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A fixed deposit (FD) is a financial instrument provided by Indian banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date .

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Expert Management : Mutual Funds are managed by qualified and experienced professionals who have access to company research reports, research analysts, critical and timely market information. Reduced Risks : Mutual Funds help diversify your portfolio and therefore reduce your overall investment risk. To achieve a comparable diversified equity portfolio, you would not only require a lot of cash, your risk is also completely dependent on how those particular companies perform. Mutual funds offer you diversification across and within specific asset class.

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Mutual funds are a type of certified managed combined investment schemes that gathers money from many investors to buy securities.Mutual funds are identified by their principal investments.