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Discover the Benefits of Debit MasterCard from Colonial Federal Savings Bank
The Debit MasterCard from Colonial Federal Savings Bank provides a practical and responsible financial option. Customers can travel, eat out, and purchase online without needing cash thanks to its acceptance in millions of venues throughout the globe. Money security is ensured by additional security measures found on Debit MasterCards, such as fraud prevention and EMV chips. It is the perfect option for people who want to combine the ease of use of a credit card with the budgetary restraints of a debit card because money can be instantly available for purchases or withdrawals at ATMs.
Without a debit card, people have few options, and cash transactions will be restricted, moreover, if you want to use cashing checks or prepaid that will cost more it, people may face problems when traveling because there may not be a widely accepted card available when needed.
A rewards program for regular purchases, additional security features including 24/7 fraud monitoring and zero liability protection, a Debit MasterCard with no annual fees, and accessible online banking Quincy for simple account management are all provided by Colonial Federal Savings Bank. Customers who want to reduce their expenses and convert their spending into savings find these advantages to be more convenient.
Connecting Online Banking Easily
The online banking system of Colonial Federal Savings Bank referred to as online banking Quincy is easily integrated with our Debit MasterCard. You may easily manage your funds from anywhere using this tool. You can monitor transactions, check the amount of your account, and even set up notifications to keep track of your spending with a few clicks.
Easy Accessibility at Your Fingertips
Being one of Quincy's top banks, we recognize the value of convenience. You may make purchases and get cash out of ATMs all around the world with the Colonial Federal Savings Bank Debit MasterCard, which allows you access to your money 24/7. Your Debit MasterCard is the secret to a hassle-free shopping experience, whether you're doing your shopping online or offline store.
Improved Security Capabilities
Colonial Federal Savings Bank is one of the finest banks in Quincy, Ma since security is our first concern. Advanced security features like fraud monitoring services and EMV chip technology are included with our Debit MasterCard. Wherever and whenever you use your card, you may use it with confidence thanks to these measures that help safe your account against illegal activities.
Benefits and Offers
There are additional benefits and deals available just to Colonial Federal Savings Bank Debit MasterCard users. We give our cardholders access to a range of discounts and promotions as part of our dedication to becoming among the greatest banks in Quincy. This implies that you may make use of the security and convenience of your Debit MasterCard while saving money.
Simple Application Process
It's easy to apply for a Debit MasterCard from Colonial Federal Savings Bank. You may apply online or offline at any of our offices as a client of one of the best banks in Quincy. Our helpful team is always available to help and will make sure your Debit MasterCard arrives on time.
Conclusion
By selecting Colonial Federal Savings Bank for your Debit MasterCard requirements, you can be sure to take advantage of excellent features and services. Being one of the best banks in Quincy, Ma, we are committed to giving our clients the resources they need to safely and effectively manage their money. Now, take advantage of the benefits, security, and convenience that come with a Colonial Federal Savings Bank Debit MasterCard.
Visit our website or get in touch with us for further details on how our Debit MasterCard and online banking Quincy services could completely transform your banking experience.
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With a Colonial Federal Savings Bank Debit MasterCard, you may enjoy great features and benefits. Inquire about convenient, safe banking in Quincy, Ma.
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Boston Short Sale
1313 Washington St #115A, Boston, MA 02118
http://www.bostonshortsales.com/
Boston short sale requires skills for a real estate agent and the short sale approval can very much depend on how your agent negotiates with the lender and buyer. Our short sale team has a high success rate on approvals from the banks and closed short sales in Boston, Worcester, Cambridge, Brockton, Lynn, New Bedford, Chelsea, Quincy, Somerville, Newton, Watertown, Melrose, Medford, Woburn, Brookline, Everett, Winthrop, Revere, Malden, Arlington, Belmont, Milton, Winchester, Dedham, Braintree, and Framingham, Massachusetts. Short sale Boston only happens when there is an absolute guarantee that the money value of your house can not increase in the future. To avoid the risk of a full loss, the bank frequently accepts the reduced amount of short sale. By doing a short sale, we merely imply that you can sell your undervalued home to another buyer with the authorization of your bank. If the amount owed to the bank takes place to be more than the amount you will really get, in case you sell your home, then the best decision would be to do so. If the bank agrees to a Boston short sale, you can sell the house to a buyer at its decreased value and obtain the balance written off by the bank. Our experienced Boston short sale realtor is knowledgeable of the entire landscape of foreclosure avoidance options. Foreclosure situations tend to be extremely time-sensitive. If your home is upside down and you haven’t done a short sale, your time is running out. The sooner you start, the more options are available.
Monday-Sunday 9AM-7PM
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In Retrospect, Henry Clay and the Election of 1844
Clay’s final dance happened in 1844. The formation of the Whigs’ party, while his creation, did not want to nominate a two-time loser in Clay. In 1836 they ran multiple native-son candidates in a futile attempt to throw the election to the House of Representatives and cut a deal. Interesting men, William Henry Harrison (OH), Hugh Lawson White (TN), Daniel Webster (MA), and William P. Magnum (NC). The Whigs would have been better served running somebody from Pennsylvania Harrison fell just a little over two-percent short of the grand plan succeeding. Four-years later, 1840 the Whigs re-ran Harrison over Clay and fellow general Winfield Scott.
1844 proved to be one of the most crucial in the history of the young United States. Outgoing President John Tyler, formally of the Democratic Party switched allegiances to the opposition Whigs after falling out with the all mighty Andrew Jackson. Disowned not only by the Democrats, Tyler had little support amongst his new allies. Initially the irrelevant running mate on the Whig ticket of the 1840 election of general William Henry Harrison. This sentiment even came across through the campaign’s slogan “Tippacanoe... and Tyler Too.”
Harrison won the election, unseating Jackson’s handpick successor Martin Van Buren. The Whigs rode Jackson’s anti-bank policies directly responsible for the Panic of 1837 to not only the White House, but also gaining control of the House and Senate. The Whigs were the majority entering 1841, poised to reshape America away from the Jacksonian mold and into one of economic centralized strength.
Party leader, Kentucky senator Henry Clay held bitterness towards Harrison and the Whigs he played a role in birthing. Clay had ran for president twice before, losing in 1824, coming in fourth, and in 1832 to Jackson in a landslide. Seen as the candidate of big business, Clay did little to inspire support elsewhere besides industrial hubs in the northeast, Clay wasn’t seen as a formidable candidate even in those territories. Losing New York and Pennsylvania in 1832 to Jackson.
Clay ran for the nomination in 1840 and lead significantly over Harrison and fellow general Winfield Scott after five ballots. Ultimately, party leaders eager to stop Clay managed to combine Harrison and Scott’s delegates together and cinch the nomination for the 68-year-old Harrison.
The Whigs chose Harrison over Scott primarily for the formers’ lack of history in politics, never holding a formal opinion on any issue prior to his nomination. Scott held anti-slavery sentiments and risked alienating southern Whigs. The Whigs were a big tent party. Disorganized to a fault, the only thing they could agree on was they collectively despised Jackson and rebuked his presidency. Some Whigs, like Hugh Lawson White, were more conservative supporting much of Jackson’s policies, even the controversial Indian Removal Act of 1832. Others, such as New Jersey senator Theodore Frelinghuysen spoke passionately against the bill. Speaking on the senate floor for six-hours decrying it in the name of his Christian religion. His party’s nominee, however Harrison, earned his nickname “Tippecanoe” solely because of his victory at the Battle of Tippecanoe in the War of 1812, over Tecumseh’s Confederacy, an alliance of Native American tribes in the Great Lakes reign of the United States.
Still, the Whigs, despite their disunity on a great many issues overcame it all to defeat Van Buren. The Golden Age of the Whigs’ Party seemed immanent. Harrison had promised during his inaugural address to reestablish the bank of the United States, curtail his executive power, which Whigs have felt Jackson overused, and abide by the laws enacted by Congress. Much of this is what Clay had hoped to do as president, including instituting paper money as the national currency, Harrison also expressed a willingness to accomplish. Coming around to the idea that being the puppet master to Harrison was the second best thing to actually being president, Clay was eager to enact his “American System.”
Unfortunately, Harrison grew ill and died just 30-days into his presidency. His successor, the aforementioned Tyler, wasn’t even a Whig, vetoed the creation of a third national bank and infrastructural projects. This angered those in his party, Tyler spent the bulk of his presidency earning the cold shoulder from both sides. A new candidate was to be put forth for 1844, a crucial, if not more so than the election of 1840, as their party leader Clay took up the mantle and aspired for the office that’s alluded him his entire 67-year life numerous times before.
Inside the party, Whigs hoped to run against the unpopular Tyler, but he hadn’t curried any favor from the Democrats. Their second best case scenario was Van Buren. The Democrats didn’t have much of a farm system after losing in 1840 and it looked likely the party would trot out a retread. Then, Dark Horse candidate James K. Polk appeared and with the backing of the mythical Jackson secured the nomination and the race was on. The fresh face of Polk, a proud Jackson disciple versus one of his sworn, long time enemies. For it was Clay in 1824, while not victorious in his election bid, as Speaker of the House maneuvered votes around to give the presidency to John Quincy Adams. Even after Jackson won handily in the popular vote and elector college, it was Adams who strolled into the Oval Office thanks to Clay.
Clay had already paid a steep price for crossing Jackson. Was he to pay an additional charge for conducting what became known as “The Corrupt Bargain,” which ended the “Era of Good Feelings,” brought the rise of the Democratic Party and the tyrant Jackson to dominate the country from 1829 to 1845? Clay could only hope not.
While Polk bolstered a almost jovial embrace of Manifest Destiny, wrapped up in his catchy “54-40 or Fight” motto, in contrast Clay’s slogan for his campaign read like a sneer “Who is James K. Polk?” brought laughs among those already in Clay’s support. Many were enamored with Polk and felt he was the one to succeed Jackson as the protector of the lowly, white farmer. Despite his policies directly leading to the Panic of 1837, many at the time did not blame Jackson for the economic strife, rather his successor. Van Buren intended to get involved and deliver aide to the downtrodden people after the crash occurred, but Jackson urged his protégée to remain firm and let his plan work itself out. It didn’t. And Van Buren’s presidency was sunk just months into it beginning.
Clay lost a great many legislative battles against Jackson and would suffer from defeat at the hands of Tyler. Tyler’s laissez-faire approach did not jive with Clay’s hands on approach to the government.
For Clay, his campaign was about to be centered upon domestic issues. He spoke little about the issue of slavery, the growing push to expand the practice in new territories, and kept the issue of Texas annexation on the back burners. Even as the Liberty Party’s nominee, James G. Birney, am abolitionist surged in the polls in states like New York, Massachusetts and Illinois, Clay did not elect to take a definitive stance on either annexation or the expansion of slavery.
But what-if he did and the people liked it?
Quite a bit, actually. No annexation of Texas through the bloody Mexican-American War. Sweeping under the rug the Compromise of 1850 which strengthened the Fugitive Slave Laws and further agitated the north. Expansion would be halted, the U.S eventually would reach the pacific but through complicated land deals.
How William McKinley desperately tried to avoid conflict with the Spanish in the prelude of the Spanish-America War in Cuba, exhausting every available alternative to fighting a war that’ll only ruin the delicate balance between the two regions. Clay wasn’t as territory hungry as Polk, who seriously considered pushing further into Mexico before stopping after Texas.
You don’t get Texas, you don’t get California and you don’t get Oregon until later, pushing the American Civil War further down the road.
If Clay wins re-election his presidency wouldn’t go down as anything other than the cheery on top of an already impressive sundae. However, if Democratic challenger Lewis Cass manages to unseat Clay then all that transpired under Polk does with Cass - only Taylor isn’t around as he likely to still buy the farm in 1850.
It wasn’t until the election of Abraham Lincoln did the executive branch commit such a power grab after Jackson left the scene. The presidency didn’t have the powers it currently enjoys today. The states and the lower houses were far more important, the president merely acted as an overseer of progress.
Henry Clay did far more as a representative of Kentucky than he could have possibly done as President. Quite possibly, the greatest gift Clay could have given to his party and their voters is the survival of the Whigs’ Party and the prevention of the disastrous presidencies of Franklin Pierce and James Buchanan.
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12 Takeaways From Michael Jackson’s Thriller
(DISCLAIMER:This is a bit of a read.If you enjoy reading and music,I think you’ll like this.)
1982 was a year in music where a telephone number could function as a catchy rock song chorus (Tommy Tutone's "867-5309/Jenny"),where continents could get mad love or representation via Billboard-worthy singles (Toto's "Africa" and Men At Work's "Down Under"),and where "the number of the beast" was less a harbinger of earth's impending apocalypse and more a heavy metal masterwork (Iron Maiden's album and song of the same name.) It was a year that announced the arrival and breaking through of two artists that,together with Michael Jackson,would form the trinity of Eighties musical titans (Madonna and Prince,respectively.) As a rapper,it would be shameful if I didn't mention that 1982 was also a year where hip-hop was given a good,hard,from-behind shove into the mainstream courtesy of Grandmaster Flash And The Furious Five's seven-minute long rap treatise of ghetto life that was "The Message" and Afrika Bambaataa And The Soul Sonic Force's Kraftwerk-inspired piece of rap/electro bliss that was "Planet Rock." (The latter song also spawned the freestyle subgenre of electronic music due to its Roland TR-808 generated drum track that became freestyle's default rhythm setting.)
With 1982 having already served up more than a generous helping of killer tunes (enough to make for an extensive and excellent playlist in today's terms),a nice portion of tasty albums (Roxy Music's Avalon,Duran Duran's Rio,and the aforementioned Iron Maiden offering of Number Of The Beast,to name a few),and a few watershed moments for burgeoning styles of music,it was only appropriate that the King Of Pop enter into the arena and throw his hat in the ring.On November 30th of that year,Thriller was released and the album would go on to not only be a monster smash but a game-changer in the music industry.
As a kindergarten-age pup at the time of Thriller's release,I had no awareness or understanding of the significance of that moment in recorded music history.My concerns were not of the transpirations within pop music as they were with having fun with die-cast dinky cars.Fortunately,given that Thriller was a mammoth pop record and there was some adroit promotion of it,it was still scorching hot product nearly two years after its coming-out and,as such,ties into a few of my childhood memories that were made when the buzz about Thriller was at its loudest.After undergoing the lengthy transition from being a young boy who enjoyed looking through his father's collection of 45-rpm vinyl records and playing around with a Casio keyboard to a grown adult that had a fiery passion for music and who immersed himself in the making of it,Thriller became more than just something I listened to for pleasure and entertainment.Having become cognizant of how big Thriller was in terms of sales,production,impact on popular culture,and influence on future music acts,the album was an object of thorough and serious study as it provided me with valuable education on how to make great music.
All that aside,it's mind blowing that three-and-a-half decades have elapsed since Michael Jackson dropped the highest selling album of all-time on the world like a large nuclear warhead.On the anniversary of its release,I offer my twelve takeaways from what I deem to be the GOAT of all albums.
12."BRUUUUUCE!"
Rarely,if ever,does a major-label recording artist or band make an album completely on their own.Looking at the personnel listing of Thriller,Michael Jackson had a small army of talented musicians to help him make the record.Among all of the names were three men whom-along with Jackson-formed an indomitable foursome.There was super-producer Quincy Jones (whom I'll get to later on),British songwriter extraordinaire Rod Temperton,and Bruce Swedien.
The mention of "Bruce Swedien" to your average Joe (or JoAnne) would probably get a "who's that?" in reply.If they ever saw him,they might think Swedien played in the movie Cocoon and did commercials for Quaker Oats and Liberty Medical (diabeetis!) In the music producer community,however,Swedien is something of an engineering O.G.that has probably forgotten more about recording and mixing than most people would ever come to know.When the man speaks,you listen because you might damn well end up learning something that will make you a better producer.But I digress.
Thriller was an ambitious project.Included within its lofty goals was-in Quincy Jones' words-to "save the music industry" and for the album to represent the gold standard of sound and production.With production credentials dating all the way back to Count Freakin' Basie,Swedien's experience and expertise made him the right man for a big job.And,boy,did Swedien ever deliver as the production value on Thriller is quite high.The uptempo tracks on the album have a Sugar Ray Leonard-type punch to them and it's that punch which makes them exciting and exuberant pieces of pop music.There's a clarity of elements in every cut off Thriller and good use of the stereo panorama where Michael Jackson's vocals are almost hugged by the backing instrumentation in a way that isn't suffocating.And something should be said about the convergence of Hollywood and pop music via the creepy and cinematic sound effects on Thriller's titular track.In short,Thriller is a fine example of what a pop record should sound like but rarely,if ever,does nowadays with loudness being prioritized over the preservation of dynamic range or the maintenance of good mixing work. Though the time that Thriller was made and vinyl records still being an absolutely necessary medium of music distribution played a large role in the album's production quality,Swedien's work enabled the record to hold up nicely against those of the future that would be combatants in "the loudness wars." It's pretty safe to say that Thriller might very well not be the album it is or possess the sound that it does without Bruce Swedien's miking and mixing prowess.That said,we should all give him the props that he deserves.
11.Getting sued sucks.But sometimes it isn't always so bad.
I know,it's easy to say when you've never been litigated against.I'm sure that no one in human history that has been made a defendant in a legal matter was overjoyed by the possibility of having to fork over some coin due to some allegation of negligence or infringement.That includes Michael Jackson,who was made subject to a lawsuit by Cameroonian artist Manu Dibango for the use of "mama say,mama sa,ma ma coosa" in "Wanna Be Startin' Somethin'."
One can't fault Dibango for filing suit against Jackson.After all,recording artists tend to get anal if one of their contemporaries pilfer or appropriate material that was borne from their creativity without so much as a request for permission of use and pursue legal action in response.Though Jackson had to compensate Dibango with more than just a few Cameroonian francs in an out-of-court settlement,it was more of a gain than a loss.For starters,the moolah that Jackson gave Dibango was a drop in the bucket to the haul that Jackson would eventually receive from sales of Thriller.It was not a bank-breaker for Jackson by any means.If anything,it was an investment into what has to be the best part of "Wanna Be Startin' Somethin'." Though there may not be a direct connection between the song's subject matter and the "mama say,mama sa,ma ma coosa" which is repeated several times near the song's ending,it's easy to overlook.This is mainly due to the fact that it's so damn catchy.If the chorus hook with its "yeah,yeah" doesn't embed the song in your grey matter for some time after hearing it,the inclusion of the "Soul Makossa" chant is insurance that it will.It's triumphant,joyous,and it's a stroke of genius that isn't restricted to achieving maximum catchiness to the song.In the something-for-everybody approach that Thriller seemed to take premeditatively,the borrowing of "Soul Makossa" for its opening jam infused a world music flavor-specifically of the West African variety-into a Western pop song and it may also be a young black artist's musical acknowledgement of his mother continent.That said,it was worth every franc that Jackson doled out.
10.Eddie Van Halen was a bowse.
Before 1978,there was no shortage of guitarists that axe enthusiasts could revere or be influenced by.Page,Clapton,Blackmore,Iommi,Hendrix,Richards,Gilmour,and Beck were just a few names within the pantheon of string-plucking deities.Then along came a Dutch guy with a bad ass last name whose incendiary and almost futuristic guitar playing put him atop Olympus.Edward Van Halen was on a whole 'nother level and no one,save for the equally gifted Randy Rhoads (Ozzy Osborne's guitarist),was in the same tier.Sadly,Rhoads' young life was cut short in a March 1982 plane crash and his death left Van Halen alone at the top.Michael Jackson and Quincy Jones needed a guitar solo for the pop-rock combo of "Beat It" and "VH" was the most logical guy to go to first.
Right from the get-go,Van Halen was in bowse mode.He hung up the phone on Quincy Jones assuming that it was a prank call.Then he defied the "no doing anything outside of the band" rule that he and his Van Halen bandmates had by going down to Westlake Studios in L.A. and contributing to "Beat It." Then he set one of the monitor speakers in the studio's control room on fire in the process of laying down a seventeen-bar guitar solo for the ages that he didn't even ask a dime for! However,the bowse didn't stop there.When his Van Halen mates found out about their guitarist's breaking of band rules and told him that he was foolish for doing pro bono work on someone else's project,Eddie fluffed it off and stated that he knew what he was doing and he wouldn't have done it if he didn't want to.
Behind the dazzling and superhuman guitar shredding is a real dude that does whatever the hell he wants and doesn't care.Bowse.
9."The Girl Is Mine" was a significant moment in music history.
Perhaps rightfully so to an extent,"The Girl Is Mine" deserved the flak that it got from music critics.Though not a terrible piece of music,it likely was a wasting of potential that a Paul McCartney-Michael Jackson duet could have otherwise yielded and it does require a suspension of disbelief to listen to (although that potential ended up being better met the following year on McCartney's "Say Say Say.") Two guys fighting over a girl often get violent with each other and don't use words like "doggone" in their exchange (maybe "goddamn" but not "doggone.") Furthermore,if you're going to make a song based upon that concept,it's better to give it the crunchy,heavy,aggressive,and hard-edged sound of "Beat It" than it is to make it an ultra-sugary soft rock number.Nonetheless,it was a hit and probably so because it was aimed squarely at the older crowd,many whom indubitably met ex-Beatle McCartney and his fellow invaders from the British Isles with anything but resistance and rancor.
When you look beyond the saccharine character of "The Girl Is Mine" and examine the whole of the song,the significance of it becomes more visible.Macca and MJ teaming up to do a song was not only significant in that it was a pairing of legends on the same track but that it was a symbolic "coming together" (Beatle pun intended) of two major pieces of twentieth century music history:The British Invasion and Motown.
8.If it wasn't for Peggy Lipton...
Let's first establish who Peggy Lipton is before I proceed.Lipton is an actress who's perhaps best known for serving up coffee and cherry pie as Norma Jennings on the iconic television series Twin Peaks.At the time of Thriller,Lipton was Quincy Jones' wifey-poo and,as such,her lingerie and Hollywood connections would result in her making a contribution to parts of the album.
Yes,Peggy Lipton's intimate wear did indeed contribute to Thriller.Jones noticed that the lingerie said "pretty young things" on them which,in turn,caused a light bulb to appear over his head.His spouse inadvertently gave him at the very least a title to a song that could go on a Michael Jackson album and eventually did with the James Ingram-penned "P.Y.T. (Pretty Young Thing)." Aside from being a bouncy,relatively funky tune that perhaps gave a passing nod to the electro genre that was gaining steam at the time (with its vocoder elements),"P.Y.T." exists as a musical testament to artistic inspiration sometimes coming from the most unlikely or unexpected things.
Probably of more importance than her lingerie being the origin of "P.Y.T." was Lipton's role in having a big-named movie star do a feature on "Thriller." The song was already a danceable number that,at its surface,seemed like a celebration of the scary and horrific but there was something missing:A chilling spoken-word rap that gradually brought the song to its conclusion.Quincy Jones could envision horror-flick legend Vincent Price reciting this rap and Lipton did her part in making that a reality.Nowhere does Lipton's name show up on the Thriller personnel listing or in the songwriting credits but she helped in more than a small capacity,whether she intended to or not.
Speaking of Price...
7.Vincent Price sorta got shafted.
One would think that Price's evil,reverb-drenched laughter at the end of "Thriller" alone would have had the ducats coming into his estate even now never mind the rest of his masterful recitation of Rod Temperton's Edgar Allan Poe-like spoken-word rap.Nope.Michael Jackson and Quincy Jones paid a rather low "price" for Vincent's feature on "Thriller." $1,000 was what it cost to get the horror film star to be at his most creepy over top haunting and ominous pipe organ chords that have "Baroque period" written all over them.Obviously,the one-off deal was great for Jackson because he got a Hollywood icon on his record for cheap.The deal worked the other way around for Price whom,after seeing "Thriller" blow up the way it did,got salty about getting a measly grand for his feature.He attempted to reach out to Jackson with the intentions of appealing for a more generous compensation and was ignored.
On one hand,Price had no right to seek out more money for his cameo on "Thriller." After all,if he wanted a handsome sum of dolla,dolla bills,he could have used his celebrity and legacy to negotiate something with Jackson and Jones that was fair for all parties instead of agreeing to a one-off that would put only ten "benjamins" in his pocket.Price made the regrettable mistake of undervaluing his own talent and,rather than let it be a live-and-learn experience,he wanted to renegotiate a done deal.
However,it's hard to be devoid of sympathy for Price.He put down perhaps the most epic poetry reading ever through his magnificent voice-acting and gave "Thriller" the piece it needed to complete its spooky picture.The fact that neither Jackson or Jones revisited their deal with Price when the song had proven to be a hit and offered him more on the basis of it being the morally right thing to do was something of a douchebag move.It certainly wasn't one of Jackson's or Jones' shining moments,to say the least.
6.It's a good thing that Quincy Jones let one particular demo casette play.
Toto guitarist Steve Lukather,drummer Jeff Porcaro,and keyboardists David Paich and Steve Porcaro were making contributions to Thriller while concurrently working on their own band's 1982 project Toto IV.En route to the recording studio,Steve Porcaro had gone to visit his young daughter that had been living with his "baby mama." After arriving,he'd been informed about his little girl's terrible day at school,one that saw her being pushed off a slide by a boy.When asked by his daughter "why" this boy would do that to her,Porcaro told her that the boy probably liked her and that it was "human nature." In trying to explain to the best of his ability to his emotional young child why a boy could be so mean to her,it inspired Porcaro to later come up with a song called "Human Nature." He recorded a demo of the song on a casette tape.
David Paich was working on some keyboard grooves for Quincy Jones in this time frame.Knowing that Jones' assistant was going to stop by,Paich asked Porcaro-whom was staying at Paich's house-if he could make a casette with what Paich had been working on for Jones.Realizing that they had run out of tapes,Porcaro recorded Paich's material on the A-side of the casette that he had put the "Human Nature" demo on and eventually gave it to Jones' assistant.Jones was listening to Paich's grooves and ended up becoming preoccupied with something in his office,which allowed the A-side to play all the way through and for the auto-reverse feature on Jones' casette player to run the B-side of the tape.Porcaro's demo caught Jones' attention and he asked Porcaro if "Human Nature" could be used on Thriller.After being given the green light from Porcaro,Jones enlisted songwriter John Bettis to replace Porcaro's original lyrics as Jones wasn't too keen on them (save for the "why,why" and "tell them that it's human nature" stuff.) The inclusion of "Human Nature" to Thriller gave a song called "Carousel" the swift boot off the album.Though "Carousel" (later released as a bonus track on a re-issue of Thriller) was a fairly decent track that was so wonderfully early-Eighties in its sound,"Human Nature" was leagues above it.Being my favorite cut off Thriller,there's so much right about "Human Nature." Jackson's vocal delivery is breathy and from a place deep in his soul.The song's lyrics,with its clever metaphors and its underlying meaning,are well-written.The synth melodies are aural candy and sound like they were composed in heaven.All in all,the song is a smooth R&B track that is perfect for something like a night drive in the city.
Quincy Jones was of the belief that a higher power had a hand in making Thriller the successful pop masterpiece that it is."Human Nature" making it on to the album could very well be an attestation that divine forces were at play.Had Jones not been involved in something,he may have stopped the tape after hearing Paich's music and "Human Nature" wouldn't have seen the light of day.Fortunately,things happened the way they did and a little girl's lousy day at school was turned into something great.
5."Billie Jean" was all types of crazy
According to Jackson,Billie Jean was purely a fictitious female that was MJ's composite of all the groupies that he and his Jackson 5 brothers had to deal with.However,according to Jackson's biographer J. Randy Taraborrelli,the song may have been inspired by an obsessed female fan that had taken her obsession with Jackson to great lengths.In 1981 (the year before Thriller),Jackson had been in receipt of a few letters from a chick claiming that he had been a father to one of her twins.In response to her paternity claims and her expressions of love for Jackson and her desire to have a family with him being ignored,she got angry and sent Jackson a parcel containing her photo,another letter,and a gun.In the letter,she instructed Jackson to commit suicide on a certain date and that she would do the same after murdering the baby that Jackson had supposedly impregnated her with.If Taraborrelli's theory was correct that "Billie Jean" derived from something so chilling as to induce goosebumps and cause the tiny hairs on the back of the neck to rise,the song was already crazy in the literal sense by who and what inspired it.
In the process of writing "Billie Jean," Jackson's life could have ended more prematurely than it did with his June 25,2009 death at the age of fifty.Being so absorbed in this song that he was working on,he was completely oblivious that the vehicle he was driving in had a fire going in it and he had to be made aware of the situation by an alert and concerned motorcyclist.Add another layer of crazy to the mix.
Then there was the song itself,which was a smash hit that went deep in the upper deck.Though "Human Nature" is my favorite MJ tune and personal bias could compel me to say that it's the finest work in Jackson's catalog,"Billie Jean" was perhaps Jackson's magnum opus.From a musical standpoint,it had all the necessary ingredients for it to be a high-charting pop joint.The rhythm could implore one to get on the dance floor the very instant that the solo drum break starting "Billie Jean" off sounds.The bassline-a rather simple repetitive eight note sequence-grooves and can lodge itself in the listener's head.The pre-chorus alone is hook-ish never mind the chorus itself,which is hook perfection.There's the gradual introduction of funky synth,punctuated guitar,and dramatic string elements that keep the song interesting.And,yet,for all of the sheer pop goodness that "Billie Jean" offers,it just might be more frightening than "Thriller" because the subject fare of the song is far more real than zombies could ever be."Billie Jean" may well be as much a song about paranoia as it is about what could result from being famous and messing with a girl that has "schemes and plans" behind her feminine wiles.Adding to the stark nature of the song is the conflict that Jackson seems to have within himself.On one hand,he declares with conviction that "Billie Jean is not my lover" and that her "kid is not my son." On the other hand,his vocal delivery when he speaks of looking at a photo of the little boy and realizing "his eyes look like mine" is one of shock,fear,and resignation.It arouses wonderment whether Jackson's repeating of "Billie Jean is not my lover" a number of times late in the song is an emphatic proclamation of his innocence or a convincing of everyone including himself that the truth is really a lie.It all makes "Billie Jean" a crazy good song.
If things weren't crazy enough,the video for "Billie Jean"-deserving of its own exegesis-helped the fledgling MTV to soar into the mainstream.Furthermore,it was also the song to which Jackson-at the Motown 25 television special watched by an estimated 50-million people-created a craze by performing his famed "moonwalk" dance move for the first time."Billie Jean" had every crazy base covered.
4.Thriller was almost as much Quincy Jones' project as it was Michael Jackson's
Michael Jackson is the only name that shows up on the cover of Thriller.And rightfully so,as he is the performer that's front and center on the album.When all the other musicians and producers were finished with their work on the album,it was Jackson that took the songs from out of the studio and brought them to concert venues around the world.However,Thriller could have easily borne both Jackson and Jones' names and it would have been fair.
Jones was in possession of some incredibly keen ears.One could have dropped a nickel on the ground from half a block away and Q would've likely heard it.Jones had an amazing acuity for sound that went to its deepest level.Maybe of greater importance was Jones' encyclopedic knowledge of music.From that,Q's instincts were more often than not trustworthy when it came to chasing down a hit song.He could discern what would make a musical work fly and what could cause it to flop.Michael Jackson wanted to make a killer album and he knew that Q would make the odds of him doing so quite favorable.It likely took no arm-twisting for Jones to get on board with Jackson's vision and become as invested in it as Jackson was.Part of Jones' investment may have been spurred by what he would stand to gain if this album had succeeded in meeting all of its goals:A boatload of money and a larger-than-life addition to his CV.But it's hard not to get the sense that Thriller was a labor of love for Q,one that not only involved a love for good music and the making of such but a love that he felt for the artist with whom he was working.The relationship between Jackson and Jones wasn't solely a professional one,which meant that Jones had a more deeply personal interest in making Thriller a big-time record and giving the young pop singer he had been mentor to with the needed fuel to be a superstar.In so doing,Jones-along with Jackson-had went through approximately 700 demo recordings and only committed what was felt to be the creme de la creme to the album.
It was Jones who,inspired by The Knack's "My Sharona," came up with the idea of having Jackson foray into rock territory and who could visualize Eddie Van Halen performing a guitar solo in the instrumental midbreak of what became "Beat It." It was Jones who felt that a recitation of a spoken-word rap in the outro of "Thriller" was needed and he could hear Vincent Price doing it.And,when the initial finished product of Thriller revealed a falling short of the desired goal for its sound upon play through,it was Jones who rallied the dejected troops to do what needed to be done to correct things with the deadline fast approaching.It was Jones who willingly took on the rigor and exhaustion that came with the production of a highly aspiring album.It's beyond difficult to fathom Thriller being as magical or scintillating without "Q" as its executive producer.
3.Even the non-singles on Thriller were great tunes.
Though it's a given that Thriller is a hit-laden,solid from first-to-last track album,saying that 77.8 percent of its songs were singles really illustrates how insanely good it is.(It bears a resemblance to a greatest hits compilation.) However,the other two cuts-or 22.2 percent-that weren't singles are by no means filler material."Baby Be Mine" is a danceable love tune that seemed to be a continuation of the Off The Wall sound,albeit in a punchy post-disco vein where synthesizers replaced the orchestral element (usually string sections) that was present in scads of disco tunes like Jackson's own "Don't Stop 'Til You Get Enough." With "Baby Be Mine," Jackson's pre-Thriller fan base were able to enjoy some degree of consistency in Jackson's sound while tweaks were made to it to veer away from disco and warmly embrace the Eighties.Then there's "The Lady Of My Life," a gorgeous love ballad that closes out Thriller.With Jackson's soulful vocals,its heartfelt lyrics,and its warm R&B-meets-smooth jazz character,it might just be the perfect song for a newlywed man to put on and do his bride to.
"Baby Be Mine" and "The Lady Of My Life" could have probably been hits in themselves had they been on someone else's album or not pitted against stiff competition on its own.However,despite being overshadowed by the more behemoth songs on Thriller,these two cuts were sparkling necessities for the whole of the record.
2.There is an irony in Thriller.
If it's not an irony,maybe it's a paradox.If it's neither,I don't know what you would call it.
Prior to Thriller,Michael Jackson-inspired by Tchaikovsky's "Nutcracker" suite-wanted to make a colossal album that was the highest selling of all time and would launch him into the stratosphere of superstardom.And yet,something of a leitmotif is established on Thriller in the subject matter of 3 of the album's nine tracks:Jackson's dealings with the negative aspects of being a pop music luminary.Wasting no time,"Wanna Be Startin' Somethin'"-the lead off track on Thriller-is Jackson's ebullient counterstrike on media and their propensity for sensationalism and gossip.Long before Jackson had faced scrutiny for the lightening of his skin color and the surgical alterations to his face as well as allegations of sexual misconduct toward children,he had an issue with bad press and the spreading of rumors.He likens being a celebrity to being a vegetable that "they"-most likely the media but not limited to-will feed off for their own survival or gain.Then there was "Billie Jean," which I have already addressed in my fifth takeaway from Thriller. "Billie Jean" calls to mind Jackson's earlier celebrity/vegetable analogy from "Wanna Be Startin' Somethin'" (Jackson does mention the name "Billie Jean" on that song) but,on this occasion,the one trying to do the feeding is a girl claiming Jackson's paternity to her young child.Finally,on "Human Nature," Jackson touches on his longing to step out into the city night and walk around like an average person instead of being cooped up in his room and insulated from the world which he was known all over.Part of Thriller in essence was Jackson expressing the discontentment he had with life in the spotlight and letting his listeners know that fame and fortune wasn't all glitz and glamour.However,having been thrust into the spotlight as a young boy and being someone with an artistic soul,the possibility of giving up the life he'd known since his formative years and denying himself further opportunity to be creative wasn't realistic.Perhaps resigning himself to the notion that fame was inescapable,Jackson decided to embrace it to the best of his ability and make himself as huge a star as a human could be.
1.Thriller established why Michael Jackson was (and still is) the King Of Pop
If Jackson's fabulous 1979 effort Off The Wall wasn't his coronation as pop music royalty,Thriller saw the diadem placed atop his jheri curls.Jackson raised the bar so high with Thriller that he made it near impossible for anyone,including himself,to elevate.Though his death forced him to abdicate his throne,he was buried with his crown.
One only needs to reference Thriller to understand why Jackson is pop music's kingly figure.He was his harshest critic and a staunch perfectionist who never rested on his laurels.Though Off The Wall was a critically acclaimed album,he wasn't entirely happy with it.It was like he was constantly nagged by the thought do more,do better.He set huge goals and then pushed himself hard to accomplish them.He had the right people working with him to make his vision a reality.Jackson embodied indefatigable work and relentless drive.
Whereas we might refer to all pop music stars as being "artists," such a description of Jackson wasn't given to be polite but rather because it was befitting.He had such an appreciation for art.As previously mentioned,Jackson's inspiration for Thriller was Tchaikovsky,who had written suites like "The Nutcracker" filled with great music.He had instructed the musicians who had worked with him on Thriller to "think of Michelangelo painting the Sistine Chapel" and to do what they felt was necessary to provide the right "colors" for his songs.Jackson's art was transcendent of the audio medium.The videos for songs from Thriller were iconic as the songs were themselves.
Michael Jackson made pop music that was palatable.Jackson's brand of pop was so much different.It was pop that sounded like pop but yet didn't.Though,like all popular music,Jackson's material had the largest possible listening audience in its crosshairs,it frequently didn't come off as being kitschy and that was especially the case with the cuts off Thriller.Jackson's music reached into the handy-dandy grab bag of tried-and-true musical devices without conveying the impression that it was trying too hard to be a hit pop song.It didn't need to encourage people through chorus hooks to get on the dance floor or shake what their mothers bestowed upon them.People just got on the dance floor.Most importantly,Jackson's pop was staunchly avoidant of placing a best-before date on itself.Though Thriller may be very Eighties in its sound and its premeditation to be humungous (because everything had to be big in the "decade of decadence"),it contained the necessary preservatives to keep itself fresh over a lengthy span of time and there's an awfully high probability that it will never grow stale or become a relic of the period in which it came out.A sizeable quantity of pop music simply isn't in Jackson's league.As such,it doesn't stand out from its ilk but rather sounds like simulacra of it.It tends to be corny and irritating instead of stylish and agreeable.It makes itself easily replaceable by future music that will inevitably use the same recipe from the musical cookbook to whip up something for the Hot 100.
Perhaps the only way that someone can take the King Of Pop distinction away from Michael Jackson is if Jackson's soul is reincarnated in someone else's body.Otherwise,Jackson continues to reign and it's due in large part to Thriller.Happy 35th!
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Things to do in Boston, MA with Children During Winter Break
Sailor aboard the USS Constitution Ship.
Family Friendly Boston
Disclosure: I have partnered with American Girl, the New England Aquarium, Boston Winter and the Boston Tea Party Ships and Museum on this blog post. We were providing four passes to each museum and lunch at the American Girl Bistro.
Winters in New England can result in a certain amount of cabin fever, which can only be exacerbated by a house full of young children. Our family’s solution is to bundle up and take advantage of the marvelous variety of family friendly things to do in the Boston area. Winter break provides the perfect opportunity to enjoy fewer crowds and unique outings in this quintessential New England city. With a mix of history, culture, restaurants, free - budget friendly options, sports teams and museums, it’s an amazing family friendly weekend travel destination.
Our recommendations:
- American Girl Doll Store. While not located in Boston proper, those traveling into the city may consider adding a pit stop at this one of a kind store and restaurant. This link offers a detailed review of our recent trip to the Natick, MA bistro.
- Enjoy a family friendly show. Boston is known for a variety of cultural theater experiences. During this trip, our family watched The Urban Nutcracker which is one of many family friendly theater experiences available. Click here for a detail list of family friendly show options.
- Boston’s New England Aquarium. The New England Aquarium is located in an ideal location for taking in many kid friendly Boston sites. It’s prime location on the wharf near the Marriott, the Boston Children’s Museum, Legal Seafood and the Boston Tea Party Ships & Museum, makes it a great starting point for exploring Boston with kids. Several whale watching tours depart from the front of the aquarium during the season. Plan on arriving early, if you wish to avoid crowds and take advantage of several of the hands on exhibits and staffed educational tables. The aquarium docents are proactive and went out of their way to interact with our children. While this aquarium is not the largest in the New England area, I highly recommend it due to its location, the quality of the information provided by the staff. the value of staff that clearly loves their job and are eager to share their knowledge with visitors.
- Learn about the Boston Tea Party at the Boston Tea Party Ships and Museum. For more information about this one of kind Boston attraction, check out this review.
Enjoying tea at the Boston Tea Party Ship and Museum’s Abigail’s Tea Room.
Tea pot sugar cookie at the Boston Tea Party’s Abigail Tea Room.
Ready to learn about the Boston Tea Party with period dressed docents.
- Experience Boston Winter. This unique winter outdoor marketplace located near Boston City Hall offers an outdoor shopping market, ice skating loop and a wine tent. It’s conveniently located at City Hall Plaza near many of the Boston attractions.
The skating loop at Boston Winter is a fun outdoor family activity.
Christmas Eve visit with Santa at Boston Winter.
- Play and learn at the Boston Children’s Museum. Boston truly offers one of the best children’s museums and it’s a must see for families traveling to the city. Tip: the museum offers discounted admission on Friday’s between 5-9 PM when it’s $1 for everyone to enter.
Enjoying one of the many hands on exhibits at this amazing children’s museum.
Take a stroll and enjoy many of Boston’s free historic stops.
- Explore Boston’s Public Garden, the first botanical garden in the United States. You can ride the swan boats (during warmer months), go ice skating in the winter and enjoy the weeping willows and views of the Boston State House. No family trip to Boston would be complete without a stop at these highly recognized statues in honor of the Make Way for Ducklings book.
- Take a walk on the Freedom Trail. Some of our family’s favorite stops on the trail include The Boston Common, The Massachusetts State House, Park Street Church, Old South Meeting House, Old State House, Faneuil Hall, Old North Church, The USS Constitution and the Bunker Hill Monument.
The Union Bar in Boston with the Freedom Trail right up front.
My favorite LLBean cold weather duck boots on the bricks of Boston’s Freedom Trail.
Beautiful Brownstones in Boston.
- Take a tour of historic Fenway Park. Baseball and history fans alike will enjoy this family friendly tour of the home of the Boston Red Sox. We did this tour when our youngest was a toddler and I basically wore him in an ergo carrier during the entire tour.
- Explore the Boston Omni Parker House Hotel and learn about the history of this Boston Landmark. The Hotel’s Parker Restaurant was where the Boston Cream Pie originated. Malcolm X was a busboy at the restaurant and President John F. Kennedy frequented the restaurant and hotel. Check out this brochure with more information about the historical significance of this Boston Gem.
- Experience Quincy Market and Feneuil Hall Marketplace. This area may be too touristy for some, but when visiting Boston during the holiday season with kids, you will want to stop by and enjoy the Blink light show and street dancers. The Blink light show runs from November 29th until January 1st every ½ hour from 4:30 - 10 PM.
Even in the winter months, the street performers at Feneuil Hall are not to be missed.
Our kids and a large crowd of visitors braved the cold to watch the dancers in front of Quincy Market.
An amazing violinist playing inside of the eating area of Quincy Market.
Posing with the statue Red Auerbach at Faneuil Hall.
Faneuil Hall decked out for Christmas.
Patiently waiting for the start of the Blink light and music show at Faneuil Hall.
- Explore the USS Constitution and Museum at the Charleston Navy Yard. Old Ironsides is the oldest commissioned warship afloat in the world and a real treat for families to explore. Free admission is an added treat for those traveling with children.
The USS Constitution Ship.
View of the Boston Skyline from aboard the USS Constitution.
Family friendly restaurants in Boston. I don’t believe in breaking the bank when traveling with four children. My dining recommendations include a variety of budget friendly eateries as well as restaurants. These are not my restaurant list if it was an adult’s only trip to Boston.
- Dim Sum in Chinatown. Chau Chow City
- Merengue Restaurant - if you have a car or a headed to the Zoo then this is a most do for a one of a kind cultural dining experience.
- The Barking Crab
- Maggiano’s Little Italy, Boston
- Union Oyster House
- South Street Diner
- Boston Chowda Co
- Cask ‘N Flagon - a real treat for baseball fans.
- P.F. Chang’s
- Abigail’s Tea Room - Budget friendly option for tea and light lunch.
- Yard House
Additional family friendly areas to eat and explore.
- Downtown Crossing
- Boston’s Chinatown
- Boston’s Harbor and Wharf
- HarborWalk
- Copley Square
- Boston’s Museum of African American History
- Boston’s Museum of Science
- Charles River Esplanade
- President JFK’s Library and Museum
- Cambridge and Harvard Square
Boston Public Restrooms:
Let’s face it when traveling with young children, it’s imperative to know where these are located.
- Boston Common Visitor Information Center
- Boston Common Frog Pond
- Massachusetts State House
- Park Street Church
- Boston City Hall
- Faneuil Hall
- Central Wharf at New England Aquarium
- Old North Church
- Charlestown Navy Yard, National Park Service Visitor Information Center
- Take a road trip to nearby Boston area family attractions, like the New Bedford Whaling Museum. If this trip if your “once in a lifetime” trip to Boston with kids, I highly recommend venturing just outside of Boston and taking in sites like the New Bedford Whaling Museum, Plimoth Plantation (click here for my post about Plymouth, MA), nearby Gloucester, MA, Cape Cod and the Islands, Old Sturbridge Village and the Decordova Museum and Sculpture Park. The towns near Boston offer a playground environment for families and thus if you have more than a weekend to explore, I highly recommend spending time in these nearby areas.
- Family friendly lodging: our favorite Boston area hotel for large families is Marriott’s Custom House. This Marriott timeshare hotel offers larger rooms and a prime walking location for families looking to explore Boston. Click here for a more detailed review of our stay.
The rooms offer space to spread out with a king size bed, a separate room with a pull out couch, table and kitchenette.
Our 4 year old son watching planes take off and land from Boston Logan Airport from the window of our hotel room.
The view from the living room portion of our room. You can enjoy views of the Boston Wharf, Logan International Airport, the New England Aquarium and many more Boston area sites.
Each villa offers a separate bedroom, a huge bathroom and a separate living room kitchenette area.
Enjoying the amazing view of the Boston from the hotel’s 26th floor observation deck.
The dome at the Boston Custom House is a sight to enjoy.
Despite the cold winter morning, we enjoyed taking if the stunning views of Boston from the hotel’s observation deck.
Do you need more family friendly Boston area ideas?
If you’re planning a family getaway to the Boston area, make sure to click here for more blog posts to assist in your planning process.
Disclosure: I have partnered with American Girl, the New England Aquarium, Boston Winter and the Boston Tea Party Ships and Museum on this blog post. We were providing four passes to each museum and lunch at the American Girl Bistro.
#havekiddoswilltravel#americangirl#newenglandaquarium#bostonwinter#bostonteapartyships#bostonsbackbay#ma#familyfriendly#boston#winterbreak#wintervacation#bostonschildrensmuseum#quincymarket#fanueilhall#dancers#history#homeschool#homeschoolresources#freedomtrail#ussconstitution#oldstatehouse#omniparkerhouse#bostoncustomhouse#merenguerestaurant#fenway#redsox#sponsored#ad#theater
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Sheryl Crow, Patty Griffin, Lucius and Many More Will Help Brandi Carlile Celebrate Her 2nd Annual Girls Just Wanna Weekend Festival in Riviera Maya, Mexico in Early 2020
Brandi Carlile’s Girls Just Wanna Weekend—a destination concert vacation produced by Cloud 9 Adventures in partnership with The Bowery Presents—will take place at the all-inclusive Hard Rock Hotel in Riviera Maya, Mexico from January 29-Febraury 2, 2020 and once again feature an all female-fronted lineup. In addition to multiple sets from Carlile, the festival will include performances by Sheryl Crow, Lake Street Dive, Patty Griffin, Lucius, Wanda Sykes (comedy set), KT Tunstall, Jade Bird, Amanda Shires and Yola as well as special guests Ruby Amanfu, Natalie Hemby and Katie Herzig. Girls Just Wanna Weekend will be held at the Hard Rock Hotel Riviera Maya, a luxurious all-inclusive resort located just sixty minutes south of the Cancun International Airport. Guests can choose from a variety of well-appointed room categories at the resort, including Concert Courtyard rooms, Stagefront suites and lush tropical views spread throughout the property. Following the wildly successful inaugural event last year, a limited ticket pre-sale opened to returning guests several weeks ago. The remaining rooms will go on-sale this Friday, May 10 at 12:00pm ET.
The festival continues a landmark year for the three-time GRAMMY Award-winner following the release of her acclaimed new album, By The Way, I Forgive You. Produced by Dave Cobb and Shooter Jennings and recorded at Nashville’s historic RCA Studio A, the album includes ten new songs written by Carlile and longtime collaborators and bandmates Tim and Phil Hanseroth, including “The Joke. In celebration of the release, Carlile will continue her extensive tour through 2019 including a special debut headline performance at New York City’s Madison Square Garden on September 14. Additional stops include Chicago’s Huntington Bank Pavilion at Northerly Island, St. Paul’s Minnesota State Fair, Philadelphia’s The Mann and Berkeley’s The Greek Theatre at UC Berkeley among others. Over the course of their acclaimed career, Carlile and her band have released six albums, including 2015’s The Firewatcher’s Daughter, which garnered a GRAMMY nomination for Best Americana Album. Additionally, in 2017, they released Cover Stories: Brandi Carlile Celebrates 10 Years of the Story (An Album to Benefit War Child), which features 14 artists covering the songs on their breakthrough album The Story with all proceeds benefiting War Child. Artists included on the acclaimed project, which Rolling Stone calls, “tender and powerful,” include Dolly Parton, Adele, Pearl Jam, Kris Kristofferson, The Avett Brothers, Margo Price and Jim James as well as a forward written by President Obama. Current Tour Dates: 2019 May 24 & 25—Shelburne, VT— Ben & Jerry’s Concerts on the Green at Shelburne Museum 26—Boston, MA—Boston Calling June 1—Quincy, WA—The Gorge Amphitheater 14—Columbia, MD—Merriweather Post Pavilion 16—Manchester, TN—Bonnaroo Music and Arts Festival 23—Telluride, CO—Telluride Bluegrass Festival 27—Lansing, MI—Common Ground Music Festival 29—Chicago, IL—Huntington Bank Pavilion at Northerly Island* July 17—Costa Mesa, CA—The Pacific Amphitheatre 25—Floyd, VA—FloydFest August 2—Bonner Springs, KS—Providence Medical Center Amphitheater‡ 3—Peoria, IL—Peoria Civic Center 4—St. Charles, IA—Hinterland Music Festival 10—Lexington, KY—Railbird Festival 11—St. Louis, MO—The Fabulous Fox 19—Alpharetta, GA—Ameris Bank Amphitheatre† 20—Birmingham, AL—Oak Mountain Amphitheatre† 23—Troutdale, OR—Edgefield Concerts Amphitheater (SOLD OUT) 24—Troutdale, OR—Edgefield Concerts Amphitheater (SOLD OUT) 25—Troutdale, OR—Edgefield Concerts Amphitheater 29—Bayfield, WI—Big Top Chautauqua 30—Bayfield, WI—Big Top Chautauqua 31—St. Paul, MN—Minnesota State Fair September 6—Philadelphia, PA—The Mann# 7-8—Chattanooga, TN—Moon River Music Festival 14—New York, NY—Madison Square Garden 21—Berkeley, CA—The Greek Theatre at UC Berkeley (SOLD OUT) 22—Berkeley, CA—The Greek Theatre at UC Berkeley 27—Denver, CO—The Mission Ballroom 28—Denver, CO—The Mission Ballroom 29—Denver, CO—The Mission Ballroom October 14—Los Angeles, CA—Walt Disney Concert Hall November 2—Groningen, Netherlands—Take Root Festival 2020 January 29-February 2, 2020—Riviera Maya, Mexico—Girls Just Wanna Weekend *with special guest Lucius ‡co-headline with Jason Isbell and the 400 Unit †Heart: Love Alive Tour #with special guest Mavis Staples
#Brandi Carlile#Brandi Carlile 2019#Brandi Carlile 2020#Brandi Carlile Dallas#Brandi Carlile The Music Enthusiast#Brandi Carlile Tour Dates#Brandi Carlile Girls Just Wanna Weekend#Girls Just Wanna Weekend 2020#Girls Just Wanna Weekend 2020 Lineup#Girls Just Wanna Weekend 2020 Artists#Girls Just Wanna Weekend 2020 Bands#The Music Enthusiast#2019#Dallas#Texas#DFW#Music#News#Dallas Music Blog#Texas Music Blog#Music Enthusiast#Jordan Buford
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Campanelli Sells Class A Office Building to Grander Capital Partners and North Colony Asset Management
BOSTON — Newmark Knight Frank has completed the sale of Heritage Point in Quincy, Massachusetts to Grander Capital Partners, spearheaded by Ted Norberg, and North Colony Asset Management for $28.35 million.
Led by U.S. Head of Capital Markets Robert Griffin, Vice Chairman Edward Maher, Executive Managing Director Matthew Pullen, Director James Tribble and Associate Director Samantha Hallowell, NKF’s Boston Capital Markets group, in conjunction with NKF Executive Managing Director Michael Frisoli and Associate Director Tyler McGrail, oversaw the transaction of the Class A office building on behalf of Campanelli.
Campanelli has extensive development experience in the city of Quincy through Partner Dan DeMarco’s dedication to the YMCA and the Quincy Chamber of Commerce as well as the firm’s previous repositioning of both Colony Place and President’s Place.
Encompassing 160,912 square feet, Heritage Point is presently 85 percent leased to a diverse rent roll comprising seven tenants, six of which relocated to the property from Boston. The asset is one of three buildings within Heritage Landing, the South Shore’s premier office campus, which was purchased by the joint venture of Campanelli with Trigate Capital of Dallas, Texas in 2013/2014.
108 Myrtle Street Quincy, MA
“Heritage Point benefits from a successful multi-million dollar strategic transformation perfectly executed by the Campanelli-Trigate partnership and highlighted by modernized common areas, updated building systems and new amenities,” said Pullen. “These capital improvements have resulted in more than 100,000 square feet of leasing activity at the building in the past two years.”
Heritage Point’s on-site amenities include a fitness center, conference areas and a full-service café with an exterior deck featuring water views. The asset also benefits from a premier transit-oriented location just one-half mile from the MBTA Red Line, which offers a swift connection to Downtown Boston and Cambridge, and within close proximity of Route 3A and Interstate 93.
“Heritage Landing’s dynamic location on the MBTA’s Red Line paired with our vision for a best-in-class office property proved to be a winning combination, appealing to transit-oriented tenants seeking a great value,” enthused DeMarco. “This is evidenced by the impressive percentage of tenants who relocated to Heritage Landing, including State Street Bank, ClinEdge and the Mass Teacher’s Association, from Boston.”
NKF arranged the sale of both Heritage One and Heritage Two on behalf of Campanelli-Trigate earlier this year. The properties, which make up the remaining two-thirds of Quincy’s Heritage Landing campus, were sold to FoxRock Properties and Grander Capital Partners, respectively.
“The success of Heritage Landing is a testament to Campanelli’s vertically integrated platform and ability to identify favorable market trends. We utilized our in-house team of development, construction, property management and leasing professionals to execute on a successful repositioning that many saw as a significant challenge when we first purchased the portfolio,” stated Steve Murphy, Partner & Principal of Acquisitions at Campanelli.
Campanelli is now working on its latest redevelopment project, 100 Tech, a 186,000-square-foot, Class A office building located in Stoughton, Massachusetts. Currently undergoing extensive renovations, 100 Tech offers a best-in-class, work-play environment unique to the Route 128 South market. The redevelopment is characterized by sleek common areas, high ceilings, abundant natural light, a technologically intelligent infrastructure and a robust amenity offering that is unsurpassed in suburban Boston.
100 Tech’s refreshing new design was conceived with employer recruitment and retention goals, employee satisfaction and high employee productivity in mind. The project, set for completion in November 2017, is actively being leased by the NKF team led by Executive Managing Director Michael Frisoli and Associate Director Tyler McGrail.
from Boston Real Estate http://bostonrealestatetimes.com/campanelli-sells-class-a-office-building-to-grander-capital-partners-and-north-colony-asset-management/
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How to Avoid Probate and Reduce the Costs of Estate Administration
Today many people are using revocable living trusts as the foundation for their estate plans. When properly prepared, a living trust will avoid the public, costly, and time-consuming court process of conservatorship (due to incapacity) or probate (after death). Still, many people make a big mistake that sends their assets and loved ones right into the court system: they fail to fund their trust.
What Does it Mean to “Fund a Trust?”
Funding can be accomplished several different ways:
Changing the title of the asset from your individual name (or joint names) to the name of your trust – for example, from John Smith individually, to John Smith, as Trustee of the John Smith Living Trust…
Assigning your interest in an asset without a title (such as artwork, jewelry, collectibles or antiques) to your trust.
Changing the primary or contingent beneficiary of the asset (i.e. your IRA, 401(k), 403(b), life insurance policy, etc.) to your trust.
What Happens to Assets Left Out of Your Trust?
For many people avoiding probate is one of the main reasons they set up a revocable living trust. Unfortunately, you may believe that once you sign your trust agreement, you’re done. However, if you fail to take the next step and change titles and beneficiary designations before you become incompetent or pass away, then your loved ones will be forced to complete the probate process in order to distribute your assets.
Which Assets Should, (or should not), Be Funded Into Your Trust?
In general, the following types of assets are typically appropriate to transfer into your trust as soon as it is created:
Real estate – homes, rental properties, vacant land and timeshares
Bank and credit union accounts – checking, savings, CDs
Safe deposit boxes
Investment accounts – brokerage, agency, custody
Notes payable to you
Life insurance – if you don’t have an irrevocable life insurance trust
Business interests
Intellectual property
Oil and gas interests
Personal effects – artwork, jewelry, collectibles, antiques
On the other hand, the following types of assets are treated differently for tax purposes, and should be evaluated on a case-by-case basis to determine whether they can, or should, be transferred into your trust:
IRAs and other tax-deferred retirement accounts – only the beneficiary should be changed
Incentive stock options and Section 1244 stock
Interests in professional corporations
Foreign assets – in some countries funding an asset into a U.S.-based trust causes adverse tax consequences, while in other countries trusts aren’t recognized or are ignored due to forced heirship laws
UTMA and UGMA accounts – your minor grandchild is the owner, not you as the custodian; instead, name a successor custodian
Cars, trucks boats, motorcycles and scooters –most states allow a small amount of assets, including vehicles, to pass outside of probate, in others a beneficiary can be designated for vehicles, and in others, vehicles don’t have to go through probate at all
However, it may be possible to name the trust as beneficiary of these assets, which is not the same as transferring them into trust. When the trust is named as beneficiary, the asset typically transfers on the death of the owner. It is vitally important to work closely with your attorney to determine what should go into your trust and what should stay out. Also, before purchasing new assets, you should consult with your attorney to determine the most advantageous way to title your accounts, prepare transfer documents, and determine who to designate as beneficiary.
What Are the Benefits of Proper Funding?
Funding your trust makes it possible to obtain the best results from your trust-based estate plan:
Your incapacity trustee, rather than a court-appointed conservator or probate judge, will take control of your trust assets if you become mentally incompetent. Having a properly funded trust with backup trustees will allow you to avoid the need for court involvement in the management of your property if you are incapacitated during life.
After death, your settlement trustee, rather than a probate judge will take control of your trust assets. This will allow your loved ones to avoid the cost, delay, and aggravation of the court-supervised probate process.
Your trust will be easier to update as your wishes and circumstances change instead of doing things piecemeal through joint ownership, transfer-on-death accounts, or individual beneficiary designations.
Your final wishes will remain a private family matter instead of being publicized in the local probate court records.
Your incapacity or settlement trustee (i.e. surviving spouse & dependents) will typically have direct and immediate access to your trust assets without the need for obtaining a probate court order.
Your incapacity or settlement trustee will be able to manage, invest, sell and reinvest your trust assets without court intervention.
The Bottom Line on Trust Funding
Trusts can provide certainty with regards to the distribution of assets after death, and can also be used to achieve tax efficiency. Also, regardless of whether or not you have a taxable estate, trusts can dramatically reduce the cost of estate administration, and can significantly reduce the time it takes to distribute your assets after death. However, many people fail to take the additional step of funding the trust once it has been created.
If you want to know more about how you can benefit from a living trust, or if you would like to review your existing trust agreement to make sure it is properly funded, please contact Baker, Braverman & Barbadoro, PC to make an appointment. – Thomas P. O’Neill, III.
from QUINCY ATTORNEYS-Baker, Braverman & Barbadoro P.C. 300 Crown Colony Dr #500 Quincy, MA 02169 (781) 848-9610 http://ift.tt/2HUj8tJ via https://bbb-lawfirm.com
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A Guide to Home Buying and Refinancing in Quincy
If you're planning on getting a new house, you don't have to go through it alone. While it can be an exciting responsibility, the experience can also be overwhelming at times. Our team of skilled mortgage professionals is here to help you through the process of buying a new home or refinancing your existing mortgage. Our aim is to assist you in achieving your dream home and ensuring a seamless and stable credit experience. With variety of mortgage loan programs to choose from, financing your own dream home may seem complicated, but we have all that it takes to guide you through the most comprehensive financing options available. We work tirelessly to meet your needs and make the entire loan process as smooth as possible. Your peace of mind during the process is our top priority.
Navigating Mortgage Loans with Colonial Fed
Our home loans Quincy MA is designed to adapt to your changing needs. You can convert all or part of your adjustable-rate balance into a fixed-rate program at any time. Refinancing your house is not an easy task, as several factors can affect your decision. However, if you're looking to reduce the uncertainty of your mortgage, refinancing can be an excellent opportunity to switch from an adjustable mortgage rate to a fixed mortgage rate. Real estate loans Quincy MA can also be used to pay off other high-rate interest debts, and refinancing to consolidate debts can provide some breathing room in your monthly budget by merging multiple payments into one. At Colonial Fed, we offer an effortless online banking platform that makes your life much easier.
Our goal is simple - to create wealth for the members of our community. Refinancing your home mortgage Quincy MA may be a good fit for you if you want to lower your monthly debt payments, decrease the total amount you pay for your home, or get cash for a significant purchase.
Our home loans would be the best option for you if:
You want to use your home to fix your credit.
You need convenient access to funds without reapplying.
You prefer the flexibility of a longer repayment period.
At Colonial Fed, we're not here to confine you to a vacuum room. We offer you flexibility in paying back the debt you borrow from us for your first mortgage or refinancing your existing one. So, don't worry about anything anymore, just give us a call to schedule your consultation before anything else.
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july: week two
10: my body was so sore when i woke up. i was also just so tired and a bit sad. :/ kevin went to work and i slowly started doing work. i did some personal errands and organization but then got into uploading all of the new videos and notifying sultan and phil. i knew i wasn’t feeling too good so i skipped working out today and i didn’t even wear my fitbit because i’ve been so frustrated with my decline in my fitness health so i took a break. i watched some ff-x and then showered before kevin got back home. we ordered fat cat for dinner because i was already hungry at like 6 pm. i ordered their twin filet medallions with fingerling potatoes and asparagus. kevin got their lobster mac. we picked it up and then went back home to eat. my meal was delicious. their bernaise butter is sooo goood. the potatoes and asparagus didn’t look too appealing but they were yummy as well. kevin’s mac didn’t have a lot of cheese in it so i ate a bit too. we food coma’d right into hollow knight and decided not to go grocery shopping until tomorrow.
i just watched kevin play for the rest of the night. i got really snack-y so i ate the rest of the mochi ice cream and two chicken tenders at like 10 pm :/ idk what’s wrong with my body. it’s so out of whack. before sleeping, i did my pt stretches and iced my feet and massaged my legs. my quads, shins, and calves are super sore for some reason. i guess i really shouldn’t wear flats for an extended period of time anymore along with drinking too much. x_x; my body, ugh. kevin i stayed up until like 2 or 3 am. we’re the type of people who definitely need alone time to unwind and couple time to readjust after weekend trips like this one and seeing friends and family again. i don’t know when i’ll get out of this slump. i just feel so lost, uncreative, and uninspired really...
11: my legs were still sore but i planned to work out anyway. i need to get back on my grind or at least ease back into it a bit. we had soup dumplings and zong zi for breakfast. then kevin left for work and i went to look at what i should do for work. i still have a bit more to do but other than that, i will have to catch up with phil tomorrow. it’s rainy for the rest of the week so idk how i will be feeling. i know i need to kick myself in the ass and push myself but i’m just bleh. well, i started finishing up my project and then put chicken in to bake. i ate two thighs because i didn’t make rice LOL and also steamed veggies. mmm. after work, i watched some ff-x and did 30 minutes of intense cardio with jumping. my feet just feel a little stiff but i think i can do jumps again :) ! i made rice right before kevin came back and then we went grocery shopping. it was a quick run. we got back home and unpacked and then ate dinner. i put in more thighs to bake for tomorrow but i ate leftover food for dinner instead. kevin ate a chicken thigh, veggies, and some instant noodles for dinner.
we looked up where to find a chase bank and at this point, we’re just gonna exchange in stockholm because the only bank closest to MA is in connecticut or new york... kevin went to play dota after digesting. i went to do 30 minutes of abs. i also did laundry kinda late today so i had to wait for our towels to dry until i could shower...which was at like 12 am. i also decided to get off facebook and now i’m looking into just being on instagram solely, but i still have bad feelings about it. hmmm. i was really tired when i was done showering and folding clothes. i went to sleep right away and kevin stayed up playing pubg with peter.
12: every time i wake up and then go back to sleep, i always have weird dreams. hmm. i got up and then ate breakfast and sent kevin off to work. then i tidied up the last bits and pieces of my project while watching some ff-x. today i feel better about myself. i’m trying to get back on track with doing 30 minutes of cardio in the morning and 30 of strength in the afternoon, but it’s weird with working from home and all of that. i’ll figure it out! i feel better than yesterday for sure. i did a bit more work while watching ‘world of dance’ and then after work, i went right into cardio and then took a 10 minute break before i went into doing back workouts. i’ll need to split these up more (morning and evening) but i’m getting there! i showered after my workout and then read my botm in bed until kevin came back from climbing. i also got hungry so i ate english muffins with peanut butter and a chicken tender LOL. i was surprisingly full after a while. then i prepped the ingredients for thai basil beef bowls, mmmm. i ate a bit of that for “real” dinner and then i continued reading for the rest of the night. i iced my feet while finishing up the book, which turned out to be really interesting! i also managed to do my stretches right before sleeping. kevin and i ended up staying up until 1 am. well, it was late for me and not for him yet. i think he stayed up a bit longer working on some code and/or gaming, ahha.
13: i got out of bed and then made hot water and breakfast. then i started work right away because i had a physical therapy appointment today and i wanted to get work done. plus, we moved up standup to 12 pm. after kevin left for work, i did a bit of thinking and research. then i fit in an exercise session before standup. i did a hiit workout today and it made me sweat so much. my feet didn’t feel terrible but i’m still not 100% for jumping daily. we had a quick stand up and then i did a bit more work before showering and heading out to my physical therapy appointment. it was a cooler day in boston. my physical therapy went very well and it was fun picking up marbles with my toes again ahah. bryan said next session is my last and it seems like i’m pretty much all better. before leaving, he said he will have a graduation thing for me? lulz. i also met matt, the co-op, who helped me do some of the exercises. the train took 10 minutes to get there and kept stopping, so i got home later than expected.
i ate right away because i was sooo hungry. then i worked on templates and found a bunch of issues with our thinking :/ ugh. it was frustrating. what made it more frustrating was that masterchef on fox, kept buffering and stopping and telling me that my adobe token pass was expired... so i rq’d and found another stream for the latest episode. i finished a template and then stopped working because there are issues we need to address before i move on to making more templates... kevin got back home earlier than usual :O we just chilled together until kevin started cooking this blue apron sweet and savory korean rice cake recipe! i did 30 minutes of obliques before cooling off (there was a lot of sweat here too) and looking up the best equipment to take travel photos. i looked into a selfie stick, which i don’t want anymore. i looked into phone lens accessories, which took a while but i’m probably going to buy a telephoto and wide angle lens...but i’m not sure which one yet. i basically researched this until i went to sleep... haha.
the rice cakes were super saucy and delicious. it was a bit too saucy for my taste, and kevin kind of overcooked the rice cakes, but it was still a great first attempt. we’ll definitely be making this again. we cleaned up, showered, and then kevin played hollow knight while i continued researching. i got sleepy at 11 pm tbh, but went to sleep at 12:30 am because i started playing with retrica and snapseed to see how i much editing i could do to a photo to make it “insta-worthy” in my opinion. i think i did a pretty good job! it was getting late so i just put away my phone and went to sleep while kevin gamed in the background, hhaa.
14: kevin made soft-boiled eggs for breakfast today! i had one along with my regular breakfast. mmm. while he was making them, i hopped on the computer and did some prepping for the meeting i was sort of leading today. then i noticed some work i had to backtrack on that i did yesterday -__-” lol i really need to talk to phil at this point. we didn’t get to talk before the meeting but it went pretty well. i explained how i re-created their map and some elements of ux360 and then phil took the reigns and explained more. i did have a few brain farts because i haven’t been using ux360 regularly / normally due to the tutorials and the one pagers. after the meeting, i grabbed some food and then talked to phil about the template challenges i have been experiencing. we got on stand up right after and then we were supposed to loop back, but phil had to talk to a few others on the team and because he’s in california and i’m in boston, he got back to be at 5:30 pm and said we would catch up on monday. lol. well, after stand up, i did work while watching the latest episode of love connection and also catching a good shiny tapu koko with hidden power ice. woot! i took a real quick nap after because i got dizzy from looking back and forth from multiple screens.
i woke up and forced myself to work out LOL. kevin was full when he came back because he ate a lot at happy hour at fitbit. i took my time working out and then showered. i was pretty full still because i had a late lunch. i eventually ate leftover thai basil beef bowl for dinner and just chilled while watching kevin continue completing hollow knight. he’s has almost completed the game! i was going to sleep early but that didn’t happen, haha. i managed to do my pt exercises before sleeping at like 1 am?
15: i think we got out of bed at like 11 am or 12 pm... well, we slept in for sure. haha. while we ate breakfast, we had a small argument about what bonchon location we planned for today. lol, i thought we were driving and he said we agreed on taking the ‘t’ yesterday night...but i don’t remember agreeing on that. LOL. we figured it out and we took the ‘t’ for one stop (there were buses taking us to the quincy center train stop this weekend) and then took it back home because kevin said he would drive instead with the traffic and all LOL. we also wanted to return the baking dishes we got from sur la table. so we went back and got bb and found street parking kind of near copley place... except that i put in copley square in the gps and that is NOT copley place... luckily, it was like a 5 minute walk away. eh heh heh... i also realized we did say we would take the train earlier so i apologized :P we returned the dishes, looked around, and then headed to prudential mall.
we stopped by num pang, a cambodian sandwich place, for a quick snack. their sandwiches are very much like banh mi. it was still delicioussss. we went to warby parker after and i ended up getting the one everyone said i should get. the checkout / ordering process was super quick, and i was out in like 10-15 minutes or so. kevin went to throw out our lemonade and disappeared into eataly when he was supposed to come back to warby parker, lols. i knew that he would stray there though so i knew where to find him after i was done. we explored eataly together tasting bread samples, getting their ninsola dessert, and a cannoli. everything was delicious. we ended up getting a prosciutto baked loaf and nommed on that on our walk back to the car. we didn’t have time for me to get a library card so we skipped that. oh well. later on in the day, i found out that i would need another library card for quincy if i got one in boston. hmmm. so i need to think on that more...
we drove to the bonchon in cambridge. for some reason, harvard square was still poppin’ and we had to circle a bit to find a parking spot. we could only find one for 30 minutes so we ordered our fried chicken to go. kevin went back to the car when time was about up and right after he left, i got the chicken. so we met at the car and then we drove to oh my tea to get some refreshing drinks to go with our fried chicken and seafood tteok bokki. :D we ate while watching the most recent season of ‘izombie’! yay, back to watching tv again~ the spicy wings were spicy af and apparently, the tteok bokki had heat that build. everything was really yummy though~ we had to get up and move around to digest and not fall into a food coma afterward. then we cleaned up and headed to star market to do a bit of grocery shopping.
we bought some meat and fruit because we had a ton of leftover veggies and we would be celebrating kevin’s birthday so we wouldn’t be cooking a lot this week. i restocked on dark chocolate too~ we decided that star market wasn’t as good as roche so we won’t be going there anymore unless there is a good sale ;P we got back, unpacked, and while watching another episode of ‘izombie’, the power went out in the area...LOL. it was a bit creepy. i lit all of my candles and put them in different rooms. we walked around and bummed until the lights went back on. we showered and then finished the episode and went to bed. i think i went to sleep at like 12:30 am? i think i had kevin take off my ice packs for me because i ko’d while they were still on my feet. hehe, thank you. it was a great day spent out with the bear <3 thank you again :)))))
16: i got up at 9am or so and then ate breakfast. i was going to exercise but i felt too tired. i initially woke up because i felt like i needed to get started on cleaning for some reason?? haha. i didn’t do either and instead, i started reading the journey mapping book dave gave me on the first day of work. :O i read two chapters while kevin woke up and brushed his teeth. then we ate leftovers while watching the most recent season of ‘izombie.’ lol we watched for a while. i think we stopped at around 2 pm. then i did an hour of cardio kickboxing and i was sweating sooo much x_x kevin went to game during that time and also shower. i cooled off, went to shower, and then started doing laundry. kevin and i ate more leftovers and watched two more episodes before i started cleaning while he talked to his parents on the phone. we both did our chores at the same time and got them done fairly quickly. i was still cleaning the bathroom while kevin started cooking dinner though, haha. i iced my feet and watched some youtube videos while kevin ate and made guac. i did some hip stretches and my pt exercises before packing for work and then making the bed and going to sleep. i went to sleep at around 11:45 pm. it wasn’t even hard going to sleep because that hour long workout tired me out.
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Colonial Fed, your own union to reach your financial goals
Colonial Fed is one of the reputed and not-for-profit financial institutions that believe in putting its members and employees first, even before itself. When you take your decision to save your money with us, you get a surety that it is safe and become a support for someone else. And it means, offering you the peace of mind stating that your future is economically secure and strong. Whatever we do, our work allows our team and members to live with relief knowing that you have someone to support you in case any emergency expense arises. We are proud of ourselves that is why we say that we empower our staff and community, consequently leading to the progress of all of us while preparing for a better future.
Since our motto here is not to earn profit, we provide easy approval loans to our members at a rate that is comparatively lesser and offer higher interests on your savings that you decide to keep with us. From helping you achieve your dreams come true to turning our financial bonds into the relationships, for us, it is all about putting our members and employees first and considering what they want. We are passionate to provide our people with the best and custom-built financial solutions. This is what making us different from best bank in Quincy, MA.
Our aim
To help members in our community thrive
To support our members have a grip over their financial status
To be available whenever you need us
Help you attain your dreams
At our organization, we have resolute people working with us, who are ready to take challenges and have passion for helping the members strengthen their finance status. Our union was started with a belief that by combining the best resources for members, the communities can enjoy a better standard of life. We are proud of being always available for our members and serve them with the kind of financial support they expect. We do not serve any customers because we have members bonded with us with a peace of mind and we are working to serve them benefits.
Unlike banks in Quincy, MA we try to meet our members on one-on-one basis in a time where most of the financial institutions avoid meeting they community physically. We never ask you to pay any charges when you put your faith in us and take loans from us. In our organization, the members have equal participation in appointing the members of our management. We understand that there is nothing like “equal for all” in a credit union, therefore we serve personalized solutions for your financial problems.
Visit us today and to be a member and start enjoying incredible benefits of being with us.
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Get the steering wheels of your first car in your hands
Credit Union has been there in existence while helping more than millions of people to provide them with financial solutions across the country. Colonial Fed provides an exclusive financing model that allows us to serve high interest rates to deposits and a variety of loan options for all. Our varieties of financing options are with absolutely limitless benefits that allow the members to buy from our variety of loans. Whether you want to buy your first used or new car, truck, van, or SUV or get mortgages, you will always find a solution that best suits your requirements. 100% satisfaction to our customer is highly important to us which explain why our qualified employees pay attention to offer dedicated solutions.
We can provide you with an easy yet industry-leading online auto loan procedure to place you on the driver's seat of your new car with all the details that you need to make an informed decision on your next car purchase. Auto loan approval process is completely customized according to the client and your credit score including a fresh experience car buying. You will have a plethora of options when it comes to getting solutions from Best Bank in Quincy MA. There’ll be probably no other financial organization that can provide you a unique banking experience that Colonial Fed offers. We can deliver you with the products and services you will be offered at big financial organizations, but we will give you personal attention, better interest rates, and lower fees to loans. You will enjoy our innovative tools to operate your accounts, anytime and anywhere you want.
How can a credit union help you buy your first car?
You are aware with what you want when you look for the financial support for getting a new or used car and with online banking Quincy MA, that’s what you get. We provide you with a wide range of solutions helping you get approval for a suitable loan that is in your budget to support the investment you are going to make to improve your living standard. We’re always with you in every step and our experts will direct you through the process for better understanding. Our program is especially for members who like to replace their cars or automobiles within every few years. Auto Loans Quincy MA comes with budget-friendly loans with interest rate lower than standard financing and with flexible terms to fit your pocket.
We never ever ask for any down payment from our member right at the time of financing their favorite vehicle. With us, you can get most feasible and low interest rates to pay. If you feel like asking for any questions or want to clear doubts, let us know. Our professionals will reach you out in no time.
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Find your ideal financial support
Unexpected expenses are unwelcome guests who can come anytime without notifying and you can't do anything about that but deal with them whether with a heavy heart doesn’t matter you want that or not. Such kind of expenses has a love-hate kind of relationship with us, because you cannot ignore them. But Banks in Quincy, MA can help you manage that unexpected cost with easy adjustments. Colonial Fed is one of the most popular financial organizations that work for the profit and welfare of each member in our community. If you are a part of our non-profit organization, you have brought yourself a range of benefits to enjoy.
Why you can't miss out a credit union?
Doesn’t matter for what reason a member of our credit union requires financial support, they can always reach us to get the credit support, which we offer for the financial growth. If you want, you can also ask for the free checking of your bank account before getting credit. There is the sole objective of our association that is the welfare of the community we belong to. We want you all to expand briskly so that all the members can live a healthy and an elegant lifestyle. We never ask our members to pay any big amount in interest for the money you borrow from the union since we are meant for the profit of our members. Our free checking, savings, & all types of investment accounts are all planned to convoke according to your individual requisites. If you are planning to buy your first car but unable to do so because of lack of enough funds, you can talk to us without hesitating. We are always available to discuss for our esteemed members. Our best bank in Quincy MA will surely help you buy what you are planning for. We are not like other Quincy banks that trap their customers in their traps to eat up a big sum of money as interest. We’ll allow you to borrow money from us that we receive from our prestigious depositors and provide them the best interest we receive from our borrowers.
This is our way of promoting the whole community of members in our credit union. We are really proud and happy to present the way we serve our clients! You are a valued member of our union and your requirements are our top consideration. This is why we advocate a range of services that are friendly and trustworthy available all under one roof.
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How does a Credit Union help members fulfill their dreams?
The only motto of Colonial Fed credit union is the welfare of our people/ members rather than earning any profit. We are in existence for service towards our community, and you’ll notice it progressing every day. The credit union is one of its kind organizations in the finance dominion. A credit union is not just any other financial organization or banks in Quincy MA, rather it’s an association gathered to propose you a safer place to save big and borrow when you need with the coordination of other members at reasonable rates. You have equal right and voice in helping us select our ringleaders, and you get benefits from the success we achieve with the help you all.
We are an organization that gives first and foremost priority to the members and employees and then comes anything else. The aim of our esteemed organization is to offer financial support to those who are and have always been with us be it as a member or an employee. We have a belief that we can only grow when people with us are growing. For a credit union like us, members are the pillars of strength and success making us capable to help you. If you are not a part of our credit union, we might not help you to get any sort of support.
What’s our main objective?
If you are a member of our Credit Union organization, looking to buy your first house or dream car but unable to do so due to insufficient capital, then you can apply either for auto loans or mortgage Quincy MA. We offer easy approval on all sort of loans, you just need to share the details our employees will tell you to, and rest leave it to us. We are offering personal loan, home equity loan, auto loan, mortgages or others, and acquire your goals.
With the great loan rates and fees we serve, you can plan your retirement way before with any of the ways we offer. The credit union in Quincy MA does not consider quality score to grant loans. What matters to us; is being a member with us. When you save money with your account, you grow and be the member cum owner of the credit union. You’re a customer as well as an owner and decision maker to us. This credit union makes the best use of money. You and other members deposit that we use to proffer loans to other members, much similar to the way of a Quincy bank.
Let us know to help you make your plans come true.
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