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jemfisch · 4 years ago

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⌠ MASON GOODING, 21, CISMALE, HE/HIM ⌡ welcome back to gallagher academy, JEREMY “JEM” FISCHMAN II! according to their records, they’re a SECOND YEAR year, specializing in ADVANCED ENCRYPTION & “MACGUYVER” SURVIVAL SKILLS AND NAVIGATION; and they DID NOT go to a spy prep high school. when i see them walking around in the halls, i usually see a flash of (old hip hop blaring from headphones, a broken crtv with the cords ripped out and repurposed, the smell of spray paint graffiti, brightly colored shirts with 80s patterns). when it’s the (cancer)’s birthday on 06/23/99, they always request their ICE CREAM SANDWICHES from the school’s chefs. looks like they’re well on their way to graduation. ⌿ kati, 24, she/her, est ⍀ @gallagherintro

STATS / PINTEREST / CONNECTIONS / CLASSES

INSPIRATION

fox mulder (the x files)

hogarth hughes (the iron giant)

will turner (pirates of the carribean)

robin hood

george weasley (harry potter)

aladdin

spike spiegel (cowboy bebop)

mark watney (the martian)

BACKGROUND + CLICK FOR BIO

his parents were high school sweethearts and married just before they attended college at harvard together, securing careers at the kennedy space center.

jeremy fischman sr dies under mysterious circumstances in a lab accident and ellen is twenty-eight and left alone to raise baby jem. things only go downhill from here. jeremy was the love of her life and she becomes obsessed with his disappearance and all kinds of conspiracy theories, blows a bunch of her money. it doesn’t take long for her to be fired, savings blown on expensive equipment or sunk into internet hoaxes

they move to a rough neighborhood in gainesville where jem grows up. he likes jem, not jeremy, jeremy is his father. he’s never experienced the perfect life his parents used to live, the white picket fence, the shiny space shuttles. he’s only got this, and honestly, he doesn’t hate it.

the neighborhood’s rough, but there’s a lot of fun characters, and his mom is practically his best friend – aside from his next-door neighbor, NOAH WARD.

jem’s mom does odd hacking jobs from the comfort of their home. some of them are shadier than others, she makes connections with a lot of private investigators in town and looks into people’s cheating husbands and tracks down birth parents and missing people. she does pro bono work too, a kindhearted woman, she can never say no to those in need, even if she’s not so fortunate herself. as jem gets older, he learns everything that he knows from her

every summer vacation growing up, jem and his mom would pack their bags and make home in a camper van, traveling across the country. in some ways, this was great mother-son bonding, but this wasn’t why they did it. his mom never gave up looking for the truth about her husband, but hacking into secure, top-secret government databases is nothing like hacking into the gainesville city hall, it’s hard work, and they travel around the country methodically so that their signal cannot be traced. every summer they get close, but never close enough.

when noah moves away for college, jem stays home. he’s not comfortable leaving his mom.

he keeps up with hacking jobs and keeping up with looking for his dad on the side. he doesn’t think they’ll ever find him, his mom holds out hope but jem is eighteen years old and a bit more jaded now, he figures the guy’s just really dead and well, the conspiracy of it all matters less and less when he knows that either way, he’s still grown up without him.

a lot of jem’s social life is online, whether it’s friends from hacking forums or via soundcloud.

when he’s not hacking, he’s making music. his passions of technology and music mix and he creates his own beats and soundcloud, mashing together songs, and even putting together a popular meme track or two used on tiktok.

it’s actually a bit lucrative, but that’s not why he does it. doesn’t even really use his name, catch him on soundcloud…username? uncutjems.

every time he and his mom get close to finding his dad, there’s just more to do, and it’s almost like someone KNOWS what they’re doing.

jem’s right about that – he is being watched. since noah’s admission to gallagher, recruiters have been aware of the boy who taught her everything she knew.

when gallagher makes the choice to start allowing male students, an agent shows up at his door offering him a once in a lifetime chance at a free education.

jem doesn’t have any strong ambition to go into espionage, per say, but he won’t say no to advanced classes taught by some of the world’s brightest minds – and a chance to reunite with his best friend. however, he hasn’t stopped trying to get into the government’s records and still has ambitions of going into music production.

PERSONALITY.

INTUITIVE. jem has a natural intuition about things and he trusts himself and his own opinions about things. i suppose you could perceive this as confidence, but honestly he’s just really SMART, good at absorbing facts even subconsciously and putting things together about people or situations. in a sense, he has a habit of being correct – he definitely comes off as intelligent, even though his grades in school have never been very good. he just has different priorities.

LOYAL. make a friend out of jem and you have a friend for life, he’ll take your secrets to the grade and he’s pretty trustworthy. he’s the type of guy that gets along with pretty much everyone but he has a few select, close friends because he is somewhat intentional about the company that he keeps. he’s friendly and kind, but he keeps his inner circle of people he trusts close and somewhat exclusive.

PROTECTIVE. kind of has papa bear energy, you know ? maybe the dad friend of your friend group, but in a laid back way, he might not seem like he’s the type to spring into action but call someone close to him a rude name and you’ll see his fist coming at your face. he’s protective but not possessive, i guess is how i would describe it, but i think he gives pretty good advice as well because he’s really hoping the best for ppl.

MALINGERING. jem is kind of a SLACKER! at least, that’s what teachers have called him in the past, he simply does not dream of labor. he’s just kind of doing his own thing, will fake sick to skip a class, whatever else, even though he likes producing music he doesn’t really have a great ambition for anything, spy or otherwise. as long as he has a good computer setup, then he’s fucking chilling.

MOODY. he’s laid back to the umpteenth degree when it comes to work or obligations, but he does have sort of mood swings, i guess he’s the sort of person that you would describe as grumpy at times ? definitely NOT a morning person and when he’s in an off mood, he can be hard to interact with or snap out of.

DISORGANIZED. the sort of person to throw his stuff across the bed or leave piles of clothes on the floor to deal with later, maybe he’s not your favorite roommate for this reason. he has a habit of losing things that he just set down or whatever, things like that.

HEADCANONS.

tbh you can think of him like...beca in pitch perfect ! he’s here bc he was offered a free education and he’s cool with that, but he’d rather be pursuing a future in music. a damn good hacker, though, and the gallagher recruiters are hoping that with some ‘ambition’ he’ll want to work for the government someday.

played baseball throughout middle and high school and he’s fairly athletic – he can get pretty competitive when he plays, it kind of brings out a side in him that most people don’t expect to see because he’s fairly chilled out most of the time

a boss with a slingshot. there is no reason for this, but he had one as a kid and he used to chase squirrels away from the bird feeders outside their home. he has great eyesight and his aim is great, but it’s literally the only weapon he’s proficient in

he’s not tiktok famous for his face, but he has two tiktok famous songs...he’s made like 12k in record deals for selling the rights, it’s just the kind of shit that he does goofing around in music software and he has a good ear for what is going to be catchy

he’s NOT a morning person, definitely a late night kind of guy, will stay up until all hours just fucking around on the computer and then he’ll sleep until 1 or 2pm, at least. getting up for morning classes is a struggle for them and he has slept through them on occasion.

funky sweaters, crazy socks, fun-patterned shirts, he dresses a bit like a circus tent at times, but you can’t say that he doesn’t have style – he dresses well, but it’s like he’s stepped out of a 90s cartoon or something

if he makes u a playlist he either wants to be ur friend so fucking bad or he’s head over heels in love with u

really likes making new things with old technology, he loves taking the macguyver courses and learning new things and he’s actually built his own computer and a lot of his own musical instruments

usually has a couple bandaids because he’s a bit accident prone or can lose his focus when working in the lab. when he gets in his own head while working on a project, he literally cannot hear anything else – sort of selective hearing

likes fucking around with spray paint, if he can, he’s got a bit of an artistic streak and he doodles stickers on sticker paper sometimes. you can probably catch his tag around campus or even stuck to the latops of his close friends, it’s just a little man with a tv for a head.

WANTED CONNECTIONS.

HACKING JOBS – if you STILL need a hacker for any of your wild backstory connections, jem is a great bet. he’s been doing paid jobs for people professionally since he could type, and he’s sort of an ace at getting in and out without leaving a trace...and he’s no gossip. so, your secrets would be safe with him.

SMOKING BUDDIES – people that he can smoke up with, talk about life, talk about the bullshit of gallagher, but also people he can laugh with that don’t make him feel stressed or concerned about the future.

MUSIC MAKING BUDDIES – if your character makes music, maybe they can collaborate on something...we’re about to drop the hottest mixtape of all time right here at gallagher academy i will teach myself garageband for this shit...jk but maybe

EX ON BAD TERMS – someone he dated last year...i’m imagining it was their first year and things were really great for the first semester, but shit fell apart second semester along with the school. maybe all the drama on campus caused distance, maybe he wasn’t there for them when they needed it, or maybe they got jealous of the way he always prioritizes noah ? a combination of things, we can hash out the details since i know some of you had some pretty angsty things going on second sem, and maybe it’s awkward now because it feels like there’s unfinished biz.

EX ON GOOD TERMS / LOVERS TO FRIENDS – maybe someone that was a rebound and things didn’t really work and they saw that, maybe he wasn’t over his ex or whatever but they were able to stay friends ? it’s up to you how your muse feels about it but i want an ex that jem also has no hard feels about and actually is maybe sort of protective of them and cares a lot about them finding happiness, they bonded hardcore.

EX-FLING – idk maybe they were hooking up for a while and then one of them started seeing someone else or one of them caught feels so they don’t hook up any more but it was super fun when they did !! also down for it to have been like a summer fling and once the summer ended.

BROS – idk i would like for him to have a squad or something for him to just fuck around with <3 but it’s wholesome and they respect women

ONLINE FRIEND (ANONYMOUS) – he spent a lot of time on forums online and stuff so i’d love for him to have an online friend !! maybe cute if they just know each other by their screen names rn and we can do a bunch of text chats and maybe they both know they go to gallagher but they simply. haven’t met idk

ONLINE FRIENDS – also friends he met online that aren’t anonymous they could’ve met through any number of forums but probably have similar interests like music or hacking so they’re long time homies , someone he’s known almost as long as noah

ONE NIGHT STAND – self explanatory. maybe they’re super good friends and now it’s kind of awkward now and they want to get back to a place of normalcy but it’s simply not normal, maybe they fucked things up by breakin the tension on like. halloween or some shit.

FRIENDZONED – someone jem accidentally friendzoned and maybe he doesn’t even realize it himself but they had a thing for him and he really just didn’t realize it bc he can’t tell unless you spell it out for him.

CLASS RIVALS – someone who tries really hard and cares about class a bunch vs. jem who doesn’t give a fuck but he keeps making the grade without really trying, so they’re ? bitter about it ? and so the two really do not hit it off because of that and they go back and forth , i just rly want a classroom rivalry. maybe even this rivalry and them nagging him actually motivates to try in the class just to piss them off

ENEMY – this person shared a secret with jem and then it somehow got out on the gossip blog idk ! they think jem told and now they hate him.

anything pls let’s chat !

#gallagher:intro

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enniewritesathing · 7 years ago

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John: 2, 4, 8, 10, 11, 13, 17, 18, 21, 26, 29, 46, 48, 49

thank you

02. What is one of your character’s biggest insecurities? Are they able to hide it easily or can others easily exploit this weakness?

Believe it or not, he used to be real insecure about his looks, especially when he was younger. Before the glo-up (or rather, before his voice broke), he used to get made fun of how his hair made him look like a girl (”Hey Jake, what’s your sister doing here??”) or his lips being compared to a fish. “Johnny Fishy Lips, Fish Lips” etc. (His brother, not so much. They’re twins.) Or honestly, not bearing a lot of ‘white’ features (quote his grandparents on his dad’s side – yikes), or on how brown they’d get during the summer. He never quite understood why adults looked at him and his brother funny when they were with their parents – Noelle being Filipino and his dad is white and… there was some unfortunate-ness to that because they look mostly like their mom and none dad, and it was assumed that his dad got tricked or some shit or insert racist shit. At one point, he asked them if he and his brother were adopted; it’s caused John to be very shy and defensive and even gotten into a few fights because of it.

After the glo-up, it became way less of an insecurity because he’s learned to own up to everything about himself, and he also grew into his features. He still got snide comments about his lips and that he probably wouldn’t be a good kisser because of it. Pffft.

04. What are their favorite traits about their lover? (one psychological and one physical)

John loves how resilient Brian is. He came from a pretty bad family situation and Brian choosing to rise above that and be a better person for it? Amazing! (And then there’s karma and Brian is p e t t y knowing that what goes around, comes around).

John’s a fan of Brian’s legs. They’re very shapely and John loves to run his fingers the length of them, and just do a lot of things with them.

08. What is, perhaps, their biggest flaw? Are they aware of this or oblivious to it?

His biggest flaw is that he can be really stubborn, and to get him out of that is to frame whatever he’s stubborn about in such a way is to escalate it. I would also say when he gets a strong (negative) emotion, it’s hard to get him out of that state because it overwhelms him. He’s aware of both and he’s working on it; if he has strong feelings about something, he’ll remove himself if he can.

10. Is your character more feminine or masculine?

John’s fairly masculine, he’s not like “RAWR I’M A MAN HEAR MY DEEP ASS VOICE AND WATCH ME EAT THE HELL OUT OF THIS STEAK”. Or, he’s not toxic about it. He’s subtle with the way he dresses, anything with a V-neck or schmedium shirts (he swears it’s not intentional, but Brian begs to differ). A lot of people think he’s hella feminine because of his long hair and how he looks in general but, it’s really not the case. He just likes to take care of himself.

11. What is something that would make your character fly into a rage?

If someone threatens Brian or his mom in any way. He’ll probably break bones behind that for real and he can do that real easily.

13. What are your character’s sleeping habits? Heavy or light sleeper? Blanket stealer? One that always rolls onto the floor? Pushes their lover onto the floor? Sleep talker or walker?

70% healthy. He can get anywhere between 6-8 hours on a good night, but since he loves naps, it can get pretty wild. He’s a heavy sleeper so, hardly anything can wake him up. John’s given up on stealing blankets from Brian, even the sheets so he just sticks a foot underneath the burrito and be done with it. He used to sleep walk, but he mostly grew out of it. I say mostly because he would sit up and stare at nothing or Brian for a while, then go back to sleep.

17. Does your character have dreams of getting married and/or having children?

Absolutely @ both of them. He and Brian actually talked about it several times, casual at first and even a joke or two (”omg just marry me” “huh?” “what??)” and then hypotheticals ‘okay so picture this–’ and then, ‘y’know, we’ve been through some tough shit together…’ so, he’s sort of waiting to pop the question.

Fatherhood makes him a little nervous because his dad died when he was young and other than his uncle who stepped in that role (and he’s a little problematic), he doesn’t have any male guidance. He would be the type of dad to read a lot of guidebooks and go to classes (”omg is that supposed to happen???”) or be worried about every single thing.

Fun fact!: At the end of Bare Knuckle, I wanted to do an epilogue/timeskip ending with John telling the whole thing to the kids (they ended up having a boy (the oldest) and twins – a boy and a girl. The twins were a surprise in that they were expecting the girl and come delivery time ‘yeah no you got a boy too’ “WHAT?!” ) and they’re like ‘papa, that’s wild as hell’.

18. What kind of home would they want to live in? Where would they place this abode?

He’s actually living in it now, lol. The house is medium sized, but the lot is HUGE. It’s right on the water with a private beach. The house has a quiet area/sunroom (which is what he’s wanted in particular anyway), and the yard is really big enough to put just about anything and everything in it. At some point, he’d like a small garden to tend to, a study area for Brian, maybe a pool?

21. What is one of your character’s biggest fears? How would they react when dealing with this fear?

His biggest fear is not being able to live a long life; he wants to be old. Both sides of his family, the men tend to not live that long due to whatever reason. John gets a little anxious when he gets super sick because of what happened to his brother, so he listens to Brian when he tells him he needs to slow down and take meds. As for fighting, he’s less apt to take bigger risks – he puts more thought into it instead of ‘eh, I can take it’.

26. What is their lover like sexually? How do they feel about their lover’s quirks, needs, etc?

John likes to think that Brian is like an onion – he has many layers. Some layers are tougher than others. Sex is really dependant on how Brian feels since his needs is on the low side; foreplay is a requirement but John doesn’t mind because he’s all about spending time and peeling back the proverbial onion layers Brian has. In fact, he’s learned to be patient with Brian. He feels like he could be a little more adventurous, so once in a while he’d ask Brian if he wants to top (even though John can sort of take him) or ask for a ~special~ night where he’s subbing and let him do whatever. It turns out that that’s a major turn on for Brian, and when he’s feeling very touchy-feely, John lets him. Brian has told him that he feels a little selfish that he wants to use John sometimes, and he’s like ‘no, please, go ahead!; if you wanna do some nasty things, I’m down!’ Brian think he isn’t that good, but John is pretty vocal and lets him know he’s doing right.

Brian has became more bold in his advances and demands (turns out he’s pretty bossy lol) and a couple of times, John had to ask for a raincheck (”I am with you in spirit but my dick ain’t having it”) – but that’s what toys are for. In fact, he has a collection and when the drives or work schedules are really off, then that’s always an option.

Sex isn’t sex but it’s more like the smaller things and how they really feel about each other. And then there are the times Brian wants John to fuck the stress out of him… he’ll do what he can, lol.

29. What is one of the most courageous things your character has ever done for a loved one?

When options to treat Jacob’s cancer were dwindling, John pretty much tried to sacrifice his own body up for anything that needed for him to get better, or at least try to have a better fighting chance. He got the gist of a lot of what was happening, but it really came down to this: “He’s my brother. We’re supposed to protect each other.”

46. What is some random affectionate thing that your character always does to their lover?

John has a tendency to roll up on Brian, and like does what the cat does sometimes and gently head bunts him and when Brian reacts, he kisses him either on the cheek or forehead and acting like nothing happened OR he waits a bit to read him and see where it goes. Or random kisses. It can get tricky because Brian is a little taller, so he always grabs his head and just *smooch* on his forehead. (He knows that that’s his favorite aside from neck kisses)

48. Is there anything in particular that would ignite your character’s jealousy? Or does your character not get envious?

John’s not really the type to get jealous or anything like that. He likes it when Brian smiles, no matter what the source of it is.

49. What is something that your character has nightmares about? Are these frequent? Do they heavily affect your character’s mood?

John has vivid nightmares either about trying to rescue his brother from whatever and then when he gets within a very short distance, Jacob just dies, or the nightmares about being medicinally tortured, not being able to protect Brian and/or watch him die, or ‘fighting’ and him being greviously injured. They used to be real frequent to the point of being diagnosed with nightmare disorder. Now, they don’t happen so much because he knows all of the triggers and how to avoid them, and if they do happen, he knows none of it is real (even if they do feel like they are).

It fucks him up emotionally every time, and it takes him a while to calm down, from removing himself immediately to just talking it out or even cry about it.

#ennie answers #storybooksimblr #a text post #non sims #ask memes #hi it's me the fucker who treats questions like essay questions #i hope ya'll like to read lol #long post #oc: john

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alegendarystudentwonderland-blog · 6 years ago

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"Alderson Oklahoma Cheap car insurance quotes zip 74522

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The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.

Assistance with auto insurance.....What do I do?

I am 20 years old. I have had my license for almost two years. I recently got a car and insured myself with All State. After everything went through, I got a notice about a week after saying I was declined for coverage because I haven't had my license for three years?! I have a completely clean driving record: no tickets, no court, no violations. What company will cover me? In the notice it said something about insurance through the DMV? Anything helps!!!""

Is it true about how you can avoid paying car insurance?

I was once told by one of my professors that the law allows you to not pay car insurance as long as you have a certain amount of money on reserve for paying the cost of the accident (if the judge found you to be the cause.) Is this true or the law have changed? If it's true, it would sound logical to test the stats to see the probability of you getting into an accident and the time you can avoid paying insurance. Any thoughts?""

""How to significantly lower my car insurance, just got fired, can't afford more than $50 or so a month...?""

I'm only 18 and I was just fired from my first job, I worked there for 8 months or so. I still live at home and don't owe any money on credit cards, so my only real problem is car insurance/gas. My parents refuse to help me at all. I currently pay $133 a month in car insurance; I have Statefarm. I've been driving for a year or so and have been in 1 fender bender, my insurance didn't even go up because of it. I've been paying my own insurance for a few months, maybe 6 or so. Is there anyway I can lower my car insurance? One of my friends only pays $80 a month and he's my age. By the way, the car is a 2004, dark blue, not flashy, four door car. If the type of car matters at all. I'm not sure what the $133 a month I'm paying covers, but is there anyway I can pay less and have it cover less stuff? I'm a very safe driver and have never been in any type of accident my entire life (the fender bender was my boyfriends fault -- he was driving my car, not me). I live in Virginia. Is there like a $50 a month option or something that doesn't cover me or the person I hit if I were to get in an accident, and the $50 a month is just so I don't get pulled over and charged with driving without insurance? I need some options because I have very limited funds and I'm not sure how long it will take me to find a new job. Thank you for any help!""

What happens if you are about 10 days late paying for your car insurance?

School is about to start, and i have an insurance payment coming up on the same week i needed money the most to pay for school supplies including a graphing calculator that costs over $100. If i spend this money, i won't be able to afford car insurance till the week after and i might be 7-10 days late paying for car insurance. Will anything bad happen if i'm late?""

What is an affordable health insurance plan that will include mental health coverage and prescriptions?

Ways to check is a business has insurance?

Exactly what the title says, is it possible to check online, or anywhere else, if a business has any kind of insurance? I can't ask them at the moment, because of a legal issue, however, I would like to know if they have any kind of insurance. The business is in Illinois too, if that makes any difference.""

I need to start saving on my healthcare insurance coverage. It is way too expensive. Since our congresmen?

and women are not working so that I can buy insurance outside the State of Colorado, could I possibly buy it from China? anyone know of any Chinese companies operating in the U.S. that are offering affordable health insurance?""

A question about car insurance.?

Do you think the insurance would be cheaper on a 2010 Scion TC (its a coupe btw), or a 2006 Acura TL?""

What is the easiest and most profitable insurance to sell?

Is life and health a harder sell than p&c? Also what company is best to work for, Aflac, Farmers, Allstate, etc.?""

Car Insurance rates for a new driver.?

Hello so my question is what kind of apr would a driver around 19 or 20 get for a new car, i am looking at a Toyota Corolla, with no preexisting credit. I understand that I would need a cosigner and that is not an issue. I would just like to see what type of apr I should be expecting so I may save and plan accordingly. Thank You.""

Insurance Rate difference Between hatchback And Sedan?

hello everyone, im interested in some information regarding insurance quotes. Im in the market for a 02+ Gti, or a 02+ jetta. The gti is 2 door hatchback and jetta is a 4 door sedan. Im 16 years old but im concerned now how much higher will insurance quotes be between the 2 when i start driving. Theyre both going to be manual. If someone has any idea please let me know.""

Most reasonable health insurance?

what is the most reasonable costing health insurance in southern california? I saw a few with low premiums, high deductables(common), but very few office visits covered, other than paying up to deductable. I need, for my family, high deductable, low premium, low priced generic prescriptions, and preferably unlimited office visits at a set rate ($20-$35) per visit. having alot of trouble finding all that. Anthem had almost all, except barely any office visits unless you pay an ultra high monthly. any suggestions?? thanks!!!!""

Do you think its best for me to pay the car insurance all in one go?

am thinking of saving up about 2000 because that's how much my car insurance a year will be and pay it all in one go or just pay monthly? which is better? if pay it all off then i have to save up for a good 4 or 3 months. answer please no stupidity :P

Can i put insurance on a old mobile home ?

I have a 84' model mobile home but i paid to have it remodeled so it's very nice on the inside. Well i want to rent it out so i want to put insurance on it in case a fire or etc. happens to it while it's being rented out . But can i put insurance on a mobile home that old ? and can i put as much as i want or does the insurance only cover how much it's worth ?

Car Insurance On An Accident?

Yesterday I got in a car accident and it was my fault. It was a very little crash and no damage was done to either vehicle, but I gave her my insurance information anyway. If no damage was done to her vehicle will my insurance provider find out? My insurance provider is State Farm.""

What is the best and cheapest car insurance for a 17yr old in London?

I'm not 17 yet, but I am next year. I was wondering, what are the best sites or companies for cheap insurance for cars?""

How can I get the cheapest possible car insurance?

I'm going to buy my first car in a few months, and I need to sign up for car insurance. I don't know where to start. I only work part-time so I want the bare-bonest of plans, absolute cheapest possible.""

Why do I have to be added on the car insurance?

Im 17 and I got my license yesterday. I do not own a car, but I will be using moms car occasionally. My question is if she has car insurance, why do we have to pay extra just for me to drive it? Wouldn't the insurance she already has cover me? Dose that mean that every car I drive (that I dont own) I will have to pay for extra insurance? I just dont under stand it. If any one could explain it to me I would be great-full. Thanks""

Where can i get the cheapest insurance for my car?

What is the best car insurance for someone in their 20s?

""I have no health insurance, ambulance came, but I didn't ride on it?

I fainted at my university and some people called 911. The ambulance came and 2 paramedics check my blood sugar level and blood pressure and that was it... I didn't go to the hospital with them or anything. But of course I had to give them my information and all that.... how much do you think they will bill me? I am terrified of how much it will be because I DO NOT have health insurance. :(

What's the average penalty for driving without insurance in England?

What sort of fine, and how many points?""

I need help finding a good cheap sporty used car with low insurance rates.?

Well I turn 16 in december, I've had my permit for about two months and my family is at total loss of cars. My sister and her car are going to College, and my mom is using the Sienna. So my dads been riding his motorcycle to work. However, he wont be able to do so because he has a 30 mile commute to work. So he needs a car before the rain rolls in, so when he gets a car it'll be his, until I get my license, then it becomes ours. However, all my ideas are getting shot down, but as we get closer to needing one, slowly he's getting more okay with my ideas, but I need your help. I want an Rx8, I've wanted one since I was in 4th grade. I know I know. What the hell, why? A rotary engine with not even 2 litres. barely any horsepower and only gets 16/26 mpg. Well I've driven an Rx8 and I think they're amazing. HOWEVER, my dad doesnt want one for one reason, and one reason only. High insurance. So I was wondering if you can help me find a sporty used car, that I could find pretty cheap. For some Ideas I like, Bmw 330ci's, 328i's, rx8's, G37 coupes. OH YEAH, that reminds me, I'd like a coupe, but a 4 door would work well too if it still maintains a sleek style. like a lexus IS250s. Manual transmission or automatic is fine. decent mileage. you know the drill, OH and it must be atleast 4 seater. Thank you, its greatly appreciated.""

Alderson Oklahoma Cheap car insurance quotes zip 74522

Are there low-cost health insurance options for non-legal adults in California?

My neighbors are immigrants who have lived in California for over 22 years. They have worked and paid taxes since then. Unfortunately, they are still waiting to become legal residents. They have two children who are both U.S. citizens and whose health insurance is already cared for. They themselves pay for private health insurance that is nearly $1000/month. My neighbor recently lost his job and is no longer bringing in any income. Are there any low-cost health insurance options for them?""

Does AAA pay the difference of how much your car lost value if the accident was not your fault?

I was recently in an accident, but it was not at my fault. The insurance company is covering everything. If the car goes down in value, does AAA pay the difference that I lost in the car? Thanks! I have no-fault by AAA in Michigan.""

Where to get kids checkups when you don't have insurance?

My twins are 2.5 years old, and because of changes in our employments, currently do not have health insurance. When we did it didn't cover much, but it did cover yearly checkups. ...show more""

Where can a marijuana smoker get affordable life assurance?

it depends on if your a heavy smoker or just smoke a few times. if they ask for health records then you will be in a higher quote, but also when they ask you question on health and you answer honestly it will help you in the long run because then you will be covered for the need of that disability since your health assurance new you can since you are a smoker. but it depends on if your a heavy smoker or just smoke a few times.""

Need help buying and insuring a motorcycle.?

I am trying to buy and insure a motorcycle without my parents knowing. I am 21 years old and have moved out of my parents house. I have my own car and my own job, but my car is still insured through my parents' insurance. Is there any way I can start my own insurance plan, without my parents knowing, to get motorcycle insurance? Or would motorcycle insurance have to be tied back to the same insurance that covers my car (through my parents). What kind of monthly rates would that cost me? (I'm a 21 year old male living in Nebraska) Any and all help and advice is greatly appreciated. Thanks!""

Whats the cheapest car insurance company for young/newly qualified drivers in the UK?

I have just passed my test and have a car, but the insurance is ridiculously high, around 3,300. There has got to be cheaper quotes out there. Please help, thanks!""

Car Insurance Question? Price?

I'm going to be turning 18 on July 14th 2009, and I was wondering what the cost of insurance would be if I got a used 2003 or 2004 Nissan 350z. I got my license April 08, and have had no crashes or anything. I plan on going to college, but a community college for the first 2 years then going to a 4 year college. Any ideas? I mean the price for this one is only 13,000 and it's a good deal.""

This is about car insurance?

Ok. i have a direct debit set up with swinton for my car insurance every 26th of the month. This december I got paid on the 18th and i have left no money in there for my direct debit to come out when they took it out on 29th decemeber. I didnt realise this happened until friday 29th january and got a phonecall form them telling me they are cancelling my car insurance. I was angry as I had no letters to confirm this and no phonecalls. My phone is broken and I had changed my address (which i have given them about 10 times) they said there was nothing i could do and cancelled my insurance. They have now told me that because i havent paid that its been sent to the debt collectors and is a criminal offence!!! My argument is they did not change my address even after I had told them time after time. Is there anything I can do, or if anyone has any advice what I do now. I have set up a new insurance now but its 8 more than my last one!!""

Pimped car insurance?

I've always wondered how people get car insurance after their car has been pimped. I mean the cars are changed so dramatically and all these gadgets added - how on earth do you explain it to an insurance company?!!

Additional Driver costs?

How much should i expect to pay to add a permanent additional driver to my car insurance? It will be a driver on their provisional licence, aged 24. Its with Direct Line, in the UK I already have a quote, i just think i was quoted wrong, and want to know what other people think it usually costs.""

Is there any reason why i can't add someone to my car insurance?

If i add my sister to my car insurance, because she is a woman and older with lots of driving experience it will lower my insurance quote simply because she is on there. But does she need to actually use the car, or can i just get her added to the car for the saving. I know the insurance company wouldn't necessarily check but if i needed to make a claim could they dismiss it if it was uncovered the additional driver never used the car or intended to use it. We also live in different houses, will that make a difference, as from quotes i have done it doesn't usually ask for a second address, could i say she was living with me for insurance basis? Thanks in advance.""

If requiring people to have car insurance is the same as requiring them to have health insurance than why?

Wont the government help you pay your car insurance if you cant afford it? Isn't car insurance a basic human right?

Health insurance for someone on a Fiance Visa to the U.S.?

My fiance is travelling to California on a fiance visa this month. We have 3 months to get married and then we can apply for his permanent residence and social security, which I hear will take about 6 months. Therefore I don't think I can put him under my work's health insurance. In the meantime, what can he do about health insurance? Will travel insurance w/ medical coverage be okay until I can put him under my health coverage?""

How do i get car insurance with a suspended registration and license ?

I had a lapse in insurance & in turn the cars rgstn. & my lic has been susp.-now it seems after i pay restoration fee for each, dmv wont reinstate my reg for the car w/o proof of ins. and ins. wont insure w/o proof of rgstrtn. HELP.""

The major difference between an owners title insurance policy and a lenders title insurance policy is?

Car Insurance and clueless teenagers?

Considering the kind of questions we are getting by 16 year olds regarding car insurance we could safely assume that they aren't ready to drive at all! Maybe raise the minimum age to 18? Might even save a few lives!

Health insurance?

do you need a ss# or be legal resident to have health insurance?

Can a Healthnet insurance bought in California be used in the Philippines during emergency cases?

My Aunt is from California and she's vacationing in the Philippines. Due to severe allergy attack, she was rushed to the emergency room in one of the hospitals here in the Philippines. Her health insurance provider is healthnet. The hospital here said they don't accept healthnet card. What can she do ? What other options does she have? If the hospitals here can refuse to accept Healthnet cards, can she just pay the bill and have it reimbursed later by healthnet when she gets home?""

How does a LAPC in Georgia get on insurance panels?

I want to add an extra driver on to my car insurance for 7 days what would be the average price of this?

NO INSURANCE and pregnant how much was it?

Only answer if you didnt have insurance for a pregnancy

Idea of what monthly insurance rates are for new drivers?

I am a new driver and would like an idea of insurance rates for new drivers, I know its high. i live in Connecticut and so far Ive been told AAA is the cheapest for new drivers. Also would i pay more if i drive and SUV rather than a car Any advice on how i can pay at least a reasonable amount monthly?""

How much will my ticket be? I'm a little nervous to see since he gave me 4 months to pay it..?

I got in a wreck about 2 weeks ago. I wasn't at fault but because I had no insurance I got my car taken anyway. It's out of impound now, they didn't hold my tags, and I now have insurance and a nice size scratch/dent going from my front fender to my back door. So now all that's left is the ticket that he gave me for driving a vehicle with no insurance. How much will the ticket cost? And does it cost more because the vehicle was in an accident?""

What are the best health insurance options for independant business owners?

A dear friend is purchasing a Salon soon. She has covered all her financial bases and made smart choices so far. HEr main concern now is health insurance. She has always worked for a company that provided insurance, with an employee contribution. She and her husband are african american, about 45 yrs old, the husband smokes, she does not. What are the options out there that are affordable? Cobra will do for now, but as you know, full health insurance premiums are very high, what reccommendations do you have?""

What does financial interest mean on certificate of currency on car insurance?

I'm using my car as security on a personal loan for my pilot training. The finance company have asked for a certificate of currency on my insurance policy. I can get one from the ...show more

Alderson Oklahoma Cheap car insurance quotes zip 74522

Car insurance premium question UK?

OK, my question isn't nothing serious I paid 800-ish for my 1st year and 795 for 2nd year of me passing my test (I am 22yr old) and lived in the same year. Obviously in the two years I have changed my 1998 clio to a 2003 fiesta. Both my policies were TPFT. However my car insurance is due to expire in 2 months time and I have went on several insurers as well as gocompare etc and getting quoted 1495 cheapest and up to 3400 for my 2003 fiesta 1.4 why??????""

""In the state of Georgia do you need a title for an automobile that is 24 years old, to purchase a tag.?""

I am buying a 1982 Chevrolet S-10 pickup truck, I personally know the individual I am purchasing the truck from. The title has been misplaced or lost. We are both under the impression that if a vehicle is X amount of years old you don't have to have a title to be able to purchase a tag,get insurance etc. The truck is 25 years old, if anyone has or knows the answer to my question I would be greatly appreciative.""

CHEAP 2 VAN INSURANCE?

looking for a van insurance for 2 vans

Drivers license and Insurance?

When you get your drivers license do you have to get insurance with it or do you have to wait until you get a car? Do you have to get insurance when you purchase a car? Also does the cost for insurance decrease when you turn 21? How much is insurance a month generally and in North Carolina? I know insurance is necessary though I just need the facts before buying it.

How much will auto insurance be?

I am going to be getting my permit in a month and i already have a car. its a 94 plymouth acclaim 4 cyl and i was wondering how much insurance will be, I will be joining my moms insurance she has farmers.""

Is Gerber Life Insurance Legitimate?

I was thinking about getting Gerber Life Insurance for my 5month old. I just wanted to know is it something that I should look into? Or should I just open a bank account that he can't touch until he's a certain age? I want to be able to have access to the money if, god forbid, anything was to happen.. like emergency room visits, or unexpected accidents as such.""

When to buy motorcycle insurance?

I'm planning to buy a used motorcycle from a private party within the coming month or so. My question is, do i buy the motorcycle first, take it home, then get it insured? Or do i legally have to buy insurance first before i can purchase it from the private party?""

An affordable car to purchase with cheapest insurance for a 17 y/o?

Hey, I'm 17 and looking to purchase my first car. Of course, insurance is a big issue for me. I was wondering what car would be a good buy where insurance wouldstill be cheap? I'm looking at spending around 500 for a second hand car, so all these new electric economic cars which cost thousands that google keep bringing up are too miuch for me. I heard about ford KA's, Nissan Micra's, Renault Clio's and Vauxhall Corsa's being good, however, when I look on insurance websites there's about 50 versions of each car with different engines, doors, years etc, and I don't have the slightest clue which version of the car would be the cheapest, other than having a smaller engine. I was wondering if anybody could provide me with the make and models of the cars which are the cheapest to insure, but are still well priced and can be picked up easily second hand. Thanks""

Car insurance question?

So i just cancelled my policy with a company i was having trouble with (it cost 492) so i am broke now, and i cant really afford another policy as im returning to college next week. However, i can afford a policy under my mums name, but is it possible to go under my mums name when the car is registered to me? Also, does anybody know any good/cheap insurance companies?""

How much would insurances cost on a 88 corvette?

im am going to be 16 and going to get a red corvette i was wondering how much would insurance cost for it and i live in CA in LA i well be under my moms insurance pollicy so what would u think it would cost i drive the car a lot and all the car is for looks it not for racing and pick a up all the girls and go to party lol

Health insurance?

personal

Is Matrix Direct a good ins company?

How much should my car insurance cost?

I am 16 year old girl, will be driving a two door 1995 Honda civic, and have 4.1 gpa in school.""

What is the average cost for small business health insurance with less then 15 employee ?

Does anyone know where I can get cheap short-term car insurance?

I'm due to go away travelling in January, so just want to insure my car (previously declared off the road) for a month or two before I go. Thanks in advance for your help! :) Sarah""

My car insurance is way too expensive?

And I'm planning to change to a different insurance company. I'm suppose to pay two months worth of insurance later this month of about $380, but since I didn't have any accidents on the car, wouldn't that just be paying for nothing? At this point I feel like I am paying for a What if that never happened, so it's more of a Why? now? Maybe I'm just feeling cheated by my insurance company. I had a wreck that should have been removed from my insurance six months ago, as promised, but came to find out that they are still charging me the same price as they were then. I already contacted another company and got a way better deal, but I don't want to pay for the last two months, since I didn't wreck, and feel like they cheated me. Is that justified?""

Cheapest car Insurance companies for younger drivers?

Does anyone know any car insurance companies in UK that are cheapest for first time young drivers. Im a 21 year old male and will be putting my parent as the second driver to reduce it. Im not asking for cheap car insurance, I know that doesnt exist. But Im just asking for cheaper insurance companies because some of them are asking for ridiculous prices like 6,7 grand. I only want a second hand Fiat Punto, please help I cant afford this its just too much. Thank you.""

""Based on my age, how much do think insurance will cost for a range rover sport?

i'm turning 17 in a few months and thinking of getting one for my birthday? a rough estimation would be nice

Car insurance for a road-trip? HELP!?

My friends and I are going on a road trip for 5 weeks from San Francisco to New York and are thinking of buying a car for the duration that we're there. Obviously we'll need car insurance, however how would we go about it when we aren't American nationals and don't have an address there? We do have full British driving licences. ANY help would be much appreciated.""

How MUCH do you think I'd be paying for car insurance?

I'm an 18 year old female turning 19 on Oct 18th. I'm hoping to buy an 8- cylinder mustang GT ranging from the years 2000-2004, and I have taken driving classes with a high pass rate, I live in northern Virginia. How much do you think my car insurance would end up being? just asking for personal estimates!""

How much would insurance be for a 18 year old driving a lexus is300 with 150000 miles on it?

Guestimate how much i will have to pay for insurance?

In MA, a 1994-95 honda civic hatchback 120,000 miles,im 18 and didnt take driver's ed. This is my first car. All i have is a permit for 4 months.""

Car insurance / ownership question?

Right now I live with my parents, we have 3 cars and there are 3 drivers. All of the cars are in my parents name. One of the cars is a total beater and was given to me as my own car, but we never bothered changing the ownership over because we didn't think it would live very long. Now, I'm getting married and moving in with my husband. I'd love to take 'my' car with me but to transfer it to my name would cost a fortune in repairs as it wont pass the safety as it is. It's not a bad car, but things like the parking break don't work and the suspension is awful and I know if I take it in to get the safety done they'll give me 7 days to do several thousand dollars of pointless repairs or scrap my car. My question is can I continue to drive this car while it is under my parents name? I will be living at a different adress from them also. I'm currently also under there insurance policy as a registered driver on this car. Can I continue paying the policy to continue to be an insured driver while living at a different address? If anyone's had a similar situation or is in the insurance business please let me know! I'm stressing out about potentially having to junk a car that drives perfectly fine due to politics. I live in Ontario Canada.""

Insurance with learners permit in florida?

Ok i'm 15 years old and i just got my learners permit. I need to know if i need to have insurance in order to drive the car with my parents or i only need insurance when i get my license. Please try an answer with evidence and what not, thanks in advance""

How long until my insurance drops back down after you have an accident?

How long does it take for it to go back down to where it was before you had the accident?

Alderson Oklahoma Cheap car insurance quotes zip 74522

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