#joint debt

[trendynewsnow]

EU Leaders Endorse New European Competitiveness Deal to Boost Economy

EU Leaders Endorse New European Competitiveness Deal The 27 leaders of the European Union have officially backed a much-anticipated initiative known as the “New European Competitiveness Deal.” This deal aims to invigorate the bloc’s stagnant economy and address the growing disparity with global powerhouses like the United States and China. The agreement was finalized during an informal summit…

[femadjecent]

[randomwriteronline]

Perditus grunted a little as he adjusted his leg while laying down against the rock. It was a pleasant day, all things considered: the sun was warm without being smoldering, the winds were strong but not as harsh as usual, and he had something to make the pain a little more bearable.

With his eyes shut he fished a flint lighter and a medicinal sghitt out of the pouch under his thigh armor.

He didn't bother looking as he heard footsteps approach quickly; medication stuck between his teeth, he clicked lazily until he caught the telltale crackle of papery tissue catching fire, took the longest, deepest inhale he could, soaking in the acrid taste and familiar burn in the back of his head, and let an enormous cloud of septic-smelling smoke blow out of his mouth with a growling sigh.

His fellow debtor sat beside him nervously, scanning the horizon.

"Any news?" he asked.

"I was going to ask you," the Glatorian replied.

"None, then."

"None."

Hard nails tapped far too quickly against the rock.

Perditus took another drag. The numbing effect was starting to take hold of his anguishing limb.

"Do you think it'll be soon?" Atakus asked.

The Tapyri exhaled: "Maybe."

"Yes or no?"

"Maybe, I said."

"Maybe means nothing," the other said, glaring at him with his typical nervous anger, the fact that the larger being still wasn't looking at him inconsequential: "Will it be soon, yes or no?"

A shrug: "Probably, yes."

"You think?"

"Unless he wants to observe these freaks of nature do their merry little dance in a new environment for a while. But I'll bet a guy like him has already watched them long enough to get bored by now."

Another pause.

The hard nails were now scratching at the stone.

Another long drag and a puff of smoke.

"Do you think he'll kill us before or after the plan's done?"

"Who knows," Perditus answered lazily. He reclined his head to better bask in the sun. "Before would be a little annoying. For us, of course, he wouldn't care if we never saw what all this thankless work has been for. But then again we're his cannon fodder - maybe he'll wait till he has no need even for that."

He played with his sghitt, turning it between his fingers.

The knowledge that his eventual instantaneous murder would be inevitable had slowly but surely numbed him to the very same fact across the span of the many, interminable centuries that had passed since the day he'd started wracking up this blasted debt, and his only request (which he knew would never be taken into consideration) was to be allowed to die slowly, painfully, so that he could at least feel the life leave his body properly; but Atakus had never managed to make peace with the horror of their shared fate, and now that the moment was drawing near he was every day a little closer to losing his mind completely to the horror of his situation.

Frankly he was surprised the Potori had lived this long, with as anxious a disposition as he had. He'd always imagined he'd get out of his shackles with a stroke.

And yet here they both were.

Awaiting the second coming of a cruel god.

And while entire species were about to be massacred into heaps of melting, wailing scraps any second or day or month now, they were sitting against a rock under a pleasantly warm sun bathing in its light.

He could hear the Agori's irregular breath become louder.

"How's your leg?" Atakus asked in a fruitless attempt at changing the course of his spiraling thoughts.

"Hurts as usual." Perditus replied. "How's your heart?"

"Beating too fast," the Potori answered, "As usual."

The Glatorian's hand leaned over to the smaller being, offering the sghitt between his index and middle: "Take as many as you need."

The medicine was taken from his fingers by significantly shakier ones. He listened to the air slither with a long hiss into Atakus's lungs for the first time; the second was a little longer, a little less frantic, followed by a loud sigh; the third time was slow and deliberate, finally a little more at ease.

He listened to the sound of Skrall armor scraping against stone as the Agori laid back against the warm rock with him. A smaller hand placed the medication back in his palm, and he hummed gratefully before taking another drag himself.

The wind picked up slightly and dragged the smoke away from them.

He opened his eyes blearily, squinting in the sun.

Such a nice day.

Something far, far away, up in the clear sky, exploded. He saw the burst, a blot of bright hot color tearing apart the stratosphere, and long lines of white and faint red as pieces of whatever that was tried to land on Spherus Magna; but the destroyed body was barely above the size of a dot from where he was, and its meteors shriveled up into dust before coming anywhere close to the highest point available for them to strike, and in the end nothing of whatever tragedy had just transpired mattered at all.

The Glatorian hummed.

"Did something happen?" Atakus asked, eyes closed.

"No," his companion reassured him. "Relax."

The Potori did not respond, and got a little more comfortable.

Perditus glanced at him.

Maybe it made sense - he mused for a second, a second only - for Velika, of all cruel, paradoxical beings, to one day have complete and total control over this cruel, paradoxical world.

[grumfield]

I love how Obi-Wan is your torture puppet when you’re in a bad mood lol

dude I cannot emphasize to you how bad this year was for me right. like it was absolutely terrible with a really terrible shitty awful event in the summer when I had just gotten into SW and like. I am telling you. One of the only things that kept me sane for the week this was happening was imagining him Looney Tunes tripping and falling flat on his face and then trying to get up and failing again. It was like my punching bag cope. He’s Charlie Brown and I am Lucy with the Football. Because at the end of the day no matter what I’m dealing with he’s having a worse day forever

[rubenesque-as-fuck]

Velma's left rear knee (or dog equivalent of a knee) has started making a worrying clicking sound lately and I'm worried that she may eventually need costly surgeries that I can't really afford. Wondering if I should cancel my birthday trip plans in case I need that money for her down the road 😥

[sunstar121]

WHATS THIS? LEAGUE WITH A METAL CHAIR?

got invited to join a City of Mist campaign my buddy is running, so here's the new and improved Liam 'Leagues' Boerd! their mythos is the inuit goddes Sedna, and they're a city park ranger for Old York City (name pending)

[affront2god-affectionate]

Now I'm tired and depressed, and that was only one hour since the morning started.

[stylishanachronism]

I am appalled to inform you all that there are people in this world who have not encountered the 'sending your cat for shifts at the cat cafe' joke, because while I got a good laugh when I made it during a work seminar, I also got a lot of blank stares before it clicked. And that's after I started the analogy with getting a mortgage with the bean!

[fieriframes]

[FROM THE OUTSIDE OF THE BATTER. TO DIE FOR. DEBT WILL ALWAYS BE THE ABATTOIR OF CREATIVE DREAMS. IT'S A FUNKY JOINT. YOU CRUISE IN AND TELL ME]

[trendynewsnow]

Linking EU Funding to Macroeconomic Reforms: Concerns and Perspectives

Linking EU Programmes to Macroeconomic Reforms: A Critical Perspective According to Siegfried Muresan, the MEP spearheading discussions on the EU’s next long-term budget (2028-34), linking EU funding programmes to broader macroeconomic reforms within member states could lead to significant negative consequences for citizens. In a recent interview with Euronews, Muresan criticized leaked proposals…

[melonpond]

my manager: "hey could you come in to work at 9 instead of 11 this day? it'll put you into overtime"

my brain: "more hours = more money. this is the perfect plan"

my joints: "please not again"

[zenithlawyer]

How to Handle Joint Debts During Divorce in Toronto

Divorce can be an emotionally taxing process, but the financial implications often add another layer of complexity especially when it comes to handling joint debts. If you and your spouse have shared financial obligations, it's important to understand how those debts will be addressed during a divorce. Here's a breakdown of how to manage joint debts in Toronto, and why working with a divorce lawyer in Toronto can make a big difference.

1. Identify Your Joint Debts

The first step is to take a clear inventory of all debts, including credit cards, mortgages, car loans, and any other shared financial commitments. Knowing what you owe is crucial to ensuring that both parties understand the full scope of their financial responsibilities.

Even if only one person has actively used the debt, joint debt means both parties are equally responsible. In Toronto, as with the rest of Ontario, courts typically divide marital debts along with assets.

2. Understand How Debt Is Divided in Ontario

Ontario follows the principle of equalization, meaning each spouse is entitled to half of the net family property accumulated during the marriage. However, debt division is more about who is legally responsible. The court will look at:

Who incurred the debt

What the debt was used for

Whether one spouse is better equipped to manage the repayment

A divorce lawyer in Toronto can help clarify the laws surrounding debt division, ensuring your interests are protected.

3. Negotiate Debt Division

While the court can intervene, many couples prefer to settle debt division outside of court through negotiation. This can save time, money, and stress. If you and your spouse can agree on who takes responsibility for certain debts, you may avoid further legal battles. A divorce lawyer can assist in these negotiations, ensuring the agreement is legally sound.

4. Consider Refinancing or Consolidating Debts

If possible, it may be wise to separate joint debts before the divorce is finalized. This can be done by refinancing or consolidating debts so that each party takes full responsibility for their share. For example, you may decide to:

Refinance a joint mortgage so only one name is on the loan

Split credit card debts into individual accounts

Refinance a car loan into one person's name

This approach reduces the risk of one spouse defaulting and negatively impacting the other's credit score after the divorce.

5. Protect Your Credit

Joint debt doesn't disappear after divorce. Both parties are still legally responsible for joint accounts unless they're paid off or refinanced. This means that if your ex-spouse fails to make payments, it can affect your credit rating.

To protect your credit, consider freezing or closing joint accounts where possible. Monitoring your credit score regularly can also help catch any issues early.

6. Seek Legal Advice

Dividing debt during divorce can be complicated, especially if there are significant financial obligations. A knowledgeable Divorce Lawyer In Toronto can help you navigate these complexities, guiding the best course of action for your unique situation. They can also represent you in court if negotiations break down and a judge is required to step in.

Final Thoughts

Managing joint debts during a divorce requires careful planning and expert advice. By understanding your debts, negotiating fairly, and protecting your financial future, you can confidently move forward. If you’re going through a divorce in Toronto, consulting with a skilled divorce lawyer will help ensure you handle joint debts efficiently, minimizing the risk of future financial disputes.

[wise-life]

How to Manage Finances in a Marriage?

Managing finances in a marriage can be challenging, but with the right approach and mindset, it can also be a rewarding experience. When couples learn to handle their money wisely, they build a stronger foundation for their relationship. Financial planning for couples, budgeting tips for newlyweds, money management in marriage, and joint finances are essential topics that every couple should…

[nasreenalissalawfirm]

Secure a future with Family Business Consulting | nasreenalissalaw

Family businesses are the spine of many economies. They offer stability and job opportunities for all generations and people outside the family. However, they do encounter particular difficulties that may impact sustainability and profitability. Family business consulting services often address all that affect the growth of family businesses.

Benefits of partnering with Family Business Consulting Services

Planning for succession

Transitioning leadership from one generation to another in a family business is one of the prime challenges. There is always a struggle for power or a lack of clear dedication and commitment toward the family establishment. Because of so many reasons, most family businesses struggle to reach the second generation, and even if they do, most of them fall on the third generation. Family business consulting services help CEOs and founders select the best successors and guide them through a smooth transition of power and positions.

Conflict resolutions

Whether in business or not, families always have misunderstandings, and they all go down to personal levels. A family business lawyer acts as a bridge to help individual family members see the problem objectively and remove all the attached emotions that can prevent the business from moving forward. 

Effective business strategy development

Family business consulting plays a big role in creating effective, long-lasting business solutions. Professionals in family businesses know what is best for families and what causes a family business to fall. With their knowledge and experience, they help families develop better strategies.

Business Networking

All businesses need a good channel of networks to prosper. The best thing about family business lawyers is that they have worked for different firms in different aspects and are well-connected with other major corporations. Through them, a family can obtain other valuable connections and partnerships.

A wrap!

Running a family is more challenging than we see from the outside. There are many conflicts to resolve, advice to give, and strategies to keep the business afloat. With family business consulting, you have an advantage in that your business will continue running from generation to generation. 

[vitaliskravtsov]

Rantble under cut

omfg. I like my friends ok I do. But sometimes... like, there's maybe an appropriate group of people to complain to about something an then an inappropriate group of people to complain to and when you're in the camp of people who probably literally has a whole fucking semester of college paid just from a LOCAL scholarship that's like... normal? And doesn't require any extra work? Maybe complaining to the person whose yearly tuition is 6x yours is not the move

[buriesitsteeth]

More bad news and all lmao