#spot loan
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Hey so. It looks like that time again where I have to ask for a little help
My insurance ran out and I had to pay out of pocket for my physiotherapy session today. It's also a short pay week because hubby lost a day of work due to his inner ear problem last week
Long story short:
After paying the rent, this is the situation. Hubby Jon has about $160 in his account, not enough to get me out of overdraft. I'm trying to decide whether to cancel our meal kits or skimp on groceries, we can't afford both. I mean. Technically between us we have negative $55 so... we can't really afford either
I also have a minor medical procedure scheduled for tomorrow and I'd sure like to have food in the house while I'm recovering. It would be one less thing to worry about.
Anyway.
If you have a few bucks to spare, I would appreciate a tip over at my Ko-Fi:
Thank you for reading
#as always please do not feel pressured to tip if you are in a tough spot yourself#i will not die if u don't donate. i will mooch off family for loans if i need to. i'd rather not but if it comes to that i will#and i do have enough food in the house to last at least... 3-4 days? probably more if i get creative#but yeah. not gonna die. a little help would just be nice#mod post#financial stuff#ko-fi#btw the recovery time should only be a few days it's a minor procedure no worries. i have god and codeine on my side. also antibiotics
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checked my email. Mistake!!!!!!
#C#Fucking student loans man#I applied for a income based plan a couple months ago that presumably wasn’t approved bc I have overdue payments and my account shows no#Record of the application so fuck me I guess!!?#And I really tried to apply in a sweet spot where I would get the Biden plan but now that’s out the window fucking Americans voting against#Their interests. Fuck!!!!
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every time i have a favorite professor, they leave the next year… even with tenure…
#well. the one thats leaving now may not have come to this decision if admin hadnt denied it to her and four others last year for no reason#it was excepted this time but admin hasnt put out an email or anything to recognize it#*accepted#this is far from the worst that admin has done but it still gets me how they are sickening on every level. sucking this place dry and#forcing everyone who cares abt this place to leave#painting over murals. installing four cameras just to make sure no one chalks and brightens up the place a little. rips through the plant#life without going through the proper channels resulting in damage that will take over a decade to heal#rendering the title ix office useless at a time when reports are becoming more common#this college had been damn near perfect for me.. i cant imagine theres another one like this (that wouldnt require me taking out a huge loan#to afford)#we are literally gonna have two chemistry faculty returning next year. and one of them can only teach lab. we will be lucky if we can hire#three more to fill the empty spots. 0 chance of getting a pchemist cause the interim provost at the time had fucking ragged on the candidate#abt race and gender in a last minute meeting that made the candidate have to rush to the airport#fuck man….
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WHUMPTOBER DAY 7
Pairing: Mirko Lehtinen x Olli Matela
Prompt: “Can you hear me?”
Word Count: 402
Summary: Olli gets an unexpected phone call.
#whumptober2023#no. 7#‘can you hear me?’#blind channel rpf#lost society rpf#olli matela x mirko lehtinen#ik it’s a crack pairing but I’ve had a soft spot for these two ever since he loaned Olli his bass
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I’m realizing how good my friends are- not just as friends- but how they are all just genuinely wonderful people who make the world better, idk I’ve been going through some early 20’s growing pains recently and it’s just hitting the me that I have people who value me and actually WANT me in their life, and make me feel like I must be doing something right
#I’m slowly and painfully realizing I’m outgrowing my old friends#no bad blood or anything#but I’m realizing how well I’m treated by some of the friends I’ve made in my adult life and realizing#damn#my old friends roll their eyes when I talk about race#and two weeks ago I stayed up until THREE am talking to my friend in our pjamas about how it feels to constantly have to prove yourself#to white people that you are white enough to be taken seriously#and then jarringly moving to a workplace of all people of color and having to constantly prove that you actually are mixed race#and should be taken seriously#and how that leads to us often overcompensating in proving ourselves and just feeling pulled in multiple directions#it was so healing#my teenage friend group jokingly laugh at me for buying stacks of books in bulk and reading a book a week#I mentioned loving Circe to my friends#and TWO of them bought the book on the spot and read it in a week#and the third borrowed my copy and it felt SO good to LOAN somone a book#and feel confident that we are friends and I will see them soon and they will be able to give it back the next time they see me#because there will be a next time and they like having me in their life#I’ve known these guys for three years and it’s just been hitting me in the past few months how much I love them#and it’s shitty to compare them to some of my old friends I’m outgrowing but the spark just isn’t there#and they don’t make any effort to show me they care#and it’s not bad no one is mean#but these guys just keep blowing me away with how easy friendship is#they text when they think about me and even showed up randomly at a lesbian bar because I mentioned I was going#and WANTED to see me#I’m just so lucky#I remember somone was questioning my athority on a topic because I was young and I don’t even remember how it came up but I heard my friends#recounting the story after and one of them confidently said without thinking ‘yeah they were being like so wierd Rogi is our friend#idk idk I’m gushing I am just going through a lot of life changes and also I’m 21 so I’m kinda clicking into the stride of my adult life#amd understanding who I am… and I just feel so lucky to have friends that value me and who make friendship feel so effortless
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So I was just saying same to a post using tags and like tumblr what the fuck were those suggested tags
I’ll put add the tags to this post
#i investigated kinahan and hutch mobs for decades – people always ask same question about ‘the monk’ verdict#everyone saying same thing after man has ‘crazy encounter’ with a humpback whale off coast of ireland#everyone saying same thing as two humpback whales spotted in ‘rare moment’ off coast of ireland#same day loans direct lenders#like sorry what the fuck are these#like I know they are people using the tags to talk but tumblr why have you given me these
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this is such a niche, usa-based rant but I work at a credit union and I keep encountering people who have taken out a loan, have issues with what they purchased with that loan (in my case, usually solar panels), then decide they will not be paying the loan back because the product they purchased doesn't work. and it's like
I get it!! capitalism is hell and our financial landscape is broken!!! unfortunately you borrowing money from the bank has nothing to do with what you purchased not working and that does suck but you still have to pay your loan!!
i'm talking to these people who are six months past due not because they can't pay but bc they're mad at the solar company and i'm trying to explain if they don't make payments, the loan will have to be charged off and sent to collections and legal action will be taken at that time and they're like fine! take me to court! my product doesn't work! and I am on my knees begging to work with them because I know they have no legal standing and they are about to be ~very unhappy~ when they lose that court case because borrowing money has nothing to do with how you spent that money!!!!!
#idk just a psa I guess#it's so so frustrating bc it's not like they're in a spot where they have a hardship#and I have so many ways I can change the loan to help if they need it#including temporary pauses!#but like you do still have to make payments at some point your mortgage doesn't just go away because your water heater explodes#and yet I encounter people every day who think it does#so psa if you take out a loan for like a car and the car is totalled or repossessed#you are still responsible for paying anything not covered by insurance or auction#so be so so careful taking out loans and try to avoid taking out more than you actually need!!!#anyway off my soapbox#and back to responding to this guy who started my day with 'okay take me to court'#personal
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so mordred is sick and we're short on testing money
ive posted a few times about mordred being sick lately, and his xray wiped out most of our money for the next two weeks. if it is lung worms or a bad virus, im afraid of it getting worse and possibly doing permanent damage in the time before our next payday since hes already been dealing with it for so long. he and his sister are my everything, i couldnt stand it if anything happened to them that we could help.
so please, dont put yourself in a tough situation just to help us out, but if you have enough to remain comfortable after donating we would appreciate it so much. if youd like something in return my partner would draw anything youd like, their art blog is here , just send one of us a msg/ask and theyll get started on it as soon as theyre back from work
im in ko/fi jail rn and working on getting it back up, right now i only have pypl here
(including the extra gas to/from the vet, medical waste fee, and estimated tax)
81/231
#it will probably be a little higher than that if they throw in some equipment fee like last time but im going to call tomorrow#and ask for a more concrete estimate and update this if its more than that#last time she said the viral test is just a swab but maybe thats a lab fee?? stressful i wish theyd just put a chart on their site ugh#again pls dont donate if itll put you in a tough spot i dont want anyone to go without on our account#but thank you to anyone who helps even just with boosting#i love mordred more than anything and id take out a loan if i had to but were trying to get an apartment so the credit hit would screw us#so were trying to avoid that if at all possible#ty in advance again for boosting#will repay with cat pics if wanted
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God, I regret this already.
#I tried everything#I couldn’t find a house or apartment to approve me#my friend had one for $2300 which I can’t afford on my own anyway but even if I could#her dad wanted first last secured it which is 7k and I have not even half that#I was going to try to stay with my mom for a few months to save but still iffy#I was going to stay with my mom for good but#she said she has to move in two months too because she’s been late on rent every time#and I legitimately don’t know if they’ll find a place because they’re broke and in a worse credit spot than I am#Inow someone with one room to rent that me and Kai could try to squeeze into with random roommate#but it’s only available Aug - Dec#my friend in Tampa offered me a room but then I’d have zero babysitter at all for Kai#and I found a random apartment complex in Orlando that’s brand new and more affordable and also takes this guarantor thing#where basically instead of a refundable security deposit to the complex you pay a non refundable one to them to guarantee your lease#but I still couldn’t get approved with chases income#but the apartment could get me in this week and I could have a year leae#versus me staying with someone for a month or two and being homeless#but what the actual fuck I’m so fucking scared right now#this town holds nothing for me personally#but my son has his school and friends and beater and dance and we’re close to everything and I do have family and a stable job#and I tried to get an RV but got denied the loan this is so fucking hard man#I’m about to give up every ounce of stability I have and move to a new city because I stumbled across a place that would take me right away#and I’m scared AF to be homeless#and I’m scared#I know I csn find a new job and I’ll have a place to live and I can work out childcare if chase and I work opposite schedules and my son is#5 and so adaptable#and we can always come back in a year and get back everything we gave up#it’s only a year#but I promised myself I was finally going to be free of him and on my own and I wanted to be proud of myself and the fact that my mom and#the RV and this house and all of this fell through crushed me#and I’m so disappointed and so afraid
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preston and jeremiah are so cute! I noticed he looks younger in this ship compared tothe ship that he has with Nathan. I'm gonna guess is another Au?
YES!! AHH GLAD YOU NOTICE IT! yes they're in the slice of life au, but shit happened and this is why Jeremiah has "2" option of partner.
ok, some explanation, in the most simplest way, here's a chart!
#HAHAHDJDASJD CHART TIME!!#so yes there's 2 possibilities!#and each of them are canon in their respectful ways#Jeremiah took the fine art program while Preston took education#not because he wanted to but he got NOOO MONEY but he's the type of person who place knowledge as a top priority#he took some student loans as well#chart#oc#original#jeremiah#preston#nathan#freya#giacomo#don't ask what giacomo did but he kinda joined in an illegal group and since Jeremiah has a soft spot over him he just took the bite#also the fact that nathan thought that jeremiah is an actual mafiaso when they first met it really funny#LIKE COME ON the scars?? HIM BEING ITALIAN?? mafia!!#jeremiah is like “uhmm.. who's this talkative child?”#don't bother asking freya she's heinous inside and out#that's why preston was listed as an “emotionally burnout” person because freya just being a piece of shit over him#anon#ask
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money plans:
1) pay off credit card debt from Colorado Trip
2) continue growing savings until we're back at 3 mos of husbands paychecks
3) pay down private student loans aggressively
4) invest in house (fixing fireplace, functional storage, nice furniture)
#kiwi speaks#we were in a really good money spot pre-elopement but are just in a Fine one now lol#working on it!#i have aboit $30k in student loans yet ao even if i get $20k forgiven I gotta Focus
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Nectarine Farming in Kenya: The Current State of Nectarine Farming Industry
Nectarine farming in Kenya is experiencing a steady growth trajectory, reflecting broader trends in the country’s horticultural sector. Nectarines, a close relative of peaches, have found favorable conditions in the Kenyan climate, especially in regions with temperate climates such as the highlands. This fruit, known for its smooth skin and sweet flavor, is increasingly popular both locally and…
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#best nectarine varieties for kenya#best places for nectarine farming in kenya#best time to plant nectarine trees in kenya#challenges of nectarine farming in kenya.#climate for nectarine farming in kenya#common nectarine diseases in kenya#common nectarine pests in kenya#cost of nectarine seedlings in kenya#cost of starting a nectarine farm in kenya#export potential of kenyan nectarines#exporting nectarines from kenya#fertilizing nectarine trees in kenya#government support for nectarine farming in kenya#grants for nectarine farming in kenya#how to care for nectarine trees in kenya#how to control aphids on nectarine trees in kenya#how to control bacterial spot on nectarine trees#how to control brown rot on nectarine trees#how to control fruit flies on nectarine trees in kenya#how to grow nectarines in kenya#how to harvest nectarines#how to plant nectarine trees in kenya#how to store nectarines#intercropping with nectarine trees in kenya#is nectarine farming profitable in kenya#kenyan nectarine export regulations#loans for nectarine farming in kenya#nectarine farming#nectarine farming business plan in kenya#nectarine farming in kenya
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my roommates parents are nuts for telling her she should get a mortgage and if she still wants me as a roommate i can pay rent to her.... we are NOT going to do that. r u kidding me 😵
#what world are they even living in where she can afford to buy property. at her age and with her income like come on.....#they say crazy shit to her all the time. honestly it sounds like theyre just searching for new ways to disapprove of her life choices#shes a fully independent adult and clearly doing fine. go bother her other sisters none of them own property 🙄#man im glad i dont face pressure from my parents like that. i think i would quickly stop talking to them if they were so critical of me#if anything theyre always telling me not to start thinking abt getting married buying houses having kids etc until im in my 30s#still tho that rly does suck for her that theyre not more supportive. what can u do tho leopards dont change their spots ig#just thinking abt it again damn.... a mortage???? at 24?????? without even earning enough to start paying back student loans????#in THIS economy???????#.diaries
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It's a good morning when a friend lets me ramble about swords. It's an especially good morning when the sword in question is Ookanehira
#vulpersonal#i love that sword so much#when student loans are in a better spot I still plan to go to Japan and see him
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...
and today on we can't catch a fucking break, we had a pipe burst last night at ungodly o clock and fixing it plus mold prevention to dry the ceiling out is. $2300 if insurance accepts our claim, $6300 if they don't.
like. just. H O W. THIS HAS BEEN THE SINGLE MOST RIDICULOUS YEAR AND IT ONLY HAPPENED DIRECTLY AFTER WE SPENT ALL OUR EMERGENCY SAVINGS ON STANDARD MOVING COSTS JUST AFJDKSABDHJALBCDJABDILVHDIABF
#I am THIS CLOSE to seeing if I can spit out as many trashy romance novels as possible for amazon kindle#the problem is I have ZERO interest in writing het and don't have connections in those communities#and I refuse to release any sort of sub-par writing the places that I do have connections bc I've got Pride in communities where I exist#I don't think I have any way around borrowing money from my mother#unless someone wants to give us like $2300 and then we're like. still in 'either I get more overtime which it totally outside of my control#or any unexpected expense once again puts us at the mercy of my mother and/or the kindness of friends to spot us for a few months' territor#LIKE I AM JUST.#READY TO SCREAM.#CAN LIFE PLEASE STOP HAPPENING SO MUCH LIKE CAN IT JUST GIVE ME SIX MONTHS TO PAY OFF ALL MY LOANS#BEFORE IT STARTS HAPPENING SO MUCH AGAIN
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