#education state of the market

[isabelconde]

START TRADING NOW 😀

[benjamoomin64]

I don't wanna accuse #FinancialFeminist of trying to launder the landlord economy but CNBC deciding to frame her choice to rent as a savvy business move rather than the obvious choice based on the cost of buying a home being inflated absurdly beyond belief certainly is A Choice

[smalltofedsblog]

Six Factors For Selling Into The State & Local Government "SLED" Market

The sales environment – and customer service needs – are not the same with state, local, and education agencies as they are in the federal market. _

[my-cpe]

👉Hey, Posted a New Blog on SECURE 2.0 AND ITS FUTURE IMPACT hope the Tumblr community like the same.

➡️SECURE 2.0 is a new provision signed by President Joseph R. Biden on December 29, 2022, to improve Americans' financial security. The legislation builds on the SECURE Act 2019 and includes recommendations from the BPC's Commission on Retirement Security and Personal Savings.

➡️Key highlights of SECURE Act 2.0 include raising the starting age for required minimum distributions (RMDs) to 73 in 2023 and 75 in 2033, increasing catch-up contributions for individuals aged 60-63, allowing employer-matching for Roth accounts, expanding the types of charities eligible for qualified charitable distributions, and increasing the popularity of qualified longevity annuity contracts.

➡️Additionally, the legislation requires employers to automatically enroll eligible employees in new 401(k) and 403(b) plans with a minimum contribution rate of 3% in 2025 and allows for automatic plan portability for employees who change jobs 2.0 & its future impacts do check our full blog at: https://my-cpe.com/blogs/secure-2-0-and-its-future-impact

[bibleofficial]

this making rounds again … i’m literally in grad school now & this is still my mood

‘what’re u going to do w ur degree’ nothing. i’m going to start blowing things up

[aarunresearcher]

United States marketing automation market size reached USD 19.1 Billion in 2024. Looking forward, IMARC Group expects the market to reach USD 53.8 Billion by 2033, exhibiting a growth rate (CAGR) of 12.2% during 2025-2033. The rising focus of marketers on strategic initiatives, creative campaigns, and more robust customer relationship management is primarily driving the market growth across the country.

[laisai]

Hello, family member of survivors of communism and people who actually lived in public apartments here.

THEY WERE SHIT.

I cannot express to you how much living under communist rule is shit. It doesn't matter if the IRL regimes didn't live up to the ideals -- SO MANY human rights have to be trampled over and so many people have to be hurt for the system to even be ATTEMPTED in the first place (and revolution mostly just KILLS PEOPLE and replaces who's at the top for a while -- the elites in China these days may often have peasant ancestors but look at the way they live, and look at how the rest of the country lives -- the inequality is still staggering, and it was even before the PRC opened up to market economies again).

Communism is nice as a theory, can be useful for looking at and understanding systems in the world, but it is ultimately unsuitable for governance.

I am a leftist in America and support socialist-leaning policies but dear fucking gods DO NOT bring up communism like it's an actual fucking solution to me. It's like telling a Jewish person to give fascism a try.

companies really have got to be okay with stagnant profits. what is wrong with earning the same amount every year? why does it always have to be more? it’s not sustainable. there are only so many people on the planet you can profit from 😭

[omegaphilosophia]

Dual-Track Economy

A rations-based economy that also allows for free-market-like processes is often referred to as a "mixed economy" with elements of "market socialism" or a "dual-track economy." This hybrid system combines aspects of centralized planning and market mechanisms to allocate resources and goods. Here’s how such an economy might function:

Key Features of a Mixed Rations-Based Economy:

Centralized Rationing:

Basic Goods and Services: Essential goods and services (such as food, healthcare, and housing) are distributed based on a rationing system. The government or a central authority ensures that everyone has access to these necessities, often at controlled prices.

Equity and Security: The goal of rationing is to ensure equity and provide a safety net, especially for vulnerable populations. This prevents market fluctuations from affecting the availability of basic needs.

Market Mechanisms:

Non-Essential Goods: For non-essential goods and services, market mechanisms are allowed to operate. Individuals and businesses can trade, set prices based on supply and demand, and engage in entrepreneurial activities.

Innovation and Efficiency: The market component encourages competition, innovation, and efficiency. It provides incentives for businesses to improve their products and services to attract consumers.

Dual-Track System:

State and Market Sectors: The economy is divided into state-controlled and market-driven sectors. For instance, state-owned enterprises (SOEs) might manage critical industries, while private enterprises operate in less essential sectors.

Gradual Transition: This system allows for a gradual transition from a fully planned economy to a more market-oriented one, providing stability while promoting growth and development.

Regulation and Oversight:

Government Role: The government plays a significant role in regulating the market to prevent monopolies, protect consumers, and ensure fair competition. It may also intervene in the market to correct imbalances or address social objectives.

Flexible Policies: Policies are flexible to adapt to changing economic conditions, balancing between control and freedom.

Examples and Implementation:

China’s Dual-Track System:

Reforms: In the late 20th century, China implemented a dual-track system, allowing market mechanisms to coexist with state planning. This approach enabled rapid economic growth while maintaining social stability.

SOEs and Private Sector: State-owned enterprises coexisted with a burgeoning private sector, which was allowed to grow and innovate within certain regulatory frameworks.

Nordic Model:

Welfare State: While not strictly a rations-based system, the Nordic model combines comprehensive welfare provisions with a vibrant free market. High levels of social security and public services are funded through taxation, allowing the market to operate freely in other areas.

Regulation and Social Equity: This model emphasizes regulation and social equity, ensuring that market outcomes do not lead to significant inequalities.

Challenges and Considerations:

Balancing Act:

Efficiency vs. Equity: Balancing efficiency and equity is a key challenge. Excessive control can stifle innovation, while too much freedom can lead to inequalities.

Dynamic Adjustments: Policies need to be dynamic and responsive to economic changes to maintain this balance.

Implementation Complexity:

Coordination: Coordinating between the rationing system and market processes requires efficient administration and clear policies.

Public Trust: Maintaining public trust in both systems is crucial. People need to feel secure in their access to basic needs while also having confidence in the market’s fairness and opportunities.

Global Integration:

Trade and Investment: Integrating with the global economy requires careful management of trade and investment policies to ensure that domestic objectives are not undermined.

A mixed rations-based economy that incorporates free-market processes aims to combine the strengths of both systems. By ensuring equitable access to essential goods through rationing while fostering innovation and efficiency in non-essential sectors through market mechanisms, this hybrid approach seeks to create a balanced and resilient economic framework.

[prenasper]

United States Online Learning Market Share, Revenue, Growth, Latest Trends, Industry Share, CAGR Status, Key Players, and Forecast Analysis till 2023-2033: SPER Market Research

E-learning, also referred to as online learning or electronic learning, is instruction and learning conducted using digital devices including computers, tablets, and smart phones, among others. It can help students become more competent, provide them the freedom to learn whenever and wherever they choose, and enhance learning results. The demand for e-learning in the United States is being driven by a growing focus on improving the affordability and accessibility of high-quality education, particularly for vulnerable learners and students with impairments. Furthermore, e-learning solutions are becoming more and more popular due to the widespread use of smart phones and tablets and the expansion of high-speed internet access.

According to SPER market research, ‘USA E-Learning Market Size- By Product, By Deployment Model, By End User- Regional Outlook, Competitive Strategies and Segment Forecast to 2033’ state that the USA E-Learning Market is predicted to reach USD 341.80 billion by 2033 with a CAGR of 10.83%.

Drivers: Growing e-learning usage in the midst of a pandemic improvements in new electronic product developments, technological advancements, and internet accessibility have all contributed to the e-learning market's improved performance over the projection period.

Furthermore, the market has been greatly boosted by affordable learning courses and the need for an online platform during the COVID-19 pandemic. It is expected that this element will increase the overall demand in the expanding field of technology for e-learning.

Challenges:

The drawbacks of online education: However, one of the things holding back the worldwide e-learning business is secrecy and cyber security. In addition, it is anticipated that the market would be negatively impacted in the upcoming years by technological barriers and expensive setup costs for e-learning.

Device downsizing: The increasing tendency of electronic gadgets becoming smaller, which necessitates the use of high-performance adhesives. Moreover, the market would be dampened by a lack of in-person engagement and little motivation to learn. Additionally, during the forecast period, the reopening of schools, colleges, and institutions as well as the recovery from a pandemic are anticipated to pose challenges for the e-learning market.

Request For Free Sample Report @ https://www.sperresearch.com/report-store/usa-e-learning-market.aspx?sample=1

Impact of COVID-19 on USA Digital Learning Market

The current global COVID-19 pandemic outbreak has significantly accelerated industrial growth because visits to educational institutions are restricted in order to control the virus's transmission, which is a serious worry. Online and e-learning tools, however, are praiseworthy in helping to stop the spread of new corona viruses. As a result, the pandemic has prompted the commercialization of e-learning, which is anticipated to propel the industry's large-scale expansion.

US Online Learning Market Key Players:

North America has the most educated population, a thriving corporate training sector, and a diverse academic environment, making it the region leader in the US online education market. Every US region is growing, with a certain market in mind. For instance, whereas the Northeast places a strong emphasis on academic accomplishment, the West Coast is setting the standard for cutting-edge technological solutions. Additionally, some of the market key players are 2U Inc., D2L Corp., Docebo Inc., Flatworld Solutions Pvt Ltd., Houghton Mifflin Harcourt Co., iEnergizer,.

For More Information, refer to below link:-

United States Online Education Market Scope

Related Reports:

Vietnam E-Learning Market Size- By Component, By Learning Type, By End User, By Content Type, By Type of Offering, By Type of Learning Management System, By Smart Class, By Packaged Content, By Smart Authoring Tools, By Method of Viewing Content- Regional Outlook, Competitive Strategies and Segment Forecast to 2032

Philippines E-Learning Market Size- By Content, By Content Format, By Technology, By Source of Learning, By End Users- Regional Outlook, Competitive Strategies and Segment Forecast to 2032

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Sara Lopes, Business Consultant – USA

SPER Market Research

enquiries@sperresearch.com

+1-347-460-2899

[isabelconde]

[probablyasocialecologist]

The economic indicators speak of nothing less than an economic catastrophe. Over 46,000 businesses have gone bankrupt, tourism has stopped, Israel’s credit rating was lowered, Israeli bonds are sold at the prices of almost “junk bonds” levels, and the foreign investments that have already dropped by 60% in the first quarter of 2023 (as a result of the policies of Israel’s far-right government before October 7) show no prospects of recovery. The majority of the money invested in Israeli investment funds was diverted to investments abroad because Israelis do not want their own pension funds and insurance funds or their own savings to be tied to the fate of the State of Israel. This has caused a surprising stability in the Israeli stock market because funds invested in foreign stocks and bonds generated profit in foreign currency, which was multiplied by the rise in the exchange rate between foreign currencies and the Israeli Shekel. But then Intel scuttled a $25 billion investment plan in Israel, the biggest BDS victory ever.  These are all financial indicators. But the crisis strikes deeper at the means of production of the Israeli economy. Israel’s power grid, which has largely switched to natural gas, still depends on coal to supply demand. The biggest supplier of coal to Israel is Colombia, which announced that it would suspend coal shipments to Israel as long as the genocide was ongoing. After Colombia, the next two biggest suppliers are South Africa and Russia. Without reliable and continuous electricity, Israel will no longer be able to pretend to be a developed economy. Server farms do not work without 24-hour power, and no one knows how many blackouts the Israeli high-tech sector could potentially survive. International tech companies have already started closing their branches in Israel. Israel’s reputation as a “startup nation” depends on its tech sector, which in turn depends on highly educated employees. Israeli academics report that joint research with universities abroad has declined sharply thanks to the efforts of student encampments. Israeli newspapers are full of articles about the exodus of educated Israelis. Prof. Dan Ben David, a famous economist, argued that the Israeli economy is held together by 300,000 people (the senior staff in universities, tech companies, and hospitals). Once a significant portion of these people leaves, he says, “We won’t become a third world country, we just won’t be anymore.” 

19 July 2024

[narwatharsh01]

Workday Inc. boosts its performance to give ample competition for the top ranking

Being a Cloud-Based vendor in Human Capital Management, financial management and others, leading for a broad reach out with different goals set out for promising growth.

STORY OUTLINE

With the presence of cloud based and digitized solutions, Workday upgrades itself on a quick succession.

With technological innovation, Workday Inc. quickly propelled upwards.

Focusing mainly on people centricity, Workday Inc. receives increase in employee retention.

With User Training and Support, assisted with Integration Availabilities, makes working easier and seamless.

To Know More About US HR Analytics Market

1. With the presence of cloud based and digitized solutions, Workday upgrades itself on a quick succession.

To learn more about this report Download a Free Sample Report

With promising Next Gen Cloud-Based Human Capital Management (HCM) Platform leads to an overall increase in efficiency.

Workday Inc. places strong emphasis on continuous innovation, with increased performance and scalability and deeper insights into Supply Chain, resulting in overall growth.

With the leadership of co-founder and CEO of Workday Inc., Aneel Bhusri, improvements through strong determined hands have been observed.

Workday’s profitable User Centric approach helps bring more users and helps developing an enhanced experience.

According to Ken Research, Workday Inc. has made various changes through which they have are able to give a strong competitive standpoint, up in the US HR Analytics Market, getting improved through technology, insights, processing, employment and payments, resulting in an overall moderate growth over the years.

2. With technological innovation, Workday Inc. quickly propelled upwards.

Visit this Link: – Request for custom report

Workday’s Cloud First Approach has allowed for the reduced IT complexities, scalability and real-time updates delivery.

With the involvement of Artificial Intelligence (AI), assisted with Cloud Services, Workday’s Day to day work becomes much more seamless.

Integration of deep Machine Learning (ML), reduces chances of making errors and allows for the induction of newer methodologies.

With the prioritization of mobile access through Online Applications, helping employees get real time data and future plans via one place, resulting in time preserving.

With Cloud Services handling maximum data, Stringent Security protocols are maintained with stronger encryption, assisted via the help of AI.

3. Focusing mainly on people centricity, Workday Inc. receives increase in employee retention.

Request free 30 minutes analyst call

With creation of software and Employee-Centric design philosophy, company prioritizes on the employee’s needs, interactions with Managers and other HR professionals.

Presence of Human Experience Design (Hx) team, mediates every interaction with a positive outcome benefiting the company’s growth.

User-Centric model has allowed for the real time user testing and validations, leading to an overall refinement based on actual user requirements.

With Workday’s advanced Learning management, employees are given hands on training day to day basis, to learn and grow new skills to perform efficiently.

4. With User Training and Support, assisted with Integration Availabilities, makes working easier and seamless.

Incorporation of open Integration Platform has led to seamless connectivity and reach to wide third-party applications and systems.

With Integration Cloud giving platform for building, managing and monitoring integrations for proper development.

With the integration of Enterprise Interface Builder (EIB), configuration for integration is made simple without the need to write codes.

By connecting with other third-party like Salesforce, Microsoft 360, via the cloud, enables to seamlessly configure data from others by exchange.

CONLCUSION

With the rise in technological advancements and global digitization, company like Workday Inc. has not stopped its own innovation, leading to an overall growth which in turn increases the potential of the US HR Analytics Market.

[gmatechnologi]

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[creepyscritches]

I read your post about open enrollment for the ACA and was hoping you might expand on why you believe it would take years to dismantle. I've been terrified that with a Republican house/senate, Trump could just snap his fingers and make it go away within months of taking office. I'd love some reassurance that that's not possible.

Hiya, sure I can share some thoughts on the matter! First, it's very important to understand the ACA is a huuuuuuuuuuuuge system with subject matter experts in dozens of places throughout the process. I'm one of those SMEs, but I am at the end of the process where the revenue is generated, so my insight is limited on the public facing pieces.

What this means is that I am professionally embedded in the ACA in a position that exists purely to show what conditions people are treated for and then generate that data into what's called a "risk score". There's about 6 pages I could write on it, but the takeaway is that the ACA is

1) intricately interwoven with the federal government

2) increasingly profitable, sustainable, and growing (it is STILL a for-profit system if you can believe it)

3) wholeheartedly invested in by the largest insurance companies in the country LARGELY due to the fact that they finally learned the rules of how to make the ACA a thriving center of business

4) since the big issuers are arm+leg invested in the ACA, there is a lot of resistance politically and on an industry level to leave it behind (think of the lobbyists, politicians, corporations that will fight tooth and nail to protect their profit + investment)

The process to calculate a risk score takes roughly 2 years. There is an audit for the concurrent year and then a vigorous retro audit for the prev year - - this is a rolling cycle every year. Medicare has a similar process. These are RVP + RADV audits if you would like the jargon.

Eliminating the ACA abruptly is as internally laughable as us finishing the RADV audit ahead of schedule. If Trump were to blow the ACA into smithereens on day 1, he would be drowning in issuer complaints and an economic health sector that is essentially bleeding out. You cut off the RVP early? We have half of next RADV stuck in the gears now. You cut off the RADV early? No issuer will get their "risk adjusted" payments for services rendered in the prev benefit year (to an extent, again very complex multi-process system).

The ACA is GREAT for the public and should be defended on that basis alone. However, the inner capitalistic nature of the ACA is a powerful armor that has conservatives + liberals defending it on a basis of capital + market growth. It's not sexy, but it makes too much money consistently for the system to be easily dismantled.

Or at least that's what I can tell you from the money center of the ACA. they don't bring us up in political conversation because we are confusing to seasoned professionals, boring to industry outsiders, and consistently we are anathema to the anti-ACA talking points.

I am already preparing for next year's RVP for this window of open enrollment. That RVP process will feed into the RADV in 2026. In 2025, we begin the RADV for 2024. If nothing else, the slow fucking gears of CMS will keep the ACA alive until we finish our work at the end of the process. I highly doubt that will be the only reason the ACA is safeguarded, but it is a powerful type of support to pair with people protecting the ACA for other reasons.

I work every day to show, defend, and educate on how many diagnoses are managed thru my company's ACA plans. My specialty is cancer and I see a lot of it. The revenue drive comes from the Medical Loss Ratio (MLR) rule stating only 20% MAX of profit may go to the issuer + the 80% at a minimum must go back to the customer or be invested in expanding benefits. The more people on the plan using it, the higher that 20% becomes for the issuer and the more impactful that 80% becomes for the next year of benefit growth. It is remarkably profitable once issuers stop seeking out "healthy populations". The ACA is a functional method for issuers to tap into a stable customer base (sick/chronic ill customers) that turns a profit, grows, and builds strong consumer bases in each state.

The industry can never walk away from this overnight - - this is the preferred investment for many big players. Changing the direction of those businesses will be a monumental effort that takes years (at least 2 with the audits). In the meantime, you still have benefits, you still have care, and you still have reason to sign up. Let us deal with the bureaucracy bullshit, go get your care and know you have benefits thru 2025 and we will be working to keep it that way for 2026 and forward. This is a wing of the federal government, it is not a jenga tower like Trump wishes.

[stillnaomi]

during WW1, the British government was so scared of socialism that it decided to build 500,000 spacious and good quality homes for the higher strata of blue collar workers, in order to avert any chance of revolution. this would give jobs to many of the demobilised troops and would stop a large section of the proletariat agitating about their living conditions. previously, the government had steadfastly refused to interfere in the freedom of the housing market, despite large sections of the population living in slum housing

as Major Astor of the Local Government Board told parliament during a debate on the scheme:

“When we talk of expense and cost let us realise that everything is comparative, and let us measure the cost of our housing proposals by the cost of Bolshevism to the country and the cost of revolution. The money we propose to spend on housing is an insurance against Bolshevism and revolution. What is the cost to the country of industrial unrest and strikes? You have only to realise the conditions under which many men and women live to realise that unrest is fully justified.”

believe it or not, revolution was seen as a serious threat. this is how the minutes record the PM, David Lloyd George, speaking in a Cabinet meeting on March 3rd 1919:

“In Europe we were now faced with very serious conditions. Russia had gone almost completely over to Bolshevism, and we had consoled ourselves with the thought that they were only a half-civilised race; but now even in Germany, whose people were without exception the best educated in Europe, prospects are very black.

“Bavaria was already in chaos, and the same fate might await Prussia. Spain seemed to be on the edge of upheaval. In a short time we might have three-quarters of Europe converted to Bolshevism. None would be left but France and Great Britain.

“He believed that Great Britain would hold out, but only if the people were given a sense of confidence—only if they were made to believe that things were being done for them. We had promised them reforms time and again, but little had been done. We must give them the conviction this time that we meant it, and we must give them that conviction quickly.”

this is what communists mean when we say that the capitalist state only gives out concessions when its power is under threat

read more about the Homes Fit for Heroes initiative and its politics