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cindylouwho-2 · 5 years ago

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RECENT NEWS, RESOURCES & STUDIES, July 19 2020

Welcome to my latest summary of recent ecommerce news, resources & studies including search, analytics, content marketing, social media & Etsy! This covers articles, podcasts, videos and infographics I came across since the late June report, although some may be older than that.

I‘m still working on Etsy search testing and a few new blog posts and pages for my website, so it is still difficult for me to get this summary out more than 1-2 times a month. All suggestions on solutions to my time crunch are welcome.

If you have an questions, comments or suggestions about my Tumblr or my blog, please contact me here or on my website. I’d love to know what you think!

TOP NEWS & ARTICLES

Latest change from Google: the free Google Shopping listings will now show up in US organic search as part of product knowledge panels. Unfortunately, since they are only doing this for product knowledge panels to begin with, it likely won't help handmade sellers, but could be useful to sellers of vintage & supply items that are known products that will have a knowledge panel. It may be a sign that they are planning on moving free ads to more Google "surfaces" over time, however. Note that it appears that all product knowledge panel ads will be free starting this summer (US only), so that means that any Etsy paid ads for these types of items will become free ads that you won't have to pay EOA fees on if you get a sale. Google claims the free ads are bringing more searcher engagement to Shopping.

Amazon announced they will begin to show US sellers’ business name and address on the Seller Profile page as of September 1. The same requirement already exists in Europe, Japan and Mexico.

The USPS will no longer be delivering mail as promptly every day, to cut costs. This potentially affects anyone shipping to a destination in the United States.

How 7 different companies grew profits during the last recession - there will still be business opportunities during the upcoming recession, but you have to be positioned to take them.

ETSY NEWS

Etsy Labels no longer offer USPS international shipping options for all packages under 4.4 pounds other than Canadian orders, replacing them with the Global Postal Shipping Program (GPSP). Many US sellers dislike the GPSP, and have moved on to outside providers that integrate with an Etsy shop and other services, such as Pirate Ship, Shippo, Stamps, and Shipstation.

The quarterly category & attributes updates are limited to face mask & hand sanitizer attributes for July. Etsy also made some other minor updates recently, including allowing us to set a message auto reply for up to 5 days.

You may have noticed that Etsy is really pushing Etsy Ads on sellers right now, despite the numerous complaints about the average cost per click becoming far too high last year. I’ve turned mine off permanently, but if you are interested in trying them or fine-tuning them, Etsy released an article and a related podcast with a transcript.

Louisiana and Mississippi have been added to the list of states that Etsy collects sales tax from.

Etsy raised fees on Reverb to 5%, “to make further investments on behalf of our sellers.”

Etsy will release the second quarter results on August 5. We already know that April and May were record-setting, and June was also probably pretty good.

The site has continued to receive decent media coverage for the mask initiative; Etsy is mentioned in several articles/broadcasts a day as a place to get masks, including stylish ones. This article briefly interviews a seller and looks at what Etsy will do next, as the mask demand peak might be over.

Now that people think of Etsy for things like face masks, Etsy is continuing to market itself as a place to buy everyday items, something it shied away from for a few years. (Remember when Etsy was all about “owning special”?) They’ve added “Everyday Finds” links & Editors Picks pages, and have published tips on what pandemic shoppers are looking for. (Note that the year over year values compare this April to last April, and so were during peak lockdown for the US.) “Keeping surfaces clean is top of mind these days, and shoppers are searching on Etsy for many types of cleaners, from all-purpose scrubs to washable sponges...134% YoY increase in searches on Etsy containing “ceramic sponge holder.”...”74% YoY increase in searches on Etsy containing “mug”...”352% YoY increase in searches on Etsy containing “diy”.

Please correct me if I am wrong, but this page on the search and ads algorithms appears to be relatively new.

SEO: GOOGLE & OTHER SEARCH ENGINES

The sea change in online buyer behaviour during the pandemic may mean that you need to update your keyword research. Keyword volumes have changed, some very dramatically. For example “‘adult bikes’ shows a massive upturn.This represents over ten times as many searches for this term compared to just under a year ago. If you projected this back in 2019 you’d probably be laughed at.”

Speaking of keyword research, if you need a refresher on why you should do it and how to approach it, here is a recent article.

There are many different ways to get backlinks; here are a few that are pretty easy [video & text].

Are longer blog posts better for SEO? Not necessarily, as long as you cover the topic well. The exception is that blog posts under 300 words are usually not worth writing.

Most SEOs think there was an unannounced Google update around the third week of June. Some are reporting that sites that specialize made gains, as opposed to those who have more general material. That same study reports Etsy had one of the largest traffic increases, but not as much as Pinterest (I’ve been seeing a lot more pins when Googling lately, so this seems likely.) Government websites also seem to have received better visibility. “As Google has described in their document on how they fight disinformation, they describe that their systems are designed to prefer authority over other factors “in times of crisis”. If this truly is related to what we saw happen in June, these changes could possibly be reversed once the worldwide pandemic situation improves.”

Bing released a few basic tips on how to use its keyword planner.

(CONTENT) MARKETING & SOCIAL MEDIA (includes blogging & emails)

TikTok has moved out of Hong Kong, while the US government may be looking at banning them, following India’s move on July 6. With TikTok in peril, many people are now downloading its competitor Byte.

If you use Facebook for your business, please read up on the changes required to comply with California’s new privacy law.

Instagram is now testing an Instagram Shop tab, which allows users to filter by category.

Twitter is planning on starting a subscription service, but deleted some of the details from the job listing just hours later.

One of the results of the big Twitter hack on July 15th was Google removing the Twitter carousel from its search results.

Pinterest searches involving Christmas started way earlier this year, with a 77% increase YOY in April. “That includes a 3x increase in searches for “Christmas gift ideas”, while other queries like “holiday recipes” and “Christmas” were up more than 90% and 80% respectively.” These are good stats for marketers to have, helping us decide when to release and promote new products.

ONLINE ADVERTISING (SEARCH ENGINES, SOCIAL MEDIA, & OTHERS)

Spending too much on Facebook ads? Here are some common mistakes and some suggestions on fixing them.

If you already know that ROAS stands for “return on ad spend” then some of this article may be old news to you.

STATS, DATA, OTHER TRACKING

If you are using Google Shopping with your website, be aware that the Google bots may be inflating your abandoned cart rate.

Google Analytics can help you track the effects of changes to your website, or other business conditions. You can also get alerts when certain types of events happen, or when traffic is abnormal.

ECOMMERCE NEWS, IDEAS, TRENDS

Walmart is expected to launch Walmart+, similar to Amazon Prime, this month. But note that while many brick & mortar businesses are now doing a lot more business online, it is more expensive for them.

For those of you who use Stitch Labs, they have been purchased by Square, and the existing services will likely be cut in 2021.

Deja vu for Etsy sellers - eBay was apparently offering incentive payments for signing up for their new Managed Payments system by mid-July. (Etsy did the same with its Etsy Payments system, but only for Americans.)

Is Amazon Handmade as good for small makers as it claims? Maybe not. If you sell on Amazon, consider these strategies to protect your core business from being swamped by the big A.

Wix has introduced an ecommerce version with a lot more options and integrations.

Shopify’s new “Shop” app has some good features but also some issues. [podcast & edited transcript]

BigCommerce filed to go public, and added Ayden as a payment option. More details on the Ayden move here.

Did you know there are sites you can use to sell your ecommerce business? Here are 10 of them.

BUSINESS & CONSUMER STUDIES, STATS & REPORTS; SOCIOLOGY & PSYCHOLOGY, CUSTOMER SERVICE

US ecommerce sales are now expected to grow 18% this year, while overall retail is predicted to be down 10.5%. “In a pandemic economy, consumers have gravitated toward trusted and reliable retailers. As a result, we can expect the top 10 ecommerce retail businesses to grow at above average rates (21.8%). Amazon will gain US ecommerce market share this year, while Walmart's accelerating ecommerce growth will take it to the No. 2 position for the first time.”

Fear of missing out (FOMO) is a factor you can use to drive sales; here are 6 tips.

Generation Z is acutely attached to internet use, and is more likely to be planning on starting their own business than any other generation.

MISCELLANEOUS

It’s possible that the increase in people working from home will lead to more work hours and therefore more burnout.

#search engine optimization #etsynews #content marketing #smallbiz #ecommerce

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iyarpage · 6 years ago

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6 Tips for Posting Content Anonymously

For one reason or another, you may find yourself wanting to publish things online anonymously. Now to some, the “A-word” conjures up images of hackers, Guy Fawkes masks, and people generally saying terrible things to each other on Twitter. There’s long been an ongoing debate about whether anonymity is something that should even be allowed on the Internet.

Yes. Yes it should. There’s no doubt that there are terrible people in the world; but anonymity is a powerful tool for good as well. Here are some of the more obvious examples:

Fighting the power: It sure would be nice if we lived in a world where everyone in every government had the people’s best interests at heart. We don’t, and they don’t. Ask Nelson Mandela, or any number of other great men and women throughout history who have fought for progress and human rights.

Exposing criminal activity: Whether you’re a crime blogger writing about the criminal underworld, or a whistleblower from some large corporation, exposing criminal activity is dangerous. People have died.

Adult content, and other “culturally offensive” themes: Something as simple as writing your own (very personal) memoirs can draw a lot of unwanted attention from those around you. Even if what you’re doing isn’t morally or ethically wrong by any reasonable standard, people aren’t always terribly understanding. And then, perhaps the people in your life would rather that their personal activities didn’t become public knowledge. Staying anonymous is a good way to avoid unnecessary drama, in cases like these.

Maybe it’s just work: One of my favorite blogs back in the day was Waiter Rant where a then-anonymous waiter told all of his juiciest stories. He stayed anonymous for the simple reason that his bosses didn’t want any extra drama at their restaurant. Besides, rude customers who might’ve just been having a really bad day don’t deserve the kind of hate the Internet can put out.

Not holding back: Webdesigner Depot runs a series of posts written anonymously called The Secret Designer. They’re anonymous, because they expose the underside of the web design industry that the writers don’t want to be associated with.

Now if any of this sounds familiar to long-time WDD readers, that may be because I addressed some of these points in The Ultimate Guide to Blogging some time back. I wanted to address the topic in a little bit more detail, and cover some more options we have for protecting our privacy. Here they are, in no particular order:

1. Paranoia

The most common security point of failure always has been, and always will be people. You could be uncovered by some random screw-up you make yourself, or you could be outed by trusting the wrong person. Even people who would never hurt you on purpose can give things away by accident.

More commonly, people who supposedly want to remain anonymous get caught because they can’t help but brag. If this is something you’re committed to doing, you need to change your entire outlook on life. You can’t be Hackerman by night, and turn it off by day. You need to get paranoid, without acting obviously paranoid; because someone probably is out to get you, but they can tell if you start acting too paranoid.

Sounds fun, right? [/sarcasm] How do you know when you’re paranoid enough? Let’s start with the realization that doing everything on this list alone isn’t enough to keep you perfectly safe. This is a basic beginner’s guide at best.

Oh, and remember to avoid actually writing any identifying information in your actual content if you can help it. Just sayin’.

2. Avoid Big Platforms

Don’t use Google for e-mail, sign-ins, or anything else. Ditto Yahoo, Outlook.com, or basically any other major corporation. If they have a reputation for collecting your data and selling it, they’ll mostly likely sell it to the people you want to hide from.

The same goes for your publishing platform. Simply put, you want as much control over your data as possible. That means you shouldn’t give your data to Medium, Tumblr (which is owned by Yahoo), or even good old LiveJournal (yeah, that’s still a thing). The bigger corporations have a history of playing nice with other corporations, but they play especially nice with governments. They will not advocate for your privacy, or even for your life if you find yourself in that sort of situation.

Their PR teams might mutter something about human rights, but you’ll be human left-for-dead. (Sorry, I wanted to lighten the mood a bit.) In any case, most of these platforms probably don’t even want sensitive content associated with them, and will likely take it all down.

3. Hosting

So if you’re going to be buying hosting, here’s the criteria:

You want privacy nuts.

You want a hosting company that is willing to take the (legal) fight to whoever comes looking.

Ideally, it would be good if they believed in your cause, too. That will make them fight harder to protect your data.

You want your hosting to be in another country entirely. Distance is a good way of delaying people trying to track you down. It means less in this day of the Internet, but it still counts for something.

In general, these guys are pretty good options, and they’ve been around for some time:

IT Itch

Orange Website

Hosting by Anonymous Speech

It should be noted that secure hosting and adult-content-friendly hosting are not the same thing. If you need hosting for those racy memoirs or what-have-you-I’d-rather-not-know, you need to find a host that specifically allows you to host those things in their TOS.

4. Intermediaries

Now remember where I said to be careful who you trust? That still stands. Even so, you may find it incredibly helpful to find someone who can act as your intermediary. If you’re acting in a whistle-blower capacity, you might be able to find a foreign aid worker or activist to do things like help you buy hosting and domain names.

Having a third-party represent you can be indispensable to a smooth operation. But remember that if things are potentially life-threatening for you, it can also get hairy for them. You want someone either committed to your cause, or at least someone who is very, very far away.

If you’re just posting stuff that’s perfectly legal where you are, but still potentially embarrassing, you might use an attorney to handle these sorts of details for you. Attorneys are expensive, but that’s because their silence is worth it.

5. Location and Devices

Don’t write from home, if you can help it. If you’re going to write from home, at least don’t post things from home. Take your device to a separate network far away from where you live, do everything you can to mask your IP, and then post. Do this with different networks, preferably in places that forgo security cameras. This is the time to be most paranoid.

Purge your machine of your notes and rough drafts regularly, preferably right after you’ve posted. Secure your machine with a password only you know on the BIOS, and on the OS, and for God’s sake, use some form of Linux or UNIX-based operating system. Nothing you do will keep a dedicated person who has physical access to your device from breaking in, but you can delay them.

You might consider forgoing a laptop or phone altogether, and just have a USB drive with a Linux OS on it, and no persistent storage. That way, you can go to almost any computer, boot it up with the OS on your flash drive, write your post, and leave. No persistent storage means that your files will not be saved when you shut the computer down.

Now which OS should you use? You might try Tails.

6. Pay Your Taxes

No, really. Whether you’re exposing corruption in your own government, or just posting some artistic photos that conspicuously do not show your face, you need to live as legally and unobtrusively as you can in your day to day routine. It’s the best way to avoid unwanted attention. Remember, not even the Joker would mess with the IRS.

7. Extra Notes

VPNs

VPN services have gotten traction, recently, as more and more privacy scandals hit the airwaves. Most of them, however, are not all they’re cracked up to be. Many keep logs of exactly which traffic goes where, and so they are a weak point if anyone wants to track you down.

That said, you should probably still use one. Just pick one that doesn’t keep logs, and allows you to pay with anonymous options like cryptocurrency. Here’s a list of some of the better privacy-oriented VPNs.

Tor

Using Tor to anonymize your browsing can help, but remember that the network has been compromised before. It’s perfectly fine to use it so long as you realize it’s just one extra layer of security, and not a guarantee of safety.

That’s just what everything on this list is: a layer of security that can, with time, be peeled back. The rest is up to you.

Featured image via DepositPhotos.

Add Realistic Chalk and Sketch Lettering Effects with Sketch’it – only $5!

Source p img {display:inline-block; margin-right:10px;} .alignleft {float:left;} p.showcase {clear:both;} body#browserfriendly p, body#podcast p, div#emailbody p{margin:0;} 6 Tips for Posting Content Anonymously published first on https://medium.com/@koresol

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webbygraphic001 · 6 years ago

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6 Tips for Posting Content Anonymously

Yes. Yes it should. There’s no doubt that there are terrible people in the world; but anonymity is a powerful tool for good as well. Here are some of the more obvious examples:

1. Paranoia

Oh, and remember to avoid actually writing any identifying information in your actual content if you can help it. Just sayin’.

2. Avoid Big Platforms

3. Hosting

So if you’re going to be buying hosting, here’s the criteria:

You want privacy nuts.

You want a hosting company that is willing to take the (legal) fight to whoever comes looking.

Ideally, it would be good if they believed in your cause, too. That will make them fight harder to protect your data.

In general, these guys are pretty good options, and they’ve been around for some time:

IT Itch

Orange Website

Hosting by Anonymous Speech

4. Intermediaries

5. Location and Devices

Now which OS should you use? You might try Tails.

6. Pay Your Taxes

7. Extra Notes

VPNs

Tor

That’s just what everything on this list is: a layer of security that can, with time, be peeled back. The rest is up to you.

Featured image via DepositPhotos.

Add Realistic Chalk and Sketch Lettering Effects with Sketch’it – only $5!

Source from Webdesigner Depot http://bit.ly/2XqeXxs from Blogger http://bit.ly/2ULxaIP

#Blogger

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profoundgardenertree-blog · 7 years ago

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Farner Tennessee Cheap car insurance quotes zip 37333

"Farner Tennessee Cheap car insurance quotes zip 37333

Farner Tennessee Cheap car insurance quotes zip 37333

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I know that the full insurance may be roughly 140-160 a month for me, but I was told by a friend that his insurance is only 80 bucks a months because he only got the liability insurance in which his insurance only covers the other car, but not any damage done to his own in the case of an accident. Keep in mind, he's male, and he is also 21. I'm looking to buy either a: 2000 sunfire 2000 cavalier 1995 jimmy 1998 chevy tracker 1993 bmw 325l ....and the idea is that I would get it with the liable insurance to save some money. How much may this cost me a month? I have no history of any driving infractions or accidents.""

Estimated car insurance premium for a Camaro/Corvette?

I am looking to buy either a 2002 Camaro (5.7L V8) or a 2000 - 2002 Corvette (5.7L V8). I am wondering how much insurance will cost me. The detailed information and questions are as below: 1. Age: 34 2. Have been driving in the States for little less than 4 years. No accident at all. Only one speeding ticket about 3 years ago. (I had been driving for 10 years in Seoul, Korea with no accident at all, but it didn't count) 3. I used to drive a 2007 Toyota Tundra (5.7L V8), which I sold a few days ago. I paid about 450 dollars/6 months for full coverage. Questions: 1. How much would it cost me if I buy either one mentioned above? (even ballpark number would be appreciated) 2. Do year and purchasing price (or resale value) affect premium? For example, buying a 2008 brand new Corvette or a 2000 used Corvette makes a difference? 3. I know it would be higher to have a sports car, but do my age and driving record affect premium? If yes, how much do they affect?""

What are the topics for research in insurance?

Can i use a PO BOX for car insurance mailing address?

When i quoted my car insurance, i used my apartment address. After i bought the insurance, i asked them to change to PO BOX as my mailing address. Later on, when i moved to another apartment, i didn't update my current physical address with my insurance company because i am using my PO BOX as my mailing address so far. My question is if somehow i get a car accident, will the insurance company deny my claim because of not telling them the current physical address? Additional information the past and current of my apartment address are still in the same state, Texas.""

Are there any cheap car insurers for older cars?

I am a 38 yr old woman who has held a license for 20 yrs but has not driven for about 10 yrs. Therefor i have no NCB (No claims bonus) which i can use as it needs to be current or expired for no more than 2 yrs. I have bought a very cheap car for about 300.00 and have looked at insurance but the cheapest so far is around 600.00 which i simply cannot afford. If i could afford to pay that amount i would have obviously bought a car that was worth much more but unfortunately at the moment a cheap car is all we can get. We have been desperate to get a car as i am in a new relationship and my partner has a 13 yr old son who we want to take to lots of lovely places over the summer holidays for some fun. It seems that we will not be able to do it as the insurers are penalising me and im sure lots of other drivers who are sensible drivers but have just not driven in a while for many different reasons - I think this is very wrong! I cant feasibly pay 600.00 for a car that isnt even worth quite half of that - its lydicrous!! Please can someone help me by pointing me in the direction of a cheap insurer who is prepared to insure for the minimum amount. I have read about pay as you go car insurance but dont really know if it is a good option although we ont be doing many miles so i dont know. If anyone has used pay as u go car insurance could u tell me if it is any good please. I hope anybody reading this can help me with the cheapest insurance possible as i am totally deflated at the moment as it has taken us ages to save up enough for the car and tax and what we thought the insurance would be ( we saved another 300.00 for insurance as i thought it would be as much as the car roughly). Thankyou ever so much. Jane.

Insurance Quote for teenage driver?

Can you give me an estimated insurance rate based on the following - 18years old college student with 2 years foreign driving experience, one week old US drivers license - Never involved in any accidents - Toyota RAV 4 2009 4WD""

What car should i buy a 1999 bmw m3 or 1995 camaro Z28 convertible

they are both stick and under 5 grand. i am 17 and how much do you think the insurance will be. this is all in planning on buying a first car

I dont have car insurance and someone hit my car and im not at fault does it matter if i hav insurane or not?

Insurance for GSX-R600 does make and CCs matter?

Say if you had a 750 would it drasically spike the insurance as if you would have bought a 600 instead? What are all the factors that insurance companies go through to give you a quote? What questions are asked? If you could answer this too it would be great :) Make/model of bike: Age: CCs: YO experience: Thank you!

""TRAVEL INSURANCE for South America, USA, Europe!?""

I have been quoted an obscene amount for travel insurance. I'm traveling from Australia and will be overseas for 12 months (1 day USA, Europe 2 weeks and Colombia the rest of the time). I need medical/valuable/flight cancellation etc insurance. The medical must include dental and not only emergency (I want to be able to go to the doc's for a checkup if need be). I would like an affordable price...""

Driving without car insurance?

So, Im broke and I know its a really awful idea to drive without car insurance, but Im a little unclear about what the rules actually are. I know it is illegal to drive without car insurance b/c I got a ticket for it once when I just didnt have my proof of insurance with me, but it was a pretty small fine, is that the only legal consequence of it? I'm a pretty good driver, no accidents so far (knock on wood), and if I were to get into an accident it would probably not be my fault. Is it true if you get in a car accident without car insurance and its not your fault then you are still financially responsible for the damages to your car? ...Like because you dont have insurance the other drivers insurance doesnt acknowledge the accident or something? Anyway, as of 10 min from now my insurance policy will expire and im tempted to not get new insurance for a month or so until im more financially stable. What are the consequences im missing? Anyone know of really cheap insurance? other thoughts? BTW im still paying down the last couple thousand dollars on my car so I think i may be required to have full coverage insurance or I default on my loan, but im not sure. My loan is through a credit union, what may be the consequences if they find out?""

Is the acura rsx a cheap car to insure for 16yr old?

Is the acura rsx a cheap car to insure?

Should Insurance companies be forced?

The proof, via memeorandum: Obama administration approves no-cost birth control, including morning after pill Pro-lifers are horrified at the announcement Monday that the Obama administration has approved a recommendation from the Institute of Medicine (IOM) to guarantee full health insurance coverage for birth control, including the so-called morning-after pill, under the Affordable Care Act. The new guidelines, which the Department of Health and Human Services (HHS) labeled historic, will require new health insurance plans to include womens preventive services including FDA approved contraceptives, breast feeding support, and well-women visits all without charging a co-payment, co-insurance or a deductible beginning August 1, 2012. The Affordable Care Act helps stop health problems before they start, said HHS Secretary Kathleen Sebelius in a statement. Babies are a problem now. Remember that Obama equated babies with an STD:""

How does car insurance work?

I have a brand new car that has a 3 foot long scratch on the driver side after being parked on the street. It starts over the left front tire and ends towards the driver side door. I am taking it tomorrow to see if it can be buffed out, but if not I am going to take it to an auto body shop. How do I find out how much it costs? Next to property damage, it says $317. Is this my deductible? And how much I would have to pay? Can someone please explain this to me?""

Car insurance - if 2 people are going to drive the car are 2 seperate insurance policies required?

My roommate is looking into getting a car and wants to give me access to driving it. Do we need to get 2 seperate insurance policies to drive the car. How does insurance on a car work?

How much would auto insurance cost?

I am going to be driving soon (I am 15) and I'm looking into buying a car/truck. I would like to know how much it would cost for me to get insurance so that i can drive soon. Thank you!

Car insurance? cheaper to be on parents plan?

I am looking to make my auto insurance a little bit cheaper and save some money. could I had my mother put my car on her insurance and put me as a primanry driver if i dont live there?

Farner Tennessee Cheap car insurance quotes zip 37333

Car insurance for a Nissan 350Z?

Would it the car insurance be expensive for the Nissan 350Z if my parents bought it? But its for me. Yes, they're older than 25 :p and they own a car of their own. But this would be my first car, of my own. Not me driving theirs everywhere. lol. Cause i heard something about being a first time driver or whatever, being a teen and under the age of 25 with a two seater car that insurance can be hectic? But im not paying for it. And i can't make up my mind between the Audi TT or the 350Z. But i will start paying for it when i get a job, 16th birthday isn't to far. Which would you choose and why?""

How much would car insurance be for a vauxhall Astra VXR?

How much would a vauxhall astra VXR car insurance be for a 17 year old In the uk

Can I drive my car without insurance?

I don't have insurance yet. But my car is insured under both my parents name. So if drive my car with my mom or dad is in the car with me, and i get into an accident, will it still be insured cuz my dad or mom was in the car with me? Mom says it won't be insured.""

Cost to insure sport bike? Ninja 250?

I'm 18 in WIsconsin. Live in country-ish area. Or how do I find out? Call our family agent? Or just the insurance company.

""Silly car insurance cost, why so much?

I am a 40 year old woman who is taking my driving test next week. I have run through some quotes for a car (nothing flash or sporty) and the cheapest I can find is 1450 fully comp. I thought this was some kind of joke but it appears to be true. Why is it so much? I'm not a young person but this has priced me out of affording a car for the foreseeable future. I've just wasted 4 months learning. Why on earth is it so much and why are they getting away with it? It would be cheaper to take the risk and get a fine if I was unlucky enough to be stopped surely? Not going to do that before anyone gets on their high horse but just saying.

Cheapest car to buy and run?

Please tell me what's the cheapest car to run (inc car tax, insurance and fuel) and that is fairly cheap to buy.""

How much money should the insurance company be giving me?

I was in a car accident. An suv hit me (perpendicular to my drivers side), which made me hit a mazda and it spun out of control. The suv that started the accident RAN OFF! They did not realize their license plate fell off and they actually filed a claim saying they were hit in a parking lot! Anyways, it totalled my car so my insurance co is giving me $6200 for my car, but deducting $500 for my deductibl because at first we could not find who was driving the vehicle. Now the drivers insurance company has contacted me wanting to meet to discuss how much money they are going to give me. He said they will be giving me money for my deductible, medical bills, missing work, missing school, inconvience, stresss and pain and suffering. We are meeting today to negotiate the amount. I am not sure what is a reasonable amount, my friends told me $5400 - 8,000. I'd like about $6000-$7000. Do you think this is right?""

Gap Cover Insurance-Australia?

I have my car on finance on a 3yr contract. I was told that I'm paying for 5yrs of gap cover but only using 3 and at the end of my term I should get a sum back. How much does Gap cover cost? I want to work out how much i'll get back.

18 year old new driver? Best/cheapest insurance companies?(uk)?

What is the best and cheapest car insurance for me?

Okay so im 18 and im buying a brand new car all myself in about a month maybe less a kia sorte 2013 and of course i will need full coverage. I have good credit and i dont know anything about all this stuff i could use some help please...i just want to know what is the best choice for me i live in brownsville texas if that helps..

Will having a new licensed driver in the house affect car insurance rates?

I live in New York, and I'm getting my license. My sister is afraid that having another licensed driver living in the same household will raise her car insurance rates. I told her I didn't think it would, since I wouldn't be going on her insurance, I would be getting my own. Does anyone know the answer?""

Dad wont pay for insurance?

I went to school today to get my parking permit and I needed a couple of things including a copy of my insurance and my registration. The problem was that my name wasn't written on the insurance card but Im still insured under my dads name. I told him about it and he called the school, after that he called me and told me not to talk to the people that were in charge of giving out the permits because my name wasn't under the policy it was just that car that was under it and who ever drove it was covered. He also said that he doesn't want to pay 1400 to add me on the insurance even though he makes 6000 a mont, and the last thing i want to do is park my car in the neighborhood next to the school if i did that there would be no point in getting a car. I need help what should i do this is stressing me out!""

Do you have health insurance?

if so, how much is it per month? How old are you? What kind of deducatable do you have? feel free to answer also if you do not have insurance? also, do you support obamacare?""

Cheapest car insurance for new drivers?

Co-op seem to be the cheapest i can find at the moment, i am going on my dads name because we are both going to drive it and he has like 11 year no claims, so far co-op seem the best (coop seem to go by the age of the car) the older the cheaper, im looking to insure either a fiesta a clio or a corsa, something like that, could you from experience or just knowledge tell me which insurance is the cheapest, by the way im 17""

Average health insurance annual limit?

How much is the US health insurance annual limit. I'm talking about the amount the insurance company will pay to the healthcare provider. NOT what the customer would pay. IE: I go to the hospital for chest pains with insurance. I pay a deductible (a) and the insurance company pays the rest (b). Most insurance companies have a limit for the amount they will pay towards (b). I need to know what the average limit is. Google is failing me here, but maybe I'm just doing it wrong. Just to be clear: I am looking for a dollar amount not a percentage. I am not interested in what the person pays, just what the company pays. Thank you!""

""If im a 21 year old female wuth a dui, how much is car insurance?

I'm 21 with a dui on my record. Approximately how much would car insurance cost on a 2000 Ford escort?

Does your insurance go up?

If you park in a bus stop zone, in NYC, and get a ticket. Does your car insurance go up? What happens? I paid it off right away in like 2 hours, will there be something else?""

Does anyone know of any cheap car insurance for an 18 year old?

How can i get free health insurance?

i live in Pennsylvania. i need health insurance. i am 18, live with my boyfriend at his moms house. i have no job, she has no job, no one in the house has a job. my mom moved to florida so i can't have her help me anymore. how can i get free health insurance? like completely free. i can't even remember the last time i went to the doctors, i really should go for a checkup. please help.""

Can I sue my auto insurance company for an at fault accident with an insured driver on my policy?

I was a passenger in my own vehicle during a near fatal accident where the driver, who is an insured driver on my policy, had road rage with another driver. The driver ended up receiving a DUI as a result of the accident. I tried to sue my auto insurance company for under/unisured motorist, but since the accident was a sole vehicle accident, the insurance company would not settle for my injuries. Due to the nature of the accident and the result of the driver being intoxicated, the auto insurance company accepted liability for the driver's negligence and tried to settle for $4,200. I ended up hiring a lawyer because I have an unpaid hospital bill in excess of the settlement amount. In addition, I have had complications from my injuries and need lifetime treatments. We have an arbitration hearing next month, but the driver is only named on the lawsuit, not my auto insurance company. This accident happened in Pennsylvania and I had full tort, stackable, 100,000/300,000. My question is...why is the insurance company not insuring the named insured driver (who by the way happens to be my husband), on my insurance policy?""

What does it mean when your employer will contribute 100% of your insurance premium?

I am on my husbands insurance and we pay $110 a month for health insurance. I was reading through his contract and it states that The school will contribute 00% of full time employees' single and defendant premium coverage. Why are we still paying for the insurance? What am I missing?

Do all pharmacys run your insurance?

Do they have to run your insurance whether you tell them you don't have it or not?

Car insurance qoute.....?

Anyone know of a website that will give me an average qoute on types of Cars/Pick-ups, Canadian website perfered.""

Which is more expensive to maintain. BMW or Acura? Is insurance price higher?

Can you not just pay liability instead of the full coverage car insurance if your car is not paid off?

Can you not just pay liability instead of the full coverage car insurance if your car is not paid off? I am confused, I just want liability on my car, because full coverage car insurance is too much for me to pay? Is there no way around not paying for full coverage? People who just have liability, is there car paid off and they are not making payments?? I am very young so I do not know much about this kind of stuff!""

Farner Tennessee Cheap car insurance quotes zip 37333

USAA Full coverage auto insurance covering theft?

Last night my husband and I were hanging out with some friends and someone broke into all of our vehicles and stole stuff. However, my husband and I drive a 2009 Mitsubishi Lancer and it was locked, yet someone managed to get in without causing any damage whatsoever and stealing our xbox 360. Weird thing is, my purse was in the car with everything in it, and so were the guitars for guitar hero and our entire CD case, and the only thing that was stolen was the xbox...Weird I know. We go through USAA and have full coverage. My question for anybody who knows or has a good guess is, do you think that our insurance would cover that? We don't have a receipt or anything since it was bought so long ago. Thanks for all your answers in advance and remember best answer gets 10 points =] Happy answering! Amberly""

What is a car insurance raise depend on? ?

Hello, I come here because everyone I ask just tells me not to worry about it and I JUST WANT TO KNOW! Sorry if this is way too long. I don't want to miss anything. Anyways, I got into a minor accident recently. When I say minor, I mean minor. I bumped them at a red light because I scooted up without looking. Didn't even touch the gas. This is my first accident. I'm twenty years old. When I went to look at our cars my car was a little scuffed, nothing that a little buffing couldn't take off. Their car, was even less. One of the passengers (there were 5 adults total, two children sitting on laps) claimed his back hurt. I was in panic mode as the driver told me that we could handle this without contacting insurance. Later I came to my senses when I realized that this guy with the back injuries was going to keep coming back to me asking for more money, so I told them to call my insurance agency. My question is, does anyone know in the state of Florida what determines how much your car insurance goes up? His injuries (not positive but almost positive) are not bad enough to go into my bodily injury. His PIP should cover it. For example, will your insurance go up based on the damages you have to pay for ? Since I made very VERY minimal damage, will my insurance only go up a little ? Thanks for reading my giant ramble and thanks for responses. Sara""

Where can i get a quote for a bugatti?

i want to get an insurance quote for a bugatti veyron but i cant seem to find a company that insures them. does anyone know a company that will?

Car insurance rates for massachusetts?

I'm a new driver in Massachusetts and I was wondering what the average cost for car insurance is. I read from a place that it would cost about $3,500 and that seemed unreasonably high.""

""Is it legal to drive in California without insurance? (insurance on the person, not the car)?""

Hi, my car is insured, but I just got my license today and I am not insured. The car is under my parents' name and my dad told me it was legal to drive without insurance... but I am unsure of whether this is true or not. Can someone please clarify? Thanks in advance, Liz.""

Is a mazda 3 a sports car too a insurance company ?

will a insurance company consider a simple mazda 3 a sports car ? like not a mazda 3 speed , just a normal mazda 3 sedan 4 door""

About how much would the insurance cost on a 2010 Mercedes Benz C300?

BTW I'M 16 YEARS OLD. Big factor, I know. I know I don't deserv it, I'm too young, yeah, I know. But I don't want any of those answers. Just please answer my question with no complaining about how you didn't get a nice car when you were 16. I just want an estimate. Thanks!""

Car insurance question ?

I am now 20 and i am planning on buying a car. I heard that the insurance price is high for beginning drivers so I was wondering if the price goes down as I age...what are the best insurance companies that do this ? Thanks !!

Where can you find the best/cheapest car insurance for a 17 year old?

I am 17 years old and I hav recently jst passed my driving test. I was wondering where i can find the cheapest car insurance. Preferably, i would like to put myself as second driver of the car (under my dads name who is the main driver). But does any1 kno where i can find the cheapest car insurance for someone my age? Thanx in advance.""

How much will it cost to insure a 2007 acura mdx?

it has white leather seats and the technology package and 130,000 miles on it""

Is Believing in God Similar to Having Car Insurance ?

Believing in God is like having Car Insurance Lls HOPE is Beautiful If you get in an accident you are covered (safe) If not you just short and out of luck ...You can not rule out that God does or doesnt exist....I have Faith that he does so when I die hopefully I meet him...For the rest that dont have Faith they're just cool with the idea that death is just the End and that's their opinion They're not dumb to me at all

Car insurance question.?

OK, so I got my car insurance renewal to start on 16 May, and it went up from 40 a month to 60, for no gosh darned reason. Grrr. I know that the insurance has gone up a lot, and I think they blame the compensation claims for this, but up a THIRD! Jeeeeeez! Last year, it went up from 35 a month to 50 and I had a whinge down the phone at them, and they reduced it to 40 by changing the recovery a bit (I don't get help now unless I am more than a mile from home; but the chances are I would be when I broke down anyway, and even if I was half a mile away, I could walk back!) so I agreed to change that. So I rang them today and they said they can lower it a fiver because I am a 'loyal' customer, (so down to 55 a month.) Big deal! I am nearly 40, I passed my test 20 years ago, and I have been with them 10 years and NEVER made a claim, and yet they bump my premium by a third! I am like It's a LOT of dosh. Does this seem like a ludicrous leap to you? Has yours gone up a lot too? Does this sound like a high amount to pay? (55 to 60 a month.) Or reasonable for a 38 year old woman? It does include recovery in this quote, and the recovery is about 130. But 2 years ago, I was paying 35, and this year they are asking for 60 a month! I do like this insurance company and have my home insurance and pet insurance with them too, and don't want to leave, but a jump of a third!""

Is auto insurance cheaper in Texas than California?

Would my father's insurance go up if...?

If I were to buy a car under my name and insure it under my name, would my dad's insurance rates rise because I live at the same address?""

Cheapest insurance?

what is the cheapest car insurance in Hamilton Ontario Canada if i was 19 years old and i got the g2 3 moths ago?

Fronting? - UK Car Insurance?

Hi, Could anyone give a proper definition of fronting regarding car insurance in the UK? For example, who goes under the heading of a fronter? In which cases would it be illegal to go under a more experienced driver's insurance policy? I understand why a 17 year old who just got their driving licence wouldn't be allowed to hide behind their parents' 20 years of No Claims, but would a 25 year old be able to go on their parents' policy? I've tried looking at the insurers' websites but they'll happily give a quote for anything, even if it's illegal, without saying so, so I can never be sure if it's wrong or not Thanks :)""

So where do I get health insurance?

My job doesn't give me health insurance and I'm usually broke and mommy and daddy can't get it for me. Where do I go to get health insurance?

What are the best car insurance company's?

In California it is Wawanesa low insurance rates for good drives only

What sensible action can be taken to overrule discriminate car insurance rates based on age and gender?

It is and should be well known that all, or almost all, car insurance companies have outrageously higher rates for male drivers and elderly drivers. Naturally these are based upon statistics that are likely agreeable enough, but it is still highly unjust to charge more simply because a driver is a certain gender or age. Alone this is not inherently a problem, however, the government now mandates the acquirement of insurance, which changes (or should change) the business's status from that of being privately owned. Point being, if you MUST have it, then the rate must be based on the sole individual owenership of the insurance, e.g. driving experience, amount of accidents, car safety rating, etc. The same bias would be exacted in saying that African American people are more likely to have an accident than Caucasion people, but that would have a 0% chance of standing in any public eye or court of law. This action might be legal, but it is inarguably injust and should not be legal under any circumstance. Discrimination is rampant enough throughout society, and certainly should not be introduced into the corporate or political world. Unfortunately this question is leaning on the brink of a rant, which is prohibited by the guidelines, so it shall be continued only for a short while. The basic question is simple. When will something be done about it, who will do it, and how will they do it. I would undoubtedly challenge its legality myself, and still might in days to come, but unfortunately my age does not coexist well with my ambition, aptitude, or will. So it would be preferable for some other courageous folk to challenge it themselves, which raises the obvious question: How?""

Immigrant Health Insurance?

How can a new immigrant in the US over 65 years and with pre-conditions obtain health insurance?

Im 71 years old will 1 speeding offence offence two years age effect my car insurance?

I have always used a Mobility car, hence the ignorance re, insurance""

Cheap car & insurance for young male driver?

Cheap car & insurance for young male driver? My brother is 23. He has passed his licence 2 years ago and his pass plus 1 1/2 years ago. He's still struggling to find a car & insurance that he can afford. He's not fussy about the type of car so long as it's not a girls car (ie chiqichenco). The insurance can be third party etc. He has a budget of 400 for the car, what should he buy? The insurance quotes so far for various 1.0l-1.3l cars have all been over 1000 which is out of his price range. Any help would be greatly appreciated. xxx""

Can car insurance be under my name if the title of my bfs car is in his name?

My bf is getting his mothers car. Can he put the title and register it in his name but have the car insurance in my name? He wants the insurance in my name so that he has a better rate. He had a DWI 2 years ago. If that is possible what kind of issues could i possibly have if the insurance is in my name.

What are the factors affect auto insurance Costs?

Auto insurance discount can greatly reduce your auto insurance costs.

Is there any programs in Tennessee (US) to help single mothers with car insurance?

I know this isn't the right catagory (I posted it in the correct one also) but I usually get good, helpful answers here so please try to help me! I am a single mother and I do work, but it's only seasonal, as of right now (there is talk I might be hired on full time but the hours would be very slim for a while after the holidays...it's retail). I was attending college online and I paid 6 months of car insurance with my living allowance from my student loans...well..my (ex) partner lost her job and we had to move and I was going through too much stress with a newborn and moving and everything that I had to quit school...now in December my insurance is due again and I am not going to have the money. I just started working so I haven't made any money yet. Is there anything to help me pay car insurance? I am trying my best make a better life for my daughter and I, but it gets soo discouraging working but still stressing soo much over money. I am trying to take care of my student loan but I have to come up with like $1500 to pay at least half of what I owe before they will give me another loan to go back to school and get a degree and I do not have that kind of money and with little family support no one will loan me that much. Please help me I dont' know what my options are right now.""

Farner Tennessee Cheap car insurance quotes zip 37333

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One drunk night I managed to crack the screen on my (orginial) Blackjack. I bought it in June of last year and its on a 2 year contract, but i do have insurance on it. What does insurance do? Fix the crack on the phone i have? Send me another blackjack? Can i get a different phone? I dont want another blackjack when theres a blackjack 2....anything you know will help.""

Hit a pole. Should I file an insurance claim or pay out of pocket?

We rent an apartment at a big complex and each unit gets a carport. If you can picture it, it's just one large, covered structure with two 4'x4' wood poles separating each port. Coming home, one of us turned into the carport but the turn was a little too short and the car struck one of the poles. Fortunately it did not damage the carport, but the estimate for supplies and labor for a new pole to be cemented and installed was between $300 and $400. They don't care if we pay it out of pocket or file with our insurer, as long as they get their money. I am finding this tricky. It's a little more than I want to pay out of pocket knowing I have liabillity insurance but at the same time I am concerned about the effects on our insurance rates if a claim is files. We both have several years safe driving records. Any thoughts?""

94 firebird formula v8 insurance rate?

I'm turning 16 and I am getting the 94 firebird out of the garage. how much do you think it will cost for insurance for me? and how much do you think it would cost under an adult insurance rate?

Can I save money on insurance?

If I get hired as a Medical Assistant, can I use that to my advantage on car insurance and get a discount? I am currently in sales and might get a job offer as a Medical Assistant here soon. I am graduated from an accredited program and have my Certification. Thanks, for your time!""

Life insurances?

types of insurance available in USA

How much will it cost to get me listed on my mom's insurance?

And do I have to be on their? I only want to drive it once. Thanks.

2008 Harley Low Rider insurance?

Hey I am 17. I just got a Harley Low Rider (1584cc) and gave been riding it with out insurance for the past month and I was wondering how much would the insurance cost for it.

Is it illegal if someone else pays for my health insurance?

I lost my job last month, and I need to know if there would anything illegal or wrong if say a relative paid for my health insurance until I get a new job? The insurance is through this new Affordable Care Act program.""

Car insurance and CVT?

What is insurancegroup 13? how much would insurance be for a 16yr old first time driver on Mazda MX-5 2.0i 2dr Powershift Convertible. And cvt means the gears change by them self? good/bad? thanks

What is the penalty for driving without insurance in California?

If you have proof of insurance, and you pay monthly for insurance but it is invalid insurance because your license is suspended. I've seen answers from $500 up to $2000 what is correct.""

Where can I find public actuary data for car insurance?

where can I find public actuary data for car insurance. i need that to develop models

How much is mobile home insurance in South Florida?

Looking to buy a vacation home in West Palm Beach. Does anyone out there who actually lives in a mobile home in South Florida tell me how much to expect? The park is on the Intercoastal, I was going to buy for cash but now the douche bag owner raised the price so now I am going to look else where and may have to finance some of the purchase price and I am assuming that I will have to insure it. I am expecting the worse. Please only answer if you really know a number.""

Whats the cheapest car insurance for full coverage?

Electrical job expense cost average?

For my hw, I am doing take off for a 1 story 28325 sq ft building. I have to account for the costs for the total job expense. The problem is I don't have experience in the industry. Can you give some average total cost for electrical distribution, branch, and lighting job. Per month - SITE OFFICE (per Month) SITE STORAGE (per Month) CONSUMABLES SMALL TOOLS COURIER TEMPORARY LIGHTING TEMPORARY POWER SAFETY SPECIALTY INSURANCE USL&H INSURANCE SCAFFOLD RENTAL SCISSOR LIFT RENTAL ELECT 25' BUCKET TRUCK RENTAL BOOM TRUCK RENTAL SITE VECHICLES FOREMAN/GF TRUCK PARKING (per vechicle) LABELING FIRESTOPPING SEISMIC ENG. CALC. FORKLIFT GAS 15' BOOM LIFT 40' BUCKET TRUCK FENCING HEATING EQUIPMENT RENT COPY PLAN & PRINTS OFFICE SUPPLIES DUMPSTER If I also account for permit cost of 1 %, would I be multipling to the total labor and material cost, subtotal all costs, or profit???""

How Do I Get Medical Insurance...???

In my situation: I'm 16 and covered under my mother's insurance through the state because she has a disability- I'm moving in with my self-employed father who's covered by his wife's insurance (which is through her job). When custody get's switched over, I'm no longer covered by my mother, and my dad doesn't have his own plan. Since no one can afford 700 dollar bills every time I get a sore throat or tooth ache, what the hell should I do? Advice PLEASE.""

Car Insurance Price..........?

I have a question on Car Insurance price.. In the state of Virginia If I get my license at 16, and not drive till I'm 18, meaning I let my license sit, is my insurance going to be cheaper when I turn 18? So basically, is my insurance going to be cheaper if I get my license at 16, than 18?""

suv insurance

Anyone has geico car insurance? please help!?

I take my drivers test real soon, 2 weeks after school starts, so the first two weeks i have to ride the bus. i'm a junior, and i have many activities going on after school, i don't want my dad to keep dropping me off and picking me up. So i was wondering how long does Geico car insurance take process. I am not allowed to drive right after getting my license because i don't have car insurance. I have to get it after i get my license but how long does it take to get the car insurance? will the geico car insurance be done within few day so i can drive the car to school?""

What is the car insurance system in UK? How much and what else?

Let's say I bought a car with insurance group 20 what do I have to pay per year. I know for the 1 st year I need to pay 1000 and then half of it for the later years. Except that what taxes and all do I have to pay? How much is it gonna cost to afford a car with all the legal issues?

Do i have to keep paying insurance on a scrapped car? My insurance runs out in August.?

I am planning to scrap my car next week but my insurance runs out in August. Am I legally expected to continue paying for it or can i cancel it?

How much is car insurance for a 21 year old female?

I'll be a first time driver as of next month and I was curious how much I'll be looking at as a ball park estimate on my insurance rates. I know I'm a late bloomer for driving but I have never needed it as I live in a city. But as I want to do and go more places, I need a car now. Especially since I'm moving out of state, on my own, in 6 months. I was wondering how much I'm going to be looking at. I'll be driving a small sedan, maybe a 04-05 Honda Accord or Civic. I live in Texas now but I'll be moving to Ohio, in February, and if anyone could give me rates for both places I'd be much obliged! Thank you so much for even answering my question :)""

Where can we find cheap life insurance?

Can my brother drive my car without insurance?

My insurance company is with Statefarm. I'm the primary driver with full insurance coverage for the car. My brother just received his license but does not have any car insurance YET. Would it be legal for him to drive my car and if so, would my car be covered by the insurance company if he gets into an accident. I am from Canada, Ontario.""

I have an old car ... is it worth it to be paying for 100/300 insurance coverage?

I am driving an old '97 accord, which I got after someone hit & totaled my previous car last year. I have been paying 100/300 JUST liability insurance for it, but I want to know if it is worth it. I am paying approx $100/month for just all liability at this rate. I lowered my coverage and 25/50 is approx $70/month, so I want to know if it is worth it. I need advice since I know nothing about this at all. I don't mind paying if it is a better option, but I also don't want to overpay for an old car. Any advice is greatly appreciated!""

Can I Switch To Another Car Insurance Company?

I hate my current car insurance company. I was paying about $12 less every month with my last one for the same type of coverage. The only reason i got this insurance is because my last one was about to expire. I wanted to go shopping for car insurance and my GF's sister told me about this one and she didn't wanna give me a ride to look for cheaper insurance. I guess she just wanted to get her $25 the car insurance company gave her after i signed up. B*tch. Anyway, I am paying around $45 a month and i wanted to know if i could switch car insurance companies. My current car insurance does not expire until March 2011. Also, will i have to pay that first month down payment thing with the new company???""

Cheapest auto insurance for 18 year old?

i am 18 years old a female and i own a 1996 chevrolet s10 2wd pickup truck i have had my licence since i was 16 and i am wondering if any one knows of any cheap insurance i live in st.petersburg florida please help!!!

How much does having a reliable car and insurance effect child visitation through the courts?

Here in California

How much does a clio sport 172 cost to insure?

im thinkin of gettin a clio sport 172 how much is the insurance? per month? if you could please state your age as well thanks

What will Insurance company do?

My brother got hit by someone while driving. He and this other person exchanged information and the other person agreed to write him a check, but never followed through. He isnt sure if the person who hit him had insurance, but has a feeling they didnt. He reported the claim to his insurance company, but decided to sue(small claims) the person who hit him on his own for the deductible. When he arrived to court he found out the person who hit him filed a counter-claim for damages done to their car, but they are the ones who hit him! Can he get the insurance company to give him a release letter to sue on their behalf or will they take over? I dont know what to tell him or how to help him. Help please!!!""

Life insurance.........?

my boyfriend wants to get life insurance. he's 18, healthy, doesn't smoke. what's the best company to get it with ?""

Can an insurance co.legally drop my homeowners ins.?

Have had insurance with the same company for about 20 or so yrs.Home and auto.They recently tried to make my 60,000 dollar home worth over $100,000,000 and charge me a lot more for ins. and I said no there is no way my home is anywhere near that amount.Next thing I know I got a letter saying my home wasn't up to the standards they require.Is that legal??""

Is there more opportunity in life insurance sales or as a real estate agent?

I am wondering what is more lucrative life-insurance sales or real estate. I have a passion for both of them I am just wondering what is the most lucrative and what offers the biggest opportunity to become a millionaire in. I have been offered a position at mass mutual. I have a big interest in investing and stocks. They sell mostly insurance products. But you can also get your series 6 and 7 and sell securites. What is the biggest earning potential, life insurance sales, or working as a real estate agent. Any guidance would be great. I'm on a road trip so If there are typos my apologys.""

How does auto insurance work?

If you are in an accident and its not your fault ,who pays for your damages? Also what happens if you parents lend you there car but you werent on there insurance and now after the accident you are on the insurance. Can the insurance cover you now that you have been add to your parents insurance.""

Insurance on g35 coupe?

I'm looking at buying an infiniti G35 coupe (don't want the sedan) couple years older though maybe an 03 or 04. I'm just wondering how much insurance is going to be roughly? I'm in the process of getting some quotes, but just some insight and second opinions would be nice. Anything specific I can do to keep insurance lower? I'm currently driving an 05 mazda 3 and I'm 20 years old with clean driving record. I know there is alot to factor in such as where I live and how much it is going to be driven, but if right off the bat if insurance is going to be killer than I won't even bother. any input is welcome, thanks in advance!""

Is it expensive to insure a Prius?

I want to invest in buying a toyota prius but I heard that the insurance for these vehicles is expensive. I have Allstate insurance. Anyone who owns a prius, is the insurance ...show more""

Would I able to stop my car insurance if the car has not been fully paid?

I bought a car, mazda protege and I'm planning to just store the car in my garage and not drive it for a year. obviously , Im not gonna be using it so its stupid to have an insurance for it. but the car is financed from a bank, I owe the bank a car loan. would the bank care if theres no insurance on the car. help pls.""

Does having a bump in a company vehicle affect my personal Car insurance?

I have been asked to drive the home delivery van's for a supermarket, I haven't agreed yet as I want to know in the unlikely event of a bump would this affect my personal car ...show more""

How much does it cost to own a car right now?

looking at a 1.5cc car costing abt 13k....how much will i have to pay a mnth for the car including insurance, parking etc?""

What are some Big name Insurance companies?

Admitted Carriers I believe is the Term for Big name/Most Legitimate. I am in California. Please give me a list, of all the ones u can think of, all the commercials u can remember, what ever. I need to contact every single big name company, I am shopping for Commercial Insurance, & Need to find The Best price & Best policy thank you very much! & May god bless you!""

2006 cadillac cts insurance rate for teens?

i want my dad to give me his car but i wanted to know how much the insurance would be its the base 2006 2.8L cts and its salvaged , so yeah state farm rates would be a +, State of California""

Do I have to have car insurance in wis?

I have a car that is old, ( a VW Fox to be exact) and i was wondering if i need to have car insurance for it? i use the car for nothing more than to drive to work and back, because of the amazing gas milage, but i was woundering if im going to get into trouble if im ever pulled over and dont have insurance. I live in WIS so keep that in mind. Any help would be welcome. thx ahead of time.""

My daughter is 17 next week....where can I get cheap car insurance from? I want to add her on to my policy?

She will be an additional driver. My existing insurer has refused because of her age and inexperience.

suv insurance

How much would car insurance cost for me?

i'm 16 and i live in the southern california area, around north hollywood. i would be driving a honda accord, thats leased so far but we're (family) is planning on buying it soon. i also have pretty good grades. how much do u think it would cost? and which auto insurance is best and the cheapest?""

Cheap sr22 insurance?

I'm looking for a cheap sr22 insurance. Anyone can help me? Thanks

Whose insurance will be raised?

A couple weeks ago I let my grand daughter borrow my car to run up to the store for me. While she was gone, she was in a car accident in the parking lot of HyVee. She gave my insurance because she was in my car. Will my insurance be raised, or will her's? We have different insurance companies.""

""Car Insurance, young male?""

I'm 18, i applied for a 6000+ loan and was approved, I didn't even need a cosigner because my income is very good. Its too bad the insurance company's just DESTROY ME when I find a car I like. I dont wanna drive a damn beater, I dont care how much it will save me. I am currently insured under state farm, they told me insurance for a mitsubishi diamante vr-x would be about 2800 a year.... My family has been with state farm since my grandpa, we have insured over 30 cars in our familys, and this is just the terrible quote they give me!? Its despicable, I refuse to insure with them. What are some good insurance companys that will cost less? I already checked e-surance and the price was better by far.""

Where can a Construction company get a cheap insurance and bond?

Hello, I just started a small family construction company ( tile ) and would like to know where you can get a cheap bond from. Our company is in Seattle Washington. Can someone please help me with this. It would be great if it can be as cheap as it gets. we are on a budget. Thanks in advance""

About life insurance?

i am 35 year old and i have one daughter of 1 year.i want to take policy for myself and for my wife also.we both are in govt jobs.plz suggest me best policies

Insurance rates for 2003 F150?

Ok, so I'll start off by saying I'm 15, and when I do turn 16, I want to get an F150. My question is, what can I expect to be the insurance rates on a car like that? I've read from multiple websites that despite being a truck, it has decent rates because it's extremely safe and is reliable. Can anyone give some information or direct me to a website that would help me out?""

Fast cars with low insurance costs?

id like 0-60 inunder 6 seconds but low(ish) insurance rates for someone under 21. New, used, whatever.""

What is the cheapest car insurance for a 20 yr old new driver? In Texas?

I am getting a car and my license soon and I need to figure out what would be the absolute most affordable insurance I can get is. I live in TX

How much does it cost to insure a 1999 Audi?

I am a 16 girl and just bought a 1999 Audi in Vermont. How much will it cost to insure the car?

Why is insurance expense debited?

Why is insurance expensive debited? First it says Markell Company purchased one year automobile insurance policy on September 1, 20-2 at a cost of 1800. At the time of the purchase, the accounting clerk would make the following journal entry. Sep 1: Prepaid insurance 1800 DR, Bank 1800 CR Then it says since the insurance was purchased on September 1, four months of coverage have been used and eight months of coverage. Dec 31 Insurance Expense 600 DR, Prepaid Insurance 600 CR I can understand why prepaid insurance is credit because it is deducted each time as the months ago until is it fully done.""

Need advice on qualifying for subsidized health insurance?

I'm an older full-time college student and my husband works full-time at Walmart. In the past three years, I've been through 4 cancer related surgeries, which were paid for by the breast/cervical cancer Medicaid program. Unfortunately, follow up care and monitoring aren't covered and I was dropped from Medicaid. I'm now on my husband's health insurance, which is basically worthless because our income is under $20,000/yr and the policy has a $4500 deductible plus 20% after. I haven't seen my oncologist for over a year because we can't afford the expensive scans, biopsies, and lab work associated with cancer follow-up with a deductible that high. I thought my situation would change in 2014 with Obamacare. I recently learned from the healthcare.gov website calculator that our income is low enough to qualify for expanded Medicaid (which our state decided not to expand), but I don't qualify for the health insurance subsidies I desperately need because the outrageous deductible health insurance from my husband's job covers spouses. How can a couple with an income so low they would qualify for expanded Medicaid be ineligible for subsidies? I am completely devastated over this and I don't know what to do. Not being able to afford cancer follow up care is putting my life in danger. Even if my husband's employer (Walmart) quit covering the spouses of full-time employees, I think that would only apply to new hires because of the grandfather clause. If getting subsidies was based on income alone the way it should be instead of access to employer provided coverage, I would qualify for a zero deductible policy and $3 co-pays with a monthly premium of around $60. I could then afford the expensive health care I need. We live in a college town so if my husband got a different job, he'd make even less than he does now and we would probably end up homeless. If my husband transfers and we move to a state that's expanding Medicaid, I'll have to quit school and get rid of my German Shepherd and Siberian Husky since it's almost impossible to find a landlord that allows them. We thought another option might be to get a divorce on paper and co-habitate until our situation changes (completing my degree and getting a good job so I can afford the deductible), then re-marry. When I asked about that, someone actually accused me of wanting to commit fraud! How can anyone think of something like fraud when a situation is endangering someone's life? I am desperate to somehow qualify for health insurance subsidies without lying, which could get us in trouble. Any ideas?""

How much does insurance cost for a new young driver with a brand new car in newyork city?

Does car insurance claims effect youre house insurance rates?

i have had two auto claims that were my fault one was an electrical fire(total loss) when the car was parked and the other was a collision with a deer(total loss). now my question is when i go to get home insurance (just bought a house for the first time) will those two claims effect my rates on my home insurance or just auto insurance rates will be effected.

I need a life insurance policy that is affordable for my mom who has cancer?

I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her insurance under $100 a month. Ant ideas?

Motorbike and car insurance?

With fuel prices in the uk soaring and having to drive 120 miles a day I am seriously considering buying a motorbike to save both time and money. Thing is I'm gonna still need a car for the winter months when we have to deal with increasingly heavy winters... So my question is do i have to pay 12 months insurance for both a car and a bike or is there any way of having a policy that I can put on hold for the months that either vehicle isn't being used?

New Driving Licence - Insurance?

Okay Heres the plan! Im 18! Ive passed my driving test today, and looking for car insurance the cheapest way ive found is using my mothers policy with 19 years experiance with no claims ever, however shes never had her own policy.. were going to share the same car 1.6 escort 16v quite a hefty engine for my age yeah but still cheapest i can get it, is 1900 Any tips to make it cheaper, or what ever Ive tried all the top brands, equity, tesco, aa, ,quinn direct, churchill, direct line etc so far quinn is the cheapest.. but the first initial premium month is too much to pay (400) help!""

Has anybody had Northern Neck Home owners or car Insurance are they good ?

Im thinking about changing insurance and they gave me real good quotes but i have never heard of them

What IS affordable health care? How much does it cost?

All these questions are answered in insurance policies today, but with this bill, we are asked to support it without any of this information. How is that fair or just? Am I just to accept that the government will determine for me how much I am expected to pay and STILL support it?""

How do I find out my car insurance rates before I get a car?

I haven't bought a car yet because a lot depends on how much insurance will be. I'm a 27 single female living in Boston, I've had a license since 18 but never drove so it expired and I recently renewed it. I don't have anything on my record. I would be the only person on the insurance. I went online but they required the make and year of your car to calculate the rates.""

Car Insurance Firms NOT on Comparison Sites?

Can anyone give me a list of car insurance companies that ARE NOT on comparison web sites like Confused.com? My insurance is up soon and I want to make sure I get the best deal by checking with as many of the big companies as possible. I will be using Confused, but I also want to check with the ones that aren't on there. Thanks.""

Is it a good idea to get insurance on your DSLR camera?

if so, which one is the best insurance.""

Does my employer have a right to my car insurance information?

I don't even drive to work, my husband drives me to work and then drives himself to work. And I tell them that I don't use my car for work and that my husband drives me to work. So the way I see it, they don't need that information, and the car insurance is in my husband's name, not mine.""

Who has the cheapest car insurance?

who do you think? im looking for east coast providers

Does car insurance cover this..?

my freind borrowed my car and he and his father went to the mall,his father got into a car accident which was his fault.now the car is totaled.i only have basic insurance does that cover my car or am i out of a car?""

suv insurance

Car insurance help!!?

So about a month and a half ago, someone kicked my car at night and left a big dent. I was stupid and called insurance and they gave me two options: fix the car or take a cash settlement. However, no matter what I do, my monthly insurance rate is going to go up even though it was not my fault. I think this is ridiculous and not worth it and I just want to cancel the claim. But I have been told that once a claim is put in, there's nothing you can do and once you hit three claims, your overall premium goes way up. What do I do? Should I just stop contacting the insurance company and after a while they have to close the claim? I wanted to sell the car this week but I guess that adds too many complications...""

Cheap car insurance for teens?

I'm 17 and interested in either a Clio, Punto or Polo. I've looked everywhere!""

Is it against the law to drive without insurance?

Been driving for 30years clean here in Canada with know accidents, until I got into my first incident a few years ago, my insurance went up more then doubled!!, The insurance company RBC didn't want to forgive me on my first accident told me I had too wait 6 years, I I feel this is extortion, Im almost tempted to drive with out insurance is this recommended?""

Will my car insurance rate rise if someone on my policy gets in an accident?

If I add someone onto my car insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.""

Insurance cost for 2.3l fox body mustang 16 year old?

I am 16 and considering purchasing a 2.3l four cylinder mustang. These were made from the mid 80's to early 90's. They have like no power but get good mpg. I am worried that insurance companies would see the word mustang and give me a high rate. BTW my sister is 17 and pays only 50 a month on a family plan for a 1995 suzuki sidekick.

Car Insurance?

I want to cancel my insurance or rather freeze it until the 3 November. Would i get into trouble though if i took it to the garage when i had cancelled my insurance or eve froze it..

Can i getmy licence removed and get my vehicle inspected and get my car insurance on the same day?

ok here is the dilemma im a marine stationed at camp lejuene and im going back to new york in a few days. i need to get my license and my registration, inspection and car insurance in a few days(like 3)will my license go right into the system so i can go call my insurance company (usaa) and get insurance on it the same day then go back to the DVM and get the car registration. thxs kinda freaking bout this""

How much do you pay for motorcycle insurance ?

how much do you pay for motorcycle insurance in canada ,for a 300 cc motor . like the kawasaki ninja 300 2013 .""

Do i need to insure my popup camper?

I just bought an 88 viking pop up camper here in Michigan, and was wondering, do i need to insure it? is it a law? or just a recommendation? im hearing many things when i ask that question and i really need a for sure thing here. i dont want to get pulled over and get ticketed for having no insurance on it. but i also dont want to pay 300 dollars a month for something i bought for $450. Thanks!""

Roughly how much will my insurance cost for a new mid-level sports car?

In California. Clean driving record. Car would be financed in the $30k - $40k range. I imagine I would want full coverage. Would it be substantially less if the car were a year or two old rather than new? Thanks! I have always had used cars in the past with just liability insurance.

How much would it cost for a 19 year old and 24 to get full coverage medical and dental insurance?

Hi I'm looking to get myself and husband full covered medical and dental insurance monthly priced? we live in florida. I want to do like a family plan maybe. If you could give me seperate prices on the dental and medical, it will be greatly appericated:)""

Will my company have to pay a fine for not offering me an affordable insurance plan?

The word going around is that the change in our insurance coverage is only going to drop by a small amount due to the act, and the price someone told me is much more than 9.5% of my income. If I apply through the marketplace for the reason that I cannot afford insurance with my company, will they be fined for not offering me an affordable plan, or do they just get fined for not offering benefits at all?""

What happens when you drive your friend's car withour insurance?

My nephew borrowed his friend's car that has no insurance. He was stopped by police for some reason and got summoned to court because the car was without auto insurance. What would happen to him? by the way he lives in L.A. Thank you!

Insurance?

I am carried under my mothers insurance because I am in college currently and unmarried. I am pregnant though, so when I deliver, will the baby be carried under my mothers insurance also? Capital Blue Cross.""

Why is auto insurance through Geico so cheap?

""If I got a car insurance while on a Provisional license, could I still use it when on a full license?""

I've got a provisional UK drivers license but I'm hoping to get my full UK drivers licence soon, but insurance is very expensive. I've seen insurance whilst on provisional is cheaper than on a full license, if I got that would I still be able to use it whilst holding a full UK drivers license? Also what are some other ways to save money on car insurance? Thank you!""

Car insurance companies with no deposit?

i need car insurance but cannot afford to pay an upfront deposit? can any one help?

Does a written warning affect your driver's insurance in Massachusetts?

I just got a written warning tonight in MA. I have a couple of questions, does it affect my insurance (I heard that it does not increase my insurance, but my insurance company is notified and my rates for next year will not decrease, is that true?). Also, how long does it stay on record? Much Thanks!""

What are we paying for when we buy car Insurance?

Does any one notice that we shell out thousands of dollars from our income for car insurance, and the insurance company gives us nothing back? Sure, if we get into a car accident, they cover the costs, but then they raise your rate. And you are paying far more than the cost of the accident anyway. And then if you don't get into an accident, what is all that money for? They don't give it back. I just think its odd that we are required by law to pay for nothing, after we already have paid for the car. And then if you don't, you are penalized and punished, so you are given no choice. But really, you're paying all this money and getting nothing back. WTF""

""I am getting my license back soon after a 3 year suspension,Does anyone know how I can get cheap insurance?""

I have 2 OUI's about 3 years ago,and I need to find a way to lower or get cheap insurance.Thanks""

Whats the Cost for motorcycle insurance if I'm 18?

I want to buy a bike when I'm 18 but if the insurance cost to much I probably won't. But I want to know about how much it will cost a month for a sportsbike if I'm 18. I want a ninja, nothing over 600cc. ???""

""My adult brother is living with my family, do I need to put him on my car insurance policy?""

My 29 year old brother has been living at my place for a few months. He's still covered by my parents car insurance in another state, but I wonder if I have to put him on my policy since he practically lives with me. He only drives one of my cars occasionally. His living with us should be temporary (hopefully no more than few more months)""

""No insurance, can i go to the doc?

I don't. have insurance except plan 1st (for birth control) i need to go to the doctor but would they even see me?

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road""

""Your credit rating can affect how much you pay for renters insurance,if so explain thoroughly.?""

Your credit rating can affect how much you pay for renters insurance,if so explain thoroughly.?""

suv insurance

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