate question?

My son, who just turned 18, has a pretty extensive traffic record. Firstly he got a ticket for passing in a no passing, but he went on diversion and was clean for more than a year so is that off his record now? Secondly he has also been in 2 wrecks before, gotten arrested for possession of marijuana, and just today got a speeding ticket for going 63 in a 45(163 dollar ticket). currently the insurance for him is 190 a month which is five times higher than anybody in the family. So what should i expect the insurance to be now, and what are my options because this is a lot of money.""

Free car insurance offers?

Does anybody know of any car companies that are currently offering one years free car insurance when you buy a new car in the UK?

Do you still have to get insurance if you have a license but don't have a car?

I'm 17 and want to get a driver's license. I won't have a car for a couple years, so do I still need to get insurance?""

state of nevada insurance division carson city

state of nevada insurance division carson city

What is balloon insurance?

do i need balloon coverage

Is it true you dont need a license or insurance to drive a scooter?

Im interested in buying a scooter because i have heard you dont need a license or insurance to drive one. I need a way to get to work easier (right now i take the bus) and i cant afford any kind of insurance right now. I dont have a car and i dont have a drivers license. Plus from what i have seen scooters are way cheaper then cars. why dont you need a license for a scooter and what is the difference between a scooter and a moped? I think i read you DO need a license for a moped but not a scooter.

Insurance on 1995 BMW 318i heeelp?

I am a 20 year old college student that is looking to buy his first car. I am currently ON MY PARENTS INSURANCE and i am thinking of buying a bmw 318i 1995 automatic trans with around 140,000 miles on it. Around how much would the insurance for this car be? I just need a rough estimate just to see what i'm working with. Thanks""

Anyone know about car insurance?

I have always wondered about this.... say you were in a car accident with canceled insurance/ no insurance....but the next day you pay it. Then you reprt the accident, will they cover you?""

""My friend already has auto insurance on her car, can I get my own insurance on her car or do i have to own it?

I have a Job interview at Coke Cola and I need to show them proof of insurance on the vehicle I drive however i do not own the car but ill be able to drive my friends

Why can auto insurance co legally discriminate?

Like gender, age, seems like everything (When you run tests through their quote systems) How can they legally discriminate like that? like 50% of the variables are user's preference determines the problem (Like having a classic, red sportscar, that's not my personality type but it raises rates)""

Where can I find a comparative listing for auto insurance rates?

Where can I find a comparative listing for auto insurance rates?

Has anyone heard of American Family Insurance? Are they a good company?

Has anyone heard of American Family Insurance? Are they a good company?

What is the average cost of insurance for a teenage driver per year?

I'm 17, and I'm going to get my provisional license in about a month. Mg r y parents are going to have me pay for my own insurance. I just wanted to get a look at roughly how much my insurance will cost before I get a quote. Thanks!""

What about your Gas Millage and Insurance on the 2006 Toyota Prius?

I Have a new Prius with about 4000 miles. I get 44-45 miles/Gal What do you get, What is your insurance rate for 6 Month. I have a friend who say she has driven 30 miles at 70 mph on the electric motor after running out of gas. What About this ??? Can that be done""

How much will be car insurance be?

The car is a Honda Logo and the first part of the registration is W388 It is manual hatchback, uses petrol and isn't modified. I have no idea on the mileage. I am 17 year old new driver. My mother, father and grandma are all drivers on this car, I will just be an additionAl driver. They have all been driving 20+ years and have no claims. I live in an area that is fairly busy. The car will be parked on a public road outside my house unless in use. It will be used by me for social only. My other family members use it for running errands and shopping. How much can I expect my car insurance to be on this car? Will it be less than 2000? Thank you""

Insurance industry Q&A - what entry level insurance job ...?

what entry level insurance job would be good for someone looking to break into the industry?chicago i have 0 years experience but i have a BA degree undeclared. im fimilar with ms office software.

Buying a new car..insurance help?

So need some help.ive bought a brand new car which is coming on the way from suppliers so will take a few weeks.so i have a car im trading which ive never done before so im unsure wot to do about insurance as the insurance on my current car expires 13th feb and the garage will nd a cover note of new insurance to tax car..and as i dont know the reg plate yet.same for tax of car what do i do when renewal letter comes through(renewal date 31st jan)as hopefully will hv car by then.

Does a Seat Belt Ticket in California increase insurance?

If I have to report a seat belt ticket to insurance, because i am using traffic school for a stop sign ticket, How much will my insurance go up by. I am 17 and I have ameriprise insurance for my car. PLease help also if i will not have a car or drive in college should i just lose my insurance or keep it for 4 years with a perfect record.""

Cancelling Car Insurance?

Is it possible to cancel a car insurance policy within the first month (UK). My friend has written their car off within days of taking out an insurance policy (third party!). Bad luck or what? Can they cancel the car ins or do they have to pay all year?

How much will it cost....?

I live in Hemet , Southern California. I have a 9 month old son. He will be nursed until 24 months, However, he does eat some solid foods. I my boyfriend and I rent an appartment for $750- How much would our monthly income need to be to support our family? How much is utilities in my area? How much do you spend on gas? How much is car insurance? How much is it to get my car smoged? How much are monthly groceries? What other bills am I missing? Please help!""

Can someone give me advice on starting a car service?

If someone can gear in the right direction to start a car/limo service that would be greatly apperciated. How much is the insurance around for say about three Town cars? What else do you need that is important for this type of business?

Will one violation make my insurance go up?

The other day I failed to see a no right turn on red sign posted above an intersection. My right turn on the red light was safe, no cars were coming, and the car in front of me did the same thing, which I copied. A police motorcycle was parked waiting down the road, expressly for watching this, and pulled over the car in front of me, myself, and the driver behind me, who did the same thing. I have a clean DMV record. The fine is $170. I could elect to go to traffic school for an additional $150 so the violation won't be on my DMV record, but with my schedule, it will be hard finding the time for this, and I think the $170 fine is bad enough. My auto insurance is my only concern. How likely is it they'll raise my premiums (2 vehicles) with only one violation on my record? Also, how long does the violation stay on my DMV record (California). Thanks!""

""I was rear ended, question about insurance?""

I was rear ended, and since it was completely the other guys fault my insurance company (allstate) said I could just call his insurance company to file the claim, as they would be paying for everything. So I did, and they sent out the adjuster to assess the damages (basically scratches) and said they will be sending me a check based on the adjusters findings. So... what if when I go to get it fixed it costs more, or what if they find out something is bent or jacked up underneath? Can I go back and ask for more money if that happens?""

Which company offers the cheapest car insurance for a 17 year old?

Im 17 and i need insurance and i wanted to know the cheapest way

What's the cheapest way to get insurance when your 17?

I just bought a car and when i found out how much i had to pay i was shocked i heard something about saying you live in a different address from your parents or something i don't remember please help.

""Anyone one use best for life dental insurance,are they any good?""

Anyone one use best for life dental insurance,are they any good?""

How much would my insurance go up if i add a K N filter on to my car? if its 800 Now?

i drive a 09 reg Vauxhall Corsa SXi?

Approximately how much is my insurance going to rise?

I am an 18 year old male. I got a ticket for going 10 over about a month ago and got it deferred a week ago. I am on my parents insurance and I pay about $100 a month for insurance. Tonight, I got a ticket for going 17 over on the highway. The first ticket was $124 and the most recent ticket was $174. Help me out here haha, how ****** am I? Also, is there any way for my parents to not find out?""

Auto Insurance question?

Car hood popped open while driving (apparently was not closed properly when I closed it last) . Damage to windshield and dents on hood. I have a ridiculously high deductible for going to pay myself for the repair. My only question is: I get free windshield replacement thru my auto insurance (no deductible). Is it possible to get just the windshield replaced by them and I take care of the rest? Or are they going to want me to go through them for the whole damage (hood) when I call them for the windshield? Thanks.

state of nevada insurance division carson city

state of nevada insurance division carson city

https://www.linkedin.com/pulse/mobile-car-insurance-quote-hailey-macdonald/"

[nhlabornews]

AFT-NH 3-9-18 Legislative Bulletin: The Good And The Not-So-Good News From NH House

The House made significant progress on its backlog of legislation this week but with snow forcing cancellation of Thursday’s session, a good number of legislative proposals now won’t come up until March 15. With the deadline of March 22 for bills to go to the Senate, the House has its work cut out for it.

In a Nutshell   As always there is a mix of the good and the not-so-good in reviewing House actions. Highlights from the Consent Calendar include legislative deaths for HB 1803 (banning payroll deductions for union dues or any non-governmental entities) and HB 1608 (banning compensation for public employees on leave). The former would have caused great harm for United Way, AFLAC, etc. along with labor unions, while the latter would violate provisions in many collective bargaining agreements and remove the issue from local control. HB 1603, authorizing an employee representative on the investment committee of the NHRS did pass, thereby offering at least a small opportunity for voicing the concerns of those who pay into the retirement system and for whom the system exists. Lastly, a series of bills passed that adding to existing reporting requirements and accountability on the part of public schools. In and of itself, that may be fine, but it must be paired with the simultaneous rejection of even a modest increase in accountability for home-schoolers or increasing the required percentage of certified or experienced teachers in charter schools. Then there is also SB 193, which still contains virtually no accountability for home-schoolers or private schools benefitting from public funds. Just a smidge of inconsistency there!

5-Year Probationary Period Stands for Teachers With regards to legislation actually considered on the floor by the House, outcomes were rather positive this week. HB 1277, reducing the number of years from five to three in which a teacher can be let go without cause or recourse at the end of a school year failed in the House. This was not a surprise, but still a disappointment, since teacher recertification comes up in three years and a teacher is classed as experienced after three years. The issue will return next year.

NH Retirement System and Retiree COLA Much more positively, the House easily turned back a proposed revamp of the NH Retirement System into a defined contribution plan by a more than 3:1 vote. Immediately after, the House took up HB 1756, to provide a COLA to retirees who have not seen any increase in retirement benefits since 2010, and by a thin six-vote margin (157-163) rejected the Finance Committee recommendation to kill the bill. The bill subsequently passed the House and is now in the hands of the Senate, but the key takeaway for you to remember is that Finance Committee leaders argued that there is simply no money available for a COLA or for any new expenditures. Keep that in mind when SB 193 comes before the House in two weeks! I can assure you they will sing a different tune on that day. For a complete review of legislative action on bills impacting NH Retirement, please be sure to read this week’s NH Retirement Security Coalition Legislative Recap.

Public Negotiations Rejected! The final bill taken up this week was HB 1344, which would open to the public all contract negotiating sessions between public employers and labor unions. Anyone who has ever negotiated knows that confidentiality is key, that being able to speak openly, honestly, and sometimes in heated fashion, is essential to negotiation. Further, the objective of negotiation is compromise, not total victory. None of this would fly very well in a public setting, and in fact, the grandstanding and intransigence would only increase, leading to more mediations, more failed negotiations, and more bitterness and costs. With many Republicans as well as Democrats having experience in negotiation, the House rightfully rejected this bill by a strong vote of 189 to 125. By doing so, the House has staked out its position on this issue, which is important given that the Senate has a similar companion bill currently in committee. Hopefully, the Senate will accept the reality of the House position and simply table their version, but we must wait and see.

School Vouchers The big question still hovering over the Legislature, at least from our perspective, is SB 193, the bill to funnel public funds to home-schoolers and to students attending private and religious schools. Division II of the Finance Committee scheduled work sessions on the bill for Friday March 9 and Tuesday, March 13, and the full Finance Committee is scheduled to vote on the bill on Wednesday, March 14. What shape or form SB193 will take by the time of the Finance Committee vote is as yet unclear. As noted in last week’s Bulletin, the chief sponsors of this legislation unveiled an amendment to the entire bill, narrowing the pool of eligible students and replacing so-called stabilization grants from the State to hard-hit districts with a one-time payment of $1500 per student who leaves to attend private school and takes her/his adequacy and other grant monies with them. The goal was obvious—reduce costs to the State. In doing so, however, the other obvious result was that costs were instead to be downshifted to the local school districts, resulting in higher property taxes to subsidize those who choose to home-school or send students to religious and private schools.

This week, another new amendment came forward, likely in part a response to criticisms from Commissioner of Education Frank Edelblut, who opposed any narrowing of eligibility. This new amendment enlarges the pool of eligible students, removes the sunset provision, and allows parents to stack this benefit with the education tax credit. So, we now have multiple versions of SB 193 with varying pools of eligible students and varying costs to the State and to local districts. What remains clear is that costs for local taxpayers will rise, public monies will go to private schooling with virtually no real accountability in place, and there is no real and comparable assessment of learning outcomes to determine how well students are learning. Topping this all off are persistent questions about public funds going to schools that can discriminate as to who they accept, continued potential public funding responsibilities for students with individualized needs even when funds go to private schools, and above all, a downshifting of costs of private schooling onto local districts and the backs of local taxpayers. In other words, either higher taxes or a reduction in services and programs offered by public schools. Please read the following AFT-NH report on similar programs in other states, Following the Wrong Path.

Prepare for Action   This is not what NH wants or needs and it is placing the self-interest of those who choose private or home-schooling before the broad-based interest of a society sharing the costs of schooling because it is a public good, beneficial to us all. As we approach the House vote on whatever version of SB 193 emerges from Finance, we will be asking you to contact your local representatives to make clear our stance against SB 193. We need to flood the legislature with our views and we will provide you the means to do so. Stay tuned.

  In Solidarity,

Douglas Ley

AFT-NH, President

  Click here to download a PDF version of this bulletin for easy sharing.

AFT-NH 3-9-18 Legislative Bulletin: The Good And The Not-So-Good News From NH House was originally published on NH LABOR NEWS

[myfinanceblog]

New Post has been published on My Finance Blog

New Post has been published on http://princefinance.princefamily33.com/2017/01/20/payday-loans-what-you-need-to-know/

Payday Loans: What You Need To Know

TIP! How much you’ll get from any payday loan is influenced by many factors. The amount of your weekly paycheck will determine the size of the payday loan for which you qualify.

Almost every person has times in their life when unexpected emergencies occur, such as accidents or repair bills that cannot be avoided. There may be times when your paycheck doesn’t cover these expenses. Many people find themselves in times when they need extra financial help. Continue ahead to learn some great tips that will teach you how to best use payday cash advances to resolve a difficult financial situation.

TIP! It is important to understand the payday lender’s policies before applying for a loan. You may need to have been gainfully employed for at least half a year to qualify.

Those of you considering a payday loan must understand when the loan must be paid back. The interest rate associated with a payday loan is high which can result in significant costs if not paid back promptly.

TIP! Many payday loan companies will make the customer sign an agreement that will protect the lender in any dispute. The loan amount cannot be discharged in a borrower’s bankruptcy.

If you are going to take out a payday loan, be sure to subtract the full amount of the loan from your next paycheck. Any monies that you have borrowed will need to suffice until two pay cycles have passed, because the next payday will be needed to repay the emergency loan. Not realizing this can start a recurring cycle of debt that could last a long while.

Payday Loan

TIP! You may be required to provide bank account information when you apply for a payday loan. A lot of people don’t want to share this information so they fail to get the loan.

A lot of people find that they do not have another avenue when they have to get a payday loan. Only choose a payday loan after all your other options have been exhausted. Cash advances are a resource you might want to consider when you’re in a financial bind.

TIP! It may be time to get help with financial counseling if you are consistantly using payday loans to get by. If you misuse a payday loan, it can be a cycle that is hard to recover from.

Make sure to research any loan company you consider doing business with. Commercials are not always a good guide to picking a reputable company. Invest some time in checking them out online. Search for testimonials with regard to each company that you are considering doing business with before you let any of them have your personal information. Dealing with a reputable company goes a long way in making the whole process easier.

TIP! The BBB often provides ratings on loan firms. Before signing on the dotted line, look to the BBB for the company rating.

If there is no option but to seek a payday loan, you must spend some time comparison shopping. This is probably a pressing financial crisis, which can have you scrambling for time and money. However, spending an hour looking into a dozen or so options can help you locate the business with the best rates. This ensures you’ll be ready for anything.

TIP! One important tip for anyone considering a payday loan considers whether or not the lender you are working with is licensed to do business in your state. Every state has their own laws and licensing.

Loans come with late penalties that you should always know about. There is no doubt that you have every intention of making your payments on time, but circumstances can change. You need to read over any of the fine print on your contract so you know what kinds of fees you’ll have to pay. For cash advances, the penalties can be quite high.

TIP! Be wary of affiliate sites that are making money from connecting you to payday lenders. It might show as if they work from one state, but the lender they’re connecting your with operates outside the country.

If you are looking for a cash advance, focus your attention on those companies that can approve your application immediately. In a digitally-based world like today’s, if they can’t give you an instant decision, then they aren’t worthy of your business.

TIP! Use only companies that tell the truth about the interest rates and fees they are charging for payday loans. Don’t go with a company that doesn’t disclose their fees upfront.

Payday lenders are really picking up in terms of locations and even loan options, so they might be very tempting for you. In case you are not sure exactly what a payday loan is, it is a small loan which doesn’t require a credit check. This loan is for a short term. These loans should be viewed as temporary and only used in a real crisis situation.

TIP! Before taking out payday loans, it is a good idea to look at other options. Maybe a friend can help you out, or you can make arrangements with whomever you owe money to at the moment.

Be certain you have a clear picture of the payday loan fees before signing on the dotted line. You might have to pay up to 40 percent of what you borrowed. That loan interest rate could be up to 400% every year. If you can’t pay the loan with your next pay, the fees go even higher.

TIP! There is a catch to documentless payday loans. Having fast access to a loan will be expensive.

If you need money quickly and have nobody to borrow it from, payday loans are always an option if you have a steady job. These loans have high interest, but they are helpful if you do not use them frequently. Follow the tips presented here to make the most judicious use of the payday loan option.