#financialstatus

[usnewsper-politics]

Trump Dominates Republican Field in Iowa: Poll Reveals Strong Support for President's Promises and Performance #agegroups #approvalrating #BillWeld #campaignpromises #demographics #economy #educationalbackgrounds #financialstatus #frontrunner #healthcare #immigration #incomelevels #Iowacaucuses #jobs #Republicanfield #Republicanpresidentialnomination. #trump

[puzzlax]

How to choose your target audience?

🌟 Determining your target audience is crucial for business success. But how do you make such a choice? It involves considering various parameters, such as gender, profession, type of activity, marital status, and financial status.

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[offersliveusa24]

How’s the money flow these days? Yes or no? 💰🤔

[usanow11]

Spill the tea on your finances. Honest answer: yes or no? ☕💸

[bizimpact]

Thinking of business ideas to start? Look up👆 Tag someone you know Follow @bizimpact2 for daily business ideas,tips and more. #businessidea #Businesstips #businessstrategy #businessquote #businessstartup #businessowner #financialtips #financialstatus #financialliteracy (at New York City, N.Y.) https://www.instagram.com/p/B_4nOPvHPF1/?igshid=km3imx6kgnyb

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[dailyeconomicsnet]

COVID Times: Boost Your Financial Immunity

COVID Times:

The COVID-19 pandemic cases are increasing globally, and the number of confirmed cases in India has crossed more than 1.5 million. COVID-19, which started as a health concern, with continued lock-downs and social distancing, normal business activity has taken a back seat leading to economic slowdown. The International Monetary Fund (“IMF”) in its latest report projects the global and Indian economy to contract by 4.9% and 4.5% respectively in 2020.

The pandemic has made a difference in each and every one’s life. Positive changes include – individuals becoming more health conscious, more quality time with family and children, slowing down from their busy life schedule and taking life easy, becoming more technology oriented. Negative changes include heightened fear on health, job safety, and financial stability.

Now let’s look at real life cases of how the pandemic has affected the financial position of individuals

·         Mr Kumar is a website designer and digital marketing professional in Mysore. His monthly income more than doubled over the last three months.

·         Mr Bharath, an IT professional in Bangalore – had to take a pay cut of 20%

·         Mr Ram, who owns a fast food restaurant in Bangalore, had closed his business for three months. But he still managed to pay the rent and staff expenses from his personal savings

·         Mr Chandan, who was working as a travel consultant, has lost his job and is searching for new job.

Loan moratorium is helping individuals manage their cash flows; however, the financial situation could worsen after the moratorium period ends. Many have lost their jobs or taken a pay cut in this on-going pandemic, exposing the financial vulnerability. Individuals who had a financial plan in place, would be in a better position to weather the storm, while those who did not have a right financial plan would be under financial stress.

Boost your Financial immunity at COVID Times:

Key principles of personal finance are simple and effective, but many don’t follow the same as it requires a lot of discipline. Here are some of the key principles which can help boost financial immunity during current times.

Boost Your Income—COVID has changed the way businesses operate. We might witness a structural shift in certain sectors and industries. Individuals who have lost their job or who have got a pay cut should be cautious as the demand for their skill set is reduced or has become obsolete. So, they should hone new skills which can make them more.

·         Never depend on single income —Make investment income your second source of income.  During good times, you need to save for your rainy days. Have a target saving every month, so that you will be well prepared for the future

·         Keep your expenses under control—COVID has brought in forced discipline. Many used to spend Rs 4,000-5,000 on a weekend pre-COVID, so their total spending was close to Rs.20,000-25,000 over weekends in a given month. Now all this unnecessary weekend expenses have drastically reduced. It would be better, as we get back to normal—to cut down unnecessary expenses.

·         Have a health insurance—COVID being a medical crisis, an individual is exposed to health risks. In an unforeseen event of hospitalisation, the financial burden can be significant. It’s better to take a decent health insurance cover, so that the financial risk would be reduced to great extent. You can even think of topping up your current health insurance limits. Most of the insurance companies have come up with top-up policies specifically for COVID times.

·         Avoid getting into new debts – During uncertain times, loan or debt can hurt very badly. It’s better not to take any new loan or debt. Also be wise in using credit cards. In this environment, it is easy to come across a lot of offers and discounts which might entice us to use our credit cards or get into debt. It would be better to postpone purchase, instead of getting into a debt trap.

·         Build an emergency fund – Three to four months of expenses as emergency fund which will come in as handy during tough times.

Conclusion: 

 An economic slowdown can significantly affect the financial position of an individual. The basic principles of personal finance though simple, need lot of discipline to be on track. Please remember the current economic slowdown, is just one of the slowdowns; We might have to see more in the coming years. If you were not well prepared for the on-going slowdown, you can start building your financial immunity with the above-mentioned key pointers.

AUTHOR:

Aiyappan V R CFA

Aiyappan is a CFA Charter-holder and a certified Financial Risk Manager. He specializes in personal finance and founder of www.merafunds.com. He strongly believes in the concept of financial freedom and loves to spread and help people achieve financial freedom. For any queries related to personal finance, you can reach him on aiyappan.vr@gmail.com.

[kxngkhaosx]

#Repost @rfg_chosen1 • • • • • • I dont just complain about the worlds problems without searching for solutions. I'm constantly looking for solutions. The vaginal canal is an open orifice, which means it's much more susceptible to housing bacteria & foreign microbes, compared to other parts of the body. One of the 2 most effective methods to detoxing your vaginal canal is ovcourse converting to an alkaline vegan diet, & refraining from putting artificial substances in your body. The 2nd step is purchasing a "graphene pad." Pure graphene is one of the most potent destroyers of harmful bacteria & foreign microbes. I've heard from a few women personally, that after using these graphene pads for over a year, their menstruation got lighter & lighter, until it was completely gone. If you're interested in purchasing, please contact @traditionaldoula for details. #iDontOnlyAddressProblems #i_Aim2BePartOfTheSolution #TheBeastDividedHumans #ThroughGeneSplicing #Religion #Nationality #FinancialStatus #PoliticalStatus #Political_Affiliation #DontBuy_intoTheGenderWarAgenda #2NegativePolesDontAccumilateEnergy #2PositivePolesDontAccumilateEnergy #SomeOnesTryin #2ThrowUsOffUniversalBalance #DogonTribeCall_it_Ogo #ThisWorldBelongs2_Ogo #itWants_aGenderless_Society #Male&FemaleMustCome2gether #AndNeutralizeThisBeastOnceAndForAll #2020_Clear3rdEyeVision #SerpentWisdomOverSaturn #FuckFatherTime #TheHereticsAreBack #ReturnOfTheMuurs #MakeAtlantisGreatAgain #RFG_TheAlchemist #RFG_TheHeretic https://www.instagram.com/p/CCk9Dz7j_4lauN-Hv2TZUeEZszLIG-KXh1F-Vo0/?igshid=buzhtvh0h1ma

[3rdeyezoe]

How tight my circle and #finances going to be in 2020🤣🤣🤣 aht aht I said what I said 😭😭😭 the more I work on these two areas the more I see happiness on the #horizon. What are your 2020 goals? . . . #newyearnewthings #newhabits #friends #mentality #financialstatus #closure #love #living #travels #wanderlust #savings #newhome #purchasingpower https://www.instagram.com/p/B6Bo-dWJjn6/?igshid=omaggcqadl1f

[chvazquez]

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[iraysmediasblog]

40 ఏళ్లలో ఎన్నడూ లేని స్థాయిలో….     2021లో 7.3 శాతం తగ్గనున్న దేశ ఆర్థిక స్థితి https://bit.ly/34DyOz1

[taxolawgy]

Essential terms to know for calculating alimony rules in USA

Opting for alimony is often confusing and with the raised rate in divorces, it has become a need of this time to know the important rules which will help you get over many confusing situations.

But before we even start, the most important thing to know is the difference between a Separation and a Divorce.

Separation and a Divorce are usually confused as the same. But in many jurisdictions, these are the terms that have a different significance in legal terms.

One should be clear of the terms, which you will be using at the court. There are three separate terms Separation, Legal Separation, and Divorce.

A Separation is just living without your spouse, without filing any court papers. This situation does not have any orders imposed by the law over any of the martial partners. This, in the future, might affect your life emotionally or financially.  You may lose your certain benefits requirement or the separation might affect your taxes as well.

It is always better to contact a family lawyer before taking any major steps. Taking a legal help can always be of profit as it can be beneficial in child support and even with the bill payments.

It is also helpful as it would get you spousal support which is provided to you if you have been out of work during the period of marriage or have a lower income than average.

Basically, the spousal support is provided to a spouse who needs the support of his/ her ex-spouse financially.

Both the spouses, who are common-law spouses, will qualify the spousal support during the legal separation.

A legal separation is just a distinct legal status, in which you will not have to be legally separated to be divorced.

A legal separation is just as same as getting divorced. But the major difference between being Divorced and a Legal Separation is you still are a married person.

While, on the other hand, getting a divorce dissolves the marriage status completely. The wife can switch to her former last name. Being divorced also means the division of all your assets while the custody of your child will also be discussed.

Spousal Support:

Spousal support is usually awarded after evaluating the financial status of both parties. It is based on two situations;

(i)  When both the parties agree for the payment

Or

(ii) The judge feels the necessity of alimony, looking at the factors and the financial status of both the separated partners.

It is provided to the partner who’s out of work or has a lower income and needs support for living.      

What factors are considered by the judge?

There are many factors trough which a judge goes during the process of awarding spousal support. They even go through the period for which support has to be provided to the partner in need.

The prime aspects considered during spousal support are:

The needs of the recipient

The percentage that payer can afford

The length of a marriage

Age, and also the health condition of both the parties

READ MORE..

[bizimpact]

#customerexperience will determine the #success of your company. . Take a cue from #Amazon and #Netflix and use every tool in your arsenal to keep people coming back. . Tag a friend who needs to see this. . 🔥 Follow @bizimpact2 🔥 Follow @bizimpact2 . #businessideas #businesstips #businessplan #businessaccountsoninstagram #businessopportunity #businessfashion #fashionbusiness #instagramtip #businessesinchicago #businessesoninstagram #businessesinnewyork #tgif #financialtips #financialadvisor #financialstatus #instagramgrowth #igfollowers #makeupbusiness #hotels #howtomakemoneyoninstagram #digitalmarketing #smallbusiness #igreels #techbusiness #tiktok (at New York, New York) https://www.instagram.com/p/CD4LDyynwmR/?igshid=n41enczn41zo

[thedifficultiesofpoorman]

The SEVEN Things You NEED To Learn for Your Financial FREEDOM - Robert K...

[sandroalbanogold]

Invito especial próximo 9 septiembre 2018, Buenos Aires Argentina 🇦🇷 Grande Evento "PROPÓSITO DE VIDA"❗ Se quieres alcanzar tu libertad financiera, gracias a Global InterGold, no te lo puedes perder❗ #ILoveMyJob #FinancialFreedom #FinancialStatus #GlobalInterGold #Opportunity #Gold #Online #OnlineShop #Business #GIG #Gold4Business #Global24k #MyIntergold #Team #NegocioDelSiglo21 (presso Buenos Aires, Argentina) https://www.instagram.com/p/BmoDuoZA-hG/?utm_source=ig_tumblr_share&igshid=q2zbi004h0iu

[drmathan]

Last four years I'm in #kuwait it's gave me a lot..#career #happiness #financialstatus #thankyoukuwait😘 #youaresobeautiful😍😘 (at Al-Mangaf, Al 'Āşimah, Kuwait)