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We Buy Houses for Cash in Ontario, CA: Your Guide to a Quick Home Sale
If you're considering selling your home in Ontario, CA, and need a fast, hassle-free solution, you might be wondering if selling to a cash buyer is the right option. At Joe Homebuyer SoCal Metro, we specialize in we buy houses for cash in Ontario, CA, providing homeowners with a quick and convenient way to sell their properties.
Why Choose to Sell Your House for Cash?
Speedy Transactions When you sell your house for cash in Ontario, CA, you can avoid the lengthy and often stressful process of traditional home sales. Cash transactions eliminate the need for mortgage approvals and lengthy escrow periods, allowing for a faster closing process. This is particularly beneficial if you need to sell your home quickly due to relocation, financial difficulties, or other urgent situations.
No Repairs Needed One of the significant advantages of selling your house for cash in Ontario, CA, is that you don't need to make any repairs or improvements. Cash buyers like Joe Homebuyer SoCal Metro purchase homes as-is, which means you can avoid the costs and hassle of fixing up your property before selling.
Reduced Stress and Uncertainty Traditional home sales can be fraught with uncertainties, including buyers backing out, financing falling through, or long negotiations. By selling your house for cash, you can avoid these common pitfalls and enjoy a smoother, more predictable selling experience.
Fair Offers Cash buyers typically provide fair market value offers based on the current condition of your home and the local real estate market. At Joe Homebuyer SoCal Metro, we ensure that our offers are competitive and reflective of your property's worth, giving you confidence in your sale.
How the Process Works
Contact Us Reach out to Joe Homebuyer SoCal Metro through our website or by phone. Provide us with some basic information about your property, and we'll schedule a time to visit and assess your home.
Receive a Cash Offer After evaluating your property, we will present you with a fair cash offer. This offer will be based on the current market conditions and the condition of your home.
Close the Deal If you accept our offer, we will handle all the paperwork and coordinate with a local title company to ensure a smooth transaction. You can choose your closing date, and once everything is finalized, you'll receive your cash payment.
Move On After the sale is complete, you can move on to your next chapter with the funds from your home sale in hand. There’s no need to worry about additional costs or delays.
Benefits of Working with Joe Homebuyer SoCal Metro
Local Expertise: As a local business, we understand the Ontario, CA, real estate market and can offer tailored solutions to meet your needs.
Transparent Process: We provide clear and straightforward offers with no hidden fees or commissions, ensuring you know exactly what to expect.
Flexible Solutions: Whether you need to close quickly or prefer a specific timeline, we work with you to accommodate your preferences.
Common Questions
1. Do I need to clean or stage my home before selling? No, when you sell your house for cash in Ontario, CA, there's no need to clean or stage your home. We purchase properties as-is, so you can leave the cleaning and repairs behind.
2. How quickly can I sell my house for cash? The timeline varies, but many cash sales can be completed in as little as seven to fourteen days. We work with you to determine a timeline that fits your needs.
3. Are there any fees involved in selling to a cash buyer? Typically, there are no hidden fees when selling to a cash buyer like Joe Homebuyer SoCal Metro. We cover most of the closing costs, so you receive the full amount of our offer.
Selling your home for cash in Ontario, CA, can be an efficient and stress-free way to move on to your next adventure. Contact Joe Homebuyer SoCal Metro today to learn more about how we can help you achieve a quick and seamless home sale.
#sell my house fast Ontario#CA#how to sell my house fast Ontario#We buy houses for cash in Ontario#sell my house fast in Ontario#CA with cash buyers
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In 1668, the famed company Hudson's Bay Company began operations thanks to the efforts of two French explorers with backing of English merchants from Boston. While the Governor of New France didn't want to shift focus of the fur trade away from the St. Lawrence River, fur traders Pierre-Esprit Radisson and Médard des Groseilliers learned from the Cree that the best fur trapping could be found north and west of Lake Superior on the shores of a great frozen sea.
With the help of English financiers, these early expeditions would eventually lead to one of two major companies competing for the fur trade in North America; the Hudson's Bay Company and the Northwest Company. But the Hudson's Bay Company had major backing from the government and controlled nearly all of Rupert's Land. By the 1780s, the Northwest Company, based out of Montreal, would seriously cut into the Hudson's Bay Company's profits.
130 years later, an area of British North America called Rupert's Land (present day western Quebec, Northern Ontario, Manitoba and most of Saskatchewan) was fought over by these two companies, no different than the British and French, and later the British and Americans. It was common for a fort to be raised in one location not far from the competing companies fort. This was the situation in 1794, as Reginald Brentwood, a wealthy merchant from England with a dream of exploration, set out from Cumberland House and into the north west.
With a small team of men under his command, they reached the northern shores of Pinehouse Lake, several miles north of an already existing fur trading post named Pinehouse, that was run by the Hudson's Bay Company, but had a competing Northwest Company post not far away. Brentwood didn't want a new location to be a target, and had heard of a local Cree tribe that lived near Sandy Bay Lake.
After constructing the fort, Reginald along with a few of his men set out to speak with the local indigenous peoples. He would eventually reach the Cree settlement of what would become known as the Starchild Cree Nation. Chief Starchild had known that either British or French explorers would eventually reach this far north and had prepared a welcome party.
Brentwood and Starchild got along right away, as Reginald explained his intentions to merely be an outpost for fur traders to buy supplies and sell furs. Starchild was impressed with this man of wealth who seemed to have a very straightforward vision. Reginald revealed he wished to greet his new indigenous neighbours as he would any of his neighbours in England.
A fast friendship was formed, as the two men supported each other, with Starchild's people even teaching the men that had built up Fort Brentwood how best to survive the winter, grow food in the rugged terrain and even hunt the wild game that seemed to outnumber the men of the region.
As with anything, however, not every good thing lasts.
The new settlers brought with them new diseases that the indigenous people never had to deal with. Through a shared knowledge of medicines from two continents, both those of Frot Brentwood and the local Cree managed to stave off the disease, but it took it's toll. Reginald knew that they needed medical assistance at the fort, as well as men and women to help expand this new settlement. He quickly wrote a communique to people he knew back east.
"My dear friends,
It is with a matter of urgency that I write to you. We have found heaven on Earth with this stretch of rugged terrain. The Cree people, especially Chief Starchild, have been more than helpful. It is time that we return the good fortune blessed upon us and give that back to our new found friends.
And so, I beseech you to gather men and women to come out west and join us. Professionals, tradesmen, doctors, educators. We have created a settlement unlike any other in this new land.
I await your reply.
Yours always, Reginald Brentwood"
His inquiry and request for settlers with professional skills fell on deaf ears for the most part. After all, who on God's Earth would want to live in such a barren wasteland. But saviours of a sort would arrive one short year before the Americans declared war on British North America.
In 1811, over one hundred new settlers arrived from Quebec. Men, women and children. Professionals and tradesmen. Somehow, word had circulated about Brentwood. A rugged slice of heaven in the Great White North.
Reginald welcomed them with open arms, but knew right away there might tensions. It had not been that long since the end of the Seven Years War. But these people seemed willing to stay in this English fort with no complaint. Even Brentwood himself decided that French should be encouraged among the people, going so far to brush up on his own.
Thus, these events would be the beginnings of what would become the city of Brentwood, Saskatchewan.
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Cash for my house in Provinces and territories,
We buy houses in Ontario and surrounding areas. We are from Ontario and take pride in helping area homeowners sell their house fast and without hassle. We buy homes as investments. Click here to find out more about why we buy houses
Who We Are
Ontario Cash For Houses is run by Theresa Beneteau. Ontario Cash For Houses is a reputable house buying company in Ontario. Since the beginning, the focus has been on helping people by providing a fast sale of a home. This opens up a lot of options for people that have felt stuck and unsure of what to do or who to turn to.
This business is how we make a living. We always treat people with respect. You can be assured that this is not just an empty statement by reading through testimonials and reviews from recent customers here.
Our Mission Statement
"To give everyone an option to easily sell a house fast without having to sell with an agent. We buy houses so that you can do what you'd rather do with your time."
Our Core Values
These core values are the center of our beliefs and shape who we are and how we operate:
Be Empathetic
Be Humble
Always Follow Through
Provide a WOW Experience
Pursue Growth and Learning
The Ontario Cash For Houses Difference
You might be thinking, "what makes you different from other house buying companies out there?" We're glad you asked...
We're able to pay more than other house buying companies because we have set ourselves up with contractors that repair the houses at a discount for us. They give us these discounts due to the volume of work we provide them. This allows us to pay you more money for your house and allows us to still make a return on our investment.
Many people aren't aware they have a option aside from selling a house themselves or hiring a real estate agent to sell their house. That somewhat unknown option is to sell fast to a cash home buying company such as ourselves. This option allows you to avoid paying thousands of dollars in agent commissions and closing costs assistance for someone needing a bank loan to buy your house.
Instead of putting your house on the market and waiting weeks or even months for an interested buyer to come along, you can get a no-obligation cash offer from us within 24 hours!
Having to keep your house in immaculate condition so that you can constantly show it to complete strangers is not very appealing. Those buyers might not even have the ability to get a loan to buy your house. How do you know if they are qualified for a loan?
Why put yourself through all of that? You've already found a ready and willing buyer here.
We buy houses fast, for cash in Ontario. Just give us a call and get an offer from a qualified buyer today.
Get My Cash Offer
#Cash for my house in Provinces and territories#Cash for my house in Alberta#Cash for my house in British Columbia#Cash for my house in Manitoba#Cash for my house in New Brunswick#Cash for my house in Newfoundland and Labrador#Cash for my house in Northwest Territories#Cash for my house in Nova Scotia
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Cash for my house in Prince Edward Island
Who We AreOur Mission StatementOur Core ValuesThe Ontario Cash For Houses DifferenceWe buy houses fast, for cash in Ontario. Just give us a call and get an offer from a qualified buyer today.
We buy houses in Ontario and surrounding areas. We are from Ontario and take pride in helping area homeowners sell their house fast and without hassle. We buy homes as investments. Click here to find out more about why we buy houses
Ontario Cash For Houses is run by Theresa Beneteau. Ontario Cash For Houses is a reputable house buying company in Ontario. Since the beginning, the focus has been on helping people by providing a fast sale of a home. This opens up a lot of options for people that have felt stuck and unsure of what to do or who to turn to.
This business is how we make a living. We always treat people with respect. You can be assured that this is not just an empty statement by reading through testimonials and reviews from recent customers here.
"To give everyone an option to easily sell a house fast without having to sell with an agent. We buy houses so that you can do what you'd rather do with your time."
These core values are the center of our beliefs and shape who we are and how we operate:
Be Empathetic
Be Humble
Always Follow Through
Provide a WOW Experience
Pursue Growth and Learning
You might be thinking, "what makes you different from other house buying companies out there?" We're glad you asked...
We're able to pay more than other house buying companies because we have set ourselves up with contractors that repair the houses at a discount for us. They give us these discounts due to the volume of work we provide them. This allows us to pay you more money for your house and allows us to still make a return on our investment.
Many people aren't aware they have a option aside from selling a house themselves or hiring a real estate agent to sell their house. That somewhat unknown option is to sell fast to a cash home buying company such as ourselves. This option allows you to avoid paying thousands of dollars in agent commissions and closing costs assistance for someone needing a bank loan to buy your house.
Instead of putting your house on the market and waiting weeks or even months for an interested buyer to come along, you can get a no-obligation cash offer from us within 24 hours!
Having to keep your house in immaculate condition so that you can constantly show it to complete strangers is not very appealing. Those buyers might not even have the ability to get a loan to buy your house. How do you know if they are qualified for a loan?
Why put yourself through all of that? You've already found a ready and willing buyer here.
Get My Cash Offer : https://ontariocashforhouses.com/
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#Sell My House#Cash House Buyers#Sell My House Fast#Cash Home Buyers#How To Sell A House Fast#Who Will Buy My House For Cash#Buy My Home For Cash Now#Cash House Buyer GTA#Fast House Buyers#Selling A House To A Cash Buyer#We Buy Your House Fast#Will Buy Your House For Cash#Buy Your Home For Cash#Cash Offer For Your Home#Get Cash Offer For House#Sell Your Own House Ontario
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Benefits Of Selling Your House For Cash
The intention of selling a home is either to buy a new home or to pay out dues for a partial amount while the rest will be invested again. There are many reasons associated with selling your home.
Undoubtedly, the process of selling your house in exchange for buying a new one is always time-consuming and exhausting. This needs to hire a realtor, the prep for sale and finally waiting for many days to get a good deal.
However, when selling your home for cash, this will speed up all the processes. Therefore, for a stress-free and quick move, why not sell your home at cash first?
Thus, no matter either you want money to pay off your dues or dream to buy a new house of higher value, selling your home for cash has several benefits.
Here are 5 benefits of selling your house for cash:
No repairs needed
Companies that buy homes for cash understand that the seller is working under a deadline. Thus, it pays fast cash to the seller without pressurizing for any repair, cleaning or decoration.
Hence, you will get a contact within 24 hours. Also, no intermediate will be there for commission. Therefore, you will be able to fetch a good amount of money from direct selling.
No hassle
Selling a property to a real estate agent or a home buyer is a hassle-free process. In other cases, your property will be surveyed by many buyers, thus a time-consuming process. Only home buyers can buy your home in any condition along with closing a deal at good prices.
Straightforward process
To sell your home to a home buyer needs basic steps to do. You need to send them the basic details of your property only. In other cases, you have to wait for at least 24 hours for a decision.
Sell at actual market price
While selling your home to an ordinary buyer, you have to sell it at lower than the actual price because the intermediate has to get his commission. This will not be the case if sold to a home buyer.
Sell your home today only!
Might be, this looks odd to you. Fortunately, it is possible. Selling your home in the same day is possible at Michael the Home Buyer! You can sell your home at cash within 24 hours.
Michael, the Home Buyer, is a specialist in buying homes in a hassle-free way. To contact it now, click here https://www.michaelthehomebuyer.ca/
To know more, you can visit here: Buy Your Home For Cash
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Sell My House Fast Ontario, Sell My House for Cash
Are you wondering how to sell your house quickly in Ontario and get cash in hand? If so, you've come to the right place. At Joe Homebuyer SoCal Metro, we specialize in making the process smooth and stress-free. Whether you need to relocate, avoid foreclosure, or simply want to move on from your current property, we can help you sell my house fast Ontario, sell my house for cash.
Selling your home doesn't have to be a long and complicated process. We buy houses in any condition, so there's no need for repairs or renovations. You won't have to worry about real estate commissions or hidden fees, either. We provide a transparent, no-obligation offer that allows you to close on your timeline. If you're ready to take the next step, contact Joe Homebuyer SoCal Metro today and let us help you sell my house fast Ontario, sell my house for cash. Our team is here to guide you through every step of the way, ensuring you get the best deal possible.
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Sell Houses In Hamilton, St. Catharines, Brantford, Kitchener, Waterloo And Avoid Unnecessary Repair Cost!
Selling your house is often frustrating because you won’t be getting the fair all-cash offers always. However, it’s time to give up the frustration on the unwanted property.
The reasons may be that you are moving, getting divorced, or have issues with the mortgage payments.
In selling the house with professional help in Hamilton, don't get your time wasted searching for the right agent, delivering you the promising returns with sale proceeds.
So how do you go about it?
Buying a house from sellers professionally
The professionals ensure that you don't have to wait and see if the buyer can get the financing to make everything hassle-free.
The professionals work differently when they set up a consultation to discuss the terms and conditions of the property.
Moreover, they help in overcoming the problems related to the property due to divorce, death of the family member, rental property, or any other situation.
The professionals ensure buyers pay a fair cash price of the purchased property.
Benefits of this approach
There are several benefits when you take into consideration the method of selling your property for sale.
You don't have to clean the house and make the additional repairs even to the floors
You don't get your time wasted finding the agent who sells your home for a reasonable price.
Just set a consultation with the trained and expert professionals, and they will figure out the ways for you.
You can now get the stress, worry, and anxiety-free type of quote when you take the service from the reliable agents.
The procedure
Step 1
You have to contact us, and we will discuss the details of the home while starting to craft an excellent offer for buying your house
Step 2
The professionals will present to you the fair cash offers with no obligation and hidden fees in the entire process.
Step 3
The professionals will now give you the cash that your property deserves. You don’t have to wait and keep on prompting to get the money back from them.
So, is it worth choosing such an expert service?
It's surely worth choosing the service when it comes to selling the property. After all, you get the reliable professionals by your side who assist you 24/7 on finding the reliable quotes for selling your house.
You don’t have to worry about the procedure because the well-vetted team will take care of it in a short time.
They will fix the perfect plans for you no matter what the situation you are facing regarding your property.
Final word
The goal for such professional buyers is to make life easier and get you the fair price in the fastest way. Moreover, you can be at peace about getting the quick close and cash offer with no commission and any condition-based services.
If you want to get more ideas about the Buy House In Brampton, you can choose to visit https://www.michaelthehomebuyer.ca/.
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What You Need to Know about Real Estate in Orleans
The Action Power Team is here to answer all your questions about buying and selling real estate in Orleans.
What’s the difference between a condo townhouse and freehold townhouse in the Orleans area?
A freehold townhouse gives you exclusive ownership of both the interior and exterior of the land and the home, much like a single-family home. A condo township means that you own everything inside of the unit, but the exterior is maintained by a condo corporation. Each type of ownership has benefits and disadvantages. Discuss your goals with your real estate agent in Orleans to decide what is right for you.
Are there easements when buying a townhouse in Orleans?
An easement gives another person or entity permission to access your property for a limited or specific purpose. A common type of easement is for utility companies. Easements are common for townhouses. When a property in Orleans is changing hands, the title company will search for easements on the property, but you could also have a real estate lawyer conduct a search and explain any easements for you.
What are the types of townhouses in Orleans?
A townhouse is a housing unit with two or three homes that share walls. In the Orleans area, you can find:
Condo w/o garage – a traditional townhouse without a garage. The homeowner owns the interior, while the exterior is managed by a condo corporation.
Condo w/garage—similar to a traditional townhouse but with a garage.
Freehold w/garage – a traditional townhouse with a garage. The homeowner owns the interior and exterior and is responsible for all property maintenance.
Two-storey – a two story townhouse that maximizes the space in a home.
Three-storey – three-storey townhouses are built with three levels, but typically won’t have a basement.
Bungalow townhouse – a bungalow townhouse is a one-storey home, but it may utilize loft space to increase square footage.
What is a terrace home? What’s the difference between the lower and upper units?
A terrace home is similar to a townhouse, but the levels may be divided into individual apartments. The lower units are usually easier to access than upper units, but the upper units have better views, less noise and traffic, and are more secure. Realtors in Orleans can help you find a terrace home that suits your needs.
What are the main neighbourhoods in Orleans, Ontario?
Orleans South includes Chapel Hill, Mer Bleue, Convent Glen South, and Queenswood Heights. The oldest house in this area was built in 1914, but most of the houses were built in the 1960s.
Orleans North includes Convent Glen, Hiawatha Park, and Chatelaine Village. The oldest home in these parts was built in 1950, but most homes were built from 1965 to 1985.
Orleans East includes Avalon, Gardenway, Ridgemont, and Fallingbrook. Although the oldest homes were built in the mid-1940s, most of the homes in this area are much newer as building construction boomed in the 1980s.
Which neighbourhoods in Orleans are older/newer?
Avalon, south of Innes Road, is one of the newer neighbourhoods, as it began in the 1990s. Orleans Village, located along St-Joseph Blvd between Orléans Blvd and Duford Dr., is the oldest neighbourhood in Orleans. Hiawatha Park, located on the river north of Convent Glen, is another older neighbourhood. Fallingbrook, know for Princess Louise Falls, began in the late 1980s, so it’s not too old. Let your real estate agent in Orleans help you find the perfect house in the right community for you.
Why buy in an older neighbourhood in Orleans?
Buying an older home has its advantages and disadvantages. Older neighbourhoods often have larger yards with mature trees that provide canopies. Preservation of the neighbourhood is often a priority. Older residential communities tend to be more centrally located around city centres, because residents needed to walk to stores and businesses. Although homes may not be modern and will need repairs, they’re typically built well and have stood the test of time.
Why should we buy a house in Orleans?
Orleans has a lot of character as a suburb of Ottawa. It’s a slower paced atmosphere, without a lot of street noise or nightlife, but there are plenty of amenities close enough for people who want entertainment, sports, and education opportunities. An important fact is that Orleans is a safe community. Almost 90% of the population owns their home, which speaks to the stability of Orleans. It’s more affordable than some other parts of Ottawa, and it’s very family-friendly. Orleans is also known for its French-speaking population. Many people in Orleans are bilingual.
How is the traffic from Orleans to downtown?
Orleans is just 16 km from Ottawa’s downtown core. When traffic is good, it can take only 10 minutes to get downtown. It does take longer during morning and afternoon rush hours. While there is an extensive bus service to get around the rest of the city, most Orleans residents own a car to get around Orleans. Orleans does have a good infrastructure for biking. It is possible to commute on your cycle.
What amenities are in Orleans?
The Orleans community features many opportunities for shopping, recreation, and healthcare. You’ll find museums, gardens, theatres, live performances and more in Orleans. Place d’Orleans is the local mall with more than 175 stores. There’s no shortage of restaurants, from fine dining to fast food, both local specialties and nationwide chains. You are also close to downtown Ottawa, which lets you take advantage of those amenities.
What religion centres, schools, parks are in Orleans?
Orleans is a diverse centre, with many Christian churches and Jewish synagogues in the community. In Ottawa, you’ll find even more religious centres, for Sikhs, Buddhists, Muslims, and more. Orleans features public, Catholic, and private schools in both French and English for school-age children. The city has several nature trails and parks in the community, as well as multiple recreational and sports complexes. The greater Ottawa area has even more opportunities, if you’re willing to drive.
Is Orleans a safe neighbourhood?
Information from Rentals.ca lists Orleans as being one of the top 10 safest neighbourhoods in Ottawa. Crimes against the person were listed as 32.1/10,000 in 2018. Areavibes reports crime rates in Orleans are 9% lower than the national average, with Orleans being safer than 26% of the other cities in Ontario. Most residents are homeowners, which translates into safe communities, because they want to invest in the area.
Is there public transit readily accessible in Orleans?
Driving is the preferred method to get around in Orleans, although many people do commute by bicycle, too. Ottawa has a fairly extensive public transit system, OC Transpo, to get around the city. There are around 30 bus lines that pass through Orleans, and you’re never very far from a bus stop, but it’s difficult to use public transportation to get around Orleans itself. Over the next few years, the Stage 2 expansion of the city’s light-rail transit system will see LRT stations going as far east as Trim Road, making a commute to downtown even faster and easier. The cycling infrastructure in Orleans is well-built. If you can’t drive, a bicycle is a good option.
Will my home increase in value if I buy in Orleans?
Housing prices in Canada have been on the rise over the past year. Ottawa recorded a house price increase of almost 20% in 2020. Traditionally, homes increase in value over time, even if the market has a slight dip occasionally. Home values tend to fluctuate based on supply and demand, the economy, and location. Orleans is a prime location in the greater Ottawa area, so you should expect your home value to appreciate.
Original Source: https://marcandre-perrier.c21.ca/2021/08/12/what-you-need-to-know-about-real-estate-in-orleans
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Sell My House Fast Ontario | PE Real Estate Solutions You are searching for how to Sell My House Fast Ontario? Before rushing to sell your place check out our blog for easy and fast-selling process tips. https://bit.ly/3l91ngy
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Matt McKeever, BRRRR Investing
https://www.jayconner.com/matt-mckeever-brrrr-investing/ Matt McKeever is a CPA & Real Estate Investor. He implements the BRRRR investing strategy in London Ontario. https://www.youtube.com/c/MattMcKeever/ You'll learn how to analyze multifamily properties and how to maximize your return on investment through strategic renovations that will allow you to increase rents, your equity and your cashflow!
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Jay Conner (00:10): Well, hello there and welcome to another episode of real estate investing with Jay Conner. I'm Jay Conner, your host, and also known as the Private Money Authority. If you're brand new here to listening on iTunes or Google play, or you may be watching and listening to the live stream right now on one of our YouTube channels or Facebook and you're new to Real Estate Investing with Jay Conner show. We talk about all things, real estate, how to find deals, how to get them funded, how to sell them fast, how to automate your business. So you're actually running your business and it's not running you. And since we launched the show back in June of 2018, I've had some very, very amazing guests here on the show with me, and today's no different, but before I bring my guest on, I want to let you know about what one big thing that we do here on the show. And that's talking about funding for your deals.
Jay Conner (01:04): Well, the short version of my story is, my wife, Carol Joy and I started investing in single family houses here in Eastern North Carolina, back in 2003. And the first six years that we were doing business, I relied on the local banks and mortgage companies. But in January of 2009, I was cut off from a funding, but no notice like the rest of the world. And so I was introduced to this wonderful world of private money. How to get funding for your deals that has nothing to do with your credit. Nothing to do with your verification of income. Nothing to do with your experience and how you can actually set your own rules to get funding for your real estate deals. So I've been using private money for funding ever since 2009. We've got 49 private lenders right now, funding our deals.
Jay Conner (01:55): And if you would like to learn as well about how you can get funding for your deals, the same way I do without relying on banks, then I've got a free online class for you to check out after the show. You go over after the show to www.JayConner.com/MoneyPodcast. That's JayConner.com/MoneyPodcast. There, I will teach you and reveal the five easy steps as to how you can quickly have zero funding for your deals, and very quickly having the hundreds of thousands and millions of dollars in funding.
Jay Conner (02:37): So with that, I'm just so excited to introduce to you my guest today. My guest is a CPA and a real estate investor. You don't find too many of those combinations inside the same head. So anyway, he implements this thing called the BRRRR investing strategy. And we're going to dive on that and find out what in the world that strategy is. So he primarily focuses on small apartments and commercial deals. Now he has got a very, very popular YouTube channel. That right now has over 60,000 subscribers. And we're going to tell you here in a moment, how to get over that YouTube channel and you can check him out, but on his YouTube channel, he teaches you how to analyze multifamily properties and how to maximize your return on investment through strategic innovations and renovations. That will show, that will allow you to increase your rents, increase your equity and how to increase very quickly your cash flow and these properties. And own this same YouTube channel, you'll find videos where he's teaching this ranging from renovating properties, duplexes, triplexes of all sizes, as well as dealing with student rentals his best practices for buying properties, how to manage your tenants and your portfolio of properties.
Jay Conner (04:02): So he's also going to show you on his YouTube channel, how he structures joint venture deals. How he gets funding for his deals. How he negotiates with banks, refinances properties, and of course, much more. So be sure to subscribe to his channel when we tell you about it here in a moment, and you'll be able to follow him in his pursuit of financial independence and how you can get it also as well. With that, I'm so excited to bring onto the show right now, Mr. Matt McKeever. Hello, Matt! And welcome to the show, my friend.
Matt McKeever (04:35): Thanks, Jay. Appreciate the warm introduction.
Jay Conner (04:38): Absolutely! Glad to hear you. So, you're up in Canada. Well, whereabouts in Canada?
Matt McKeever (04:43): So located London, Ontario, about two hours from Toronto, which is our big city here in Canada.
Jay Conner (04:49): I got you. Now is all of your investing these days taking place in Canada?
Matt McKeever (04:54): Yep. So right now my portfolio is exclusively in Southwestern Ontario. So within right now, actually it's pretty much all clustered in London, Ontario, which is a market with a 500,000 Metro population area. Just to kind of give you guys a rough idea. Median house price is around 350 to 400.
Jay Conner (05:14): So with everything that we're going to be talking about here on the show today, and also on your YouTube channel, do all or most of the strategies apply to doing this type of business the way you do it in the United States?
Matt McKeever (05:29): Yeah, absolutely. So if anything, the United States has maybe more friendly investor regulations in most States. So everything we do here in Canada can absolutely be replicated in the States. And in fact, sometimes it's easier because you guys have nifty little tricks, like the 10 31 exchange, which is completely nonexistent here in Canada.
Jay Conner (05:50): I got you! And that comes into play more often in the world of commercial than it does in single family homes. Right?
Matt McKeever (05:58): Absolutely! So here in Canada, unfortunately we don't have that 10 31 exchange. We can find a handful of other innovative ways to try and, you know, help us speed up the velocity of our money. But really for myself, when I first joined like a lot of investors, my biggest thing was either limited amounts of resources, right? The limited amount of my own money. And like a lot of people I had discovered private money like yourself. So we're constantly focused on how can I stretch the little bit of money I have to control the most amount of real estate as possible. And that's what really led me into that BRRRR investment strategy, where you buy a property, renovate it, you know, fix it up, bring it up to its highest, best most efficient use, then rerent it out at a higher amount, then go back to your lender and refinance and pull out the money. And I started originally doing that on small single family homes and small multi-families. And now I've just graduated to doing the exact same business model, but just with small apartment buildings, rather than like a triplex or a fourplex,
Jay Conner (06:56): I got you. Well, just in case some people aren't able to stay to the end of the show. Let's go ahead and let everybody know right now how they can find your YouTube channel. That's got all the trainings on it and et cetera, where can they go for that?
Matt McKeever (07:09): Yeah. So if you hit me up on YouTube, it's just Matt McKeever. That's M C K E E V E R. And anywhere social media, you'll find me on those platforms. So if you're not on YouTube, I'm everywhere else as well.
Jay Conner (07:24): Well, what I want us to talk about. Well, thank you for sharing that, Matt. What I want us to talk about today here on the show are really three topics. First I want to hear about your personal journey in real estate. Secondly, I want to, I want you to talk about the power of social media and how you use social media to leverage success in your business. And then thirdly, you got an interesting concept that you talk about. You don't talk that much about ROI, Return On Investment or Return On Cash. You talk about this thing talking to call return on time. So those are the three topics let's start with your personal journey, Matt, and your story.
Matt McKeever (08:03): Absolutely. So like a lot of real estate investors you know, my gateway into real estate investing the gateway drug, as I like to say it, Rich Dad, Poor Dad. That's what really started my entire journey. And in my fourth year at university, you know, I was going through for business. I was going to get my CPA license and really the reason I wanted to get into business or become an entrepreneur was to, you know, get rich. Like a lot of people. But I didn't really know what get rich meant and had no idea how to actually achieve it. And so I was speaking with one of my roommates at the time we lived in a six bedroom student rental house and I was like, Jake, your dad's rich. He owns like a big company with hundreds of employees. I was like, go ask him how we get rich.
Matt McKeever (08:49): Cause we both know we want to get rich, but we have no idea. And he actually gave us the book, Rich Dad Poor Dad. And ever since reading that book in the back of it and a list of other books to go read, I went and read every book from that as well. And just really got addicted to this idea of real estate investing and being able to build up a, you know, passive cash flowing investment portfolio. I didn't end up jumping into real estate until age 25. So from kind of 2021 discovering real estate to 25 and actually executing that I was just consuming information, trying to save up money. But also I was trying to get outside my comfort zone because all my friends and family thought I was crazy for wanting to get into real estate investing when I was already on, you know, the corporate path to that white collar job with the corner office.
Matt McKeever (09:37): At the age of 25 is when I bought my first rental property. And on my 25th birthday, I ended up making a commitment to myself. So I downloaded an app on my phone that would count down the days to my 35th birthday. And I decided to make a commitment that I would retire by the age of 35 because of real estate investing. And so I was the guy at different parties or networking events, people would say, Hey, Matt, what's new with you? What's up? I'd pull out the phone and be like, Oh 2,465 days until my 35th birthday. When I get to retire. Long story short, kept buying real estate, kept in asking them that. And instead of having to wait 10 years, I actually retired from being a CPA, a chartered accountant at the age of 31 and just went all in to real estate investing at that point.
Matt McKeever (10:22): And then from that I found like a lot of people, once I left the corporate 9-5 behind, my success in real estate actually really started hockey sticking because I had all this extra time and energy now to deploy into my real estate investing business. And in that first year of quitting my day job, I think I acquired 32 additional units that year. And then continued just to, you know, focus on different unique investment opportunities, started teaching other people about real estate investing as well. Because when I quit my day job at 31, I found it's kind of lonely. There's not a lot of other 31 year old retirees out there. And so I didn't really have a peer group to hang out with. So I decided to start writing these really long emails to my friends, you know, like 5,000 word emails, trying to explain to them how they could quit their day job in five years, if they would just invest in real estate like I did.
Matt McKeever (11:15): And I'm sure as you can imagine, your audience can imagine. No one responded to those 5,000 word emails because that's a small novella. Thankfully at the time I happened to be reading a book and the books that speak to your audience in the language they wish to be spoken to. And immediately clicked for me, the reason that I love real estate and the reason so many people are drawn to real estate investing is because it's such a tactical, you know, real investment, right? Like it's a physical thing. Unlike say paper stock or paper assets. So immediately started documenting on my YouTube channel, just how I was going about investing in real estate. So if you go back to like my very first video, you can see, I was still swinging a hammer. Like I was still sweating up in the attics, re-insulating, running duct work, stuff like that.
Matt McKeever (12:01): So really have been exposed to almost every aspect of the real estate investing journey. But at this point now what the day to day looks like is I've got a wholesaling business with five full time employees just wholesaling real estate. I've got a company that just BRRRRs apartment building. So in the last eight months or so we've acquired about 70 units in that entity and have just been BRRRRing those apartments and then also have my education and just networking, which is, you know, my YouTube channel, social media presence and a couple other little education companies. So definitely just, you know, constantly trying to level up and surround myself with like minded individuals when it comes to real estate.
Jay Conner (12:43): Now you just said, that particular entity you've been BRRRRing properties. First of all, how do you spell that? Secondly, what does it mean?
Matt McKeever (12:53): Absolutely. So B R R R R. And so it stands for Buy, Renovate, Rent, Refinance, and Repeat. And so really what that looks like is simply finding, to me the best way to explain it is you're just looking for under utilized assets and you're going to try and bring them up to their highest, best, most efficient use. So oftentimes what that looks like for me these days is we're buying an apartment building here in Ontario that maybe is being rented out for 50% of fair market value. And the landlords owned it for 10, 20 years. There's not a lot of equity and they're no longer motivated to operate it at a hundred percent efficiency or anywhere close to it. They're often approaching retirement age. So we go in there, buy the property. Then we implement strategic renovations, which again, unlike, you know, on HGTV, a lot of my YouTube fans would love to see me blowing out walls, you know, doing open concept this, that, and the other, but most of my renovations are really boring.
Matt McKeever (13:52): It's like, let's clean out all the junk. Let's paint the property. And maybe we'll put a new kitchen and bathroom tops. And so really we're just focused on what creates the highest return on investment from those dollars we're investing into the property. So in my market here in London, Ontario, specifically usually adding dishwasher to a kitchen that can increase not only the rent we can charge every month, but also in general increases the quality of tenant that we're going to be drawing from as well as say, adding laundry. If you can put in suit laundry, oftentimes in my market, I can charge between a $100 and $150 more per month in rent. And yet the cost of actually, you know, installing that laundry, depending upon the layout of the unit might be $2,500. So a very fast payback period in regards to when we can earn back that initial investment. But because we've increased the rent amounts.
Matt McKeever (14:44): Now the actual capitalization rates of the property, you know, is going to revalue the property at a higher amount as well, if we the same cap rate. So again, what I'm really focused on is just taking underutilized assets, bringing them them up to their highest, best, most efficient use. Then re-renting them out for top dollar. And once we've re-rented it out for top dollar, you know, our income statement looks a lot more attractive, which means the lender and the appraiser is going to reappraise the property and refinance the property a much higher value. And ideally with our business model, if you're doing it right, once you're done this BRRRR and with the larger apartment buildings, it's usually taken us about 18 months to do it from start to finish. What you're going to end up doing is being able to extract all the initial capital you invested in. So the idea here is, you know, if I can refinance at a 75% loan to value, I maybe buy the property for, let's say a million dollars, put 500,000 renovations, but then get it to reappraise at 2 million. Well at a 75% loan to value, I actually will get $1.5 million in new financing, right from the property, which means I can pay off the entire acquisition costs. So that's really the base model here is to implement what we call a perfect BRRRR.
Jay Conner (15:58): I love it! I never heard of the BRRRR strategy. I love it! Now, one thing you were just talking about was buying the properties. That's the first letter in the BRRRR strategy. So here in the US there's a popular website called LoopNet. What are, what are some of your favorite strategies these days for locating these under you know, these underperforming assets?
Matt McKeever (16:26): Yeah, so there's a lot of different strategies. One thing that is very different about the U S market and the Canadian market is, in the U S market, you guys have the freedom of information act. Here in Canada, we've got the protection information. It's so like, it's literally the exact opposite. So you guys are all about free information. We're all about keeping it all secluded and hidden and private. So honestly my best way is like personal networking. So I'm happy to share some tips here, but it's something that doesn't seem to resonate with a lot of people my age or my generation, which actually makes for a great opportunity for anyone that's willing to actually just build relationships, build rapport. And so, like, we actually target a certain type of realtor even to network with. Like the realtor I want to network with is he's like, realistically, they're above the age of 55.
Matt McKeever (17:21): They've been in business for at least 15 years. And what we're doing is we're approaching those realtors and being like, Hey, who have you sold the property to? Like a large apartment building to 10 years or longer ago? They're sitting on a ton of equity. I want to go make them an offer and make them a ton of money and make that offer through you and have you make commission off of it. So we're very focused on trying to structure win-win opportunities when possible, and make sure that everyone eats because we find when make sure that everyone else profits from a deal we'd done, they get addicted to that cycle and they want to get us more deals. But again, we're very boots on the ground and often focused on doing things that our competition won't do. So everyone loves the idea of hiring a VA out of the Philippines and hitting them, them hitting the phones for a thousand calls a day.
Matt McKeever (18:10): But what we'll do is I'll literally send one of my employees to stake out an apartment building, and they'll just park in front and literally talk to every person going in that building, being like, who's the owner? Can I get the owner's phone number? And we find that usually, you know, we ask enough, we will get that owner's phone number. And a lot of the apartment buildings I buy are literally through that process of, originally it was myself or a business partner just taking it out. Now we have employees taking out the apartment buildings, but we found that that's the best way to really get deals. Because if an owner has already thought about selling the property, contacted a realtor and listed on the market, they're now focused on just getting top dollar. And if they're solely focused on getting top dollar, that's fine for them, but it's usually not going to work for me and my business model. So we're often focused on not finding sellers, but actually creating sellers by making what we call blind offers. I don't even really know what their motivations are, but I know that they've owned it for so long that they're probably sitting on massive amounts of equity. And so I'm hoping that I can present them with a unique offer that they haven't even really considered. And, you know, then we can get that conversation rolling.
Jay Conner (19:17): So do you have your people stake out properties that looks just on the outside like it could use, you know some rehab and renovations and really be brought up to increase, you know, rents or whatever, or do you approach it differently? By again, looking for someone that probably has owned this property for a long time or which comes first? They've owned it for a long time or it looks like it could use some renovations or both?
Matt McKeever (19:47): Yeah, we're definitely open to either. In general, the way we're usually going to like again, because we don't have like easy databases of information. It can be very cumbersome to really figure out who's owned what property for how long on a grand scale. I can definitely look it up individually, but there's no way for me to like print off, you know, a giant data set. So in general, we're more focused on the building first and then doing our research afterwards. So literally what I'll do, and again, nothing fancy here, but I'll go to my local cities, zoning map, look at the zoning, look for a high density residential. And then I'll go on Google satellite and look just from the satellite view and find apartments, buildings, right? Identify the apartment buildings. Then literally go on Google street view. Sometimes on Google street view, you can see the property manager sign on the building.
Matt McKeever (20:40): So we'll immediately just call the property management firm then. If we can't find that, that's when I'm probably going to send someone to stake out the building. Get in contact with the tenants and find out who manages it and how. But at the same time, we've got a lot of other strategies. So here in Canada, Kijiji is really popular in the States. I think it's more often Craigslist is the, you know, the online classifieds the people are going to use. But I also love going on Kijiji, looking through the for rent ads. And you just look for the landlords that are beaten down and they're just sick of it, right? So like there's no good photos taken. And sometimes I don't know what it's like in the States, but in Canada you can read it like, the landlord will write all in caps, like no debt deeds. And that's like the title of their Ad. And like, this guy doesn't want to be a landlord anymore. This guy wants to sell to me, even if he doesn't know it yet.
Jay Conner (21:31): I love it! When you said a moment ago, something really, really important to your, the success of your business is networking and relationships. Well, that ties right into how you're able to leverage social media. So would you share with my audience here strategies and tips that you're doing these days to leverage social media and to really how you harness the power of it?
Matt McKeever (21:57): Yeah. And so the first thing I think that we need to really discuss is why even care about social media, right? And I find a lot of investors think that it's simply a distraction. And if you use it as a distraction, it absolutely is if you use it as a business tool, it absolutely is. So you're right. Either way, it really just comes down to how you use it. But for me, what's really powerful about social media is having that one to many conversation before the advent of social media and online networking and things of that nature. Realistically, the only one to many conversation we could have as real estate investors is going out to your local real estate investment group. Right. And you could maybe go, and if you were lucky, you could get up on stage and maybe talk for half an hour, give a little presentation or breakdown about what you're doing.
Matt McKeever (22:44): And that group maybe met once a month. So maybe once a year, you could get in their lineup, get up on stage and talk, or you had to become the host of the meet-up group in order to have that one to many conversation on a reoccurring basis. Whereas on my YouTube channel. And again, like my YouTube channel, isn't massive by YouTube standards, but it's important for what I'm focused on. And what I'm focused on is really talking to my core audience, which is Canadian real estate investors, and then just real estate investors in general. And so even with just like 60,000 subs on my YouTube channel, any given day, I'm averaging 4,000 to 5,000 views on my YouTube channel. The average view on my YouTube channel is about seven minutes long. So I view that as myself being able to have, you know, 4,000 to 5,000 conversations that are seven minutes long, every single day.
Matt McKeever (23:33): Well, that's more minutes than there already is available on the day. So right away that one to many conversations, extremely powerful. But even more so as real estate investors, it's not like we necessarily have to go, you don't need millions of followers or millions of views in order to have a very effective business model. You really just need, like for a lot of real estate investors, their business would be changed if they had five good private money partners, right? Or five private money lenders. And you can really build up a relationship with those people through social media. So a lot of people, they decide that they want to lend their money to me before I ever even make an ask. And that's simply because they're able to watch and see my projects. They get to see me interact on interviews or go live on Instagram or Facebook and just have conversations.
Matt McKeever (24:20): And they get to build a personal relationship with you. And something that we all need to remind ourselves as people like doing business with people they like. And so if you're not putting yourself out there on social media, if you're not trying to present, you know, your story, your image, your business model, you're not giving anyone even the chance to fall in love with you and your story and want to invest in you or your business. So for me, there's just so much power when it comes to social media, but I know I've just been kind of talking high level. So specifics. If any of your listeners here are brand new to social media, they're intimidated by the idea. They don't have a lot of time to invest into social media, pick one platform and spend at least 80% of your social media efforts on that one platform.
Matt McKeever (25:03): Now, if you're a small investor and you're looking just to get a couple money partners or finding say two or three money partners with six figures or more to invest would be a game changer. I personally would focus on LinkedIn and I would literally just write one or two blog posts a week about my business model. Understand that's never going to go viral. You'll probably be lucky to get more than a couple of dozen views, but that's all it takes. All you really want to do is really cultivate a strong relationship with a handful of money lenders. Now, for myself, there's value in the education and email list and all that stuff. But for a lot of beginner, real estate investors, you don't need that. You just need to build a handful of relationships and still social media is going to be a faster means to that end. Than going out to your local real estate investing group.
Jay Conner (25:49): That's awesome! And then to wrap up Matt, I want us to hang out a few minutes on your view and your take on return on time versus return on instead of ROI, et cetera. So what's your take on return on time and why is that so important?
Matt McKeever (26:08): Yeah, it's something that I think a lot of investors are looted by at the start. And so in general, I kind of view this evolution of real estate investors and their sophistication based upon the metrics they talk about. So CPA by nature. So kind of a numbers nerd and, you know, a ratio nerd to begin with. But in general, when brand new people come to real estate investing, I find they talk about ROI, you know, return on investment. And they're really impressed by the return on investment real estate can generate. Then once they get a little bit more sophisticated, they really start appreciating and understanding leverage. And we hear them talking about things like cash on cash returns, and really then it's about the velocity of their money. Then as people continue to graduate and evolve as investors, maybe they start looking at larger multifamily properties.
Matt McKeever (26:55): At which point in time, they usually start talking about cap rates or IRR. The internal rate of return. And again, all of these metrics are useful, but at the end of the day, what really draws us to real estate investing in my opinion, is the ability to have a high return on time. And that's what I'm really focused on these days as an investor and I'd encourage anyone else that's in real estate investing to start viewing things through that lens. And so one of the best examples I can give is wholesaling real estate. Here in Canada, it's still a relatively new concept. It's maybe only five years old that people have really been doing it to any serious capacity. And so it's got a little bit of a negative stigma still here in Canada. However, if you look at what you can accomplish with say, wholesaling versus flipping a property, usually the return on time, even if the total profit is lower on that wholesale deal, let's say you can wholesale a deal for $10,000, or you could flip the same property and make $50,000.
Matt McKeever (27:52): Well, the bigger question to me is how long does it take to wholesale assign that piece of paper versus actually flipping it. Well for the average person here in Canada, assigning it, you're probably going to assign it in one to two weeks. So your return on time, let's say it took you even a month. Well, your return on time is $10,000 per month. Whereas if we're going to flip the property, well again, we have to tie up the property. We have to wait for it to close. Then we close on it. Then we have to do our renovations, fix it up. Then we have to put it up for sale. Then we have to sell it. Then we have to wait for it to close. Well, oftentimes even if you're going to make $50,000, that entire process from start to finish, it might be five or six months.
Matt McKeever (28:31): Well, at that point in time, you're looking at very similar return on time, but your perception of risk is higher as well because with the wholesale deal, we make the money before ever even closing on the deal. While we're flipping there's a speculative piece to it because we don't really know what's going to sell for, until it sells. So for myself and a lot of people that I'm trying to help level up as real estate investors these days. I really want them to focus on the highest return on time investments. And this is also really important because a lot of us, when we first get started as investors, a lot of us swing the hammers ourselves. We clean up the units ourselves. We paint the units ourselves. But oftentimes those are the lowest value skills, right? Like you could probably find someone to pay $10, $15, $20 an hour to clean up or paint the unit. Whereas you, as the investor would likely be better served going and finding the next deal or going and talking with your next private money partner. And really building those relationships and send yourself up to do more deals rather than trying to squeeze every deal for every penny. We're better off to go find more deals. So this idea of return on time is just really being cognizant and not getting distracted by one piece of the puzzle, but really looking at the puzzle as a whole, When it comes to our investing and investment strategies.
Jay Conner (29:46): Excellent! Thank you, Matt. Well, folks, go ahead and check out and subscribe to Matt's YouTube channel at YouTube/MattMcKeever and that's M A T T M C K E E V E R. Matt. Thank you so much for coming on the show today. I really enjoyed having you.
Matt McKeever (30:07): Thanks, Jay. Really appreciate it.
Jay Conner (30:09): Alright! There you have it folks. Another show. I'm Jay Conner, The Private Money Authority. Wishing you all the best. And here's to taking your real estate investing business to the next level. We'll see you on the next show. Bye for now.
#Jay Conner#Private Money Lender#Real Estate Business#Real Estate#Real Estate Investing#Real Estate Investor#Real Estate Profit#The Private Money Authority
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Goodbye Vietnam
This is a true story about a winter camping trip that I went on.
As a chubby little boy, I was the perfect fit for Cub Scouts. We built birdhouses, sang silly songs, and, best of all, baked cookies. What I lacked in ambition was more than offset by the snacks at the end of each weekly meeting. My small blue uniform was stretched to its limits as I neared the end of my tour of duty. It was time to move on to Boy Scouts.
My first night at Boy Scouts was shockingly different from Cub Scouts. Mr. Cordy, our scoutmaster, made us suck in our guts as we stood at attention in a straight line while he inspected our uniforms. My scarf tie was on crooked and I could feel that Mr. Cordy was unhappy about my chubby physique. “You will benefit from our exercise program, young man,” was his terse remark as he departed for the next scout in line. I knew then that we were not ending this meeting with cookies and milk, and I was right.
My pack included my best friend, Charlie, my neighbor, Art, my fellow Cub Scout, Paul, and Donny. Donny was the son of our pack supervisor, Mr. Lynn, who’d been an officer in World War II. In addition to our regular troop meeting at the new rec center, we would often meet at their home. The Lynns owned one of the first color TVs in 1958. We would all gather around it and gaze in amazement at actual color film. We compared it to our drab black and white sets at home and laughed. Mrs. Lynn would make us snacks as well. It was so much better than a troop meeting with mean Mr. Cordy.
Just after the New Year, Mr. Lynn announced that he together with Mr. Cordy were planning a winter father-son campout. Each pack would pick their own date and camp just south of Holland, New York, a town known for its lake effect snow.
I was eager to test out my new scout-approved, two-man tent that I’d earned by selling Boy Scout Christmas cards. It was a canvas tent complete with poles, stakes, and a canvas floor. It also had a mosquito net door that would be a nice feature in the summer. The only thing I lacked was an air mattress for the underside of my sleeping bag. My dad and I needed to go shopping for air mattresses as soon as possible.
The following Saturday, we visited our local sporting goods shop. It was located in a small plaza and had a limited selection. The clerk showed us an air mattress made in France, but made no personal recommendation; he fully admitted that he wasn’t into camping. My father ultimately bought two of the ugly blue contraptions. The clerk smirked as he rang them up on the register. I knew this wasn’t a good omen. On the drive home, I opened one of the boxes and tried to read the instructions. My dad looked over at me in disgust. “Don’t they teach you kids how to read at that school I pay hefty taxes to send you to? Hand me those instructions.” I did as requested and my father pulled over to the curb. After a minute, he turned to me. “Damn things are written in French,” he said. “Mom can read Polish,” I said, “Is that close?” Needless to say, it wasn’t. We struggled with the few crude drawings and I understood why the clerk had smirked.
The week of the camping trip was filled with the promise of a new adventure in my young mind. I loved watching Walter Cronkite and The Twentieth Century on Sunday evenings. The film footage of the mighty German army grinding to a halt outside Moscow in the brutal Russian winter was a fresh memory. Would our pack succumb to the same fate in the heavy snow south of Buffalo? Then there was my image of Napoleon sitting inside the Kremlin, burning furniture in order to keep warm. Was Mr. Lynn aware of just how awful George Washington had it during that winter at Valley Forge? As an officer from our military, I hoped he was well versed in the hardships of a winter campout, especially one that involved the greenest of troops known as the Boy Scouts.
That Saturday arrived with clear skies and bountiful sunshine for our two hour drive to Scout camp. We had six carloads in all, as many of the fathers had volunteered to accompany their sons on this make believe Arctic adventure. The local weather forecast never came up in conversation. The radio stations were all based in Buffalo and would not have mentioned any snow this far south of the city. It was still sunny and birds were chirping as we unloaded our camping supplies in the parking lot. We had two toboggans with tow ropes for our tents. Our cooking gear and food was in our Scout regulation knapsacks. We all opted for snowsuits and rubber boots versus any regulation uniform, a wise choice for this ragtag little army of greenhorns. Mr. Lynn took out his map and pointed to a trail leading from the edge of the parking lot to a wooded hillside. “Boys, I mean MEN, we will proceed this way.”
The snow had been packed down on the trail from previous use. It wasn’t difficult to follow. We found a tree sheltered hillside after a one hour hike. Mr. Lynn and Art, our only Eagle Scout, declared that we’d “arrived at encampment.” I personally felt it had more to do with the heavy wheezing now coming from many of the fathers prone to smoking. We were assigned small areas and told to pitch our tents and help with a general mess area for our evening meal. The snowpack was shoveled clear in a twenty foot circle and we started a fire in the middle. We went on a scavenger hunt for every downed tree limb on that hillside. Our fire soon blazed like a blast furnace and our bodies cooked on one side and froze on the other. I understood why the Indians had danced around the fire, they were simply rotating in the heat like chickens on a spit.
The evening meal consisted of beans and weiners emptied from large institutional cans into a five gallon enameled steel cooking pot. We made Scout biscuits by rolling a twig in Bisquick and water. After a dough ball had formed on the end of the twig, it was held over the fire until it turned light brown. We enjoyed the folly of keeping the biscuits on the twig and out of the fire. You either mastered the technique or ate only beans and weiners. I ended up the expert in this bizarre food misadventure and became camp baker for the less able. I must have baked three dozen biscuits that evening. They were served with huge slices of butter. Rounding out our frontier dinner party was hot chocolate and Hostess cupcakes. We all liked to suck out the cream filling first, then eat the frosting.
By the time dinner ended, the wind had picked up and snowflakes were appearing in ever increasing numbers. True to the Buffalo curse, the flakes were blowing parallel to the terrain and entering our tents through the tiniest of cracks in the flap doors. Art, our Eagle Scout, suggested that we lower the mosquito netting once inside, and the screening would catch any snow that made it through the canvas flaps. This indeed proved to be an effective solution, and my dad and I turned in early to the sound of what now seemed like a blizzard and the songs of a rock station on my six transistor radio. Dad only liked “Harbor Lights,” an old song by The Platters that had been recently redone for my generation. Battery life was short in those days and we were soon left with only the wind and our thoughts. My mind focused on those newsreel clips of the mighty German army snowbound thirty miles from Moscow and helpless. That was just about our distance from Buffalo.
Attempting to sleep in the dead cold of winter with the wind whipping the pines above us was a no go from the start. My sleeping bag had been advertised as containing two pounds of genuine goose down. I’d been light on funds at the time and had passed over the deluxe bag with three pounds of goose down. Like the German army, I’d underestimated what cold really means. My father had opted for several dark green woolen army blankets he’d purchased years ago when he and my mother went tent camping in Canada. They were scratchy but warm. So there we lay, me with my teeth chattering from the cold and Dad itching from the coarse army issue woolen blankets. He told me a story about camping in Northern Ontario in early June and having it snow. Even though the fishing went well, my mother never forgave him for the poor timing. I understood her resentment as my own carefree attitude toward camping was waning.
Halfway through our no sleep night, the hot chocolate caught up with my bladder. My dad was in equal need of a nonexistent bathroom in the forest. We struggled with our flashlights to find our boots and untie the many straps that secured both the canvas door flaps and the mosquito netting. We also observed that our brand new French air mattresses were no longer plump and firm. What could be the problem? My dad suggested that the cold had reduced the air volume and it was of no concern to us. The trek up into the pines revealed a full blown lake effect blizzard had descended on our little party of novice campers. The yellow snow we made was covered instantly by the fast falling fresh white variety. “I hope Lynn remembers the way out. There’ll be no tracks to follow by morning,” my father said, not sounding all that confident.
It wasn’t the morning sun that woke us, it was the sting of cold ice water on our backsides. Remember those deflating French air mattresses? Well, they continued to deflate as the night went on. This in turn put our body heat in direct contact with the snowpack beneath our tent floor. The rest was simple physics. We had to stand up and try to dry ourselves as best we could. My dad restarted the campfire with much effort put into finding the kindling and pine logs now buried under a foot of fresh powder. A squirt of charcoal lighter fluid brought the fire to life. So much for the Indian method we’d seen in our handbook. They were smart enough to have long houses, animal pelt clothing, and all the time in the world to make it work. We stood with our backs to the flames as a small group of teeth chattering scouts joined us in a circle of distraught ignorance. Humility was earned one mistake at a time.
Mr. Lynn soon appeared and announced that the smarter option would be to hike out and have breakfast in town at the local diner. I heard no dissenting remarks from the red faced, booger nosed tiny army of boys that had been labeled MEN just twelve hours earlier. Art, the Eagle Scout, got out his map and compass and showed us what he thought was our path out. He was wrong, but our luck held. The snow had abated enough to spot the camp mess hall on the hilltop near the parking lot. With our goal in sight, we broke camp and trudged off in knee deep snow. Each step took a deep breath of effort and the fathers who smoked dearly paid for that extra push. After an hour in the Klondike of Southern Erie County, we all reached the parking lot. Here the vast majority our pack fell down in a snowbank to rest. Thankfully, the Scouts had a full time manager that kept the parking lot and service roads plowed. We brushed the snow off of our caravan of 1950s iron and off we drove to Holland, New York.
Over my pancakes and hot chocolate at the Zider Zee Diner, I could clearly see that the military was not going to be in my future. Mr. Lynn had failed to secure an accurate weather forecast, our equipment was a joke, and Art was incompetent. As a final note, Art went to Vietnam as a second lieutenant. He got so many of his men killed that he returned stateside and entered the priesthood. I became a salesman and stayed at five star hotels. So much for winter camping!
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Please, please visit and hug and call your grandparents while you still can. Go take your phone and record them and ask all the questions you want to and record them telling their stories. Please. Even if they’re no longer like they used to be when they were younger.
(Read more talks about death, illness and dementia so don’t read if you don’t want to see that sort of thing.)
Update: she passed on Saturday morning. I was supposed to go see her on Saturday but didn’t get to. I am heartbroken by her death, but I do think she didn’t want us to see her like that. My aunt and uncle didn’t make it in time either. We all thought there would be more time. But she knew how to protect us. And she didn’t want to go on like she was the last couple of months. I talked to our family doctor today and he gave me good perspective. If they had been able to get her to wake up, or if she had kept going on with the hallucinations and aggression and refusal to eat, she would have gone straight to a nursing home alone for the rest of her life. She got to live her life till the end on her terms, at home with my grandfather, able to see or talk to us whenever she wanted (save the pandemic, which I will curse even more for the rest of my life for robbing us of more face-to-face time with her in her last two years, especially those who didn’t care to take precautions and kept it spreading because “who cares about old people, I’m young and healthy, they can just hide in their homes” - I am so sad that she never got to go back to church after the pandemic in particular, or that our plans to take her to see Come From Away never happened), able to wake up and go to bed when she wanted and eat what she wanted and not have to be scared about catching COVID or something else in a nursing home, or locked in a room in isolation.
I just wish I had asked her everything. Recorded her telling her childhood and nursing school stories. Asked her to go through every photo she had. I know we did that during her life, but I don’t really remember because I was a kid and didn’t care as much then. Recorded her saying “Grammy loves you” and telling me to say a prayer. We have lots of home video of her but I keep hearing those in my head. I never would have believed she’d be the first to go but it’s probably a blessing that she did because she worried so much about losing my grandfather (who by all medical explanation, should have been dead before I was born). He’s an independent, super active guy and I am confident he will be okay. I feel so bad that he felt he had to keep in a lot of how much she (and he, caring for someone who didn’t really recognize him near the end) was suffering and I’m going to try and convince him to talk to somebody about it. He wants to sell their house and move to one of those senior’s condos, not a retirement home but one of those independent apartment buildings that has some shared entertainment areas where he can meet other people, and dude, as much as I bemoan Ontario housing prices... going from growing up in the Depression in a poor family, in foster care for part of his childhood, working class all his life, to suddenly getting $2 million easily at 91 from a house he paid like $20k for? That’s gonna be wild and good for him. I hope he spends it all and leaves us nothing but a smile.
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Grammy is in palliative care now.
I didn’t go to visit her or call her over the last month because I was scared by how her dementia was progressing. I remember sitting with her in December and thinking, she’s not really here, not my Grammy from my childhood and all my life, and I hated it. I thought we’d have time, because it doesn’t usually go this fast. People usually live several years even with bad dementia. I thought the worst that would happen would be that she’d have to go live in a care home without my Grampy. We were researching places they could live together, or at least nice places for her. I thought she just had a UTI, which often causes confusion in seniors even without dementia, and would snap out of the worst of it after the antibiotics and I could go see her then. but she never did and then stopped eating. Then they took her to the hospital last weekend and I thought that was good because they could get her into care quicker, or maybe figure out something physical was wrong and fix it. But she just declined hard and is in something like a comatose state now
My parents and sister went to visit two weekends ago and I was going to go but I didn’t because I wanted them to see if she was doing better, then I’d go the next time. But there will, save a miracle, be no next time. I will never see her sitting in her recliner by the fireplace again. I am devastated. I have been crying so much over the last two days that my face is raw.
I think things were probably much worse than my grandfather was telling us for a long time. Like, they were supposed to come over on Thanksgiving but didn’t, and he told us at the time it’s because she wasn’t feeling well, but apparently it was really because she kept threatening to leave the house and go wandering. I don’t blame him, he didn’t want to worry us. Most people don’t know that dementia includes hallucinations and behaviour changes. I didn’t know, I thought it was just memory loss, like you slowly become a blank slate and just end up blissfully unaware. But what can replace who you really are is all of these horrible emotional and behavioural changes. They need to make people more aware of that.
I still keep thinking they’re missing something, maybe she has some infection they missed or they gave her a drug that caused a reaction, and they’ll figure it out like it’s a TV show and she’ll wake up and say “hi honey” to me, like I keep hearing in my head. I wish I had recorded her voice, recorded one of the regular old phone conversations we had. We used to talk on the phone all the time, and I guess with my life being busier, I didn’t realize when, a few years ago, she stopped calling when she started having issues. She was so lonely during the pandemic and one day I just called her out of the blue and she seemed so happy to talk about everything and nothing. When I got my job last year she seemed like she really understood what I was doing, or she pretended to anyway.
I don’t understand why this happened so fast. It’s not supposed to. But she is 90, and I guess it was just a matter of time. She could have just not woken up at home one day, and nobody would bat an eye because that happens when you’re that age, that’s how everyone says they want to die. I suppose there is some comfort in the fact that her struggle with the really bad dementia symptoms was short. She was so scared the last few weeks. I can’t imagine what it must be like for people who are diagnosed with Alzheimer’s in their 60s and live another 20 years slowly losing everything.
I love her so much. I miss her already and forever.
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How to Sell House by Owner - Avoid the Pitfalls
So you want to learn to sell the house by the owner. It's much easier than you think and it will save you thousands of agent fees.
1 in 4 people in Canada Sell my house fast Ontario so this can be a very attractive option especially in a frustrated housing market. The secret is to follow a proven sales plan that works for thousands in the same situation as you. Selling a home by owner is not impossible, it is quite simple, you can do it and successfully.
Good news. You do not want to be frustrated if you cannot get the right pitch so invest in a good capo.
Price verse price
Buying a home in the buyer's housing market is not about reducing the selling price. Please do not fall into this trap you can still get the best market price through quick sales. The fact is that lowering the price of your inquiry will usually do more harm than good. Realtors often use this trick in an attempt to get a quick sale. A realtor doesn't care what house they sell or what price they sell one a week. But you need to sell your home and at the best possible price. Apart from bargaining, most buyers 'want a home' and usually not because of the price.
Promotion
One of the biggest mistakes people make when trying to sell a home by the owner is to advertise in the same way as everyone else (realtor). According to an article in USA Today, there are seven million homes for sale at any given time - so naturally you need to separate your home from the crowd. Then, when disqualifying other properties in your area, consider the possibilities for your home Don't waste your valuable money on promotions and ads that haven't gotten your realtor results.
You need to change the way you do it to change the results. Otherwise you will always get the same result.
Internet Marketing
Internet marketing is great, but it's not the only form of advertising. It can be costly if you are not careful. A special worded advertisement in your local newspaper will start ringing your phone. Follow it with a free ad on a realtor's website and you will be amazed at the results How do you hide the word of your ad. With a little practice and research and you will soon be able to write an ad that can arouse curiosity and force a buyer to respond to you, even if you are a complete newcomer.
Don't know anything about real estate? It doesn't matter. No matter what background you come from to sell a home by the owner is not as scary as it may seem at first. You need to do a little homework to find the right tips and publications that can help you, but investing time will give you results and save you thousands of dollars on realtor fees.
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