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Insurance and Totaling a car?

"Insurance and Totaling a car?

Hello, I was recently a victim of a hit and run on a brand new 07 car. The back was smashed and the right back tire was sideways. The insurance company had me bring it to one of their authorized body shops. After 9k worth of damage, I received the car back. I was told the insurance adjusters told the shop not to replace certain parts etc. When I received the car, I brought it to the dealer to get it a wheel alignment. The mechanic came back and said the car could not be aligned and there was still major damage (subframe was bent - I could even see it). He also stated that the car will never drive the same after the accident even if the subframe is replaced and it would pull to one side and cause wear on the tires. Do I have the right to demand the car totalled from the insurance company? The car was 3 months old before the accident and I would want it in the same condition that I got it in. Thanks PS car was hit in NJ - insurance in NY

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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Has anyone heard that if you are a girl and you have a B average on your trascript, you save 70% on the price of the auto insurance?""

How do you value a damaged tree for insurance purposes?

Long story short, a guy ran his car off the road into my front yard and hit a tree. The tree is a complete loss. He has insurance (thank god!). How much should I expect to receive from the insurance company for the value of the tree? The tree is a mature Blue Spruce. It was about 20-25 feet tall, had an 8-10 inch trunk, and a spread at the base of about 15 feet or so. I know that I should at least be entitled to the cost of removing the tree/debris and planting a new tree. But you cant really plant a 25 foot Blue Spruce! So, the problem I am having is determining what value should I be entitled to considering the maturity of the tree? Who can I call to get an appraisal? Other info: I live in a subdivision of custom brick homes on a large lot (about 1 acre) and my home is worth about $275k. The tree sat on the edge of my property in the front yard in a group of two trees (the other one was slightly damaged also, but can probably be salvaged) that provide some shading from the neighbor and the road. Obviously, the amount of shading is now reduced and the aesthetics of the group of two trees is messed up to the point that I am considering just removing both trees.""

Where to get cheap insurance for 50cc geared moped?

trying to find a insurance broker that does good deals for 16 year old drivers. trying to insure a 2003 DERBI GP 50. cheapest deal iv found so far is 370 pounds. anyone know a good insurance company that can do cheaper. thanks in advance

Getting car insurance on a new car?

I'm planning on buying a new car in the next month or so because my old one is falling apart. My car insurance that I have now is actually my mom 's and I wanted to get my own policy for the new car. Do I have to buy insurance before I buy the new car.

Is car insurance fair?

Let's say you're financially stable, and a very safe driver. Is it fair to make EVERYONE pay for car insurance? Wouldn't it be more fair to have car insurance companies hold your money in case of an accident, then you get your money back if you don't get in an accident by the time you switch companies or are too old to drive? It seems like good drivers are paying for the damage done by bad drivers.""

Cost to Insure a 2005 hyundai tiburon?

17 year old guy First car Blue exterior Automatic car 4-cylinder Allstate insurance

Car Insurance Costs.?

Coverage Type: Your Basic needs Collision: $250 Deductible Comprehensive: $250 Deductible Medical: None Bodily Injury Liability: $100,000/300,000 Limit Property Damage: $50,000 Limit Towing: Yes Rental Reimbursement: None ^^ Does anyone have an clue towards how much that would be monthly?""

I've just bought a car and am going to drive it home. Can I get done for driving without insurance?

I was wondering if it would be an offence to drive a car without insurance after buying it as I will sort out all the insurance stuff once I get home.

What will happen to me if i can not provide proof of insurance in the state of California?

What are the laws regarding vehicle proof of insurance in the state of California?

Kit car insurance at 17?

Watching an old top gear episode where they showed an mr2 (love em) converted into a ferrari, something like a 430, they said that his premium decreased. I called up an insurance company today, im 17, looking to buy a toyota starlet and transfer all the panels from a glanza v onto the starlet but nothing from the engine bay, so it would be classified as a kit car? but no where near as high risk as not having better performance parts or the turbo added. The end result was me spending ages on the phone and them saying they wouldnt insure me, even though it is a kit car and no performance parts, please please please... can someone with better knowledge clarify why they would decline me when it should make it cheaper!! Ty Jordan""

Car Insurance - Young Driver 18 years old Male - NEED HELP PLEASE!!!!?

I have recently passed my driving test (3 days ago!) and will be buying a car ASAP as I have a job lined up and have just left school. I've tried tens of comparison sites and even rang some insurance companies direct to try and get a better quote... I have looked at the smallest possible engine size, that being 0.8l and 1l engines. I've looked at cars such as FORD KA, Vauxhall Corsa, Nissan Micra, Renault Clio and a few others too. The cheapest quote I have found for all of the cars is for a 2000 Ford KA 1.3l 3dr 4 seats (the smallest KA engine size possible) and that price was 3,800 paying monthly with a company called My Policy . However, I have used various other KA registration plates all the same engine size but some being 2003 models or 2005 and the insurance jumps to over 6,000! I haven't found another FORD KA cheaper than 5,500 and obviously if I can't get that one particular car out of the thousands for sale that insurance quote will be invalid anyway. Basically, I've tried everything. Adding named drivers (with lots of driving experience 30+ years), putting my car in a locked garage, on the road, tried different cars - models, registration plates, ages, engine sizes, and not to forget the countless comparison sites. The funny thing is with MyPolicy I went onto their site directly to get a quote and they were unable to give me a quote when entering exactly the same information into the Tiger.co.uk comparison site, that site brought up the 3,800 quote with MyPolicy but when I use their site directly they can't give me a quote... I know insurance is based on MANY factors, believe me I understand that. I tried entering different post codes (just out of curiosity) and it did help, but only fractionally. It just seems (other than the 1 obscure quote of 3,800 on ONE car, out of the 100+ I've tried) that I can't get a quote cheaper than 5,000 for a car with the smallest engine size and insurance group possible... It's ridiculous. Please don't advise fronting because it's illegal and I want to build up some NCD anyway. CAN ANYONE HELP ME GET A QUOTE CHEAPER THAN 3,500?! Thanks a lot, -Ash.""

What is the most popular/best dental insurance in California?

Looking to invest in Dental Insurance, but I want something good, where I'm not paying so much out of pocket""

Can I get health insurance for my nephew?

My nephew is 2 years old and I am really unhappy with the medical treatment he's been getting. He has asthma and has had an awful chest infection for months now, which doesn't seem to be going away. He coughs incessantly, often bringing up mucus. I want to know if I can insure him, as he's not my son. Also, is BUPA the best way to go or are there other private health companies that you would recommend?""

How much would it be to insure a 17 year old on a Nissan Navara Pick Up Truck?

'JUST OUT OF INTEREST' I have always wanted a Nissan Navara Pick up truck and i turn 17 in october, its unlikely i will be driving till next year! i was just wondering an insurance estimate on, say, an 08 plate? Im not fussed weather it is 'expensive' i know it wont be cheap and the companies are unlikely to insure me on them but i was just wondering about a price. Its hard for me to go on insurance websites as i do not have a license and know any information. I have herd they are in Group 11 insurance.. Also are they classed as a Van/Car/ Etc? Would just like an average quote please! don't want answers with 'depends on this, this or this'.. Thanks very much!""

How much do 22 year olds pay for car insurance?

How much money would I save on car insurence?

I have a 16 year old who I am debating whether I should put him in driving school to save money on insurance when he turns 17 and gets a licence. It would be added to my insurance. about how much money would I save on car insurance with a behind the wheel driving school in New Jersey? Please dont give me wbsites with a free quotes.

Will my insurance payment go up a lot?

I was recently in a car accident, unfortunately I was the one who was at fault. It had just rained the night before and the road was wet and so my brakes did not respond and i ended up hitting another car. Anyway, my question is, how much will I have to pay for my insurance now. Will it double, triple? I know that payments tend to skyrocket after your involved in an accident and your the one at fault.""

""I got a problem, my daughter just got her drivers license and because I could get cheaper insurance with?""

another company, I switched insurance companies. Needless to say yesterday when she was backing out of our car port she hit the carport pole and scratched my car pretty bad and knocked some trim off. The scratch bothers me the most because it's long and down to the metal and paint is chipping off. Can anyone tell me how I can fix this with out filing a claim?""

Co-op smartbox for young drivers?

I am 18 and considering going through the co-op box scheme for young drivers. Everything about it looks great (I've gone from quotes of 6000+ to 3000!) but there's one area that concerns me - I can't imagine I'll be confident enough driving any time soon to be a wreckless driver, but I intend to go on holiday around Scotland with my friends in the summer where I'll be driving for a long time. I was wondering whether this might affect my insurance premium. So for example if I drove around 5 hours a week, consistently, for a few months, and then went on a road trip and drove for 30 hours one week, would this raise my premium? I ask because on the quote page it asks for how long I'll be driving on a weekly basis. Do any current customers happen to know whether they care at all? Thank you in advance! :)""

Someone hits me and I have no car insurance?

I live in Texas and was wondering what would happen if someone was to hit me with it being their fault and I didn't have insurance?

Would a married male receive a lower auto insurance rate?

California state medical insurance?

I have to have my gallbladder removed and i want to know how long did you have to wait to have the surgery done? I am in Merced, County if that helps.""

What is the best website to reseach and compare auto insurance quotes?

What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?

Insurance and Totaling a car?

Hello, I was recently a victim of a hit and run on a brand new 07 car. The back was smashed and the right back tire was sideways. The insurance company had me bring it to one of their authorized body shops. After 9k worth of damage, I received the car back. I was told the insurance adjusters told the shop not to replace certain parts etc. When I received the car, I brought it to the dealer to get it a wheel alignment. The mechanic came back and said the car could not be aligned and there was still major damage (subframe was bent - I could even see it). He also stated that the car will never drive the same after the accident even if the subframe is replaced and it would pull to one side and cause wear on the tires. Do I have the right to demand the car totalled from the insurance company? The car was 3 months old before the accident and I would want it in the same condition that I got it in. Thanks PS car was hit in NJ - insurance in NY

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