#totaledcar

[fincrew]

A car accident is a traumatic experience. Even if the accident wasn’t that severe, a car could be totaled. Failure to repair destroyed vehicles is not a problem, but the cost of such repairs is deemed excessive. If the insurance company determines the car to be totaled, the damage is greater than 75 per cent of its value. Your insurance provider may still allow you to bring your car home before it hits the salvage yard if you recently had a car accident and determine that it is a total loss. However, you must ask yourself if you wish to keep it.

What Is a Total Loss?

Cars are total losses if the cost of repairs exceeds the vehicle’s value at the time of the accident. Though the definition may vary from insurer to insurer, however, if your insurance company determines that the car damage is so severe, it will be a total loss, cost considerations aside. In any case, if it is not possible to salvage the vehicle, you should cut your losses and accept the check your insurance company sends you. Your insurer marks your vehicle’s title as salvage once written off as a total loss. Your insurance company will determine your real cash value and issue a check depending on your car’s make, model, mileage, condition, and options. It will then be auctioned off for its salvage value by the insurer.

What To Consider Before Keeping a Totaled Vehicle

One of the reasons to keep a totaled car is to salvage it yourself for spare parts or to believe it can be restored and made safe for driving again. You may be correct, but take some factors into account before making your decision.

Repair Costs

The repair cost is a big deal. You have to make sure you can get actual value from your vehicle if your insurance company doesn’t think it’s worth the repairs. Consider getting an expert opinion if you don’t know much about mechanics. One scenario in which such a vehicle is worth keeping is if you are a mechanic and can make the repairs yourself for a great deal less than what it would cost to have another mechanic do it. Other drivers and the environment are at risk if you fail to repair a totaled car properly.

Insurance

Your repaired vehicle may be difficult to insure—and you’ll have a difficult time finding an insurance company that will cover your vehicle before being fixed. When the car becomes a salvage vehicle, insurance companies are hesitant to write a policy. You may only be eligible for liability coverage.

Financing

If you don’t own your baby, don’t get too excited about bringing it home. You may not keep the vehicle if financed, and you have not fully paid it off. The final decision will be by the financial institution that holds the loan. You should consider gap insurance if you are concerned that you will owe more than the vehicle is worth if it is totaled. It will cover the difference between your owed amount and the value of the car.

If You Still Wish To Keep Your Vehicle

Even if you can’t bear to part with your baby, arrange with your insurer to keep your beautiful wreck. Payment will be determined by your carrier the same way it would if you weren’t holding your car, but the vehicle’s salvage value will reduce the settlement amount.

[themanwhofelltoearth]

totaledcar > themanwhofellltoearth. i missed this URL

[mymetric360]

What should you do with a totalled car still under payment? Looking for a solution for a totaled car with remaining payments? #TotaledCar #CarLoan #InsuranceClaim Wondering what to do when your car is totalled but you still have payments to make? We've got you covered! Keep reading to find out your options and how to navigate this tricky situation. Relevant Keywords: - Totaled car - Car loan - Insurance claim - What to do Option 1: Contact Your Insuran... Read more: https://mymetric360.com/question/what-should-you-do-with-a-totalled-car-still-under-payment/?feed_id=66478

[trendsgroup]

For example, if a car is worth $6000 and the estimated costs for repair is $5000, and then it is considered totaled. Want to know more? Read on.

[robertcosme]

A sudden storm surge came through south Orlando yesterday afternoon! There was a large branch from our Neem Tree up front that fell on our red car and totaled it! It went through both the windshield and the side window and the car suffered structural damage, including a big dent up on the roof! We feel bad because that little red car had been with us since 2006 and dad bought it for Amarilis so she’d learn how to drive! Wednesday August 5, 2020 #elAsuntoEsBienSerio #aVerySeriousMatter #TotaledCar #News13 reporting (at Orlando, Florida) https://www.instagram.com/p/CDks-yyJqbe/?igshid=28zfifndxomy

[calibrosoc]

Read  what it means when your vehicle is declared totaled here.

[ourcheapcarinsurance-blog]

How Much Does Insurance Payout For A Totaled Car?

Sometimes when people get into a much serious accident. There are chances that their car gets damaged totally. Upon inspection, it may be realized that there is no point in trying to repair the car given its condition.

[iamchrisjalbert]

Took some pictures before we emptied her out and signed her over. Good bye #taniathetoyota, you were good to us. #totaled #totaledcar #youllbemissed @roguecrocus (at New Beverly Auto Clinic) https://www.instagram.com/p/B21z-ylg1G_/?igshid=bw2yqy3775h

[friedtimetraveler]

I've been driving for nine years now and hit a deer for the first time ever two weeks ago on my way back home from my trip to Big Falls. A herd of 5-6 deer ran out in front of me, but thankfully I only hit the front runner and the airbags didn't deploy. Totaled my Cruze that I'd had for six years and killed the poor deer. Finally got a new car yesterday; a 2011 VW Jetta Sportwagon TDI. I'm excited to see what adventures I'll get to go on with this one🚗❤ #chevycruze #jettasportwagon #Chevrolet #chevy #Cruze #chevycruzelt #volkswagon #vw #jetta #sportwagon #jettasportwagontdi #tdi #gold #goldmist #silver #deerdamage #totaledcar #newcar #usedcar #diesel https://www.instagram.com/p/BwPUyvrggJL/?utm_source=ig_tumblr_share&igshid=11hzhvrmwjgr2

[notawordtome]

**Well then.**

Let me preface this by saying I’m calm.  I’m deathly calm.  In fact, I’m so calm, it’s like I rose up to the highest point of anger, and came around full circle to calmness.

Well, it’s not like that because that’s exactly what happened.

My car is totaled.  The accident wrecked my car.  That bitch wrecked my car. 

I call her a bitch because she is slowly becoming one in my book.  I forgave her for the incident, but what has she given me in return?  Nothing.  No insurance, no anything.  She is ghosting me.

I’m done.  I’m done being nice.  For all I know, all she told me was a lie.  And if it wasn’t, it still doesn’t help me.  I’m without a car and am forced to pay for another one with my own money, or fix up the one I have (which costs more to repair than the car is worth) which seems like a more frugal, but short term option.

I just want a car that runs and I want people to be responsible.  I’m livid that I have had to give up the car and I am even more pissed that the person responsible will not be held accountable because I chose not to press charges.  

A decision I still have time to reverse.

I’m going to talk things over with my husband, but for now, I’m beyond pissed.  I don’t even want food, I’m so upset.  Florizel could make me my favorite meal, and it would take me time to build up the desire to eat it.  THAT is how upset I am.  She gets away with so much if I don’t speak up.

I know I shouldn’t be obsessed with the material things.  It’s just a car.  But that’s my mode of transportation.  I have to pay for another car with my own money, my own money that I am having trouble gaining these days thanks to the loan...but once that’s gone, I can scrape something together.

Put a few thousand down on a car.  Something that will get me from point A to point B.

Right now, I just need to cry.  I have a vacation starting in a few days and I want to enjoy it to the full.  I don’t need car troubles to get in my way.  I need to cry it out, focus on what I need to do for the upcoming show and work, and move on.

She’ll get hers.  Somehow.  I need to figure out what my next move is...because I refuse to let this go unanswered for.  If she was up front about having no insurance, I might be slightly more lenient.  However, I cannot be that way now.  I can forgive in my heart, but that doesn’t mean I’m not allowed to teach her a lesson.  I don’t want to drag her through court, but I can settle out of court.

Life is unfair sometimes.  I guess I wasn’t meant to have that car.  Maybe something better will come along.  At least the loan will be covered and that is a nice surprise.  But that still leaves me without a car.

I’ll be forced to ask Florizel to help me get a new car....with his money.  I’ll be forced to pay him back anyway.  I’ll be in debt again.  I need a used car that I can buy for a few thousand dollars.  That’s it.  I’m afraid to buy new.

But if I buy old, it dies faster.  If I fix up my old car, it’ll die in a few years and all that money would be for naught.  But if I buy new, I’m deathly afraid I’ll get in another accident.  Hell, I’m already afraid of getting in another accident.

I just want to get something that runs at this point, I don’t care what it is.  I’m so upset...trying not to focus on the material things, but it doesn’t help that I have to rely on the material things to LIVE.  You know, like work and make money to pay for a car I can’t afford.  

What a load of bullshit.  Fucking bullshit.  And this woman who hit me will walk away from this. She’ll get slapped with a couple of fines and not having to answer for any of the damage she’s done.

My husband and I will most likely have to press charges, even though I promised not to.  She has betrayed my trust.  I will not stand for that.

God, give me strength and learn how to forgive.  I wish her well, but I want her to also take responsibility for her action, which I fear she won’t do.  Not without some help.  Guide my steps, Lord.  I need help.  Thank you for keeping us alive and safe, and reminding us that cars and money can be replaced.  Lives and limbs cannot.  I’m alive.  I’ll make it.  Thank you.  Amen.

[missnevainc]

Consider yourself a risk taker? One in four #millennials would scrimp on car insurance to save money Over three quarters of 18-24 year olds admit they buckle to social pressures causing them to make decisions they later regret, new research reveals today. Furthermore, half said they would join a friendship group that was popular even though they didn’t like the people in it. The research also exposes the difference between genders when taking risks and making poor decisions with more than twice as many young men (11%) compared to women (5%) agreeing that they took risks all the time.  The results also show that when women do take risks, they are three times as likely to regret their decision compared to men. The survey highlights the alarming risks young people are taking when it comes to car insurance: ● One in four of  18-24 year olds admit that they have considered not taking out car insurance to save money  ● A third of men aged 18-24 years state that they have considered not taken out car insurance to #savemoney  ● When asked if they had ever got in a car with a friend who didn’t have the correct car insurance, around double the amount of men (20%) compared to women (11%) admit that they have and regretted it. The results support the launch of a new #video as part of an ongoing #awarenesscampaign called Gone in Seconds launched by #MIB ( #MotorInsurersBureau ) to tackle uninsured driving in the #UK . To watch the #film , go to www.goneinseconds.org.uk  #insurance #carinsurance #accident #totaledcar #carprotection special thanks @digitalnewsagency @tvcgroup #droll #motorvehicle #motor #

[vampyreisbell]

My morning. #caraccident #nomajorinjuries #allokay #totaledcar #paganism #Pagan #guagedmommy #peircings #peircedprincess #peircedPagan

[bertonchang]

💥💥💥🚗🚗🚗 It's clearly #totaled. no coming back from this one. No #doover, #mulligans or #takebacks . . . 2019wk36-83 #research #study #materials #goner #wreck #totaledcar . . . #abstract #myfeatureshoot #minimalzine #minimalism42 #broadmag #humbleartsfoundation #aintbadmagazine #noicemag #thisaintartschool #unseenplatform #fotoroom #hkig #hkiger https://ift.tt/2Zslehz

[whocares3480]

Can you keep your car even if its totaled? Click the link for the needed information - https://t.co/31M6EJz3Vc #totaledcar #needtoknow #FAQs http://bit.ly/2TZlM6T

[bidgodrive]

#Saving the #BigBucks or #Buying a Problem? What is a #SalvageTitle ? What is a Salvage Title A salvaged title #car runs usually for sixty to seventy percent less than the car´s real #marketvalue. This makes them irresistible to most #buyers. Is it as easy as it sounds? There are some things you have to know before embarking in such and adventure. Read on as I reveal all the secrets of buying salvage titles. Cars that have been exposed to: · Severe damage from an #accident (#totaledcars). · #FIREDAMAGE OR #FLOODDAMAGE · Featured excessive use (former police cars and heavily-used taxis). · Was returned under manufacturer´s Car Warranty. · Was remanufactured or refurbished for resale purposes (rebuilt title). · Was reported as a stolen unit and it has missing parts. In these cases, the cars are deemed a #totalloss mostly by car insurance companies. Whenever that happens, the #insurancecompany declares a total loss on the #vehicle and takes repossession of it. Most of these scenarios mean that the cost of repairing the unit is higher than the cost of the car itself. Insurance Companies In an attempt to recover some of the money that they had to pay for declaring the total loss, insurance companies often #sell the car. It might get remanufactured or used by #parts (depending on the damage). Once the car is sold as a #salvagecar, it is given a salvage title. It depends on the laws of each State, but it is mostly given a salvage title to inform future owners of its past. The Initial Price and the Fixed Price When #purchasing a #salvagedcar and generally when buying any #usedmotorvehicle, final price means buying and fixing. A salvaged vehicle might mean a 70% discount, but the money you spend after buying is what should define the purchase. A #cleantitle can be found in the blue book, but most #salvagecars don´t, so getting a loan for repairs can prove to be hard. Put an eye on the mentioned specs and an ear to your #mechanic ´s verdict before embarking on an adventure that can really prove to be expensive. DM us for details @bidgodrive or visit us on the web http://bit.ly/2mXXfBv

[digscustomcarfinancing-blog]

JUST A FEW DAYS LEFT, TO MAKE A DIFFERENCE:

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