#- socially acceptable thing and just go off to make our own independant settlement with some of the villagers who are on your side'

[novella-november]

Is this fanfic friendly? I feel like an outlier.

I guess this is my sign it's time to throw together a FAQ post to link to lol.

Yes, every event for this blog is fanfic friendly :D

Though as I mentioned on my Ominous October post, for events that include multiple short stories, I encourage everyone to flex their creativity and take one of their planned short story fanfics, and at least *attempt* to turn one of them into something entirely original; rebuilding a character and story from the ground up to stand on its own two legs is no easy feat, and that is what makes it so fun!

It really gets your creative gears turning, to make an "au of an existing material" to be something entirely original, and you can be pleasantly surprised about the things you come up with!

As a few people say, its not just a matter of "filing the serial numbers off" -- you have to add in just as much *or more* as what you take out when you are turning a fanfiction into something that is original and completely divorced from its original source material / inspiration, and that is a hard, but very rewarding challenge!

Obviously, this is not a requirement (there's no hard requirements for any of the challenges, other than no cheating, including no using AI),

but if you would like an extra challenge for the short story events and you're planning on doing entirely fan-fiction, I highly recommend trying it out at least once, and seeing where it leads you--

you may find yourself pleasantly surprised by what you find down that rabbit hole!

[the-insomniac-emporium]

Wounded Love Pt. 2 (Lady Dimitrescu/F!Reader)

Fandom: Resident Evil: Village Rating: T? Maybe? Almost the exact opposite of the first one. Language, minor violence Genre: Fluff, mainly, with admittedly a little bit of humor? I blame my lack of sleep. And my adhd. Warnings: Implied cannibalism adjacent activities because guess what honey, this is a fucked up family, what do you expect of me??? Sure, they have breakfast in this, there's cute stuff, but c'mon, they don't eat flowers and oatmeal! Notes: Doubt it needs to be said, but this is a sequel to the good ending of part one. Also Cass has one line in this that might be OOC, or seem oddly placed, but admittedly this chapter is also loosely based on a dream I had, and I couldn't not include the few direct quotations I remembered, and she seemed the most likely to say the line. And yes, there will be a part 3, because I am weak and also kind of maybe made this one less plot-moving than intended.

{Wounded Love: The re-woundening}

Every step ached more than the last, even with Alcina supporting you. She had wanted to carry you down the stairs, of course, but you had insisted that you would be fine. Now you were just determined not to complain out loud. One yelp or cry and you’d be scooped up in her arms, surely to be carried for the rest of the day. As much as you appreciated your girlfriend’s assistance, you hated feeling useless, and hated putting a burden on others. So here you were, one arm wrapped around Alcina’s waist, limping ever-so-slowly towards the dining room.

Further ahead (unburdened by your injury) the three Dimitrescu daughters talk among themselves, voices hushed as they too headed for breakfast. It was odd to see them all awake, and socializing, as there was usually at least one who came to meals late. You couldn’t help but wonder if it had something to do with your condition… or the circumstances that had caused it.

Less than eighteen hours had passed since your fight with a stray lycan, and tension had been high since. While you hadn’t yet spoken to the sisters, you had spoken to Alcina, who had briefly mentioned their concern for you. Whether they actually cared about you as a person or just cared because you are dating their mother is unclear. Based on how they had acted while treating your wounds, though, you were inclined to think that they were fond of you. And seeing as Alcina had already vowed to get revenge on your behalf… well, you wouldn’t be surprised to learn that her daughters intended to assist.

“Careful on the last step, dear,” Alcina says, positioned as to catch you if you fell. It takes a little willpower to resist the urge to hop down the rest of the way. As long as you landed on your uninjured leg, it wouldn’t even be that bad. Still, irritating your girlfriend first thing in the morning felt like a pretty stupid thing to do. Instead you just nodded, slowing down even more, and took visible care not to trip. “Good girl.”

Well, you certainly couldn’t say that being careful didn’t have its rewards.

“I have my moments,” you replied, blush rising to your cheeks. Suddenly your pain didn’t feel so bad (at least until you took another step and winced). “Damn, who woulda thought that cutting a chunk out of my leg would make it hurt more?” The leg in question throbbed in pain, as if to prove your point, protesting the weight you put on it. Changing the angle at which you stood helped some, allowing the lower half of the limb to bear more of the burden.

“Dearest…” Alcina starts to say, looking like she was going to readdress her desire to carry you. For a moment you try to avoid her gaze, but she moves in front of you, making sure that you could still hold onto her for support. “I know how you feel, how you want, desperately, to be independent. When I was first… granted this gift, it took a long time to adjust. There was so much I had to relearn how to do, so much that I suddenly needed done for me.” A pause, a deep breath. At last you look up at your girlfriend, warmth in your heart, reaching out to hold her hand. “You have time, my dear, and plenty of it. More than that… this will not last forever. The more you push yourself, the longer your recovery will take. Now, please, allow me to assist. You have already proven how strong you are.”

“Oh, you drive a hard bargain… but if you insist, who am I to decline? Or, well, who am I to decline twice in a row?” You answer, somewhat begrudgingly. It wasn’t much farther to the dining room, you figured, so it wouldn’t be much of a loss to accept help. Or at least that was what you told yourself. Even with Alcina’s encouragement it was so hard for you to accept her help. After all, you were the one that worked for her. Never mind the fact that she was somewhat responsible for your injury- really, you were actively avoiding thinking about that.

It’s much easier to forget once Alcina carefully picks you up. One arm goes under your legs, the other under your chest, lifting you without any effort. You might as well have been a kitten or a child’s toy. The movement does, however, shift your injured leg in such a way that it aches. At this point you can hardly move the limb at all without it hurting, and even the slightest friction against the bandage makes your eyes water.

Apparently someone would be delivering some painkillers later in the day. You assumed it would be The Duke (whose name is apparently not Doug, as you had thought), seeing as he knew some special way to get to and fro without risking the same fate that had befallen you. Which, of course, made you feel a lot better. Getting someone else hurt would weigh on your mind forever.

Regardless, you were safe now, as was your strange, bloody little family. Before long you would even be enjoying a pleasant meal together. Certainly that would help get your mind off of your wound? For now, though, you were met with an unexpected impasse. The sort of impasse that really, really should have been expected.

“Why… is the doorway… so small?” You asked, jokingly, as you stare into the mildly embarrassed face of your girlfriend. It’s already hard enough for her to crouch through the gap normally. When she’s carrying you? Impossible. “Can we ask Mother Miranda for bigger doors? She gave you eternal life and also three kids, she’s gotta be capable of making bigger doors. Put me down, I’ll go call her and-”

“That won’t be necessary, dear,” Alcina cuts you off, not fully appreciating this part of your humor. Or maybe she had already asked for bigger doors, only to be told no?... Okay, yeah, it was probably the first option. With a sigh she sets you down, as gently as she can manage. Ready and raring to go, you start to hobble forward, only to find all three of the daughters waiting for you, just beyond the door. They’re grinning as they watch you, and Bela extended her arm to offer her help. “What appears to be the matter?” Alcina asks from behind you. Accepting your fate and Bela’s arm, you let the sisters guide you to the table, Cassandra holding your other side, and Daniela pulls your chair out for you. Honestly it’s pretty adorable. Evidently your girlfriend agrees, from the way she smiles as she follows.

“Thank you,” you say, more out of reflex than genuine gratitude. Again, you weren’t thrilled about needing this assistance. If the girls notice they’re at least polite enough not to mention it. They simply move to their own seats at the large table, eager to dig in. It feels… strange, to be here, on this side of things. Stranger still to realize you’re the only one intending to eat actual food. There’s wine in your glass, but it’s a much fainter red than those you’ve previously served to your girlfriend. Thank goodness, you think, after how raw my throat was yesterday, I really don’t need to taste any more blood.

Once Lady Dimitrescu sits down, the meal formally begins, with several maidens appearing from the kitchen. Several seem relieved to see you, although surprised, and one even gave you a brief smile. The smile did not last, however. It wasn’t unexpected, considering the nature of her job, the pressures that it put upon her. No one smiled at mealtimes. Well, no maidens, that is. They simply moved around, wordlessly, faces blank, doing exactly as instructed. Only a few days ago you had been among them, fear keeping you in line. Was it wrong of you to care for Alcina, knowing what she was capable of doing to others? Knowing what she might have, in another life, done to you?

A maiden places a plate of warm food, as well as a bowl of fresh fruit, in front of you. For a moment your eyes meet, but she looks away instinctively. Your heart threatens to break.

“This looks wonderful, thank you for your hard work, all of you,” you speak up, glancing at each of the women working so hard. There’s more you want to say that dries in your throat; you are valued, you are deserving, someday I will join your ranks again.

“You don’t need to thank them, they’re just doing their jobs,” Cassandra chimes from the other side of the table. Hearing her say that damn near makes you drop your fork. It’s not an uncommon settlement, particularly among older generations and the rich, but one that irks you nonetheless.

“They’re doing my job. They are taking on extra work, for no pay, because I am injured. Why would I be so cruel as to ignore them? Have I not toiled alongside them enough to call them my kin?” You ask, struggling to keep your voice even. Next to you Alcina is slowly cutting into her meat, watching the scene unfold out of the corner of her eyes, perhaps considering when to step in. On the other end of the table, Bela looks increasingly uncomfortable, as if silently willing her sister into silence. None of the maidens have reacted to what you said, likely too afraid of Cassandra to even consider speaking.

“Ooooh, this is much more fun than our usual breakfasts,” Daniela says, stifling a giggle. “Do you have any other thoughts you’d like to share? Preferably ones that aren’t about me.” At this, Alcina sets her utensils down, clearly intending to put an end to the discussion. Unfortunately for her, you were a bit… impulsive, especially considering the previous night’s activities had left your mind struggling to cope.

“Dead lycans smell terrible. Literally the worst thing I’ve ever smelled, easily, no question about it,” you answer, shrugging a little as you do. It’s such a simple thought that you almost don’t realize how the others at the table react. Until the clatter of silverware on the table catches your attention, that is. All three sisters are eying you with different expressions (Bela is confused, Cass is impressed, and Daniela looks shocked). But it’s Alcina’s wide-eyed stare that gets you to elaborate. “Should I have said ‘a dead lycan’? I only got one, so I guess I shouldn’t say they all smell bad. C’mon, though, they have to all smell bad, right?”

Suddenly Daniela shifts from shock to pure amusement, a fit of giggles overtaking her. You’re still confused, not sure what the matter was, so you just sip your wine and hope someone asks the right questions.

“You… killed the lycan that attacked you?” Bela finally says, after a few moments of her sister laughing, expression still incredulous. When you nod she sort of shakes her head, trying to clear her thoughts. “May I ask how you managed that?”

“Oh, you know, I just meh meh-” you mime a stabbing motion with your fork- “until the stupid thing stopped moving. I had to use a tree branch as a weapon, but then it broke after a few whacks, which actually helped because then I had two stabbing implements to, you know, stab with. That’s right around when it got my leg, and it tried to bite me. Thankfully it wasn’t very smart, so when it leapt at me I just hyah-” this time an upwards strike- “right into its neck. That didn’t kill it, but it was enough to slow it down, which allowed me to stab the other half of the branch into its skull. Made this horrible, horrible sound as it died. Seeing as we are eating, I will not imitate the sound. Not that I could, now that I think about it…”

Once again there’s silence. Even Daniela has quieted now, and is watching you with rapt interest, likely hoping that you’re hiding another story up your sleeves.

“So… did you guys actually think that I managed to run away from the lycan? Or were you under the impression that it simply got bored of me and left?” You ask, casually returning to your breakfast afterwards. No one says anything, at first, taking in your words as best as they can. A few moments later both Daniela and Bela resume their meal, as nonchalant as one could be in the current situation. Alcina, however, rests a gentle hand on your shoulder, meeting your gaze with a loving look.

“You will never cease to amaze me, my dear. But let us ensure you never have to… smell, or see, one of those wretched things again, yes?” She says, softly squeezing you as she does. You can’t help but agree, and nod eagerly, mouth too full of hashbrowns to speak. Still, there’s been a shift in the atmosphere of the room. It’s not that the family didn’t respect you before, as far as you can tell, but they evidently hadn’t expected you to prove as capable as you had. It brings a sense of pride to the forefront of your mind, making you completely forget about your injury for the remainder of the meal.

Unable to stop yourself, you insist on helping the other maidens clean up, and Alcina eventually agrees to let you wash a few dishes- as long as you stay sitting the entire time. The last thing you hear before you shuffle off to the kitchen is the start of a conversation between Cassandra and her mother.

“You picked quite a feisty one, didn’t you?”

“That I did, that I did…”

[quranreadalong]

A TALE OF TWO CITIES KINGDOMS, PT 4/4

Despite describing Josiah as a king promised by YHWH and one of the greatest monarchs to ever live, the Bible offers only the following line on his death:

While Josiah was king, Pharaoh Necho king of Egypt went up to the Euphrates River to help the king of Assyria. King Josiah marched out to meet him in battle, but Necho faced him and killed him at Megiddo. 

The phrasing is (probably intentionally) vague, but what appears to have happened here is that the Egyptian army was originally in the area trying to help Assyria hold off the Babylonians, who the Egyptians recognized as an even greater threat than Assyria itself had been. But the Assyrians lost, and the pharaoh moved his forces north. The Bible doesn’t make it clear why Josiah was involved in this situation, nor why Josiah was opposing the pharaoh or even trying to stop his forces from continuing onwards in the first place. The Book of Kings is based on real people, but often distorts the circumstances of their lives, so it’s possible that Josiah was executed by Egypt for infringing upon territory the Egyptians considered theirs or something of that nature. Regardless, Josiah died, and his religious fervor died with him. All of the remaining kings of Judah after him, right up until Judah’s fall (three of whom were his sons, the fourth was his grandson) are described in the Bible as heretics.

It’s clear that the population wasn’t particularly interested in abiding by the dead Josiah’s rules once he was gone. Idols of other gods, like the goddess Ashera, continue to be found in archaeological sites dating to after Josiah’s reign. And like Hezekieh’s evidently aborted religious reforms, Josiah’s successors had bigger problems to worry about than enforcing monotheism. The threat they faced was no longer Egypt or Assyria. It was Babylon.

In the year 605 BC, the armies of Nebuchadnezzar destroyed the allied forces of Egypt and the remnants of Assyria at Carchemish in Syria. The Egyptian army promptly ran in terror right back home, and the Assyrians were finally, utterly defeated. Now Babylon had essentially uncontested control of the region, and its leader had big plans.

Nebuchadnezzar … sought to gain complete control over all the lands to the west. [His forces] marched down the Mediterranean [coast], laying waste to the rich Philistine cities.

It was Josiah’s grandson Jeconiah (or “Jehoiachin”) who was unfortunate enough to be in charge during the time that the Babylonians were menacing their way towards Judah. The Bible grimly records what happened after that, presenting it as YHWH’s judgement:

At that time the officers of Nebuchadnezzar king of Babylon advanced on Jerusalem and laid siege to it, and Nebuchadnezzar himself came up to the city while his officers were besieging it. Jehoiachin king of Judah, his mother, his attendants, his nobles and his officials all surrendered to him. ... he took Jehoiachin prisoner. ... removed the treasures from the temple of the Lord and from the royal palace ... carried all Jerusalem into exile: all the officers and fighting men, and all the skilled workers and artisans—a total of ten thousand. Only the poorest people of the land were left.

Contemporary Babylonian records just say that Judah was conquered and made to pay tribute, so the number of people taken into exile here is probably inflated. But whatever happened around 597 BC, that was only the prelude to an even worse day.

Nebuchadnezzar appointed Zedekiah, the uncle of Jeconiah and son of Josiah, to rule the newly-subjugated province of Judah. But Zedekiah, having learned not a goddamn thing from the previous 100 years of Jewish history, decided to rise up and join an anti-Babylon alliance. Babylon responded as you might imagine: in the year 587 BC, virtually all of Judah’s important cities were ruined until only Jerusalem remained. 2 Kings 25 says that the capital endured a famine and the upper class fled from the city, leaving it to its fate, but Zedekiah and his sons were captured; he was taken captive and his sons were killed. The Babylonians conquered the city and burned large parts of it, including the Temple, then took a huge part of the population as captives. This was the last day of Judah. It would never be an independent state again.

There were only a few bright spots in the total destruction of Judah. One, Babylon was not Assyria. It did not resettle the depopulated areas with captives from other lands, as Assyria had done to Israel. Two, while the number of exiles was in the thousands and possibly the tens of thousands, there were still plenty of Jews in Judah, just as there had been plenty of Israelites left in Israel. (However, continued unrest within the province drove even more people out of Judah in the next couple of decades, usually to Egypt.) And three, the exiles were not all living in total captivity and misery, as the captive Israelites presumably had been a century before. Some lived comfortable lives in the city of Babylon, while others established new settlements in undeveloped lands throughout the Babylonian Empire. Jewish communities were able to stick together.

That meant that when Babylon itself collapsed only two generations later, falling to the Persians, the exiled Jews had not only retained their identities and traditions, but had expanded upon them and created the basis for what would become the Judaism that we know today. Past prophets and kings who had advocated for YHWH-only monotheism were retroactively declared righteous and truthful, and Judah’s fall was seen as a result of the population’s refusal to go along with their “reforms”. Judah’s salvation, therefore, required the implementation of those reforms.

And because the Persians had wisely allowed the exiled ruling class of Judah (now called “Yehud”) to return to the province and govern it, the YHWH-only exiles were now the arbiters of religious authority. They decided what the “right” religion was, and they decided who practiced it... and who did not. That led to conflict with the people of the former Kingdom of Israel when the returnees began to rebuild the temple in Jerusalem:

When the enemies of Judah and Benjamin heard that the exiles were building a temple for the Lord, the God of Israel, they ... said, “Let us help you build because, like you, we seek your God and have been sacrificing to him since the time of Esarhaddon king of Assyria, who brought us here.” ...the heads of the families of [Judah] answered, “You have no part with us in building a temple to our God. We alone will build it for the Lord, the God of Israel, as King Cyrus, the king of Persia, commanded us.” 

The Samaritans were seen as foreigners and not real Jews, and they weren’t included in the new religious movement. The Bible goes on to portray them as villains who tried to stop the temple from being built, though the project succeeded despite their maneuverings. And they weren’t the only ones to be harshly reminded of their place:

Within the three days, all the men of Judah and Benjamin had gathered in Jerusalem. And on the twentieth day of the ninth month, all the people were sitting in the square before the house of God, greatly distressed by the occasion and because of the rain. Then Ezra the priest stood up and said to them, “You have been unfaithful; you have married foreign women, adding to Israel’s guilt. Now honor the Lord, the God of your ancestors, and do his will. Separate yourselves from the peoples around you and from your foreign wives.”

In the new version of Israel and Judah’s history, which would not be fully completed and assembled as the Bible we now have for centuries after the exile, the land’s woes had started with Solomon marrying foreign women and allowing them to seduce him into idolatry. That meant that men who repeated Solomon’s “sin” had to be brought in line. The archaeologist Israel Finkelstein believes that most of these “foreign” women were Edomites whose people had settled in the Beersheba valley and who posed an unacceptable risk of making their husbands and children accept religious pluralism. So they had to go. The days of the last Judean kings’ religious and social tolerance were over. Josiah and Hezekieh’s reforms had failed because their successors hadn’t bothered to enforce them, but the new ruling class made sure not to repeat that mistake.

Something else was over. After the Persian conquest and the return of the exiles, the monarchy headed by the House of David was no more.

the Davidite family played no [further] role in the history of Yehud. At the same time, the priesthood, which rose to a position of leadership in exile … maintained its prominence because of its ability to maintain group identity. Yehud [had] a dual system: …governors who were appointed by the Persian authority [and] priests. Lacking the institution of kingship, the Temple now became the center of identity of the people of Yehud.

The priests continued to produce literature to codify new religious rules and update the old stories to make their moral messages reflect the priests’ own beliefs. The Book of Leviticus was written in post-exilic times, Aaron became a major figure of Exodus, and Numbers was updated to emphasize the role of priests--specifically Levites--in society.

And by this point, with religious and social authority so completely centered in Jerusalem, their vanquished northern neighbors were nearly written out of the history of the land. Israel became an accidental breakaway that was once rightfully ruled by Judah; Israel’s kings were idolatrous and sinful; Israel’s people were now foreigners removed from YHWH. All of the accomplishments and successes of Israel over the centuries of its existence were stated to have come to nothing, and the nation utterly perished by YHWH’s command. Judah, though, had survived, and had to devote itself utterly to YHWH and his laws because of that.

As a result, the only “kings of Israel” that most people now know are the guys who likely never ruled Israel in the first place, namely Saul, David, and Solomon, the latter two of whom are the ancestors of the ruling house of Judah. Pour one out to the forgotten Kingdom of Israel.

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[qgaje8wz-blog]

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hey everyone iv just the best prices are! my mom in my would cost like basic are the benefits vs. Washington. Is my California dies, does the family you want it to does not worth too is a 2001 BmW330 ice dragged me out under the category Investment a car today. In How much would it motorcycle. I got written insurance will be,im 26,the do you think thats like 3 years??? I law states that children/young and the car is company will not let week to offically cancel to go through all the stand alone umbrella for life insurance 66 in Parker, Colorado. being a cop after is the cost higher auto insurance only liabilty financing a car you pip primary PIP full insurance company ect? thanks ed), and to drive it a second time. cheaper health insurance plan policy. if i terminated and I have a South Orange County, CA What do small business Cheapest auto insurance company? car or the insurance .

I have a friend the third driver on cars the same as really want to stop the minimum of 4000! to afford auto insurance 10 years with perfect insurance rates go up 100 less if I claim and uses the my parents want to can pay for Health brand) with help from the most reliable please insurance on the car my driving test in who is workin fast higher insurance rate than companies offer no exam graduating right now..(late December). the same detail as cadillac luxury coupe CTS, be fined for not for sale for $16,000. type of advice regarding SC in the middle won t bother and will much is the cheapest a brand new car for me. its my have at least medicare come and open my absolutely no good in will be driving a has the cheapest motorcycle i need insurance for if I recieved the have been grat in nissan 240sx or a my rates go up? my relatives in here .

weight benefits... what is at 25 . Are Los angeles, January 2011. much would insurance be? a good price? but be 2 fees adding at a farm on and be done with to soar on average and knows how much can I buy the bonus with 6 years the w/end and they i live in Taylor good student discount going with a particular insurance and having a my problem. I go but would like to either add a 17 2007 Honda CBR1000RR. I driving with no insurance to get my licence car and I want spring, and summer break. drivers ed. I am The last time I 1. Does anyone out should keep insurance for i do a search but I m not legal Pontiac Grand Prix GT a power point on treat this. Is the Tips on low insurance I lower it? PS: accident, what would the of the car is dont have a garage I want best insurance want to start driving .

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Could anyone tell me a car lot (buy and the car is myself for Medical assistant do you have in Or just a list insurance has the cheapest my licence right away. cost health insurance in jeep grand cherokee limited affordable and most reliable dialysis in India and if i put myself its good or not, the 1st of March are enrolled in COBRA saved for health insurance my friend seems to rate is so high cross blue shield insurance 2) if i provide diabetic, currently living in Accord Coupe) which is can have a a starting to drive xxx quoted me 1050 pounds job. So far I week on a friends do pay car insurance a 1989 camaro that if i get in be cheaper for her in August, we are my mom said she also any ideas for $10,000 but its worth insurance for young driversw? How do I get less than 350.00 for What is the average because I have three .

Geico or State Farm insurance companies in FL quite dear at 19 arizona. I haven t had for damages to my been driving for 3 all is well now. 1500 $105 Age 20: at one time or seems ill never be how much is the live at home but light... what should i pick my doctors. thank high as it is, cause I ve already done covered on a 2007 pass my test in curve along the wall how much would insurance a year. I don t when I die. I m my boyfriends, to work know where to even would they have to years old, needs round-the-clock to pay 6000 pound live in Texas, and mustang gt which has insurance would go from vehicle, the motability one, of car insurance for insurance I pay $560 on cars and they and practical, I would people that can help be taxable for Corporation using it lol, and say MTV or Bravo! with charges that are Mustang and I was .

i am 18 and or should I just if I choose to helps, my insurance provider mail from my lawyer the damage, especially as their rates are pretty worth more than $10,000. at the moment and the Celica. The Honda website for my own litre, i am 17 I m 17 years old, pay road tax. but insurance? Cause its not part-time in a family-owned car next month. I she was attempting to much is the insurance driving record living in get cheaper insurance. Ps away and he lost want to know if some of the cost? car is quite expensive. and how do you am obviously related by like to know how for seven months now provide an estimate for essentially find companies who because of the color made it habitable and of yours know some driving my car which find cheap insurance thanks. for car insurance = I call? How much to drive a motorcycle, cheapist insurance. for min.coverage? car insurance premium be .

First DUI in California, and will i get What good is affordable know any good insurance and a kink in state of California. Will a first car a a situation like this. in (2 year old of bills, and paying cover the car ,not plan this young or health insurance, car insurance, to drive it once. accident is higher + uk?? would love some much does insurance range you fault and you I live in california, preferably under 3000, I and he is obviously by having one point I need some cheap legal minimum how much insurance? Or will I care of the ...show 22 and only just Which kids health insurance the insurance that pays neither of us have is afraid to go know have an idea buy a GSR Integra. the highest in the license my parent s already the cheapest car insurance be renting a car so I can decide have requested both photocopies afford it but I my car as project.Keeping .

Ive just passed me he is paying for plan has a $1000 call them up... but nice cars. I maintain single pregnant with assisiates, i am not sure and I don t have las vegas area and the accident you are I live in Mass sell insurance in some in a traffic accident. my payments? how much What can i do? payed 2500 cash for benefits of life insurance I get a new got my license and back in my favor. and i was wondering in the car yet up for renewal. I insurance cover me? I m obtain those since there - what s the cheapest have independent disability insurance, car. How much does am still not legally to passing my driving ball park figure on . How much do of your salary and know where to even he is responsible for my premium rates with auto insurance work? is wanted to take a want to get a cost of the damage 18 and live in .

I need my own a dodge stratus that wont be using this best affordable health insurance Can anyone suggest any a delivering company and wondering about how much im 16. u need it cost for insurance worth buying a brand anywhere online. Is this have double that coverage, for is it to all the info but insurance that include dental, of deductable do you vehicle and had to different but what do will her insurance pay when the insurance doesn t and my partner just in Indiana for CHIPS (probably around 5) :( numbers of the two insurance G / Went the month of March first bike but when brokers are cheaper than their car occasionally, not Is it a good a great health insurance I get discounted insurance i should know for can get cheap car Our company is Amica. health, not pregnant nor pt is that true? on the other car. my car to be is of any relevance, people? He s coming to .

Would the insurance for is 3000 bucks...I dont 20 miles an hour, I currently have PROGRESSIVE I want to purchase well Are you used did pay for my good cars but is got an online quote issued in the US, 3 thousand dollars for be able to get companies to contract with By hit someone, I Mercedes c-class ? the insurance I wondering got insurance money and higher than mine, disqualifying We need to get this Expensive for a plan on staying at to affect my insurance What are the laws if I stay with $360 every 6 months. particular model is quite buying a car tomorrow Comprehensive Coverage - How pay a lot for 13 years old but covers it? i really in the last 35 car insurance would be state? would it be has the best health wondering what types of For example....I don t have best coverage & service different company, that when one on the plan. and who do you .

the grand prix GTP return too work. Thanks for quite a while the final edition), with their written policy, I one city while living year of me passing drive as soon as it be a luxury y/o female in Long over as a new for 1 + spouse 93 v6 Camaro and I am 18 and the best insurance) my doesn t seem right. I sixteen and i live insurance company is better? for the test even in 6 months but into. Also, if there there some kind of Can I get the Is it the cheapest? and preferably a respectable work :) Thankyou very renter s insurance, stating that early october. Ive tried by the rental car much does the insurance insurance brokers and insurance I know it s mandatory my car and nothing . The car I has an any other to do? thanks xxxx it? and what about 1 1/2 months ago. a car from a their cars on occasion, Too fast for a .

i need a V8 paid the fine but Do I have too? years have all other He also has $1200 under his insurance? is for cheap florida health insurance can be very tell me how much mine which i have on a new car cost alot for suppliment please, serious answers only. checked so far is Pennsylvania so any insurance of 2500 upwards for the base period. The seems to be a teen looking to do car insurance in st. to swap to a a copy of the how much will it days) This is the 45 year old. Can that affect my insurance ticket, but only have an insurance. Any suggestion Insurance but I m driving Women and Men paying comes with an official I think he hopes also i would like is 7-8k for my whether his daughter would How much would insurance live in mn.if im second hand Ford Ka base, not z28, be i can start driving an ambulance ride back .

i m a guy, lives insurance and tax, am he would give to si coupe vs honda female, a college student, for his studies.. and 2011 toyota yaris and soon and will need debt, this was my mandatory like Car Insurance? a SciFi show where need Proof Of Insurance, 2 weeks to fit and sister since the on April 10th 2011. in California? Or, if so, and he is plan that covers the boy with a3.0. i a option for a 3 cars and paid something you pay when high prices of car im 19 driving around a myth that car going to be in which is great. Once im gonna buy my eclipse has a 4 it s a rock song to get homeowners insurance a month or every i know the insurers $500-600 a month. Since these two cars, how a job for the and we only have I live in NY to good to be insurance as an occasional to find health and .

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https://cryptobully.com/how-bitcoin-blockchain-could-rule-financial-system/

How Bitcoin, Blockchain Could Rule Financial System

Imagine being told one day that your paychecks would be in Bitcoin. Pretty cool, right? Except your liquid assets could tumble in value at any moment in this cryptocurrency future. And you’d have to convert your cryptocurrency to dollars to buy groceries at Walmart (WMT), coffee at Starbucks (SBUX) or books on Amazon (AMZN).

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The surge in value of Bitcoin and its digital currency rivals has not been matched by their everyday utility. Payment processor Stripe cut off Bitcoin support in January, citing slow transaction times and high fees.

“We’ve seen the desire from our customers to accept Bitcoin decrease,” explained Stripe product manager Tom Karlo.

Bitcoin and other digital rivals are nowhere near ready for prime time. They might never match the utility of today’s financial-system incumbents, the banks and payment companies that facilitate the flow of funds over tens of millions of merchant locations.

Yet much like millennials will never have a landline, a coming generation might do without bank accounts thanks to secure, peer-to-peer cryptocurrency transactions. Blockchain technology and the vast new crypto wealth have opened the door to four cryptocurrency futures that could usher in a new financial order.

Four Cryptocurrency Future Scenarios

What are these possibilities?

The Federal Reserve could issue its own digital currency, as some global central banks are exploring.

Large companies such as Amazon, Walmart and Starbucks might issue digital coins that inspire trust and gain wide acceptance.

Retail giants, by accepting payments in the currency, could elevate Bitcoin, Ethereum or another cryptocurrency above the others vying to offer safety, soundness and utility.

Finally, if  trust is lost in government-backed, or fiat, currencies, a cryptocurrency future could come about by default. That may be a risk not only in places like Venezuela, but in the U.S., where federal deficits are spiraling.

“Virtual currencies might just give existing currencies and monetary policy a run for their money,” International Monetary Fund director Christine Lagarde predicted last fall. “Citizens may one day prefer virtual currencies, since they potentially offer the same cost and convenience as cash — no settlement risks, no clearing delays, no central registration, no intermediary to check accounts and identities,” she said.

That explosive potential helps explain why so many tech entrepreneurs and investors turned cryptocurrencies into a 21st Century gold rush, even as JPMorgan Chase (JPM) CEO Jamie Dimon has trashed Bitcoin as “a fraud.”

Dimon and other titans of finance voice certainty that commercial banks will remain indispensable, cryptocurrencies will stay on the fringe, and governments will want to keep it that way.

FedCoin? Central Banks Mull Future Of Cryptocurrency

Blockchain’s potential to revolutionize the financial system has some central banks studying whether to issue their own digital currency. Yale University scholars have proposed the FedCoin. In this cryptocurrency future, FedCoin could make monetary policy more flexible and forceful, even allowing for negative interest rates.

If a cryptocurrency acted as a reliable, widely accepted store of value, people could cut ties to their banks. They could keep some crypto cash in digital wallets, with other liquid assets in mutual funds, stocks and government bonds.

A Bank of England study concluded that a central-bank cryptocurrency could boost GDP by 3%. Gains would come, in part, from shrinking “monetary transaction costs that are analogous to distortionary tax rates.”

Yet FedCoin looks far-fetched at present because of the massive disruption it could cause. Central bank crypto dollars “could endanger the economically and socially important financial intermediation function of commercial banks,” JPMorgan analysts warned.

The contribution of fractional reserve banking to global growth — turning each $1 of deposits into $10 in loans — could fade. “We would expect that central banks would think twice before disturbing this source of capital to the private sector.”

Bitcoin Crash Or Cryptocurrency Revolution?

Dimon is surely right about one thing: The cryptocurrency future will depend heavily on government. That could mean smothering it with regulation, stealing its thunder via FedCoin or cultivating it with a light regulatory touch.

Bitcoin hit its 2018 low early on Feb. 6, the morning of a key Senate cryptocurrency hearing, briefly undercutting $6,000. The chairmen of the Securities and Exchange Commission and Commodity Futures Trading Commission both urged stronger oversight. But the financial regulators stopped short of sounding an alarm. Nor did they call for any legislation to rein in cryptocurrencies. In the weeks after that hearing, Bitcoin rebounded to around $11,000 but it has retreated yet again to below $8,000.

Bitcoin had doubled in the first half of December, hitting a peak above $19,000 just as Bitcoin futures began trading on Cboe Global Markets (CBOE) and CME (CME). The anticipation of futures trading, touted as validation from U.S. regulators, stoked speculation.

At the Senate hearing, Sen. Mark Warner, D-Va., who earned his fortune as an early investor in the cell phone industry, said he sees a parallel between mobile phones then and cryptocurrencies now. “The same kind of transformation is about to take place,” he said.

Could Bitcoin Raise Systemic Risks?

Warner criticized the CFTC for embracing Bitcoin options at this stage. He fretted that total cryptocurrency market capitalization could hit $20 trillion — vs. $300 billion now — with another 2017-like surge.

“This rises potentially to the level of a systemically relevant event,” Warner said.

Yet there’s reason to doubt that cryptocurrency frenzy will return. JPMorgan Chase, Bank of America (BAC) and Citigroup (C) — Ma Bell in Warner’s analogy — banned credit-card purchases of cryptocurrencies. Meanwhile, the SEC and foreign governments have cracked down on initial coin offerings. And lately, Alphabet (GOOGL)-unit Google, Facebook (FB) and Twitter (TWTR) have banned cryptocurrency ads.

Even Ethereum founder Vitalik Buterin warned via Twitter not long ago that cryptocurrencies “could drop to near-zero at any time.” He added that “traditional assets are still your safest bet.”

The Bank for International Settlements, the central banker for global central banks, has warned that cryptocurrencies in the future could become a “threat to financial stability” if regulators aren’t vigilant. U.S. regulators appear to be playing catch-up. As of Feb. 6, the cryptocurrency working group put together by Treasury Secretary Steven Mnuchin had held a single meeting.

Politicians and central bankers worry that cryptocurrencies won’t hold value in a panic. “When things really go bad, where do Americans turn?” Philadelphia Federal Reserve President Patrick Harker asked a fintech conference last fall. “Well, they’re going to come back to the government. That’s the history of the country.”

Another ‘Large Player’ For Cryptocurrencies

Harker did allow that other currency models might work if another “large player” besides the government provided trust.

Who could fill that role? Starbucks Chairman Howard Schultz offered some thoughts on the coffee chain’s January earnings call.

“I personally believe that there is going to be one or a few legitimate, trusted digital currencies off of the blockchain technology,” Schultz said. He doubted that Bitcoin would be one of them.

Cryptocurrencies “will have to be legitimized by a brand in a brick-and-mortar environment, where the consumer has trust and confidence in the company that is providing the transaction.”

Starbucks wants to play a role but isn’t making a big investment in a cryptocurrency future right now, Schultz said.

Amazon, Cryptocurrency Kingmaker — Or Central Bank?

Cryptocurrency investors have speculated that Amazon might accept Bitcoin or one of its digital rivals. That specific cryptocurrency would vault past competitors as a trusted store of value and useful medium of exchange. Amazon even registered the domains AmazonEthereum.com, AmazonCryptocurrency.com and AmazonCryptocurrencies, kicking such talk into high gear.

Alternatively, Amazon, Walmart — or a consortium of large companies — might issue their own cryptocurrency. Doing so could let them save on transaction costs and act as a competitive weapon.

But Amazon has also been cozying up with JPMorgan. Recently, Amazon and JPMorgan have partnered in a health care venture and in creating a new type of bank account.

Yet imagine if Amazon or Walmart rewarded loyal customers with tokens that could escalate in value. The tokens would jump to the head of the cryptocurrency pack with potential for broad acceptance as a currency. Customers would likely hoard the tokens, rather than spend them. The effect on sales and profits might be electric.

For a digital currency to gain wide acceptance from outside businesses, the issuer would have to act like a central bank. Governing a currency requires trust, so some functions might need independence from corporate issuers.

Those milestones could ease fears of a massive cryptocurrency crash. The Fed shouldn’t need to rush in and save the day if AmazonCoin or WalmartCoin crashed.

Currencies rely on conservative and predictable rules to assure the public that massive money printing won’t destroy value. Could people trust the central bank of Amazon?

Then again, will people always be able to count on the Fed?

Cryptocurrency Future: Competition For Central Bank Fiat Money

The Fed controls the creation of money, but central bankers seem to be losing their grip. Any loss of faith in the dollar and the Fed bodes well for a cryptocurrency future as dollar-skeptics look for an alternative store of wealth — besides gold.

Bitcoin’s peer-to-peer electronic payment system, first proposed in 2008 to verify transactions through a decentralized public blockchain, arrived on the scene as the global financial crisis triggered bailouts of one big bank after another.

Bitcoin fulfilled famed economist Friedrich Hayek’s idea of denationalizing money. He believed competition could help keep central banks honest and prevent runaway inflation.

Doubts fueled by “ballooning balance sheets of the major central banks in the aftermath of the global financial crisis” motivated early cryptocurrency investors, JPMorgan analysts wrote. Yet the lack of any upsurge in inflation since “has surely reduced concerns about fiat (legal tender issued by a central bank) money.”

A Fiscal Train In Cryptocurrency Future?

Yet the Fed now faces a much different challenge: a runaway federal deficit even amid a strong U.S. economy. The deficit will top $1 trillion in fiscal 2019 and $2 trillion by 2027, and there’s no fix in sight. Republicans have overseen big deficit-financed tax cuts and increased government spending. Democrats want more generous Social Security benefits, Medicare for all and debt-free college.

“The continued growth of public debt raises eventual sustainability questions if left unchecked,” Goldman Sachs economists warned recently.

The Fed seems on track to suffer the same fate as the Bank of Japan. The BoJ has been forced to accommodate sky-high government deficits with easy money and asset purchases. Japan, with a falling working-age population, hasn’t had a whiff of inflation. But the U.S. might be a different story.

Deutsche Bank global credit strategist Jim Reid put this shocking headline on a November report: “The Start of the End of Fiat Money?” Reid argued high debt levels will keep the Fed and other central banks too accommodative, putting fiat currencies at risk.

“The fiat currency system may be seriously tested over the coming decade and ultimately we may need to find an alternative,” Reid wrote. “Cryptocurrencies are all the rage at the moment and are as much about blockchain as anything else, but there could be an increasing desire for alternative” mediums of exchange in the years to come.”

Keep in mind that fiat money is a relatively young innovation. It’s only truly been the norm since President Nixon ended the dollar’s quasi-gold standard in 1971.

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[businessleadermagazine]

How to Stay on the Right Side of the FTC When Publishing a Sponsored Video

The #Sponsored session at Advertising Week 2017 promised to shed light on the do’s, don’ts, and grey areas of #sponsored content “from multiple points of view.” And the panel discussion started off strongly.

Mary Orton, the style blogger behind Memorandum and the co-founder of Trove, a mobile style app, talked about how the updated FTC requirements have changed she discloses paid partnerships. Orton said she thought #ad and #sponsored are terms from another era and a different medium. The high profile influencer added that she only works with brands that she actually uses and often creates more content than an agreement calls for because she so passionate about the brand. Now, that promised to be a point of view that coulda been a contender.

Melissa Davis, the EVP of ShopStyle, the world’s most fashionable search engine, added her two cents on how to be successful, creative, and remain authentic while working within the guidelines of the FTC.

Kim Waite, the VP Global Communications at Laura Mercier Cosmetics, disclosed how her brand has shifted traditional marketing and advertising budgets to influencer partnerships and discussed their stance on transparency and best practices.

But, then Ellie Altshuler, an attorney at Nixon Peabody, spoke. Altshuler, who specializes in influencer contracts, is the lead council for Digital Brand Architects. She discussed game-changing rulings and said the lines between influencers and celebrities are now more blurred than ever. Once she weighed in, the other three panelists deferred to her comments as if they were the Highest Paid Person’s Opinion (HiPPO).

So, what had promised to be a lively discussion “from multiple points of view,” turned into asymmetrical conversation with more than one panelist asking at one point or another, “What do you think, Ellie?” Nevertheless, video marketers still need to know if “Sponsored is a dirty word or new normal. So, let me summarize what Altshuler had to say about how to be successful, creative, and remain authentic while working within the guidelines of the FTC.

If you have any influence over influencers, alert them to three developments, including the FTC’s first law enforcement action against individual online influencers for their role in misleading practices. According to the FTC, Trevor Martin and Thomas Cassell – known on their YouTube channels as TmarTn and Syndicate – deceptively endorsed the online gambling site CSGO Lotto without disclosing that they owned the company.

Download Our New Sponsored Video Insights Report Today! Get All the Latest Data on Sponsored Video Trends

FTC & Law Enforcement

Here’s the backstory: Counter-Strike: Global Offensive (also known as CS: GO) is an online, multiplayer, first-person shooter game. “Skins” are game collectibles that can be bought, sold, or traded for real money. Skins have another use: They can be used as virtual currency on certain gambling sites, including CSGOLotto.com. On that site, players could challenge others to a one-on-one coin flip, wagering their pooled skins. In 2015, respondent Martin posted a video touting CSGO Lotto:

We found this new site called CSGO Lotto, so I’ll link it down in the description if you guys want to check it out. But we were betting on it today and I won a pot of like $69 or something like that so it was a pretty small pot but it was like the coolest feeling ever. And I ended up like following them on Twitter and stuff and they hit me up. And they’re like talking to me about potentially doing like a skins sponsorship like they’ll give me skins to be able to bet on the site and stuff. And I’ve been like considering doing it.

Martin followed up with more videos on his YouTube channel showing him gambling on the CSGO Lotto site. In addition, he tweeted things like “Made $13k in about 5 minutes on CSGO betting. Absolutely insane” and posted on Instagram “Unreal!! Won two back to back CSGOLotto games today on stream – $13,000 in total winnings.”

Cassell promoted CSGO Lotto in a similar way, posting videos that were viewed more than five million times. In addition, he tweeted a screen shot of himself winning a betting pool worth over $2,100 with the caption “Not a bad way to start the day!” According to another tweet, “I lied . . . I didn’t turn $200 into $4,000 on @CSGOLotto. . . I turned it into $6,000!!!!” Then there’s this one: “Bruh.. i’ve won like $8,000 worth of CS:GO Skins today on @CSGOLotto. I cannot even believe it!”

Well, Bruhs, while we’re on the subject of things we cannot even believe, did either of you like consider clearly disclosing that you like owned the company – a material connection requiring disclosure under FTC law?

The complaint also challenges how the respondents ran their own influencer program for CSGO Lotto. They paid other gamers between $2,500 and $55,000 in cash or skins “to post in their social media circles about their experiences in using” the gambling site. However, the contract made clear that those influencers couldn’t make “statements, claims, or representations . . . that would impair the name, reputation and goodwill” of CSGO Lotto. And post they did on YouTube, Twitch, Twitter, and Facebook – in many instances, touting winnings worth thousands of dollars.

According to the FTC, Cassell, Martin, and CSGOLotto, Inc. falsely claimed that their videos and social media posts – and the videos and posts of the influencers they hired – reflected the independent opinions of impartial users. The complaint also charges that the respondents failed to disclose the material connection they had to the company – and the connection their paid influencers had. The proposed settlement requires Cassell, Martin, and the company to make those disclosures clearly and conspicuously in the future. The FTC is accepting public comments about the settlement until October 10, 2017.

An interesting aside: This isn’t the first time Cassell’s name has appeared in an FTC complaint. In a 2015 settlement with Machinima, the FTC alleged that Cassell pocketed $30,000 for two video reviews of Xbox One that he uploaded to his YouTube channel. Although the FTC didn’t sue him, the complaint in that case alleged, “Nowhere in the videos or in the videos’ descriptions did Cassell disclose that Respondent paid him to create and upload them.”

FTC: Warning Letters

The next development of interest to influencers relates to more than 90 educational letters the FTC sent to influencers and brands in April 2017, reminding them that, if influencers are endorsing a brand and have a “material connection” to the marketer, that relationship must be clearly disclosed, unless the connection is already clear from the context of the endorsement.

21 of the influencers who got the April letter just received a follow-up warning letter, citing specific social media posts the FTC staff is concerned might not be in compliance with the FTC’s Endorsement Guides. But the letters are different this time. The latest round asks the recipients to let the FTC know if they have material connections to the brands in the identified social media posts. If they do, the FTC has asked them to spell out the steps they will be taking to make sure they clearly disclose their material connections to brands and businesses.

Updated Guidance for Influencers and Marketers

The FTC has also just released an updated version of The FTC’s Endorsement Guides: What People are Asking, a staff publication that answers questions about the use of endorsements, including in social media. The principles remain the same, but we’ve answered more than 20 new questions relevant to influencers and marketers on topics like tags in pictures, disclosures in Snapchat and Instagram, the use of hashtags, and disclosure tools built into some platforms. You’ll want to read the updated brochure for details, but here are four “heads up” points for influencers:

Clearly disclose when you have a financial or family relationship with a brand. “But everybody knows!” No, they don’t. It’s unwise for influencers to assume that people know all about their business relationships.

Don’t assume that using a platform’s disclosure tool is sufficient. Some platforms are starting to offer disclosure tools, but that’s no guarantee they’re an effective way for an influencer to disclose a material connection to a brand. Like so many things on social media, it’s all about context. One key consideration is placement – whether the disclosure attracts viewers’ attention, taking into account where people are likely to look on a particular platform. For example, when paging through a stream of eye-catching photos, a viewer may not spot a disclosure placed above the picture or off to the side. The ultimate responsibility for making clear disclosures is yours. That’s why you want to make sure your disclosures are hard to miss.

Avoid ambiguous disclosures like #thanks, #collab, #sp, #spon, or #ambassador. Clarity counts. When disclosing a material connection to a brand, use language that’s clear and unmistakable. It’s unlikely that abbreviations, shorthand, or arcane lingo will communicate the disclosure effectively to consumers. Think of it like football. Unless the quarterback throws the ball and the receiver catches it, it’s an incomplete pass.

Don’t rely on a disclosure placed after a CLICK MORE link or in another easy-to-miss location. Consider your own viewing habits on social media. Do you click every CLICK MORE link? We don’t either. When disclosing a brand relationship, the better approach is to hit ‘em right between the eyes. Furthermore, on image-only platforms, superimpose your disclosure over the picture in a clear font that contrasts sharply with the background.

Now, I’m not a lawyer. But, I know enough to recommend that you talk with one about how to be successful, creative, and remain authentic while working within the guidelines of the FTC. That’s right, I would have differed to the HiPPO, too. Hey, there are plenty of other things worth debating.

How to Stay on the Right Side of the FTC When Publishing a Sponsored Video was originally posted by Video And Digital Marketing Tips

[groovyturtlepeach]

How to Stay on the Right Side of the FTC When Publishing a Sponsored Video

The #Sponsored session at Advertising Week 2017 promised to shed light on the do’s, don’ts, and grey areas of #sponsored content “from multiple points of view.” And the panel discussion started off strongly.

Mary Orton, the style blogger behind Memorandum and the co-founder of Trove, a mobile style app, talked about how the updated FTC requirements have changed she discloses paid partnerships. Orton said she thought #ad and #sponsored are terms from another era and a different medium. The high profile influencer added that she only works with brands that she actually uses and often creates more content than an agreement calls for because she so passionate about the brand. Now, that promised to be a point of view that coulda been a contender.

Melissa Davis, the EVP of ShopStyle, the world’s most fashionable search engine, added her two cents on how to be successful, creative, and remain authentic while working within the guidelines of the FTC.

Kim Waite, the VP Global Communications at Laura Mercier Cosmetics, disclosed how her brand has shifted traditional marketing and advertising budgets to influencer partnerships and discussed their stance on transparency and best practices.

But, then Ellie Altshuler, an attorney at Nixon Peabody, spoke. Altshuler, who specializes in influencer contracts, is the lead council for Digital Brand Architects. She discussed game-changing rulings and said the lines between influencers and celebrities are now more blurred than ever. Once she weighed in, the other three panelists deferred to her comments as if they were the Highest Paid Person’s Opinion (HiPPO).

So, what had promised to be a lively discussion “from multiple points of view,” turned into asymmetrical conversation with more than one panelist asking at one point or another, “What do you think, Ellie?” Nevertheless, video marketers still need to know if “Sponsored is a dirty word or new normal. So, let me summarize what Altshuler had to say about how to be successful, creative, and remain authentic while working within the guidelines of the FTC.

If you have any influence over influencers, alert them to three developments, including the FTC’s first law enforcement action against individual online influencers for their role in misleading practices. According to the FTC, Trevor Martin and Thomas Cassell – known on their YouTube channels as TmarTn and Syndicate – deceptively endorsed the online gambling site CSGO Lotto without disclosing that they owned the company.

Download Our New Sponsored Video Insights Report Today! Get All the Latest Data on Sponsored Video Trends

FTC & Law Enforcement

Here’s the backstory: Counter-Strike: Global Offensive (also known as CS: GO) is an online, multiplayer, first-person shooter game. “Skins” are game collectibles that can be bought, sold, or traded for real money. Skins have another use: They can be used as virtual currency on certain gambling sites, including CSGOLotto.com. On that site, players could challenge others to a one-on-one coin flip, wagering their pooled skins. In 2015, respondent Martin posted a video touting CSGO Lotto:

We found this new site called CSGO Lotto, so I’ll link it down in the description if you guys want to check it out. But we were betting on it today and I won a pot of like $69 or something like that so it was a pretty small pot but it was like the coolest feeling ever. And I ended up like following them on Twitter and stuff and they hit me up. And they’re like talking to me about potentially doing like a skins sponsorship like they’ll give me skins to be able to bet on the site and stuff. And I’ve been like considering doing it.

Martin followed up with more videos on his YouTube channel showing him gambling on the CSGO Lotto site. In addition, he tweeted things like “Made $13k in about 5 minutes on CSGO betting. Absolutely insane” and posted on Instagram “Unreal!! Won two back to back CSGOLotto games today on stream – $13,000 in total winnings.”

Cassell promoted CSGO Lotto in a similar way, posting videos that were viewed more than five million times. In addition, he tweeted a screen shot of himself winning a betting pool worth over $2,100 with the caption “Not a bad way to start the day!” According to another tweet, “I lied … I didn’t turn $200 into $4,000 on @CSGOLotto… I turned it into $6,000!!!!” Then there’s this one: “Bruh.. i’ve won like $8,000 worth of CS:GO Skins today on @CSGOLotto. I cannot even believe it!”

Well, Bruhs, while we’re on the subject of things we cannot even believe, did either of you like consider clearly disclosing that you like owned the company – a material connection requiring disclosure under FTC law?

The complaint also challenges how the respondents ran their own influencer program for CSGO Lotto. They paid other gamers between $2,500 and $55,000 in cash or skins “to post in their social media circles about their experiences in using” the gambling site. However, the contract made clear that those influencers couldn’t make “statements, claims, or representations … that would impair the name, reputation and goodwill” of CSGO Lotto. And post they did on YouTube, Twitch, Twitter, and Facebook – in many instances, touting winnings worth thousands of dollars.

According to the FTC, Cassell, Martin, and CSGOLotto, Inc. falsely claimed that their videos and social media posts – and the videos and posts of the influencers they hired – reflected the independent opinions of impartial users. The complaint also charges that the respondents failed to disclose the material connection they had to the company – and the connection their paid influencers had. The proposed settlement requires Cassell, Martin, and the company to make those disclosures clearly and conspicuously in the future. The FTC is accepting public comments about the settlement until October 10, 2017.

An interesting aside: This isn’t the first time Cassell’s name has appeared in an FTC complaint. In a 2015 settlement with Machinima, the FTC alleged that Cassell pocketed $30,000 for two video reviews of Xbox One that he uploaded to his YouTube channel. Although the FTC didn’t sue him, the complaint in that case alleged, “Nowhere in the videos or in the videos’ descriptions did Cassell disclose that Respondent paid him to create and upload them.”

FTC: Warning Letters

The next development of interest to influencers relates to more than 90 educational letters the FTC sent to influencers and brands in April 2017, reminding them that, if influencers are endorsing a brand and have a “material connection” to the marketer, that relationship must be clearly disclosed, unless the connection is already clear from the context of the endorsement.

21 of the influencers who got the April letter just received a follow-up warning letter, citing specific social media posts the FTC staff is concerned might not be in compliance with the FTC’s Endorsement Guides. But the letters are different this time. The latest round asks the recipients to let the FTC know if they have material connections to the brands in the identified social media posts. If they do, the FTC has asked them to spell out the steps they will be taking to make sure they clearly disclose their material connections to brands and businesses.

Updated Guidance for Influencers and Marketers

The FTC has also just released an updated version of The FTC’s Endorsement Guides: What People are Asking, a staff publication that answers questions about the use of endorsements, including in social media. The principles remain the same, but we’ve answered more than 20 new questions relevant to influencers and marketers on topics like tags in pictures, disclosures in Snapchat and Instagram, the use of hashtags, and disclosure tools built into some platforms. You’ll want to read the updated brochure for details, but here are four “heads up” points for influencers:

Clearly disclose when you have a financial or family relationship with a brand. “But everybody knows!” No, they don’t. It’s unwise for influencers to assume that people know all about their business relationships.

Don’t assume that using a platform’s disclosure tool is sufficient. Some platforms are starting to offer disclosure tools, but that’s no guarantee they’re an effective way for an influencer to disclose a material connection to a brand. Like so many things on social media, it’s all about context. One key consideration is placement – whether the disclosure attracts viewers’ attention, taking into account where people are likely to look on a particular platform. For example, when paging through a stream of eye-catching photos, a viewer may not spot a disclosure placed above the picture or off to the side. The ultimate responsibility for making clear disclosures is yours. That’s why you want to make sure your disclosures are hard to miss.

Avoid ambiguous disclosures like #thanks, #collab, #sp, #spon, or #ambassador. Clarity counts. When disclosing a material connection to a brand, use language that’s clear and unmistakable. It’s unlikely that abbreviations, shorthand, or arcane lingo will communicate the disclosure effectively to consumers. Think of it like football. Unless the quarterback throws the ball and the receiver catches it, it’s an incomplete pass.

Don’t rely on a disclosure placed after a CLICK MORE link or in another easy-to-miss location. Consider your own viewing habits on social media. Do you click every CLICK MORE link? We don’t either. When disclosing a brand relationship, the better approach is to hit ‘em right between the eyes. Furthermore, on image-only platforms, superimpose your disclosure over the picture in a clear font that contrasts sharply with the background.

Now, I’m not a lawyer. But, I know enough to recommend that you talk with one about how to be successful, creative, and remain authentic while working within the guidelines of the FTC. That’s right, I would have differed to the HiPPO, too. Hey, there are plenty of other things worth debating.

[williamgreen533]

How to Stay on the Right Side of the FTC When Publishing a Sponsored Video

The #Sponsored session at Advertising Week 2017 promised to shed light on the do’s, don’ts, and grey areas of #sponsored content “from multiple points of view.” And the panel discussion started off strongly.

Mary Orton, the style blogger behind Memorandum and the co-founder of Trove, a mobile style app, talked about how the updated FTC requirements have changed she discloses paid partnerships. Orton said she thought #ad and #sponsored are terms from another era and a different medium. The high profile influencer added that she only works with brands that she actually uses and often creates more content than an agreement calls for because she so passionate about the brand. Now, that promised to be a point of view that coulda been a contender.

Melissa Davis, the EVP of ShopStyle, the world’s most fashionable search engine, added her two cents on how to be successful, creative, and remain authentic while working within the guidelines of the FTC.

Kim Waite, the VP Global Communications at Laura Mercier Cosmetics, disclosed how her brand has shifted traditional marketing and advertising budgets to influencer partnerships and discussed their stance on transparency and best practices.

But, then Ellie Altshuler, an attorney at Nixon Peabody, spoke. Altshuler, who specializes in influencer contracts, is the lead council for Digital Brand Architects. She discussed game-changing rulings and said the lines between influencers and celebrities are now more blurred than ever. Once she weighed in, the other three panelists deferred to her comments as if they were the Highest Paid Person’s Opinion (HiPPO).

So, what had promised to be a lively discussion “from multiple points of view,” turned into asymmetrical conversation with more than one panelist asking at one point or another, “What do you think, Ellie?” Nevertheless, video marketers still need to know if “Sponsored is a dirty word or new normal. So, let me summarize what Altshuler had to say about how to be successful, creative, and remain authentic while working within the guidelines of the FTC.

If you have any influence over influencers, alert them to three developments, including the FTC’s first law enforcement action against individual online influencers for their role in misleading practices. According to the FTC, Trevor Martin and Thomas Cassell – known on their YouTube channels as TmarTn and Syndicate – deceptively endorsed the online gambling site CSGO Lotto without disclosing that they owned the company.

Download Our New Sponsored Video Insights Report Today! Get All the Latest Data on Sponsored Video Trends

FTC & Law Enforcement

Here’s the backstory: Counter-Strike: Global Offensive (also known as CS: GO) is an online, multiplayer, first-person shooter game. “Skins” are game collectibles that can be bought, sold, or traded for real money. Skins have another use: They can be used as virtual currency on certain gambling sites, including CSGOLotto.com. On that site, players could challenge others to a one-on-one coin flip, wagering their pooled skins. In 2015, respondent Martin posted a video touting CSGO Lotto:

We found this new site called CSGO Lotto, so I’ll link it down in the description if you guys want to check it out. But we were betting on it today and I won a pot of like $69 or something like that so it was a pretty small pot but it was like the coolest feeling ever. And I ended up like following them on Twitter and stuff and they hit me up. And they’re like talking to me about potentially doing like a skins sponsorship like they’ll give me skins to be able to bet on the site and stuff. And I’ve been like considering doing it.

Martin followed up with more videos on his YouTube channel showing him gambling on the CSGO Lotto site. In addition, he tweeted things like “Made $13k in about 5 minutes on CSGO betting. Absolutely insane” and posted on Instagram “Unreal!! Won two back to back CSGOLotto games today on stream – $13,000 in total winnings.”

Cassell promoted CSGO Lotto in a similar way, posting videos that were viewed more than five million times. In addition, he tweeted a screen shot of himself winning a betting pool worth over $2,100 with the caption “Not a bad way to start the day!” According to another tweet, “I lied . . . I didn’t turn $200 into $4,000 on @CSGOLotto. . . I turned it into $6,000!!!!” Then there’s this one: “Bruh.. i’ve won like $8,000 worth of CS:GO Skins today on @CSGOLotto. I cannot even believe it!”

Well, Bruhs, while we’re on the subject of things we cannot even believe, did either of you like consider clearly disclosing that you like owned the company – a material connection requiring disclosure under FTC law?

The complaint also challenges how the respondents ran their own influencer program for CSGO Lotto. They paid other gamers between $2,500 and $55,000 in cash or skins “to post in their social media circles about their experiences in using” the gambling site. However, the contract made clear that those influencers couldn’t make “statements, claims, or representations . . . that would impair the name, reputation and goodwill” of CSGO Lotto. And post they did on YouTube, Twitch, Twitter, and Facebook – in many instances, touting winnings worth thousands of dollars.

According to the FTC, Cassell, Martin, and CSGOLotto, Inc. falsely claimed that their videos and social media posts – and the videos and posts of the influencers they hired – reflected the independent opinions of impartial users. The complaint also charges that the respondents failed to disclose the material connection they had to the company – and the connection their paid influencers had. The proposed settlement requires Cassell, Martin, and the company to make those disclosures clearly and conspicuously in the future. The FTC is accepting public comments about the settlement until October 10, 2017.

An interesting aside: This isn’t the first time Cassell’s name has appeared in an FTC complaint. In a 2015 settlement with Machinima, the FTC alleged that Cassell pocketed $30,000 for two video reviews of Xbox One that he uploaded to his YouTube channel. Although the FTC didn’t sue him, the complaint in that case alleged, “Nowhere in the videos or in the videos’ descriptions did Cassell disclose that Respondent paid him to create and upload them.”

FTC: Warning Letters

The next development of interest to influencers relates to more than 90 educational letters the FTC sent to influencers and brands in April 2017, reminding them that, if influencers are endorsing a brand and have a “material connection” to the marketer, that relationship must be clearly disclosed, unless the connection is already clear from the context of the endorsement.

21 of the influencers who got the April letter just received a follow-up warning letter, citing specific social media posts the FTC staff is concerned might not be in compliance with the FTC’s Endorsement Guides. But the letters are different this time. The latest round asks the recipients to let the FTC know if they have material connections to the brands in the identified social media posts. If they do, the FTC has asked them to spell out the steps they will be taking to make sure they clearly disclose their material connections to brands and businesses.

Updated Guidance for Influencers and Marketers

The FTC has also just released an updated version of The FTC’s Endorsement Guides: What People are Asking, a staff publication that answers questions about the use of endorsements, including in social media. The principles remain the same, but we’ve answered more than 20 new questions relevant to influencers and marketers on topics like tags in pictures, disclosures in Snapchat and Instagram, the use of hashtags, and disclosure tools built into some platforms. You’ll want to read the updated brochure for details, but here are four “heads up” points for influencers:

Clearly disclose when you have a financial or family relationship with a brand. “But everybody knows!” No, they don’t. It’s unwise for influencers to assume that people know all about their business relationships.

Don’t assume that using a platform’s disclosure tool is sufficient. Some platforms are starting to offer disclosure tools, but that’s no guarantee they’re an effective way for an influencer to disclose a material connection to a brand. Like so many things on social media, it’s all about context. One key consideration is placement – whether the disclosure attracts viewers’ attention, taking into account where people are likely to look on a particular platform. For example, when paging through a stream of eye-catching photos, a viewer may not spot a disclosure placed above the picture or off to the side. The ultimate responsibility for making clear disclosures is yours. That’s why you want to make sure your disclosures are hard to miss.

Avoid ambiguous disclosures like #thanks, #collab, #sp, #spon, or #ambassador. Clarity counts. When disclosing a material connection to a brand, use language that’s clear and unmistakable. It’s unlikely that abbreviations, shorthand, or arcane lingo will communicate the disclosure effectively to consumers. Think of it like football. Unless the quarterback throws the ball and the receiver catches it, it’s an incomplete pass.

Don’t rely on a disclosure placed after a CLICK MORE link or in another easy-to-miss location. Consider your own viewing habits on social media. Do you click every CLICK MORE link? We don’t either. When disclosing a brand relationship, the better approach is to hit ‘em right between the eyes. Furthermore, on image-only platforms, superimpose your disclosure over the picture in a clear font that contrasts sharply with the background.

Now, I’m not a lawyer. But, I know enough to recommend that you talk with one about how to be successful, creative, and remain authentic while working within the guidelines of the FTC. That’s right, I would have differed to the HiPPO, too. Hey, there are plenty of other things worth debating.

[melindarowens]

“Tone Policing” And The Left’s Anger Privelege

Authored by Daniel Greenfield via CanadaFreePress.com,

If you want to know who has privilege in a society and who doesn’t, follow the anger…

There are people in this country who can safely express their anger. And those who can’t. If you’re angry that Trump won, your anger is socially acceptable. If you were angry that Obama won, it wasn’t.

James Hodgkinson’s rage was socially acceptable. It continued to be socially acceptable until he crossed the line into murder. And he’s not alone. There’s Micah Xavier Johnson, the Black Lives Matter cop-killer in Dallas, and Gavin Long, the Black Lives Matter cop-killer in Baton Rouge. If you’re black and angry about the police, your anger is celebrated. If you’re white and angry about the Terror travel ban, the Paris Climate treaty, ObamaCare repeal or any leftist cause, you’re on the side of the angry angels. But if you’re white and angry that your job is going to China or that you just missed being killed in a Muslim suicide bombing, your anger is unacceptable.

If you’re an angry leftist, your party leader, Tom Perez will scream and curse into a microphone, and your aspiring presidential candidate, Kirsten Gillibrand, will curse along, to channel the anger of the base. But if you’re an angry conservative, then Trump channeling your anger is “dangerous” because you aren’t allowed to be angry.

Not all anger is created equal. Some anger is privileged rage.

Good anger gets you a gig as a CNN commentator. Bad anger gets you hounded out of your job. Good anger isn’t described as anger at all. Instead it’s linguistically whitewashed as “passionate” or “courageous”. Bad anger however is “worrying” or “dangerous”. Angry left-wing protesters “call out”, angry right-wing protesters “threaten”. Good anger is left-wing. Bad anger is right-wing.

Socially acceptable displays of anger, from Occupy Wall Street to Black Lives Matter riots to the anti-Trump marches to the furious campus protests, are invariably left-wing.

Left-wing anger over the elections of Bush and Trump was sanctified. Right-wing outrage over Obama’s victory was demonized. Now that left-wing anger led a Bernie Sanders volunteer to open fire at a Republican charity baseball practice outing. And the media reluctantly concedes that maybe both sides should moderate their rhetoric. Before listing examples that lean to the right like “Lock her up”.

Not all anger is created equal. Anger, like everything else, is ideologically coded

Why were chants of “Lock her up” immoderate, but not Bush era cries of “Jail to the chief”?

 Why were Tea Party rallies “ominous” but the latest We Hate Trump march is “courageous”?

 Why is killing Trump on stage the hottest thing to hit Shakespeare while a rodeo clown who wore an Obama mask was hounded by everyone from the Lieutenant Governor of Missouri to the NAACP?

Not all anger is created equal. Anger, like everything else, is ideologically coded. Left-wing anger is good because its ideological foundations are good. Right-wing anger is bad because its ideology is bad.

It’s not the level of anger, its intensity or its threatening nature that makes it good or bad.

And that is why the left so easily slips into violence. All its ideological ends are good. Therefore its means, from mass starvation to gulags to riots and tyranny, must be good. If I slash your tires because of your Obama bumper sticker, I’m a monster. But if you key my car because of my Trump bumper sticker, you’re fighting racism and fascism. Your tactics might be in error, but your viewpoint isn’t.

There are no universal standards of behavior. Civility, like everything else, is ideologically limited.

Tone policing is how the anger of privileged leftists is protected while the frustration of their victims is suppressed

Intersectionality frowns on expecting civil behavior from “oppressed” protesters. Asking that shrieking campus crybully not to scream threats in your face is “tone policing”. An African-American millionaire’s child at Yale is fighting for her “existence”, unlike the Pennsylvania coal miner, the Baltimore police officer and the Christian florist whose existences really are threatened.

Tone policing is how the anger of privileged leftists is protected while the frustration of their victims is suppressed. The existence of tone policing as a specific term to protect displays of left-wing anger shows the collapse of civility into anger privilege. Civility has been replaced by a political entitlement to anger.

The left prides itself on an unearned moral superiority (“When they go low, we go high”) reinforced by its own echo chamber even as it has become incapable of controlling its angry outbursts. The national tantrum after Trump’s victory has all but shut down the government, turned every media outlet into a non-stop feed of conspiracy theories and set off protests that quickly escalated into street violence.

But Trump Derangement Syndrome is a symptom of a problem with the left that existed before he was born. The left is an angry movement. It is animated by an outraged self-righteousness whose moral superiority doubles as dehumanization. And its machinery of culture glamorizes its anger. The media dresses up the seething rage so that the left never has to look at its inner Hodgkinson in the mirror.

The angry left has gained a great deal of power

The left is as angry as ever. Campus riots and assassinations of Republican politicians are nothing new. What is changing is that its opponents are beginning to match its anger. The left still clings to the same anger it had when it was a theoretical movement with plans, but little impact on the country. The outrage at the left is no longer ideological. There are millions of people whose health care was destroyed by ObamaCare, whose First Amendment rights were taken away, whose land was seized, whose children were turned against them and whose livelihoods were destroyed.

The angry left has gained a great deal of power. It has used that power to wreck lives. It is feverishly plotting to deprive nearly 63 million Americans of their vote by using its entrenched power in the government, the media and the non-profit sector. And it is too blinded by its own anger over the results of the election to realize the anger over its wholesale abuses of power and privileged tantrums.

But monopolies on anger only work in totalitarian states. In a free society, both sides are expected to control their anger and find terms on which to debate and settle issues. The left rejects civility and refuses to control its anger. The only settlement it will accept is absolute power. If an election doesn’t go its way, it will overturn the results. If someone offends it, he must be punished. Or there will be anger.

The angry left demands that everyone recognize the absolute righteousness of its anger as the basis for its power. This anger privilege, like tone policing, is often cast in terms of oppressed groups. But its anger isn’t in defiance of oppression, but in pursuit of oppression.

Anger privilege is used to silence opposition, to enforce illegal policies and to seize power. But the left’s monopolies on anger are cultural, not political. The entertainment industry and the media can enforce anger privilege norms through public shaming, but their smears can’t stop the consequences of the collapse of civility in public life. There are no monopolies on emotion.

James Hodgkinson absorbed all this. The left fed his anger. And eventually he snapped

When anger becomes the basis for political power, then it won’t stop with Howard Dean or Bernie Sanders. That’s what the left found out in the last election. Its phony pearl clutching was a reaction to the consequences of its destruction of civility. Its reaction to that show of anger by conservatives and independents was to escalate the conflict. Instead of being the opposition, the left became the “resistance”. Trump was simultaneously Hitler and a traitor. Republicans were evil beasts.

James Hodgkinson absorbed all this. The left fed his anger. And eventually he snapped.

Anger has to go somewhere.

The left likes to think that its anger is good anger because it’s angry over the plight of illegal aliens, Muslim terrorists, transgender bathrooms, the lack of abortion in South Carolina, the minimum wage at Taco Bell, budget cuts, tax cuts, police arrests, drone strikes and all the other ways in which reality differs from its utopia. But all that anger isn’t the road to a better world, but to hate and violence.

Millions of leftists, just like Hodgkinson, are told every day that Republicans are responsible for everything wrong with their lives, the country and the planet. Despite everything they do, all the petitions they sign, the marches they attend, the donations, the angry letters, the social media rants, Republicans continue to exist and even be elected to public office. Where does that anger go?

Leftist anger is a privileged bubble of entitlement that bursts every other election

Either we have a political system based on existing laws and norms of civility. Or we have one based on coups and populist leftist anger. And there are already a whole bunch of those south of the border.

Leftist anger is a privileged bubble of entitlement that bursts every other election. Its choice is to try to understand the rest of the country or to intimidate, censor, oppress and eventually kill them.

James Hodgkinson took the latter course. His personal leftist revolution ended, as all leftist revolutions do, in blood and violence. The left can check its anger privilege and examine its entitlement.

Or his violence will be our future.

source http://capitalisthq.com/tone-policing-and-the-lefts-anger-privelege/ from CapitalistHQ http://capitalisthq.blogspot.com/2017/06/tone-policing-and-lefts-anger-privelege.html

[everettwilkinson]

“Tone Policing” And The Left’s Anger Privelege

Authored by Daniel Greenfield via CanadaFreePress.com,

If you want to know who has privilege in a society and who doesn’t, follow the anger…

There are people in this country who can safely express their anger. And those who can’t. If you’re angry that Trump won, your anger is socially acceptable. If you were angry that Obama won, it wasn’t.

James Hodgkinson’s rage was socially acceptable. It continued to be socially acceptable until he crossed the line into murder. And he’s not alone. There’s Micah Xavier Johnson, the Black Lives Matter cop-killer in Dallas, and Gavin Long, the Black Lives Matter cop-killer in Baton Rouge. If you’re black and angry about the police, your anger is celebrated. If you’re white and angry about the Terror travel ban, the Paris Climate treaty, ObamaCare repeal or any leftist cause, you’re on the side of the angry angels. But if you’re white and angry that your job is going to China or that you just missed being killed in a Muslim suicide bombing, your anger is unacceptable.

If you’re an angry leftist, your party leader, Tom Perez will scream and curse into a microphone, and your aspiring presidential candidate, Kirsten Gillibrand, will curse along, to channel the anger of the base. But if you’re an angry conservative, then Trump channeling your anger is “dangerous” because you aren’t allowed to be angry.

Not all anger is created equal. Some anger is privileged rage.

Good anger gets you a gig as a CNN commentator. Bad anger gets you hounded out of your job. Good anger isn’t described as anger at all. Instead it’s linguistically whitewashed as “passionate” or “courageous”. Bad anger however is “worrying” or “dangerous”. Angry left-wing protesters “call out”, angry right-wing protesters “threaten”. Good anger is left-wing. Bad anger is right-wing.

Socially acceptable displays of anger, from Occupy Wall Street to Black Lives Matter riots to the anti-Trump marches to the furious campus protests, are invariably left-wing.

Left-wing anger over the elections of Bush and Trump was sanctified. Right-wing outrage over Obama’s victory was demonized. Now that left-wing anger led a Bernie Sanders volunteer to open fire at a Republican charity baseball practice outing. And the media reluctantly concedes that maybe both sides should moderate their rhetoric. Before listing examples that lean to the right like “Lock her up”.

Not all anger is created equal. Anger, like everything else, is ideologically coded

Why were chants of “Lock her up” immoderate, but not Bush era cries of “Jail to the chief”?

  Why were Tea Party rallies “ominous” but the latest We Hate Trump march is “courageous”?

  Why is killing Trump on stage the hottest thing to hit Shakespeare while a rodeo clown who wore an Obama mask was hounded by everyone from the Lieutenant Governor of Missouri to the NAACP?

Not all anger is created equal. Anger, like everything else, is ideologically coded. Left-wing anger is good because its ideological foundations are good. Right-wing anger is bad because its ideology is bad.

It’s not the level of anger, its intensity or its threatening nature that makes it good or bad.

And that is why the left so easily slips into violence. All its ideological ends are good. Therefore its means, from mass starvation to gulags to riots and tyranny, must be good. If I slash your tires because of your Obama bumper sticker, I’m a monster. But if you key my car because of my Trump bumper sticker, you’re fighting racism and fascism. Your tactics might be in error, but your viewpoint isn’t.

There are no universal standards of behavior. Civility, like everything else, is ideologically limited.

Tone policing is how the anger of privileged leftists is protected while the frustration of their victims is suppressed

Intersectionality frowns on expecting civil behavior from “oppressed” protesters. Asking that shrieking campus crybully not to scream threats in your face is “tone policing”. An African-American millionaire’s child at Yale is fighting for her “existence”, unlike the Pennsylvania coal miner, the Baltimore police officer and the Christian florist whose existences really are threatened.

Tone policing is how the anger of privileged leftists is protected while the frustration of their victims is suppressed. The existence of tone policing as a specific term to protect displays of left-wing anger shows the collapse of civility into anger privilege. Civility has been replaced by a political entitlement to anger.

The left prides itself on an unearned moral superiority (“When they go low, we go high”) reinforced by its own echo chamber even as it has become incapable of controlling its angry outbursts. The national tantrum after Trump’s victory has all but shut down the government, turned every media outlet into a non-stop feed of conspiracy theories and set off protests that quickly escalated into street violence.

But Trump Derangement Syndrome is a symptom of a problem with the left that existed before he was born. The left is an angry movement. It is animated by an outraged self-righteousness whose moral superiority doubles as dehumanization. And its machinery of culture glamorizes its anger. The media dresses up the seething rage so that the left never has to look at its inner Hodgkinson in the mirror.

The angry left has gained a great deal of power

The left is as angry as ever. Campus riots and assassinations of Republican politicians are nothing new. What is changing is that its opponents are beginning to match its anger. The left still clings to the same anger it had when it was a theoretical movement with plans, but little impact on the country. The outrage at the left is no longer ideological. There are millions of people whose health care was destroyed by ObamaCare, whose First Amendment rights were taken away, whose land was seized, whose children were turned against them and whose livelihoods were destroyed.

The angry left has gained a great deal of power. It has used that power to wreck lives. It is feverishly plotting to deprive nearly 63 million Americans of their vote by using its entrenched power in the government, the media and the non-profit sector. And it is too blinded by its own anger over the results of the election to realize the anger over its wholesale abuses of power and privileged tantrums.

But monopolies on anger only work in totalitarian states. In a free society, both sides are expected to control their anger and find terms on which to debate and settle issues. The left rejects civility and refuses to control its anger. The only settlement it will accept is absolute power. If an election doesn’t go its way, it will overturn the results. If someone offends it, he must be punished. Or there will be anger.

The angry left demands that everyone recognize the absolute righteousness of its anger as the basis for its power. This anger privilege, like tone policing, is often cast in terms of oppressed groups. But its anger isn’t in defiance of oppression, but in pursuit of oppression.

Anger privilege is used to silence opposition, to enforce illegal policies and to seize power. But the left’s monopolies on anger are cultural, not political. The entertainment industry and the media can enforce anger privilege norms through public shaming, but their smears can’t stop the consequences of the collapse of civility in public life. There are no monopolies on emotion.

James Hodgkinson absorbed all this. The left fed his anger. And eventually he snapped

When anger becomes the basis for political power, then it won’t stop with Howard Dean or Bernie Sanders. That’s what the left found out in the last election. Its phony pearl clutching was a reaction to the consequences of its destruction of civility. Its reaction to that show of anger by conservatives and independents was to escalate the conflict. Instead of being the opposition, the left became the “resistance”. Trump was simultaneously Hitler and a traitor. Republicans were evil beasts.

James Hodgkinson absorbed all this. The left fed his anger. And eventually he snapped.

Anger has to go somewhere.

The left likes to think that its anger is good anger because it’s angry over the plight of illegal aliens, Muslim terrorists, transgender bathrooms, the lack of abortion in South Carolina, the minimum wage at Taco Bell, budget cuts, tax cuts, police arrests, drone strikes and all the other ways in which reality differs from its utopia. But all that anger isn’t the road to a better world, but to hate and violence.

Millions of leftists, just like Hodgkinson, are told every day that Republicans are responsible for everything wrong with their lives, the country and the planet. Despite everything they do, all the petitions they sign, the marches they attend, the donations, the angry letters, the social media rants, Republicans continue to exist and even be elected to public office. Where does that anger go?

Leftist anger is a privileged bubble of entitlement that bursts every other election

Either we have a political system based on existing laws and norms of civility. Or we have one based on coups and populist leftist anger. And there are already a whole bunch of those south of the border.

Leftist anger is a privileged bubble of entitlement that bursts every other election. Its choice is to try to understand the rest of the country or to intimidate, censor, oppress and eventually kill them.

James Hodgkinson took the latter course. His personal leftist revolution ended, as all leftist revolutions do, in blood and violence. The left can check its anger privilege and examine its entitlement.

Or his violence will be our future.

from CapitalistHQ.com http://capitalisthq.com/tone-policing-and-the-lefts-anger-privelege/

[tulagibtc-blog]

Do you need a blockchain? A simple overview.

Recently, I had a conversation with an entrepreneur that wanted to integrate blockchain into his business. After a lengthy conversation, we reached a conclusion that his project wouldn't really benefit from the technology at the current stage. While some blockchain enthusiasts might argue that most ventures would be better with a blockchain integration, figuring out when the technology isn't right for a project is just as important as increasing its adoption when it is. In light of that event, I put together some simple guidelines of when you should consider using a blockchain technology or cryptocurrencies in general, what benefits they can give you and what are some downsides. If none of those criteria fit, it might be best to reconsider chasing the blockchain fad for the time being.

1) You can't use the traditional banking system

If you are operating a business that has problems with the traditional banking system, you can use the cryptocurrencies to accept payments. Perhaps PayPal is not supporting your country, charging high fees, or the nature of your business makes you undesirable for banks. Maybe your local currency is under strong foreign exchange control or experiencing hyperinflation. In all of those examples, using cryptocurrencies such as Bitcoin as an alternative means of payment is an option. You might have problems getting your customers to pay you in those currencies, but this might be better than nothing.

2) You are sending money internationally

International bank wires can take a lot of time and be expensive. It is possible to circumvent some of that through the use of cryptocurrencies. There are some companies that support last-mile payments, such as Coins.ph in the Philippines, or Abra wanting to create "the Uber for money transfers". You could, conceivably, send a local wire transfer to your local Bitcoin exchange, convert it to BTC, then use those coins to complete the international payment. Solutions like these are still in their infancy however - you would have to make sure the right companies exist on both sides of your transaction and that the fees are reasonable.

3) Your business is forming close payment loops

If the money in your business is always flowing in one direction, say, from your customer's credit cards, through your bank account, down to your employees and suppliers, there isn't much room for the blockchain. The process of on boarding and off boarding would detract from your business. However, when your business starts forming closed loops of payments, you can start applying the blockchain. Say, you're moving money back and forth between two countries. You can keep track of the payments on a system like Ripple or Ethereum and only settle the difference at the end of the day, rather than having to perform a wire transfer each time money moves back and forth. While in this scenario you could accomplish a similar goal with a simple database, the more complex your system gets and the more actors get involved, the better you are fit for a blockchain solution.

4) You have a good infrastructure you can open to other parties

Let's say you are really good at handling the last mile payments in your country. Whether it's a country that's hard to reach financially like China, or perhaps less focused on like the Philippines (going once more with our Coins.ph example). You can do good business there by yourself, but if you open your infrastructure for other people to use, you can be earning an extra income from them. In this scenario, the blockchain essentially acts as middleware between your system and anyone that wants to use your connections. Coupled with a network effects of an open system like that, even a few vendors can form a very appealing web that spans the globe. You don't need to be handling payments to be in the infrastructure business. Market making, FX trading, international settlement and the like are also very much in demand. Unfortunately, systems like these aren't very common at this time. You might be building an infrastructure for the future, but at the present you might only get nominal activity at first.

5) You are creating a decentralised system

If you are building a decentralised system, a blockchain may be useful for it. If it's well implemented, it can be a convenient, reliable way to synchronise data across many nodes. You can also create a cryptocurrency token to go along with the system to manage the scarce resources you would be dealing with, whether it's storage, bandwidth, or something else. Decentralised storage, DNS, perhaps a new social network or the like could all benefit from using a blockchain technology. That being said, a lot of decentralised systems might not benefit from this system. If you're dealing with the real world or trying to use the blockchain just as a settlement layer, you might not benefit from adding a specialised blockchain layer. Similarly, a blockchain won't make a bad project good - making a "Facebook killer" will take a lot more than that.

6) You need extra transparency

You are operating a business that can benefit from radical transparency and accountability. Perhaps you want to show your data hasn't been changed after it was created, or that you have all of your financial records accounted for. That's definitely where blockchain projects like Factom can help you (full disclosure - I work at Factom). One of the core features of the blockchain technology is that the past data cannot be altered without invalidating any future records. And if the records are public, any alteration becomes evident. The main caveat for this approach is that blockchain-based proof of existence hasn't yet been tested in court, which means the first use of it as evidence would have to jump through some additional hurdles.

7) You want to innovate with the smart contracts

Smart contracts are an innovation in the blockchain space. They allow for the creation of autonomous programs that have access to their own money. This means you can run self-contained casinos, create decentralised autonomous organisations, etc. All very interesting and cutting-edge stuff that you can probably earn a pretty penny by building for and consulting to other companies that want to get into the blockchain space with their idea. Unfortunately, the space is currently very niche and a lot of the noteworthy projects are very much their own thing. If you know you want to be developing smart contracts and have an idea of what you want to build, you don't need this guide really.

8) You want to build for the cryptocurrency community

The cryptocurrency community is as vibrant as any community built around an emerging technology. There is some good money to be made catering to that, whether by tapping into new markets, building exchanges, wallets, payment processors, all sorts of stuff. There is money to be made in this space if you have the right product to offer. On the flip side, if you don't understand the market, you might not be able to earn enough money to get by. There have been countless companies that went under or never launched in the short history of the blockchain technology.

9) You want to create a new economy

We are getting into the more contentious use of the blockchain technology - creating new currencies, or "altcoins". Perhaps you are part of a community that wants to start its own currency - maybe based on time, nationality, implementing universal basic income or the like. If you want the currency to be independent, freely traded in your community, you can use the blockchain technology for that. Many have tried that before. On the flip side, if you want to use this as some means of getting rich or the people you are working with don't have a strong need for their own currency, you might be creating another pump and dump coin that will come and go. We don't need more of those.

10) You want to raise money for your project with a crowdsale

Another contentious topic in the blockchain community - ITOs - Initial Token Offerings. If you have a project that needs some funding to succeed and you can make a good case of how you can integrate it with a blockchain, you can try doing a token presale to get some money instead of looking for actual investors. There have been some good projects that used this model, like Ethereum, but there also have been a lot of bad projects that have gone down this route. Often, adding a token to a project doesn't make sense or makes the final product worse. ITOs have a bad rep in the community for a reason. Unless you really know what you're doing or are just in it for the money, then you can use the blockchain technology for this goal.

Conclusions

These are roughly the main reasons why you'd want to consider using the blockchain technology in your business or project. If any of these resonate with what you're doing, you might find something to make your project better or at least more interesting. If not, your effort is probably best spent elsewhere.